Home > Community Bank and Trust of Florida > Income and Expense
Community Bank and Trust of Florida, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $19,446,000 | 1,225 |
| Total interest expense | $3,114,000 | 1,444 |
| Net interest income | $16,332,000 | 1,178 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $4,010,000 | 1,063 |
| Gross Fiduciary activities income | $1,013,000 | 408 |
| Service charges on deposit accounts | $767,000 | 1,129 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $2,230,000 | 1,205 |
| Total noninterest expense | $14,037,000 | 1,141 |
| Salaries and employee benefits | $8,273,000 | 1,118 |
| Premises and equipment expense | $1,830,000 | 997 |
| Additional noninterest expense | $3,934,000 | 1,191 |
| Pre-tax net operating income | $6,305,000 | 1,213 |
| Securities gains (losses) | $4,000 | 1,882 |
| Applicable income taxes | $1,152,000 | 1,123 |
| Income before extraordinary items | $5,157,000 | 1,276 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,157,000 | 1,277 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,157,000 | 1,278 |
| Net charge-offs | $-136,000 | 5,024 |
| Cash dividends | $7,510,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $5,153,720 | 1,257 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,933,000 | 1,223 |
| Total interest expense | $2,074,000 | 1,419 |
| Net interest income | $10,859,000 | 1,188 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $2,651,000 | 1,045 |
| Gross Fiduciary activities income | $664,000 | 412 |
| Service charges on deposit accounts | $502,000 | 1,135 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,485,000 | 1,173 |
| Total noninterest expense | $9,347,000 | 1,135 |
| Salaries and employee benefits | $5,437,000 | 1,130 |
| Premises and equipment expense | $1,203,000 | 1,017 |
| Additional noninterest expense | $2,707,000 | 1,175 |
| Pre-tax net operating income | $4,163,000 | 1,194 |
| Securities gains (losses) | $4,000 | 1,415 |
| Applicable income taxes | $791,000 | 1,066 |
| Income before extraordinary items | $3,376,000 | 1,270 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,376,000 | 1,270 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,376,000 | 1,270 |
| Net charge-offs | $-81,000 | 5,016 |
| Cash dividends | $1,910,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,372,760 | 1,247 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,392,000 | 1,218 |
| Total interest expense | $1,032,000 | 1,401 |
| Net interest income | $5,360,000 | 1,203 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,290,000 | 1,037 |
| Gross Fiduciary activities income | $321,000 | 419 |
| Service charges on deposit accounts | $245,000 | 1,150 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $724,000 | 1,143 |
| Total noninterest expense | $4,664,000 | 1,143 |
| Salaries and employee benefits | $2,749,000 | 1,122 |
| Premises and equipment expense | $592,000 | 1,036 |
| Additional noninterest expense | $1,323,000 | 1,189 |
| Pre-tax net operating income | $1,986,000 | 1,225 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $368,000 | 1,103 |
| Income before extraordinary items | $1,618,000 | 1,286 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,618,000 | 1,285 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,618,000 | 1,285 |
| Net charge-offs | $-48,000 | 5,061 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,618,000 | 1,264 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $23,781,000 | 1,241 |
| Total interest expense | $2,571,000 | 1,608 |
| Net interest income | $21,210,000 | 1,176 |
| Provision for loan and lease losses | $-1,350,000 | 5,353 |
| Total noninterest income | $5,391,000 | 1,043 |
| Gross Fiduciary activities income | $1,368,000 | 413 |
| Service charges on deposit accounts | $964,000 | 1,197 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,059,000 | 1,128 |
| Total noninterest expense | $18,207,000 | 1,146 |
| Salaries and employee benefits | $11,024,000 | 1,090 |
| Premises and equipment expense | $2,371,000 | 1,024 |
| Additional noninterest expense | $4,812,000 | 1,282 |
| Pre-tax net operating income | $9,744,000 | 1,054 |
| Securities gains (losses) | $11,000 | 694 |
| Applicable income taxes | $1,918,000 | 896 |
| Income before extraordinary items | $7,837,000 | 1,104 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,837,000 | 1,103 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,837,000 | 1,103 |
| Net charge-offs | $-1,077,000 | 5,365 |
| Cash dividends | $2,550,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $7,828,200 | 1,102 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $17,493,000 | 1,248 |
| Total interest expense | $1,771,000 | 1,643 |
| Net interest income | $15,722,000 | 1,188 |
| Provision for loan and lease losses | $-1,350,000 | 5,430 |
| Total noninterest income | $3,951,000 | 1,069 |
| Gross Fiduciary activities income | $988,000 | 420 |
| Service charges on deposit accounts | $696,000 | 1,237 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,267,000 | 1,153 |
| Total noninterest expense | $13,590,000 | 1,150 |
| Salaries and employee benefits | $8,265,000 | 1,085 |
| Premises and equipment expense | $1,771,000 | 1,022 |
| Additional noninterest expense | $3,554,000 | 1,310 |
| Pre-tax net operating income | $7,433,000 | 1,051 |
| Securities gains (losses) | $11,000 | 687 |
| Applicable income taxes | $1,467,000 | 905 |
| Income before extraordinary items | $5,977,000 | 1,098 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,977,000 | 1,097 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,977,000 | 1,097 |
| Net charge-offs | $-1,028,000 | 5,439 |
| Cash dividends | $2,350,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,968,200 | 1,090 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,537,000 | 1,239 |
| Total interest expense | $1,097,000 | 1,654 |
| Net interest income | $10,440,000 | 1,188 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $2,543,000 | 1,086 |
| Gross Fiduciary activities income | $618,000 | 428 |
| Service charges on deposit accounts | $438,000 | 1,286 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,487,000 | 1,168 |
| Total noninterest expense | $8,872,000 | 1,173 |
| Salaries and employee benefits | $5,282,000 | 1,139 |
| Premises and equipment expense | $1,169,000 | 1,030 |
| Additional noninterest expense | $2,421,000 | 1,282 |
| Pre-tax net operating income | $4,111,000 | 1,195 |
| Securities gains (losses) | $11,000 | 582 |
| Applicable income taxes | $761,000 | 1,052 |
| Income before extraordinary items | $3,361,000 | 1,234 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,361,000 | 1,233 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,361,000 | 1,233 |
| Net charge-offs | $-846,000 | 5,499 |
| Cash dividends | $1,850,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,351,980 | 1,232 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,668,000 | 1,250 |
| Total interest expense | $500,000 | 1,713 |
| Net interest income | $5,168,000 | 1,192 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $1,293,000 | 1,068 |
| Gross Fiduciary activities income | $295,000 | 438 |
| Service charges on deposit accounts | $205,000 | 1,357 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $793,000 | 1,090 |
| Total noninterest expense | $4,380,000 | 1,180 |
| Salaries and employee benefits | $2,614,000 | 1,150 |
| Premises and equipment expense | $589,000 | 1,037 |
| Additional noninterest expense | $1,177,000 | 1,308 |
| Pre-tax net operating income | $2,081,000 | 1,161 |
| Securities gains (losses) | $11,000 | 426 |
| Applicable income taxes | $381,000 | 1,036 |
| Income before extraordinary items | $1,711,000 | 1,188 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,711,000 | 1,187 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,711,000 | 1,188 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,701,980 | 1,180 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $21,928,000 | 1,251 |
| Total interest expense | $1,878,000 | 1,606 |
| Net interest income | $20,050,000 | 1,211 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $4,517,000 | 1,189 |
| Gross Fiduciary activities income | $1,085,000 | 443 |
| Service charges on deposit accounts | $810,000 | 1,401 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,622,000 | 1,286 |
| Total noninterest expense | $16,749,000 | 1,211 |
| Salaries and employee benefits | $9,842,000 | 1,180 |
| Premises and equipment expense | $2,350,000 | 1,017 |
| Additional noninterest expense | $4,557,000 | 1,342 |
| Pre-tax net operating income | $7,818,000 | 1,200 |
| Securities gains (losses) | $4,000 | 1,851 |
| Applicable income taxes | $2,623,000 | 1,062 |
| Income before extraordinary items | $5,199,000 | 1,306 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,199,000 | 1,306 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,199,000 | 1,306 |
| Net charge-offs | $-131,000 | 5,364 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,196,360 | 1,293 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $16,177,000 | 1,268 |
| Total interest expense | $1,389,000 | 1,614 |
| Net interest income | $14,788,000 | 1,232 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $3,416,000 | 1,213 |
| Gross Fiduciary activities income | $778,000 | 455 |
| Service charges on deposit accounts | $613,000 | 1,397 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,025,000 | 1,272 |
| Total noninterest expense | $12,668,000 | 1,212 |
| Salaries and employee benefits | $7,446,000 | 1,176 |
| Premises and equipment expense | $1,764,000 | 1,019 |
| Additional noninterest expense | $3,458,000 | 1,326 |
| Pre-tax net operating income | $5,536,000 | 1,275 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,371,000 | 1,192 |
| Income before extraordinary items | $4,165,000 | 1,340 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,165,000 | 1,339 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,165,000 | 1,340 |
| Net charge-offs | $-54,000 | 5,183 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,165,000 | 1,321 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,581,000 | 1,282 |
| Total interest expense | $902,000 | 1,609 |
| Net interest income | $9,679,000 | 1,250 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $2,269,000 | 1,210 |
| Gross Fiduciary activities income | $511,000 | 455 |
| Service charges on deposit accounts | $403,000 | 1,404 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,355,000 | 1,267 |
| Total noninterest expense | $8,393,000 | 1,225 |
| Salaries and employee benefits | $4,898,000 | 1,190 |
| Premises and equipment expense | $1,123,000 | 1,062 |
| Additional noninterest expense | $2,372,000 | 1,294 |
| Pre-tax net operating income | $3,555,000 | 1,303 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $875,000 | 1,204 |
| Income before extraordinary items | $2,680,000 | 1,362 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,680,000 | 1,361 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,680,000 | 1,362 |
| Net charge-offs | $-47,000 | 5,271 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,680,000 | 1,342 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,073,000 | 1,316 |
| Total interest expense | $443,000 | 1,613 |
| Net interest income | $4,630,000 | 1,285 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,160,000 | 1,182 |
| Gross Fiduciary activities income | $251,000 | 465 |
| Service charges on deposit accounts | $202,000 | 1,403 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $707,000 | 1,217 |
| Total noninterest expense | $4,151,000 | 1,241 |
| Salaries and employee benefits | $2,388,000 | 1,222 |
| Premises and equipment expense | $553,000 | 1,081 |
| Additional noninterest expense | $1,210,000 | 1,277 |
| Pre-tax net operating income | $1,639,000 | 1,355 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $389,000 | 1,265 |
| Income before extraordinary items | $1,250,000 | 1,418 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,250,000 | 1,418 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,250,000 | 1,418 |
| Net charge-offs | $-58,000 | 5,504 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,250,000 | 1,401 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $20,220,000 | 1,285 |
| Total interest expense | $1,735,000 | 1,584 |
| Net interest income | $18,485,000 | 1,250 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $4,432,000 | 1,249 |
| Gross Fiduciary activities income | $1,030,000 | 450 |
| Service charges on deposit accounts | $761,000 | 1,503 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,641,000 | 1,316 |
| Total noninterest expense | $16,140,000 | 1,243 |
| Salaries and employee benefits | $9,030,000 | 1,246 |
| Premises and equipment expense | $2,280,000 | 1,037 |
| Additional noninterest expense | $4,830,000 | 1,300 |
| Pre-tax net operating income | $6,777,000 | 1,279 |
| Securities gains (losses) | $5,000 | 2,878 |
| Applicable income taxes | $1,628,000 | 1,208 |
| Income before extraordinary items | $5,154,000 | 1,352 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,154,000 | 1,350 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,154,000 | 1,351 |
| Net charge-offs | $31,000 | 3,435 |
| Cash dividends | $4,700,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,150,200 | 1,319 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,047,000 | 1,305 |
| Total interest expense | $1,293,000 | 1,600 |
| Net interest income | $13,754,000 | 1,267 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $3,373,000 | 1,235 |
| Gross Fiduciary activities income | $785,000 | 448 |
| Service charges on deposit accounts | $550,000 | 1,552 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,038,000 | 1,297 |
| Total noninterest expense | $12,176,000 | 1,241 |
| Salaries and employee benefits | $6,738,000 | 1,253 |
| Premises and equipment expense | $1,730,000 | 1,022 |
| Additional noninterest expense | $3,708,000 | 1,275 |
| Pre-tax net operating income | $4,951,000 | 1,331 |
| Securities gains (losses) | $50,000 | 1,770 |
| Applicable income taxes | $1,181,000 | 1,268 |
| Income before extraordinary items | $3,820,000 | 1,385 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,820,000 | 1,386 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,820,000 | 1,386 |
| Net charge-offs | $-153,000 | 5,679 |
| Cash dividends | $4,700,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,782,000 | 1,358 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,026,000 | 1,308 |
| Total interest expense | $858,000 | 1,602 |
| Net interest income | $9,168,000 | 1,273 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $2,324,000 | 1,191 |
| Gross Fiduciary activities income | $531,000 | 451 |
| Service charges on deposit accounts | $359,000 | 1,564 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,434,000 | 1,227 |
| Total noninterest expense | $8,057,000 | 1,248 |
| Salaries and employee benefits | $4,453,000 | 1,273 |
| Premises and equipment expense | $1,160,000 | 1,028 |
| Additional noninterest expense | $2,444,000 | 1,297 |
| Pre-tax net operating income | $3,435,000 | 1,277 |
| Securities gains (losses) | $50,000 | 1,421 |
| Applicable income taxes | $860,000 | 1,203 |
| Income before extraordinary items | $2,625,000 | 1,351 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,625,000 | 1,350 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,625,000 | 1,351 |
| Net charge-offs | $-92,000 | 5,687 |
| Cash dividends | $4,700,000 | 378 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,587,500 | 1,319 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 1,320 |
| Total interest expense | $433,000 | 1,592 |
| Net interest income | $4,493,000 | 1,291 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,019,000 | 1,288 |
| Gross Fiduciary activities income | $245,000 | 462 |
| Service charges on deposit accounts | $180,000 | 1,553 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $594,000 | 1,358 |
| Total noninterest expense | $3,999,000 | 1,266 |
| Salaries and employee benefits | $2,178,000 | 1,289 |
| Premises and equipment expense | $583,000 | 1,032 |
| Additional noninterest expense | $1,238,000 | 1,272 |
| Pre-tax net operating income | $1,513,000 | 1,396 |
| Securities gains (losses) | $28,000 | 1,083 |
| Applicable income taxes | $356,000 | 1,330 |
| Income before extraordinary items | $1,185,000 | 1,428 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,185,000 | 1,428 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,185,000 | 1,429 |
| Net charge-offs | $-67,000 | 5,807 |
| Cash dividends | $700,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,163,440 | 1,410 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,386,000 | 1,310 |
| Total interest expense | $1,764,000 | 1,547 |
| Net interest income | $17,622,000 | 1,282 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $4,036,000 | 1,288 |
| Gross Fiduciary activities income | $1,026,000 | 457 |
| Service charges on deposit accounts | $683,000 | 1,683 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,327,000 | 1,359 |
| Total noninterest expense | $15,886,000 | 1,248 |
| Salaries and employee benefits | $8,438,000 | 1,291 |
| Premises and equipment expense | $2,208,000 | 1,076 |
| Additional noninterest expense | $5,240,000 | 1,224 |
| Pre-tax net operating income | $5,772,000 | 1,401 |
| Securities gains (losses) | $128,000 | 1,016 |
| Applicable income taxes | $1,209,000 | 1,420 |
| Income before extraordinary items | $4,691,000 | 1,416 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,691,000 | 1,416 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,691,000 | 1,416 |
| Net charge-offs | $1,217,000 | 580 |
| Cash dividends | $7,546,000 | 475 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,588,600 | 1,424 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,472,000 | 1,328 |
| Total interest expense | $1,328,000 | 1,555 |
| Net interest income | $13,144,000 | 1,297 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,992,000 | 1,324 |
| Gross Fiduciary activities income | $767,000 | 455 |
| Service charges on deposit accounts | $506,000 | 1,708 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,719,000 | 1,389 |
| Total noninterest expense | $11,862,000 | 1,261 |
| Salaries and employee benefits | $6,322,000 | 1,302 |
| Premises and equipment expense | $1,653,000 | 1,094 |
| Additional noninterest expense | $3,887,000 | 1,239 |
| Pre-tax net operating income | $4,274,000 | 1,447 |
| Securities gains (losses) | $86,000 | 1,121 |
| Applicable income taxes | $839,000 | 1,545 |
| Income before extraordinary items | $3,521,000 | 1,435 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,521,000 | 1,436 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,521,000 | 1,436 |
| Net charge-offs | $1,083,000 | 467 |
| Cash dividends | $7,546,000 | 346 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,451,340 | 1,429 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,655,000 | 1,332 |
| Total interest expense | $886,000 | 1,562 |
| Net interest income | $8,769,000 | 1,299 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $2,028,000 | 1,313 |
| Gross Fiduciary activities income | $489,000 | 469 |
| Service charges on deposit accounts | $346,000 | 1,652 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,193,000 | 1,383 |
| Total noninterest expense | $7,681,000 | 1,294 |
| Salaries and employee benefits | $4,193,000 | 1,315 |
| Premises and equipment expense | $1,102,000 | 1,096 |
| Additional noninterest expense | $2,386,000 | 1,320 |
| Pre-tax net operating income | $3,116,000 | 1,333 |
| Securities gains (losses) | $69,000 | 1,046 |
| Applicable income taxes | $663,000 | 1,367 |
| Income before extraordinary items | $2,522,000 | 1,334 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,522,000 | 1,336 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,522,000 | 1,335 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $200,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,467,490 | 1,319 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 1,333 |
| Total interest expense | $445,000 | 1,560 |
| Net interest income | $4,349,000 | 1,305 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $967,000 | 1,325 |
| Gross Fiduciary activities income | $242,000 | 480 |
| Service charges on deposit accounts | $180,000 | 1,582 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $545,000 | 1,419 |
| Total noninterest expense | $3,784,000 | 1,311 |
| Salaries and employee benefits | $2,103,000 | 1,316 |
| Premises and equipment expense | $540,000 | 1,124 |
| Additional noninterest expense | $1,141,000 | 1,352 |
| Pre-tax net operating income | $1,532,000 | 1,308 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $275,000 | 1,532 |
| Income before extraordinary items | $1,260,000 | 1,316 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,260,000 | 1,318 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,260,000 | 1,318 |
| Net charge-offs | $-155,000 | 6,200 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,257,540 | 1,276 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,549,000 | 1,295 |
| Total interest expense | $2,042,000 | 1,448 |
| Net interest income | $17,507,000 | 1,279 |
| Provision for loan and lease losses | $-1,750,000 | 6,403 |
| Total noninterest income | $3,597,000 | 1,372 |
| Gross Fiduciary activities income | $924,000 | 477 |
| Service charges on deposit accounts | $723,000 | 1,710 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,950,000 | 1,488 |
| Total noninterest expense | $14,798,000 | 1,321 |
| Salaries and employee benefits | $8,136,000 | 1,305 |
| Premises and equipment expense | $2,019,000 | 1,183 |
| Additional noninterest expense | $4,643,000 | 1,383 |
| Pre-tax net operating income | $8,056,000 | 1,020 |
| Securities gains (losses) | $94,000 | 1,297 |
| Applicable income taxes | $2,183,000 | 918 |
| Income before extraordinary items | $5,967,000 | 1,108 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,967,000 | 1,107 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,967,000 | 1,108 |
| Net charge-offs | $332,000 | 1,906 |
| Cash dividends | $11,841,000 | 299 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,898,380 | 1,089 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,704,000 | 1,297 |
| Total interest expense | $1,578,000 | 1,412 |
| Net interest income | $13,126,000 | 1,284 |
| Provision for loan and lease losses | $-1,750,000 | 6,511 |
| Total noninterest income | $2,630,000 | 1,405 |
| Gross Fiduciary activities income | $671,000 | 484 |
| Service charges on deposit accounts | $528,000 | 1,750 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,431,000 | 1,502 |
| Total noninterest expense | $11,099,000 | 1,339 |
| Salaries and employee benefits | $6,097,000 | 1,307 |
| Premises and equipment expense | $1,499,000 | 1,201 |
| Additional noninterest expense | $3,503,000 | 1,381 |
| Pre-tax net operating income | $6,407,000 | 983 |
| Securities gains (losses) | $98,000 | 1,009 |
| Applicable income taxes | $1,844,000 | 860 |
| Income before extraordinary items | $4,661,000 | 1,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,661,000 | 1,072 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,661,000 | 1,072 |
| Net charge-offs | $-66,000 | 6,114 |
| Cash dividends | $11,091,000 | 238 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,590,440 | 1,064 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,809,000 | 1,286 |
| Total interest expense | $1,076,000 | 1,382 |
| Net interest income | $8,733,000 | 1,276 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $1,725,000 | 1,407 |
| Gross Fiduciary activities income | $450,000 | 482 |
| Service charges on deposit accounts | $346,000 | 1,758 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $929,000 | 1,528 |
| Total noninterest expense | $7,314,000 | 1,348 |
| Salaries and employee benefits | $4,030,000 | 1,318 |
| Premises and equipment expense | $938,000 | 1,279 |
| Additional noninterest expense | $2,346,000 | 1,372 |
| Pre-tax net operating income | $3,094,000 | 1,260 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $776,000 | 1,158 |
| Income before extraordinary items | $2,322,000 | 1,352 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,322,000 | 1,353 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,322,000 | 1,354 |
| Net charge-offs | $254,000 | 1,389 |
| Cash dividends | $1,091,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,319,000 | 1,334 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 1,295 |
| Total interest expense | $523,000 | 1,448 |
| Net interest income | $4,350,000 | 1,279 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $859,000 | 1,381 |
| Gross Fiduciary activities income | $217,000 | 500 |
| Service charges on deposit accounts | $160,000 | 1,844 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $482,000 | 1,455 |
| Total noninterest expense | $3,624,000 | 1,368 |
| Salaries and employee benefits | $2,043,000 | 1,320 |
| Premises and equipment expense | $443,000 | 1,382 |
| Additional noninterest expense | $1,138,000 | 1,399 |
| Pre-tax net operating income | $1,535,000 | 1,223 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $387,000 | 1,108 |
| Income before extraordinary items | $1,152,000 | 1,313 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,152,000 | 1,315 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,152,000 | 1,315 |
| Net charge-offs | $189,000 | 984 |
| Cash dividends | $941,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,149,000 | 1,289 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,929,000 | 1,272 |
| Total interest expense | $2,351,000 | 1,452 |
| Net interest income | $17,578,000 | 1,255 |
| Provision for loan and lease losses | $1,332,000 | 875 |
| Total noninterest income | $3,883,000 | 1,343 |
| Gross Fiduciary activities income | $819,000 | 499 |
| Service charges on deposit accounts | $710,000 | 1,810 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,354,000 | 1,355 |
| Total noninterest expense | $13,613,000 | 1,440 |
| Salaries and employee benefits | $7,544,000 | 1,391 |
| Premises and equipment expense | $1,599,000 | 1,490 |
| Additional noninterest expense | $4,470,000 | 1,483 |
| Pre-tax net operating income | $6,516,000 | 1,135 |
| Securities gains (losses) | $131,000 | 1,150 |
| Applicable income taxes | $1,871,000 | 947 |
| Income before extraordinary items | $4,776,000 | 1,274 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,776,000 | 1,276 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,776,000 | 1,277 |
| Net charge-offs | $2,704,000 | 594 |
| Cash dividends | $8,425,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,681,680 | 1,278 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,993,000 | 1,270 |
| Total interest expense | $1,799,000 | 1,462 |
| Net interest income | $13,194,000 | 1,248 |
| Provision for loan and lease losses | $900,000 | 951 |
| Total noninterest income | $2,795,000 | 1,410 |
| Gross Fiduciary activities income | $605,000 | 500 |
| Service charges on deposit accounts | $529,000 | 1,821 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,661,000 | 1,444 |
| Total noninterest expense | $10,108,000 | 1,459 |
| Salaries and employee benefits | $5,580,000 | 1,417 |
| Premises and equipment expense | $1,217,000 | 1,477 |
| Additional noninterest expense | $3,311,000 | 1,498 |
| Pre-tax net operating income | $4,981,000 | 1,145 |
| Securities gains (losses) | $125,000 | 1,071 |
| Applicable income taxes | $1,464,000 | 948 |
| Income before extraordinary items | $3,642,000 | 1,261 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,642,000 | 1,262 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,642,000 | 1,263 |
| Net charge-offs | $1,466,000 | 756 |
| Cash dividends | $1,425,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,553,250 | 1,265 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,058,000 | 1,258 |
| Total interest expense | $1,222,000 | 1,467 |
| Net interest income | $8,836,000 | 1,232 |
| Provision for loan and lease losses | $600,000 | 990 |
| Total noninterest income | $1,947,000 | 1,375 |
| Gross Fiduciary activities income | $398,000 | 508 |
| Service charges on deposit accounts | $356,000 | 1,787 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,193,000 | 1,403 |
| Total noninterest expense | $6,766,000 | 1,457 |
| Salaries and employee benefits | $3,744,000 | 1,404 |
| Premises and equipment expense | $809,000 | 1,490 |
| Additional noninterest expense | $2,213,000 | 1,471 |
| Pre-tax net operating income | $3,417,000 | 1,098 |
| Securities gains (losses) | $125,000 | 970 |
| Applicable income taxes | $1,048,000 | 905 |
| Income before extraordinary items | $2,494,000 | 1,225 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,494,000 | 1,227 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,494,000 | 1,228 |
| Net charge-offs | $1,640,000 | 536 |
| Cash dividends | $950,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,406,500 | 1,208 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 1,263 |
| Total interest expense | $608,000 | 1,523 |
| Net interest income | $4,452,000 | 1,223 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $974,000 | 1,383 |
| Gross Fiduciary activities income | $197,000 | 523 |
| Service charges on deposit accounts | $173,000 | 1,823 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $604,000 | 1,383 |
| Total noninterest expense | $3,380,000 | 1,466 |
| Salaries and employee benefits | $1,882,000 | 1,413 |
| Premises and equipment expense | $396,000 | 1,538 |
| Additional noninterest expense | $1,102,000 | 1,472 |
| Pre-tax net operating income | $1,746,000 | 1,059 |
| Securities gains (losses) | $33,000 | 1,098 |
| Applicable income taxes | $534,000 | 859 |
| Income before extraordinary items | $1,245,000 | 1,200 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,245,000 | 1,202 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,245,000 | 1,202 |
| Net charge-offs | $160,000 | 1,529 |
| Cash dividends | $350,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,221,900 | 1,167 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,097,000 | 1,260 |
| Total interest expense | $2,850,000 | 1,558 |
| Net interest income | $18,247,000 | 1,214 |
| Provision for loan and lease losses | $2,650,000 | 853 |
| Total noninterest income | $3,344,000 | 1,525 |
| Gross Fiduciary activities income | $819,000 | 492 |
| Service charges on deposit accounts | $699,000 | 1,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,826,000 | 1,628 |
| Total noninterest expense | $12,778,000 | 1,527 |
| Salaries and employee benefits | $7,108,000 | 1,436 |
| Premises and equipment expense | $1,487,000 | 1,591 |
| Additional noninterest expense | $4,183,000 | 1,617 |
| Pre-tax net operating income | $6,163,000 | 1,153 |
| Securities gains (losses) | $1,095,000 | 474 |
| Applicable income taxes | $2,290,000 | 780 |
| Income before extraordinary items | $4,968,000 | 1,199 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,968,000 | 1,200 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,968,000 | 1,200 |
| Net charge-offs | $1,791,000 | 1,259 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,223,400 | 1,311 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,894,000 | 1,283 |
| Total interest expense | $2,208,000 | 1,574 |
| Net interest income | $13,686,000 | 1,222 |
| Provision for loan and lease losses | $2,500,000 | 709 |
| Total noninterest income | $2,314,000 | 1,612 |
| Gross Fiduciary activities income | $626,000 | 486 |
| Service charges on deposit accounts | $509,000 | 1,970 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,179,000 | 1,790 |
| Total noninterest expense | $9,433,000 | 1,549 |
| Salaries and employee benefits | $5,260,000 | 1,453 |
| Premises and equipment expense | $1,112,000 | 1,607 |
| Additional noninterest expense | $3,061,000 | 1,644 |
| Pre-tax net operating income | $4,067,000 | 1,303 |
| Securities gains (losses) | $841,000 | 478 |
| Applicable income taxes | $1,527,000 | 898 |
| Income before extraordinary items | $3,381,000 | 1,334 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,381,000 | 1,335 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,381,000 | 1,335 |
| Net charge-offs | $1,678,000 | 1,034 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,800,710 | 1,490 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,760,000 | 1,279 |
| Total interest expense | $1,549,000 | 1,555 |
| Net interest income | $9,211,000 | 1,215 |
| Provision for loan and lease losses | $2,250,000 | 585 |
| Total noninterest income | $1,353,000 | 1,755 |
| Gross Fiduciary activities income | $372,000 | 519 |
| Service charges on deposit accounts | $334,000 | 1,980 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $647,000 | 2,014 |
| Total noninterest expense | $6,096,000 | 1,595 |
| Salaries and employee benefits | $3,430,000 | 1,480 |
| Premises and equipment expense | $732,000 | 1,627 |
| Additional noninterest expense | $1,934,000 | 1,720 |
| Pre-tax net operating income | $2,218,000 | 1,557 |
| Securities gains (losses) | $751,000 | 371 |
| Applicable income taxes | $926,000 | 946 |
| Income before extraordinary items | $2,043,000 | 1,455 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,043,000 | 1,455 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,043,000 | 1,455 |
| Net charge-offs | $1,085,000 | 1,073 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,524,810 | 1,769 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,419,000 | 1,273 |
| Total interest expense | $825,000 | 1,529 |
| Net interest income | $4,594,000 | 1,213 |
| Provision for loan and lease losses | $1,350,000 | 486 |
| Total noninterest income | $897,000 | 1,417 |
| Gross Fiduciary activities income | $185,000 | 524 |
| Service charges on deposit accounts | $163,000 | 2,001 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $549,000 | 1,413 |
| Total noninterest expense | $3,011,000 | 1,607 |
| Salaries and employee benefits | $1,724,000 | 1,484 |
| Premises and equipment expense | $363,000 | 1,642 |
| Additional noninterest expense | $924,000 | 1,793 |
| Pre-tax net operating income | $1,130,000 | 1,519 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $335,000 | 1,208 |
| Income before extraordinary items | $795,000 | 1,809 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $795,000 | 1,810 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $795,000 | 1,810 |
| Net charge-offs | $217,000 | 1,765 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $795,000 | 1,708 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,955,000 | 1,250 |
| Total interest expense | $4,717,000 | 1,292 |
| Net interest income | $18,238,000 | 1,219 |
| Provision for loan and lease losses | $7,200,000 | 578 |
| Total noninterest income | $2,014,000 | 1,994 |
| Gross Fiduciary activities income | $751,000 | 470 |
| Service charges on deposit accounts | $714,000 | 1,950 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $549,000 | 2,987 |
| Total noninterest expense | $11,987,000 | 1,641 |
| Salaries and employee benefits | $6,072,000 | 1,614 |
| Premises and equipment expense | $1,464,000 | 1,691 |
| Additional noninterest expense | $4,451,000 | 1,533 |
| Pre-tax net operating income | $1,065,000 | 3,601 |
| Securities gains (losses) | $2,436,000 | 200 |
| Applicable income taxes | $898,000 | 1,452 |
| Income before extraordinary items | $2,603,000 | 1,819 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,603,000 | 1,820 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,603,000 | 1,820 |
| Net charge-offs | $6,743,000 | 628 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $800,360 | 3,815 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,266,000 | 1,259 |
| Total interest expense | $3,796,000 | 1,248 |
| Net interest income | $13,470,000 | 1,246 |
| Provision for loan and lease losses | $5,950,000 | 536 |
| Total noninterest income | $1,909,000 | 1,663 |
| Gross Fiduciary activities income | $522,000 | 487 |
| Service charges on deposit accounts | $538,000 | 1,952 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $849,000 | 1,954 |
| Total noninterest expense | $9,104,000 | 1,605 |
| Salaries and employee benefits | $4,466,000 | 1,646 |
| Premises and equipment expense | $1,117,000 | 1,690 |
| Additional noninterest expense | $3,521,000 | 1,465 |
| Pre-tax net operating income | $325,000 | 5,025 |
| Securities gains (losses) | $1,352,000 | 259 |
| Applicable income taxes | $307,000 | 2,237 |
| Income before extraordinary items | $1,370,000 | 2,484 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,370,000 | 2,486 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,370,000 | 2,486 |
| Net charge-offs | $6,219,000 | 524 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $261,360 | 5,107 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,496,000 | 1,267 |
| Total interest expense | $2,675,000 | 1,213 |
| Net interest income | $8,821,000 | 1,267 |
| Provision for loan and lease losses | $4,450,000 | 491 |
| Total noninterest income | $1,177,000 | 1,779 |
| Gross Fiduciary activities income | $343,000 | 491 |
| Service charges on deposit accounts | $355,000 | 1,946 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $479,000 | 2,164 |
| Total noninterest expense | $5,890,000 | 1,667 |
| Salaries and employee benefits | $2,954,000 | 1,673 |
| Premises and equipment expense | $748,000 | 1,693 |
| Additional noninterest expense | $2,188,000 | 1,582 |
| Pre-tax net operating income | $-342,000 | 6,687 |
| Securities gains (losses) | $210,000 | 708 |
| Applicable income taxes | $-269,000 | 7,253 |
| Income before extraordinary items | $137,000 | 5,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $137,000 | 5,435 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $137,000 | 5,436 |
| Net charge-offs | $4,886,000 | 473 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,600 | 6,213 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 1,259 |
| Total interest expense | $1,399,000 | 1,204 |
| Net interest income | $4,386,000 | 1,275 |
| Provision for loan and lease losses | $2,300,000 | 453 |
| Total noninterest income | $623,000 | 1,702 |
| Gross Fiduciary activities income | $170,000 | 494 |
| Service charges on deposit accounts | $179,000 | 1,908 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $274,000 | 2,027 |
| Total noninterest expense | $3,000,000 | 1,651 |
| Salaries and employee benefits | $1,490,000 | 1,670 |
| Premises and equipment expense | $360,000 | 1,804 |
| Additional noninterest expense | $1,150,000 | 1,511 |
| Pre-tax net operating income | $-291,000 | 6,926 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-222,000 | 7,389 |
| Income before extraordinary items | $-69,000 | 6,638 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-69,000 | 6,638 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-69,000 | 6,638 |
| Net charge-offs | $2,669,000 | 436 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-69,000 | 6,625 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $24,415,000 | 1,263 |
| Total interest expense | $7,273,000 | 1,137 |
| Net interest income | $17,142,000 | 1,313 |
| Provision for loan and lease losses | $7,100,000 | 862 |
| Total noninterest income | $2,957,000 | 1,565 |
| Gross Fiduciary activities income | $654,000 | 499 |
| Service charges on deposit accounts | $807,000 | 1,810 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,496,000 | 1,708 |
| Total noninterest expense | $12,452,000 | 1,602 |
| Salaries and employee benefits | $5,881,000 | 1,660 |
| Premises and equipment expense | $1,504,000 | 1,704 |
| Additional noninterest expense | $5,067,000 | 1,432 |
| Pre-tax net operating income | $547,000 | 4,267 |
| Securities gains (losses) | $347,000 | 1,143 |
| Applicable income taxes | $-149,000 | 6,914 |
| Income before extraordinary items | $1,043,000 | 3,140 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,043,000 | 3,137 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,043,000 | 3,140 |
| Net charge-offs | $6,438,000 | 834 |
| Cash dividends | $165,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $696,000 | 3,722 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,564,000 | 1,266 |
| Total interest expense | $5,717,000 | 1,124 |
| Net interest income | $12,847,000 | 1,324 |
| Provision for loan and lease losses | $5,380,000 | 826 |
| Total noninterest income | $2,188,000 | 1,575 |
| Gross Fiduciary activities income | $488,000 | 492 |
| Service charges on deposit accounts | $618,000 | 1,832 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,082,000 | 1,722 |
| Total noninterest expense | $8,910,000 | 1,653 |
| Salaries and employee benefits | $4,382,000 | 1,670 |
| Premises and equipment expense | $1,125,000 | 1,736 |
| Additional noninterest expense | $3,403,000 | 1,562 |
| Pre-tax net operating income | $745,000 | 3,587 |
| Securities gains (losses) | $330,000 | 1,006 |
| Applicable income taxes | $34,000 | 3,776 |
| Income before extraordinary items | $1,041,000 | 2,818 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,041,000 | 2,812 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,041,000 | 2,817 |
| Net charge-offs | $4,720,000 | 817 |
| Cash dividends | $164,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $720,900 | 3,332 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,432,000 | 1,277 |
| Total interest expense | $3,973,000 | 1,126 |
| Net interest income | $8,459,000 | 1,346 |
| Provision for loan and lease losses | $3,880,000 | 780 |
| Total noninterest income | $1,457,000 | 1,531 |
| Gross Fiduciary activities income | $330,000 | 493 |
| Service charges on deposit accounts | $421,000 | 1,806 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $706,000 | 1,665 |
| Total noninterest expense | $5,833,000 | 1,686 |
| Salaries and employee benefits | $2,866,000 | 1,719 |
| Premises and equipment expense | $728,000 | 1,796 |
| Additional noninterest expense | $2,239,000 | 1,574 |
| Pre-tax net operating income | $203,000 | 4,922 |
| Securities gains (losses) | $330,000 | 660 |
| Applicable income taxes | $-29,000 | 7,005 |
| Income before extraordinary items | $562,000 | 3,192 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $562,000 | 3,187 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $562,000 | 3,190 |
| Net charge-offs | $3,066,000 | 819 |
| Cash dividends | $164,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $232,000 | 4,531 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 1,302 |
| Total interest expense | $2,064,000 | 1,137 |
| Net interest income | $4,125,000 | 1,386 |
| Provision for loan and lease losses | $1,750,000 | 817 |
| Total noninterest income | $723,000 | 1,562 |
| Gross Fiduciary activities income | $159,000 | 518 |
| Service charges on deposit accounts | $209,000 | 1,809 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $355,000 | 1,640 |
| Total noninterest expense | $2,868,000 | 1,739 |
| Salaries and employee benefits | $1,424,000 | 1,759 |
| Premises and equipment expense | $368,000 | 1,837 |
| Additional noninterest expense | $1,076,000 | 1,632 |
| Pre-tax net operating income | $230,000 | 3,831 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-27,000 | 7,237 |
| Income before extraordinary items | $257,000 | 3,430 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $257,000 | 3,428 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $257,000 | 3,430 |
| Net charge-offs | $2,025,000 | 636 |
| Cash dividends | $82,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $257,000 | 3,310 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $25,193,000 | 1,355 |
| Total interest expense | $11,012,000 | 1,072 |
| Net interest income | $14,181,000 | 1,583 |
| Provision for loan and lease losses | $3,753,000 | 1,720 |
| Total noninterest income | $2,902,000 | 1,653 |
| Gross Fiduciary activities income | $579,000 | 517 |
| Service charges on deposit accounts | $905,000 | 1,836 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,418,000 | 1,712 |
| Total noninterest expense | $11,058,000 | 1,844 |
| Salaries and employee benefits | $5,744,000 | 1,722 |
| Premises and equipment expense | $1,466,000 | 1,845 |
| Additional noninterest expense | $3,848,000 | 1,910 |
| Pre-tax net operating income | $2,272,000 | 1,710 |
| Securities gains (losses) | $483,000 | 907 |
| Applicable income taxes | $608,000 | 1,366 |
| Income before extraordinary items | $2,147,000 | 1,558 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,147,000 | 1,555 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,147,000 | 1,557 |
| Net charge-offs | $1,184,000 | 2,666 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,770,260 | 1,824 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,777,000 | 1,393 |
| Total interest expense | $8,645,000 | 1,079 |
| Net interest income | $10,132,000 | 1,663 |
| Provision for loan and lease losses | $2,253,000 | 1,768 |
| Total noninterest income | $2,138,000 | 1,697 |
| Gross Fiduciary activities income | $423,000 | 519 |
| Service charges on deposit accounts | $680,000 | 1,844 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,035,000 | 1,783 |
| Total noninterest expense | $8,249,000 | 1,842 |
| Salaries and employee benefits | $4,352,000 | 1,729 |
| Premises and equipment expense | $1,108,000 | 1,843 |
| Additional noninterest expense | $2,789,000 | 1,900 |
| Pre-tax net operating income | $1,768,000 | 1,792 |
| Securities gains (losses) | $15,000 | 2,847 |
| Applicable income taxes | $339,000 | 1,803 |
| Income before extraordinary items | $1,444,000 | 1,846 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,444,000 | 1,845 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,444,000 | 1,846 |
| Net charge-offs | $402,000 | 3,339 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,431,850 | 1,810 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,338,000 | 1,445 |
| Total interest expense | $5,925,000 | 1,109 |
| Net interest income | $6,413,000 | 1,743 |
| Provision for loan and lease losses | $1,253,000 | 1,801 |
| Total noninterest income | $1,363,000 | 1,762 |
| Gross Fiduciary activities income | $275,000 | 531 |
| Service charges on deposit accounts | $459,000 | 1,804 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $629,000 | 1,932 |
| Total noninterest expense | $5,611,000 | 1,828 |
| Salaries and employee benefits | $2,935,000 | 1,744 |
| Premises and equipment expense | $731,000 | 1,893 |
| Additional noninterest expense | $1,945,000 | 1,848 |
| Pre-tax net operating income | $912,000 | 2,281 |
| Securities gains (losses) | $-3,000 | 7,398 |
| Applicable income taxes | $125,000 | 2,442 |
| Income before extraordinary items | $784,000 | 2,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $784,000 | 2,261 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $784,000 | 2,263 |
| Net charge-offs | $266,000 | 3,080 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $786,580 | 2,201 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,993,000 | 1,518 |
| Total interest expense | $2,998,000 | 1,139 |
| Net interest income | $2,995,000 | 1,849 |
| Provision for loan and lease losses | $625,000 | 1,559 |
| Total noninterest income | $699,000 | 1,698 |
| Gross Fiduciary activities income | $142,000 | 527 |
| Service charges on deposit accounts | $252,000 | 1,601 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $305,000 | 1,935 |
| Total noninterest expense | $2,578,000 | 1,922 |
| Salaries and employee benefits | $1,476,000 | 1,760 |
| Premises and equipment expense | $367,000 | 1,921 |
| Additional noninterest expense | $735,000 | 2,137 |
| Pre-tax net operating income | $491,000 | 2,413 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $79,000 | 2,418 |
| Income before extraordinary items | $412,000 | 2,514 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $412,000 | 2,514 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $412,000 | 2,516 |
| Net charge-offs | $66,000 | 3,281 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $412,000 | 2,365 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,197,000 | 1,603 |
| Total interest expense | $11,601,000 | 1,412 |
| Net interest income | $12,596,000 | 1,768 |
| Provision for loan and lease losses | $1,143,000 | 2,513 |
| Total noninterest income | $3,209,000 | 1,488 |
| Gross Fiduciary activities income | $606,000 | 526 |
| Service charges on deposit accounts | $1,242,000 | 1,445 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,361,000 | 1,715 |
| Total noninterest expense | $9,734,000 | 1,985 |
| Salaries and employee benefits | $5,512,000 | 1,849 |
| Premises and equipment expense | $1,463,000 | 1,876 |
| Additional noninterest expense | $2,759,000 | 2,168 |
| Pre-tax net operating income | $4,928,000 | 1,115 |
| Securities gains (losses) | $57,000 | 1,512 |
| Applicable income taxes | $1,478,000 | 877 |
| Income before extraordinary items | $3,507,000 | 1,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,507,000 | 1,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 3,079 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,467,100 | 1,280 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,085,000 | 1,643 |
| Total interest expense | $8,783,000 | 1,452 |
| Net interest income | $9,302,000 | 1,810 |
| Provision for loan and lease losses | $693,000 | 2,282 |
| Total noninterest income | $2,396,000 | 1,542 |
| Gross Fiduciary activities income | $466,000 | 529 |
| Service charges on deposit accounts | $904,000 | 1,499 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,026,000 | 1,782 |
| Total noninterest expense | $7,258,000 | 1,982 |
| Salaries and employee benefits | $4,097,000 | 1,888 |
| Premises and equipment expense | $1,102,000 | 1,850 |
| Additional noninterest expense | $2,059,000 | 2,110 |
| Pre-tax net operating income | $3,747,000 | 1,324 |
| Securities gains (losses) | $38,000 | 1,609 |
| Applicable income taxes | $1,137,000 | 1,046 |
| Income before extraordinary items | $2,648,000 | 1,397 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,648,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,672 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,621,400 | 1,488 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,723,000 | 1,717 |
| Total interest expense | $5,837,000 | 1,509 |
| Net interest income | $5,886,000 | 1,912 |
| Provision for loan and lease losses | $420,000 | 2,107 |
| Total noninterest income | $1,643,000 | 1,538 |
| Gross Fiduciary activities income | $318,000 | 530 |
| Service charges on deposit accounts | $614,000 | 1,446 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $711,000 | 1,762 |
| Total noninterest expense | $4,879,000 | 1,966 |
| Salaries and employee benefits | $2,742,000 | 1,902 |
| Premises and equipment expense | $730,000 | 1,867 |
| Additional noninterest expense | $1,407,000 | 2,038 |
| Pre-tax net operating income | $2,230,000 | 1,528 |
| Securities gains (losses) | $38,000 | 1,635 |
| Applicable income taxes | $650,000 | 1,304 |
| Income before extraordinary items | $1,618,000 | 1,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,618,000 | 1,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,486 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,591,020 | 1,671 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 1,753 |
| Total interest expense | $2,970,000 | 1,582 |
| Net interest income | $2,894,000 | 1,926 |
| Provision for loan and lease losses | $236,000 | 1,651 |
| Total noninterest income | $821,000 | 1,537 |
| Gross Fiduciary activities income | $162,000 | 541 |
| Service charges on deposit accounts | $313,000 | 1,398 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $346,000 | 1,800 |
| Total noninterest expense | $2,483,000 | 1,923 |
| Salaries and employee benefits | $1,375,000 | 1,913 |
| Premises and equipment expense | $370,000 | 1,838 |
| Additional noninterest expense | $738,000 | 1,910 |
| Pre-tax net operating income | $996,000 | 1,792 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $251,000 | 1,680 |
| Income before extraordinary items | $745,000 | 1,929 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $745,000 | 1,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,065 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $745,000 | 1,862 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,000,000 | 1,775 |
| Total interest expense | $12,489,000 | 1,610 |
| Net interest income | $11,511,000 | 1,977 |
| Provision for loan and lease losses | $294,000 | 3,244 |
| Total noninterest income | $3,131,000 | 1,589 |
| Gross Fiduciary activities income | $633,000 | 534 |
| Service charges on deposit accounts | $1,223,000 | 1,471 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,275,000 | 1,878 |
| Total noninterest expense | $9,311,000 | 1,980 |
| Salaries and employee benefits | $5,274,000 | 1,904 |
| Premises and equipment expense | $1,403,000 | 1,866 |
| Additional noninterest expense | $2,634,000 | 2,084 |
| Pre-tax net operating income | $5,037,000 | 1,629 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,580,000 | 1,365 |
| Income before extraordinary items | $3,457,000 | 1,815 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,457,000 | 1,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,046 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 1,122 |
| Net operating income | $3,457,000 | 1,808 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,990,000 | 1,783 |
| Total interest expense | $9,392,000 | 1,602 |
| Net interest income | $8,598,000 | 1,997 |
| Provision for loan and lease losses | $162,000 | 3,365 |
| Total noninterest income | $2,312,000 | 1,616 |
| Gross Fiduciary activities income | $468,000 | 542 |
| Service charges on deposit accounts | $887,000 | 1,486 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $957,000 | 1,885 |
| Total noninterest expense | $7,079,000 | 1,941 |
| Salaries and employee benefits | $4,036,000 | 1,860 |
| Premises and equipment expense | $1,362,000 | 1,467 |
| Additional noninterest expense | $1,681,000 | 2,360 |
| Pre-tax net operating income | $3,669,000 | 1,789 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,144,000 | 1,498 |
| Income before extraordinary items | $2,525,000 | 1,995 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,525,000 | 1,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,803 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 978 |
| Net operating income | $2,525,000 | 1,979 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,777,000 | 1,832 |
| Total interest expense | $6,124,000 | 1,647 |
| Net interest income | $5,653,000 | 2,049 |
| Provision for loan and lease losses | $162,000 | 2,485 |
| Total noninterest income | $1,556,000 | 1,631 |
| Gross Fiduciary activities income | $311,000 | 548 |
| Service charges on deposit accounts | $586,000 | 1,504 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $659,000 | 1,856 |
| Total noninterest expense | $4,640,000 | 1,994 |
| Salaries and employee benefits | $2,712,000 | 1,888 |
| Premises and equipment expense | $901,000 | 1,485 |
| Additional noninterest expense | $1,027,000 | 2,568 |
| Pre-tax net operating income | $2,407,000 | 1,866 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $742,000 | 1,583 |
| Income before extraordinary items | $1,665,000 | 2,049 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,665,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,577 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 843 |
| Net operating income | $1,665,000 | 2,029 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,728,000 | 1,869 |
| Total interest expense | $2,962,000 | 1,685 |
| Net interest income | $2,766,000 | 2,103 |
| Provision for loan and lease losses | $162,000 | 1,354 |
| Total noninterest income | $778,000 | 1,609 |
| Gross Fiduciary activities income | $156,000 | 555 |
| Service charges on deposit accounts | $321,000 | 1,337 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $301,000 | 1,958 |
| Total noninterest expense | $2,283,000 | 2,031 |
| Salaries and employee benefits | $1,334,000 | 1,926 |
| Premises and equipment expense | $460,000 | 1,456 |
| Additional noninterest expense | $489,000 | 2,667 |
| Pre-tax net operating income | $1,099,000 | 2,008 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $361,000 | 1,627 |
| Income before extraordinary items | $738,000 | 2,212 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $738,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 613 |
| Net operating income | $738,000 | 2,197 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,135,000 | 1,963 |
| Total interest expense | $9,182,000 | 1,817 |
| Net interest income | $10,953,000 | 2,115 |
| Provision for loan and lease losses | $584,000 | 1,676 |
| Total noninterest income | $2,612,000 | 1,815 |
| Gross Fiduciary activities income | $555,000 | 566 |
| Service charges on deposit accounts | $979,000 | 1,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,078,000 | 2,106 |
| Total noninterest expense | $8,529,000 | 2,064 |
| Salaries and employee benefits | $4,899,000 | 1,988 |
| Premises and equipment expense | $1,787,000 | 1,435 |
| Additional noninterest expense | $1,843,000 | 2,752 |
| Pre-tax net operating income | $4,452,000 | 2,066 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,495,000 | 1,673 |
| Income before extraordinary items | $2,957,000 | 2,304 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,957,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,522 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $2,008,000 | 406 |
| Net operating income | $2,957,000 | 2,282 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,546,000 | 2,023 |
| Total interest expense | $6,361,000 | 1,892 |
| Net interest income | $8,185,000 | 2,141 |
| Provision for loan and lease losses | $308,000 | 2,104 |
| Total noninterest income | $1,856,000 | 1,905 |
| Gross Fiduciary activities income | $407,000 | 565 |
| Service charges on deposit accounts | $707,000 | 1,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $742,000 | 2,249 |
| Total noninterest expense | $6,354,000 | 2,075 |
| Salaries and employee benefits | $3,706,000 | 1,960 |
| Premises and equipment expense | $1,293,000 | 1,499 |
| Additional noninterest expense | $1,355,000 | 2,792 |
| Pre-tax net operating income | $3,379,000 | 2,120 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,139,000 | 1,712 |
| Income before extraordinary items | $2,240,000 | 2,366 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,240,000 | 2,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,067 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $2,003,000 | 306 |
| Net operating income | $2,240,000 | 2,356 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,354,000 | 2,060 |
| Total interest expense | $3,913,000 | 1,944 |
| Net interest income | $5,441,000 | 2,146 |
| Provision for loan and lease losses | $176,000 | 2,346 |
| Total noninterest income | $1,183,000 | 1,981 |
| Gross Fiduciary activities income | $259,000 | 585 |
| Service charges on deposit accounts | $441,000 | 1,935 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $483,000 | 2,264 |
| Total noninterest expense | $4,147,000 | 2,129 |
| Salaries and employee benefits | $2,421,000 | 2,020 |
| Premises and equipment expense | $840,000 | 1,545 |
| Additional noninterest expense | $886,000 | 2,861 |
| Pre-tax net operating income | $2,301,000 | 2,084 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $780,000 | 1,693 |
| Income before extraordinary items | $1,521,000 | 2,315 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,521,000 | 2,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 213 |
| Net operating income | $1,521,000 | 2,297 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,535,000 | 2,075 |
| Total interest expense | $1,875,000 | 1,929 |
| Net interest income | $2,660,000 | 2,191 |
| Provision for loan and lease losses | $44,000 | 3,457 |
| Total noninterest income | $562,000 | 2,028 |
| Gross Fiduciary activities income | $121,000 | 607 |
| Service charges on deposit accounts | $228,000 | 1,835 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $213,000 | 2,402 |
| Total noninterest expense | $2,081,000 | 2,128 |
| Salaries and employee benefits | $1,219,000 | 2,016 |
| Premises and equipment expense | $407,000 | 1,605 |
| Additional noninterest expense | $455,000 | 2,778 |
| Pre-tax net operating income | $1,097,000 | 2,125 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $373,000 | 1,741 |
| Income before extraordinary items | $724,000 | 2,385 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $724,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 113 |
| Net operating income | $724,000 | 2,361 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,920,000 | 2,228 |
| Total interest expense | $5,219,000 | 2,116 |
| Net interest income | $9,701,000 | 2,284 |
| Provision for loan and lease losses | $284,000 | 2,953 |
| Total noninterest income | $1,893,000 | 2,307 |
| Gross Fiduciary activities income | $310,000 | 694 |
| Service charges on deposit accounts | $752,000 | 2,219 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $831,000 | 2,478 |
| Total noninterest expense | $7,032,000 | 2,387 |
| Salaries and employee benefits | $4,161,000 | 2,205 |
| Premises and equipment expense | $1,343,000 | 1,797 |
| Additional noninterest expense | $1,528,000 | 3,186 |
| Pre-tax net operating income | $4,278,000 | 2,117 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,480,000 | 1,713 |
| Income before extraordinary items | $2,798,000 | 2,379 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,798,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,499 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,798,000 | 2,351 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,624,000 | 2,289 |
| Total interest expense | $3,591,000 | 2,172 |
| Net interest income | $7,033,000 | 2,332 |
| Provision for loan and lease losses | $212,000 | 2,861 |
| Total noninterest income | $1,390,000 | 2,335 |
| Gross Fiduciary activities income | $213,000 | 714 |
| Service charges on deposit accounts | $560,000 | 2,226 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $617,000 | 2,516 |
| Total noninterest expense | $5,145,000 | 2,413 |
| Salaries and employee benefits | $3,023,000 | 2,256 |
| Premises and equipment expense | $990,000 | 1,819 |
| Additional noninterest expense | $1,132,000 | 3,173 |
| Pre-tax net operating income | $3,066,000 | 2,191 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,060,000 | 1,801 |
| Income before extraordinary items | $2,006,000 | 2,481 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,006,000 | 2,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,590 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,006,000 | 2,451 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,712,000 | 2,348 |
| Total interest expense | $2,197,000 | 2,225 |
| Net interest income | $4,515,000 | 2,393 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $880,000 | 2,392 |
| Gross Fiduciary activities income | $133,000 | 722 |
| Service charges on deposit accounts | $355,000 | 2,283 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $392,000 | 2,581 |
| Total noninterest expense | $3,369,000 | 2,428 |
| Salaries and employee benefits | $1,981,000 | 2,274 |
| Premises and equipment expense | $644,000 | 1,861 |
| Additional noninterest expense | $744,000 | 3,200 |
| Pre-tax net operating income | $1,906,000 | 2,265 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $658,000 | 1,873 |
| Income before extraordinary items | $1,248,000 | 2,565 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,248,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,046 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,248,000 | 2,530 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 2,408 |
| Total interest expense | $1,006,000 | 2,322 |
| Net interest income | $2,198,000 | 2,432 |
| Provision for loan and lease losses | $48,000 | 3,267 |
| Total noninterest income | $404,000 | 2,472 |
| Gross Fiduciary activities income | $61,000 | 764 |
| Service charges on deposit accounts | $168,000 | 2,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $175,000 | 2,703 |
| Total noninterest expense | $1,688,000 | 2,428 |
| Salaries and employee benefits | $978,000 | 2,322 |
| Premises and equipment expense | $321,000 | 1,875 |
| Additional noninterest expense | $389,000 | 3,093 |
| Pre-tax net operating income | $866,000 | 2,407 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $301,000 | 1,971 |
| Income before extraordinary items | $565,000 | 2,749 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $565,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $565,000 | 2,698 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,709,000 | 2,458 |
| Total interest expense | $3,527,000 | 2,293 |
| Net interest income | $8,182,000 | 2,495 |
| Provision for loan and lease losses | $276,000 | 3,073 |
| Total noninterest income | $1,341,000 | 2,896 |
| Gross Fiduciary activities income | $165,000 | 833 |
| Service charges on deposit accounts | $643,000 | 2,555 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $533,000 | 3,201 |
| Total noninterest expense | $5,827,000 | 2,719 |
| Salaries and employee benefits | $3,323,000 | 2,595 |
| Premises and equipment expense | $1,175,000 | 1,958 |
| Additional noninterest expense | $1,329,000 | 3,465 |
| Pre-tax net operating income | $3,420,000 | 2,312 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,212,000 | 1,887 |
| Income before extraordinary items | $2,208,000 | 2,684 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,208,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,208,000 | 2,634 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,597,000 | 2,467 |
| Total interest expense | $2,595,000 | 2,270 |
| Net interest income | $6,002,000 | 2,519 |
| Provision for loan and lease losses | $184,000 | 3,132 |
| Total noninterest income | $987,000 | 2,957 |
| Gross Fiduciary activities income | $117,000 | 839 |
| Service charges on deposit accounts | $481,000 | 2,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $389,000 | 3,245 |
| Total noninterest expense | $4,277,000 | 2,750 |
| Salaries and employee benefits | $2,427,000 | 2,632 |
| Premises and equipment expense | $881,000 | 1,963 |
| Additional noninterest expense | $969,000 | 3,514 |
| Pre-tax net operating income | $2,528,000 | 2,362 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $900,000 | 1,941 |
| Income before extraordinary items | $1,628,000 | 2,757 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,628,000 | 2,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,628,000 | 2,696 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 2,481 |
| Total interest expense | $1,709,000 | 2,279 |
| Net interest income | $3,922,000 | 2,533 |
| Provision for loan and lease losses | $92,000 | 3,617 |
| Total noninterest income | $654,000 | 2,983 |
| Gross Fiduciary activities income | $73,000 | 859 |
| Service charges on deposit accounts | $306,000 | 2,672 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $275,000 | 3,141 |
| Total noninterest expense | $2,829,000 | 2,771 |
| Salaries and employee benefits | $1,602,000 | 2,668 |
| Premises and equipment expense | $578,000 | 1,990 |
| Additional noninterest expense | $649,000 | 3,511 |
| Pre-tax net operating income | $1,655,000 | 2,385 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $591,000 | 1,955 |
| Income before extraordinary items | $1,064,000 | 2,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,064,000 | 2,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,064,000 | 2,713 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 2,494 |
| Total interest expense | $862,000 | 2,286 |
| Net interest income | $1,942,000 | 2,553 |
| Provision for loan and lease losses | $92,000 | 2,235 |
| Total noninterest income | $317,000 | 2,990 |
| Gross Fiduciary activities income | $35,000 | 882 |
| Service charges on deposit accounts | $154,000 | 2,620 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $128,000 | 3,215 |
| Total noninterest expense | $1,439,000 | 2,738 |
| Salaries and employee benefits | $826,000 | 2,610 |
| Premises and equipment expense | $280,000 | 2,073 |
| Additional noninterest expense | $333,000 | 3,437 |
| Pre-tax net operating income | $728,000 | 2,627 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $259,000 | 2,139 |
| Income before extraordinary items | $469,000 | 3,093 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $469,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $469,000 | 2,974 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,827,000 | 2,610 |
| Total interest expense | $3,616,000 | 2,436 |
| Net interest income | $7,211,000 | 2,684 |
| Provision for loan and lease losses | $580,000 | 1,932 |
| Total noninterest income | $1,077,000 | 3,553 |
| Gross Fiduciary activities income | $53,000 | 1,074 |
| Service charges on deposit accounts | $541,000 | 2,922 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $483,000 | 3,645 |
| Total noninterest expense | $5,233,000 | 2,945 |
| Salaries and employee benefits | $2,837,000 | 2,911 |
| Premises and equipment expense | $1,227,000 | 1,866 |
| Additional noninterest expense | $1,169,000 | 3,794 |
| Pre-tax net operating income | $2,475,000 | 2,912 |
| Securities gains (losses) | $29,000 | 2,952 |
| Applicable income taxes | $900,000 | 2,324 |
| Income before extraordinary items | $1,604,000 | 3,398 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,604,000 | 3,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,824 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,585,440 | 3,257 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,032,000 | 2,682 |
| Total interest expense | $2,773,000 | 2,473 |
| Net interest income | $5,259,000 | 2,771 |
| Provision for loan and lease losses | $404,000 | 2,009 |
| Total noninterest income | $790,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $402,000 | 2,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $388,000 | 3,586 |
| Total noninterest expense | $3,860,000 | 2,978 |
| Salaries and employee benefits | $2,058,000 | 3,010 |
| Premises and equipment expense | $944,000 | 1,826 |
| Additional noninterest expense | $858,000 | 3,866 |
| Pre-tax net operating income | $1,785,000 | 3,090 |
| Securities gains (losses) | $29,000 | 2,717 |
| Applicable income taxes | $655,000 | 2,499 |
| Income before extraordinary items | $1,159,000 | 3,593 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,159,000 | 3,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,140,440 | 3,469 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 2,735 |
| Total interest expense | $1,902,000 | 2,490 |
| Net interest income | $3,400,000 | 2,840 |
| Provision for loan and lease losses | $326,000 | 1,684 |
| Total noninterest income | $486,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $266,000 | 2,923 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $220,000 | 3,865 |
| Total noninterest expense | $2,502,000 | 3,042 |
| Salaries and employee benefits | $1,323,000 | 3,110 |
| Premises and equipment expense | $607,000 | 1,880 |
| Additional noninterest expense | $572,000 | 3,843 |
| Pre-tax net operating income | $1,058,000 | 3,384 |
| Securities gains (losses) | $29,000 | 2,379 |
| Applicable income taxes | $396,000 | 2,713 |
| Income before extraordinary items | $691,000 | 3,901 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $691,000 | 3,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $672,440 | 3,795 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 2,793 |
| Total interest expense | $950,000 | 2,546 |
| Net interest income | $1,660,000 | 2,887 |
| Provision for loan and lease losses | $156,000 | 1,641 |
| Total noninterest income | $237,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $135,000 | 2,807 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 3,896 |
| Total noninterest expense | $1,198,000 | 3,156 |
| Salaries and employee benefits | $634,000 | 3,205 |
| Premises and equipment expense | $297,000 | 1,930 |
| Additional noninterest expense | $267,000 | 4,010 |
| Pre-tax net operating income | $543,000 | 3,309 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $198,000 | 2,716 |
| Income before extraordinary items | $345,000 | 3,843 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $345,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $345,000 | 3,661 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,019,000 | 3,017 |
| Total interest expense | $4,017,000 | 2,737 |
| Net interest income | $6,002,000 | 3,137 |
| Provision for loan and lease losses | $625,000 | 1,990 |
| Total noninterest income | $834,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $531,000 | 2,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $303,000 | 4,237 |
| Total noninterest expense | $4,409,000 | 3,277 |
| Salaries and employee benefits | $2,175,000 | 3,488 |
| Premises and equipment expense | $1,190,000 | 1,869 |
| Additional noninterest expense | $1,044,000 | 4,031 |
| Pre-tax net operating income | $1,802,000 | 3,655 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $662,000 | 2,951 |
| Income before extraordinary items | $1,140,000 | 4,219 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,140,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,115 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,140,000 | 4,118 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,652,000 | 3,758 |
| Total interest expense | $4,294,000 | 3,593 |
| Net interest income | $4,358,000 | 3,861 |
| Provision for loan and lease losses | $434,000 | 2,460 |
| Total noninterest income | $635,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $449,000 | 3,106 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $186,000 | 5,082 |
| Total noninterest expense | $3,918,000 | 3,488 |
| Salaries and employee benefits | $1,845,000 | 3,839 |
| Premises and equipment expense | $1,283,000 | 1,681 |
| Additional noninterest expense | $790,000 | 4,822 |
| Pre-tax net operating income | $641,000 | 6,020 |
| Securities gains (losses) | $346,000 | 815 |
| Applicable income taxes | $370,000 | 3,878 |
| Income before extraordinary items | $617,000 | 5,547 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $617,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,806 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $395,560 | 6,473 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,588,000 | 4,801 |
| Total interest expense | $3,371,000 | 4,504 |
| Net interest income | $3,217,000 | 4,907 |
| Provision for loan and lease losses | $339,000 | 2,634 |
| Total noninterest income | $447,000 | 5,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 3,761 |
| Total noninterest expense | $2,907,000 | 4,336 |
| Salaries and employee benefits | $1,447,000 | 4,489 |
| Premises and equipment expense | $844,000 | 2,451 |
| Additional noninterest expense | $616,000 | 5,676 |
| Pre-tax net operating income | $418,000 | 7,371 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $-30,000 | 9,424 |
| Income before extraordinary items | $442,000 | 6,617 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $442,000 | 6,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 922 |
| Net operating income | $448,000 | 6,613 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 7,074 |
| Total interest expense | $1,545,000 | 6,866 |
| Net interest income | $1,726,000 | 7,153 |
| Provision for loan and lease losses | $350,000 | 2,350 |
| Total noninterest income | $282,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,869 |
| Total noninterest expense | $1,889,000 | 5,889 |
| Salaries and employee benefits | $1,028,000 | 5,770 |
| Premises and equipment expense | $411,000 | 4,437 |
| Additional noninterest expense | $450,000 | 6,899 |
| Pre-tax net operating income | $-231,000 | 9,655 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-185,000 | 10,018 |
| Income before extraordinary items | $-46,000 | 9,509 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-46,000 | 9,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $6,413,000 | 182 |
| Net operating income | $-46,000 | 9,485 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $905,000 | 9,939 |
| Total interest expense | $302,000 | 10,051 |
| Net interest income | $603,000 | 9,732 |
| Provision for loan and lease losses | $260,000 | 2,922 |
| Total noninterest income | $66,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,867 |
| Total noninterest expense | $1,141,000 | 7,710 |
| Salaries and employee benefits | $573,000 | 7,903 |
| Premises and equipment expense | $232,000 | 6,228 |
| Additional noninterest expense | $336,000 | 7,778 |
| Pre-tax net operating income | $-732,000 | 10,274 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-732,000 | 10,313 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-732,000 | 10,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $7,034,000 | 170 |
| Net operating income | $-732,000 | 10,289 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.