Home > CommunityBanks > Net charge- offs to loans
CommunityBanks, Net charge- offs to loans
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 2,997 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 7,562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 7,799 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0345% | 6,183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 2,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5624% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3630% | 3,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5886% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 2,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,257 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 7,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 7,863 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0344% | 6,165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0592% | 1,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8065% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2422% | 3,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3855% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,869 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0414% | 6,118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0691% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0811% | 898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3357% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1749% | 3,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3910% | 590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 4,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 2,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0011% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0599% | 924 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0198% | 6,248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 2,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0112% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 2,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0714% | 3,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1186% | 4,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3585% | 895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 4,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 2,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 8,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 1,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0147% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 6,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0713% | 4,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3499% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 4,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0232% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 1,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0243% | 2,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1246% | 4,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3461% | 707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 3,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 8,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0022% | 1,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1625% | 3,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4270% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 4,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 3,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0127% | 619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 2,643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0751% | 3,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1693% | 5,257 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9127% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4747% | 834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 4,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0229% | 448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 2,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 2,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 6,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1339% | 4,999 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4048% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4861% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 3,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0553% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0222% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0386% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0178% | 6,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1717% | 4,331 |
| Percentage Net Loans Charged-off: Credit card loans | -13.0952% | 2,168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5902% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 2,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 8,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0587% | 8,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1058% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4916% | 2,596 |
| Percentage Net Loans Charged-off: Credit card loans | -11.1111% | 2,149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7110% | 431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1605% | 3,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1369% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2428% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 2,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0403% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 2,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0403% | 7,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4848% | 3,898 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8557% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9839% | 577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1277% | 3,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0883% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1689% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 2,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 5,924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 2,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0460% | 7,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5370% | 3,272 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8763% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9252% | 517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 3,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1044% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 5,908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 1,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0944% | 7,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4231% | 3,522 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4996% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8020% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 8,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1067% | 7,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5211% | 2,874 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9735% | 769 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7331% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 3,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1309% | 1,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2004% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 2,139 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 5,952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0736% | 1,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0550% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6649% | 3,509 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1284% | 822 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 4,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 1,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0755% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 1,904 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 5,922 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 1,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 7,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6985% | 3,033 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2253% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 4,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0702% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 5,895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0688% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 3,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4060% | 3,962 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8773% | 612 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 4,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 1,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1477% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0874% | 4,766 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3618% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3903% | 2,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3226% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5393% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3571% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1203% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1484% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1180% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7123% | 2,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4620% | 4,495 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3526% | 1,138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 4,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 2,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.6684% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 4,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6768% | 3,357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1969% | 3,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 500 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 1,385 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 1,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0652% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3457% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2190% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6385% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6433% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 5,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1134% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3527% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 5,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2890% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2570% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 8,206 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 5,747 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 7,752 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9818% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5192% | 80 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2770% | 6,247 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |