Home > Community Bank, Coast > Net charge- offs to loans
Community Bank, Coast, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2206% | 1,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1851% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0563% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4256% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1595% | 4,517 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 1,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1811% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 1,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5943% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3372% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3372% | 2,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2936% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2507% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 0.1108% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5678% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1598% | 4,548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2503% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 1,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8004% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3550% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3550% | 1,855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2486% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1880% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 0.1521% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3898% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1602% | 4,577 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3876% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 1,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9277% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3762% | 1,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3762% | 1,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0723% | 5,335 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2518% | 5,667 |
| Percentage Net Loans Charged-off:Construction & development | -0.0379% | 4,822 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6268% | 5,664 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1580% | 4,620 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9160% | 201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3825% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3825% | 1,505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2014% | 1,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1767% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.1510% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1073% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1470% | 4,680 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2805% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4989% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2602% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1905% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7054% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7054% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9261% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2630% | 888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2397% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 0.2062% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1427% | 580 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1450% | 4,704 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3816% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6778% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3543% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2583% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7284% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7284% | 1,055 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.6699% | 120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2415% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2076% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.3121% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0726% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1441% | 4,733 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3477% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0393% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2846% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3261% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8029% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8029% | 918 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.5263% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2513% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2172% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 0.6422% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1532% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1141% | 4,756 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1978% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2156% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1329% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1083% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1083% | 663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1223% | 1,403 |
| Percentage Net Loans Charged-off:Construction & development | -0.0269% | 4,808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2706% | 4,871 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3113% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6706% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2775% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1271% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2758% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2758% | 2,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 24.3902% | 63 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1208% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1226% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | -0.0290% | 4,897 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 5,229 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3123% | 4,916 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3616% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5051% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3480% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0793% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1286% | 2,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1286% | 2,632 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.0049% | 93 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1228% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.0287% | 4,965 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 5,327 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4264% | 4,954 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3844% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4213% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1209% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0757% | 2,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0757% | 2,655 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.3333% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1609% | 1,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1799% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0143% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 5,449 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1308% | 4,946 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5006% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5494% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0341% | 5,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0341% | 4,953 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.0213% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2005% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1840% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.2399% | 5,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4956% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0135% | 396 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0578% | 6,010 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4317% | 4,787 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 2,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4275% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2452% | 2,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2452% | 2,524 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2224% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2156% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | -0.4833% | 5,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6275% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0542% | 313 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0794% | 6,110 |
| Percentage Net Loans Charged-off: Home equity loans | -2.0069% | 4,835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 2,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4772% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0258% | 3,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0258% | 3,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3302% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3378% | 907 |
| Percentage Net Loans Charged-off:Construction & development | -0.1098% | 5,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5271% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1351% | 5,130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3006% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3246% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3564% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1409% | 2,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1409% | 2,526 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.5455% | 5,962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 3,653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 5,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.1934% | 5,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1351% | 5,159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0682% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0736% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1051% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1051% | 2,345 |
| Percentage Net Loans Charged-off: All other loans and lease | -7.4074% | 5,978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1425% | 3,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1195% | 2,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.3178% | 1,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0908% | 2,120 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2698% | 5,317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1398% | 2,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5265% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1087% | 2,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2635% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4523% | 2,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4523% | 2,074 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1551% | 200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1659% | 2,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1446% | 2,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.4305% | 1,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1161% | 1,754 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3211% | 5,368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1414% | 2,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7047% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0954% | 2,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3540% | 1,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3307% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3307% | 2,232 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2792% | 160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1963% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1970% | 2,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.5349% | 872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1239% | 1,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2065% | 1,977 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0643% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1358% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1825% | 1,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1690% | 2,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1690% | 2,651 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1710% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2397% | 2,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2733% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.1489% | 823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2306% | 939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4415% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1438% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2998% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0624% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2676% | 6,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2676% | 6,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0808% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4429% | 2,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4208% | 2,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.3994% | 1,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1766% | 2,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8525% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5108% | 1,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8753% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7459% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4789% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4789% | 2,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6793% | 666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2931% | 2,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2660% | 2,735 |
| Percentage Net Loans Charged-off:Construction & development | -0.0513% | 6,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1194% | 2,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6647% | 1,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6805% | 791 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6637% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9435% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0978% | 3,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0978% | 3,553 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2312% | 3,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2836% | 2,511 |
