Home > Commerce Bank > Net charge- offs to loans
Commerce Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1846% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,511 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,760 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 4,308 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0815% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0402% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3055% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3391% | 1,407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1836% | 478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,717 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 4,324 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,779 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0202% | 4,354 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1059% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9904% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1940% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3141% | 1,337 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1598% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,842 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 4,419 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0298% | 4,410 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9536% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1484% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2774% | 1,342 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1648% | 428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,969 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0340% | 4,520 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9293% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0280% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2807% | 1,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1213% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 3,883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 3,673 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0211% | 4,395 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0300% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6841% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2402% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2078% | 1,602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1149% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 3,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,579 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 4,407 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0215% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6354% | 769 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1871% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1655% | 1,589 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 3,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0029% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6500% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2554% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1608% | 1,487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1213% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0257% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0092% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7069% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4086% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1836% | 1,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1178% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0007% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1278% | 4,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9482% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3563% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1411% | 1,670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0633% | 1,050 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1199% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 3,987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0134% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1710% | 4,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0485% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7790% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1215% | 1,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0152% | 1,038 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1318% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0338% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2468% | 4,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2906% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6211% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1292% | 1,394 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0122% | 1,011 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2427% | 348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0287% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6624% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7529% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1787% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0144% | 976 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2204% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 4,112 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,027 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,191 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0483% | 3,514 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 4,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1096% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2688% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7746% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2632% | 1,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0120% | 1,045 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2283% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 4,188 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,068 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0202% | 4,295 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0606% | 3,565 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1276% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2898% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8290% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2591% | 1,638 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0122% | 1,032 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2499% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 4,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 4,149 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0406% | 3,547 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 4,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1855% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3127% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5750% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3649% | 1,395 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0102% | 1,018 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2912% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 4,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 4,185 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0422% | 3,575 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7964% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9775% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4146% | 1,292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0082% | 1,002 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3459% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 4,273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0566% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 1,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0390% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7953% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5475% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5139% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0174% | 1,086 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3223% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 4,366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0406% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7618% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5317% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4610% | 1,433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0190% | 1,071 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3243% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,717 |
| Percentage Net Loans Charged-off:Construction & development | -0.0263% | 4,470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0717% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0419% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7776% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5768% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4482% | 1,356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0206% | 1,045 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3311% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0200% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7863% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5170% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4767% | 1,237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0260% | 1,042 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3020% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 4,601 |
| Percentage Net Loans Charged-off:Construction & development | -0.0672% | 4,565 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0178% | 4,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0139% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 4,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0721% | 1,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5831% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9021% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5350% | 1,396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0226% | 1,133 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2887% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 4,563 |
| Percentage Net Loans Charged-off:Construction & development | -0.0625% | 4,592 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 4,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0185% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 4,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5674% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9786% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4964% | 1,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0212% | 1,127 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2927% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 4,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.0697% | 4,668 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 4,888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 4,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0276% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 4,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0158% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5930% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0982% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4988% | 1,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0227% | 1,102 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2979% | 511 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,228 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,575 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0403% | 5,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0554% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0234% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5728% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9277% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5580% | 1,143 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0122% | 1,091 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3042% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 4,862 |
| Percentage Net Loans Charged-off:Construction & development | -0.1361% | 4,836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 2,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0409% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 4,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0380% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6045% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9808% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5645% | 1,466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0140% | 1,196 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3007% | 702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 4,935 |
| Percentage Net Loans Charged-off:Construction & development | -0.1728% | 4,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 4,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0245% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 1,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6285% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9864% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5960% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0102% | 33 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2948% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 4,894 |
| Percentage Net Loans Charged-off:Construction & development | -0.1793% | 4,959 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0537% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 4,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0215% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5996% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9560% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5507% | 1,285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0222% | 1,169 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2732% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0332% | 5,155 |
| Percentage Net Loans Charged-off:Construction & development | -0.2616% | 5,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0067% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0138% | 1,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5159% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7695% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4936% | 1,314 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0310% | 1,130 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2455% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0768% | 5,436 |
| Percentage Net Loans Charged-off:Construction & development | -0.4933% | 5,217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0621% | 5,331 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0031% | 4,538 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 2,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1165% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 4,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0215% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4266% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3296% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5476% | 1,569 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0745% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2370% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0910% | 5,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.5078% | 5,262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0918% | 5,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0048% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0798% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 4,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4163% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3192% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5384% | 1,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0729% | 1,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2560% | 931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0537% | 5,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.1423% | 5,100 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1270% | 5,626 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0076% | 4,627 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 1,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0830% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 1,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0277% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4131% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3076% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5365% | 1,295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0609% | 954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2806% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0258% | 5,169 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 4,766 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0470% | 5,535 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0137% | 4,676 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 5,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0796% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0365% | 5,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0655% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4205% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1030% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6365% | 1,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0522% | 782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2820% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 4,971 |
| Percentage Net Loans Charged-off:Construction & development | -0.2596% | 5,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 5,058 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,673 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 2,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0914% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 2,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 4,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4518% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2840% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5356% | 1,432 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0884% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2529% | 1,272 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2763% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 5,142 |
| Percentage Net Loans Charged-off:Construction & development | -0.3896% | 5,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 4,721 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 2,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0583% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 2,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 4,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4494% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2649% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5323% | 1,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0761% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0432% | 1,233 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2763% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 5,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.5906% | 5,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0561% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,767 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0655% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 4,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4636% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3694% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4827% | 1,286 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0564% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0487% | 26 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2559% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0797% | 5,833 |
| Percentage Net Loans Charged-off:Construction & development | -0.9149% | 5,631 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0463% | 5,790 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 4,834 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0364% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4716% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3359% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4849% | 1,220 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0507% | 776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2025% | 16 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3054% | 1,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 3,775 |
| Percentage Net Loans Charged-off:Construction & development | -0.3693% | 5,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 2,000 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0357% | 4,990 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0092% | 1,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0682% | 2,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 2,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5547% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2075% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5949% | 1,465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0806% | 1,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2722% | 1,317 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2943% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 5,246 |
| Percentage Net Loans Charged-off:Construction & development | -0.4472% | 5,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 1,700 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0180% | 5,010 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0519% | 2,619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 4,463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0069% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5526% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2366% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5628% | 1,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0652% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3288% | 1,304 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3073% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 3,157 |
| Percentage Net Loans Charged-off:Construction & development | -0.4339% | 5,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0491% | 1,314 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0229% | 5,052 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 2,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1101% | 4,651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 2,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0225% | 1,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5845% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3138% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5492% | 1,293 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0760% | 952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3619% | 1,278 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3489% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0875% | 1,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0528% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0892% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0393% | 5,113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1045% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 4,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6626% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3380% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6278% | 1,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0600% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3900% | 1,253 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3015% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0241% | 6,162 |
| Percentage Net Loans Charged-off:Construction & development | -1.2386% | 6,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0313% | 2,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1675% | 472 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1068% | 2,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2256% | 1,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 3,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0385% | 5,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6667% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2188% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6226% | 1,642 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0882% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4503% | 1,396 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3094% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 5,890 |
| Percentage Net Loans Charged-off:Construction & development | -1.0430% | 6,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0609% | 1,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2208% | 375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 2,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1188% | 1,073 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0760% | 2,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 5,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6687% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2652% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5847% | 1,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0892% | 1,044 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5566% | 1,374 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3409% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 3,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.6904% | 6,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0867% | 1,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3246% | 288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0841% | 2,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1341% | 927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 2,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 4,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6928% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3614% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5422% | 1,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0741% | 989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6360% | 1,343 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3141% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 5,904 |
| Percentage Net Loans Charged-off:Construction & development | -0.5993% | 6,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 6,254 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0245% | 5,296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0911% | 2,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1265% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0826% | 2,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 4,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6704% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1091% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6333% | 1,278 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0684% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1858% | 1,315 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4148% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1721% | 3,419 |
| Percentage Net Loans Charged-off:Construction & development | -0.0993% | 6,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2536% | 2,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1644% | 705 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1565% | 3,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4014% | 1,136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0903% | 3,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1011% | 6,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9126% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2195% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8606% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0603% | 1,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0769% | 118 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4046% | 2,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1771% | 3,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0586% | 2,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2215% | 1,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1659% | 630 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1731% | 2,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4764% | 950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 3,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1943% | 6,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9720% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2716% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9176% | 1,264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0576% | 1,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0278% | 1,410 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4173% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2475% | 2,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.1415% | 1,777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3430% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1606% | 513 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2073% | 2,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5767% | 787 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1029% | 2,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3292% | 6,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0183% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2321% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0113% | 1,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0464% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0254% | 1,382 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4835% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1982% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.2302% | 1,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3183% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3031% | 320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 2,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3166% | 798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 2,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0484% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1388% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2624% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1832% | 889 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0642% | 6,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6936% | 2,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3266% | 3,285 |
| Percentage Net Loans Charged-off:Construction & development | 1.6569% | 1,828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1892% | 2,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0316% | 985 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2186% | 3,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3564% | 1,410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1774% | 3,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2720% | 3,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5519% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0388% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2287% | 1,187 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0365% | 1,544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6988% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3199% | 3,037 |
| Percentage Net Loans Charged-off:Construction & development | 1.6761% | 1,627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2002% | 2,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0429% | 818 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1811% | 3,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2229% | 1,390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1686% | 3,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3066% | 2,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5544% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2037% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1077% | 1,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0256% | 1,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7233% | 2,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2854% | 2,951 |
| Percentage Net Loans Charged-off:Construction & development | 1.4205% | 1,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1558% | 2,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1978% | 2,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3027% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1663% | 2,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3462% | 2,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7226% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4340% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1925% | 1,006 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0182% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7951% | 1,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3225% | 2,330 |
| Percentage Net Loans Charged-off:Construction & development | 1.8042% | 1,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2360% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1255% | 2,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3109% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 2,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4079% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9406% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5015% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4478% | 770 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0363% | 6,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9594% | 2,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4911% | 3,018 |
| Percentage Net Loans Charged-off:Construction & development | 2.7102% | 1,831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2027% | 2,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1137% | 1,023 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1922% | 3,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4084% | 1,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 3,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2402% | 3,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8466% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0251% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0691% | 1,703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9783% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5141% | 2,669 |
| Percentage Net Loans Charged-off:Construction & development | 3.1001% | 1,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1391% | 2,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1558% | 805 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1644% | 3,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4138% | 1,193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 3,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1928% | 3,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7918% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4752% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1256% | 1,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0315% | 1,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6211% | 2,213 |
| Percentage Net Loans Charged-off:Construction & development | 3.8492% | 1,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1437% | 2,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2420% | 614 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1831% | 2,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5066% | 967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0873% | 3,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2444% | 3,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7317% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5210% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0873% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1987% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0071% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 7.0765% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0947% | 1,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1457% | 2,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4771% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 2,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0475% | 2,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8338% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6964% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1135% | 988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2561% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8467% | 2,139 |
| Percentage Net Loans Charged-off:Construction & development | 4.6345% | 1,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2513% | 2,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0840% | 861 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1781% | 3,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2421% | 1,555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1601% | 3,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4607% | 3,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0000% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5113% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3676% | 1,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2131% | 1,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7573% | 1,896 |
| Percentage Net Loans Charged-off:Construction & development | 4.2584% | 1,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2033% | 1,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0552% | 671 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1296% | 3,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1704% | 1,387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1182% | 3,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5021% | 3,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9526% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5337% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3855% | 1,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2457% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8677% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 5.0529% | 828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1931% | 1,562 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1294% | 6,154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 2,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1606% | 1,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0857% | 2,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3870% | 2,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9791% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4870% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4015% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2101% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8289% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 4.6275% | 598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1450% | 1,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2720% | 260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1486% | 2,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2435% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1223% | 1,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4874% | 1,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7904% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7098% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3925% | 809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6173% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2118% | 2,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.7872% | 1,737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0981% | 1,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1812% | 452 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1106% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0919% | 1,216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 2,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1789% | 3,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0205% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9499% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1598% | 1,420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5416% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1283% | 2,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.4041% | 1,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0971% | 1,249 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0279% | 6,221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 2,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1001% | 956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 2,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1405% | 3,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0142% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8039% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0709% | 1,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4797% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 2,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.2730% | 1,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1179% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0417% | 6,184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 2,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0563% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 2,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0910% | 2,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8963% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6265% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0503% | 6,903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4444% | 1,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1436% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.4546% | 654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1526% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0395% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 5,923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0396% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7921% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3027% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3129% | 7,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4132% | 1,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0961% | 2,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.2571% | 907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1208% | 1,009 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3103% | 6,259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0505% | 