Home > Community Bank > Net charge- offs to loans
Community Bank, Net charge- offs to loans
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3686% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9306% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9306% | 694 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0398% | 4,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6981% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6981% | 390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1786% | 5,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 4,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 4,888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7707% | 5,317 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0515% | 4,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0515% | 4,897 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2463% | 5,578 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 4,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 4,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0682% | 5,400 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0501% | 4,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0501% | 4,842 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0202% | 4,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 4,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 4,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0569% | 4,597 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0250% | 4,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0250% | 4,690 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 2,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0175% | 4,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 1,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6414% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2373% | 5,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2373% | 5,433 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2106% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9288% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2728% | 5,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2728% | 5,441 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3268% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4403% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4611% | 5,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4611% | 5,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 4,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0225% | 4,468 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3233% | 5,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3233% | 5,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0428% | 5,509 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0458% | 5,484 |
| Percentage Net Loans Charged-off:Construction & development | -2.8450% | 5,616 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0403% | 5,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0220% | 4,596 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6776% | 5,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6776% | 5,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0406% | 5,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0378% | 5,458 |
| Percentage Net Loans Charged-off:Construction & development | -3.4553% | 5,685 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 5,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0344% | 4,703 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7788% | 5,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7788% | 5,920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 4,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0472% | 4,793 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2495% | 5,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2495% | 5,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 4,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0484% | 4,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1489% | 5,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1489% | 5,276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0410% | 5,867 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 5,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 5,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1130% | 5,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0345% | 3,778 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0347% | 3,655 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0328% | 5,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 5,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0300% | 5,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0502% | 5,059 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1120% | 5,640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1127% | 5,575 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0308% | 5,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0413% | 5,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0455% | 5,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 2,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0374% | 3,190 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0376% | 3,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0282% | 5,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1210% | 5,482 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1841% | 5,661 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1853% | 5,603 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 5,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 4,331 |
| Percentage Net Loans Charged-off:Construction & development | 1.0138% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 2,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 2,656 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7130% | 6,493 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7173% | 6,451 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0089% | 5,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 5,781 |
| Percentage Net Loans Charged-off:Construction & development | 1.2416% | 700 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 6,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 4,850 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8131% | 6,550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8179% | 6,499 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 3,564 |
| Percentage Net Loans Charged-off:Construction & development | 1.6637% | 562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 2,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0468% | 2,186 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5202% | 6,416 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5230% | 6,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 2,708 |
| Percentage Net Loans Charged-off:Construction & development | 3.3312% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 6,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0856% | 5,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5745% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5780% | 1,356 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1576% | 4,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1547% | 3,548 |
| Percentage Net Loans Charged-off:Construction & development | 5.7878% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1622% | 2,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2960% | 3,029 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2979% | 2,851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1816% | 3,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1871% | 3,165 |
| Percentage Net Loans Charged-off:Construction & development | 7.4687% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0604% | 2,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1647% | 2,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1813% | 3,274 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1824% | 3,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2272% | 3,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2844% | 2,506 |
| Percentage Net Loans Charged-off:Construction & development | 10.6566% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0922% | 2,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1717% | 3,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1729% | 2,892 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 3,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2326% | 2,379 |
| Percentage Net Loans Charged-off:Construction & development | 3.2599% | 573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1825% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2866% | 6,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4462% | 1,927 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4494% | 1,750 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3043% | 3,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2763% | 3,516 |
| Percentage Net Loans Charged-off:Construction & development | 1.0703% | 2,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2797% | 2,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3687% | 3,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1372% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1444% | 1,276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3963% | 3,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3564% | 2,896 |
| Percentage Net Loans Charged-off:Construction & development | 1.4184% | 1,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3601% | 1,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4918% | 2,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4994% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5080% | 865 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5208% | 2,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4844% | 2,326 |
| Percentage Net Loans Charged-off:Construction & development | 2.0961% | 1,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4853% | 1,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6098% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6481% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6566% | 726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7235% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7510% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 4.1052% | 714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7304% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6039% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6699% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6752% | 666 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0998% | 5,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0806% | 5,011 |
| Percentage Net Loans Charged-off:Construction & development | 2.6277% | 1,859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 3,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 5,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1092% | 4,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5505% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1318% | 5,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1066% | 4,470 |
| Percentage Net Loans Charged-off:Construction & development | 3.5873% | 1,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 3,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1470% | 3,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0273% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1280% | 4,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1597% | 3,759 |
| Percentage Net Loans Charged-off:Construction & development | 5.8627% | 883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 2,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0291% | 3,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0399% | 4,547 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 3,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0887% | 1,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2023% | 2,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1083% | 3,654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5676% | 3,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1690% | 4,306 |
| Percentage Net Loans Charged-off:Construction & development | 5.4956% | 1,132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 3,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9462% | 1,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0932% | 5,651 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5290% | 3,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1157% | 4,177 |
| Percentage Net Loans Charged-off:Construction & development | 3.9723% | 1,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9516% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1274% | 5,149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2265% | 4,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9917% | 1,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1783% | 4,526 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0643% | 7,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2956% | 7,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3702% | 3,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3261% | 3,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1230% | 3,461 |
| Percentage Net Loans Charged-off:Construction & development | 3.1747% | 791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 2,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0471% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3109% | 4,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2056% | 3,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1645% | 2,363 |
| Percentage Net Loans Charged-off:Construction & development | 4.1341% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3581% | 2,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3189% | 3,914 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 7,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 6,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1856% | 4,105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 7,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 7,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1418% | 3,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 6,352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 7,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 7,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0157% | 3,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1640% | 4,787 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 5,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 7,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 7,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 7,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 3,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1059% | 4,653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 4,690 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 7,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 2,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0760% | 4,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 3,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0778% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1079% | 3,453 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1128% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 7,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0525% | 8,212 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1278% | 6,092 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 7,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8939% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | 19.8210% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2663% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0470% | 8,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 7,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0651% | 8,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1563% | 6,089 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 7,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1663% | 7,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7862% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5869% | 1,998 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2689% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0630% | 8,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0952% | 8,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2270% | 6,070 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 7,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2423% | 7,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9150% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1257% | 1,959 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2922% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0100% | 6,871 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 7,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1740% | 8,442 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4377% | 6,038 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 6,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0694% | 3,650 |
| Percentage Net Loans Charged-off: Credit card loans | -4.6243% | 1,998 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4409% | 563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1291% | 8,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,976 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0148% | 6,011 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4103% | 8,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2993% | 4,556 |
| Percentage Net Loans Charged-off: Credit card loans | 63.3293% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6242% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1647% | 8,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 7,894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0203% | 5,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5276% | 8,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7376% | 2,242 |
| Percentage Net Loans Charged-off: Credit card loans | 84.2515% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7471% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2503% | 8,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 7,952 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0310% | 5,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7571% | 8,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0895% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | 96.0455% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1075% | 8,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 8,030 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0317% | 5,939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3964% | 7,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9503% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 225.6410% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 6,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0648% | 8,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 5,984 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1570% | 8,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0221% | 4,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5168% | 3,744 |
| Percentage Net Loans Charged-off: Credit card loans | 22.2965% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 5,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0594% | 8,493 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0204% | 5,968 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2526% | 8,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0638% | 3,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6061% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | 24.3767% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1061% | 3,304 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0755% | 8,555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3618% | 8,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2631% | 2,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7728% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | 27.2227% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 7,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1487% | 8,707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0302% | 5,920 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6949% | 8,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2702% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7863% | 2,231 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4211% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4327% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 8,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0474% | 8,637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0509% | 6,036 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0334% | 8,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1550% | 1,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4079% | 4,680 |
| Percentage Net Loans Charged-off: Credit card loans | 34.7222% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0300% | 7,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4448% | 1,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 8,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0554% | 8,667 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0583% | 5,991 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0442% | 8,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1848% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5580% | 3,585 |
| Percentage Net Loans Charged-off: Credit card loans | 47.2906% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0201% | 7,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4973% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 8,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0698% | 8,745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0715% | 5,964 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0639% | 8,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2991% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4044% | 1,387 |
| Percentage Net Loans Charged-off: Credit card loans | 84.0580% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0333% | 7,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2396% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0363% | 8,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0832% | 8,832 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1091% | 5,913 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5619% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1345% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 211.1111% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0369% | 7,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 6,622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1423% | 9,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 8,472 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0491% | 6,557 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0656% | 8,883 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0830% | 6,005 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 8,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2864% | 3,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2414% | 5,767 |
| Percentage Net Loans Charged-off: Credit card loans | 15.5367% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0387% | 7,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.9281% | 1,483 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 5,248 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2444% | 9,357 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 8,154 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 8,883 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0120% | 6,610 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1679% | 9,265 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5291% | 6,086 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6282% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4852% | 2,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9501% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5098% | 1,478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0864% | 7,967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 66.9231% | 12 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 4,791 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0638% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.0371% | 1,405 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0270% | 1,370 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0372% | 1,377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9503% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5768% | 1,397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3300% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2503% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4006% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6890% | 843 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2959% | 466 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3090% | 2,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1534% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | -0.0536% | 1,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1156% | 1,402 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0321% | 1,343 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8328% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9176% | 1,374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7192% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8383% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2029% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8419% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 5,762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | -0.2048% | 1,344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0425% | 1,313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1825% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2398% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0956% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4368% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4878% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1723% | 10,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3462% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 0.4124% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3415% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1953% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4114% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6123% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7950% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0952% | 1,243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6988% | 906 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1054% | 10,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7025% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 1.4140% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4200% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.1766% | 1,439 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.0150% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | -3.0222% | 1,357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3092% | 120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4440% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2154% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6128% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3743% | 1,308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3082% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6563% | 16 |
| Percentage Net Loans Charged-off:Construction & development | 21.5263% | 9 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8777% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2059% | 1,388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8329% | 21 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5490% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2483% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8733% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5247% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6664% | 15 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8811% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0029% | 37 |
| Percentage Net Loans Charged-off:Construction & development | 10.2278% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6326% | 107 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7395% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7184% | 70 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6084% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9202% | 60 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6895% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6992% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1500% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4969% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 12.2763% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0000% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3888% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2191% | 1,306 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1887% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3335% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8904% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8740% | 205 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8648% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 5.3661% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4651% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0175% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0990% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9577% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6987% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7067% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0276% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |