Home > Community Bank, North Mississippi > Net charge- offs to loans
Community Bank, North Mississippi, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 3,927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,396 |
| Percentage Net Loans Charged-off:Construction & development | -0.1936% | 4,896 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 1,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0549% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2915% | 2,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2915% | 2,209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 4,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 4,172 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 4,604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 1,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 1,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0756% | 4,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1335% | 2,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1335% | 2,647 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 3,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,817 |
| Percentage Net Loans Charged-off:Construction & development | -0.0201% | 4,630 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0971% | 4,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1858% | 2,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1858% | 2,223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | -0.0307% | 4,796 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 5,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0591% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0653% | 4,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2195% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2195% | 1,850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 4,886 |
| Percentage Net Loans Charged-off:Construction & development | -0.2796% | 5,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0448% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 2,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1231% | 1,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3199% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3199% | 2,195 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6709% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 3,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 2,543 |
| Percentage Net Loans Charged-off:Construction & development | -0.0326% | 4,735 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 1,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1739% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1600% | 2,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1600% | 2,495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9556% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 3,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.0310% | 4,818 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 1,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1094% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1445% | 2,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1445% | 2,349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5141% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | -0.0243% | 4,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0284% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1426% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0325% | 4,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0325% | 4,795 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2541% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2727% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 1.1926% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2808% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0714% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1394% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0604% | 2,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1323% | 5,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4140% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4140% | 1,711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6237% | 527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1678% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1696% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.3524% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3505% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1225% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 2,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 1,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3064% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3064% | 1,891 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5480% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1816% | 1,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1816% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.2575% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3899% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1925% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 2,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1131% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2529% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2529% | 1,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9441% | 364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 1,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0962% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | -0.0225% | 5,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2998% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 1,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 1,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0439% | 4,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2807% | 1,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2807% | 1,645 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1679% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3402% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3351% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 0.6435% | 525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5513% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1204% | 2,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4581% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 2,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5155% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1996% | 2,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1996% | 2,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2834% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1455% | 2,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 2,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.3866% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0997% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 2,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2560% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 3,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6898% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2759% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2759% | 2,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0394% | 387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 2,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0532% | 2,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.4242% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 5,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 5,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 5,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5634% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0926% | 2,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0926% | 2,761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9885% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1402% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1080% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.8888% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 5,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0439% | 6,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0499% | 6,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7060% | 576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0307% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0307% | 2,558 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7618% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1418% | 3,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1444% | 2,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.5586% | 1,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1980% | 1,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 6,137 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2828% | 4,911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 3,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 2,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2126% | 3,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2126% | 2,958 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3036% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1673% | 2,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1751% | 2,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.7617% | 848 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2580% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0613% | 6,369 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2919% | 4,949 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0286% | 6,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0161% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1920% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1920% | 2,784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3713% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1863% | 2,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2041% | 2,087 |
| Percentage Net Loans Charged-off:Construction & development | 1.1704% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1951% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0549% | 6,351 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4428% | 4,989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0120% | 2,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0458% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0458% | 3,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2350% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2319% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2424% | 1,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.6284% | 636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3915% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 2,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 2,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3376% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3376% | 1,818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2625% | 3,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2721% | 2,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.9797% | 1,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2029% | 2,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1571% | 3,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5397% | 984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1000% | 3,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0337% | 3,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3906% | 2,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3906% | 2,542 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0829% | 1,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2160% | 3,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2165% | 2,975 |
| Percentage Net Loans Charged-off:Construction & development | 1.2950% | 1,258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 6,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1346% | 3,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7124% | 765 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 3,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 3,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4306% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4306% | 2,180 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2558% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2579% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2801% | 2,528 |
| Percentage Net Loans Charged-off:Construction & development | 1.9886% | 973 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0421% | 6,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0829% | 3,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7240% | 698 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 6,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0559% | 2,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0748% | 3,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0748% | 3,330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3497% | 721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4396% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4875% | 1,625 |
| Percentage Net Loans Charged-off:Construction & development | 3.7009% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1580% | 6,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1494% | 2,346 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0283% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 2,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 5,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1486% | 2,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1486% | 2,498 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8194% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8644% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 4.9476% | 991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0665% | 3,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4518% | 2,374 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2295% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3201% | 2,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6767% | 2,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1876% | 4,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1690% | 3,906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0619% | 1,442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9967% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0321% | 1,400 |
| Percentage Net Loans Charged-off:Construction & development | 6.2987% | 711 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 6,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4972% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6287% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3036% | 2,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1025% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2117% | 3,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1864% | 3,461 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1808% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3682% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4610% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 9.0153% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 6,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5777% | 1,778 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4162% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2596% | 2,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0398% | 1,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0458% | 3,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0389% | 3,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5885% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7757% | 663 |
| Percentage Net Loans Charged-off:Construction & development | 10.9228% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 6,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4638% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8520% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 2,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2438% | 6,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3907% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3936% | 1,394 |
| Percentage Net Loans Charged-off:Construction & development | 3.7724% | 1,532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2506% | 2,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6150% | 456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4210% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0926% | 1,808 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6604% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4146% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1713% | 4,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0395% | 1,805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2975% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2446% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 3.5371% | 1,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2468% | 2,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3460% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1225% | 1,555 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5655% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3216% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0521% | 4,897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0487% | 6,466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3745% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2376% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | 4.0656% | 1,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3814% | 1,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9392% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1068% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7802% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1086% | 4,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6839% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3361% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 4.7055% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7649% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5086% | 1,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5979% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7680% | 290 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0914% | 6,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8793% | 2,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8301% | 2,168 |
| Percentage Net Loans Charged-off:Construction & development | 1.7051% | 2,206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2856% | 2,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8773% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0692% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7301% | 2,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8388% | 3,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0301% | 2,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0054% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9430% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 1.6690% | 1,863 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3830% | 1,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0881% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3385% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2465% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6456% | 3,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0383% | 1,759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4528% | 3,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3080% | 2,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.3246% | 2,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 2,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5926% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7391% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5245% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3597% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6868% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3906% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.1249% | 1,719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9559% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1922% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6563% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1760% | 3,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5345% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1172% | 5,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 4,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 1,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1391% | 2,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1790% | 2,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1224% | 3,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8007% | 2,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 4,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2089% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8615% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 5,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1983% | 4,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6803% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2694% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.4069% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4300% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4571% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6258% | 144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1290% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3138% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 3,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 1,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5524% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0585% | 7,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4832% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 2,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0761% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7032% | 132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0680% | 4,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0971% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2682% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2806% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3388% | 2,612 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 5,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 1,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1860% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1893% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2154% | 2,403 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5535% | 8,270 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4352% | 1,981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 7,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 1,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3106% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6345% | 8,287 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5865% | 1,949 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 5,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1213% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4145% | 8,055 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0756% | 7,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7701% | 8,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3193% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3876% | 316 |
| Percentage Net Loans Charged-off:Construction & development | 1.3149% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3570% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3609% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0338% | 7,797 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4303% | 2,101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0814% | 3,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1041% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2015% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2033% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0449% | 7,606 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1281% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1598% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2971% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2993% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0339% | 7,317 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4106% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5218% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5172% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6649% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6693% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1371% | 7,454 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1384% | 3,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2084% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3007% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3044% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3167% | 8,091 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0173% | 7,998 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1552% | 2,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2474% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3442% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3490% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3918% | 8,109 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0462% | 7,883 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8648% | 945 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2180% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3123% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4230% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4264% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5617% | 8,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2066% | 4,584 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7907% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2324% | 1,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3128% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4112% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4124% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5240% | 8,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3420% | 3,423 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2893% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 6,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 8,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 8,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 8,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3070% | 8,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5310% | 4,080 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1841% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 6,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 8,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 8,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 8,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2775% | 8,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4153% | 4,215 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1889% | 1,074 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 4,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0644% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0781% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1626% | 8,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4798% | 3,658 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1096% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1421% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1662% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1663% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1932% | 8,057 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8746% | 8,908 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1466% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5594% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 2,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0708% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2977% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3037% | 5,390 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6038% | 1,428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6232% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 2,412 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 2,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5063% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2484% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9028% | 921 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1153% | 4,349 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1373% | 4,108 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2037% | 3,427 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 5,741 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0317% | 7,562 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1638% | 11,405 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2637% | 3,318 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2206% | 5,114 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5385% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |