Home > Community Bank of Northern Wisconsin > Income and Expense
Community Bank of Northern Wisconsin, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 3,418 |
| Total interest expense | $250,000 | 2,442 |
| Net interest income | $1,285,000 | 3,552 |
| Provision for loan and lease losses | $17,000 | 2,973 |
| Total noninterest income | $119,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $58,000 | 3,385 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $61,000 | 4,193 |
| Total noninterest expense | $1,053,000 | 3,592 |
| Salaries and employee benefits | $620,000 | 3,455 |
| Premises and equipment expense | $153,000 | 3,028 |
| Additional noninterest expense | $280,000 | 4,024 |
| Pre-tax net operating income | $334,000 | 3,695 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $6,000 | 3,887 |
| Income before extraordinary items | $328,000 | 3,475 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $328,000 | 3,470 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $328,000 | 3,472 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $260,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $328,000 | 3,414 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,167,000 | 3,379 |
| Total interest expense | $987,000 | 2,442 |
| Net interest income | $5,180,000 | 3,506 |
| Provision for loan and lease losses | $84,000 | 3,224 |
| Total noninterest income | $463,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $253,000 | 3,333 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $210,000 | 4,406 |
| Total noninterest expense | $4,123,000 | 3,651 |
| Salaries and employee benefits | $2,456,000 | 3,457 |
| Premises and equipment expense | $609,000 | 3,068 |
| Additional noninterest expense | $1,058,000 | 4,189 |
| Pre-tax net operating income | $1,436,000 | 3,559 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $18,000 | 3,965 |
| Income before extraordinary items | $1,418,000 | 3,327 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,418,000 | 3,327 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,418,000 | 3,328 |
| Net charge-offs | $288,000 | 1,644 |
| Cash dividends | $861,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,418,000 | 3,277 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 3,431 |
| Total interest expense | $740,000 | 2,471 |
| Net interest income | $3,851,000 | 3,561 |
| Provision for loan and lease losses | $47,000 | 3,314 |
| Total noninterest income | $350,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $191,000 | 3,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 4,423 |
| Total noninterest expense | $3,143,000 | 3,631 |
| Salaries and employee benefits | $1,840,000 | 3,460 |
| Premises and equipment expense | $462,000 | 3,097 |
| Additional noninterest expense | $841,000 | 4,081 |
| Pre-tax net operating income | $1,011,000 | 3,728 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $13,000 | 4,071 |
| Income before extraordinary items | $998,000 | 3,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $998,000 | 3,502 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $998,000 | 3,503 |
| Net charge-offs | $234,000 | 1,402 |
| Cash dividends | $684,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $998,000 | 3,449 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 3,460 |
| Total interest expense | $486,000 | 2,506 |
| Net interest income | $2,557,000 | 3,576 |
| Provision for loan and lease losses | $34,000 | 3,151 |
| Total noninterest income | $227,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $127,000 | 3,332 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $100,000 | 4,522 |
| Total noninterest expense | $2,100,000 | 3,653 |
| Salaries and employee benefits | $1,232,000 | 3,477 |
| Premises and equipment expense | $310,000 | 3,089 |
| Additional noninterest expense | $558,000 | 4,125 |
| Pre-tax net operating income | $650,000 | 3,764 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $8,000 | 4,131 |
| Income before extraordinary items | $642,000 | 3,550 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $642,000 | 3,550 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $642,000 | 3,551 |
| Net charge-offs | $119,000 | 1,572 |
| Cash dividends | $514,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $642,000 | 3,492 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 3,471 |
| Total interest expense | $244,000 | 2,528 |
| Net interest income | $1,272,000 | 3,595 |
| Provision for loan and lease losses | $17,000 | 2,924 |
| Total noninterest income | $109,000 | 4,401 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $58,000 | 3,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 4,496 |
| Total noninterest expense | $1,060,000 | 3,663 |
| Salaries and employee benefits | $624,000 | 3,483 |
| Premises and equipment expense | $157,000 | 3,103 |
| Additional noninterest expense | $279,000 | 4,127 |
| Pre-tax net operating income | $304,000 | 3,851 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $303,000 | 3,634 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $303,000 | 3,637 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $303,000 | 3,637 |
| Net charge-offs | $68,000 | 1,349 |
| Cash dividends | $213,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $303,000 | 3,540 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,169,000 | 3,467 |
| Total interest expense | $972,000 | 2,623 |
| Net interest income | $5,197,000 | 3,557 |
| Provision for loan and lease losses | $154,000 | 2,752 |
| Total noninterest income | $380,000 | 4,705 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $252,000 | 3,526 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $128,000 | 5,022 |
| Total noninterest expense | $4,024,000 | 3,822 |
| Salaries and employee benefits | $2,278,000 | 3,712 |
| Premises and equipment expense | $616,000 | 3,167 |
| Additional noninterest expense | $1,130,000 | 4,175 |
| Pre-tax net operating income | $1,399,000 | 3,609 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $4,000 | 4,338 |
| Income before extraordinary items | $1,394,000 | 3,370 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,394,000 | 3,372 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,394,000 | 3,372 |
| Net charge-offs | $60,000 | 3,617 |
| Cash dividends | $641,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,395,000 | 3,323 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,637,000 | 3,490 |
| Total interest expense | $736,000 | 2,640 |
| Net interest income | $3,901,000 | 3,584 |
| Provision for loan and lease losses | $152,000 | 2,359 |
| Total noninterest income | $258,000 | 4,892 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $190,000 | 3,551 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $68,000 | 5,399 |
| Total noninterest expense | $3,037,000 | 3,824 |
| Salaries and employee benefits | $1,724,000 | 3,701 |
| Premises and equipment expense | $469,000 | 3,173 |
| Additional noninterest expense | $844,000 | 4,217 |
| Pre-tax net operating income | $970,000 | 3,813 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $3,000 | 4,402 |
| Income before extraordinary items | $967,000 | 3,564 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $967,000 | 3,565 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $967,000 | 3,566 |
| Net charge-offs | $49,000 | 3,270 |
| Cash dividends | $482,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $967,000 | 3,514 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 3,489 |
| Total interest expense | $492,000 | 2,658 |
| Net interest income | $2,599,000 | 3,586 |
| Provision for loan and lease losses | $104,000 | 2,304 |
| Total noninterest income | $172,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $126,000 | 3,559 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $46,000 | 5,414 |
| Total noninterest expense | $2,015,000 | 3,864 |
| Salaries and employee benefits | $1,149,000 | 3,719 |
| Premises and equipment expense | $307,000 | 3,235 |
| Additional noninterest expense | $559,000 | 4,250 |
| Pre-tax net operating income | $652,000 | 3,717 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $650,000 | 3,479 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $650,000 | 3,485 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $650,000 | 3,485 |
| Net charge-offs | $41,000 | 2,951 |
| Cash dividends | $298,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $650,000 | 3,429 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 3,590 |
| Total interest expense | $251,000 | 2,673 |
| Net interest income | $1,242,000 | 3,702 |
| Provision for loan and lease losses | $78,000 | 1,786 |
| Total noninterest income | $100,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $60,000 | 3,626 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $40,000 | 4,827 |
| Total noninterest expense | $1,021,000 | 3,849 |
| Salaries and employee benefits | $579,000 | 3,726 |
| Premises and equipment expense | $158,000 | 3,226 |
| Additional noninterest expense | $284,000 | 4,226 |
| Pre-tax net operating income | $243,000 | 4,147 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $242,000 | 3,923 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 3,925 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $242,000 | 3,925 |
| Net charge-offs | $-28,000 | 6,147 |
| Cash dividends | $202,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $242,000 | 3,879 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,319,000 | 3,500 |
| Total interest expense | $1,128,000 | 2,688 |
| Net interest income | $5,191,000 | 3,618 |
| Provision for loan and lease losses | $308,000 | 2,406 |
| Total noninterest income | $394,000 | 4,758 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $249,000 | 3,716 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $145,000 | 4,981 |
| Total noninterest expense | $3,688,000 | 4,119 |
| Salaries and employee benefits | $2,170,000 | 3,900 |
| Premises and equipment expense | $573,000 | 3,415 |
| Additional noninterest expense | $945,000 | 4,697 |
| Pre-tax net operating income | $1,589,000 | 3,303 |
| Securities gains (losses) | $-6,000 | 6,201 |
| Applicable income taxes | $-25,000 | 6,363 |
| Income before extraordinary items | $1,608,000 | 3,029 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,608,000 | 3,031 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,608,000 | 3,032 |
| Net charge-offs | $264,000 | 2,707 |
| Cash dividends | $787,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,614,000 | 2,958 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,694,000 | 3,554 |
| Total interest expense | $878,000 | 2,695 |
| Net interest income | $3,816,000 | 3,690 |
| Provision for loan and lease losses | $204,000 | 2,554 |
| Total noninterest income | $313,000 | 4,747 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $183,000 | 3,777 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $130,000 | 4,884 |
| Total noninterest expense | $2,822,000 | 4,081 |
| Salaries and employee benefits | $1,677,000 | 3,819 |
| Premises and equipment expense | $441,000 | 3,390 |
| Additional noninterest expense | $704,000 | 4,748 |
| Pre-tax net operating income | $1,103,000 | 3,509 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,103,000 | 3,235 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,103,000 | 3,238 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,103,000 | 3,239 |
| Net charge-offs | $173,000 | 2,723 |
| Cash dividends | $628,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,103,000 | 3,166 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 3,565 |
| Total interest expense | $608,000 | 2,678 |
| Net interest income | $2,512,000 | 3,705 |
| Provision for loan and lease losses | $129,000 | 2,646 |
| Total noninterest income | $188,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $118,000 | 3,809 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 5,155 |
| Total noninterest expense | $1,865,000 | 4,121 |
| Salaries and employee benefits | $1,131,000 | 3,814 |
| Premises and equipment expense | $289,000 | 3,452 |
| Additional noninterest expense | $445,000 | 4,876 |
| Pre-tax net operating income | $706,000 | 3,563 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $706,000 | 3,293 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $706,000 | 3,294 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $706,000 | 3,296 |
| Net charge-offs | $114,000 | 2,636 |
| Cash dividends | $489,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $706,000 | 3,202 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 3,622 |
| Total interest expense | $321,000 | 2,640 |
| Net interest income | $1,223,000 | 3,788 |
| Provision for loan and lease losses | $51,000 | 2,774 |
| Total noninterest income | $89,000 | 5,011 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $57,000 | 3,854 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,248 |
| Total noninterest expense | $905,000 | 4,237 |
| Salaries and employee benefits | $556,000 | 3,898 |
| Premises and equipment expense | $142,000 | 3,519 |
| Additional noninterest expense | $207,000 | 5,082 |
| Pre-tax net operating income | $356,000 | 3,487 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $356,000 | 3,247 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $356,000 | 3,248 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $356,000 | 3,249 |
| Net charge-offs | $16,000 | 3,214 |
| Cash dividends | $261,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $356,000 | 3,148 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,657,000 | 3,569 |
| Total interest expense | $1,525,000 | 2,673 |
| Net interest income | $5,132,000 | 3,749 |
| Provision for loan and lease losses | $403,000 | 3,009 |
| Total noninterest income | $221,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $161,000 | 4,658 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $60,000 | 5,739 |
| Total noninterest expense | $3,390,000 | 4,456 |
| Salaries and employee benefits | $2,005,000 | 4,127 |
| Premises and equipment expense | $541,000 | 3,627 |
| Additional noninterest expense | $844,000 | 5,167 |
| Pre-tax net operating income | $1,560,000 | 3,270 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $10,000 | 4,385 |
| Income before extraordinary items | $1,550,000 | 3,063 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,550,000 | 3,061 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,550,000 | 3,062 |
| Net charge-offs | $373,000 | 3,031 |
| Cash dividends | $529,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,550,000 | 2,939 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 3,683 |
| Total interest expense | $1,172,000 | 2,727 |
| Net interest income | $3,751,000 | 3,876 |
| Provision for loan and lease losses | $401,000 | 2,578 |
| Total noninterest income | $181,000 | 5,532 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $101,000 | 5,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $80,000 | 5,366 |
| Total noninterest expense | $2,576,000 | 4,445 |
| Salaries and employee benefits | $1,511,000 | 4,128 |
| Premises and equipment expense | $425,000 | 3,569 |
| Additional noninterest expense | $640,000 | 5,187 |
| Pre-tax net operating income | $955,000 | 3,718 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $7,000 | 4,458 |
| Income before extraordinary items | $948,000 | 3,528 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $948,000 | 3,528 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $948,000 | 3,530 |
| Net charge-offs | $274,000 | 2,942 |
| Cash dividends | $424,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $948,000 | 3,376 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 3,714 |
| Total interest expense | $797,000 | 2,787 |
| Net interest income | $2,488,000 | 3,903 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $107,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $60,000 | 5,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 5,512 |
| Total noninterest expense | $1,650,000 | 4,560 |
| Salaries and employee benefits | $975,000 | 4,238 |
| Premises and equipment expense | $272,000 | 3,664 |
| Additional noninterest expense | $403,000 | 5,334 |
| Pre-tax net operating income | $645,000 | 3,683 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $5,000 | 4,421 |
| Income before extraordinary items | $640,000 | 3,507 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $640,000 | 3,508 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $640,000 | 3,508 |
| Net charge-offs | $296,000 | 2,338 |
| Cash dividends | $304,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $640,000 | 3,334 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 3,727 |
| Total interest expense | $411,000 | 2,813 |
| Net interest income | $1,244,000 | 3,928 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $40,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $843,000 | 4,530 |
| Salaries and employee benefits | $504,000 | 4,186 |
| Premises and equipment expense | $144,000 | 3,566 |
| Additional noninterest expense | $195,000 | 5,418 |
| Pre-tax net operating income | $291,000 | 3,895 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $289,000 | 3,718 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $289,000 | 3,720 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $289,000 | 3,721 |
| Net charge-offs | $138,000 | 2,168 |
| Cash dividends | $200,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $289,000 | 3,545 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,914,000 | 3,704 |
| Total interest expense | $1,912,000 | 2,862 |
| Net interest income | $5,002,000 | 3,909 |
| Provision for loan and lease losses | $740,000 | 2,852 |
| Total noninterest income | $169,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $117,000 | 5,300 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $52,000 | 5,899 |
| Total noninterest expense | $3,017,000 | 4,866 |
| Salaries and employee benefits | $1,740,000 | 4,554 |
| Premises and equipment expense | $468,000 | 4,215 |
| Additional noninterest expense | $809,000 | 5,392 |
| Pre-tax net operating income | $1,414,000 | 3,130 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $10,000 | 4,308 |
| Income before extraordinary items | $1,404,000 | 2,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,404,000 | 2,913 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,404,000 | 2,913 |
| Net charge-offs | $547,000 | 3,071 |
| Cash dividends | $610,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $1,685,000 | 264 |
| Net operating income | $1,404,000 | 2,814 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,206,000 | 3,736 |
| Total interest expense | $1,475,000 | 2,908 |
| Net interest income | $3,731,000 | 3,931 |
| Provision for loan and lease losses | $550,000 | 2,737 |
| Total noninterest income | $125,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $88,000 | 5,318 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $37,000 | 6,042 |
| Total noninterest expense | $2,291,000 | 4,845 |
| Salaries and employee benefits | $1,337,000 | 4,477 |
| Premises and equipment expense | $352,000 | 4,239 |
| Additional noninterest expense | $602,000 | 5,432 |
| Pre-tax net operating income | $1,015,000 | 3,286 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $7,000 | 4,338 |
| Income before extraordinary items | $1,008,000 | 3,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,008,000 | 3,046 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,008,000 | 3,046 |
| Net charge-offs | $475,000 | 2,725 |
| Cash dividends | $610,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $1,685,000 | 228 |
| Net operating income | $1,008,000 | 2,948 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 3,731 |
| Total interest expense | $1,016,000 | 2,917 |
| Net interest income | $2,525,000 | 3,912 |
| Provision for loan and lease losses | $400,000 | 2,592 |
| Total noninterest income | $95,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $60,000 | 5,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,811 |
| Total noninterest expense | $1,503,000 | 4,938 |
| Salaries and employee benefits | $864,000 | 4,606 |
| Premises and equipment expense | $242,000 | 4,202 |
| Additional noninterest expense | $397,000 | 5,551 |
| Pre-tax net operating income | $717,000 | 3,152 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $5,000 | 4,311 |
| Income before extraordinary items | $712,000 | 2,886 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $712,000 | 2,888 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $712,000 | 2,888 |
| Net charge-offs | $217,000 | 3,023 |
| Cash dividends | $430,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $1,685,000 | 133 |
| Net operating income | $712,000 | 2,809 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 3,766 |
| Total interest expense | $526,000 | 2,922 |
| Net interest income | $1,237,000 | 3,967 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $54,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 5,717 |
| Total noninterest expense | $710,000 | 5,115 |
| Salaries and employee benefits | $394,000 | 4,905 |
| Premises and equipment expense | $120,000 | 4,272 |
| Additional noninterest expense | $196,000 | 5,594 |
| Pre-tax net operating income | $431,000 | 2,821 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $429,000 | 2,528 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $429,000 | 2,527 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $429,000 | 2,528 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $1,685,000 | 69 |
| Net operating income | $429,000 | 2,476 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,869,000 | 3,961 |
| Total interest expense | $2,309,000 | 3,184 |
| Net interest income | $4,560,000 | 4,202 |
| Provision for loan and lease losses | $538,000 | 4,020 |
| Total noninterest income | $203,000 | 5,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $144,000 | 4,976 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $59,000 | 5,967 |
| Total noninterest expense | $2,732,000 | 5,278 |
| Salaries and employee benefits | $1,543,000 | 4,989 |
| Premises and equipment expense | $449,000 | 4,469 |
| Additional noninterest expense | $740,000 | 5,781 |
| Pre-tax net operating income | $1,493,000 | 2,730 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $10,000 | 4,219 |
| Income before extraordinary items | $1,483,000 | 2,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,483,000 | 2,530 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,483,000 | 2,535 |
| Net charge-offs | $130,000 | 5,185 |
| Cash dividends | $590,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $2,050,000 | 258 |
| Net operating income | $1,483,000 | 2,441 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,128,000 | 4,048 |
| Total interest expense | $1,758,000 | 3,264 |
| Net interest income | $3,370,000 | 4,307 |
| Provision for loan and lease losses | $388,000 | 3,952 |
| Total noninterest income | $149,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $110,000 | 5,031 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $39,000 | 6,224 |
| Total noninterest expense | $1,942,000 | 5,441 |
| Salaries and employee benefits | $1,081,000 | 5,200 |
| Premises and equipment expense | $314,000 | 4,722 |
| Additional noninterest expense | $547,000 | 5,854 |
| Pre-tax net operating income | $1,189,000 | 2,794 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $7,000 | 4,338 |
| Income before extraordinary items | $1,182,000 | 2,577 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,182,000 | 2,574 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,182,000 | 2,578 |
| Net charge-offs | $63,000 | 5,341 |
| Cash dividends | $390,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $1,847,000 | 219 |
| Net operating income | $1,182,000 | 2,440 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,323,000 | 4,160 |
| Total interest expense | $1,193,000 | 3,314 |
| Net interest income | $2,130,000 | 4,450 |
| Provision for loan and lease losses | $240,000 | 3,941 |
| Total noninterest income | $94,000 | 6,166 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $72,000 | 5,061 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 6,389 |
| Total noninterest expense | $1,274,000 | 5,513 |
| Salaries and employee benefits | $720,000 | 5,222 |
| Premises and equipment expense | $194,000 | 4,947 |
| Additional noninterest expense | $360,000 | 5,884 |
| Pre-tax net operating income | $710,000 | 3,007 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $705,000 | 2,756 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $705,000 | 2,751 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $705,000 | 2,755 |
| Net charge-offs | $49,000 | 4,905 |
| Cash dividends | $390,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 190 |
| Net operating income | $705,000 | 2,655 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 4,273 |
| Total interest expense | $599,000 | 3,432 |
| Net interest income | $1,028,000 | 4,592 |
| Provision for loan and lease losses | $203,000 | 2,964 |
| Total noninterest income | $44,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $617,000 | 5,661 |
| Salaries and employee benefits | $321,000 | 5,627 |
| Premises and equipment expense | $95,000 | 5,078 |
| Additional noninterest expense | $201,000 | 5,683 |
| Pre-tax net operating income | $252,000 | 3,673 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $250,000 | 3,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 3,481 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $250,000 | 3,483 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $250,000 | 3,357 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,953,000 | 4,648 |
| Total interest expense | $2,690,000 | 3,703 |
| Net interest income | $3,263,000 | 5,157 |
| Provision for loan and lease losses | $670,000 | 4,103 |
| Total noninterest income | $217,000 | 6,119 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $154,000 | 5,118 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $63,000 | 6,140 |
| Total noninterest expense | $2,322,000 | 5,865 |
| Salaries and employee benefits | $1,360,000 | 5,473 |
| Premises and equipment expense | $337,000 | 5,391 |
| Additional noninterest expense | $625,000 | 6,371 |
| Pre-tax net operating income | $488,000 | 4,024 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-7,000 | 6,217 |
| Income before extraordinary items | $495,000 | 3,889 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $495,000 | 3,887 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $495,000 | 3,888 |
| Net charge-offs | $187,000 | 5,085 |
| Cash dividends | $582,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 373 |
| Net operating income | $495,000 | 3,822 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,381,000 | 4,753 |
| Total interest expense | $2,000,000 | 3,846 |
| Net interest income | $2,381,000 | 5,250 |
| Provision for loan and lease losses | $220,000 | 5,038 |
| Total noninterest income | $164,000 | 6,208 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $113,000 | 5,192 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $51,000 | 6,196 |
| Total noninterest expense | $1,643,000 | 6,025 |
| Salaries and employee benefits | $961,000 | 5,688 |
| Premises and equipment expense | $241,000 | 5,546 |
| Additional noninterest expense | $441,000 | 6,504 |
| Pre-tax net operating income | $682,000 | 3,385 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-9,000 | 6,652 |
| Income before extraordinary items | $691,000 | 3,150 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $691,000 | 3,149 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $691,000 | 3,151 |
| Net charge-offs | $178,000 | 4,378 |
| Cash dividends | $307,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 305 |
| Net operating income | $691,000 | 3,068 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 4,871 |
| Total interest expense | $1,348,000 | 3,931 |
| Net interest income | $1,499,000 | 5,407 |
| Provision for loan and lease losses | $175,000 | 4,540 |
| Total noninterest income | $101,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $73,000 | 5,233 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $28,000 | 6,469 |
| Total noninterest expense | $1,110,000 | 6,039 |
| Salaries and employee benefits | $652,000 | 5,705 |
| Premises and equipment expense | $161,000 | 5,593 |
| Additional noninterest expense | $297,000 | 6,508 |
| Pre-tax net operating income | $315,000 | 4,076 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-11,000 | 6,805 |
| Income before extraordinary items | $326,000 | 3,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $326,000 | 3,824 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $326,000 | 3,824 |
| Net charge-offs | $23,000 | 5,517 |
| Cash dividends | $157,000 | 2,920 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 283 |
| Net operating income | $326,000 | 3,704 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 5,000 |
| Total interest expense | $674,000 | 4,055 |
| Net interest income | $701,000 | 5,584 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $45,000 | 6,509 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $500,000 | 6,271 |
| Salaries and employee benefits | $299,000 | 5,983 |
| Premises and equipment expense | $83,000 | 5,572 |
| Additional noninterest expense | $118,000 | 6,804 |
| Pre-tax net operating income | $201,000 | 4,034 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-14,000 | 7,232 |
| Income before extraordinary items | $215,000 | 3,744 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $215,000 | 3,744 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $215,000 | 3,745 |
| Net charge-offs | $-10,000 | 7,862 |
| Cash dividends | $72,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 158 |
| Net operating income | $215,000 | 3,591 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,112,000 | 5,393 |
| Total interest expense | $2,854,000 | 4,391 |
| Net interest income | $2,258,000 | 6,140 |
| Provision for loan and lease losses | $45,000 | 6,657 |
| Total noninterest income | $203,000 | 6,465 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $144,000 | 5,388 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $59,000 | 6,588 |
| Total noninterest expense | $1,871,000 | 6,401 |
| Salaries and employee benefits | $1,141,000 | 6,117 |
| Premises and equipment expense | $273,000 | 6,029 |
| Additional noninterest expense | $457,000 | 6,814 |
| Pre-tax net operating income | $545,000 | 4,742 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $10,000 | 4,529 |
| Income before extraordinary items | $535,000 | 4,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $535,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,988 |
| Cash dividends | $345,000 | 3,911 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 428 |
| Net operating income | $535,000 | 4,508 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 5,540 |
| Total interest expense | $2,118,000 | 4,536 |
| Net interest income | $1,625,000 | 6,294 |
| Provision for loan and lease losses | $38,000 | 6,140 |
| Total noninterest income | $152,000 | 6,572 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $109,000 | 5,413 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 6,778 |
| Total noninterest expense | $1,276,000 | 6,606 |
| Salaries and employee benefits | $769,000 | 6,379 |
| Premises and equipment expense | $192,000 | 6,204 |
| Additional noninterest expense | $315,000 | 6,947 |
| Pre-tax net operating income | $463,000 | 5,055 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $8,000 | 4,921 |
| Income before extraordinary items | $455,000 | 4,598 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $455,000 | 4,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $195,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 298 |
| Net operating income | $455,000 | 4,746 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 5,680 |
| Total interest expense | $1,383,000 | 4,737 |
| Net interest income | $1,053,000 | 6,373 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $95,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $70,000 | 5,488 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $25,000 | 6,995 |
| Total noninterest expense | $803,000 | 6,783 |
| Salaries and employee benefits | $498,000 | 6,502 |
| Premises and equipment expense | $122,000 | 6,352 |
| Additional noninterest expense | $183,000 | 7,205 |
| Pre-tax net operating income | $345,000 | 5,067 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $340,000 | 4,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 4,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,886 |
| Cash dividends | $111,000 | 4,006 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 208 |
| Net operating income | $340,000 | 4,727 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 5,776 |
| Total interest expense | $699,000 | 4,879 |
| Net interest income | $512,000 | 6,458 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $41,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $33,000 | 5,550 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $364,000 | 7,020 |
| Salaries and employee benefits | $218,000 | 6,816 |
| Premises and equipment expense | $61,000 | 6,379 |
| Additional noninterest expense | $85,000 | 7,339 |
| Pre-tax net operating income | $189,000 | 5,057 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $186,000 | 4,803 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $186,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $26,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $186,000 | 4,692 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,984,000 | 5,734 |
| Total interest expense | $2,693,000 | 5,071 |
| Net interest income | $2,291,000 | 6,181 |
| Provision for loan and lease losses | $72,000 | 5,309 |
| Total noninterest income | $212,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $143,000 | 5,501 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $1,450,000 | 6,990 |
| Salaries and employee benefits | $883,000 | 6,757 |
| Premises and equipment expense | $231,000 | 6,429 |
| Additional noninterest expense | $336,000 | 7,375 |
| Pre-tax net operating income | $981,000 | 4,777 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 5,634 |
| Income before extraordinary items | $971,000 | 4,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $971,000 | 4,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,378 |
| Cash dividends | $920,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $971,000 | 4,377 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,706,000 | 5,785 |
| Total interest expense | $1,985,000 | 5,131 |
| Net interest income | $1,721,000 | 6,217 |
| Provision for loan and lease losses | $72,000 | 4,634 |
| Total noninterest income | $162,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $108,000 | 5,504 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $54,000 | 6,695 |
| Total noninterest expense | $1,040,000 | 7,076 |
| Salaries and employee benefits | $627,000 | 6,859 |
| Premises and equipment expense | $167,000 | 6,519 |
| Additional noninterest expense | $246,000 | 7,391 |
| Pre-tax net operating income | $771,000 | 4,915 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $763,000 | 4,450 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $763,000 | 4,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,250 |
| Cash dividends | $650,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $763,000 | 4,441 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 5,846 |
| Total interest expense | $1,291,000 | 5,204 |
| Net interest income | $1,142,000 | 6,273 |
| Provision for loan and lease losses | $72,000 | 3,798 |
| Total noninterest income | $111,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $72,000 | 5,542 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $39,000 | 6,648 |
| Total noninterest expense | $700,000 | 7,100 |
| Salaries and employee benefits | $425,000 | 6,869 |
| Premises and equipment expense | $109,000 | 6,588 |
| Additional noninterest expense | $166,000 | 7,393 |
| Pre-tax net operating income | $481,000 | 5,120 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $476,000 | 4,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $476,000 | 4,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,250 |
| Cash dividends | $535,000 | 2,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $476,000 | 4,656 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 5,917 |
| Total interest expense | $628,000 | 5,261 |
| Net interest income | $556,000 | 6,373 |
| Provision for loan and lease losses | $36,000 | 3,550 |
| Total noninterest income | $56,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $22,000 | 6,474 |
| Total noninterest expense | $329,000 | 7,250 |
| Salaries and employee benefits | $196,000 | 7,093 |
| Premises and equipment expense | $52,000 | 6,733 |
| Additional noninterest expense | $81,000 | 7,461 |
| Pre-tax net operating income | $247,000 | 5,084 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $244,000 | 4,623 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $244,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $335,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $244,000 | 4,607 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 5,870 |
| Total interest expense | $2,193,000 | 5,166 |
| Net interest income | $2,233,000 | 6,293 |
| Provision for loan and lease losses | $133,000 | 4,231 |
| Total noninterest income | $241,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $147,000 | 5,561 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $94,000 | 6,427 |
| Total noninterest expense | $1,369,000 | 7,104 |
| Salaries and employee benefits | $798,000 | 6,964 |
| Premises and equipment expense | $250,000 | 6,215 |
| Additional noninterest expense | $321,000 | 7,465 |
| Pre-tax net operating income | $972,000 | 5,267 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-42,000 | 8,278 |
| Income before extraordinary items | $1,014,000 | 4,679 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,014,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $284,000 | 4,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,014,000 | 4,675 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 5,921 |
| Total interest expense | $1,602,000 | 5,171 |
| Net interest income | $1,682,000 | 6,347 |
| Provision for loan and lease losses | $97,000 | 4,157 |
| Total noninterest income | $168,000 | 6,776 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $110,000 | 5,632 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,732 |
| Total noninterest expense | $987,000 | 7,200 |
| Salaries and employee benefits | $567,000 | 7,088 |
| Premises and equipment expense | $193,000 | 6,167 |
| Additional noninterest expense | $227,000 | 7,568 |
| Pre-tax net operating income | $766,000 | 5,317 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $758,000 | 4,824 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $758,000 | 4,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $284,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $758,000 | 4,818 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 5,951 |
| Total interest expense | $1,022,000 | 5,176 |
| Net interest income | $1,126,000 | 6,377 |
| Provision for loan and lease losses | $61,000 | 4,049 |
| Total noninterest income | $107,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $68,000 | 5,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 6,754 |
| Total noninterest expense | $654,000 | 7,249 |
| Salaries and employee benefits | $381,000 | 7,100 |
| Premises and equipment expense | $130,000 | 6,144 |
| Additional noninterest expense | $143,000 | 7,697 |
| Pre-tax net operating income | $518,000 | 5,330 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,000 | 6,332 |
| Income before extraordinary items | $513,000 | 4,816 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $513,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $182,000 | 3,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $513,000 | 4,804 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 5,980 |
| Total interest expense | $492,000 | 5,158 |
| Net interest income | $557,000 | 6,416 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $47,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $317,000 | 7,331 |
| Salaries and employee benefits | $176,000 | 7,305 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $74,000 | 7,635 |
| Pre-tax net operating income | $262,000 | 5,276 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $259,000 | 4,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $259,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,260 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $259,000 | 4,758 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 6,212 |
| Total interest expense | $1,385,000 | 5,449 |
| Net interest income | $2,081,000 | 6,556 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $248,000 | 6,684 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $118,000 | 6,025 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $130,000 | 5,978 |
| Total noninterest expense | $1,291,000 | 7,248 |
| Salaries and employee benefits | $768,000 | 7,031 |
| Premises and equipment expense | $232,000 | 6,395 |
| Additional noninterest expense | $291,000 | 7,701 |
| Pre-tax net operating income | $918,000 | 5,586 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $11,000 | 6,510 |
| Income before extraordinary items | $907,000 | 5,066 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $907,000 | 5,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $198,000 | 4,934 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 621 |
| Net operating income | $907,000 | 5,028 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 6,271 |
| Total interest expense | $975,000 | 5,507 |
| Net interest income | $1,562,000 | 6,570 |
| Provision for loan and lease losses | $84,000 | 4,550 |
| Total noninterest income | $191,000 | 6,676 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $88,000 | 6,079 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,896 |
| Total noninterest expense | $932,000 | 7,318 |
| Salaries and employee benefits | $553,000 | 7,122 |
| Premises and equipment expense | $173,000 | 6,388 |
| Additional noninterest expense | $206,000 | 7,785 |
| Pre-tax net operating income | $737,000 | 5,537 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $8,000 | 6,588 |
| Income before extraordinary items | $729,000 | 4,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $729,000 | 4,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $198,000 | 4,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $729,000 | 4,936 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 6,337 |
| Total interest expense | $597,000 | 5,581 |
| Net interest income | $1,030,000 | 6,591 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $139,000 | 6,485 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $53,000 | 6,222 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $86,000 | 5,460 |
| Total noninterest expense | $596,000 | 7,413 |
| Salaries and employee benefits | $353,000 | 7,238 |
| Premises and equipment expense | $117,000 | 6,347 |
| Additional noninterest expense | $126,000 | 7,901 |
| Pre-tax net operating income | $525,000 | 5,352 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,000 | 6,626 |
| Income before extraordinary items | $520,000 | 4,800 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $520,000 | 4,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $198,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $520,000 | 4,744 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 6,493 |
| Total interest expense | $286,000 | 5,610 |
| Net interest income | $484,000 | 6,792 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $83,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $290,000 | 7,528 |
| Salaries and employee benefits | $170,000 | 7,373 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $62,000 | 7,991 |
| Pre-tax net operating income | $253,000 | 5,427 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $250,000 | 4,868 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $250,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $250,000 | 4,827 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 6,526 |
| Total interest expense | $1,009,000 | 5,623 |
| Net interest income | $1,897,000 | 6,765 |
| Provision for loan and lease losses | $84,000 | 5,272 |
| Total noninterest income | $174,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $102,000 | 6,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,944 |
| Total noninterest expense | $1,151,000 | 7,528 |
| Salaries and employee benefits | $703,000 | 7,266 |
| Premises and equipment expense | $183,000 | 6,946 |
| Additional noninterest expense | $265,000 | 7,894 |
| Pre-tax net operating income | $836,000 | 5,683 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $10,000 | 6,757 |
| Income before extraordinary items | $826,000 | 5,188 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $826,000 | 5,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $368,000 | 4,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $826,000 | 5,116 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 6,593 |
| Total interest expense | $737,000 | 5,679 |
| Net interest income | $1,392,000 | 6,836 |
| Provision for loan and lease losses | $63,000 | 5,070 |
| Total noninterest income | $120,000 | 7,552 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $73,000 | 6,569 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 7,150 |
| Total noninterest expense | $825,000 | 7,598 |
| Salaries and employee benefits | $493,000 | 7,373 |
| Premises and equipment expense | $140,000 | 6,884 |
| Additional noninterest expense | $192,000 | 7,961 |
| Pre-tax net operating income | $624,000 | 5,791 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $7,000 | 6,881 |
| Income before extraordinary items | $617,000 | 5,287 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $617,000 | 5,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $269,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $617,000 | 5,202 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 6,703 |
| Total interest expense | $491,000 | 5,698 |
| Net interest income | $894,000 | 6,965 |
| Provision for loan and lease losses | $42,000 | 4,959 |
| Total noninterest income | $73,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $44,000 | 6,706 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $532,000 | 7,695 |
| Salaries and employee benefits | $323,000 | 7,478 |
| Premises and equipment expense | $91,000 | 6,970 |
| Additional noninterest expense | $118,000 | 8,119 |
| Pre-tax net operating income | $393,000 | 5,898 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $388,000 | 5,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $388,000 | 5,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $174,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $388,000 | 5,299 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $695,000 | 6,734 |
| Total interest expense | $252,000 | 5,686 |
| Net interest income | $443,000 | 7,018 |
| Provision for loan and lease losses | $21,000 | 4,750 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $273,000 | 7,691 |
| Salaries and employee benefits | $169,000 | 7,427 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $59,000 | 8,180 |
| Pre-tax net operating income | $179,000 | 6,077 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $177,000 | 5,629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 5,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $177,000 | 5,507 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 7,018 |
| Total interest expense | $1,011,000 | 6,091 |
| Net interest income | $1,509,000 | 7,354 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $156,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $85,000 | 6,804 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $998,000 | 7,885 |
| Salaries and employee benefits | $602,000 | 7,679 |
| Premises and equipment expense | $145,000 | 7,469 |
| Additional noninterest expense | $251,000 | 8,095 |
| Pre-tax net operating income | $607,000 | 6,316 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $607,000 | 5,924 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $607,000 | 5,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $175,000 | 5,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $607,000 | 5,750 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 7,167 |
| Total interest expense | $754,000 | 6,254 |
| Net interest income | $1,094,000 | 7,475 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $115,000 | 7,835 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $61,000 | 6,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,104 |
| Total noninterest expense | $716,000 | 7,978 |
| Salaries and employee benefits | $446,000 | 7,684 |
| Premises and equipment expense | $88,000 | 7,850 |
| Additional noninterest expense | $182,000 | 8,162 |
| Pre-tax net operating income | $448,000 | 6,516 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $448,000 | 6,107 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $448,000 | 6,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $448,000 | 5,940 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 7,272 |
| Total interest expense | $508,000 | 6,342 |
| Net interest income | $699,000 | 7,582 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $82,000 | 7,729 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $41,000 | 6,904 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $41,000 | 6,905 |
| Total noninterest expense | $457,000 | 8,076 |
| Salaries and employee benefits | $279,000 | 7,861 |
| Premises and equipment expense | $57,000 | 7,891 |
| Additional noninterest expense | $121,000 | 8,157 |
| Pre-tax net operating income | $294,000 | 6,536 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $294,000 | 6,139 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $294,000 | 6,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $294,000 | 5,942 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $597,000 | 7,329 |
| Total interest expense | $259,000 | 6,386 |
| Net interest income | $338,000 | 7,674 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $218,000 | 8,188 |
| Salaries and employee benefits | $141,000 | 7,881 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $53,000 | 8,408 |
| Pre-tax net operating income | $141,000 | 6,585 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $139,000 | 6,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $139,000 | 6,015 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 7,499 |
| Total interest expense | $1,028,000 | 6,864 |
| Net interest income | $1,307,000 | 7,760 |
| Provision for loan and lease losses | $48,000 | 6,757 |
| Total noninterest income | $119,000 | 8,172 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $76,000 | 7,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,790 |
| Total noninterest expense | $770,000 | 8,400 |
| Salaries and employee benefits | $472,000 | 8,244 |
| Premises and equipment expense | $85,000 | 8,377 |
| Additional noninterest expense | $213,000 | 8,463 |
| Pre-tax net operating income | $608,000 | 6,400 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $219,000 | 4,983 |
| Income before extraordinary items | $402,000 | 6,835 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $402,000 | 6,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $60,000 | 5,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $393,550 | 6,751 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 8,020 |
| Total interest expense | $1,225,000 | 7,569 |
| Net interest income | $979,000 | 8,332 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $126,000 | 8,158 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $89,000 | 6,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $37,000 | 8,124 |
| Total noninterest expense | $659,000 | 8,781 |
| Salaries and employee benefits | $392,000 | 8,662 |
| Premises and equipment expense | $70,000 | 8,801 |
| Additional noninterest expense | $197,000 | 8,680 |
| Pre-tax net operating income | $410,000 | 6,932 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $155,000 | 5,396 |
| Income before extraordinary items | $255,000 | 7,403 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $255,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $75,000 | 5,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $255,000 | 7,291 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 8,384 |
| Total interest expense | $1,057,000 | 8,114 |
| Net interest income | $967,000 | 8,557 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $130,000 | 8,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 7,934 |
| Total noninterest expense | $548,000 | 9,263 |
| Salaries and employee benefits | $303,000 | 9,239 |
| Premises and equipment expense | $66,000 | 9,056 |
| Additional noninterest expense | $179,000 | 8,984 |
| Pre-tax net operating income | $513,000 | 6,932 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $188,000 | 5,509 |
| Income before extraordinary items | $325,000 | 7,315 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $325,000 | 7,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $435,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $325,000 | 7,316 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 8,705 |
| Total interest expense | $894,000 | 8,461 |
| Net interest income | $916,000 | 8,820 |
| Provision for loan and lease losses | $57,000 | 6,356 |
| Total noninterest income | $116,000 | 8,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,510 |
| Total noninterest expense | $516,000 | 9,591 |
| Salaries and employee benefits | $282,000 | 9,566 |
| Premises and equipment expense | $71,000 | 9,201 |
| Additional noninterest expense | $163,000 | 9,407 |
| Pre-tax net operating income | $459,000 | 7,332 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $165,000 | 6,093 |
| Income before extraordinary items | $294,000 | 7,641 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $294,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $294,000 | 7,609 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 9,044 |
| Total interest expense | $874,000 | 8,755 |
| Net interest income | $838,000 | 9,163 |
| Provision for loan and lease losses | $69,000 | 5,910 |
| Total noninterest income | $91,000 | 9,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $463,000 | 9,896 |
| Salaries and employee benefits | $257,000 | 9,841 |
| Premises and equipment expense | $78,000 | 9,200 |
| Additional noninterest expense | $128,000 | 9,882 |
| Pre-tax net operating income | $397,000 | 7,895 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $135,000 | 7,052 |
| Income before extraordinary items | $262,000 | 8,159 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $262,000 | 8,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $262,000 | 8,081 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 9,388 |
| Total interest expense | $955,000 | 8,817 |
| Net interest income | $771,000 | 9,747 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $93,000 | 9,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $470,000 | 10,239 |
| Salaries and employee benefits | $254,000 | 10,246 |
| Premises and equipment expense | $80,000 | 9,436 |
| Additional noninterest expense | $136,000 | 10,163 |
| Pre-tax net operating income | $328,000 | 8,836 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $90,000 | 8,571 |
| Income before extraordinary items | $238,000 | 8,849 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $238,000 | 8,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $20,000 | 7,601 |
| Sale, conversion, retirement of capital stock, net | $-64,000 | 10,761 |
| Net operating income | $238,000 | 8,816 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 10,217 |
| Total interest expense | $781,000 | 9,704 |
| Net interest income | $644,000 | 10,533 |
| Provision for loan and lease losses | $56,000 | 6,391 |
| Total noninterest income | $97,000 | 9,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,213 |
| Total noninterest expense | $443,000 | 10,820 |
| Salaries and employee benefits | $237,000 | 10,795 |
| Premises and equipment expense | $76,000 | 9,922 |
| Additional noninterest expense | $130,000 | 10,794 |
| Pre-tax net operating income | $242,000 | 9,536 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $73,000 | 9,284 |
| Income before extraordinary items | $170,000 | 9,600 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $170,000 | 9,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $53,000 | 7,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $170,000 | 9,539 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 10,982 |
| Total interest expense | $657,000 | 10,458 |
| Net interest income | $540,000 | 11,304 |
| Provision for loan and lease losses | $47,000 | 6,364 |
| Total noninterest income | $118,000 | 9,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,550 |
| Total noninterest expense | $444,000 | 11,259 |
| Salaries and employee benefits | $236,000 | 11,259 |
| Premises and equipment expense | $61,000 | 10,750 |
| Additional noninterest expense | $147,000 | 11,084 |
| Pre-tax net operating income | $167,000 | 10,673 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $38,000 | 10,426 |
| Income before extraordinary items | $129,000 | 10,671 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $129,000 | 10,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $85,000 | 7,107 |
| Sale, conversion, retirement of capital stock, net | $196,000 | 486 |
| Net operating income | $129,000 | 10,641 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 12,060 |
| Total interest expense | $355,000 | 11,808 |
| Net interest income | $450,000 | 12,127 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $98,000 | 10,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,251 |
| Total noninterest expense | $376,000 | 12,131 |
| Salaries and employee benefits | $206,000 | 12,027 |
| Premises and equipment expense | $61,000 | 11,267 |
| Additional noninterest expense | $109,000 | 12,220 |
| Pre-tax net operating income | $152,000 | 11,253 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $43,000 | 10,643 |
| Income before extraordinary items | $99,000 | 11,395 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $99,000 | 11,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $72,000 | 7,492 |
| Sale, conversion, retirement of capital stock, net | $252,000 | 656 |
| Net operating income | $106,000 | 11,364 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 12,726 |
| Total interest expense | $351,000 | 12,431 |
| Net interest income | $413,000 | 12,782 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $69,000 | 12,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $370,000 | 12,758 |
| Salaries and employee benefits | $212,000 | 12,523 |
| Premises and equipment expense | $38,000 | 12,610 |
| Additional noninterest expense | $120,000 | 12,760 |
| Pre-tax net operating income | $105,000 | 11,833 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $38,000 | 11,202 |
| Income before extraordinary items | $69,000 | 12,105 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $69,000 | 12,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $67,720 | 11,965 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $784,000 | 13,374 |
| Total interest expense | $390,000 | 13,213 |
| Net interest income | $394,000 | 13,402 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $79,000 | 12,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $391,000 | 13,208 |
| Salaries and employee benefits | $219,000 | 12,944 |
| Premises and equipment expense | $41,000 | 13,024 |
| Additional noninterest expense | $131,000 | 13,194 |
| Pre-tax net operating income | $82,000 | 12,182 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $23,000 | 12,027 |
| Income before extraordinary items | $62,000 | 12,448 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $62,000 | 12,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 12,871 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $59,810 | 12,190 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.