Connecticut River Bank

Status:Inactive as of 2014-08-16
 Merger - Without Assistance
Successor Bank:Mascoma Savings Bank
Headquarters:Connecticut River Bank
242 River Street
Springfield, VT 05156
Established:1864-01-01
FDIC Insurance:1934-01-01
FDIC Cert:#6209
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:11
Total Assets:$279,748,000
Total Deposits:$254,832,000

History

1864-01-01Institution established: Original name:The Connecticut River National Bank
1977-08-01Changed name to Connecticut River Bank
1996-10-01Changed name to Connecticut River Bank, National Association
1996-10-01Moved bank headquarters from CHARLESTOWN, NH to SPRINGFIELD, VT
2000-07-01Acquired Peoples Bank of Littleton (19624) in LITTLETON, NH
2014-08-16Merged into and subsequently operated as part of Mascoma Savings Bank (18013) in LEBANON, NH

Historical Financial Information

2014-06-30Rank
# of Employees:821,837
Assets and Liabilities
Total Assets:$279,748,0002,316
Cash and due from depository institutions$59,945,0001,837
Interest-bearing balances$51,052,000623
Securities$27,165,0003,856
Federal funds sold & reverse repurchase agreements$02,844
Net loans & leases$175,709,0002,289
Loan loss allowance$1,615,0003,275
Trading account assets$0246
Bank premises and fixed assets$7,090,0001,639
Other real estate owned$345,0001,837
Goodwill and other intangibles$617,0001,799
All other assets$8,877,0001,992
Life insurance assets$4,700,0001,659
Total liabilities and capital$279,748,0002,316
Total liabilities$258,386,0002,244
Total deposits$254,832,0002,145
Interest-bearing deposits$184,895,0002,364
Deposits held in domestic offices$254,832,0002,144
% insured93.20%1,156
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$2,874,0002,915
Subordinated debt$0135
All other liabilities$680,0003,664
Total equity capital$21,362,0003,079
Total bank equity capital$21,362,0003,079
Perpetual preferred stock$0199
Common stock$686,0002,685
Surplus$2,751,0004,347
Undivided profits$17,925,0002,051
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$3,132,0001,878
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$414,000472
Income earned, not collected on loans$481,0004,345
Earning assets$253,926,0002,353
Long-term assets (5+ years)$114,687,0001,867
Average Assets, year-to-date$280,527,0002,286
Average Assets, quarterly$280,888,0002,296
Volatile liabilities$2,847,0004,994
Insider loans$633,0004,121
FHLB advances$1,153,0003,259
Loans and leases held for sale$72,0001,898
Unused loan commitments$29,834,0002,127
Tier 1 (core) risk-based capital$21,218,0003,009
Tier 2 risk-based capital$1,615,0002,838
Total risk weighted assets$184,266,0002,327
Total unused commitments$29,834,0002,127
Derivatives$510,0001,244
2014-03-31Rank
# of Employees:861,751
Assets and Liabilities
Total Assets:$282,028,0002,294
Cash and due from depository institutions$57,353,0001,751
Interest-bearing balances$49,417,000754
Securities$28,883,0003,780
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$178,376,0002,238
Loan loss allowance$1,654,0003,253
Trading account assets$0247
Bank premises and fixed assets$7,155,0001,637
Other real estate owned$639,0001,751
Goodwill and other intangibles$617,0001,803
All other assets$9,005,0001,980
Life insurance assets$4,666,0001,653
Total liabilities and capital$282,028,0002,294
Total liabilities$260,762,0002,219
Total deposits$257,278,0002,139
Interest-bearing deposits$188,025,0002,353
Deposits held in domestic offices$257,278,0002,139
% insured92.26%1,457
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$2,900,0002,796
Subordinated debt$0134
All other liabilities$584,0003,855
Total equity capital$21,266,0003,057
Total bank equity capital$21,266,0003,056
Perpetual preferred stock$0201
Common stock$686,0002,715
Surplus$2,751,0004,393
Undivided profits$17,829,0002,009
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$2,327,0002,353
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$114,000749
Income earned, not collected on loans$517,0004,146
Earning assets$256,676,0002,330
Long-term assets (5+ years)$116,112,0001,816
Average Assets, year-to-date$280,916,5002,295
Average Assets, quarterly$280,916,5002,295
Volatile liabilities$2,346,0005,147
Insider loans$681,0004,050
FHLB advances$1,153,0003,158
Loans and leases held for sale$403,0001,237
Unused loan commitments$29,061,0002,173
Tier 1 (core) risk-based capital$21,174,0003,018
Tier 2 risk-based capital$1,654,0002,778
Total risk weighted assets$183,736,0002,315
Total unused commitments$29,061,0002,173
Derivatives$806,0001,152
2013-12-31Rank
# of Employees:851,783
Assets and Liabilities
Total Assets:$279,796,0002,300
Cash and due from depository institutions$49,624,0001,783
Interest-bearing balances$43,036,000792
Securities$30,855,0003,634
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$181,503,0002,201
Loan loss allowance$1,599,0003,373
Trading account assets$0247
Bank premises and fixed assets$7,253,0001,618
Other real estate owned$814,0001,783
Goodwill and other intangibles$617,0001,802
All other assets$9,130,0001,976
Life insurance assets$4,633,0001,641
Total liabilities and capital$279,796,0002,300
Total liabilities$258,292,0002,244
Total deposits$255,079,0002,147
Interest-bearing deposits$190,019,0002,318
Deposits held in domestic offices$255,079,0002,146
% insured92.40%1,445
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$2,926,0002,937
Subordinated debt$0136
All other liabilities$287,0004,842
Total equity capital$21,504,0002,983
Total bank equity capital$21,504,0002,983
Perpetual preferred stock$0206
Common stock$686,0002,749
Surplus$2,751,0004,435
Undivided profits$18,067,0001,939
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$1,923,0002,665
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$118,000732
Income earned, not collected on loans$521,0004,236
Earning assets$255,394,0002,317
Long-term assets (5+ years)$114,172,0001,831
Average Assets, year-to-date$282,308,8002,252
Average Assets, quarterly$282,571,5002,275
Volatile liabilities$2,336,0005,272
Insider loans$785,0003,895
FHLB advances$1,153,0003,294
Loans and leases held for sale$2,426,000627
Unused loan commitments$23,310,0002,468
Tier 1 (core) risk-based capital$21,453,0002,977
Tier 2 risk-based capital$1,599,0002,860
Total risk weighted assets$187,832,0002,279
Total unused commitments$23,310,0002,468
Derivatives$2,208,000913
2013-09-30Rank
# of Employees:891,696
Assets and Liabilities
Total Assets:$285,347,0002,259
Cash and due from depository institutions$53,167,0001,696
Interest-bearing balances$44,539,000775
Securities$32,723,0003,530
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$182,651,0002,177
Loan loss allowance$1,604,0003,431
Trading account assets$0248
Bank premises and fixed assets$7,287,0001,603
Other real estate owned$177,0001,696
Goodwill and other intangibles$559,0001,862
All other assets$8,783,0002,037
Life insurance assets$4,599,0001,613
Total liabilities and capital$285,347,0002,259
Total liabilities$263,663,0002,194
Total deposits$260,092,0002,107
Interest-bearing deposits$192,016,0002,280
Deposits held in domestic offices$260,092,0002,106
% insured93.56%1,238
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$2,952,0002,934
Subordinated debt$0150
All other liabilities$619,0003,967
Total equity capital$21,684,0002,978
Total bank equity capital$21,684,0002,978
Perpetual preferred stock$0217
Common stock$686,0002,784
Surplus$2,751,0004,473
Undivided profits$18,247,0001,928
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$2,313,0002,598
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$121,000753
Income earned, not collected on loans$579,0004,094
Earning assets$259,913,0002,272
Long-term assets (5+ years)$115,360,0001,787
Average Assets, year-to-date$282,937,0002,260
Average Assets, quarterly$283,536,0002,260
Volatile liabilities$2,339,0005,347
Insider loans$805,0003,899
FHLB advances$1,153,0003,298
Loans and leases held for sale$2,437,000698
Unused loan commitments$33,009,0001,927
Tier 1 (core) risk-based capital$21,636,0002,960
Tier 2 risk-based capital$1,604,0002,861
Total risk weighted assets$181,948,0002,329
Total unused commitments$33,009,0001,927
Derivatives$2,600,000933
2013-06-30Rank
# of Employees:901,681
Assets and Liabilities
Total Assets:$281,725,0002,273
Cash and due from depository institutions$48,582,0001,681
Interest-bearing balances$42,603,000862
Securities$34,667,0003,407
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$181,755,0002,177
Loan loss allowance$2,061,0002,942
Trading account assets$0250
Bank premises and fixed assets$7,304,0001,612
Other real estate owned$137,0001,681
Goodwill and other intangibles$580,0001,836
All other assets$8,700,0002,021
Life insurance assets$4,564,0001,602
Total liabilities and capital$281,725,0002,273
Total liabilities$260,060,0002,210
Total deposits$255,070,0002,132
Interest-bearing deposits$190,508,0002,310
Deposits held in domestic offices$255,070,0002,131
% insured94.13%1,117
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$4,477,0002,551
Subordinated debt$0152
All other liabilities$513,0004,178
Total equity capital$21,665,0002,983
Total bank equity capital$21,665,0002,983
Perpetual preferred stock$0228
Common stock$686,0002,808
Surplus$2,751,0004,497
Undivided profits$18,228,0001,925
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$2,367,0002,628
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$63,000886
Income earned, not collected on loans$641,0003,831
Earning assets$259,025,0002,278
Long-term assets (5+ years)$114,362,0001,747
Average Assets, year-to-date$282,133,6702,274
Average Assets, quarterly$281,248,0002,286
Volatile liabilities$2,287,0005,350
Insider loans$834,0003,891
FHLB advances$2,653,0002,831
Loans and leases held for sale$1,342,0001,107
Unused loan commitments$27,127,0002,201
Tier 1 (core) risk-based capital$21,541,0002,954
Tier 2 risk-based capital$2,061,0002,339
Total risk weighted assets$182,557,0002,302
Total unused commitments$27,127,0002,201
Derivatives$2,072,0001,056
2013-03-31Rank
# of Employees:901,687
Assets and Liabilities
Total Assets:$280,771,0002,314
Cash and due from depository institutions$56,738,0001,687
Interest-bearing balances$50,917,000903
Securities$34,137,0003,474
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$175,418,0002,227
Loan loss allowance$2,483,0002,608
Trading account assets$0242
Bank premises and fixed assets$7,329,0001,605
Other real estate owned$01,687
Goodwill and other intangibles$567,0001,838
All other assets$6,582,0002,454
Life insurance assets$2,529,0002,293
Total liabilities and capital$280,771,0002,314
Total liabilities$258,946,0002,249
Total deposits$255,266,0002,164
Interest-bearing deposits$190,413,0002,355
Deposits held in domestic offices$255,266,0002,164
% insured93.90%1,194
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$3,002,0002,715
Subordinated debt$0155
All other liabilities$678,0003,847
Total equity capital$21,825,0003,056
Total bank equity capital$21,825,0003,056
Perpetual preferred stock$0239
Common stock$686,0002,847
Surplus$2,751,0004,537
Undivided profits$18,388,0002,005
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$2,788,0002,513
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$123,000748
Income earned, not collected on loans$641,0003,791
Earning assets$260,472,0002,296
Long-term assets (5+ years)$107,620,0001,826
Average Assets, year-to-date$282,338,0002,302
Average Assets, quarterly$282,338,0002,302
Volatile liabilities$2,275,0005,343
Insider loans$187,0005,432
FHLB advances$1,153,0003,189
Loans and leases held for sale$765,0001,356
Unused loan commitments$26,742,0002,248
Tier 1 (core) risk-based capital$21,443,0002,957
Tier 2 risk-based capital$2,188,0002,238
Total risk weighted assets$174,727,0002,387
Total unused commitments$26,742,0002,248
Derivatives$2,572,0001,008
2012-12-31Rank
# of Employees:901,693
Assets and Liabilities
Total Assets:$283,905,0002,289
Cash and due from depository institutions$62,351,0001,693
Interest-bearing balances$54,945,000764
Securities$31,989,0003,557
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$174,716,0002,239
Loan loss allowance$2,324,0002,752
Trading account assets$0243
Bank premises and fixed assets$7,271,0001,621
Other real estate owned$140,0001,693
Goodwill and other intangibles$570,0001,848
All other assets$6,868,0002,399
Life insurance assets$2,510,0002,271
Total liabilities and capital$283,905,0002,289
Total liabilities$261,993,0002,217
Total deposits$258,204,0002,132
Interest-bearing deposits$193,954,0002,285
Deposits held in domestic offices$258,204,0002,132
% insured95.98%1,155
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$3,027,0002,882
Subordinated debt$0159
All other liabilities$762,0003,671
Total equity capital$21,912,0003,050
Total bank equity capital$21,912,0003,048
Perpetual preferred stock$0246
Common stock$686,0002,872
Surplus$2,751,0004,567
Undivided profits$18,475,0001,969
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$3,165,0002,404
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$123,000750
Income earned, not collected on loans$630,0003,912
Earning assets$261,650,0002,274
Long-term assets (5+ years)$102,737,0001,847
Average Assets, year-to-date$274,830,6002,306
Average Assets, quarterly$280,682,0002,290
Volatile liabilities$2,263,0005,479
Insider loans$292,0005,180
FHLB advances$1,153,0003,381
Loans and leases held for sale$2,195,0001,093
Unused loan commitments$26,392,0002,158
Tier 1 (core) risk-based capital$21,467,0002,932
Tier 2 risk-based capital$2,167,0002,247
Total risk weighted assets$173,231,0002,406
Total unused commitments$26,392,0002,158
Derivatives$4,975,000880
2012-09-30Rank
# of Employees:891,712
Assets and Liabilities
Total Assets:$277,459,0002,336
Cash and due from depository institutions$54,634,0001,712
Interest-bearing balances$47,749,000846
Securities$33,840,0003,472
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$174,066,0002,276
Loan loss allowance$2,410,0002,750
Trading account assets$0231
Bank premises and fixed assets$7,074,0001,658
Other real estate owned$223,0001,712
Goodwill and other intangibles$538,0001,879
All other assets$7,084,0002,382
Life insurance assets$2,489,0002,228
Total liabilities and capital$277,459,0002,336
Total liabilities$255,609,0002,268
Total deposits$251,530,0002,168
Interest-bearing deposits$187,052,0002,367
Deposits held in domestic offices$251,530,0002,168
% insured96.20%1,160
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$3,051,0002,932
Subordinated debt$0163
All other liabilities$1,028,0003,349
Total equity capital$21,850,0003,104
Total bank equity capital$21,850,0003,103
Perpetual preferred stock$0250
Common stock$686,0002,921
Surplus$2,751,0004,617
Undivided profits$18,413,0002,018
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$2,175,0003,052
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$33,000974
Income earned, not collected on loans$775,0003,581
Earning assets$255,655,0002,326
Long-term assets (5+ years)$97,892,0001,916
Average Assets, year-to-date$272,562,0002,344
Average Assets, quarterly$274,296,0002,349
Volatile liabilities$2,616,0005,377
Insider loans$307,0005,191
FHLB advances$1,153,0003,451
Loans and leases held for sale$1,516,0001,225
Unused loan commitments$30,224,0001,960
Tier 1 (core) risk-based capital$21,352,0002,966
Tier 2 risk-based capital$2,176,0002,262
Total risk weighted assets$173,834,0002,416
Total unused commitments$30,224,0001,960
Derivatives$3,590,000959
2012-06-30Rank
# of Employees:891,706
Assets and Liabilities
Total Assets:$271,133,0002,368
Cash and due from depository institutions$54,546,0001,706
Interest-bearing balances$48,615,000840
Securities$32,422,0003,576
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$169,306,0002,323
Loan loss allowance$2,563,0002,653
Trading account assets$0211
Bank premises and fixed assets$7,121,0001,647
Other real estate owned$373,0001,706
Goodwill and other intangibles$538,0001,858
All other assets$6,827,0002,417
Life insurance assets$2,469,0002,200
Total liabilities and capital$271,133,0002,368
Total liabilities$249,508,0002,306
Total deposits$244,722,0002,221
Interest-bearing deposits$183,452,0002,428
Deposits held in domestic offices$244,722,0002,221
% insured96.14%1,261
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$3,075,0003,019
Subordinated debt$0180
All other liabilities$1,711,0002,322
Total equity capital$21,625,0003,088
Total bank equity capital$21,625,0003,087
Perpetual preferred stock$0254
Common stock$686,0002,959
Surplus$2,751,0004,631
Undivided profits$18,188,0001,990
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$2,020,0003,224
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$33,000984
Income earned, not collected on loans$713,0003,687
Earning assets$250,343,0002,355
Long-term assets (5+ years)$90,677,0002,025
Average Assets, year-to-date$270,929,6702,369
Average Assets, quarterly$272,660,5002,350
Volatile liabilities$3,771,0004,949
Insider loans$307,0005,240
FHLB advances$1,153,0003,516
Loans and leases held for sale$314,0001,829
Unused loan commitments$26,767,0002,096
Tier 1 (core) risk-based capital$21,165,0002,961
Tier 2 risk-based capital$2,103,0002,329
Total risk weighted assets$167,757,0002,487
Total unused commitments$26,767,0002,096
Derivatives$1,943,0001,040
2012-03-31Rank
# of Employees:901,665
Assets and Liabilities
Total Assets:$274,188,0002,365
Cash and due from depository institutions$57,809,0001,665
Interest-bearing balances$51,288,000873
Securities$33,912,0003,519
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$168,224,0002,335
Loan loss allowance$2,497,0002,740
Trading account assets$0215
Bank premises and fixed assets$7,002,0001,674
Other real estate owned$372,0001,665
Goodwill and other intangibles$538,0001,857
All other assets$6,331,0002,559
Life insurance assets$2,449,0002,190
Total liabilities and capital$274,188,0002,365
Total liabilities$252,815,0002,301
Total deposits$248,981,0002,202
Interest-bearing deposits$190,406,0002,381
Deposits held in domestic offices$248,981,0002,202
% insured95.96%1,349
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$3,098,0003,044
Subordinated debt$0185
All other liabilities$736,0003,786
Total equity capital$21,373,0003,082
Total bank equity capital$21,373,0003,081
Perpetual preferred stock$0259
Common stock$686,0002,996
Surplus$2,751,0004,663
Undivided profits$17,936,0001,964
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$2,164,0003,228
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$33,0001,008
Income earned, not collected on loans$712,0003,662
Earning assets$253,424,0002,350
Long-term assets (5+ years)$86,021,0002,113
Average Assets, year-to-date$270,828,0002,375
Average Assets, quarterly$270,828,0002,375
Volatile liabilities$3,755,0004,958
Insider loans$306,0005,299
FHLB advances$1,153,0003,533
Loans and leases held for sale$436,0001,646
Unused loan commitments$29,465,0001,971
Tier 1 (core) risk-based capital$21,021,0002,964
Tier 2 risk-based capital$2,097,0002,335
Total risk weighted assets$167,390,0002,485
Total unused commitments$29,465,0001,971
Derivatives$3,514,000892
2011-12-31Rank
# of Employees:921,614
Assets and Liabilities
Total Assets:$267,468,0002,399
Cash and due from depository institutions$52,573,0001,614
Interest-bearing balances$46,475,000856
Securities$31,484,0003,578
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$168,899,0002,359
Loan loss allowance$2,491,0002,730
Trading account assets$0205
Bank premises and fixed assets$7,154,0001,646
Other real estate owned$461,0001,614
Goodwill and other intangibles$538,0001,862
All other assets$6,359,0002,614
Life insurance assets$2,429,0002,155
Total liabilities and capital$267,468,0002,399
Total liabilities$246,045,0002,335
Total deposits$242,351,0002,230
Interest-bearing deposits$181,656,0002,452
Deposits held in domestic offices$242,351,0002,229
% insured96.26%1,311
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$3,122,0003,199
Subordinated debt$0193
All other liabilities$572,0004,269
Total equity capital$21,423,0003,040
Total bank equity capital$21,423,0003,038
Perpetual preferred stock$0263
Common stock$686,0003,022
Surplus$2,751,0004,690
Undivided profits$17,986,0001,945
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$1,664,0003,618
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$124,000810
Income earned, not collected on loans$733,0003,716
Earning assets$246,858,0002,377
Long-term assets (5+ years)$83,245,0001,822
Average Assets, year-to-date$264,147,4002,389
Average Assets, quarterly$267,334,0002,387
Volatile liabilities$2,740,0005,544
Insider loans$263,0005,454
FHLB advances$1,153,0003,695
Loans and leases held for sale$1,207,0001,076
Unused loan commitments$28,845,0001,947
Tier 1 (core) risk-based capital$21,015,0002,948
Tier 2 risk-based capital$2,118,0002,328
Total risk weighted assets$169,031,0002,483
Total unused commitments$28,845,0001,949
Derivatives$2,389,000844
2011-09-30Rank
# of Employees:931,613
Assets and Liabilities
Total Assets:$267,200,0002,391
Cash and due from depository institutions$51,007,0001,613
Interest-bearing balances$45,390,000940
Securities$30,412,0003,577
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$171,079,0002,340
Loan loss allowance$2,420,0002,810
Trading account assets$0209
Bank premises and fixed assets$6,774,0001,724
Other real estate owned$1,042,0001,613
Goodwill and other intangibles$484,0001,938
All other assets$6,402,0002,624
Life insurance assets$2,409,0002,133
Total liabilities and capital$267,200,0002,391
Total liabilities$245,923,0002,323
Total deposits$241,929,0002,229
Interest-bearing deposits$178,895,0002,500
Deposits held in domestic offices$241,929,0002,229
% insured95.82%1,557
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$3,145,0003,286
Subordinated debt$0206
All other liabilities$849,0003,707
Total equity capital$21,277,0003,084
Total bank equity capital$21,277,0003,083
Perpetual preferred stock$0266
Common stock$686,0003,062
Surplus$2,751,0004,728
Undivided profits$17,840,0001,965
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$1,714,0003,691
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$220,000684
Income earned, not collected on loans$693,0004,006
Earning assets$246,881,0002,369
Long-term assets (5+ years)$87,962,0001,677
Average Assets, year-to-date$263,317,2502,410
Average Assets, quarterly$263,796,5002,412
Volatile liabilities$3,977,0005,054
Insider loans$267,0005,522
FHLB advances$1,153,0003,795
Loans and leases held for sale$2,618,000709
Unused loan commitments$27,361,0002,018
Tier 1 (core) risk-based capital$20,853,0002,964
Tier 2 risk-based capital$2,106,0002,345
Total risk weighted assets$168,201,0002,500
Total unused commitments$27,361,0002,023
Derivatives$3,097,000859
2011-06-30Rank
# of Employees:931,624
Assets and Liabilities
Total Assets:$260,393,0002,455
Cash and due from depository institutions$44,001,0001,624
Interest-bearing balances$38,874,000965
Securities$27,199,0003,838
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$174,313,0002,305
Loan loss allowance$2,442,0002,809
Trading account assets$0213
Bank premises and fixed assets$6,380,0001,847
Other real estate owned$1,333,0001,624
Goodwill and other intangibles$563,0001,871
All other assets$6,604,0002,571
Life insurance assets$2,388,0002,117
Total liabilities and capital$260,393,0002,455
Total liabilities$239,253,0002,397
Total deposits$233,641,0002,287
Interest-bearing deposits$178,868,0002,511
Deposits held in domestic offices$233,641,0002,287
% insured95.50%1,761
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$4,967,0002,964
Subordinated debt$0212
All other liabilities$645,0004,085
Total equity capital$21,140,0003,041
Total bank equity capital$21,140,0003,039
Perpetual preferred stock$0222
Common stock$686,0003,105
Surplus$2,751,0004,770
Undivided profits$17,703,0001,928
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$1,085,0004,408
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$96,000884
Income earned, not collected on loans$815,0003,480
Earning assets$240,386,0002,426
Long-term assets (5+ years)$81,344,0001,766
Average Assets, year-to-date$262,023,0002,442
Average Assets, quarterly$261,724,0002,448
Volatile liabilities$4,208,0005,003
Insider loans$415,0005,137
FHLB advances$2,953,0003,364
Loans and leases held for sale$1,274,000794
Unused loan commitments$29,913,0001,883
Tier 1 (core) risk-based capital$20,824,0002,929
Tier 2 risk-based capital$2,152,0002,314
Total risk weighted assets$171,851,0002,457
Total unused commitments$29,913,0001,885
Derivatives$2,276,000786
2011-03-31Rank
# of Employees:951,596
Assets and Liabilities
Total Assets:$263,055,0002,455
Cash and due from depository institutions$55,056,0001,596
Interest-bearing balances$50,676,000779
Securities$22,575,0004,262
Federal funds sold & reverse repurchase agreements$04,332
Net loans & leases$171,535,0002,360
Loan loss allowance$2,362,0002,877
Trading account assets$0208
Bank premises and fixed assets$5,981,0001,991
Other real estate owned$1,118,0001,596
Goodwill and other intangibles$597,0001,835
All other assets$6,193,0002,740
Life insurance assets$2,368,0002,125
Total liabilities and capital$263,055,0002,455
Total liabilities$242,195,0002,397
Total deposits$237,990,0002,271
Interest-bearing deposits$179,997,0002,536
Deposits held in domestic offices$237,990,0002,270
% insured95.44%1,816
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$3,690,0003,272
Subordinated debt$0214
All other liabilities$515,0004,457
Total equity capital$20,860,0003,043
Total bank equity capital$20,860,0003,041
Perpetual preferred stock$0224
Common stock$686,0003,145
Surplus$2,751,0004,803
Undivided profits$17,423,0001,884
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$1,681,0003,842
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$22,0001,086
Income earned, not collected on loans$766,0003,679
Earning assets$244,786,0002,407
Long-term assets (5+ years)$76,385,0001,816
Average Assets, year-to-date$262,838,0002,446
Average Assets, quarterly$262,838,0002,446
Volatile liabilities$4,450,0004,947
Insider loans$459,0005,061
FHLB advances$1,653,0003,788
Loans and leases held for sale$1,073,000745
Unused loan commitments$31,133,0001,853
Tier 1 (core) risk-based capital$20,677,0002,937
Tier 2 risk-based capital$2,096,0002,399
Total risk weighted assets$167,426,0002,547
Total unused commitments$31,133,0001,854
Derivatives$1,153,000880
2010-12-31Rank
# of Employees:961,586
Assets and Liabilities
Total Assets:$262,621,0002,454
Cash and due from depository institutions$59,442,0001,586
Interest-bearing balances$55,159,000654
Securities$18,848,0004,544
Federal funds sold & reverse repurchase agreements$04,270
Net loans & leases$171,197,0002,401
Loan loss allowance$2,216,0003,009
Trading account assets$0207
Bank premises and fixed assets$5,298,0002,255
Other real estate owned$1,062,0001,586
Goodwill and other intangibles$473,0001,976
All other assets$6,301,0002,768
Life insurance assets$2,347,0002,117
Total liabilities and capital$262,621,0002,454
Total liabilities$241,828,0002,399
Total deposits$237,641,0002,261
Interest-bearing deposits$179,288,0002,545
Deposits held in domestic offices$237,641,0002,260
% insured94.54%2,182
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$3,702,0003,479
Subordinated debt$0220
All other liabilities$485,0004,667
Total equity capital$20,793,0003,033
Total bank equity capital$20,793,0003,032
Perpetual preferred stock$0224
Common stock$686,0003,189
Surplus$2,751,0004,851
Undivided profits$17,356,0001,846
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$1,996,0003,601
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$22,0001,151
Income earned, not collected on loans$714,0003,984
Earning assets$245,204,0002,398
Long-term assets (5+ years)$72,972,0001,836
Average Assets, year-to-date$253,015,4002,520
Average Assets, quarterly$260,482,0002,472
Volatile liabilities$26,887,0003,997
Insider loans$640,0004,723
FHLB advances$1,653,0003,980
Loans and leases held for sale$1,063,0001,189
Unused loan commitments$32,661,0001,772
Tier 1 (core) risk-based capital$20,642,0002,946
Tier 2 risk-based capital$2,171,0002,360
Total risk weighted assets$173,633,0002,511
Total unused commitments$32,661,0001,774
Derivatives$1,343,000921
2010-09-30Rank
# of Employees:971,577
Assets and Liabilities
Total Assets:$258,343,0002,533
Cash and due from depository institutions$54,500,0001,577
Interest-bearing balances$49,798,000722
Securities$14,878,0004,991
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$175,867,0002,390
Loan loss allowance$2,343,0002,911
Trading account assets$0210
Bank premises and fixed assets$5,248,0002,301
Other real estate owned$879,0001,577
Goodwill and other intangibles$401,0002,068
All other assets$6,570,0002,714
Life insurance assets$2,329,0002,121
Total liabilities and capital$258,343,0002,533
Total liabilities$237,559,0002,471
Total deposits$232,981,0002,331
Interest-bearing deposits$175,711,0002,629
Deposits held in domestic offices$232,981,0002,328
% insured91.81%2,842
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$3,695,0003,622
Subordinated debt$0233
All other liabilities$883,0003,784
Total equity capital$20,784,0003,129
Total bank equity capital$20,784,0003,129
Perpetual preferred stock$0229
Common stock$686,0003,256
Surplus$2,751,0004,893
Undivided profits$17,347,0001,957
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$1,519,0004,132
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$22,0001,152
Income earned, not collected on loans$705,0004,267
Earning assets$240,543,0002,491
Long-term assets (5+ years)$76,545,0001,726
Average Assets, year-to-date$250,614,0002,572
Average Assets, quarterly$258,078,0002,527
Volatile liabilities$27,871,0004,000
Insider loans$820,0004,417
FHLB advances$1,653,0004,113
Loans and leases held for sale$3,329,000756
Unused loan commitments$30,190,0001,913
Tier 1 (core) risk-based capital$20,514,0003,009
Tier 2 risk-based capital$2,223,0002,356
Total risk weighted assets$177,747,0002,500
Total unused commitments$30,190,0001,915
Derivatives$7,129,000703
2010-06-30Rank
# of Employees:971,601
Assets and Liabilities
Total Assets:$257,813,0002,545
Cash and due from depository institutions$57,924,0001,601
Interest-bearing balances$51,992,000674
Securities$11,856,0005,431
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$174,747,0002,441
Loan loss allowance$2,673,0002,610
Trading account assets$0210
Bank premises and fixed assets$5,301,0002,292
Other real estate owned$768,0001,601
Goodwill and other intangibles$525,0001,928
All other assets$6,692,0002,708
Life insurance assets$2,308,0002,130
Total liabilities and capital$257,813,0002,545
Total liabilities$237,251,0002,478
Total deposits$232,911,0002,323
Interest-bearing deposits$177,982,0002,616
Deposits held in domestic offices$232,911,0002,321
% insured90.88%3,276
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$3,688,0003,755
Subordinated debt$0241
All other liabilities$652,0004,284
Total equity capital$20,562,0003,137
Total bank equity capital$20,562,0003,137
Perpetual preferred stock$0222
Common stock$686,0003,289
Surplus$2,751,0004,913
Undivided profits$17,125,0001,935
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$1,966,0003,760
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$22,0001,161
Income earned, not collected on loans$732,0004,119
Earning assets$238,595,0002,516
Long-term assets (5+ years)$77,035,0001,701
Average Assets, year-to-date$248,037,6702,617
Average Assets, quarterly$249,582,5002,614
Volatile liabilities$29,668,0003,904
Insider loans$814,0004,492
FHLB advances$1,653,0004,245
Loans and leases held for sale$414,0001,392
Unused loan commitments$28,303,0002,043
Tier 1 (core) risk-based capital$20,288,0003,027
Tier 2 risk-based capital$2,204,0002,397
Total risk weighted assets$175,836,0002,565
Total unused commitments$28,303,0002,045
Derivatives$1,076,000954
2010-03-31Rank
# of Employees:941,658
Assets and Liabilities
Total Assets:$241,352,0002,745
Cash and due from depository institutions$45,792,0001,658
Interest-bearing balances$40,684,000848
Securities$11,514,0005,535
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$170,835,0002,547
Loan loss allowance$2,554,0002,740
Trading account assets$0227
Bank premises and fixed assets$5,392,0002,296
Other real estate owned$788,0001,658
Goodwill and other intangibles$558,0001,916
All other assets$6,473,0002,844
Life insurance assets$2,286,0002,151
Total liabilities and capital$241,352,0002,745
Total liabilities$220,932,0002,706
Total deposits$216,661,0002,539
Interest-bearing deposits$167,762,0002,823
Deposits held in domestic offices$216,661,0002,537
% insured93.53%2,320
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$3,681,0003,880
Subordinated debt$0248
All other liabilities$590,0004,502
Total equity capital$20,420,0003,170
Total bank equity capital$20,420,0003,169
Perpetual preferred stock$0220
Common stock$686,0003,347
Surplus$2,751,0004,985
Undivided profits$16,983,0001,931
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$2,539,0003,410
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$515,000515
Income earned, not collected on loans$738,0004,156
Earning assets$223,033,0002,709
Long-term assets (5+ years)$77,590,0001,695
Average Assets, year-to-date$243,150,0002,729
Average Assets, quarterly$243,150,0002,729
Volatile liabilities$27,136,0004,163
Insider loans$520,0005,227
FHLB advances$1,653,0004,341
Loans and leases held for sale$208,0001,550
Unused loan commitments$37,315,0001,693
Tier 1 (core) risk-based capital$20,142,0003,069
Tier 2 risk-based capital$2,163,0002,483
Total risk weighted assets$172,640,0002,662
Total unused commitments$37,315,0001,698
Derivatives$01,155
2009-12-31Rank
# of Employees:941,672
Assets and Liabilities
Total Assets:$244,948,0002,718
Cash and due from depository institutions$48,880,0001,672
Interest-bearing balances$37,968,000765
Securities$12,092,0005,425
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$170,371,0002,601
Loan loss allowance$2,364,0002,870
Trading account assets$0224
Bank premises and fixed assets$5,512,0002,294
Other real estate owned$788,0001,672
Goodwill and other intangibles$578,0001,904
All other assets$6,727,0002,809
Life insurance assets$2,264,0002,162
Total liabilities and capital$244,948,0002,718
Total liabilities$224,506,0002,678
Total deposits$218,833,0002,511
Interest-bearing deposits$165,326,0002,849
Deposits held in domestic offices$218,833,0002,509
% insured92.58%2,725
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$5,174,0003,610
Subordinated debt$0258
All other liabilities$499,0004,901
Total equity capital$20,442,0003,130
Total bank equity capital$20,442,0003,130
Perpetual preferred stock$0219
Common stock$686,0003,392
Surplus$2,751,0005,021
Undivided profits$17,005,0001,887
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$3,648,0002,794
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$514,000495
Income earned, not collected on loans$748,0004,252
Earning assets$220,431,0002,758
Long-term assets (5+ years)$77,676,0001,695
Average Assets, year-to-date$234,418,2002,773
Average Assets, quarterly$241,983,0002,742
Volatile liabilities$28,654,0004,078
Insider loans$826,0004,600
FHLB advances$3,153,0004,017
Loans and leases held for sale$1,509,000839
Unused loan commitments$34,021,0001,844
Tier 1 (core) risk-based capital$20,142,0003,052
Tier 2 risk-based capital$2,115,0002,548
Total risk weighted assets$168,990,0002,766
Total unused commitments$34,021,0001,845
Derivatives$01,139
2009-09-30Rank
# of Employees:951,683
Assets and Liabilities
Total Assets:$239,018,0002,798
Cash and due from depository institutions$41,287,0001,683
Interest-bearing balances$36,422,000738
Securities$12,801,0005,373
Federal funds sold & reverse repurchase agreements$04,911
Net loans & leases$172,727,0002,598
Loan loss allowance$2,554,0002,613
Trading account assets$0238
Bank premises and fixed assets$5,613,0002,284
Other real estate owned$761,0001,683
Goodwill and other intangibles$607,0001,934
All other assets$5,222,0003,028
Life insurance assets$1,766,0002,438
Total liabilities and capital$239,018,0002,798
Total liabilities$218,573,0002,736
Total deposits$209,348,0002,594
Interest-bearing deposits$160,415,0002,891
Deposits held in domestic offices$209,348,0002,591
% insured92.84%2,766
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$8,128,0003,131
Subordinated debt$0269
All other liabilities$1,097,0003,581
Total equity capital$20,445,0003,215
Total bank equity capital$20,445,0003,215
Perpetual preferred stock$0212
Common stock$686,0003,436
Surplus$2,751,0005,055
Undivided profits$17,008,0001,976
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$3,114,0003,057
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$343,000580
Income earned, not collected on loans$765,0004,369
Earning assets$221,950,0002,760
Long-term assets (5+ years)$75,109,0001,726
Average Assets, year-to-date$231,785,7502,822
Average Assets, quarterly$237,666,0002,790
Volatile liabilities$27,442,0004,210
Insider loans$553,0005,223
FHLB advances$6,113,0003,379
Loans and leases held for sale$422,0001,295
Unused loan commitments$37,424,0001,804
Tier 1 (core) risk-based capital$20,080,0003,098
Tier 2 risk-based capital$2,146,0002,517
Total risk weighted assets$171,255,0002,758
Total unused commitments$37,424,0001,805
Derivatives$01,183
2009-06-30Rank
# of Employees:961,702
Assets and Liabilities
Total Assets:$236,314,0002,817
Cash and due from depository institutions$36,614,0001,702
Interest-bearing balances$29,987,000734
Securities$14,172,0005,169
Federal funds sold & reverse repurchase agreements$05,176
Net loans & leases$172,793,0002,640
Loan loss allowance$2,397,0002,666
Trading account assets$0240
Bank premises and fixed assets$5,739,0002,272
Other real estate owned$706,0001,702
Goodwill and other intangibles$644,0001,921
All other assets$5,646,0002,893
Life insurance assets$2,224,0002,183
Total liabilities and capital$236,314,0002,817
Total liabilities$216,081,0002,767
Total deposits$207,980,0002,600
Interest-bearing deposits$158,897,0002,926
Deposits held in domestic offices$207,980,0002,597
% insured83.39%2,676
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$6,986,0003,473
Subordinated debt$0276
All other liabilities$1,115,0003,567
Total equity capital$20,233,0003,208
Total bank equity capital$20,233,0003,208
Perpetual preferred stock$0213
Common stock$686,0003,478
Surplus$2,751,0005,101
Undivided profits$16,796,0001,951
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$3,530,0002,740
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$337,000573
Income earned, not collected on loans$752,0004,338
Earning assets$216,952,0002,809
Long-term assets (5+ years)$79,161,0001,650
Average Assets, year-to-date$229,375,0002,869
Average Assets, quarterly$232,014,5002,859
Volatile liabilities$26,536,0004,282
Insider loans$1,871,0003,236
FHLB advances$4,978,0003,817
Loans and leases held for sale$2,124,000874
Unused loan commitments$29,247,0002,244
Tier 1 (core) risk-based capital$19,968,0003,144
Tier 2 risk-based capital$2,095,0002,546
Total risk weighted assets$167,285,0002,830
Total unused commitments$29,247,0002,247
Derivatives$01,221
2009-03-31Rank
# of Employees:971,704
Assets and Liabilities
Total Assets:$227,715,0002,929
Cash and due from depository institutions$30,799,0001,704
Interest-bearing balances$25,994,000740
Securities$12,787,0005,421
Federal funds sold & reverse repurchase agreements$05,546
Net loans & leases$171,246,0002,680
Loan loss allowance$2,341,0002,641
Trading account assets$0234
Bank premises and fixed assets$5,824,0002,256
Other real estate owned$966,0001,704
Goodwill and other intangibles$489,0002,075
All other assets$5,604,0002,881
Life insurance assets$2,203,0002,197
Total liabilities and capital$227,715,0002,929
Total liabilities$207,619,0002,884
Total deposits$200,989,0002,692
Interest-bearing deposits$153,870,0003,001
Deposits held in domestic offices$200,989,0002,690
% insured85.53%2,134
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$6,155,0003,646
Subordinated debt$0271
All other liabilities$475,0005,385
Total equity capital$20,096,0003,257
Total bank equity capital$20,096,0003,257
Perpetual preferred stock$0193
Common stock$686,0003,502
Surplus$2,751,0005,131
Undivided profits$16,659,0001,998
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$1,770,0003,708
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$781,0004,213
Earning assets$210,027,0002,917
Long-term assets (5+ years)$81,091,0001,575
Average Assets, year-to-date$225,905,5002,918
Average Assets, quarterly$225,905,5002,918
Volatile liabilities$22,952,0004,642
Insider loans$1,851,0003,249
FHLB advances$4,153,0004,017
Loans and leases held for sale$3,656,000556
Unused loan commitments$25,932,0002,558
Tier 1 (core) risk-based capital$19,801,0003,171
Tier 2 risk-based capital$2,045,0002,578
Total risk weighted assets$163,336,0002,901
Total unused commitments$25,932,0002,562
Derivatives$01,177
2008-12-31Rank
# of Employees:981,695
Assets and Liabilities
Total Assets:$224,096,0002,948
Cash and due from depository institutions$23,004,0001,695
Interest-bearing balances$16,456,000706
Securities$13,537,0005,322
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$174,631,0002,644
Loan loss allowance$2,197,0002,710
Trading account assets$0236
Bank premises and fixed assets$5,920,0002,230
Other real estate owned$901,0001,695
Goodwill and other intangibles$399,0002,166
All other assets$5,704,0002,859
Life insurance assets$2,182,0002,215
Total liabilities and capital$224,096,0002,948
Total liabilities$204,184,0002,897
Total deposits$196,826,0002,686
Interest-bearing deposits$146,733,0003,065
Deposits held in domestic offices$196,826,0002,684
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$7,148,0003,694
Subordinated debt$0278
All other liabilities$210,0006,926
Total equity capital$19,912,0003,268
Total bank equity capital$19,912,0003,268
Perpetual preferred stock$0141
Common stock$686,0003,527
Surplus$2,751,0005,139
Undivided profits$16,475,0001,994
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,575,0003,679
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$184,000639
Income earned, not collected on loans$789,0004,423
Earning assets$204,624,0002,950
Long-term assets (5+ years)$83,824,0001,511
Average Assets, year-to-date$225,634,4002,824
Average Assets, quarterly$226,854,5002,880
Volatile liabilities$19,937,0004,919
Insider loans$1,709,0003,440
FHLB advances$5,153,0003,964
Loans and leases held for sale$1,152,000816
Unused loan commitments$26,298,0002,575
Tier 1 (core) risk-based capital$19,637,0003,174
Tier 2 risk-based capital$2,061,0002,546
Total risk weighted assets$164,748,0002,895
Total unused commitments$26,298,0002,576
Derivatives$01,109
2008-09-30Rank
# of Employees:971,735
Assets and Liabilities
Total Assets:$229,613,0002,846
Cash and due from depository institutions$30,128,0001,735
Interest-bearing balances$16,918,000420
Securities$12,857,0005,382
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$174,338,0002,635
Loan loss allowance$2,345,0002,401
Trading account assets$0251
Bank premises and fixed assets$5,762,0002,271
Other real estate owned$515,0001,735
Goodwill and other intangibles$668,0001,964
All other assets$5,345,0003,013
Life insurance assets$2,160,0002,229
Total liabilities and capital$229,613,0002,846
Total liabilities$209,686,0002,799
Total deposits$201,954,0002,592
Interest-bearing deposits$153,803,0002,903
Deposits held in domestic offices$201,954,0002,589
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$7,142,0003,707
Subordinated debt$0276
All other liabilities$590,0005,081
Total equity capital$19,927,0003,279
Total bank equity capital$19,927,0003,279
Perpetual preferred stock$0110
Common stock$686,0003,560
Surplus$2,751,0005,161
Undivided profits$16,490,0002,034
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,055,0002,937
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$184,000645
Income earned, not collected on loans$789,0004,589
Earning assets$204,113,0002,923
Long-term assets (5+ years)$85,410,0001,472
Average Assets, year-to-date$226,019,0002,824
Average Assets, quarterly$228,121,0002,845
Volatile liabilities$21,412,0004,635
Insider loans$1,898,0003,261
FHLB advances$5,153,0003,963
Loans and leases held for sale$1,243,000697
Unused loan commitments$19,924,0003,227
Tier 1 (core) risk-based capital$19,719,0003,216
Tier 2 risk-based capital$2,029,0002,504
Total risk weighted assets$162,029,0002,939
Total unused commitments$19,924,0003,230
Derivatives$01,077
2008-06-30Rank
# of Employees:981,753
Assets and Liabilities
Total Assets:$226,629,0002,870
Cash and due from depository institutions$25,989,0001,753
Interest-bearing balances$18,630,000335
Securities$12,289,0005,532
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$175,893,0002,585
Loan loss allowance$2,307,0002,387
Trading account assets$0267
Bank premises and fixed assets$5,808,0002,248
Other real estate owned$15,0001,753
Goodwill and other intangibles$704,0001,948
All other assets$5,931,0002,765
Life insurance assets$2,138,0002,250
Total liabilities and capital$226,629,0002,870
Total liabilities$206,817,0002,826
Total deposits$198,697,0002,619
Interest-bearing deposits$149,351,0002,965
Deposits held in domestic offices$198,697,0002,616
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$7,636,0003,502
Subordinated debt$0257
All other liabilities$484,0005,518
Total equity capital$19,812,0003,307
Total bank equity capital$19,812,0003,307
Perpetual preferred stock$0107
Common stock$686,0003,591
Surplus$2,751,0005,173
Undivided profits$16,375,0002,077
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,278,0003,425
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$885,0004,130
Earning assets$206,812,0002,878
Long-term assets (5+ years)$87,337,0001,423
Average Assets, year-to-date$224,821,0002,836
Average Assets, quarterly$227,697,0002,836
Volatile liabilities$26,002,0004,142
Insider loans$2,396,0002,791
FHLB advances$5,653,0003,741
Loans and leases held for sale$1,719,000687
Unused loan commitments$31,045,0002,478
Tier 1 (core) risk-based capital$19,585,0003,245
Tier 2 risk-based capital$2,093,0002,400
Total risk weighted assets$167,259,0002,844
Total unused commitments$31,045,0002,481
Derivatives$01,075
2008-03-31Rank
# of Employees:1001,700
Assets and Liabilities
Total Assets:$228,765,0002,822
Cash and due from depository institutions$30,304,0001,700
Interest-bearing balances$21,401,000353
Securities$9,111,0006,113
Federal funds sold & reverse repurchase agreements$06,601
Net loans & leases$177,021,0002,537
Loan loss allowance$2,299,0002,323
Trading account assets$0252
Bank premises and fixed assets$5,870,0002,190
Other real estate owned$82,0001,700
Goodwill and other intangibles$722,0001,930
All other assets$5,655,0002,795
Life insurance assets$2,116,0002,257
Total liabilities and capital$228,765,0002,822
Total liabilities$207,908,0002,777
Total deposits$199,664,0002,608
Interest-bearing deposits$152,590,0002,911
Deposits held in domestic offices$199,664,0002,605
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$7,629,0003,254
Subordinated debt$0251
All other liabilities$615,0005,179
Total equity capital$20,857,0003,234
Total bank equity capital$20,857,0003,234
Perpetual preferred stock$0108
Common stock$686,0003,602
Surplus$2,751,0005,159
Undivided profits$17,420,0002,050
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$817,0003,992
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$7,0001,048
Income earned, not collected on loans$844,0004,276
Earning assets$207,533,0002,850
Long-term assets (5+ years)$40,413,0002,511
Average Assets, year-to-date$223,917,0002,835
Average Assets, quarterly$223,917,0002,835
Volatile liabilities$21,491,0004,606
Insider loans$2,486,0002,683
FHLB advances$5,653,0003,499
Loans and leases held for sale$458,0001,265
Unused loan commitments$23,822,0003,014
Tier 1 (core) risk-based capital$20,467,0003,109
Tier 2 risk-based capital$2,047,0002,398
Total risk weighted assets$163,492,0002,856
Total unused commitments$23,822,0003,019
Derivatives$01,109
2007-12-31Rank
# of Employees:1001,712
Assets and Liabilities
Total Assets:$219,069,0002,881
Cash and due from depository institutions$24,733,0001,712
Interest-bearing balances$17,448,000353
Securities$3,711,0007,416
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$178,314,0002,487
Loan loss allowance$2,271,0002,304
Trading account assets$0237
Bank premises and fixed assets$5,998,0002,145
Other real estate owned$01,712
Goodwill and other intangibles$750,0001,908
All other assets$5,563,0002,845
Life insurance assets$2,095,0002,262
Total liabilities and capital$219,069,0002,881
Total liabilities$198,405,0002,847
Total deposits$190,326,0002,689
Interest-bearing deposits$143,750,0003,030
Deposits held in domestic offices$190,326,0002,687
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$7,623,0003,103
Subordinated debt$0248
All other liabilities$456,0005,875
Total equity capital$20,664,0003,221
Total bank equity capital$20,664,0003,221
Perpetual preferred stock$0111
Common stock$686,0003,611
Surplus$2,751,0005,156
Undivided profits$17,227,0002,034
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$893,0003,516
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$7,0001,055
Income earned, not collected on loans$815,0004,651
Earning assets$199,473,0002,888
Long-term assets (5+ years)$33,989,0002,655
Average Assets, year-to-date$221,083,2002,772
Average Assets, quarterly$219,700,0002,845
Volatile liabilities$21,773,0004,586
Insider loans$2,316,0002,767
FHLB advances$5,653,0003,322
Loans and leases held for sale$712,0001,062
Unused loan commitments$26,135,0002,852
Tier 1 (core) risk-based capital$20,287,0003,116
Tier 2 risk-based capital$2,043,0002,360
Total risk weighted assets$163,199,0002,835
Total unused commitments$26,135,0002,853
Derivatives$01,052
2007-09-30Rank
# of Employees:981,740
Assets and Liabilities
Total Assets:$220,331,0002,822
Cash and due from depository institutions$24,787,0001,740
Interest-bearing balances$17,369,000319
Securities$3,914,0007,406
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$179,118,0002,442
Loan loss allowance$2,256,0002,275
Trading account assets$0244
Bank premises and fixed assets$6,117,0002,051
Other real estate owned$01,740
Goodwill and other intangibles$798,0001,852
All other assets$5,597,0002,835
Life insurance assets$2,072,0002,228
Total liabilities and capital$220,331,0002,822
Total liabilities$199,948,0002,785
Total deposits$191,620,0002,647
Interest-bearing deposits$145,655,0002,953
Deposits held in domestic offices$191,620,0002,644
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$7,617,0002,954
Subordinated debt$0244
All other liabilities$711,0004,889
Total equity capital$20,383,0003,213
Total bank equity capital$20,383,0003,213
Perpetual preferred stock$0113
Common stock$686,0003,598
Surplus$2,751,0005,123
Undivided profits$16,946,0002,060
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,797,0002,151
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$28,000994
Income earned, not collected on loans$865,0004,708
Earning assets$200,401,0002,849
Long-term assets (5+ years)$33,529,0002,567
Average Assets, year-to-date$221,586,7502,760
Average Assets, quarterly$220,242,5002,802
Volatile liabilities$20,339,0004,679
Insider loans$2,271,0002,786
FHLB advances$5,653,0003,178
Loans and leases held for sale$519,0001,146
Unused loan commitments$25,202,0002,953
Tier 1 (core) risk-based capital$19,988,0003,144
Tier 2 risk-based capital$2,061,0002,330
Total risk weighted assets$164,672,0002,761
Total unused commitments$25,202,0002,953
Derivatives$01,033
2007-06-30Rank
# of Employees:1001,747
Assets and Liabilities
Total Assets:$220,154,0002,833
Cash and due from depository institutions$23,539,0001,747
Interest-bearing balances$16,490,000388
Securities$4,157,0007,373
Federal funds sold & reverse repurchase agreements$06,299
Net loans & leases$179,912,0002,438
Loan loss allowance$2,244,0002,277
Trading account assets$0245
Bank premises and fixed assets$6,164,0002,038
Other real estate owned$01,747
Goodwill and other intangibles$842,0001,838
All other assets$5,540,0002,823
Life insurance assets$2,049,0002,247
Total liabilities and capital$220,155,0002,833
Total liabilities$200,123,0002,797
Total deposits$183,347,0002,794
Interest-bearing deposits$137,850,0003,124
Deposits held in domestic offices$183,347,0002,792
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$16,467,0001,894
Subordinated debt$0258
All other liabilities$309,0006,653
Total equity capital$20,032,0003,219
Total bank equity capital$20,032,0003,219
Perpetual preferred stock$0111
Common stock$686,0003,614
Surplus$2,751,0005,121
Undivided profits$16,595,0002,062
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,810,0001,982
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$85,000801
Income earned, not collected on loans$862,0004,456
Earning assets$200,559,0002,841
Long-term assets (5+ years)$33,174,0002,544
Average Assets, year-to-date$222,005,3302,788
Average Assets, quarterly$219,472,5002,829
Volatile liabilities$26,046,0004,049
Insider loans$2,809,0002,407
FHLB advances$14,508,0001,947
Loans and leases held for sale$240,0001,512
Unused loan commitments$24,211,0003,040
Tier 1 (core) risk-based capital$19,615,0003,188
Tier 2 risk-based capital$2,073,0002,307
Total risk weighted assets$165,697,0002,723
Total unused commitments$24,211,0003,042
Derivatives$01,067
2007-03-31Rank
# of Employees:971,786
Assets and Liabilities
Total Assets:$218,791,0002,851
Cash and due from depository institutions$23,035,0001,786
Interest-bearing balances$16,196,000409
Securities$4,024,0007,446
Federal funds sold & reverse repurchase agreements$06,772
Net loans & leases$179,700,0002,430
Loan loss allowance$2,188,0002,316
Trading account assets$0267
Bank premises and fixed assets$5,937,0002,088
Other real estate owned$01,786
Goodwill and other intangibles$869,0001,820
All other assets$5,226,0002,892
Life insurance assets$2,026,0002,254
Total liabilities and capital$218,791,0002,851
Total liabilities$199,033,0002,799
Total deposits$184,777,0002,769
Interest-bearing deposits$141,008,0003,047
Deposits held in domestic offices$184,777,0002,766
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$13,531,0002,069
Subordinated debt$0262
All other liabilities$725,0004,668
Total equity capital$19,758,0003,278
Total bank equity capital$19,758,0003,278
Perpetual preferred stock$0113
Common stock$686,0003,613
Surplus$2,751,0005,099
Undivided profits$16,321,0002,123
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$898,0002,976
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$186,000592
Income earned, not collected on loans$787,0004,627
Earning assets$199,920,0002,850
Long-term assets (5+ years)$35,117,0002,424
Average Assets, year-to-date$222,931,0002,783
Average Assets, quarterly$222,931,0002,783
Volatile liabilities$25,262,0004,048
Insider loans$2,240,0002,801
FHLB advances$11,578,0002,139
Loans and leases held for sale$167,0001,558
Unused loan commitments$25,162,0002,947
Tier 1 (core) risk-based capital$19,310,0003,218
Tier 2 risk-based capital$2,105,0002,280
Total risk weighted assets$168,307,0002,661
Total unused commitments$25,162,0002,949
Derivatives$01,065
2006-12-31Rank
# of Employees:1001,725
Assets and Liabilities
Total Assets:$227,071,0002,750
Cash and due from depository institutions$27,297,0001,725
Interest-bearing balances$18,549,000320
Securities$4,956,0007,276
Federal funds sold & reverse repurchase agreements$06,403
Net loans & leases$182,304,0002,387
Loan loss allowance$2,144,0002,320
Trading account assets$0156
Bank premises and fixed assets$5,304,0002,278
Other real estate owned$348,0001,725
Goodwill and other intangibles$492,0002,166
All other assets$6,370,0002,509
Life insurance assets$2,003,0002,234
Total liabilities and capital$227,071,0002,750
Total liabilities$207,514,0002,708
Total deposits$199,180,0002,559
Interest-bearing deposits$148,678,0002,873
Deposits held in domestic offices$199,180,0002,556
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$8,100,0002,790
Subordinated debt$0264
All other liabilities$234,0007,080
Total equity capital$19,557,0003,251
Total bank equity capital$19,557,0003,251
Perpetual preferred stock$0112
Common stock$686,0003,618
Surplus$2,751,0005,085
Undivided profits$16,120,0002,107
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$173,0005,487
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$45,000904
Income earned, not collected on loans$882,0004,382
Earning assets$205,809,0002,776
Long-term assets (5+ years)$36,072,0002,328
Average Assets, year-to-date$231,617,0002,628
Average Assets, quarterly$225,632,0002,747
Volatile liabilities$19,782,0004,726
Insider loans$2,281,0002,741
FHLB advances$6,153,0003,035
Loans and leases held for sale$475,0001,213
Unused loan commitments$28,139,0002,708
Tier 1 (core) risk-based capital$19,510,0003,147
Tier 2 risk-based capital$2,061,0002,303
Total risk weighted assets$164,821,0002,691
Total unused commitments$28,139,0002,708
Derivatives$01,023
2006-09-30Rank
# of Employees:991,762
Assets and Liabilities
Total Assets:$224,193,0002,766
Cash and due from depository institutions$28,569,0001,762
Interest-bearing balances$21,959,000243
Securities$5,727,0007,168
Federal funds sold & reverse repurchase agreements$06,029
Net loans & leases$179,995,0002,415
Loan loss allowance$2,137,0002,343
Trading account assets$0154
Bank premises and fixed assets$5,304,0002,251
Other real estate owned$260,0001,762
Goodwill and other intangibles$503,0002,151
All other assets$3,835,0003,617
Life insurance assets$04,052
Total liabilities and capital$224,193,0002,766
Total liabilities$204,977,0002,713
Total deposits$196,300,0002,567
Interest-bearing deposits$147,987,0002,843
Deposits held in domestic offices$196,300,0002,563
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$8,094,0002,952
Subordinated debt$0269
All other liabilities$583,0005,200
Total equity capital$19,216,0003,263
Total bank equity capital$19,216,0003,263
Perpetual preferred stock$0118
Common stock$686,0003,641
Surplus$2,751,0005,077
Undivided profits$15,779,0002,153
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$430,0004,173
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$54,000894
Income earned, not collected on loans$853,0004,503
Earning assets$207,681,0002,737
Long-term assets (5+ years)$37,023,0002,269
Average Assets, year-to-date$232,753,5002,638
Average Assets, quarterly$231,303,0002,675
Volatile liabilities$17,451,0005,038
Insider loans$2,895,0002,258
FHLB advances$6,153,0003,179
Loans and leases held for sale$01,773
Unused loan commitments$28,006,0002,745
Tier 1 (core) risk-based capital$19,171,0003,159
Tier 2 risk-based capital$2,068,0002,303
Total risk weighted assets$165,363,0002,659
Total unused commitments$28,006,0002,745
Derivatives$01,023
2006-06-30Rank
# of Employees:991,767
Assets and Liabilities
Total Assets:$238,413,0002,619
Cash and due from depository institutions$37,548,0001,767
Interest-bearing balances$28,794,000165
Securities$6,304,0007,065
Federal funds sold & reverse repurchase agreements$05,870
Net loans & leases$182,766,0002,365
Loan loss allowance$2,102,0002,341
Trading account assets$0157
Bank premises and fixed assets$5,401,0002,164
Other real estate owned$260,0001,767
Goodwill and other intangibles$487,0002,165
All other assets$5,647,0002,735
Life insurance assets$04,035
Total liabilities and capital$238,413,0002,619
Total liabilities$219,544,0002,563
Total deposits$199,896,0002,524
Interest-bearing deposits$150,797,0002,788
Deposits held in domestic offices$199,896,0002,521
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$19,244,0001,825
Subordinated debt$0265
All other liabilities$404,0005,794
Total equity capital$18,869,0003,211
Total bank equity capital$18,869,0003,211
Perpetual preferred stock$0119
Common stock$686,0003,641
Surplus$2,751,0005,068
Undivided profits$15,432,0002,087
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$494,0003,726
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$70,000847
Income earned, not collected on loans$848,0004,138
Earning assets$217,864,0002,618
Long-term assets (5+ years)$37,705,0002,213
Average Assets, year-to-date$235,607,0002,618
Average Assets, quarterly$236,461,5002,618
Volatile liabilities$27,562,0003,862
Insider loans$3,025,0002,155
FHLB advances$6,153,0003,220
Loans and leases held for sale$01,763
Unused loan commitments$27,990,0002,732
Tier 1 (core) risk-based capital$18,837,0003,155
Tier 2 risk-based capital$2,102,0002,255
Total risk weighted assets$170,745,0002,559
Total unused commitments$27,990,0002,733
Derivatives$01,000
2006-03-31Rank
# of Employees:981,769
Assets and Liabilities
Total Assets:$234,510,0002,647
Cash and due from depository institutions$37,670,0001,769
Interest-bearing balances$29,990,000186
Securities$6,805,0007,007
Federal funds sold & reverse repurchase agreements$06,312
Net loans & leases$178,104,0002,374
Loan loss allowance$2,080,0002,337
Trading account assets$0154
Bank premises and fixed assets$5,411,0002,106
Other real estate owned$260,0001,769
Goodwill and other intangibles$406,0002,225
All other assets$5,854,0002,574
Life insurance assets$04,002
Total liabilities and capital$234,510,0002,647
Total liabilities$215,985,0002,585
Total deposits$192,894,0002,592
Interest-bearing deposits$144,122,0002,880
Deposits held in domestic offices$192,894,0002,588
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$22,425,0001,607
Subordinated debt$0259
All other liabilities$666,0004,493
Total equity capital$18,525,0003,246
Total bank equity capital$18,525,0003,246
Perpetual preferred stock$0120
Common stock$686,0003,630
Surplus$2,751,0005,003
Undivided profits$15,088,0002,148
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$433,0003,978
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$70,000840
Income earned, not collected on loans$807,0004,103
Earning assets$214,899,0002,640
Long-term assets (5+ years)$34,234,0002,358
Average Assets, year-to-date$234,204,0002,619
Average Assets, quarterly$234,204,0002,619
Volatile liabilities$30,461,0003,498
Insider loans$4,283,0001,566
FHLB advances$14,000,0002,019
Loans and leases held for sale$01,721
Unused loan commitments$25,516,0002,883
Tier 1 (core) risk-based capital$18,501,0003,173
Tier 2 risk-based capital$2,080,0002,233
Total risk weighted assets$166,995,0002,554
Total unused commitments$25,516,0002,883
Derivatives$0990
2005-12-31Rank
# of Employees:981,762
Assets and Liabilities
Total Assets:$233,898,0002,634
Cash and due from depository institutions$39,220,0001,762
Interest-bearing balances$29,986,000167
Securities$7,392,0006,915
Federal funds sold & reverse repurchase agreements$06,145
Net loans & leases$175,880,0002,365
Loan loss allowance$2,027,0002,350
Trading account assets$0155
Bank premises and fixed assets$5,515,0002,050
Other real estate owned$260,0001,762
Goodwill and other intangibles$414,0002,217
All other assets$5,217,0002,798
Life insurance assets$0351
Total liabilities and capital$233,898,0002,634
Total liabilities$215,652,0002,567
Total deposits$197,404,0002,508
Interest-bearing deposits$145,864,0002,812
Deposits held in domestic offices$197,404,0002,503
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$17,942,0001,882
Subordinated debt$0258
All other liabilities$306,0006,277
Total equity capital$18,246,0003,250
Total bank equity capital$18,246,0003,250
Perpetual preferred stock$0122
Common stock$686,0003,646
Surplus$2,751,0004,983
Undivided profits$14,809,0002,161
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$505,0003,718
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$71,000842
Income earned, not collected on loans$767,0004,318
Earning assets$213,258,0002,625
Long-term assets (5+ years)$36,245,0002,228
Average Assets, year-to-date$231,851,2002,550
Average Assets, quarterly$234,381,0002,609
Volatile liabilities$24,761,0003,906
Insider loans$3,361,0001,934
FHLB advances$15,440,0001,946
Loans and leases held for sale$1,298,000760
Unused loan commitments$25,243,0002,838
Tier 1 (core) risk-based capital$18,221,0003,163
Tier 2 risk-based capital$2,027,0002,261
Total risk weighted assets$164,825,0002,562
Total unused commitments$25,243,0002,840
Derivatives$0930
2005-09-30Rank
# of Employees:971,793
Assets and Liabilities
Total Assets:$234,864,0002,582
Cash and due from depository institutions$40,374,0001,793
Interest-bearing balances$31,342,000174
Securities$7,979,0006,779
Federal funds sold & reverse repurchase agreements$05,951
Net loans & leases$174,299,0002,348
Loan loss allowance$2,115,0002,267
Trading account assets$0146
Bank premises and fixed assets$5,299,0002,073
Other real estate owned$01,793
Goodwill and other intangibles$399,0002,215
All other assets$6,514,0002,316
Life insurance assets$0341
Total liabilities and capital$234,864,0002,582
Total liabilities$216,927,0002,509
Total deposits$194,673,0002,503
Interest-bearing deposits$144,488,0002,775
Deposits held in domestic offices$194,673,0002,498
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$21,874,0001,671
Subordinated debt$0251
All other liabilities$380,0005,855
Total equity capital$17,937,0003,256
Total bank equity capital$17,937,0003,256
Perpetual preferred stock$0120
Common stock$686,0003,634
Surplus$2,751,0004,934
Undivided profits$14,500,0002,211
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$449,0003,989
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$847,0003,957
Earning assets$213,620,0002,589
Long-term assets (5+ years)$31,882,0002,479
Average Assets, year-to-date$231,339,5002,536
Average Assets, quarterly$236,075,0002,541
Volatile liabilities$26,527,0003,686
Insider loans$3,647,0001,776
FHLB advances$19,370,0001,714
Loans and leases held for sale$01,843
Unused loan commitments$26,410,0002,732
Tier 1 (core) risk-based capital$17,919,0003,156
Tier 2 risk-based capital$2,076,0002,199
Total risk weighted assets$166,066,0002,505
Total unused commitments$26,410,0002,733
Derivatives$0909
2005-06-30Rank
# of Employees:971,772
Assets and Liabilities
Total Assets:$237,286,0002,509
Cash and due from depository institutions$42,839,0001,772
Interest-bearing balances$31,735,000153
Securities$8,925,0006,610
Federal funds sold & reverse repurchase agreements$05,776
Net loans & leases$174,832,0002,288
Loan loss allowance$2,054,0002,289
Trading account assets$0148
Bank premises and fixed assets$5,314,0002,030
Other real estate owned$01,772
Goodwill and other intangibles$396,0002,225
All other assets$4,980,0002,754
Life insurance assets$0339
Total liabilities and capital$237,286,0002,509
Total liabilities$219,742,0002,443
Total deposits$193,798,0002,477
Interest-bearing deposits$147,895,0002,697
Deposits held in domestic offices$193,798,0002,472
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$24,981,0001,541
Subordinated debt$0251
All other liabilities$963,0003,326
Total equity capital$17,544,0003,264
Total bank equity capital$17,544,0003,264
Perpetual preferred stock$0118
Common stock$686,0003,621
Surplus$2,751,0004,910
Undivided profits$14,107,0002,258
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$384,0004,157
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$813,0003,788
Earning assets$215,492,0002,533
Long-term assets (5+ years)$29,089,0002,643
Average Assets, year-to-date$230,164,6702,525
Average Assets, quarterly$232,707,0002,525
Volatile liabilities$28,741,0003,400
Insider loans$3,726,0001,709
FHLB advances$22,473,0001,554
Loans and leases held for sale$01,818
Unused loan commitments$25,964,0002,692
Tier 1 (core) risk-based capital$17,522,0003,150
Tier 2 risk-based capital$2,054,0002,187
Total risk weighted assets$167,202,0002,439
Total unused commitments$25,964,0002,693
Derivatives$0866
2005-03-31Rank
# of Employees:951,796
Assets and Liabilities
Total Assets:$228,128,0002,576
Cash and due from depository institutions$39,306,0001,796
Interest-bearing balances$32,131,000162
Securities$9,653,0006,513
Federal funds sold & reverse repurchase agreements$06,340
Net loans & leases$169,283,0002,305
Loan loss allowance$2,009,0002,310
Trading account assets$0148
Bank premises and fixed assets$5,418,0001,964
Other real estate owned$01,796
Goodwill and other intangibles$397,0002,224
All other assets$4,071,0003,148
Life insurance assets$0333
Total liabilities and capital$228,128,0002,576
Total liabilities$210,895,0002,499
Total deposits$186,823,0002,543
Interest-bearing deposits$142,711,0002,777
Deposits held in domestic offices$186,823,0002,538
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$23,648,0001,527
Subordinated debt$0265
All other liabilities$424,0005,167
Total equity capital$17,233,0003,252
Total bank equity capital$17,233,0003,252
Perpetual preferred stock$0120
Common stock$686,0003,631
Surplus$2,751,0004,917
Undivided profits$13,796,0002,248
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$393,0004,192
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$719,0004,061
Earning assets$211,067,0002,560
Long-term assets (5+ years)$27,709,0002,784
Average Assets, year-to-date$226,604,0002,575
Average Assets, quarterly$226,604,0002,575
Volatile liabilities$29,489,0003,228
Insider loans$3,762,0001,661
FHLB advances$21,748,0001,517
Loans and leases held for sale$01,762
Unused loan commitments$24,806,0002,716
Tier 1 (core) risk-based capital$17,217,0003,167
Tier 2 risk-based capital$2,002,0002,230
Total risk weighted assets$160,145,0002,510
Total unused commitments$24,806,0002,721
Derivatives$0790
2004-12-31Rank
# of Employees:991,719
Assets and Liabilities
Total Assets:$225,080,0002,602
Cash and due from depository institutions$39,483,0001,719
Interest-bearing balances$32,434,000165
Securities$10,362,0006,386
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$167,161,0002,310
Loan loss allowance$1,956,0002,358
Trading account assets$0153
Bank premises and fixed assets$3,568,0002,873
Other real estate owned$01,719
Goodwill and other intangibles$408,0002,215
All other assets$4,098,0003,072
Life insurance assets$0334
Total liabilities and capital$225,080,0002,602
Total liabilities$208,120,0002,529
Total deposits$189,437,0002,488
Interest-bearing deposits$143,871,0002,755
Deposits held in domestic offices$189,437,0002,483
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$18,480,0001,811
Subordinated debt$0272
All other liabilities$203,0006,830
Total equity capital$16,960,0003,294
Total bank equity capital$16,960,0003,294
Perpetual preferred stock$0118
Common stock$686,0003,634
Surplus$2,751,0004,899
Undivided profits$13,523,0002,354
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$396,0004,235
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$679,0004,262
Earning assets$209,957,0002,567
Long-term assets (5+ years)$30,585,0002,669
Average Assets, year-to-date$216,385,0002,583
Average Assets, quarterly$224,656,0002,576
Volatile liabilities$23,287,0003,727
Insider loans$3,979,0001,532
FHLB advances$18,480,0001,712
Loans and leases held for sale$228,0001,411
Unused loan commitments$22,821,0002,766
Tier 1 (core) risk-based capital$16,930,0003,165
Tier 2 risk-based capital$1,913,0002,285
Total risk weighted assets$153,013,0002,582
Total unused commitments$22,821,0002,768
Derivatives$0774
2004-09-30Rank
# of Employees:1011,686
Assets and Liabilities
Total Assets:$224,232,0002,570
Cash and due from depository institutions$40,488,0001,686
Interest-bearing balances$32,536,000158
Securities$11,094,0006,277
Federal funds sold & reverse repurchase agreements$05,928
Net loans & leases$164,776,0002,297
Loan loss allowance$1,853,0002,454
Trading account assets$0149
Bank premises and fixed assets$3,580,0002,829
Other real estate owned$118,0001,686
Goodwill and other intangibles$399,0002,189
All other assets$3,777,0003,219
Life insurance assets$0330
Total liabilities and capital$224,232,0002,570
Total liabilities$207,533,0002,504
Total deposits$190,529,0002,447
Interest-bearing deposits$146,856,0002,674
Deposits held in domestic offices$190,529,0002,442
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$16,525,0001,932
Subordinated debt$0276
All other liabilities$479,0005,021
Total equity capital$16,699,0003,317
Total bank equity capital$16,699,0003,317
Perpetual preferred stock$0124
Common stock$686,0003,650
Surplus$2,751,0004,872
Undivided profits$13,262,0002,405
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$360,0004,626
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$638,0004,626
Earning assets$208,406,0002,540
Long-term assets (5+ years)$31,648,0002,626
Average Assets, year-to-date$214,211,2502,591
Average Assets, quarterly$220,398,0002,578
Volatile liabilities$19,153,0004,189
Insider loans$2,428,0002,350
FHLB advances$16,525,0001,816
Loans and leases held for sale$300,0001,372
Unused loan commitments$29,336,0002,318
Tier 1 (core) risk-based capital$16,308,0003,243
Tier 2 risk-based capital$1,853,0002,318
Total risk weighted assets$151,975,0002,574
Total unused commitments$29,336,0002,322
Derivatives$0770
2004-06-30Rank
# of Employees:1021,675
Assets and Liabilities
Total Assets:$216,564,0002,612
Cash and due from depository institutions$40,418,0001,675
Interest-bearing balances$32,781,000175
Securities$11,831,0006,188
Federal funds sold & reverse repurchase agreements$05,884
Net loans & leases$156,837,0002,359
Loan loss allowance$1,791,0002,519
Trading account assets$0153
Bank premises and fixed assets$3,658,0002,713
Other real estate owned$118,0001,675
Goodwill and other intangibles$389,0002,207
All other assets$3,313,0003,517
Life insurance assets$0323
Total liabilities and capital$216,564,0002,612
Total liabilities$200,188,0002,547
Total deposits$191,791,0002,407
Interest-bearing deposits$152,505,0002,541
Deposits held in domestic offices$191,791,0002,402
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$8,000,0002,873
Subordinated debt$0288
All other liabilities$397,0005,169
Total equity capital$16,376,0003,285
Total bank equity capital$16,376,0003,285
Perpetual preferred stock$0126
Common stock$686,0003,669
Surplus$2,751,0004,860
Undivided profits$12,939,0002,337
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$399,0004,466
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$655,0004,275
Earning assets$201,449,0002,573
Long-term assets (5+ years)$10,744,0004,912
Average Assets, year-to-date$210,871,0002,632
Average Assets, quarterly$210,392,0002,664
Volatile liabilities$11,272,0005,490
Insider loans$1,116,0003,843
FHLB advances$8,000,0002,740
Loans and leases held for sale$68,0001,751
Unused loan commitments$16,405,0003,397
Tier 1 (core) risk-based capital$16,351,0003,196
Tier 2 risk-based capital$1,791,0002,355
Total risk weighted assets$143,393,0002,654
Total unused commitments$16,405,0003,400
Derivatives$0740
2004-03-31Rank
# of Employees:1001,699
Assets and Liabilities
Total Assets:$204,220,0002,734
Cash and due from depository institutions$39,570,0001,699
Interest-bearing balances$32,908,000203
Securities$12,954,0005,938
Federal funds sold & reverse repurchase agreements$06,767
Net loans & leases$144,078,0002,493
Loan loss allowance$1,715,0002,591
Trading account assets$0144
Bank premises and fixed assets$3,635,0002,690
Other real estate owned$194,0001,699
Goodwill and other intangibles$378,0002,199
All other assets$3,411,0003,302
Life insurance assets$0322
Total liabilities and capital$204,220,0002,734
Total liabilities$187,999,0002,660
Total deposits$181,533,0002,499
Interest-bearing deposits$130,957,0002,915
Deposits held in domestic offices$181,533,0002,494
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$6,155,0003,100
Subordinated debt$0287
All other liabilities$311,0006,107
Total equity capital$16,221,0003,360
Total bank equity capital$16,221,0003,360
Perpetual preferred stock$0129
Common stock$686,0003,673
Surplus$2,751,0004,844
Undivided profits$12,784,0002,495
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$47,0007,289
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$628,0004,362
Earning assets$189,940,0002,692
Long-term assets (5+ years)$13,612,0004,388
Average Assets, year-to-date$208,024,5002,665
Average Assets, quarterly$208,024,5002,665
Volatile liabilities$11,843,0005,270
Insider loans$1,877,0002,753
FHLB advances$6,155,0002,958
Loans and leases held for sale$98,0001,773
Unused loan commitments$21,350,0002,802
Tier 1 (core) risk-based capital$16,180,0003,189
Tier 2 risk-based capital$1,605,0002,535
Total risk weighted assets$128,374,0002,856
Total unused commitments$21,350,0002,809
Derivatives$0699
2003-12-31Rank
# of Employees:1021,696
Assets and Liabilities
Total Assets:$211,829,0002,633
Cash and due from depository institutions$45,493,0001,696
Interest-bearing balances$36,402,000172
Securities$13,977,0005,799
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$144,744,0002,458
Loan loss allowance$1,676,0002,619
Trading account assets$0168
Bank premises and fixed assets$3,687,0002,651
Other real estate owned$194,0001,696
Goodwill and other intangibles$375,0002,208
All other assets$3,359,0003,363
Life insurance assets$01
Total liabilities and capital$211,829,0002,633
Total liabilities$195,771,0002,563
Total deposits$190,394,0002,381
Interest-bearing deposits$149,917,0002,548
Deposits held in domestic offices$190,394,0002,376
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$5,000,0003,355
Subordinated debt$0293
All other liabilities$377,0005,478
Total equity capital$16,058,0003,317
Total bank equity capital$16,058,0003,317
Perpetual preferred stock$0131
Common stock$686,0003,700
Surplus$2,751,0004,821
Undivided profits$12,621,0002,462
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$85,0006,880
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$651,0004,400
Earning assets$195,123,0002,614
Long-term assets (5+ years)$13,766,0004,377
Average Assets, year-to-date$201,085,0002,682
Average Assets, quarterly$209,514,5002,638
Volatile liabilities$10,578,0005,551
Insider loans$2,286,0002,351
FHLB advances$5,000,0003,183
Loans and leases held for sale$01,789
Unused loan commitments$16,112,0003,283
Tier 1 (core) risk-based capital$16,015,0003,178
Tier 2 risk-based capital$1,624,0002,500
Total risk weighted assets$129,897,0002,823
Total unused commitments$16,112,0003,285
Derivatives$0665
2003-09-30Rank
# of Employees:1001,747
Assets and Liabilities
Total Assets:$207,200,0002,686
Cash and due from depository institutions$41,016,0001,747
Interest-bearing balances$33,200,000228
Securities$15,141,0005,520
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$142,284,0002,478
Loan loss allowance$1,774,0002,499
Trading account assets$0165
Bank premises and fixed assets$3,290,0002,898
Other real estate owned$118,0001,747
Goodwill and other intangibles$335,0002,248
All other assets$5,016,0002,490
Life insurance assets$01
Total liabilities and capital$207,200,0002,686
Total liabilities$191,180,0002,610
Total deposits$180,055,0002,500
Interest-bearing deposits$143,856,0002,650
Deposits held in domestic offices$180,055,0002,496
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$10,430,0002,307
Subordinated debt$0293
All other liabilities$695,0004,098
Total equity capital$16,020,0003,306
Total bank equity capital$16,020,0003,306
Perpetual preferred stock$0137
Common stock$686,0003,726
Surplus$2,751,0004,786
Undivided profits$12,583,0002,490
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$476,0004,424
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$637,0004,671
Earning assets$190,625,0002,663
Long-term assets (5+ years)$16,014,0004,089
Average Assets, year-to-date$198,399,0002,728
Average Assets, quarterly$202,691,0002,720
Volatile liabilities$16,036,0004,448
Insider loans$2,174,0002,415
FHLB advances$10,430,0002,174
Loans and leases held for sale$01,962
Unused loan commitments$14,646,0003,435
Tier 1 (core) risk-based capital$15,987,0003,175
Tier 2 risk-based capital$1,631,0002,486
Total risk weighted assets$130,363,0002,801
Total unused commitments$14,646,0003,441
Derivatives$0666
2003-06-30Rank
# of Employees:1011,727
Assets and Liabilities
Total Assets:$198,182,0002,772
Cash and due from depository institutions$37,604,0001,727
Interest-bearing balances$29,140,000273
Securities$16,188,0005,273
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$136,302,0002,530
Loan loss allowance$1,797,0002,428
Trading account assets$0170
Bank premises and fixed assets$3,311,0002,826
Other real estate owned$118,0001,727
Goodwill and other intangibles$282,0002,300
All other assets$4,377,0002,664
Life insurance assets$01
Total liabilities and capital$198,182,0002,772
Total liabilities$182,390,0002,704
Total deposits$176,838,0002,524
Interest-bearing deposits$139,701,0002,716
Deposits held in domestic offices$176,838,0002,519
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$5,000,0003,282
Subordinated debt$0266
All other liabilities$552,0004,826
Total equity capital$15,792,0003,351
Total bank equity capital$15,792,0003,351
Perpetual preferred stock$0140
Common stock$686,0003,727
Surplus$2,751,0004,752
Undivided profits$12,355,0002,559
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$371,0004,981
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$673,0004,290
Earning assets$181,630,0002,756
Long-term assets (5+ years)$17,252,0003,758
Average Assets, year-to-date$195,465,3302,744
Average Assets, quarterly$197,293,0002,753
Volatile liabilities$11,674,0005,281
Insider loans$2,045,0002,550
FHLB advances$5,000,0003,090
Loans and leases held for sale$02,044
Unused loan commitments$12,747,0003,673
Tier 1 (core) risk-based capital$15,729,0003,164
Tier 2 risk-based capital$1,559,0002,537
Total risk weighted assets$124,399,0002,887
Total unused commitments$12,747,0003,687
Derivatives$0623
2003-03-31Rank
# of Employees:971,767
Assets and Liabilities
Total Assets:$196,404,0002,754
Cash and due from depository institutions$38,502,0001,767
Interest-bearing balances$30,761,000251
Securities$13,548,0005,756
Federal funds sold & reverse repurchase agreements$07,247
Net loans & leases$134,674,0002,502
Loan loss allowance$1,744,0002,453
Trading account assets$0169
Bank premises and fixed assets$3,334,0002,778
Other real estate owned$118,0001,767
Goodwill and other intangibles$03,151
All other assets$6,228,0001,975
Life insurance assets$01
Total liabilities and capital$196,404,0002,754
Total liabilities$180,880,0002,694
Total deposits$174,822,0002,536
Interest-bearing deposits$141,930,0002,672
Deposits held in domestic offices$174,822,0002,532
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$5,000,0003,200
Subordinated debt$0265
All other liabilities$1,058,0003,222
Total equity capital$15,524,0003,343
Total bank equity capital$15,524,0003,343
Perpetual preferred stock$0141
Common stock$686,0003,741
Surplus$2,751,0004,726
Undivided profits$12,087,0002,545
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$257,0005,610
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$676,0004,300
Earning assets$178,983,0002,751
Long-term assets (5+ years)$20,643,0003,330
Average Assets, year-to-date$194,107,0002,753
Average Assets, quarterly$194,107,0002,753
Volatile liabilities$10,873,0005,453
Insider loans$2,350,0002,216
FHLB advances$5,000,0003,011
Loans and leases held for sale$01,961
Unused loan commitments$12,026,0003,763
Tier 1 (core) risk-based capital$15,467,0003,162
Tier 2 risk-based capital$1,549,0002,503
Total risk weighted assets$123,706,0002,852
Total unused commitments$12,026,0003,777
Derivatives$0578
2002-12-31Rank
# of Employees:971,748
Assets and Liabilities
Total Assets:$191,810,0002,771
Cash and due from depository institutions$33,088,0001,748
Interest-bearing balances$25,484,000282
Securities$14,039,0005,636
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$137,482,0002,440
Loan loss allowance$1,672,0002,516
Trading account assets$0170
Bank premises and fixed assets$3,371,0002,737
Other real estate owned$163,0001,748
Goodwill and other intangibles$03,122
All other assets$3,667,0002,956
Life insurance assets$01
Total liabilities and capital$191,810,0002,771
Total liabilities$176,473,0002,702
Total deposits$171,119,0002,531
Interest-bearing deposits$136,932,0002,708
Deposits held in domestic offices$171,119,0002,527
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$5,000,0003,233
Subordinated debt$0258
All other liabilities$354,0006,226
Total equity capital$15,337,0003,339
Total bank equity capital$15,337,0003,339
Perpetual preferred stock$0142
Common stock$686,0003,741
Surplus$2,752,0004,674
Undivided profits$11,899,0002,560
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$106,0006,757
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$717,0004,290
Earning assets$177,005,0002,731
Long-term assets (5+ years)$23,683,0002,981
Average Assets, year-to-date$184,623,6002,724
Average Assets, quarterly$192,345,0002,738
Volatile liabilities$10,783,0005,473
Insider loans$2,407,0002,158
FHLB advances$5,000,0003,024
Loans and leases held for sale$01,889
Unused loan commitments$11,494,0003,760
Tier 1 (core) risk-based capital$15,255,0003,147
Tier 2 risk-based capital$1,521,0002,501
Total risk weighted assets$121,539,0002,850
Total unused commitments$11,494,0003,765
Derivatives$0527
2001-12-31Rank
# of Employees:1011,664
Assets and Liabilities
Total Assets:$184,105,0002,742
Cash and due from depository institutions$26,626,0001,664
Interest-bearing balances$19,000,000362
Securities$21,849,0004,247
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$127,791,0002,529
Loan loss allowance$1,502,0002,586
Trading account assets$0182
Bank premises and fixed assets$4,021,0002,250
Other real estate owned$561,0001,664
Goodwill and other intangibles$03,095
All other assets$3,257,0003,184
Life insurance assets$01
Total liabilities and capital$184,105,0002,742
Total liabilities$169,590,0002,678
Total deposits$163,343,0002,502
Interest-bearing deposits$133,807,0002,638
Deposits held in domestic offices$163,343,0002,498
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$5,600,0002,875
Subordinated debt$0241
All other liabilities$647,0004,661
Total equity capital$14,515,0003,289
Total bank equity capital$14,515,0003,289
Perpetual preferred stock$0158
Common stock$686,0003,810
Surplus$2,751,0004,604
Undivided profits$11,078,0002,518
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$412,0004,629
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$276,000521
Income earned, not collected on loans$890,0003,852
Earning assets$168,640,0002,728
Long-term assets (5+ years)$22,526,0003,055
Average Assets, year-to-date$173,691,2002,741
Average Assets, quarterly$180,969,5002,740
Volatile liabilities$11,949,0005,129
Insider loans$1,658,0002,766
FHLB advances$5,600,0002,694
Loans and leases held for sale$01,749
Unused loan commitments$4,448,0005,768
Tier 1 (core) risk-based capital$14,382,0003,183
Tier 2 risk-based capital$1,421,0002,519
Total risk weighted assets$113,591,0002,894
Total unused commitments$4,448,0005,772
Derivatives$0450
2000-12-31Rank
# of Employees:961,730
Assets and Liabilities
Total Assets:$164,779,0002,902
Cash and due from depository institutions$12,682,0001,730
Interest-bearing balances$6,492,000694
Securities$22,200,0004,311
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$123,369,0002,529
Loan loss allowance$1,517,0002,446
Trading account assets$0175
Bank premises and fixed assets$4,364,0002,003
Other real estate owned$160,0001,730
Goodwill and other intangibles$03,145
All other assets$2,004,0003,946
Life insurance assets$01
Total liabilities and capital$164,779,0002,902
Total liabilities$151,169,0002,853
Total deposits$146,595,0002,659
Interest-bearing deposits$119,545,0002,816
Deposits held in domestic offices$146,595,0002,653
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$4,000,0003,151
Subordinated debt$0239
All other liabilities$574,0005,329
Total equity capital$13,610,0003,364
Total bank equity capital$13,610,0003,364
Perpetual preferred stock$0178
Common stock$686,0003,924
Surplus$2,751,0004,586
Undivided profits$10,173,0002,585
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$320,0004,751
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$95,000826
Income earned, not collected on loans$686,0003,945
Earning assets$152,061,0002,898
Long-term assets (5+ years)$17,337,0003,442
Average Assets, year-to-date$163,246,4002,800
Average Assets, quarterly$163,934,0002,876
Volatile liabilities$10,230,0005,545
Insider loans$619,0004,956
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$8,647,0004,087
Tier 1 (core) risk-based capital$13,605,0003,266
Tier 2 risk-based capital$1,402,1502,426
Total risk weighted assets$112,057,2502,798
Total unused commitments$8,647,0004,088
Derivatives$0481
1999-12-31Rank
# of Employees:672,644
Assets and Liabilities
Total Assets:$107,778,0004,140
Cash and due from depository institutions$13,872,0002,644
Interest-bearing balances$7,911,000521
Securities$14,765,0005,849
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$75,658,0003,737
Loan loss allowance$1,023,0003,366
Trading account assets$0165
Bank premises and fixed assets$2,166,0003,771
Other real estate owned$120,0002,644
Goodwill and other intangibles$03,276
All other assets$1,197,0005,612
Life insurance assets$01
Total liabilities and capital$107,778,0004,140
Total liabilities$99,498,0004,055
Total deposits$97,181,0003,830
Interest-bearing deposits$80,538,0003,947
Deposits held in domestic offices$97,181,0003,826
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$2,000,0003,878
Subordinated debt$0242
All other liabilities$317,0006,799
Total equity capital$8,280,0004,977
Total bank equity capital$8,280,0004,977
Perpetual preferred stock$0193
Common stock$686,0004,039
Surplus$1,565,0006,155
Undivided profits$6,029,0003,656
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$558,0003,409
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$52,0001,093
Income earned, not collected on loans$327,0006,146
Earning assets$98,334,0004,146
Long-term assets (5+ years)$5,431,0006,168
Average Assets, year-to-date$105,993,4004,058
Average Assets, quarterly$108,964,5004,054
Volatile liabilities$7,909,0006,085
Insider loans$677,0004,634
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$4,453,0005,744
Tier 1 (core) risk-based capital$8,308,0004,962
Tier 2 risk-based capital$875,4203,534
Total risk weighted assets$69,886,0204,076
Total unused commitments$4,453,0005,750
Derivatives$0488
1998-12-31Rank
# of Employees:672,650
Assets and Liabilities
Total Assets:$102,953,0004,246
Cash and due from depository institutions$16,645,0002,650
Interest-bearing balances$13,410,000432
Securities$12,900,0006,309
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$69,940,0003,781
Loan loss allowance$974,0003,415
Trading account assets$0197
Bank premises and fixed assets$2,069,0003,812
Other real estate owned$299,0002,650
Goodwill and other intangibles$03,445
All other assets$1,100,0005,572
Life insurance assets$01
Total liabilities and capital$102,953,0004,246
Total liabilities$95,185,0004,137
Total deposits$94,865,0003,913
Interest-bearing deposits$80,700,0003,926
Deposits held in domestic offices$94,865,0003,907
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$320,0007,246
Total equity capital$7,768,0005,334
Total bank equity capital$7,768,0005,334
Perpetual preferred stock$0199
Common stock$686,0004,070
Surplus$1,564,0006,106
Undivided profits$5,518,0004,157
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,178,0002,104
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$315,0006,387
Earning assets$96,250,0004,190
Long-term assets (5+ years)$1,666,0007,942
Average Assets, year-to-date$98,801,8004,202
Average Assets, quarterly$101,523,5004,227
Volatile liabilities$8,189,0005,585
Insider loans$58,0008,545
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$3,177,0006,437
Tier 1 (core) risk-based capital$7,768,0005,135
Tier 2 risk-based capital$834,9203,541
Total risk weighted assets$66,653,3204,035
Total unused commitments$3,177,0006,445
Derivatives$0527
1997-12-31Rank
# of Employees:593,069
Assets and Liabilities
Total Assets:$95,530,0004,491
Cash and due from depository institutions$10,671,0003,069
Interest-bearing balances$6,635,000671
Securities$9,374,0007,600
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$71,621,0003,748
Loan loss allowance$916,0003,631
Trading account assets$0203
Bank premises and fixed assets$2,518,0003,135
Other real estate owned$252,0003,069
Goodwill and other intangibles$03,571
All other assets$1,094,0005,670
Life insurance assets$01
Total liabilities and capital$95,530,0004,491
Total liabilities$87,764,0004,379
Total deposits$87,347,0004,176
Interest-bearing deposits$73,586,0004,261
Deposits held in domestic offices$87,347,0004,167
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$417,0006,594
Total equity capital$7,766,0005,322
Total bank equity capital$7,766,0005,322
Perpetual preferred stock$0223
Common stock$686,0004,204
Surplus$1,564,0006,178
Undivided profits$5,516,0004,165
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$661,0003,372
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$343,0006,304
Earning assets$87,630,0004,508
Long-term assets (5+ years)$914,0008,592
Average Assets, year-to-date$92,731,2004,440
Average Assets, quarterly$94,395,0004,506
Volatile liabilities$7,369,0005,979
Insider loans$456,0005,661
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$4,125,0005,672
Tier 1 (core) risk-based capital$7,766,0005,166
Tier 2 risk-based capital$835,3103,439
Total risk weighted assets$66,741,1103,983
Total unused commitments$4,125,0005,681
Derivatives$0533
1996-12-31Rank
# of Employees:613,105
Assets and Liabilities
Total Assets:$89,835,0004,849
Cash and due from depository institutions$8,151,0003,105
Interest-bearing balances$4,988,000762
Securities$4,822,0009,847
Federal funds sold & reverse repurchase agreements$3,625,0003,364
Net loans & leases$69,342,0003,875
Loan loss allowance$930,0003,741
Trading account assets$0240
Bank premises and fixed assets$2,535,0003,058
Other real estate owned$408,0003,105
Goodwill and other intangibles$19,0003,127
All other assets$933,0006,532
Life insurance assets$01
Total liabilities and capital$89,835,0004,849
Total liabilities$82,587,0004,746
Total deposits$82,276,0004,525
Interest-bearing deposits$71,037,0004,531
Deposits held in domestic offices$82,276,0004,515
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$311,0007,749
Total equity capital$7,248,0005,660
Total bank equity capital$7,248,0005,660
Perpetual preferred stock$0250
Common stock$686,0004,490
Surplus$1,565,0006,325
Undivided profits$4,997,0004,450
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$232,0006,301
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$340,0006,366
Earning assets$82,777,0004,841
Long-term assets (5+ years)$641,0009,133
Average Assets, year-to-date$90,386,4004,665
Average Assets, quarterly$90,162,0004,792
Volatile liabilities$7,579,0005,798
Insider loans$275,0007,035
FHLB advances$0882
Loans and leases held for sale$302,0001,130
Unused loan commitments$3,859,0005,745
Tier 1 (core) risk-based capital$7,248,0005,551
Tier 2 risk-based capital$798,3303,651
Total risk weighted assets$63,720,8304,161
Total unused commitments$3,859,0005,757
Derivatives$0549
1995-12-31Rank
# of Employees:603,248
Assets and Liabilities
Total Assets:$88,400,0004,941
Cash and due from depository institutions$9,379,0003,248
Interest-bearing balances$6,827,000713
Securities$2,832,00011,089
Federal funds sold & reverse repurchase agreements$4,200,0003,365
Net loans & leases$68,983,0003,796
Loan loss allowance$828,0004,129
Trading account assets$0261
Bank premises and fixed assets$1,606,0004,439
Other real estate owned$567,0003,248
Goodwill and other intangibles$03,181
All other assets$833,0007,134
Life insurance assets$01
Total liabilities and capital$88,400,0004,941
Total liabilities$81,758,0004,804
Total deposits$81,360,0004,626
Interest-bearing deposits$71,285,0004,557
Deposits held in domestic offices$81,360,0004,618
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$398,0007,164
Total equity capital$6,642,0006,096
Total bank equity capital$6,642,0006,096
Perpetual preferred stock$0288
Common stock$229,0007,540
Surplus$2,022,0005,471
Undivided profits$4,391,0004,959
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$344,0005,250
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$406,0005,710
Earning assets$82,842,0004,850
Long-term assets (5+ years)$500,0009,658
Average Assets, year-to-date$85,177,8004,890
Average Assets, quarterly$87,360,0004,928
Volatile liabilities$7,234,0005,657
Insider loans$541,0005,437
FHLB advances$0855
Loans and leases held for sale$69,0001,494
Unused loan commitments$4,043,0005,550
Tier 1 (core) risk-based capital$6,642,0005,954
Tier 2 risk-based capital$777,8803,663
Total risk weighted assets$62,170,8804,187
Total unused commitments$4,043,0005,559
Derivatives$0628
1994-12-31Rank
# of Employees:613,315
Assets and Liabilities
Total Assets:$83,597,0005,116
Cash and due from depository institutions$7,142,0003,315
Interest-bearing balances$4,197,000852
Securities$2,765,00011,784
Federal funds sold & reverse repurchase agreements$3,475,0002,514
Net loans & leases$67,349,0003,809
Loan loss allowance$877,0004,031
Trading account assets$0286
Bank premises and fixed assets$1,517,0004,582
Other real estate owned$575,0003,315
Goodwill and other intangibles$03,133
All other assets$774,0007,834
Life insurance assets$01
Total liabilities and capital$83,597,0005,116
Total liabilities$77,622,0004,994
Total deposits$77,323,0004,777
Interest-bearing deposits$68,769,0004,641
Deposits held in domestic offices$77,323,0004,767
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$299,0007,342
Total equity capital$5,975,0006,297
Total bank equity capital$5,975,0006,297
Perpetual preferred stock$0310
Common stock$229,0007,973
Surplus$2,022,0005,465
Undivided profits$3,724,0005,158
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$433,0004,655
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$351,0005,808
Earning assets$77,786,0005,046
Long-term assets (5+ years)$513,00010,131
Average Assets, year-to-date$87,548,6004,803
Average Assets, quarterly$85,087,0005,009
Volatile liabilities$4,156,0007,396
Insider loans$1,490,0002,708
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$3,933,0005,584
Tier 1 (core) risk-based capital$5,975,0006,389
Tier 2 risk-based capital$716,4303,923
Total risk weighted assets$57,098,0304,419
Total unused commitments$3,933,0005,590
Derivatives$0687
1993-12-31Rank
# of Employees:633,334
Assets and Liabilities
Total Assets:$89,430,0004,925
Cash and due from depository institutions$15,817,0003,334
Interest-bearing balances$11,547,000528
Securities$543,00013,017
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$69,725,0003,599
Loan loss allowance$1,102,0003,395
Trading account assets$0330
Bank premises and fixed assets$1,502,0004,659
Other real estate owned$909,0003,334
Goodwill and other intangibles$03,091
All other assets$934,0006,447
Life insurance assets$01
Total liabilities and capital$89,430,0004,925
Total liabilities$84,060,0004,790
Total deposits$83,862,0004,604
Interest-bearing deposits$75,647,0004,434
Deposits held in domestic offices$83,862,0004,597
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$198,0009,324
Total equity capital$5,370,0006,901
Total bank equity capital$5,370,0006,901
Perpetual preferred stock$0343
Common stock$229,0008,387
Surplus$2,022,0005,448
Undivided profits$3,119,0006,015
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$853,0003,528
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$318,0005,783
Earning assets$81,815,0004,930
Long-term assets (5+ years)$646,00010,445
Average Assets, year-to-date$88,263,0004,864
Average Assets, quarterly$89,088,0004,895
Volatile liabilities$5,050,0006,490
Insider loans$1,805,0002,259
FHLB advances$0821
Loans and leases held for sale$1,212,000969
Unused loan commitments$3,120,0006,264
Tier 1 (core) risk-based capital$5,370,0006,812
Tier 2 risk-based capital$768,2003,648
Total risk weighted assets$61,090,2004,110
Total unused commitments$3,120,0006,284
Derivatives$0714
1992-12-31Rank
# of Employees:633,399
Assets and Liabilities
Total Assets:$88,879,0005,032
Cash and due from depository institutions$6,949,0003,399
Interest-bearing balances$4,252,0001,637
Securities$2,631,00012,748
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$73,324,0003,505
Loan loss allowance$1,475,0002,738
Trading account assets$0344
Bank premises and fixed assets$1,511,0004,625
Other real estate owned$2,960,0003,399
Goodwill and other intangibles$03,106
All other assets$1,504,0004,582
Life insurance assets$01
Total liabilities and capital$88,879,0005,032
Total liabilities$83,937,0004,881
Total deposits$83,778,0004,723
Interest-bearing deposits$76,110,0004,549
Deposits held in domestic offices$83,778,0004,715
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$159,00010,948
Total equity capital$4,942,0007,144
Total bank equity capital$4,942,0007,144
Perpetual preferred stock$0346
Common stock$229,0008,806
Surplus$2,022,0005,358
Undivided profits$2,691,0006,382
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,299,0003,043
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$389,0005,187
Earning assets$80,207,0005,072
Long-term assets (5+ years)$814,00010,543
Average Assets, year-to-date$92,979,4004,724
Average Assets, quarterly$90,122,5004,924
Volatile liabilities$5,136,0006,463
Insider loans$781,0001,121
FHLB advances$0832
Loans and leases held for sale$612,000852
Unused loan commitments$2,694,0006,444
Tier 1 (core) risk-based capital$4,942,0007,076
Tier 2 risk-based capital$805,7903,507
Total risk weighted assets$63,746,5904,029
Total unused commitments$2,694,0006,471
Derivatives$0651