2,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1065% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 2,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1529% | 2,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4795% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4737% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3217% | 1,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3763% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 1,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.2502% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0679% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5063% | 6,217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0775% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 2,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1029% | 2,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4120% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4706% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3276% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3423% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 2,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.2213% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7459% | 6,199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0531% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1227% | 2,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4429% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6268% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0784% | 7,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3218% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0397% | 8,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0523% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1482% | 8,217 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0439% | 6,119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0489% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1237% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4387% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6072% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1082% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 7,708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0417% | 6,256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 2,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0321% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 2,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 3,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1911% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0169% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2290% | 1,026 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2604% | 1,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,773 |
| Percentage Net Loans Charged-off:Construction & development | -0.0278% | 7,755 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 2,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0392% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 6,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1143% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9200% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2859% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2243% | 1,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.0451% | 7,752 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 8,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 1,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0646% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 1,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0275% | 6,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0271% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8383% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0796% | 1,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1958% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 7,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0707% | 8,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1133% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0900% | 7,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0545% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6555% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2298% | 7,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3737% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 2,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0141% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 2,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1212% | 7,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6226% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1566% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1608% | 1,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3068% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 2,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 2,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 2,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1448% | 7,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3891% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6479% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0494% | 1,250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2510% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 7,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0353% | 8,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 2,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2341% | 7,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3235% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3755% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2034% | 7,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1767% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 8,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0677% | 8,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 1,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4775% | 8,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2999% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0714% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5483% | 7,556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4004% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 8,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0457% | 8,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 2,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 2,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3450% | 2,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3093% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3995% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3881% | 906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4069% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0277% | 8,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 601 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0982% | 8,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 2,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 2,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4705% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2717% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4332% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4246% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4845% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 8,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0021% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0394% | 8,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 2,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7687% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2240% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5354% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5588% | 607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6646% | 697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0043% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5976% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1807% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5274% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9729% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4649% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 7,963 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 8,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 2,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 2,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1374% | 3,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4838% | 1,385 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6020% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1839% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4883% | 1,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 8,247 |
| Percentage Net Loans Charged-off:Construction & development | -0.0302% | 7,991 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 8,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 2,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3210% | 2,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4445% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5191% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2382% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4807% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 8,605 |
| Percentage Net Loans Charged-off:Construction & development | -0.0463% | 7,980 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0842% | 8,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 2,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 2,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2814% | 2,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4484% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4798% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4521% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4730% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0562% | 8,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 7,900 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2035% | 8,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0522% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4349% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5591% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5006% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5022% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4518% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0378% | 761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 1,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 3,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2814% | 3,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3653% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3971% | 843 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0338% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4997% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 2,952 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 8,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0208% | 1,290 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0110% | 6,609 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 2,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 2,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2703% | 3,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5611% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7801% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8204% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3963% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 509 |
| Percentage Net Loans Charged-off:Construction & development | -0.0346% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1055% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3272% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0722% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6669% | 129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4157% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 0.1363% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 1,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3762% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2138% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5833% | 125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5069% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 1,316 |
| Percentage Net Loans Charged-off:Construction & development | -0.0742% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0624% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1703% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6756% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8071% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6378% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5042% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.1072% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0747% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4499% | 1,365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1472% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5969% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7091% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5635% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5169% | 1,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 663 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 1,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1090% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6377% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9005% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5955% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5361% | 1,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0955% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0671% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1957% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0316% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0007% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6873% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1432% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1210% | 5,296 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4624% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |