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Community Bank & Trust, Net charge- offs to loans

2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9244%349
Percentage Net Loans Charged-off: Total real estate loans0.7605%337
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate1.0700%348
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2313%1,446
Percentage Net Loans Charged-off: Home equity loans0.0200%1,107
All other 1-4 family - Percent of loans charged-off, net0.3123%1,102
Percentage Net Loans Charged-off: Commercial and industrial1.4066%568
Percentage Net Loans Charged-off: Loans to individuals2.7659%249
Percentage Net Loans Charged-off: Credit card loans4.6481%112
Percentage Net Loans Charged-off: Other loans to individual2.6338%243
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7860%429
Percentage Net Loans Charged-off: Total real estate loans0.4263%693
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.5257%580
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.3186%1,024
Percentage Net Loans Charged-off: Home equity loans0.0262%990
All other 1-4 family - Percent of loans charged-off, net0.4319%726
Percentage Net Loans Charged-off: Commercial and industrial1.8890%393
Percentage Net Loans Charged-off: Loans to individuals3.1453%195
Percentage Net Loans Charged-off: Credit card loans2.6016%234
Percentage Net Loans Charged-off: Other loans to individual3.1841%174
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9508%377
Percentage Net Loans Charged-off: Total real estate loans0.3695%832
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.6134%495
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.2135%6,355
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.2930%6,391
Percentage Net Loans Charged-off: Commercial and industrial2.7019%288
Percentage Net Loans Charged-off: Loans to individuals5.0631%111
Percentage Net Loans Charged-off: Credit card loans3.8257%137
Percentage Net Loans Charged-off: Other loans to individual5.1643%101
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3628%239
Percentage Net Loans Charged-off: Total real estate loans0.3684%764
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.7350%337
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.5672%6,538
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.7759%6,545
Percentage Net Loans Charged-off: Commercial and industrial4.6114%142
Percentage Net Loans Charged-off: Loans to individuals1.9338%443
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual2.1021%365
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6787%261
Percentage Net Loans Charged-off: Total real estate loans1.9006%167
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate2.3198%200
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential1.4521%262
Percentage Net Loans Charged-off: Home equity loans0.8352%465
All other 1-4 family - Percent of loans charged-off, net1.6731%231
Percentage Net Loans Charged-off: Commercial and industrial0.6584%1,333
Percentage Net Loans Charged-off: Loans to individuals10.5275%48
Percentage Net Loans Charged-off: Credit card loans5.8442%83
Percentage Net Loans Charged-off: Other loans to individual10.9644%39
Percentage Net Loans Charged-off: All other loans and lease0.7750%518
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1701%163
Percentage Net Loans Charged-off: Total real estate loans2.4498%101
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate3.1255%135
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential1.5724%240
Percentage Net Loans Charged-off: Home equity loans0.1882%977
All other 1-4 family - Percent of loans charged-off, net2.0624%171
Percentage Net Loans Charged-off: Commercial and industrial0.8816%997
Percentage Net Loans Charged-off: Loans to individuals13.8396%32
Percentage Net Loans Charged-off: Credit card loans7.3784%56
Percentage Net Loans Charged-off: Other loans to individual14.4604%30
Percentage Net Loans Charged-off: All other loans and lease1.0381%429
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6552%133
Percentage Net Loans Charged-off: Total real estate loans2.9344%91
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate4.2057%106
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.7811%700
Percentage Net Loans Charged-off: Home equity loans0.2831%782
All other 1-4 family - Percent of loans charged-off, net0.9514%566
Percentage Net Loans Charged-off: Commercial and industrial1.1296%812
Percentage Net Loans Charged-off: Loans to individuals21.3915%16
Percentage Net Loans Charged-off: Credit card loans11.6381%30
Percentage Net Loans Charged-off: Other loans to individual22.4066%18
Percentage Net Loans Charged-off: All other loans and lease1.6702%317
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7623%139
Percentage Net Loans Charged-off: Total real estate loans2.7282%122
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate4.0498%114
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.4806%1,030
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.6391%786
Percentage Net Loans Charged-off: Commercial and industrial1.5982%502
Percentage Net Loans Charged-off: Loans to individuals42.6549%9
Percentage Net Loans Charged-off: Credit card loans9.4276%53
Percentage Net Loans Charged-off: Other loans to individual46.0791%9
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4284%639
Percentage Net Loans Charged-off: Total real estate loans1.3999%602
Percentage Net Loans Charged-off:Construction & development1.0204%1,481
Percentage Net Loans Charged-off: Commercial real estate1.3496%671
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential1.7260%439
Percentage Net Loans Charged-off: Home equity loans0.8242%762
All other 1-4 family - Percent of loans charged-off, net2.0340%358
Percentage Net Loans Charged-off: Commercial and industrial1.5806%1,022
Percentage Net Loans Charged-off: Loans to individuals0.9741%1,423
Percentage Net Loans Charged-off: Credit card loans3.8690%218
Percentage Net Loans Charged-off: Other loans to individual0.7089%1,710
Percentage Net Loans Charged-off: All other loans and lease-0.0312%5,944
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3332%696
Percentage Net Loans Charged-off: Total real estate loans1.4560%577
Percentage Net Loans Charged-off:Construction & development1.3412%1,238
Percentage Net Loans Charged-off: Commercial real estate1.6971%463
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential1.0892%807
Percentage Net Loans Charged-off: Home equity loans0.9867%615
All other 1-4 family - Percent of loans charged-off, net1.1248%775
Percentage Net Loans Charged-off: Commercial and industrial1.0256%1,284
Percentage Net Loans Charged-off: Loans to individuals0.8295%1,493
Percentage Net Loans Charged-off: Credit card loans3.0928%284
Percentage Net Loans Charged-off: Other loans to individual0.6259%1,723
Percentage Net Loans Charged-off: All other loans and lease-0.0413%6,023
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4501%697
Percentage Net Loans Charged-off: Total real estate loans1.7170%490
Percentage Net Loans Charged-off:Construction & development2.0382%953
Percentage Net Loans Charged-off: Commercial real estate2.0735%374
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.0216%871
Percentage Net Loans Charged-off: Home equity loans1.4604%424
All other 1-4 family - Percent of loans charged-off, net0.8653%1,027
Percentage Net Loans Charged-off: Commercial and industrial0.7070%1,489
Percentage Net Loans Charged-off: Loans to individuals0.4822%2,083
Percentage Net Loans Charged-off: Credit card loans2.8708%300
Percentage Net Loans Charged-off: Other loans to individual0.2632%2,564
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3926%722
Percentage Net Loans Charged-off: Total real estate loans1.9534%432
Percentage Net Loans Charged-off:Construction & development4.8499%442
Percentage Net Loans Charged-off: Commercial real estate2.6510%291
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0177%2,931
Percentage Net Loans Charged-off: Home equity loans-0.1855%5,171
All other 1-4 family - Percent of loans charged-off, net0.0903%2,426
Percentage Net Loans Charged-off: Commercial and industrial-0.3458%6,482
Percentage Net Loans Charged-off: Loans to individuals0.5884%1,657
Percentage Net Loans Charged-off: Credit card loans3.4582%241
Percentage Net Loans Charged-off: Other loans to individual0.3215%2,031
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9783%700
Percentage Net Loans Charged-off: Total real estate loans2.0662%617
Percentage Net Loans Charged-off:Construction & development8.8456%534
Percentage Net Loans Charged-off: Commercial real estate1.8617%633
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.9994%1,242
Percentage Net Loans Charged-off: Home equity loans0.1661%1,674
All other 1-4 family - Percent of loans charged-off, net1.2928%961
Percentage Net Loans Charged-off: Commercial and industrial1.6362%1,430
Percentage Net Loans Charged-off: Loans to individuals4.1897%303
Percentage Net Loans Charged-off: Credit card loans4.3908%247
Percentage Net Loans Charged-off: Other loans to individual3.9250%292
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0128%630
Percentage Net Loans Charged-off: Total real estate loans2.1759%520
Percentage Net Loans Charged-off:Construction & development9.2423%454
Percentage Net Loans Charged-off: Commercial real estate1.8193%558
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.3473%845
Percentage Net Loans Charged-off: Home equity loans0.2399%1,375
All other 1-4 family - Percent of loans charged-off, net1.7378%650
Percentage Net Loans Charged-off: Commercial and industrial1.3734%1,446
Percentage Net Loans Charged-off: Loans to individuals4.9936%255
Percentage Net Loans Charged-off: Credit card loans5.7805%181
Percentage Net Loans Charged-off: Other loans to individual4.5786%237
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2045%1,302
Percentage Net Loans Charged-off: Total real estate loans1.3683%1,054
Percentage Net Loans Charged-off:Construction & development2.2905%1,299
Percentage Net Loans Charged-off: Commercial real estate1.4319%724
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.1001%1,074
Percentage Net Loans Charged-off: Home equity loans0.1292%1,324
All other 1-4 family - Percent of loans charged-off, net1.4396%806
Percentage Net Loans Charged-off: Commercial and industrial0.7459%1,839
Percentage Net Loans Charged-off: Loans to individuals0.4754%2,504
Percentage Net Loans Charged-off: Credit card loans9.0346%103
Percentage Net Loans Charged-off: Other loans to individual-0.0985%6,394
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0652%1,288
Percentage Net Loans Charged-off: Total real estate loans1.2554%999
Percentage Net Loans Charged-off:Construction & development2.8226%850
Percentage Net Loans Charged-off: Commercial real estate1.3834%624
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.6521%1,311
Percentage Net Loans Charged-off: Home equity loans0.2745%861
All other 1-4 family - Percent of loans charged-off, net0.7815%1,107
Percentage Net Loans Charged-off: Commercial and industrial0.5349%1,599
Percentage Net Loans Charged-off: Loans to individuals-0.1955%6,481
Percentage Net Loans Charged-off: Credit card loans5.1546%228
Percentage Net Loans Charged-off: Other loans to individual-0.4817%6,989
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4420%1,533
Percentage Net Loans Charged-off: Total real estate loans1.2850%1,522
Percentage Net Loans Charged-off:Construction & development6.5897%954
Percentage Net Loans Charged-off: Commercial real estate0.7754%1,567
Percentage Net Loans Charged-off: Multi-family residential0.6255%811
Percentage Net Loans Charged-off: 1-4 family residential1.0027%1,388
Percentage Net Loans Charged-off: Home equity loans1.2229%757
All other 1-4 family - Percent of loans charged-off, net0.9260%1,473
Percentage Net Loans Charged-off: Commercial and industrial1.7511%1,814
Percentage Net Loans Charged-off: Loans to individuals6.9327%206
Percentage Net Loans Charged-off: Credit card loans6.5392%216
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3649%1,487
Percentage Net Loans Charged-off: Total real estate loans1.0702%1,672
Percentage Net Loans Charged-off:Construction & development8.5784%652
Percentage Net Loans Charged-off: Commercial real estate0.1689%2,524
Percentage Net Loans Charged-off: Multi-family residential0.8196%612
Percentage Net Loans Charged-off: 1-4 family residential0.9905%1,261
Percentage Net Loans Charged-off: Home equity loans0.3259%1,293
All other 1-4 family - Percent of loans charged-off, net1.2268%1,024
Percentage Net Loans Charged-off: Commercial and industrial2.1344%1,387
Percentage Net Loans Charged-off: Loans to individuals7.0656%185
Percentage Net Loans Charged-off: Credit card loans5.3258%288
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5898%2,758
Percentage Net Loans Charged-off: Total real estate loans0.4125%2,704
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.1605%2,103
Percentage Net Loans Charged-off: Multi-family residential1.2181%441
Percentage Net Loans Charged-off: 1-4 family residential1.0784%1,109
Percentage Net Loans Charged-off: Home equity loans0.1752%1,246
All other 1-4 family - Percent of loans charged-off, net1.4059%866
Percentage Net Loans Charged-off: Commercial and industrial0.8741%2,136
Percentage Net Loans Charged-off: Loans to individuals7.7688%177
Percentage Net Loans Charged-off: Credit card loans6.3415%240
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3162%3,153
Percentage Net Loans Charged-off: Total real estate loans0.4141%2,238
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.2994%1,294
Percentage Net Loans Charged-off: Multi-family residential7.4167%127
Percentage Net Loans Charged-off: 1-4 family residential0.3875%1,760
Percentage Net Loans Charged-off: Home equity loans0.3618%783
All other 1-4 family - Percent of loans charged-off, net0.3968%1,671
Percentage Net Loans Charged-off: Commercial and industrial-0.0354%6,535
Percentage Net Loans Charged-off: Loans to individuals1.3562%1,433
Percentage Net Loans Charged-off: Credit card loans9.7680%145
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3013%1,012
Percentage Net Loans Charged-off: Total real estate loans1.7943%1,166
Percentage Net Loans Charged-off:Construction & development1.8677%2,144
Percentage Net Loans Charged-off: Commercial real estate2.2418%503
Percentage Net Loans Charged-off: Multi-family residential1.9221%439
Percentage Net Loans Charged-off: 1-4 family residential0.8711%1,433
Percentage Net Loans Charged-off: Home equity loans0.4934%1,241
All other 1-4 family - Percent of loans charged-off, net1.0037%1,239
Percentage Net Loans Charged-off: Commercial and industrial3.7318%1,074
Percentage Net Loans Charged-off: Loans to individuals6.0416%302
Percentage Net Loans Charged-off: Credit card loans3.8241%531
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5360%1,331
Percentage Net Loans Charged-off: Total real estate loans1.0641%1,495
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate1.7328%492
Percentage Net Loans Charged-off: Multi-family residential2.6766%268
Percentage Net Loans Charged-off: 1-4 family residential0.1501%3,138
Percentage Net Loans Charged-off: Home equity loans0.2975%1,243
All other 1-4 family - Percent of loans charged-off, net0.0981%3,301
Percentage Net Loans Charged-off: Commercial and industrial3.0229%1,057
Percentage Net Loans Charged-off: Loans to individuals1.8105%1,416
Percentage Net Loans Charged-off: Credit card loans3.5054%537
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6737%2,355
Percentage Net Loans Charged-off: Total real estate loans0.8010%1,602
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate1.2390%569
Percentage Net Loans Charged-off: Multi-family residential3.9528%163
Percentage Net Loans Charged-off: 1-4 family residential0.1867%2,551
Percentage Net Loans Charged-off: Home equity loans0.4513%891
All other 1-4 family - Percent of loans charged-off, net0.0947%2,848
Percentage Net Loans Charged-off: Commercial and industrial0.1984%3,292
Percentage Net Loans Charged-off: Loans to individuals2.5392%915
Percentage Net Loans Charged-off: Credit card loans3.8524%476
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4411%2,347
Percentage Net Loans Charged-off: Total real estate loans0.5605%1,525
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate1.0114%450
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0414%7,800
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.0559%7,820
Percentage Net Loans Charged-off: Commercial and industrial0.0092%2,790
Percentage Net Loans Charged-off: Loans to individuals1.9182%1,198
Percentage Net Loans Charged-off: Credit card loans-17.2043%1,692
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5385%749
Percentage Net Loans Charged-off: Total real estate loans1.6117%546
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate2.2350%205
Percentage Net Loans Charged-off: Multi-family residential3.7473%141
Percentage Net Loans Charged-off: 1-4 family residential0.9316%666
Percentage Net Loans Charged-off: Home equity loans0.1408%1,127
All other 1-4 family - Percent of loans charged-off, net1.1861%496
Percentage Net Loans Charged-off: Commercial and industrial0.9893%1,841
Percentage Net Loans Charged-off: Loans to individuals0.9078%2,476
Percentage Net Loans Charged-off: Credit card loans6.0371%204
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease18.8201%124
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2997%2,542
Percentage Net Loans Charged-off: Total real estate loans0.2638%1,821
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.2450%873
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.4590%962
Percentage Net Loans Charged-off: Home equity loans0.0535%1,013
All other 1-4 family - Percent of loans charged-off, net0.5865%740
Percentage Net Loans Charged-off: Commercial and industrial0.3797%2,307
Percentage Net Loans Charged-off: Loans to individuals0.8413%2,217
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3451%1,908
Percentage Net Loans Charged-off: Total real estate loans0.3610%1,197
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.3527%558
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.5838%667
Percentage Net Loans Charged-off: Home equity loans0.0833%791
All other 1-4 family - Percent of loans charged-off, net0.7387%508
Percentage Net Loans Charged-off: Commercial and industrial0.2426%2,192
Percentage Net Loans Charged-off: Loans to individuals1.1241%1,528
Percentage Net Loans Charged-off: Credit card loans-0.8339%1,787
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0017%4,980
Percentage Net Loans Charged-off: Total real estate loans-0.0450%8,077
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.1279%8,096
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1256%1,290
Percentage Net Loans Charged-off: Home equity loans0.1922%447
All other 1-4 family - Percent of loans charged-off, net0.1053%1,246
Percentage Net Loans Charged-off: Commercial and industrial0.0965%1,868
Percentage Net Loans Charged-off: Loans to individuals0.7507%1,921
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2473%2,221
Percentage Net Loans Charged-off: Total real estate loans0.3143%919
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.4564%481
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1648%1,416
Percentage Net Loans Charged-off: Home equity loans0.2938%462
All other 1-4 family - Percent of loans charged-off, net0.1262%1,584
Percentage Net Loans Charged-off: Commercial and industrial0.0032%3,928
Percentage Net Loans Charged-off: Loans to individuals0.9858%1,633
Percentage Net Loans Charged-off: Credit card loans6.9740%117
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2647%1,517
Percentage Net Loans Charged-off: Total real estate loans0.3190%547
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.4612%301
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1789%1,000
Percentage Net Loans Charged-off: Home equity loans0.3266%311
All other 1-4 family - Percent of loans charged-off, net0.1348%1,127
Percentage Net Loans Charged-off: Commercial and industrial-0.0029%6,715
Percentage Net Loans Charged-off: Loans to individuals1.4745%860
Percentage Net Loans Charged-off: Credit card loans7.3412%106
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1656%1,981
Percentage Net Loans Charged-off: Total real estate loans0.1593%884
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.2044%399
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1551%928
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.2014%729
Percentage Net Loans Charged-off: Commercial and industrial-0.0131%6,769
Percentage Net Loans Charged-off: Loans to individuals3.1457%256
Percentage Net Loans Charged-off: Credit card loans9.8901%79
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1412%1,795
Percentage Net Loans Charged-off: Total real estate loans0.1006%875
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0343%433
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.3137%462
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.4111%357
Percentage Net Loans Charged-off: Commercial and industrial-0.0359%7,001
Percentage Net Loans Charged-off: Loans to individuals4.5565%154
Percentage Net Loans Charged-off: Credit card loans0.6908%705
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3278%1,222
Percentage Net Loans Charged-off: Total real estate loans0.2804%515
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.3804%365
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.2352%721
Percentage Net Loans Charged-off: Home equity loans0.1329%400
All other 1-4 family - Percent of loans charged-off, net0.2688%624
Percentage Net Loans Charged-off: Commercial and industrial0.3816%1,888
Percentage Net Loans Charged-off: Loans to individuals1.6658%731
Percentage Net Loans Charged-off: Credit card loans5.7922%128
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3906%872
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4078%761
Percentage Net Loans Charged-off: Total real estate loans0.3584%287
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.4669%260
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.3409%406
Percentage Net Loans Charged-off: Home equity loans0.1108%344
All other 1-4 family - Percent of loans charged-off, net0.4172%335
Percentage Net Loans Charged-off: Commercial and industrial0.4898%1,308
Percentage Net Loans Charged-off: Loans to individuals1.6121%682
Percentage Net Loans Charged-off: Credit card loans6.3820%108
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2513%1,235
Percentage Net Loans Charged-off: Total real estate loans0.3171%341
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.5537%200
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0174%1,746
Percentage Net Loans Charged-off: Home equity loans-0.0098%5,954
All other 1-4 family - Percent of loans charged-off, net0.0267%1,535
Percentage Net Loans Charged-off: Commercial and industrial-0.0399%6,999
Percentage Net Loans Charged-off: Loans to individuals0.7235%1,743
Percentage Net Loans Charged-off: Credit card loans5.9445%149
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5094%558
Percentage Net Loans Charged-off: Total real estate loans0.6564%119
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate1.1550%76
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0352%1,058
Percentage Net Loans Charged-off: Home equity loans-0.0195%5,960
All other 1-4 family - Percent of loans charged-off, net0.0542%880
Percentage Net Loans Charged-off: Commercial and industrial-0.0164%6,717
Percentage Net Loans Charged-off: Loans to individuals0.3278%2,634
Percentage Net Loans Charged-off: Credit card loans8.0972%103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1314%3,149
Percentage Net Loans Charged-off: Total real estate loans0.1215%1,118
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0638%904
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2813%604
Percentage Net Loans Charged-off: Home equity loans0.8083%96
All other 1-4 family - Percent of loans charged-off, net0.0978%1,419
Percentage Net Loans Charged-off: Commercial and industrial0.1314%3,138
Percentage Net Loans Charged-off: Loans to individuals0.5282%3,460
Percentage Net Loans Charged-off: Credit card loans0.8299%1,244
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0874%3,365
Percentage Net Loans Charged-off: Total real estate loans0.1002%1,124
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0056%7,979
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.3352%432
Percentage Net Loans Charged-off: Home equity loans1.0656%60
All other 1-4 family - Percent of loans charged-off, net0.0807%1,355
Percentage Net Loans Charged-off: Commercial and industrial0.0558%3,033
Percentage Net Loans Charged-off: Loans to individuals-0.0187%7,501
Percentage Net Loans Charged-off: Credit card loans0.8355%1,090
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1059%2,791
Percentage Net Loans Charged-off: Total real estate loans0.1279%869
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0058%8,028
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.4180%340
Percentage Net Loans Charged-off: Home equity loans1.6260%49
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0587%2,581
Percentage Net Loans Charged-off: Loans to individuals-0.1411%7,736
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0025%6,677
Percentage Net Loans Charged-off: Total real estate loans-0.0034%7,725
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0061%8,184
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0111%1,942
Percentage Net Loans Charged-off: Loans to individuals-0.1108%7,351
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1457%3,441
Percentage Net Loans Charged-off: Total real estate loans0.1645%1,111
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0147%8,263
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.5563%323
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.7442%234
Percentage Net Loans Charged-off: Commercial and industrial0.0636%3,830
Percentage Net Loans Charged-off: Loans to individuals0.3748%4,445
Percentage Net Loans Charged-off: Credit card loans1.8399%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0331%5,162
Percentage Net Loans Charged-off: Total real estate loans-0.0083%8,015
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0166%8,315
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0042%2,675
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0056%2,481
Percentage Net Loans Charged-off: Commercial and industrial0.1018%2,994
Percentage Net Loans Charged-off: Loans to individuals0.6075%2,978
Percentage Net Loans Charged-off: Credit card loans1.8648%945
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0571%4,207
Percentage Net Loans Charged-off: Total real estate loans-0.0040%7,851
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0101%8,348
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0065%2,173
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0087%2,003
Percentage Net Loans Charged-off: Commercial and industrial0.1357%2,435
Percentage Net Loans Charged-off: Loans to individuals1.0685%1,729
Percentage Net Loans Charged-off: Credit card loans5.2632%314
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0419%3,892
Percentage Net Loans Charged-off: Total real estate loans-0.0060%8,006
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0103%8,428
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0271%7,071
Percentage Net Loans Charged-off: Loans to individuals1.8582%940
Percentage Net Loans Charged-off: Credit card loans2.9162%606
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1211%4,426
Percentage Net Loans Charged-off: Total real estate loans0.0470%2,608
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0609%1,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0385%2,544
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0473%2,311
Percentage Net Loans Charged-off: Commercial and industrial0.1581%3,835
Percentage Net Loans Charged-off: Loans to individuals1.6640%1,159
Percentage Net Loans Charged-off: Credit card loans4.2951%540
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0639%5,050
Percentage Net Loans Charged-off: Total real estate loans-0.0122%8,290
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0338%8,612
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0189%2,443
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0228%2,280
Percentage Net Loans Charged-off: Commercial and industrial0.2575%2,902
Percentage Net Loans Charged-off: Loans to individuals0.7245%2,945
Percentage Net Loans Charged-off: Credit card loans6.7519%250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1056%3,887
Percentage Net Loans Charged-off: Total real estate loans-0.0173%8,412
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0507%8,677
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0275%1,927
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0326%1,790
Percentage Net Loans Charged-off: Commercial and industrial0.5695%1,838
Percentage Net Loans Charged-off: Loans to individuals0.3930%4,015
Percentage Net Loans Charged-off: Credit card loans7.5188%219
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0385%8,174
Percentage Net Loans Charged-off: Total real estate loans-0.0563%8,773
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.1025%8,803
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0060%8,355
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0070%8,391
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.1453%4,512
Percentage Net Loans Charged-off: Credit card loans6.0606%358
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0951%5,242
Percentage Net Loans Charged-off: Total real estate loans0.0462%2,634
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0717%1,172
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0273%2,721
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0311%2,530
Percentage Net Loans Charged-off: Commercial and industrial0.2391%3,646
Percentage Net Loans Charged-off: Loans to individuals0.3739%4,958
Percentage Net Loans Charged-off: Credit card loans4.1783%655
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3238%2,508
Percentage Net Loans Charged-off: Total real estate loans0.3049%656
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.5551%402
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0759%1,784
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0825%1,645
Percentage Net Loans Charged-off: Commercial and industrial0.4185%2,890
Percentage Net Loans Charged-off: Loans to individuals0.2723%5,502
Percentage Net Loans Charged-off: Credit card loans3.1792%837
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4072%1,632
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3613%1,933
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1134%4,838
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1616%4,336
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1401%4,991
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0966%5,712
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0837%6,085
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0869%7,376
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1318%8,308
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA