Home > CommunityBanks > Income and Expense
CommunityBanks, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $165,383,000 | 228 |
| Total interest expense | $78,908,000 | 220 |
| Net interest income | $86,475,000 | 220 |
| Provision for loan and lease losses | $3,050,000 | 386 |
| Total noninterest income | $30,802,000 | 223 |
| Gross Fiduciary activities income | $2,572,000 | 198 |
| Service charges on deposit accounts | $11,951,000 | 133 |
| Trading account gains and fees | $4,000 | 173 |
| Additional Noninterest Income | $16,275,000 | 250 |
| Total noninterest expense | $68,588,000 | 230 |
| Salaries and employee benefits | $37,495,000 | 199 |
| Premises and equipment expense | $11,406,000 | 187 |
| Additional noninterest expense | $19,687,000 | 271 |
| Pre-tax net operating income | $45,639,000 | 212 |
| Securities gains (losses) | $-4,354,000 | 8,530 |
| Applicable income taxes | $10,043,000 | 287 |
| Income before extraordinary items | $31,242,000 | 213 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $31,242,000 | 211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,416,000 | 350 |
| Cash dividends | $9,450,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $610,000 | 376 |
| Net operating income | $34,551,040 | 196 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $108,782,000 | 239 |
| Total interest expense | $51,728,000 | 236 |
| Net interest income | $57,054,000 | 237 |
| Provision for loan and lease losses | $2,000,000 | 326 |
| Total noninterest income | $20,540,000 | 241 |
| Gross Fiduciary activities income | $1,795,000 | 196 |
| Service charges on deposit accounts | $7,672,000 | 141 |
| Trading account gains and fees | $-34,000 | 8,564 |
| Additional Noninterest Income | $11,107,000 | 263 |
| Total noninterest expense | $46,011,000 | 241 |
| Salaries and employee benefits | $25,077,000 | 211 |
| Premises and equipment expense | $7,574,000 | 201 |
| Additional noninterest expense | $13,360,000 | 273 |
| Pre-tax net operating income | $29,583,000 | 234 |
| Securities gains (losses) | $-4,354,000 | 8,591 |
| Applicable income taxes | $5,962,000 | 338 |
| Income before extraordinary items | $19,267,000 | 249 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $19,267,000 | 247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,936,000 | 285 |
| Cash dividends | $3,450,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $403,000 | 325 |
| Net operating income | $22,576,040 | 213 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $52,160,000 | 245 |
| Total interest expense | $24,950,000 | 240 |
| Net interest income | $27,210,000 | 249 |
| Provision for loan and lease losses | $1,300,000 | 238 |
| Total noninterest income | $9,395,000 | 251 |
| Gross Fiduciary activities income | $904,000 | 195 |
| Service charges on deposit accounts | $2,996,000 | 160 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,495,000 | 259 |
| Total noninterest expense | $21,884,000 | 242 |
| Salaries and employee benefits | $12,009,000 | 218 |
| Premises and equipment expense | $3,685,000 | 203 |
| Additional noninterest expense | $6,190,000 | 280 |
| Pre-tax net operating income | $13,421,000 | 258 |
| Securities gains (losses) | $-4,354,000 | 8,639 |
| Applicable income taxes | $1,733,000 | 492 |
| Income before extraordinary items | $7,334,000 | 316 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,334,000 | 315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 391 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 253 |
| Net operating income | $10,860,740 | 223 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $197,381,000 | 243 |
| Total interest expense | $86,903,000 | 238 |
| Net interest income | $110,478,000 | 240 |
| Provision for loan and lease losses | $2,050,000 | 545 |
| Total noninterest income | $34,288,000 | 246 |
| Gross Fiduciary activities income | $2,369,000 | 245 |
| Service charges on deposit accounts | $11,507,000 | 159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,412,000 | 259 |
| Total noninterest expense | $83,775,000 | 246 |
| Salaries and employee benefits | $46,432,000 | 212 |
| Premises and equipment expense | $13,699,000 | 198 |
| Additional noninterest expense | $23,644,000 | 283 |
| Pre-tax net operating income | $58,941,000 | 238 |
| Securities gains (losses) | $-321,000 | 8,455 |
| Applicable income taxes | $15,259,000 | 293 |
| Income before extraordinary items | $43,361,000 | 222 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $43,361,000 | 221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,389,000 | 519 |
| Cash dividends | $24,000,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $655,000 | 554 |
| Net operating income | $43,598,540 | 221 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $146,107,000 | 255 |
| Total interest expense | $62,606,000 | 250 |
| Net interest income | $83,501,000 | 253 |
| Provision for loan and lease losses | $1,400,000 | 558 |
| Total noninterest income | $25,582,000 | 266 |
| Gross Fiduciary activities income | $1,583,000 | 270 |
| Service charges on deposit accounts | $8,423,000 | 169 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,576,000 | 277 |
| Total noninterest expense | $61,637,000 | 258 |
| Salaries and employee benefits | $34,278,000 | 225 |
| Premises and equipment expense | $10,051,000 | 211 |
| Additional noninterest expense | $17,308,000 | 293 |
| Pre-tax net operating income | $46,046,000 | 243 |
| Securities gains (losses) | $-321,000 | 8,592 |
| Applicable income taxes | $12,226,000 | 301 |
| Income before extraordinary items | $33,499,000 | 235 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $33,499,000 | 235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,079 |
| Cash dividends | $19,000,000 | 195 |
| Sale, conversion, retirement of capital stock, net | $478,000 | 463 |
| Net operating income | $33,733,330 | 233 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $95,719,000 | 252 |
| Total interest expense | $40,131,000 | 255 |
| Net interest income | $55,588,000 | 252 |
| Provision for loan and lease losses | $1,150,000 | 448 |
| Total noninterest income | $16,860,000 | 270 |
| Gross Fiduciary activities income | $1,092,000 | 267 |
| Service charges on deposit accounts | $5,386,000 | 175 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,382,000 | 278 |
| Total noninterest expense | $40,763,000 | 259 |
| Salaries and employee benefits | $22,667,000 | 229 |
| Premises and equipment expense | $6,699,000 | 214 |
| Additional noninterest expense | $11,397,000 | 304 |
| Pre-tax net operating income | $30,535,000 | 251 |
| Securities gains (losses) | $-4,000 | 7,633 |
| Applicable income taxes | $8,121,000 | 302 |
| Income before extraordinary items | $22,410,000 | 241 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $22,410,000 | 242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 786 |
| Cash dividends | $9,000,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $303,000 | 383 |
| Net operating income | $22,412,920 | 238 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $46,840,000 | 251 |
| Total interest expense | $19,174,000 | 254 |
| Net interest income | $27,666,000 | 255 |
| Provision for loan and lease losses | $500,000 | 481 |
| Total noninterest income | $8,202,000 | 274 |
| Gross Fiduciary activities income | $554,000 | 260 |
| Service charges on deposit accounts | $2,532,000 | 181 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,116,000 | 283 |
| Total noninterest expense | $20,257,000 | 263 |
| Salaries and employee benefits | $11,417,000 | 232 |
| Premises and equipment expense | $3,503,000 | 207 |
| Additional noninterest expense | $5,337,000 | 315 |
| Pre-tax net operating income | $15,111,000 | 248 |
| Securities gains (losses) | $-8,000 | 8,193 |
| Applicable income taxes | $3,976,000 | 296 |
| Income before extraordinary items | $11,127,000 | 240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,127,000 | 240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 297 |
| Net operating income | $11,132,920 | 237 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $142,089,000 | 286 |
| Total interest expense | $57,552,000 | 254 |
| Net interest income | $84,537,000 | 306 |
| Provision for loan and lease losses | $2,300,000 | 467 |
| Total noninterest income | $26,075,000 | 322 |
| Gross Fiduciary activities income | $1,392,000 | 337 |
| Service charges on deposit accounts | $9,413,000 | 192 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,270,000 | 331 |
| Total noninterest expense | $72,842,000 | 280 |
| Salaries and employee benefits | $36,994,000 | 260 |
| Premises and equipment expense | $10,985,000 | 242 |
| Additional noninterest expense | $24,863,000 | 286 |
| Pre-tax net operating income | $35,470,000 | 354 |
| Securities gains (losses) | $-153,000 | 8,530 |
| Applicable income taxes | $7,402,000 | 480 |
| Income before extraordinary items | $27,915,000 | 319 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $27,915,000 | 320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $824,000 | 790 |
| Cash dividends | $19,000,000 | 252 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $28,035,870 | 314 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $96,903,000 | 304 |
| Total interest expense | $39,583,000 | 259 |
| Net interest income | $57,320,000 | 327 |
| Provision for loan and lease losses | $1,700,000 | 449 |
| Total noninterest income | $18,286,000 | 343 |
| Gross Fiduciary activities income | $777,000 | 376 |
| Service charges on deposit accounts | $6,620,000 | 202 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,889,000 | 339 |
| Total noninterest expense | $52,970,000 | 287 |
| Salaries and employee benefits | $26,534,000 | 268 |
| Premises and equipment expense | $7,519,000 | 266 |
| Additional noninterest expense | $18,917,000 | 286 |
| Pre-tax net operating income | $20,936,000 | 427 |
| Securities gains (losses) | $-113,000 | 8,645 |
| Applicable income taxes | $4,297,000 | 586 |
| Income before extraordinary items | $16,526,000 | 392 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $16,526,000 | 393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 968 |
| Cash dividends | $9,000,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $16,615,270 | 382 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $53,468,000 | 326 |
| Total interest expense | $23,021,000 | 269 |
| Net interest income | $30,447,000 | 387 |
| Provision for loan and lease losses | $1,300,000 | 384 |
| Total noninterest income | $10,454,000 | 385 |
| Gross Fiduciary activities income | $253,000 | 581 |
| Service charges on deposit accounts | $3,821,000 | 219 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,380,000 | 370 |
| Total noninterest expense | $32,266,000 | 304 |
| Salaries and employee benefits | $14,728,000 | 321 |
| Premises and equipment expense | $4,244,000 | 296 |
| Additional noninterest expense | $13,294,000 | 268 |
| Pre-tax net operating income | $7,335,000 | 670 |
| Securities gains (losses) | $-52,000 | 8,601 |
| Applicable income taxes | $1,484,000 | 966 |
| Income before extraordinary items | $5,799,000 | 619 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,799,000 | 619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 815 |
| Cash dividends | $4,000,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,840,600 | 601 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $26,144,000 | 331 |
| Total interest expense | $11,035,000 | 265 |
| Net interest income | $15,109,000 | 384 |
| Provision for loan and lease losses | $550,000 | 433 |
| Total noninterest income | $5,155,000 | 377 |
| Gross Fiduciary activities income | $140,000 | 566 |
| Service charges on deposit accounts | $1,793,000 | 221 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,222,000 | 352 |
| Total noninterest expense | $12,590,000 | 366 |
| Salaries and employee benefits | $7,293,000 | 325 |
| Premises and equipment expense | $2,138,000 | 296 |
| Additional noninterest expense | $3,159,000 | 446 |
| Pre-tax net operating income | $7,124,000 | 405 |
| Securities gains (losses) | $9,000 | 1,042 |
| Applicable income taxes | $1,374,000 | 601 |
| Income before extraordinary items | $5,759,000 | 363 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $5,759,000 | 363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 643 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $5,751,710 | 356 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $99,578,000 | 324 |
| Total interest expense | $41,644,000 | 237 |
| Net interest income | $57,934,000 | 383 |
| Provision for loan and lease losses | $3,100,000 | 371 |
| Total noninterest income | $20,639,000 | 377 |
| Gross Fiduciary activities income | $467,000 | 594 |
| Service charges on deposit accounts | $7,120,000 | 247 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,052,000 | 348 |
| Total noninterest expense | $49,249,000 | 374 |
| Salaries and employee benefits | $28,334,000 | 325 |
| Premises and equipment expense | $7,946,000 | 302 |
| Additional noninterest expense | $12,969,000 | 442 |
| Pre-tax net operating income | $26,224,000 | 404 |
| Securities gains (losses) | $630,000 | 388 |
| Applicable income taxes | $4,992,000 | 607 |
| Income before extraordinary items | $21,862,000 | 360 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $21,862,000 | 362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,857,000 | 486 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $21,351,700 | 356 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $73,933,000 | 321 |
| Total interest expense | $30,989,000 | 235 |
| Net interest income | $42,944,000 | 388 |
| Provision for loan and lease losses | $2,350,000 | 371 |
| Total noninterest income | $15,468,000 | 392 |
| Gross Fiduciary activities income | $364,000 | 586 |
| Service charges on deposit accounts | $5,108,000 | 261 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,996,000 | 350 |
| Total noninterest expense | $36,780,000 | 381 |
| Salaries and employee benefits | $20,849,000 | 334 |
| Premises and equipment expense | $5,964,000 | 305 |
| Additional noninterest expense | $9,967,000 | 432 |
| Pre-tax net operating income | $19,282,000 | 407 |
| Securities gains (losses) | $630,000 | 365 |
| Applicable income taxes | $3,748,000 | 612 |
| Income before extraordinary items | $16,164,000 | 366 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $16,164,000 | 367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,093,000 | 533 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $15,653,700 | 363 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $48,736,000 | 323 |
| Total interest expense | $20,463,000 | 235 |
| Net interest income | $28,273,000 | 388 |
| Provision for loan and lease losses | $1,600,000 | 368 |
| Total noninterest income | $9,572,000 | 410 |
| Gross Fiduciary activities income | $241,000 | 582 |
| Service charges on deposit accounts | $3,112,000 | 275 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,219,000 | 364 |
| Total noninterest expense | $24,379,000 | 374 |
| Salaries and employee benefits | $13,875,000 | 332 |
| Premises and equipment expense | $4,010,000 | 302 |
| Additional noninterest expense | $6,494,000 | 437 |
| Pre-tax net operating income | $11,866,000 | 433 |
| Securities gains (losses) | $522,000 | 348 |
| Applicable income taxes | $2,184,000 | 675 |
| Income before extraordinary items | $10,204,000 | 377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,204,000 | 376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 735 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $9,775,960 | 378 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $23,916,000 | 332 |
| Total interest expense | $10,163,000 | 243 |
| Net interest income | $13,753,000 | 398 |
| Provision for loan and lease losses | $850,000 | 351 |
| Total noninterest income | $4,236,000 | 436 |
| Gross Fiduciary activities income | $123,000 | 582 |
| Service charges on deposit accounts | $1,405,000 | 303 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,708,000 | 389 |
| Total noninterest expense | $11,654,000 | 396 |
| Salaries and employee benefits | $6,835,000 | 343 |
| Premises and equipment expense | $2,024,000 | 309 |
| Additional noninterest expense | $2,795,000 | 484 |
| Pre-tax net operating income | $5,485,000 | 447 |
| Securities gains (losses) | $81,000 | 915 |
| Applicable income taxes | $896,000 | 804 |
| Income before extraordinary items | $4,670,000 | 411 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,670,000 | 410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 927 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $4,601,960 | 391 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $94,633,000 | 331 |
| Total interest expense | $41,586,000 | 255 |
| Net interest income | $53,047,000 | 399 |
| Provision for loan and lease losses | $2,500,000 | 556 |
| Total noninterest income | $18,516,000 | 425 |
| Gross Fiduciary activities income | $367,000 | 651 |
| Service charges on deposit accounts | $5,128,000 | 330 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,021,000 | 370 |
| Total noninterest expense | $45,012,000 | 410 |
| Salaries and employee benefits | $25,394,000 | 360 |
| Premises and equipment expense | $7,166,000 | 345 |
| Additional noninterest expense | $12,452,000 | 467 |
| Pre-tax net operating income | $24,051,000 | 412 |
| Securities gains (losses) | $346,000 | 959 |
| Applicable income taxes | $4,278,000 | 703 |
| Income before extraordinary items | $20,119,000 | 384 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $20,119,000 | 384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,665,000 | 630 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $19,835,280 | 362 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $71,126,000 | 341 |
| Total interest expense | $31,383,000 | 263 |
| Net interest income | $39,743,000 | 408 |
| Provision for loan and lease losses | $1,900,000 | 543 |
| Total noninterest income | $12,614,000 | 472 |
| Gross Fiduciary activities income | $272,000 | 658 |
| Service charges on deposit accounts | $3,686,000 | 354 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,656,000 | 421 |
| Total noninterest expense | $32,775,000 | 423 |
| Salaries and employee benefits | $18,299,000 | 380 |
| Premises and equipment expense | $5,338,000 | 350 |
| Additional noninterest expense | $9,138,000 | 481 |
| Pre-tax net operating income | $17,682,000 | 428 |
| Securities gains (losses) | $996,000 | 447 |
| Applicable income taxes | $3,432,000 | 691 |
| Income before extraordinary items | $15,246,000 | 395 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $15,246,000 | 396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $803,000 | 803 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $14,429,280 | 381 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $47,414,000 | 345 |
| Total interest expense | $21,040,000 | 267 |
| Net interest income | $26,374,000 | 410 |
| Provision for loan and lease losses | $1,000,000 | 638 |
| Total noninterest income | $7,883,000 | 485 |
| Gross Fiduciary activities income | $189,000 | 653 |
| Service charges on deposit accounts | $2,336,000 | 368 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,358,000 | 448 |
| Total noninterest expense | $21,852,000 | 431 |
| Salaries and employee benefits | $12,175,000 | 381 |
| Premises and equipment expense | $3,525,000 | 356 |
| Additional noninterest expense | $6,152,000 | 480 |
| Pre-tax net operating income | $11,405,000 | 438 |
| Securities gains (losses) | $947,000 | 376 |
| Applicable income taxes | $2,278,000 | 697 |
| Income before extraordinary items | $10,074,000 | 398 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,074,000 | 399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 955 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $9,297,460 | 383 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $23,736,000 | 351 |
| Total interest expense | $10,520,000 | 279 |
| Net interest income | $13,216,000 | 410 |
| Provision for loan and lease losses | $400,000 | 718 |
| Total noninterest income | $3,314,000 | 554 |
| Gross Fiduciary activities income | $101,000 | 643 |
| Service charges on deposit accounts | $1,041,000 | 400 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,172,000 | 514 |
| Total noninterest expense | $10,570,000 | 439 |
| Salaries and employee benefits | $5,900,000 | 395 |
| Premises and equipment expense | $1,757,000 | 358 |
| Additional noninterest expense | $2,913,000 | 499 |
| Pre-tax net operating income | $5,560,000 | 449 |
| Securities gains (losses) | $634,000 | 299 |
| Applicable income taxes | $1,154,000 | 699 |
| Income before extraordinary items | $5,040,000 | 383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,040,000 | 383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,593 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,526,460 | 388 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $96,589,000 | 364 |
| Total interest expense | $46,139,000 | 295 |
| Net interest income | $50,450,000 | 423 |
| Provision for loan and lease losses | $3,350,000 | 504 |
| Total noninterest income | $12,503,000 | 549 |
| Gross Fiduciary activities income | $326,000 | 687 |
| Service charges on deposit accounts | $3,440,000 | 476 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,737,000 | 475 |
| Total noninterest expense | $38,631,000 | 455 |
| Salaries and employee benefits | $21,634,000 | 403 |
| Premises and equipment expense | $6,021,000 | 404 |
| Additional noninterest expense | $10,976,000 | 527 |
| Pre-tax net operating income | $20,972,000 | 458 |
| Securities gains (losses) | $862,000 | 469 |
| Applicable income taxes | $3,417,000 | 823 |
| Income before extraordinary items | $18,417,000 | 391 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $18,417,000 | 392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,139,000 | 427 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $17,692,920 | 381 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $47,187,000 | 733 |
| Total interest expense | $25,848,000 | 651 |
| Net interest income | $21,339,000 | 822 |
| Provision for loan and lease losses | $1,300,000 | 1,014 |
| Total noninterest income | $4,813,000 | 1,028 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,222,000 | 1,225 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,591,000 | 835 |
| Total noninterest expense | $16,887,000 | 884 |
| Salaries and employee benefits | $9,080,000 | 813 |
| Premises and equipment expense | $2,642,000 | 800 |
| Additional noninterest expense | $5,165,000 | 946 |
| Pre-tax net operating income | $7,965,000 | 948 |
| Securities gains (losses) | $401,000 | 716 |
| Applicable income taxes | $1,309,000 | 1,687 |
| Income before extraordinary items | $7,057,000 | 789 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,057,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 1,502 |
| Cash dividends | $2,095,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,720,160 | 790 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,343,000 | 1,120 |
| Total interest expense | $17,239,000 | 1,029 |
| Net interest income | $14,104,000 | 1,240 |
| Provision for loan and lease losses | $586,000 | 1,663 |
| Total noninterest income | $2,332,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $734,000 | 1,888 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,598,000 | 1,320 |
| Total noninterest expense | $9,232,000 | 1,510 |
| Salaries and employee benefits | $5,045,000 | 1,400 |
| Premises and equipment expense | $1,530,000 | 1,337 |
| Additional noninterest expense | $2,657,000 | 1,668 |
| Pre-tax net operating income | $6,618,000 | 1,138 |
| Securities gains (losses) | $38,000 | 779 |
| Applicable income taxes | $1,256,000 | 1,758 |
| Income before extraordinary items | $5,400,000 | 994 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,400,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 1,163 |
| Cash dividends | $928,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,369,220 | 993 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,848,000 | 1,261 |
| Total interest expense | $13,533,000 | 1,127 |
| Net interest income | $12,315,000 | 1,415 |
| Provision for loan and lease losses | $275,000 | 2,860 |
| Total noninterest income | $1,790,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $519,000 | 2,540 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,271,000 | 1,566 |
| Total noninterest expense | $7,915,000 | 1,742 |
| Salaries and employee benefits | $4,477,000 | 1,549 |
| Premises and equipment expense | $1,209,000 | 1,692 |
| Additional noninterest expense | $2,229,000 | 1,958 |
| Pre-tax net operating income | $5,915,000 | 1,293 |
| Securities gains (losses) | $-58,000 | 9,826 |
| Applicable income taxes | $1,172,000 | 1,962 |
| Income before extraordinary items | $4,685,000 | 1,170 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,685,000 | 1,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,408 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 507 |
| Net operating income | $4,731,400 | 1,142 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,114,000 | 1,528 |
| Total interest expense | $11,077,000 | 1,394 |
| Net interest income | $10,037,000 | 1,706 |
| Provision for loan and lease losses | $375,000 | 2,169 |
| Total noninterest income | $874,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $369,000 | 3,362 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $505,000 | 2,966 |
| Total noninterest expense | $6,218,000 | 2,112 |
| Salaries and employee benefits | $3,435,000 | 1,934 |
| Premises and equipment expense | $1,087,000 | 1,812 |
| Additional noninterest expense | $1,696,000 | 2,454 |
| Pre-tax net operating income | $4,318,000 | 1,706 |
| Securities gains (losses) | $89,000 | 1,361 |
| Applicable income taxes | $1,004,000 | 2,308 |
| Income before extraordinary items | $3,403,000 | 1,548 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,403,000 | 1,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,964 |
| Cash dividends | $285,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $335,000 | 614 |
| Net operating income | $3,334,470 | 1,523 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,353,000 | 1,799 |
| Total interest expense | $9,870,000 | 1,572 |
| Net interest income | $8,483,000 | 2,052 |
| Provision for loan and lease losses | $600,000 | 1,510 |
| Total noninterest income | $774,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $307,000 | 3,995 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $467,000 | 2,963 |
| Total noninterest expense | $5,859,000 | 2,196 |
| Salaries and employee benefits | $3,092,000 | 2,140 |
| Premises and equipment expense | $888,000 | 2,217 |
| Additional noninterest expense | $1,879,000 | 2,215 |
| Pre-tax net operating income | $2,798,000 | 2,642 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $865,000 | 2,748 |
| Income before extraordinary items | $1,954,000 | 2,635 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,954,000 | 2,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $612,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $2,316,000 | 355 |
| Net operating income | $1,939,510 | 2,610 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,682,000 | 2,289 |
| Total interest expense | $7,981,000 | 1,967 |
| Net interest income | $6,701,000 | 2,631 |
| Provision for loan and lease losses | $525,000 | 1,671 |
| Total noninterest income | $441,000 | 5,617 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $215,000 | 5,308 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $226,000 | 4,843 |
| Total noninterest expense | $4,559,000 | 2,979 |
| Salaries and employee benefits | $2,493,000 | 2,709 |
| Premises and equipment expense | $718,000 | 2,722 |
| Additional noninterest expense | $1,348,000 | 3,419 |
| Pre-tax net operating income | $2,058,000 | 3,354 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $724,000 | 3,105 |
| Income before extraordinary items | $1,352,000 | 3,506 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,352,000 | 3,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,258 |
| Cash dividends | $465,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $2,029,000 | 290 |
| Net operating income | $1,340,300 | 3,487 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,432,000 | 2,685 |
| Total interest expense | $6,731,000 | 2,310 |
| Net interest income | $5,701,000 | 3,117 |
| Provision for loan and lease losses | $350,000 | 2,061 |
| Total noninterest income | $299,000 | 7,091 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $196,000 | 5,753 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $103,000 | 7,140 |
| Total noninterest expense | $4,046,000 | 3,293 |
| Salaries and employee benefits | $2,059,000 | 3,224 |
| Premises and equipment expense | $522,000 | 3,625 |
| Additional noninterest expense | $1,465,000 | 3,153 |
| Pre-tax net operating income | $1,604,000 | 4,223 |
| Securities gains (losses) | $-220,000 | 11,694 |
| Applicable income taxes | $479,000 | 4,339 |
| Income before extraordinary items | $905,000 | 4,968 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $905,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $374,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $639,000 | 345 |
| Net operating income | $1,048,000 | 4,405 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,385,000 | 2,929 |
| Total interest expense | $5,307,000 | 2,329 |
| Net interest income | $5,078,000 | 3,508 |
| Provision for loan and lease losses | $1,400,000 | 743 |
| Total noninterest income | $675,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $172,000 | 6,404 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $503,000 | 2,937 |
| Total noninterest expense | $4,116,000 | 3,333 |
| Salaries and employee benefits | $1,820,000 | 3,582 |
| Premises and equipment expense | $526,000 | 3,639 |
| Additional noninterest expense | $1,770,000 | 2,871 |
| Pre-tax net operating income | $237,000 | 10,605 |
| Securities gains (losses) | $304,000 | 380 |
| Applicable income taxes | $140,000 | 8,513 |
| Income before extraordinary items | $401,000 | 8,192 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $401,000 | 8,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,051,000 | 547 |
| Cash dividends | $289,000 | 4,610 |
| Sale, conversion, retirement of capital stock, net | $2,198,000 | 287 |
| Net operating income | $176,040 | 10,585 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,657,000 | 2,656 |
| Total interest expense | $6,246,000 | 2,075 |
| Net interest income | $5,411,000 | 3,321 |
| Provision for loan and lease losses | $4,500,000 | 469 |
| Total noninterest income | $361,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $154,000 | 6,986 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $207,000 | 5,557 |
| Total noninterest expense | $3,446,000 | 3,965 |
| Salaries and employee benefits | $1,582,000 | 4,073 |
| Premises and equipment expense | $446,000 | 4,299 |
| Additional noninterest expense | $1,418,000 | 3,672 |
| Pre-tax net operating income | $-2,174,000 | 13,096 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-995,000 | 13,179 |
| Income before extraordinary items | $-1,179,000 | 13,020 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,179,000 | 13,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,597,000 | 378 |
| Cash dividends | $464,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $382,000 | 653 |
| Net operating income | $-1,179,000 | 12,981 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,849,000 | 2,742 |
| Total interest expense | $7,281,000 | 2,326 |
| Net interest income | $5,568,000 | 3,290 |
| Provision for loan and lease losses | $3,416,000 | 765 |
| Total noninterest income | $209,000 | 9,239 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $133,000 | 7,585 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $2,539,000 | 5,243 |
| Salaries and employee benefits | $1,038,000 | 5,832 |
| Premises and equipment expense | $331,000 | 5,584 |
| Additional noninterest expense | $1,170,000 | 4,441 |
| Pre-tax net operating income | $-178,000 | 13,056 |
| Securities gains (losses) | $73,000 | 3,512 |
| Applicable income taxes | $-192,000 | 13,643 |
| Income before extraordinary items | $87,000 | 12,122 |
| Extraordinary gains, net | $200,000 | 429 |
| Net income | $287,000 | 9,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 3,012 |
| Cash dividends | $343,000 | 3,712 |
| Sale, conversion, retirement of capital stock, net | $4,121,000 | 194 |
| Net operating income | $40,280 | 12,384 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.