Home > Community Bank > Income and Expense
Community Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 5,476 |
| Total interest expense | $196,000 | 4,893 |
| Net interest income | $1,297,000 | 5,509 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $130,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $71,000 | 4,828 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 5,312 |
| Total noninterest expense | $782,000 | 5,844 |
| Salaries and employee benefits | $425,000 | 5,829 |
| Premises and equipment expense | $102,000 | 5,565 |
| Additional noninterest expense | $255,000 | 5,831 |
| Pre-tax net operating income | $645,000 | 4,409 |
| Securities gains (losses) | $58,000 | 1,371 |
| Applicable income taxes | $15,000 | 4,038 |
| Income before extraordinary items | $688,000 | 4,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $688,000 | 4,142 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $688,000 | 4,145 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $631,160 | 4,193 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $951,000 | 5,582 |
| Total interest expense | $132,000 | 4,926 |
| Net interest income | $819,000 | 5,623 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $90,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $47,000 | 4,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $43,000 | 5,288 |
| Total noninterest expense | $511,000 | 5,914 |
| Salaries and employee benefits | $282,000 | 5,890 |
| Premises and equipment expense | $72,000 | 5,559 |
| Additional noninterest expense | $157,000 | 5,930 |
| Pre-tax net operating income | $398,000 | 4,479 |
| Securities gains (losses) | $49,000 | 1,246 |
| Applicable income taxes | $10,000 | 4,061 |
| Income before extraordinary items | $437,000 | 4,181 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $437,000 | 4,183 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $437,000 | 4,184 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $388,980 | 4,281 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $456,000 | 5,669 |
| Total interest expense | $66,000 | 4,977 |
| Net interest income | $390,000 | 5,728 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $47,000 | 5,366 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 5,318 |
| Total noninterest expense | $254,000 | 5,982 |
| Salaries and employee benefits | $142,000 | 5,945 |
| Premises and equipment expense | $32,000 | 5,717 |
| Additional noninterest expense | $80,000 | 5,985 |
| Pre-tax net operating income | $183,000 | 4,565 |
| Securities gains (losses) | $20,000 | 1,240 |
| Applicable income taxes | $5,000 | 4,030 |
| Income before extraordinary items | $198,000 | 4,311 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $198,000 | 4,313 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $198,000 | 4,314 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $178,400 | 4,377 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 5,710 |
| Total interest expense | $282,000 | 5,043 |
| Net interest income | $1,628,000 | 5,764 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $200,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $117,000 | 4,762 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $83,000 | 5,396 |
| Total noninterest expense | $1,161,000 | 5,957 |
| Salaries and employee benefits | $647,000 | 5,921 |
| Premises and equipment expense | $143,000 | 5,750 |
| Additional noninterest expense | $371,000 | 5,955 |
| Pre-tax net operating income | $667,000 | 4,711 |
| Securities gains (losses) | $44,000 | 1,815 |
| Applicable income taxes | $20,000 | 4,021 |
| Income before extraordinary items | $691,000 | 4,512 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $691,000 | 4,512 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $691,000 | 4,513 |
| Net charge-offs | $56,000 | 3,671 |
| Cash dividends | $600,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $648,320 | 4,535 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 5,790 |
| Total interest expense | $210,000 | 5,133 |
| Net interest income | $1,205,000 | 5,836 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $134,000 | 5,591 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $88,000 | 4,828 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $46,000 | 5,691 |
| Total noninterest expense | $870,000 | 6,010 |
| Salaries and employee benefits | $497,000 | 5,946 |
| Premises and equipment expense | $107,000 | 5,810 |
| Additional noninterest expense | $266,000 | 6,053 |
| Pre-tax net operating income | $469,000 | 4,862 |
| Securities gains (losses) | $39,000 | 1,599 |
| Applicable income taxes | $14,000 | 4,098 |
| Income before extraordinary items | $494,000 | 4,630 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $494,000 | 4,630 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $494,000 | 4,631 |
| Net charge-offs | $-3,000 | 5,367 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $456,170 | 4,689 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $921,000 | 5,857 |
| Total interest expense | $139,000 | 5,193 |
| Net interest income | $782,000 | 5,908 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $89,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $57,000 | 4,864 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $32,000 | 5,683 |
| Total noninterest expense | $561,000 | 6,092 |
| Salaries and employee benefits | $322,000 | 6,026 |
| Premises and equipment expense | $73,000 | 5,832 |
| Additional noninterest expense | $166,000 | 6,150 |
| Pre-tax net operating income | $310,000 | 4,868 |
| Securities gains (losses) | $42,000 | 1,266 |
| Applicable income taxes | $9,000 | 4,116 |
| Income before extraordinary items | $343,000 | 4,531 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $343,000 | 4,536 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $343,000 | 4,536 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $302,260 | 4,671 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 5,935 |
| Total interest expense | $69,000 | 5,276 |
| Net interest income | $386,000 | 5,981 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $44,000 | 5,649 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $16,000 | 5,685 |
| Total noninterest expense | $280,000 | 6,157 |
| Salaries and employee benefits | $161,000 | 6,087 |
| Premises and equipment expense | $38,000 | 5,848 |
| Additional noninterest expense | $81,000 | 6,247 |
| Pre-tax net operating income | $150,000 | 4,854 |
| Securities gains (losses) | $15,000 | 1,042 |
| Applicable income taxes | $4,000 | 4,102 |
| Income before extraordinary items | $161,000 | 4,579 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 4,583 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $161,000 | 4,583 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $146,300 | 4,669 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 5,979 |
| Total interest expense | $308,000 | 5,352 |
| Net interest income | $1,539,000 | 6,031 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $177,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $120,000 | 4,953 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $57,000 | 5,787 |
| Total noninterest expense | $1,199,000 | 6,172 |
| Salaries and employee benefits | $663,000 | 6,144 |
| Premises and equipment expense | $158,000 | 5,862 |
| Additional noninterest expense | $378,000 | 6,157 |
| Pre-tax net operating income | $517,000 | 4,970 |
| Securities gains (losses) | $70,000 | 1,565 |
| Applicable income taxes | $16,000 | 4,174 |
| Income before extraordinary items | $571,000 | 4,722 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $571,000 | 4,726 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $571,000 | 4,726 |
| Net charge-offs | $-27,000 | 6,321 |
| Cash dividends | $445,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $503,100 | 4,834 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 6,068 |
| Total interest expense | $239,000 | 5,384 |
| Net interest income | $1,122,000 | 6,112 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $134,000 | 5,816 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $91,000 | 4,977 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $43,000 | 5,860 |
| Total noninterest expense | $870,000 | 6,243 |
| Salaries and employee benefits | $507,000 | 6,153 |
| Premises and equipment expense | $113,000 | 5,962 |
| Additional noninterest expense | $250,000 | 6,321 |
| Pre-tax net operating income | $386,000 | 5,074 |
| Securities gains (losses) | $52,000 | 1,625 |
| Applicable income taxes | $39,000 | 3,831 |
| Income before extraordinary items | $399,000 | 4,919 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $399,000 | 4,919 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $399,000 | 4,920 |
| Net charge-offs | $-37,000 | 6,397 |
| Cash dividends | $143,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $351,680 | 5,004 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $887,000 | 6,130 |
| Total interest expense | $165,000 | 5,385 |
| Net interest income | $722,000 | 6,197 |
| Provision for loan and lease losses | $6,000 | 4,608 |
| Total noninterest income | $89,000 | 5,837 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $61,000 | 4,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 5,905 |
| Total noninterest expense | $577,000 | 6,279 |
| Salaries and employee benefits | $345,000 | 6,172 |
| Premises and equipment expense | $73,000 | 6,028 |
| Additional noninterest expense | $159,000 | 6,387 |
| Pre-tax net operating income | $228,000 | 5,170 |
| Securities gains (losses) | $63,000 | 1,379 |
| Applicable income taxes | $26,000 | 3,820 |
| Income before extraordinary items | $265,000 | 4,928 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $265,000 | 4,930 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $265,000 | 4,931 |
| Net charge-offs | $-33,000 | 6,447 |
| Cash dividends | $143,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $207,670 | 5,094 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $436,000 | 6,194 |
| Total interest expense | $91,000 | 5,314 |
| Net interest income | $345,000 | 6,296 |
| Provision for loan and lease losses | $4,000 | 4,247 |
| Total noninterest income | $45,000 | 5,842 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $286,000 | 6,360 |
| Salaries and employee benefits | $174,000 | 6,208 |
| Premises and equipment expense | $38,000 | 6,017 |
| Additional noninterest expense | $74,000 | 6,531 |
| Pre-tax net operating income | $100,000 | 5,320 |
| Securities gains (losses) | $3,000 | 1,729 |
| Applicable income taxes | $14,000 | 3,791 |
| Income before extraordinary items | $89,000 | 5,376 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $89,000 | 5,378 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $89,000 | 5,378 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $86,420 | 5,309 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 6,191 |
| Total interest expense | $433,000 | 5,398 |
| Net interest income | $1,493,000 | 6,291 |
| Provision for loan and lease losses | $18,000 | 5,630 |
| Total noninterest income | $191,000 | 5,745 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $132,000 | 4,987 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $59,000 | 5,747 |
| Total noninterest expense | $1,122,000 | 6,471 |
| Salaries and employee benefits | $666,000 | 6,333 |
| Premises and equipment expense | $146,000 | 6,148 |
| Additional noninterest expense | $310,000 | 6,610 |
| Pre-tax net operating income | $544,000 | 4,825 |
| Securities gains (losses) | $112,000 | 2,184 |
| Applicable income taxes | $33,000 | 4,027 |
| Income before extraordinary items | $623,000 | 4,635 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $623,000 | 4,635 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $623,000 | 4,636 |
| Net charge-offs | $-5,000 | 6,511 |
| Cash dividends | $1,257,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $516,600 | 4,708 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 6,287 |
| Total interest expense | $341,000 | 5,431 |
| Net interest income | $1,107,000 | 6,397 |
| Provision for loan and lease losses | $18,000 | 5,434 |
| Total noninterest income | $146,000 | 5,800 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,813 |
| Total noninterest expense | $848,000 | 6,525 |
| Salaries and employee benefits | $507,000 | 6,378 |
| Premises and equipment expense | $110,000 | 6,215 |
| Additional noninterest expense | $231,000 | 6,690 |
| Pre-tax net operating income | $387,000 | 5,031 |
| Securities gains (losses) | $64,000 | 2,289 |
| Applicable income taxes | $20,000 | 4,156 |
| Income before extraordinary items | $431,000 | 4,865 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $431,000 | 4,865 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $431,000 | 4,865 |
| Net charge-offs | $-30,000 | 6,833 |
| Cash dividends | $320,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $369,560 | 4,899 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $950,000 | 6,364 |
| Total interest expense | $216,000 | 5,628 |
| Net interest income | $734,000 | 6,452 |
| Provision for loan and lease losses | $18,000 | 5,176 |
| Total noninterest income | $102,000 | 5,769 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $66,000 | 5,076 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 5,731 |
| Total noninterest expense | $564,000 | 6,583 |
| Salaries and employee benefits | $342,000 | 6,416 |
| Premises and equipment expense | $70,000 | 6,310 |
| Additional noninterest expense | $152,000 | 6,753 |
| Pre-tax net operating income | $254,000 | 5,039 |
| Securities gains (losses) | $45,000 | 2,110 |
| Applicable income taxes | $7,000 | 4,344 |
| Income before extraordinary items | $292,000 | 4,855 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $292,000 | 4,858 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $292,000 | 4,858 |
| Net charge-offs | $-25,000 | 6,844 |
| Cash dividends | $280,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $247,900 | 4,880 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $469,000 | 6,436 |
| Total interest expense | $103,000 | 5,825 |
| Net interest income | $366,000 | 6,502 |
| Provision for loan and lease losses | $9,000 | 4,893 |
| Total noninterest income | $55,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 5,722 |
| Total noninterest expense | $287,000 | 6,625 |
| Salaries and employee benefits | $173,000 | 6,441 |
| Premises and equipment expense | $37,000 | 6,275 |
| Additional noninterest expense | $77,000 | 6,779 |
| Pre-tax net operating income | $125,000 | 5,156 |
| Securities gains (losses) | $18,000 | 1,629 |
| Applicable income taxes | $3,000 | 4,405 |
| Income before extraordinary items | $140,000 | 4,951 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $140,000 | 4,954 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $140,000 | 4,955 |
| Net charge-offs | $-12,000 | 6,715 |
| Cash dividends | $200,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $122,360 | 4,983 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 6,441 |
| Total interest expense | $513,000 | 5,802 |
| Net interest income | $1,490,000 | 6,539 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $217,000 | 5,642 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $146,000 | 4,944 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $71,000 | 5,630 |
| Total noninterest expense | $1,166,000 | 6,661 |
| Salaries and employee benefits | $690,000 | 6,501 |
| Premises and equipment expense | $145,000 | 6,449 |
| Additional noninterest expense | $331,000 | 6,756 |
| Pre-tax net operating income | $481,000 | 4,765 |
| Securities gains (losses) | $176,000 | 1,564 |
| Applicable income taxes | $16,000 | 4,189 |
| Income before extraordinary items | $641,000 | 4,292 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $641,000 | 4,294 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $641,000 | 4,294 |
| Net charge-offs | $89,000 | 5,084 |
| Cash dividends | $101,000 | 3,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $468,520 | 4,618 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 6,504 |
| Total interest expense | $390,000 | 5,889 |
| Net interest income | $1,117,000 | 6,591 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $167,000 | 5,701 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $111,000 | 4,948 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $56,000 | 5,669 |
| Total noninterest expense | $885,000 | 6,691 |
| Salaries and employee benefits | $519,000 | 6,521 |
| Premises and equipment expense | $118,000 | 6,403 |
| Additional noninterest expense | $248,000 | 6,806 |
| Pre-tax net operating income | $354,000 | 4,917 |
| Securities gains (losses) | $176,000 | 1,299 |
| Applicable income taxes | $14,000 | 4,164 |
| Income before extraordinary items | $516,000 | 4,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $516,000 | 4,259 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $516,000 | 4,259 |
| Net charge-offs | $93,000 | 4,498 |
| Cash dividends | $101,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $345,280 | 4,748 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $992,000 | 6,582 |
| Total interest expense | $265,000 | 5,968 |
| Net interest income | $727,000 | 6,667 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $104,000 | 5,807 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $69,000 | 5,052 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,811 |
| Total noninterest expense | $586,000 | 6,769 |
| Salaries and employee benefits | $348,000 | 6,564 |
| Premises and equipment expense | $71,000 | 6,570 |
| Additional noninterest expense | $167,000 | 6,876 |
| Pre-tax net operating income | $215,000 | 5,031 |
| Securities gains (losses) | $96,000 | 1,174 |
| Applicable income taxes | $9,000 | 4,140 |
| Income before extraordinary items | $302,000 | 4,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $302,000 | 4,435 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $302,000 | 4,437 |
| Net charge-offs | $40,000 | 4,628 |
| Cash dividends | $32,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $208,880 | 4,870 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 6,667 |
| Total interest expense | $135,000 | 6,034 |
| Net interest income | $347,000 | 6,765 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $50,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $290,000 | 6,830 |
| Salaries and employee benefits | $176,000 | 6,586 |
| Premises and equipment expense | $36,000 | 6,602 |
| Additional noninterest expense | $78,000 | 6,997 |
| Pre-tax net operating income | $92,000 | 5,232 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $87,000 | 5,188 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $87,000 | 5,186 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $87,000 | 5,188 |
| Net charge-offs | $44,000 | 3,462 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $87,000 | 5,126 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 6,546 |
| Total interest expense | $673,000 | 6,039 |
| Net interest income | $1,586,000 | 6,653 |
| Provision for loan and lease losses | $96,000 | 6,064 |
| Total noninterest income | $221,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $147,000 | 4,931 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 5,759 |
| Total noninterest expense | $1,206,000 | 6,857 |
| Salaries and employee benefits | $690,000 | 6,716 |
| Premises and equipment expense | $142,000 | 6,700 |
| Additional noninterest expense | $374,000 | 6,873 |
| Pre-tax net operating income | $505,000 | 4,361 |
| Securities gains (losses) | $84,000 | 2,306 |
| Applicable income taxes | $17,000 | 4,070 |
| Income before extraordinary items | $572,000 | 4,128 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $572,000 | 4,128 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $572,000 | 4,129 |
| Net charge-offs | $266,000 | 4,457 |
| Cash dividends | $156,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $490,520 | 4,215 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 6,596 |
| Total interest expense | $520,000 | 6,132 |
| Net interest income | $1,222,000 | 6,696 |
| Provision for loan and lease losses | $72,000 | 5,997 |
| Total noninterest income | $175,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $108,000 | 5,060 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $67,000 | 5,698 |
| Total noninterest expense | $913,000 | 6,904 |
| Salaries and employee benefits | $519,000 | 6,748 |
| Premises and equipment expense | $105,000 | 6,791 |
| Additional noninterest expense | $289,000 | 6,903 |
| Pre-tax net operating income | $412,000 | 4,464 |
| Securities gains (losses) | $84,000 | 2,067 |
| Applicable income taxes | $15,000 | 4,104 |
| Income before extraordinary items | $481,000 | 4,188 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $481,000 | 4,189 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $481,000 | 4,189 |
| Net charge-offs | $251,000 | 3,950 |
| Cash dividends | $156,000 | 2,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $399,520 | 4,288 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 6,603 |
| Total interest expense | $356,000 | 6,165 |
| Net interest income | $832,000 | 6,689 |
| Provision for loan and lease losses | $48,000 | 5,904 |
| Total noninterest income | $91,000 | 6,216 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $70,000 | 5,108 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $619,000 | 6,926 |
| Salaries and employee benefits | $344,000 | 6,811 |
| Premises and equipment expense | $72,000 | 6,805 |
| Additional noninterest expense | $203,000 | 6,890 |
| Pre-tax net operating income | $256,000 | 4,616 |
| Securities gains (losses) | $80,000 | 1,580 |
| Applicable income taxes | $10,000 | 4,085 |
| Income before extraordinary items | $326,000 | 4,159 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $326,000 | 4,158 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $326,000 | 4,158 |
| Net charge-offs | $156,000 | 3,789 |
| Cash dividends | $52,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $248,400 | 4,449 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 6,662 |
| Total interest expense | $182,000 | 6,257 |
| Net interest income | $423,000 | 6,720 |
| Provision for loan and lease losses | $24,000 | 5,644 |
| Total noninterest income | $50,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $302,000 | 7,070 |
| Salaries and employee benefits | $171,000 | 6,917 |
| Premises and equipment expense | $33,000 | 6,994 |
| Additional noninterest expense | $98,000 | 7,023 |
| Pre-tax net operating income | $147,000 | 4,575 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $142,000 | 4,476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $142,000 | 4,476 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $142,000 | 4,475 |
| Net charge-offs | $157,000 | 2,674 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $142,000 | 4,364 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 6,516 |
| Total interest expense | $942,000 | 6,144 |
| Net interest income | $1,796,000 | 6,574 |
| Provision for loan and lease losses | $545,000 | 4,410 |
| Total noninterest income | $172,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $143,000 | 5,234 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $29,000 | 6,757 |
| Total noninterest expense | $1,294,000 | 7,041 |
| Salaries and employee benefits | $685,000 | 7,002 |
| Premises and equipment expense | $127,000 | 7,127 |
| Additional noninterest expense | $482,000 | 6,839 |
| Pre-tax net operating income | $129,000 | 5,002 |
| Securities gains (losses) | $254,000 | 1,371 |
| Applicable income taxes | $13,000 | 3,817 |
| Income before extraordinary items | $370,000 | 4,255 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $370,000 | 4,255 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $370,000 | 4,255 |
| Net charge-offs | $683,000 | 3,380 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $123,620 | 5,017 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 6,544 |
| Total interest expense | $737,000 | 6,195 |
| Net interest income | $1,361,000 | 6,588 |
| Provision for loan and lease losses | $270,000 | 4,739 |
| Total noninterest income | $136,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $113,000 | 5,192 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $23,000 | 6,907 |
| Total noninterest expense | $954,000 | 7,106 |
| Salaries and employee benefits | $508,000 | 7,059 |
| Premises and equipment expense | $100,000 | 7,128 |
| Additional noninterest expense | $346,000 | 6,935 |
| Pre-tax net operating income | $273,000 | 4,632 |
| Securities gains (losses) | $196,000 | 1,296 |
| Applicable income taxes | $10,000 | 4,043 |
| Income before extraordinary items | $459,000 | 3,829 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $459,000 | 3,825 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $459,000 | 3,827 |
| Net charge-offs | $328,000 | 3,589 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $266,920 | 4,491 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 6,576 |
| Total interest expense | $512,000 | 6,224 |
| Net interest income | $912,000 | 6,600 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $91,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $75,000 | 5,177 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $628,000 | 7,184 |
| Salaries and employee benefits | $338,000 | 7,131 |
| Premises and equipment expense | $63,000 | 7,259 |
| Additional noninterest expense | $227,000 | 7,009 |
| Pre-tax net operating income | $195,000 | 4,682 |
| Securities gains (losses) | $134,000 | 1,273 |
| Applicable income taxes | $6,000 | 4,180 |
| Income before extraordinary items | $323,000 | 3,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $323,000 | 3,841 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $323,000 | 3,841 |
| Net charge-offs | $135,000 | 3,896 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $191,680 | 4,497 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 6,569 |
| Total interest expense | $267,000 | 6,243 |
| Net interest income | $461,000 | 6,582 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $50,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $39,000 | 5,065 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $314,000 | 7,193 |
| Salaries and employee benefits | $166,000 | 7,200 |
| Premises and equipment expense | $31,000 | 7,320 |
| Additional noninterest expense | $117,000 | 6,823 |
| Pre-tax net operating income | $47,000 | 5,675 |
| Securities gains (losses) | $124,000 | 890 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $168,000 | 4,150 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $168,000 | 4,153 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $168,000 | 4,153 |
| Net charge-offs | $139,000 | 2,499 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $46,480 | 5,577 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 6,580 |
| Total interest expense | $1,412,000 | 6,097 |
| Net interest income | $1,645,000 | 6,831 |
| Provision for loan and lease losses | $300,000 | 4,610 |
| Total noninterest income | $188,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $153,000 | 5,280 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $35,000 | 7,078 |
| Total noninterest expense | $1,180,000 | 7,292 |
| Salaries and employee benefits | $687,000 | 7,187 |
| Premises and equipment expense | $124,000 | 7,392 |
| Additional noninterest expense | $369,000 | 7,169 |
| Pre-tax net operating income | $353,000 | 5,274 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $51,000 | 3,847 |
| Income before extraordinary items | $305,000 | 5,092 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $305,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 3,929 |
| Cash dividends | $118,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $302,420 | 5,273 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 6,627 |
| Total interest expense | $1,092,000 | 6,145 |
| Net interest income | $1,226,000 | 6,895 |
| Provision for loan and lease losses | $143,000 | 4,691 |
| Total noninterest income | $138,000 | 6,710 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $113,000 | 5,343 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 7,272 |
| Total noninterest expense | $854,000 | 7,370 |
| Salaries and employee benefits | $503,000 | 7,239 |
| Premises and equipment expense | $98,000 | 7,375 |
| Additional noninterest expense | $253,000 | 7,302 |
| Pre-tax net operating income | $367,000 | 5,379 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $21,000 | 4,585 |
| Income before extraordinary items | $349,000 | 4,997 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $349,000 | 4,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-129,000 | 8,296 |
| Cash dividends | $28,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $346,180 | 5,172 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 6,654 |
| Total interest expense | $746,000 | 6,231 |
| Net interest income | $835,000 | 6,872 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $96,000 | 6,723 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $75,000 | 5,373 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $568,000 | 7,439 |
| Salaries and employee benefits | $342,000 | 7,272 |
| Premises and equipment expense | $71,000 | 7,323 |
| Additional noninterest expense | $155,000 | 7,459 |
| Pre-tax net operating income | $351,000 | 5,019 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $347,000 | 4,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $347,000 | 4,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-140,000 | 8,376 |
| Cash dividends | $28,000 | 4,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $344,060 | 4,708 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $786,000 | 6,749 |
| Total interest expense | $384,000 | 6,327 |
| Net interest income | $402,000 | 6,998 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $58,000 | 6,422 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $285,000 | 7,465 |
| Salaries and employee benefits | $176,000 | 7,241 |
| Premises and equipment expense | $33,000 | 7,431 |
| Additional noninterest expense | $76,000 | 7,503 |
| Pre-tax net operating income | $169,000 | 5,260 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $169,000 | 5,027 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $169,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $166,060 | 4,934 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 6,760 |
| Total interest expense | $1,650,000 | 6,235 |
| Net interest income | $1,483,000 | 7,127 |
| Provision for loan and lease losses | $1,200,000 | 1,247 |
| Total noninterest income | $222,000 | 6,586 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $196,000 | 4,950 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $26,000 | 7,642 |
| Total noninterest expense | $1,106,000 | 7,500 |
| Salaries and employee benefits | $621,000 | 7,482 |
| Premises and equipment expense | $115,000 | 7,600 |
| Additional noninterest expense | $370,000 | 7,199 |
| Pre-tax net operating income | $-601,000 | 7,868 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $-40,000 | 7,913 |
| Income before extraordinary items | $-536,000 | 7,902 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-536,000 | 7,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,451,000 | 776 |
| Cash dividends | $210,000 | 4,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-559,250 | 7,909 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 6,808 |
| Total interest expense | $1,214,000 | 6,308 |
| Net interest income | $1,117,000 | 7,179 |
| Provision for loan and lease losses | $1,200,000 | 765 |
| Total noninterest income | $187,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $151,000 | 4,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $36,000 | 7,171 |
| Total noninterest expense | $799,000 | 7,541 |
| Salaries and employee benefits | $444,000 | 7,543 |
| Premises and equipment expense | $93,000 | 7,488 |
| Additional noninterest expense | $262,000 | 7,299 |
| Pre-tax net operating income | $-695,000 | 8,184 |
| Securities gains (losses) | $25,000 | 777 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-670,000 | 8,213 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-670,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,449,000 | 504 |
| Cash dividends | $210,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-695,000 | 8,220 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 6,816 |
| Total interest expense | $809,000 | 6,336 |
| Net interest income | $765,000 | 7,186 |
| Provision for loan and lease losses | $750,000 | 740 |
| Total noninterest income | $132,000 | 6,365 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $98,000 | 4,983 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $34,000 | 6,824 |
| Total noninterest expense | $496,000 | 7,699 |
| Salaries and employee benefits | $292,000 | 7,613 |
| Premises and equipment expense | $62,000 | 7,522 |
| Additional noninterest expense | $142,000 | 7,653 |
| Pre-tax net operating income | $-349,000 | 8,189 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $-359,000 | 8,245 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-359,000 | 8,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 720 |
| Cash dividends | $210,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-359,000 | 8,234 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,857 |
| Total interest expense | $408,000 | 6,332 |
| Net interest income | $375,000 | 7,254 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $69,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $230,000 | 7,829 |
| Salaries and employee benefits | $142,000 | 7,696 |
| Premises and equipment expense | $26,000 | 7,758 |
| Additional noninterest expense | $62,000 | 7,840 |
| Pre-tax net operating income | $214,000 | 5,369 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $209,000 | 4,950 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $209,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 864 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $209,000 | 4,936 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 6,815 |
| Total interest expense | $1,425,000 | 6,226 |
| Net interest income | $1,522,000 | 7,154 |
| Provision for loan and lease losses | $431,000 | 2,147 |
| Total noninterest income | $372,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $213,000 | 4,854 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $159,000 | 5,512 |
| Total noninterest expense | $1,007,000 | 7,698 |
| Salaries and employee benefits | $598,000 | 7,600 |
| Premises and equipment expense | $103,000 | 7,768 |
| Additional noninterest expense | $306,000 | 7,552 |
| Pre-tax net operating income | $456,000 | 6,624 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $19,000 | 5,938 |
| Income before extraordinary items | $437,000 | 6,379 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $437,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $670,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $437,000 | 6,377 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 6,916 |
| Total interest expense | $1,010,000 | 6,298 |
| Net interest income | $1,143,000 | 7,224 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $226,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $161,000 | 4,884 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,548 |
| Total noninterest expense | $679,000 | 7,866 |
| Salaries and employee benefits | $399,000 | 7,779 |
| Premises and equipment expense | $75,000 | 7,834 |
| Additional noninterest expense | $205,000 | 7,748 |
| Pre-tax net operating income | $690,000 | 5,568 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $14,000 | 6,105 |
| Income before extraordinary items | $676,000 | 5,082 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $676,000 | 5,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,015 |
| Cash dividends | $570,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $676,000 | 5,079 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 7,014 |
| Total interest expense | $632,000 | 6,351 |
| Net interest income | $742,000 | 7,324 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $139,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $104,000 | 4,933 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 6,919 |
| Total noninterest expense | $436,000 | 7,941 |
| Salaries and employee benefits | $265,000 | 7,823 |
| Premises and equipment expense | $50,000 | 7,848 |
| Additional noninterest expense | $121,000 | 7,942 |
| Pre-tax net operating income | $445,000 | 5,672 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $9,000 | 6,166 |
| Income before extraordinary items | $436,000 | 5,192 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $436,000 | 5,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,021 |
| Cash dividends | $470,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $436,000 | 5,189 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $650,000 | 7,115 |
| Total interest expense | $304,000 | 6,362 |
| Net interest income | $346,000 | 7,464 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $71,000 | 6,306 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $218,000 | 7,966 |
| Salaries and employee benefits | $133,000 | 7,832 |
| Premises and equipment expense | $23,000 | 7,939 |
| Additional noninterest expense | $62,000 | 7,889 |
| Pre-tax net operating income | $199,000 | 5,854 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $194,000 | 5,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $194,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $270,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $194,000 | 5,419 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 6,923 |
| Total interest expense | $1,107,000 | 6,034 |
| Net interest income | $1,501,000 | 7,289 |
| Provision for loan and lease losses | $155,000 | 4,066 |
| Total noninterest income | $306,000 | 6,286 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $185,000 | 5,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $121,000 | 6,110 |
| Total noninterest expense | $960,000 | 7,817 |
| Salaries and employee benefits | $566,000 | 7,726 |
| Premises and equipment expense | $113,000 | 7,720 |
| Additional noninterest expense | $281,000 | 7,752 |
| Pre-tax net operating income | $692,000 | 6,171 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $19,000 | 6,341 |
| Income before extraordinary items | $673,000 | 5,749 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $673,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,989 |
| Cash dividends | $650,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $673,000 | 5,727 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 6,976 |
| Total interest expense | $791,000 | 6,046 |
| Net interest income | $1,127,000 | 7,333 |
| Provision for loan and lease losses | $95,000 | 4,242 |
| Total noninterest income | $176,000 | 6,831 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $135,000 | 5,292 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,302 |
| Total noninterest expense | $690,000 | 7,861 |
| Salaries and employee benefits | $380,000 | 7,861 |
| Premises and equipment expense | $94,000 | 7,565 |
| Additional noninterest expense | $216,000 | 7,718 |
| Pre-tax net operating income | $518,000 | 6,323 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $14,000 | 6,425 |
| Income before extraordinary items | $504,000 | 5,880 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $504,000 | 5,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $650,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $504,000 | 5,844 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 6,937 |
| Total interest expense | $514,000 | 5,963 |
| Net interest income | $763,000 | 7,310 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $114,000 | 6,862 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $452,000 | 7,901 |
| Salaries and employee benefits | $250,000 | 7,890 |
| Premises and equipment expense | $52,000 | 7,822 |
| Additional noninterest expense | $150,000 | 7,617 |
| Pre-tax net operating income | $425,000 | 5,831 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $10,000 | 6,414 |
| Income before extraordinary items | $410,000 | 5,382 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $410,000 | 5,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,119 |
| Cash dividends | $550,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $414,900 | 5,322 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 6,968 |
| Total interest expense | $254,000 | 5,922 |
| Net interest income | $382,000 | 7,359 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $56,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $216,000 | 8,043 |
| Salaries and employee benefits | $124,000 | 7,963 |
| Premises and equipment expense | $23,000 | 8,021 |
| Additional noninterest expense | $69,000 | 7,823 |
| Pre-tax net operating income | $222,000 | 5,724 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $217,000 | 5,207 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $217,000 | 5,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $217,000 | 5,177 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 6,844 |
| Total interest expense | $986,000 | 5,701 |
| Net interest income | $1,566,000 | 7,232 |
| Provision for loan and lease losses | $102,000 | 4,943 |
| Total noninterest income | $335,000 | 6,179 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $188,000 | 5,353 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $147,000 | 5,731 |
| Total noninterest expense | $942,000 | 7,919 |
| Salaries and employee benefits | $540,000 | 7,868 |
| Premises and equipment expense | $114,000 | 7,790 |
| Additional noninterest expense | $288,000 | 7,764 |
| Pre-tax net operating income | $857,000 | 5,630 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $18,000 | 6,584 |
| Income before extraordinary items | $839,000 | 5,152 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $839,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,147 |
| Cash dividends | $644,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $839,000 | 5,085 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 6,850 |
| Total interest expense | $732,000 | 5,699 |
| Net interest income | $1,197,000 | 7,194 |
| Provision for loan and lease losses | $72,000 | 4,871 |
| Total noninterest income | $180,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $140,000 | 5,417 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $672,000 | 7,976 |
| Salaries and employee benefits | $345,000 | 8,083 |
| Premises and equipment expense | $84,000 | 7,812 |
| Additional noninterest expense | $243,000 | 7,558 |
| Pre-tax net operating income | $633,000 | 5,748 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $14,000 | 6,683 |
| Income before extraordinary items | $619,000 | 5,279 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $619,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,750 |
| Cash dividends | $540,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $619,000 | 5,195 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 6,926 |
| Total interest expense | $483,000 | 5,744 |
| Net interest income | $775,000 | 7,294 |
| Provision for loan and lease losses | $43,000 | 4,943 |
| Total noninterest income | $113,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $89,000 | 5,514 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $418,000 | 8,138 |
| Salaries and employee benefits | $229,000 | 8,154 |
| Premises and equipment expense | $49,000 | 8,015 |
| Additional noninterest expense | $140,000 | 7,851 |
| Pre-tax net operating income | $427,000 | 5,698 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $9,000 | 6,693 |
| Income before extraordinary items | $418,000 | 5,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $418,000 | 5,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,817 |
| Cash dividends | $440,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $418,000 | 5,124 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $632,000 | 6,945 |
| Total interest expense | $244,000 | 5,783 |
| Net interest income | $388,000 | 7,333 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $59,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $217,000 | 8,121 |
| Salaries and employee benefits | $119,000 | 8,132 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $75,000 | 7,771 |
| Pre-tax net operating income | $215,000 | 5,652 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $211,000 | 5,200 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $211,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,873 |
| Cash dividends | $240,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $211,000 | 5,081 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 6,924 |
| Total interest expense | $1,019,000 | 6,068 |
| Net interest income | $1,593,000 | 7,217 |
| Provision for loan and lease losses | $255,000 | 3,498 |
| Total noninterest income | $317,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $186,000 | 5,426 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $131,000 | 6,069 |
| Total noninterest expense | $972,000 | 7,953 |
| Salaries and employee benefits | $545,000 | 7,916 |
| Premises and equipment expense | $99,000 | 8,079 |
| Additional noninterest expense | $328,000 | 7,586 |
| Pre-tax net operating income | $683,000 | 6,059 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $99,000 | 5,732 |
| Income before extraordinary items | $584,000 | 6,005 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $584,000 | 6,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 2,143 |
| Cash dividends | $108,000 | 5,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $584,000 | 5,843 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,955,000 | 7,007 |
| Total interest expense | $773,000 | 6,172 |
| Net interest income | $1,182,000 | 7,301 |
| Provision for loan and lease losses | $155,000 | 3,838 |
| Total noninterest income | $194,000 | 6,934 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $138,000 | 5,469 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,052 |
| Total noninterest expense | $701,000 | 8,019 |
| Salaries and employee benefits | $348,000 | 8,203 |
| Premises and equipment expense | $75,000 | 8,088 |
| Additional noninterest expense | $278,000 | 7,329 |
| Pre-tax net operating income | $520,000 | 6,194 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $94,000 | 5,636 |
| Income before extraordinary items | $426,000 | 6,204 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $426,000 | 6,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,076 |
| Cash dividends | $108,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $426,000 | 6,042 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 7,050 |
| Total interest expense | $521,000 | 6,263 |
| Net interest income | $785,000 | 7,327 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $117,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $88,000 | 5,550 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $457,000 | 8,076 |
| Salaries and employee benefits | $232,000 | 8,230 |
| Premises and equipment expense | $47,000 | 8,170 |
| Additional noninterest expense | $178,000 | 7,425 |
| Pre-tax net operating income | $420,000 | 5,740 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $92,000 | 5,235 |
| Income before extraordinary items | $328,000 | 5,901 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $328,000 | 5,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $84,000 | 4,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $328,000 | 5,671 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $652,000 | 7,099 |
| Total interest expense | $265,000 | 6,314 |
| Net interest income | $387,000 | 7,372 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $57,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $216,000 | 8,208 |
| Salaries and employee benefits | $118,000 | 8,241 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $75,000 | 7,806 |
| Pre-tax net operating income | $228,000 | 5,517 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $64,000 | 4,721 |
| Income before extraordinary items | $164,000 | 5,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 5,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $164,000 | 5,612 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 6,977 |
| Total interest expense | $1,290,000 | 6,205 |
| Net interest income | $1,590,000 | 7,286 |
| Provision for loan and lease losses | $118,000 | 5,458 |
| Total noninterest income | $280,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $157,000 | 5,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 6,013 |
| Total noninterest expense | $923,000 | 8,103 |
| Salaries and employee benefits | $509,000 | 8,110 |
| Premises and equipment expense | $110,000 | 8,038 |
| Additional noninterest expense | $304,000 | 7,776 |
| Pre-tax net operating income | $829,000 | 5,674 |
| Securities gains (losses) | $-4,000 | 8,797 |
| Applicable income taxes | $227,000 | 4,927 |
| Income before extraordinary items | $598,000 | 5,971 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $598,000 | 5,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,776 |
| Cash dividends | $95,000 | 5,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $600,880 | 5,817 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,197,000 | 7,039 |
| Total interest expense | $1,719,000 | 6,567 |
| Net interest income | $1,478,000 | 7,377 |
| Provision for loan and lease losses | $350,000 | 2,901 |
| Total noninterest income | $271,000 | 6,660 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $139,000 | 5,956 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $132,000 | 5,790 |
| Total noninterest expense | $879,000 | 8,257 |
| Salaries and employee benefits | $499,000 | 8,183 |
| Premises and equipment expense | $104,000 | 8,232 |
| Additional noninterest expense | $276,000 | 8,031 |
| Pre-tax net operating income | $520,000 | 6,475 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $127,000 | 5,697 |
| Income before extraordinary items | $402,000 | 6,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $402,000 | 6,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,049 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $395,160 | 6,474 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 7,469 |
| Total interest expense | $1,617,000 | 6,922 |
| Net interest income | $1,330,000 | 7,799 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $243,000 | 6,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 5,988 |
| Total noninterest expense | $782,000 | 8,616 |
| Salaries and employee benefits | $457,000 | 8,457 |
| Premises and equipment expense | $96,000 | 8,515 |
| Additional noninterest expense | $229,000 | 8,516 |
| Pre-tax net operating income | $691,000 | 6,259 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $187,000 | 5,525 |
| Income before extraordinary items | $503,000 | 6,299 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $503,000 | 6,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,113 |
| Cash dividends | $630,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $503,730 | 6,315 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 7,698 |
| Total interest expense | $1,469,000 | 7,058 |
| Net interest income | $1,238,000 | 8,115 |
| Provision for loan and lease losses | $75,000 | 5,766 |
| Total noninterest income | $232,000 | 7,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,379 |
| Total noninterest expense | $701,000 | 9,032 |
| Salaries and employee benefits | $402,000 | 8,873 |
| Premises and equipment expense | $99,000 | 8,653 |
| Additional noninterest expense | $200,000 | 9,029 |
| Pre-tax net operating income | $694,000 | 6,335 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $163,000 | 6,119 |
| Income before extraordinary items | $529,000 | 6,257 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $529,000 | 6,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $530,520 | 6,232 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 8,083 |
| Total interest expense | $1,399,000 | 7,424 |
| Net interest income | $1,113,000 | 8,545 |
| Provision for loan and lease losses | $66,000 | 5,965 |
| Total noninterest income | $205,000 | 7,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,546 |
| Total noninterest expense | $674,000 | 9,182 |
| Salaries and employee benefits | $372,000 | 9,141 |
| Premises and equipment expense | $97,000 | 8,780 |
| Additional noninterest expense | $205,000 | 9,065 |
| Pre-tax net operating income | $578,000 | 7,029 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $143,000 | 6,938 |
| Income before extraordinary items | $440,000 | 6,984 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $440,000 | 6,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,658 |
| Cash dividends | $122,000 | 6,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $436,250 | 6,904 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 8,892 |
| Total interest expense | $1,170,000 | 8,201 |
| Net interest income | $925,000 | 9,366 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $144,000 | 8,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,480 |
| Total noninterest expense | $572,000 | 9,850 |
| Salaries and employee benefits | $351,000 | 9,588 |
| Premises and equipment expense | $91,000 | 9,188 |
| Additional noninterest expense | $130,000 | 10,232 |
| Pre-tax net operating income | $437,000 | 8,249 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $74,000 | 8,840 |
| Income before extraordinary items | $361,000 | 7,909 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $361,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,539 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $362,660 | 7,847 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 9,671 |
| Total interest expense | $978,000 | 9,089 |
| Net interest income | $811,000 | 10,082 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $105,000 | 9,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,600 |
| Total noninterest expense | $565,000 | 10,333 |
| Salaries and employee benefits | $315,000 | 10,235 |
| Premises and equipment expense | $83,000 | 9,731 |
| Additional noninterest expense | $167,000 | 10,341 |
| Pre-tax net operating income | $311,000 | 9,055 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $70,000 | 9,328 |
| Income before extraordinary items | $239,000 | 8,920 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $239,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $240,540 | 8,857 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.