Home > Community First Bank & Trust > Net charge- offs to loans
Community First Bank & Trust, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0261% | 5,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 2,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 1,690 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0888% | 4,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2719% | 5,120 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0914% | 5,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0914% | 5,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0341% | 5,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 1,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 4,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0866% | 4,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3516% | 5,196 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1011% | 5,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1010% | 5,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0124% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1140% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0908% | 4,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1351% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0226% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2115% | 5,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2115% | 5,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0695% | 4,087 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3608% | 5,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3608% | 5,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0389% | 5,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 5,002 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 4,543 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 4,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0331% | 5,247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0668% | 4,150 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 5,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0494% | 4,766 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1066% | 5,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1066% | 5,245 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.4639% | 5,393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0450% | 5,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0199% | 4,974 |
| Percentage Net Loans Charged-off:Construction & development | -0.0161% | 4,638 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 4,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0341% | 5,268 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0673% | 4,164 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 5,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 4,428 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1224% | 5,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1224% | 5,209 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.8708% | 5,438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0191% | 4,926 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 4,972 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 4,788 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 5,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 5,213 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0568% | 4,156 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 5,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 4,423 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0309% | 4,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0309% | 4,852 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1480% | 5,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0131% | 4,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 4,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 5,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 5,129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0554% | 4,178 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 5,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0618% | 4,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0618% | 4,879 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3146% | 5,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5186% | 6,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2787% | 5,958 |
| Percentage Net Loans Charged-off:Construction & development | -0.5954% | 5,401 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6195% | 5,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0836% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2210% | 4,458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1416% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4142% | 5,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0161% | 3,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0161% | 3,538 |
| Percentage Net Loans Charged-off: All other loans and lease | -25.3020% | 5,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7331% | 6,188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4329% | 6,096 |
| Percentage Net Loans Charged-off:Construction & development | -0.7865% | 5,513 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8277% | 6,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0366% | 5,569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2740% | 4,507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 2,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7982% | 5,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0435% | 3,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0435% | 3,097 |
| Percentage Net Loans Charged-off: All other loans and lease | -30.0601% | 5,696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7129% | 6,236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6093% | 6,191 |
| Percentage Net Loans Charged-off:Construction & development | -1.1261% | 5,601 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2481% | 6,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 2,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0360% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 2,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.6232% | 6,034 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0671% | 5,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0671% | 5,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0850% | 858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1745% | 6,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1374% | 5,988 |
| Percentage Net Loans Charged-off:Construction & development | -1.6669% | 5,682 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2102% | 6,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2776% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0364% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1266% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7653% | 5,952 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1389% | 5,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1389% | 5,247 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1692% | 5,558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7015% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1526% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.2001% | 807 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 5,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2918% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3896% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2694% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4923% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1495% | 5,790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1495% | 5,730 |
| Percentage Net Loans Charged-off: All other loans and lease | 47.6362% | 27 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5680% | 662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 2,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.2580% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 5,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0958% | 2,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0980% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7377% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0758% | 5,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0758% | 5,448 |
| Percentage Net Loans Charged-off: All other loans and lease | 56.1809% | 19 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6984% | 547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | -0.2774% | 5,588 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0400% | 5,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1687% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2407% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1515% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0938% | 5,301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0770% | 5,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0770% | 5,385 |
| Percentage Net Loans Charged-off: All other loans and lease | 80.3047% | 13 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3791% | 236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.0657% | 5,429 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 6,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,777 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0376% | 4,542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0867% | 1,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1182% | 5,472 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0752% | 5,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0752% | 5,283 |
| Percentage Net Loans Charged-off: All other loans and lease | 147.4896% | 5 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6094% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4897% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | -0.0668% | 5,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6013% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6119% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6820% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 3,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0429% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0547% | 5,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0547% | 5,715 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7002% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7694% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6167% | 863 |
| Percentage Net Loans Charged-off:Construction & development | -0.0792% | 5,603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7107% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8138% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5450% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0740% | 2,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5862% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0487% | 5,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0487% | 5,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8918% | 459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6781% | 973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4722% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | -0.0171% | 5,461 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0349% | 6,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1429% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1410% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 2,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9255% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1093% | 5,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1093% | 5,672 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1801% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 3,379 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 6,040 |
| Percentage Net Loans Charged-off:Construction & development | -0.0336% | 5,616 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 6,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0955% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0273% | 6,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6841% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1436% | 5,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1436% | 5,731 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3797% | 527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3242% | 126 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8195% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 5.8843% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6052% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7512% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8988% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3816% | 2,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8490% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5726% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5726% | 769 |
| Percentage Net Loans Charged-off: All other loans and lease | 93.0833% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6100% | 117 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6299% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 7.2078% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6722% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7528% | 1,183 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4972% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5067% | 1,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1002% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0663% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0663% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | 111.2077% | 18 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7461% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1312% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 2.3457% | 880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8732% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0699% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1928% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6997% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5426% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6114% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6114% | 423 |
| Percentage Net Loans Charged-off: All other loans and lease | 83.4572% | 22 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6926% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6952% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.1955% | 1,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5440% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1415% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9895% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1910% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7999% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0539% | 2,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0539% | 2,765 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6720% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4147% | 493 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5042% | 437 |
| Percentage Net Loans Charged-off:Construction & development | 9.2246% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1740% | 2,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3268% | 557 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6653% | 711 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4301% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4230% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3957% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1616% | 6,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1517% | 6,709 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9337% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0112% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0205% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 7.6047% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1798% | 2,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8843% | 411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1723% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8962% | 811 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2603% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7669% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1944% | 6,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1796% | 6,715 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2910% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5074% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6609% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 10.3886% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1736% | 2,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3487% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4488% | 1,034 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6360% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1052% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2180% | 6,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1964% | 6,682 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1925% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1944% | 2,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.5738% | 1,341 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 6,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2174% | 2,205 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 5,264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2961% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0608% | 2,250 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2961% | 6,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2539% | 6,679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2675% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8104% | 1,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0341% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 6.5455% | 963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0916% | 3,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3538% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9525% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8621% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4873% | 3,360 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1363% | 7,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8582% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9828% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | 3.0613% | 1,582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1241% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5962% | 1,866 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0282% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4637% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1045% | 3,937 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2433% | 7,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0738% | 6,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0994% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2600% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 4.3756% | 1,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5953% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5624% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2976% | 2,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1566% | 3,337 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3395% | 7,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0741% | 6,509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3281% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5377% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 5.5611% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4672% | 1,611 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8986% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 2,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 2,677 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4408% | 7,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1641% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8005% | 2,213 |
| Percentage Net Loans Charged-off:Construction & development | 1.1915% | 2,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1658% | 2,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1639% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8144% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9588% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0517% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9127% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2442% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4759% | 3,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4122% | 2,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0066% | 3,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0925% | 2,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0977% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5046% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9703% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7124% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0289% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3592% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6349% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5566% | 2,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1388% | 1,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4920% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8668% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3764% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8716% | 2,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2903% | 1,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0074% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8815% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9056% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6396% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8557% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5743% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2007% | 2,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1328% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9644% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4858% | 2,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4262% | 1,875 |
| Percentage Net Loans Charged-off:Construction & development | 1.0584% | 1,540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2193% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7711% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 3,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8796% | 1,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3894% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 6,701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2023% | 3,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1089% | 2,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0831% | 2,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2252% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7355% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0714% | 2,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0560% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5078% | 3,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0429% | 6,866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 3,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 2,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0610% | 1,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 2,144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0473% | 5,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1071% | 1,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3526% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5886% | 2,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0317% | 6,840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 3,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0629% | 1,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0968% | 5,971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1015% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1021% | 7,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0605% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 5,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 4,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 1,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 2,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0638% | 793 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1184% | 3,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4097% | 3,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0432% | 1,564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 4,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 3,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 2,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0887% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1641% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3803% | 3,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0572% | 1,311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 2,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 1,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1395% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2487% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3164% | 3,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0432% | 1,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 3,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0745% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2922% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0855% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0340% | 3,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0088% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,684 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 5,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0206% | 3,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1332% | 4,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1172% | 1,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 5,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,650 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 2,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1549% | 4,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2074% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 4,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 5,955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0361% | 4,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3145% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 3,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 7,849 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0208% | 5,962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0917% | 1,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0732% | 3,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2117% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 4,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 2,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 2,199 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 5,989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0496% | 1,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1859% | 2,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4837% | 3,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8560% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 3,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 2,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 1,697 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 5,960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0669% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2508% | 2,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3523% | 3,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7753% | 586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 4,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0821% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 5,915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1599% | 4,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6788% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 2,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2169% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0371% | 5,944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2630% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1238% | 7,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1893% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 3,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0730% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 8,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1863% | 3,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6872% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1314% | 3,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 2,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 2,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1322% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 8,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2247% | 2,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7234% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1397% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 2,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0538% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1913% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 8,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3473% | 1,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4270% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 8,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0369% | 8,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 8,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3188% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 4,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 3,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 2,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 7,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2017% | 1,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 4,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 3,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 2,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 2,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 7,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0548% | 2,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 4,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 2,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 7,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7975% | 2,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1065% | 3,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 1,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0509% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 7,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4572% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2057% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1619% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4112% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4467% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2930% | 3,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5065% | 4,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0988% | 1,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1345% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1502% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1623% | 1,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1141% | 4,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0074% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1201% | 4,271 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 7,036 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |