Home > Community Bank > Income and Expense
Community Bank, Income and Expense
2008-12-31 (YTD Data) | Rank | |
Total interest income | $12,598,000 | 2,899 |
Total interest expense | $6,218,000 | 2,439 |
Net interest income | $6,380,000 | 3,309 |
Provision for loan and lease losses | $1,394,000 | 2,238 |
Total noninterest income | $690,000 | 4,167 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $248,000 | 4,373 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $442,000 | 3,410 |
Total noninterest expense | $6,175,000 | 2,999 |
Salaries and employee benefits | $3,065,000 | 3,185 |
Premises and equipment expense | $839,000 | 3,061 |
Additional noninterest expense | $2,271,000 | 2,536 |
Pre-tax net operating income | $-499,000 | 6,763 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $-194,000 | 7,213 |
Income before extraordinary items | $-305,000 | 6,575 |
Extraordinary gains, net | $0 | 39 |
Net income | $-305,000 | 6,574 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $463,000 | 2,903 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $15,000 | 1,285 |
Net operating income | $-305,000 | 6,721 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $9,526,000 | 2,943 |
Total interest expense | $4,745,000 | 2,490 |
Net interest income | $4,781,000 | 3,339 |
Provision for loan and lease losses | $326,000 | 3,411 |
Total noninterest income | $412,000 | 4,752 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $174,000 | 4,546 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $238,000 | 4,113 |
Total noninterest expense | $4,298,000 | 3,185 |
Salaries and employee benefits | $2,370,000 | 3,131 |
Premises and equipment expense | $641,000 | 3,024 |
Additional noninterest expense | $1,287,000 | 3,186 |
Pre-tax net operating income | $569,000 | 4,726 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $201,000 | 2,905 |
Income before extraordinary items | $368,000 | 4,902 |
Extraordinary gains, net | $0 | 31 |
Net income | $368,000 | 4,899 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $35,000 | 5,019 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $4,000 | 1,200 |
Net operating income | $368,000 | 5,072 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $6,521,000 | 2,912 |
Total interest expense | $3,365,000 | 2,440 |
Net interest income | $3,156,000 | 3,357 |
Provision for loan and lease losses | $326,000 | 2,426 |
Total noninterest income | $232,000 | 5,147 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $99,000 | 4,847 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $133,000 | 4,505 |
Total noninterest expense | $2,714,000 | 3,351 |
Salaries and employee benefits | $1,577,000 | 3,186 |
Premises and equipment expense | $417,000 | 3,097 |
Additional noninterest expense | $720,000 | 3,639 |
Pre-tax net operating income | $348,000 | 5,045 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $123,000 | 3,231 |
Income before extraordinary items | $225,000 | 5,436 |
Extraordinary gains, net | $0 | 21 |
Net income | $225,000 | 5,437 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-45,000 | 8,244 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $225,000 | 5,374 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $3,392,000 | 2,876 |
Total interest expense | $1,810,000 | 2,446 |
Net interest income | $1,582,000 | 3,361 |
Provision for loan and lease losses | $326,000 | 1,298 |
Total noninterest income | $120,000 | 5,085 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $47,000 | 4,917 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $73,000 | 4,370 |
Total noninterest expense | $1,208,000 | 3,678 |
Salaries and employee benefits | $788,000 | 3,209 |
Premises and equipment expense | $212,000 | 3,063 |
Additional noninterest expense | $208,000 | 5,252 |
Pre-tax net operating income | $168,000 | 5,273 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $59,000 | 3,384 |
Income before extraordinary items | $109,000 | 5,722 |
Extraordinary gains, net | $0 | 15 |
Net income | $109,000 | 5,725 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-143,000 | 8,441 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $109,000 | 5,629 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $16,739,000 | 2,443 |
Total interest expense | $8,303,000 | 2,252 |
Net interest income | $8,436,000 | 2,596 |
Provision for loan and lease losses | $225,000 | 3,682 |
Total noninterest income | $719,000 | 4,231 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $324,000 | 3,942 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $395,000 | 3,759 |
Total noninterest expense | $6,762,000 | 2,679 |
Salaries and employee benefits | $3,414,000 | 2,874 |
Premises and equipment expense | $933,000 | 2,720 |
Additional noninterest expense | $2,415,000 | 2,244 |
Pre-tax net operating income | $2,168,000 | 3,153 |
Securities gains (losses) | $-1,000 | 7,069 |
Applicable income taxes | $780,000 | 2,173 |
Income before extraordinary items | $1,387,000 | 3,601 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,387,000 | 3,600 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $721,000 | 1,305 |
Cash dividends | $7,000,000 | 553 |
Sale, conversion, retirement of capital stock, net | $4,000 | 1,278 |
Net operating income | $1,387,640 | 3,592 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $13,035,000 | 2,370 |
Total interest expense | $6,359,000 | 2,219 |
Net interest income | $6,676,000 | 2,486 |
Provision for loan and lease losses | $105,000 | 4,026 |
Total noninterest income | $530,000 | 4,274 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $264,000 | 3,776 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $266,000 | 3,975 |
Total noninterest expense | $5,263,000 | 2,571 |
Salaries and employee benefits | $2,741,000 | 2,689 |
Premises and equipment expense | $712,000 | 2,675 |
Additional noninterest expense | $1,810,000 | 2,202 |
Pre-tax net operating income | $1,838,000 | 3,009 |
Securities gains (losses) | $-1,000 | 7,322 |
Applicable income taxes | $671,000 | 2,139 |
Income before extraordinary items | $1,166,000 | 3,537 |
Extraordinary gains, net | $0 | 33 |
Net income | $1,166,000 | 3,536 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $705,000 | 838 |
Cash dividends | $7,000,000 | 430 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $1,166,640 | 3,521 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $9,159,000 | 2,274 |
Total interest expense | $4,348,000 | 2,174 |
Net interest income | $4,811,000 | 2,357 |
Provision for loan and lease losses | $75,000 | 3,728 |
Total noninterest income | $371,000 | 4,195 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $206,000 | 3,454 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $165,000 | 4,150 |
Total noninterest expense | $3,605,000 | 2,533 |
Salaries and employee benefits | $1,897,000 | 2,636 |
Premises and equipment expense | $486,000 | 2,651 |
Additional noninterest expense | $1,222,000 | 2,181 |
Pre-tax net operating income | $1,502,000 | 2,668 |
Securities gains (losses) | $-1,000 | 7,616 |
Applicable income taxes | $552,000 | 1,939 |
Income before extraordinary items | $949,000 | 3,138 |
Extraordinary gains, net | $0 | 29 |
Net income | $949,000 | 3,137 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $146,000 | 1,646 |
Cash dividends | $7,000,000 | 318 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $949,640 | 3,122 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $5,179,000 | 2,043 |
Total interest expense | $2,415,000 | 1,996 |
Net interest income | $2,764,000 | 2,104 |
Provision for loan and lease losses | $75,000 | 2,404 |
Total noninterest income | $258,000 | 3,451 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $154,000 | 2,550 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $104,000 | 3,699 |
Total noninterest expense | $1,981,000 | 2,303 |
Salaries and employee benefits | $1,045,000 | 2,459 |
Premises and equipment expense | $271,000 | 2,403 |
Additional noninterest expense | $665,000 | 1,985 |
Pre-tax net operating income | $966,000 | 2,234 |
Securities gains (losses) | $-1,000 | 7,986 |
Applicable income taxes | $357,000 | 1,640 |
Income before extraordinary items | $608,000 | 2,603 |
Extraordinary gains, net | $0 | 22 |
Net income | $608,000 | 2,605 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 3,748 |
Cash dividends | $7,000,000 | 189 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $608,640 | 2,583 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $20,484,000 | 1,939 |
Total interest expense | $8,952,000 | 1,862 |
Net interest income | $11,532,000 | 2,011 |
Provision for loan and lease losses | $315,000 | 2,676 |
Total noninterest income | $1,147,000 | 3,219 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $781,000 | 2,158 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $366,000 | 3,907 |
Total noninterest expense | $8,213,000 | 2,156 |
Salaries and employee benefits | $4,444,000 | 2,200 |
Premises and equipment expense | $1,150,000 | 2,144 |
Additional noninterest expense | $2,619,000 | 2,027 |
Pre-tax net operating income | $4,151,000 | 2,196 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $1,503,000 | 1,665 |
Income before extraordinary items | $2,648,000 | 2,497 |
Extraordinary gains, net | $0 | 51 |
Net income | $2,648,000 | 2,498 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $307,000 | 1,645 |
Cash dividends | $5,000,000 | 705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $2,648,000 | 2,480 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $15,278,000 | 1,944 |
Total interest expense | $6,563,000 | 1,846 |
Net interest income | $8,715,000 | 2,012 |
Provision for loan and lease losses | $132,000 | 3,689 |
Total noninterest income | $816,000 | 3,353 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $596,000 | 2,133 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $220,000 | 4,334 |
Total noninterest expense | $6,241,000 | 2,135 |
Salaries and employee benefits | $3,378,000 | 2,168 |
Premises and equipment expense | $876,000 | 2,135 |
Additional noninterest expense | $1,987,000 | 1,962 |
Pre-tax net operating income | $3,158,000 | 2,237 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $1,127,000 | 1,735 |
Income before extraordinary items | $2,031,000 | 2,534 |
Extraordinary gains, net | $0 | 45 |
Net income | $2,031,000 | 2,536 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $138,000 | 1,921 |
Cash dividends | $3,000,000 | 826 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $2,031,000 | 2,526 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $10,122,000 | 1,925 |
Total interest expense | $4,249,000 | 1,807 |
Net interest income | $5,873,000 | 1,992 |
Provision for loan and lease losses | $84,000 | 3,673 |
Total noninterest income | $532,000 | 3,374 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $392,000 | 2,133 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $140,000 | 4,428 |
Total noninterest expense | $4,124,000 | 2,140 |
Salaries and employee benefits | $2,240,000 | 2,191 |
Premises and equipment expense | $567,000 | 2,186 |
Additional noninterest expense | $1,317,000 | 1,992 |
Pre-tax net operating income | $2,197,000 | 2,158 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $791,000 | 1,677 |
Income before extraordinary items | $1,406,000 | 2,466 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,406,000 | 2,468 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 2,743 |
Cash dividends | $3,000,000 | 574 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $1,406,000 | 2,451 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $4,875,000 | 1,954 |
Total interest expense | $1,992,000 | 1,830 |
Net interest income | $2,883,000 | 2,016 |
Provision for loan and lease losses | $36,000 | 3,658 |
Total noninterest income | $263,000 | 3,360 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $186,000 | 2,168 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $77,000 | 4,231 |
Total noninterest expense | $1,999,000 | 2,221 |
Salaries and employee benefits | $1,107,000 | 2,225 |
Premises and equipment expense | $276,000 | 2,265 |
Additional noninterest expense | $616,000 | 2,106 |
Pre-tax net operating income | $1,111,000 | 2,105 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $414,000 | 1,611 |
Income before extraordinary items | $697,000 | 2,451 |
Extraordinary gains, net | $0 | 21 |
Net income | $697,000 | 2,453 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 2,876 |
Cash dividends | $3,000,000 | 307 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $697,000 | 2,429 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $16,835,000 | 1,987 |
Total interest expense | $5,778,000 | 1,949 |
Net interest income | $11,057,000 | 2,004 |
Provision for loan and lease losses | $185,000 | 3,710 |
Total noninterest income | $1,068,000 | 3,398 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $745,000 | 2,232 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $323,000 | 4,182 |
Total noninterest expense | $7,460,000 | 2,247 |
Salaries and employee benefits | $4,128,000 | 2,220 |
Premises and equipment expense | $760,000 | 3,026 |
Additional noninterest expense | $2,572,000 | 1,964 |
Pre-tax net operating income | $4,480,000 | 2,032 |
Securities gains (losses) | $2,000 | 1,993 |
Applicable income taxes | $1,615,000 | 1,622 |
Income before extraordinary items | $2,867,000 | 2,337 |
Extraordinary gains, net | $0 | 46 |
Net income | $2,867,000 | 2,338 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 7,956 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $2,865,720 | 2,308 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $12,147,000 | 2,012 |
Total interest expense | $4,012,000 | 1,990 |
Net interest income | $8,135,000 | 2,027 |
Provision for loan and lease losses | $175,000 | 3,250 |
Total noninterest income | $793,000 | 3,424 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $550,000 | 2,257 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $243,000 | 4,180 |
Total noninterest expense | $5,525,000 | 2,251 |
Salaries and employee benefits | $3,161,000 | 2,158 |
Premises and equipment expense | $478,000 | 3,469 |
Additional noninterest expense | $1,886,000 | 1,978 |
Pre-tax net operating income | $3,228,000 | 2,107 |
Securities gains (losses) | $2,000 | 2,008 |
Applicable income taxes | $1,174,000 | 1,683 |
Income before extraordinary items | $2,056,000 | 2,430 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,056,000 | 2,430 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-17,000 | 8,120 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $2,054,720 | 2,403 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $7,712,000 | 2,053 |
Total interest expense | $2,451,000 | 2,029 |
Net interest income | $5,261,000 | 2,068 |
Provision for loan and lease losses | $175,000 | 2,402 |
Total noninterest income | $516,000 | 3,434 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $352,000 | 2,297 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $164,000 | 4,121 |
Total noninterest expense | $3,543,000 | 2,323 |
Salaries and employee benefits | $2,093,000 | 2,160 |
Premises and equipment expense | $208,000 | 4,682 |
Additional noninterest expense | $1,242,000 | 1,976 |
Pre-tax net operating income | $2,059,000 | 2,133 |
Securities gains (losses) | $2,000 | 1,855 |
Applicable income taxes | $749,000 | 1,705 |
Income before extraordinary items | $1,312,000 | 2,469 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,312,000 | 2,469 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-24,000 | 8,223 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $1,310,720 | 2,441 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $3,660,000 | 2,113 |
Total interest expense | $1,114,000 | 2,112 |
Net interest income | $2,546,000 | 2,119 |
Provision for loan and lease losses | $20,000 | 4,626 |
Total noninterest income | $316,000 | 2,937 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $162,000 | 2,403 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $154,000 | 2,929 |
Total noninterest expense | $1,926,000 | 2,147 |
Salaries and employee benefits | $1,055,000 | 2,158 |
Premises and equipment expense | $286,000 | 2,083 |
Additional noninterest expense | $585,000 | 2,096 |
Pre-tax net operating income | $916,000 | 2,320 |
Securities gains (losses) | $2,000 | 1,406 |
Applicable income taxes | $339,000 | 1,818 |
Income before extraordinary items | $579,000 | 2,689 |
Extraordinary gains, net | $0 | 24 |
Net income | $579,000 | 2,690 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-21,000 | 8,332 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $577,720 | 2,653 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $9,262,000 | 3,028 |
Total interest expense | $2,710,000 | 2,848 |
Net interest income | $6,552,000 | 3,063 |
Provision for loan and lease losses | $316,000 | 2,805 |
Total noninterest income | $401,000 | 5,789 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $221,000 | 5,014 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $180,000 | 5,327 |
Total noninterest expense | $4,448,000 | 3,450 |
Salaries and employee benefits | $2,374,000 | 3,482 |
Premises and equipment expense | $653,000 | 3,310 |
Additional noninterest expense | $1,421,000 | 3,257 |
Pre-tax net operating income | $2,189,000 | 3,308 |
Securities gains (losses) | $10,000 | 2,824 |
Applicable income taxes | $741,000 | 2,653 |
Income before extraordinary items | $1,458,000 | 3,708 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,458,000 | 3,709 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $101,000 | 3,610 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $1,451,400 | 3,657 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $6,835,000 | 3,038 |
Total interest expense | $1,958,000 | 2,896 |
Net interest income | $4,877,000 | 3,070 |
Provision for loan and lease losses | $291,000 | 2,322 |
Total noninterest income | $298,000 | 5,827 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $171,000 | 4,982 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $127,000 | 5,461 |
Total noninterest expense | $3,239,000 | 3,503 |
Salaries and employee benefits | $1,716,000 | 3,572 |
Premises and equipment expense | $483,000 | 3,344 |
Additional noninterest expense | $1,040,000 | 3,309 |
Pre-tax net operating income | $1,645,000 | 3,380 |
Securities gains (losses) | $10,000 | 2,712 |
Applicable income taxes | $559,000 | 2,703 |
Income before extraordinary items | $1,096,000 | 3,776 |
Extraordinary gains, net | $0 | 26 |
Net income | $1,096,000 | 3,776 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $86,000 | 3,031 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $1,089,400 | 3,719 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $4,462,000 | 3,080 |
Total interest expense | $1,284,000 | 2,923 |
Net interest income | $3,178,000 | 3,121 |
Provision for loan and lease losses | $186,000 | 2,325 |
Total noninterest income | $190,000 | 5,938 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $105,000 | 5,166 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $85,000 | 5,489 |
Total noninterest expense | $2,152,000 | 3,528 |
Salaries and employee benefits | $1,127,000 | 3,627 |
Premises and equipment expense | $313,000 | 3,429 |
Additional noninterest expense | $712,000 | 3,255 |
Pre-tax net operating income | $1,030,000 | 3,466 |
Securities gains (losses) | $10,000 | 2,414 |
Applicable income taxes | $354,000 | 2,783 |
Income before extraordinary items | $686,000 | 3,899 |
Extraordinary gains, net | $0 | 21 |
Net income | $686,000 | 3,900 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 4,398 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $679,400 | 3,834 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $2,165,000 | 3,169 |
Total interest expense | $650,000 | 2,932 |
Net interest income | $1,515,000 | 3,233 |
Provision for loan and lease losses | $50,000 | 3,283 |
Total noninterest income | $90,000 | 6,013 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $49,000 | 5,252 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $41,000 | 5,508 |
Total noninterest expense | $1,087,000 | 3,519 |
Salaries and employee benefits | $566,000 | 3,632 |
Premises and equipment expense | $153,000 | 3,536 |
Additional noninterest expense | $368,000 | 3,147 |
Pre-tax net operating income | $468,000 | 3,690 |
Securities gains (losses) | $10,000 | 2,045 |
Applicable income taxes | $163,000 | 2,940 |
Income before extraordinary items | $315,000 | 4,149 |
Extraordinary gains, net | $0 | 16 |
Net income | $315,000 | 4,148 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 3,876 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $308,400 | 4,074 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $7,933,000 | 3,470 |
Total interest expense | $2,599,000 | 3,245 |
Net interest income | $5,334,000 | 3,511 |
Provision for loan and lease losses | $179,000 | 4,285 |
Total noninterest income | $337,000 | 6,342 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $178,000 | 5,511 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $159,000 | 5,725 |
Total noninterest expense | $3,822,000 | 3,838 |
Salaries and employee benefits | $1,976,000 | 3,965 |
Premises and equipment expense | $504,000 | 4,027 |
Additional noninterest expense | $1,342,000 | 3,404 |
Pre-tax net operating income | $1,670,000 | 3,832 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $272,000 | 4,432 |
Income before extraordinary items | $1,398,000 | 3,732 |
Extraordinary gains, net | $0 | 54 |
Net income | $1,398,000 | 3,731 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $54,000 | 4,981 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $1,398,000 | 3,577 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $5,840,000 | 3,561 |
Total interest expense | $1,968,000 | 3,327 |
Net interest income | $3,872,000 | 3,622 |
Provision for loan and lease losses | $119,000 | 4,390 |
Total noninterest income | $232,000 | 6,578 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $130,000 | 5,604 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $102,000 | 6,046 |
Total noninterest expense | $2,765,000 | 3,925 |
Salaries and employee benefits | $1,436,000 | 4,065 |
Premises and equipment expense | $348,000 | 4,289 |
Additional noninterest expense | $981,000 | 3,449 |
Pre-tax net operating income | $1,220,000 | 4,021 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $91,000 | 5,677 |
Income before extraordinary items | $1,129,000 | 3,665 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,129,000 | 3,665 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 5,966 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,129,000 | 3,499 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $3,856,000 | 3,613 |
Total interest expense | $1,323,000 | 3,394 |
Net interest income | $2,533,000 | 3,658 |
Provision for loan and lease losses | $79,000 | 4,341 |
Total noninterest income | $156,000 | 6,551 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $86,000 | 5,601 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $70,000 | 5,983 |
Total noninterest expense | $1,787,000 | 4,025 |
Salaries and employee benefits | $932,000 | 4,141 |
Premises and equipment expense | $229,000 | 4,318 |
Additional noninterest expense | $626,000 | 3,590 |
Pre-tax net operating income | $823,000 | 3,974 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $0 | 7,529 |
Income before extraordinary items | $823,000 | 3,436 |
Extraordinary gains, net | $0 | 30 |
Net income | $823,000 | 3,436 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 6,334 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $823,000 | 3,249 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,891,000 | 3,689 |
Total interest expense | $657,000 | 3,486 |
Net interest income | $1,234,000 | 3,729 |
Provision for loan and lease losses | $60,000 | 3,248 |
Total noninterest income | $80,000 | 6,439 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $44,000 | 5,485 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $36,000 | 5,881 |
Total noninterest expense | $901,000 | 3,982 |
Salaries and employee benefits | $466,000 | 4,113 |
Premises and equipment expense | $120,000 | 4,153 |
Additional noninterest expense | $315,000 | 3,511 |
Pre-tax net operating income | $353,000 | 4,368 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $0 | 7,403 |
Income before extraordinary items | $353,000 | 3,774 |
Extraordinary gains, net | $0 | 21 |
Net income | $353,000 | 3,772 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 7,386 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $353,000 | 3,601 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $7,060,000 | 4,017 |
Total interest expense | $2,747,000 | 3,801 |
Net interest income | $4,313,000 | 4,122 |
Provision for loan and lease losses | $385,000 | 2,927 |
Total noninterest income | $256,000 | 6,807 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $152,000 | 5,808 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $104,000 | 6,370 |
Total noninterest expense | $3,173,000 | 4,285 |
Salaries and employee benefits | $1,654,000 | 4,349 |
Premises and equipment expense | $460,000 | 4,208 |
Additional noninterest expense | $1,059,000 | 3,990 |
Pre-tax net operating income | $1,011,000 | 5,178 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $0 | 7,681 |
Income before extraordinary items | $1,011,000 | 4,558 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,011,000 | 4,558 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 7,261 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $1,011,000 | 4,443 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $6,471,000 | 4,691 |
Total interest expense | $3,591,000 | 4,121 |
Net interest income | $2,880,000 | 5,219 |
Provision for loan and lease losses | $152,000 | 4,732 |
Total noninterest income | $242,000 | 6,930 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $111,000 | 6,380 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $131,000 | 5,805 |
Total noninterest expense | $2,791,000 | 4,585 |
Salaries and employee benefits | $1,386,000 | 4,793 |
Premises and equipment expense | $482,000 | 4,013 |
Additional noninterest expense | $923,000 | 4,322 |
Pre-tax net operating income | $179,000 | 7,982 |
Securities gains (losses) | $13,000 | 3,437 |
Applicable income taxes | $0 | 7,903 |
Income before extraordinary items | $192,000 | 7,797 |
Extraordinary gains, net | $0 | 105 |
Net income | $192,000 | 7,800 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $42,000 | 5,402 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $179,000 | 7,755 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $6,262,000 | 4,937 |
Total interest expense | $3,519,000 | 4,367 |
Net interest income | $2,743,000 | 5,477 |
Provision for loan and lease losses | $148,000 | 4,450 |
Total noninterest income | $123,000 | 8,253 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $42,000 | 7,816 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $81,000 | 6,893 |
Total noninterest expense | $2,660,000 | 4,642 |
Salaries and employee benefits | $1,357,000 | 4,730 |
Premises and equipment expense | $476,000 | 3,942 |
Additional noninterest expense | $827,000 | 4,624 |
Pre-tax net operating income | $58,000 | 8,947 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $0 | 8,362 |
Income before extraordinary items | $58,000 | 8,931 |
Extraordinary gains, net | $0 | 38 |
Net income | $58,000 | 8,930 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,622 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $58,000 | 8,916 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,331,000 | 7,010 |
Total interest expense | $2,034,000 | 5,945 |
Net interest income | $1,297,000 | 7,994 |
Provision for loan and lease losses | $272,000 | 2,889 |
Total noninterest income | $38,000 | 9,757 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $10,000 | 8,681 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 8,915 |
Total noninterest expense | $2,302,000 | 5,153 |
Salaries and employee benefits | $1,176,000 | 5,241 |
Premises and equipment expense | $398,000 | 4,553 |
Additional noninterest expense | $728,000 | 5,115 |
Pre-tax net operating income | $-1,239,000 | 10,098 |
Securities gains (losses) | $-22,000 | 9,580 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $-1,261,000 | 10,115 |
Extraordinary gains, net | $0 | 35 |
Net income | $-1,261,000 | 10,115 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 7,765 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $1,114,000 | 487 |
Net operating income | $-1,239,000 | 10,104 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $654,000 | 10,127 |
Total interest expense | $366,000 | 9,948 |
Net interest income | $288,000 | 10,213 |
Provision for loan and lease losses | $155,000 | 4,076 |
Total noninterest income | $34,000 | 10,048 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 9,085 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $34,000 | 8,816 |
Total noninterest expense | $948,000 | 8,279 |
Salaries and employee benefits | $401,000 | 8,960 |
Premises and equipment expense | $64,000 | 9,489 |
Additional noninterest expense | $483,000 | 6,551 |
Pre-tax net operating income | $-781,000 | 10,293 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $-781,000 | 10,330 |
Extraordinary gains, net | $0 | 32 |
Net income | $-781,000 | 10,323 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $6,000,000 | 193 |
Net operating income | $-781,000 | 10,306 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.