Home > CommunityBank of Texas, N.A. > Income and Expense

CommunityBank of Texas, N.A., Income and Expense

2022-09-30 (YTD Data)		Rank
Total interest income	$114,789,000	283
Total interest expense	$4,275,000	532
Net interest income	$110,514,000	278
Provision for loan and lease losses	$1,573,000	464
Total noninterest income	$12,462,000	546
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$4,265,000	261
Trading account gains and fees	$0	111
Additional Noninterest Income	$8,197,000	543
Total noninterest expense	$71,387,000	320
Salaries and employee benefits	$45,918,000	278
Premises and equipment expense	$7,362,000	299
Additional noninterest expense	$8,197,000	543
Pre-tax net operating income	$50,016,000	315
Securities gains (losses)	$-139,000	4,288
Applicable income taxes	$9,311,000	338
Income before extraordinary items	$40,566,000	301
Extraordinary gains, net	$0	4
Net income	$40,566,000	301
Minority interest net income	$0	57
Net income of bank and minority interests.	$40,566,000	301
Net charge-offs	$-210,000	4,480
Cash dividends	$9,600,000	375
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$40,678,590	306
2022-06-30 (YTD Data)		Rank
Total interest income	$70,116,000	291
Total interest expense	$2,614,000	460
Net interest income	$67,502,000	285
Provision for loan and lease losses	$561,000	647
Total noninterest income	$8,967,000	509
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$2,889,000	256
Trading account gains and fees	$0	108
Additional Noninterest Income	$6,078,000	521
Total noninterest expense	$46,569,000	320
Salaries and employee benefits	$29,623,000	281
Premises and equipment expense	$4,767,000	299
Additional noninterest expense	$12,179,000	372
Pre-tax net operating income	$29,339,000	329
Securities gains (losses)	$-92,000	4,355
Applicable income taxes	$5,382,000	349
Income before extraordinary items	$23,865,000	314
Extraordinary gains, net	$0	4
Net income	$23,865,000	314
Minority interest net income	$0	60
Net income of bank and minority interests.	$23,865,000	314
Net charge-offs	$-243,000	4,585
Cash dividends	$6,400,000	367
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$23,940,440	325
2022-03-31 (YTD Data)		Rank
Total interest income	$34,015,000	290
Total interest expense	$1,385,000	407
Net interest income	$32,630,000	284
Provision for loan and lease losses	$435,000	384
Total noninterest income	$5,383,000	465
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$1,435,000	255
Trading account gains and fees	$0	103
Additional Noninterest Income	$3,948,000	444
Total noninterest expense	$23,619,000	316
Salaries and employee benefits	$15,109,000	282
Premises and equipment expense	$2,371,000	307
Additional noninterest expense	$6,139,000	363
Pre-tax net operating income	$13,959,000	326
Securities gains (losses)	$-55,000	4,472
Applicable income taxes	$2,427,000	364
Income before extraordinary items	$11,477,000	314
Extraordinary gains, net	$0	4
Net income	$11,477,000	314
Minority interest net income	$0	50
Net income of bank and minority interests.	$11,477,000	314
Net charge-offs	$-77,000	4,495
Cash dividends	$3,200,000	341
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$11,522,650	318
2021-12-31 (YTD Data)		Rank
Total interest income	$132,093,000	293
Total interest expense	$5,909,000	463
Net interest income	$126,184,000	286
Provision for loan and lease losses	$-10,773,000	4,734
Total noninterest income	$16,298,000	600
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$5,351,000	258
Trading account gains and fees	$0	132
Additional Noninterest Income	$10,947,000	634
Total noninterest expense	$104,472,000	296
Salaries and employee benefits	$59,825,000	286
Premises and equipment expense	$10,384,000	288
Additional noninterest expense	$34,263,000	285
Pre-tax net operating income	$48,783,000	395
Securities gains (losses)	$-34,000	4,518
Applicable income taxes	$10,452,000	382
Income before extraordinary items	$38,297,000	404
Extraordinary gains, net	$0	10
Net income	$38,297,000	403
Minority interest net income	$0	74
Net income of bank and minority interests.	$38,297,000	404
Net charge-offs	$-570,000	4,732
Cash dividends	$12,800,000	403
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$38,323,860	398
2021-09-30 (YTD Data)		Rank
Total interest income	$99,864,000	294
Total interest expense	$4,507,000	477
Net interest income	$95,357,000	283
Provision for loan and lease losses	$-9,566,000	4,805
Total noninterest income	$12,186,000	624
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$3,899,000	260
Trading account gains and fees	$0	132
Additional Noninterest Income	$8,287,000	643
Total noninterest expense	$71,461,000	318
Salaries and employee benefits	$43,402,000	295
Premises and equipment expense	$7,778,000	290
Additional noninterest expense	$20,281,000	338
Pre-tax net operating income	$45,648,000	341
Securities gains (losses)	$-23,000	4,655
Applicable income taxes	$8,330,000	377
Income before extraordinary items	$37,295,000	338
Extraordinary gains, net	$0	8
Net income	$37,295,000	337
Minority interest net income	$0	69
Net income of bank and minority interests.	$37,295,000	338
Net charge-offs	$-532,000	4,815
Cash dividends	$9,600,000	395
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$37,313,860	332
2021-06-30 (YTD Data)		Rank
Total interest income	$67,167,000	287
Total interest expense	$3,059,000	491
Net interest income	$64,108,000	275
Provision for loan and lease losses	$-4,671,000	4,803
Total noninterest income	$6,620,000	709
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$2,498,000	257
Trading account gains and fees	$0	133
Additional Noninterest Income	$4,122,000	793
Total noninterest expense	$47,436,000	323
Salaries and employee benefits	$28,588,000	297
Premises and equipment expense	$5,118,000	292
Additional noninterest expense	$13,730,000	334
Pre-tax net operating income	$27,963,000	362
Securities gains (losses)	$-18,000	4,699
Applicable income taxes	$5,412,000	381
Income before extraordinary items	$22,533,000	362
Extraordinary gains, net	$0	6
Net income	$22,533,000	361
Minority interest net income	$0	67
Net income of bank and minority interests.	$22,533,000	362
Net charge-offs	$-450,000	4,861
Cash dividends	$6,400,000	371
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$22,547,580	353
2021-03-31 (YTD Data)		Rank
Total interest income	$34,661,000	280
Total interest expense	$1,571,000	508
Net interest income	$33,090,000	269
Provision for loan and lease losses	$412,000	428
Total noninterest income	$3,132,000	731
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$1,256,000	251
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,876,000	848
Total noninterest expense	$22,796,000	330
Salaries and employee benefits	$14,040,000	300
Premises and equipment expense	$2,521,000	296
Additional noninterest expense	$6,235,000	349
Pre-tax net operating income	$13,014,000	380
Securities gains (losses)	$-21,000	4,742
Applicable income taxes	$2,531,000	398
Income before extraordinary items	$10,462,000	385
Extraordinary gains, net	$0	3
Net income	$10,462,000	382
Minority interest net income	$0	55
Net income of bank and minority interests.	$10,462,000	385
Net charge-offs	$49,000	834
Cash dividends	$2,500,000	394
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$10,479,010	377
2020-12-31 (YTD Data)		Rank
Total interest income	$138,693,000	289
Total interest expense	$10,072,000	500
Net interest income	$128,621,000	271
Provision for loan and lease losses	$18,074,000	237
Total noninterest income	$14,747,000	615
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$5,257,000	244
Trading account gains and fees	$0	133
Additional Noninterest Income	$9,490,000	667
Total noninterest expense	$91,002,000	319
Salaries and employee benefits	$54,717,000	293
Premises and equipment expense	$10,106,000	293
Additional noninterest expense	$26,179,000	339
Pre-tax net operating income	$34,292,000	394
Securities gains (losses)	$34,000	1,899
Applicable income taxes	$6,260,000	421
Income before extraordinary items	$28,066,000	406
Extraordinary gains, net	$0	4
Net income	$28,066,000	406
Minority interest net income	$0	72
Net income of bank and minority interests.	$28,066,000	406
Net charge-offs	$3,591,000	276
Cash dividends	$10,350,000	442
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$28,038,120	392
2020-09-30 (YTD Data)		Rank
Total interest income	$104,399,000	286
Total interest expense	$8,301,000	487
Net interest income	$96,098,000	268
Provision for loan and lease losses	$17,845,000	223
Total noninterest income	$11,221,000	586
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$3,927,000	240
Trading account gains and fees	$0	125
Additional Noninterest Income	$7,294,000	631
Total noninterest expense	$68,223,000	308
Salaries and employee benefits	$42,053,000	285
Premises and equipment expense	$7,478,000	294
Additional noninterest expense	$18,692,000	344
Pre-tax net operating income	$21,251,000	429
Securities gains (losses)	$37,000	1,675
Applicable income taxes	$3,869,000	444
Income before extraordinary items	$17,419,000	445
Extraordinary gains, net	$0	4
Net income	$17,419,000	445
Minority interest net income	$0	65
Net income of bank and minority interests.	$17,419,000	445
Net charge-offs	$-70,000	4,744
Cash dividends	$7,850,000	425
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$17,388,660	436
2020-06-30 (YTD Data)		Rank
Total interest income	$70,636,000	286
Total interest expense	$6,249,000	479
Net interest income	$64,387,000	269
Provision for loan and lease losses	$13,276,000	231
Total noninterest income	$7,198,000	575
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$2,686,000	237
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,512,000	613
Total noninterest expense	$45,234,000	305
Salaries and employee benefits	$27,907,000	275
Premises and equipment expense	$4,982,000	297
Additional noninterest expense	$12,345,000	342
Pre-tax net operating income	$13,075,000	404
Securities gains (losses)	$38,000	1,419
Applicable income taxes	$2,508,000	416
Income before extraordinary items	$10,605,000	421
Extraordinary gains, net	$0	4
Net income	$10,605,000	420
Minority interest net income	$0	65
Net income of bank and minority interests.	$10,605,000	421
Net charge-offs	$-248,000	4,989
Cash dividends	$5,350,000	407
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$10,574,220	409
2020-03-31 (YTD Data)		Rank
Total interest income	$36,211,000	289
Total interest expense	$3,988,000	433
Net interest income	$32,223,000	273
Provision for loan and lease losses	$4,739,000	263
Total noninterest income	$4,298,000	475
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$1,544,000	238
Trading account gains and fees	$0	106
Additional Noninterest Income	$2,754,000	478
Total noninterest expense	$21,955,000	314
Salaries and employee benefits	$14,065,000	269
Premises and equipment expense	$2,424,000	304
Additional noninterest expense	$5,466,000	367
Pre-tax net operating income	$9,827,000	269
Securities gains (losses)	$28,000	1,038
Applicable income taxes	$1,908,000	273
Income before extraordinary items	$7,947,000	275
Extraordinary gains, net	$0	4
Net income	$7,947,000	275
Minority interest net income	$0	56
Net income of bank and minority interests.	$7,947,000	275
Net charge-offs	$-301,000	5,067
Cash dividends	$2,850,000	430
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$7,924,320	273
2019-12-31 (YTD Data)		Rank
Total interest income	$153,389,000	277
Total interest expense	$17,387,000	434
Net interest income	$136,002,000	254
Provision for loan and lease losses	$2,385,000	465
Total noninterest income	$18,580,000	450
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$6,784,000	230
Trading account gains and fees	$0	135
Additional Noninterest Income	$11,796,000	466
Total noninterest expense	$88,836,000	301
Salaries and employee benefits	$55,548,000	264
Premises and equipment expense	$9,506,000	308
Additional noninterest expense	$23,782,000	345
Pre-tax net operating income	$63,361,000	269
Securities gains (losses)	$49,000	1,246
Applicable income taxes	$11,673,000	293
Income before extraordinary items	$51,737,000	269
Extraordinary gains, net	$0	11
Net income	$51,737,000	271
Minority interest net income	$0	76
Net income of bank and minority interests.	$51,737,000	271
Net charge-offs	$798,000	770
Cash dividends	$8,900,000	519
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$51,696,820	266
2019-09-30 (YTD Data)		Rank
Total interest income	$114,822,000	281
Total interest expense	$12,609,000	451
Net interest income	$102,213,000	255
Provision for loan and lease losses	$2,533,000	339
Total noninterest income	$14,858,000	429
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$5,125,000	232
Trading account gains and fees	$0	129
Additional Noninterest Income	$9,733,000	436
Total noninterest expense	$67,038,000	297
Salaries and employee benefits	$41,400,000	265
Premises and equipment expense	$7,089,000	308
Additional noninterest expense	$18,549,000	321
Pre-tax net operating income	$47,500,000	267
Securities gains (losses)	$53,000	1,045
Applicable income taxes	$8,707,000	299
Income before extraordinary items	$38,846,000	266
Extraordinary gains, net	$0	11
Net income	$38,846,000	268
Minority interest net income	$0	72
Net income of bank and minority interests.	$38,846,000	268
Net charge-offs	$650,000	650
Cash dividends	$6,400,000	506
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$38,802,540	263
2019-06-30 (YTD Data)		Rank
Total interest income	$75,629,000	284
Total interest expense	$7,995,000	462
Net interest income	$67,634,000	257
Provision for loan and lease losses	$1,954,000	300
Total noninterest income	$10,794,000	391
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$3,409,000	232
Trading account gains and fees	$0	131
Additional Noninterest Income	$7,385,000	382
Total noninterest expense	$45,321,000	293
Salaries and employee benefits	$27,635,000	262
Premises and equipment expense	$4,605,000	322
Additional noninterest expense	$13,081,000	320
Pre-tax net operating income	$31,153,000	271
Securities gains (losses)	$3,000	1,472
Applicable income taxes	$5,704,000	302
Income before extraordinary items	$25,452,000	262
Extraordinary gains, net	$0	11
Net income	$25,452,000	264
Minority interest net income	$0	69
Net income of bank and minority interests.	$25,452,000	264
Net charge-offs	$305,000	779
Cash dividends	$3,900,000	543
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$25,449,540	261
2019-03-31 (YTD Data)		Rank
Total interest income	$36,979,000	289
Total interest expense	$3,649,000	481
Net interest income	$33,330,000	260
Provision for loan and lease losses	$1,147,000	260
Total noninterest income	$3,491,000	534
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,668,000	236
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,823,000	596
Total noninterest expense	$22,225,000	299
Salaries and employee benefits	$13,634,000	267
Premises and equipment expense	$2,267,000	322
Additional noninterest expense	$6,324,000	327
Pre-tax net operating income	$13,449,000	288
Securities gains (losses)	$3,000	920
Applicable income taxes	$2,623,000	311
Income before extraordinary items	$10,829,000	289
Extraordinary gains, net	$0	5
Net income	$10,829,000	289
Minority interest net income	$0	52
Net income of bank and minority interests.	$10,829,000	289
Net charge-offs	$197,000	628
Cash dividends	$1,950,000	525
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$10,826,570	283
2018-12-31 (YTD Data)		Rank
Total interest income	$135,571,000	295
Total interest expense	$10,663,000	486
Net interest income	$124,908,000	272
Provision for loan and lease losses	$-1,756,000	5,365
Total noninterest income	$14,395,000	524
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$6,573,000	237
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,822,000	608
Total noninterest expense	$80,642,000	326
Salaries and employee benefits	$50,939,000	278
Premises and equipment expense	$9,394,000	305
Additional noninterest expense	$20,309,000	384
Pre-tax net operating income	$60,417,000	277
Securities gains (losses)	$29,000	497
Applicable income taxes	$11,611,000	282
Income before extraordinary items	$48,835,000	273
Extraordinary gains, net	$0	6
Net income	$48,835,000	273
Minority interest net income	$0	72
Net income of bank and minority interests.	$48,835,000	273
Net charge-offs	$-671,000	5,326
Cash dividends	$7,800,000	516
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$48,811,510	275
2018-09-30 (YTD Data)		Rank
Total interest income	$98,739,000	297
Total interest expense	$7,110,000	505
Net interest income	$91,629,000	272
Provision for loan and lease losses	$413,000	1,301
Total noninterest income	$10,541,000	540
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$4,790,000	244
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,751,000	616
Total noninterest expense	$59,333,000	327
Salaries and employee benefits	$37,293,000	283
Premises and equipment expense	$7,126,000	300
Additional noninterest expense	$14,914,000	381
Pre-tax net operating income	$42,424,000	288
Securities gains (losses)	$24,000	541
Applicable income taxes	$8,088,000	292
Income before extraordinary items	$34,360,000	286
Extraordinary gains, net	$0	5
Net income	$34,360,000	285
Minority interest net income	$0	66
Net income of bank and minority interests.	$34,360,000	286
Net charge-offs	$705,000	573
Cash dividends	$5,850,000	480
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$34,340,560	289
2018-06-30 (YTD Data)		Rank
Total interest income	$64,116,000	297
Total interest expense	$4,088,000	547
Net interest income	$60,028,000	274
Provision for loan and lease losses	$1,555,000	338
Total noninterest income	$7,047,000	540
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$3,120,000	245
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,927,000	608
Total noninterest expense	$39,690,000	331
Salaries and employee benefits	$24,983,000	283
Premises and equipment expense	$4,698,000	301
Additional noninterest expense	$10,009,000	379
Pre-tax net operating income	$25,830,000	297
Securities gains (losses)	$0	961
Applicable income taxes	$4,852,000	308
Income before extraordinary items	$20,978,000	298
Extraordinary gains, net	$0	6
Net income	$20,978,000	297
Minority interest net income	$0	65
Net income of bank and minority interests.	$20,978,000	298
Net charge-offs	$587,000	475
Cash dividends	$3,900,000	478
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$20,978,000	298
2018-03-31 (YTD Data)		Rank
Total interest income	$31,042,000	300
Total interest expense	$1,949,000	541
Net interest income	$29,093,000	279
Provision for loan and lease losses	$865,000	309
Total noninterest income	$3,467,000	538
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$1,546,000	251
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,921,000	598
Total noninterest expense	$19,899,000	330
Salaries and employee benefits	$12,360,000	288
Premises and equipment expense	$2,265,000	318
Additional noninterest expense	$5,274,000	360
Pre-tax net operating income	$11,796,000	311
Securities gains (losses)	$0	735
Applicable income taxes	$2,204,000	332
Income before extraordinary items	$9,592,000	312
Extraordinary gains, net	$0	7
Net income	$9,592,000	311
Minority interest net income	$0	52
Net income of bank and minority interests.	$9,592,000	312
Net charge-offs	$294,000	421
Cash dividends	$1,950,000	446
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$9,592,000	310
2017-12-31 (YTD Data)		Rank
Total interest income	$116,517,000	297
Total interest expense	$7,658,000	464
Net interest income	$108,859,000	278
Provision for loan and lease losses	$-338,000	5,479
Total noninterest income	$14,554,000	533
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$6,040,000	254
Trading account gains and fees	$0	151
Additional Noninterest Income	$8,514,000	576
Total noninterest expense	$77,566,000	317
Salaries and employee benefits	$48,438,000	277
Premises and equipment expense	$9,165,000	311
Additional noninterest expense	$19,963,000	375
Pre-tax net operating income	$46,185,000	305
Securities gains (losses)	$27,000	1,202
Applicable income taxes	$17,813,000	288
Income before extraordinary items	$28,399,000	310
Extraordinary gains, net	$0	9
Net income	$28,399,000	310
Minority interest net income	$0	76
Net income of bank and minority interests.	$28,399,000	310
Net charge-offs	$-111,000	5,320
Cash dividends	$8,875,000	415
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$28,381,720	311
2017-09-30 (YTD Data)		Rank
Total interest income	$86,188,000	301
Total interest expense	$5,663,000	458
Net interest income	$80,525,000	282
Provision for loan and lease losses	$-1,388,000	5,692
Total noninterest income	$11,311,000	527
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$4,578,000	252
Trading account gains and fees	$0	145
Additional Noninterest Income	$6,733,000	567
Total noninterest expense	$56,207,000	326
Salaries and employee benefits	$34,637,000	288
Premises and equipment expense	$6,818,000	311
Additional noninterest expense	$14,752,000	377
Pre-tax net operating income	$37,017,000	292
Securities gains (losses)	$27,000	1,186
Applicable income taxes	$11,269,000	290
Income before extraordinary items	$25,775,000	294
Extraordinary gains, net	$0	9
Net income	$25,775,000	294
Minority interest net income	$0	71
Net income of bank and minority interests.	$25,775,000	294
Net charge-offs	$-140,000	5,427
Cash dividends	$8,875,000	314
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$25,756,100	289
2017-06-30 (YTD Data)		Rank
Total interest income	$56,655,000	302
Total interest expense	$3,698,000	452
Net interest income	$52,957,000	288
Provision for loan and lease losses	$1,600,000	336
Total noninterest income	$7,139,000	542
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$3,145,000	241
Trading account gains and fees	$0	139
Additional Noninterest Income	$3,994,000	597
Total noninterest expense	$37,209,000	332
Salaries and employee benefits	$22,797,000	291
Premises and equipment expense	$4,584,000	308
Additional noninterest expense	$9,828,000	380
Pre-tax net operating income	$21,287,000	326
Securities gains (losses)	$14,000	1,120
Applicable income taxes	$6,253,000	319
Income before extraordinary items	$15,048,000	328
Extraordinary gains, net	$0	11
Net income	$15,048,000	328
Minority interest net income	$0	71
Net income of bank and minority interests.	$15,048,000	328
Net charge-offs	$84,000	1,648
Cash dividends	$5,250,000	338
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$15,038,060	328
2017-03-31 (YTD Data)		Rank
Total interest income	$27,966,000	305
Total interest expense	$1,840,000	448
Net interest income	$26,126,000	290
Provision for loan and lease losses	$960,000	284
Total noninterest income	$3,535,000	539
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$1,560,000	243
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,975,000	595
Total noninterest expense	$18,396,000	337
Salaries and employee benefits	$11,458,000	296
Premises and equipment expense	$2,233,000	318
Additional noninterest expense	$4,705,000	396
Pre-tax net operating income	$10,305,000	325
Securities gains (losses)	$0	1,153
Applicable income taxes	$3,136,000	322
Income before extraordinary items	$7,169,000	335
Extraordinary gains, net	$0	8
Net income	$7,169,000	334
Minority interest net income	$0	55
Net income of bank and minority interests.	$7,169,000	335
Net charge-offs	$84,000	1,027
Cash dividends	$2,625,000	321
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$7,169,000	329
2016-12-31 (YTD Data)		Rank
Total interest income	$110,290,000	290
Total interest expense	$7,078,000	430
Net interest income	$103,212,000	281
Provision for loan and lease losses	$4,575,000	276
Total noninterest income	$15,656,000	500
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$6,826,000	218
Trading account gains and fees	$0	170
Additional Noninterest Income	$8,830,000	558
Total noninterest expense	$73,386,000	334
Salaries and employee benefits	$44,407,000	296
Premises and equipment expense	$10,251,000	271
Additional noninterest expense	$18,728,000	391
Pre-tax net operating income	$40,907,000	295
Securities gains (losses)	$28,000	2,207
Applicable income taxes	$12,510,000	296
Income before extraordinary items	$28,425,000	312
Extraordinary gains, net	$0	5
Net income	$28,425,000	312
Minority interest net income	$0	82
Net income of bank and minority interests.	$28,425,000	312
Net charge-offs	$4,885,000	221
Cash dividends	$12,250,000	317
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$28,405,680	304
2016-09-30 (YTD Data)		Rank
Total interest income	$82,201,000	290
Total interest expense	$5,162,000	433
Net interest income	$77,039,000	278
Provision for loan and lease losses	$3,925,000	239
Total noninterest income	$11,218,000	519
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$5,167,000	215
Trading account gains and fees	$0	169
Additional Noninterest Income	$6,051,000	607
Total noninterest expense	$54,782,000	333
Salaries and employee benefits	$33,132,000	301
Premises and equipment expense	$7,768,000	268
Additional noninterest expense	$13,882,000	389
Pre-tax net operating income	$29,550,000	300
Securities gains (losses)	$28,000	2,144
Applicable income taxes	$8,994,000	303
Income before extraordinary items	$20,584,000	313
Extraordinary gains, net	$0	5
Net income	$20,584,000	313
Minority interest net income	$0	71
Net income of bank and minority interests.	$20,584,000	313
Net charge-offs	$2,144,000	285
Cash dividends	$10,500,000	271
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$20,564,400	309
2016-06-30 (YTD Data)		Rank
Total interest income	$54,407,000	290
Total interest expense	$3,311,000	442
Net interest income	$51,096,000	279
Provision for loan and lease losses	$2,700,000	231
Total noninterest income	$7,714,000	495
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$3,401,000	220
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,313,000	559
Total noninterest expense	$36,732,000	333
Salaries and employee benefits	$22,105,000	297
Premises and equipment expense	$5,388,000	259
Additional noninterest expense	$9,239,000	394
Pre-tax net operating income	$19,378,000	302
Securities gains (losses)	$28,000	1,776
Applicable income taxes	$5,875,000	299
Income before extraordinary items	$13,531,000	313
Extraordinary gains, net	$0	16
Net income	$13,531,000	313
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,531,000	313
Net charge-offs	$1,299,000	292
Cash dividends	$9,000,000	230
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$13,511,400	310
2016-03-31 (YTD Data)		Rank
Total interest income	$26,867,000	290
Total interest expense	$1,594,000	453
Net interest income	$25,273,000	279
Provision for loan and lease losses	$1,725,000	198
Total noninterest income	$4,210,000	457
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$1,706,000	216
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,504,000	481
Total noninterest expense	$18,039,000	335
Salaries and employee benefits	$11,007,000	296
Premises and equipment expense	$2,439,000	282
Additional noninterest expense	$4,593,000	391
Pre-tax net operating income	$9,719,000	294
Securities gains (losses)	$0	2,077
Applicable income taxes	$2,906,000	305
Income before extraordinary items	$6,813,000	305
Extraordinary gains, net	$0	12
Net income	$6,813,000	305
Minority interest net income	$0	62
Net income of bank and minority interests.	$6,813,000	305
Net charge-offs	$368,000	423
Cash dividends	$3,000,000	303
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$6,813,000	301
2015-12-31 (YTD Data)		Rank
Total interest income	$105,885,000	276
Total interest expense	$6,504,000	419
Net interest income	$99,381,000	265
Provision for loan and lease losses	$6,950,000	172
Total noninterest income	$13,848,000	530
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$7,217,000	210
Trading account gains and fees	$0	159
Additional Noninterest Income	$6,631,000	659
Total noninterest expense	$70,252,000	331
Salaries and employee benefits	$41,681,000	294
Premises and equipment expense	$9,844,000	273
Additional noninterest expense	$18,727,000	390
Pre-tax net operating income	$36,027,000	309
Securities gains (losses)	$0	3,216
Applicable income taxes	$11,015,000	293
Income before extraordinary items	$25,012,000	321
Extraordinary gains, net	$0	23
Net income	$25,012,000	321
Minority interest net income	$0	81
Net income of bank and minority interests.	$25,012,000	321
Net charge-offs	$6,587,000	151
Cash dividends	$30,400,000	166
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$25,012,000	317
2015-09-30 (YTD Data)		Rank
Total interest income	$78,942,000	282
Total interest expense	$4,800,000	424
Net interest income	$74,142,000	270
Provision for loan and lease losses	$4,700,000	172
Total noninterest income	$10,244,000	542
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$5,375,000	216
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,869,000	669
Total noninterest expense	$53,509,000	334
Salaries and employee benefits	$31,651,000	298
Premises and equipment expense	$7,363,000	281
Additional noninterest expense	$14,495,000	383
Pre-tax net operating income	$26,177,000	322
Securities gains (losses)	$0	3,031
Applicable income taxes	$7,818,000	318
Income before extraordinary items	$18,359,000	332
Extraordinary gains, net	$0	21
Net income	$18,359,000	331
Minority interest net income	$0	78
Net income of bank and minority interests.	$18,359,000	331
Net charge-offs	$1,525,000	338
Cash dividends	$29,150,000	141
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$18,359,000	329
2015-06-30 (YTD Data)		Rank
Total interest income	$48,021,000	301
Total interest expense	$2,828,000	483
Net interest income	$45,193,000	296
Provision for loan and lease losses	$3,825,000	150
Total noninterest income	$6,759,000	557
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$3,530,000	219
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,229,000	677
Total noninterest expense	$32,185,000	360
Salaries and employee benefits	$19,292,000	328
Premises and equipment expense	$4,384,000	317
Additional noninterest expense	$8,509,000	422
Pre-tax net operating income	$15,942,000	343
Securities gains (losses)	$0	2,636
Applicable income taxes	$4,685,000	343
Income before extraordinary items	$11,257,000	352
Extraordinary gains, net	$0	22
Net income	$11,257,000	351
Minority interest net income	$0	75
Net income of bank and minority interests.	$11,257,000	351
Net charge-offs	$670,000	499
Cash dividends	$28,000,000	114
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$11,257,000	345
2015-03-31 (YTD Data)		Rank
Total interest income	$23,703,000	305
Total interest expense	$1,454,000	468
Net interest income	$22,249,000	298
Provision for loan and lease losses	$2,750,000	119
Total noninterest income	$3,071,000	576
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$1,768,000	214
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,303,000	757
Total noninterest expense	$16,036,000	366
Salaries and employee benefits	$9,759,000	326
Premises and equipment expense	$2,177,000	321
Additional noninterest expense	$4,100,000	427
Pre-tax net operating income	$6,534,000	388
Securities gains (losses)	$0	2,027
Applicable income taxes	$1,849,000	412
Income before extraordinary items	$4,685,000	404
Extraordinary gains, net	$0	13
Net income	$4,685,000	402
Minority interest net income	$0	64
Net income of bank and minority interests.	$4,685,000	404
Net charge-offs	$515,000	349
Cash dividends	$27,000,000	64
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$4,685,000	395
2014-12-31 (YTD Data)		Rank
Total interest income	$96,247,000	286
Total interest expense	$6,156,000	449
Net interest income	$90,091,000	282
Provision for loan and lease losses	$3,766,000	264
Total noninterest income	$13,511,000	517
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$7,249,000	223
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,262,000	645
Total noninterest expense	$65,275,000	349
Salaries and employee benefits	$39,081,000	306
Premises and equipment expense	$8,857,000	301
Additional noninterest expense	$17,337,000	416
Pre-tax net operating income	$34,561,000	296
Securities gains (losses)	$50,000	1,734
Applicable income taxes	$10,926,000	285
Income before extraordinary items	$23,685,000	315
Extraordinary gains, net	$0	17
Net income	$23,685,000	314
Minority interest net income	$0	84
Net income of bank and minority interests.	$23,685,000	314
Net charge-offs	$2,657,000	387
Cash dividends	$2,000,000	1,263
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$23,651,000	314
2014-09-30 (YTD Data)		Rank
Total interest income	$72,228,000	285
Total interest expense	$4,648,000	452
Net interest income	$67,580,000	279
Provision for loan and lease losses	$2,396,000	296
Total noninterest income	$10,147,000	517
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$5,438,000	222
Trading account gains and fees	$0	174
Additional Noninterest Income	$4,709,000	641
Total noninterest expense	$49,501,000	341
Salaries and employee benefits	$29,715,000	303
Premises and equipment expense	$6,521,000	306
Additional noninterest expense	$13,265,000	403
Pre-tax net operating income	$25,830,000	296
Securities gains (losses)	$50,000	1,449
Applicable income taxes	$8,256,000	285
Income before extraordinary items	$17,624,000	317
Extraordinary gains, net	$0	15
Net income	$17,624,000	317
Minority interest net income	$0	81
Net income of bank and minority interests.	$17,624,000	317
Net charge-offs	$1,030,000	658
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$17,590,000	314
2014-06-30 (YTD Data)		Rank
Total interest income	$47,821,000	283
Total interest expense	$3,117,000	455
Net interest income	$44,704,000	281
Provision for loan and lease losses	$1,836,000	267
Total noninterest income	$6,670,000	520
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$3,573,000	223
Trading account gains and fees	$0	172
Additional Noninterest Income	$3,097,000	638
Total noninterest expense	$32,849,000	344
Salaries and employee benefits	$19,774,000	297
Premises and equipment expense	$4,301,000	308
Additional noninterest expense	$8,774,000	401
Pre-tax net operating income	$16,689,000	300
Securities gains (losses)	$46,000	1,209
Applicable income taxes	$5,347,000	284
Income before extraordinary items	$11,388,000	323
Extraordinary gains, net	$0	20
Net income	$11,388,000	323
Minority interest net income	$0	80
Net income of bank and minority interests.	$11,388,000	323
Net charge-offs	$862,000	567
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$11,356,720	320
2014-03-31 (YTD Data)		Rank
Total interest income	$23,510,000	287
Total interest expense	$1,506,000	466
Net interest income	$22,004,000	285
Provision for loan and lease losses	$599,000	401
Total noninterest income	$3,370,000	503
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$1,748,000	225
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,622,000	592
Total noninterest expense	$16,081,000	353
Salaries and employee benefits	$9,694,000	298
Premises and equipment expense	$2,092,000	326
Additional noninterest expense	$4,295,000	413
Pre-tax net operating income	$8,694,000	290
Securities gains (losses)	$0	1,715
Applicable income taxes	$2,829,000	263
Income before extraordinary items	$5,865,000	306
Extraordinary gains, net	$0	16
Net income	$5,865,000	306
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,865,000	306
Net charge-offs	$113,000	1,293
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$5,865,000	300
2013-12-31 (YTD Data)		Rank
Total interest income	$79,898,000	322
Total interest expense	$6,193,000	508
Net interest income	$73,705,000	318
Provision for loan and lease losses	$10,255,000	159
Total noninterest income	$14,180,000	522
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$6,775,000	239
Trading account gains and fees	$0	184
Additional Noninterest Income	$7,405,000	602
Total noninterest expense	$55,419,000	403
Salaries and employee benefits	$31,683,000	367
Premises and equipment expense	$7,116,000	369
Additional noninterest expense	$16,620,000	432
Pre-tax net operating income	$22,211,000	405
Securities gains (losses)	$0	3,182
Applicable income taxes	$6,119,000	401
Income before extraordinary items	$16,092,000	426
Extraordinary gains, net	$0	29
Net income	$16,092,000	426
Minority interest net income	$0	90
Net income of bank and minority interests.	$16,092,000	427
Net charge-offs	$3,910,000	426
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$16,092,000	425
2013-09-30 (YTD Data)		Rank
Total interest income	$55,898,000	353
Total interest expense	$4,465,000	548
Net interest income	$51,433,000	338
Provision for loan and lease losses	$8,138,000	149
Total noninterest income	$10,978,000	519
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$4,943,000	244
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,035,000	576
Total noninterest expense	$39,162,000	425
Salaries and employee benefits	$22,331,000	384
Premises and equipment expense	$4,901,000	399
Additional noninterest expense	$11,930,000	448
Pre-tax net operating income	$15,111,000	454
Securities gains (losses)	$0	3,040
Applicable income taxes	$3,775,000	470
Income before extraordinary items	$11,336,000	462
Extraordinary gains, net	$0	25
Net income	$11,336,000	461
Minority interest net income	$0	84
Net income of bank and minority interests.	$11,336,000	463
Net charge-offs	$2,560,000	499
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$11,336,000	451
2013-06-30 (YTD Data)		Rank
Total interest income	$33,463,000	384
Total interest expense	$2,756,000	619
Net interest income	$30,707,000	375
Provision for loan and lease losses	$2,756,000	269
Total noninterest income	$5,185,000	672
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$3,191,000	250
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,994,000	993
Total noninterest expense	$23,071,000	464
Salaries and employee benefits	$13,409,000	427
Premises and equipment expense	$2,964,000	432
Additional noninterest expense	$6,698,000	524
Pre-tax net operating income	$10,065,000	438
Securities gains (losses)	$0	2,791
Applicable income taxes	$3,195,000	405
Income before extraordinary items	$6,870,000	492
Extraordinary gains, net	$0	22
Net income	$6,870,000	491
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,870,000	494
Net charge-offs	$1,957,000	461
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$6,870,000	472
2013-03-31 (YTD Data)		Rank
Total interest income	$16,509,000	386
Total interest expense	$1,341,000	681
Net interest income	$15,168,000	376
Provision for loan and lease losses	$1,349,000	299
Total noninterest income	$2,507,000	688
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$1,546,000	250
Trading account gains and fees	$0	148
Additional Noninterest Income	$961,000	1,022
Total noninterest expense	$11,604,000	474
Salaries and employee benefits	$6,703,000	424
Premises and equipment expense	$1,462,000	439
Additional noninterest expense	$3,439,000	514
Pre-tax net operating income	$4,722,000	459
Securities gains (losses)	$0	1,966
Applicable income taxes	$1,507,000	421
Income before extraordinary items	$3,215,000	518
Extraordinary gains, net	$0	10
Net income	$3,215,000	516
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,215,000	519
Net charge-offs	$242,000	1,212
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$3,215,000	497
2012-12-31 (YTD Data)		Rank
Total interest income	$64,255,000	407
Total interest expense	$5,457,000	821
Net interest income	$58,798,000	384
Provision for loan and lease losses	$5,719,000	457
Total noninterest income	$10,392,000	667
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$6,419,000	253
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,973,000	970
Total noninterest expense	$46,021,000	476
Salaries and employee benefits	$26,069,000	421
Premises and equipment expense	$5,798,000	430
Additional noninterest expense	$14,154,000	521
Pre-tax net operating income	$17,450,000	470
Securities gains (losses)	$0	3,810
Applicable income taxes	$5,344,000	417
Income before extraordinary items	$12,106,000	544
Extraordinary gains, net	$0	29
Net income	$12,106,000	542
Minority interest net income	$0	93
Net income of bank and minority interests.	$12,106,000	544
Net charge-offs	$3,515,000	761
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$12,106,000	522
2012-09-30 (YTD Data)		Rank
Total interest income	$47,553,000	419
Total interest expense	$4,130,000	856
Net interest income	$43,423,000	390
Provision for loan and lease losses	$3,930,000	492
Total noninterest income	$7,514,000	676
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$4,727,000	255
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,787,000	995
Total noninterest expense	$33,716,000	476
Salaries and employee benefits	$19,048,000	424
Premises and equipment expense	$4,323,000	431
Additional noninterest expense	$10,345,000	540
Pre-tax net operating income	$13,291,000	472
Securities gains (losses)	$0	3,575
Applicable income taxes	$4,082,000	424
Income before extraordinary items	$9,209,000	546
Extraordinary gains, net	$0	20
Net income	$9,209,000	545
Minority interest net income	$0	86
Net income of bank and minority interests.	$9,209,000	546
Net charge-offs	$2,271,000	845
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$9,209,000	522
2012-06-30 (YTD Data)		Rank
Total interest income	$31,119,000	435
Total interest expense	$2,809,000	871
Net interest income	$28,310,000	403
Provision for loan and lease losses	$2,563,000	529
Total noninterest income	$4,798,000	700
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$3,040,000	261
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,758,000	1,020
Total noninterest expense	$21,924,000	491
Salaries and employee benefits	$12,519,000	424
Premises and equipment expense	$2,760,000	442
Additional noninterest expense	$6,645,000	553
Pre-tax net operating income	$8,621,000	473
Securities gains (losses)	$0	3,178
Applicable income taxes	$2,648,000	434
Income before extraordinary items	$5,973,000	544
Extraordinary gains, net	$0	19
Net income	$5,973,000	543
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,973,000	544
Net charge-offs	$1,328,000	933
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$5,973,000	520
2012-03-31 (YTD Data)		Rank
Total interest income	$15,366,000	447
Total interest expense	$1,484,000	857
Net interest income	$13,882,000	407
Provision for loan and lease losses	$1,336,000	494
Total noninterest income	$2,332,000	704
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$1,469,000	262
Trading account gains and fees	$0	148
Additional Noninterest Income	$863,000	1,015
Total noninterest expense	$10,893,000	482
Salaries and employee benefits	$6,167,000	425
Premises and equipment expense	$1,353,000	452
Additional noninterest expense	$3,373,000	535
Pre-tax net operating income	$3,985,000	505
Securities gains (losses)	$0	2,210
Applicable income taxes	$1,223,000	448
Income before extraordinary items	$2,762,000	567
Extraordinary gains, net	$0	19
Net income	$2,762,000	566
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,762,000	568
Net charge-offs	$1,063,000	645
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$2,762,000	557
2011-12-31 (YTD Data)		Rank
Total interest income	$58,970,000	464
Total interest expense	$8,337,000	693
Net interest income	$50,633,000	435
Provision for loan and lease losses	$5,471,000	728
Total noninterest income	$9,425,000	646
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$6,014,000	271
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,411,000	952
Total noninterest expense	$41,929,000	494
Salaries and employee benefits	$22,478,000	441
Premises and equipment expense	$5,688,000	453
Additional noninterest expense	$13,763,000	533
Pre-tax net operating income	$12,658,000	511
Securities gains (losses)	$453,000	850
Applicable income taxes	$3,879,000	483
Income before extraordinary items	$9,232,000	575
Extraordinary gains, net	$0	29
Net income	$9,232,000	575
Minority interest net income	$0	96
Net income of bank and minority interests.	$9,232,000	576
Net charge-offs	$4,803,000	827
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$8,914,900	570
2011-09-30 (YTD Data)		Rank
Total interest income	$43,745,000	471
Total interest expense	$6,548,000	690
Net interest income	$37,197,000	443
Provision for loan and lease losses	$3,734,000	779
Total noninterest income	$7,045,000	647
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$4,485,000	267
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,560,000	941
Total noninterest expense	$31,581,000	484
Salaries and employee benefits	$17,185,000	428
Premises and equipment expense	$4,221,000	460
Additional noninterest expense	$10,175,000	537
Pre-tax net operating income	$8,927,000	551
Securities gains (losses)	$67,000	2,106
Applicable income taxes	$2,632,000	511
Income before extraordinary items	$6,362,000	631
Extraordinary gains, net	$0	21
Net income	$6,362,000	628
Minority interest net income	$0	87
Net income of bank and minority interests.	$6,362,000	631
Net charge-offs	$1,515,000	1,483
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$6,314,430	608
2011-06-30 (YTD Data)		Rank
Total interest income	$28,721,000	485
Total interest expense	$4,495,000	706
Net interest income	$24,226,000	453
Provision for loan and lease losses	$2,811,000	719
Total noninterest income	$4,457,000	676
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$2,894,000	274
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,563,000	987
Total noninterest expense	$20,836,000	499
Salaries and employee benefits	$11,341,000	434
Premises and equipment expense	$2,764,000	475
Additional noninterest expense	$6,731,000	542
Pre-tax net operating income	$5,036,000	629
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,441,000	567
Income before extraordinary items	$3,595,000	719
Extraordinary gains, net	$0	15
Net income	$3,595,000	717
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,595,000	719
Net charge-offs	$53,000	4,400
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$3,595,000	687
2011-03-31 (YTD Data)		Rank
Total interest income	$14,130,000	497
Total interest expense	$2,331,000	713
Net interest income	$11,799,000	465
Provision for loan and lease losses	$1,359,000	700
Total noninterest income	$2,149,000	695
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$1,398,000	284
Trading account gains and fees	$0	158
Additional Noninterest Income	$751,000	1,024
Total noninterest expense	$10,418,000	499
Salaries and employee benefits	$5,666,000	436
Premises and equipment expense	$1,370,000	488
Additional noninterest expense	$3,382,000	539
Pre-tax net operating income	$2,171,000	729
Securities gains (losses)	$0	1,772
Applicable income taxes	$601,000	635
Income before extraordinary items	$1,570,000	803
Extraordinary gains, net	$0	9
Net income	$1,570,000	802
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,570,000	803
Net charge-offs	$66,000	3,125
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,570,000	787
2010-12-31 (YTD Data)		Rank
Total interest income	$58,352,000	505
Total interest expense	$9,394,000	880
Net interest income	$48,958,000	458
Provision for loan and lease losses	$6,656,000	910
Total noninterest income	$8,508,000	709
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$5,583,000	281
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,925,000	1,086
Total noninterest expense	$39,528,000	530
Salaries and employee benefits	$20,637,000	475
Premises and equipment expense	$5,121,000	503
Additional noninterest expense	$13,770,000	554
Pre-tax net operating income	$11,282,000	485
Securities gains (losses)	$759,000	619
Applicable income taxes	$3,404,000	488
Income before extraordinary items	$8,637,000	523
Extraordinary gains, net	$0	29
Net income	$8,637,000	523
Minority interest net income	$0	111
Net income of bank and minority interests.	$8,637,000	525
Net charge-offs	$4,478,000	1,118
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$8,090,520	544
2010-09-30 (YTD Data)		Rank
Total interest income	$43,591,000	508
Total interest expense	$7,022,000	920
Net interest income	$36,569,000	451
Provision for loan and lease losses	$4,556,000	937
Total noninterest income	$6,080,000	725
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$4,073,000	286
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,007,000	1,099
Total noninterest expense	$29,106,000	528
Salaries and employee benefits	$15,230,000	482
Premises and equipment expense	$3,826,000	506
Additional noninterest expense	$10,050,000	547
Pre-tax net operating income	$8,987,000	473
Securities gains (losses)	$759,000	523
Applicable income taxes	$3,009,000	427
Income before extraordinary items	$6,737,000	505
Extraordinary gains, net	$0	23
Net income	$6,737,000	507
Minority interest net income	$0	110
Net income of bank and minority interests.	$6,737,000	508
Net charge-offs	$3,110,000	1,113
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$6,213,290	526
2010-06-30 (YTD Data)		Rank
Total interest income	$28,657,000	523
Total interest expense	$4,725,000	945
Net interest income	$23,932,000	457
Provision for loan and lease losses	$2,378,000	1,123
Total noninterest income	$3,936,000	736
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$2,606,000	297
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,330,000	1,069
Total noninterest expense	$19,280,000	529
Salaries and employee benefits	$10,080,000	480
Premises and equipment expense	$2,535,000	510
Additional noninterest expense	$6,665,000	551
Pre-tax net operating income	$6,210,000	442
Securities gains (losses)	$66,000	1,708
Applicable income taxes	$1,910,000	412
Income before extraordinary items	$4,366,000	502
Extraordinary gains, net	$0	19
Net income	$4,366,000	502
Minority interest net income	$0	105
Net income of bank and minority interests.	$4,366,000	503
Net charge-offs	$1,173,000	1,579
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$4,319,800	494
2010-03-31 (YTD Data)		Rank
Total interest income	$14,176,000	547
Total interest expense	$2,368,000	997
Net interest income	$11,808,000	472
Provision for loan and lease losses	$896,000	1,267
Total noninterest income	$1,882,000	758
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$1,197,000	328
Trading account gains and fees	$0	175
Additional Noninterest Income	$685,000	1,030
Total noninterest expense	$9,638,000	530
Salaries and employee benefits	$5,015,000	486
Premises and equipment expense	$1,253,000	527
Additional noninterest expense	$3,370,000	544
Pre-tax net operating income	$3,156,000	427
Securities gains (losses)	$0	2,284
Applicable income taxes	$987,000	387
Income before extraordinary items	$2,169,000	511
Extraordinary gains, net	$0	16
Net income	$2,169,000	513
Minority interest net income	$0	91
Net income of bank and minority interests.	$2,169,000	513
Net charge-offs	$241,000	2,252
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$2,169,000	493
2009-12-31 (YTD Data)		Rank
Total interest income	$51,899,000	625
Total interest expense	$12,204,000	970
Net interest income	$39,695,000	548
Provision for loan and lease losses	$6,965,000	1,128
Total noninterest income	$10,029,000	638
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$4,781,000	358
Trading account gains and fees	$0	211
Additional Noninterest Income	$5,248,000	685
Total noninterest expense	$40,387,000	537
Salaries and employee benefits	$21,008,000	458
Premises and equipment expense	$4,962,000	539
Additional noninterest expense	$14,417,000	573
Pre-tax net operating income	$2,372,000	1,650
Securities gains (losses)	$0	3,754
Applicable income taxes	$-520,000	7,047
Income before extraordinary items	$2,892,000	1,169
Extraordinary gains, net	$0	34
Net income	$2,892,000	1,167
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,892,000	1,168
Net charge-offs	$2,319,000	1,866
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,892,000	1,159
2009-09-30 (YTD Data)		Rank
Total interest income	$24,952,000	1,041
Total interest expense	$5,114,000	1,799
Net interest income	$19,838,000	823
Provision for loan and lease losses	$1,881,000	1,990
Total noninterest income	$3,120,000	1,282
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$2,214,000	564
Trading account gains and fees	$0	212
Additional Noninterest Income	$906,000	1,952
Total noninterest expense	$17,916,000	863
Salaries and employee benefits	$8,707,000	861
Premises and equipment expense	$2,483,000	831
Additional noninterest expense	$6,726,000	838
Pre-tax net operating income	$3,161,000	1,036
Securities gains (losses)	$0	3,497
Applicable income taxes	$925,000	893
Income before extraordinary items	$2,236,000	1,196
Extraordinary gains, net	$0	27
Net income	$2,236,000	1,195
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,236,000	1,196
Net charge-offs	$1,063,000	2,142
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,236,000	1,186
2009-06-30 (YTD Data)		Rank
Total interest income	$16,132,000	1,105
Total interest expense	$3,580,000	1,796
Net interest income	$12,552,000	874
Provision for loan and lease losses	$1,273,000	1,790
Total noninterest income	$1,981,000	1,338
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,416,000	587
Trading account gains and fees	$0	193
Additional Noninterest Income	$565,000	2,069
Total noninterest expense	$11,474,000	935
Salaries and employee benefits	$5,654,000	900
Premises and equipment expense	$1,649,000	853
Additional noninterest expense	$4,171,000	916
Pre-tax net operating income	$1,786,000	1,291
Securities gains (losses)	$0	3,136
Applicable income taxes	$514,000	1,063
Income before extraordinary items	$1,272,000	1,464
Extraordinary gains, net	$0	21
Net income	$1,272,000	1,462
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,272,000	1,463
Net charge-offs	$778,000	1,870
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,272,000	1,439
2009-03-31 (YTD Data)		Rank
Total interest income	$7,937,000	1,140
Total interest expense	$1,779,000	1,865
Net interest income	$6,158,000	874
Provision for loan and lease losses	$864,000	1,289
Total noninterest income	$944,000	1,352
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$690,000	591
Trading account gains and fees	$0	171
Additional Noninterest Income	$254,000	2,183
Total noninterest expense	$5,001,000	1,005
Salaries and employee benefits	$2,640,000	961
Premises and equipment expense	$779,000	914
Additional noninterest expense	$1,582,000	1,065
Pre-tax net operating income	$1,237,000	1,030
Securities gains (losses)	$0	2,434
Applicable income taxes	$374,000	879
Income before extraordinary items	$863,000	1,266
Extraordinary gains, net	$0	15
Net income	$863,000	1,267
Minority interest net income	$0	102
Net income of bank and minority interests.	$863,000	1,268
Net charge-offs	$411,000	1,513
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$863,000	1,198
2008-12-31 (YTD Data)		Rank
Total interest income	$28,786,000	1,347
Total interest expense	$7,874,000	1,997
Net interest income	$20,912,000	1,030
Provision for loan and lease losses	$3,559,000	1,252
Total noninterest income	$2,635,000	1,740
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,121,000	827
Trading account gains and fees	$0	154
Additional Noninterest Income	$514,000	3,125
Total noninterest expense	$16,963,000	1,155
Salaries and employee benefits	$8,894,000	1,111
Premises and equipment expense	$1,963,000	1,409
Additional noninterest expense	$6,106,000	1,059
Pre-tax net operating income	$3,025,000	1,783
Securities gains (losses)	$13,000	2,401
Applicable income taxes	$840,000	1,352
Income before extraordinary items	$2,198,000	1,826
Extraordinary gains, net	$0	39
Net income	$2,198,000	1,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$862,000	2,131
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,188,640	1,949
2008-09-30 (YTD Data)		Rank
Total interest income	$20,616,000	1,444
Total interest expense	$5,715,000	2,130
Net interest income	$14,901,000	1,123
Provision for loan and lease losses	$2,425,000	1,040
Total noninterest income	$1,880,000	1,856
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,512,000	885
Trading account gains and fees	$0	148
Additional Noninterest Income	$368,000	3,318
Total noninterest expense	$11,714,000	1,241
Salaries and employee benefits	$6,398,000	1,185
Premises and equipment expense	$1,081,000	1,891
Additional noninterest expense	$4,235,000	1,087
Pre-tax net operating income	$2,642,000	1,842
Securities gains (losses)	$13,000	2,250
Applicable income taxes	$757,000	1,435
Income before extraordinary items	$1,898,000	1,865
Extraordinary gains, net	$0	31
Net income	$1,898,000	1,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$193,000	3,098
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,888,770	1,967
2008-06-30 (YTD Data)		Rank
Total interest income	$12,948,000	1,564
Total interest expense	$3,629,000	2,301
Net interest income	$9,319,000	1,203
Provision for loan and lease losses	$1,514,000	944
Total noninterest income	$1,006,000	2,215
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$893,000	992
Trading account gains and fees	$0	149
Additional Noninterest Income	$113,000	4,835
Total noninterest expense	$7,153,000	1,341
Salaries and employee benefits	$4,098,000	1,259
Premises and equipment expense	$632,000	2,144
Additional noninterest expense	$2,423,000	1,233
Pre-tax net operating income	$1,658,000	2,012
Securities gains (losses)	$0	3,233
Applicable income taxes	$464,000	1,688
Income before extraordinary items	$1,194,000	2,208
Extraordinary gains, net	$0	21
Net income	$1,194,000	2,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,369
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,194,000	2,158
2008-03-31 (YTD Data)		Rank
Total interest income	$6,282,000	1,649
Total interest expense	$1,988,000	2,244
Net interest income	$4,294,000	1,293
Provision for loan and lease losses	$807,000	719
Total noninterest income	$475,000	2,311
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$415,000	1,044
Trading account gains and fees	$0	158
Additional Noninterest Income	$60,000	4,693
Total noninterest expense	$3,366,000	1,423
Salaries and employee benefits	$1,945,000	1,342
Premises and equipment expense	$265,000	2,538
Additional noninterest expense	$1,156,000	1,239
Pre-tax net operating income	$596,000	2,716
Securities gains (losses)	$0	2,688
Applicable income taxes	$152,000	2,306
Income before extraordinary items	$444,000	2,959
Extraordinary gains, net	$0	15
Net income	$444,000	2,961
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,778
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$444,000	2,872
2007-12-31 (YTD Data)		Rank
Total interest income	$8,103,000	4,322
Total interest expense	$2,924,000	4,871
Net interest income	$5,179,000	3,888
Provision for loan and lease losses	$1,788,000	923
Total noninterest income	$738,000	4,187
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$659,000	2,490
Trading account gains and fees	$0	178
Additional Noninterest Income	$79,000	6,539
Total noninterest expense	$6,193,000	2,882
Salaries and employee benefits	$3,589,000	2,737
Premises and equipment expense	$550,000	4,084
Additional noninterest expense	$2,054,000	2,604
Pre-tax net operating income	$-2,064,000	8,282
Securities gains (losses)	$0	2,146
Applicable income taxes	$-781,000	8,377
Income before extraordinary items	$-1,283,000	8,190
Extraordinary gains, net	$0	39
Net income	$-1,283,000	8,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	4,878
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-1,283,000	8,183
2007-09-30 (YTD Data)		Rank
Total interest income	$2,412,000	6,734
Total interest expense	$919,000	6,847
Net interest income	$1,493,000	6,547
Provision for loan and lease losses	$310,000	2,268
Total noninterest income	$292,000	5,591
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$262,000	3,788
Trading account gains and fees	$0	184
Additional Noninterest Income	$30,000	7,337
Total noninterest expense	$2,107,000	5,193
Salaries and employee benefits	$1,510,000	4,353
Premises and equipment expense	$186,000	6,262
Additional noninterest expense	$411,000	6,323
Pre-tax net operating income	$-632,000	8,153
Securities gains (losses)	$0	1,655
Applicable income taxes	$-248,000	8,346
Income before extraordinary items	$-384,000	8,060
Extraordinary gains, net	$0	33
Net income	$-384,000	8,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,320
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-384,000	8,045
2007-06-30 (YTD Data)		Rank
Total interest income	$3,689,000	4,623
Total interest expense	$1,045,000	5,759
Net interest income	$2,644,000	3,868
Provision for loan and lease losses	$29,000	5,065
Total noninterest income	$834,000	2,528
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$710,000	1,242
Trading account gains and fees	$0	168
Additional Noninterest Income	$124,000	4,683
Total noninterest expense	$2,797,000	3,137
Salaries and employee benefits	$1,476,000	3,290
Premises and equipment expense	$512,000	2,528
Additional noninterest expense	$809,000	3,161
Pre-tax net operating income	$652,000	4,470
Securities gains (losses)	$0	1,444
Applicable income taxes	$120,000	3,926
Income before extraordinary items	$532,000	4,428
Extraordinary gains, net	$0	29
Net income	$532,000	4,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,177
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$532,000	4,425
2007-03-31 (YTD Data)		Rank
Total interest income	$1,828,000	4,661
Total interest expense	$506,000	5,831
Net interest income	$1,322,000	3,872
Provision for loan and lease losses	$3,000	5,535
Total noninterest income	$408,000	2,530
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$347,000	1,245
Trading account gains and fees	$0	195
Additional Noninterest Income	$61,000	4,714
Total noninterest expense	$1,330,000	3,290
Salaries and employee benefits	$735,000	3,319
Premises and equipment expense	$179,000	3,407
Additional noninterest expense	$416,000	3,066
Pre-tax net operating income	$397,000	4,018
Securities gains (losses)	$0	1,187
Applicable income taxes	$84,000	3,516
Income before extraordinary items	$313,000	4,071
Extraordinary gains, net	$0	22
Net income	$313,000	4,072
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,606
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$313,000	4,047
2006-12-31 (YTD Data)		Rank
Total interest income	$7,167,000	4,503
Total interest expense	$1,664,000	5,871
Net interest income	$5,503,000	3,754
Provision for loan and lease losses	$71,000	5,163
Total noninterest income	$2,136,000	2,123
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,346,000	1,327
Trading account gains and fees	$0	130
Additional Noninterest Income	$790,000	2,598
Total noninterest expense	$5,232,000	3,229
Salaries and employee benefits	$2,911,000	3,219
Premises and equipment expense	$626,000	3,647
Additional noninterest expense	$1,695,000	2,973
Pre-tax net operating income	$2,336,000	3,299
Securities gains (losses)	$0	1,687
Applicable income taxes	$612,000	2,860
Income before extraordinary items	$1,724,000	3,457
Extraordinary gains, net	$0	51
Net income	$1,724,000	3,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,131
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,724,000	3,441
2006-09-30 (YTD Data)		Rank
Total interest income	$5,366,000	4,495
Total interest expense	$1,185,000	5,939
Net interest income	$4,181,000	3,737
Provision for loan and lease losses	$44,000	5,319
Total noninterest income	$1,219,000	2,577
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$978,000	1,370
Trading account gains and fees	$0	126
Additional Noninterest Income	$241,000	4,157
Total noninterest expense	$3,712,000	3,378
Salaries and employee benefits	$2,077,000	3,339
Premises and equipment expense	$476,000	3,614
Additional noninterest expense	$1,159,000	3,227
Pre-tax net operating income	$1,644,000	3,570
Securities gains (losses)	$0	1,388
Applicable income taxes	$428,000	3,079
Income before extraordinary items	$1,216,000	3,710
Extraordinary gains, net	$0	45
Net income	$1,216,000	3,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,863
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,216,000	3,690
2006-06-30 (YTD Data)		Rank
Total interest income	$3,535,000	4,482
Total interest expense	$738,000	6,024
Net interest income	$2,797,000	3,738
Provision for loan and lease losses	$23,000	5,452
Total noninterest income	$793,000	2,602
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$626,000	1,421
Trading account gains and fees	$0	126
Additional Noninterest Income	$167,000	4,099
Total noninterest expense	$2,437,000	3,412
Salaries and employee benefits	$1,371,000	3,380
Premises and equipment expense	$311,000	3,664
Additional noninterest expense	$755,000	3,283
Pre-tax net operating income	$1,130,000	3,499
Securities gains (losses)	$0	1,185
Applicable income taxes	$301,000	3,037
Income before extraordinary items	$829,000	3,658
Extraordinary gains, net	$0	39
Net income	$829,000	3,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,553
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$829,000	3,651
2006-03-31 (YTD Data)		Rank
Total interest income	$1,764,000	4,430
Total interest expense	$344,000	6,078
Net interest income	$1,420,000	3,698
Provision for loan and lease losses	$21,000	4,472
Total noninterest income	$362,000	2,716
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$287,000	1,484
Trading account gains and fees	$0	115
Additional Noninterest Income	$75,000	4,279
Total noninterest expense	$1,180,000	3,523
Salaries and employee benefits	$677,000	3,422
Premises and equipment expense	$155,000	3,684
Additional noninterest expense	$348,000	3,469
Pre-tax net operating income	$581,000	3,381
Securities gains (losses)	$0	955
Applicable income taxes	$159,000	2,951
Income before extraordinary items	$422,000	3,550
Extraordinary gains, net	$0	21
Net income	$422,000	3,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$422,000	3,527
2005-12-31 (YTD Data)		Rank
Total interest income	$6,103,000	4,557
Total interest expense	$1,025,000	6,228
Net interest income	$5,078,000	3,911
Provision for loan and lease losses	$352,000	2,505
Total noninterest income	$1,453,000	2,740
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,317,000	1,343
Trading account gains and fees	$0	138
Additional Noninterest Income	$136,000	5,892
Total noninterest expense	$4,718,000	3,396
Salaries and employee benefits	$2,712,000	3,249
Premises and equipment expense	$583,000	3,743
Additional noninterest expense	$1,423,000	3,360
Pre-tax net operating income	$1,461,000	4,454
Securities gains (losses)	$-14,000	7,671
Applicable income taxes	$351,000	3,901
Income before extraordinary items	$1,096,000	4,576
Extraordinary gains, net	$0	46
Net income	$1,096,000	4,578
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$400,000	1,409
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,106,640	4,504
2005-09-30 (YTD Data)		Rank
Total interest income	$4,464,000	4,583
Total interest expense	$731,000	6,244
Net interest income	$3,733,000	3,958
Provision for loan and lease losses	$306,000	2,166
Total noninterest income	$1,310,000	2,425
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,103,000	1,194
Trading account gains and fees	$0	126
Additional Noninterest Income	$207,000	4,538
Total noninterest expense	$3,530,000	3,372
Salaries and employee benefits	$1,967,000	3,319
Premises and equipment expense	$443,000	3,698
Additional noninterest expense	$1,120,000	3,209
Pre-tax net operating income	$1,207,000	4,294
Securities gains (losses)	$-14,000	8,034
Applicable income taxes	$301,000	3,810
Income before extraordinary items	$892,000	4,478
Extraordinary gains, net	$0	35
Net income	$892,000	4,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$319,000	1,199
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$902,500	4,413
2005-06-30 (YTD Data)		Rank
Total interest income	$2,984,000	4,526
Total interest expense	$475,000	6,169
Net interest income	$2,509,000	3,917
Provision for loan and lease losses	$236,000	1,894
Total noninterest income	$864,000	2,422
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$717,000	1,188
Trading account gains and fees	$0	116
Additional Noninterest Income	$147,000	4,371
Total noninterest expense	$2,352,000	3,359
Salaries and employee benefits	$1,328,000	3,263
Premises and equipment expense	$291,000	3,708
Additional noninterest expense	$733,000	3,231
Pre-tax net operating income	$785,000	4,323
Securities gains (losses)	$-14,000	8,251
Applicable income taxes	$195,000	3,829
Income before extraordinary items	$576,000	4,523
Extraordinary gains, net	$0	30
Net income	$576,000	4,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$335,000	820
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$586,500	4,427
2005-03-31 (YTD Data)		Rank
Total interest income	$1,463,000	4,565
Total interest expense	$207,000	6,446
Net interest income	$1,256,000	3,912
Provision for loan and lease losses	$75,000	2,455
Total noninterest income	$455,000	2,286
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$351,000	1,173
Trading account gains and fees	$0	115
Additional Noninterest Income	$104,000	3,652
Total noninterest expense	$1,180,000	3,359
Salaries and employee benefits	$663,000	3,268
Premises and equipment expense	$145,000	3,742
Additional noninterest expense	$372,000	3,208
Pre-tax net operating income	$456,000	3,926
Securities gains (losses)	$0	1,685
Applicable income taxes	$122,000	3,441
Income before extraordinary items	$334,000	4,076
Extraordinary gains, net	$0	24
Net income	$334,000	4,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	766
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$334,000	4,037
2004-12-31 (YTD Data)		Rank
Total interest income	$5,713,000	4,408
Total interest expense	$768,000	6,360
Net interest income	$4,945,000	3,833
Provision for loan and lease losses	$817,000	1,260
Total noninterest income	$1,755,000	2,407
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,533,000	1,170
Trading account gains and fees	$0	138
Additional Noninterest Income	$222,000	4,894
Total noninterest expense	$5,045,000	3,092
Salaries and employee benefits	$2,686,000	3,158
Premises and equipment expense	$698,000	3,137
Additional noninterest expense	$1,661,000	2,873
Pre-tax net operating income	$838,000	5,680
Securities gains (losses)	$0	3,819
Applicable income taxes	$176,000	4,905
Income before extraordinary items	$662,000	5,731
Extraordinary gains, net	$0	34
Net income	$662,000	5,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$776,000	928
Cash dividends	$1,240,000	1,999
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$662,000	5,660
2004-09-30 (YTD Data)		Rank
Total interest income	$4,277,000	4,397
Total interest expense	$567,000	6,378
Net interest income	$3,710,000	3,822
Provision for loan and lease losses	$322,000	2,134
Total noninterest income	$1,297,000	2,439
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,138,000	1,177
Trading account gains and fees	$0	134
Additional Noninterest Income	$159,000	4,995
Total noninterest expense	$3,861,000	2,995
Salaries and employee benefits	$2,080,000	3,025
Premises and equipment expense	$537,000	3,068
Additional noninterest expense	$1,244,000	2,833
Pre-tax net operating income	$824,000	5,115
Securities gains (losses)	$0	3,710
Applicable income taxes	$196,000	4,463
Income before extraordinary items	$628,000	5,245
Extraordinary gains, net	$0	26
Net income	$628,000	5,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$389,000	1,185
Cash dividends	$630,000	2,337
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$628,000	5,155
2004-06-30 (YTD Data)		Rank
Total interest income	$2,847,000	4,403
Total interest expense	$380,000	6,405
Net interest income	$2,467,000	3,822
Provision for loan and lease losses	$74,000	4,051
Total noninterest income	$823,000	2,540
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$705,000	1,253
Trading account gains and fees	$0	130
Additional Noninterest Income	$118,000	4,818
Total noninterest expense	$2,598,000	2,977
Salaries and employee benefits	$1,388,000	3,044
Premises and equipment expense	$363,000	3,034
Additional noninterest expense	$847,000	2,778
Pre-tax net operating income	$618,000	4,755
Securities gains (losses)	$0	3,413
Applicable income taxes	$156,000	4,181
Income before extraordinary items	$462,000	4,936
Extraordinary gains, net	$0	21
Net income	$462,000	4,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,897
Cash dividends	$420,000	2,384
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$462,000	4,848
2004-03-31 (YTD Data)		Rank
Total interest income	$1,436,000	4,409
Total interest expense	$191,000	6,459
Net interest income	$1,245,000	3,775
Provision for loan and lease losses	$19,000	4,886
Total noninterest income	$384,000	2,604
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$332,000	1,296
Trading account gains and fees	$0	121
Additional Noninterest Income	$52,000	5,049
Total noninterest expense	$1,281,000	3,031
Salaries and employee benefits	$684,000	3,097
Premises and equipment expense	$180,000	3,079
Additional noninterest expense	$417,000	2,793
Pre-tax net operating income	$329,000	4,600
Securities gains (losses)	$0	2,934
Applicable income taxes	$85,000	4,041
Income before extraordinary items	$244,000	4,823
Extraordinary gains, net	$0	16
Net income	$244,000	4,822
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$210,000	2,099
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$244,000	4,703
2003-12-31 (YTD Data)		Rank
Total interest income	$5,670,000	4,463
Total interest expense	$934,000	6,300
Net interest income	$4,736,000	3,839
Provision for loan and lease losses	$633,000	1,771
Total noninterest income	$1,605,000	2,703
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,394,000	1,247
Trading account gains and fees	$0	160
Additional Noninterest Income	$211,000	5,184
Total noninterest expense	$5,107,000	2,991
Salaries and employee benefits	$2,700,000	3,052
Premises and equipment expense	$648,000	3,302
Additional noninterest expense	$1,759,000	2,688
Pre-tax net operating income	$601,000	6,339
Securities gains (losses)	$0	4,500
Applicable income taxes	$109,000	5,632
Income before extraordinary items	$492,000	6,371
Extraordinary gains, net	$0	54
Net income	$492,000	6,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$562,000	1,467
Cash dividends	$400,000	3,891
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$492,000	6,221
2003-09-30 (YTD Data)		Rank
Total interest income	$4,288,000	4,494
Total interest expense	$730,000	6,344
Net interest income	$3,558,000	3,853
Provision for loan and lease losses	$569,000	1,489
Total noninterest income	$1,220,000	2,743
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,049,000	1,252
Trading account gains and fees	$0	153
Additional Noninterest Income	$171,000	5,087
Total noninterest expense	$3,833,000	2,991
Salaries and employee benefits	$2,049,000	3,024
Premises and equipment expense	$495,000	3,245
Additional noninterest expense	$1,289,000	2,719
Pre-tax net operating income	$376,000	6,815
Securities gains (losses)	$0	4,204
Applicable income taxes	$58,000	6,101
Income before extraordinary items	$318,000	6,845
Extraordinary gains, net	$0	40
Net income	$318,000	6,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$463,000	1,243
Cash dividends	$400,000	3,007
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$318,000	6,670
2003-06-30 (YTD Data)		Rank
Total interest income	$2,931,000	4,450
Total interest expense	$512,000	6,321
Net interest income	$2,419,000	3,792
Provision for loan and lease losses	$498,000	1,165
Total noninterest income	$850,000	2,634
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$720,000	1,193
Trading account gains and fees	$0	150
Additional Noninterest Income	$130,000	4,848
Total noninterest expense	$2,565,000	2,985
Salaries and employee benefits	$1,339,000	3,076
Premises and equipment expense	$347,000	3,096
Additional noninterest expense	$879,000	2,666
Pre-tax net operating income	$206,000	7,161
Securities gains (losses)	$0	3,782
Applicable income taxes	$25,000	6,463
Income before extraordinary items	$181,000	7,153
Extraordinary gains, net	$0	30
Net income	$181,000	7,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	972
Cash dividends	$400,000	2,440
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$181,000	6,971
2003-03-31 (YTD Data)		Rank
Total interest income	$1,479,000	4,459
Total interest expense	$274,000	6,207
Net interest income	$1,205,000	3,808
Provision for loan and lease losses	$424,000	694
Total noninterest income	$406,000	2,646
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$352,000	1,182
Trading account gains and fees	$0	134
Additional Noninterest Income	$54,000	5,123
Total noninterest expense	$1,246,000	3,042
Salaries and employee benefits	$669,000	3,072
Premises and equipment expense	$155,000	3,397
Additional noninterest expense	$422,000	2,724
Pre-tax net operating income	$-59,000	8,911
Securities gains (losses)	$0	2,891
Applicable income taxes	$-46,000	9,172
Income before extraordinary items	$-13,000	8,845
Extraordinary gains, net	$0	21
Net income	$-13,000	8,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	1,261
Cash dividends	$400,000	1,446
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-13,000	8,745
2002-12-31 (YTD Data)		Rank
Total interest income	$6,333,000	4,404
Total interest expense	$1,284,000	6,223
Net interest income	$5,049,000	3,643
Provision for loan and lease losses	$277,000	3,627
Total noninterest income	$1,368,000	2,802
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,127,000	1,434
Trading account gains and fees	$0	153
Additional Noninterest Income	$241,000	4,674
Total noninterest expense	$4,622,000	3,149
Salaries and employee benefits	$2,395,000	3,222
Premises and equipment expense	$614,000	3,347
Additional noninterest expense	$1,613,000	2,787
Pre-tax net operating income	$1,518,000	4,084
Securities gains (losses)	$-8,000	8,882
Applicable income taxes	$418,000	3,808
Income before extraordinary items	$1,092,000	4,345
Extraordinary gains, net	$0	70
Net income	$1,092,000	4,345
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$618,000	1,400
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,097,760	4,221
2001-12-31 (YTD Data)		Rank
Total interest income	$1,557,000	8,672
Total interest expense	$404,000	9,158
Net interest income	$1,153,000	7,982
Provision for loan and lease losses	$0	8,228
Total noninterest income	$412,000	5,597
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$227,000	4,861
Trading account gains and fees	$0	177
Additional Noninterest Income	$185,000	5,092
Total noninterest expense	$1,153,000	7,564
Salaries and employee benefits	$546,000	7,951
Premises and equipment expense	$193,000	6,884
Additional noninterest expense	$414,000	7,041
Pre-tax net operating income	$412,000	6,921
Securities gains (losses)	$0	4,612
Applicable income taxes	$123,000	5,738
Income before extraordinary items	$289,000	7,213
Extraordinary gains, net	$0	105
Net income	$289,000	7,215
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,516
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$289,000	7,089
2000-12-31 (YTD Data)		Rank
Total interest income	$7,064,000	4,550
Total interest expense	$2,525,000	5,526
Net interest income	$4,539,000	3,764
Provision for loan and lease losses	$146,000	4,464
Total noninterest income	$1,220,000	2,722
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$907,000	1,511
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	3,827
Total noninterest expense	$4,108,000	3,263
Salaries and employee benefits	$2,183,000	3,216
Premises and equipment expense	$514,000	3,710
Additional noninterest expense	$1,411,000	2,972
Pre-tax net operating income	$1,505,000	4,062
Securities gains (losses)	$0	1,956
Applicable income taxes	$394,000	4,002
Income before extraordinary items	$1,111,000	4,071
Extraordinary gains, net	$0	38
Net income	$1,111,000	4,072
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$323,000	1,726
Cash dividends	$525,000	3,461
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,111,000	4,068
1999-12-31 (YTD Data)		Rank
Total interest income	$6,856,000	4,480
Total interest expense	$2,363,000	5,401
Net interest income	$4,493,000	3,793
Provision for loan and lease losses	$284,000	2,798
Total noninterest income	$1,142,000	2,798
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$889,000	1,467
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	4,416
Total noninterest expense	$4,063,000	3,267
Salaries and employee benefits	$2,187,000	3,158
Premises and equipment expense	$462,000	4,040
Additional noninterest expense	$1,414,000	3,008
Pre-tax net operating income	$1,288,000	4,553
Securities gains (losses)	$0	3,155
Applicable income taxes	$311,000	4,736
Income before extraordinary items	$977,000	4,504
Extraordinary gains, net	$0	35
Net income	$977,000	4,504
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$582,000	1,076
Cash dividends	$408,000	3,864
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$977,000	4,458
1998-12-31 (YTD Data)		Rank
Total interest income	$7,890,000	3,989
Total interest expense	$2,586,000	5,240
Net interest income	$5,304,000	3,223
Provision for loan and lease losses	$707,000	1,300
Total noninterest income	$1,318,000	2,495
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$914,000	1,377
Trading account gains and fees	NA	NA
Additional Noninterest Income	$404,000	3,418
Total noninterest expense	$4,230,000	3,076
Salaries and employee benefits	$2,096,000	3,186
Premises and equipment expense	$469,000	3,881
Additional noninterest expense	$1,665,000	2,503
Pre-tax net operating income	$1,685,000	3,833
Securities gains (losses)	$0	4,449
Applicable income taxes	$536,000	3,676
Income before extraordinary items	$1,149,000	4,069
Extraordinary gains, net	$0	32
Net income	$1,149,000	4,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$701,000	973
Cash dividends	$458,000	3,721
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,149,000	3,979
1997-12-31 (YTD Data)		Rank
Total interest income	$8,418,000	3,788
Total interest expense	$2,524,000	5,374
Net interest income	$5,894,000	2,961
Provision for loan and lease losses	$950,000	1,025
Total noninterest income	$1,397,000	2,332
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$985,000	1,304
Trading account gains and fees	NA	NA
Additional Noninterest Income	$412,000	3,231
Total noninterest expense	$4,265,000	2,995
Salaries and employee benefits	$2,231,000	2,972
Premises and equipment expense	$450,000	4,042
Additional noninterest expense	$1,584,000	2,592
Pre-tax net operating income	$2,076,000	3,409
Securities gains (losses)	$0	3,944
Applicable income taxes	$644,000	3,477
Income before extraordinary items	$1,432,000	3,488
Extraordinary gains, net	$0	44
Net income	$1,432,000	3,488
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$472,000	1,402
Cash dividends	$861,000	2,447
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,432,000	3,411
1996-12-31 (YTD Data)		Rank
Total interest income	$8,085,000	3,995
Total interest expense	$2,511,000	5,497
Net interest income	$5,574,000	3,173
Provision for loan and lease losses	$1,560,000	741
Total noninterest income	$1,387,000	2,434
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$984,000	1,364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$403,000	3,391
Total noninterest expense	$3,794,000	3,501
Salaries and employee benefits	$2,026,000	3,296
Premises and equipment expense	$388,000	4,655
Additional noninterest expense	$1,380,000	3,348
Pre-tax net operating income	$1,607,000	4,110
Securities gains (losses)	$0	4,148
Applicable income taxes	$544,000	3,880
Income before extraordinary items	$1,063,000	4,262
Extraordinary gains, net	$0	53
Net income	$1,063,000	4,263
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,076,000	565
Cash dividends	$846,000	2,399
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,063,000	4,211
1995-12-31 (YTD Data)		Rank
Total interest income	$7,664,000	4,173
Total interest expense	$2,284,000	5,920
Net interest income	$5,380,000	3,303
Provision for loan and lease losses	$1,404,000	742
Total noninterest income	$1,458,000	2,329
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,073,000	1,246
Trading account gains and fees	NA	NA
Additional Noninterest Income	$385,000	3,384
Total noninterest expense	$3,551,000	3,693
Salaries and employee benefits	$1,720,000	3,791
Premises and equipment expense	$354,000	4,980
Additional noninterest expense	$1,477,000	3,125
Pre-tax net operating income	$1,883,000	3,688
Securities gains (losses)	$0	3,831
Applicable income taxes	$651,000	3,442
Income before extraordinary items	$1,232,000	3,868
Extraordinary gains, net	$0	65
Net income	$1,232,000	3,866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$666,000	1,153
Cash dividends	$728,000	2,590
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,232,000	3,843
1994-12-31 (YTD Data)		Rank
Total interest income	$6,139,000	4,763
Total interest expense	$1,533,000	6,797
Net interest income	$4,606,000	3,831
Provision for loan and lease losses	$924,000	982
Total noninterest income	$1,030,000	3,044
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$812,000	1,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	4,998
Total noninterest expense	$2,818,000	4,653
Salaries and employee benefits	$1,373,000	4,650
Premises and equipment expense	$281,000	5,988
Additional noninterest expense	$1,164,000	4,165
Pre-tax net operating income	$1,894,000	3,594
Securities gains (losses)	$0	3,600
Applicable income taxes	$660,000	3,235
Income before extraordinary items	$1,234,000	3,754
Extraordinary gains, net	$0	249
Net income	$1,234,000	3,759
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$559,000	1,281
Cash dividends	$900,000	2,071
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,234,000	3,790
1993-12-31 (YTD Data)		Rank
Total interest income	$5,809,000	5,100
Total interest expense	$1,523,000	7,138
Net interest income	$4,286,000	4,136
Provision for loan and lease losses	$220,000	3,693
Total noninterest income	$821,000	3,910
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$717,000	1,907
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	7,749
Total noninterest expense	$2,225,000	5,809
Salaries and employee benefits	$1,101,000	5,642
Premises and equipment expense	$215,000	7,389
Additional noninterest expense	$909,000	5,324
Pre-tax net operating income	$2,662,000	2,566
Securities gains (losses)	$0	7,477
Applicable income taxes	$930,000	2,441
Income before extraordinary items	$1,732,000	2,847
Extraordinary gains, net	$0	3,149
Net income	$1,732,000	2,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$164,000	3,502
Cash dividends	$850,000	2,031
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,732,000	2,700
1992-12-31 (YTD Data)		Rank
Total interest income	$5,598,000	5,815
Total interest expense	$1,797,000	7,619
Net interest income	$3,801,000	4,659
Provision for loan and lease losses	$215,000	5,039
Total noninterest income	$719,000	4,320
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$548,000	2,515
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	6,197
Total noninterest expense	$1,993,000	6,399
Salaries and employee benefits	$981,000	6,133
Premises and equipment expense	$183,000	8,234
Additional noninterest expense	$829,000	5,894
Pre-tax net operating income	$2,312,000	2,701
Securities gains (losses)	$0	8,369
Applicable income taxes	$762,000	2,729
Income before extraordinary items	$1,550,000	2,981
Extraordinary gains, net	$0	1,422
Net income	$1,550,000	3,013
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	6,260
Cash dividends	$900,000	1,684
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,550,000	2,754

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.