Home > CoreFirst Bank & Trust > Net charge- offs to loans

CoreFirst Bank & Trust, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6473%152
Percentage Net Loans Charged-off: Total real estate loans0.0454%417
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.3890%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%3,789
Percentage Net Loans Charged-off: Home equity loans-0.0090%4,259
All other 1-4 family - Percent of loans charged-off, net-0.0046%3,796
Percentage Net Loans Charged-off: Commercial and industrial3.3030%78
Percentage Net Loans Charged-off: Loans to individuals1.1306%630
Percentage Net Loans Charged-off: Credit card loans4.1119%143
Percentage Net Loans Charged-off: Other loans to individual0.3232%1,451
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6934%134
Percentage Net Loans Charged-off: Total real estate loans0.0618%272
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.5269%12
Percentage Net Loans Charged-off: 1-4 family residential-0.0070%3,867
Percentage Net Loans Charged-off: Home equity loans-0.0123%4,319
All other 1-4 family - Percent of loans charged-off, net-0.0063%3,879
Percentage Net Loans Charged-off: Commercial and industrial3.4699%78
Percentage Net Loans Charged-off: Loans to individuals1.0012%596
Percentage Net Loans Charged-off: Credit card loans3.2632%125
Percentage Net Loans Charged-off: Other loans to individual0.3863%1,186
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0550%976
Percentage Net Loans Charged-off: Total real estate loans-0.0023%3,608
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0075%3,927
Percentage Net Loans Charged-off: Home equity loans-0.0096%4,340
All other 1-4 family - Percent of loans charged-off, net-0.0072%3,904
Percentage Net Loans Charged-off: Commercial and industrial0.0061%1,145
Percentage Net Loans Charged-off: Loans to individuals0.9238%618
Percentage Net Loans Charged-off: Credit card loans3.3693%114
Percentage Net Loans Charged-off: Other loans to individual0.2489%1,421
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0795%675
Percentage Net Loans Charged-off: Total real estate loans-0.0020%3,641
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0065%3,957
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0074%4,031
Percentage Net Loans Charged-off: Commercial and industrial0.0120%739
Percentage Net Loans Charged-off: Loans to individuals1.3693%434
Percentage Net Loans Charged-off: Credit card loans6.4801%58
Percentage Net Loans Charged-off: Other loans to individual-0.0599%4,139
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0218%1,630
Percentage Net Loans Charged-off: Total real estate loans-0.0334%4,288
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0640%4,475
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0041%3,607
Percentage Net Loans Charged-off: Home equity loans0.0265%151
All other 1-4 family - Percent of loans charged-off, net-0.0079%3,837
Percentage Net Loans Charged-off: Commercial and industrial-0.1502%4,301
Percentage Net Loans Charged-off: Loans to individuals1.1826%451
Percentage Net Loans Charged-off: Credit card loans4.0446%70
Percentage Net Loans Charged-off: Other loans to individual0.4290%1,066
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0045%2,024
Percentage Net Loans Charged-off: Total real estate loans-0.0410%4,370
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0864%4,559
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0087%513
Percentage Net Loans Charged-off: Home equity loans0.1368%64
All other 1-4 family - Percent of loans charged-off, net-0.0071%3,802
Percentage Net Loans Charged-off: Commercial and industrial-0.2066%4,383
Percentage Net Loans Charged-off: Loans to individuals1.1717%395
Percentage Net Loans Charged-off: Credit card loans4.1857%64
Percentage Net Loans Charged-off: Other loans to individual0.3932%1,025
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0616%4,313
Percentage Net Loans Charged-off: Total real estate loans-0.0692%4,437
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.1296%4,504
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%3,751
Percentage Net Loans Charged-off: Home equity loans-0.0110%3,216
All other 1-4 family - Percent of loans charged-off, net-0.0096%3,778
Percentage Net Loans Charged-off: Commercial and industrial-0.3445%4,339
Percentage Net Loans Charged-off: Loans to individuals0.8301%577
Percentage Net Loans Charged-off: Credit card loans4.5007%64
Percentage Net Loans Charged-off: Other loans to individual-0.1101%4,091
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0388%893
Percentage Net Loans Charged-off: Total real estate loans-0.0030%3,491
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%3,841
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0111%3,926
Percentage Net Loans Charged-off: Commercial and industrial-0.0148%3,512
Percentage Net Loans Charged-off: Loans to individuals0.6446%713
Percentage Net Loans Charged-off: Credit card loans2.6986%104
Percentage Net Loans Charged-off: Other loans to individual0.1178%1,427
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1780%544
Percentage Net Loans Charged-off: Total real estate loans-0.0145%3,950
Percentage Net Loans Charged-off:Construction & development-0.1358%4,275
Percentage Net Loans Charged-off: Commercial real estate-0.0004%3,905
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,013
Percentage Net Loans Charged-off: Home equity loans0.0678%137
All other 1-4 family - Percent of loans charged-off, net-0.0087%3,710
Percentage Net Loans Charged-off: Commercial and industrial0.6919%292
Percentage Net Loans Charged-off: Loans to individuals0.7572%570
Percentage Net Loans Charged-off: Credit card loans2.1815%146
Percentage Net Loans Charged-off: Other loans to individual0.4182%900
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0709%940
Percentage Net Loans Charged-off: Total real estate loans-0.0191%4,081
Percentage Net Loans Charged-off:Construction & development-0.1803%4,358
Percentage Net Loans Charged-off: Commercial real estate-0.0005%3,988
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0019%853
Percentage Net Loans Charged-off: Home equity loans0.0917%109
All other 1-4 family - Percent of loans charged-off, net-0.0098%3,834
Percentage Net Loans Charged-off: Commercial and industrial0.2488%529
Percentage Net Loans Charged-off: Loans to individuals0.5667%687
Percentage Net Loans Charged-off: Credit card loans2.2429%156
Percentage Net Loans Charged-off: Other loans to individual0.1748%1,366
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0282%1,384
Percentage Net Loans Charged-off: Total real estate loans-0.0267%4,277
Percentage Net Loans Charged-off:Construction & development-0.2753%4,426
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,086
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0119%628
Percentage Net Loans Charged-off: Home equity loans0.1387%78
All other 1-4 family - Percent of loans charged-off, net-0.0051%3,719
Percentage Net Loans Charged-off: Commercial and industrial0.0141%1,003
Percentage Net Loans Charged-off: Loans to individuals0.8518%439
Percentage Net Loans Charged-off: Credit card loans2.6656%133
Percentage Net Loans Charged-off: Other loans to individual0.4320%754
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0236%4,073
Percentage Net Loans Charged-off: Total real estate loans-0.0524%4,573
Percentage Net Loans Charged-off:Construction & development-0.5689%4,478
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,229
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0307%364
Percentage Net Loans Charged-off: Home equity loans0.3024%45
All other 1-4 family - Percent of loans charged-off, net-0.0070%3,881
Percentage Net Loans Charged-off: Commercial and industrial0.0283%707
Percentage Net Loans Charged-off: Loans to individuals0.1106%1,418
Percentage Net Loans Charged-off: Credit card loans2.1259%183
Percentage Net Loans Charged-off: Other loans to individual-0.3538%4,376
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0402%2,259
Percentage Net Loans Charged-off: Total real estate loans-0.0033%3,897
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,200
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0118%4,094
Percentage Net Loans Charged-off: Home equity loans-0.0062%3,314
All other 1-4 family - Percent of loans charged-off, net-0.0128%4,148
Percentage Net Loans Charged-off: Commercial and industrial0.0642%1,621
Percentage Net Loans Charged-off: Loans to individuals0.3329%1,616
Percentage Net Loans Charged-off: Credit card loans1.4343%336
Percentage Net Loans Charged-off: Other loans to individual0.0899%2,437
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0459%1,962
Percentage Net Loans Charged-off: Total real estate loans-0.0030%3,850
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,207
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0114%4,121
Percentage Net Loans Charged-off: Home equity loans-0.0084%3,371
All other 1-4 family - Percent of loans charged-off, net-0.0120%4,148
Percentage Net Loans Charged-off: Commercial and industrial0.1115%1,210
Percentage Net Loans Charged-off: Loans to individuals0.3774%1,424
Percentage Net Loans Charged-off: Credit card loans1.5548%309
Percentage Net Loans Charged-off: Other loans to individual0.1219%2,158
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0605%1,644
Percentage Net Loans Charged-off: Total real estate loans-0.0029%3,854
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,263
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0118%4,161
Percentage Net Loans Charged-off: Home equity loans-0.0125%3,443
All other 1-4 family - Percent of loans charged-off, net-0.0117%4,186
Percentage Net Loans Charged-off: Commercial and industrial0.1929%915
Percentage Net Loans Charged-off: Loans to individuals0.4003%1,459
Percentage Net Loans Charged-off: Credit card loans1.6461%320
Percentage Net Loans Charged-off: Other loans to individual0.1321%2,036
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1574%821
Percentage Net Loans Charged-off: Total real estate loans-0.0025%3,784
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%4,203
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0147%4,284
Percentage Net Loans Charged-off: Commercial and industrial0.8280%362
Percentage Net Loans Charged-off: Loans to individuals0.0194%2,265
Percentage Net Loans Charged-off: Credit card loans0.8249%367
Percentage Net Loans Charged-off: Other loans to individual-0.1534%4,471
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0622%2,211
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,828
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,244
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%4,034
Percentage Net Loans Charged-off: Home equity loans0.0825%303
All other 1-4 family - Percent of loans charged-off, net-0.0228%4,478
Percentage Net Loans Charged-off: Commercial and industrial0.0330%2,050
Percentage Net Loans Charged-off: Loans to individuals0.6968%1,185
Percentage Net Loans Charged-off: Credit card loans3.3957%185
Percentage Net Loans Charged-off: Other loans to individual0.2303%2,213
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0618%1,940
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,944
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,302
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0032%1,527
Percentage Net Loans Charged-off: Home equity loans0.1182%215
All other 1-4 family - Percent of loans charged-off, net-0.0237%4,525
Percentage Net Loans Charged-off: Commercial and industrial0.0275%1,725
Percentage Net Loans Charged-off: Loans to individuals0.8202%943
Percentage Net Loans Charged-off: Credit card loans3.9695%130
Percentage Net Loans Charged-off: Other loans to individual0.3046%1,834
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0503%1,928
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,735
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,398
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,346
Percentage Net Loans Charged-off: Home equity loans0.0632%242
All other 1-4 family - Percent of loans charged-off, net-0.0152%4,430
Percentage Net Loans Charged-off: Commercial and industrial0.0545%1,348
Percentage Net Loans Charged-off: Loans to individuals0.7031%1,054
Percentage Net Loans Charged-off: Credit card loans4.6124%111
Percentage Net Loans Charged-off: Other loans to individual0.0940%2,360
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1050%1,107
Percentage Net Loans Charged-off: Total real estate loans-0.0035%4,074
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0151%4,481
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0188%4,582
Percentage Net Loans Charged-off: Commercial and industrial0.1703%762
Percentage Net Loans Charged-off: Loans to individuals1.0929%701
Percentage Net Loans Charged-off: Credit card loans7.3733%55
Percentage Net Loans Charged-off: Other loans to individual0.1543%1,909
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1504%1,279
Percentage Net Loans Charged-off: Total real estate loans0.1576%463
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.2508%345
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0581%1,133
Percentage Net Loans Charged-off: Home equity loans0.3224%132
All other 1-4 family - Percent of loans charged-off, net-0.0242%4,687
Percentage Net Loans Charged-off: Commercial and industrial-0.0747%4,534
Percentage Net Loans Charged-off: Loans to individuals0.6870%1,208
Percentage Net Loans Charged-off: Credit card loans3.2453%183
Percentage Net Loans Charged-off: Other loans to individual0.3455%1,822
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1860%902
Percentage Net Loans Charged-off: Total real estate loans0.1986%307
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.3371%209
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%4,122
Percentage Net Loans Charged-off: Home equity loans0.3070%125
All other 1-4 family - Percent of loans charged-off, net-0.1031%5,124
Percentage Net Loans Charged-off: Commercial and industrial-0.0901%4,601
Percentage Net Loans Charged-off: Loans to individuals0.9131%830
Percentage Net Loans Charged-off: Credit card loans3.4473%163
Percentage Net Loans Charged-off: Other loans to individual0.5844%1,158
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2972%538
Percentage Net Loans Charged-off: Total real estate loans0.3014%180
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.5040%125
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0120%1,357
Percentage Net Loans Charged-off: Home equity loans0.3285%119
All other 1-4 family - Percent of loans charged-off, net-0.0968%5,139
Percentage Net Loans Charged-off: Commercial and industrial-0.1137%4,712
Percentage Net Loans Charged-off: Loans to individuals1.4906%450
Percentage Net Loans Charged-off: Credit card loans2.5041%232
Percentage Net Loans Charged-off: Other loans to individual1.3609%435
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1535%918
Percentage Net Loans Charged-off: Total real estate loans0.0109%1,095
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0434%5,154
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.2565%269
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.3509%190
Percentage Net Loans Charged-off: Commercial and industrial-0.0963%4,690
Percentage Net Loans Charged-off: Loans to individuals2.3725%282
Percentage Net Loans Charged-off: Credit card loans1.2474%330
Percentage Net Loans Charged-off: Other loans to individual2.5130%231
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1346%5,442
Percentage Net Loans Charged-off: Total real estate loans-0.1658%5,446
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.4578%279
Percentage Net Loans Charged-off: Multi-family residential-4.0798%4,601
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,399
Percentage Net Loans Charged-off: Home equity loans0.0570%513
All other 1-4 family - Percent of loans charged-off, net-0.0247%4,939
Percentage Net Loans Charged-off: Commercial and industrial-0.0805%4,765
Percentage Net Loans Charged-off: Loans to individuals0.1061%3,142
Percentage Net Loans Charged-off: Credit card loans2.0756%300
Percentage Net Loans Charged-off: Other loans to individual-0.1156%5,059
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3500%5,622
Percentage Net Loans Charged-off: Total real estate loans-0.4409%5,622
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.2598%326
Percentage Net Loans Charged-off: Multi-family residential-5.1659%4,625
Percentage Net Loans Charged-off: 1-4 family residential0.0140%1,860
Percentage Net Loans Charged-off: Home equity loans0.0760%419
All other 1-4 family - Percent of loans charged-off, net-0.0135%4,779
Percentage Net Loans Charged-off: Commercial and industrial-0.0813%4,741
Percentage Net Loans Charged-off: Loans to individuals-0.0059%4,780
Percentage Net Loans Charged-off: Credit card loans0.7979%494
Percentage Net Loans Charged-off: Other loans to individual-0.0943%4,990
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1003%5,412
Percentage Net Loans Charged-off: Total real estate loans-0.1159%5,440
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0016%4,639
Percentage Net Loans Charged-off: Multi-family residential-0.6955%4,619
Percentage Net Loans Charged-off: 1-4 family residential0.0213%1,552
Percentage Net Loans Charged-off: Home equity loans0.1022%330
All other 1-4 family - Percent of loans charged-off, net-0.0155%4,818
Percentage Net Loans Charged-off: Commercial and industrial-0.1009%4,817
Percentage Net Loans Charged-off: Loans to individuals-0.0131%4,736
Percentage Net Loans Charged-off: Credit card loans0.2259%560
Percentage Net Loans Charged-off: Other loans to individual-0.0387%4,733
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0109%4,469
Percentage Net Loans Charged-off: Total real estate loans-0.0078%4,543
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0016%4,794
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0490%5,219
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0710%5,347
Percentage Net Loans Charged-off: Commercial and industrial-0.0779%4,747
Percentage Net Loans Charged-off: Loans to individuals0.0088%2,507
Percentage Net Loans Charged-off: Credit card loans0.8112%385
Percentage Net Loans Charged-off: Other loans to individual-0.0776%4,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1699%1,602
Percentage Net Loans Charged-off: Total real estate loans0.1586%852
Percentage Net Loans Charged-off:Construction & development-0.0021%4,457
Percentage Net Loans Charged-off: Commercial real estate0.1664%664
Percentage Net Loans Charged-off: Multi-family residential0.3719%113
Percentage Net Loans Charged-off: 1-4 family residential0.0536%1,833
Percentage Net Loans Charged-off: Home equity loans0.1852%410
All other 1-4 family - Percent of loans charged-off, net0.0023%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.2558%1,412
Percentage Net Loans Charged-off: Loans to individuals0.0834%3,328
Percentage Net Loans Charged-off: Credit card loans1.9578%313
Percentage Net Loans Charged-off: Other loans to individual-0.1373%5,310
Percentage Net Loans Charged-off: All other loans and lease0.7308%564
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1436%1,548
Percentage Net Loans Charged-off: Total real estate loans0.1254%903
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.2172%459
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0192%2,106
Percentage Net Loans Charged-off: Home equity loans0.0620%554
All other 1-4 family - Percent of loans charged-off, net0.0029%2,271
Percentage Net Loans Charged-off: Commercial and industrial0.2553%1,139
Percentage Net Loans Charged-off: Loans to individuals0.0673%3,103
Percentage Net Loans Charged-off: Credit card loans1.9540%298
Percentage Net Loans Charged-off: Other loans to individual-0.1572%5,293
Percentage Net Loans Charged-off: All other loans and lease0.7755%467
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4097%556
Percentage Net Loans Charged-off: Total real estate loans0.4804%232
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.8335%153
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0634%1,423
Percentage Net Loans Charged-off: Home equity loans0.1047%419
All other 1-4 family - Percent of loans charged-off, net0.0479%1,503
Percentage Net Loans Charged-off: Commercial and industrial0.2586%1,018
Percentage Net Loans Charged-off: Loans to individuals0.1098%2,650
Percentage Net Loans Charged-off: Credit card loans2.5644%218
Percentage Net Loans Charged-off: Other loans to individual-0.1923%5,305
Percentage Net Loans Charged-off: All other loans and lease-0.3129%5,410
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2795%5,923
Percentage Net Loans Charged-off: Total real estate loans-0.0125%4,893
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0719%5,643
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1712%695
Percentage Net Loans Charged-off: Home equity loans0.2109%258
All other 1-4 family - Percent of loans charged-off, net0.1565%703
Percentage Net Loans Charged-off: Commercial and industrial-1.7988%5,796
Percentage Net Loans Charged-off: Loans to individuals-0.0353%4,873
Percentage Net Loans Charged-off: Credit card loans1.7030%309
Percentage Net Loans Charged-off: Other loans to individual-0.2472%5,306
Percentage Net Loans Charged-off: All other loans and lease-0.9730%5,481
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3479%853
Percentage Net Loans Charged-off: Total real estate loans0.4031%418
Percentage Net Loans Charged-off:Construction & development-0.2415%5,227
Percentage Net Loans Charged-off: Commercial real estate0.7302%284
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0362%2,528
Percentage Net Loans Charged-off: Home equity loans0.0709%737
All other 1-4 family - Percent of loans charged-off, net0.0243%2,588
Percentage Net Loans Charged-off: Commercial and industrial-0.1149%5,168
Percentage Net Loans Charged-off: Loans to individuals0.6557%1,290
Percentage Net Loans Charged-off: Credit card loans0.9741%529
Percentage Net Loans Charged-off: Other loans to individual0.6217%1,245
Percentage Net Loans Charged-off: All other loans and lease2.3310%257
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4207%610
Percentage Net Loans Charged-off: Total real estate loans0.5403%265
Percentage Net Loans Charged-off:Construction & development-0.3412%5,357
Percentage Net Loans Charged-off: Commercial real estate0.9773%188
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0488%2,165
Percentage Net Loans Charged-off: Home equity loans0.0932%623
All other 1-4 family - Percent of loans charged-off, net0.0339%2,252
Percentage Net Loans Charged-off: Commercial and industrial-0.1258%5,216
Percentage Net Loans Charged-off: Loans to individuals0.4915%1,503
Percentage Net Loans Charged-off: Credit card loans0.8971%476
Percentage Net Loans Charged-off: Other loans to individual0.4498%1,495
Percentage Net Loans Charged-off: All other loans and lease1.4204%320
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4833%521
Percentage Net Loans Charged-off: Total real estate loans0.6741%207
Percentage Net Loans Charged-off:Construction & development-0.4328%5,455
Percentage Net Loans Charged-off: Commercial real estate1.1942%154
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0811%1,666
Percentage Net Loans Charged-off: Home equity loans0.1360%505
All other 1-4 family - Percent of loans charged-off, net0.0628%1,745
Percentage Net Loans Charged-off: Commercial and industrial-0.1312%5,260
Percentage Net Loans Charged-off: Loans to individuals0.1956%2,259
Percentage Net Loans Charged-off: Credit card loans0.0850%591
Percentage Net Loans Charged-off: Other loans to individual0.2065%2,082
Percentage Net Loans Charged-off: All other loans and lease0.8641%375
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4723%527
Percentage Net Loans Charged-off: Total real estate loans0.6432%251
Percentage Net Loans Charged-off:Construction & development-1.0573%5,640
Percentage Net Loans Charged-off: Commercial real estate1.1190%149
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.2264%786
Percentage Net Loans Charged-off: Home equity loans0.2917%285
All other 1-4 family - Percent of loans charged-off, net0.2050%803
Percentage Net Loans Charged-off: Commercial and industrial-0.0683%5,000
Percentage Net Loans Charged-off: Loans to individuals0.1883%2,023
Percentage Net Loans Charged-off: Credit card loans0.2554%460
Percentage Net Loans Charged-off: Other loans to individual0.1818%1,927
Percentage Net Loans Charged-off: All other loans and lease1.0271%295
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0694%270
Percentage Net Loans Charged-off: Total real estate loans1.3049%135
Percentage Net Loans Charged-off:Construction & development3.9162%136
Percentage Net Loans Charged-off: Commercial real estate1.8286%173
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0935%2,454
Percentage Net Loans Charged-off: Home equity loans0.0880%940
All other 1-4 family - Percent of loans charged-off, net0.0952%2,344
Percentage Net Loans Charged-off: Commercial and industrial0.0115%2,680
Percentage Net Loans Charged-off: Loans to individuals1.1470%793
Percentage Net Loans Charged-off: Credit card loans3.0654%206
Percentage Net Loans Charged-off: Other loans to individual0.9812%853
Percentage Net Loans Charged-off: All other loans and lease6.3178%138
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3345%201
Percentage Net Loans Charged-off: Total real estate loans1.6614%94
Percentage Net Loans Charged-off:Construction & development5.2208%102
Percentage Net Loans Charged-off: Commercial real estate2.2878%126
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1299%1,943
Percentage Net Loans Charged-off: Home equity loans0.1245%796
All other 1-4 family - Percent of loans charged-off, net0.1315%1,839
Percentage Net Loans Charged-off: Commercial and industrial0.0363%2,173
Percentage Net Loans Charged-off: Loans to individuals1.2722%655
Percentage Net Loans Charged-off: Credit card loans3.4925%153
Percentage Net Loans Charged-off: Other loans to individual1.0864%717
Percentage Net Loans Charged-off: All other loans and lease6.0764%138
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8064%131
Percentage Net Loans Charged-off: Total real estate loans2.2868%59
Percentage Net Loans Charged-off:Construction & development0.4670%506
Percentage Net Loans Charged-off: Commercial real estate3.8314%58
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1574%1,658
Percentage Net Loans Charged-off: Home equity loans0.3231%494
All other 1-4 family - Percent of loans charged-off, net0.1083%1,868
Percentage Net Loans Charged-off: Commercial and industrial0.2496%1,303
Percentage Net Loans Charged-off: Loans to individuals1.2895%663
Percentage Net Loans Charged-off: Credit card loans3.6245%153
Percentage Net Loans Charged-off: Other loans to individual1.0996%717
Percentage Net Loans Charged-off: All other loans and lease3.9721%168
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6859%178
Percentage Net Loans Charged-off: Total real estate loans2.1120%82
Percentage Net Loans Charged-off:Construction & development1.6680%222
Percentage Net Loans Charged-off: Commercial real estate3.4200%78
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0996%1,580
Percentage Net Loans Charged-off: Home equity loans-0.0208%4,478
All other 1-4 family - Percent of loans charged-off, net0.1352%1,348
Percentage Net Loans Charged-off: Commercial and industrial-0.0796%5,282
Percentage Net Loans Charged-off: Loans to individuals1.6507%532
Percentage Net Loans Charged-off: Credit card loans3.3977%170
Percentage Net Loans Charged-off: Other loans to individual1.5101%529
Percentage Net Loans Charged-off: All other loans and lease7.0613%108
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3618%1,870
Percentage Net Loans Charged-off: Total real estate loans0.2487%2,017
Percentage Net Loans Charged-off:Construction & development0.4194%1,151
Percentage Net Loans Charged-off: Commercial real estate0.4455%1,122
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.2826%1,782
Percentage Net Loans Charged-off: Home equity loans0.4412%725
All other 1-4 family - Percent of loans charged-off, net0.2337%1,982
Percentage Net Loans Charged-off: Commercial and industrial0.7524%1,236
Percentage Net Loans Charged-off: Loans to individuals0.3107%2,687
Percentage Net Loans Charged-off: Credit card loans1.7579%393
Percentage Net Loans Charged-off: Other loans to individual0.2003%3,010
Percentage Net Loans Charged-off: All other loans and lease19.7384%82
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3556%1,771
Percentage Net Loans Charged-off: Total real estate loans0.1831%2,277
Percentage Net Loans Charged-off:Construction & development0.6845%883
Percentage Net Loans Charged-off: Commercial real estate0.3006%1,275
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.4215%1,266
Percentage Net Loans Charged-off: Home equity loans0.5965%580
All other 1-4 family - Percent of loans charged-off, net0.3670%1,345
Percentage Net Loans Charged-off: Commercial and industrial1.1401%840
Percentage Net Loans Charged-off: Loans to individuals0.2450%2,687
Percentage Net Loans Charged-off: Credit card loans1.8919%371
Percentage Net Loans Charged-off: Other loans to individual0.1223%3,148
Percentage Net Loans Charged-off: All other loans and lease19.7924%72
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4879%1,345
Percentage Net Loans Charged-off: Total real estate loans0.3044%1,622
Percentage Net Loans Charged-off:Construction & development0.9597%719
Percentage Net Loans Charged-off: Commercial real estate0.5244%860
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.5186%1,049
Percentage Net Loans Charged-off: Home equity loans0.8928%430
All other 1-4 family - Percent of loans charged-off, net0.4010%1,275
Percentage Net Loans Charged-off: Commercial and industrial1.8453%567
Percentage Net Loans Charged-off: Loans to individuals-0.0685%5,602
Percentage Net Loans Charged-off: Credit card loans1.5126%403
Percentage Net Loans Charged-off: Other loans to individual-0.1837%5,905
Percentage Net Loans Charged-off: All other loans and lease13.5150%81
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6558%934
Percentage Net Loans Charged-off: Total real estate loans0.4807%1,056
Percentage Net Loans Charged-off:Construction & development1.9722%426
Percentage Net Loans Charged-off: Commercial real estate0.5940%632
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.4371%1,102
Percentage Net Loans Charged-off: Home equity loans0.3713%547
All other 1-4 family - Percent of loans charged-off, net0.4577%1,024
Percentage Net Loans Charged-off: Commercial and industrial2.4228%373
Percentage Net Loans Charged-off: Loans to individuals-0.2303%5,997
Percentage Net Loans Charged-off: Credit card loans1.0073%455
Percentage Net Loans Charged-off: Other loans to individual-0.3190%6,100
Percentage Net Loans Charged-off: All other loans and lease-2.5641%6,182
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5146%241
Percentage Net Loans Charged-off: Total real estate loans2.6149%199
Percentage Net Loans Charged-off:Construction & development4.9710%569
Percentage Net Loans Charged-off: Commercial real estate3.0241%202
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential2.1036%313
Percentage Net Loans Charged-off: Home equity loans0.5795%954
All other 1-4 family - Percent of loans charged-off, net2.5037%257
Percentage Net Loans Charged-off: Commercial and industrial3.3745%479
Percentage Net Loans Charged-off: Loans to individuals0.9287%1,483
Percentage Net Loans Charged-off: Credit card loans13.5277%40
Percentage Net Loans Charged-off: Other loans to individual0.0514%4,094
Percentage Net Loans Charged-off: All other loans and lease24.7339%76
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0322%352
Percentage Net Loans Charged-off: Total real estate loans2.0099%331
Percentage Net Loans Charged-off:Construction & development5.1938%528
Percentage Net Loans Charged-off: Commercial real estate1.6827%469
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential2.5445%246
Percentage Net Loans Charged-off: Home equity loans0.2640%1,177
All other 1-4 family - Percent of loans charged-off, net3.1213%196
Percentage Net Loans Charged-off: Commercial and industrial3.6956%419
Percentage Net Loans Charged-off: Loans to individuals0.2922%2,805
Percentage Net Loans Charged-off: Credit card loans4.4233%181
Percentage Net Loans Charged-off: Other loans to individual0.0053%3,998
Percentage Net Loans Charged-off: All other loans and lease17.8433%106
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4136%721
Percentage Net Loans Charged-off: Total real estate loans1.6840%516
Percentage Net Loans Charged-off:Construction & development4.9608%527
Percentage Net Loans Charged-off: Commercial real estate0.8079%929
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential3.1663%203
Percentage Net Loans Charged-off: Home equity loans0.2020%1,124
All other 1-4 family - Percent of loans charged-off, net3.8851%165
Percentage Net Loans Charged-off: Commercial and industrial1.5041%971
Percentage Net Loans Charged-off: Loans to individuals-0.1189%6,104
Percentage Net Loans Charged-off: Credit card loans-0.2615%1,270
Percentage Net Loans Charged-off: Other loans to individual-0.1090%5,996
Percentage Net Loans Charged-off: All other loans and lease12.8070%122
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2166%845
Percentage Net Loans Charged-off: Total real estate loans1.5841%556
Percentage Net Loans Charged-off:Construction & development0.7058%1,054
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential5.8399%70
Percentage Net Loans Charged-off: Home equity loans0.4033%752
All other 1-4 family - Percent of loans charged-off, net7.1197%56
Percentage Net Loans Charged-off: Commercial and industrial0.4653%1,311
Percentage Net Loans Charged-off: Loans to individuals0.0475%2,944
Percentage Net Loans Charged-off: Credit card loans-0.3684%1,262
Percentage Net Loans Charged-off: Other loans to individual0.0761%2,706
Percentage Net Loans Charged-off: All other loans and lease23.1214%71
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4582%1,107
Percentage Net Loans Charged-off: Total real estate loans1.1631%1,376
Percentage Net Loans Charged-off:Construction & development5.9414%826
Percentage Net Loans Charged-off: Commercial real estate0.5519%1,898
Percentage Net Loans Charged-off: Multi-family residential1.8108%476
Percentage Net Loans Charged-off: 1-4 family residential0.3378%2,782
Percentage Net Loans Charged-off: Home equity loans0.2195%1,594
All other 1-4 family - Percent of loans charged-off, net0.3622%2,562
Percentage Net Loans Charged-off: Commercial and industrial3.9222%591
Percentage Net Loans Charged-off: Loans to individuals0.2180%3,905
Percentage Net Loans Charged-off: Credit card loans1.5257%602
Percentage Net Loans Charged-off: Other loans to individual0.1275%4,132
Percentage Net Loans Charged-off: All other loans and lease11.6462%127
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8259%728
Percentage Net Loans Charged-off: Total real estate loans1.4538%952
Percentage Net Loans Charged-off:Construction & development7.5373%579
Percentage Net Loans Charged-off: Commercial real estate0.6875%1,392
Percentage Net Loans Charged-off: Multi-family residential2.4360%361
Percentage Net Loans Charged-off: 1-4 family residential0.2785%2,738
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.3348%2,409
Percentage Net Loans Charged-off: Commercial and industrial5.0395%399
Percentage Net Loans Charged-off: Loans to individuals0.2501%3,447
Percentage Net Loans Charged-off: Credit card loans2.0912%472
Percentage Net Loans Charged-off: Other loans to individual0.1253%3,793
Percentage Net Loans Charged-off: All other loans and lease1.0496%525
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4888%999
Percentage Net Loans Charged-off: Total real estate loans1.1058%1,279
Percentage Net Loans Charged-off:Construction & development2.7649%1,194
Percentage Net Loans Charged-off: Commercial real estate0.7594%1,193
Percentage Net Loans Charged-off: Multi-family residential3.7149%237
Percentage Net Loans Charged-off: 1-4 family residential0.1071%3,350
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.1283%3,064
Percentage Net Loans Charged-off: Commercial and industrial4.5115%448
Percentage Net Loans Charged-off: Loans to individuals0.2612%3,125
Percentage Net Loans Charged-off: Credit card loans2.5342%406
Percentage Net Loans Charged-off: Other loans to individual0.1097%3,475
Percentage Net Loans Charged-off: All other loans and lease-16.7213%6,582
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5050%460
Percentage Net Loans Charged-off: Total real estate loans1.5975%752
Percentage Net Loans Charged-off:Construction & development0.5180%1,363
Percentage Net Loans Charged-off: Commercial real estate1.4389%607
Percentage Net Loans Charged-off: Multi-family residential7.4358%110
Percentage Net Loans Charged-off: 1-4 family residential0.0630%2,815
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0753%2,572
Percentage Net Loans Charged-off: Commercial and industrial8.7355%199
Percentage Net Loans Charged-off: Loans to individuals0.4706%2,163
Percentage Net Loans Charged-off: Credit card loans2.4851%393
Percentage Net Loans Charged-off: Other loans to individual0.3118%2,228
Percentage Net Loans Charged-off: All other loans and lease-26.4706%6,591
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1605%908
Percentage Net Loans Charged-off: Total real estate loans2.7737%581
Percentage Net Loans Charged-off:Construction & development14.5072%314
Percentage Net Loans Charged-off: Commercial real estate1.5113%875
Percentage Net Loans Charged-off: Multi-family residential0.0465%1,066
Percentage Net Loans Charged-off: 1-4 family residential0.3383%2,833
Percentage Net Loans Charged-off: Home equity loans0.0742%1,838
All other 1-4 family - Percent of loans charged-off, net0.3763%2,605
Percentage Net Loans Charged-off: Commercial and industrial0.9709%2,578
Percentage Net Loans Charged-off: Loans to individuals0.4357%3,638
Percentage Net Loans Charged-off: Credit card loans3.4174%466
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5860%1,024
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2398%1,645
Percentage Net Loans Charged-off: Total real estate loans1.4610%1,228
Percentage Net Loans Charged-off:Construction & development8.1649%692
Percentage Net Loans Charged-off: Commercial real estate0.5738%1,635
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.1480%3,455
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.1680%3,190
Percentage Net Loans Charged-off: Commercial and industrial1.0249%2,199
Percentage Net Loans Charged-off: Loans to individuals0.4241%3,396
Percentage Net Loans Charged-off: Credit card loans3.9195%400
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.8554%6,824
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0589%1,774
Percentage Net Loans Charged-off: Total real estate loans1.3180%1,261
Percentage Net Loans Charged-off:Construction & development7.5873%672
Percentage Net Loans Charged-off: Commercial real estate0.3494%1,716
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0987%3,382
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.1116%3,126
Percentage Net Loans Charged-off: Commercial and industrial0.4639%2,691
Percentage Net Loans Charged-off: Loans to individuals0.2837%3,584
Percentage Net Loans Charged-off: Credit card loans2.9360%492
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease18.1560%105
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5274%2,484
Percentage Net Loans Charged-off: Total real estate loans0.6792%1,764
Percentage Net Loans Charged-off:Construction & development2.9260%1,048
Percentage Net Loans Charged-off: Commercial real estate0.3896%1,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.1686%2,380
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.1907%2,167
Percentage Net Loans Charged-off: Commercial and industrial0.0073%2,830
Percentage Net Loans Charged-off: Loans to individuals0.4132%2,820
Percentage Net Loans Charged-off: Credit card loans2.9119%465
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-20.5413%6,916
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1853%2,069
Percentage Net Loans Charged-off: Total real estate loans1.2539%1,597
Percentage Net Loans Charged-off:Construction & development6.7618%919
Percentage Net Loans Charged-off: Commercial real estate0.0156%3,303
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1217%3,761
Percentage Net Loans Charged-off: Home equity loans0.3936%1,347
All other 1-4 family - Percent of loans charged-off, net0.0881%3,871
Percentage Net Loans Charged-off: Commercial and industrial1.2063%2,619
Percentage Net Loans Charged-off: Loans to individuals0.8659%3,024
Percentage Net Loans Charged-off: Credit card loans4.3152%473
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.8803%422
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1301%1,776
Percentage Net Loans Charged-off: Total real estate loans1.3495%1,237
Percentage Net Loans Charged-off:Construction & development7.1479%713
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0968%3,506
Percentage Net Loans Charged-off: Home equity loans0.2116%1,341
All other 1-4 family - Percent of loans charged-off, net0.0830%3,422
Percentage Net Loans Charged-off: Commercial and industrial0.4913%3,164
Percentage Net Loans Charged-off: Loans to individuals0.7659%2,979
Percentage Net Loans Charged-off: Credit card loans4.6930%406
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7798%643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9082%1,887
Percentage Net Loans Charged-off: Total real estate loans1.0425%1,334
Percentage Net Loans Charged-off:Construction & development5.3466%789
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0901%3,070
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.1004%2,801
Percentage Net Loans Charged-off: Commercial and industrial0.5221%2,638
Percentage Net Loans Charged-off: Loans to individuals0.7509%2,842
Percentage Net Loans Charged-off: Credit card loans2.5084%643
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-6.9547%7,137
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2379%3,213
Percentage Net Loans Charged-off: Total real estate loans0.0283%3,475
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0882%2,284
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0980%2,046
Percentage Net Loans Charged-off: Commercial and industrial0.9574%1,449
Percentage Net Loans Charged-off: Loans to individuals0.4599%3,025
Percentage Net Loans Charged-off: Credit card loans2.9299%520
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4558%6,991
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6815%1,806
Percentage Net Loans Charged-off: Total real estate loans0.6322%1,397
Percentage Net Loans Charged-off:Construction & development2.3761%984
Percentage Net Loans Charged-off: Commercial real estate0.0912%1,787
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2300%2,016
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.2554%1,822
Percentage Net Loans Charged-off: Commercial and industrial0.6451%2,373
Percentage Net Loans Charged-off: Loans to individuals0.8086%2,749
Percentage Net Loans Charged-off: Credit card loans2.4108%610
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.8043%265
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2351%3,018
Percentage Net Loans Charged-off: Total real estate loans0.1080%2,849
Percentage Net Loans Charged-off:Construction & development0.1960%1,798
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2001%1,718
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.2224%1,498
Percentage Net Loans Charged-off: Commercial and industrial0.1801%2,909
Percentage Net Loans Charged-off: Loans to individuals0.6529%2,732
Percentage Net Loans Charged-off: Credit card loans2.0047%627
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.7763%261
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1765%2,956
Percentage Net Loans Charged-off: Total real estate loans0.1035%2,336
Percentage Net Loans Charged-off:Construction & development0.2853%1,198
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1234%1,790
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1374%1,586
Percentage Net Loans Charged-off: Commercial and industrial-0.0037%6,753
Percentage Net Loans Charged-off: Loans to individuals0.5439%2,731
Percentage Net Loans Charged-off: Credit card loans1.8018%622
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0428%561
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2346%1,956
Percentage Net Loans Charged-off: Total real estate loans0.1944%1,257
Percentage Net Loans Charged-off:Construction & development0.5686%589
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.2209%1,005
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.2467%874
Percentage Net Loans Charged-off: Commercial and industrial-0.0075%6,741
Percentage Net Loans Charged-off: Loans to individuals0.5242%2,400
Percentage Net Loans Charged-off: Credit card loans1.0639%640
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7178%384
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3159%1,749
Percentage Net Loans Charged-off: Total real estate loans0.2123%1,280
Percentage Net Loans Charged-off:Construction & development0.9547%450
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0342%2,684
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0386%2,439
Percentage Net Loans Charged-off: Commercial and industrial0.1813%2,815
Percentage Net Loans Charged-off: Loans to individuals0.6802%2,429
Percentage Net Loans Charged-off: Credit card loans1.9661%615
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.1629%170
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1620%2,334
Percentage Net Loans Charged-off: Total real estate loans0.0040%3,241
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0117%2,480
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0132%2,269
Percentage Net Loans Charged-off: Commercial and industrial0.2598%2,020
Percentage Net Loans Charged-off: Loans to individuals0.5631%2,446
Percentage Net Loans Charged-off: Credit card loans1.3606%718
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.0654%173
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1330%2,334
Percentage Net Loans Charged-off: Total real estate loans0.0062%2,542
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0174%1,900
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0198%1,730
Percentage Net Loans Charged-off: Commercial and industrial0.0206%2,603
Percentage Net Loans Charged-off: Loans to individuals0.5737%2,177
Percentage Net Loans Charged-off: Credit card loans1.2571%669
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.7644%225
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1051%2,152
Percentage Net Loans Charged-off: Total real estate loans0.0054%1,769
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0146%1,352
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0166%1,215
Percentage Net Loans Charged-off: Commercial and industrial0.0244%1,769
Percentage Net Loans Charged-off: Loans to individuals0.4368%2,317
Percentage Net Loans Charged-off: Credit card loans0.4631%745
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4957%540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3472%1,133
Percentage Net Loans Charged-off: Total real estate loans0.0051%3,223
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0145%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0171%2,349
Percentage Net Loans Charged-off: Commercial and industrial0.8557%1,149
Percentage Net Loans Charged-off: Loans to individuals0.8905%1,688
Percentage Net Loans Charged-off: Credit card loans4.3555%223
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease32.7919%58
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3042%1,077
Percentage Net Loans Charged-off: Total real estate loans0.0033%2,766
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0094%2,245
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0112%2,049
Percentage Net Loans Charged-off: Commercial and industrial1.1276%709
Percentage Net Loans Charged-off: Loans to individuals0.5274%2,416
Percentage Net Loans Charged-off: Credit card loans4.3582%218
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease38.2207%45
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3418%912
Percentage Net Loans Charged-off: Total real estate loans0.0050%2,281
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0145%1,790
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0174%1,630
Percentage Net Loans Charged-off: Commercial and industrial1.7023%496
Percentage Net Loans Charged-off: Loans to individuals0.3991%2,724
Percentage Net Loans Charged-off: Credit card loans3.3184%324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease27.9151%51
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0040%6,569
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.8714%8,109
Percentage Net Loans Charged-off: Loans to individuals0.4636%2,255
Percentage Net Loans Charged-off: Credit card loans2.1154%476
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease12.6108%75
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3049%1,535
Percentage Net Loans Charged-off: Total real estate loans0.0437%2,089
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1237%1,227
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1506%1,070
Percentage Net Loans Charged-off: Commercial and industrial0.6664%1,566
Percentage Net Loans Charged-off: Loans to individuals0.6089%3,081
Percentage Net Loans Charged-off: Credit card loans2.8422%604
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease33.3732%37
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2023%1,949
Percentage Net Loans Charged-off: Total real estate loans0.0108%2,630
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0307%2,008
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0374%1,811
Percentage Net Loans Charged-off: Commercial and industrial0.2913%2,019
Percentage Net Loans Charged-off: Loans to individuals0.5138%3,057
Percentage Net Loans Charged-off: Credit card loans2.6500%581
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease25.2391%39
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1253%2,541
Percentage Net Loans Charged-off: Total real estate loans0.0168%2,079
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0475%1,524
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0577%1,365
Percentage Net Loans Charged-off: Commercial and industrial-0.0511%7,193
Percentage Net Loans Charged-off: Loans to individuals0.4566%3,023
Percentage Net Loans Charged-off: Credit card loans2.3918%609
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.7733%56
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1721%1,792
Percentage Net Loans Charged-off: Total real estate loans0.0346%1,310
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0970%902
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.1173%802
Percentage Net Loans Charged-off: Commercial and industrial-0.0052%6,751
Percentage Net Loans Charged-off: Loans to individuals0.6361%2,186
Percentage Net Loans Charged-off: Credit card loans4.0011%335
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3055%236
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2774%2,071
Percentage Net Loans Charged-off: Total real estate loans0.0406%2,503
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1108%1,489
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.1298%1,337
Percentage Net Loans Charged-off: Commercial and industrial0.2262%2,981
Percentage Net Loans Charged-off: Loans to individuals0.6614%3,128
Percentage Net Loans Charged-off: Credit card loans4.8627%357
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease61.8351%12
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2567%1,890
Percentage Net Loans Charged-off: Total real estate loans0.0546%1,873
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1490%1,042
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1733%923
Percentage Net Loans Charged-off: Commercial and industrial0.3000%2,259
Percentage Net Loans Charged-off: Loans to individuals0.5448%3,232
Percentage Net Loans Charged-off: Credit card loans4.9365%337
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease47.7854%19
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2469%1,861
Percentage Net Loans Charged-off: Total real estate loans0.0827%1,386
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2252%718
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.2607%657
Percentage Net Loans Charged-off: Commercial and industrial0.4435%1,684
Percentage Net Loans Charged-off: Loans to individuals0.4601%3,362
Percentage Net Loans Charged-off: Credit card loans4.7581%376
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease16.5450%60
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3429%1,286
Percentage Net Loans Charged-off: Total real estate loans0.1665%730
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.4531%345
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.5240%301
Percentage Net Loans Charged-off: Commercial and industrial0.8904%883
Percentage Net Loans Charged-off: Loans to individuals0.4643%3,023
Percentage Net Loans Charged-off: Credit card loans4.4325%432
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-20.6373%7,853
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6443%1,088
Percentage Net Loans Charged-off: Total real estate loans0.0022%4,003
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0052%3,310
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0059%3,119
Percentage Net Loans Charged-off: Commercial and industrial2.6228%683
Percentage Net Loans Charged-off: Loans to individuals0.5844%3,841
Percentage Net Loans Charged-off: Credit card loans4.2370%550
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease56.4654%25
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7721%717
Percentage Net Loans Charged-off: Total real estate loans0.0029%3,376
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0068%2,746
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0077%2,600
Percentage Net Loans Charged-off: Commercial and industrial3.5259%406
Percentage Net Loans Charged-off: Loans to individuals0.5038%3,813
Percentage Net Loans Charged-off: Credit card loans4.5615%493
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease52.3505%30
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0429%499
Percentage Net Loans Charged-off: Total real estate loans0.0045%2,824
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0100%2,227
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0114%2,099
Percentage Net Loans Charged-off: Commercial and industrial5.1972%257
Percentage Net Loans Charged-off: Loans to individuals0.4497%3,777
Percentage Net Loans Charged-off: Credit card loans5.5926%376
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease48.2202%31
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1177%3,119
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.3143%3,809
Percentage Net Loans Charged-off: Credit card loans4.8734%461
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease35.0476%41
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1942%3,731
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,878
Percentage Net Loans Charged-off: Loans to individuals0.7273%3,269
Percentage Net Loans Charged-off: Credit card loans1.8373%1,331
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.2696%121
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2161%3,437
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.7812%2,960
Percentage Net Loans Charged-off: Credit card loans1.7748%1,363
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.8344%260
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2244%2,876
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.0195%1,004
Percentage Net Loans Charged-off: Loans to individuals0.3517%934
Percentage Net Loans Charged-off: Credit card loans2.5036%395
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease79.0855%2
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1555%3,823
Percentage Net Loans Charged-off: Total real estate loans0.0019%981
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0039%938
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0048%879
Percentage Net Loans Charged-off: Commercial and industrial-0.2012%1,388
Percentage Net Loans Charged-off: Loans to individuals0.4856%816
Percentage Net Loans Charged-off: Credit card loans1.7527%610
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.6898%8
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0673%5,917
Percentage Net Loans Charged-off: Total real estate loans0.0000%971
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial-0.7659%1,394
Percentage Net Loans Charged-off: Loans to individuals0.5348%814
Percentage Net Loans Charged-off: Credit card loans2.2837%551
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.9214%5
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2458%460
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial4.6183%25
Percentage Net Loans Charged-off: Loans to individuals0.5911%817
Percentage Net Loans Charged-off: Credit card loans2.4380%568
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.4096%3
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2383%3,607
Percentage Net Loans Charged-off: Total real estate loans0.0138%858
Percentage Net Loans Charged-off:Construction & development3.0009%30
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.1694%595
Percentage Net Loans Charged-off: Loans to individuals0.4905%924
Percentage Net Loans Charged-off: Credit card loans2.3621%557
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease28.8641%2
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1802%4,159
Percentage Net Loans Charged-off: Total real estate loans0.0132%909
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0237%730
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0289%647
Percentage Net Loans Charged-off: Commercial and industrial0.0251%758
Percentage Net Loans Charged-off: Loans to individuals0.3931%869
Percentage Net Loans Charged-off: Credit card loans1.7587%582
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease30.9343%3
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2490%3,457
Percentage Net Loans Charged-off: Total real estate loans0.0117%956
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0220%783
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0266%693
Percentage Net Loans Charged-off: Commercial and industrial1.0620%201
Percentage Net Loans Charged-off: Loans to individuals0.2080%1,010
Percentage Net Loans Charged-off: Credit card loans1.2301%652
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1799%5,673
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,220
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial0.4398%583
Percentage Net Loans Charged-off: Loans to individuals0.3118%962
Percentage Net Loans Charged-off: Credit card loans0.8038%834
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1603%7,846
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,332
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial-0.0184%1,341
Percentage Net Loans Charged-off: Loans to individuals0.4077%1,055
Percentage Net Loans Charged-off: Credit card loans0.4842%980
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144