Home > Community Bank > Income and Expense
Community Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 4,429 |
| Total interest expense | $88,000 | 6,052 |
| Net interest income | $3,027,000 | 4,214 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $896,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $706,000 | 1,381 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $190,000 | 4,274 |
| Total noninterest expense | $3,046,000 | 3,817 |
| Salaries and employee benefits | $1,531,000 | 3,950 |
| Premises and equipment expense | $467,000 | 3,186 |
| Additional noninterest expense | $1,048,000 | 3,725 |
| Pre-tax net operating income | $877,000 | 3,973 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $221,000 | 2,720 |
| Income before extraordinary items | $656,000 | 4,227 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $656,000 | 4,228 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $656,000 | 4,228 |
| Net charge-offs | $10,000 | 4,150 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $656,000 | 4,174 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,783,000 | 1,293 |
| Total interest expense | $260,000 | 4,046 |
| Net interest income | $9,523,000 | 1,181 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,695,000 | 1,020 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,968,000 | 371 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $727,000 | 1,814 |
| Total noninterest expense | $8,463,000 | 1,188 |
| Salaries and employee benefits | $4,703,000 | 1,161 |
| Premises and equipment expense | $1,232,000 | 994 |
| Additional noninterest expense | $2,528,000 | 1,281 |
| Pre-tax net operating income | $3,755,000 | 1,073 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $3,755,000 | 864 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,755,000 | 864 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,755,000 | 864 |
| Net charge-offs | $-11,000 | 5,696 |
| Cash dividends | $1,150,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,755,000 | 846 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,821,000 | 1,314 |
| Total interest expense | $132,000 | 4,059 |
| Net interest income | $4,689,000 | 1,199 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,297,000 | 1,021 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $962,000 | 370 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $335,000 | 1,861 |
| Total noninterest expense | $4,271,000 | 1,193 |
| Salaries and employee benefits | $2,362,000 | 1,160 |
| Premises and equipment expense | $600,000 | 1,047 |
| Additional noninterest expense | $1,309,000 | 1,225 |
| Pre-tax net operating income | $1,715,000 | 1,117 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,715,000 | 913 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,715,000 | 914 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,715,000 | 914 |
| Net charge-offs | $6,000 | 3,056 |
| Cash dividends | $1,150,000 | 545 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,715,000 | 890 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,288,000 | 1,316 |
| Total interest expense | $612,000 | 4,048 |
| Net interest income | $18,676,000 | 1,177 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $6,035,000 | 986 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $4,310,000 | 347 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,725,000 | 1,693 |
| Total noninterest expense | $16,610,000 | 1,222 |
| Salaries and employee benefits | $9,087,000 | 1,193 |
| Premises and equipment expense | $2,404,000 | 996 |
| Additional noninterest expense | $5,119,000 | 1,314 |
| Pre-tax net operating income | $8,101,000 | 947 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $8,101,000 | 780 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,101,000 | 779 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,101,000 | 781 |
| Net charge-offs | $299,000 | 2,585 |
| Cash dividends | $4,810,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $8,101,000 | 762 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,436,000 | 1,325 |
| Total interest expense | $473,000 | 4,063 |
| Net interest income | $13,963,000 | 1,180 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $4,685,000 | 979 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $3,231,000 | 348 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,454,000 | 1,589 |
| Total noninterest expense | $12,312,000 | 1,236 |
| Salaries and employee benefits | $6,695,000 | 1,212 |
| Premises and equipment expense | $1,818,000 | 993 |
| Additional noninterest expense | $3,799,000 | 1,322 |
| Pre-tax net operating income | $6,336,000 | 924 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $6,336,000 | 760 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,336,000 | 761 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,336,000 | 762 |
| Net charge-offs | $207,000 | 2,528 |
| Cash dividends | $3,475,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,336,000 | 735 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,598,000 | 1,324 |
| Total interest expense | $332,000 | 4,020 |
| Net interest income | $9,266,000 | 1,171 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $3,044,000 | 1,003 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $2,141,000 | 351 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $903,000 | 1,708 |
| Total noninterest expense | $8,115,000 | 1,247 |
| Salaries and employee benefits | $4,470,000 | 1,201 |
| Premises and equipment expense | $1,215,000 | 992 |
| Additional noninterest expense | $2,430,000 | 1,359 |
| Pre-tax net operating income | $4,195,000 | 907 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $4,195,000 | 746 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,195,000 | 748 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,195,000 | 748 |
| Net charge-offs | $120,000 | 2,574 |
| Cash dividends | $2,300,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $4,195,000 | 716 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 1,319 |
| Total interest expense | $189,000 | 3,800 |
| Net interest income | $4,630,000 | 1,171 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,536,000 | 1,009 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $1,058,000 | 348 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $478,000 | 1,625 |
| Total noninterest expense | $3,989,000 | 1,273 |
| Salaries and employee benefits | $2,262,000 | 1,202 |
| Premises and equipment expense | $611,000 | 1,005 |
| Additional noninterest expense | $1,116,000 | 1,454 |
| Pre-tax net operating income | $2,177,000 | 860 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $2,177,000 | 721 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,177,000 | 721 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,177,000 | 722 |
| Net charge-offs | $99,000 | 1,902 |
| Cash dividends | $1,300,000 | 428 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,177,000 | 691 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,513,000 | 1,367 |
| Total interest expense | $881,000 | 3,912 |
| Net interest income | $18,632,000 | 1,185 |
| Provision for loan and lease losses | $480,000 | 2,767 |
| Total noninterest income | $6,173,000 | 982 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $4,450,000 | 346 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,723,000 | 1,690 |
| Total noninterest expense | $16,648,000 | 1,218 |
| Salaries and employee benefits | $8,682,000 | 1,214 |
| Premises and equipment expense | $2,414,000 | 984 |
| Additional noninterest expense | $5,552,000 | 1,226 |
| Pre-tax net operating income | $7,677,000 | 927 |
| Securities gains (losses) | $56,000 | 2,652 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $7,733,000 | 780 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,733,000 | 778 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,733,000 | 780 |
| Net charge-offs | $90,000 | 4,509 |
| Cash dividends | $4,670,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $7,677,000 | 729 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,748,000 | 1,384 |
| Total interest expense | $682,000 | 3,961 |
| Net interest income | $14,066,000 | 1,189 |
| Provision for loan and lease losses | $360,000 | 2,719 |
| Total noninterest income | $4,648,000 | 984 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $3,335,000 | 347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,313,000 | 1,670 |
| Total noninterest expense | $12,465,000 | 1,217 |
| Salaries and employee benefits | $6,536,000 | 1,204 |
| Premises and equipment expense | $1,820,000 | 985 |
| Additional noninterest expense | $4,109,000 | 1,241 |
| Pre-tax net operating income | $5,889,000 | 922 |
| Securities gains (losses) | $56,000 | 2,372 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $5,945,000 | 774 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,945,000 | 772 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,945,000 | 774 |
| Net charge-offs | $177,000 | 3,423 |
| Cash dividends | $3,270,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,889,000 | 734 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,923,000 | 1,379 |
| Total interest expense | $471,000 | 3,968 |
| Net interest income | $9,452,000 | 1,181 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $3,064,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $2,178,000 | 354 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $886,000 | 1,636 |
| Total noninterest expense | $8,322,000 | 1,209 |
| Salaries and employee benefits | $4,380,000 | 1,195 |
| Premises and equipment expense | $1,200,000 | 993 |
| Additional noninterest expense | $2,742,000 | 1,239 |
| Pre-tax net operating income | $3,954,000 | 918 |
| Securities gains (losses) | $56,000 | 1,984 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $4,010,000 | 763 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,010,000 | 761 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,010,000 | 763 |
| Net charge-offs | $101,000 | 3,402 |
| Cash dividends | $2,070,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,954,000 | 726 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 1,399 |
| Total interest expense | $246,000 | 3,974 |
| Net interest income | $4,682,000 | 1,186 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $1,413,000 | 1,015 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,009,000 | 376 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $404,000 | 1,744 |
| Total noninterest expense | $4,103,000 | 1,217 |
| Salaries and employee benefits | $2,202,000 | 1,188 |
| Premises and equipment expense | $596,000 | 1,007 |
| Additional noninterest expense | $1,305,000 | 1,282 |
| Pre-tax net operating income | $1,872,000 | 952 |
| Securities gains (losses) | $56,000 | 1,174 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,928,000 | 781 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,928,000 | 780 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,928,000 | 782 |
| Net charge-offs | $54,000 | 2,963 |
| Cash dividends | $1,120,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,872,000 | 752 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,552,000 | 1,387 |
| Total interest expense | $1,572,000 | 3,332 |
| Net interest income | $18,980,000 | 1,177 |
| Provision for loan and lease losses | $510,000 | 3,430 |
| Total noninterest income | $5,306,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,916,000 | 390 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,390,000 | 1,729 |
| Total noninterest expense | $16,966,000 | 1,161 |
| Salaries and employee benefits | $8,619,000 | 1,151 |
| Premises and equipment expense | $2,565,000 | 971 |
| Additional noninterest expense | $5,782,000 | 1,207 |
| Pre-tax net operating income | $6,810,000 | 894 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $6,810,000 | 739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,810,000 | 738 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,810,000 | 739 |
| Net charge-offs | $340,000 | 3,652 |
| Cash dividends | $4,115,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $6,810,000 | 709 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,568,000 | 1,393 |
| Total interest expense | $1,306,000 | 3,188 |
| Net interest income | $14,262,000 | 1,174 |
| Provision for loan and lease losses | $510,000 | 2,846 |
| Total noninterest income | $3,848,000 | 1,024 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,938,000 | 400 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $910,000 | 1,871 |
| Total noninterest expense | $12,928,000 | 1,140 |
| Salaries and employee benefits | $6,623,000 | 1,122 |
| Premises and equipment expense | $1,934,000 | 983 |
| Additional noninterest expense | $4,371,000 | 1,188 |
| Pre-tax net operating income | $4,672,000 | 997 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $4,672,000 | 819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,672,000 | 818 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,672,000 | 819 |
| Net charge-offs | $5,000 | 5,949 |
| Cash dividends | $2,930,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,672,000 | 788 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,416,000 | 1,405 |
| Total interest expense | $939,000 | 3,113 |
| Net interest income | $9,477,000 | 1,179 |
| Provision for loan and lease losses | $510,000 | 2,283 |
| Total noninterest income | $2,534,000 | 1,028 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,955,000 | 397 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $579,000 | 1,918 |
| Total noninterest expense | $8,745,000 | 1,144 |
| Salaries and employee benefits | $4,452,000 | 1,126 |
| Premises and equipment expense | $1,279,000 | 998 |
| Additional noninterest expense | $3,014,000 | 1,179 |
| Pre-tax net operating income | $2,756,000 | 1,083 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,756,000 | 896 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,756,000 | 895 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,756,000 | 896 |
| Net charge-offs | $-23,000 | 7,182 |
| Cash dividends | $2,120,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,756,000 | 869 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,245,000 | 1,396 |
| Total interest expense | $500,000 | 3,043 |
| Net interest income | $4,745,000 | 1,181 |
| Provision for loan and lease losses | $255,000 | 2,143 |
| Total noninterest income | $1,330,000 | 1,005 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $970,000 | 393 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $360,000 | 1,692 |
| Total noninterest expense | $4,437,000 | 1,134 |
| Salaries and employee benefits | $2,249,000 | 1,128 |
| Premises and equipment expense | $635,000 | 1,031 |
| Additional noninterest expense | $1,553,000 | 1,151 |
| Pre-tax net operating income | $1,383,000 | 1,073 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,383,000 | 881 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,383,000 | 880 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,383,000 | 881 |
| Net charge-offs | $-54,000 | 7,369 |
| Cash dividends | $1,060,000 | 362 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,383,000 | 858 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,003,000 | 1,389 |
| Total interest expense | $2,853,000 | 2,704 |
| Net interest income | $19,150,000 | 1,173 |
| Provision for loan and lease losses | $1,020,000 | 3,012 |
| Total noninterest income | $5,570,000 | 993 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,253,000 | 363 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,317,000 | 1,841 |
| Total noninterest expense | $17,755,000 | 1,122 |
| Salaries and employee benefits | $9,096,000 | 1,086 |
| Premises and equipment expense | $2,408,000 | 1,075 |
| Additional noninterest expense | $6,251,000 | 1,182 |
| Pre-tax net operating income | $5,945,000 | 878 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $5,945,000 | 747 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,945,000 | 747 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,945,000 | 748 |
| Net charge-offs | $989,000 | 2,705 |
| Cash dividends | $4,166,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,945,000 | 717 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,593,000 | 1,408 |
| Total interest expense | $2,239,000 | 2,717 |
| Net interest income | $14,354,000 | 1,184 |
| Provision for loan and lease losses | $765,000 | 2,913 |
| Total noninterest income | $4,068,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $3,228,000 | 361 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $840,000 | 2,018 |
| Total noninterest expense | $13,240,000 | 1,115 |
| Salaries and employee benefits | $6,880,000 | 1,073 |
| Premises and equipment expense | $1,784,000 | 1,100 |
| Additional noninterest expense | $4,576,000 | 1,180 |
| Pre-tax net operating income | $4,417,000 | 933 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $4,417,000 | 785 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,417,000 | 783 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,417,000 | 786 |
| Net charge-offs | $606,000 | 2,813 |
| Cash dividends | $3,006,000 | 363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,417,000 | 740 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,070,000 | 1,429 |
| Total interest expense | $1,525,000 | 2,746 |
| Net interest income | $9,545,000 | 1,191 |
| Provision for loan and lease losses | $510,000 | 2,820 |
| Total noninterest income | $2,609,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,183,000 | 358 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $426,000 | 2,323 |
| Total noninterest expense | $8,679,000 | 1,138 |
| Salaries and employee benefits | $4,584,000 | 1,072 |
| Premises and equipment expense | $1,158,000 | 1,147 |
| Additional noninterest expense | $2,937,000 | 1,206 |
| Pre-tax net operating income | $2,965,000 | 919 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,965,000 | 756 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,965,000 | 752 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,965,000 | 756 |
| Net charge-offs | $236,000 | 3,352 |
| Cash dividends | $1,996,000 | 362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,965,000 | 732 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,492,000 | 1,479 |
| Total interest expense | $769,000 | 2,850 |
| Net interest income | $4,723,000 | 1,215 |
| Provision for loan and lease losses | $255,000 | 2,638 |
| Total noninterest income | $1,245,000 | 1,019 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,086,000 | 356 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $159,000 | 2,738 |
| Total noninterest expense | $4,260,000 | 1,183 |
| Salaries and employee benefits | $2,298,000 | 1,077 |
| Premises and equipment expense | $551,000 | 1,236 |
| Additional noninterest expense | $1,411,000 | 1,253 |
| Pre-tax net operating income | $1,453,000 | 930 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,453,000 | 761 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,453,000 | 763 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,453,000 | 765 |
| Net charge-offs | $194,000 | 2,466 |
| Cash dividends | $1,210,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,453,000 | 727 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,026,000 | 1,496 |
| Total interest expense | $3,200,000 | 3,263 |
| Net interest income | $19,826,000 | 1,102 |
| Provision for loan and lease losses | $1,181,000 | 3,238 |
| Total noninterest income | $5,423,000 | 1,029 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $4,525,000 | 376 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $898,000 | 2,287 |
| Total noninterest expense | $16,528,000 | 1,254 |
| Salaries and employee benefits | $8,487,000 | 1,149 |
| Premises and equipment expense | $2,161,000 | 1,262 |
| Additional noninterest expense | $5,880,000 | 1,285 |
| Pre-tax net operating income | $7,540,000 | 567 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $7,540,000 | 427 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,540,000 | 427 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,540,000 | 429 |
| Net charge-offs | $925,000 | 2,956 |
| Cash dividends | $6,300,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,540,000 | 431 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,428,000 | 1,505 |
| Total interest expense | $2,421,000 | 3,358 |
| Net interest income | $15,007,000 | 1,098 |
| Provision for loan and lease losses | $1,248,000 | 2,473 |
| Total noninterest income | $4,054,000 | 1,033 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $3,335,000 | 379 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $719,000 | 2,261 |
| Total noninterest expense | $12,151,000 | 1,267 |
| Salaries and employee benefits | $6,329,000 | 1,167 |
| Premises and equipment expense | $1,658,000 | 1,246 |
| Additional noninterest expense | $4,164,000 | 1,307 |
| Pre-tax net operating income | $5,662,000 | 603 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $5,662,000 | 465 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,662,000 | 463 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,662,000 | 465 |
| Net charge-offs | $349,000 | 3,506 |
| Cash dividends | $4,750,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,662,000 | 463 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,664,000 | 1,535 |
| Total interest expense | $1,654,000 | 3,423 |
| Net interest income | $10,010,000 | 1,098 |
| Provision for loan and lease losses | $480,000 | 3,018 |
| Total noninterest income | $2,674,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,159,000 | 382 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $515,000 | 2,183 |
| Total noninterest expense | $7,995,000 | 1,307 |
| Salaries and employee benefits | $4,175,000 | 1,211 |
| Premises and equipment expense | $1,074,000 | 1,311 |
| Additional noninterest expense | $2,746,000 | 1,356 |
| Pre-tax net operating income | $4,209,000 | 520 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $4,209,000 | 410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,209,000 | 408 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $4,209,000 | 410 |
| Net charge-offs | $222,000 | 3,305 |
| Cash dividends | $3,250,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $4,209,000 | 392 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 1,540 |
| Total interest expense | $854,000 | 3,451 |
| Net interest income | $5,047,000 | 1,084 |
| Provision for loan and lease losses | $162,000 | 3,120 |
| Total noninterest income | $1,308,000 | 1,038 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,053,000 | 381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $255,000 | 2,177 |
| Total noninterest expense | $3,884,000 | 1,287 |
| Salaries and employee benefits | $2,036,000 | 1,270 |
| Premises and equipment expense | $514,000 | 1,379 |
| Additional noninterest expense | $1,334,000 | 1,226 |
| Pre-tax net operating income | $2,309,000 | 512 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $2,309,000 | 423 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,309,000 | 424 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,309,000 | 425 |
| Net charge-offs | $87,000 | 3,021 |
| Cash dividends | $1,750,000 | 244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,309,000 | 389 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,689,000 | 1,569 |
| Total interest expense | $5,513,000 | 2,718 |
| Net interest income | $19,176,000 | 1,158 |
| Provision for loan and lease losses | $530,000 | 3,719 |
| Total noninterest income | $4,872,000 | 1,080 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,050,000 | 428 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $822,000 | 2,426 |
| Total noninterest expense | $15,382,000 | 1,272 |
| Salaries and employee benefits | $8,062,000 | 1,249 |
| Premises and equipment expense | $2,048,000 | 1,340 |
| Additional noninterest expense | $5,272,000 | 1,209 |
| Pre-tax net operating income | $8,136,000 | 685 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $8,136,000 | 480 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,136,000 | 480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 3,324 |
| Cash dividends | $7,250,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $8,136,000 | 507 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,556,000 | 1,614 |
| Total interest expense | $4,388,000 | 2,669 |
| Net interest income | $14,168,000 | 1,196 |
| Provision for loan and lease losses | $315,000 | 3,467 |
| Total noninterest income | $3,614,000 | 1,128 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,985,000 | 443 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $629,000 | 2,468 |
| Total noninterest expense | $11,298,000 | 1,275 |
| Salaries and employee benefits | $5,751,000 | 1,347 |
| Premises and equipment expense | $1,559,000 | 1,333 |
| Additional noninterest expense | $3,988,000 | 1,151 |
| Pre-tax net operating income | $6,169,000 | 819 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $6,169,000 | 591 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,169,000 | 590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,230 |
| Cash dividends | $5,500,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,169,000 | 624 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,403,000 | 1,624 |
| Total interest expense | $3,085,000 | 2,643 |
| Net interest income | $9,318,000 | 1,204 |
| Provision for loan and lease losses | $210,000 | 3,064 |
| Total noninterest income | $2,373,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,937,000 | 439 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $436,000 | 2,451 |
| Total noninterest expense | $7,427,000 | 1,290 |
| Salaries and employee benefits | $3,781,000 | 1,379 |
| Premises and equipment expense | $1,012,000 | 1,368 |
| Additional noninterest expense | $2,634,000 | 1,132 |
| Pre-tax net operating income | $4,054,000 | 869 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $4,054,000 | 681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,054,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,858 |
| Cash dividends | $4,000,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,054,000 | 663 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,329,000 | 1,640 |
| Total interest expense | $1,693,000 | 2,592 |
| Net interest income | $4,636,000 | 1,191 |
| Provision for loan and lease losses | $105,000 | 2,634 |
| Total noninterest income | $1,220,000 | 1,130 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $972,000 | 433 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $248,000 | 2,238 |
| Total noninterest expense | $3,665,000 | 1,310 |
| Salaries and employee benefits | $1,880,000 | 1,396 |
| Premises and equipment expense | $496,000 | 1,406 |
| Additional noninterest expense | $1,289,000 | 1,118 |
| Pre-tax net operating income | $2,086,000 | 899 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $2,086,000 | 731 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,086,000 | 732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,953 |
| Cash dividends | $2,000,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,086,000 | 696 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,619,000 | 1,691 |
| Total interest expense | $6,814,000 | 2,702 |
| Net interest income | $18,805,000 | 1,181 |
| Provision for loan and lease losses | $191,000 | 3,944 |
| Total noninterest income | $4,997,000 | 1,103 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $4,101,000 | 421 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $896,000 | 2,387 |
| Total noninterest expense | $14,576,000 | 1,272 |
| Salaries and employee benefits | $7,618,000 | 1,317 |
| Premises and equipment expense | $1,964,000 | 1,348 |
| Additional noninterest expense | $4,994,000 | 1,132 |
| Pre-tax net operating income | $9,035,000 | 941 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $9,035,000 | 719 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,035,000 | 717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,418 |
| Cash dividends | $7,310,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,035,000 | 712 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,049,000 | 1,698 |
| Total interest expense | $5,006,000 | 2,739 |
| Net interest income | $14,043,000 | 1,199 |
| Provision for loan and lease losses | $116,000 | 3,909 |
| Total noninterest income | $3,728,000 | 1,104 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,013,000 | 424 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $715,000 | 2,286 |
| Total noninterest expense | $10,818,000 | 1,277 |
| Salaries and employee benefits | $5,565,000 | 1,354 |
| Premises and equipment expense | $1,623,000 | 1,215 |
| Additional noninterest expense | $3,630,000 | 1,139 |
| Pre-tax net operating income | $6,837,000 | 1,009 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $6,837,000 | 768 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,837,000 | 766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,249 |
| Cash dividends | $5,610,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,837,000 | 760 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,511,000 | 1,735 |
| Total interest expense | $3,245,000 | 2,802 |
| Net interest income | $9,266,000 | 1,232 |
| Provision for loan and lease losses | $116,000 | 3,089 |
| Total noninterest income | $2,425,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,000,000 | 436 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $425,000 | 2,486 |
| Total noninterest expense | $7,146,000 | 1,303 |
| Salaries and employee benefits | $3,692,000 | 1,387 |
| Premises and equipment expense | $1,086,000 | 1,236 |
| Additional noninterest expense | $2,368,000 | 1,180 |
| Pre-tax net operating income | $4,429,000 | 1,080 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $4,429,000 | 824 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,429,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,700 |
| Cash dividends | $3,310,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,429,000 | 810 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,175,000 | 1,750 |
| Total interest expense | $1,565,000 | 2,873 |
| Net interest income | $4,610,000 | 1,236 |
| Provision for loan and lease losses | $87,000 | 2,267 |
| Total noninterest income | $1,195,000 | 1,139 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $959,000 | 433 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $236,000 | 2,304 |
| Total noninterest expense | $3,532,000 | 1,316 |
| Salaries and employee benefits | $1,839,000 | 1,403 |
| Premises and equipment expense | $543,000 | 1,238 |
| Additional noninterest expense | $1,150,000 | 1,185 |
| Pre-tax net operating income | $2,186,000 | 1,067 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $2,186,000 | 820 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,186,000 | 819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $1,310,000 | 646 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,186,000 | 812 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,772,000 | 1,699 |
| Total interest expense | $5,322,000 | 2,867 |
| Net interest income | $18,450,000 | 1,226 |
| Provision for loan and lease losses | $57,000 | 5,470 |
| Total noninterest income | $5,144,000 | 1,072 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,997,000 | 430 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,147,000 | 2,032 |
| Total noninterest expense | $14,075,000 | 1,271 |
| Salaries and employee benefits | $7,077,000 | 1,378 |
| Premises and equipment expense | $2,125,000 | 1,203 |
| Additional noninterest expense | $4,873,000 | 1,098 |
| Pre-tax net operating income | $9,462,000 | 1,035 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $76,000 | 5,174 |
| Income before extraordinary items | $9,386,000 | 794 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,386,000 | 793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $716,000 | 896 |
| Cash dividends | $6,400,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,386,000 | 782 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,520,000 | 1,714 |
| Total interest expense | $3,753,000 | 2,944 |
| Net interest income | $13,767,000 | 1,247 |
| Provision for loan and lease losses | $57,000 | 4,937 |
| Total noninterest income | $3,998,000 | 1,048 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,035,000 | 431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $963,000 | 1,870 |
| Total noninterest expense | $10,671,000 | 1,275 |
| Salaries and employee benefits | $5,414,000 | 1,371 |
| Premises and equipment expense | $1,601,000 | 1,216 |
| Additional noninterest expense | $3,656,000 | 1,101 |
| Pre-tax net operating income | $7,037,000 | 1,090 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $7,037,000 | 826 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,037,000 | 825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $604,000 | 689 |
| Cash dividends | $4,500,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,037,000 | 817 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,390,000 | 1,721 |
| Total interest expense | $2,296,000 | 3,050 |
| Net interest income | $9,094,000 | 1,258 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $2,731,000 | 1,029 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,013,000 | 425 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $718,000 | 1,731 |
| Total noninterest expense | $7,117,000 | 1,282 |
| Salaries and employee benefits | $3,617,000 | 1,373 |
| Premises and equipment expense | $1,042,000 | 1,241 |
| Additional noninterest expense | $2,458,000 | 1,104 |
| Pre-tax net operating income | $4,708,000 | 1,080 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $4,708,000 | 827 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,708,000 | 827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 658 |
| Cash dividends | $2,800,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,708,000 | 812 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,496,000 | 1,739 |
| Total interest expense | $1,080,000 | 3,061 |
| Net interest income | $4,416,000 | 1,291 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,448,000 | 965 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $988,000 | 415 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $460,000 | 1,429 |
| Total noninterest expense | $3,540,000 | 1,296 |
| Salaries and employee benefits | $1,804,000 | 1,374 |
| Premises and equipment expense | $528,000 | 1,229 |
| Additional noninterest expense | $1,208,000 | 1,109 |
| Pre-tax net operating income | $2,324,000 | 1,068 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $2,324,000 | 824 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,324,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 455 |
| Cash dividends | $1,400,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,324,000 | 812 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,978,000 | 1,686 |
| Total interest expense | $3,353,000 | 3,048 |
| Net interest income | $16,625,000 | 1,311 |
| Provision for loan and lease losses | $-109,000 | 8,639 |
| Total noninterest income | $6,080,000 | 931 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $4,298,000 | 393 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,782,000 | 1,462 |
| Total noninterest expense | $14,000,000 | 1,235 |
| Salaries and employee benefits | $7,091,000 | 1,309 |
| Premises and equipment expense | $2,061,000 | 1,195 |
| Additional noninterest expense | $4,848,000 | 1,061 |
| Pre-tax net operating income | $8,814,000 | 1,099 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $13,000 | 6,454 |
| Income before extraordinary items | $8,801,000 | 819 |
| Extraordinary gains, net | $129,000 | 25 |
| Net income | $8,930,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,411 |
| Cash dividends | $7,575,000 | 470 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,801,000 | 808 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,611,000 | 1,687 |
| Total interest expense | $2,366,000 | 3,065 |
| Net interest income | $12,245,000 | 1,332 |
| Provision for loan and lease losses | $366,000 | 1,847 |
| Total noninterest income | $4,382,000 | 967 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,190,000 | 393 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,192,000 | 1,592 |
| Total noninterest expense | $10,376,000 | 1,240 |
| Salaries and employee benefits | $5,746,000 | 1,198 |
| Premises and equipment expense | $1,753,000 | 1,018 |
| Additional noninterest expense | $2,877,000 | 1,323 |
| Pre-tax net operating income | $5,885,000 | 1,215 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $5,885,000 | 916 |
| Extraordinary gains, net | $129,000 | 17 |
| Net income | $6,014,000 | 895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,982 |
| Cash dividends | $4,000,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,885,000 | 899 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,451,000 | 1,694 |
| Total interest expense | $1,453,000 | 3,123 |
| Net interest income | $7,998,000 | 1,346 |
| Provision for loan and lease losses | $330,000 | 1,399 |
| Total noninterest income | $2,813,000 | 978 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,053,000 | 404 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $760,000 | 1,638 |
| Total noninterest expense | $6,857,000 | 1,235 |
| Salaries and employee benefits | $3,807,000 | 1,203 |
| Premises and equipment expense | $1,130,000 | 1,045 |
| Additional noninterest expense | $1,920,000 | 1,299 |
| Pre-tax net operating income | $3,624,000 | 1,292 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,624,000 | 957 |
| Extraordinary gains, net | $129,000 | 14 |
| Net income | $3,753,000 | 931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,130 |
| Cash dividends | $2,400,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,624,000 | 936 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 1,708 |
| Total interest expense | $641,000 | 3,336 |
| Net interest income | $3,947,000 | 1,355 |
| Provision for loan and lease losses | $204,000 | 1,121 |
| Total noninterest income | $1,371,000 | 980 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $982,000 | 410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $389,000 | 1,583 |
| Total noninterest expense | $3,378,000 | 1,252 |
| Salaries and employee benefits | $1,909,000 | 1,204 |
| Premises and equipment expense | $556,000 | 1,080 |
| Additional noninterest expense | $913,000 | 1,358 |
| Pre-tax net operating income | $1,736,000 | 1,327 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,736,000 | 999 |
| Extraordinary gains, net | $111,000 | 11 |
| Net income | $1,847,000 | 947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $1,200,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,736,000 | 978 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,545,000 | 1,645 |
| Total interest expense | $2,502,000 | 3,060 |
| Net interest income | $15,043,000 | 1,346 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $5,940,000 | 924 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,071,000 | 437 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,869,000 | 1,391 |
| Total noninterest expense | $13,460,000 | 1,214 |
| Salaries and employee benefits | $7,211,000 | 1,204 |
| Premises and equipment expense | $2,241,000 | 1,024 |
| Additional noninterest expense | $4,008,000 | 1,233 |
| Pre-tax net operating income | $7,523,000 | 1,159 |
| Securities gains (losses) | $21,000 | 2,362 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $7,544,000 | 868 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,544,000 | 869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 1,205 |
| Cash dividends | $4,786,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,523,000 | 842 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,997,000 | 1,649 |
| Total interest expense | $1,911,000 | 2,953 |
| Net interest income | $11,086,000 | 1,353 |
| Provision for loan and lease losses | $433,000 | 1,664 |
| Total noninterest income | $4,536,000 | 920 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,063,000 | 444 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,473,000 | 1,354 |
| Total noninterest expense | $9,995,000 | 1,220 |
| Salaries and employee benefits | $5,366,000 | 1,218 |
| Premises and equipment expense | $1,671,000 | 1,031 |
| Additional noninterest expense | $2,958,000 | 1,242 |
| Pre-tax net operating income | $5,194,000 | 1,261 |
| Securities gains (losses) | $21,000 | 2,274 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $5,215,000 | 949 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,215,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,452 |
| Cash dividends | $3,586,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,194,000 | 922 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,612,000 | 1,637 |
| Total interest expense | $1,310,000 | 2,877 |
| Net interest income | $7,302,000 | 1,353 |
| Provision for loan and lease losses | $276,000 | 1,688 |
| Total noninterest income | $3,016,000 | 923 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,981,000 | 443 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,035,000 | 1,288 |
| Total noninterest expense | $6,579,000 | 1,235 |
| Salaries and employee benefits | $3,510,000 | 1,244 |
| Premises and equipment expense | $1,129,000 | 1,016 |
| Additional noninterest expense | $1,940,000 | 1,247 |
| Pre-tax net operating income | $3,463,000 | 1,240 |
| Securities gains (losses) | $21,000 | 2,004 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $3,484,000 | 940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,484,000 | 941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 1,492 |
| Cash dividends | $2,100,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,463,000 | 912 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,337,000 | 1,630 |
| Total interest expense | $671,000 | 2,851 |
| Net interest income | $3,666,000 | 1,353 |
| Provision for loan and lease losses | $137,000 | 1,650 |
| Total noninterest income | $1,462,000 | 932 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $960,000 | 450 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $502,000 | 1,290 |
| Total noninterest expense | $3,287,000 | 1,239 |
| Salaries and employee benefits | $1,714,000 | 1,290 |
| Premises and equipment expense | $548,000 | 1,085 |
| Additional noninterest expense | $1,025,000 | 1,172 |
| Pre-tax net operating income | $1,704,000 | 1,242 |
| Securities gains (losses) | $21,000 | 1,679 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,725,000 | 943 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,725,000 | 943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,853 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,704,000 | 910 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,659,000 | 1,622 |
| Total interest expense | $3,241,000 | 2,671 |
| Net interest income | $14,418,000 | 1,361 |
| Provision for loan and lease losses | $798,000 | 1,463 |
| Total noninterest income | $6,019,000 | 966 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,694,000 | 462 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,325,000 | 1,305 |
| Total noninterest expense | $12,836,000 | 1,260 |
| Salaries and employee benefits | $6,741,000 | 1,269 |
| Premises and equipment expense | $2,328,000 | 984 |
| Additional noninterest expense | $3,767,000 | 1,316 |
| Pre-tax net operating income | $6,803,000 | 1,229 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $6,803,000 | 947 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,803,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,618 |
| Cash dividends | $4,485,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,803,000 | 890 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,273,000 | 1,642 |
| Total interest expense | $2,520,000 | 2,667 |
| Net interest income | $10,753,000 | 1,374 |
| Provision for loan and lease losses | $608,000 | 1,387 |
| Total noninterest income | $4,548,000 | 997 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,677,000 | 488 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,871,000 | 1,298 |
| Total noninterest expense | $9,604,000 | 1,274 |
| Salaries and employee benefits | $5,043,000 | 1,290 |
| Premises and equipment expense | $1,804,000 | 947 |
| Additional noninterest expense | $2,757,000 | 1,336 |
| Pre-tax net operating income | $5,089,000 | 1,266 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $5,089,000 | 988 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,089,000 | 988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,769 |
| Cash dividends | $3,295,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,089,000 | 925 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,914,000 | 1,650 |
| Total interest expense | $1,744,000 | 2,654 |
| Net interest income | $7,170,000 | 1,371 |
| Provision for loan and lease losses | $472,000 | 1,212 |
| Total noninterest income | $2,926,000 | 1,018 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,728,000 | 502 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,198,000 | 1,338 |
| Total noninterest expense | $6,280,000 | 1,297 |
| Salaries and employee benefits | $3,357,000 | 1,287 |
| Premises and equipment expense | $1,179,000 | 978 |
| Additional noninterest expense | $1,744,000 | 1,420 |
| Pre-tax net operating income | $3,344,000 | 1,275 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $3,344,000 | 1,000 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,344,000 | 1,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,589 |
| Cash dividends | $2,320,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,344,000 | 921 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,481,000 | 1,651 |
| Total interest expense | $890,000 | 2,670 |
| Net interest income | $3,591,000 | 1,367 |
| Provision for loan and lease losses | $220,000 | 1,270 |
| Total noninterest income | $1,412,000 | 1,017 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $826,000 | 509 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $586,000 | 1,325 |
| Total noninterest expense | $3,124,000 | 1,299 |
| Salaries and employee benefits | $1,682,000 | 1,294 |
| Premises and equipment expense | $576,000 | 1,001 |
| Additional noninterest expense | $866,000 | 1,389 |
| Pre-tax net operating income | $1,659,000 | 1,294 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,659,000 | 1,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,659,000 | 1,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,220 |
| Cash dividends | $1,350,000 | 527 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,659,000 | 937 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,233,000 | 1,597 |
| Total interest expense | $5,118,000 | 2,191 |
| Net interest income | $14,115,000 | 1,372 |
| Provision for loan and lease losses | $886,000 | 1,507 |
| Total noninterest income | $5,391,000 | 977 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,334,000 | 490 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,057,000 | 1,282 |
| Total noninterest expense | $12,416,000 | 1,235 |
| Salaries and employee benefits | $6,377,000 | 1,272 |
| Premises and equipment expense | $2,235,000 | 978 |
| Additional noninterest expense | $3,804,000 | 1,266 |
| Pre-tax net operating income | $6,204,000 | 1,354 |
| Securities gains (losses) | $61,000 | 2,221 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $6,265,000 | 1,000 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,265,000 | 1,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,717 |
| Cash dividends | $4,392,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,204,000 | 969 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,675,000 | 1,565 |
| Total interest expense | $8,424,000 | 1,922 |
| Net interest income | $13,251,000 | 1,334 |
| Provision for loan and lease losses | $797,000 | 1,510 |
| Total noninterest income | $4,715,000 | 1,042 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,931,000 | 512 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,784,000 | 1,343 |
| Total noninterest expense | $11,388,000 | 1,269 |
| Salaries and employee benefits | $5,820,000 | 1,279 |
| Premises and equipment expense | $2,129,000 | 985 |
| Additional noninterest expense | $3,439,000 | 1,360 |
| Pre-tax net operating income | $5,781,000 | 1,282 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $5,780,000 | 955 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,780,000 | 956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,823 |
| Cash dividends | $4,400,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,781,000 | 913 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,364,000 | 1,699 |
| Total interest expense | $7,190,000 | 2,350 |
| Net interest income | $13,174,000 | 1,328 |
| Provision for loan and lease losses | $636,000 | 1,533 |
| Total noninterest income | $3,734,000 | 1,129 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,390,000 | 557 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,344,000 | 1,511 |
| Total noninterest expense | $10,691,000 | 1,291 |
| Salaries and employee benefits | $5,756,000 | 1,235 |
| Premises and equipment expense | $2,010,000 | 992 |
| Additional noninterest expense | $2,925,000 | 1,530 |
| Pre-tax net operating income | $5,581,000 | 1,324 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $5,581,000 | 955 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,581,000 | 955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,840 |
| Cash dividends | $4,305,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,581,000 | 953 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,570,000 | 1,847 |
| Total interest expense | $5,988,000 | 2,466 |
| Net interest income | $11,582,000 | 1,513 |
| Provision for loan and lease losses | $285,000 | 2,788 |
| Total noninterest income | $3,319,000 | 1,249 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,944,000 | 682 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,375,000 | 1,483 |
| Total noninterest expense | $9,482,000 | 1,459 |
| Salaries and employee benefits | $4,948,000 | 1,397 |
| Premises and equipment expense | $1,795,000 | 1,119 |
| Additional noninterest expense | $2,739,000 | 1,633 |
| Pre-tax net operating income | $5,134,000 | 1,471 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $5,134,000 | 1,071 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,134,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,309 |
| Cash dividends | $5,701,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,134,000 | 1,048 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,381,000 | 1,980 |
| Total interest expense | $6,240,000 | 2,419 |
| Net interest income | $10,141,000 | 1,684 |
| Provision for loan and lease losses | $28,000 | 7,415 |
| Total noninterest income | $2,471,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,362,000 | 911 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,109,000 | 1,721 |
| Total noninterest expense | $7,749,000 | 1,691 |
| Salaries and employee benefits | $4,406,000 | 1,488 |
| Premises and equipment expense | $1,478,000 | 1,310 |
| Additional noninterest expense | $1,865,000 | 2,247 |
| Pre-tax net operating income | $4,835,000 | 1,527 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,516,000 | 1,609 |
| Income before extraordinary items | $3,319,000 | 1,586 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,319,000 | 1,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,319,000 | 1,529 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,308,000 | 2,660 |
| Total interest expense | $4,883,000 | 3,048 |
| Net interest income | $7,425,000 | 2,353 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,717,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $916,000 | 1,412 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $801,000 | 2,028 |
| Total noninterest expense | $5,762,000 | 2,240 |
| Salaries and employee benefits | $3,175,000 | 2,078 |
| Premises and equipment expense | $967,000 | 2,053 |
| Additional noninterest expense | $1,620,000 | 2,531 |
| Pre-tax net operating income | $3,380,000 | 2,237 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $1,174,000 | 2,121 |
| Income before extraordinary items | $2,216,000 | 2,350 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,216,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,007 |
| Cash dividends | $2,250,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,209,500 | 2,304 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,418,000 | 2,677 |
| Total interest expense | $4,959,000 | 3,026 |
| Net interest income | $7,459,000 | 2,415 |
| Provision for loan and lease losses | $-114,000 | 11,290 |
| Total noninterest income | $1,893,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,013,000 | 1,324 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $880,000 | 1,978 |
| Total noninterest expense | $5,298,000 | 2,569 |
| Salaries and employee benefits | $2,882,000 | 2,305 |
| Premises and equipment expense | $877,000 | 2,259 |
| Additional noninterest expense | $1,539,000 | 3,055 |
| Pre-tax net operating income | $4,168,000 | 1,726 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $1,439,000 | 1,666 |
| Income before extraordinary items | $2,732,000 | 1,807 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,732,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $1,375,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,730,050 | 1,777 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,043,000 | 4,530 |
| Total interest expense | $2,881,000 | 4,936 |
| Net interest income | $4,162,000 | 4,172 |
| Provision for loan and lease losses | $-107,000 | 11,733 |
| Total noninterest income | $1,539,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $486,000 | 2,790 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,053,000 | 1,744 |
| Total noninterest expense | $3,312,000 | 3,941 |
| Salaries and employee benefits | $1,594,000 | 4,060 |
| Premises and equipment expense | $552,000 | 3,453 |
| Additional noninterest expense | $1,166,000 | 3,837 |
| Pre-tax net operating income | $2,496,000 | 2,852 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $845,000 | 2,754 |
| Income before extraordinary items | $1,648,000 | 2,982 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,648,000 | 2,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $750,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,649,980 | 2,948 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,855,000 | 4,977 |
| Total interest expense | $2,085,000 | 5,431 |
| Net interest income | $3,770,000 | 4,617 |
| Provision for loan and lease losses | $-516,000 | 12,473 |
| Total noninterest income | $1,628,000 | 2,150 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $470,000 | 2,939 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,158,000 | 1,674 |
| Total noninterest expense | $3,230,000 | 4,136 |
| Salaries and employee benefits | $1,602,000 | 4,044 |
| Premises and equipment expense | $470,000 | 4,012 |
| Additional noninterest expense | $1,158,000 | 4,185 |
| Pre-tax net operating income | $2,684,000 | 2,646 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $985,000 | 2,273 |
| Income before extraordinary items | $1,699,000 | 2,849 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,699,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,699,000 | 2,865 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 5,408 |
| Total interest expense | $1,991,000 | 5,858 |
| Net interest income | $3,420,000 | 5,053 |
| Provision for loan and lease losses | $-125,000 | 12,944 |
| Total noninterest income | $1,738,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $374,000 | 3,662 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,364,000 | 1,663 |
| Total noninterest expense | $3,672,000 | 3,757 |
| Salaries and employee benefits | $1,674,000 | 3,871 |
| Premises and equipment expense | $482,000 | 4,001 |
| Additional noninterest expense | $1,516,000 | 3,474 |
| Pre-tax net operating income | $1,611,000 | 4,068 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $558,000 | 3,812 |
| Income before extraordinary items | $1,053,000 | 4,492 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,053,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 12,131 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,053,000 | 4,257 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,354,000 | 5,230 |
| Total interest expense | $2,868,000 | 5,348 |
| Net interest income | $3,486,000 | 5,030 |
| Provision for loan and lease losses | $1,206,000 | 1,632 |
| Total noninterest income | $1,898,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $395,000 | 3,530 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,503,000 | 1,521 |
| Total noninterest expense | $4,879,000 | 2,932 |
| Salaries and employee benefits | $1,692,000 | 3,784 |
| Premises and equipment expense | $472,000 | 4,174 |
| Additional noninterest expense | $2,715,000 | 2,168 |
| Pre-tax net operating income | $-701,000 | 13,397 |
| Securities gains (losses) | $96,000 | 3,079 |
| Applicable income taxes | $-207,000 | 13,657 |
| Income before extraordinary items | $-398,000 | 13,323 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-398,000 | 13,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,508,000 | 1,183 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-461,360 | 13,261 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.