Home > Concord Savings Bank > Assets and Liabilities
Concord Savings Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 191 | 977 |
| Assets and Liabilities | ||
| Total Assets: | $441,738,000 | 1,106 |
| Cash and due from depository institutions | $12,587,000 | 977 |
| Interest-bearing balances | $7,000 | 6,306 |
| Securities | $99,902,000 | 1,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $312,722,000 | 993 |
| Loan loss allowance | $3,024,000 | 1,321 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,823,000 | 885 |
| Other real estate owned | $738,000 | 977 |
| Goodwill and other intangibles | $2,211,000 | 890 |
| All other assets | $4,755,000 | 1,662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $441,738,000 | 1,106 |
| Total liabilities | $410,302,000 | 1,080 |
| Total deposits | $311,596,000 | 1,228 |
| Interest-bearing deposits | $284,039,000 | 1,180 |
| Deposits held in domestic offices | $311,596,000 | 1,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,838,000 | 725 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $70,887,000 | 484 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,981,000 | 1,476 |
| Total equity capital | $31,436,000 | 1,438 |
| Total bank equity capital | $31,436,000 | 1,438 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $14,250,000 | 1,192 |
| Undivided profits | $16,986,000 | 1,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $942,000 | 2,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,090,000 | 1,045 |
| Earning assets | $412,631,000 | 1,084 |
| Long-term assets (5+ years) | $27,890,000 | 2,071 |
| Average Assets, year-to-date | $431,677,400 | 1,090 |
| Average Assets, quarterly | $442,557,000 | 1,093 |
| Volatile liabilities | $93,182,000 | 917 |
| Insider loans | $419,000 | 5,977 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,755,000 | 572 |
| Unused loan commitments | $36,857,000 | 1,329 |
| Tier 1 (core) risk-based capital | $31,217,000 | 1,379 |
| Tier 2 risk-based capital | $3,024,000 | 1,107 |
| Total risk weighted assets | $327,750,100 | 938 |
| Total unused commitments | $36,857,000 | 1,336 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 174 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $409,089,000 | 1,187 |
| Cash and due from depository institutions | $22,092,000 | 1,094 |
| Interest-bearing balances | $11,322,000 | 403 |
| Securities | $101,365,000 | 1,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $268,640,000 | 1,111 |
| Loan loss allowance | $3,007,000 | 1,362 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,247,000 | 919 |
| Other real estate owned | $566,000 | 1,094 |
| Goodwill and other intangibles | $2,197,000 | 824 |
| All other assets | $5,982,000 | 1,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $409,089,000 | 1,187 |
| Total liabilities | $379,873,000 | 1,167 |
| Total deposits | $318,214,000 | 1,234 |
| Interest-bearing deposits | $298,235,000 | 1,139 |
| Deposits held in domestic offices | $318,214,000 | 1,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,676,000 | 1,567 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $54,859,000 | 531 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,124,000 | 2,003 |
| Total equity capital | $29,216,000 | 1,552 |
| Total bank equity capital | $29,216,000 | 1,552 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $14,200,000 | 1,190 |
| Undivided profits | $14,816,000 | 1,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,385,000 | 2,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,966,000 | 1,147 |
| Earning assets | $381,327,000 | 1,176 |
| Long-term assets (5+ years) | $10,208,000 | 3,992 |
| Average Assets, year-to-date | $406,719,800 | 1,162 |
| Average Assets, quarterly | $413,291,000 | 1,166 |
| Volatile liabilities | $57,293,000 | 1,174 |
| Insider loans | $852,000 | 4,137 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,940,000 | 478 |
| Unused loan commitments | $29,510,000 | 1,503 |
| Tier 1 (core) risk-based capital | $28,532,000 | 1,512 |
| Tier 2 risk-based capital | $3,007,000 | 1,131 |
| Total risk weighted assets | $280,409,600 | 1,049 |
| Total unused commitments | $29,510,000 | 1,512 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 161 | 1,222 |
| Assets and Liabilities | ||
| Total Assets: | $379,643,000 | 1,252 |
| Cash and due from depository institutions | $8,192,000 | 1,222 |
| Interest-bearing balances | $979,000 | 2,493 |
| Securities | $100,460,000 | 1,285 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $257,176,000 | 1,114 |
| Loan loss allowance | $3,095,000 | 1,355 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,480,000 | 983 |
| Other real estate owned | $1,258,000 | 1,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,077,000 | 1,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $379,643,000 | 1,252 |
| Total liabilities | $354,580,000 | 1,227 |
| Total deposits | $309,407,000 | 1,224 |
| Interest-bearing deposits | $291,628,000 | 1,137 |
| Deposits held in domestic offices | $309,407,000 | 1,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $750,000 | 3,618 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $42,994,000 | 605 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,429,000 | 2,322 |
| Total equity capital | $25,063,000 | 1,662 |
| Total bank equity capital | $25,063,000 | 1,662 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $14,200,000 | 1,127 |
| Undivided profits | $10,663,000 | 2,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 3,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $154,000 | 646 |
| Income earned, not collected on loans | $1,617,000 | 1,190 |
| Earning assets | $358,615,000 | 1,218 |
| Long-term assets (5+ years) | $9,796,000 | 4,171 |
| Average Assets, year-to-date | $348,608,800 | 1,305 |
| Average Assets, quarterly | $367,525,000 | 1,285 |
| Volatile liabilities | $57,302,000 | 1,149 |
| Insider loans | $721,000 | 4,591 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,887,000 | 469 |
| Unused loan commitments | $25,316,000 | 1,610 |
| Tier 1 (core) risk-based capital | $26,172,000 | 1,576 |
| Tier 2 risk-based capital | $3,095,000 | 1,081 |
| Total risk weighted assets | $263,880,900 | 1,091 |
| Total unused commitments | $25,316,000 | 1,622 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 156 | 1,344 |
| Assets and Liabilities | ||
| Total Assets: | $328,439,000 | 1,436 |
| Cash and due from depository institutions | $7,944,000 | 1,344 |
| Interest-bearing balances | $2,016,000 | 2,361 |
| Securities | $91,421,000 | 1,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $217,165,000 | 1,278 |
| Loan loss allowance | $3,702,000 | 1,237 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,025,000 | 1,039 |
| Other real estate owned | $1,208,000 | 1,344 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,676,000 | 2,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,439,000 | 1,436 |
| Total liabilities | $303,191,000 | 1,417 |
| Total deposits | $288,623,000 | 1,386 |
| Interest-bearing deposits | $277,002,000 | 1,243 |
| Deposits held in domestic offices | $288,623,000 | 1,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,493,000 | 1,037 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,075,000 | 1,092 |
| Total equity capital | $25,248,000 | 1,625 |
| Total bank equity capital | $25,248,000 | 1,625 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $14,200,000 | 1,072 |
| Undivided profits | $10,848,000 | 2,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,194,000 | 2,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,503,000 | 1,135 |
| Earning assets | $310,602,000 | 1,385 |
| Long-term assets (5+ years) | $7,416,000 | 5,241 |
| Average Assets, year-to-date | $321,841,200 | 1,430 |
| Average Assets, quarterly | $328,077,000 | 1,439 |
| Volatile liabilities | $24,105,000 | 2,066 |
| Insider loans | $512,000 | 5,637 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $11,706,000 | 305 |
| Unused loan commitments | $31,947,000 | 1,367 |
| Tier 1 (core) risk-based capital | $23,862,000 | 1,669 |
| Tier 2 risk-based capital | $2,895,250 | 1,132 |
| Total risk weighted assets | $230,812,850 | 1,220 |
| Total unused commitments | $31,947,000 | 1,390 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 140 | 1,553 |
| Assets and Liabilities | ||
| Total Assets: | $313,632,000 | 1,557 |
| Cash and due from depository institutions | $7,587,000 | 1,553 |
| Interest-bearing balances | $1,468,000 | 3,204 |
| Securities | $70,060,000 | 1,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $223,678,000 | 1,299 |
| Loan loss allowance | $4,076,000 | 1,183 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,280,000 | 1,154 |
| Other real estate owned | $2,693,000 | 1,553 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,334,000 | 2,299 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,632,000 | 1,557 |
| Total liabilities | $292,655,000 | 1,532 |
| Total deposits | $280,408,000 | 1,496 |
| Interest-bearing deposits | $272,003,000 | 1,348 |
| Deposits held in domestic offices | $280,408,000 | 1,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,837,000 | 1,142 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $5,410,000 | 902 |
| Total equity capital | $20,977,000 | 1,860 |
| Total bank equity capital | $20,977,000 | 1,860 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $14,200,000 | 1,037 |
| Undivided profits | $6,577,000 | 3,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,185,000 | 1,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,306,000 | 1,470 |
| Earning assets | $295,206,000 | 1,510 |
| Long-term assets (5+ years) | $13,706,000 | 3,470 |
| Average Assets, year-to-date | $307,837,000 | 1,548 |
| Average Assets, quarterly | $313,838,500 | 1,543 |
| Volatile liabilities | $22,879,000 | 2,113 |
| Insider loans | $236,000 | 3,504 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $4,398,000 | 379 |
| Unused loan commitments | $34,718,000 | 1,217 |
| Tier 1 (core) risk-based capital | $20,977,000 | 1,813 |
| Tier 2 risk-based capital | $2,805,030 | 1,190 |
| Total risk weighted assets | $223,131,130 | 1,309 |
| Total unused commitments | $34,718,000 | 1,232 |
| Derivatives | $0 | 651 |