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Compass Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$377,122,000158
Total interest expense$161,556,000169
Net interest income$215,566,000139
Provision for loan and lease losses$11,158,000196
Total noninterest income$63,386,000192
Gross Fiduciary activities income$7,928,000155
Service charges on deposit accounts$30,451,00085
Trading account gains and fees$0239
Additional Noninterest Income$25,007,000236
Total noninterest expense$162,369,000165
Salaries and employee benefits$76,656,000126
Premises and equipment expense$22,067,000142
Additional noninterest expense$63,646,000179
Pre-tax net operating income$105,425,000146
Securities gains (losses)$4,071,000105
Applicable income taxes$39,845,000135
Income before extraordinary items$69,651,000145
Extraordinary gains, net$044
Net income$69,651,000145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,662,000225
Cash dividends$5,210,000603
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$67,045,560142
1996-12-31 (YTD Data)Rank
Total interest income$313,457,000185
Total interest expense$147,656,000194
Net interest income$165,801,000186
Provision for loan and lease losses$8,742,000232
Total noninterest income$41,276,000261
Gross Fiduciary activities income$24,0001,336
Service charges on deposit accounts$25,103,000112
Trading account gains and fees$0262
Additional Noninterest Income$16,149,000328
Total noninterest expense$129,085,000210
Salaries and employee benefits$55,504,000178
Premises and equipment expense$15,465,000209
Additional noninterest expense$58,116,000212
Pre-tax net operating income$69,250,000203
Securities gains (losses)$2,136,000144
Applicable income taxes$26,675,000185
Income before extraordinary items$44,711,000208
Extraordinary gains, net$053
Net income$44,711,000208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,365,000293
Cash dividends$50,200,000137
Sale, conversion, retirement of capital stock, net$0953
Net operating income$43,343,960210
1995-12-31 (YTD Data)Rank
Total interest income$151,762,000328
Total interest expense$81,514,000310
Net interest income$70,248,000340
Provision for loan and lease losses$3,300,000414
Total noninterest income$13,356,000511
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$8,367,000243
Trading account gains and fees$35,000350
Additional Noninterest Income$4,954,000665
Total noninterest expense$50,229,000397
Salaries and employee benefits$23,417,000350
Premises and equipment expense$7,594,000361
Additional noninterest expense$19,218,000438
Pre-tax net operating income$30,075,000353
Securities gains (losses)$1,248,000186
Applicable income taxes$11,172,000349
Income before extraordinary items$20,151,000352
Extraordinary gains, net$065
Net income$20,151,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,900,000588
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$19,352,280357
1994-12-31 (YTD Data)Rank
Total interest income$85,769,000454
Total interest expense$35,191,000480
Net interest income$50,578,000437
Provision for loan and lease losses$2,180,000543
Total noninterest income$8,908,000643
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$6,213,000281
Trading account gains and fees$19,000346
Additional Noninterest Income$2,676,000951
Total noninterest expense$36,992,000489
Salaries and employee benefits$17,698,000437
Premises and equipment expense$5,410,000455
Additional noninterest expense$13,884,000552
Pre-tax net operating income$20,314,000456
Securities gains (losses)$61,0001,035
Applicable income taxes$7,486,000419
Income before extraordinary items$12,889,000468
Extraordinary gains, net$0249
Net income$12,889,000467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$875,000946
Cash dividends$2,600,000904
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$12,849,960473
1993-12-31 (YTD Data)Rank
Total interest income$63,844,000563
Total interest expense$21,544,000670
Net interest income$42,300,000500
Provision for loan and lease losses$3,124,000592
Total noninterest income$7,026,000767
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$4,799,000327
Trading account gains and fees$0532
Additional Noninterest Income$2,227,0001,170
Total noninterest expense$33,084,000568
Salaries and employee benefits$15,907,000480
Premises and equipment expense$4,997,000493
Additional noninterest expense$12,180,000656
Pre-tax net operating income$13,118,000556
Securities gains (losses)$33,0003,976
Applicable income taxes$5,142,000524
Income before extraordinary items$8,009,000652
Extraordinary gains, net$-4,00012,212
Net income$8,005,000674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$714,0001,425
Cash dividends$2,950,000740
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$7,987,880608
1992-12-31 (YTD Data)Rank
Total interest income$58,733,000676
Total interest expense$22,420,000826
Net interest income$36,313,000573
Provision for loan and lease losses$3,547,000750
Total noninterest income$6,055,000852
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$3,823,000390
Trading account gains and fees$0504
Additional Noninterest Income$2,232,0001,161
Total noninterest expense$26,722,000672
Salaries and employee benefits$12,502,000583
Premises and equipment expense$4,046,000623
Additional noninterest expense$10,174,000755
Pre-tax net operating income$12,099,000529
Securities gains (losses)$471,0001,141
Applicable income taxes$4,626,000512
Income before extraordinary items$7,944,000604
Extraordinary gains, net$01,422
Net income$7,944,000604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,385,000860
Cash dividends$1,911,000897
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,642,560560

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.