| Percentage Net Loans Charged-off:Construction & development | -0.0605% | 6,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0943% | 2,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0927% | 535 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7368% | 1,223 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0010% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7188% | 1,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4025% | 6,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0366% | 3,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0366% | 3,502 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3636% | 6,447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0280% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1987% | 779 |
| Percentage Net Loans Charged-off:Construction & development | -0.0441% | 6,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.5506% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1946% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2797% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8293% | 6,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0970% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0970% | 2,635 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8983% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9624% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 2.7826% | 1,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1770% | 2,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6754% | 378 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7392% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7916% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3759% | 2,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3806% | 3,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3505% | 3,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7225% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7323% | 2,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7779% | 1,817 |
| Percentage Net Loans Charged-off:Construction & development | 1.6518% | 1,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1415% | 2,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5655% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5623% | 1,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6022% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4969% | 2,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2221% | 3,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2006% | 3,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9712% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5168% | 2,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5957% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | 2.2886% | 1,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2129% | 2,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3738% | 2,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4009% | 2,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0747% | 6,321 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1874% | 6,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1639% | 6,609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8955% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0197% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | 4.4289% | 680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7670% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8255% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1458% | 6,527 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1018% | 6,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0842% | 6,117 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4322% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5234% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | 3.3384% | 1,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6351% | 1,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2846% | 492 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2715% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3167% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0786% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7667% | 2,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5066% | 3,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1890% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2349% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 1.1600% | 2,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8452% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0746% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2216% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8633% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9735% | 2,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5748% | 2,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7779% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7667% | 1,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.3177% | 2,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2760% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5170% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9464% | 2,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8099% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1234% | 4,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0539% | 3,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.1324% | 1,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 2,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1915% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4737% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1397% | 5,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0922% | 4,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.1035% | 3,347 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1701% | 7,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4352% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8954% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2725% | 2,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1246% | 4,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1427% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2960% | 1,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 5,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0839% | 4,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.1088% | 2,928 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2189% | 7,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4704% | 1,851 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5752% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2364% | 2,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2224% | 3,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0808% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5537% | 1,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1293% | 4,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0786% | 3,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.1466% | 2,460 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3258% | 7,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5624% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9516% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1924% | 2,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3468% | 2,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8520% | 2,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 3,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 3,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0464% | 1,800 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1039% | 7,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3502% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3879% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2586% | 2,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0134% | 2,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 6,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0574% | 4,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0830% | 2,644 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0946% | 7,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2621% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2890% | 1,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0861% | 4,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1643% | 5,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -13.5830% | 7,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0328% | 7,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 7,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0940% | 1,972 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0897% | 7,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0636% | 3,462 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1996% | 7,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -19.4368% | 7,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0628% | 7,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0422% | 8,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1016% | 8,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0967% | 2,674 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2085% | 7,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -36.5739% | 7,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1055% | 8,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0410% | 8,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1018% | 8,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0741% | 7,256 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2941% | 7,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -100.0000% | 7,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 5,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 3,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0473% | 1,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1378% | 3,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0739% | 5,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 5,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2080% | 2,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1202% | 4,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 4,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0682% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1803% | 3,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 6,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 3,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0546% | 5,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 5,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 2,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0185% | 5,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 4,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0741% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0292% | 4,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 3,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1661% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1205% | 3,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 5,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5048% | 1,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0497% | 5,967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 6,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0224% | 5,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 5,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0352% | 5,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 6,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0840% | 7,642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 6,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3051% | 4,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4032% | 890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 5,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1676% | 2,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3089% | 4,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5998% | 658 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 3,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2587% | 2,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1390% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6644% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 3,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0983% | 1,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 4,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0978% | 1,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0760% | 1,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1674% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1781% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3312% | 5,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1016% | 4,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0906% | 1,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1021% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0950% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1010% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4508% | 4,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 4,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0927% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1571% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2181% | 4,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1832% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1861% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3145% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4559% | 3,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 6,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 3,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 3,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 2,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0703% | 4,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5243% | 4,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0593% | 9,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9211% | 8,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0251% | 7,157 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 4,475 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0317% | 6,636 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 5,264 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 6,821 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |