Home > Community Bank & Trust, Waco, Texas > Income and Expense
Community Bank & Trust, Waco, Texas, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $25,808,000 | 1,568 |
| Total interest expense | $7,106,000 | 1,622 |
| Net interest income | $18,702,000 | 1,521 |
| Provision for loan and lease losses | $1,775,000 | 589 |
| Total noninterest income | $7,184,000 | 930 |
| Gross Fiduciary activities income | $4,813,000 | 263 |
| Service charges on deposit accounts | $402,000 | 1,885 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,969,000 | 1,634 |
| Total noninterest expense | $17,569,000 | 1,342 |
| Salaries and employee benefits | $10,562,000 | 1,288 |
| Premises and equipment expense | $1,208,000 | 1,801 |
| Additional noninterest expense | $1,969,000 | 1,634 |
| Pre-tax net operating income | $6,542,000 | 1,619 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $937,000 | 1,476 |
| Income before extraordinary items | $5,605,000 | 1,593 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,605,000 | 1,613 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,605,000 | 1,596 |
| Net charge-offs | $2,188,000 | 364 |
| Cash dividends | $370,000 | 2,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,605,000 | 1,625 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $18,769,000 | 1,571 |
| Total interest expense | $4,632,000 | 1,664 |
| Net interest income | $14,137,000 | 1,521 |
| Provision for loan and lease losses | $1,175,000 | 598 |
| Total noninterest income | $5,568,000 | 924 |
| Gross Fiduciary activities income | $3,615,000 | 263 |
| Service charges on deposit accounts | $304,000 | 1,880 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,649,000 | 1,521 |
| Total noninterest expense | $12,986,000 | 1,354 |
| Salaries and employee benefits | $7,910,000 | 1,294 |
| Premises and equipment expense | $869,000 | 1,856 |
| Additional noninterest expense | $1,649,000 | 1,521 |
| Pre-tax net operating income | $5,544,000 | 1,527 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $640,000 | 1,586 |
| Income before extraordinary items | $4,904,000 | 1,470 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,904,000 | 1,481 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,904,000 | 1,469 |
| Net charge-offs | $63,000 | 1,378 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,904,000 | 1,494 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,318,000 | 1,567 |
| Total interest expense | $2,718,000 | 1,673 |
| Net interest income | $9,600,000 | 1,519 |
| Provision for loan and lease losses | $675,000 | 641 |
| Total noninterest income | $3,894,000 | 861 |
| Gross Fiduciary activities income | $2,384,000 | 260 |
| Service charges on deposit accounts | $198,000 | 1,894 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,312,000 | 1,285 |
| Total noninterest expense | $8,493,000 | 1,358 |
| Salaries and employee benefits | $5,213,000 | 1,304 |
| Premises and equipment expense | $572,000 | 1,859 |
| Additional noninterest expense | $1,312,000 | 1,284 |
| Pre-tax net operating income | $4,326,000 | 1,337 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $540,000 | 1,442 |
| Income before extraordinary items | $3,786,000 | 1,308 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,786,000 | 1,321 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,786,000 | 1,308 |
| Net charge-offs | $65,000 | 1,080 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,786,000 | 1,326 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 1,587 |
| Total interest expense | $1,146,000 | 1,679 |
| Net interest income | $4,803,000 | 1,529 |
| Provision for loan and lease losses | $275,000 | 726 |
| Total noninterest income | $1,587,000 | 969 |
| Gross Fiduciary activities income | $1,172,000 | 275 |
| Service charges on deposit accounts | $95,000 | 1,965 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $320,000 | 1,939 |
| Total noninterest expense | $4,111,000 | 1,414 |
| Salaries and employee benefits | $2,557,000 | 1,335 |
| Premises and equipment expense | $254,000 | 2,029 |
| Additional noninterest expense | $320,000 | 1,939 |
| Pre-tax net operating income | $2,004,000 | 1,471 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $220,000 | 1,610 |
| Income before extraordinary items | $1,784,000 | 1,393 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,784,000 | 1,392 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,784,000 | 1,393 |
| Net charge-offs | $-11,000 | 4,071 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,784,000 | 1,410 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,753,000 | 1,594 |
| Total interest expense | $1,838,000 | 1,689 |
| Net interest income | $17,915,000 | 1,568 |
| Provision for loan and lease losses | $750,000 | 976 |
| Total noninterest income | $9,465,000 | 785 |
| Gross Fiduciary activities income | $4,645,000 | 274 |
| Service charges on deposit accounts | $439,000 | 1,842 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,381,000 | 994 |
| Total noninterest expense | $16,926,000 | 1,353 |
| Salaries and employee benefits | $10,071,000 | 1,310 |
| Premises and equipment expense | $1,327,000 | 1,679 |
| Additional noninterest expense | $4,381,000 | 994 |
| Pre-tax net operating income | $9,704,000 | 1,298 |
| Securities gains (losses) | $-113,000 | 3,937 |
| Applicable income taxes | $1,463,000 | 1,280 |
| Income before extraordinary items | $8,128,000 | 1,296 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,128,000 | 1,296 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $8,128,000 | 1,296 |
| Net charge-offs | $1,870,000 | 290 |
| Cash dividends | $1,273,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $8,224,050 | 1,298 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,107,000 | 1,602 |
| Total interest expense | $1,049,000 | 1,704 |
| Net interest income | $13,058,000 | 1,588 |
| Provision for loan and lease losses | $450,000 | 1,008 |
| Total noninterest income | $7,922,000 | 749 |
| Gross Fiduciary activities income | $3,522,000 | 274 |
| Service charges on deposit accounts | $340,000 | 1,805 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $4,060,000 | 881 |
| Total noninterest expense | $12,551,000 | 1,354 |
| Salaries and employee benefits | $7,536,000 | 1,307 |
| Premises and equipment expense | $921,000 | 1,798 |
| Additional noninterest expense | $4,060,000 | 881 |
| Pre-tax net operating income | $7,979,000 | 1,208 |
| Securities gains (losses) | $-113,000 | 4,243 |
| Applicable income taxes | $1,178,000 | 1,238 |
| Income before extraordinary items | $6,688,000 | 1,182 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,688,000 | 1,181 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,688,000 | 1,182 |
| Net charge-offs | $11,000 | 1,790 |
| Cash dividends | $923,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,784,050 | 1,197 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,007,000 | 1,608 |
| Total interest expense | $601,000 | 1,731 |
| Net interest income | $8,406,000 | 1,594 |
| Provision for loan and lease losses | $200,000 | 1,133 |
| Total noninterest income | $6,231,000 | 672 |
| Gross Fiduciary activities income | $2,390,000 | 239 |
| Service charges on deposit accounts | $236,000 | 1,748 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $3,605,000 | 727 |
| Total noninterest expense | $8,257,000 | 1,363 |
| Salaries and employee benefits | $4,905,000 | 1,325 |
| Premises and equipment expense | $598,000 | 1,829 |
| Additional noninterest expense | $2,754,000 | 1,242 |
| Pre-tax net operating income | $6,180,000 | 1,037 |
| Securities gains (losses) | $-113,000 | 4,385 |
| Applicable income taxes | $941,000 | 1,053 |
| Income before extraordinary items | $5,126,000 | 1,026 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,126,000 | 1,025 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $5,126,000 | 1,026 |
| Net charge-offs | $26,000 | 1,228 |
| Cash dividends | $923,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $5,220,920 | 1,037 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 1,619 |
| Total interest expense | $295,000 | 1,704 |
| Net interest income | $4,038,000 | 1,597 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $1,848,000 | 934 |
| Gross Fiduciary activities income | $1,236,000 | 238 |
| Service charges on deposit accounts | $128,000 | 1,650 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $484,000 | 1,696 |
| Total noninterest expense | $4,006,000 | 1,389 |
| Salaries and employee benefits | $2,423,000 | 1,344 |
| Premises and equipment expense | $318,000 | 1,766 |
| Additional noninterest expense | $1,265,000 | 1,324 |
| Pre-tax net operating income | $1,805,000 | 1,444 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $250,000 | 1,450 |
| Income before extraordinary items | $1,555,000 | 1,418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,555,000 | 1,418 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,555,000 | 1,418 |
| Net charge-offs | $9,000 | 1,211 |
| Cash dividends | $923,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,555,000 | 1,433 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,365,000 | 1,664 |
| Total interest expense | $1,593,000 | 1,591 |
| Net interest income | $15,772,000 | 1,662 |
| Provision for loan and lease losses | $450,000 | 1,128 |
| Total noninterest income | $7,054,000 | 1,064 |
| Gross Fiduciary activities income | $4,614,000 | 244 |
| Service charges on deposit accounts | $567,000 | 1,471 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,873,000 | 1,979 |
| Total noninterest expense | $15,414,000 | 1,416 |
| Salaries and employee benefits | $9,354,000 | 1,369 |
| Premises and equipment expense | $1,320,000 | 1,689 |
| Additional noninterest expense | $4,740,000 | 1,389 |
| Pre-tax net operating income | $6,962,000 | 1,643 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $978,000 | 1,621 |
| Income before extraordinary items | $5,984,000 | 1,659 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,984,000 | 1,658 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,984,000 | 1,659 |
| Net charge-offs | $-6,000 | 3,525 |
| Cash dividends | $550,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,984,000 | 1,633 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,816,000 | 1,708 |
| Total interest expense | $1,259,000 | 1,598 |
| Net interest income | $11,557,000 | 1,714 |
| Provision for loan and lease losses | $375,000 | 1,009 |
| Total noninterest income | $5,217,000 | 1,090 |
| Gross Fiduciary activities income | $3,407,000 | 245 |
| Service charges on deposit accounts | $425,000 | 1,459 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,385,000 | 2,041 |
| Total noninterest expense | $11,366,000 | 1,449 |
| Salaries and employee benefits | $7,081,000 | 1,363 |
| Premises and equipment expense | $993,000 | 1,715 |
| Additional noninterest expense | $3,292,000 | 1,483 |
| Pre-tax net operating income | $5,033,000 | 1,751 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $726,000 | 1,704 |
| Income before extraordinary items | $4,307,000 | 1,777 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,307,000 | 1,776 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,307,000 | 1,777 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,307,000 | 1,754 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,414,000 | 1,730 |
| Total interest expense | $884,000 | 1,595 |
| Net interest income | $7,530,000 | 1,737 |
| Provision for loan and lease losses | $300,000 | 865 |
| Total noninterest income | $3,405,000 | 1,097 |
| Gross Fiduciary activities income | $2,237,000 | 244 |
| Service charges on deposit accounts | $273,000 | 1,445 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $895,000 | 2,036 |
| Total noninterest expense | $7,637,000 | 1,429 |
| Salaries and employee benefits | $4,776,000 | 1,344 |
| Premises and equipment expense | $639,000 | 1,752 |
| Additional noninterest expense | $2,222,000 | 1,446 |
| Pre-tax net operating income | $2,998,000 | 1,896 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $427,000 | 1,794 |
| Income before extraordinary items | $2,571,000 | 1,901 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,571,000 | 1,900 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,571,000 | 1,901 |
| Net charge-offs | $-15,000 | 3,945 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,571,000 | 1,868 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 1,767 |
| Total interest expense | $460,000 | 1,612 |
| Net interest income | $3,657,000 | 1,764 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $1,691,000 | 1,108 |
| Gross Fiduciary activities income | $1,118,000 | 245 |
| Service charges on deposit accounts | $152,000 | 1,340 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $421,000 | 2,102 |
| Total noninterest expense | $3,793,000 | 1,432 |
| Salaries and employee benefits | $2,321,000 | 1,370 |
| Premises and equipment expense | $308,000 | 1,808 |
| Additional noninterest expense | $1,164,000 | 1,363 |
| Pre-tax net operating income | $1,405,000 | 1,949 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $202,000 | 1,805 |
| Income before extraordinary items | $1,203,000 | 1,988 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,203,000 | 1,988 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,203,000 | 1,988 |
| Net charge-offs | $-27,000 | 4,445 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,203,000 | 1,955 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $19,510,000 | 1,532 |
| Total interest expense | $2,450,000 | 1,727 |
| Net interest income | $17,060,000 | 1,474 |
| Provision for loan and lease losses | $2,400,000 | 929 |
| Total noninterest income | $6,236,000 | 1,098 |
| Gross Fiduciary activities income | $3,942,000 | 245 |
| Service charges on deposit accounts | $604,000 | 1,409 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,690,000 | 1,963 |
| Total noninterest expense | $15,098,000 | 1,400 |
| Salaries and employee benefits | $9,390,000 | 1,322 |
| Premises and equipment expense | $1,124,000 | 1,881 |
| Additional noninterest expense | $4,584,000 | 1,374 |
| Pre-tax net operating income | $5,798,000 | 1,599 |
| Securities gains (losses) | $34,000 | 1,899 |
| Applicable income taxes | $877,000 | 1,532 |
| Income before extraordinary items | $4,955,000 | 1,646 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,955,000 | 1,646 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,955,000 | 1,646 |
| Net charge-offs | $135,000 | 1,791 |
| Cash dividends | $225,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,926,100 | 1,610 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,739,000 | 1,522 |
| Total interest expense | $1,924,000 | 1,745 |
| Net interest income | $12,815,000 | 1,463 |
| Provision for loan and lease losses | $1,650,000 | 999 |
| Total noninterest income | $4,667,000 | 1,066 |
| Gross Fiduciary activities income | $2,921,000 | 244 |
| Service charges on deposit accounts | $441,000 | 1,435 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,305,000 | 1,889 |
| Total noninterest expense | $11,524,000 | 1,366 |
| Salaries and employee benefits | $7,151,000 | 1,291 |
| Premises and equipment expense | $941,000 | 1,747 |
| Additional noninterest expense | $3,432,000 | 1,364 |
| Pre-tax net operating income | $4,308,000 | 1,593 |
| Securities gains (losses) | $34,000 | 1,709 |
| Applicable income taxes | $651,000 | 1,523 |
| Income before extraordinary items | $3,691,000 | 1,620 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,691,000 | 1,621 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,691,000 | 1,621 |
| Net charge-offs | $-27,000 | 4,502 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,662,100 | 1,585 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,788,000 | 1,542 |
| Total interest expense | $1,327,000 | 1,796 |
| Net interest income | $8,461,000 | 1,478 |
| Provision for loan and lease losses | $900,000 | 1,155 |
| Total noninterest income | $3,100,000 | 1,019 |
| Gross Fiduciary activities income | $1,939,000 | 243 |
| Service charges on deposit accounts | $294,000 | 1,453 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $867,000 | 1,814 |
| Total noninterest expense | $7,807,000 | 1,337 |
| Salaries and employee benefits | $4,853,000 | 1,272 |
| Premises and equipment expense | $619,000 | 1,750 |
| Additional noninterest expense | $2,335,000 | 1,324 |
| Pre-tax net operating income | $2,854,000 | 1,521 |
| Securities gains (losses) | $34,000 | 1,473 |
| Applicable income taxes | $438,000 | 1,452 |
| Income before extraordinary items | $2,450,000 | 1,559 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,450,000 | 1,559 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,450,000 | 1,560 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,421,100 | 1,528 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,776,000 | 1,569 |
| Total interest expense | $674,000 | 1,894 |
| Net interest income | $4,102,000 | 1,478 |
| Provision for loan and lease losses | $250,000 | 1,297 |
| Total noninterest income | $1,571,000 | 962 |
| Gross Fiduciary activities income | $1,016,000 | 237 |
| Service charges on deposit accounts | $160,000 | 1,558 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $395,000 | 1,747 |
| Total noninterest expense | $3,784,000 | 1,388 |
| Salaries and employee benefits | $2,354,000 | 1,310 |
| Premises and equipment expense | $298,000 | 1,818 |
| Additional noninterest expense | $1,132,000 | 1,378 |
| Pre-tax net operating income | $1,639,000 | 1,237 |
| Securities gains (losses) | $34,000 | 969 |
| Applicable income taxes | $292,000 | 1,092 |
| Income before extraordinary items | $1,381,000 | 1,278 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,381,000 | 1,277 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,381,000 | 1,278 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,352,780 | 1,272 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $19,198,000 | 1,567 |
| Total interest expense | $2,605,000 | 1,991 |
| Net interest income | $16,593,000 | 1,458 |
| Provision for loan and lease losses | $900,000 | 972 |
| Total noninterest income | $6,152,000 | 981 |
| Gross Fiduciary activities income | $3,863,000 | 247 |
| Service charges on deposit accounts | $604,000 | 1,661 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,685,000 | 1,695 |
| Total noninterest expense | $15,501,000 | 1,320 |
| Salaries and employee benefits | $9,280,000 | 1,279 |
| Premises and equipment expense | $1,299,000 | 1,693 |
| Additional noninterest expense | $4,922,000 | 1,263 |
| Pre-tax net operating income | $6,344,000 | 1,476 |
| Securities gains (losses) | $-38,000 | 4,986 |
| Applicable income taxes | $1,104,000 | 1,341 |
| Income before extraordinary items | $5,202,000 | 1,552 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,202,000 | 1,554 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,202,000 | 1,554 |
| Net charge-offs | $775,000 | 786 |
| Cash dividends | $160,000 | 3,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,233,160 | 1,511 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,344,000 | 1,590 |
| Total interest expense | $1,927,000 | 2,026 |
| Net interest income | $12,417,000 | 1,469 |
| Provision for loan and lease losses | $650,000 | 952 |
| Total noninterest income | $4,605,000 | 963 |
| Gross Fiduciary activities income | $2,907,000 | 248 |
| Service charges on deposit accounts | $444,000 | 1,701 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,254,000 | 1,691 |
| Total noninterest expense | $11,352,000 | 1,354 |
| Salaries and employee benefits | $6,941,000 | 1,283 |
| Premises and equipment expense | $1,017,000 | 1,645 |
| Additional noninterest expense | $3,394,000 | 1,360 |
| Pre-tax net operating income | $5,020,000 | 1,433 |
| Securities gains (losses) | $5,000 | 1,837 |
| Applicable income taxes | $889,000 | 1,323 |
| Income before extraordinary items | $4,136,000 | 1,509 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,136,000 | 1,510 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,136,000 | 1,511 |
| Net charge-offs | $536,000 | 728 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,131,900 | 1,476 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,425,000 | 1,616 |
| Total interest expense | $1,258,000 | 2,038 |
| Net interest income | $8,167,000 | 1,493 |
| Provision for loan and lease losses | $500,000 | 847 |
| Total noninterest income | $3,067,000 | 959 |
| Gross Fiduciary activities income | $1,947,000 | 247 |
| Service charges on deposit accounts | $288,000 | 1,713 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $832,000 | 1,674 |
| Total noninterest expense | $7,584,000 | 1,353 |
| Salaries and employee benefits | $4,595,000 | 1,293 |
| Premises and equipment expense | $656,000 | 1,699 |
| Additional noninterest expense | $2,333,000 | 1,343 |
| Pre-tax net operating income | $3,150,000 | 1,482 |
| Securities gains (losses) | $5,000 | 1,370 |
| Applicable income taxes | $534,000 | 1,399 |
| Income before extraordinary items | $2,621,000 | 1,542 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,621,000 | 1,543 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,621,000 | 1,542 |
| Net charge-offs | $569,000 | 528 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,616,850 | 1,512 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,636,000 | 1,632 |
| Total interest expense | $607,000 | 2,043 |
| Net interest income | $4,029,000 | 1,511 |
| Provision for loan and lease losses | $350,000 | 608 |
| Total noninterest income | $1,529,000 | 933 |
| Gross Fiduciary activities income | $979,000 | 239 |
| Service charges on deposit accounts | $141,000 | 1,725 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $409,000 | 1,640 |
| Total noninterest expense | $3,703,000 | 1,390 |
| Salaries and employee benefits | $2,282,000 | 1,305 |
| Premises and equipment expense | $304,000 | 1,820 |
| Additional noninterest expense | $1,117,000 | 1,386 |
| Pre-tax net operating income | $1,505,000 | 1,526 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $227,000 | 1,474 |
| Income before extraordinary items | $1,278,000 | 1,545 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,278,000 | 1,544 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,278,000 | 1,544 |
| Net charge-offs | $614,000 | 292 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,278,000 | 1,520 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,078,000 | 1,583 |
| Total interest expense | $2,154,000 | 1,841 |
| Net interest income | $15,924,000 | 1,506 |
| Provision for loan and lease losses | $2,100,000 | 486 |
| Total noninterest income | $5,754,000 | 994 |
| Gross Fiduciary activities income | $3,736,000 | 250 |
| Service charges on deposit accounts | $577,000 | 1,792 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,441,000 | 1,844 |
| Total noninterest expense | $14,235,000 | 1,415 |
| Salaries and employee benefits | $8,716,000 | 1,329 |
| Premises and equipment expense | $1,234,000 | 1,775 |
| Additional noninterest expense | $4,285,000 | 1,413 |
| Pre-tax net operating income | $5,343,000 | 1,694 |
| Securities gains (losses) | $-128,000 | 5,080 |
| Applicable income taxes | $862,000 | 1,514 |
| Income before extraordinary items | $4,353,000 | 1,779 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,353,000 | 1,778 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,353,000 | 1,778 |
| Net charge-offs | $2,502,000 | 314 |
| Cash dividends | $654,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,459,240 | 1,729 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,384,000 | 1,582 |
| Total interest expense | $1,577,000 | 1,792 |
| Net interest income | $11,807,000 | 1,522 |
| Provision for loan and lease losses | $450,000 | 1,204 |
| Total noninterest income | $4,261,000 | 1,010 |
| Gross Fiduciary activities income | $2,759,000 | 254 |
| Service charges on deposit accounts | $433,000 | 1,804 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,069,000 | 1,861 |
| Total noninterest expense | $10,474,000 | 1,442 |
| Salaries and employee benefits | $6,473,000 | 1,338 |
| Premises and equipment expense | $946,000 | 1,758 |
| Additional noninterest expense | $3,055,000 | 1,489 |
| Pre-tax net operating income | $5,144,000 | 1,387 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $870,000 | 1,289 |
| Income before extraordinary items | $4,274,000 | 1,424 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,274,000 | 1,423 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,274,000 | 1,423 |
| Net charge-offs | $-47,000 | 4,915 |
| Cash dividends | $514,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,274,000 | 1,411 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,715,000 | 1,598 |
| Total interest expense | $1,005,000 | 1,770 |
| Net interest income | $7,710,000 | 1,550 |
| Provision for loan and lease losses | $300,000 | 1,165 |
| Total noninterest income | $2,840,000 | 1,012 |
| Gross Fiduciary activities income | $1,848,000 | 252 |
| Service charges on deposit accounts | $289,000 | 1,798 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $703,000 | 1,870 |
| Total noninterest expense | $7,006,000 | 1,442 |
| Salaries and employee benefits | $4,305,000 | 1,343 |
| Premises and equipment expense | $629,000 | 1,777 |
| Additional noninterest expense | $2,072,000 | 1,464 |
| Pre-tax net operating income | $3,244,000 | 1,439 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $525,000 | 1,372 |
| Income before extraordinary items | $2,719,000 | 1,453 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,719,000 | 1,453 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,719,000 | 1,452 |
| Net charge-offs | $22,000 | 2,198 |
| Cash dividends | $514,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,719,000 | 1,443 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 1,632 |
| Total interest expense | $488,000 | 1,745 |
| Net interest income | $3,741,000 | 1,591 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $1,415,000 | 1,012 |
| Gross Fiduciary activities income | $921,000 | 256 |
| Service charges on deposit accounts | $143,000 | 1,812 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $351,000 | 1,838 |
| Total noninterest expense | $3,524,000 | 1,447 |
| Salaries and employee benefits | $2,206,000 | 1,327 |
| Premises and equipment expense | $317,000 | 1,785 |
| Additional noninterest expense | $1,001,000 | 1,508 |
| Pre-tax net operating income | $1,482,000 | 1,499 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $210,000 | 1,533 |
| Income before extraordinary items | $1,272,000 | 1,511 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,272,000 | 1,511 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,272,000 | 1,511 |
| Net charge-offs | $-31,000 | 5,106 |
| Cash dividends | $514,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,272,000 | 1,501 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,180,000 | 1,560 |
| Total interest expense | $1,857,000 | 1,621 |
| Net interest income | $15,323,000 | 1,526 |
| Provision for loan and lease losses | $720,000 | 1,126 |
| Total noninterest income | $5,481,000 | 1,051 |
| Gross Fiduciary activities income | $3,455,000 | 255 |
| Service charges on deposit accounts | $641,000 | 1,668 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,385,000 | 1,908 |
| Total noninterest expense | $14,644,000 | 1,359 |
| Salaries and employee benefits | $8,577,000 | 1,315 |
| Premises and equipment expense | $1,583,000 | 1,440 |
| Additional noninterest expense | $4,484,000 | 1,366 |
| Pre-tax net operating income | $5,440,000 | 1,598 |
| Securities gains (losses) | $-127,000 | 5,448 |
| Applicable income taxes | $1,617,000 | 1,471 |
| Income before extraordinary items | $3,696,000 | 1,713 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,696,000 | 1,713 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,696,000 | 1,713 |
| Net charge-offs | $707,000 | 875 |
| Cash dividends | $190,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,784,900 | 1,659 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,857,000 | 1,558 |
| Total interest expense | $1,386,000 | 1,615 |
| Net interest income | $11,471,000 | 1,526 |
| Provision for loan and lease losses | $540,000 | 1,090 |
| Total noninterest income | $4,073,000 | 1,073 |
| Gross Fiduciary activities income | $2,548,000 | 258 |
| Service charges on deposit accounts | $494,000 | 1,647 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,031,000 | 1,941 |
| Total noninterest expense | $10,521,000 | 1,423 |
| Salaries and employee benefits | $6,437,000 | 1,319 |
| Premises and equipment expense | $1,049,000 | 1,613 |
| Additional noninterest expense | $3,035,000 | 1,496 |
| Pre-tax net operating income | $4,483,000 | 1,477 |
| Securities gains (losses) | $-2,000 | 5,199 |
| Applicable income taxes | $1,156,000 | 1,339 |
| Income before extraordinary items | $3,325,000 | 1,591 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,325,000 | 1,590 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,325,000 | 1,591 |
| Net charge-offs | $593,000 | 703 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,326,480 | 1,572 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 1,536 |
| Total interest expense | $914,000 | 1,587 |
| Net interest income | $7,647,000 | 1,514 |
| Provision for loan and lease losses | $360,000 | 1,056 |
| Total noninterest income | $2,659,000 | 1,089 |
| Gross Fiduciary activities income | $1,639,000 | 262 |
| Service charges on deposit accounts | $332,000 | 1,625 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $688,000 | 1,953 |
| Total noninterest expense | $6,972,000 | 1,442 |
| Salaries and employee benefits | $4,290,000 | 1,325 |
| Premises and equipment expense | $668,000 | 1,704 |
| Additional noninterest expense | $2,014,000 | 1,505 |
| Pre-tax net operating income | $2,974,000 | 1,474 |
| Securities gains (losses) | $-2,000 | 5,321 |
| Applicable income taxes | $734,000 | 1,350 |
| Income before extraordinary items | $2,238,000 | 1,554 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,238,000 | 1,553 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,238,000 | 1,554 |
| Net charge-offs | $518,000 | 549 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,239,500 | 1,540 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 1,545 |
| Total interest expense | $455,000 | 1,570 |
| Net interest income | $3,776,000 | 1,522 |
| Provision for loan and lease losses | $180,000 | 999 |
| Total noninterest income | $1,337,000 | 1,085 |
| Gross Fiduciary activities income | $837,000 | 261 |
| Service charges on deposit accounts | $169,000 | 1,601 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $331,000 | 1,968 |
| Total noninterest expense | $3,451,000 | 1,457 |
| Salaries and employee benefits | $2,121,000 | 1,353 |
| Premises and equipment expense | $322,000 | 1,770 |
| Additional noninterest expense | $1,008,000 | 1,497 |
| Pre-tax net operating income | $1,482,000 | 1,451 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $400,000 | 1,243 |
| Income before extraordinary items | $1,082,000 | 1,573 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,082,000 | 1,572 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,082,000 | 1,573 |
| Net charge-offs | $537,000 | 320 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,082,000 | 1,558 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,354,000 | 1,551 |
| Total interest expense | $1,883,000 | 1,493 |
| Net interest income | $14,471,000 | 1,543 |
| Provision for loan and lease losses | $1,080,000 | 853 |
| Total noninterest income | $5,249,000 | 1,112 |
| Gross Fiduciary activities income | $3,198,000 | 259 |
| Service charges on deposit accounts | $683,000 | 1,646 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,368,000 | 2,007 |
| Total noninterest expense | $13,923,000 | 1,406 |
| Salaries and employee benefits | $8,445,000 | 1,317 |
| Premises and equipment expense | $1,324,000 | 1,706 |
| Additional noninterest expense | $4,154,000 | 1,480 |
| Pre-tax net operating income | $4,717,000 | 1,695 |
| Securities gains (losses) | $29,000 | 2,183 |
| Applicable income taxes | $1,099,000 | 1,553 |
| Income before extraordinary items | $3,647,000 | 1,784 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,647,000 | 1,783 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,647,000 | 1,783 |
| Net charge-offs | $953,000 | 683 |
| Cash dividends | $313,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,624,670 | 1,756 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,262,000 | 1,552 |
| Total interest expense | $1,421,000 | 1,484 |
| Net interest income | $10,841,000 | 1,552 |
| Provision for loan and lease losses | $810,000 | 816 |
| Total noninterest income | $3,991,000 | 1,097 |
| Gross Fiduciary activities income | $2,432,000 | 257 |
| Service charges on deposit accounts | $515,000 | 1,642 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,044,000 | 1,990 |
| Total noninterest expense | $10,332,000 | 1,422 |
| Salaries and employee benefits | $6,323,000 | 1,314 |
| Premises and equipment expense | $990,000 | 1,721 |
| Additional noninterest expense | $3,019,000 | 1,532 |
| Pre-tax net operating income | $3,690,000 | 1,663 |
| Securities gains (losses) | $34,000 | 2,017 |
| Applicable income taxes | $717,000 | 1,729 |
| Income before extraordinary items | $3,007,000 | 1,690 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,007,000 | 1,690 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,007,000 | 1,690 |
| Net charge-offs | $426,000 | 892 |
| Cash dividends | $188,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,979,460 | 1,654 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,204,000 | 1,547 |
| Total interest expense | $950,000 | 1,477 |
| Net interest income | $7,254,000 | 1,552 |
| Provision for loan and lease losses | $540,000 | 805 |
| Total noninterest income | $2,586,000 | 1,101 |
| Gross Fiduciary activities income | $1,526,000 | 266 |
| Service charges on deposit accounts | $337,000 | 1,650 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $723,000 | 1,912 |
| Total noninterest expense | $6,856,000 | 1,439 |
| Salaries and employee benefits | $4,166,000 | 1,334 |
| Premises and equipment expense | $633,000 | 1,773 |
| Additional noninterest expense | $2,057,000 | 1,497 |
| Pre-tax net operating income | $2,444,000 | 1,660 |
| Securities gains (losses) | $27,000 | 1,793 |
| Applicable income taxes | $526,000 | 1,615 |
| Income before extraordinary items | $1,945,000 | 1,708 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,945,000 | 1,709 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,945,000 | 1,709 |
| Net charge-offs | $415,000 | 683 |
| Cash dividends | $188,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,923,670 | 1,670 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,150,000 | 1,531 |
| Total interest expense | $477,000 | 1,473 |
| Net interest income | $3,673,000 | 1,523 |
| Provision for loan and lease losses | $270,000 | 751 |
| Total noninterest income | $1,250,000 | 1,106 |
| Gross Fiduciary activities income | $717,000 | 274 |
| Service charges on deposit accounts | $180,000 | 1,553 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $353,000 | 1,890 |
| Total noninterest expense | $3,484,000 | 1,408 |
| Salaries and employee benefits | $2,046,000 | 1,357 |
| Premises and equipment expense | $340,000 | 1,678 |
| Additional noninterest expense | $1,098,000 | 1,402 |
| Pre-tax net operating income | $1,169,000 | 1,723 |
| Securities gains (losses) | $16,000 | 1,332 |
| Applicable income taxes | $298,000 | 1,490 |
| Income before extraordinary items | $887,000 | 1,803 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $887,000 | 1,804 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $887,000 | 1,804 |
| Net charge-offs | $389,000 | 411 |
| Cash dividends | $188,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $875,000 | 1,786 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,964,000 | 1,550 |
| Total interest expense | $1,951,000 | 1,424 |
| Net interest income | $14,013,000 | 1,571 |
| Provision for loan and lease losses | $1,400,000 | 605 |
| Total noninterest income | $5,091,000 | 1,108 |
| Gross Fiduciary activities income | $3,133,000 | 262 |
| Service charges on deposit accounts | $773,000 | 1,515 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,185,000 | 2,160 |
| Total noninterest expense | $13,570,000 | 1,433 |
| Salaries and employee benefits | $7,794,000 | 1,392 |
| Premises and equipment expense | $1,351,000 | 1,685 |
| Additional noninterest expense | $4,425,000 | 1,409 |
| Pre-tax net operating income | $4,134,000 | 1,818 |
| Securities gains (losses) | $97,000 | 1,199 |
| Applicable income taxes | $1,274,000 | 1,367 |
| Income before extraordinary items | $2,957,000 | 2,082 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,957,000 | 2,083 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,957,000 | 2,084 |
| Net charge-offs | $2,945,000 | 272 |
| Cash dividends | $100,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,889,100 | 2,069 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,893,000 | 1,578 |
| Total interest expense | $1,470,000 | 1,423 |
| Net interest income | $10,423,000 | 1,589 |
| Provision for loan and lease losses | $1,100,000 | 542 |
| Total noninterest income | $3,605,000 | 1,165 |
| Gross Fiduciary activities income | $2,206,000 | 272 |
| Service charges on deposit accounts | $569,000 | 1,557 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $830,000 | 2,266 |
| Total noninterest expense | $9,632,000 | 1,521 |
| Salaries and employee benefits | $5,951,000 | 1,371 |
| Premises and equipment expense | $703,000 | 2,306 |
| Additional noninterest expense | $2,978,000 | 1,534 |
| Pre-tax net operating income | $3,296,000 | 1,770 |
| Securities gains (losses) | $91,000 | 1,091 |
| Applicable income taxes | $1,118,000 | 1,268 |
| Income before extraordinary items | $2,269,000 | 2,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,269,000 | 2,052 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,269,000 | 2,052 |
| Net charge-offs | $2,916,000 | 216 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,208,030 | 2,052 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 1,583 |
| Total interest expense | $985,000 | 1,423 |
| Net interest income | $6,913,000 | 1,600 |
| Provision for loan and lease losses | $800,000 | 512 |
| Total noninterest income | $2,404,000 | 1,175 |
| Gross Fiduciary activities income | $1,487,000 | 273 |
| Service charges on deposit accounts | $383,000 | 1,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $534,000 | 2,344 |
| Total noninterest expense | $6,359,000 | 1,538 |
| Salaries and employee benefits | $3,899,000 | 1,392 |
| Premises and equipment expense | $478,000 | 2,293 |
| Additional noninterest expense | $1,982,000 | 1,549 |
| Pre-tax net operating income | $2,158,000 | 1,790 |
| Securities gains (losses) | $77,000 | 967 |
| Applicable income taxes | $830,000 | 1,186 |
| Income before extraordinary items | $1,405,000 | 2,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,405,000 | 2,163 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,405,000 | 2,163 |
| Net charge-offs | $3,062,000 | 153 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,355,720 | 2,168 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,973,000 | 1,565 |
| Total interest expense | $492,000 | 1,425 |
| Net interest income | $3,481,000 | 1,590 |
| Provision for loan and lease losses | $500,000 | 407 |
| Total noninterest income | $1,120,000 | 1,191 |
| Gross Fiduciary activities income | $731,000 | 283 |
| Service charges on deposit accounts | $190,000 | 1,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $199,000 | 2,640 |
| Total noninterest expense | $3,148,000 | 1,540 |
| Salaries and employee benefits | $1,936,000 | 1,406 |
| Premises and equipment expense | $245,000 | 2,283 |
| Additional noninterest expense | $967,000 | 1,574 |
| Pre-tax net operating income | $953,000 | 1,938 |
| Securities gains (losses) | $48,000 | 862 |
| Applicable income taxes | $244,000 | 1,620 |
| Income before extraordinary items | $757,000 | 2,006 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $757,000 | 2,008 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $757,000 | 2,008 |
| Net charge-offs | $2,999,000 | 108 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $720,520 | 2,031 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,768,000 | 1,488 |
| Total interest expense | $2,159,000 | 1,356 |
| Net interest income | $14,609,000 | 1,513 |
| Provision for loan and lease losses | $1,900,000 | 489 |
| Total noninterest income | $4,306,000 | 1,218 |
| Gross Fiduciary activities income | $2,875,000 | 279 |
| Service charges on deposit accounts | $781,000 | 1,612 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $650,000 | 2,934 |
| Total noninterest expense | $12,507,000 | 1,522 |
| Salaries and employee benefits | $7,626,000 | 1,383 |
| Premises and equipment expense | $1,043,000 | 2,160 |
| Additional noninterest expense | $3,838,000 | 1,623 |
| Pre-tax net operating income | $4,508,000 | 1,675 |
| Securities gains (losses) | $-16,000 | 6,105 |
| Applicable income taxes | $1,150,000 | 1,407 |
| Income before extraordinary items | $3,342,000 | 1,844 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,342,000 | 1,844 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,342,000 | 1,843 |
| Net charge-offs | $228,000 | 2,326 |
| Cash dividends | $479,000 | 2,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,353,840 | 1,807 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,598,000 | 1,498 |
| Total interest expense | $1,648,000 | 1,341 |
| Net interest income | $10,950,000 | 1,521 |
| Provision for loan and lease losses | $1,350,000 | 499 |
| Total noninterest income | $3,196,000 | 1,231 |
| Gross Fiduciary activities income | $2,087,000 | 282 |
| Service charges on deposit accounts | $619,000 | 1,536 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $490,000 | 2,936 |
| Total noninterest expense | $9,341,000 | 1,542 |
| Salaries and employee benefits | $5,841,000 | 1,356 |
| Premises and equipment expense | $714,000 | 2,358 |
| Additional noninterest expense | $2,786,000 | 1,674 |
| Pre-tax net operating income | $3,455,000 | 1,644 |
| Securities gains (losses) | $-16,000 | 6,219 |
| Applicable income taxes | $891,000 | 1,410 |
| Income before extraordinary items | $2,548,000 | 1,820 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,548,000 | 1,820 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,548,000 | 1,819 |
| Net charge-offs | $488,000 | 1,176 |
| Cash dividends | $379,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,559,840 | 1,779 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,404,000 | 1,492 |
| Total interest expense | $1,111,000 | 1,335 |
| Net interest income | $7,293,000 | 1,513 |
| Provision for loan and lease losses | $900,000 | 485 |
| Total noninterest income | $2,083,000 | 1,245 |
| Gross Fiduciary activities income | $1,357,000 | 284 |
| Service charges on deposit accounts | $405,000 | 1,546 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $321,000 | 2,941 |
| Total noninterest expense | $6,188,000 | 1,542 |
| Salaries and employee benefits | $3,853,000 | 1,372 |
| Premises and equipment expense | $461,000 | 2,437 |
| Additional noninterest expense | $1,874,000 | 1,658 |
| Pre-tax net operating income | $2,288,000 | 1,625 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $575,000 | 1,401 |
| Income before extraordinary items | $1,713,000 | 1,763 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,713,000 | 1,766 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,713,000 | 1,765 |
| Net charge-offs | $505,000 | 861 |
| Cash dividends | $379,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,713,000 | 1,720 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 1,502 |
| Total interest expense | $566,000 | 1,328 |
| Net interest income | $3,597,000 | 1,526 |
| Provision for loan and lease losses | $450,000 | 484 |
| Total noninterest income | $1,023,000 | 1,228 |
| Gross Fiduciary activities income | $668,000 | 285 |
| Service charges on deposit accounts | $203,000 | 1,529 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $152,000 | 2,951 |
| Total noninterest expense | $3,097,000 | 1,550 |
| Salaries and employee benefits | $1,921,000 | 1,396 |
| Premises and equipment expense | $226,000 | 2,519 |
| Additional noninterest expense | $950,000 | 1,617 |
| Pre-tax net operating income | $1,073,000 | 1,663 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $258,000 | 1,486 |
| Income before extraordinary items | $815,000 | 1,784 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $815,000 | 1,788 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $815,000 | 1,787 |
| Net charge-offs | $541,000 | 472 |
| Cash dividends | $379,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $815,000 | 1,757 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,351,000 | 1,462 |
| Total interest expense | $2,629,000 | 1,279 |
| Net interest income | $14,722,000 | 1,475 |
| Provision for loan and lease losses | $2,100,000 | 600 |
| Total noninterest income | $4,241,000 | 1,272 |
| Gross Fiduciary activities income | $2,647,000 | 280 |
| Service charges on deposit accounts | $866,000 | 1,537 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $728,000 | 2,816 |
| Total noninterest expense | $11,760,000 | 1,633 |
| Salaries and employee benefits | $7,416,000 | 1,414 |
| Premises and equipment expense | $1,044,000 | 2,162 |
| Additional noninterest expense | $3,300,000 | 1,920 |
| Pre-tax net operating income | $5,103,000 | 1,406 |
| Securities gains (losses) | $-1,000 | 6,053 |
| Applicable income taxes | $1,307,000 | 1,232 |
| Income before extraordinary items | $3,795,000 | 1,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,795,000 | 1,577 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,795,000 | 1,577 |
| Net charge-offs | $2,094,000 | 719 |
| Cash dividends | $523,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,795,740 | 1,532 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,102,000 | 1,451 |
| Total interest expense | $2,023,000 | 1,286 |
| Net interest income | $11,079,000 | 1,470 |
| Provision for loan and lease losses | $1,500,000 | 642 |
| Total noninterest income | $3,196,000 | 1,287 |
| Gross Fiduciary activities income | $1,999,000 | 277 |
| Service charges on deposit accounts | $650,000 | 1,540 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $547,000 | 2,880 |
| Total noninterest expense | $8,790,000 | 1,650 |
| Salaries and employee benefits | $5,695,000 | 1,387 |
| Premises and equipment expense | $774,000 | 2,217 |
| Additional noninterest expense | $2,321,000 | 2,017 |
| Pre-tax net operating income | $3,985,000 | 1,388 |
| Securities gains (losses) | $-6,000 | 6,453 |
| Applicable income taxes | $888,000 | 1,351 |
| Income before extraordinary items | $3,091,000 | 1,468 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,091,000 | 1,470 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,091,000 | 1,470 |
| Net charge-offs | $2,083,000 | 583 |
| Cash dividends | $423,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,095,680 | 1,433 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,785,000 | 1,445 |
| Total interest expense | $1,383,000 | 1,291 |
| Net interest income | $7,402,000 | 1,451 |
| Provision for loan and lease losses | $900,000 | 732 |
| Total noninterest income | $2,118,000 | 1,309 |
| Gross Fiduciary activities income | $1,299,000 | 278 |
| Service charges on deposit accounts | $428,000 | 1,530 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $391,000 | 2,835 |
| Total noninterest expense | $5,755,000 | 1,672 |
| Salaries and employee benefits | $3,781,000 | 1,392 |
| Premises and equipment expense | $503,000 | 2,272 |
| Additional noninterest expense | $1,471,000 | 2,109 |
| Pre-tax net operating income | $2,865,000 | 1,284 |
| Securities gains (losses) | $-6,000 | 6,616 |
| Applicable income taxes | $675,000 | 1,222 |
| Income before extraordinary items | $2,184,000 | 1,386 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,184,000 | 1,388 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,184,000 | 1,389 |
| Net charge-offs | $1,315,000 | 640 |
| Cash dividends | $423,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,188,560 | 1,321 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 1,458 |
| Total interest expense | $709,000 | 1,298 |
| Net interest income | $3,675,000 | 1,462 |
| Provision for loan and lease losses | $450,000 | 738 |
| Total noninterest income | $1,068,000 | 1,305 |
| Gross Fiduciary activities income | $643,000 | 281 |
| Service charges on deposit accounts | $212,000 | 1,538 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $213,000 | 2,694 |
| Total noninterest expense | $2,841,000 | 1,715 |
| Salaries and employee benefits | $1,890,000 | 1,409 |
| Premises and equipment expense | $257,000 | 2,263 |
| Additional noninterest expense | $694,000 | 2,247 |
| Pre-tax net operating income | $1,452,000 | 1,255 |
| Securities gains (losses) | $-6,000 | 6,759 |
| Applicable income taxes | $348,000 | 1,193 |
| Income before extraordinary items | $1,098,000 | 1,353 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,098,000 | 1,354 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,098,000 | 1,355 |
| Net charge-offs | $391,000 | 890 |
| Cash dividends | $423,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,102,560 | 1,296 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,060,000 | 1,395 |
| Total interest expense | $3,383,000 | 1,321 |
| Net interest income | $15,677,000 | 1,397 |
| Provision for loan and lease losses | $2,250,000 | 980 |
| Total noninterest income | $3,866,000 | 1,367 |
| Gross Fiduciary activities income | $2,362,000 | 281 |
| Service charges on deposit accounts | $1,093,000 | 1,307 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $411,000 | 3,603 |
| Total noninterest expense | $12,210,000 | 1,582 |
| Salaries and employee benefits | $7,340,000 | 1,387 |
| Premises and equipment expense | $1,282,000 | 1,836 |
| Additional noninterest expense | $3,588,000 | 1,834 |
| Pre-tax net operating income | $5,083,000 | 1,350 |
| Securities gains (losses) | $14,000 | 3,286 |
| Applicable income taxes | $1,509,000 | 1,094 |
| Income before extraordinary items | $3,588,000 | 1,595 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,588,000 | 1,596 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,588,000 | 1,596 |
| Net charge-offs | $2,494,000 | 983 |
| Cash dividends | $1,178,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,578,200 | 1,512 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,507,000 | 1,406 |
| Total interest expense | $2,622,000 | 1,341 |
| Net interest income | $11,885,000 | 1,397 |
| Provision for loan and lease losses | $1,650,000 | 1,004 |
| Total noninterest income | $2,942,000 | 1,350 |
| Gross Fiduciary activities income | $1,785,000 | 281 |
| Service charges on deposit accounts | $845,000 | 1,272 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $312,000 | 3,634 |
| Total noninterest expense | $9,117,000 | 1,604 |
| Salaries and employee benefits | $5,610,000 | 1,371 |
| Premises and equipment expense | $836,000 | 2,092 |
| Additional noninterest expense | $2,671,000 | 1,862 |
| Pre-tax net operating income | $4,060,000 | 1,307 |
| Securities gains (losses) | $14,000 | 3,018 |
| Applicable income taxes | $1,116,000 | 1,129 |
| Income before extraordinary items | $2,958,000 | 1,507 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,958,000 | 1,508 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,958,000 | 1,508 |
| Net charge-offs | $569,000 | 2,033 |
| Cash dividends | $430,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,947,780 | 1,420 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,782,000 | 1,403 |
| Total interest expense | $1,806,000 | 1,347 |
| Net interest income | $7,976,000 | 1,386 |
| Provision for loan and lease losses | $1,050,000 | 1,056 |
| Total noninterest income | $1,932,000 | 1,357 |
| Gross Fiduciary activities income | $1,171,000 | 283 |
| Service charges on deposit accounts | $562,000 | 1,258 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 3,676 |
| Total noninterest expense | $6,052,000 | 1,610 |
| Salaries and employee benefits | $3,737,000 | 1,382 |
| Premises and equipment expense | $557,000 | 2,082 |
| Additional noninterest expense | $1,758,000 | 1,890 |
| Pre-tax net operating income | $2,806,000 | 1,272 |
| Securities gains (losses) | $6,000 | 2,847 |
| Applicable income taxes | $825,000 | 1,037 |
| Income before extraordinary items | $1,987,000 | 1,492 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,987,000 | 1,491 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,987,000 | 1,492 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $430,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,982,740 | 1,404 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 1,388 |
| Total interest expense | $944,000 | 1,338 |
| Net interest income | $4,023,000 | 1,379 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $925,000 | 1,392 |
| Gross Fiduciary activities income | $555,000 | 295 |
| Service charges on deposit accounts | $283,000 | 1,244 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 3,904 |
| Total noninterest expense | $2,949,000 | 1,636 |
| Salaries and employee benefits | $1,863,000 | 1,391 |
| Premises and equipment expense | $262,000 | 2,209 |
| Additional noninterest expense | $824,000 | 1,982 |
| Pre-tax net operating income | $1,549,000 | 1,135 |
| Securities gains (losses) | $6,000 | 1,875 |
| Applicable income taxes | $473,000 | 935 |
| Income before extraordinary items | $1,082,000 | 1,342 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,082,000 | 1,343 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,082,000 | 1,343 |
| Net charge-offs | $-39,000 | 7,027 |
| Cash dividends | $430,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,077,800 | 1,275 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,719,000 | 1,380 |
| Total interest expense | $4,340,000 | 1,395 |
| Net interest income | $16,379,000 | 1,347 |
| Provision for loan and lease losses | $2,400,000 | 1,379 |
| Total noninterest income | $4,058,000 | 1,223 |
| Gross Fiduciary activities income | $2,429,000 | 236 |
| Service charges on deposit accounts | $1,219,000 | 1,208 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $410,000 | 3,395 |
| Total noninterest expense | $12,069,000 | 1,625 |
| Salaries and employee benefits | $7,289,000 | 1,368 |
| Premises and equipment expense | $1,228,000 | 2,018 |
| Additional noninterest expense | $3,552,000 | 1,893 |
| Pre-tax net operating income | $5,968,000 | 1,005 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $1,597,000 | 946 |
| Income before extraordinary items | $4,374,000 | 1,148 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,374,000 | 1,148 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,374,000 | 1,148 |
| Net charge-offs | $1,839,000 | 1,636 |
| Cash dividends | $234,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,371,810 | 1,088 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,627,000 | 1,391 |
| Total interest expense | $3,325,000 | 1,419 |
| Net interest income | $12,302,000 | 1,358 |
| Provision for loan and lease losses | $1,800,000 | 1,333 |
| Total noninterest income | $3,174,000 | 1,192 |
| Gross Fiduciary activities income | $1,900,000 | 229 |
| Service charges on deposit accounts | $931,000 | 1,190 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $343,000 | 3,257 |
| Total noninterest expense | $9,032,000 | 1,618 |
| Salaries and employee benefits | $5,517,000 | 1,354 |
| Premises and equipment expense | $886,000 | 2,105 |
| Additional noninterest expense | $2,629,000 | 1,924 |
| Pre-tax net operating income | $4,644,000 | 1,001 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $1,257,000 | 915 |
| Income before extraordinary items | $3,388,000 | 1,128 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,388,000 | 1,128 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,388,000 | 1,128 |
| Net charge-offs | $-418,000 | 7,401 |
| Cash dividends | $154,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,387,270 | 1,078 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,506,000 | 1,395 |
| Total interest expense | $2,250,000 | 1,453 |
| Net interest income | $8,256,000 | 1,346 |
| Provision for loan and lease losses | $1,200,000 | 1,329 |
| Total noninterest income | $2,137,000 | 1,170 |
| Gross Fiduciary activities income | $1,310,000 | 223 |
| Service charges on deposit accounts | $588,000 | 1,233 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $239,000 | 3,218 |
| Total noninterest expense | $5,995,000 | 1,637 |
| Salaries and employee benefits | $3,680,000 | 1,359 |
| Premises and equipment expense | $591,000 | 2,133 |
| Additional noninterest expense | $1,724,000 | 1,986 |
| Pre-tax net operating income | $3,198,000 | 956 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $894,000 | 831 |
| Income before extraordinary items | $2,304,000 | 1,072 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,304,000 | 1,071 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,304,000 | 1,072 |
| Net charge-offs | $-15,000 | 7,101 |
| Cash dividends | $154,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,304,000 | 1,036 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,322,000 | 1,379 |
| Total interest expense | $1,139,000 | 1,490 |
| Net interest income | $4,183,000 | 1,334 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $1,026,000 | 1,195 |
| Gross Fiduciary activities income | $630,000 | 230 |
| Service charges on deposit accounts | $272,000 | 1,307 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $124,000 | 3,207 |
| Total noninterest expense | $2,948,000 | 1,683 |
| Salaries and employee benefits | $1,842,000 | 1,377 |
| Premises and equipment expense | $274,000 | 2,297 |
| Additional noninterest expense | $832,000 | 2,030 |
| Pre-tax net operating income | $1,661,000 | 913 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $460,000 | 797 |
| Income before extraordinary items | $1,201,000 | 1,013 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,201,000 | 1,014 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,201,000 | 1,013 |
| Net charge-offs | $-15,000 | 7,126 |
| Cash dividends | $154,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,201,000 | 984 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,112,000 | 1,531 |
| Total interest expense | $5,227,000 | 1,591 |
| Net interest income | $14,885,000 | 1,503 |
| Provision for loan and lease losses | $1,200,000 | 2,771 |
| Total noninterest income | $3,599,000 | 1,366 |
| Gross Fiduciary activities income | $2,122,000 | 249 |
| Service charges on deposit accounts | $1,184,000 | 1,268 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $293,000 | 3,977 |
| Total noninterest expense | $12,101,000 | 1,643 |
| Salaries and employee benefits | $7,183,000 | 1,365 |
| Premises and equipment expense | $1,308,000 | 1,950 |
| Additional noninterest expense | $3,610,000 | 1,965 |
| Pre-tax net operating income | $5,183,000 | 998 |
| Securities gains (losses) | $-14,000 | 7,054 |
| Applicable income taxes | $1,420,000 | 942 |
| Income before extraordinary items | $3,749,000 | 1,159 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,749,000 | 1,160 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,749,000 | 1,161 |
| Net charge-offs | $47,000 | 5,947 |
| Cash dividends | $1,167,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,759,220 | 1,101 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,109,000 | 1,555 |
| Total interest expense | $4,009,000 | 1,620 |
| Net interest income | $11,100,000 | 1,530 |
| Provision for loan and lease losses | $900,000 | 2,663 |
| Total noninterest income | $2,776,000 | 1,317 |
| Gross Fiduciary activities income | $1,579,000 | 248 |
| Service charges on deposit accounts | $902,000 | 1,286 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $295,000 | 3,570 |
| Total noninterest expense | $9,039,000 | 1,631 |
| Salaries and employee benefits | $5,499,000 | 1,341 |
| Premises and equipment expense | $923,000 | 2,083 |
| Additional noninterest expense | $2,617,000 | 1,977 |
| Pre-tax net operating income | $3,937,000 | 1,035 |
| Securities gains (losses) | $27,000 | 2,762 |
| Applicable income taxes | $1,037,000 | 972 |
| Income before extraordinary items | $2,927,000 | 1,154 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,927,000 | 1,158 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,927,000 | 1,158 |
| Net charge-offs | $30,000 | 5,825 |
| Cash dividends | $549,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,907,020 | 1,114 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,093,000 | 1,572 |
| Total interest expense | $2,746,000 | 1,647 |
| Net interest income | $7,347,000 | 1,545 |
| Provision for loan and lease losses | $600,000 | 2,565 |
| Total noninterest income | $1,893,000 | 1,284 |
| Gross Fiduciary activities income | $1,062,000 | 250 |
| Service charges on deposit accounts | $598,000 | 1,310 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $233,000 | 3,235 |
| Total noninterest expense | $5,973,000 | 1,648 |
| Salaries and employee benefits | $3,660,000 | 1,350 |
| Premises and equipment expense | $593,000 | 2,172 |
| Additional noninterest expense | $1,720,000 | 2,005 |
| Pre-tax net operating income | $2,667,000 | 1,003 |
| Securities gains (losses) | $7,000 | 2,699 |
| Applicable income taxes | $693,000 | 943 |
| Income before extraordinary items | $1,981,000 | 1,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,981,000 | 1,128 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,981,000 | 1,129 |
| Net charge-offs | $11,000 | 5,773 |
| Cash dividends | $549,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,975,820 | 1,083 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 1,580 |
| Total interest expense | $1,423,000 | 1,660 |
| Net interest income | $3,710,000 | 1,544 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $932,000 | 1,307 |
| Gross Fiduciary activities income | $523,000 | 253 |
| Service charges on deposit accounts | $294,000 | 1,331 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $115,000 | 3,261 |
| Total noninterest expense | $2,952,000 | 1,695 |
| Salaries and employee benefits | $1,830,000 | 1,365 |
| Premises and equipment expense | $264,000 | 2,474 |
| Additional noninterest expense | $858,000 | 1,979 |
| Pre-tax net operating income | $1,390,000 | 966 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $313,000 | 1,019 |
| Income before extraordinary items | $1,077,000 | 1,015 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,077,000 | 1,017 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,077,000 | 1,018 |
| Net charge-offs | $29,000 | 4,173 |
| Cash dividends | $549,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,077,000 | 986 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,204,000 | 1,611 |
| Total interest expense | $7,270,000 | 1,632 |
| Net interest income | $13,934,000 | 1,606 |
| Provision for loan and lease losses | $3,200,000 | 1,892 |
| Total noninterest income | $3,738,000 | 1,363 |
| Gross Fiduciary activities income | $1,996,000 | 246 |
| Service charges on deposit accounts | $1,226,000 | 1,406 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $516,000 | 3,152 |
| Total noninterest expense | $11,750,000 | 1,741 |
| Salaries and employee benefits | $6,916,000 | 1,458 |
| Premises and equipment expense | $1,234,000 | 2,162 |
| Additional noninterest expense | $3,600,000 | 2,017 |
| Pre-tax net operating income | $2,722,000 | 1,470 |
| Securities gains (losses) | $217,000 | 1,493 |
| Applicable income taxes | $770,000 | 1,170 |
| Income before extraordinary items | $2,169,000 | 1,540 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,169,000 | 1,537 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,169,000 | 1,539 |
| Net charge-offs | $2,681,000 | 1,721 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,008,420 | 1,618 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,995,000 | 1,636 |
| Total interest expense | $5,696,000 | 1,626 |
| Net interest income | $10,299,000 | 1,636 |
| Provision for loan and lease losses | $1,500,000 | 2,210 |
| Total noninterest income | $2,853,000 | 1,378 |
| Gross Fiduciary activities income | $1,492,000 | 246 |
| Service charges on deposit accounts | $911,000 | 1,420 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $450,000 | 2,994 |
| Total noninterest expense | $8,977,000 | 1,684 |
| Salaries and employee benefits | $5,335,000 | 1,437 |
| Premises and equipment expense | $921,000 | 2,191 |
| Additional noninterest expense | $2,721,000 | 1,944 |
| Pre-tax net operating income | $2,675,000 | 1,216 |
| Securities gains (losses) | $217,000 | 1,234 |
| Applicable income taxes | $809,000 | 1,003 |
| Income before extraordinary items | $2,083,000 | 1,285 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,083,000 | 1,283 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,083,000 | 1,285 |
| Net charge-offs | $396,000 | 3,354 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,926,760 | 1,361 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,743,000 | 1,654 |
| Total interest expense | $4,037,000 | 1,616 |
| Net interest income | $6,706,000 | 1,674 |
| Provision for loan and lease losses | $900,000 | 2,190 |
| Total noninterest income | $1,956,000 | 1,358 |
| Gross Fiduciary activities income | $1,016,000 | 246 |
| Service charges on deposit accounts | $600,000 | 1,423 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $340,000 | 2,790 |
| Total noninterest expense | $5,951,000 | 1,729 |
| Salaries and employee benefits | $3,517,000 | 1,478 |
| Premises and equipment expense | $610,000 | 2,238 |
| Additional noninterest expense | $1,824,000 | 1,960 |
| Pre-tax net operating income | $1,811,000 | 1,266 |
| Securities gains (losses) | $200,000 | 1,018 |
| Applicable income taxes | $541,000 | 1,012 |
| Income before extraordinary items | $1,470,000 | 1,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,470,000 | 1,289 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,470,000 | 1,290 |
| Net charge-offs | $374,000 | 2,684 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,324,000 | 1,384 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 1,664 |
| Total interest expense | $2,090,000 | 1,619 |
| Net interest income | $3,310,000 | 1,677 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $953,000 | 1,340 |
| Gross Fiduciary activities income | $468,000 | 259 |
| Service charges on deposit accounts | $305,000 | 1,352 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $180,000 | 2,653 |
| Total noninterest expense | $2,838,000 | 1,744 |
| Salaries and employee benefits | $1,757,000 | 1,491 |
| Premises and equipment expense | $303,000 | 2,277 |
| Additional noninterest expense | $778,000 | 2,036 |
| Pre-tax net operating income | $1,125,000 | 1,138 |
| Securities gains (losses) | $200,000 | 669 |
| Applicable income taxes | $399,000 | 823 |
| Income before extraordinary items | $926,000 | 1,173 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $926,000 | 1,174 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $926,000 | 1,175 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $786,000 | 1,318 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,887,000 | 1,761 |
| Total interest expense | $9,739,000 | 1,668 |
| Net interest income | $12,148,000 | 1,839 |
| Provision for loan and lease losses | $3,060,000 | 1,369 |
| Total noninterest income | $4,174,000 | 1,234 |
| Gross Fiduciary activities income | $2,540,000 | 228 |
| Service charges on deposit accounts | $1,196,000 | 1,494 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $438,000 | 3,427 |
| Total noninterest expense | $11,470,000 | 1,699 |
| Salaries and employee benefits | $6,661,000 | 1,550 |
| Premises and equipment expense | $1,280,000 | 2,111 |
| Additional noninterest expense | $3,529,000 | 1,735 |
| Pre-tax net operating income | $1,792,000 | 2,678 |
| Securities gains (losses) | $165,000 | 812 |
| Applicable income taxes | $570,000 | 1,714 |
| Income before extraordinary items | $1,387,000 | 2,656 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,387,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,640,000 | 1,095 |
| Cash dividends | $436,000 | 3,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,269,850 | 2,949 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,507,000 | 1,797 |
| Total interest expense | $7,467,000 | 1,691 |
| Net interest income | $9,040,000 | 1,872 |
| Provision for loan and lease losses | $760,000 | 2,154 |
| Total noninterest income | $3,089,000 | 1,281 |
| Gross Fiduciary activities income | $1,864,000 | 238 |
| Service charges on deposit accounts | $882,000 | 1,532 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $343,000 | 3,451 |
| Total noninterest expense | $8,768,000 | 1,660 |
| Salaries and employee benefits | $5,217,000 | 1,518 |
| Premises and equipment expense | $931,000 | 2,184 |
| Additional noninterest expense | $2,620,000 | 1,699 |
| Pre-tax net operating income | $2,601,000 | 1,859 |
| Securities gains (losses) | $102,000 | 956 |
| Applicable income taxes | $770,000 | 1,410 |
| Income before extraordinary items | $1,933,000 | 1,828 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,933,000 | 1,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 2,305 |
| Cash dividends | $311,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,859,560 | 2,003 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,060,000 | 1,811 |
| Total interest expense | $5,117,000 | 1,718 |
| Net interest income | $5,943,000 | 1,892 |
| Provision for loan and lease losses | $260,000 | 2,752 |
| Total noninterest income | $2,068,000 | 1,294 |
| Gross Fiduciary activities income | $1,281,000 | 239 |
| Service charges on deposit accounts | $581,000 | 1,532 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $206,000 | 3,706 |
| Total noninterest expense | $5,653,000 | 1,710 |
| Salaries and employee benefits | $3,439,000 | 1,536 |
| Premises and equipment expense | $586,000 | 2,308 |
| Additional noninterest expense | $1,628,000 | 1,781 |
| Pre-tax net operating income | $2,098,000 | 1,620 |
| Securities gains (losses) | $109,000 | 907 |
| Applicable income taxes | $647,000 | 1,308 |
| Income before extraordinary items | $1,560,000 | 1,740 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,560,000 | 1,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,589 |
| Cash dividends | $311,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,482,610 | 1,795 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,638,000 | 1,820 |
| Total interest expense | $2,666,000 | 1,762 |
| Net interest income | $2,972,000 | 1,878 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $1,088,000 | 1,246 |
| Gross Fiduciary activities income | $684,000 | 234 |
| Service charges on deposit accounts | $291,000 | 1,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $113,000 | 3,556 |
| Total noninterest expense | $2,754,000 | 1,748 |
| Salaries and employee benefits | $1,726,000 | 1,544 |
| Premises and equipment expense | $273,000 | 2,466 |
| Additional noninterest expense | $755,000 | 1,864 |
| Pre-tax net operating income | $1,186,000 | 1,537 |
| Securities gains (losses) | $132,000 | 596 |
| Applicable income taxes | $394,000 | 1,209 |
| Income before extraordinary items | $924,000 | 1,610 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $924,000 | 1,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $311,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $831,600 | 1,693 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,307,000 | 1,898 |
| Total interest expense | $10,251,000 | 1,916 |
| Net interest income | $12,056,000 | 1,877 |
| Provision for loan and lease losses | $600,000 | 2,040 |
| Total noninterest income | $4,099,000 | 1,276 |
| Gross Fiduciary activities income | $2,593,000 | 237 |
| Service charges on deposit accounts | $1,099,000 | 1,626 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $407,000 | 3,694 |
| Total noninterest expense | $10,863,000 | 1,702 |
| Salaries and employee benefits | $6,542,000 | 1,547 |
| Premises and equipment expense | $1,331,000 | 1,962 |
| Additional noninterest expense | $2,990,000 | 1,843 |
| Pre-tax net operating income | $4,692,000 | 1,739 |
| Securities gains (losses) | $26,000 | 1,015 |
| Applicable income taxes | $1,451,000 | 1,442 |
| Income before extraordinary items | $3,267,000 | 1,903 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,267,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $595,000 | 1,493 |
| Cash dividends | $774,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,249,060 | 1,896 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,578,000 | 1,917 |
| Total interest expense | $7,477,000 | 1,951 |
| Net interest income | $9,101,000 | 1,871 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $3,065,000 | 1,280 |
| Gross Fiduciary activities income | $1,945,000 | 237 |
| Service charges on deposit accounts | $800,000 | 1,652 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $320,000 | 3,621 |
| Total noninterest expense | $7,989,000 | 1,722 |
| Salaries and employee benefits | $4,867,000 | 1,557 |
| Premises and equipment expense | $928,000 | 2,084 |
| Additional noninterest expense | $2,194,000 | 1,840 |
| Pre-tax net operating income | $3,817,000 | 1,740 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $1,167,000 | 1,475 |
| Income before extraordinary items | $2,651,000 | 1,907 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,651,000 | 1,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,088 |
| Cash dividends | $599,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,650,310 | 1,894 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,856,000 | 1,963 |
| Total interest expense | $4,813,000 | 2,014 |
| Net interest income | $6,043,000 | 1,911 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $2,106,000 | 1,275 |
| Gross Fiduciary activities income | $1,363,000 | 234 |
| Service charges on deposit accounts | $529,000 | 1,667 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $214,000 | 3,656 |
| Total noninterest expense | $5,234,000 | 1,767 |
| Salaries and employee benefits | $3,204,000 | 1,605 |
| Premises and equipment expense | $599,000 | 2,159 |
| Additional noninterest expense | $1,431,000 | 1,896 |
| Pre-tax net operating income | $2,675,000 | 1,713 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $821,000 | 1,461 |
| Income before extraordinary items | $1,855,000 | 1,875 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,855,000 | 1,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,115 |
| Cash dividends | $599,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,854,310 | 1,852 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,360,000 | 1,984 |
| Total interest expense | $2,335,000 | 2,048 |
| Net interest income | $3,025,000 | 1,903 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $1,157,000 | 1,173 |
| Gross Fiduciary activities income | $774,000 | 218 |
| Service charges on deposit accounts | $277,000 | 1,547 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $106,000 | 3,657 |
| Total noninterest expense | $2,551,000 | 1,812 |
| Salaries and employee benefits | $1,576,000 | 1,650 |
| Premises and equipment expense | $285,000 | 2,288 |
| Additional noninterest expense | $690,000 | 1,927 |
| Pre-tax net operating income | $1,511,000 | 1,532 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $466,000 | 1,352 |
| Income before extraordinary items | $1,044,000 | 1,650 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,044,000 | 1,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,955 |
| Cash dividends | $599,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,044,690 | 1,637 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,250,000 | 2,053 |
| Total interest expense | $7,913,000 | 2,068 |
| Net interest income | $11,337,000 | 2,050 |
| Provision for loan and lease losses | $860,000 | 1,202 |
| Total noninterest income | $4,637,000 | 1,164 |
| Gross Fiduciary activities income | $2,352,000 | 246 |
| Service charges on deposit accounts | $1,217,000 | 1,474 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,068,000 | 2,123 |
| Total noninterest expense | $10,393,000 | 1,714 |
| Salaries and employee benefits | $5,970,000 | 1,644 |
| Premises and equipment expense | $1,377,000 | 1,831 |
| Additional noninterest expense | $3,046,000 | 1,734 |
| Pre-tax net operating income | $4,721,000 | 1,986 |
| Securities gains (losses) | $-265,000 | 8,429 |
| Applicable income taxes | $1,360,000 | 1,806 |
| Income before extraordinary items | $3,096,000 | 2,220 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,096,000 | 2,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,296 |
| Cash dividends | $150,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,278,850 | 2,106 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,047,000 | 2,089 |
| Total interest expense | $5,683,000 | 2,086 |
| Net interest income | $8,364,000 | 2,098 |
| Provision for loan and lease losses | $360,000 | 1,848 |
| Total noninterest income | $3,047,000 | 1,301 |
| Gross Fiduciary activities income | $1,790,000 | 246 |
| Service charges on deposit accounts | $931,000 | 1,446 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $326,000 | 3,591 |
| Total noninterest expense | $7,563,000 | 1,759 |
| Salaries and employee benefits | $4,449,000 | 1,656 |
| Premises and equipment expense | $1,011,000 | 1,870 |
| Additional noninterest expense | $2,103,000 | 1,850 |
| Pre-tax net operating income | $3,488,000 | 2,071 |
| Securities gains (losses) | $-92,000 | 8,380 |
| Applicable income taxes | $1,021,000 | 1,855 |
| Income before extraordinary items | $2,375,000 | 2,244 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,375,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,444 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,439,400 | 2,179 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,063,000 | 2,123 |
| Total interest expense | $3,621,000 | 2,071 |
| Net interest income | $5,442,000 | 2,145 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $2,063,000 | 1,278 |
| Gross Fiduciary activities income | $1,229,000 | 248 |
| Service charges on deposit accounts | $598,000 | 1,488 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 3,430 |
| Total noninterest expense | $4,980,000 | 1,788 |
| Salaries and employee benefits | $2,938,000 | 1,679 |
| Premises and equipment expense | $684,000 | 1,842 |
| Additional noninterest expense | $1,358,000 | 1,925 |
| Pre-tax net operating income | $2,285,000 | 2,096 |
| Securities gains (losses) | $-90,000 | 8,515 |
| Applicable income taxes | $656,000 | 1,933 |
| Income before extraordinary items | $1,539,000 | 2,297 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,539,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,215 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,602,000 | 2,215 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 2,128 |
| Total interest expense | $1,745,000 | 2,043 |
| Net interest income | $2,660,000 | 2,191 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $967,000 | 1,310 |
| Gross Fiduciary activities income | $576,000 | 253 |
| Service charges on deposit accounts | $286,000 | 1,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $105,000 | 3,627 |
| Total noninterest expense | $2,423,000 | 1,838 |
| Salaries and employee benefits | $1,466,000 | 1,688 |
| Premises and equipment expense | $277,000 | 2,256 |
| Additional noninterest expense | $680,000 | 1,921 |
| Pre-tax net operating income | $1,084,000 | 2,143 |
| Securities gains (losses) | $-16,000 | 8,334 |
| Applicable income taxes | $323,000 | 1,925 |
| Income before extraordinary items | $745,000 | 2,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $745,000 | 2,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $756,200 | 2,282 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,813,000 | 2,110 |
| Total interest expense | $6,190,000 | 1,832 |
| Net interest income | $9,623,000 | 2,295 |
| Provision for loan and lease losses | $480,000 | 1,951 |
| Total noninterest income | $3,809,000 | 1,335 |
| Gross Fiduciary activities income | $2,226,000 | 249 |
| Service charges on deposit accounts | $1,170,000 | 1,498 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $413,000 | 3,729 |
| Total noninterest expense | $9,841,000 | 1,726 |
| Salaries and employee benefits | $5,728,000 | 1,634 |
| Premises and equipment expense | $1,290,000 | 1,874 |
| Additional noninterest expense | $2,823,000 | 1,787 |
| Pre-tax net operating income | $3,111,000 | 2,676 |
| Securities gains (losses) | $-77,000 | 8,341 |
| Applicable income taxes | $845,000 | 2,522 |
| Income before extraordinary items | $2,189,000 | 2,863 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,189,000 | 2,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,004,000 | 672 |
| Cash dividends | $125,000 | 5,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,244,440 | 2,764 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,576,000 | 2,105 |
| Total interest expense | $4,481,000 | 1,789 |
| Net interest income | $7,095,000 | 2,310 |
| Provision for loan and lease losses | $360,000 | 1,866 |
| Total noninterest income | $2,882,000 | 1,334 |
| Gross Fiduciary activities income | $1,705,000 | 245 |
| Service charges on deposit accounts | $854,000 | 1,518 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $323,000 | 3,673 |
| Total noninterest expense | $7,257,000 | 1,728 |
| Salaries and employee benefits | $4,315,000 | 1,614 |
| Premises and equipment expense | $938,000 | 1,916 |
| Additional noninterest expense | $2,004,000 | 1,867 |
| Pre-tax net operating income | $2,360,000 | 2,692 |
| Securities gains (losses) | $-12,000 | 7,977 |
| Applicable income taxes | $701,000 | 2,390 |
| Income before extraordinary items | $1,647,000 | 2,912 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,647,000 | 2,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 848 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,655,400 | 2,854 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,562,000 | 2,087 |
| Total interest expense | $2,909,000 | 1,736 |
| Net interest income | $4,653,000 | 2,326 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $1,940,000 | 1,302 |
| Gross Fiduciary activities income | $1,155,000 | 239 |
| Service charges on deposit accounts | $548,000 | 1,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $237,000 | 3,461 |
| Total noninterest expense | $4,770,000 | 1,743 |
| Salaries and employee benefits | $2,877,000 | 1,605 |
| Premises and equipment expense | $602,000 | 1,979 |
| Additional noninterest expense | $1,291,000 | 1,904 |
| Pre-tax net operating income | $1,583,000 | 2,644 |
| Securities gains (losses) | $-10,000 | 8,138 |
| Applicable income taxes | $446,000 | 2,437 |
| Income before extraordinary items | $1,127,000 | 2,809 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,127,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,161 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,134,200 | 2,747 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 2,094 |
| Total interest expense | $1,410,000 | 1,698 |
| Net interest income | $2,287,000 | 2,351 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $1,037,000 | 1,215 |
| Gross Fiduciary activities income | $637,000 | 226 |
| Service charges on deposit accounts | $264,000 | 1,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $136,000 | 3,156 |
| Total noninterest expense | $2,340,000 | 1,785 |
| Salaries and employee benefits | $1,435,000 | 1,608 |
| Premises and equipment expense | $293,000 | 2,042 |
| Additional noninterest expense | $612,000 | 2,000 |
| Pre-tax net operating income | $864,000 | 2,413 |
| Securities gains (losses) | $-10,000 | 8,531 |
| Applicable income taxes | $256,000 | 2,233 |
| Income before extraordinary items | $598,000 | 2,628 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $598,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $605,000 | 2,562 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,832,000 | 2,052 |
| Total interest expense | $5,377,000 | 1,524 |
| Net interest income | $8,455,000 | 2,416 |
| Provision for loan and lease losses | $480,000 | 2,016 |
| Total noninterest income | $3,556,000 | 1,407 |
| Gross Fiduciary activities income | $2,017,000 | 259 |
| Service charges on deposit accounts | $1,285,000 | 1,376 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $254,000 | 4,601 |
| Total noninterest expense | $9,177,000 | 1,764 |
| Salaries and employee benefits | $5,356,000 | 1,642 |
| Premises and equipment expense | $1,215,000 | 1,888 |
| Additional noninterest expense | $2,606,000 | 1,865 |
| Pre-tax net operating income | $2,354,000 | 3,147 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $575,000 | 3,103 |
| Income before extraordinary items | $1,780,000 | 3,208 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,780,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,121 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,779,240 | 3,150 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,226,000 | 2,050 |
| Total interest expense | $3,954,000 | 1,526 |
| Net interest income | $6,272,000 | 2,413 |
| Provision for loan and lease losses | $360,000 | 1,934 |
| Total noninterest income | $2,594,000 | 1,447 |
| Gross Fiduciary activities income | $1,432,000 | 268 |
| Service charges on deposit accounts | $974,000 | 1,367 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $188,000 | 4,630 |
| Total noninterest expense | $6,747,000 | 1,787 |
| Salaries and employee benefits | $4,020,000 | 1,646 |
| Premises and equipment expense | $857,000 | 2,014 |
| Additional noninterest expense | $1,870,000 | 1,923 |
| Pre-tax net operating income | $1,759,000 | 3,197 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $472,000 | 3,004 |
| Income before extraordinary items | $1,286,000 | 3,372 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,286,000 | 3,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,075 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,286,730 | 3,283 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,797,000 | 2,042 |
| Total interest expense | $2,603,000 | 1,525 |
| Net interest income | $4,194,000 | 2,381 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $1,687,000 | 1,469 |
| Gross Fiduciary activities income | $928,000 | 277 |
| Service charges on deposit accounts | $637,000 | 1,389 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $122,000 | 4,745 |
| Total noninterest expense | $4,465,000 | 1,791 |
| Salaries and employee benefits | $2,652,000 | 1,659 |
| Premises and equipment expense | $572,000 | 2,011 |
| Additional noninterest expense | $1,241,000 | 1,923 |
| Pre-tax net operating income | $1,176,000 | 3,162 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $365,000 | 2,728 |
| Income before extraordinary items | $813,000 | 3,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $813,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,726 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $811,620 | 3,404 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 2,067 |
| Total interest expense | $1,314,000 | 1,523 |
| Net interest income | $2,070,000 | 2,410 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $814,000 | 1,469 |
| Gross Fiduciary activities income | $447,000 | 280 |
| Service charges on deposit accounts | $309,000 | 1,388 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $2,223,000 | 1,811 |
| Salaries and employee benefits | $1,309,000 | 1,696 |
| Premises and equipment expense | $275,000 | 2,111 |
| Additional noninterest expense | $639,000 | 1,847 |
| Pre-tax net operating income | $541,000 | 3,329 |
| Securities gains (losses) | $-2,000 | 8,748 |
| Applicable income taxes | $180,000 | 2,752 |
| Income before extraordinary items | $359,000 | 3,788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $359,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,661 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $360,340 | 3,663 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,686,000 | 2,081 |
| Total interest expense | $5,582,000 | 1,613 |
| Net interest income | $8,104,000 | 2,403 |
| Provision for loan and lease losses | $480,000 | 2,232 |
| Total noninterest income | $3,384,000 | 1,528 |
| Gross Fiduciary activities income | $1,842,000 | 271 |
| Service charges on deposit accounts | $1,282,000 | 1,346 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $260,000 | 4,777 |
| Total noninterest expense | $8,657,000 | 1,827 |
| Salaries and employee benefits | $4,888,000 | 1,754 |
| Premises and equipment expense | $1,150,000 | 1,983 |
| Additional noninterest expense | $2,619,000 | 1,840 |
| Pre-tax net operating income | $2,351,000 | 3,030 |
| Securities gains (losses) | $316,000 | 1,017 |
| Applicable income taxes | $697,000 | 2,807 |
| Income before extraordinary items | $1,970,000 | 2,896 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,970,000 | 2,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 2,245 |
| Cash dividends | $1,178,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,736,160 | 3,048 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,275,000 | 2,109 |
| Total interest expense | $4,226,000 | 1,676 |
| Net interest income | $6,049,000 | 2,426 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $2,546,000 | 1,563 |
| Gross Fiduciary activities income | $1,382,000 | 284 |
| Service charges on deposit accounts | $970,000 | 1,340 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 4,855 |
| Total noninterest expense | $6,475,000 | 1,836 |
| Salaries and employee benefits | $3,729,000 | 1,739 |
| Premises and equipment expense | $846,000 | 2,031 |
| Additional noninterest expense | $1,900,000 | 1,886 |
| Pre-tax net operating income | $1,760,000 | 3,122 |
| Securities gains (losses) | $316,000 | 928 |
| Applicable income taxes | $607,000 | 2,645 |
| Income before extraordinary items | $1,469,000 | 3,015 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,469,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,051 |
| Cash dividends | $1,078,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,244,640 | 3,236 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 2,104 |
| Total interest expense | $2,843,000 | 1,713 |
| Net interest income | $4,070,000 | 2,390 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $1,626,000 | 1,608 |
| Gross Fiduciary activities income | $881,000 | 300 |
| Service charges on deposit accounts | $624,000 | 1,372 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $121,000 | 4,975 |
| Total noninterest expense | $4,318,000 | 1,829 |
| Salaries and employee benefits | $2,489,000 | 1,726 |
| Premises and equipment expense | $554,000 | 2,066 |
| Additional noninterest expense | $1,275,000 | 1,882 |
| Pre-tax net operating income | $1,138,000 | 3,214 |
| Securities gains (losses) | $319,000 | 773 |
| Applicable income taxes | $514,000 | 2,275 |
| Income before extraordinary items | $943,000 | 3,099 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $943,000 | 3,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $1,078,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $735,650 | 3,533 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 2,095 |
| Total interest expense | $1,432,000 | 1,744 |
| Net interest income | $2,078,000 | 2,341 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $786,000 | 1,602 |
| Gross Fiduciary activities income | $430,000 | 308 |
| Service charges on deposit accounts | $303,000 | 1,371 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 5,163 |
| Total noninterest expense | $2,163,000 | 1,820 |
| Salaries and employee benefits | $1,231,000 | 1,732 |
| Premises and equipment expense | $275,000 | 2,071 |
| Additional noninterest expense | $657,000 | 1,792 |
| Pre-tax net operating income | $581,000 | 3,155 |
| Securities gains (losses) | $319,000 | 494 |
| Applicable income taxes | $301,000 | 2,048 |
| Income before extraordinary items | $599,000 | 2,548 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $599,000 | 2,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,774 |
| Cash dividends | $1,078,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $385,270 | 3,387 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,089,000 | 2,043 |
| Total interest expense | $6,369,000 | 1,790 |
| Net interest income | $8,720,000 | 2,219 |
| Provision for loan and lease losses | $600,000 | 2,054 |
| Total noninterest income | $3,086,000 | 1,523 |
| Gross Fiduciary activities income | $1,810,000 | 299 |
| Service charges on deposit accounts | $1,196,000 | 1,360 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 6,874 |
| Total noninterest expense | $8,402,000 | 1,804 |
| Salaries and employee benefits | $4,617,000 | 1,734 |
| Premises and equipment expense | $1,243,000 | 1,780 |
| Additional noninterest expense | $2,542,000 | 1,830 |
| Pre-tax net operating income | $2,804,000 | 2,625 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $800,000 | 2,596 |
| Income before extraordinary items | $2,033,000 | 2,763 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,033,000 | 2,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,907 |
| Cash dividends | $230,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,012,120 | 2,696 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,525,000 | 2,072 |
| Total interest expense | $8,408,000 | 1,924 |
| Net interest income | $8,117,000 | 2,216 |
| Provision for loan and lease losses | $900,000 | 1,348 |
| Total noninterest income | $3,089,000 | 1,447 |
| Gross Fiduciary activities income | $1,780,000 | 307 |
| Service charges on deposit accounts | $1,149,000 | 1,302 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $160,000 | 5,413 |
| Total noninterest expense | $7,495,000 | 1,927 |
| Salaries and employee benefits | $4,121,000 | 1,812 |
| Premises and equipment expense | $1,093,000 | 1,959 |
| Additional noninterest expense | $2,281,000 | 1,969 |
| Pre-tax net operating income | $2,811,000 | 2,416 |
| Securities gains (losses) | $-8,000 | 9,262 |
| Applicable income taxes | $815,000 | 2,386 |
| Income before extraordinary items | $1,988,000 | 2,555 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,988,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,573 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,993,680 | 2,456 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,283,000 | 2,295 |
| Total interest expense | $7,580,000 | 2,245 |
| Net interest income | $7,703,000 | 2,306 |
| Provision for loan and lease losses | $1,100,000 | 984 |
| Total noninterest income | $2,906,000 | 1,394 |
| Gross Fiduciary activities income | $1,754,000 | 305 |
| Service charges on deposit accounts | $1,043,000 | 1,305 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $109,000 | 6,226 |
| Total noninterest expense | $7,050,000 | 1,972 |
| Salaries and employee benefits | $3,920,000 | 1,837 |
| Premises and equipment expense | $1,070,000 | 1,947 |
| Additional noninterest expense | $2,060,000 | 2,100 |
| Pre-tax net operating income | $2,459,000 | 2,797 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $691,000 | 2,814 |
| Income before extraordinary items | $1,761,000 | 2,845 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,761,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $978,000 | 758 |
| Cash dividends | $80,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,766,040 | 2,837 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,038,000 | 2,512 |
| Total interest expense | $6,080,000 | 2,424 |
| Net interest income | $6,958,000 | 2,530 |
| Provision for loan and lease losses | $490,000 | 1,799 |
| Total noninterest income | $2,608,000 | 1,514 |
| Gross Fiduciary activities income | $1,508,000 | 373 |
| Service charges on deposit accounts | $930,000 | 1,397 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $170,000 | 5,301 |
| Total noninterest expense | $6,461,000 | 2,105 |
| Salaries and employee benefits | $3,520,000 | 1,993 |
| Premises and equipment expense | $907,000 | 2,244 |
| Additional noninterest expense | $2,034,000 | 2,149 |
| Pre-tax net operating income | $2,615,000 | 2,701 |
| Securities gains (losses) | $-15,000 | 9,468 |
| Applicable income taxes | $724,000 | 2,839 |
| Income before extraordinary items | $1,876,000 | 2,719 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,876,000 | 2,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,985 |
| Cash dividends | $282,000 | 4,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,886,800 | 2,678 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,220,000 | 2,664 |
| Total interest expense | $5,996,000 | 2,521 |
| Net interest income | $6,224,000 | 2,759 |
| Provision for loan and lease losses | $420,000 | 1,980 |
| Total noninterest income | $2,205,000 | 1,693 |
| Gross Fiduciary activities income | $1,319,000 | 399 |
| Service charges on deposit accounts | $799,000 | 1,588 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $87,000 | 6,959 |
| Total noninterest expense | $5,534,000 | 2,365 |
| Salaries and employee benefits | $3,122,000 | 2,168 |
| Premises and equipment expense | $850,000 | 2,293 |
| Additional noninterest expense | $1,562,000 | 2,669 |
| Pre-tax net operating income | $2,475,000 | 2,819 |
| Securities gains (losses) | $41,000 | 1,880 |
| Applicable income taxes | $733,000 | 2,925 |
| Income before extraordinary items | $1,783,000 | 2,804 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,783,000 | 2,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,527 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,753,890 | 2,768 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,346,000 | 2,878 |
| Total interest expense | $5,244,000 | 2,853 |
| Net interest income | $6,102,000 | 2,857 |
| Provision for loan and lease losses | $990,000 | 1,000 |
| Total noninterest income | $1,808,000 | 1,923 |
| Gross Fiduciary activities income | $1,008,000 | 470 |
| Service charges on deposit accounts | $740,000 | 1,754 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $60,000 | 8,023 |
| Total noninterest expense | $5,388,000 | 2,393 |
| Salaries and employee benefits | $2,951,000 | 2,245 |
| Premises and equipment expense | $775,000 | 2,488 |
| Additional noninterest expense | $1,662,000 | 2,479 |
| Pre-tax net operating income | $1,532,000 | 4,417 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $308,000 | 5,651 |
| Income before extraordinary items | $1,232,000 | 3,962 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,232,000 | 3,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,235,000 | 694 |
| Cash dividends | $443,000 | 3,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,225,600 | 3,911 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,955,000 | 2,997 |
| Total interest expense | $5,034,000 | 2,981 |
| Net interest income | $5,921,000 | 2,990 |
| Provision for loan and lease losses | $198,000 | 3,456 |
| Total noninterest income | $1,645,000 | 2,142 |
| Gross Fiduciary activities income | $832,000 | 564 |
| Service charges on deposit accounts | $645,000 | 2,094 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $168,000 | 5,634 |
| Total noninterest expense | $4,599,000 | 2,956 |
| Salaries and employee benefits | $2,634,000 | 2,533 |
| Premises and equipment expense | $625,000 | 3,078 |
| Additional noninterest expense | $1,340,000 | 3,435 |
| Pre-tax net operating income | $2,769,000 | 2,538 |
| Securities gains (losses) | $27,000 | 1,767 |
| Applicable income taxes | $815,000 | 2,799 |
| Income before extraordinary items | $1,981,000 | 2,484 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,981,000 | 2,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,398 |
| Cash dividends | $120,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,961,830 | 2,451 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,169,000 | 3,235 |
| Total interest expense | $4,801,000 | 3,130 |
| Net interest income | $5,368,000 | 3,313 |
| Provision for loan and lease losses | $145,000 | 3,721 |
| Total noninterest income | $1,292,000 | 2,553 |
| Gross Fiduciary activities income | $614,000 | 679 |
| Service charges on deposit accounts | $564,000 | 2,396 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $114,000 | 6,804 |
| Total noninterest expense | $4,374,000 | 3,065 |
| Salaries and employee benefits | $2,298,000 | 2,898 |
| Premises and equipment expense | $666,000 | 2,937 |
| Additional noninterest expense | $1,410,000 | 3,244 |
| Pre-tax net operating income | $2,141,000 | 3,281 |
| Securities gains (losses) | $611,000 | 303 |
| Applicable income taxes | $872,000 | 2,678 |
| Income before extraordinary items | $1,880,000 | 2,642 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,880,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,418 |
| Cash dividends | $370,000 | 4,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,464,520 | 3,290 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,493,000 | 3,521 |
| Total interest expense | $3,796,000 | 3,223 |
| Net interest income | $4,697,000 | 3,771 |
| Provision for loan and lease losses | $47,000 | 6,315 |
| Total noninterest income | $1,025,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $620,000 | 2,192 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $405,000 | 3,377 |
| Total noninterest expense | $3,877,000 | 3,524 |
| Salaries and employee benefits | $2,012,000 | 3,264 |
| Premises and equipment expense | $595,000 | 3,293 |
| Additional noninterest expense | $1,270,000 | 3,857 |
| Pre-tax net operating income | $1,798,000 | 3,750 |
| Securities gains (losses) | $-242,000 | 12,022 |
| Applicable income taxes | $376,000 | 4,992 |
| Income before extraordinary items | $1,180,000 | 3,924 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,180,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,355 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,363,920 | 3,472 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 3,712 |
| Total interest expense | $3,688,000 | 3,416 |
| Net interest income | $4,539,000 | 3,907 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $640,000 | 4,738 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $586,000 | 2,341 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $3,409,000 | 4,014 |
| Salaries and employee benefits | $1,815,000 | 3,583 |
| Premises and equipment expense | $532,000 | 3,672 |
| Additional noninterest expense | $1,062,000 | 4,678 |
| Pre-tax net operating income | $1,738,000 | 3,813 |
| Securities gains (losses) | $-37,000 | 13,044 |
| Applicable income taxes | $455,000 | 4,553 |
| Income before extraordinary items | $1,246,000 | 3,871 |
| Extraordinary gains, net | $36,000 | 2,367 |
| Net income | $1,282,000 | 3,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,273,010 | 3,593 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,233,000 | 4,190 |
| Total interest expense | $4,011,000 | 4,068 |
| Net interest income | $4,222,000 | 4,232 |
| Provision for loan and lease losses | $145,000 | 6,193 |
| Total noninterest income | $634,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $586,000 | 2,350 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $3,127,000 | 4,353 |
| Salaries and employee benefits | $1,633,000 | 3,926 |
| Premises and equipment expense | $526,000 | 3,805 |
| Additional noninterest expense | $968,000 | 5,184 |
| Pre-tax net operating income | $1,584,000 | 3,850 |
| Securities gains (losses) | $353,000 | 1,390 |
| Applicable income taxes | $550,000 | 3,685 |
| Income before extraordinary items | $1,387,000 | 3,311 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,387,000 | 3,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,132,840 | 3,726 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.