Home > Community Bank > Net charge- offs to loans
Community Bank, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1921% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0018% | 514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0505% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1299% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1446% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9906% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4937% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4937% | 1,627 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0712% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4156% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4424% | 1,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4424% | 1,591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0655% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4945% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4252% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4252% | 1,541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 1,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0977% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6516% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2582% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2582% | 1,766 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 1,495 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 4,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1457% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0946% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2273% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7555% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7555% | 1,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6882% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 4,639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2189% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1000% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1098% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2680% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6438% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6438% | 1,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1953% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0490% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | -0.0251% | 4,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0928% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1019% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3510% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6060% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6060% | 1,182 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7989% | 418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | -0.0341% | 4,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0689% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6249% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6249% | 1,067 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0877% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 2,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0430% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 5,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1559% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1692% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0612% | 2,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3887% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3887% | 1,796 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2733% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 2,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 2,295 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 4,758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0413% | 5,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0911% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0987% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1019% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2585% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2585% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7302% | 288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 2,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0613% | 5,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1081% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1170% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1148% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3396% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3396% | 1,641 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1220% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 1,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1207% | 5,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2329% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2521% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 4,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1868% | 2,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1868% | 1,906 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0302% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2470% | 1,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1785% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0869% | 960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3608% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1896% | 1,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2033% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0122% | 760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3787% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3787% | 2,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7456% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1941% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1674% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.1238% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2322% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2418% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2588% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3023% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4193% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4193% | 1,723 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0244% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2190% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1922% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0316% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3465% | 734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2540% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2715% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3898% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3766% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3766% | 1,679 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2649% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0727% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2161% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2304% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3075% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1264% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1264% | 2,276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3100% | 513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2170% | 2,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1372% | 2,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.3680% | 1,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1002% | 2,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8807% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1223% | 2,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1303% | 2,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7031% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7342% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7342% | 1,432 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0547% | 323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2101% | 2,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1640% | 2,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.4712% | 998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1319% | 1,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1566% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 2,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 2,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3887% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5560% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5560% | 1,618 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6052% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2368% | 2,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1914% | 2,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0539% | 1,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1642% | 1,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9488% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 2,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0873% | 2,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5881% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4095% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4095% | 1,864 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6706% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3155% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2914% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0685% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.4655% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1661% | 1,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1770% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6659% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3046% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3046% | 1,898 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3339% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3182% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2679% | 2,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.2721% | 2,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2571% | 2,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4071% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4340% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4750% | 2,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5086% | 2,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5086% | 2,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5137% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3050% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2238% | 2,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0803% | 2,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 2,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5300% | 1,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5644% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6265% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6173% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6173% | 1,746 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7994% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3330% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2139% | 2,857 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 5,940 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 6,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5370% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5717% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6842% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4637% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4637% | 794 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1082% | 978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3167% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2940% | 2,161 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 5,972 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 6,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7585% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8048% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5974% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3529% | 2,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3529% | 1,950 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3860% | 3,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3571% | 3,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.1829% | 2,706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2059% | 2,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4496% | 770 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6246% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6591% | 1,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5693% | 2,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5573% | 2,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5079% | 2,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4273% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2696% | 3,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2488% | 3,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.2043% | 2,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2556% | 2,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6030% | 600 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3322% | 2,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3502% | 2,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4946% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3270% | 3,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2920% | 3,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0402% | 1,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2770% | 3,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2344% | 3,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.3071% | 2,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2344% | 1,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8978% | 446 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2812% | 2,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2958% | 2,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7067% | 1,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4130% | 2,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3572% | 2,541 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 2,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2557% | 2,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.3780% | 1,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4366% | 1,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2236% | 2,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2354% | 2,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4103% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3718% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3026% | 2,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1019% | 815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5757% | 3,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5637% | 2,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.6874% | 2,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2412% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2327% | 3,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1319% | 1,734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2381% | 3,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3996% | 3,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9261% | 2,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1938% | 1,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6563% | 2,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6643% | 2,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.6775% | 2,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5985% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2204% | 3,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1758% | 1,478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2228% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4204% | 3,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8568% | 2,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6892% | 2,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7203% | 2,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.7315% | 2,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7225% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2816% | 2,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2644% | 1,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2826% | 2,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2599% | 3,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8123% | 2,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1119% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2455% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.8521% | 1,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2261% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4123% | 1,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4340% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1097% | 2,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6427% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2854% | 4,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2431% | 3,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.4292% | 2,999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1873% | 2,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3014% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1647% | 5,838 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3252% | 2,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2348% | 4,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7109% | 3,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4994% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1855% | 4,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1556% | 3,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.6219% | 2,414 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 7,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1516% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2241% | 5,874 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 2,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0823% | 4,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6290% | 3,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0419% | 1,741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1280% | 4,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1044% | 3,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.2964% | 2,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1411% | 2,768 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3424% | 5,925 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1654% | 2,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0118% | 3,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5025% | 3,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1339% | 1,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 4,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 3,498 |
| Percentage Net Loans Charged-off:Construction & development | -0.0533% | 7,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1013% | 2,223 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6396% | 5,924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1392% | 1,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 2,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7660% | 2,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 5,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 4,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.1575% | 2,475 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0364% | 7,850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0937% | 2,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5488% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0744% | 2,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2163% | 3,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3233% | 4,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0431% | 6,881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 4,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 3,917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0304% | 2,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0691% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8520% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 2,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2901% | 2,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2514% | 4,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0595% | 6,923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 4,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 3,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0818% | 1,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 2,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0645% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0070% | 3,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1694% | 4,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0933% | 6,997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 3,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 2,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.1681% | 880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0367% | 6,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1824% | 7,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1217% | 3,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 3,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0381% | 1,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 1,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0690% | 2,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 2,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1669% | 2,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9441% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6518% | 7,393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 3,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 1,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0719% | 1,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0729% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2324% | 2,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8648% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0709% | 7,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 2,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 1,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1560% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1579% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1451% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1983% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1089% | 7,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1034% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1046% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3354% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4167% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1216% | 2,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0249% | 8,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4841% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6483% | 2,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8873% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 2,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 7,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 6,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3659% | 3,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 4,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 7,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 8,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2935% | 3,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2553% | 7,372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 3,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 7,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0344% | 8,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 6,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3953% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1465% | 2,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1158% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1703% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1316% | 1,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1324% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 4,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4329% | 3,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4574% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1611% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 2,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 2,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 6,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4215% | 3,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 3,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 2,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 1,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0379% | 7,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5066% | 2,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0774% | 7,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7284% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1345% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0544% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0920% | 1,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 2,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 2,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 4,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7433% | 2,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2578% | 1,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 4,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 2,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1137% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 2,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 2,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0319% | 3,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3097% | 4,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1070% | 1,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 4,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 2,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 2,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 2,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0472% | 2,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2967% | 4,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2402% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1153% | 1,793 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0128% | 7,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9441% | 7,704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 2,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 1,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 2,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 2,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8415% | 1,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2573% | 5,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2946% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 5,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 1,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0253% | 3,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2068% | 5,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 5,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 2,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0277% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0387% | 3,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1880% | 5,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 4,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0261% | 2,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2843% | 3,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 5,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 2,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 2,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 2,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0659% | 4,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3601% | 5,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 5,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 2,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 2,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 2,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3028% | 5,289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0519% | 1,700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0649% | 5,413 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 5,899 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0625% | 6,031 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 5,526 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 6,332 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1735% | 4,263 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0815% | 6,131 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2100% | 5,254 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 12,150 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |