Home > Community Bank and Trust of Florida > Net charge- offs to loans
Community Bank and Trust of Florida, Net charge- offs to loans
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0602% | 4,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 4,287 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0303% | 3,623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7280% | 4,949 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0676% | 4,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0676% | 4,554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0534% | 4,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 4,328 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0325% | 3,658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6435% | 4,961 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1015% | 4,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1015% | 4,579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0628% | 4,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 4,336 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0262% | 3,686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7019% | 5,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3688% | 5,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0686% | 5,014 |
| Percentage Net Loans Charged-off:Construction & development | -0.6608% | 4,880 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 4,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 4,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0337% | 3,697 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5113% | 5,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3439% | 1,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3439% | 1,825 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4750% | 5,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0913% | 5,132 |
| Percentage Net Loans Charged-off:Construction & development | -0.8466% | 4,945 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 4,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 4,474 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0321% | 3,727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.5512% | 5,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4856% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4856% | 1,311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5915% | 5,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 4,846 |
| Percentage Net Loans Charged-off:Construction & development | -0.2471% | 4,852 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 4,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 4,535 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0352% | 3,775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.3096% | 5,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7611% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7611% | 845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 4,679 |
| Percentage Net Loans Charged-off:Construction & development | -0.0633% | 4,753 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 5,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 4,616 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0343% | 3,836 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1212% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1212% | 615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0473% | 5,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0656% | 5,203 |
| Percentage Net Loans Charged-off:Construction & development | -0.2907% | 4,960 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 4,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1086% | 5,331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1740% | 4,101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0582% | 5,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0691% | 4,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8334% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8334% | 977 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0262% | 4,948 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0314% | 4,975 |
| Percentage Net Loans Charged-off:Construction & development | -0.0586% | 4,743 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 4,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0559% | 5,200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0273% | 3,878 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0779% | 5,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0925% | 4,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5158% | 1,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5160% | 1,406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0342% | 5,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0411% | 5,119 |
| Percentage Net Loans Charged-off:Construction & development | -0.0989% | 4,870 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 5,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0772% | 5,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0236% | 3,866 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1186% | 5,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1358% | 4,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7727% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7727% | 944 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0845% | 5,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0654% | 5,376 |
| Percentage Net Loans Charged-off:Construction & development | -0.0998% | 4,970 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0254% | 5,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1438% | 5,519 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 3,953 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2388% | 5,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2595% | 5,223 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1638% | 5,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1638% | 5,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 3,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 1,806 |
| Percentage Net Loans Charged-off:Construction & development | -0.1125% | 4,942 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1167% | 5,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2775% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2039% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3310% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2472% | 5,294 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0941% | 5,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0941% | 5,221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0227% | 1,456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0767% | 5,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0572% | 5,386 |
| Percentage Net Loans Charged-off:Construction & development | -0.1394% | 5,027 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1340% | 5,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 4,906 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 4,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2431% | 5,318 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0986% | 5,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0986% | 5,147 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0694% | 5,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 5,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.1571% | 5,118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1093% | 5,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,932 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 4,065 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2376% | 5,367 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0733% | 5,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0733% | 4,989 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1009% | 5,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0888% | 5,630 |
| Percentage Net Loans Charged-off:Construction & development | -0.1587% | 5,184 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2213% | 5,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0270% | 4,094 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2212% | 5,406 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0727% | 4,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0727% | 4,915 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4590% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 2,931 |
| Percentage Net Loans Charged-off:Construction & development | -2.3202% | 5,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1860% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 2,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2228% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0529% | 5,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5391% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5751% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4601% | 1,599 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4652% | 5,524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5451% | 424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0713% | 5,672 |
| Percentage Net Loans Charged-off:Construction & development | -3.1415% | 5,678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0821% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 5,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0495% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0480% | 5,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7807% | 85 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7145% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5679% | 1,225 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5979% | 5,595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 4,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0992% | 5,821 |
| Percentage Net Loans Charged-off:Construction & development | -4.8112% | 5,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1228% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 2,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7810% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6647% | 1,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4602% | 1,327 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7806% | 5,653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2332% | 6,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2645% | 6,121 |
| Percentage Net Loans Charged-off:Construction & development | -10.1441% | 5,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 1,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1560% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3635% | 5,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0421% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0421% | 642 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1992% | 5,573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1947% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | 2.5027% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0973% | 5,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5479% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2545% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6961% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2788% | 5,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2187% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2877% | 2,319 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2077% | 5,705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0340% | 5,786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 5,269 |
| Percentage Net Loans Charged-off:Construction & development | -3.5951% | 5,935 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1254% | 6,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6410% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2886% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8065% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2651% | 5,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1513% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2420% | 2,308 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2295% | 5,771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1957% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2738% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | 1.0479% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8653% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4304% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0626% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2561% | 5,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2043% | 2,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3405% | 1,778 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2426% | 5,801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2880% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3808% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4175% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8723% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6554% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2404% | 5,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3499% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6123% | 1,169 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2716% | 5,804 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0082% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2080% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 8.5227% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3966% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3315% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2135% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3768% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2277% | 3,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1751% | 3,137 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2426% | 5,929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7277% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8679% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 10.3545% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0704% | 1,948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4995% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1763% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6201% | 250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2030% | 2,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2143% | 2,679 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2396% | 5,977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2078% | 477 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4515% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 15.4748% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1057% | 1,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2658% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7557% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4561% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0655% | 3,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0819% | 3,028 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2826% | 5,982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2331% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2832% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8745% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5157% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0878% | 6,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3154% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3154% | 1,867 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3709% | 6,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6340% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6066% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0962% | 2,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6031% | 1,368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0211% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4870% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4720% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3679% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0807% | 4,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0807% | 3,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7292% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7874% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7332% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | -0.1189% | 6,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8529% | 943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1010% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9888% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3950% | 1,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7987% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0396% | 4,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0395% | 3,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2252% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7559% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6047% | 1,608 |
| Percentage Net Loans Charged-off:Construction & development | -0.1646% | 6,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2655% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4786% | 1,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7720% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3694% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4146% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0230% | 3,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0230% | 3,544 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8937% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2961% | 2,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1188% | 2,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.2963% | 1,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3007% | 1,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3665% | 772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2765% | 1,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0893% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0893% | 2,659 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3482% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1524% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6333% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 5.7819% | 860 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7985% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 23.1413% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6953% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6616% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9996% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2067% | 6,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4830% | 2,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4198% | 2,783 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3678% | 6,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6116% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1990% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 7.3239% | 597 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3706% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 44.4978% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8010% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2572% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9365% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3625% | 6,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5029% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4228% | 2,510 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2193% | 6,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0318% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7554% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 8.5340% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4330% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 62.5382% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3357% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9232% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4133% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5203% | 6,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2586% | 3,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2060% | 3,083 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2287% | 6,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2620% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1304% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 5.4273% | 582 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.7014% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | 111.4441% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4075% | 1,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5547% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3703% | 7,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2495% | 2,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1795% | 2,634 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2392% | 6,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8439% | 1,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0203% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 9.9058% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6045% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6307% | 1,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1471% | 1,704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7993% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8295% | 2,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7464% | 2,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6467% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 51.5395% | 31 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7836% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9352% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 11.4735% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6521% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8422% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1977% | 1,448 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0643% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0342% | 2,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7688% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4249% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 38.5120% | 33 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7129% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8783% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 15.3190% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7572% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7626% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2988% | 1,122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9215% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6135% | 2,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8605% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4975% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 33.3333% | 21 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2325% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4507% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 14.4251% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5224% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3342% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7925% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0398% | 2,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9236% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0723% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3304% | 4,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3101% | 3,592 |
| Percentage Net Loans Charged-off:Construction & development | 1.1701% | 2,472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 3,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4152% | 2,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5569% | 1,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 5,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9182% | 2,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1508% | 5,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0540% | 4,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 2,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0828% | 7,813 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3256% | 5,879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0179% | 4,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1291% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1011% | 3,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0272% | 3,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7321% | 2,876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 4,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7816% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 4,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0222% | 7,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2629% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1122% | 4,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 7,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1306% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 3,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2936% | 2,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6296% | 2,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0215% | 2,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8858% | 1,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 4,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0444% | 3,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5592% | 2,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 4,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5072% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 3,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5049% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 3,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2654% | 2,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 5,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1460% | 2,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2158% | 4,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 4,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1561% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2268% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 5,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1003% | 4,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 6,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0694% | 6,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0277% | 8,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0393% | 8,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 3,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0631% | 5,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0577% | 8,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0548% | 8,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0968% | 7,457 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0863% | 7,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0173% | 7,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1579% | 7,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1306% | 4,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0247% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3135% | 7,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6468% | 2,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 6,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0184% | 4,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3241% | 4,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 6,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 3,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0386% | 5,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 7,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0671% | 7,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1723% | 4,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0249% | 7,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1707% | 7,745 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3432% | 8,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 6,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2314% | 3,494 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1593% | 8,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 6,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2535% | 2,917 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3486% | 8,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 8,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0855% | 3,151 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7343% | 8,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 7,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1164% | 7,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1038% | 4,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 6,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4043% | 3,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1023% | 6,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2405% | 3,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2455% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5558% | 3,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3428% | 1,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 6,742 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |