Home > Cornerstone Community Bank > Income and Expense

Cornerstone Community Bank, Income and Expense

2023-06-30 (YTD Data)		Rank
Total interest income	$5,477,000	2,667
Total interest expense	$1,512,000	2,335
Net interest income	$3,965,000	2,753
Provision for loan and lease losses	$0	2,940
Total noninterest income	$333,000	3,150
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$31,000	3,718
Trading account gains and fees	NA	NA
Additional Noninterest Income	$302,000	2,755
Total noninterest expense	$2,115,000	3,267
Salaries and employee benefits	$1,364,000	3,064
Premises and equipment expense	$176,000	3,430
Additional noninterest expense	$302,000	2,749
Pre-tax net operating income	$2,183,000	2,145
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$2,183,000	1,949
Extraordinary gains, net	$0	51
Net income	$2,183,000	1,973
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,183,000	1,949
Net charge-offs	$0	2,431
Cash dividends	$500,000	1,943
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,183,000	1,955
2023-03-31 (YTD Data)		Rank
Total interest income	$2,748,000	2,648
Total interest expense	$680,000	2,270
Net interest income	$2,068,000	2,702
Provision for loan and lease losses	$0	2,612
Total noninterest income	$171,000	3,121
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$16,000	3,711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	2,715
Total noninterest expense	$1,111,000	3,224
Salaries and employee benefits	$703,000	3,063
Premises and equipment expense	$90,000	3,449
Additional noninterest expense	$155,000	2,715
Pre-tax net operating income	$1,128,000	2,155
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$1,128,000	1,945
Extraordinary gains, net	$0	4
Net income	$1,128,000	1,945
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,128,000	1,945
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,128,000	1,967
2022-12-31 (YTD Data)		Rank
Total interest income	$10,147,000	2,498
Total interest expense	$869,000	2,606
Net interest income	$9,278,000	2,465
Provision for loan and lease losses	$0	3,012
Total noninterest income	$663,000	3,271
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$52,000	3,916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$611,000	2,850
Total noninterest expense	$8,052,000	2,289
Salaries and employee benefits	$4,689,000	2,274
Premises and equipment expense	$378,000	3,373
Additional noninterest expense	$611,000	2,850
Pre-tax net operating income	$1,889,000	3,195
Securities gains (losses)	$-306,000	4,214
Applicable income taxes	$453,000	2,091
Income before extraordinary items	$1,130,000	3,546
Extraordinary gains, net	$0	5
Net income	$1,130,000	3,544
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,130,000	3,545
Net charge-offs	$-1,000	3,246
Cash dividends	$1,180,000	2,000
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,371,740	3,380
2022-09-30 (YTD Data)		Rank
Total interest income	$7,461,000	2,476
Total interest expense	$498,000	2,656
Net interest income	$6,963,000	2,443
Provision for loan and lease losses	$0	2,835
Total noninterest income	$530,000	3,237
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$38,000	3,958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$492,000	2,823
Total noninterest expense	$4,194,000	2,852
Salaries and employee benefits	$2,916,000	2,552
Premises and equipment expense	$284,000	3,387
Additional noninterest expense	$492,000	2,823
Pre-tax net operating income	$3,299,000	2,175
Securities gains (losses)	$0	740
Applicable income taxes	$886,000	1,423
Income before extraordinary items	$2,413,000	2,340
Extraordinary gains, net	$0	4
Net income	$2,413,000	2,339
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,413,000	2,339
Net charge-offs	$0	2,349
Cash dividends	$1,100,000	1,580
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,413,000	2,379
2022-06-30 (YTD Data)		Rank
Total interest income	$4,818,000	2,494
Total interest expense	$288,000	2,707
Net interest income	$4,530,000	2,461
Provision for loan and lease losses	$0	2,599
Total noninterest income	$357,000	3,217
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$26,000	3,973
Trading account gains and fees	NA	NA
Additional Noninterest Income	$331,000	2,841
Total noninterest expense	$2,824,000	2,822
Salaries and employee benefits	$1,967,000	2,523
Premises and equipment expense	$189,000	3,410
Additional noninterest expense	$668,000	3,261
Pre-tax net operating income	$2,063,000	2,160
Securities gains (losses)	$0	687
Applicable income taxes	$555,000	1,407
Income before extraordinary items	$1,508,000	2,335
Extraordinary gains, net	$0	4
Net income	$1,508,000	2,335
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,508,000	2,335
Net charge-offs	$0	2,156
Cash dividends	$850,000	1,465
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,508,000	2,374
2022-03-31 (YTD Data)		Rank
Total interest income	$2,380,000	2,457
Total interest expense	$142,000	2,697
Net interest income	$2,238,000	2,431
Provision for loan and lease losses	$0	2,285
Total noninterest income	$182,000	3,150
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$13,000	3,977
Trading account gains and fees	NA	NA
Additional Noninterest Income	$169,000	2,759
Total noninterest expense	$1,443,000	2,779
Salaries and employee benefits	$1,005,000	2,498
Premises and equipment expense	$93,000	3,448
Additional noninterest expense	$345,000	3,211
Pre-tax net operating income	$977,000	2,116
Securities gains (losses)	$0	623
Applicable income taxes	$265,000	1,406
Income before extraordinary items	$712,000	2,337
Extraordinary gains, net	$0	4
Net income	$712,000	2,336
Minority interest net income	$0	50
Net income of bank and minority interests.	$712,000	2,337
Net charge-offs	$0	1,838
Cash dividends	$750,000	918
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$712,000	2,356
2021-12-31 (YTD Data)		Rank
Total interest income	$10,329,000	2,424
Total interest expense	$707,000	2,696
Net interest income	$9,622,000	2,381
Provision for loan and lease losses	$-37,000	4,176
Total noninterest income	$1,347,000	2,666
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$55,000	3,945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,292,000	2,381
Total noninterest expense	$5,512,000	2,852
Salaries and employee benefits	$3,852,000	2,557
Premises and equipment expense	$379,000	3,425
Additional noninterest expense	$1,281,000	3,342
Pre-tax net operating income	$5,494,000	1,933
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,486,000	1,324
Income before extraordinary items	$4,008,000	2,160
Extraordinary gains, net	$0	10
Net income	$4,008,000	2,161
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,008,000	2,161
Net charge-offs	$-37,000	4,026
Cash dividends	$949,000	2,289
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,008,000	2,131
2021-09-30 (YTD Data)		Rank
Total interest income	$7,730,000	2,472
Total interest expense	$553,000	2,723
Net interest income	$7,177,000	2,437
Provision for loan and lease losses	$-37,000	4,333
Total noninterest income	$1,113,000	2,589
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$41,000	3,988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,072,000	2,307
Total noninterest expense	$4,235,000	2,835
Salaries and employee benefits	$2,899,000	2,559
Premises and equipment expense	$291,000	3,440
Additional noninterest expense	$1,045,000	3,240
Pre-tax net operating income	$4,092,000	2,023
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,105,000	1,385
Income before extraordinary items	$2,987,000	2,259
Extraordinary gains, net	$0	8
Net income	$2,987,000	2,257
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,987,000	2,259
Net charge-offs	$-37,000	4,103
Cash dividends	$830,000	1,893
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,987,000	2,230
2021-06-30 (YTD Data)		Rank
Total interest income	$5,150,000	2,472
Total interest expense	$389,000	2,715
Net interest income	$4,761,000	2,437
Provision for loan and lease losses	$0	2,862
Total noninterest income	$880,000	2,376
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$28,000	3,975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$852,000	2,092
Total noninterest expense	$2,833,000	2,828
Salaries and employee benefits	$1,953,000	2,545
Premises and equipment expense	$198,000	3,412
Additional noninterest expense	$682,000	3,251
Pre-tax net operating income	$2,808,000	1,968
Securities gains (losses)	$0	1,818
Applicable income taxes	$757,000	1,367
Income before extraordinary items	$2,051,000	2,190
Extraordinary gains, net	$0	6
Net income	$2,051,000	2,189
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,051,000	2,190
Net charge-offs	$0	2,245
Cash dividends	$709,000	1,662
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,051,000	2,155
2021-03-31 (YTD Data)		Rank
Total interest income	$2,617,000	2,437
Total interest expense	$206,000	2,708
Net interest income	$2,411,000	2,398
Provision for loan and lease losses	$0	2,741
Total noninterest income	$473,000	2,285
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$15,000	3,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$458,000	2,000
Total noninterest expense	$1,426,000	2,820
Salaries and employee benefits	$989,000	2,502
Premises and equipment expense	$101,000	3,391
Additional noninterest expense	$336,000	3,243
Pre-tax net operating income	$1,458,000	1,911
Securities gains (losses)	$0	1,392
Applicable income taxes	$395,000	1,320
Income before extraordinary items	$1,063,000	2,133
Extraordinary gains, net	$0	3
Net income	$1,063,000	2,133
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,063,000	2,133
Net charge-offs	$0	1,930
Cash dividends	$390,000	1,389
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,063,000	2,092
2020-12-31 (YTD Data)		Rank
Total interest income	$10,836,000	2,396
Total interest expense	$1,374,000	2,515
Net interest income	$9,462,000	2,350
Provision for loan and lease losses	$225,000	2,934
Total noninterest income	$1,692,000	2,303
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$60,000	4,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,632,000	2,004
Total noninterest expense	$5,348,000	2,878
Salaries and employee benefits	$3,752,000	2,584
Premises and equipment expense	$386,000	3,471
Additional noninterest expense	$1,210,000	3,403
Pre-tax net operating income	$5,581,000	1,643
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,511,000	1,131
Income before extraordinary items	$4,070,000	1,900
Extraordinary gains, net	$0	4
Net income	$4,070,000	1,899
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,070,000	1,900
Net charge-offs	$-309,000	4,912
Cash dividends	$2,390,000	1,341
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,070,000	1,851
2020-09-30 (YTD Data)		Rank
Total interest income	$7,566,000	2,516
Total interest expense	$1,125,000	2,481
Net interest income	$6,441,000	2,505
Provision for loan and lease losses	$215,000	2,698
Total noninterest income	$1,044,000	2,471
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$44,000	4,080
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000,000	2,139
Total noninterest expense	$3,925,000	2,901
Salaries and employee benefits	$2,670,000	2,650
Premises and equipment expense	$275,000	3,543
Additional noninterest expense	$980,000	3,253
Pre-tax net operating income	$3,345,000	1,904
Securities gains (losses)	$0	2,494
Applicable income taxes	$901,000	1,268
Income before extraordinary items	$2,444,000	2,181
Extraordinary gains, net	$0	4
Net income	$2,444,000	2,181
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,444,000	2,181
Net charge-offs	$-1,000	3,797
Cash dividends	$920,000	1,774
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,444,000	2,117
2020-06-30 (YTD Data)		Rank
Total interest income	$4,981,000	2,562
Total interest expense	$835,000	2,429
Net interest income	$4,146,000	2,577
Provision for loan and lease losses	$145,000	2,710
Total noninterest income	$622,000	2,563
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$27,000	4,162
Trading account gains and fees	NA	NA
Additional Noninterest Income	$595,000	2,200
Total noninterest expense	$2,610,000	2,916
Salaries and employee benefits	$1,782,000	2,667
Premises and equipment expense	$184,000	3,529
Additional noninterest expense	$644,000	3,290
Pre-tax net operating income	$2,013,000	1,997
Securities gains (losses)	$0	2,249
Applicable income taxes	$540,000	1,279
Income before extraordinary items	$1,473,000	2,265
Extraordinary gains, net	$0	4
Net income	$1,473,000	2,264
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,473,000	2,265
Net charge-offs	$-1,000	3,744
Cash dividends	$620,000	1,741
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,473,000	2,222
2020-03-31 (YTD Data)		Rank
Total interest income	$2,366,000	2,650
Total interest expense	$473,000	2,368
Net interest income	$1,893,000	2,692
Provision for loan and lease losses	$50,000	2,502
Total noninterest income	$216,000	2,927
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$15,000	4,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	2,429
Total noninterest expense	$1,333,000	2,908
Salaries and employee benefits	$896,000	2,664
Premises and equipment expense	$98,000	3,449
Additional noninterest expense	$339,000	3,240
Pre-tax net operating income	$726,000	2,292
Securities gains (losses)	$0	1,705
Applicable income taxes	$195,000	1,420
Income before extraordinary items	$531,000	2,562
Extraordinary gains, net	$0	4
Net income	$531,000	2,562
Minority interest net income	$0	56
Net income of bank and minority interests.	$531,000	2,563
Net charge-offs	$0	2,581
Cash dividends	$420,000	1,414
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$531,000	2,531
2019-12-31 (YTD Data)		Rank
Total interest income	$9,764,000	2,614
Total interest expense	$1,997,000	2,337
Net interest income	$7,767,000	2,674
Provision for loan and lease losses	$195,000	2,386
Total noninterest income	$803,000	3,095
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$75,000	4,186
Trading account gains and fees	NA	NA
Additional Noninterest Income	$728,000	2,602
Total noninterest expense	$5,136,000	2,957
Salaries and employee benefits	$3,466,000	2,685
Premises and equipment expense	$381,000	3,554
Additional noninterest expense	$1,289,000	3,354
Pre-tax net operating income	$3,239,000	2,343
Securities gains (losses)	$0	2,379
Applicable income taxes	$867,000	1,540
Income before extraordinary items	$2,372,000	2,645
Extraordinary gains, net	$0	11
Net income	$2,372,000	2,645
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,372,000	2,647
Net charge-offs	$-4,000	4,311
Cash dividends	$960,000	2,403
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,372,000	2,615
2019-09-30 (YTD Data)		Rank
Total interest income	$7,285,000	2,666
Total interest expense	$1,516,000	2,339
Net interest income	$5,769,000	2,733
Provision for loan and lease losses	$180,000	2,065
Total noninterest income	$521,000	3,293
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$57,000	4,233
Trading account gains and fees	NA	NA
Additional Noninterest Income	$464,000	2,807
Total noninterest expense	$3,838,000	2,981
Salaries and employee benefits	$2,573,000	2,711
Premises and equipment expense	$282,000	3,603
Additional noninterest expense	$983,000	3,359
Pre-tax net operating income	$2,272,000	2,515
Securities gains (losses)	$0	2,167
Applicable income taxes	$607,000	1,646
Income before extraordinary items	$1,665,000	2,805
Extraordinary gains, net	$0	11
Net income	$1,665,000	2,806
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,665,000	2,806
Net charge-offs	$-4,000	4,209
Cash dividends	$700,000	2,174
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,665,000	2,770
2019-06-30 (YTD Data)		Rank
Total interest income	$4,776,000	2,705
Total interest expense	$985,000	2,358
Net interest income	$3,791,000	2,768
Provision for loan and lease losses	$110,000	2,135
Total noninterest income	$276,000	3,558
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$38,000	4,254
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	3,063
Total noninterest expense	$2,474,000	3,068
Salaries and employee benefits	$1,657,000	2,783
Premises and equipment expense	$183,000	3,665
Additional noninterest expense	$634,000	3,448
Pre-tax net operating income	$1,483,000	2,524
Securities gains (losses)	$0	1,702
Applicable income taxes	$395,000	1,632
Income before extraordinary items	$1,088,000	2,819
Extraordinary gains, net	$0	11
Net income	$1,088,000	2,817
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,088,000	2,818
Net charge-offs	$-2,000	4,040
Cash dividends	$580,000	1,972
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,088,000	2,797
2019-03-31 (YTD Data)		Rank
Total interest income	$2,322,000	2,753
Total interest expense	$484,000	2,349
Net interest income	$1,838,000	2,840
Provision for loan and lease losses	$45,000	2,137
Total noninterest income	$137,000	3,561
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$20,000	4,223
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	3,030
Total noninterest expense	$1,198,000	3,149
Salaries and employee benefits	$804,000	2,849
Premises and equipment expense	$88,000	3,743
Additional noninterest expense	$306,000	3,508
Pre-tax net operating income	$732,000	2,509
Securities gains (losses)	$0	1,087
Applicable income taxes	$196,000	1,607
Income before extraordinary items	$536,000	2,802
Extraordinary gains, net	$0	5
Net income	$536,000	2,802
Minority interest net income	$0	52
Net income of bank and minority interests.	$536,000	2,801
Net charge-offs	$0	2,740
Cash dividends	$278,000	1,796
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$536,000	2,791
2018-12-31 (YTD Data)		Rank
Total interest income	$8,857,000	2,743
Total interest expense	$1,520,000	2,313
Net interest income	$7,337,000	2,810
Provision for loan and lease losses	$250,000	2,131
Total noninterest income	$627,000	3,509
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$74,000	4,422
Trading account gains and fees	NA	NA
Additional Noninterest Income	$553,000	2,943
Total noninterest expense	$4,668,000	3,192
Salaries and employee benefits	$3,027,000	2,943
Premises and equipment expense	$371,000	3,666
Additional noninterest expense	$1,270,000	3,477
Pre-tax net operating income	$3,046,000	2,477
Securities gains (losses)	$0	1,125
Applicable income taxes	$810,000	1,574
Income before extraordinary items	$2,236,000	2,759
Extraordinary gains, net	$0	6
Net income	$2,236,000	2,758
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,236,000	2,759
Net charge-offs	$1,000	3,708
Cash dividends	$771,000	2,513
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,236,000	2,755
2018-09-30 (YTD Data)		Rank
Total interest income	$6,520,000	2,780
Total interest expense	$1,096,000	2,305
Net interest income	$5,424,000	2,853
Provision for loan and lease losses	$200,000	1,970
Total noninterest income	$470,000	3,524
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$57,000	4,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$413,000	2,993
Total noninterest expense	$3,503,000	3,194
Salaries and employee benefits	$2,247,000	2,976
Premises and equipment expense	$280,000	3,694
Additional noninterest expense	$976,000	3,449
Pre-tax net operating income	$2,191,000	2,586
Securities gains (losses)	$0	1,118
Applicable income taxes	$583,000	1,653
Income before extraordinary items	$1,608,000	2,883
Extraordinary gains, net	$0	5
Net income	$1,608,000	2,883
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,608,000	2,883
Net charge-offs	$3,000	3,293
Cash dividends	$492,000	2,387
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,608,000	2,870
2018-06-30 (YTD Data)		Rank
Total interest income	$4,252,000	2,810
Total interest expense	$663,000	2,376
Net interest income	$3,589,000	2,866
Provision for loan and lease losses	$150,000	1,766
Total noninterest income	$325,000	3,493
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$36,000	4,534
Trading account gains and fees	NA	NA
Additional Noninterest Income	$289,000	2,938
Total noninterest expense	$2,315,000	3,231
Salaries and employee benefits	$1,486,000	3,010
Premises and equipment expense	$186,000	3,722
Additional noninterest expense	$643,000	3,486
Pre-tax net operating income	$1,449,000	2,576
Securities gains (losses)	$0	961
Applicable income taxes	$384,000	1,646
Income before extraordinary items	$1,065,000	2,859
Extraordinary gains, net	$0	6
Net income	$1,065,000	2,859
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,065,000	2,859
Net charge-offs	$-6,000	4,367
Cash dividends	$370,000	2,288
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,065,000	2,852
2018-03-31 (YTD Data)		Rank
Total interest income	$2,073,000	2,863
Total interest expense	$300,000	2,469
Net interest income	$1,773,000	2,908
Provision for loan and lease losses	$75,000	1,680
Total noninterest income	$131,000	3,778
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$15,000	4,742
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	3,148
Total noninterest expense	$1,135,000	3,308
Salaries and employee benefits	$721,000	3,076
Premises and equipment expense	$94,000	3,749
Additional noninterest expense	$320,000	3,518
Pre-tax net operating income	$694,000	2,601
Securities gains (losses)	$0	735
Applicable income taxes	$183,000	1,655
Income before extraordinary items	$511,000	2,862
Extraordinary gains, net	$0	7
Net income	$511,000	2,862
Minority interest net income	$0	52
Net income of bank and minority interests.	$511,000	2,862
Net charge-offs	$-4,000	4,365
Cash dividends	$255,000	1,717
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$511,000	2,848
2017-12-31 (YTD Data)		Rank
Total interest income	$7,771,000	2,930
Total interest expense	$905,000	2,725
Net interest income	$6,866,000	2,929
Provision for loan and lease losses	$290,000	2,027
Total noninterest income	$666,000	3,538
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$91,000	4,431
Trading account gains and fees	NA	NA
Additional Noninterest Income	$575,000	2,995
Total noninterest expense	$4,497,000	3,320
Salaries and employee benefits	$2,806,000	3,121
Premises and equipment expense	$362,000	3,841
Additional noninterest expense	$1,329,000	3,459
Pre-tax net operating income	$2,745,000	2,612
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,503,000	1,539
Income before extraordinary items	$1,242,000	3,423
Extraordinary gains, net	$0	9
Net income	$1,242,000	3,421
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,242,000	3,423
Net charge-offs	$18,000	3,472
Cash dividends	$680,000	2,648
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,242,000	3,409
2017-09-30 (YTD Data)		Rank
Total interest income	$5,791,000	2,958
Total interest expense	$677,000	2,702
Net interest income	$5,114,000	2,960
Provision for loan and lease losses	$250,000	1,804
Total noninterest income	$426,000	3,797
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$71,000	4,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$355,000	3,248
Total noninterest expense	$3,284,000	3,388
Salaries and employee benefits	$2,052,000	3,180
Premises and equipment expense	$261,000	3,952
Additional noninterest expense	$971,000	3,517
Pre-tax net operating income	$2,006,000	2,711
Securities gains (losses)	$0	2,274
Applicable income taxes	$772,000	1,699
Income before extraordinary items	$1,234,000	3,159
Extraordinary gains, net	$0	9
Net income	$1,234,000	3,158
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,234,000	3,159
Net charge-offs	$19,000	3,008
Cash dividends	$400,000	2,612
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,234,000	3,141
2017-06-30 (YTD Data)		Rank
Total interest income	$3,771,000	2,996
Total interest expense	$436,000	2,712
Net interest income	$3,335,000	2,995
Provision for loan and lease losses	$145,000	1,899
Total noninterest income	$298,000	3,737
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$45,000	4,507
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	3,171
Total noninterest expense	$2,180,000	3,412
Salaries and employee benefits	$1,353,000	3,210
Premises and equipment expense	$172,000	3,976
Additional noninterest expense	$655,000	3,516
Pre-tax net operating income	$1,308,000	2,709
Securities gains (losses)	$0	1,906
Applicable income taxes	$498,000	1,701
Income before extraordinary items	$810,000	3,148
Extraordinary gains, net	$0	11
Net income	$810,000	3,147
Minority interest net income	$0	71
Net income of bank and minority interests.	$810,000	3,148
Net charge-offs	$31,000	2,330
Cash dividends	$400,000	2,229
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$810,000	3,129
2017-03-31 (YTD Data)		Rank
Total interest income	$1,839,000	3,045
Total interest expense	$200,000	2,842
Net interest income	$1,639,000	3,024
Provision for loan and lease losses	$60,000	1,878
Total noninterest income	$141,000	3,826
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$22,000	4,547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	3,236
Total noninterest expense	$1,101,000	3,412
Salaries and employee benefits	$678,000	3,241
Premises and equipment expense	$86,000	4,023
Additional noninterest expense	$337,000	3,472
Pre-tax net operating income	$619,000	2,752
Securities gains (losses)	$0	1,153
Applicable income taxes	$235,000	1,715
Income before extraordinary items	$384,000	3,205
Extraordinary gains, net	$0	8
Net income	$384,000	3,203
Minority interest net income	$0	55
Net income of bank and minority interests.	$384,000	3,205
Net charge-offs	$33,000	1,595
Cash dividends	$260,000	1,751
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$384,000	3,185
2016-12-31 (YTD Data)		Rank
Total interest income	$7,033,000	3,116
Total interest expense	$734,000	2,951
Net interest income	$6,299,000	3,089
Provision for loan and lease losses	$415,000	1,652
Total noninterest income	$773,000	3,432
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$91,000	4,608
Trading account gains and fees	$42,000	151
Additional Noninterest Income	$640,000	2,948
Total noninterest expense	$4,157,000	3,565
Salaries and employee benefits	$2,617,000	3,317
Premises and equipment expense	$360,000	3,980
Additional noninterest expense	$1,180,000	3,860
Pre-tax net operating income	$2,500,000	2,677
Securities gains (losses)	$0	3,212
Applicable income taxes	$950,000	1,698
Income before extraordinary items	$1,550,000	3,229
Extraordinary gains, net	$0	5
Net income	$1,550,000	3,229
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,550,000	3,229
Net charge-offs	$20,000	3,632
Cash dividends	$700,000	2,596
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,550,000	3,179
2016-09-30 (YTD Data)		Rank
Total interest income	$5,217,000	3,148
Total interest expense	$550,000	2,958
Net interest income	$4,667,000	3,122
Provision for loan and lease losses	$340,000	1,502
Total noninterest income	$544,000	3,539
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$68,000	4,664
Trading account gains and fees	$0	169
Additional Noninterest Income	$476,000	2,960
Total noninterest expense	$3,049,000	3,616
Salaries and employee benefits	$1,919,000	3,355
Premises and equipment expense	$262,000	4,049
Additional noninterest expense	$868,000	3,928
Pre-tax net operating income	$1,822,000	2,778
Securities gains (losses)	$0	3,160
Applicable income taxes	$691,000	1,768
Income before extraordinary items	$1,131,000	3,293
Extraordinary gains, net	$0	5
Net income	$1,131,000	3,291
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,131,000	3,293
Net charge-offs	$20,000	3,152
Cash dividends	$420,000	2,587
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,131,000	3,236
2016-06-30 (YTD Data)		Rank
Total interest income	$3,428,000	3,186
Total interest expense	$348,000	3,067
Net interest income	$3,080,000	3,157
Provision for loan and lease losses	$195,000	1,656
Total noninterest income	$313,000	3,777
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$37,000	4,920
Trading account gains and fees	$0	157
Additional Noninterest Income	$276,000	3,136
Total noninterest expense	$2,005,000	3,673
Salaries and employee benefits	$1,245,000	3,415
Premises and equipment expense	$179,000	4,027
Additional noninterest expense	$581,000	3,950
Pre-tax net operating income	$1,193,000	2,763
Securities gains (losses)	$0	2,835
Applicable income taxes	$452,000	1,766
Income before extraordinary items	$741,000	3,331
Extraordinary gains, net	$0	16
Net income	$741,000	3,329
Minority interest net income	$0	71
Net income of bank and minority interests.	$741,000	3,329
Net charge-offs	$-7,000	4,862
Cash dividends	$320,000	2,453
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$741,000	3,265
2016-03-31 (YTD Data)		Rank
Total interest income	$1,707,000	3,201
Total interest expense	$167,000	3,158
Net interest income	$1,540,000	3,170
Provision for loan and lease losses	$110,000	1,434
Total noninterest income	$149,000	3,832
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$19,000	4,895
Trading account gains and fees	$0	142
Additional Noninterest Income	$130,000	3,168
Total noninterest expense	$998,000	3,713
Salaries and employee benefits	$619,000	3,460
Premises and equipment expense	$88,000	4,107
Additional noninterest expense	$291,000	3,951
Pre-tax net operating income	$581,000	2,779
Securities gains (losses)	$0	2,077
Applicable income taxes	$219,000	1,759
Income before extraordinary items	$362,000	3,309
Extraordinary gains, net	$0	12
Net income	$362,000	3,306
Minority interest net income	$0	62
Net income of bank and minority interests.	$362,000	3,307
Net charge-offs	$-2,000	4,420
Cash dividends	$220,000	1,865
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$362,000	3,245
2015-12-31 (YTD Data)		Rank
Total interest income	$6,259,000	3,355
Total interest expense	$573,000	3,475
Net interest income	$5,686,000	3,307
Provision for loan and lease losses	$320,000	1,838
Total noninterest income	$614,000	3,866
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$118,000	4,481
Trading account gains and fees	$-22,000	6,149
Additional Noninterest Income	$518,000	3,234
Total noninterest expense	$3,950,000	3,745
Salaries and employee benefits	$2,300,000	3,612
Premises and equipment expense	$394,000	3,936
Additional noninterest expense	$1,256,000	3,818
Pre-tax net operating income	$2,030,000	2,985
Securities gains (losses)	$0	3,216
Applicable income taxes	$764,000	1,846
Income before extraordinary items	$1,266,000	3,525
Extraordinary gains, net	$0	23
Net income	$1,266,000	3,522
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,266,000	3,525
Net charge-offs	$-20,000	5,330
Cash dividends	$800,000	2,367
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,266,000	3,472
2015-09-30 (YTD Data)		Rank
Total interest income	$4,608,000	3,427
Total interest expense	$421,000	3,571
Net interest income	$4,187,000	3,377
Provision for loan and lease losses	$215,000	1,892
Total noninterest income	$492,000	3,766
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$99,000	4,363
Trading account gains and fees	$0	153
Additional Noninterest Income	$393,000	3,245
Total noninterest expense	$2,989,000	3,744
Salaries and employee benefits	$1,741,000	3,598
Premises and equipment expense	$296,000	3,982
Additional noninterest expense	$952,000	3,809
Pre-tax net operating income	$1,475,000	3,105
Securities gains (losses)	$0	3,031
Applicable income taxes	$551,000	1,927
Income before extraordinary items	$924,000	3,636
Extraordinary gains, net	$0	21
Net income	$924,000	3,635
Minority interest net income	$0	78
Net income of bank and minority interests.	$924,000	3,636
Net charge-offs	$-40,000	5,550
Cash dividends	$520,000	2,270
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$924,000	3,574
2015-06-30 (YTD Data)		Rank
Total interest income	$3,018,000	3,474
Total interest expense	$276,000	3,631
Net interest income	$2,742,000	3,427
Provision for loan and lease losses	$215,000	1,424
Total noninterest income	$314,000	3,863
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$68,000	4,320
Trading account gains and fees	$0	157
Additional Noninterest Income	$246,000	3,327
Total noninterest expense	$1,921,000	3,855
Salaries and employee benefits	$1,150,000	3,655
Premises and equipment expense	$196,000	4,024
Additional noninterest expense	$575,000	4,055
Pre-tax net operating income	$920,000	3,220
Securities gains (losses)	$0	2,636
Applicable income taxes	$342,000	2,000
Income before extraordinary items	$578,000	3,730
Extraordinary gains, net	$0	22
Net income	$578,000	3,731
Minority interest net income	$0	75
Net income of bank and minority interests.	$578,000	3,732
Net charge-offs	$2,000	3,666
Cash dividends	$380,000	2,206
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$578,000	3,670
2015-03-31 (YTD Data)		Rank
Total interest income	$1,499,000	3,494
Total interest expense	$136,000	3,681
Net interest income	$1,363,000	3,440
Provision for loan and lease losses	$110,000	1,351
Total noninterest income	$154,000	3,866
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$30,000	4,503
Trading account gains and fees	$0	152
Additional Noninterest Income	$124,000	3,290
Total noninterest expense	$950,000	3,907
Salaries and employee benefits	$565,000	3,723
Premises and equipment expense	$99,000	4,047
Additional noninterest expense	$286,000	4,079
Pre-tax net operating income	$457,000	3,164
Securities gains (losses)	$0	2,027
Applicable income taxes	$169,000	1,981
Income before extraordinary items	$288,000	3,718
Extraordinary gains, net	$0	13
Net income	$288,000	3,721
Minority interest net income	$0	64
Net income of bank and minority interests.	$288,000	3,722
Net charge-offs	$4,000	2,829
Cash dividends	$240,000	1,732
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$288,000	3,630
2014-12-31 (YTD Data)		Rank
Total interest income	$6,008,000	3,522
Total interest expense	$595,000	3,651
Net interest income	$5,413,000	3,471
Provision for loan and lease losses	$915,000	924
Total noninterest income	$632,000	3,903
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$127,000	4,647
Trading account gains and fees	$27,000	159
Additional Noninterest Income	$478,000	3,330
Total noninterest expense	$3,765,000	3,964
Salaries and employee benefits	$2,168,000	3,825
Premises and equipment expense	$418,000	3,992
Additional noninterest expense	$1,179,000	4,087
Pre-tax net operating income	$1,365,000	3,635
Securities gains (losses)	$0	3,259
Applicable income taxes	$499,000	2,211
Income before extraordinary items	$866,000	4,194
Extraordinary gains, net	$0	17
Net income	$866,000	4,194
Minority interest net income	$0	84
Net income of bank and minority interests.	$866,000	4,195
Net charge-offs	$1,332,000	711
Cash dividends	$475,000	2,925
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$866,000	4,140
2014-09-30 (YTD Data)		Rank
Total interest income	$4,492,000	3,562
Total interest expense	$455,000	3,673
Net interest income	$4,037,000	3,506
Provision for loan and lease losses	$775,000	826
Total noninterest income	$468,000	3,969
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$90,000	4,789
Trading account gains and fees	$27,000	151
Additional Noninterest Income	$351,000	3,398
Total noninterest expense	$2,848,000	3,965
Salaries and employee benefits	$1,640,000	3,819
Premises and equipment expense	$301,000	4,131
Additional noninterest expense	$907,000	4,058
Pre-tax net operating income	$882,000	3,958
Securities gains (losses)	$0	2,980
Applicable income taxes	$317,000	2,406
Income before extraordinary items	$565,000	4,431
Extraordinary gains, net	$0	15
Net income	$565,000	4,432
Minority interest net income	$0	81
Net income of bank and minority interests.	$565,000	4,433
Net charge-offs	$992,000	681
Cash dividends	$255,000	2,878
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$565,000	4,386
2014-06-30 (YTD Data)		Rank
Total interest income	$3,002,000	3,560
Total interest expense	$313,000	3,624
Net interest income	$2,689,000	3,511
Provision for loan and lease losses	$665,000	666
Total noninterest income	$295,000	4,052
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$50,000	5,066
Trading account gains and fees	$0	172
Additional Noninterest Income	$245,000	3,327
Total noninterest expense	$1,886,000	4,012
Salaries and employee benefits	$1,083,000	3,851
Premises and equipment expense	$205,000	4,125
Additional noninterest expense	$598,000	4,104
Pre-tax net operating income	$433,000	4,407
Securities gains (losses)	$0	2,580
Applicable income taxes	$151,000	2,683
Income before extraordinary items	$282,000	4,827
Extraordinary gains, net	$0	20
Net income	$282,000	4,829
Minority interest net income	$0	80
Net income of bank and minority interests.	$282,000	4,830
Net charge-offs	$996,000	502
Cash dividends	$155,000	2,901
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$282,000	4,772
2014-03-31 (YTD Data)		Rank
Total interest income	$1,510,000	3,569
Total interest expense	$158,000	3,656
Net interest income	$1,352,000	3,509
Provision for loan and lease losses	$545,000	422
Total noninterest income	$142,000	4,066
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$25,000	5,072
Trading account gains and fees	$0	147
Additional Noninterest Income	$117,000	3,342
Total noninterest expense	$946,000	4,031
Salaries and employee benefits	$544,000	3,881
Premises and equipment expense	$105,000	4,105
Additional noninterest expense	$297,000	4,122
Pre-tax net operating income	$3,000	6,178
Securities gains (losses)	$0	1,715
Applicable income taxes	$-8,000	6,443
Income before extraordinary items	$11,000	6,128
Extraordinary gains, net	$0	16
Net income	$11,000	6,128
Minority interest net income	$0	66
Net income of bank and minority interests.	$11,000	6,129
Net charge-offs	$940,000	311
Cash dividends	$75,000	2,392
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$11,000	6,109
2013-12-31 (YTD Data)		Rank
Total interest income	$6,060,000	3,593
Total interest expense	$687,000	3,787
Net interest income	$5,373,000	3,534
Provision for loan and lease losses	$1,052,000	1,050
Total noninterest income	$963,000	3,263
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$106,000	5,166
Trading account gains and fees	$79,000	145
Additional Noninterest Income	$778,000	2,713
Total noninterest expense	$3,645,000	4,156
Salaries and employee benefits	$2,101,000	3,960
Premises and equipment expense	$389,000	4,282
Additional noninterest expense	$1,155,000	4,282
Pre-tax net operating income	$1,639,000	3,236
Securities gains (losses)	$0	3,182
Applicable income taxes	$605,000	1,962
Income before extraordinary items	$1,034,000	3,828
Extraordinary gains, net	$0	29
Net income	$1,034,000	3,832
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,034,000	3,832
Net charge-offs	$573,000	1,874
Cash dividends	$580,000	2,604
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,034,000	3,775
2013-09-30 (YTD Data)		Rank
Total interest income	$4,563,000	3,619
Total interest expense	$514,000	3,874
Net interest income	$4,049,000	3,536
Provision for loan and lease losses	$860,000	1,002
Total noninterest income	$734,000	3,289
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$78,000	5,256
Trading account gains and fees	$17,000	168
Additional Noninterest Income	$639,000	2,636
Total noninterest expense	$2,672,000	4,222
Salaries and employee benefits	$1,547,000	4,027
Premises and equipment expense	$278,000	4,434
Additional noninterest expense	$847,000	4,345
Pre-tax net operating income	$1,251,000	3,278
Securities gains (losses)	$0	3,040
Applicable income taxes	$457,000	2,002
Income before extraordinary items	$794,000	3,835
Extraordinary gains, net	$0	25
Net income	$794,000	3,838
Minority interest net income	$0	84
Net income of bank and minority interests.	$794,000	3,838
Net charge-offs	$473,000	1,648
Cash dividends	$340,000	2,496
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$794,000	3,765
2013-06-30 (YTD Data)		Rank
Total interest income	$3,006,000	3,652
Total interest expense	$348,000	3,908
Net interest income	$2,658,000	3,562
Provision for loan and lease losses	$565,000	1,065
Total noninterest income	$573,000	3,066
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$45,000	5,441
Trading account gains and fees	$17,000	141
Additional Noninterest Income	$511,000	2,446
Total noninterest expense	$1,813,000	4,204
Salaries and employee benefits	$1,037,000	4,028
Premises and equipment expense	$186,000	4,436
Additional noninterest expense	$590,000	4,231
Pre-tax net operating income	$853,000	3,209
Securities gains (losses)	$0	2,791
Applicable income taxes	$313,000	1,973
Income before extraordinary items	$540,000	3,781
Extraordinary gains, net	$0	22
Net income	$540,000	3,782
Minority interest net income	$0	82
Net income of bank and minority interests.	$540,000	3,784
Net charge-offs	$348,000	1,548
Cash dividends	$220,000	2,490
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$540,000	3,689
2013-03-31 (YTD Data)		Rank
Total interest income	$1,490,000	3,708
Total interest expense	$182,000	3,896
Net interest income	$1,308,000	3,633
Provision for loan and lease losses	$295,000	1,061
Total noninterest income	$374,000	2,650
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$22,000	5,472
Trading account gains and fees	$17,000	125
Additional Noninterest Income	$335,000	2,077
Total noninterest expense	$932,000	4,170
Salaries and employee benefits	$534,000	3,999
Premises and equipment expense	$94,000	4,446
Additional noninterest expense	$304,000	4,180
Pre-tax net operating income	$455,000	3,060
Securities gains (losses)	$0	1,966
Applicable income taxes	$168,000	1,886
Income before extraordinary items	$287,000	3,655
Extraordinary gains, net	$0	10
Net income	$287,000	3,655
Minority interest net income	$0	76
Net income of bank and minority interests.	$287,000	3,657
Net charge-offs	$229,000	1,250
Cash dividends	$80,000	2,181
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$287,000	3,556
2012-12-31 (YTD Data)		Rank
Total interest income	$6,186,000	3,752
Total interest expense	$884,000	3,903
Net interest income	$5,302,000	3,668
Provision for loan and lease losses	$1,095,000	1,676
Total noninterest income	$1,044,000	3,190
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$110,000	5,297
Trading account gains and fees	$-27,000	7,052
Additional Noninterest Income	$961,000	2,425
Total noninterest expense	$3,651,000	4,272
Salaries and employee benefits	$1,952,000	4,195
Premises and equipment expense	$368,000	4,493
Additional noninterest expense	$1,331,000	4,080
Pre-tax net operating income	$1,600,000	3,224
Securities gains (losses)	$0	3,810
Applicable income taxes	$587,000	2,019
Income before extraordinary items	$1,013,000	3,885
Extraordinary gains, net	$0	29
Net income	$1,013,000	3,885
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,013,000	3,887
Net charge-offs	$1,109,000	1,719
Cash dividends	$616,000	2,524
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,013,000	3,727
2012-09-30 (YTD Data)		Rank
Total interest income	$4,678,000	3,795
Total interest expense	$696,000	3,910
Net interest income	$3,982,000	3,721
Provision for loan and lease losses	$780,000	1,732
Total noninterest income	$685,000	3,448
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$85,000	5,315
Trading account gains and fees	$-27,000	7,150
Additional Noninterest Income	$627,000	2,614
Total noninterest expense	$2,638,000	4,391
Salaries and employee benefits	$1,450,000	4,233
Premises and equipment expense	$268,000	4,617
Additional noninterest expense	$920,000	4,321
Pre-tax net operating income	$1,249,000	3,230
Securities gains (losses)	$0	3,575
Applicable income taxes	$460,000	2,028
Income before extraordinary items	$789,000	3,883
Extraordinary gains, net	$0	20
Net income	$789,000	3,884
Minority interest net income	$0	86
Net income of bank and minority interests.	$789,000	3,885
Net charge-offs	$667,000	1,870
Cash dividends	$360,000	2,376
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$789,000	3,720
2012-06-30 (YTD Data)		Rank
Total interest income	$3,130,000	3,817
Total interest expense	$487,000	3,891
Net interest income	$2,643,000	3,748
Provision for loan and lease losses	$555,000	1,693
Total noninterest income	$412,000	3,605
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$54,000	5,406
Trading account gains and fees	$-27,000	7,220
Additional Noninterest Income	$385,000	2,692
Total noninterest expense	$1,683,000	4,518
Salaries and employee benefits	$938,000	4,333
Premises and equipment expense	$176,000	4,677
Additional noninterest expense	$569,000	4,524
Pre-tax net operating income	$817,000	3,237
Securities gains (losses)	$0	3,178
Applicable income taxes	$298,000	2,069
Income before extraordinary items	$519,000	3,921
Extraordinary gains, net	$0	19
Net income	$519,000	3,923
Minority interest net income	$0	84
Net income of bank and minority interests.	$519,000	3,924
Net charge-offs	$536,000	1,694
Cash dividends	$240,000	2,364
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$519,000	3,722
2012-03-31 (YTD Data)		Rank
Total interest income	$1,578,000	3,838
Total interest expense	$264,000	3,808
Net interest income	$1,314,000	3,781
Provision for loan and lease losses	$230,000	1,826
Total noninterest income	$214,000	3,524
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$24,000	5,577
Trading account gains and fees	$0	148
Additional Noninterest Income	$190,000	2,737
Total noninterest expense	$868,000	4,484
Salaries and employee benefits	$489,000	4,262
Premises and equipment expense	$87,000	4,720
Additional noninterest expense	$292,000	4,452
Pre-tax net operating income	$430,000	3,176
Securities gains (losses)	$0	2,210
Applicable income taxes	$157,000	1,976
Income before extraordinary items	$273,000	3,808
Extraordinary gains, net	$0	19
Net income	$273,000	3,811
Minority interest net income	$0	78
Net income of bank and minority interests.	$273,000	3,811
Net charge-offs	$478,000	1,130
Cash dividends	$120,000	1,941
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$273,000	3,646
2011-12-31 (YTD Data)		Rank
Total interest income	$6,320,000	3,921
Total interest expense	$1,480,000	3,483
Net interest income	$4,840,000	3,987
Provision for loan and lease losses	$700,000	2,943
Total noninterest income	$634,000	3,960
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$117,000	5,300
Trading account gains and fees	$74,000	109
Additional Noninterest Income	$443,000	3,297
Total noninterest expense	$3,459,000	4,515
Salaries and employee benefits	$1,999,000	4,174
Premises and equipment expense	$368,000	4,757
Additional noninterest expense	$1,092,000	4,707
Pre-tax net operating income	$1,315,000	3,249
Securities gains (losses)	$0	3,838
Applicable income taxes	$475,000	2,082
Income before extraordinary items	$840,000	3,870
Extraordinary gains, net	$0	29
Net income	$840,000	3,874
Minority interest net income	$0	96
Net income of bank and minority interests.	$840,000	3,873
Net charge-offs	$894,000	2,493
Cash dividends	$480,000	2,486
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$840,000	3,743
2011-09-30 (YTD Data)		Rank
Total interest income	$4,712,000	3,975
Total interest expense	$1,173,000	3,464
Net interest income	$3,539,000	4,082
Provision for loan and lease losses	$450,000	3,020
Total noninterest income	$433,000	4,159
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$91,000	5,271
Trading account gains and fees	$74,000	110
Additional Noninterest Income	$268,000	3,629
Total noninterest expense	$2,635,000	4,482
Salaries and employee benefits	$1,530,000	4,134
Premises and equipment expense	$270,000	4,865
Additional noninterest expense	$835,000	4,666
Pre-tax net operating income	$887,000	3,531
Securities gains (losses)	$0	3,555
Applicable income taxes	$316,000	2,212
Income before extraordinary items	$571,000	4,111
Extraordinary gains, net	$0	21
Net income	$571,000	4,113
Minority interest net income	$0	87
Net income of bank and minority interests.	$571,000	4,113
Net charge-offs	$670,000	2,342
Cash dividends	$360,000	2,155
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$571,000	3,991
2011-06-30 (YTD Data)		Rank
Total interest income	$3,111,000	4,039
Total interest expense	$834,000	3,403
Net interest income	$2,277,000	4,217
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$277,000	4,264
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$61,000	5,245
Trading account gains and fees	$74,000	110
Additional Noninterest Income	$142,000	4,045
Total noninterest expense	$1,825,000	4,421
Salaries and employee benefits	$1,045,000	4,080
Premises and equipment expense	$175,000	4,971
Additional noninterest expense	$605,000	4,508
Pre-tax net operating income	$429,000	4,088
Securities gains (losses)	$0	2,914
Applicable income taxes	$147,000	2,532
Income before extraordinary items	$282,000	4,532
Extraordinary gains, net	$0	15
Net income	$282,000	4,529
Minority interest net income	$0	89
Net income of bank and minority interests.	$282,000	4,532
Net charge-offs	$291,000	2,717
Cash dividends	$160,000	2,463
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$282,000	4,460
2011-03-31 (YTD Data)		Rank
Total interest income	$1,550,000	4,064
Total interest expense	$420,000	3,486
Net interest income	$1,130,000	4,222
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$68,000	5,531
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$28,000	5,334
Trading account gains and fees	$0	158
Additional Noninterest Income	$40,000	4,994
Total noninterest expense	$913,000	4,437
Salaries and employee benefits	$504,000	4,202
Premises and equipment expense	$89,000	4,984
Additional noninterest expense	$320,000	4,353
Pre-tax net operating income	$135,000	4,773
Securities gains (losses)	$0	1,772
Applicable income taxes	$43,000	2,947
Income before extraordinary items	$92,000	5,129
Extraordinary gains, net	$0	9
Net income	$92,000	5,127
Minority interest net income	$0	86
Net income of bank and minority interests.	$92,000	5,129
Net charge-offs	$17,000	4,138
Cash dividends	$60,000	2,163
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$92,000	5,068
2010-12-31 (YTD Data)		Rank
Total interest income	$6,616,000	4,054
Total interest expense	$2,034,000	3,516
Net interest income	$4,582,000	4,184
Provision for loan and lease losses	$673,000	3,666
Total noninterest income	$966,000	3,283
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$140,000	5,032
Trading account gains and fees	$83,000	132
Additional Noninterest Income	$743,000	2,600
Total noninterest expense	$3,633,000	4,478
Salaries and employee benefits	$1,879,000	4,415
Premises and equipment expense	$369,000	4,942
Additional noninterest expense	$1,385,000	4,223
Pre-tax net operating income	$1,242,000	3,036
Securities gains (losses)	$0	3,793
Applicable income taxes	$438,000	2,018
Income before extraordinary items	$804,000	3,605
Extraordinary gains, net	$0	29
Net income	$804,000	3,602
Minority interest net income	$0	111
Net income of bank and minority interests.	$804,000	3,605
Net charge-offs	$470,000	3,738
Cash dividends	$460,000	2,455
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$804,000	3,483
2010-09-30 (YTD Data)		Rank
Total interest income	$4,968,000	4,128
Total interest expense	$1,576,000	3,567
Net interest income	$3,392,000	4,290
Provision for loan and lease losses	$463,000	3,669
Total noninterest income	$628,000	3,589
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$110,000	5,031
Trading account gains and fees	$59,000	120
Additional Noninterest Income	$459,000	2,891
Total noninterest expense	$2,541,000	4,697
Salaries and employee benefits	$1,398,000	4,468
Premises and equipment expense	$274,000	5,045
Additional noninterest expense	$869,000	4,691
Pre-tax net operating income	$1,016,000	3,069
Securities gains (losses)	$0	3,651
Applicable income taxes	$359,000	1,979
Income before extraordinary items	$657,000	3,617
Extraordinary gains, net	$0	23
Net income	$657,000	3,615
Minority interest net income	$0	110
Net income of bank and minority interests.	$657,000	3,617
Net charge-offs	$270,000	3,867
Cash dividends	$370,000	2,124
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$657,000	3,483
2010-06-30 (YTD Data)		Rank
Total interest income	$3,280,000	4,200
Total interest expense	$1,089,000	3,572
Net interest income	$2,191,000	4,373
Provision for loan and lease losses	$313,000	3,540
Total noninterest income	$348,000	3,936
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$69,000	5,136
Trading account gains and fees	$59,000	110
Additional Noninterest Income	$220,000	3,348
Total noninterest expense	$1,688,000	4,714
Salaries and employee benefits	$927,000	4,497
Premises and equipment expense	$180,000	5,103
Additional noninterest expense	$581,000	4,673
Pre-tax net operating income	$538,000	3,506
Securities gains (losses)	$0	3,184
Applicable income taxes	$184,000	2,213
Income before extraordinary items	$354,000	3,993
Extraordinary gains, net	$0	19
Net income	$354,000	3,991
Minority interest net income	$0	105
Net income of bank and minority interests.	$354,000	3,992
Net charge-offs	$203,000	3,522
Cash dividends	$250,000	2,089
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$354,000	3,873
2010-03-31 (YTD Data)		Rank
Total interest income	$1,648,000	4,246
Total interest expense	$556,000	3,640
Net interest income	$1,092,000	4,419
Provision for loan and lease losses	$163,000	3,248
Total noninterest income	$193,000	3,721
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$32,000	5,262
Trading account gains and fees	$57,000	103
Additional Noninterest Income	$104,000	3,434
Total noninterest expense	$872,000	4,677
Salaries and employee benefits	$485,000	4,439
Premises and equipment expense	$92,000	5,136
Additional noninterest expense	$295,000	4,630
Pre-tax net operating income	$250,000	3,680
Securities gains (losses)	$0	2,284
Applicable income taxes	$85,000	2,275
Income before extraordinary items	$165,000	4,211
Extraordinary gains, net	$0	16
Net income	$165,000	4,212
Minority interest net income	$0	91
Net income of bank and minority interests.	$165,000	4,210
Net charge-offs	$210,000	2,375
Cash dividends	$100,000	1,873
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$165,000	4,111
2009-12-31 (YTD Data)		Rank
Total interest income	$6,696,000	4,295
Total interest expense	$2,512,000	3,878
Net interest income	$4,184,000	4,444
Provision for loan and lease losses	$1,007,000	3,488
Total noninterest income	$736,000	3,951
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$171,000	4,913
Trading account gains and fees	$-25,000	7,966
Additional Noninterest Income	$590,000	2,923
Total noninterest expense	$3,330,000	4,877
Salaries and employee benefits	$1,912,000	4,506
Premises and equipment expense	$358,000	5,267
Additional noninterest expense	$1,060,000	5,084
Pre-tax net operating income	$583,000	3,817
Securities gains (losses)	$107,000	2,084
Applicable income taxes	$214,000	2,325
Income before extraordinary items	$476,000	3,936
Extraordinary gains, net	$0	34
Net income	$476,000	3,935
Minority interest net income	$0	115
Net income of bank and minority interests.	$476,000	3,935
Net charge-offs	$517,000	3,739
Cash dividends	$346,000	3,047
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$402,170	4,098
2009-09-30 (YTD Data)		Rank
Total interest income	$5,028,000	4,354
Total interest expense	$1,924,000	3,954
Net interest income	$3,104,000	4,488
Provision for loan and lease losses	$379,000	4,260
Total noninterest income	$572,000	3,933
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$130,000	4,932
Trading account gains and fees	$-25,000	8,059
Additional Noninterest Income	$467,000	2,922
Total noninterest expense	$2,557,000	4,812
Salaries and employee benefits	$1,490,000	4,411
Premises and equipment expense	$263,000	5,354
Additional noninterest expense	$804,000	5,047
Pre-tax net operating income	$740,000	3,223
Securities gains (losses)	$107,000	1,779
Applicable income taxes	$289,000	1,959
Income before extraordinary items	$558,000	3,501
Extraordinary gains, net	$0	27
Net income	$558,000	3,499
Minority interest net income	$0	118
Net income of bank and minority interests.	$558,000	3,501
Net charge-offs	$448,000	3,191
Cash dividends	$226,000	2,946
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$487,380	3,648
2009-06-30 (YTD Data)		Rank
Total interest income	$3,281,000	4,451
Total interest expense	$1,304,000	4,023
Net interest income	$1,977,000	4,621
Provision for loan and lease losses	$277,000	3,856
Total noninterest income	$372,000	3,975
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$75,000	5,177
Trading account gains and fees	$-53,000	8,156
Additional Noninterest Income	$350,000	2,742
Total noninterest expense	$1,656,000	4,945
Salaries and employee benefits	$971,000	4,532
Premises and equipment expense	$182,000	5,312
Additional noninterest expense	$503,000	5,238
Pre-tax net operating income	$416,000	3,617
Securities gains (losses)	$107,000	1,448
Applicable income taxes	$174,000	2,117
Income before extraordinary items	$349,000	3,704
Extraordinary gains, net	$0	21
Net income	$349,000	3,703
Minority interest net income	$0	112
Net income of bank and minority interests.	$349,000	3,703
Net charge-offs	$140,000	3,853
Cash dividends	$52,000	3,625
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$277,310	3,974
2009-03-31 (YTD Data)		Rank
Total interest income	$1,618,000	4,536
Total interest expense	$649,000	4,157
Net interest income	$969,000	4,663
Provision for loan and lease losses	$147,000	3,370
Total noninterest income	$118,000	4,913
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$32,000	5,411
Trading account gains and fees	$-51,000	8,195
Additional Noninterest Income	$137,000	3,115
Total noninterest expense	$800,000	4,951
Salaries and employee benefits	$461,000	4,722
Premises and equipment expense	$97,000	5,192
Additional noninterest expense	$242,000	5,036
Pre-tax net operating income	$140,000	4,606
Securities gains (losses)	$107,000	966
Applicable income taxes	$82,000	2,381
Income before extraordinary items	$165,000	4,177
Extraordinary gains, net	$0	15
Net income	$165,000	4,180
Minority interest net income	$0	102
Net income of bank and minority interests.	$165,000	4,180
Net charge-offs	$69,000	3,245
Cash dividends	$24,000	2,901
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$93,310	4,882
2008-12-31 (YTD Data)		Rank
Total interest income	$6,150,000	4,865
Total interest expense	$2,992,000	4,262
Net interest income	$3,158,000	5,272
Provision for loan and lease losses	$110,000	5,937
Total noninterest income	$423,000	5,176
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$142,000	5,412
Trading account gains and fees	$-82,000	8,209
Additional Noninterest Income	$363,000	3,754
Total noninterest expense	$2,654,000	5,473
Salaries and employee benefits	$1,572,000	5,193
Premises and equipment expense	$342,000	5,480
Additional noninterest expense	$740,000	5,681
Pre-tax net operating income	$817,000	4,119
Securities gains (losses)	$183,000	763
Applicable income taxes	$271,000	2,516
Income before extraordinary items	$729,000	3,879
Extraordinary gains, net	$0	39
Net income	$729,000	3,878
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	4,762
Cash dividends	$383,000	3,752
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$595,410	4,342
2008-09-30 (YTD Data)		Rank
Total interest income	$4,576,000	4,959
Total interest expense	$2,302,000	4,306
Net interest income	$2,274,000	5,431
Provision for loan and lease losses	$95,000	5,209
Total noninterest income	$397,000	4,826
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$102,000	5,502
Trading account gains and fees	$0	148
Additional Noninterest Income	$295,000	3,717
Total noninterest expense	$2,008,000	5,438
Salaries and employee benefits	$1,209,000	5,130
Premises and equipment expense	$259,000	5,483
Additional noninterest expense	$540,000	5,703
Pre-tax net operating income	$568,000	4,733
Securities gains (losses)	$183,000	666
Applicable income taxes	$199,000	2,917
Income before extraordinary items	$552,000	4,253
Extraordinary gains, net	$0	31
Net income	$552,000	4,251
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	3,686
Cash dividends	$308,000	3,345
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$416,580	4,895
2008-06-30 (YTD Data)		Rank
Total interest income	$3,037,000	5,036
Total interest expense	$1,574,000	4,374
Net interest income	$1,463,000	5,534
Provision for loan and lease losses	$80,000	4,586
Total noninterest income	$279,000	4,780
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$61,000	5,679
Trading account gains and fees	$0	149
Additional Noninterest Income	$218,000	3,602
Total noninterest expense	$1,292,000	5,587
Salaries and employee benefits	$767,000	5,343
Premises and equipment expense	$173,000	5,534
Additional noninterest expense	$352,000	5,761
Pre-tax net operating income	$370,000	4,929
Securities gains (losses)	$183,000	659
Applicable income taxes	$141,000	3,094
Income before extraordinary items	$412,000	4,413
Extraordinary gains, net	$0	21
Net income	$412,000	4,414
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	3,536
Cash dividends	$112,000	3,999
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$274,750	5,079
2008-03-31 (YTD Data)		Rank
Total interest income	$1,556,000	5,052
Total interest expense	$855,000	4,327
Net interest income	$701,000	5,691
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$119,000	5,106
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$36,000	5,409
Trading account gains and fees	$0	158
Additional Noninterest Income	$83,000	4,124
Total noninterest expense	$630,000	5,674
Salaries and employee benefits	$369,000	5,481
Premises and equipment expense	$89,000	5,489
Additional noninterest expense	$172,000	5,791
Pre-tax net operating income	$175,000	5,200
Securities gains (losses)	$183,000	475
Applicable income taxes	$94,000	2,868
Income before extraordinary items	$264,000	4,091
Extraordinary gains, net	$0	15
Net income	$264,000	4,093
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,797
Cash dividends	$72,000	3,178
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$128,580	5,377
2007-12-31 (YTD Data)		Rank
Total interest income	$6,453,000	4,978
Total interest expense	$3,635,000	4,248
Net interest income	$2,818,000	5,656
Provision for loan and lease losses	$30,000	6,068
Total noninterest income	$534,000	4,886
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$137,000	5,570
Trading account gains and fees	$46,000	141
Additional Noninterest Income	$351,000	3,980
Total noninterest expense	$2,519,000	5,585
Salaries and employee benefits	$1,481,000	5,342
Premises and equipment expense	$341,000	5,480
Additional noninterest expense	$697,000	5,747
Pre-tax net operating income	$803,000	5,167
Securities gains (losses)	$0	2,146
Applicable income taxes	$135,000	4,224
Income before extraordinary items	$668,000	5,152
Extraordinary gains, net	$0	39
Net income	$668,000	5,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,582
Cash dividends	$184,000	4,987
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$668,000	5,136
2007-09-30 (YTD Data)		Rank
Total interest income	$4,779,000	5,037
Total interest expense	$2,675,000	4,300
Net interest income	$2,104,000	5,707
Provision for loan and lease losses	$30,000	5,532
Total noninterest income	$380,000	5,027
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$100,000	5,632
Trading account gains and fees	$22,000	159
Additional Noninterest Income	$258,000	4,031
Total noninterest expense	$1,839,000	5,631
Salaries and employee benefits	$1,095,000	5,369
Premises and equipment expense	$242,000	5,589
Additional noninterest expense	$502,000	5,805
Pre-tax net operating income	$615,000	5,398
Securities gains (losses)	$0	1,655
Applicable income taxes	$98,000	4,459
Income before extraordinary items	$517,000	5,319
Extraordinary gains, net	$0	33
Net income	$517,000	5,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,520
Cash dividends	$148,000	4,416
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$517,000	5,303
2007-06-30 (YTD Data)		Rank
Total interest income	$3,093,000	5,153
Total interest expense	$1,699,000	4,422
Net interest income	$1,394,000	5,756
Provision for loan and lease losses	$30,000	4,873
Total noninterest income	$271,000	4,898
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$68,000	5,632
Trading account gains and fees	$22,000	142
Additional Noninterest Income	$181,000	3,978
Total noninterest expense	$1,230,000	5,651
Salaries and employee benefits	$732,000	5,410
Premises and equipment expense	$159,000	5,666
Additional noninterest expense	$339,000	5,775
Pre-tax net operating income	$405,000	5,489
Securities gains (losses)	$0	1,444
Applicable income taxes	$63,000	4,567
Income before extraordinary items	$342,000	5,386
Extraordinary gains, net	$0	29
Net income	$342,000	5,386
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,783
Cash dividends	$100,000	4,292
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$342,000	5,374
2007-03-31 (YTD Data)		Rank
Total interest income	$1,537,000	5,164
Total interest expense	$841,000	4,445
Net interest income	$696,000	5,766
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$114,000	5,237
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$31,000	5,740
Trading account gains and fees	$0	195
Additional Noninterest Income	$83,000	4,134
Total noninterest expense	$593,000	5,788
Salaries and employee benefits	$354,000	5,554
Premises and equipment expense	$76,000	5,812
Additional noninterest expense	$163,000	5,882
Pre-tax net operating income	$187,000	5,633
Securities gains (losses)	$0	1,187
Applicable income taxes	$25,000	4,759
Income before extraordinary items	$162,000	5,494
Extraordinary gains, net	$0	22
Net income	$162,000	5,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,481
Cash dividends	$32,000	3,728
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$162,000	5,477
2006-12-31 (YTD Data)		Rank
Total interest income	$5,859,000	5,092
Total interest expense	$2,826,000	4,475
Net interest income	$3,033,000	5,494
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$551,000	4,920
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$160,000	5,402
Trading account gains and fees	$0	130
Additional Noninterest Income	$391,000	3,775
Total noninterest expense	$2,318,000	5,718
Salaries and employee benefits	$1,271,000	5,719
Premises and equipment expense	$288,000	5,838
Additional noninterest expense	$759,000	5,391
Pre-tax net operating income	$1,146,000	4,886
Securities gains (losses)	$5,000	1,264
Applicable income taxes	$370,000	3,540
Income before extraordinary items	$781,000	5,263
Extraordinary gains, net	$0	51
Net income	$781,000	5,266
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	4,266
Cash dividends	$110,000	5,371
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$777,600	5,270
2006-09-30 (YTD Data)		Rank
Total interest income	$4,417,000	5,067
Total interest expense	$2,001,000	4,550
Net interest income	$2,416,000	5,358
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$420,000	4,901
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$125,000	5,396
Trading account gains and fees	$0	126
Additional Noninterest Income	$295,000	3,762
Total noninterest expense	$1,736,000	5,704
Salaries and employee benefits	$955,000	5,686
Premises and equipment expense	$198,000	6,104
Additional noninterest expense	$583,000	5,301
Pre-tax net operating income	$1,010,000	4,694
Securities gains (losses)	$0	1,388
Applicable income taxes	$343,000	3,397
Income before extraordinary items	$667,000	5,110
Extraordinary gains, net	$0	45
Net income	$667,000	5,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,378
Cash dividends	$70,000	4,913
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$667,000	5,108
2006-06-30 (YTD Data)		Rank
Total interest income	$2,811,000	5,176
Total interest expense	$1,218,000	4,673
Net interest income	$1,593,000	5,409
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$289,000	4,836
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$81,000	5,450
Trading account gains and fees	$0	126
Additional Noninterest Income	$208,000	3,670
Total noninterest expense	$1,164,000	5,707
Salaries and employee benefits	$626,000	5,762
Premises and equipment expense	$139,000	5,966
Additional noninterest expense	$399,000	5,217
Pre-tax net operating income	$658,000	4,765
Securities gains (losses)	$0	1,185
Applicable income taxes	$223,000	3,470
Income before extraordinary items	$435,000	5,197
Extraordinary gains, net	$0	39
Net income	$435,000	5,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,343
Cash dividends	$70,000	4,626
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$435,000	5,195
2006-03-31 (YTD Data)		Rank
Total interest income	$1,326,000	5,298
Total interest expense	$556,000	4,816
Net interest income	$770,000	5,520
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$135,000	4,924
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$33,000	5,757
Trading account gains and fees	$0	115
Additional Noninterest Income	$102,000	3,669
Total noninterest expense	$553,000	5,882
Salaries and employee benefits	$309,000	5,843
Premises and equipment expense	$67,000	6,079
Additional noninterest expense	$177,000	5,560
Pre-tax net operating income	$322,000	4,780
Securities gains (losses)	$0	955
Applicable income taxes	$106,000	3,517
Income before extraordinary items	$216,000	5,165
Extraordinary gains, net	$0	21
Net income	$216,000	5,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	2,166
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$216,000	5,159
2005-12-31 (YTD Data)		Rank
Total interest income	$4,679,000	5,366
Total interest expense	$1,746,000	4,835
Net interest income	$2,933,000	5,580
Provision for loan and lease losses	$240,000	3,239
Total noninterest income	$570,000	4,921
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$109,000	6,165
Trading account gains and fees	$0	138
Additional Noninterest Income	$461,000	3,516
Total noninterest expense	$2,148,000	5,863
Salaries and employee benefits	$1,191,000	5,822
Premises and equipment expense	$281,000	5,904
Additional noninterest expense	$676,000	5,695
Pre-tax net operating income	$1,115,000	5,066
Securities gains (losses)	$17,000	1,304
Applicable income taxes	$368,000	3,831
Income before extraordinary items	$764,000	5,456
Extraordinary gains, net	$0	46
Net income	$764,000	5,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	4,517
Cash dividends	$232,000	4,754
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$752,610	5,473
2005-09-30 (YTD Data)		Rank
Total interest income	$3,405,000	5,425
Total interest expense	$1,252,000	4,826
Net interest income	$2,153,000	5,653
Provision for loan and lease losses	$210,000	2,870
Total noninterest income	$442,000	4,863
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$79,000	6,261
Trading account gains and fees	$0	126
Additional Noninterest Income	$363,000	3,454
Total noninterest expense	$1,561,000	5,935
Salaries and employee benefits	$896,000	5,784
Premises and equipment expense	$202,000	6,007
Additional noninterest expense	$463,000	5,937
Pre-tax net operating income	$824,000	5,262
Securities gains (losses)	$17,000	1,289
Applicable income taxes	$274,000	3,946
Income before extraordinary items	$567,000	5,598
Extraordinary gains, net	$0	35
Net income	$567,000	5,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	3,633
Cash dividends	$60,000	4,950
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$555,610	5,607
2005-06-30 (YTD Data)		Rank
Total interest income	$2,171,000	5,493
Total interest expense	$797,000	4,792
Net interest income	$1,374,000	5,778
Provision for loan and lease losses	$120,000	3,004
Total noninterest income	$258,000	5,142
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$45,000	6,448
Trading account gains and fees	$0	116
Additional Noninterest Income	$213,000	3,658
Total noninterest expense	$1,039,000	5,931
Salaries and employee benefits	$592,000	5,793
Premises and equipment expense	$131,000	6,080
Additional noninterest expense	$316,000	5,842
Pre-tax net operating income	$473,000	5,593
Securities gains (losses)	$17,000	1,160
Applicable income taxes	$154,000	4,209
Income before extraordinary items	$336,000	5,883
Extraordinary gains, net	$0	30
Net income	$336,000	5,886
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	2,718
Cash dividends	$60,000	4,633
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$324,270	5,900
2005-03-31 (YTD Data)		Rank
Total interest income	$1,029,000	5,650
Total interest expense	$372,000	4,878
Net interest income	$657,000	5,935
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$127,000	5,123
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$20,000	6,602
Trading account gains and fees	$0	115
Additional Noninterest Income	$107,000	3,603
Total noninterest expense	$552,000	5,766
Salaries and employee benefits	$315,000	5,618
Premises and equipment expense	$70,000	5,955
Additional noninterest expense	$167,000	5,653
Pre-tax net operating income	$202,000	5,939
Securities gains (losses)	$15,000	882
Applicable income taxes	$66,000	4,377
Income before extraordinary items	$151,000	6,074
Extraordinary gains, net	$0	24
Net income	$151,000	6,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	1,740
Cash dividends	$20,000	3,737
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$140,500	6,210
2004-12-31 (YTD Data)		Rank
Total interest income	$3,464,000	5,998
Total interest expense	$1,346,000	4,801
Net interest income	$2,118,000	6,467
Provision for loan and lease losses	$145,000	4,324
Total noninterest income	$574,000	4,929
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$98,000	6,505
Trading account gains and fees	$0	138
Additional Noninterest Income	$476,000	3,404
Total noninterest expense	$1,999,000	6,005
Salaries and employee benefits	$1,153,000	5,817
Premises and equipment expense	$246,000	6,228
Additional noninterest expense	$600,000	5,977
Pre-tax net operating income	$548,000	6,553
Securities gains (losses)	$0	3,819
Applicable income taxes	$132,000	5,243
Income before extraordinary items	$416,000	6,687
Extraordinary gains, net	$0	34
Net income	$416,000	6,689
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$179,000	2,754
Cash dividends	$100,000	5,470
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$416,000	6,634
2004-09-30 (YTD Data)		Rank
Total interest income	$2,526,000	6,081
Total interest expense	$1,010,000	4,758
Net interest income	$1,516,000	6,602
Provision for loan and lease losses	$45,000	5,471
Total noninterest income	$437,000	4,907
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$73,000	6,569
Trading account gains and fees	$0	134
Additional Noninterest Income	$364,000	3,366
Total noninterest expense	$1,503,000	5,957
Salaries and employee benefits	$874,000	5,742
Premises and equipment expense	$185,000	6,213
Additional noninterest expense	$444,000	5,979
Pre-tax net operating income	$405,000	6,716
Securities gains (losses)	$0	3,710
Applicable income taxes	$97,000	5,386
Income before extraordinary items	$308,000	6,843
Extraordinary gains, net	$0	26
Net income	$308,000	6,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,471
Cash dividends	$52,000	4,970
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$308,000	6,770
2004-06-30 (YTD Data)		Rank
Total interest income	$1,650,000	6,160
Total interest expense	$663,000	4,824
Net interest income	$987,000	6,694
Provision for loan and lease losses	$30,000	5,293
Total noninterest income	$302,000	4,809
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$48,000	6,596
Trading account gains and fees	$0	130
Additional Noninterest Income	$254,000	3,299
Total noninterest expense	$1,029,000	5,913
Salaries and employee benefits	$596,000	5,708
Premises and equipment expense	$123,000	6,248
Additional noninterest expense	$310,000	5,880
Pre-tax net operating income	$230,000	6,978
Securities gains (losses)	$0	3,413
Applicable income taxes	$49,000	5,655
Income before extraordinary items	$181,000	7,059
Extraordinary gains, net	$0	21
Net income	$181,000	7,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,713
Cash dividends	$52,000	4,640
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$181,000	6,988
2004-03-31 (YTD Data)		Rank
Total interest income	$811,000	6,222
Total interest expense	$318,000	4,996
Net interest income	$493,000	6,728
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$152,000	4,739
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$23,000	6,604
Trading account gains and fees	$0	121
Additional Noninterest Income	$129,000	3,206
Total noninterest expense	$529,000	5,863
Salaries and employee benefits	$311,000	5,630
Premises and equipment expense	$61,000	6,270
Additional noninterest expense	$157,000	5,860
Pre-tax net operating income	$101,000	7,133
Securities gains (losses)	$0	2,934
Applicable income taxes	$18,000	5,857
Income before extraordinary items	$83,000	7,172
Extraordinary gains, net	$0	16
Net income	$83,000	7,174
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	2,294
Cash dividends	$24,000	3,659
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$83,000	7,092
2003-12-31 (YTD Data)		Rank
Total interest income	$3,225,000	6,294
Total interest expense	$1,250,000	5,433
Net interest income	$1,975,000	6,627
Provision for loan and lease losses	$108,000	5,204
Total noninterest income	$1,027,000	3,670
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$99,000	6,568
Trading account gains and fees	$0	160
Additional Noninterest Income	$928,000	2,500
Total noninterest expense	$2,086,000	5,854
Salaries and employee benefits	$1,175,000	5,712
Premises and equipment expense	$257,000	6,101
Additional noninterest expense	$654,000	5,712
Pre-tax net operating income	$808,000	5,680
Securities gains (losses)	$0	4,500
Applicable income taxes	$229,000	4,716
Income before extraordinary items	$579,000	6,017
Extraordinary gains, net	$0	54
Net income	$579,000	6,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,740
Cash dividends	$414,000	3,856
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$579,000	5,854
2003-09-30 (YTD Data)		Rank
Total interest income	$2,420,000	6,363
Total interest expense	$963,000	5,492
Net interest income	$1,457,000	6,717
Provision for loan and lease losses	$93,000	4,780
Total noninterest income	$927,000	3,297
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$71,000	6,699
Trading account gains and fees	$0	153
Additional Noninterest Income	$856,000	2,271
Total noninterest expense	$1,555,000	5,855
Salaries and employee benefits	$895,000	5,616
Premises and equipment expense	$188,000	6,155
Additional noninterest expense	$472,000	5,819
Pre-tax net operating income	$736,000	5,387
Securities gains (losses)	$0	4,204
Applicable income taxes	$237,000	4,372
Income before extraordinary items	$499,000	5,867
Extraordinary gains, net	$0	40
Net income	$499,000	5,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,987
Cash dividends	$360,000	3,194
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$499,000	5,689
2003-06-30 (YTD Data)		Rank
Total interest income	$1,630,000	6,363
Total interest expense	$656,000	5,547
Net interest income	$974,000	6,717
Provision for loan and lease losses	$78,000	4,349
Total noninterest income	$618,000	3,278
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$44,000	6,806
Trading account gains and fees	$0	150
Additional Noninterest Income	$574,000	2,240
Total noninterest expense	$1,007,000	5,963
Salaries and employee benefits	$595,000	5,642
Premises and equipment expense	$113,000	6,446
Additional noninterest expense	$299,000	5,990
Pre-tax net operating income	$507,000	5,275
Securities gains (losses)	$0	3,782
Applicable income taxes	$165,000	4,328
Income before extraordinary items	$342,000	5,791
Extraordinary gains, net	$0	30
Net income	$342,000	5,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,131
Cash dividends	$210,000	3,395
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$342,000	5,579
2003-03-31 (YTD Data)		Rank
Total interest income	$803,000	6,443
Total interest expense	$332,000	5,613
Net interest income	$471,000	6,816
Provision for loan and lease losses	$33,000	4,367
Total noninterest income	$298,000	3,252
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$21,000	6,829
Trading account gains and fees	$0	134
Additional Noninterest Income	$277,000	2,225
Total noninterest expense	$512,000	5,925
Salaries and employee benefits	$307,000	5,548
Premises and equipment expense	$52,000	6,665
Additional noninterest expense	$153,000	5,860
Pre-tax net operating income	$224,000	5,556
Securities gains (losses)	$0	2,891
Applicable income taxes	$70,000	4,589
Income before extraordinary items	$154,000	5,945
Extraordinary gains, net	$0	21
Net income	$154,000	5,944
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$160,000	2,448
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$154,000	5,756
2002-12-31 (YTD Data)		Rank
Total interest income	$3,447,000	6,388
Total interest expense	$1,600,000	5,526
Net interest income	$1,847,000	6,870
Provision for loan and lease losses	$83,000	6,026
Total noninterest income	$754,000	4,140
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$86,000	6,823
Trading account gains and fees	$0	153
Additional Noninterest Income	$668,000	2,779
Total noninterest expense	$1,726,000	6,402
Salaries and employee benefits	$982,000	6,212
Premises and equipment expense	$205,000	6,726
Additional noninterest expense	$539,000	6,283
Pre-tax net operating income	$792,000	5,795
Securities gains (losses)	$2,000	4,234
Applicable income taxes	$249,000	4,770
Income before extraordinary items	$545,000	6,199
Extraordinary gains, net	$0	70
Net income	$545,000	6,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,612
Cash dividends	$350,000	4,054
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$543,620	6,050
2001-12-31 (YTD Data)		Rank
Total interest income	$4,393,000	6,035
Total interest expense	$2,587,000	5,287
Net interest income	$1,806,000	6,775
Provision for loan and lease losses	$73,000	6,134
Total noninterest income	$546,000	4,825
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$91,000	6,756
Trading account gains and fees	$0	177
Additional Noninterest Income	$455,000	3,290
Total noninterest expense	$1,627,000	6,519
Salaries and employee benefits	$859,000	6,541
Premises and equipment expense	$255,000	6,034
Additional noninterest expense	$513,000	6,354
Pre-tax net operating income	$652,000	5,978
Securities gains (losses)	$65,000	2,113
Applicable income taxes	$216,000	4,891
Income before extraordinary items	$501,000	6,072
Extraordinary gains, net	$0	105
Net income	$501,000	6,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,195
Cash dividends	$384,000	3,967
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$455,500	6,166
2000-12-31 (YTD Data)		Rank
Total interest income	$4,621,000	6,000
Total interest expense	$2,761,000	5,228
Net interest income	$1,860,000	6,800
Provision for loan and lease losses	$360,000	2,489
Total noninterest income	$307,000	6,244
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$96,000	6,647
Trading account gains and fees	NA	NA
Additional Noninterest Income	$211,000	4,675
Total noninterest expense	$1,490,000	6,776
Salaries and employee benefits	$808,000	6,694
Premises and equipment expense	$201,000	6,755
Additional noninterest expense	$481,000	6,569
Pre-tax net operating income	$317,000	7,836
Securities gains (losses)	$5,000	1,371
Applicable income taxes	$76,000	6,846
Income before extraordinary items	$246,000	7,805
Extraordinary gains, net	$0	38
Net income	$246,000	7,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$388,000	1,507
Cash dividends	$558,000	3,354
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$242,200	7,826
1999-12-31 (YTD Data)		Rank
Total interest income	$4,264,000	6,138
Total interest expense	$2,244,000	5,567
Net interest income	$2,020,000	6,606
Provision for loan and lease losses	$215,000	3,402
Total noninterest income	$403,000	5,593
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$100,000	6,709
Trading account gains and fees	NA	NA
Additional Noninterest Income	$303,000	3,994
Total noninterest expense	$1,748,000	6,182
Salaries and employee benefits	$1,113,000	5,446
Premises and equipment expense	$197,000	6,860
Additional noninterest expense	$438,000	6,988
Pre-tax net operating income	$460,000	7,326
Securities gains (losses)	$0	3,155
Applicable income taxes	$136,000	6,449
Income before extraordinary items	$324,000	7,444
Extraordinary gains, net	$0	35
Net income	$324,000	7,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$217,000	2,278
Cash dividends	$319,000	4,404
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$324,000	7,418
1998-12-31 (YTD Data)		Rank
Total interest income	$4,576,000	5,994
Total interest expense	$2,443,000	5,447
Net interest income	$2,133,000	6,426
Provision for loan and lease losses	$217,000	3,352
Total noninterest income	$491,000	4,987
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$109,000	6,697
Trading account gains and fees	NA	NA
Additional Noninterest Income	$382,000	3,529
Total noninterest expense	$1,522,000	6,627
Salaries and employee benefits	$883,000	6,288
Premises and equipment expense	$229,000	6,273
Additional noninterest expense	$410,000	7,136
Pre-tax net operating income	$885,000	5,787
Securities gains (losses)	$0	4,449
Applicable income taxes	$324,000	4,965
Income before extraordinary items	$561,000	6,264
Extraordinary gains, net	$0	32
Net income	$561,000	6,263
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	3,715
Cash dividends	$78,000	6,533
Sale, conversion, retirement of capital stock, net	$1,500,000	422
Net operating income	$561,000	6,149
1997-12-31 (YTD Data)		Rank
Total interest income	$3,829,000	6,817
Total interest expense	$2,054,000	6,167
Net interest income	$1,775,000	7,371
Provision for loan and lease losses	$109,000	5,001
Total noninterest income	$201,000	7,827
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$90,000	7,424
Trading account gains and fees	NA	NA
Additional Noninterest Income	$111,000	6,492
Total noninterest expense	$1,230,000	7,570
Salaries and employee benefits	$724,000	7,180
Premises and equipment expense	$189,000	7,042
Additional noninterest expense	$317,000	8,150
Pre-tax net operating income	$637,000	7,260
Securities gains (losses)	$15,000	2,081
Applicable income taxes	$245,000	6,308
Income before extraordinary items	$407,000	7,589
Extraordinary gains, net	$0	44
Net income	$407,000	7,592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,223
Cash dividends	$30,000	7,454
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$397,400	7,603
1996-12-31 (YTD Data)		Rank
Total interest income	$3,063,000	7,916
Total interest expense	$1,669,000	7,165
Net interest income	$1,394,000	8,530
Provision for loan and lease losses	$84,000	5,516
Total noninterest income	$167,000	8,742
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$80,000	7,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	7,512
Total noninterest expense	$1,033,000	8,554
Salaries and employee benefits	$566,000	8,359
Premises and equipment expense	$181,000	7,400
Additional noninterest expense	$286,000	9,027
Pre-tax net operating income	$444,000	8,249
Securities gains (losses)	$18,000	2,073
Applicable income taxes	$159,000	7,745
Income before extraordinary items	$303,000	8,396
Extraordinary gains, net	$0	53
Net income	$303,000	8,393
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	6,315
Cash dividends	$25,000	7,964
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$291,120	8,441
1995-12-31 (YTD Data)		Rank
Total interest income	$2,508,000	8,958
Total interest expense	$1,352,000	8,110
Net interest income	$1,156,000	9,464
Provision for loan and lease losses	$73,000	5,323
Total noninterest income	$137,000	9,537
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$68,000	8,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	8,396
Total noninterest expense	$905,000	9,342
Salaries and employee benefits	$450,000	9,537
Premises and equipment expense	$168,000	7,858
Additional noninterest expense	$287,000	9,381
Pre-tax net operating income	$315,000	9,631
Securities gains (losses)	$38,000	1,486
Applicable income taxes	$113,000	8,910
Income before extraordinary items	$240,000	9,502
Extraordinary gains, net	$0	65
Net income	$240,000	9,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,445
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$214,160	9,751
1994-12-31 (YTD Data)		Rank
Total interest income	$1,776,000	10,224
Total interest expense	$834,000	9,424
Net interest income	$942,000	10,590
Provision for loan and lease losses	$65,000	5,465
Total noninterest income	$201,000	8,719
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$60,000	9,344
Trading account gains and fees	NA	NA
Additional Noninterest Income	$141,000	6,387
Total noninterest expense	$747,000	10,481
Salaries and employee benefits	$355,000	10,689
Premises and equipment expense	$102,000	9,964
Additional noninterest expense	$290,000	10,070
Pre-tax net operating income	$331,000	9,899
Securities gains (losses)	$0	3,600
Applicable income taxes	$128,000	8,751
Income before extraordinary items	$203,000	10,235
Extraordinary gains, net	$0	249
Net income	$203,000	10,245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,717
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$203,000	10,289
1993-12-31 (YTD Data)		Rank
Total interest income	$1,583,000	11,028
Total interest expense	$750,000	10,305
Net interest income	$833,000	11,395
Provision for loan and lease losses	$53,000	7,335
Total noninterest income	$109,000	11,107
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	9,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	10,262
Total noninterest expense	$631,000	11,480
Salaries and employee benefits	$298,000	11,665
Premises and equipment expense	$85,000	10,978
Additional noninterest expense	$248,000	11,112
Pre-tax net operating income	$258,000	10,568
Securities gains (losses)	$0	7,477
Applicable income taxes	$97,000	9,810
Income before extraordinary items	$161,000	11,069
Extraordinary gains, net	$51,000	2,158
Net income	$212,000	10,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	8,808
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$161,000	10,861
1992-12-31 (YTD Data)		Rank
Total interest income	$1,368,000	12,258
Total interest expense	$760,000	11,518
Net interest income	$608,000	12,682
Provision for loan and lease losses	$41,000	9,446
Total noninterest income	$69,000	12,585
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$59,000	9,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	13,358
Total noninterest expense	$528,000	12,464
Salaries and employee benefits	$251,000	12,595
Premises and equipment expense	$65,000	12,061
Additional noninterest expense	$212,000	12,073
Pre-tax net operating income	$108,000	11,937
Securities gains (losses)	$4,000	7,235
Applicable income taxes	$30,000	11,811
Income before extraordinary items	$82,000	12,188
Extraordinary gains, net	$30,000	1,127
Net income	$112,000	11,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$79,080	11,937

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.