Home > Community Bank & Trust > Net charge- offs to loans
Community Bank & Trust, Net charge- offs to loans
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1658% | 5,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2048% | 5,028 |
| Percentage Net Loans Charged-off:Construction & development | -0.1308% | 4,559 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3743% | 4,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0492% | 4,700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0685% | 3,667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0463% | 4,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3189% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0290% | 3,135 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2020% | 5,110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2527% | 5,113 |
| Percentage Net Loans Charged-off:Construction & development | -0.0637% | 4,519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5040% | 5,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0474% | 4,745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0692% | 3,716 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0442% | 4,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4348% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0394% | 2,895 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0087% | 4,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0286% | 4,696 |
| Percentage Net Loans Charged-off:Construction & development | -0.0939% | 4,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0438% | 4,746 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0705% | 3,748 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0400% | 4,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7126% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1188% | 2,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0256% | 4,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 4,752 |
| Percentage Net Loans Charged-off:Construction & development | -0.0674% | 4,658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0428% | 4,824 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0727% | 3,802 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0388% | 4,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0450% | 4,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0486% | 4,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0809% | 5,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.1330% | 4,669 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0648% | 4,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0899% | 5,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7727% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1881% | 5,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2161% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0516% | 3,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0258% | 3,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0390% | 4,845 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0556% | 4,979 |
| Percentage Net Loans Charged-off:Construction & development | -0.1083% | 4,683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1032% | 5,133 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0802% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2362% | 5,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1428% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1001% | 4,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1001% | 4,749 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0929% | 5,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1354% | 5,255 |
| Percentage Net Loans Charged-off:Construction & development | -0.1456% | 4,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3094% | 5,333 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0440% | 3,798 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3390% | 5,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4190% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2473% | 5,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2473% | 4,959 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1223% | 5,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1406% | 5,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3903% | 5,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4333% | 5,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0984% | 4,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0984% | 4,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0710% | 5,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0941% | 5,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.0402% | 4,631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3211% | 4,543 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2049% | 5,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0537% | 3,956 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2200% | 5,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 4,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2942% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2942% | 2,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0871% | 5,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1188% | 5,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.0572% | 4,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3188% | 4,569 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2613% | 5,518 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0369% | 3,921 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2836% | 5,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0227% | 4,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3939% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3612% | 1,826 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 2,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 1,864 |
| Percentage Net Loans Charged-off:Construction & development | -0.0912% | 4,859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0544% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3617% | 4,606 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0573% | 3,985 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 4,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5922% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5428% | 1,298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 4,968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0831% | 4,947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2394% | 4,628 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 4,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1350% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9287% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2054% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2524% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 0.7293% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7671% | 4,744 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4818% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0342% | 4,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5410% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0484% | 4,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1995% | 2,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0855% | 5,186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1925% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2239% | 519 |
| Percentage Net Loans Charged-off:Construction & development | -0.1273% | 5,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7839% | 4,758 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7825% | 125 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0466% | 4,100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8793% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0397% | 4,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4666% | 1,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0776% | 5,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2452% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2751% | 455 |
| Percentage Net Loans Charged-off:Construction & development | -0.1052% | 5,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6944% | 4,774 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9243% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0327% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0592% | 4,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8932% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1191% | 5,137 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3488% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4342% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 0.4848% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0303% | 4,799 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1588% | 103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2931% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1540% | 5,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4854% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6067% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0973% | 5,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2409% | 791 |
| Percentage Net Loans Charged-off:Construction & development | -0.6574% | 5,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6689% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1623% | 4,925 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0602% | 2,203 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1876% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0754% | 5,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3653% | 5,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2073% | 2,647 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1637% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0350% | 3,437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1821% | 5,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2757% | 623 |
| Percentage Net Loans Charged-off:Construction & development | -0.9411% | 5,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9525% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6713% | 4,974 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0753% | 5,769 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0435% | 4,265 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0791% | 5,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.7740% | 6,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1976% | 2,466 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2064% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1951% | 2,343 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6293% | 6,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2368% | 6,055 |
| Percentage Net Loans Charged-off:Construction & development | -1.5266% | 5,644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.3825% | 5,002 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1067% | 5,899 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0669% | 4,370 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1115% | 5,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.2208% | 6,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3695% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3077% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3850% | 1,515 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1901% | 6,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3825% | 6,182 |
| Percentage Net Loans Charged-off:Construction & development | -3.1507% | 5,730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.3599% | 5,009 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0285% | 5,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 5,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -10.3384% | 6,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7678% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6033% | 1,151 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1368% | 594 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6403% | 6,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4330% | 6,353 |
| Percentage Net Loans Charged-off:Construction & development | -1.8638% | 5,813 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4876% | 6,238 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5049% | 5,159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 2,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0686% | 4,538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 2,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5778% | 6,195 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4281% | 6,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4359% | 683 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9642% | 6,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7038% | 6,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4080% | 6,413 |
| Percentage Net Loans Charged-off:Construction & development | -2.3168% | 5,882 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3157% | 6,259 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2438% | 5,199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0669% | 2,476 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0461% | 4,524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 2,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.2519% | 6,285 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9452% | 6,373 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1914% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.5666% | 6,354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9189% | 6,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5625% | 6,506 |
| Percentage Net Loans Charged-off:Construction & development | -2.3153% | 5,911 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4644% | 6,373 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4787% | 5,224 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1189% | 6,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1313% | 6,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.7414% | 6,346 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9060% | 6,459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.7678% | 6,440 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6650% | 6,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1711% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 1.3063% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7333% | 5,222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -8.3211% | 6,429 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2549% | 5,818 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3280% | 5,886 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0150% | 188 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5615% | 88 |
| Percentage Net Loans Charged-off:Construction & development | 3.1398% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7491% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1209% | 5,394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2765% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5097% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9708% | 6,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9986% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1938% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4863% | 641 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7368% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0812% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 4.1051% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8456% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1053% | 5,431 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8570% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1477% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2987% | 6,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0791% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8625% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2358% | 2,581 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4554% | 156 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8710% | 99 |
| Percentage Net Loans Charged-off:Construction & development | 5.9175% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2089% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0906% | 5,423 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8164% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2023% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4607% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6790% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8970% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2059% | 2,497 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3238% | 425 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5090% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 3.8309% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0477% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0761% | 5,441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4547% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7028% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0872% | 5,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0157% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2895% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7544% | 525 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6932% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4685% | 2,081 |
| Percentage Net Loans Charged-off:Construction & development | 2.2920% | 1,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2661% | 2,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.5233% | 5,611 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0553% | 6,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0608% | 6,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1920% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5213% | 884 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0006% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6316% | 1,867 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3143% | 291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8655% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6048% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 2.9765% | 815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3492% | 1,642 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6740% | 5,640 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0944% | 6,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1040% | 6,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6031% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9177% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5718% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1289% | 6,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3295% | 228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0878% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7893% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 3.6161% | 672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5136% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9851% | 5,647 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1290% | 6,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1422% | 6,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3616% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1505% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9748% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1827% | 6,215 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3082% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5591% | 1,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0851% | 6,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2678% | 6,983 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9630% | 5,667 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 2,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1136% | 2,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2430% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0768% | 5,782 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2003% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2644% | 6,220 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.8775% | 109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2894% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7557% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 5.6690% | 879 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7068% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6125% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8508% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0620% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9392% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9942% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9537% | 703 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9766% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9516% | 1,555 |
| Percentage Net Loans Charged-off:Construction & development | 2.0282% | 1,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2081% | 2,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2690% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3825% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.0547% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4219% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6938% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1240% | 1,143 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8557% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3486% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 3.0457% | 1,127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3135% | 1,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6953% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8497% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.0980% | 95 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7984% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 12.8632% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4691% | 819 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5116% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4556% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 1.4271% | 1,110 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0251% | 6,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0662% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3501% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1443% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6734% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 13.8129% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2671% | 2,366 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5166% | 3,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4531% | 3,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.1197% | 3,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5091% | 2,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5714% | 2,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5838% | 1,179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5702% | 2,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9026% | 2,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8008% | 2,548 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1475% | 1,053 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5798% | 3,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5499% | 2,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.1564% | 2,878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5832% | 1,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7246% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3399% | 1,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7593% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8435% | 2,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6742% | 2,667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1994% | 981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3878% | 3,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2245% | 3,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5551% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5134% | 958 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5588% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2186% | 1,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0565% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9128% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3543% | 2,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1294% | 3,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3191% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3477% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9064% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1990% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0839% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9566% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.8082% | 2,688 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0452% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6846% | 1,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7519% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4503% | 2,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1456% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2680% | 762 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7901% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6705% | 2,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.6037% | 2,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6309% | 1,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3598% | 2,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3957% | 1,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9129% | 2,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2458% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6409% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1673% | 4,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 4,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0065% | 2,659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1734% | 2,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1911% | 2,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1219% | 3,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5679% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6408% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1460% | 3,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1113% | 2,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 1,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2785% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3076% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0747% | 1,960 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1804% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5699% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7159% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 2.2709% | 1,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5629% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 42.1177% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6020% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6677% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5741% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5162% | 3,657 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4345% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2729% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7733% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 2.9859% | 528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7598% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.0004% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7857% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8722% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0431% | 7,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5022% | 3,241 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2631% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1194% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 3,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0886% | 1,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2484% | 2,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6795% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5113% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 4,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3404% | 2,903 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2538% | 2,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1540% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.2092% | 987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2437% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0753% | 766 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2670% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1922% | 2,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3291% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6095% | 1,042 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0128% | 1,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1240% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1003% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6785% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8333% | 871 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 1,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1716% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1969% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4115% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3034% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 7,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1711% | 7,322 |
| Percentage Net Loans Charged-off: Credit card loans | -14.8472% | 1,950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2421% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1536% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3867% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1161% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1384% | 2,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7241% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6748% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3549% | 897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1801% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1854% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3437% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1591% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1565% | 2,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0165% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1906% | 1,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1050% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5154% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2407% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0866% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1556% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1721% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1132% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1668% | 2,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0791% | 435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0718% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1150% | 3,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0336% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2680% | 1,420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1789% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0956% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0756% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0908% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0756% | 2,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2064% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.1486% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1144% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1378% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1188% | 2,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8022% | 1,959 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1567% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0925% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2315% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2788% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9605% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1873% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 2,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1063% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4179% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 2,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 4,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6086% | 1,097 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7413% | 1,432 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2113% | 2,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1505% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5783% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0713% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0349% | 3,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7216% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1137% | 1,203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2226% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1409% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9143% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0544% | 2,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8269% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1488% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1308% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2957% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8815% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6348% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 4,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 3,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0576% | 2,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3888% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9204% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 4,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8415% | 2,590 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0631% | 4,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5908% | 3,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 3,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7495% | 2,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 3,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4554% | 1,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2027% | 3,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4613% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 5,605 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |