Home > Community Bank of Bergen County, N. J. > Income and Expense
Community Bank of Bergen County, N. J., Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,753,000 | 2,017 |
| Total interest expense | $2,140,000 | 1,456 |
| Net interest income | $10,613,000 | 2,123 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $880,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $231,000 | 3,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $649,000 | 2,824 |
| Total noninterest expense | $9,476,000 | 2,000 |
| Salaries and employee benefits | $4,489,000 | 2,274 |
| Premises and equipment expense | $907,000 | 2,248 |
| Additional noninterest expense | $4,080,000 | 1,493 |
| Pre-tax net operating income | $2,017,000 | 3,104 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,451,000 | 1,571 |
| Income before extraordinary items | $566,000 | 4,378 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $566,000 | 4,378 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $566,000 | 4,378 |
| Net charge-offs | $362,000 | 1,336 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 407 |
| Net operating income | $566,000 | 4,365 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,518,000 | 2,028 |
| Total interest expense | $1,594,000 | 1,440 |
| Net interest income | $7,924,000 | 2,136 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $642,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $172,000 | 3,294 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 2,888 |
| Total noninterest expense | $6,970,000 | 2,035 |
| Salaries and employee benefits | $3,527,000 | 2,188 |
| Premises and equipment expense | $659,000 | 2,306 |
| Additional noninterest expense | $2,784,000 | 1,608 |
| Pre-tax net operating income | $1,596,000 | 3,066 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $538,000 | 2,005 |
| Income before extraordinary items | $1,058,000 | 3,439 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,058,000 | 3,438 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,058,000 | 3,439 |
| Net charge-offs | $353,000 | 1,017 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,058,000 | 3,407 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,343,000 | 2,017 |
| Total interest expense | $1,049,000 | 1,424 |
| Net interest income | $5,294,000 | 2,128 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $433,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $116,000 | 3,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 2,866 |
| Total noninterest expense | $4,603,000 | 2,053 |
| Salaries and employee benefits | $2,312,000 | 2,236 |
| Premises and equipment expense | $427,000 | 2,358 |
| Additional noninterest expense | $1,864,000 | 1,603 |
| Pre-tax net operating income | $1,124,000 | 2,942 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $382,000 | 1,943 |
| Income before extraordinary items | $742,000 | 3,297 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $742,000 | 3,295 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $742,000 | 3,297 |
| Net charge-offs | $260,000 | 906 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $742,000 | 3,274 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 2,012 |
| Total interest expense | $515,000 | 1,424 |
| Net interest income | $2,642,000 | 2,119 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $108,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $58,000 | 3,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,287 |
| Total noninterest expense | $2,141,000 | 2,194 |
| Salaries and employee benefits | $1,124,000 | 2,314 |
| Premises and equipment expense | $215,000 | 2,390 |
| Additional noninterest expense | $802,000 | 1,840 |
| Pre-tax net operating income | $609,000 | 2,777 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $209,000 | 1,824 |
| Income before extraordinary items | $400,000 | 3,136 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $400,000 | 3,134 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $400,000 | 3,136 |
| Net charge-offs | $133,000 | 764 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $400,000 | 3,119 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,692,000 | 1,977 |
| Total interest expense | $1,937,000 | 1,455 |
| Net interest income | $10,755,000 | 2,050 |
| Provision for loan and lease losses | $100,000 | 3,103 |
| Total noninterest income | $737,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $198,000 | 3,587 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $539,000 | 3,157 |
| Total noninterest expense | $8,873,000 | 2,117 |
| Salaries and employee benefits | $4,651,000 | 2,205 |
| Premises and equipment expense | $833,000 | 2,425 |
| Additional noninterest expense | $3,389,000 | 1,766 |
| Pre-tax net operating income | $2,519,000 | 2,665 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $856,000 | 1,789 |
| Income before extraordinary items | $1,664,000 | 3,100 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,664,000 | 3,099 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,664,000 | 3,099 |
| Net charge-offs | $383,000 | 1,302 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,663,340 | 3,051 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,540,000 | 1,972 |
| Total interest expense | $1,446,000 | 1,464 |
| Net interest income | $8,094,000 | 2,044 |
| Provision for loan and lease losses | $100,000 | 2,703 |
| Total noninterest income | $519,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $149,000 | 3,607 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $370,000 | 3,288 |
| Total noninterest expense | $6,609,000 | 2,117 |
| Salaries and employee benefits | $3,455,000 | 2,223 |
| Premises and equipment expense | $617,000 | 2,457 |
| Additional noninterest expense | $2,537,000 | 1,772 |
| Pre-tax net operating income | $1,904,000 | 2,703 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $561,000 | 1,949 |
| Income before extraordinary items | $1,344,000 | 2,995 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,344,000 | 2,995 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,344,000 | 2,995 |
| Net charge-offs | $486,000 | 811 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,343,290 | 2,946 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,456,000 | 1,953 |
| Total interest expense | $974,000 | 1,445 |
| Net interest income | $5,482,000 | 2,028 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $267,000 | 4,035 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $101,000 | 3,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $166,000 | 3,858 |
| Total noninterest expense | $4,422,000 | 2,113 |
| Salaries and employee benefits | $2,315,000 | 2,228 |
| Premises and equipment expense | $417,000 | 2,438 |
| Additional noninterest expense | $1,690,000 | 1,787 |
| Pre-tax net operating income | $1,227,000 | 2,729 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $353,000 | 1,982 |
| Income before extraordinary items | $875,000 | 3,015 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $875,000 | 3,013 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $875,000 | 3,014 |
| Net charge-offs | $423,000 | 676 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $874,290 | 2,961 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 1,958 |
| Total interest expense | $489,000 | 1,446 |
| Net interest income | $2,743,000 | 2,032 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $96,000 | 4,443 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $52,000 | 3,540 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $44,000 | 4,532 |
| Total noninterest expense | $2,196,000 | 2,136 |
| Salaries and employee benefits | $1,164,000 | 2,226 |
| Premises and equipment expense | $208,000 | 2,475 |
| Additional noninterest expense | $824,000 | 1,799 |
| Pre-tax net operating income | $543,000 | 2,893 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $142,000 | 2,153 |
| Income before extraordinary items | $401,000 | 3,131 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $401,000 | 3,129 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $401,000 | 3,130 |
| Net charge-offs | $427,000 | 382 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $401,000 | 3,075 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,815,000 | 1,917 |
| Total interest expense | $2,044,000 | 1,360 |
| Net interest income | $10,771,000 | 2,007 |
| Provision for loan and lease losses | $125,000 | 2,790 |
| Total noninterest income | $514,000 | 4,134 |
| Gross Fiduciary activities income | $25,000 | 964 |
| Service charges on deposit accounts | $247,000 | 3,370 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $242,000 | 4,233 |
| Total noninterest expense | $8,547,000 | 2,172 |
| Salaries and employee benefits | $4,371,000 | 2,305 |
| Premises and equipment expense | $928,000 | 2,292 |
| Additional noninterest expense | $3,248,000 | 1,859 |
| Pre-tax net operating income | $2,613,000 | 2,551 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $784,000 | 1,824 |
| Income before extraordinary items | $1,831,000 | 2,886 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,831,000 | 2,889 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,831,000 | 2,889 |
| Net charge-offs | $170,000 | 2,144 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,829,600 | 2,846 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,555,000 | 1,946 |
| Total interest expense | $1,514,000 | 1,388 |
| Net interest income | $8,041,000 | 2,021 |
| Provision for loan and lease losses | $125,000 | 2,466 |
| Total noninterest income | $478,000 | 3,825 |
| Gross Fiduciary activities income | $25,000 | 932 |
| Service charges on deposit accounts | $188,000 | 3,377 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $265,000 | 3,784 |
| Total noninterest expense | $6,516,000 | 2,141 |
| Salaries and employee benefits | $3,302,000 | 2,301 |
| Premises and equipment expense | $711,000 | 2,289 |
| Additional noninterest expense | $2,503,000 | 1,812 |
| Pre-tax net operating income | $1,878,000 | 2,675 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $556,000 | 1,919 |
| Income before extraordinary items | $1,323,000 | 3,011 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,323,000 | 3,011 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,323,000 | 3,012 |
| Net charge-offs | $103,000 | 2,128 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,322,300 | 2,950 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 1,963 |
| Total interest expense | $995,000 | 1,414 |
| Net interest income | $5,286,000 | 2,038 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $311,000 | 3,879 |
| Gross Fiduciary activities income | $25,000 | 905 |
| Service charges on deposit accounts | $123,000 | 3,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $163,000 | 3,929 |
| Total noninterest expense | $4,372,000 | 2,152 |
| Salaries and employee benefits | $2,202,000 | 2,306 |
| Premises and equipment expense | $500,000 | 2,225 |
| Additional noninterest expense | $1,670,000 | 1,815 |
| Pre-tax net operating income | $1,175,000 | 2,771 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $344,000 | 1,992 |
| Income before extraordinary items | $832,000 | 3,093 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $832,000 | 3,093 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $832,000 | 3,094 |
| Net charge-offs | $51,000 | 2,297 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $831,290 | 3,039 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 1,998 |
| Total interest expense | $502,000 | 1,401 |
| Net interest income | $2,575,000 | 2,069 |
| Provision for loan and lease losses | $25,000 | 2,683 |
| Total noninterest income | $138,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $66,000 | 3,229 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $72,000 | 4,060 |
| Total noninterest expense | $2,149,000 | 2,195 |
| Salaries and employee benefits | $1,088,000 | 2,337 |
| Premises and equipment expense | $261,000 | 2,171 |
| Additional noninterest expense | $800,000 | 1,881 |
| Pre-tax net operating income | $539,000 | 2,884 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $155,000 | 2,061 |
| Income before extraordinary items | $384,000 | 3,201 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $384,000 | 3,204 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $384,000 | 3,204 |
| Net charge-offs | $81,000 | 1,249 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $384,000 | 3,125 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,298,000 | 2,001 |
| Total interest expense | $1,954,000 | 1,518 |
| Net interest income | $10,344,000 | 2,056 |
| Provision for loan and lease losses | $525,000 | 1,416 |
| Total noninterest income | $-290,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $358,000 | 2,907 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-648,000 | 6,471 |
| Total noninterest expense | $8,336,000 | 2,251 |
| Salaries and employee benefits | $4,043,000 | 2,476 |
| Premises and equipment expense | $953,000 | 2,331 |
| Additional noninterest expense | $3,340,000 | 1,844 |
| Pre-tax net operating income | $1,193,000 | 3,857 |
| Securities gains (losses) | $248,000 | 700 |
| Applicable income taxes | $245,000 | 2,800 |
| Income before extraordinary items | $1,196,000 | 3,642 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,196,000 | 3,643 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,196,000 | 3,644 |
| Net charge-offs | $891,000 | 987 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $990,160 | 3,917 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,145,000 | 2,031 |
| Total interest expense | $1,444,000 | 1,552 |
| Net interest income | $7,701,000 | 2,082 |
| Provision for loan and lease losses | $425,000 | 1,325 |
| Total noninterest income | $-520,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $278,000 | 2,852 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-798,000 | 6,565 |
| Total noninterest expense | $6,135,000 | 2,293 |
| Salaries and employee benefits | $2,964,000 | 2,523 |
| Premises and equipment expense | $751,000 | 2,259 |
| Additional noninterest expense | $2,420,000 | 1,899 |
| Pre-tax net operating income | $621,000 | 4,524 |
| Securities gains (losses) | $249,000 | 546 |
| Applicable income taxes | $166,000 | 2,956 |
| Income before extraordinary items | $704,000 | 4,122 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $704,000 | 4,123 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $704,000 | 4,123 |
| Net charge-offs | $612,000 | 989 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $502,310 | 4,549 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,974,000 | 2,052 |
| Total interest expense | $971,000 | 1,553 |
| Net interest income | $5,003,000 | 2,124 |
| Provision for loan and lease losses | $225,000 | 1,542 |
| Total noninterest income | $-719,000 | 6,644 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $181,000 | 2,893 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-900,000 | 6,648 |
| Total noninterest expense | $4,142,000 | 2,266 |
| Salaries and employee benefits | $1,950,000 | 2,569 |
| Premises and equipment expense | $529,000 | 2,165 |
| Additional noninterest expense | $1,663,000 | 1,842 |
| Pre-tax net operating income | $-83,000 | 6,319 |
| Securities gains (losses) | $249,000 | 418 |
| Applicable income taxes | $-39,000 | 6,454 |
| Income before extraordinary items | $205,000 | 5,196 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $205,000 | 5,198 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $205,000 | 5,199 |
| Net charge-offs | $482,000 | 897 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-44,000 | 6,275 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 2,074 |
| Total interest expense | $511,000 | 1,483 |
| Net interest income | $2,438,000 | 2,165 |
| Provision for loan and lease losses | $225,000 | 909 |
| Total noninterest income | $47,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $88,000 | 2,918 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-41,000 | 6,623 |
| Total noninterest expense | $2,265,000 | 2,096 |
| Salaries and employee benefits | $963,000 | 2,601 |
| Premises and equipment expense | $297,000 | 1,999 |
| Additional noninterest expense | $1,005,000 | 1,548 |
| Pre-tax net operating income | $-5,000 | 6,228 |
| Securities gains (losses) | $248,000 | 245 |
| Applicable income taxes | $25,000 | 3,376 |
| Income before extraordinary items | $218,000 | 4,103 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 4,103 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $218,000 | 4,105 |
| Net charge-offs | $210,000 | 918 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-5,200 | 6,236 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,235,000 | 2,023 |
| Total interest expense | $2,385,000 | 1,427 |
| Net interest income | $9,850,000 | 2,119 |
| Provision for loan and lease losses | $3,935,000 | 336 |
| Total noninterest income | $694,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $378,000 | 2,941 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $316,000 | 4,022 |
| Total noninterest expense | $8,910,000 | 2,131 |
| Salaries and employee benefits | $4,118,000 | 2,413 |
| Premises and equipment expense | $1,096,000 | 2,078 |
| Additional noninterest expense | $3,696,000 | 1,725 |
| Pre-tax net operating income | $-2,301,000 | 6,679 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $-1,180,000 | 6,702 |
| Income before extraordinary items | $-1,112,000 | 6,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,112,000 | 6,599 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,112,000 | 6,599 |
| Net charge-offs | $3,331,000 | 495 |
| Cash dividends | $33,000 | 4,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,117,760 | 6,595 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,180,000 | 2,024 |
| Total interest expense | $1,815,000 | 1,451 |
| Net interest income | $7,365,000 | 2,131 |
| Provision for loan and lease losses | $3,585,000 | 283 |
| Total noninterest income | $452,000 | 4,192 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $283,000 | 2,950 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $169,000 | 4,538 |
| Total noninterest expense | $6,576,000 | 2,144 |
| Salaries and employee benefits | $3,112,000 | 2,413 |
| Premises and equipment expense | $850,000 | 2,030 |
| Additional noninterest expense | $2,614,000 | 1,811 |
| Pre-tax net operating income | $-2,344,000 | 6,809 |
| Securities gains (losses) | $9,000 | 2,535 |
| Applicable income taxes | $-1,092,000 | 6,837 |
| Income before extraordinary items | $-1,243,000 | 6,739 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,243,000 | 6,740 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,243,000 | 6,740 |
| Net charge-offs | $3,088,000 | 418 |
| Cash dividends | $33,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,248,760 | 6,729 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,168,000 | 2,007 |
| Total interest expense | $1,226,000 | 1,459 |
| Net interest income | $4,942,000 | 2,114 |
| Provision for loan and lease losses | $3,060,000 | 242 |
| Total noninterest income | $228,000 | 4,654 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $184,000 | 2,964 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $44,000 | 5,603 |
| Total noninterest expense | $4,371,000 | 2,150 |
| Salaries and employee benefits | $2,074,000 | 2,423 |
| Premises and equipment expense | $578,000 | 1,996 |
| Additional noninterest expense | $1,719,000 | 1,836 |
| Pre-tax net operating income | $-2,261,000 | 6,882 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $-992,000 | 6,902 |
| Income before extraordinary items | $-1,268,000 | 6,841 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,268,000 | 6,842 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,268,000 | 6,842 |
| Net charge-offs | $2,640,000 | 357 |
| Cash dividends | $33,000 | 3,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,268,640 | 6,834 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,110,000 | 2,006 |
| Total interest expense | $623,000 | 1,489 |
| Net interest income | $2,487,000 | 2,109 |
| Provision for loan and lease losses | $675,000 | 551 |
| Total noninterest income | $263,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $88,000 | 3,040 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $175,000 | 2,961 |
| Total noninterest expense | $2,166,000 | 2,198 |
| Salaries and employee benefits | $1,026,000 | 2,466 |
| Premises and equipment expense | $299,000 | 1,969 |
| Additional noninterest expense | $841,000 | 1,859 |
| Pre-tax net operating income | $-91,000 | 6,608 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-110,000 | 6,927 |
| Income before extraordinary items | $19,000 | 6,223 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $19,000 | 6,223 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $19,000 | 6,224 |
| Net charge-offs | $383,000 | 902 |
| Cash dividends | $33,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $19,000 | 6,141 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,447,000 | 1,953 |
| Total interest expense | $2,903,000 | 1,529 |
| Net interest income | $10,544,000 | 2,052 |
| Provision for loan and lease losses | $2,681,000 | 845 |
| Total noninterest income | $936,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $430,000 | 2,777 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $506,000 | 3,330 |
| Total noninterest expense | $8,627,000 | 2,200 |
| Salaries and employee benefits | $4,226,000 | 2,334 |
| Premises and equipment expense | $1,132,000 | 2,047 |
| Additional noninterest expense | $3,269,000 | 2,000 |
| Pre-tax net operating income | $172,000 | 5,742 |
| Securities gains (losses) | $20,000 | 3,173 |
| Applicable income taxes | $-229,000 | 6,806 |
| Income before extraordinary items | $421,000 | 5,141 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $421,000 | 5,139 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $421,000 | 5,140 |
| Net charge-offs | $2,402,000 | 1,013 |
| Cash dividends | $266,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 6,998 |
| Net operating income | $401,000 | 4,993 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,239,000 | 1,965 |
| Total interest expense | $2,234,000 | 1,555 |
| Net interest income | $8,005,000 | 2,056 |
| Provision for loan and lease losses | $1,951,000 | 869 |
| Total noninterest income | $726,000 | 3,341 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $335,000 | 2,746 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $391,000 | 3,301 |
| Total noninterest expense | $6,514,000 | 2,202 |
| Salaries and employee benefits | $3,225,000 | 2,301 |
| Premises and equipment expense | $850,000 | 2,068 |
| Additional noninterest expense | $2,439,000 | 2,016 |
| Pre-tax net operating income | $266,000 | 5,430 |
| Securities gains (losses) | $19,000 | 2,887 |
| Applicable income taxes | $-146,000 | 6,945 |
| Income before extraordinary items | $431,000 | 4,865 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $431,000 | 4,865 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $431,000 | 4,865 |
| Net charge-offs | $1,532,000 | 1,100 |
| Cash dividends | $233,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 7,103 |
| Net operating income | $412,000 | 4,763 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,855,000 | 1,961 |
| Total interest expense | $1,526,000 | 1,578 |
| Net interest income | $5,329,000 | 2,067 |
| Provision for loan and lease losses | $1,050,000 | 1,056 |
| Total noninterest income | $452,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $213,000 | 2,820 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $239,000 | 3,411 |
| Total noninterest expense | $4,477,000 | 2,151 |
| Salaries and employee benefits | $2,218,000 | 2,244 |
| Premises and equipment expense | $579,000 | 2,022 |
| Additional noninterest expense | $1,680,000 | 1,958 |
| Pre-tax net operating income | $254,000 | 5,039 |
| Securities gains (losses) | $19,000 | 2,506 |
| Applicable income taxes | $-67,000 | 6,976 |
| Income before extraordinary items | $340,000 | 4,628 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $340,000 | 4,630 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $340,000 | 4,630 |
| Net charge-offs | $1,014,000 | 1,127 |
| Cash dividends | $199,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 7,184 |
| Net operating income | $321,000 | 4,519 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 1,972 |
| Total interest expense | $798,000 | 1,572 |
| Net interest income | $2,632,000 | 2,092 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $207,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $98,000 | 2,962 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 3,574 |
| Total noninterest expense | $2,228,000 | 2,142 |
| Salaries and employee benefits | $1,123,000 | 2,222 |
| Premises and equipment expense | $313,000 | 1,904 |
| Additional noninterest expense | $792,000 | 2,051 |
| Pre-tax net operating income | $161,000 | 4,828 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-27,000 | 7,054 |
| Income before extraordinary items | $188,000 | 4,477 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $188,000 | 4,479 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $188,000 | 4,480 |
| Net charge-offs | $691,000 | 880 |
| Cash dividends | $166,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $-11,000 | 7,256 |
| Net operating income | $188,000 | 4,335 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,526,000 | 1,944 |
| Total interest expense | $3,556,000 | 1,676 |
| Net interest income | $10,970,000 | 1,989 |
| Provision for loan and lease losses | $2,005,000 | 1,559 |
| Total noninterest income | $711,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $408,000 | 2,984 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $303,000 | 3,854 |
| Total noninterest expense | $9,065,000 | 2,108 |
| Salaries and employee benefits | $4,472,000 | 2,171 |
| Premises and equipment expense | $1,386,000 | 1,792 |
| Additional noninterest expense | $3,207,000 | 2,078 |
| Pre-tax net operating income | $611,000 | 4,488 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-212,000 | 6,929 |
| Income before extraordinary items | $823,000 | 3,897 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $823,000 | 3,902 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $823,000 | 3,901 |
| Net charge-offs | $2,506,000 | 1,349 |
| Cash dividends | $666,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 7,266 |
| Net operating income | $823,000 | 3,773 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,006,000 | 1,945 |
| Total interest expense | $2,719,000 | 1,719 |
| Net interest income | $8,287,000 | 1,987 |
| Provision for loan and lease losses | $1,025,000 | 1,936 |
| Total noninterest income | $595,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $305,000 | 3,004 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $290,000 | 3,509 |
| Total noninterest expense | $6,768,000 | 2,118 |
| Salaries and employee benefits | $3,356,000 | 2,168 |
| Premises and equipment expense | $1,008,000 | 1,862 |
| Additional noninterest expense | $2,404,000 | 2,072 |
| Pre-tax net operating income | $1,089,000 | 3,157 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $146,000 | 2,935 |
| Income before extraordinary items | $943,000 | 3,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $943,000 | 3,189 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $943,000 | 3,189 |
| Net charge-offs | $1,578,000 | 1,436 |
| Cash dividends | $499,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $943,000 | 3,083 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,421,000 | 1,938 |
| Total interest expense | $1,833,000 | 1,756 |
| Net interest income | $5,588,000 | 1,965 |
| Provision for loan and lease losses | $800,000 | 1,713 |
| Total noninterest income | $386,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $201,000 | 3,006 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 3,622 |
| Total noninterest expense | $4,527,000 | 2,137 |
| Salaries and employee benefits | $2,250,000 | 2,169 |
| Premises and equipment expense | $683,000 | 1,856 |
| Additional noninterest expense | $1,594,000 | 2,123 |
| Pre-tax net operating income | $647,000 | 3,325 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $40,000 | 3,494 |
| Income before extraordinary items | $607,000 | 3,170 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $607,000 | 3,171 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $607,000 | 3,172 |
| Net charge-offs | $1,101,000 | 1,391 |
| Cash dividends | $333,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $607,000 | 3,085 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 1,972 |
| Total interest expense | $912,000 | 1,811 |
| Net interest income | $2,751,000 | 1,988 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $174,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $103,000 | 2,917 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,103 |
| Total noninterest expense | $2,377,000 | 2,039 |
| Salaries and employee benefits | $1,131,000 | 2,177 |
| Premises and equipment expense | $380,000 | 1,696 |
| Additional noninterest expense | $866,000 | 1,956 |
| Pre-tax net operating income | $248,000 | 3,847 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $248,000 | 3,605 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $248,000 | 3,604 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $248,000 | 3,604 |
| Net charge-offs | $894,000 | 927 |
| Cash dividends | $166,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $248,000 | 3,541 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,805,000 | 2,031 |
| Total interest expense | $3,805,000 | 2,086 |
| Net interest income | $11,000,000 | 1,977 |
| Provision for loan and lease losses | $1,382,000 | 2,571 |
| Total noninterest income | $1,229,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $460,000 | 2,800 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $769,000 | 2,551 |
| Total noninterest expense | $9,253,000 | 2,085 |
| Salaries and employee benefits | $4,451,000 | 2,178 |
| Premises and equipment expense | $1,471,000 | 1,740 |
| Additional noninterest expense | $3,331,000 | 2,091 |
| Pre-tax net operating income | $1,594,000 | 2,630 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $402,000 | 2,090 |
| Income before extraordinary items | $1,192,000 | 2,929 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,192,000 | 2,925 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,192,000 | 2,929 |
| Net charge-offs | $1,016,000 | 2,659 |
| Cash dividends | $816,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,192,000 | 2,807 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,007,000 | 2,094 |
| Total interest expense | $2,861,000 | 2,172 |
| Net interest income | $8,146,000 | 2,031 |
| Provision for loan and lease losses | $575,000 | 3,312 |
| Total noninterest income | $622,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $344,000 | 2,872 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $278,000 | 3,657 |
| Total noninterest expense | $6,962,000 | 2,074 |
| Salaries and employee benefits | $3,330,000 | 2,183 |
| Premises and equipment expense | $1,131,000 | 1,728 |
| Additional noninterest expense | $2,501,000 | 2,062 |
| Pre-tax net operating income | $1,231,000 | 2,736 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-408,000 | 7,327 |
| Income before extraordinary items | $1,639,000 | 2,000 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,639,000 | 2,001 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,639,000 | 2,002 |
| Net charge-offs | $875,000 | 2,344 |
| Cash dividends | $649,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,639,000 | 1,899 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,292,000 | 2,137 |
| Total interest expense | $1,893,000 | 2,269 |
| Net interest income | $5,399,000 | 2,046 |
| Provision for loan and lease losses | $350,000 | 3,380 |
| Total noninterest income | $672,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $225,000 | 2,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $447,000 | 2,253 |
| Total noninterest expense | $4,750,000 | 2,047 |
| Salaries and employee benefits | $2,296,000 | 2,121 |
| Premises and equipment expense | $781,000 | 1,685 |
| Additional noninterest expense | $1,673,000 | 2,050 |
| Pre-tax net operating income | $971,000 | 2,428 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-407,000 | 7,445 |
| Income before extraordinary items | $1,378,000 | 1,587 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,378,000 | 1,587 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,378,000 | 1,587 |
| Net charge-offs | $903,000 | 1,829 |
| Cash dividends | $483,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,378,000 | 1,512 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 2,225 |
| Total interest expense | $927,000 | 2,433 |
| Net interest income | $2,677,000 | 2,092 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $490,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $118,000 | 2,818 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $372,000 | 1,582 |
| Total noninterest expense | $2,440,000 | 2,018 |
| Salaries and employee benefits | $1,155,000 | 2,136 |
| Premises and equipment expense | $410,000 | 1,653 |
| Additional noninterest expense | $875,000 | 1,940 |
| Pre-tax net operating income | $577,000 | 2,154 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-462,000 | 7,699 |
| Income before extraordinary items | $1,039,000 | 1,054 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,039,000 | 1,053 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,039,000 | 1,056 |
| Net charge-offs | $886,000 | 1,126 |
| Cash dividends | $316,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,039,000 | 1,020 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,142,000 | 2,211 |
| Total interest expense | $5,241,000 | 2,163 |
| Net interest income | $9,901,000 | 2,209 |
| Provision for loan and lease losses | $1,930,000 | 2,523 |
| Total noninterest income | $823,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $550,000 | 2,693 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $273,000 | 4,119 |
| Total noninterest expense | $8,946,000 | 2,222 |
| Salaries and employee benefits | $4,377,000 | 2,244 |
| Premises and equipment expense | $1,402,000 | 1,915 |
| Additional noninterest expense | $3,167,000 | 2,239 |
| Pre-tax net operating income | $-152,000 | 5,652 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $-245,000 | 6,816 |
| Income before extraordinary items | $94,000 | 5,183 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $94,000 | 5,183 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $94,000 | 5,183 |
| Net charge-offs | $757,000 | 3,255 |
| Cash dividends | $1,265,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 7,922 |
| Net operating income | $93,360 | 5,121 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,462,000 | 2,222 |
| Total interest expense | $4,148,000 | 2,147 |
| Net interest income | $7,314,000 | 2,244 |
| Provision for loan and lease losses | $480,000 | 3,857 |
| Total noninterest income | $624,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $422,000 | 2,660 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $202,000 | 4,268 |
| Total noninterest expense | $6,618,000 | 2,250 |
| Salaries and employee benefits | $3,287,000 | 2,269 |
| Premises and equipment expense | $980,000 | 2,059 |
| Additional noninterest expense | $2,351,000 | 2,221 |
| Pre-tax net operating income | $840,000 | 3,033 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $-22,000 | 6,717 |
| Income before extraordinary items | $863,000 | 2,734 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $863,000 | 2,731 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $863,000 | 2,734 |
| Net charge-offs | $329,000 | 3,579 |
| Cash dividends | $949,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 8,024 |
| Net operating income | $862,000 | 2,682 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,554,000 | 2,284 |
| Total interest expense | $2,953,000 | 2,122 |
| Net interest income | $4,601,000 | 2,370 |
| Provision for loan and lease losses | $320,000 | 3,598 |
| Total noninterest income | $414,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $280,000 | 2,640 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $134,000 | 4,308 |
| Total noninterest expense | $4,244,000 | 2,357 |
| Salaries and employee benefits | $2,223,000 | 2,273 |
| Premises and equipment expense | $612,000 | 2,221 |
| Additional noninterest expense | $1,409,000 | 2,473 |
| Pre-tax net operating income | $451,000 | 3,472 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $-44,000 | 6,987 |
| Income before extraordinary items | $496,000 | 3,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $496,000 | 3,105 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $496,000 | 3,106 |
| Net charge-offs | $80,000 | 4,475 |
| Cash dividends | $632,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 8,136 |
| Net operating income | $495,000 | 3,010 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 2,305 |
| Total interest expense | $1,589,000 | 2,065 |
| Net interest income | $2,200,000 | 2,453 |
| Provision for loan and lease losses | $225,000 | 2,683 |
| Total noninterest income | $208,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $145,000 | 2,536 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $63,000 | 4,437 |
| Total noninterest expense | $2,038,000 | 2,386 |
| Salaries and employee benefits | $1,112,000 | 2,300 |
| Premises and equipment expense | $320,000 | 2,176 |
| Additional noninterest expense | $606,000 | 2,542 |
| Pre-tax net operating income | $145,000 | 4,563 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $-49,000 | 7,417 |
| Income before extraordinary items | $195,000 | 3,909 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $195,000 | 3,911 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $195,000 | 3,911 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $316,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 8,200 |
| Net operating income | $194,000 | 3,760 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,209,000 | 2,601 |
| Total interest expense | $4,891,000 | 3,006 |
| Net interest income | $9,318,000 | 2,349 |
| Provision for loan and lease losses | $292,000 | 4,679 |
| Total noninterest income | $963,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $636,000 | 2,535 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $327,000 | 3,941 |
| Total noninterest expense | $7,786,000 | 2,430 |
| Salaries and employee benefits | $4,137,000 | 2,436 |
| Premises and equipment expense | $1,197,000 | 2,252 |
| Additional noninterest expense | $2,452,000 | 2,382 |
| Pre-tax net operating income | $2,203,000 | 2,291 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $436,000 | 1,986 |
| Income before extraordinary items | $1,773,000 | 2,223 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,773,000 | 2,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 4,278 |
| Cash dividends | $1,267,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $-475,000 | 8,266 |
| Net operating income | $1,768,200 | 2,358 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,365,000 | 2,730 |
| Total interest expense | $3,529,000 | 3,229 |
| Net interest income | $6,836,000 | 2,421 |
| Provision for loan and lease losses | $113,000 | 5,017 |
| Total noninterest income | $755,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $497,000 | 2,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $258,000 | 3,967 |
| Total noninterest expense | $5,780,000 | 2,443 |
| Salaries and employee benefits | $3,097,000 | 2,462 |
| Premises and equipment expense | $872,000 | 2,317 |
| Additional noninterest expense | $1,811,000 | 2,349 |
| Pre-tax net operating income | $1,698,000 | 2,586 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $350,000 | 2,302 |
| Income before extraordinary items | $1,353,000 | 2,524 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,353,000 | 2,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,479 |
| Cash dividends | $951,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $-470,000 | 8,356 |
| Net operating income | $1,349,050 | 2,659 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,882,000 | 2,774 |
| Total interest expense | $2,431,000 | 3,260 |
| Net interest income | $4,451,000 | 2,455 |
| Provision for loan and lease losses | $34,000 | 5,522 |
| Total noninterest income | $460,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $330,000 | 2,456 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $130,000 | 4,555 |
| Total noninterest expense | $3,833,000 | 2,470 |
| Salaries and employee benefits | $2,058,000 | 2,506 |
| Premises and equipment expense | $590,000 | 2,290 |
| Additional noninterest expense | $1,185,000 | 2,381 |
| Pre-tax net operating income | $1,044,000 | 2,863 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $182,000 | 2,793 |
| Income before extraordinary items | $867,000 | 2,882 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $867,000 | 2,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,847 |
| Cash dividends | $634,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $-470,000 | 8,431 |
| Net operating income | $862,850 | 2,843 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,427,000 | 2,851 |
| Total interest expense | $1,261,000 | 3,329 |
| Net interest income | $2,166,000 | 2,517 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $228,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $167,000 | 2,408 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,665 |
| Total noninterest expense | $1,876,000 | 2,516 |
| Salaries and employee benefits | $966,000 | 2,661 |
| Premises and equipment expense | $309,000 | 2,203 |
| Additional noninterest expense | $601,000 | 2,308 |
| Pre-tax net operating income | $509,000 | 3,044 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $85,000 | 2,981 |
| Income before extraordinary items | $429,000 | 3,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $429,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,679 |
| Cash dividends | $317,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $-490,000 | 8,478 |
| Net operating income | $424,850 | 2,981 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,174,000 | 2,829 |
| Total interest expense | $6,148,000 | 2,953 |
| Net interest income | $8,026,000 | 2,723 |
| Provision for loan and lease losses | $59,000 | 5,555 |
| Total noninterest income | $836,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $572,000 | 2,776 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $264,000 | 4,479 |
| Total noninterest expense | $7,736,000 | 2,360 |
| Salaries and employee benefits | $4,373,000 | 2,304 |
| Premises and equipment expense | $1,112,000 | 2,330 |
| Additional noninterest expense | $2,251,000 | 2,390 |
| Pre-tax net operating income | $1,067,000 | 4,605 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $-17,000 | 7,834 |
| Income before extraordinary items | $1,085,000 | 4,141 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,085,000 | 4,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,981 |
| Cash dividends | $1,299,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $-693,000 | 8,483 |
| Net operating income | $1,084,000 | 4,137 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,800,000 | 2,791 |
| Total interest expense | $4,793,000 | 2,846 |
| Net interest income | $6,007,000 | 2,721 |
| Provision for loan and lease losses | $59,000 | 4,893 |
| Total noninterest income | $601,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $408,000 | 2,859 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $193,000 | 4,549 |
| Total noninterest expense | $5,778,000 | 2,352 |
| Salaries and employee benefits | $3,300,000 | 2,279 |
| Premises and equipment expense | $813,000 | 2,375 |
| Additional noninterest expense | $1,665,000 | 2,380 |
| Pre-tax net operating income | $771,000 | 4,915 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-15,000 | 8,054 |
| Income before extraordinary items | $786,000 | 4,391 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $786,000 | 4,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,250 |
| Cash dividends | $978,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $-291,000 | 8,507 |
| Net operating income | $786,000 | 4,379 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,266,000 | 2,773 |
| Total interest expense | $3,229,000 | 2,811 |
| Net interest income | $4,037,000 | 2,729 |
| Provision for loan and lease losses | $47,000 | 4,470 |
| Total noninterest income | $358,000 | 4,272 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $233,000 | 3,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $125,000 | 4,665 |
| Total noninterest expense | $3,863,000 | 2,364 |
| Salaries and employee benefits | $2,277,000 | 2,249 |
| Premises and equipment expense | $512,000 | 2,528 |
| Additional noninterest expense | $1,074,000 | 2,461 |
| Pre-tax net operating income | $485,000 | 5,100 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $480,000 | 4,643 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $480,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $653,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 8,535 |
| Net operating income | $480,000 | 4,637 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 2,801 |
| Total interest expense | $1,540,000 | 2,918 |
| Net interest income | $2,045,000 | 2,703 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $156,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $98,000 | 3,492 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $58,000 | 4,822 |
| Total noninterest expense | $1,922,000 | 2,377 |
| Salaries and employee benefits | $1,146,000 | 2,247 |
| Premises and equipment expense | $234,000 | 2,740 |
| Additional noninterest expense | $542,000 | 2,430 |
| Pre-tax net operating income | $249,000 | 5,063 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $241,000 | 4,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $241,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $327,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $241,000 | 4,636 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,347,000 | 2,819 |
| Total interest expense | $4,361,000 | 3,369 |
| Net interest income | $8,986,000 | 2,515 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $680,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $420,000 | 3,430 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $260,000 | 4,575 |
| Total noninterest expense | $7,168,000 | 2,466 |
| Salaries and employee benefits | $4,430,000 | 2,207 |
| Premises and equipment expense | $908,000 | 2,696 |
| Additional noninterest expense | $1,830,000 | 2,772 |
| Pre-tax net operating income | $2,486,000 | 3,140 |
| Securities gains (losses) | $-91,000 | 8,172 |
| Applicable income taxes | $613,000 | 2,857 |
| Income before extraordinary items | $1,782,000 | 3,378 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,782,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,076 |
| Cash dividends | $1,311,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $-102,000 | 8,598 |
| Net operating income | $1,849,340 | 3,269 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,882,000 | 2,821 |
| Total interest expense | $3,063,000 | 3,458 |
| Net interest income | $6,819,000 | 2,518 |
| Provision for loan and lease losses | $9,000 | 6,392 |
| Total noninterest income | $499,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $308,000 | 3,507 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $191,000 | 4,625 |
| Total noninterest expense | $5,299,000 | 2,484 |
| Salaries and employee benefits | $3,252,000 | 2,255 |
| Premises and equipment expense | $685,000 | 2,693 |
| Additional noninterest expense | $1,362,000 | 2,779 |
| Pre-tax net operating income | $2,010,000 | 3,094 |
| Securities gains (losses) | $-91,000 | 8,377 |
| Applicable income taxes | $452,000 | 3,001 |
| Income before extraordinary items | $1,467,000 | 3,249 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,467,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $984,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 698 |
| Net operating income | $1,536,160 | 3,146 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 2,887 |
| Total interest expense | $1,814,000 | 3,638 |
| Net interest income | $4,534,000 | 2,520 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $328,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $202,000 | 3,521 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 4,648 |
| Total noninterest expense | $3,525,000 | 2,509 |
| Salaries and employee benefits | $2,186,000 | 2,246 |
| Premises and equipment expense | $446,000 | 2,737 |
| Additional noninterest expense | $893,000 | 2,837 |
| Pre-tax net operating income | $1,331,000 | 3,133 |
| Securities gains (losses) | $-91,000 | 8,520 |
| Applicable income taxes | $292,000 | 3,084 |
| Income before extraordinary items | $948,000 | 3,336 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $948,000 | 3,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,485 |
| Cash dividends | $656,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 531 |
| Net operating income | $1,017,160 | 3,158 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 2,940 |
| Total interest expense | $802,000 | 3,815 |
| Net interest income | $2,235,000 | 2,535 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $161,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $101,000 | 3,453 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,759 |
| Total noninterest expense | $1,787,000 | 2,480 |
| Salaries and employee benefits | $1,114,000 | 2,213 |
| Premises and equipment expense | $228,000 | 2,684 |
| Additional noninterest expense | $445,000 | 2,831 |
| Pre-tax net operating income | $606,000 | 3,287 |
| Securities gains (losses) | $-91,000 | 8,647 |
| Applicable income taxes | $99,000 | 3,605 |
| Income before extraordinary items | $416,000 | 3,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $416,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $328,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 347 |
| Net operating income | $489,710 | 3,191 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,589,000 | 2,786 |
| Total interest expense | $2,521,000 | 3,805 |
| Net interest income | $9,068,000 | 2,422 |
| Provision for loan and lease losses | $72,000 | 5,255 |
| Total noninterest income | $665,000 | 4,523 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $410,000 | 3,496 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $254,000 | 4,698 |
| Total noninterest expense | $7,002,000 | 2,396 |
| Salaries and employee benefits | $4,375,000 | 2,105 |
| Premises and equipment expense | $932,000 | 2,519 |
| Additional noninterest expense | $1,695,000 | 2,926 |
| Pre-tax net operating income | $2,659,000 | 3,041 |
| Securities gains (losses) | $-29,000 | 7,991 |
| Applicable income taxes | $659,000 | 2,921 |
| Income before extraordinary items | $1,971,000 | 3,125 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,971,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $1,273,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 830 |
| Net operating income | $1,992,750 | 3,071 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,584,000 | 2,761 |
| Total interest expense | $1,755,000 | 3,873 |
| Net interest income | $6,829,000 | 2,397 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $480,000 | 4,658 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $293,000 | 3,613 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $186,000 | 4,766 |
| Total noninterest expense | $5,299,000 | 2,341 |
| Salaries and employee benefits | $3,326,000 | 2,053 |
| Premises and equipment expense | $694,000 | 2,528 |
| Additional noninterest expense | $1,279,000 | 2,870 |
| Pre-tax net operating income | $1,950,000 | 3,110 |
| Securities gains (losses) | $-29,000 | 8,319 |
| Applicable income taxes | $495,000 | 2,966 |
| Income before extraordinary items | $1,426,000 | 3,260 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,426,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $955,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 648 |
| Net operating income | $1,447,460 | 3,176 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,602,000 | 2,751 |
| Total interest expense | $1,047,000 | 4,007 |
| Net interest income | $4,555,000 | 2,378 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $309,000 | 4,715 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $188,000 | 3,641 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $120,000 | 4,809 |
| Total noninterest expense | $3,515,000 | 2,344 |
| Salaries and employee benefits | $2,201,000 | 2,059 |
| Premises and equipment expense | $463,000 | 2,509 |
| Additional noninterest expense | $851,000 | 2,852 |
| Pre-tax net operating income | $1,319,000 | 3,043 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $327,000 | 2,949 |
| Income before extraordinary items | $992,000 | 3,119 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $992,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $636,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 557 |
| Net operating income | $992,000 | 3,070 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 2,762 |
| Total interest expense | $496,000 | 4,046 |
| Net interest income | $2,257,000 | 2,380 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $152,000 | 4,678 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $96,000 | 3,535 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $1,808,000 | 2,294 |
| Salaries and employee benefits | $1,147,000 | 1,991 |
| Premises and equipment expense | $233,000 | 2,509 |
| Additional noninterest expense | $428,000 | 2,845 |
| Pre-tax net operating income | $586,000 | 3,283 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $137,000 | 3,245 |
| Income before extraordinary items | $449,000 | 3,316 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $449,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $318,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 381 |
| Net operating income | $449,000 | 3,281 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,210,000 | 2,548 |
| Total interest expense | $1,751,000 | 4,048 |
| Net interest income | $9,459,000 | 2,157 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $520,000 | 5,166 |
| Gross Fiduciary activities income | $1,000 | 1,536 |
| Service charges on deposit accounts | $358,000 | 3,886 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $161,000 | 5,547 |
| Total noninterest expense | $6,837,000 | 2,337 |
| Salaries and employee benefits | $4,320,000 | 2,015 |
| Premises and equipment expense | $885,000 | 2,557 |
| Additional noninterest expense | $1,632,000 | 2,926 |
| Pre-tax net operating income | $3,082,000 | 2,529 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $743,000 | 2,646 |
| Income before extraordinary items | $2,339,000 | 2,560 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,339,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,343 |
| Cash dividends | $1,247,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $-178,000 | 8,908 |
| Net operating income | $2,339,000 | 2,508 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,398,000 | 2,519 |
| Total interest expense | $1,289,000 | 4,066 |
| Net interest income | $7,109,000 | 2,127 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $393,000 | 5,175 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $269,000 | 3,921 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $123,000 | 5,520 |
| Total noninterest expense | $5,188,000 | 2,291 |
| Salaries and employee benefits | $3,254,000 | 1,999 |
| Premises and equipment expense | $670,000 | 2,527 |
| Additional noninterest expense | $1,264,000 | 2,781 |
| Pre-tax net operating income | $2,269,000 | 2,590 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $510,000 | 2,861 |
| Income before extraordinary items | $1,759,000 | 2,603 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,759,000 | 2,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $929,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $-178,000 | 8,981 |
| Net operating income | $1,759,000 | 2,532 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 2,535 |
| Total interest expense | $849,000 | 4,104 |
| Net interest income | $4,662,000 | 2,148 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $256,000 | 5,225 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $178,000 | 3,941 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 5,665 |
| Total noninterest expense | $3,512,000 | 2,256 |
| Salaries and employee benefits | $2,178,000 | 1,999 |
| Premises and equipment expense | $444,000 | 2,534 |
| Additional noninterest expense | $890,000 | 2,654 |
| Pre-tax net operating income | $1,376,000 | 2,764 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $409,000 | 2,517 |
| Income before extraordinary items | $968,000 | 3,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $968,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $620,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $-178,000 | 9,050 |
| Net operating income | $967,300 | 2,935 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 2,557 |
| Total interest expense | $422,000 | 4,168 |
| Net interest income | $2,307,000 | 2,170 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $133,000 | 5,079 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $1,777,000 | 2,241 |
| Salaries and employee benefits | $1,092,000 | 2,015 |
| Premises and equipment expense | $219,000 | 2,585 |
| Additional noninterest expense | $466,000 | 2,524 |
| Pre-tax net operating income | $648,000 | 2,883 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $217,000 | 2,435 |
| Income before extraordinary items | $432,000 | 3,303 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $432,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $310,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $-25,000 | 9,080 |
| Net operating income | $431,330 | 3,194 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,345,000 | 2,508 |
| Total interest expense | $1,925,000 | 4,142 |
| Net interest income | $9,420,000 | 2,075 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $502,000 | 5,427 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $362,000 | 3,861 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $139,000 | 5,959 |
| Total noninterest expense | $6,707,000 | 2,339 |
| Salaries and employee benefits | $4,062,000 | 2,094 |
| Premises and equipment expense | $905,000 | 2,472 |
| Additional noninterest expense | $1,740,000 | 2,705 |
| Pre-tax net operating income | $3,135,000 | 2,413 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $918,000 | 2,296 |
| Income before extraordinary items | $2,217,000 | 2,643 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,217,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,071 |
| Cash dividends | $1,218,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $-58,000 | 9,099 |
| Net operating income | $2,217,000 | 2,517 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,549,000 | 2,538 |
| Total interest expense | $1,536,000 | 4,065 |
| Net interest income | $7,013,000 | 2,105 |
| Provision for loan and lease losses | $65,000 | 5,417 |
| Total noninterest income | $378,000 | 5,454 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $273,000 | 3,870 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 6,001 |
| Total noninterest expense | $5,014,000 | 2,355 |
| Salaries and employee benefits | $3,087,000 | 2,072 |
| Premises and equipment expense | $667,000 | 2,523 |
| Additional noninterest expense | $1,260,000 | 2,758 |
| Pre-tax net operating income | $2,312,000 | 2,544 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $691,000 | 2,413 |
| Income before extraordinary items | $1,621,000 | 2,798 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,621,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $907,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $-43,000 | 9,154 |
| Net operating income | $1,621,000 | 2,651 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,779,000 | 2,522 |
| Total interest expense | $1,112,000 | 3,921 |
| Net interest income | $4,667,000 | 2,097 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $250,000 | 5,463 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $180,000 | 3,860 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $69,000 | 6,016 |
| Total noninterest expense | $3,356,000 | 2,337 |
| Salaries and employee benefits | $2,089,000 | 2,030 |
| Premises and equipment expense | $444,000 | 2,522 |
| Additional noninterest expense | $823,000 | 2,814 |
| Pre-tax net operating income | $1,511,000 | 2,576 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $487,000 | 2,354 |
| Income before extraordinary items | $1,024,000 | 2,925 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,024,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $605,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,024,000 | 2,770 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 2,507 |
| Total interest expense | $606,000 | 3,721 |
| Net interest income | $2,315,000 | 2,110 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $119,000 | 5,479 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $88,000 | 3,860 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $1,651,000 | 2,351 |
| Salaries and employee benefits | $1,041,000 | 2,033 |
| Premises and equipment expense | $227,000 | 2,452 |
| Additional noninterest expense | $383,000 | 2,969 |
| Pre-tax net operating income | $753,000 | 2,589 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $270,000 | 2,196 |
| Income before extraordinary items | $483,000 | 3,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $483,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $302,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $483,000 | 2,886 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,612,000 | 2,454 |
| Total interest expense | $3,589,000 | 3,019 |
| Net interest income | $9,023,000 | 2,153 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $425,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $308,000 | 4,169 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 6,114 |
| Total noninterest expense | $6,214,000 | 2,385 |
| Salaries and employee benefits | $3,890,000 | 2,060 |
| Premises and equipment expense | $769,000 | 2,763 |
| Additional noninterest expense | $1,555,000 | 2,881 |
| Pre-tax net operating income | $3,114,000 | 2,427 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,058,000 | 2,124 |
| Income before extraordinary items | $2,056,000 | 2,738 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,056,000 | 2,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $1,175,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,056,000 | 2,648 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,463,000 | 2,541 |
| Total interest expense | $5,300,000 | 2,998 |
| Net interest income | $8,163,000 | 2,206 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $402,000 | 5,665 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $276,000 | 4,380 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $125,000 | 5,909 |
| Total noninterest expense | $5,426,000 | 2,609 |
| Salaries and employee benefits | $3,392,000 | 2,213 |
| Premises and equipment expense | $665,000 | 3,080 |
| Additional noninterest expense | $1,369,000 | 3,117 |
| Pre-tax net operating income | $3,064,000 | 2,219 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $783,000 | 2,470 |
| Income before extraordinary items | $2,281,000 | 2,261 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,281,000 | 2,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 9,444 |
| Cash dividends | $1,149,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,281,000 | 2,195 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,728,000 | 2,740 |
| Total interest expense | $5,127,000 | 3,241 |
| Net interest income | $7,601,000 | 2,342 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $319,000 | 6,138 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $173,000 | 5,458 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $146,000 | 5,537 |
| Total noninterest expense | $5,021,000 | 2,708 |
| Salaries and employee benefits | $3,157,000 | 2,259 |
| Premises and equipment expense | $657,000 | 3,042 |
| Additional noninterest expense | $1,207,000 | 3,414 |
| Pre-tax net operating income | $2,794,000 | 2,531 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $788,000 | 2,550 |
| Income before extraordinary items | $2,006,000 | 2,557 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,006,000 | 2,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $1,140,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,006,000 | 2,557 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,682,000 | 2,775 |
| Total interest expense | $4,289,000 | 3,382 |
| Net interest income | $7,393,000 | 2,386 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $311,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $140,000 | 6,013 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $171,000 | 5,297 |
| Total noninterest expense | $4,913,000 | 2,752 |
| Salaries and employee benefits | $3,248,000 | 2,161 |
| Premises and equipment expense | $516,000 | 3,666 |
| Additional noninterest expense | $1,149,000 | 3,580 |
| Pre-tax net operating income | $2,621,000 | 2,698 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $740,000 | 2,801 |
| Income before extraordinary items | $1,881,000 | 2,713 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,881,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,236 |
| Cash dividends | $1,132,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,881,000 | 2,684 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,916,000 | 2,960 |
| Total interest expense | $4,163,000 | 3,552 |
| Net interest income | $6,753,000 | 2,511 |
| Provision for loan and lease losses | $185,000 | 3,665 |
| Total noninterest income | $300,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $128,000 | 6,306 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $172,000 | 5,341 |
| Total noninterest expense | $4,489,000 | 2,899 |
| Salaries and employee benefits | $2,960,000 | 2,279 |
| Premises and equipment expense | $445,000 | 4,054 |
| Additional noninterest expense | $1,084,000 | 3,678 |
| Pre-tax net operating income | $2,379,000 | 2,909 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $568,000 | 3,542 |
| Income before extraordinary items | $1,811,000 | 2,781 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,811,000 | 2,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $1,107,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,811,000 | 2,702 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,571,000 | 3,069 |
| Total interest expense | $4,181,000 | 3,516 |
| Net interest income | $6,390,000 | 2,723 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $236,000 | 7,389 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $93,000 | 7,357 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $143,000 | 5,821 |
| Total noninterest expense | $4,381,000 | 2,895 |
| Salaries and employee benefits | $2,798,000 | 2,375 |
| Premises and equipment expense | $471,000 | 3,907 |
| Additional noninterest expense | $1,112,000 | 3,570 |
| Pre-tax net operating income | $2,185,000 | 3,260 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $504,000 | 4,189 |
| Income before extraordinary items | $1,681,000 | 3,017 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,681,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,930 |
| Cash dividends | $1,088,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,681,000 | 2,961 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,769,000 | 3,354 |
| Total interest expense | $3,749,000 | 3,934 |
| Net interest income | $6,020,000 | 2,948 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $273,000 | 7,285 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $159,000 | 6,316 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $114,000 | 6,754 |
| Total noninterest expense | $3,914,000 | 3,413 |
| Salaries and employee benefits | $2,551,000 | 2,632 |
| Premises and equipment expense | $419,000 | 4,367 |
| Additional noninterest expense | $944,000 | 4,609 |
| Pre-tax net operating income | $2,319,000 | 3,016 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $515,000 | 4,057 |
| Income before extraordinary items | $1,804,000 | 2,698 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,804,000 | 2,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 10,948 |
| Cash dividends | $1,080,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,804,000 | 2,655 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,331,000 | 3,495 |
| Total interest expense | $3,342,000 | 4,330 |
| Net interest income | $5,989,000 | 2,978 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $238,000 | 7,864 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $147,000 | 6,741 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $91,000 | 7,528 |
| Total noninterest expense | $3,755,000 | 3,514 |
| Salaries and employee benefits | $2,401,000 | 2,783 |
| Premises and equipment expense | $338,000 | 5,158 |
| Additional noninterest expense | $1,016,000 | 4,297 |
| Pre-tax net operating income | $2,412,000 | 2,950 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $651,000 | 3,442 |
| Income before extraordinary items | $1,761,000 | 2,799 |
| Extraordinary gains, net | $362,000 | 5 |
| Net income | $2,123,000 | 2,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $1,080,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,761,000 | 2,767 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,860,000 | 3,388 |
| Total interest expense | $2,582,000 | 4,514 |
| Net interest income | $6,278,000 | 2,881 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $270,000 | 7,657 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $147,000 | 6,969 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $123,000 | 6,852 |
| Total noninterest expense | $3,674,000 | 3,680 |
| Salaries and employee benefits | $2,326,000 | 2,845 |
| Premises and equipment expense | $278,000 | 6,034 |
| Additional noninterest expense | $1,070,000 | 4,447 |
| Pre-tax net operating income | $2,784,000 | 2,545 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $777,000 | 2,842 |
| Income before extraordinary items | $2,007,000 | 2,428 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,007,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,238 |
| Cash dividends | $1,260,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,007,000 | 2,439 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,934,000 | 3,443 |
| Total interest expense | $2,894,000 | 4,253 |
| Net interest income | $6,040,000 | 3,010 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $309,000 | 7,535 |
| Gross Fiduciary activities income | $1,000 | 1,605 |
| Service charges on deposit accounts | $163,000 | 6,770 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $145,000 | 6,670 |
| Total noninterest expense | $3,645,000 | 3,782 |
| Salaries and employee benefits | $2,206,000 | 2,976 |
| Premises and equipment expense | $309,000 | 5,704 |
| Additional noninterest expense | $1,130,000 | 4,430 |
| Pre-tax net operating income | $2,524,000 | 2,688 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $704,000 | 3,099 |
| Income before extraordinary items | $1,820,000 | 2,742 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,820,000 | 2,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 4,211 |
| Cash dividends | $882,000 | 1,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,820,000 | 2,586 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,379,000 | 3,720 |
| Total interest expense | $3,720,000 | 4,335 |
| Net interest income | $5,659,000 | 3,236 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $304,000 | 7,675 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $176,000 | 6,484 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $128,000 | 7,224 |
| Total noninterest expense | $3,567,000 | 3,868 |
| Salaries and employee benefits | $2,212,000 | 2,917 |
| Premises and equipment expense | $316,000 | 5,755 |
| Additional noninterest expense | $1,039,000 | 4,896 |
| Pre-tax net operating income | $2,216,000 | 2,813 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $558,000 | 3,642 |
| Income before extraordinary items | $1,658,000 | 2,780 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,658,000 | 2,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $864,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,658,000 | 2,569 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.