Home > Concord Savings Bank > Net charge- offs to loans
Concord Savings Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3521% | 2,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2277% | 235 |
| Percentage Net Loans Charged-off:Construction & development | -0.3627% | 1,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5529% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3316% | 1,427 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1247% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4058% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3842% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4986% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2415% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2711% | 3,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4528% | 1,475 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9102% | 1,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3772% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2279% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4114% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1614% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5733% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4361% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4116% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2989% | 304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0866% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.3186% | 1,418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5673% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8456% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4906% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5689% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6485% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6734% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8326% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8976% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4705% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3276% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3901% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0750% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4740% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6565% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7338% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0367% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0507% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1435% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6787% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.0066% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4388% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6618% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3740% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5529% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0901% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1892% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |