Home > Community Bank > Net charge- offs to loans
Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.1054% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0077% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0791% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4105% | 1,379 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4105% | 1,256 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0126% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0153% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1018% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3482% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3482% | 1,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0966% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0267% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0200% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4914% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4914% | 895 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0771% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.0305% | 4,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0272% | 4,675 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0512% | 4,483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0644% | 4,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4415% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4415% | 1,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 807 |
| Percentage Net Loans Charged-off:Construction & development | -0.0448% | 4,539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0375% | 4,721 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0792% | 4,558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1002% | 4,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3543% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3543% | 1,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0198% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0596% | 3,857 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1186% | 3,417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0001% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0752% | 3,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3503% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3503% | 1,041 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0283% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1212% | 3,874 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,746 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2365% | 3,492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1252% | 4,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4136% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4136% | 887 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 3,140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1364% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2182% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2182% | 1,389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0378% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 3,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0063% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0743% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1416% | 1,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1416% | 1,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 1,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0115% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0736% | 4,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0428% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0428% | 1,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0227% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0162% | 3,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1493% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1493% | 1,223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0271% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0419% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0390% | 1,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3842% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3842% | 1,368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 1,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,228 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 3,959 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0440% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0963% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3533% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3533% | 1,366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0852% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0440% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 3,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4165% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4165% | 1,310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1185% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1039% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0504% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5520% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5520% | 1,121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1508% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0795% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0868% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0247% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5341% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5341% | 1,368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1044% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0229% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 1,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4806% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4806% | 1,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1457% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0962% | 564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1923% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0353% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0738% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0169% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3953% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3953% | 1,475 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1890% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1239% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3552% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0457% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0452% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0454% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5088% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5088% | 1,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1769% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1293% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,218 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0424% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3334% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5236% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5236% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1538% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1007% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 4,262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 1,229 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 3,557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2468% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4898% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4898% | 1,304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1589% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0596% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1525% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0048% | 4,308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0470% | 3,811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3685% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4183% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4183% | 1,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2283% | 658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3041% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0098% | 4,376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0917% | 3,952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4044% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6136% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6136% | 1,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2199% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 1.0234% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0165% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0868% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6016% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5995% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5995% | 1,384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 1,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 1,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.2141% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0239% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0999% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 1,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1385% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5437% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5437% | 1,352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.2138% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,704 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1545% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2405% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4368% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4368% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1894% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.5447% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0276% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3271% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5428% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5428% | 1,226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.1239% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 1,133 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0894% | 4,660 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 2,215 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 3,896 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 2,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2291% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5351% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5351% | 1,605 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3038% | 5,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 2,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,813 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1177% | 4,695 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 1,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0073% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 1,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2678% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4908% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4908% | 1,477 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4504% | 5,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1297% | 1,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 2,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 5,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0101% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3474% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4116% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4116% | 1,555 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4987% | 5,436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1154% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0263% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0695% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4713% | 1,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4713% | 1,282 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6707% | 5,464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1818% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 1,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 2,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0310% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3666% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5196% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5196% | 1,462 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3175% | 5,500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 2,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 1,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 2,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0217% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0561% | 1,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0845% | 1,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4336% | 1,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4336% | 1,534 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4123% | 5,576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 2,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 5,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0170% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0526% | 1,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0968% | 1,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3189% | 1,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3189% | 1,712 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5783% | 5,638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1162% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 5,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0958% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0186% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0964% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3181% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3181% | 1,544 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6385% | 5,678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 2,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0666% | 1,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1653% | 782 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0698% | 2,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1063% | 2,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6454% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6454% | 1,368 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9503% | 5,828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1623% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0602% | 2,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0350% | 1,597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 2,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1367% | 775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0626% | 2,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5785% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5785% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0286% | 5,883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1665% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 2,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0380% | 1,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0878% | 2,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1988% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 2,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0532% | 1,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5786% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5786% | 1,256 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0127% | 5,912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1472% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 2,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1822% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0515% | 5,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6379% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6379% | 1,139 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9163% | 5,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 2,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 2,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1742% | 1,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4950% | 366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 3,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2033% | 1,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0752% | 3,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4074% | 1,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5243% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5243% | 1,897 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2796% | 6,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1640% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1118% | 2,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1249% | 1,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5866% | 297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0907% | 2,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1642% | 1,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 2,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1757% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4526% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4526% | 1,836 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3061% | 6,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 2,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1103% | 2,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0626% | 1,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8752% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0939% | 2,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2110% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0760% | 2,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1583% | 1,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4004% | 2,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4004% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4715% | 6,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1702% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1521% | 1,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0471% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7340% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1150% | 2,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2949% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0870% | 1,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2313% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3474% | 1,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3474% | 1,793 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4344% | 6,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2788% | 3,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2305% | 3,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.1543% | 2,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2681% | 2,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0373% | 812 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2323% | 2,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0608% | 1,663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2578% | 2,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0227% | 3,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7378% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7378% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8571% | 6,397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2628% | 3,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2483% | 2,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.4208% | 1,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2729% | 1,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0496% | 698 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2514% | 2,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0157% | 1,533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2857% | 2,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 5,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6325% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6325% | 1,708 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0054% | 6,446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2819% | 2,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2783% | 2,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.6234% | 1,453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1600% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3377% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0233% | 1,307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3813% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1187% | 2,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5733% | 1,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5733% | 1,751 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0218% | 6,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2640% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2861% | 2,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 1,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4150% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0466% | 963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4666% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0975% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4708% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4708% | 1,709 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9958% | 6,459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2133% | 4,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 5,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0598% | 4,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0994% | 1,792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 4,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7081% | 2,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5681% | 2,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5270% | 2,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1978% | 4,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 4,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 4,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1183% | 1,541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0486% | 3,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5894% | 2,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5501% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5150% | 2,223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1734% | 4,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 4,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0602% | 3,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1390% | 1,312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 3,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7955% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3228% | 2,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2961% | 2,750 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2316% | 3,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 3,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0703% | 2,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0718% | 980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 2,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0102% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4679% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4164% | 1,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2689% | 4,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 5,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 4,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1141% | 1,760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 4,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9891% | 2,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6779% | 2,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2525% | 4,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 5,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 4,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0969% | 1,583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 4,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0143% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5678% | 2,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2442% | 4,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 4,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0668% | 3,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1332% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 3,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0371% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4833% | 2,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2561% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 4,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 3,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 5,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 2,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2947% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5149% | 2,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2993% | 4,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 5,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 4,609 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 5,778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 4,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8417% | 3,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8945% | 2,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3008% | 4,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 5,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 4,115 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0170% | 5,806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 3,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8268% | 2,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9069% | 2,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3086% | 3,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 4,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 3,554 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0674% | 5,879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 3,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0000% | 1,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8461% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3384% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 3,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 2,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0187% | 819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 2,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1506% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9324% | 2,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2462% | 3,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 5,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 4,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0224% | 1,364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 3,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5956% | 2,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8401% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2057% | 3,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 4,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 3,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0383% | 1,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 3,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4116% | 2,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7556% | 2,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 3,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 3,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 2,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0244% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 2,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2048% | 2,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6619% | 2,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1734% | 2,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 5,912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 1,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1259% | 1,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7922% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1496% | 3,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 3,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 2,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0881% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 2,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0729% | 3,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6281% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1398% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 2,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 2,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1019% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 2,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0055% | 3,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6100% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0391% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1681% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0660% | 7,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5007% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0895% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1615% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0830% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0194% | 6,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4289% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2862% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 2,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 2,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0271% | 625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 2,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9841% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6777% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 2,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0202% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 2,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1556% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6440% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3426% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 2,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 1,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0053% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4433% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6488% | 1,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3802% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 7,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 7,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0103% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 7,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5416% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7840% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3751% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 2,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0340% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 2,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5749% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2640% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3587% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 1,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0385% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0503% | 1,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6081% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1510% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3203% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0519% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0096% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6982% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9170% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2990% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 1,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0224% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7803% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8636% | 1,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3724% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 2,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 2,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1158% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 2,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8672% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0231% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3272% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 2,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0461% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6765% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9993% | 1,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3431% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 2,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 1,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0783% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 1,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7804% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0054% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4391% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0539% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1577% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4357% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0169% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5378% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 3,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 2,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1244% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 2,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9258% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0648% | 2,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5409% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 2,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 2,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0947% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 2,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8618% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0879% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5452% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 2,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0591% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 1,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9475% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0378% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5249% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1179% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6979% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0973% | 1,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5565% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 3,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0249% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 2,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8171% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1643% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | -666.6667% | 2,993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4138% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 2,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0127% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0415% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8119% | 2,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1249% | 1,939 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4643% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5664% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0090% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7366% | 135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8412% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8324% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4358% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0293% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5097% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0516% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9953% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5788% | 1,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3298% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5189% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9742% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4986% | 1,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0723% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1935% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2620% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2542% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2894% | 3,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0792% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1111% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7158% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8430% | 918 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 3,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3275% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3988% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9547% | 834 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2515% | 3,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1471% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0480% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7493% | 269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3697% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7886% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2030% | 5,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3107% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3999% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6214% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0438% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5829% | 3,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0633% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0975% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6153% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8160% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0153% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |