Home > Community First Bank & Trust > Income and Expense
Community First Bank & Trust, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,844,000 | 1,497 |
| Total interest expense | $2,124,000 | 1,474 |
| Net interest income | $15,720,000 | 1,492 |
| Provision for loan and lease losses | $55,000 | 3,512 |
| Total noninterest income | $1,956,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,717,000 | 731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,041 |
| Total noninterest expense | $13,313,000 | 1,495 |
| Salaries and employee benefits | $7,627,000 | 1,463 |
| Premises and equipment expense | $1,324,000 | 1,706 |
| Additional noninterest expense | $4,362,000 | 1,405 |
| Pre-tax net operating income | $4,308,000 | 1,932 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,882,000 | 985 |
| Income before extraordinary items | $1,426,000 | 3,212 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,426,000 | 3,210 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,426,000 | 3,212 |
| Net charge-offs | $-82,000 | 5,245 |
| Cash dividends | $6,439,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,426,000 | 3,185 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,360,000 | 1,501 |
| Total interest expense | $1,562,000 | 1,464 |
| Net interest income | $11,798,000 | 1,492 |
| Provision for loan and lease losses | $55,000 | 3,165 |
| Total noninterest income | $1,446,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,298,000 | 733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 4,271 |
| Total noninterest expense | $9,270,000 | 1,599 |
| Salaries and employee benefits | $5,099,000 | 1,644 |
| Premises and equipment expense | $1,018,000 | 1,669 |
| Additional noninterest expense | $3,153,000 | 1,446 |
| Pre-tax net operating income | $3,919,000 | 1,673 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,411,000 | 1,169 |
| Income before extraordinary items | $2,508,000 | 2,024 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,508,000 | 2,024 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,508,000 | 2,024 |
| Net charge-offs | $-80,000 | 5,282 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,508,000 | 1,992 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,836,000 | 1,495 |
| Total interest expense | $1,027,000 | 1,450 |
| Net interest income | $7,809,000 | 1,488 |
| Provision for loan and lease losses | $55,000 | 2,776 |
| Total noninterest income | $988,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $872,000 | 721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 4,133 |
| Total noninterest expense | $6,249,000 | 1,581 |
| Salaries and employee benefits | $3,478,000 | 1,607 |
| Premises and equipment expense | $695,000 | 1,630 |
| Additional noninterest expense | $2,076,000 | 1,464 |
| Pre-tax net operating income | $2,493,000 | 1,707 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $895,000 | 1,185 |
| Income before extraordinary items | $1,598,000 | 2,051 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,598,000 | 2,051 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,598,000 | 2,051 |
| Net charge-offs | $104,000 | 1,488 |
| Cash dividends | $800,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,598,000 | 2,022 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 1,485 |
| Total interest expense | $506,000 | 1,446 |
| Net interest income | $3,920,000 | 1,469 |
| Provision for loan and lease losses | $20,000 | 2,800 |
| Total noninterest income | $359,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $437,000 | 724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-78,000 | 5,839 |
| Total noninterest expense | $3,187,000 | 1,564 |
| Salaries and employee benefits | $1,777,000 | 1,581 |
| Premises and equipment expense | $349,000 | 1,641 |
| Additional noninterest expense | $1,061,000 | 1,422 |
| Pre-tax net operating income | $1,072,000 | 1,876 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $381,000 | 1,290 |
| Income before extraordinary items | $691,000 | 2,220 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $691,000 | 2,221 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $691,000 | 2,221 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $400,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $691,000 | 2,192 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,371,000 | 1,464 |
| Total interest expense | $1,981,000 | 1,429 |
| Net interest income | $15,390,000 | 1,464 |
| Provision for loan and lease losses | $-632,000 | 5,781 |
| Total noninterest income | $2,592,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,897,000 | 691 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $695,000 | 2,837 |
| Total noninterest expense | $13,545,000 | 1,453 |
| Salaries and employee benefits | $7,269,000 | 1,491 |
| Premises and equipment expense | $1,373,000 | 1,649 |
| Additional noninterest expense | $4,903,000 | 1,279 |
| Pre-tax net operating income | $5,069,000 | 1,612 |
| Securities gains (losses) | $226,000 | 806 |
| Applicable income taxes | $1,947,000 | 1,070 |
| Income before extraordinary items | $3,348,000 | 1,916 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,348,000 | 1,915 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,348,000 | 1,915 |
| Net charge-offs | $-114,000 | 5,552 |
| Cash dividends | $4,200,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,203,360 | 1,934 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,979,000 | 1,473 |
| Total interest expense | $1,490,000 | 1,424 |
| Net interest income | $11,489,000 | 1,467 |
| Provision for loan and lease losses | $-904,000 | 5,908 |
| Total noninterest income | $1,907,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,422,000 | 683 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $485,000 | 2,934 |
| Total noninterest expense | $10,151,000 | 1,452 |
| Salaries and employee benefits | $5,522,000 | 1,475 |
| Premises and equipment expense | $1,021,000 | 1,664 |
| Additional noninterest expense | $3,608,000 | 1,307 |
| Pre-tax net operating income | $4,149,000 | 1,513 |
| Securities gains (losses) | $206,000 | 783 |
| Applicable income taxes | $1,624,000 | 1,016 |
| Income before extraordinary items | $2,731,000 | 1,814 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,731,000 | 1,814 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,731,000 | 1,814 |
| Net charge-offs | $-97,000 | 5,564 |
| Cash dividends | $500,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,599,160 | 1,835 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,596,000 | 1,488 |
| Total interest expense | $993,000 | 1,432 |
| Net interest income | $7,603,000 | 1,486 |
| Provision for loan and lease losses | $-578,000 | 5,983 |
| Total noninterest income | $1,352,000 | 1,747 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $926,000 | 682 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $426,000 | 2,581 |
| Total noninterest expense | $6,764,000 | 1,459 |
| Salaries and employee benefits | $3,655,000 | 1,491 |
| Premises and equipment expense | $680,000 | 1,668 |
| Additional noninterest expense | $2,429,000 | 1,303 |
| Pre-tax net operating income | $2,769,000 | 1,504 |
| Securities gains (losses) | $206,000 | 588 |
| Applicable income taxes | $1,100,000 | 1,012 |
| Income before extraordinary items | $1,875,000 | 1,760 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,875,000 | 1,760 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,875,000 | 1,760 |
| Net charge-offs | $-27,000 | 5,321 |
| Cash dividends | $250,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,743,160 | 1,814 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 1,506 |
| Total interest expense | $498,000 | 1,426 |
| Net interest income | $3,735,000 | 1,506 |
| Provision for loan and lease losses | $-578,000 | 6,081 |
| Total noninterest income | $695,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $453,000 | 687 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $242,000 | 2,378 |
| Total noninterest expense | $3,455,000 | 1,421 |
| Salaries and employee benefits | $1,827,000 | 1,493 |
| Premises and equipment expense | $345,000 | 1,657 |
| Additional noninterest expense | $1,283,000 | 1,240 |
| Pre-tax net operating income | $1,553,000 | 1,377 |
| Securities gains (losses) | $37,000 | 956 |
| Applicable income taxes | $588,000 | 944 |
| Income before extraordinary items | $1,002,000 | 1,618 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,002,000 | 1,619 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,002,000 | 1,619 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $978,320 | 1,615 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,170,000 | 1,445 |
| Total interest expense | $2,012,000 | 1,385 |
| Net interest income | $15,158,000 | 1,457 |
| Provision for loan and lease losses | $-2,257,000 | 6,121 |
| Total noninterest income | $2,024,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,776,000 | 745 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $248,000 | 4,194 |
| Total noninterest expense | $13,563,000 | 1,434 |
| Salaries and employee benefits | $6,997,000 | 1,518 |
| Premises and equipment expense | $1,297,000 | 1,761 |
| Additional noninterest expense | $5,269,000 | 1,216 |
| Pre-tax net operating income | $5,876,000 | 1,386 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $-10,599,000 | 6,164 |
| Income before extraordinary items | $16,485,000 | 456 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $16,485,000 | 455 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $16,485,000 | 457 |
| Net charge-offs | $-1,361,000 | 6,124 |
| Cash dividends | $9,514,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $-129,000 | 6,108 |
| Net operating income | $16,475,000 | 450 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,922,000 | 1,446 |
| Total interest expense | $1,506,000 | 1,396 |
| Net interest income | $11,416,000 | 1,462 |
| Provision for loan and lease losses | $-2,257,000 | 6,225 |
| Total noninterest income | $1,784,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,327,000 | 753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $457,000 | 3,034 |
| Total noninterest expense | $10,179,000 | 1,436 |
| Salaries and employee benefits | $5,221,000 | 1,533 |
| Premises and equipment expense | $958,000 | 1,802 |
| Additional noninterest expense | $4,000,000 | 1,206 |
| Pre-tax net operating income | $5,278,000 | 1,212 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $407,000 | 2,183 |
| Income before extraordinary items | $4,876,000 | 1,101 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,876,000 | 1,099 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,876,000 | 1,101 |
| Net charge-offs | $-1,440,000 | 6,223 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,871,400 | 1,070 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,023,000 | 1,558 |
| Total interest expense | $996,000 | 1,413 |
| Net interest income | $7,027,000 | 1,576 |
| Provision for loan and lease losses | $-1,563,000 | 6,288 |
| Total noninterest income | $1,205,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $871,000 | 754 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $334,000 | 2,926 |
| Total noninterest expense | $6,761,000 | 1,448 |
| Salaries and employee benefits | $3,464,000 | 1,545 |
| Premises and equipment expense | $625,000 | 1,844 |
| Additional noninterest expense | $2,672,000 | 1,195 |
| Pre-tax net operating income | $3,034,000 | 1,368 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $220,000 | 2,393 |
| Income before extraordinary items | $2,815,000 | 1,238 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,815,000 | 1,240 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,815,000 | 1,239 |
| Net charge-offs | $-932,000 | 6,294 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,814,070 | 1,210 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 1,558 |
| Total interest expense | $495,000 | 1,417 |
| Net interest income | $3,488,000 | 1,584 |
| Provision for loan and lease losses | $-457,000 | 6,319 |
| Total noninterest income | $649,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $410,000 | 770 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $239,000 | 2,414 |
| Total noninterest expense | $3,371,000 | 1,453 |
| Salaries and employee benefits | $1,733,000 | 1,554 |
| Premises and equipment expense | $315,000 | 1,844 |
| Additional noninterest expense | $1,323,000 | 1,201 |
| Pre-tax net operating income | $1,223,000 | 1,575 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $106,000 | 2,393 |
| Income before extraordinary items | $1,118,000 | 1,449 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,118,000 | 1,451 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,118,000 | 1,451 |
| Net charge-offs | $-113,000 | 6,144 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,117,090 | 1,407 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,930,000 | 1,557 |
| Total interest expense | $2,174,000 | 1,345 |
| Net interest income | $13,756,000 | 1,605 |
| Provision for loan and lease losses | $-1,014,000 | 6,363 |
| Total noninterest income | $2,470,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,727,000 | 781 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $743,000 | 2,739 |
| Total noninterest expense | $13,929,000 | 1,388 |
| Salaries and employee benefits | $6,814,000 | 1,535 |
| Premises and equipment expense | $1,155,000 | 1,989 |
| Additional noninterest expense | $5,960,000 | 1,107 |
| Pre-tax net operating income | $3,311,000 | 2,111 |
| Securities gains (losses) | $221,000 | 763 |
| Applicable income taxes | $589,000 | 2,052 |
| Income before extraordinary items | $2,943,000 | 2,050 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,943,000 | 2,050 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,943,000 | 2,049 |
| Net charge-offs | $1,854,000 | 545 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,759,570 | 2,096 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,998,000 | 1,560 |
| Total interest expense | $1,668,000 | 1,314 |
| Net interest income | $10,330,000 | 1,604 |
| Provision for loan and lease losses | $-800,000 | 6,436 |
| Total noninterest income | $1,719,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,290,000 | 788 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $429,000 | 3,126 |
| Total noninterest expense | $10,415,000 | 1,397 |
| Salaries and employee benefits | $4,980,000 | 1,565 |
| Premises and equipment expense | $842,000 | 2,054 |
| Additional noninterest expense | $4,593,000 | 1,075 |
| Pre-tax net operating income | $2,434,000 | 2,187 |
| Securities gains (losses) | $213,000 | 620 |
| Applicable income taxes | $506,000 | 1,980 |
| Income before extraordinary items | $2,141,000 | 2,108 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,141,000 | 2,106 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,141,000 | 2,106 |
| Net charge-offs | $1,134,000 | 610 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,968,470 | 2,191 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,000,000 | 1,556 |
| Total interest expense | $1,145,000 | 1,294 |
| Net interest income | $6,855,000 | 1,602 |
| Provision for loan and lease losses | $-800,000 | 6,545 |
| Total noninterest income | $1,249,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $854,000 | 785 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $395,000 | 2,643 |
| Total noninterest expense | $6,820,000 | 1,420 |
| Salaries and employee benefits | $3,298,000 | 1,575 |
| Premises and equipment expense | $526,000 | 2,175 |
| Additional noninterest expense | $2,996,000 | 1,086 |
| Pre-tax net operating income | $2,084,000 | 1,760 |
| Securities gains (losses) | $40,000 | 1,296 |
| Applicable income taxes | $205,000 | 2,390 |
| Income before extraordinary items | $1,919,000 | 1,593 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,919,000 | 1,596 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,919,000 | 1,595 |
| Net charge-offs | $933,000 | 534 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,883,000 | 1,588 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,988,000 | 1,550 |
| Total interest expense | $589,000 | 1,277 |
| Net interest income | $3,399,000 | 1,613 |
| Provision for loan and lease losses | $-500,000 | 6,626 |
| Total noninterest income | $508,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $407,000 | 803 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $101,000 | 3,554 |
| Total noninterest expense | $3,342,000 | 1,452 |
| Salaries and employee benefits | $1,647,000 | 1,588 |
| Premises and equipment expense | $223,000 | 2,549 |
| Additional noninterest expense | $1,472,000 | 1,089 |
| Pre-tax net operating income | $1,065,000 | 1,676 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $104,000 | 2,325 |
| Income before extraordinary items | $961,000 | 1,548 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $961,000 | 1,551 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $961,000 | 1,551 |
| Net charge-offs | $926,000 | 317 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $961,000 | 1,523 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,439,000 | 1,453 |
| Total interest expense | $3,387,000 | 995 |
| Net interest income | $14,052,000 | 1,549 |
| Provision for loan and lease losses | $45,000 | 4,352 |
| Total noninterest income | $2,545,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,702,000 | 816 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $843,000 | 2,608 |
| Total noninterest expense | $13,847,000 | 1,422 |
| Salaries and employee benefits | $6,358,000 | 1,626 |
| Premises and equipment expense | $1,359,000 | 1,724 |
| Additional noninterest expense | $6,130,000 | 1,106 |
| Pre-tax net operating income | $2,705,000 | 2,329 |
| Securities gains (losses) | $182,000 | 950 |
| Applicable income taxes | $444,000 | 2,281 |
| Income before extraordinary items | $2,443,000 | 2,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,443,000 | 2,238 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,443,000 | 2,238 |
| Net charge-offs | $1,773,000 | 828 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,288,300 | 2,301 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,272,000 | 1,443 |
| Total interest expense | $2,704,000 | 982 |
| Net interest income | $10,568,000 | 1,551 |
| Provision for loan and lease losses | $300,000 | 2,060 |
| Total noninterest income | $1,864,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,276,000 | 821 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $588,000 | 2,769 |
| Total noninterest expense | $10,537,000 | 1,401 |
| Salaries and employee benefits | $4,889,000 | 1,595 |
| Premises and equipment expense | $1,038,000 | 1,708 |
| Additional noninterest expense | $4,610,000 | 1,091 |
| Pre-tax net operating income | $1,595,000 | 2,816 |
| Securities gains (losses) | $182,000 | 865 |
| Applicable income taxes | $342,000 | 2,304 |
| Income before extraordinary items | $1,435,000 | 2,744 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,435,000 | 2,748 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,435,000 | 2,748 |
| Net charge-offs | $1,704,000 | 674 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,287,580 | 2,867 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,947,000 | 1,426 |
| Total interest expense | $1,950,000 | 928 |
| Net interest income | $6,997,000 | 1,546 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $1,376,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $832,000 | 827 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $544,000 | 2,367 |
| Total noninterest expense | $7,072,000 | 1,389 |
| Salaries and employee benefits | $3,257,000 | 1,600 |
| Premises and equipment expense | $695,000 | 1,704 |
| Additional noninterest expense | $3,120,000 | 1,082 |
| Pre-tax net operating income | $1,001,000 | 2,906 |
| Securities gains (losses) | $182,000 | 788 |
| Applicable income taxes | $226,000 | 2,313 |
| Income before extraordinary items | $957,000 | 2,728 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $957,000 | 2,733 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $957,000 | 2,733 |
| Net charge-offs | $1,013,000 | 759 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $809,580 | 2,951 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 1,379 |
| Total interest expense | $1,047,000 | 885 |
| Net interest income | $3,559,000 | 1,527 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $896,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $384,000 | 867 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $512,000 | 1,548 |
| Total noninterest expense | $3,672,000 | 1,362 |
| Salaries and employee benefits | $1,652,000 | 1,596 |
| Premises and equipment expense | $367,000 | 1,642 |
| Additional noninterest expense | $1,653,000 | 1,020 |
| Pre-tax net operating income | $483,000 | 2,933 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $107,000 | 2,335 |
| Income before extraordinary items | $376,000 | 3,140 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $376,000 | 3,141 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $376,000 | 3,142 |
| Net charge-offs | $35,000 | 2,690 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $376,000 | 3,049 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $22,723,000 | 1,176 |
| Total interest expense | $5,541,000 | 807 |
| Net interest income | $17,182,000 | 1,278 |
| Provision for loan and lease losses | $2,700,000 | 836 |
| Total noninterest income | $5,919,000 | 1,016 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,657,000 | 855 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,262,000 | 918 |
| Total noninterest expense | $16,773,000 | 1,210 |
| Salaries and employee benefits | $7,194,000 | 1,418 |
| Premises and equipment expense | $1,653,000 | 1,443 |
| Additional noninterest expense | $7,926,000 | 879 |
| Pre-tax net operating income | $3,628,000 | 1,769 |
| Securities gains (losses) | $1,215,000 | 430 |
| Applicable income taxes | $698,000 | 1,839 |
| Income before extraordinary items | $4,145,000 | 1,412 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,145,000 | 1,413 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,145,000 | 1,413 |
| Net charge-offs | $12,478,000 | 268 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,100,100 | 1,708 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $17,709,000 | 1,150 |
| Total interest expense | $4,308,000 | 815 |
| Net interest income | $13,401,000 | 1,244 |
| Provision for loan and lease losses | $2,700,000 | 671 |
| Total noninterest income | $2,769,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,256,000 | 843 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,513,000 | 1,518 |
| Total noninterest expense | $12,555,000 | 1,209 |
| Salaries and employee benefits | $5,474,000 | 1,391 |
| Premises and equipment expense | $1,239,000 | 1,450 |
| Additional noninterest expense | $5,842,000 | 887 |
| Pre-tax net operating income | $915,000 | 3,793 |
| Securities gains (losses) | $1,215,000 | 327 |
| Applicable income taxes | $547,000 | 1,847 |
| Income before extraordinary items | $1,583,000 | 2,539 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,583,000 | 2,540 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,583,000 | 2,540 |
| Net charge-offs | $10,621,000 | 249 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $683,900 | 3,961 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,213,000 | 1,122 |
| Total interest expense | $2,944,000 | 829 |
| Net interest income | $9,269,000 | 1,204 |
| Provision for loan and lease losses | $700,000 | 1,420 |
| Total noninterest income | $2,456,000 | 1,140 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $823,000 | 846 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,633,000 | 1,073 |
| Total noninterest expense | $8,491,000 | 1,187 |
| Salaries and employee benefits | $3,705,000 | 1,391 |
| Premises and equipment expense | $820,000 | 1,446 |
| Additional noninterest expense | $3,966,000 | 867 |
| Pre-tax net operating income | $2,534,000 | 1,375 |
| Securities gains (losses) | $529,000 | 513 |
| Applicable income taxes | $363,000 | 1,831 |
| Income before extraordinary items | $2,700,000 | 1,117 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,700,000 | 1,117 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,700,000 | 1,117 |
| Net charge-offs | $5,573,000 | 312 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,234,480 | 1,254 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,284,000 | 1,092 |
| Total interest expense | $1,551,000 | 806 |
| Net interest income | $4,733,000 | 1,180 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,880,000 | 816 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $394,000 | 878 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,486,000 | 688 |
| Total noninterest expense | $4,396,000 | 1,134 |
| Salaries and employee benefits | $1,900,000 | 1,362 |
| Premises and equipment expense | $478,000 | 1,251 |
| Additional noninterest expense | $2,018,000 | 838 |
| Pre-tax net operating income | $2,217,000 | 819 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $171,000 | 1,899 |
| Income before extraordinary items | $2,046,000 | 736 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,046,000 | 737 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,046,000 | 737 |
| Net charge-offs | $732,000 | 840 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,046,000 | 693 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $28,673,000 | 972 |
| Total interest expense | $7,688,000 | 761 |
| Net interest income | $20,985,000 | 1,056 |
| Provision for loan and lease losses | $13,029,000 | 335 |
| Total noninterest income | $362,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,809,000 | 813 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,447,000 | 7,233 |
| Total noninterest expense | $18,105,000 | 1,083 |
| Salaries and employee benefits | $8,285,000 | 1,200 |
| Premises and equipment expense | $2,280,000 | 1,096 |
| Additional noninterest expense | $7,540,000 | 939 |
| Pre-tax net operating income | $-9,787,000 | 7,206 |
| Securities gains (losses) | $-5,000,000 | 7,334 |
| Applicable income taxes | $-1,555,000 | 7,226 |
| Income before extraordinary items | $-13,232,000 | 7,252 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-13,248,000 | 7,252 |
| Minority interest net income | $16,000 | 77 |
| Net income of bank and minority interests. | $-13,232,000 | 7,252 |
| Net charge-offs | $11,651,000 | 389 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-8,782,000 | 7,183 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $21,917,000 | 968 |
| Total interest expense | $6,030,000 | 761 |
| Net interest income | $15,887,000 | 1,048 |
| Provision for loan and lease losses | $8,035,000 | 387 |
| Total noninterest income | $1,709,000 | 1,819 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,380,000 | 803 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $329,000 | 3,340 |
| Total noninterest expense | $13,357,000 | 1,105 |
| Salaries and employee benefits | $6,258,000 | 1,191 |
| Premises and equipment expense | $1,720,000 | 1,102 |
| Additional noninterest expense | $5,379,000 | 987 |
| Pre-tax net operating income | $-3,796,000 | 7,167 |
| Securities gains (losses) | $-5,000,000 | 7,417 |
| Applicable income taxes | $-1,595,000 | 7,350 |
| Income before extraordinary items | $-7,201,000 | 7,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,209,000 | 7,304 |
| Minority interest net income | $8,000 | 76 |
| Net income of bank and minority interests. | $-7,201,000 | 7,304 |
| Net charge-offs | $7,440,000 | 450 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,101,000 | 7,146 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $15,043,000 | 958 |
| Total interest expense | $4,157,000 | 772 |
| Net interest income | $10,886,000 | 1,015 |
| Provision for loan and lease losses | $7,030,000 | 315 |
| Total noninterest income | $1,259,000 | 1,668 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $919,000 | 795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $340,000 | 2,698 |
| Total noninterest expense | $9,029,000 | 1,109 |
| Salaries and employee benefits | $4,298,000 | 1,167 |
| Premises and equipment expense | $1,134,000 | 1,123 |
| Additional noninterest expense | $3,597,000 | 1,009 |
| Pre-tax net operating income | $-3,914,000 | 7,323 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-3,914,000 | 7,334 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,922,000 | 7,334 |
| Minority interest net income | $8,000 | 79 |
| Net income of bank and minority interests. | $-3,914,000 | 7,334 |
| Net charge-offs | $6,300,000 | 386 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,914,000 | 7,333 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,740,000 | 942 |
| Total interest expense | $2,180,000 | 762 |
| Net interest income | $5,560,000 | 995 |
| Provision for loan and lease losses | $1,830,000 | 554 |
| Total noninterest income | $878,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $437,000 | 821 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $441,000 | 1,471 |
| Total noninterest expense | $4,600,000 | 1,097 |
| Salaries and employee benefits | $2,247,000 | 1,129 |
| Premises and equipment expense | $570,000 | 1,156 |
| Additional noninterest expense | $1,783,000 | 996 |
| Pre-tax net operating income | $8,000 | 6,237 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $8,000 | 6,282 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,000 | 6,281 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $8,000 | 6,282 |
| Net charge-offs | $222,000 | 2,032 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $8,000 | 6,244 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $32,889,000 | 932 |
| Total interest expense | $10,521,000 | 772 |
| Net interest income | $22,368,000 | 984 |
| Provision for loan and lease losses | $14,434,000 | 494 |
| Total noninterest income | $1,890,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,844,000 | 821 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $46,000 | 6,173 |
| Total noninterest expense | $25,054,000 | 799 |
| Salaries and employee benefits | $9,345,000 | 1,058 |
| Premises and equipment expense | $2,416,000 | 1,074 |
| Additional noninterest expense | $13,293,000 | 573 |
| Pre-tax net operating income | $-15,230,000 | 7,456 |
| Securities gains (losses) | $522,000 | 860 |
| Applicable income taxes | $2,163,000 | 694 |
| Income before extraordinary items | $-16,871,000 | 7,493 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-16,887,000 | 7,493 |
| Minority interest net income | $16,000 | 91 |
| Net income of bank and minority interests. | $-16,871,000 | 7,493 |
| Net charge-offs | $9,614,000 | 624 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-17,393,000 | 7,497 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $24,943,000 | 932 |
| Total interest expense | $8,167,000 | 771 |
| Net interest income | $16,776,000 | 984 |
| Provision for loan and lease losses | $4,283,000 | 988 |
| Total noninterest income | $2,123,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,358,000 | 867 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $765,000 | 2,129 |
| Total noninterest expense | $14,418,000 | 1,015 |
| Salaries and employee benefits | $6,944,000 | 1,059 |
| Premises and equipment expense | $1,810,000 | 1,086 |
| Additional noninterest expense | $5,664,000 | 948 |
| Pre-tax net operating income | $198,000 | 5,263 |
| Securities gains (losses) | $522,000 | 710 |
| Applicable income taxes | $315,000 | 2,101 |
| Income before extraordinary items | $405,000 | 4,448 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $397,000 | 4,484 |
| Minority interest net income | $8,000 | 97 |
| Net income of bank and minority interests. | $405,000 | 4,451 |
| Net charge-offs | $3,450,000 | 1,022 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $70,920 | 5,706 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $16,741,000 | 929 |
| Total interest expense | $5,639,000 | 766 |
| Net interest income | $11,102,000 | 997 |
| Provision for loan and lease losses | $3,309,000 | 884 |
| Total noninterest income | $1,796,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $885,000 | 889 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $911,000 | 1,381 |
| Total noninterest expense | $9,327,000 | 1,054 |
| Salaries and employee benefits | $4,547,000 | 1,080 |
| Premises and equipment expense | $1,200,000 | 1,109 |
| Additional noninterest expense | $3,580,000 | 988 |
| Pre-tax net operating income | $262,000 | 4,581 |
| Securities gains (losses) | $315,000 | 687 |
| Applicable income taxes | $229,000 | 2,000 |
| Income before extraordinary items | $348,000 | 4,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $340,000 | 4,072 |
| Minority interest net income | $8,000 | 87 |
| Net income of bank and minority interests. | $348,000 | 4,025 |
| Net charge-offs | $2,956,000 | 841 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $146,400 | 5,092 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,416,000 | 951 |
| Total interest expense | $3,038,000 | 744 |
| Net interest income | $5,378,000 | 1,040 |
| Provision for loan and lease losses | $1,127,000 | 1,081 |
| Total noninterest income | $783,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $433,000 | 903 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $350,000 | 1,657 |
| Total noninterest expense | $4,543,000 | 1,100 |
| Salaries and employee benefits | $2,246,000 | 1,108 |
| Premises and equipment expense | $587,000 | 1,159 |
| Additional noninterest expense | $1,710,000 | 1,025 |
| Pre-tax net operating income | $491,000 | 2,441 |
| Securities gains (losses) | $315,000 | 368 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $806,000 | 1,361 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $806,000 | 1,365 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $806,000 | 1,364 |
| Net charge-offs | $1,801,000 | 693 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $491,000 | 2,084 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $35,186,000 | 958 |
| Total interest expense | $16,009,000 | 721 |
| Net interest income | $19,177,000 | 1,154 |
| Provision for loan and lease losses | $10,921,000 | 809 |
| Total noninterest income | $2,807,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,027,000 | 852 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $780,000 | 2,498 |
| Total noninterest expense | $21,033,000 | 997 |
| Salaries and employee benefits | $9,045,000 | 1,086 |
| Premises and equipment expense | $2,553,000 | 1,069 |
| Additional noninterest expense | $9,435,000 | 849 |
| Pre-tax net operating income | $-9,970,000 | 7,486 |
| Securities gains (losses) | $1,135,000 | 439 |
| Applicable income taxes | $-1,035,000 | 7,295 |
| Income before extraordinary items | $-7,800,000 | 7,476 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,816,000 | 7,477 |
| Minority interest net income | $16,000 | 92 |
| Net income of bank and minority interests. | $-7,800,000 | 7,475 |
| Net charge-offs | $6,555,000 | 942 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-8,798,800 | 7,517 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $26,428,000 | 974 |
| Total interest expense | $12,620,000 | 727 |
| Net interest income | $13,808,000 | 1,214 |
| Provision for loan and lease losses | $6,904,000 | 833 |
| Total noninterest income | $1,815,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,532,000 | 840 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $283,000 | 3,708 |
| Total noninterest expense | $14,503,000 | 1,063 |
| Salaries and employee benefits | $6,894,000 | 1,082 |
| Premises and equipment expense | $1,933,000 | 1,064 |
| Additional noninterest expense | $5,676,000 | 995 |
| Pre-tax net operating income | $-5,784,000 | 7,554 |
| Securities gains (losses) | $460,000 | 738 |
| Applicable income taxes | $-744,000 | 7,469 |
| Income before extraordinary items | $-4,580,000 | 7,541 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,588,000 | 7,542 |
| Minority interest net income | $8,000 | 102 |
| Net income of bank and minority interests. | $-4,580,000 | 7,541 |
| Net charge-offs | $2,025,000 | 1,490 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,975,600 | 7,581 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,525,000 | 1,000 |
| Total interest expense | $8,658,000 | 744 |
| Net interest income | $8,867,000 | 1,257 |
| Provision for loan and lease losses | $3,520,000 | 975 |
| Total noninterest income | $1,304,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $995,000 | 844 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $309,000 | 2,955 |
| Total noninterest expense | $9,646,000 | 1,092 |
| Salaries and employee benefits | $4,772,000 | 1,061 |
| Premises and equipment expense | $1,294,000 | 1,086 |
| Additional noninterest expense | $3,580,000 | 1,069 |
| Pre-tax net operating income | $-2,995,000 | 7,567 |
| Securities gains (losses) | $455,000 | 553 |
| Applicable income taxes | $-939,000 | 7,738 |
| Income before extraordinary items | $-1,601,000 | 7,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,609,000 | 7,363 |
| Minority interest net income | $8,000 | 91 |
| Net income of bank and minority interests. | $-1,601,000 | 7,361 |
| Net charge-offs | $1,805,000 | 1,198 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,892,200 | 7,449 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,715,000 | 1,019 |
| Total interest expense | $4,391,000 | 765 |
| Net interest income | $4,324,000 | 1,282 |
| Provision for loan and lease losses | $1,288,000 | 1,017 |
| Total noninterest income | $295,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $490,000 | 834 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-195,000 | 8,153 |
| Total noninterest expense | $4,730,000 | 1,062 |
| Salaries and employee benefits | $2,360,000 | 1,078 |
| Premises and equipment expense | $665,000 | 1,067 |
| Additional noninterest expense | $1,705,000 | 990 |
| Pre-tax net operating income | $-1,399,000 | 7,731 |
| Securities gains (losses) | $-335,000 | 8,079 |
| Applicable income taxes | $-507,000 | 7,889 |
| Income before extraordinary items | $-1,227,000 | 7,765 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,227,000 | 7,768 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,227,000 | 7,767 |
| Net charge-offs | $1,256,000 | 840 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-989,150 | 7,702 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $38,202,000 | 986 |
| Total interest expense | $19,246,000 | 825 |
| Net interest income | $18,956,000 | 1,170 |
| Provision for loan and lease losses | $5,528,000 | 948 |
| Total noninterest income | $4,146,000 | 1,241 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,130,000 | 824 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,016,000 | 1,295 |
| Total noninterest expense | $18,186,000 | 1,083 |
| Salaries and employee benefits | $8,823,000 | 1,118 |
| Premises and equipment expense | $2,472,000 | 1,122 |
| Additional noninterest expense | $6,891,000 | 933 |
| Pre-tax net operating income | $-612,000 | 6,824 |
| Securities gains (losses) | $258,000 | 606 |
| Applicable income taxes | $-622,000 | 7,569 |
| Income before extraordinary items | $268,000 | 5,230 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $268,000 | 5,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,634,000 | 1,097 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $102,880 | 6,002 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $29,133,000 | 997 |
| Total interest expense | $14,731,000 | 841 |
| Net interest income | $14,402,000 | 1,174 |
| Provision for loan and lease losses | $1,616,000 | 1,357 |
| Total noninterest income | $3,422,000 | 1,177 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,621,000 | 824 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,801,000 | 1,197 |
| Total noninterest expense | $13,690,000 | 1,073 |
| Salaries and employee benefits | $6,652,000 | 1,135 |
| Premises and equipment expense | $1,804,000 | 1,152 |
| Additional noninterest expense | $5,234,000 | 874 |
| Pre-tax net operating income | $2,518,000 | 1,915 |
| Securities gains (losses) | $258,000 | 515 |
| Applicable income taxes | $704,000 | 1,526 |
| Income before extraordinary items | $2,072,000 | 1,719 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,072,000 | 1,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $810,000 | 1,480 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,878,500 | 1,983 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,522,000 | 1,006 |
| Total interest expense | $10,305,000 | 824 |
| Net interest income | $9,217,000 | 1,214 |
| Provision for loan and lease losses | $966,000 | 1,252 |
| Total noninterest income | $2,402,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,052,000 | 823 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,350,000 | 1,140 |
| Total noninterest expense | $9,096,000 | 1,077 |
| Salaries and employee benefits | $4,478,000 | 1,138 |
| Premises and equipment expense | $1,177,000 | 1,172 |
| Additional noninterest expense | $3,441,000 | 857 |
| Pre-tax net operating income | $1,557,000 | 2,122 |
| Securities gains (losses) | $258,000 | 510 |
| Applicable income taxes | $473,000 | 1,667 |
| Income before extraordinary items | $1,342,000 | 1,986 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,342,000 | 1,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,060 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,151,080 | 2,245 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,150,000 | 982 |
| Total interest expense | $5,594,000 | 813 |
| Net interest income | $4,556,000 | 1,217 |
| Provision for loan and lease losses | $526,000 | 974 |
| Total noninterest income | $1,211,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $488,000 | 885 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $723,000 | 1,087 |
| Total noninterest expense | $4,501,000 | 1,075 |
| Salaries and employee benefits | $2,225,000 | 1,157 |
| Premises and equipment expense | $578,000 | 1,193 |
| Additional noninterest expense | $1,698,000 | 845 |
| Pre-tax net operating income | $740,000 | 2,316 |
| Securities gains (losses) | $252,000 | 381 |
| Applicable income taxes | $265,000 | 1,618 |
| Income before extraordinary items | $727,000 | 1,966 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $727,000 | 1,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,520 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $543,040 | 2,443 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $34,089,000 | 1,237 |
| Total interest expense | $19,145,000 | 1,021 |
| Net interest income | $14,944,000 | 1,525 |
| Provision for loan and lease losses | $1,259,000 | 1,204 |
| Total noninterest income | $3,590,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,573,000 | 1,133 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,017,000 | 1,362 |
| Total noninterest expense | $12,869,000 | 1,438 |
| Salaries and employee benefits | $6,584,000 | 1,539 |
| Premises and equipment expense | $1,508,000 | 1,743 |
| Additional noninterest expense | $4,777,000 | 1,186 |
| Pre-tax net operating income | $4,406,000 | 1,830 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,222,000 | 1,629 |
| Income before extraordinary items | $3,184,000 | 1,943 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,184,000 | 1,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,397 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,184,000 | 1,927 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,956,000 | 1,269 |
| Total interest expense | $13,725,000 | 1,064 |
| Net interest income | $11,231,000 | 1,529 |
| Provision for loan and lease losses | $744,000 | 1,158 |
| Total noninterest income | $2,588,000 | 1,474 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,157,000 | 1,138 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,431,000 | 1,420 |
| Total noninterest expense | $9,346,000 | 1,461 |
| Salaries and employee benefits | $4,886,000 | 1,552 |
| Premises and equipment expense | $1,101,000 | 1,781 |
| Additional noninterest expense | $3,359,000 | 1,218 |
| Pre-tax net operating income | $3,729,000 | 1,770 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,080,000 | 1,552 |
| Income before extraordinary items | $2,649,000 | 1,910 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,649,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,646 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,649,000 | 1,895 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,996,000 | 1,338 |
| Total interest expense | $8,755,000 | 1,128 |
| Net interest income | $7,241,000 | 1,596 |
| Provision for loan and lease losses | $535,000 | 978 |
| Total noninterest income | $1,687,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $756,000 | 1,173 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $931,000 | 1,465 |
| Total noninterest expense | $6,052,000 | 1,516 |
| Salaries and employee benefits | $3,190,000 | 1,613 |
| Premises and equipment expense | $705,000 | 1,860 |
| Additional noninterest expense | $2,157,000 | 1,280 |
| Pre-tax net operating income | $2,341,000 | 1,901 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $658,000 | 1,731 |
| Income before extraordinary items | $1,683,000 | 2,029 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,683,000 | 2,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,076 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,683,000 | 2,011 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,699,000 | 1,395 |
| Total interest expense | $4,234,000 | 1,154 |
| Net interest income | $3,465,000 | 1,659 |
| Provision for loan and lease losses | $325,000 | 744 |
| Total noninterest income | $850,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $363,000 | 1,189 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $487,000 | 1,386 |
| Total noninterest expense | $3,015,000 | 1,522 |
| Salaries and employee benefits | $1,593,000 | 1,633 |
| Premises and equipment expense | $342,000 | 1,914 |
| Additional noninterest expense | $1,080,000 | 1,251 |
| Pre-tax net operating income | $975,000 | 2,214 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $263,000 | 2,023 |
| Income before extraordinary items | $712,000 | 2,284 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $712,000 | 2,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,191 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $712,000 | 2,265 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,786,000 | 1,552 |
| Total interest expense | $12,927,000 | 1,304 |
| Net interest income | $12,859,000 | 1,795 |
| Provision for loan and lease losses | $1,018,000 | 1,028 |
| Total noninterest income | $3,085,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,519,000 | 1,165 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,566,000 | 1,614 |
| Total noninterest expense | $9,919,000 | 1,800 |
| Salaries and employee benefits | $5,141,000 | 1,895 |
| Premises and equipment expense | $1,095,000 | 2,265 |
| Additional noninterest expense | $3,683,000 | 1,439 |
| Pre-tax net operating income | $5,007,000 | 1,878 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,532,000 | 1,633 |
| Income before extraordinary items | $3,475,000 | 2,028 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,475,000 | 2,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,771 |
| Cash dividends | $875,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $3,761,000 | 342 |
| Net operating income | $3,475,000 | 2,015 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,395,000 | 1,619 |
| Total interest expense | $8,857,000 | 1,374 |
| Net interest income | $9,538,000 | 1,831 |
| Provision for loan and lease losses | $805,000 | 941 |
| Total noninterest income | $2,373,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,118,000 | 1,200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,255,000 | 1,536 |
| Total noninterest expense | $7,204,000 | 1,845 |
| Salaries and employee benefits | $3,813,000 | 1,909 |
| Premises and equipment expense | $787,000 | 2,370 |
| Additional noninterest expense | $2,604,000 | 1,521 |
| Pre-tax net operating income | $3,902,000 | 1,887 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,110,000 | 1,755 |
| Income before extraordinary items | $2,792,000 | 1,957 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,792,000 | 1,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,992 |
| Cash dividends | $725,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,792,000 | 1,940 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,633,000 | 1,676 |
| Total interest expense | $5,377,000 | 1,441 |
| Net interest income | $6,256,000 | 1,856 |
| Provision for loan and lease losses | $533,000 | 929 |
| Total noninterest income | $1,701,000 | 1,476 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $729,000 | 1,219 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $972,000 | 1,376 |
| Total noninterest expense | $4,685,000 | 1,894 |
| Salaries and employee benefits | $2,451,000 | 1,984 |
| Premises and equipment expense | $505,000 | 2,444 |
| Additional noninterest expense | $1,729,000 | 1,537 |
| Pre-tax net operating income | $2,739,000 | 1,812 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $842,000 | 1,601 |
| Income before extraordinary items | $1,897,000 | 1,924 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,897,000 | 1,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $575,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,897,000 | 1,906 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 1,733 |
| Total interest expense | $2,468,000 | 1,490 |
| Net interest income | $3,038,000 | 1,905 |
| Provision for loan and lease losses | $256,000 | 901 |
| Total noninterest income | $629,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $347,000 | 1,238 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $282,000 | 2,031 |
| Total noninterest expense | $2,250,000 | 1,971 |
| Salaries and employee benefits | $1,196,000 | 2,056 |
| Premises and equipment expense | $248,000 | 2,481 |
| Additional noninterest expense | $806,000 | 1,616 |
| Pre-tax net operating income | $1,161,000 | 2,038 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $367,000 | 1,764 |
| Income before extraordinary items | $794,000 | 2,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $794,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $794,000 | 2,186 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,297,000 | 1,942 |
| Total interest expense | $6,735,000 | 1,684 |
| Net interest income | $10,562,000 | 2,102 |
| Provision for loan and lease losses | $683,000 | 1,468 |
| Total noninterest income | $2,359,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,561,000 | 1,141 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $798,000 | 2,546 |
| Total noninterest expense | $7,893,000 | 2,113 |
| Salaries and employee benefits | $3,929,000 | 2,330 |
| Premises and equipment expense | $971,000 | 2,437 |
| Additional noninterest expense | $2,993,000 | 1,686 |
| Pre-tax net operating income | $4,345,000 | 2,090 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,412,000 | 1,779 |
| Income before extraordinary items | $2,933,000 | 2,291 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,933,000 | 2,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,675 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,933,000 | 2,254 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,282,000 | 1,984 |
| Total interest expense | $4,616,000 | 1,744 |
| Net interest income | $7,666,000 | 2,144 |
| Provision for loan and lease losses | $634,000 | 1,159 |
| Total noninterest income | $1,735,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,167,000 | 1,136 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $568,000 | 2,638 |
| Total noninterest expense | $5,727,000 | 2,165 |
| Salaries and employee benefits | $2,868,000 | 2,356 |
| Premises and equipment expense | $704,000 | 2,499 |
| Additional noninterest expense | $2,155,000 | 1,733 |
| Pre-tax net operating income | $3,040,000 | 2,208 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $990,000 | 1,892 |
| Income before extraordinary items | $2,050,000 | 2,438 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,050,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,241 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,050,000 | 2,409 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,656,000 | 2,058 |
| Total interest expense | $2,792,000 | 1,804 |
| Net interest income | $4,864,000 | 2,223 |
| Provision for loan and lease losses | $249,000 | 1,799 |
| Total noninterest income | $1,049,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $768,000 | 1,114 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $281,000 | 3,185 |
| Total noninterest expense | $3,599,000 | 2,287 |
| Salaries and employee benefits | $1,792,000 | 2,488 |
| Premises and equipment expense | $447,000 | 2,584 |
| Additional noninterest expense | $1,360,000 | 1,821 |
| Pre-tax net operating income | $2,065,000 | 2,126 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $693,000 | 1,797 |
| Income before extraordinary items | $1,372,000 | 2,370 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,372,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,872 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,372,000 | 2,345 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 2,148 |
| Total interest expense | $1,296,000 | 1,834 |
| Net interest income | $2,305,000 | 2,328 |
| Provision for loan and lease losses | $123,000 | 1,714 |
| Total noninterest income | $489,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $360,000 | 1,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,269 |
| Total noninterest expense | $1,708,000 | 2,404 |
| Salaries and employee benefits | $836,000 | 2,678 |
| Premises and equipment expense | $210,000 | 2,749 |
| Additional noninterest expense | $662,000 | 1,854 |
| Pre-tax net operating income | $963,000 | 2,228 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $325,000 | 1,869 |
| Income before extraordinary items | $638,000 | 2,479 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $638,000 | 2,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,893 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $638,000 | 2,441 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,589,000 | 2,277 |
| Total interest expense | $4,127,000 | 1,973 |
| Net interest income | $8,462,000 | 2,415 |
| Provision for loan and lease losses | $720,000 | 1,420 |
| Total noninterest income | $2,107,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,564,000 | 1,139 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $543,000 | 3,158 |
| Total noninterest expense | $6,127,000 | 2,580 |
| Salaries and employee benefits | $2,793,000 | 3,035 |
| Premises and equipment expense | $730,000 | 3,021 |
| Additional noninterest expense | $2,604,000 | 1,866 |
| Pre-tax net operating income | $3,722,000 | 2,171 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,378,000 | 1,714 |
| Income before extraordinary items | $2,344,000 | 2,556 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,344,000 | 2,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,373 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,344,000 | 2,503 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,050,000 | 2,349 |
| Total interest expense | $2,934,000 | 2,041 |
| Net interest income | $6,116,000 | 2,472 |
| Provision for loan and lease losses | $537,000 | 1,379 |
| Total noninterest income | $1,576,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,167,000 | 1,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $409,000 | 3,149 |
| Total noninterest expense | $4,523,000 | 2,590 |
| Salaries and employee benefits | $2,015,000 | 3,105 |
| Premises and equipment expense | $534,000 | 3,093 |
| Additional noninterest expense | $1,974,000 | 1,816 |
| Pre-tax net operating income | $2,632,000 | 2,290 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,004,000 | 1,776 |
| Income before extraordinary items | $1,628,000 | 2,757 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,628,000 | 2,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,001 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,628,000 | 2,696 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 2,419 |
| Total interest expense | $1,888,000 | 2,095 |
| Net interest income | $3,914,000 | 2,541 |
| Provision for loan and lease losses | $342,000 | 1,396 |
| Total noninterest income | $1,078,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $774,000 | 1,142 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $304,000 | 2,962 |
| Total noninterest expense | $3,014,000 | 2,598 |
| Salaries and employee benefits | $1,361,000 | 3,101 |
| Premises and equipment expense | $348,000 | 3,141 |
| Additional noninterest expense | $1,305,000 | 1,833 |
| Pre-tax net operating income | $1,636,000 | 2,405 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $628,000 | 1,861 |
| Income before extraordinary items | $1,008,000 | 2,917 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,008,000 | 2,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 1,857 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,008,000 | 2,831 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 2,471 |
| Total interest expense | $938,000 | 2,130 |
| Net interest income | $1,895,000 | 2,614 |
| Provision for loan and lease losses | $138,000 | 1,648 |
| Total noninterest income | $517,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $372,000 | 1,146 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $145,000 | 3,005 |
| Total noninterest expense | $1,490,000 | 2,638 |
| Salaries and employee benefits | $689,000 | 3,071 |
| Premises and equipment expense | $167,000 | 3,286 |
| Additional noninterest expense | $634,000 | 1,857 |
| Pre-tax net operating income | $784,000 | 2,459 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $301,000 | 1,927 |
| Income before extraordinary items | $483,000 | 3,029 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $483,000 | 3,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $483,000 | 2,922 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,995,000 | 2,825 |
| Total interest expense | $3,676,000 | 2,406 |
| Net interest income | $6,319,000 | 3,040 |
| Provision for loan and lease losses | $614,000 | 1,811 |
| Total noninterest income | $1,907,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,143,000 | 1,503 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $764,000 | 2,816 |
| Total noninterest expense | $5,320,000 | 2,905 |
| Salaries and employee benefits | $2,414,000 | 3,356 |
| Premises and equipment expense | $788,000 | 2,801 |
| Additional noninterest expense | $2,118,000 | 2,286 |
| Pre-tax net operating income | $2,292,000 | 3,081 |
| Securities gains (losses) | $29,000 | 2,952 |
| Applicable income taxes | $891,000 | 2,341 |
| Income before extraordinary items | $1,430,000 | 3,673 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,430,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,531 |
| Cash dividends | $143,000 | 5,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,411,440 | 3,551 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,278,000 | 2,953 |
| Total interest expense | $2,740,000 | 2,499 |
| Net interest income | $4,538,000 | 3,168 |
| Provision for loan and lease losses | $344,000 | 2,289 |
| Total noninterest income | $1,381,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $758,000 | 1,710 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $623,000 | 2,772 |
| Total noninterest expense | $3,978,000 | 2,923 |
| Salaries and employee benefits | $1,844,000 | 3,314 |
| Premises and equipment expense | $598,000 | 2,784 |
| Additional noninterest expense | $1,536,000 | 2,342 |
| Pre-tax net operating income | $1,597,000 | 3,389 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $623,000 | 2,593 |
| Income before extraordinary items | $974,000 | 4,046 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $974,000 | 4,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,651 |
| Cash dividends | $108,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $974,000 | 3,878 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 2,994 |
| Total interest expense | $1,870,000 | 2,521 |
| Net interest income | $2,953,000 | 3,233 |
| Provision for loan and lease losses | $172,000 | 2,806 |
| Total noninterest income | $798,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $392,000 | 2,135 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $406,000 | 2,778 |
| Total noninterest expense | $2,635,000 | 2,932 |
| Salaries and employee benefits | $1,212,000 | 3,337 |
| Premises and equipment expense | $400,000 | 2,768 |
| Additional noninterest expense | $1,023,000 | 2,317 |
| Pre-tax net operating income | $944,000 | 3,649 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $371,000 | 2,840 |
| Income before extraordinary items | $573,000 | 4,426 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $573,000 | 4,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,755 |
| Cash dividends | $73,000 | 4,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $573,000 | 4,206 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 3,013 |
| Total interest expense | $945,000 | 2,553 |
| Net interest income | $1,462,000 | 3,244 |
| Provision for loan and lease losses | $116,000 | 2,144 |
| Total noninterest income | $314,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $175,000 | 2,269 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $139,000 | 3,347 |
| Total noninterest expense | $1,312,000 | 2,911 |
| Salaries and employee benefits | $592,000 | 3,401 |
| Premises and equipment expense | $210,000 | 2,652 |
| Additional noninterest expense | $510,000 | 2,296 |
| Pre-tax net operating income | $348,000 | 4,413 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $136,000 | 3,394 |
| Income before extraordinary items | $212,000 | 5,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,537 |
| Cash dividends | $37,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $212,000 | 4,976 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,955,000 | 3,311 |
| Total interest expense | $3,782,000 | 2,884 |
| Net interest income | $5,173,000 | 3,563 |
| Provision for loan and lease losses | $683,000 | 1,873 |
| Total noninterest income | $1,295,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $664,000 | 2,346 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $631,000 | 2,884 |
| Total noninterest expense | $4,534,000 | 3,200 |
| Salaries and employee benefits | $2,082,000 | 3,624 |
| Premises and equipment expense | $634,000 | 3,245 |
| Additional noninterest expense | $1,818,000 | 2,529 |
| Pre-tax net operating income | $1,251,000 | 4,602 |
| Securities gains (losses) | $104,000 | 1,711 |
| Applicable income taxes | $532,000 | 3,337 |
| Income before extraordinary items | $823,000 | 5,122 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $823,000 | 5,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,752 |
| Cash dividends | $161,000 | 5,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $756,440 | 5,214 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,384,000 | 3,866 |
| Total interest expense | $4,431,000 | 3,506 |
| Net interest income | $3,953,000 | 4,157 |
| Provision for loan and lease losses | $594,000 | 1,927 |
| Total noninterest income | $981,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $539,000 | 2,659 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $442,000 | 3,346 |
| Total noninterest expense | $3,901,000 | 3,505 |
| Salaries and employee benefits | $1,768,000 | 3,966 |
| Premises and equipment expense | $532,000 | 3,697 |
| Additional noninterest expense | $1,601,000 | 2,717 |
| Pre-tax net operating income | $439,000 | 6,799 |
| Securities gains (losses) | $139,000 | 1,466 |
| Applicable income taxes | $-45,000 | 9,146 |
| Income before extraordinary items | $623,000 | 5,511 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $623,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,232 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $484,000 | 6,029 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 5,105 |
| Total interest expense | $2,901,000 | 5,050 |
| Net interest income | $3,055,000 | 5,088 |
| Provision for loan and lease losses | $596,000 | 1,641 |
| Total noninterest income | $555,000 | 4,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 3,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,579 |
| Total noninterest expense | $2,695,000 | 4,601 |
| Salaries and employee benefits | $1,312,000 | 4,870 |
| Premises and equipment expense | $281,000 | 5,643 |
| Additional noninterest expense | $1,102,000 | 3,692 |
| Pre-tax net operating income | $319,000 | 7,825 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-50,000 | 9,486 |
| Income before extraordinary items | $369,000 | 7,046 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $369,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,481 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $369,000 | 7,043 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 9,279 |
| Total interest expense | $502,000 | 9,438 |
| Net interest income | $826,000 | 9,003 |
| Provision for loan and lease losses | $363,000 | 2,262 |
| Total noninterest income | $87,000 | 9,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,007 |
| Total noninterest expense | $1,570,000 | 6,596 |
| Salaries and employee benefits | $718,000 | 7,140 |
| Premises and equipment expense | $153,000 | 7,610 |
| Additional noninterest expense | $699,000 | 5,249 |
| Pre-tax net operating income | $-1,020,000 | 10,065 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,020,000 | 10,086 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,020,000 | 10,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $11,276,000 | 61 |
| Net operating income | $-1,020,000 | 10,073 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.