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Concord Savings Bank, Changes in Bank Equity Capital
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $29,216,000 | 1,401 |
| Restatements from amended reports of income, net | $0 | 197 |
| Net income | $3,899,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 723 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 441 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $1,264,000 | 1,783 |
| Other comprehensive income | $-465,000 | 9,534 |
| Other transactions with parent holding company | $0 | 528 |
| Bank equity capital | $31,436,000 | 1,438 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $25,063,000 | 1,550 |
| Restatements from amended reports of income, net | $0 | 212 |
| Net income | $3,318,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $957,000 | 2,123 |
| Other comprehensive income | $1,792,000 | 848 |
| Other transactions with parent holding company | $0 | 524 |
| Bank equity capital | $29,216,000 | 1,552 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $25,248,000 | 1,509 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $3,075,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 449 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $766,000 | 2,349 |
| Other comprehensive income | $-2,494,000 | 10,531 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $25,063,000 | 1,662 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $20,977,000 | 1,723 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $2,885,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | $1,386,000 | 193 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $25,248,000 | 1,625 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $20,021,000 | 1,730 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $956,000 | 4,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $20,977,000 | 1,860 |