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Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$21,103,0001,817
Total interest expense$4,249,0002,214
Net interest income$16,854,0001,660
Provision for loan and lease losses$03,275
Total noninterest income$2,344,0001,856
Gross Fiduciary activities income$0981
Service charges on deposit accounts$574,0001,504
Trading account gains and feesNANA
Additional Noninterest Income$1,770,0001,725
Total noninterest expense$12,929,0001,713
Salaries and employee benefits$6,689,0001,825
Premises and equipment expense$1,357,0001,653
Additional noninterest expense$1,770,0001,725
Pre-tax net operating income$6,269,0001,673
Securities gains (losses)$40,000451
Applicable income taxes$03,369
Income before extraordinary items$6,309,0001,468
Extraordinary gains, net$054
Net income$6,309,0001,484
Minority interest net income$088
Net income of bank and minority interests.$6,309,0001,471
Net charge-offs$16,0002,286
Cash dividends$4,050,000948
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,269,0001,503
2023-09-30 (YTD Data)Rank
Total interest income$15,449,0001,817
Total interest expense$2,609,0002,321
Net interest income$12,840,0001,656
Provision for loan and lease losses$03,085
Total noninterest income$1,719,0001,867
Gross Fiduciary activities income$0950
Service charges on deposit accounts$418,0001,532
Trading account gains and feesNANA
Additional Noninterest Income$1,301,0001,748
Total noninterest expense$9,697,0001,709
Salaries and employee benefits$5,078,0001,809
Premises and equipment expense$1,007,0001,668
Additional noninterest expense$1,301,0001,748
Pre-tax net operating income$4,862,0001,682
Securities gains (losses)$40,000296
Applicable income taxes$03,407
Income before extraordinary items$4,902,0001,471
Extraordinary gains, net$052
Net income$4,902,0001,482
Minority interest net income$081
Net income of bank and minority interests.$4,902,0001,470
Net charge-offs$18,0001,948
Cash dividends$3,300,000829
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,862,0001,503
2023-06-30 (YTD Data)Rank
Total interest income$10,094,0001,812
Total interest expense$1,275,0002,548
Net interest income$8,819,0001,624
Provision for loan and lease losses$02,940
Total noninterest income$1,139,0001,820
Gross Fiduciary activities income$0931
Service charges on deposit accounts$282,0001,511
Trading account gains and feesNANA
Additional Noninterest Income$857,0001,678
Total noninterest expense$6,411,0001,709
Salaries and employee benefits$3,359,0001,817
Premises and equipment expense$681,0001,652
Additional noninterest expense$857,0001,676
Pre-tax net operating income$3,547,0001,576
Securities gains (losses)$40,000308
Applicable income taxes$03,436
Income before extraordinary items$3,587,0001,356
Extraordinary gains, net$051
Net income$3,587,0001,371
Minority interest net income$081
Net income of bank and minority interests.$3,587,0001,356
Net charge-offs$15,0001,656
Cash dividends$2,300,000781
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,547,0001,379
2023-03-31 (YTD Data)Rank
Total interest income$5,012,0001,808
Total interest expense$358,0002,987
Net interest income$4,654,0001,561
Provision for loan and lease losses$02,612
Total noninterest income$545,0001,856
Gross Fiduciary activities income$0913
Service charges on deposit accounts$141,0001,531
Trading account gains and feesNANA
Additional Noninterest Income$404,0001,719
Total noninterest expense$3,191,0001,739
Salaries and employee benefits$1,682,0001,836
Premises and equipment expense$343,0001,674
Additional noninterest expense$404,0001,719
Pre-tax net operating income$2,008,0001,470
Securities gains (losses)$90,000176
Applicable income taxes$03,388
Income before extraordinary items$2,098,0001,230
Extraordinary gains, net$04
Net income$2,098,0001,230
Minority interest net income$048
Net income of bank and minority interests.$2,098,0001,230
Net charge-offs$2,0001,796
Cash dividends$1,300,000668
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,008,0001,298
2022-12-31 (YTD Data)Rank
Total interest income$16,199,0001,845
Total interest expense$630,0002,979
Net interest income$15,569,0001,740
Provision for loan and lease losses$-750,0004,576
Total noninterest income$2,684,0001,743
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$631,0001,450
Trading account gains and feesNANA
Additional Noninterest Income$2,053,0001,603
Total noninterest expense$12,259,0001,749
Salaries and employee benefits$6,374,0001,879
Premises and equipment expense$1,357,0001,649
Additional noninterest expense$2,053,0001,603
Pre-tax net operating income$6,744,0001,693
Securities gains (losses)$384,00078
Applicable income taxes$03,596
Income before extraordinary items$7,128,0001,424
Extraordinary gains, net$05
Net income$7,128,0001,424
Minority interest net income$063
Net income of bank and minority interests.$7,128,0001,424
Net charge-offs$15,0002,017
Cash dividends$1,900,0001,560
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,744,0001,520
2022-09-30 (YTD Data)Rank
Total interest income$11,285,0001,889
Total interest expense$460,0002,770
Net interest income$10,825,0001,820
Provision for loan and lease losses$02,835
Total noninterest income$1,862,0001,835
Gross Fiduciary activities income$0968
Service charges on deposit accounts$489,0001,427
Trading account gains and feesNANA
Additional Noninterest Income$1,373,0001,729
Total noninterest expense$9,239,0001,743
Salaries and employee benefits$4,883,0001,838
Premises and equipment expense$1,006,0001,681
Additional noninterest expense$1,373,0001,729
Pre-tax net operating income$3,448,0002,114
Securities gains (losses)$384,00073
Applicable income taxes$03,603
Income before extraordinary items$3,832,0001,781
Extraordinary gains, net$04
Net income$3,832,0001,781
Minority interest net income$057
Net income of bank and minority interests.$3,832,0001,780
Net charge-offs$6,0001,967
Cash dividends$1,300,0001,445
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,448,0001,947
2022-06-30 (YTD Data)Rank
Total interest income$7,069,0001,924
Total interest expense$306,0002,629
Net interest income$6,763,0001,858
Provision for loan and lease losses$02,599
Total noninterest income$1,249,0001,819
Gross Fiduciary activities income$0925
Service charges on deposit accounts$324,0001,424
Trading account gains and feesNANA
Additional Noninterest Income$925,0001,755
Total noninterest expense$6,195,0001,713
Salaries and employee benefits$3,312,0001,809
Premises and equipment expense$673,0001,679
Additional noninterest expense$2,210,0001,491
Pre-tax net operating income$1,817,0002,328
Securities gains (losses)$384,00066
Applicable income taxes$03,564
Income before extraordinary items$2,201,0001,874
Extraordinary gains, net$04
Net income$2,201,0001,875
Minority interest net income$060
Net income of bank and minority interests.$2,201,0001,874
Net charge-offs$6,0001,731
Cash dividends$800,0001,502
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,817,0002,149
2022-03-31 (YTD Data)Rank
Total interest income$3,364,0001,951
Total interest expense$156,0002,580
Net interest income$3,208,0001,895
Provision for loan and lease losses$02,285
Total noninterest income$641,0001,809
Gross Fiduciary activities income$0892
Service charges on deposit accounts$161,0001,412
Trading account gains and feesNANA
Additional Noninterest Income$480,0001,706
Total noninterest expense$3,161,0001,673
Salaries and employee benefits$1,657,0001,797
Premises and equipment expense$342,0001,679
Additional noninterest expense$1,162,0001,405
Pre-tax net operating income$688,0002,570
Securities gains (losses)$384,00058
Applicable income taxes$03,450
Income before extraordinary items$1,072,0001,838
Extraordinary gains, net$04
Net income$1,072,0001,837
Minority interest net income$050
Net income of bank and minority interests.$1,072,0001,838
Net charge-offs$1,0001,671
Cash dividends$400,0001,311
Sale, conversion, retirement of capital stock, net$0453
Net operating income$688,0002,402
2021-12-31 (YTD Data)Rank
Total interest income$13,381,0002,031
Total interest expense$666,0002,770
Net interest income$12,715,0001,959
Provision for loan and lease losses$03,064
Total noninterest income$2,532,0001,991
Gross Fiduciary activities income$0994
Service charges on deposit accounts$595,0001,420
Trading account gains and feesNANA
Additional Noninterest Income$1,937,0001,937
Total noninterest expense$12,756,0001,666
Salaries and employee benefits$7,154,0001,681
Premises and equipment expense$1,317,0001,692
Additional noninterest expense$4,285,0001,513
Pre-tax net operating income$2,491,0002,897
Securities gains (losses)$583,000316
Applicable income taxes$03,710
Income before extraordinary items$3,074,0002,507
Extraordinary gains, net$010
Net income$3,074,0002,508
Minority interest net income$074
Net income of bank and minority interests.$3,074,0002,508
Net charge-offs$10,0002,284
Cash dividends$1,400,0001,872
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,491,0002,736
2021-09-30 (YTD Data)Rank
Total interest income$10,041,0002,062
Total interest expense$503,0002,854
Net interest income$9,538,0001,985
Provision for loan and lease losses$02,963
Total noninterest income$1,909,0002,024
Gross Fiduciary activities income$0957
Service charges on deposit accounts$436,0001,431
Trading account gains and feesNANA
Additional Noninterest Income$1,473,0001,975
Total noninterest expense$9,550,0001,660
Salaries and employee benefits$5,378,0001,691
Premises and equipment expense$984,0001,730
Additional noninterest expense$3,188,0001,516
Pre-tax net operating income$1,897,0002,995
Securities gains (losses)$223,000523
Applicable income taxes$03,719
Income before extraordinary items$2,120,0002,724
Extraordinary gains, net$08
Net income$2,120,0002,724
Minority interest net income$069
Net income of bank and minority interests.$2,120,0002,724
Net charge-offs$5,0002,152
Cash dividends$900,0001,825
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,897,0002,845
2021-06-30 (YTD Data)Rank
Total interest income$6,584,0002,082
Total interest expense$337,0002,923
Net interest income$6,247,0001,991
Provision for loan and lease losses$02,862
Total noninterest income$1,207,0002,030
Gross Fiduciary activities income$0951
Service charges on deposit accounts$267,0001,473
Trading account gains and feesNANA
Additional Noninterest Income$940,0001,972
Total noninterest expense$6,410,0001,642
Salaries and employee benefits$3,652,0001,669
Premises and equipment expense$656,0001,718
Additional noninterest expense$2,102,0001,513
Pre-tax net operating income$1,044,0003,204
Securities gains (losses)$223,000442
Applicable income taxes$03,702
Income before extraordinary items$1,267,0002,859
Extraordinary gains, net$06
Net income$1,267,0002,858
Minority interest net income$067
Net income of bank and minority interests.$1,267,0002,859
Net charge-offs$6,0001,873
Cash dividends$600,0001,779
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,044,0003,058
2021-03-31 (YTD Data)Rank
Total interest income$3,402,0002,020
Total interest expense$169,0003,005
Net interest income$3,233,0001,920
Provision for loan and lease losses$02,741
Total noninterest income$552,0002,131
Gross Fiduciary activities income$0922
Service charges on deposit accounts$126,0001,535
Trading account gains and feesNANA
Additional Noninterest Income$426,0002,091
Total noninterest expense$3,247,0001,618
Salaries and employee benefits$1,860,0001,646
Premises and equipment expense$343,0001,672
Additional noninterest expense$1,044,0001,499
Pre-tax net operating income$538,0003,159
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$538,0003,027
Extraordinary gains, net$03
Net income$538,0003,025
Minority interest net income$055
Net income of bank and minority interests.$538,0003,027
Net charge-offs$9,0001,389
Cash dividends$300,0001,548
Sale, conversion, retirement of capital stock, net$0482
Net operating income$538,0003,001
2020-12-31 (YTD Data)Rank
Total interest income$14,121,0001,974
Total interest expense$831,0003,201
Net interest income$13,290,0001,820
Provision for loan and lease losses$04,319
Total noninterest income$2,111,0002,056
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$611,0001,395
Trading account gains and feesNANA
Additional Noninterest Income$1,500,0002,078
Total noninterest expense$12,858,0001,605
Salaries and employee benefits$7,303,0001,623
Premises and equipment expense$1,340,0001,648
Additional noninterest expense$4,215,0001,471
Pre-tax net operating income$2,543,0002,653
Securities gains (losses)$706,000485
Applicable income taxes$03,697
Income before extraordinary items$3,249,0002,192
Extraordinary gains, net$04
Net income$3,249,0002,192
Minority interest net income$072
Net income of bank and minority interests.$3,249,0002,192
Net charge-offs$10,0003,026
Cash dividends$2,400,0001,331
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,543,0002,482
2020-09-30 (YTD Data)Rank
Total interest income$10,975,0001,943
Total interest expense$646,0003,251
Net interest income$10,329,0001,767
Provision for loan and lease losses$04,239
Total noninterest income$1,542,0002,061
Gross Fiduciary activities income$0981
Service charges on deposit accounts$462,0001,366
Trading account gains and feesNANA
Additional Noninterest Income$1,080,0002,076
Total noninterest expense$9,636,0001,583
Salaries and employee benefits$5,522,0001,601
Premises and equipment expense$986,0001,678
Additional noninterest expense$3,128,0001,465
Pre-tax net operating income$2,235,0002,425
Securities gains (losses)$516,000480
Applicable income taxes$03,696
Income before extraordinary items$2,751,0002,010
Extraordinary gains, net$04
Net income$2,751,0002,009
Minority interest net income$065
Net income of bank and minority interests.$2,751,0002,010
Net charge-offs$9,0002,770
Cash dividends$1,800,0001,191
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,235,0002,241
2020-06-30 (YTD Data)Rank
Total interest income$7,409,0001,941
Total interest expense$450,0003,282
Net interest income$6,959,0001,750
Provision for loan and lease losses$04,134
Total noninterest income$1,035,0001,981
Gross Fiduciary activities income$0970
Service charges on deposit accounts$317,0001,345
Trading account gains and feesNANA
Additional Noninterest Income$718,0002,011
Total noninterest expense$6,511,0001,554
Salaries and employee benefits$3,732,0001,574
Premises and equipment expense$670,0001,654
Additional noninterest expense$2,109,0001,435
Pre-tax net operating income$1,483,0002,399
Securities gains (losses)$516,000360
Applicable income taxes$03,655
Income before extraordinary items$1,999,0001,851
Extraordinary gains, net$04
Net income$1,999,0001,852
Minority interest net income$065
Net income of bank and minority interests.$1,999,0001,852
Net charge-offs$11,0002,415
Cash dividends$1,200,0001,147
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,483,0002,214
2020-03-31 (YTD Data)Rank
Total interest income$3,822,0001,883
Total interest expense$240,0003,330
Net interest income$3,582,0001,670
Provision for loan and lease losses$03,711
Total noninterest income$552,0001,844
Gross Fiduciary activities income$0941
Service charges on deposit accounts$190,0001,345
Trading account gains and feesNANA
Additional Noninterest Income$362,0001,827
Total noninterest expense$3,330,0001,535
Salaries and employee benefits$1,905,0001,567
Premises and equipment expense$346,0001,632
Additional noninterest expense$1,079,0001,424
Pre-tax net operating income$804,0002,154
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$804,0001,971
Extraordinary gains, net$04
Net income$804,0001,971
Minority interest net income$056
Net income of bank and minority interests.$804,0001,971
Net charge-offs$6,0002,039
Cash dividends$600,0001,133
Sale, conversion, retirement of capital stock, net$0482
Net operating income$804,0001,937
2019-12-31 (YTD Data)Rank
Total interest income$16,465,0001,791
Total interest expense$1,034,0003,260
Net interest income$15,431,0001,550
Provision for loan and lease losses$03,973
Total noninterest income$2,151,0001,902
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$781,0001,359
Trading account gains and feesNANA
Additional Noninterest Income$1,370,0001,895
Total noninterest expense$13,063,0001,532
Salaries and employee benefits$7,725,0001,491
Premises and equipment expense$1,313,0001,673
Additional noninterest expense$4,025,0001,499
Pre-tax net operating income$4,519,0001,889
Securities gains (losses)$1,766,000161
Applicable income taxes$03,859
Income before extraordinary items$6,285,0001,344
Extraordinary gains, net$011
Net income$6,285,0001,346
Minority interest net income$076
Net income of bank and minority interests.$6,285,0001,347
Net charge-offs$61,0002,524
Cash dividends$3,450,0001,085
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,519,0001,695
2019-09-30 (YTD Data)Rank
Total interest income$12,416,0001,799
Total interest expense$765,0003,309
Net interest income$11,651,0001,560
Provision for loan and lease losses$03,836
Total noninterest income$1,627,0001,890
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$585,0001,374
Trading account gains and feesNANA
Additional Noninterest Income$1,042,0001,873
Total noninterest expense$9,868,0001,523
Salaries and employee benefits$5,852,0001,485
Premises and equipment expense$973,0001,706
Additional noninterest expense$3,043,0001,495
Pre-tax net operating income$3,410,0001,947
Securities gains (losses)$1,532,000155
Applicable income taxes$03,902
Income before extraordinary items$4,942,0001,319
Extraordinary gains, net$011
Net income$4,942,0001,320
Minority interest net income$072
Net income of bank and minority interests.$4,942,0001,321
Net charge-offs$43,0002,315
Cash dividends$1,750,0001,314
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,410,0001,723
2019-06-30 (YTD Data)Rank
Total interest income$8,257,0001,807
Total interest expense$491,0003,347
Net interest income$7,766,0001,568
Provision for loan and lease losses$03,685
Total noninterest income$1,084,0001,878
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$391,0001,350
Trading account gains and feesNANA
Additional Noninterest Income$693,0001,854
Total noninterest expense$6,668,0001,505
Salaries and employee benefits$3,950,0001,480
Premises and equipment expense$660,0001,692
Additional noninterest expense$2,058,0001,483
Pre-tax net operating income$2,182,0001,986
Securities gains (losses)$888,000159
Applicable income taxes$03,901
Income before extraordinary items$3,070,0001,365
Extraordinary gains, net$011
Net income$3,070,0001,364
Minority interest net income$069
Net income of bank and minority interests.$3,070,0001,365
Net charge-offs$45,0001,906
Cash dividends$1,150,0001,318
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,182,0001,754
2019-03-31 (YTD Data)Rank
Total interest income$4,168,0001,793
Total interest expense$230,0003,406
Net interest income$3,938,0001,557
Provision for loan and lease losses$03,406
Total noninterest income$508,0001,910
Gross Fiduciary activities income$0972
Service charges on deposit accounts$187,0001,399
Trading account gains and feesNANA
Additional Noninterest Income$321,0001,898
Total noninterest expense$3,313,0001,528
Salaries and employee benefits$1,979,0001,479
Premises and equipment expense$324,0001,746
Additional noninterest expense$1,010,0001,504
Pre-tax net operating income$1,133,0001,885
Securities gains (losses)$1,0001,020
Applicable income taxes$03,800
Income before extraordinary items$1,134,0001,703
Extraordinary gains, net$05
Net income$1,134,0001,701
Minority interest net income$052
Net income of bank and minority interests.$1,134,0001,702
Net charge-offs$-2,0004,062
Cash dividends$550,0001,257
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,133,0001,682
2018-12-31 (YTD Data)Rank
Total interest income$15,964,0001,774
Total interest expense$567,0003,765
Net interest income$15,397,0001,566
Provision for loan and lease losses$04,082
Total noninterest income$2,255,0001,858
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$756,0001,438
Trading account gains and feesNANA
Additional Noninterest Income$1,499,0001,802
Total noninterest expense$12,921,0001,522
Salaries and employee benefits$7,691,0001,469
Premises and equipment expense$1,411,0001,587
Additional noninterest expense$3,819,0001,566
Pre-tax net operating income$4,731,0001,854
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,731,0001,652
Extraordinary gains, net$06
Net income$4,731,0001,651
Minority interest net income$072
Net income of bank and minority interests.$4,731,0001,651
Net charge-offs$24,0003,022
Cash dividends$2,125,0001,403
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,731,0001,648
2018-09-30 (YTD Data)Rank
Total interest income$11,862,0001,762
Total interest expense$399,0003,804
Net interest income$11,463,0001,570
Provision for loan and lease losses$03,948
Total noninterest income$1,712,0001,867
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$574,0001,430
Trading account gains and feesNANA
Additional Noninterest Income$1,138,0001,794
Total noninterest expense$9,616,0001,524
Salaries and employee benefits$5,768,0001,460
Premises and equipment expense$1,059,0001,598
Additional noninterest expense$2,789,0001,593
Pre-tax net operating income$3,559,0001,869
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,559,0001,657
Extraordinary gains, net$05
Net income$3,559,0001,655
Minority interest net income$066
Net income of bank and minority interests.$3,559,0001,656
Net charge-offs$10,0002,995
Cash dividends$1,575,0001,258
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,559,0001,645
2018-06-30 (YTD Data)Rank
Total interest income$7,934,0001,740
Total interest expense$254,0003,817
Net interest income$7,680,0001,555
Provision for loan and lease losses$03,782
Total noninterest income$1,103,0001,901
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$387,0001,412
Trading account gains and feesNANA
Additional Noninterest Income$716,0001,854
Total noninterest expense$6,369,0001,543
Salaries and employee benefits$3,876,0001,459
Premises and equipment expense$694,0001,630
Additional noninterest expense$1,799,0001,651
Pre-tax net operating income$2,414,0001,825
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,414,0001,623
Extraordinary gains, net$06
Net income$2,414,0001,622
Minority interest net income$065
Net income of bank and minority interests.$2,414,0001,622
Net charge-offs$7,0002,719
Cash dividends$1,050,0001,252
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,414,0001,609
2018-03-31 (YTD Data)Rank
Total interest income$4,114,0001,668
Total interest expense$119,0003,872
Net interest income$3,995,0001,501
Provision for loan and lease losses$03,508
Total noninterest income$502,0001,993
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$189,0001,444
Trading account gains and feesNANA
Additional Noninterest Income$313,0001,973
Total noninterest expense$3,202,0001,550
Salaries and employee benefits$1,920,0001,486
Premises and equipment expense$351,0001,643
Additional noninterest expense$931,0001,608
Pre-tax net operating income$1,295,0001,679
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,295,0001,494
Extraordinary gains, net$07
Net income$1,295,0001,494
Minority interest net income$052
Net income of bank and minority interests.$1,295,0001,494
Net charge-offs$8,0002,040
Cash dividends$525,0001,136
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,295,0001,481
2017-12-31 (YTD Data)Rank
Total interest income$14,704,0001,803
Total interest expense$477,0003,743
Net interest income$14,227,0001,646
Provision for loan and lease losses$107,0003,007
Total noninterest income$2,247,0001,897
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$749,0001,495
Trading account gains and feesNANA
Additional Noninterest Income$1,498,0001,818
Total noninterest expense$12,691,0001,552
Salaries and employee benefits$7,872,0001,430
Premises and equipment expense$1,427,0001,586
Additional noninterest expense$3,392,0001,757
Pre-tax net operating income$3,676,0002,161
Securities gains (losses)$194,000407
Applicable income taxes$04,135
Income before extraordinary items$3,870,0001,647
Extraordinary gains, net$09
Net income$3,870,0001,647
Minority interest net income$076
Net income of bank and minority interests.$3,870,0001,647
Net charge-offs$9,0003,713
Cash dividends$2,100,0001,362
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,676,0001,701
2017-09-30 (YTD Data)Rank
Total interest income$10,962,0001,812
Total interest expense$351,0003,796
Net interest income$10,611,0001,658
Provision for loan and lease losses$107,0002,600
Total noninterest income$1,698,0001,904
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$563,0001,505
Trading account gains and feesNANA
Additional Noninterest Income$1,135,0001,828
Total noninterest expense$9,556,0001,551
Salaries and employee benefits$5,983,0001,412
Premises and equipment expense$1,060,0001,600
Additional noninterest expense$2,513,0001,770
Pre-tax net operating income$2,646,0002,264
Securities gains (losses)$194,000380
Applicable income taxes$04,172
Income before extraordinary items$2,840,0001,804
Extraordinary gains, net$09
Net income$2,840,0001,803
Minority interest net income$071
Net income of bank and minority interests.$2,840,0001,804
Net charge-offs$17,0003,057
Cash dividends$1,575,0001,261
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,646,0001,907
2017-06-30 (YTD Data)Rank
Total interest income$7,273,0001,803
Total interest expense$232,0003,791
Net interest income$7,041,0001,651
Provision for loan and lease losses$92,0002,300
Total noninterest income$1,199,0001,828
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$378,0001,481
Trading account gains and feesNANA
Additional Noninterest Income$821,0001,751
Total noninterest expense$6,382,0001,549
Salaries and employee benefits$4,014,0001,410
Premises and equipment expense$731,0001,566
Additional noninterest expense$1,637,0001,795
Pre-tax net operating income$1,766,0002,214
Securities gains (losses)$127,000369
Applicable income taxes$04,189
Income before extraordinary items$1,893,0001,778
Extraordinary gains, net$011
Net income$1,893,0001,778
Minority interest net income$071
Net income of bank and minority interests.$1,893,0001,778
Net charge-offs$-5,0004,564
Cash dividends$1,050,0001,253
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,766,0001,857
2017-03-31 (YTD Data)Rank
Total interest income$3,583,0001,810
Total interest expense$115,0003,801
Net interest income$3,468,0001,668
Provision for loan and lease losses$46,0002,138
Total noninterest income$468,0002,131
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$180,0001,532
Trading account gains and feesNANA
Additional Noninterest Income$288,0002,143
Total noninterest expense$3,186,0001,566
Salaries and employee benefits$1,988,0001,438
Premises and equipment expense$378,0001,542
Additional noninterest expense$820,0001,793
Pre-tax net operating income$704,0002,525
Securities gains (losses)$119,000214
Applicable income taxes$04,086
Income before extraordinary items$823,0001,937
Extraordinary gains, net$08
Net income$823,0001,937
Minority interest net income$055
Net income of bank and minority interests.$823,0001,937
Net charge-offs$4,0002,506
Cash dividends$525,0001,157
Sale, conversion, retirement of capital stock, net$0632
Net operating income$704,0002,152
2016-12-31 (YTD Data)Rank
Total interest income$14,426,0001,752
Total interest expense$469,0003,758
Net interest income$13,957,0001,612
Provision for loan and lease losses$167,0002,652
Total noninterest income$2,222,0001,990
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$757,0001,514
Trading account gains and fees$0170
Additional Noninterest Income$1,465,0001,924
Total noninterest expense$13,224,0001,485
Salaries and employee benefits$7,652,0001,425
Premises and equipment expense$1,484,0001,545
Additional noninterest expense$4,088,0001,504
Pre-tax net operating income$2,788,0002,500
Securities gains (losses)$152,0001,053
Applicable income taxes$04,278
Income before extraordinary items$2,940,0002,148
Extraordinary gains, net$05
Net income$2,940,0002,146
Minority interest net income$082
Net income of bank and minority interests.$2,940,0002,147
Net charge-offs$8,0003,921
Cash dividends$2,100,0001,339
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,788,0002,167
2016-09-30 (YTD Data)Rank
Total interest income$10,785,0001,761
Total interest expense$354,0003,769
Net interest income$10,431,0001,611
Provision for loan and lease losses$121,0002,557
Total noninterest income$1,610,0002,032
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$569,0001,507
Trading account gains and fees$0169
Additional Noninterest Income$1,041,0001,997
Total noninterest expense$10,038,0001,469
Salaries and employee benefits$5,668,0001,432
Premises and equipment expense$1,120,0001,533
Additional noninterest expense$3,250,0001,429
Pre-tax net operating income$1,882,0002,723
Securities gains (losses)$152,000975
Applicable income taxes$04,325
Income before extraordinary items$2,034,0002,315
Extraordinary gains, net$05
Net income$2,034,0002,314
Minority interest net income$071
Net income of bank and minority interests.$2,034,0002,315
Net charge-offs$-2,0004,547
Cash dividends$1,575,0001,236
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,882,0002,387
2016-06-30 (YTD Data)Rank
Total interest income$7,166,0001,775
Total interest expense$234,0003,796
Net interest income$6,932,0001,618
Provision for loan and lease losses$75,0002,531
Total noninterest income$955,0002,165
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$373,0001,515
Trading account gains and fees$0157
Additional Noninterest Income$582,0002,184
Total noninterest expense$6,682,0001,480
Salaries and employee benefits$3,738,0001,459
Premises and equipment expense$740,0001,546
Additional noninterest expense$2,204,0001,408
Pre-tax net operating income$1,130,0002,865
Securities gains (losses)$5,0002,477
Applicable income taxes$04,338
Income before extraordinary items$1,135,0002,577
Extraordinary gains, net$016
Net income$1,135,0002,576
Minority interest net income$071
Net income of bank and minority interests.$1,135,0002,576
Net charge-offs$-18,0005,164
Cash dividends$1,050,0001,260
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,130,0002,521
2016-03-31 (YTD Data)Rank
Total interest income$3,563,0001,787
Total interest expense$119,0003,790
Net interest income$3,444,0001,635
Provision for loan and lease losses$29,0002,696
Total noninterest income$432,0002,260
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$174,0001,595
Trading account gains and fees$0142
Additional Noninterest Income$258,0002,296
Total noninterest expense$3,292,0001,487
Salaries and employee benefits$1,955,0001,402
Premises and equipment expense$382,0001,510
Additional noninterest expense$955,0001,587
Pre-tax net operating income$555,0002,851
Securities gains (losses)$5,0001,720
Applicable income taxes$04,259
Income before extraordinary items$560,0002,554
Extraordinary gains, net$012
Net income$560,0002,554
Minority interest net income$062
Net income of bank and minority interests.$560,0002,554
Net charge-offs$-1,0004,102
Cash dividends$525,0001,158
Sale, conversion, retirement of capital stock, net$0659
Net operating income$555,0002,535
2015-12-31 (YTD Data)Rank
Total interest income$13,701,0001,807
Total interest expense$513,0003,677
Net interest income$13,188,0001,659
Provision for loan and lease losses$125,0002,790
Total noninterest income$1,903,0002,176
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$747,0001,561
Trading account gains and fees$0159
Additional Noninterest Income$1,156,0002,192
Total noninterest expense$12,590,0001,536
Salaries and employee benefits$7,501,0001,430
Premises and equipment expense$1,595,0001,452
Additional noninterest expense$3,494,0001,735
Pre-tax net operating income$2,376,0002,726
Securities gains (losses)$101,0001,162
Applicable income taxes$04,402
Income before extraordinary items$2,477,0002,358
Extraordinary gains, net$023
Net income$2,477,0002,359
Minority interest net income$081
Net income of bank and minority interests.$2,477,0002,360
Net charge-offs$166,0002,166
Cash dividends$2,225,0001,241
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,376,0002,384
2015-09-30 (YTD Data)Rank
Total interest income$10,113,0001,849
Total interest expense$391,0003,701
Net interest income$9,722,0001,703
Provision for loan and lease losses$75,0002,945
Total noninterest income$1,521,0002,115
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$559,0001,576
Trading account gains and fees$0153
Additional Noninterest Income$962,0002,087
Total noninterest expense$9,408,0001,549
Salaries and employee benefits$5,611,0001,436
Premises and equipment expense$1,203,0001,442
Additional noninterest expense$2,594,0001,752
Pre-tax net operating income$1,760,0002,796
Securities gains (losses)$44,0001,560
Applicable income taxes$04,489
Income before extraordinary items$1,804,0002,438
Extraordinary gains, net$021
Net income$1,804,0002,439
Minority interest net income$078
Net income of bank and minority interests.$1,804,0002,439
Net charge-offs$12,0003,574
Cash dividends$1,700,0001,115
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,760,0002,438
2015-06-30 (YTD Data)Rank
Total interest income$6,618,0001,875
Total interest expense$267,0003,689
Net interest income$6,351,0001,735
Provision for loan and lease losses$04,069
Total noninterest income$975,0002,171
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$373,0001,558
Trading account gains and fees$0157
Additional Noninterest Income$602,0002,177
Total noninterest expense$6,251,0001,559
Salaries and employee benefits$3,733,0001,440
Premises and equipment expense$801,0001,460
Additional noninterest expense$1,717,0001,763
Pre-tax net operating income$1,075,0002,939
Securities gains (losses)$43,0001,322
Applicable income taxes$04,497
Income before extraordinary items$1,118,0002,551
Extraordinary gains, net$022
Net income$1,118,0002,553
Minority interest net income$075
Net income of bank and minority interests.$1,118,0002,553
Net charge-offs$5,0003,478
Cash dividends$1,175,0001,088
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,075,0002,565
2015-03-31 (YTD Data)Rank
Total interest income$3,335,0001,868
Total interest expense$138,0003,656
Net interest income$3,197,0001,719
Provision for loan and lease losses$03,703
Total noninterest income$441,0002,277
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$175,0001,629
Trading account gains and fees$0152
Additional Noninterest Income$266,0002,274
Total noninterest expense$3,112,0001,562
Salaries and employee benefits$1,874,0001,437
Premises and equipment expense$389,0001,526
Additional noninterest expense$849,0001,774
Pre-tax net operating income$526,0002,934
Securities gains (losses)$9,0001,518
Applicable income taxes$04,400
Income before extraordinary items$535,0002,592
Extraordinary gains, net$013
Net income$535,0002,595
Minority interest net income$064
Net income of bank and minority interests.$535,0002,595
Net charge-offs$7,0002,613
Cash dividends$600,000972
Sale, conversion, retirement of capital stock, net$0697
Net operating income$526,0002,547
2014-12-31 (YTD Data)Rank
Total interest income$14,383,0001,742
Total interest expense$769,0003,112
Net interest income$13,614,0001,625
Provision for loan and lease losses$04,603
Total noninterest income$2,238,0001,951
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$817,0001,544
Trading account gains and fees$0180
Additional Noninterest Income$1,421,0001,835
Total noninterest expense$13,214,0001,447
Salaries and employee benefits$8,011,0001,320
Premises and equipment expense$1,643,0001,451
Additional noninterest expense$3,560,0001,745
Pre-tax net operating income$2,638,0002,489
Securities gains (losses)$29,0002,098
Applicable income taxes$04,531
Income before extraordinary items$2,667,0002,202
Extraordinary gains, net$017
Net income$2,667,0002,201
Minority interest net income$084
Net income of bank and minority interests.$2,667,0002,201
Net charge-offs$35,0004,013
Cash dividends$2,475,0001,090
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,638,0002,167
2014-09-30 (YTD Data)Rank
Total interest income$10,825,0001,743
Total interest expense$614,0003,040
Net interest income$10,211,0001,625
Provision for loan and lease losses$04,401
Total noninterest income$1,610,0002,011
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$619,0001,536
Trading account gains and fees$0174
Additional Noninterest Income$991,0001,943
Total noninterest expense$9,904,0001,453
Salaries and employee benefits$6,057,0001,313
Premises and equipment expense$1,241,0001,443
Additional noninterest expense$2,606,0001,764
Pre-tax net operating income$1,917,0002,591
Securities gains (losses)$21,0001,994
Applicable income taxes$04,583
Income before extraordinary items$1,938,0002,272
Extraordinary gains, net$015
Net income$1,938,0002,273
Minority interest net income$081
Net income of bank and minority interests.$1,938,0002,272
Net charge-offs$10,0004,150
Cash dividends$1,875,0001,005
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,917,0002,241
2014-06-30 (YTD Data)Rank
Total interest income$7,327,0001,701
Total interest expense$440,0002,911
Net interest income$6,887,0001,597
Provision for loan and lease losses$04,196
Total noninterest income$961,0002,146
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$418,0001,508
Trading account gains and fees$0172
Additional Noninterest Income$543,0002,202
Total noninterest expense$6,616,0001,456
Salaries and employee benefits$4,069,0001,306
Premises and equipment expense$821,0001,458
Additional noninterest expense$1,726,0001,778
Pre-tax net operating income$1,232,0002,597
Securities gains (losses)$26,0001,520
Applicable income taxes$04,568
Income before extraordinary items$1,258,0002,262
Extraordinary gains, net$020
Net income$1,258,0002,265
Minority interest net income$080
Net income of bank and minority interests.$1,258,0002,265
Net charge-offs$11,0003,690
Cash dividends$1,275,000959
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,232,0002,248
2014-03-31 (YTD Data)Rank
Total interest income$3,588,0001,738
Total interest expense$252,0002,663
Net interest income$3,336,0001,641
Provision for loan and lease losses$03,817
Total noninterest income$442,0002,208
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$201,0001,545
Trading account gains and fees$0147
Additional Noninterest Income$241,0002,294
Total noninterest expense$3,301,0001,470
Salaries and employee benefits$2,025,0001,330
Premises and equipment expense$411,0001,489
Additional noninterest expense$865,0001,759
Pre-tax net operating income$477,0002,995
Securities gains (losses)$28,000845
Applicable income taxes$04,445
Income before extraordinary items$505,0002,547
Extraordinary gains, net$016
Net income$505,0002,550
Minority interest net income$066
Net income of bank and minority interests.$505,0002,550
Net charge-offs$1,0003,492
Cash dividends$675,000827
Sale, conversion, retirement of capital stock, net$0747
Net operating income$477,0002,614
2013-12-31 (YTD Data)Rank
Total interest income$15,470,0001,612
Total interest expense$1,320,0002,399
Net interest income$14,150,0001,535
Provision for loan and lease losses$-1,200,0006,694
Total noninterest income$1,209,0002,899
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$865,0001,539
Trading account gains and fees$0184
Additional Noninterest Income$344,0003,902
Total noninterest expense$13,017,0001,498
Salaries and employee benefits$8,241,0001,290
Premises and equipment expense$1,582,0001,506
Additional noninterest expense$3,194,0001,973
Pre-tax net operating income$3,542,0001,890
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,542,0001,659
Extraordinary gains, net$029
Net income$3,542,0001,662
Minority interest net income$090
Net income of bank and minority interests.$3,542,0001,663
Net charge-offs$166,0003,226
Cash dividends$2,675,000947
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,542,0001,624
2013-09-30 (YTD Data)Rank
Total interest income$11,703,0001,616
Total interest expense$1,075,0002,304
Net interest income$10,628,0001,543
Provision for loan and lease losses$-1,200,0006,794
Total noninterest income$675,0003,459
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$650,0001,540
Trading account gains and fees$0180
Additional Noninterest Income$25,0006,151
Total noninterest expense$9,740,0001,502
Salaries and employee benefits$6,274,0001,282
Premises and equipment expense$1,160,0001,546
Additional noninterest expense$2,306,0002,028
Pre-tax net operating income$2,763,0001,885
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,763,0001,625
Extraordinary gains, net$025
Net income$2,763,0001,627
Minority interest net income$084
Net income of bank and minority interests.$2,763,0001,629
Net charge-offs$140,0002,942
Cash dividends$2,000,000865
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,763,0001,584
2013-06-30 (YTD Data)Rank
Total interest income$7,775,0001,609
Total interest expense$754,0002,257
Net interest income$7,021,0001,539
Provision for loan and lease losses$-1,200,0006,862
Total noninterest income$-31,0006,832
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$421,0001,556
Trading account gains and fees$0157
Additional Noninterest Income$-452,0006,897
Total noninterest expense$6,814,0001,450
Salaries and employee benefits$4,127,0001,291
Premises and equipment expense$761,0001,572
Additional noninterest expense$1,926,0001,657
Pre-tax net operating income$1,376,0002,355
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,376,0002,069
Extraordinary gains, net$022
Net income$1,376,0002,079
Minority interest net income$082
Net income of bank and minority interests.$1,376,0002,076
Net charge-offs$34,0003,652
Cash dividends$1,325,000864
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,376,0001,988
2013-03-31 (YTD Data)Rank
Total interest income$3,867,0001,638
Total interest expense$387,0002,266
Net interest income$3,480,0001,554
Provision for loan and lease losses$04,409
Total noninterest income$581,0002,003
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$198,0001,631
Trading account gains and fees$0148
Additional Noninterest Income$383,0001,915
Total noninterest expense$3,427,0001,442
Salaries and employee benefits$2,111,0001,273
Premises and equipment expense$402,0001,520
Additional noninterest expense$914,0001,748
Pre-tax net operating income$634,0002,460
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$634,0002,160
Extraordinary gains, net$010
Net income$634,0002,162
Minority interest net income$076
Net income of bank and minority interests.$634,0002,162
Net charge-offs$-6,0005,985
Cash dividends$650,000766
Sale, conversion, retirement of capital stock, net$0789
Net operating income$634,0002,071
2012-12-31 (YTD Data)Rank
Total interest income$17,727,0001,491
Total interest expense$1,755,0002,394
Net interest income$15,972,0001,366
Provision for loan and lease losses$221,0003,815
Total noninterest income$1,852,0002,311
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$847,0001,619
Trading account gains and fees$0166
Additional Noninterest Income$1,005,0002,363
Total noninterest expense$14,182,0001,391
Salaries and employee benefits$8,179,0001,269
Premises and equipment expense$1,770,0001,338
Additional noninterest expense$4,233,0001,601
Pre-tax net operating income$3,421,0001,860
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$3,421,0001,674
Extraordinary gains, net$029
Net income$3,421,0001,674
Minority interest net income$093
Net income of bank and minority interests.$3,421,0001,675
Net charge-offs$259,0003,484
Cash dividends$2,600,000978
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,421,0001,576
2012-09-30 (YTD Data)Rank
Total interest income$13,558,0001,495
Total interest expense$1,348,0002,439
Net interest income$12,210,0001,354
Provision for loan and lease losses$192,0003,574
Total noninterest income$1,528,0002,151
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$639,0001,629
Trading account gains and fees$0157
Additional Noninterest Income$889,0002,143
Total noninterest expense$10,805,0001,376
Salaries and employee benefits$6,231,0001,266
Premises and equipment expense$1,379,0001,308
Additional noninterest expense$3,195,0001,565
Pre-tax net operating income$2,741,0001,812
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,741,0001,602
Extraordinary gains, net$020
Net income$2,741,0001,603
Minority interest net income$086
Net income of bank and minority interests.$2,741,0001,603
Net charge-offs$280,0002,911
Cash dividends$1,950,000808
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,741,0001,518
2012-06-30 (YTD Data)Rank
Total interest income$9,080,0001,499
Total interest expense$911,0002,488
Net interest income$8,169,0001,360
Provision for loan and lease losses$191,0003,046
Total noninterest income$1,101,0002,023
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$424,0001,615
Trading account gains and fees$0153
Additional Noninterest Income$677,0001,958
Total noninterest expense$7,280,0001,361
Salaries and employee benefits$4,233,0001,240
Premises and equipment expense$938,0001,270
Additional noninterest expense$2,109,0001,600
Pre-tax net operating income$1,799,0001,827
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,799,0001,627
Extraordinary gains, net$019
Net income$1,799,0001,626
Minority interest net income$084
Net income of bank and minority interests.$1,799,0001,627
Net charge-offs$134,0003,152
Cash dividends$1,300,000788
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,799,0001,538
2012-03-31 (YTD Data)Rank
Total interest income$4,641,0001,484
Total interest expense$465,0002,541
Net interest income$4,176,0001,327
Provision for loan and lease losses$103,0002,821
Total noninterest income$620,0001,865
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$201,0001,683
Trading account gains and fees$0148
Additional Noninterest Income$419,0001,697
Total noninterest expense$3,731,0001,329
Salaries and employee benefits$2,120,0001,230
Premises and equipment expense$500,0001,198
Additional noninterest expense$1,111,0001,512
Pre-tax net operating income$962,0001,739
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$962,0001,516
Extraordinary gains, net$019
Net income$962,0001,517
Minority interest net income$078
Net income of bank and minority interests.$962,0001,517
Net charge-offs$146,0002,119
Cash dividends$650,000708
Sale, conversion, retirement of capital stock, net$0861
Net operating income$962,0001,423
2011-12-31 (YTD Data)Rank
Total interest income$18,552,0001,542
Total interest expense$2,590,0002,224
Net interest income$15,962,0001,393
Provision for loan and lease losses$925,0002,529
Total noninterest income$2,284,0001,827
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$934,0001,557
Trading account gains and fees$0146
Additional Noninterest Income$1,350,0001,758
Total noninterest expense$14,327,0001,364
Salaries and employee benefits$8,384,0001,186
Premises and equipment expense$1,751,0001,427
Additional noninterest expense$4,192,0001,632
Pre-tax net operating income$2,994,0001,836
Securities gains (losses)$1,037,000433
Applicable income taxes$04,719
Income before extraordinary items$4,031,0001,248
Extraordinary gains, net$029
Net income$4,031,0001,248
Minority interest net income$096
Net income of bank and minority interests.$4,031,0001,248
Net charge-offs$764,0002,693
Cash dividends$2,700,000721
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,994,0001,541
2011-09-30 (YTD Data)Rank
Total interest income$13,970,0001,553
Total interest expense$2,061,0002,190
Net interest income$11,909,0001,409
Provision for loan and lease losses$875,0002,144
Total noninterest income$1,673,0001,847
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$703,0001,559
Trading account gains and fees$0145
Additional Noninterest Income$970,0001,804
Total noninterest expense$10,521,0001,395
Salaries and employee benefits$6,311,0001,181
Premises and equipment expense$1,284,0001,469
Additional noninterest expense$2,926,0001,739
Pre-tax net operating income$2,186,0001,950
Securities gains (losses)$815,000420
Applicable income taxes$04,740
Income before extraordinary items$3,001,0001,292
Extraordinary gains, net$021
Net income$3,001,0001,292
Minority interest net income$087
Net income of bank and minority interests.$3,001,0001,292
Net charge-offs$434,0002,828
Cash dividends$2,050,000626
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,186,0001,623
2011-06-30 (YTD Data)Rank
Total interest income$9,567,0001,520
Total interest expense$1,462,0002,147
Net interest income$8,105,0001,369
Provision for loan and lease losses$775,0001,765
Total noninterest income$1,049,0001,925
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$466,0001,550
Trading account gains and fees$0153
Additional Noninterest Income$583,0001,905
Total noninterest expense$7,003,0001,413
Salaries and employee benefits$4,251,0001,179
Premises and equipment expense$857,0001,475
Additional noninterest expense$1,895,0001,808
Pre-tax net operating income$1,376,0002,015
Securities gains (losses)$674,000279
Applicable income taxes$04,697
Income before extraordinary items$2,050,0001,219
Extraordinary gains, net$015
Net income$2,050,0001,217
Minority interest net income$089
Net income of bank and minority interests.$2,050,0001,219
Net charge-offs$244,0002,912
Cash dividends$1,400,000598
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,376,0001,667
2011-03-31 (YTD Data)Rank
Total interest income$4,627,0001,585
Total interest expense$773,0002,125
Net interest income$3,854,0001,445
Provision for loan and lease losses$175,0002,602
Total noninterest income$508,0001,962
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$222,0001,596
Trading account gains and fees$0158
Additional Noninterest Income$286,0001,966
Total noninterest expense$3,452,0001,433
Salaries and employee benefits$2,169,0001,165
Premises and equipment expense$402,0001,599
Additional noninterest expense$881,0001,921
Pre-tax net operating income$735,0001,899
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$735,0001,605
Extraordinary gains, net$09
Net income$735,0001,605
Minority interest net income$086
Net income of bank and minority interests.$735,0001,605
Net charge-offs$65,0003,136
Cash dividends$750,000512
Sale, conversion, retirement of capital stock, net$0925
Net operating income$735,0001,555
2010-12-31 (YTD Data)Rank
Total interest income$20,241,0001,520
Total interest expense$3,767,0002,102
Net interest income$16,474,0001,362
Provision for loan and lease losses$2,755,0001,705
Total noninterest income$3,406,0001,418
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,122,0001,361
Trading account gains and fees$0175
Additional Noninterest Income$2,284,0001,289
Total noninterest expense$13,664,0001,450
Salaries and employee benefits$8,376,0001,177
Premises and equipment expense$1,630,0001,566
Additional noninterest expense$3,658,0001,939
Pre-tax net operating income$3,461,0001,437
Securities gains (losses)$52,0002,628
Applicable income taxes$04,655
Income before extraordinary items$3,513,0001,215
Extraordinary gains, net$029
Net income$3,513,0001,217
Minority interest net income$0111
Net income of bank and minority interests.$3,513,0001,218
Net charge-offs$1,411,0002,249
Cash dividends$1,950,000839
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,461,0001,190
2010-09-30 (YTD Data)Rank
Total interest income$15,191,0001,546
Total interest expense$2,889,0002,151
Net interest income$12,302,0001,377
Provision for loan and lease losses$2,600,0001,396
Total noninterest income$2,717,0001,340
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$878,0001,336
Trading account gains and fees$0165
Additional Noninterest Income$1,839,0001,179
Total noninterest expense$10,000,0001,479
Salaries and employee benefits$6,282,0001,168
Premises and equipment expense$1,234,0001,574
Additional noninterest expense$2,484,0002,073
Pre-tax net operating income$2,419,0001,632
Securities gains (losses)$52,0002,384
Applicable income taxes$04,726
Income before extraordinary items$2,471,0001,350
Extraordinary gains, net$023
Net income$2,471,0001,353
Minority interest net income$0110
Net income of bank and minority interests.$2,471,0001,354
Net charge-offs$1,252,0001,952
Cash dividends$1,550,000694
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,419,0001,325
2010-06-30 (YTD Data)Rank
Total interest income$10,151,0001,565
Total interest expense$1,961,0002,202
Net interest income$8,190,0001,382
Provision for loan and lease losses$2,475,0001,090
Total noninterest income$1,881,0001,289
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$599,0001,306
Trading account gains and fees$0152
Additional Noninterest Income$1,282,0001,094
Total noninterest expense$6,786,0001,453
Salaries and employee benefits$4,259,0001,154
Premises and equipment expense$832,0001,580
Additional noninterest expense$1,695,0002,027
Pre-tax net operating income$810,0002,774
Securities gains (losses)$52,0001,856
Applicable income taxes$04,691
Income before extraordinary items$862,0002,373
Extraordinary gains, net$019
Net income$862,0002,369
Minority interest net income$0105
Net income of bank and minority interests.$862,0002,372
Net charge-offs$888,0001,849
Cash dividends$700,000984
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$810,0002,382
2010-03-31 (YTD Data)Rank
Total interest income$4,915,0001,639
Total interest expense$1,028,0002,208
Net interest income$3,887,0001,473
Provision for loan and lease losses$225,0002,809
Total noninterest income$635,0001,712
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$286,0001,367
Trading account gains and fees$0175
Additional Noninterest Income$349,0001,662
Total noninterest expense$3,373,0001,489
Salaries and employee benefits$2,122,0001,170
Premises and equipment expense$435,0001,551
Additional noninterest expense$816,0002,080
Pre-tax net operating income$924,0001,413
Securities gains (losses)$52,0001,130
Applicable income taxes$04,611
Income before extraordinary items$976,0001,111
Extraordinary gains, net$016
Net income$976,0001,111
Minority interest net income$091
Net income of bank and minority interests.$976,0001,113
Net charge-offs$-16,0007,594
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$924,0001,159
2009-12-31 (YTD Data)Rank
Total interest income$19,491,0001,755
Total interest expense$4,313,0002,568
Net interest income$15,178,0001,479
Provision for loan and lease losses$1,655,0002,738
Total noninterest income$2,730,0001,724
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,714,0001,016
Trading account gains and fees$0211
Additional Noninterest Income$1,016,0002,125
Total noninterest expense$14,247,0001,445
Salaries and employee benefits$8,504,0001,146
Premises and equipment expense$1,697,0001,580
Additional noninterest expense$4,046,0001,838
Pre-tax net operating income$2,006,0001,904
Securities gains (losses)$297,0001,250
Applicable income taxes$04,388
Income before extraordinary items$2,303,0001,447
Extraordinary gains, net$034
Net income$2,303,0001,445
Minority interest net income$0115
Net income of bank and minority interests.$2,303,0001,446
Net charge-offs$1,667,0002,256
Cash dividends$3,300,000526
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,006,0001,623
2009-09-30 (YTD Data)Rank
Total interest income$14,574,0001,784
Total interest expense$3,229,0002,682
Net interest income$11,345,0001,479
Provision for loan and lease losses$950,0002,859
Total noninterest income$2,813,0001,389
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,272,0001,026
Trading account gains and fees$0212
Additional Noninterest Income$1,541,0001,363
Total noninterest expense$10,466,0001,468
Salaries and employee benefits$6,295,0001,182
Premises and equipment expense$1,252,0001,625
Additional noninterest expense$2,919,0001,831
Pre-tax net operating income$2,742,0001,181
Securities gains (losses)$275,0001,059
Applicable income taxes$04,592
Income before extraordinary items$3,017,000900
Extraordinary gains, net$027
Net income$3,017,000901
Minority interest net income$0118
Net income of bank and minority interests.$3,017,000901
Net charge-offs$186,0004,329
Cash dividends$2,000,000630
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,742,000973
2009-06-30 (YTD Data)Rank
Total interest income$9,647,0001,823
Total interest expense$2,167,0002,773
Net interest income$7,480,0001,499
Provision for loan and lease losses$500,0002,961
Total noninterest income$1,724,0001,491
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$829,0001,032
Trading account gains and fees$0193
Additional Noninterest Income$895,0001,528
Total noninterest expense$6,854,0001,518
Salaries and employee benefits$4,204,0001,200
Premises and equipment expense$822,0001,688
Additional noninterest expense$1,828,0001,956
Pre-tax net operating income$1,850,0001,236
Securities gains (losses)$275,000814
Applicable income taxes$04,657
Income before extraordinary items$2,125,000889
Extraordinary gains, net$021
Net income$2,125,000889
Minority interest net income$0112
Net income of bank and minority interests.$2,125,000889
Net charge-offs$163,0003,680
Cash dividends$1,300,000704
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,850,000997
2009-03-31 (YTD Data)Rank
Total interest income$4,801,0001,858
Total interest expense$1,069,0002,907
Net interest income$3,732,0001,489
Provision for loan and lease losses$200,0002,838
Total noninterest income$673,0001,742
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$394,0001,052
Trading account gains and fees$0171
Additional Noninterest Income$279,0002,046
Total noninterest expense$3,260,0001,542
Salaries and employee benefits$2,044,0001,260
Premises and equipment expense$410,0001,719
Additional noninterest expense$806,0001,976
Pre-tax net operating income$945,0001,365
Securities gains (losses)$201,000666
Applicable income taxes$04,835
Income before extraordinary items$1,146,000929
Extraordinary gains, net$015
Net income$1,146,000929
Minority interest net income$0102
Net income of bank and minority interests.$1,146,000931
Net charge-offs$180,0002,232
Cash dividends$600,000715
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$945,0001,079
2008-12-31 (YTD Data)Rank
Total interest income$19,752,0001,943
Total interest expense$5,720,0002,628
Net interest income$14,032,0001,591
Provision for loan and lease losses$455,0003,946
Total noninterest income$3,373,0001,443
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,670,0001,064
Trading account gains and fees$0154
Additional Noninterest Income$1,703,0001,466
Total noninterest expense$13,089,0001,491
Salaries and employee benefits$7,985,0001,264
Premises and equipment expense$1,604,0001,717
Additional noninterest expense$3,500,0001,747
Pre-tax net operating income$3,861,0001,412
Securities gains (losses)$248,000624
Applicable income taxes$04,979
Income before extraordinary items$4,109,0001,004
Extraordinary gains, net$039
Net income$4,109,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0003,646
Cash dividends$1,450,0001,770
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,861,0001,148
2008-09-30 (YTD Data)Rank
Total interest income$14,802,0001,977
Total interest expense$4,548,0002,588
Net interest income$10,254,0001,646
Provision for loan and lease losses$326,0003,411
Total noninterest income$2,433,0001,531
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,254,0001,079
Trading account gains and fees$0148
Additional Noninterest Income$1,179,0001,619
Total noninterest expense$9,664,0001,512
Salaries and employee benefits$5,865,0001,315
Premises and equipment expense$1,177,0001,750
Additional noninterest expense$2,622,0001,694
Pre-tax net operating income$2,697,0001,809
Securities gains (losses)$213,000589
Applicable income taxes$05,372
Income before extraordinary items$2,910,0001,276
Extraordinary gains, net$031
Net income$2,910,0001,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,512
Cash dividends$900,0001,947
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,697,0001,445
2008-06-30 (YTD Data)Rank
Total interest income$9,950,0001,992
Total interest expense$3,155,0002,591
Net interest income$6,795,0001,655
Provision for loan and lease losses$175,0003,369
Total noninterest income$1,338,0001,790
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$800,0001,108
Trading account gains and fees$0149
Additional Noninterest Income$538,0002,128
Total noninterest expense$6,341,0001,525
Salaries and employee benefits$3,878,0001,337
Premises and equipment expense$766,0001,787
Additional noninterest expense$1,697,0001,724
Pre-tax net operating income$1,617,0002,045
Securities gains (losses)$213,000591
Applicable income taxes$05,627
Income before extraordinary items$1,830,0001,496
Extraordinary gains, net$021
Net income$1,830,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,718
Cash dividends$400,0002,547
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,617,0001,644
2008-03-31 (YTD Data)Rank
Total interest income$5,058,0002,013
Total interest expense$1,752,0002,501
Net interest income$3,306,0001,684
Provision for loan and lease losses$100,0002,696
Total noninterest income$633,0001,877
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$388,0001,125
Trading account gains and fees$0158
Additional Noninterest Income$245,0002,262
Total noninterest expense$3,104,0001,554
Salaries and employee benefits$1,902,0001,378
Premises and equipment expense$391,0001,756
Additional noninterest expense$811,0001,755
Pre-tax net operating income$735,0002,327
Securities gains (losses)$81,000822
Applicable income taxes$05,622
Income before extraordinary items$816,0001,781
Extraordinary gains, net$015
Net income$816,0001,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,243
Cash dividends$400,0001,571
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$735,0001,886
2007-12-31 (YTD Data)Rank
Total interest income$21,846,0001,936
Total interest expense$9,597,0002,000
Net interest income$12,249,0001,853
Provision for loan and lease losses$1,819,000908
Total noninterest income$3,024,0001,630
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,483,0001,197
Trading account gains and fees$0178
Additional Noninterest Income$1,541,0001,642
Total noninterest expense$12,248,0001,509
Salaries and employee benefits$7,448,0001,354
Premises and equipment expense$1,433,0001,837
Additional noninterest expense$3,367,0001,656
Pre-tax net operating income$1,206,0004,355
Securities gains (losses)$7,0001,467
Applicable income taxes$06,070
Income before extraordinary items$1,213,0003,917
Extraordinary gains, net$039
Net income$1,213,0003,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,588,000515
Cash dividends$345,0004,256
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,206,0003,928
2007-09-30 (YTD Data)Rank
Total interest income$16,409,0001,932
Total interest expense$7,551,0001,943
Net interest income$8,858,0001,935
Provision for loan and lease losses$1,479,000658
Total noninterest income$2,023,0001,775
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,101,0001,198
Trading account gains and fees$0184
Additional Noninterest Income$922,0001,934
Total noninterest expense$8,969,0001,521
Salaries and employee benefits$5,430,0001,399
Premises and equipment expense$1,054,0001,846
Additional noninterest expense$2,485,0001,640
Pre-tax net operating income$433,0006,034
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$433,0005,661
Extraordinary gains, net$033
Net income$433,0005,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,484,000341
Cash dividends$345,0003,459
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$433,0005,646
2007-06-30 (YTD Data)Rank
Total interest income$10,741,0001,976
Total interest expense$5,115,0001,925
Net interest income$5,626,0002,063
Provision for loan and lease losses$1,356,000464
Total noninterest income$1,295,0001,848
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$734,0001,207
Trading account gains and fees$0168
Additional Noninterest Income$561,0002,089
Total noninterest expense$5,876,0001,568
Salaries and employee benefits$3,520,0001,461
Premises and equipment expense$708,0001,852
Additional noninterest expense$1,648,0001,645
Pre-tax net operating income$-311,0008,164
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-311,0008,215
Extraordinary gains, net$029
Net income$-311,0008,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,506,000231
Cash dividends$345,0002,968
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-311,0008,203
2007-03-31 (YTD Data)Rank
Total interest income$5,272,0002,010
Total interest expense$2,531,0001,927
Net interest income$2,741,0002,113
Provision for loan and lease losses$56,0002,964
Total noninterest income$593,0001,967
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$346,0001,254
Trading account gains and fees$0195
Additional Noninterest Income$247,0002,233
Total noninterest expense$2,859,0001,612
Salaries and employee benefits$1,704,0001,519
Premises and equipment expense$347,0001,891
Additional noninterest expense$808,0001,666
Pre-tax net operating income$419,0003,890
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$419,0003,381
Extraordinary gains, net$022
Net income$419,0003,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$990,000245
Cash dividends$345,0001,842
Sale, conversion, retirement of capital stock, net$0885
Net operating income$419,0003,359
2006-12-31 (YTD Data)Rank
Total interest income$20,079,0001,974
Total interest expense$8,556,0001,930
Net interest income$11,523,0002,013
Provision for loan and lease losses$1,212,000858
Total noninterest income$2,585,0001,835
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,427,0001,248
Trading account gains and fees$0130
Additional Noninterest Income$1,158,0002,019
Total noninterest expense$10,518,0001,692
Salaries and employee benefits$6,224,0001,584
Premises and equipment expense$1,265,0001,986
Additional noninterest expense$3,029,0001,744
Pre-tax net operating income$2,378,0003,245
Securities gains (losses)$-6,0007,127
Applicable income taxes$06,600
Income before extraordinary items$2,372,0002,728
Extraordinary gains, net$154,00026
Net income$2,526,0002,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,0001,477
Cash dividends$3,000,0001,116
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,378,0002,711
2006-09-30 (YTD Data)Rank
Total interest income$14,736,0001,999
Total interest expense$6,224,0001,930
Net interest income$8,512,0002,060
Provision for loan and lease losses$212,0002,775
Total noninterest income$1,938,0001,846
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,077,0001,242
Trading account gains and fees$0126
Additional Noninterest Income$861,0002,022
Total noninterest expense$7,701,0001,734
Salaries and employee benefits$4,487,0001,649
Premises and equipment expense$951,0001,985
Additional noninterest expense$2,263,0001,729
Pre-tax net operating income$2,537,0002,622
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,537,0002,126
Extraordinary gains, net$154,00022
Net income$2,691,0002,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$2,250,0001,043
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,537,0002,115
2006-06-30 (YTD Data)Rank
Total interest income$9,615,0002,005
Total interest expense$4,011,0001,897
Net interest income$5,604,0002,088
Provision for loan and lease losses$170,0002,399
Total noninterest income$1,228,0001,915
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$718,0001,237
Trading account gains and fees$0126
Additional Noninterest Income$510,0002,189
Total noninterest expense$5,054,0001,756
Salaries and employee benefits$2,906,0001,693
Premises and equipment expense$649,0001,946
Additional noninterest expense$1,499,0001,758
Pre-tax net operating income$1,608,0002,737
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,608,0002,216
Extraordinary gains, net$154,00018
Net income$1,762,0002,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,102
Cash dividends$1,500,0001,024
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,608,0002,203
2006-03-31 (YTD Data)Rank
Total interest income$4,610,0002,043
Total interest expense$1,941,0001,876
Net interest income$2,669,0002,183
Provision for loan and lease losses$140,0001,553
Total noninterest income$578,0001,985
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$348,0001,236
Trading account gains and fees$0115
Additional Noninterest Income$230,0002,296
Total noninterest expense$2,432,0001,828
Salaries and employee benefits$1,417,0001,731
Premises and equipment expense$320,0001,980
Additional noninterest expense$695,0001,880
Pre-tax net operating income$675,0003,048
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$675,0002,515
Extraordinary gains, net$154,0009
Net income$829,0002,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,838
Cash dividends$750,000954
Sale, conversion, retirement of capital stock, net$0648
Net operating income$675,0002,500
2005-12-31 (YTD Data)Rank
Total interest income$16,818,0001,990
Total interest expense$5,882,0001,921
Net interest income$10,936,0002,023
Provision for loan and lease losses$265,0003,058
Total noninterest income$2,200,0002,061
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,248,0001,400
Trading account gains and fees$0138
Additional Noninterest Income$952,0002,281
Total noninterest expense$10,249,0001,664
Salaries and employee benefits$5,507,0001,700
Premises and equipment expense$1,173,0002,035
Additional noninterest expense$3,569,0001,438
Pre-tax net operating income$2,622,0003,071
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$2,622,0002,502
Extraordinary gains, net$534,00014
Net income$3,156,0002,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,017
Cash dividends$3,921,000832
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,622,0002,467
2005-09-30 (YTD Data)Rank
Total interest income$12,336,0001,977
Total interest expense$4,129,0001,932
Net interest income$8,207,0002,011
Provision for loan and lease losses$260,0002,468
Total noninterest income$1,602,0002,104
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$904,0001,431
Trading account gains and fees$0126
Additional Noninterest Income$698,0002,321
Total noninterest expense$6,814,0001,844
Salaries and employee benefits$4,037,0001,715
Premises and equipment expense$859,0002,072
Additional noninterest expense$1,918,0001,940
Pre-tax net operating income$2,735,0002,400
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,735,0001,915
Extraordinary gains, net$534,0009
Net income$3,269,0001,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,321
Cash dividends$3,174,000705
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,735,0001,878
2005-06-30 (YTD Data)Rank
Total interest income$8,058,0001,962
Total interest expense$2,608,0001,910
Net interest income$5,450,0001,993
Provision for loan and lease losses$250,0001,767
Total noninterest income$929,0002,302
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$526,0001,598
Trading account gains and fees$0116
Additional Noninterest Income$403,0002,526
Total noninterest expense$4,422,0001,875
Salaries and employee benefits$2,709,0001,694
Premises and equipment expense$567,0002,085
Additional noninterest expense$1,146,0002,145
Pre-tax net operating income$1,707,0002,468
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,707,0001,994
Extraordinary gains, net$534,0007
Net income$2,241,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,447
Cash dividends$2,254,000644
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,707,0001,956
2005-03-31 (YTD Data)Rank
Total interest income$3,894,0001,996
Total interest expense$1,234,0001,916
Net interest income$2,660,0002,029
Provision for loan and lease losses$190,0001,173
Total noninterest income$385,0002,562
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$249,0001,634
Trading account gains and fees$0115
Additional Noninterest Income$136,0003,156
Total noninterest expense$2,277,0001,833
Salaries and employee benefits$1,407,0001,647
Premises and equipment expense$296,0002,024
Additional noninterest expense$574,0002,131
Pre-tax net operating income$578,0003,312
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$578,0002,697
Extraordinary gains, net$534,0006
Net income$1,112,0001,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$1,333,000514
Sale, conversion, retirement of capital stock, net$0491
Net operating income$578,0002,649
2004-12-31 (YTD Data)Rank
Total interest income$14,961,0001,906
Total interest expense$4,130,0001,972
Net interest income$10,831,0001,868
Provision for loan and lease losses$200,0003,677
Total noninterest income$2,059,0002,156
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$936,0001,872
Trading account gains and fees$0138
Additional Noninterest Income$1,123,0001,999
Total noninterest expense$8,671,0001,865
Salaries and employee benefits$5,300,0001,661
Premises and equipment expense$1,133,0002,028
Additional noninterest expense$2,238,0002,181
Pre-tax net operating income$4,019,0002,055
Securities gains (losses)$41,0001,887
Applicable income taxes$07,185
Income before extraordinary items$4,060,0001,590
Extraordinary gains, net$034
Net income$4,060,0001,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,216
Cash dividends$2,522,0001,112
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,019,0001,565
2004-09-30 (YTD Data)Rank
Total interest income$10,946,0001,931
Total interest expense$3,016,0001,987
Net interest income$7,930,0001,901
Provision for loan and lease losses$120,0003,974
Total noninterest income$1,530,0002,182
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$692,0001,908
Trading account gains and fees$0134
Additional Noninterest Income$838,0002,009
Total noninterest expense$6,395,0001,871
Salaries and employee benefits$3,674,0001,782
Premises and equipment expense$853,0002,025
Additional noninterest expense$1,868,0001,926
Pre-tax net operating income$2,945,0002,105
Securities gains (losses)$56,0001,578
Applicable income taxes$07,220
Income before extraordinary items$3,001,0001,624
Extraordinary gains, net$026
Net income$3,001,0001,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0001,966
Cash dividends$1,595,0001,192
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,945,0001,600
2004-06-30 (YTD Data)Rank
Total interest income$7,182,0001,947
Total interest expense$2,002,0001,963
Net interest income$5,180,0001,919
Provision for loan and lease losses$60,0004,267
Total noninterest income$958,0002,264
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$440,0001,962
Trading account gains and fees$0130
Additional Noninterest Income$518,0002,130
Total noninterest expense$4,156,0001,925
Salaries and employee benefits$2,474,0001,771
Premises and equipment expense$579,0001,988
Additional noninterest expense$1,103,0002,196
Pre-tax net operating income$1,922,0002,112
Securities gains (losses)$56,0001,387
Applicable income taxes$07,214
Income before extraordinary items$1,978,0001,622
Extraordinary gains, net$021
Net income$1,978,0001,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0001,453
Cash dividends$1,247,0001,053
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,922,0001,607
2004-03-31 (YTD Data)Rank
Total interest income$3,514,0001,994
Total interest expense$958,0002,087
Net interest income$2,556,0001,954
Provision for loan and lease losses$06,501
Total noninterest income$460,0002,292
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$209,0001,993
Trading account gains and fees$0121
Additional Noninterest Income$251,0002,125
Total noninterest expense$2,220,0001,814
Salaries and employee benefits$1,455,0001,532
Premises and equipment expense$294,0001,968
Additional noninterest expense$471,0002,502
Pre-tax net operating income$796,0002,442
Securities gains (losses)$71,000997
Applicable income taxes$07,103
Income before extraordinary items$867,0001,809
Extraordinary gains, net$016
Net income$867,0001,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,163
Cash dividends$623,000996
Sale, conversion, retirement of capital stock, net$0464
Net operating income$796,0001,876
2003-12-31 (YTD Data)Rank
Total interest income$15,001,0001,882
Total interest expense$4,495,0001,988
Net interest income$10,506,0001,861
Provision for loan and lease losses$1,046,0001,138
Total noninterest income$2,094,0002,252
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$858,0002,000
Trading account gains and fees$0160
Additional Noninterest Income$1,236,0002,076
Total noninterest expense$8,281,0001,919
Salaries and employee benefits$4,762,0001,813
Premises and equipment expense$1,085,0002,095
Additional noninterest expense$2,434,0001,973
Pre-tax net operating income$3,273,0002,328
Securities gains (losses)$28,0002,979
Applicable income taxes$07,459
Income before extraordinary items$3,301,0001,874
Extraordinary gains, net$054
Net income$3,301,0001,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0002,300
Cash dividends$2,521,0001,144
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,273,0001,807
2003-09-30 (YTD Data)Rank
Total interest income$11,362,0001,903
Total interest expense$3,477,0002,007
Net interest income$7,885,0001,871
Provision for loan and lease losses$1,046,000867
Total noninterest income$1,585,0002,268
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$640,0002,016
Trading account gains and fees$0153
Additional Noninterest Income$945,0002,133
Total noninterest expense$5,782,0002,052
Salaries and employee benefits$3,422,0001,889
Premises and equipment expense$802,0002,134
Additional noninterest expense$1,558,0002,301
Pre-tax net operating income$2,642,0002,267
Securities gains (losses)$28,0002,745
Applicable income taxes$07,524
Income before extraordinary items$2,670,0001,809
Extraordinary gains, net$040
Net income$2,670,0001,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0001,821
Cash dividends$1,993,0001,021
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,642,0001,727
2003-06-30 (YTD Data)Rank
Total interest income$7,561,0001,922
Total interest expense$2,346,0002,043
Net interest income$5,215,0001,876
Provision for loan and lease losses$1,046,000623
Total noninterest income$988,0002,377
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$410,0002,055
Trading account gains and fees$0150
Additional Noninterest Income$578,0002,233
Total noninterest expense$3,775,0002,091
Salaries and employee benefits$2,229,0001,910
Premises and equipment expense$533,0002,133
Additional noninterest expense$1,013,0002,339
Pre-tax net operating income$1,382,0002,772
Securities gains (losses)$9,0002,996
Applicable income taxes$07,529
Income before extraordinary items$1,391,0002,251
Extraordinary gains, net$030
Net income$1,391,0002,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,977
Cash dividends$1,329,0001,031
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,382,0002,139
2003-03-31 (YTD Data)Rank
Total interest income$3,702,0001,975
Total interest expense$1,133,0002,159
Net interest income$2,569,0001,895
Provision for loan and lease losses$275,0001,022
Total noninterest income$479,0002,361
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$197,0002,048
Trading account gains and fees$0134
Additional Noninterest Income$282,0002,197
Total noninterest expense$1,923,0002,036
Salaries and employee benefits$1,108,0001,921
Premises and equipment expense$274,0002,079
Additional noninterest expense$541,0002,174
Pre-tax net operating income$850,0002,346
Securities gains (losses)$8,0002,242
Applicable income taxes$07,403
Income before extraordinary items$858,0001,844
Extraordinary gains, net$021
Net income$858,0001,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,455
Cash dividends$664,000963
Sale, conversion, retirement of capital stock, net$0419
Net operating income$850,0001,744
2002-12-31 (YTD Data)Rank
Total interest income$13,547,0002,274
Total interest expense$4,399,0002,532
Net interest income$9,148,0002,118
Provision for loan and lease losses$900,0001,473
Total noninterest income$2,147,0002,016
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$759,0002,096
Trading account gains and fees$0153
Additional Noninterest Income$1,388,0001,749
Total noninterest expense$8,863,0001,712
Salaries and employee benefits$4,265,0001,889
Premises and equipment expense$1,010,0002,164
Additional noninterest expense$3,588,0001,339
Pre-tax net operating income$1,532,0004,054
Securities gains (losses)$214,0001,113
Applicable income taxes$07,681
Income before extraordinary items$1,746,0003,110
Extraordinary gains, net$070
Net income$1,746,0003,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,0001,686
Cash dividends$2,888,000957
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,532,0003,333
2001-12-31 (YTD Data)Rank
Total interest income$13,541,0002,523
Total interest expense$6,051,0002,645
Net interest income$7,490,0002,395
Provision for loan and lease losses$275,0003,402
Total noninterest income$1,589,0002,399
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$746,0002,030
Trading account gains and fees$0177
Additional Noninterest Income$843,0002,307
Total noninterest expense$6,395,0002,240
Salaries and employee benefits$3,674,0002,051
Premises and equipment expense$824,0002,555
Additional noninterest expense$1,897,0002,356
Pre-tax net operating income$2,409,0002,740
Securities gains (losses)$366,000780
Applicable income taxes$07,903
Income before extraordinary items$2,775,0001,891
Extraordinary gains, net$0105
Net income$2,775,0001,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0003,125
Cash dividends$1,806,0001,438
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,409,0002,090
2000-12-31 (YTD Data)Rank
Total interest income$12,283,0002,838
Total interest expense$5,673,0002,929
Net interest income$6,610,0002,697
Provision for loan and lease losses$303,0002,805
Total noninterest income$1,396,0002,477
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$686,0002,024
Trading account gains and fees$0180
Additional Noninterest Income$710,0002,338
Total noninterest expense$5,016,0002,713
Salaries and employee benefits$2,914,0002,454
Premises and equipment expense$778,0002,646
Additional noninterest expense$1,324,0003,134
Pre-tax net operating income$2,687,0002,610
Securities gains (losses)$-599,0009,722
Applicable income taxes$08,362
Income before extraordinary items$2,088,0002,455
Extraordinary gains, net$038
Net income$2,088,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,296
Cash dividends$1,494,0001,680
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,687,0001,943
1999-12-31 (YTD Data)Rank
Total interest income$9,566,0003,355
Total interest expense$3,996,0003,588
Net interest income$5,570,0003,113
Provision for loan and lease losses$175,0003,893
Total noninterest income$1,298,0002,539
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$564,0002,367
Trading account gains and feesNANA
Additional Noninterest Income$734,0002,295
Total noninterest expense$4,614,0002,920
Salaries and employee benefits$2,751,0002,562
Premises and equipment expense$691,0002,893
Additional noninterest expense$1,172,0003,510
Pre-tax net operating income$2,079,0003,231
Securities gains (losses)$-2,0008,771
Applicable income taxes$746,0002,788
Income before extraordinary items$1,331,0003,572
Extraordinary gains, net$035
Net income$1,331,0003,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,618
Cash dividends$506,0003,463
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,332,2803,535
1998-12-31 (YTD Data)Rank
Total interest income$8,112,0003,886
Total interest expense$3,277,0004,402
Net interest income$4,835,0003,511
Provision for loan and lease losses$240,0003,065
Total noninterest income$1,050,0002,973
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$438,0002,899
Trading account gains and feesNANA
Additional Noninterest Income$612,0002,615
Total noninterest expense$3,490,0003,625
Salaries and employee benefits$2,213,0003,030
Premises and equipment expense$571,0003,319
Additional noninterest expense$706,0005,131
Pre-tax net operating income$2,155,0003,129
Securities gains (losses)$04,449
Applicable income taxes$695,0003,044
Income before extraordinary items$1,460,0003,328
Extraordinary gains, net$032
Net income$1,460,0003,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,674
Cash dividends$123,0006,048
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,460,0003,242
1997-12-31 (YTD Data)Rank
Total interest income$6,333,0004,855
Total interest expense$2,601,0005,258
Net interest income$3,732,0004,490
Provision for loan and lease losses$275,0002,782
Total noninterest income$599,0004,414
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$305,0004,013
Trading account gains and feesNANA
Additional Noninterest Income$294,0003,982
Total noninterest expense$2,780,0004,364
Salaries and employee benefits$1,615,0003,991
Premises and equipment expense$389,0004,540
Additional noninterest expense$776,0004,836
Pre-tax net operating income$1,276,0005,025
Securities gains (losses)$1,0003,559
Applicable income taxes$460,0004,462
Income before extraordinary items$817,0005,391
Extraordinary gains, net$044
Net income$817,0005,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,615
Cash dividends$367,0004,146
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$816,3605,341
1996-12-31 (YTD Data)Rank
Total interest income$4,905,0006,029
Total interest expense$2,058,0006,302
Net interest income$2,847,0005,663
Provision for loan and lease losses$55,0006,421
Total noninterest income$495,0005,197
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$264,0004,635
Trading account gains and feesNANA
Additional Noninterest Income$231,0004,763
Total noninterest expense$2,112,0005,716
Salaries and employee benefits$1,210,0005,162
Premises and equipment expense$291,0005,710
Additional noninterest expense$611,0006,292
Pre-tax net operating income$1,175,0005,198
Securities gains (losses)$-30,00010,843
Applicable income taxes$224,0006,786
Income before extraordinary items$921,0004,789
Extraordinary gains, net$053
Net income$921,0004,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,952
Cash dividends$252,0004,917
Sale, conversion, retirement of capital stock, net$0953
Net operating income$945,0004,658
1995-12-31 (YTD Data)Rank
Total interest income$4,039,0006,940
Total interest expense$1,645,0007,286
Net interest income$2,394,0006,494
Provision for loan and lease losses$65,0005,556
Total noninterest income$443,0005,602
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$233,0005,153
Trading account gains and feesNANA
Additional Noninterest Income$210,0004,990
Total noninterest expense$1,718,0006,689
Salaries and employee benefits$766,0007,307
Premises and equipment expense$225,0006,752
Additional noninterest expense$727,0005,676
Pre-tax net operating income$1,054,0005,775
Securities gains (losses)$03,831
Applicable income taxes$349,0005,456
Income before extraordinary items$705,0005,964
Extraordinary gains, net$065
Net income$705,0005,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00010,757
Cash dividends$124,0006,440
Sale, conversion, retirement of capital stock, net$909,000311
Net operating income$705,0005,943
1994-12-31 (YTD Data)Rank
Total interest income$2,489,0008,921
Total interest expense$947,0008,920
Net interest income$1,542,0008,758
Provision for loan and lease losses$25,0007,401
Total noninterest income$200,0008,740
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0007,891
Trading account gains and feesNANA
Additional Noninterest Income$92,0007,774
Total noninterest expense$981,0009,435
Salaries and employee benefits$478,0009,593
Premises and equipment expense$118,0009,449
Additional noninterest expense$385,0008,974
Pre-tax net operating income$736,0007,211
Securities gains (losses)$-5,0009,408
Applicable income taxes$278,0006,150
Income before extraordinary items$453,0007,676
Extraordinary gains, net$0249
Net income$453,0007,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,519
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$456,2007,702
1993-12-31 (YTD Data)Rank
Total interest income$1,834,00010,522
Total interest expense$715,00010,499
Net interest income$1,119,00010,336
Provision for loan and lease losses$47,0007,653
Total noninterest income$387,0006,639
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$85,0008,849
Trading account gains and feesNANA
Additional Noninterest Income$302,0004,444
Total noninterest expense$883,00010,277
Salaries and employee benefits$418,00010,462
Premises and equipment expense$116,0009,911
Additional noninterest expense$349,0009,849
Pre-tax net operating income$576,0008,115
Securities gains (losses)$07,477
Applicable income taxes$232,0007,070
Income before extraordinary items$344,0008,998
Extraordinary gains, net$-5,00012,234
Net income$339,0009,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00012,131
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$344,0008,733
1992-12-31 (YTD Data)Rank
Total interest income$1,330,00012,335
Total interest expense$660,00012,011
Net interest income$670,00012,440
Provision for loan and lease losses$22,00010,490
Total noninterest income$189,0009,628
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0008,278
Trading account gains and feesNANA
Additional Noninterest Income$81,0008,805
Total noninterest expense$731,00011,345
Salaries and employee benefits$360,00011,340
Premises and equipment expense$128,0009,751
Additional noninterest expense$243,00011,625
Pre-tax net operating income$106,00011,961
Securities gains (losses)$7,0006,774
Applicable income taxes$11,00012,338
Income before extraordinary items$102,00011,907
Extraordinary gains, net$01,422
Net income$102,00011,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,00013,003
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$350,000622
Net operating income$95,70011,700

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.