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Commerce State Bank, Income and Expense

2022-09-30 (YTD Data)Rank
Total interest income$25,163,000994
Total interest expense$2,940,000748
Net interest income$22,223,0001,023
Provision for loan and lease losses$-4,052,0004,724
Total noninterest income$1,822,0001,857
Gross Fiduciary activities income$0968
Service charges on deposit accounts$378,0001,685
Trading account gains and feesNANA
Additional Noninterest Income$1,444,0001,686
Total noninterest expense$12,298,0001,371
Salaries and employee benefits$8,201,0001,229
Premises and equipment expense$1,088,0001,575
Additional noninterest expense$1,444,0001,686
Pre-tax net operating income$15,799,000720
Securities gains (losses)$-1,958,0004,624
Applicable income taxes$3,716,000614
Income before extraordinary items$10,125,000889
Extraordinary gains, net$04
Net income$10,125,000889
Minority interest net income$057
Net income of bank and minority interests.$10,125,000889
Net charge-offs$-1,596,0004,717
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$98,000408
Net operating income$11,671,820794
2022-06-30 (YTD Data)Rank
Total interest income$15,742,0001,014
Total interest expense$1,178,000983
Net interest income$14,564,0001,007
Provision for loan and lease losses$-958,0004,661
Total noninterest income$1,201,0001,862
Gross Fiduciary activities income$0925
Service charges on deposit accounts$251,0001,688
Trading account gains and feesNANA
Additional Noninterest Income$950,0001,724
Total noninterest expense$7,369,0001,479
Salaries and employee benefits$4,583,0001,401
Premises and equipment expense$722,0001,590
Additional noninterest expense$2,064,0001,568
Pre-tax net operating income$9,354,000755
Securities gains (losses)$0687
Applicable income taxes$2,511,000574
Income before extraordinary items$6,843,000821
Extraordinary gains, net$04
Net income$6,843,000821
Minority interest net income$060
Net income of bank and minority interests.$6,843,000821
Net charge-offs$-1,143,0004,735
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$70,000391
Net operating income$6,843,000837
2022-03-31 (YTD Data)Rank
Total interest income$7,684,0001,007
Total interest expense$537,0001,022
Net interest income$7,147,0001,002
Provision for loan and lease losses$-208,0004,570
Total noninterest income$648,0001,791
Gross Fiduciary activities income$0892
Service charges on deposit accounts$122,0001,700
Trading account gains and feesNANA
Additional Noninterest Income$526,0001,620
Total noninterest expense$3,728,0001,458
Salaries and employee benefits$2,294,0001,405
Premises and equipment expense$356,0001,626
Additional noninterest expense$1,078,0001,490
Pre-tax net operating income$4,275,000779
Securities gains (losses)$0623
Applicable income taxes$1,150,000586
Income before extraordinary items$3,125,000858
Extraordinary gains, net$04
Net income$3,125,000857
Minority interest net income$050
Net income of bank and minority interests.$3,125,000858
Net charge-offs$-1,210,0004,775
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$42,000343
Net operating income$3,125,000869
2021-12-31 (YTD Data)Rank
Total interest income$32,222,000989
Total interest expense$2,524,0001,070
Net interest income$29,698,000979
Provision for loan and lease losses$3,700,000154
Total noninterest income$4,630,0001,377
Gross Fiduciary activities income$0994
Service charges on deposit accounts$448,0001,724
Trading account gains and feesNANA
Additional Noninterest Income$4,182,0001,211
Total noninterest expense$14,743,0001,472
Salaries and employee benefits$9,272,0001,377
Premises and equipment expense$1,353,0001,651
Additional noninterest expense$4,118,0001,553
Pre-tax net operating income$15,885,000902
Securities gains (losses)$02,062
Applicable income taxes$4,240,000702
Income before extraordinary items$11,645,0001,021
Extraordinary gains, net$010
Net income$11,645,0001,022
Minority interest net income$074
Net income of bank and minority interests.$11,645,0001,022
Net charge-offs$2,845,000234
Cash dividends$3,508,0001,044
Sale, conversion, retirement of capital stock, net$388,000339
Net operating income$11,645,0001,008
2021-09-30 (YTD Data)Rank
Total interest income$24,085,0001,014
Total interest expense$1,979,0001,084
Net interest income$22,106,0001,007
Provision for loan and lease losses$2,530,000159
Total noninterest income$3,416,0001,424
Gross Fiduciary activities income$0957
Service charges on deposit accounts$334,0001,716
Trading account gains and feesNANA
Additional Noninterest Income$3,082,0001,270
Total noninterest expense$11,371,0001,448
Salaries and employee benefits$7,113,0001,357
Premises and equipment expense$1,007,0001,687
Additional noninterest expense$3,251,0001,496
Pre-tax net operating income$11,621,000947
Securities gains (losses)$02,015
Applicable income taxes$3,103,000738
Income before extraordinary items$8,518,0001,076
Extraordinary gains, net$08
Net income$8,518,0001,077
Minority interest net income$069
Net income of bank and minority interests.$8,518,0001,077
Net charge-offs$1,880,000247
Cash dividends$1,508,0001,380
Sale, conversion, retirement of capital stock, net$303,000300
Net operating income$8,518,0001,062
2021-06-30 (YTD Data)Rank
Total interest income$16,089,0001,003
Total interest expense$1,400,0001,074
Net interest income$14,689,000988
Provision for loan and lease losses$2,100,000140
Total noninterest income$2,634,0001,282
Gross Fiduciary activities income$0951
Service charges on deposit accounts$220,0001,686
Trading account gains and feesNANA
Additional Noninterest Income$2,414,0001,134
Total noninterest expense$7,472,0001,456
Salaries and employee benefits$4,622,0001,376
Premises and equipment expense$654,0001,722
Additional noninterest expense$2,196,0001,452
Pre-tax net operating income$7,751,000942
Securities gains (losses)$01,818
Applicable income taxes$2,076,000731
Income before extraordinary items$5,675,0001,075
Extraordinary gains, net$06
Net income$5,675,0001,076
Minority interest net income$067
Net income of bank and minority interests.$5,675,0001,076
Net charge-offs$831,000294
Cash dividends$1,508,0001,043
Sale, conversion, retirement of capital stock, net$126,000325
Net operating income$5,675,0001,054
2021-03-31 (YTD Data)Rank
Total interest income$8,034,000993
Total interest expense$745,0001,071
Net interest income$7,289,000980
Provision for loan and lease losses$1,225,000149
Total noninterest income$1,330,0001,272
Gross Fiduciary activities income$0922
Service charges on deposit accounts$108,0001,697
Trading account gains and feesNANA
Additional Noninterest Income$1,222,0001,122
Total noninterest expense$3,655,0001,470
Salaries and employee benefits$2,243,0001,410
Premises and equipment expense$305,0001,828
Additional noninterest expense$1,107,0001,411
Pre-tax net operating income$3,739,000963
Securities gains (losses)$01,392
Applicable income taxes$1,002,000746
Income before extraordinary items$2,737,0001,108
Extraordinary gains, net$03
Net income$2,737,0001,107
Minority interest net income$055
Net income of bank and minority interests.$2,737,0001,108
Net charge-offs$-20,0004,337
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$62,000306
Net operating income$2,737,0001,075
2020-12-31 (YTD Data)Rank
Total interest income$32,480,000987
Total interest expense$6,544,000730
Net interest income$25,936,0001,037
Provision for loan and lease losses$6,875,000461
Total noninterest income$4,357,0001,378
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$464,0001,689
Trading account gains and feesNANA
Additional Noninterest Income$3,893,0001,230
Total noninterest expense$13,671,0001,526
Salaries and employee benefits$8,344,0001,459
Premises and equipment expense$1,302,0001,689
Additional noninterest expense$4,025,0001,528
Pre-tax net operating income$9,747,0001,082
Securities gains (losses)$02,675
Applicable income taxes$2,593,000777
Income before extraordinary items$7,154,0001,243
Extraordinary gains, net$04
Net income$7,154,0001,244
Minority interest net income$072
Net income of bank and minority interests.$7,154,0001,244
Net charge-offs$3,429,000288
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$234,000354
Net operating income$7,154,0001,207
2020-09-30 (YTD Data)Rank
Total interest income$24,019,0001,000
Total interest expense$5,540,000695
Net interest income$18,479,0001,071
Provision for loan and lease losses$4,875,000502
Total noninterest income$3,048,0001,403
Gross Fiduciary activities income$0981
Service charges on deposit accounts$353,0001,675
Trading account gains and feesNANA
Additional Noninterest Income$2,695,0001,260
Total noninterest expense$10,268,0001,493
Salaries and employee benefits$6,172,0001,459
Premises and equipment expense$979,0001,686
Additional noninterest expense$3,117,0001,469
Pre-tax net operating income$6,384,0001,161
Securities gains (losses)$02,494
Applicable income taxes$1,691,000830
Income before extraordinary items$4,693,0001,337
Extraordinary gains, net$04
Net income$4,693,0001,337
Minority interest net income$065
Net income of bank and minority interests.$4,693,0001,337
Net charge-offs$1,744,000353
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$153,000347
Net operating income$4,693,0001,295
2020-06-30 (YTD Data)Rank
Total interest income$16,244,0001,006
Total interest expense$4,240,000666
Net interest income$12,004,0001,100
Provision for loan and lease losses$3,375,000520
Total noninterest income$1,844,0001,431
Gross Fiduciary activities income$0970
Service charges on deposit accounts$246,0001,655
Trading account gains and feesNANA
Additional Noninterest Income$1,598,0001,264
Total noninterest expense$6,842,0001,489
Salaries and employee benefits$4,112,0001,451
Premises and equipment expense$655,0001,673
Additional noninterest expense$2,075,0001,456
Pre-tax net operating income$3,631,0001,251
Securities gains (losses)$02,249
Applicable income taxes$956,000861
Income before extraordinary items$2,675,0001,454
Extraordinary gains, net$04
Net income$2,675,0001,454
Minority interest net income$065
Net income of bank and minority interests.$2,675,0001,454
Net charge-offs$1,757,000277
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$102,000328
Net operating income$2,675,0001,413
2020-03-31 (YTD Data)Rank
Total interest income$8,356,000988
Total interest expense$2,455,000650
Net interest income$5,901,0001,090
Provision for loan and lease losses$1,750,000439
Total noninterest income$796,0001,476
Gross Fiduciary activities income$0941
Service charges on deposit accounts$139,0001,722
Trading account gains and feesNANA
Additional Noninterest Income$657,0001,283
Total noninterest expense$3,526,0001,464
Salaries and employee benefits$2,184,0001,392
Premises and equipment expense$323,0001,727
Additional noninterest expense$1,019,0001,496
Pre-tax net operating income$1,421,0001,378
Securities gains (losses)$01,705
Applicable income taxes$367,000933
Income before extraordinary items$1,054,0001,595
Extraordinary gains, net$04
Net income$1,054,0001,594
Minority interest net income$056
Net income of bank and minority interests.$1,054,0001,595
Net charge-offs$914,000252
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$42,000335
Net operating income$1,054,0001,570
2019-12-31 (YTD Data)Rank
Total interest income$34,186,000972
Total interest expense$10,897,000639
Net interest income$23,289,0001,108
Provision for loan and lease losses$2,410,000455
Total noninterest income$3,849,0001,353
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$476,0001,991
Trading account gains and feesNANA
Additional Noninterest Income$3,373,0001,111
Total noninterest expense$14,389,0001,411
Salaries and employee benefits$9,114,0001,304
Premises and equipment expense$1,365,0001,622
Additional noninterest expense$3,910,0001,538
Pre-tax net operating income$10,339,0001,033
Securities gains (losses)$1,0002,288
Applicable income taxes$2,770,000731
Income before extraordinary items$7,570,0001,168
Extraordinary gains, net$011
Net income$7,570,0001,169
Minority interest net income$076
Net income of bank and minority interests.$7,570,0001,170
Net charge-offs$3,594,000271
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$268,000364
Net operating income$7,569,2101,143
2019-09-30 (YTD Data)Rank
Total interest income$25,537,000975
Total interest expense$8,249,000638
Net interest income$17,288,0001,120
Provision for loan and lease losses$1,450,000515
Total noninterest income$2,592,0001,446
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$345,0002,037
Trading account gains and feesNANA
Additional Noninterest Income$2,247,0001,195
Total noninterest expense$10,760,0001,418
Salaries and employee benefits$6,700,0001,325
Premises and equipment expense$1,022,0001,638
Additional noninterest expense$3,038,0001,496
Pre-tax net operating income$7,670,0001,051
Securities gains (losses)$1,0002,065
Applicable income taxes$2,053,000756
Income before extraordinary items$5,618,0001,199
Extraordinary gains, net$011
Net income$5,618,0001,201
Minority interest net income$072
Net income of bank and minority interests.$5,618,0001,201
Net charge-offs$1,468,000384
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$203,000336
Net operating income$5,617,2101,178
2019-06-30 (YTD Data)Rank
Total interest income$16,812,000980
Total interest expense$5,402,000640
Net interest income$11,410,0001,128
Provision for loan and lease losses$610,000712
Total noninterest income$1,418,0001,581
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$235,0001,987
Trading account gains and feesNANA
Additional Noninterest Income$1,183,0001,346
Total noninterest expense$7,190,0001,418
Salaries and employee benefits$4,374,0001,343
Premises and equipment expense$685,0001,642
Additional noninterest expense$2,131,0001,451
Pre-tax net operating income$5,028,0001,048
Securities gains (losses)$1,0001,602
Applicable income taxes$1,338,000743
Income before extraordinary items$3,691,0001,184
Extraordinary gains, net$011
Net income$3,691,0001,184
Minority interest net income$069
Net income of bank and minority interests.$3,691,0001,184
Net charge-offs$724,000447
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$131,000323
Net operating income$3,690,2101,161
2019-03-31 (YTD Data)Rank
Total interest income$8,234,000995
Total interest expense$2,605,000642
Net interest income$5,629,0001,136
Provision for loan and lease losses$270,000756
Total noninterest income$714,0001,544
Gross Fiduciary activities income$0972
Service charges on deposit accounts$118,0001,981
Trading account gains and feesNANA
Additional Noninterest Income$596,0001,286
Total noninterest expense$3,592,0001,429
Salaries and employee benefits$2,156,0001,371
Premises and equipment expense$351,0001,629
Additional noninterest expense$1,085,0001,419
Pre-tax net operating income$2,481,0001,031
Securities gains (losses)$01,087
Applicable income taxes$667,000726
Income before extraordinary items$1,814,0001,177
Extraordinary gains, net$05
Net income$1,814,0001,176
Minority interest net income$052
Net income of bank and minority interests.$1,814,0001,176
Net charge-offs$344,000436
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$59,000299
Net operating income$1,814,0001,155
2018-12-31 (YTD Data)Rank
Total interest income$29,658,0001,018
Total interest expense$7,839,000643
Net interest income$21,819,0001,149
Provision for loan and lease losses$830,0001,027
Total noninterest income$3,578,0001,366
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$377,0002,377
Trading account gains and feesNANA
Additional Noninterest Income$3,201,0001,092
Total noninterest expense$14,958,0001,358
Salaries and employee benefits$9,263,0001,243
Premises and equipment expense$1,436,0001,563
Additional noninterest expense$4,259,0001,424
Pre-tax net operating income$9,609,0001,070
Securities gains (losses)$01,125
Applicable income taxes$2,603,000727
Income before extraordinary items$7,006,0001,217
Extraordinary gains, net$06
Net income$7,006,0001,216
Minority interest net income$072
Net income of bank and minority interests.$7,006,0001,216
Net charge-offs$-156,0005,131
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$356,000336
Net operating income$7,006,0001,213
2018-09-30 (YTD Data)Rank
Total interest income$21,602,0001,033
Total interest expense$5,488,000646
Net interest income$16,114,0001,160
Provision for loan and lease losses$670,000900
Total noninterest income$2,813,0001,336
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$275,0002,435
Trading account gains and feesNANA
Additional Noninterest Income$2,538,0001,053
Total noninterest expense$11,203,0001,354
Salaries and employee benefits$6,824,0001,267
Premises and equipment expense$1,080,0001,568
Additional noninterest expense$3,299,0001,393
Pre-tax net operating income$7,054,0001,096
Securities gains (losses)$01,118
Applicable income taxes$1,913,000753
Income before extraordinary items$5,141,0001,242
Extraordinary gains, net$05
Net income$5,141,0001,240
Minority interest net income$066
Net income of bank and minority interests.$5,141,0001,241
Net charge-offs$-158,0005,209
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$267,000313
Net operating income$5,141,0001,239
2018-06-30 (YTD Data)Rank
Total interest income$13,842,0001,056
Total interest expense$3,321,000658
Net interest income$10,521,0001,175
Provision for loan and lease losses$530,000785
Total noninterest income$2,052,0001,257
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$180,0002,452
Trading account gains and feesNANA
Additional Noninterest Income$1,872,000978
Total noninterest expense$7,283,0001,396
Salaries and employee benefits$4,448,0001,304
Premises and equipment expense$705,0001,611
Additional noninterest expense$2,130,0001,429
Pre-tax net operating income$4,760,0001,069
Securities gains (losses)$0961
Applicable income taxes$1,294,000729
Income before extraordinary items$3,466,0001,199
Extraordinary gains, net$06
Net income$3,466,0001,198
Minority interest net income$065
Net income of bank and minority interests.$3,466,0001,198
Net charge-offs$-249,0005,383
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$178,000299
Net operating income$3,466,0001,193
2018-03-31 (YTD Data)Rank
Total interest income$6,625,0001,092
Total interest expense$1,472,000690
Net interest income$5,153,0001,194
Provision for loan and lease losses$420,000537
Total noninterest income$1,187,0001,132
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$90,0002,473
Trading account gains and feesNANA
Additional Noninterest Income$1,097,000871
Total noninterest expense$3,571,0001,424
Salaries and employee benefits$2,203,0001,331
Premises and equipment expense$351,0001,643
Additional noninterest expense$1,017,0001,490
Pre-tax net operating income$2,349,0001,052
Securities gains (losses)$0735
Applicable income taxes$637,000718
Income before extraordinary items$1,712,0001,186
Extraordinary gains, net$07
Net income$1,712,0001,185
Minority interest net income$052
Net income of bank and minority interests.$1,712,0001,186
Net charge-offs$-134,0005,434
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$88,000268
Net operating income$1,712,0001,177
2017-12-31 (YTD Data)Rank
Total interest income$23,428,0001,180
Total interest expense$4,705,000720
Net interest income$18,723,0001,286
Provision for loan and lease losses$985,000919
Total noninterest income$3,625,0001,376
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$331,0002,689
Trading account gains and feesNANA
Additional Noninterest Income$3,294,0001,094
Total noninterest expense$12,859,0001,537
Salaries and employee benefits$7,977,0001,411
Premises and equipment expense$1,341,0001,679
Additional noninterest expense$3,541,0001,693
Pre-tax net operating income$8,504,0001,126
Securities gains (losses)$02,243
Applicable income taxes$3,486,000861
Income before extraordinary items$5,018,0001,337
Extraordinary gains, net$09
Net income$5,018,0001,337
Minority interest net income$076
Net income of bank and minority interests.$5,018,0001,337
Net charge-offs$746,000849
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$340,000337
Net operating income$5,018,0001,327
2017-09-30 (YTD Data)Rank
Total interest income$17,018,0001,214
Total interest expense$3,344,000741
Net interest income$13,674,0001,312
Provision for loan and lease losses$700,000922
Total noninterest income$2,810,0001,363
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$238,0002,788
Trading account gains and feesNANA
Additional Noninterest Income$2,572,0001,078
Total noninterest expense$9,657,0001,539
Salaries and employee benefits$5,907,0001,431
Premises and equipment expense$1,025,0001,653
Additional noninterest expense$2,725,0001,642
Pre-tax net operating income$6,127,0001,186
Securities gains (losses)$02,274
Applicable income taxes$2,335,000827
Income before extraordinary items$3,792,0001,438
Extraordinary gains, net$09
Net income$3,792,0001,437
Minority interest net income$071
Net income of bank and minority interests.$3,792,0001,438
Net charge-offs$138,0001,682
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$254,000323
Net operating income$3,792,0001,417
2017-06-30 (YTD Data)Rank
Total interest income$10,813,0001,257
Total interest expense$2,067,000771
Net interest income$8,746,0001,356
Provision for loan and lease losses$275,0001,291
Total noninterest income$1,774,0001,422
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$146,0002,921
Trading account gains and feesNANA
Additional Noninterest Income$1,628,0001,120
Total noninterest expense$6,268,0001,574
Salaries and employee benefits$3,770,0001,486
Premises and equipment expense$686,0001,651
Additional noninterest expense$1,812,0001,641
Pre-tax net operating income$3,977,0001,203
Securities gains (losses)$01,906
Applicable income taxes$1,513,000820
Income before extraordinary items$2,464,0001,445
Extraordinary gains, net$011
Net income$2,464,0001,445
Minority interest net income$071
Net income of bank and minority interests.$2,464,0001,446
Net charge-offs$37,0002,210
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$168,000298
Net operating income$2,464,0001,428
2017-03-31 (YTD Data)Rank
Total interest income$5,193,0001,288
Total interest expense$977,000797
Net interest income$4,216,0001,390
Provision for loan and lease losses$03,537
Total noninterest income$692,0001,667
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$69,0003,015
Trading account gains and feesNANA
Additional Noninterest Income$623,0001,325
Total noninterest expense$3,136,0001,586
Salaries and employee benefits$1,875,0001,512
Premises and equipment expense$338,0001,698
Additional noninterest expense$923,0001,621
Pre-tax net operating income$1,772,0001,296
Securities gains (losses)$01,153
Applicable income taxes$661,000890
Income before extraordinary items$1,111,0001,547
Extraordinary gains, net$08
Net income$1,111,0001,547
Minority interest net income$055
Net income of bank and minority interests.$1,111,0001,547
Net charge-offs$48,0001,364
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$82,000271
Net operating income$1,111,0001,528
2016-12-31 (YTD Data)Rank
Total interest income$19,378,0001,327
Total interest expense$3,811,000774
Net interest income$15,567,0001,449
Provision for loan and lease losses$555,0001,379
Total noninterest income$4,579,0001,231
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$225,0003,426
Trading account gains and fees$0170
Additional Noninterest Income$4,354,000936
Total noninterest expense$12,341,0001,574
Salaries and employee benefits$7,619,0001,433
Premises and equipment expense$1,332,0001,700
Additional noninterest expense$3,390,0001,765
Pre-tax net operating income$7,250,0001,204
Securities gains (losses)$03,212
Applicable income taxes$2,847,000816
Income before extraordinary items$4,403,0001,541
Extraordinary gains, net$05
Net income$4,403,0001,540
Minority interest net income$082
Net income of bank and minority interests.$4,403,0001,540
Net charge-offs$-196,0005,657
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$299,000343
Net operating income$4,403,0001,505
2016-09-30 (YTD Data)Rank
Total interest income$14,276,0001,348
Total interest expense$2,845,000771
Net interest income$11,431,0001,475
Provision for loan and lease losses$380,0001,391
Total noninterest income$3,407,0001,226
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$163,0003,488
Trading account gains and fees$0169
Additional Noninterest Income$3,244,000937
Total noninterest expense$9,247,0001,572
Salaries and employee benefits$5,612,0001,449
Premises and equipment expense$991,0001,719
Additional noninterest expense$2,644,0001,706
Pre-tax net operating income$5,211,0001,279
Securities gains (losses)$03,160
Applicable income taxes$2,046,000854
Income before extraordinary items$3,165,0001,607
Extraordinary gains, net$05
Net income$3,165,0001,607
Minority interest net income$071
Net income of bank and minority interests.$3,165,0001,607
Net charge-offs$-81,0005,521
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$224,000318
Net operating income$3,165,0001,567
2016-06-30 (YTD Data)Rank
Total interest income$9,343,0001,369
Total interest expense$1,863,000783
Net interest income$7,480,0001,502
Provision for loan and lease losses$350,0001,119
Total noninterest income$2,401,0001,163
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$109,0003,490
Trading account gains and fees$0157
Additional Noninterest Income$2,292,000877
Total noninterest expense$6,110,0001,591
Salaries and employee benefits$3,643,0001,497
Premises and equipment expense$660,0001,707
Additional noninterest expense$1,807,0001,682
Pre-tax net operating income$3,421,0001,282
Securities gains (losses)$02,835
Applicable income taxes$1,344,000857
Income before extraordinary items$2,077,0001,602
Extraordinary gains, net$016
Net income$2,077,0001,603
Minority interest net income$071
Net income of bank and minority interests.$2,077,0001,603
Net charge-offs$-70,0005,603
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$149,000318
Net operating income$2,077,0001,560
2016-03-31 (YTD Data)Rank
Total interest income$4,501,0001,410
Total interest expense$901,000805
Net interest income$3,600,0001,559
Provision for loan and lease losses$50,0002,135
Total noninterest income$1,157,0001,173
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$50,0003,593
Trading account gains and fees$0142
Additional Noninterest Income$1,107,000875
Total noninterest expense$3,063,0001,591
Salaries and employee benefits$1,814,0001,508
Premises and equipment expense$322,0001,766
Additional noninterest expense$927,0001,638
Pre-tax net operating income$1,644,0001,299
Securities gains (losses)$02,077
Applicable income taxes$644,000866
Income before extraordinary items$1,000,0001,621
Extraordinary gains, net$012
Net income$1,000,0001,622
Minority interest net income$062
Net income of bank and minority interests.$1,000,0001,622
Net charge-offs$-11,0005,222
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$75,000287
Net operating income$1,000,0001,584
2015-12-31 (YTD Data)Rank
Total interest income$15,878,0001,556
Total interest expense$3,254,000864
Net interest income$12,624,0001,737
Provision for loan and lease losses$650,0001,114
Total noninterest income$2,140,0002,024
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$153,0004,121
Trading account gains and fees$0159
Additional Noninterest Income$1,987,0001,527
Total noninterest expense$10,726,0001,770
Salaries and employee benefits$6,262,0001,686
Premises and equipment expense$1,211,0001,874
Additional noninterest expense$3,253,0001,852
Pre-tax net operating income$3,388,0002,120
Securities gains (losses)$03,216
Applicable income taxes$1,229,0001,400
Income before extraordinary items$2,159,0002,585
Extraordinary gains, net$023
Net income$2,159,0002,586
Minority interest net income$081
Net income of bank and minority interests.$2,159,0002,587
Net charge-offs$1,023,000677
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$135,000473
Net operating income$2,159,0002,545
2015-09-30 (YTD Data)Rank
Total interest income$11,626,0001,611
Total interest expense$2,374,000892
Net interest income$9,252,0001,795
Provision for loan and lease losses$200,0001,947
Total noninterest income$1,621,0002,023
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$111,0004,207
Trading account gains and fees$0153
Additional Noninterest Income$1,510,0001,528
Total noninterest expense$7,518,0001,892
Salaries and employee benefits$4,289,0001,826
Premises and equipment expense$889,0001,933
Additional noninterest expense$2,340,0001,917
Pre-tax net operating income$3,155,0001,828
Securities gains (losses)$03,031
Applicable income taxes$1,146,0001,245
Income before extraordinary items$2,009,0002,254
Extraordinary gains, net$021
Net income$2,009,0002,255
Minority interest net income$078
Net income of bank and minority interests.$2,009,0002,255
Net charge-offs$395,0001,015
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$75,000491
Net operating income$2,009,0002,217
2015-06-30 (YTD Data)Rank
Total interest income$7,537,0001,669
Total interest expense$1,502,000943
Net interest income$6,035,0001,827
Provision for loan and lease losses$150,0001,756
Total noninterest income$1,039,0002,088
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$68,0004,320
Trading account gains and fees$0157
Additional Noninterest Income$971,0001,593
Total noninterest expense$4,816,0001,980
Salaries and employee benefits$2,745,0001,911
Premises and equipment expense$573,0001,991
Additional noninterest expense$1,498,0002,006
Pre-tax net operating income$2,108,0001,820
Securities gains (losses)$02,636
Applicable income taxes$760,0001,267
Income before extraordinary items$1,348,0002,228
Extraordinary gains, net$022
Net income$1,348,0002,230
Minority interest net income$075
Net income of bank and minority interests.$1,348,0002,230
Net charge-offs$125,0001,527
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$57,000459
Net operating income$1,348,0002,177
2015-03-31 (YTD Data)Rank
Total interest income$3,625,0001,723
Total interest expense$719,0001,004
Net interest income$2,906,0001,889
Provision for loan and lease losses$03,703
Total noninterest income$374,0002,483
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$34,0004,324
Trading account gains and fees$0152
Additional Noninterest Income$340,0001,959
Total noninterest expense$2,326,0002,029
Salaries and employee benefits$1,257,0002,073
Premises and equipment expense$272,0002,113
Additional noninterest expense$797,0001,889
Pre-tax net operating income$954,0001,937
Securities gains (losses)$02,027
Applicable income taxes$339,0001,330
Income before extraordinary items$615,0002,352
Extraordinary gains, net$013
Net income$615,0002,353
Minority interest net income$064
Net income of bank and minority interests.$615,0002,353
Net charge-offs$-23,0005,729
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$21,000468
Net operating income$615,0002,286
2014-12-31 (YTD Data)Rank
Total interest income$13,897,0001,804
Total interest expense$2,648,0001,122
Net interest income$11,249,0001,925
Provision for loan and lease losses$676,0001,162
Total noninterest income$698,0003,708
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$128,0004,633
Trading account gains and fees$0180
Additional Noninterest Income$570,0003,089
Total noninterest expense$9,236,0002,041
Salaries and employee benefits$4,733,0002,157
Premises and equipment expense$1,151,0001,995
Additional noninterest expense$3,352,0001,839
Pre-tax net operating income$2,035,0002,945
Securities gains (losses)$03,259
Applicable income taxes$697,0001,902
Income before extraordinary items$1,338,0003,431
Extraordinary gains, net$017
Net income$1,338,0003,433
Minority interest net income$084
Net income of bank and minority interests.$1,338,0003,433
Net charge-offs$250,0002,218
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$71,000583
Net operating income$1,338,0003,388
2014-09-30 (YTD Data)Rank
Total interest income$10,220,0001,846
Total interest expense$1,953,0001,143
Net interest income$8,267,0001,967
Provision for loan and lease losses$676,000909
Total noninterest income$835,0002,969
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$93,0004,739
Trading account gains and fees$0174
Additional Noninterest Income$742,0002,361
Total noninterest expense$6,513,0002,175
Salaries and employee benefits$3,239,0002,336
Premises and equipment expense$845,0002,047
Additional noninterest expense$2,429,0001,895
Pre-tax net operating income$1,913,0002,593
Securities gains (losses)$02,980
Applicable income taxes$630,0001,761
Income before extraordinary items$1,283,0003,011
Extraordinary gains, net$015
Net income$1,283,0003,011
Minority interest net income$081
Net income of bank and minority interests.$1,283,0003,012
Net charge-offs$342,0001,487
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$9,000739
Net operating income$1,283,0002,965
2014-06-30 (YTD Data)Rank
Total interest income$6,709,0001,875
Total interest expense$1,285,0001,154
Net interest income$5,424,0001,988
Provision for loan and lease losses$276,0001,369
Total noninterest income$447,0003,306
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$62,0004,727
Trading account gains and fees$0172
Additional Noninterest Income$385,0002,685
Total noninterest expense$4,278,0002,195
Salaries and employee benefits$2,138,0002,356
Premises and equipment expense$565,0002,055
Additional noninterest expense$1,575,0001,940
Pre-tax net operating income$1,317,0002,475
Securities gains (losses)$02,580
Applicable income taxes$445,0001,660
Income before extraordinary items$872,0002,920
Extraordinary gains, net$020
Net income$872,0002,926
Minority interest net income$080
Net income of bank and minority interests.$872,0002,926
Net charge-offs$68,0002,525
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$6,000712
Net operating income$872,0002,859
2014-03-31 (YTD Data)Rank
Total interest income$3,317,0001,880
Total interest expense$642,0001,171
Net interest income$2,675,0002,001
Provision for loan and lease losses$91,0001,667
Total noninterest income$107,0004,527
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$31,0004,724
Trading account gains and fees$0147
Additional Noninterest Income$76,0003,971
Total noninterest expense$2,005,0002,336
Salaries and employee benefits$984,0002,552
Premises and equipment expense$285,0002,084
Additional noninterest expense$736,0002,051
Pre-tax net operating income$686,0002,353
Securities gains (losses)$01,715
Applicable income taxes$229,0001,593
Income before extraordinary items$457,0002,750
Extraordinary gains, net$016
Net income$457,0002,753
Minority interest net income$066
Net income of bank and minority interests.$457,0002,753
Net charge-offs$-16,0005,951
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$3,000674
Net operating income$457,0002,705
2013-12-31 (YTD Data)Rank
Total interest income$13,294,0001,880
Total interest expense$2,958,0001,141
Net interest income$10,336,0002,035
Provision for loan and lease losses$2,509,000519
Total noninterest income$907,0003,390
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$124,0004,895
Trading account gains and fees$0184
Additional Noninterest Income$783,0002,701
Total noninterest expense$8,510,0002,218
Salaries and employee benefits$4,599,0002,212
Premises and equipment expense$908,0002,442
Additional noninterest expense$3,003,0002,082
Pre-tax net operating income$224,0005,667
Securities gains (losses)$03,182
Applicable income taxes$-102,0006,488
Income before extraordinary items$326,0005,353
Extraordinary gains, net$029
Net income$326,0005,357
Minority interest net income$090
Net income of bank and minority interests.$326,0005,357
Net charge-offs$2,727,000585
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$128,000511
Net operating income$326,0005,303
2013-09-30 (YTD Data)Rank
Total interest income$9,926,0001,894
Total interest expense$2,279,0001,149
Net interest income$7,647,0002,061
Provision for loan and lease losses$2,047,000487
Total noninterest income$712,0003,349
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$90,0005,003
Trading account gains and fees$0180
Additional Noninterest Income$622,0002,679
Total noninterest expense$6,122,0002,305
Salaries and employee benefits$3,346,0002,273
Premises and equipment expense$641,0002,592
Additional noninterest expense$2,135,0002,177
Pre-tax net operating income$190,0005,710
Securities gains (losses)$03,040
Applicable income taxes$-65,0006,652
Income before extraordinary items$255,0005,434
Extraordinary gains, net$025
Net income$255,0005,435
Minority interest net income$084
Net income of bank and minority interests.$255,0005,436
Net charge-offs$2,008,000595
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$96,000470
Net operating income$255,0005,361
2013-06-30 (YTD Data)Rank
Total interest income$6,609,0001,893
Total interest expense$1,558,0001,151
Net interest income$5,051,0002,072
Provision for loan and lease losses$1,722,000414
Total noninterest income$732,0002,696
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$62,0004,925
Trading account gains and fees$0157
Additional Noninterest Income$670,0002,082
Total noninterest expense$4,049,0002,326
Salaries and employee benefits$2,206,0002,297
Premises and equipment expense$419,0002,645
Additional noninterest expense$1,424,0002,180
Pre-tax net operating income$12,0006,253
Securities gains (losses)$02,791
Applicable income taxes$-90,0006,755
Income before extraordinary items$102,0005,838
Extraordinary gains, net$022
Net income$102,0005,840
Minority interest net income$082
Net income of bank and minority interests.$102,0005,840
Net charge-offs$1,737,000510
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$63,000440
Net operating income$102,0005,749
2013-03-31 (YTD Data)Rank
Total interest income$3,313,0001,899
Total interest expense$792,0001,172
Net interest income$2,521,0002,090
Provision for loan and lease losses$897,000448
Total noninterest income$362,0002,712
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$37,0004,624
Trading account gains and fees$0148
Additional Noninterest Income$325,0002,122
Total noninterest expense$1,958,0002,415
Salaries and employee benefits$1,048,0002,421
Premises and equipment expense$226,0002,510
Additional noninterest expense$684,0002,275
Pre-tax net operating income$28,0006,067
Securities gains (losses)$01,966
Applicable income taxes$-33,0006,837
Income before extraordinary items$61,0005,706
Extraordinary gains, net$010
Net income$61,0005,708
Minority interest net income$076
Net income of bank and minority interests.$61,0005,708
Net charge-offs$681,000629
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$31,000407
Net operating income$61,0005,612
2012-12-31 (YTD Data)Rank
Total interest income$14,160,0001,867
Total interest expense$3,810,0001,175
Net interest income$10,350,0002,082
Provision for loan and lease losses$2,845,000808
Total noninterest income$1,592,0002,516
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$125,0005,082
Trading account gains and fees$0166
Additional Noninterest Income$1,467,0001,877
Total noninterest expense$7,712,0002,450
Salaries and employee benefits$4,195,0002,350
Premises and equipment expense$772,0002,819
Additional noninterest expense$2,745,0002,367
Pre-tax net operating income$1,385,0003,472
Securities gains (losses)$03,810
Applicable income taxes$380,0002,454
Income before extraordinary items$1,005,0003,903
Extraordinary gains, net$029
Net income$1,005,0003,903
Minority interest net income$093
Net income of bank and minority interests.$1,005,0003,905
Net charge-offs$4,108,000674
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$116,000543
Net operating income$1,005,0003,743
2012-09-30 (YTD Data)Rank
Total interest income$10,633,0001,888
Total interest expense$2,954,0001,199
Net interest income$7,679,0002,135
Provision for loan and lease losses$2,000,000854
Total noninterest income$1,121,0002,623
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$94,0005,146
Trading account gains and fees$0157
Additional Noninterest Income$1,027,0001,961
Total noninterest expense$5,643,0002,509
Salaries and employee benefits$3,053,0002,415
Premises and equipment expense$568,0002,886
Additional noninterest expense$2,022,0002,394
Pre-tax net operating income$1,157,0003,386
Securities gains (losses)$03,575
Applicable income taxes$334,0002,359
Income before extraordinary items$823,0003,813
Extraordinary gains, net$020
Net income$823,0003,813
Minority interest net income$086
Net income of bank and minority interests.$823,0003,814
Net charge-offs$2,419,000798
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$93,000480
Net operating income$823,0003,646
2012-06-30 (YTD Data)Rank
Total interest income$7,067,0001,898
Total interest expense$2,027,0001,208
Net interest income$5,040,0002,170
Provision for loan and lease losses$1,300,000886
Total noninterest income$760,0002,561
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$68,0005,022
Trading account gains and fees$0153
Additional Noninterest Income$692,0001,930
Total noninterest expense$3,789,0002,494
Salaries and employee benefits$2,034,0002,415
Premises and equipment expense$381,0002,872
Additional noninterest expense$1,374,0002,359
Pre-tax net operating income$711,0003,501
Securities gains (losses)$03,178
Applicable income taxes$200,0002,447
Income before extraordinary items$511,0003,951
Extraordinary gains, net$019
Net income$511,0003,953
Minority interest net income$084
Net income of bank and minority interests.$511,0003,954
Net charge-offs$1,655,000791
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$66,000442
Net operating income$511,0003,752
2012-03-31 (YTD Data)Rank
Total interest income$3,597,0001,887
Total interest expense$1,036,0001,228
Net interest income$2,561,0002,143
Provision for loan and lease losses$900,000668
Total noninterest income$375,0002,583
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$33,0005,070
Trading account gains and fees$0148
Additional Noninterest Income$342,0001,948
Total noninterest expense$1,811,0002,591
Salaries and employee benefits$945,0002,618
Premises and equipment expense$242,0002,371
Additional noninterest expense$624,0002,569
Pre-tax net operating income$225,0004,334
Securities gains (losses)$02,210
Applicable income taxes$48,0003,100
Income before extraordinary items$177,0004,577
Extraordinary gains, net$019
Net income$177,0004,580
Minority interest net income$078
Net income of bank and minority interests.$177,0004,580
Net charge-offs$876,000728
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$33,000395
Net operating income$177,0004,442
2011-12-31 (YTD Data)Rank
Total interest income$15,380,0001,833
Total interest expense$5,157,0001,165
Net interest income$10,223,0002,142
Provision for loan and lease losses$4,515,000852
Total noninterest income$749,0003,640
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$89,0005,673
Trading account gains and fees$0146
Additional Noninterest Income$660,0002,727
Total noninterest expense$6,117,0003,010
Salaries and employee benefits$3,086,0003,049
Premises and equipment expense$938,0002,540
Additional noninterest expense$2,093,0003,016
Pre-tax net operating income$340,0005,133
Securities gains (losses)$03,838
Applicable income taxes$-37,0006,699
Income before extraordinary items$377,0005,004
Extraordinary gains, net$029
Net income$377,0005,007
Minority interest net income$096
Net income of bank and minority interests.$377,0005,006
Net charge-offs$3,110,0001,169
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$128,000606
Net operating income$377,0004,881
2011-09-30 (YTD Data)Rank
Total interest income$11,539,0001,846
Total interest expense$4,018,0001,166
Net interest income$7,521,0002,191
Provision for loan and lease losses$3,500,000818
Total noninterest income$764,0003,087
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$65,0005,721
Trading account gains and fees$0145
Additional Noninterest Income$699,0002,216
Total noninterest expense$4,454,0003,083
Salaries and employee benefits$2,153,0003,229
Premises and equipment expense$507,0003,315
Additional noninterest expense$1,794,0002,686
Pre-tax net operating income$331,0005,005
Securities gains (losses)$03,555
Applicable income taxes$2,0004,555
Income before extraordinary items$329,0004,940
Extraordinary gains, net$021
Net income$329,0004,940
Minority interest net income$087
Net income of bank and minority interests.$329,0004,940
Net charge-offs$2,841,000982
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$97,000564
Net operating income$329,0004,821
2011-06-30 (YTD Data)Rank
Total interest income$7,698,0001,865
Total interest expense$2,759,0001,173
Net interest income$4,939,0002,224
Provision for loan and lease losses$2,525,000774
Total noninterest income$481,0003,190
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$41,0005,787
Trading account gains and fees$0153
Additional Noninterest Income$440,0002,295
Total noninterest expense$2,692,0003,386
Salaries and employee benefits$1,274,0003,531
Premises and equipment expense$285,0003,778
Additional noninterest expense$1,133,0002,868
Pre-tax net operating income$203,0005,099
Securities gains (losses)$02,914
Applicable income taxes$-5,0006,826
Income before extraordinary items$208,0004,968
Extraordinary gains, net$015
Net income$208,0004,968
Minority interest net income$089
Net income of bank and minority interests.$208,0004,968
Net charge-offs$1,588,0001,076
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$65,000488
Net operating income$208,0004,874
2011-03-31 (YTD Data)Rank
Total interest income$3,883,0001,857
Total interest expense$1,411,0001,193
Net interest income$2,472,0002,210
Provision for loan and lease losses$750,0001,063
Total noninterest income$214,0003,444
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$20,0005,795
Trading account gains and fees$0158
Additional Noninterest Income$194,0002,514
Total noninterest expense$1,479,0003,139
Salaries and employee benefits$791,0003,033
Premises and equipment expense$149,0003,714
Additional noninterest expense$539,0002,996
Pre-tax net operating income$457,0002,728
Securities gains (losses)$01,772
Applicable income taxes$137,0001,870
Income before extraordinary items$320,0003,085
Extraordinary gains, net$09
Net income$320,0003,083
Minority interest net income$086
Net income of bank and minority interests.$320,0003,085
Net charge-offs$44,0003,462
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$33,000435
Net operating income$320,0003,035
2010-12-31 (YTD Data)Rank
Total interest income$15,624,0001,940
Total interest expense$6,559,0001,257
Net interest income$9,065,0002,409
Provision for loan and lease losses$3,231,0001,549
Total noninterest income$743,0003,807
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$74,0005,857
Trading account gains and fees$0175
Additional Noninterest Income$669,0002,759
Total noninterest expense$5,517,0003,334
Salaries and employee benefits$3,037,0003,081
Premises and equipment expense$568,0003,862
Additional noninterest expense$1,912,0003,377
Pre-tax net operating income$1,060,0003,287
Securities gains (losses)$03,793
Applicable income taxes$261,0002,489
Income before extraordinary items$799,0003,618
Extraordinary gains, net$029
Net income$799,0003,615
Minority interest net income$0111
Net income of bank and minority interests.$799,0003,618
Net charge-offs$2,134,0001,788
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$129,000735
Net operating income$799,0003,492
2010-09-30 (YTD Data)Rank
Total interest income$11,676,0001,991
Total interest expense$5,046,0001,274
Net interest income$6,630,0002,512
Provision for loan and lease losses$1,435,0002,042
Total noninterest income$426,0004,398
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$50,0006,058
Trading account gains and fees$0165
Additional Noninterest Income$376,0003,200
Total noninterest expense$4,101,0003,345
Salaries and employee benefits$2,279,0003,100
Premises and equipment expense$438,0003,847
Additional noninterest expense$1,384,0003,450
Pre-tax net operating income$1,520,0002,349
Securities gains (losses)$03,651
Applicable income taxes$477,0001,719
Income before extraordinary items$1,043,0002,813
Extraordinary gains, net$023
Net income$1,043,0002,807
Minority interest net income$0110
Net income of bank and minority interests.$1,043,0002,812
Net charge-offs$943,0002,260
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$85,000696
Net operating income$1,043,0002,680
2010-06-30 (YTD Data)Rank
Total interest income$7,778,0002,013
Total interest expense$3,468,0001,291
Net interest income$4,310,0002,567
Provision for loan and lease losses$795,0002,195
Total noninterest income$202,0005,018
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$27,0006,278
Trading account gains and fees$0152
Additional Noninterest Income$175,0003,725
Total noninterest expense$2,690,0003,388
Salaries and employee benefits$1,471,0003,196
Premises and equipment expense$394,0003,094
Additional noninterest expense$825,0003,720
Pre-tax net operating income$1,027,0002,326
Securities gains (losses)$03,184
Applicable income taxes$321,0001,673
Income before extraordinary items$706,0002,750
Extraordinary gains, net$019
Net income$706,0002,745
Minority interest net income$0105
Net income of bank and minority interests.$706,0002,749
Net charge-offs$531,0002,374
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$51,000659
Net operating income$706,0002,651
2010-03-31 (YTD Data)Rank
Total interest income$3,866,0002,070
Total interest expense$1,775,0001,322
Net interest income$2,091,0002,661
Provision for loan and lease losses$225,0002,809
Total noninterest income$27,0006,857
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$15,0006,220
Trading account gains and fees$0175
Additional Noninterest Income$12,0006,461
Total noninterest expense$1,364,0003,400
Salaries and employee benefits$764,0003,135
Premises and equipment expense$160,0003,713
Additional noninterest expense$440,0003,541
Pre-tax net operating income$529,0002,309
Securities gains (losses)$02,284
Applicable income taxes$166,0001,623
Income before extraordinary items$363,0002,736
Extraordinary gains, net$016
Net income$363,0002,734
Minority interest net income$091
Net income of bank and minority interests.$363,0002,736
Net charge-offs$45,0003,811
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$29,000555
Net operating income$363,0002,625
2009-12-31 (YTD Data)Rank
Total interest income$15,501,0002,171
Total interest expense$8,988,0001,330
Net interest income$6,513,0003,232
Provision for loan and lease losses$1,003,0003,499
Total noninterest income$783,0003,810
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$40,0006,643
Trading account gains and fees$0211
Additional Noninterest Income$743,0002,566
Total noninterest expense$5,215,0003,551
Salaries and employee benefits$2,691,0003,493
Premises and equipment expense$541,0004,172
Additional noninterest expense$1,983,0003,336
Pre-tax net operating income$1,078,0002,876
Securities gains (losses)$03,754
Applicable income taxes$282,0002,081
Income before extraordinary items$796,0003,159
Extraordinary gains, net$034
Net income$796,0003,159
Minority interest net income$0115
Net income of bank and minority interests.$796,0003,159
Net charge-offs$1,093,0002,758
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$145,000797
Net operating income$796,0003,089
2009-09-30 (YTD Data)Rank
Total interest income$11,677,0002,196
Total interest expense$7,038,0001,336
Net interest income$4,639,0003,382
Provision for loan and lease losses$503,0003,781
Total noninterest income$477,0004,313
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$28,0006,729
Trading account gains and fees$0212
Additional Noninterest Income$449,0002,999
Total noninterest expense$3,811,0003,636
Salaries and employee benefits$2,006,0003,531
Premises and equipment expense$437,0004,007
Additional noninterest expense$1,368,0003,520
Pre-tax net operating income$802,0003,110
Securities gains (losses)$03,497
Applicable income taxes$207,0002,285
Income before extraordinary items$595,0003,406
Extraordinary gains, net$027
Net income$595,0003,405
Minority interest net income$0118
Net income of bank and minority interests.$595,0003,406
Net charge-offs$261,0003,909
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$108,000721
Net operating income$595,0003,307
2009-06-30 (YTD Data)Rank
Total interest income$7,684,0002,244
Total interest expense$4,835,0001,372
Net interest income$2,849,0003,603
Provision for loan and lease losses$353,0003,461
Total noninterest income$383,0003,932
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$17,0006,819
Trading account gains and fees$0193
Additional Noninterest Income$366,0002,678
Total noninterest expense$2,482,0003,747
Salaries and employee benefits$1,253,0003,763
Premises and equipment expense$294,0003,997
Additional noninterest expense$935,0003,450
Pre-tax net operating income$397,0003,699
Securities gains (losses)$03,136
Applicable income taxes$93,0002,695
Income before extraordinary items$304,0003,945
Extraordinary gains, net$021
Net income$304,0003,944
Minority interest net income$0112
Net income of bank and minority interests.$304,0003,944
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$74,000690
Net operating income$304,0003,827
2009-03-31 (YTD Data)Rank
Total interest income$3,778,0002,310
Total interest expense$2,412,0001,431
Net interest income$1,366,0003,708
Provision for loan and lease losses$200,0002,838
Total noninterest income$178,0004,042
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$7,0006,895
Trading account gains and fees$0171
Additional Noninterest Income$171,0002,733
Total noninterest expense$1,162,0003,864
Salaries and employee benefits$663,0003,629
Premises and equipment expense$132,0004,337
Additional noninterest expense$367,0003,821
Pre-tax net operating income$182,0004,191
Securities gains (losses)$02,434
Applicable income taxes$40,0003,064
Income before extraordinary items$142,0004,436
Extraordinary gains, net$015
Net income$142,0004,439
Minority interest net income$0102
Net income of bank and minority interests.$142,0004,439
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$38,000575
Net operating income$142,0004,276
2008-12-31 (YTD Data)Rank
Total interest income$14,287,0002,590
Total interest expense$9,345,0001,728
Net interest income$4,942,0003,975
Provision for loan and lease losses$934,0002,815
Total noninterest income$263,0006,049
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$20,0007,038
Trading account gains and fees$0154
Additional Noninterest Income$243,0004,494
Total noninterest expense$3,318,0004,802
Salaries and employee benefits$2,289,0004,026
Premises and equipment expense$365,0005,329
Additional noninterest expense$664,0005,963
Pre-tax net operating income$953,0003,844
Securities gains (losses)$03,220
Applicable income taxes$294,0002,429
Income before extraordinary items$659,0004,019
Extraordinary gains, net$039
Net income$659,0004,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0005,477
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$2,983,000276
Net operating income$659,0004,179
2008-09-30 (YTD Data)Rank
Total interest income$10,389,0002,720
Total interest expense$6,820,0001,838
Net interest income$3,569,0004,108
Provision for loan and lease losses$680,0002,304
Total noninterest income$200,0006,112
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$13,0007,126
Trading account gains and fees$0148
Additional Noninterest Income$187,0004,551
Total noninterest expense$2,447,0004,825
Salaries and employee benefits$1,658,0004,164
Premises and equipment expense$216,0005,909
Additional noninterest expense$573,0005,550
Pre-tax net operating income$642,0004,528
Securities gains (losses)$03,106
Applicable income taxes$183,0003,009
Income before extraordinary items$459,0004,588
Extraordinary gains, net$031
Net income$459,0004,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,625
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$2,947,000194
Net operating income$459,0004,734
2008-06-30 (YTD Data)Rank
Total interest income$6,728,0002,830
Total interest expense$4,404,0001,962
Net interest income$2,324,0004,172
Provision for loan and lease losses$511,0001,886
Total noninterest income$65,0007,215
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$9,0007,166
Trading account gains and fees$0149
Additional Noninterest Income$56,0005,955
Total noninterest expense$1,578,0004,962
Salaries and employee benefits$1,083,0004,254
Premises and equipment expense$135,0006,111
Additional noninterest expense$360,0005,715
Pre-tax net operating income$300,0005,282
Securities gains (losses)$03,233
Applicable income taxes$100,0003,457
Income before extraordinary items$200,0005,602
Extraordinary gains, net$021
Net income$200,0005,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,312
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$1,611,000172
Net operating income$200,0005,542
2008-03-31 (YTD Data)Rank
Total interest income$3,256,0002,989
Total interest expense$2,132,0002,128
Net interest income$1,124,0004,269
Provision for loan and lease losses$163,0002,049
Total noninterest income$35,0007,145
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$5,0007,144
Trading account gains and fees$0158
Additional Noninterest Income$30,0005,904
Total noninterest expense$776,0005,022
Salaries and employee benefits$535,0004,311
Premises and equipment expense$66,0006,208
Additional noninterest expense$175,0005,750
Pre-tax net operating income$220,0004,778
Securities gains (losses)$02,688
Applicable income taxes$84,0002,999
Income before extraordinary items$136,0005,374
Extraordinary gains, net$015
Net income$136,0005,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$136,0005,276
2007-12-31 (YTD Data)Rank
Total interest income$10,778,0003,587
Total interest expense$6,864,0002,678
Net interest income$3,914,0004,692
Provision for loan and lease losses$654,0001,939
Total noninterest income$102,0007,535
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$7,0007,355
Trading account gains and fees$0178
Additional Noninterest Income$95,0006,290
Total noninterest expense$2,592,0005,493
Salaries and employee benefits$1,776,0004,783
Premises and equipment expense$256,0006,188
Additional noninterest expense$560,0006,315
Pre-tax net operating income$770,0005,249
Securities gains (losses)$02,146
Applicable income taxes$317,0003,322
Income before extraordinary items$453,0005,855
Extraordinary gains, net$039
Net income$453,0005,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,668
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$8,000,000216
Net operating income$453,0005,849
2007-09-30 (YTD Data)Rank
Total interest income$7,601,0003,747
Total interest expense$4,803,0002,841
Net interest income$2,798,0004,854
Provision for loan and lease losses$478,0001,634
Total noninterest income$76,0007,593
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,0007,410
Trading account gains and fees$0184
Additional Noninterest Income$72,0006,310
Total noninterest expense$1,916,0005,508
Salaries and employee benefits$1,325,0004,779
Premises and equipment expense$175,0006,405
Additional noninterest expense$416,0006,288
Pre-tax net operating income$480,0005,848
Securities gains (losses)$01,655
Applicable income taxes$204,0003,701
Income before extraordinary items$276,0006,444
Extraordinary gains, net$033
Net income$276,0006,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,810
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$8,000,000157
Net operating income$276,0006,435
2007-06-30 (YTD Data)Rank
Total interest income$4,644,0003,988
Total interest expense$2,934,0003,057
Net interest income$1,710,0005,150
Provision for loan and lease losses$262,0001,730
Total noninterest income$59,0007,489
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,0007,510
Trading account gains and fees$0168
Additional Noninterest Income$58,0006,055
Total noninterest expense$1,258,0005,575
Salaries and employee benefits$880,0004,822
Premises and equipment expense$111,0006,546
Additional noninterest expense$267,0006,423
Pre-tax net operating income$249,0006,359
Securities gains (losses)$01,444
Applicable income taxes$112,0004,002
Income before extraordinary items$137,0006,845
Extraordinary gains, net$029
Net income$137,0006,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$8,000,000118
Net operating income$137,0006,832
2007-03-31 (YTD Data)Rank
Total interest income$2,066,0004,312
Total interest expense$1,402,0003,163
Net interest income$664,0005,888
Provision for loan and lease losses$10,0005,012
Total noninterest income$33,0007,359
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,0007,501
Trading account gains and fees$0195
Additional Noninterest Income$32,0005,872
Total noninterest expense$631,0005,594
Salaries and employee benefits$438,0004,868
Premises and equipment expense$60,0006,403
Additional noninterest expense$133,0006,437
Pre-tax net operating income$56,0007,208
Securities gains (losses)$01,187
Applicable income taxes$31,0004,589
Income before extraordinary items$25,0007,548
Extraordinary gains, net$022
Net income$25,0007,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$6,000,00066
Net operating income$25,0007,530
2006-12-31 (YTD Data)Rank
Total interest income$5,209,0005,438
Total interest expense$3,167,0004,177
Net interest income$2,042,0006,510
Provision for loan and lease losses$1,031,0001,016
Total noninterest income$5,0008,537
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,0007,596
Trading account gains and fees$0130
Additional Noninterest Income$4,0008,415
Total noninterest expense$1,584,0006,758
Salaries and employee benefits$1,025,0006,353
Premises and equipment expense$148,0007,280
Additional noninterest expense$411,0007,015
Pre-tax net operating income$-568,0008,288
Securities gains (losses)$01,687
Applicable income taxes$-609,0008,596
Income before extraordinary items$41,0007,872
Extraordinary gains, net$051
Net income$41,0007,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$41,0007,864
2006-09-30 (YTD Data)Rank
Total interest income$3,359,0005,856
Total interest expense$1,927,0004,663
Net interest income$1,432,0006,737
Provision for loan and lease losses$1,031,000736
Total noninterest income$2,0008,639
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,0007,639
Trading account gains and fees$0126
Additional Noninterest Income$1,0008,569
Total noninterest expense$1,091,0006,982
Salaries and employee benefits$680,0006,645
Premises and equipment expense$101,0007,440
Additional noninterest expense$310,0007,022
Pre-tax net operating income$-688,0008,502
Securities gains (losses)$01,388
Applicable income taxes$-661,0008,704
Income before extraordinary items$-27,0008,172
Extraordinary gains, net$045
Net income$-27,0008,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-27,0008,162
2006-06-30 (YTD Data)Rank
Total interest income$1,682,0006,530
Total interest expense$936,0005,399
Net interest income$746,0007,313
Provision for loan and lease losses$531,000932
Total noninterest income$78,0007,353
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,0007,650
Trading account gains and fees$0126
Additional Noninterest Income$77,0005,619
Total noninterest expense$660,0007,226
Salaries and employee benefits$396,0006,998
Premises and equipment expense$61,0007,602
Additional noninterest expense$203,0007,070
Pre-tax net operating income$-367,0008,510
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-367,0008,526
Extraordinary gains, net$039
Net income$-367,0008,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-367,0008,523
2006-03-31 (YTD Data)Rank
Total interest income$642,0007,135
Total interest expense$325,0006,212
Net interest income$317,0007,623
Provision for loan and lease losses$275,000852
Total noninterest income$39,0007,341
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,0007,643
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,631
Total noninterest expense$289,0007,510
Salaries and employee benefits$177,0007,298
Premises and equipment expense$21,0008,027
Additional noninterest expense$91,0007,270
Pre-tax net operating income$-208,0008,548
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-208,0008,570
Extraordinary gains, net$021
Net income$-208,0008,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-208,0008,563
2005-12-31 (YTD Data)Rank
Total interest income$374,0008,688
Total interest expense$103,0008,612
Net interest income$271,0008,694
Provision for loan and lease losses$332,0002,616
Total noninterest income$08,769
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$08,688
Total noninterest expense$941,0007,840
Salaries and employee benefits$310,0008,465
Premises and equipment expense$38,0008,607
Additional noninterest expense$593,0006,098
Pre-tax net operating income$-1,002,0008,637
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-1,002,0008,664
Extraordinary gains, net$046
Net income$-1,002,0008,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$11,921,000157
Net operating income$-1,002,0008,648
2005-09-30 (YTD Data)Rank
Total interest income$11,0008,850
Total interest expense$3,0008,828
Net interest income$8,0008,847
Provision for loan and lease losses$61,0004,938
Total noninterest income$08,802
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$08,723
Total noninterest expense$454,0008,388
Salaries and employee benefits$54,0008,822
Premises and equipment expense$9,0008,782
Additional noninterest expense$391,0006,427
Pre-tax net operating income$-507,0008,598
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-507,0008,646
Extraordinary gains, net$035
Net income$-507,0008,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$11,921,000108
Net operating income$-507,0008,619

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.