Home > Columbus First Bank > Income and Expense
Columbus First Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 1,995 |
| Total interest expense | $714,000 | 1,285 |
| Net interest income | $2,644,000 | 2,160 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $153,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $18,000 | 4,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 2,969 |
| Total noninterest expense | $1,844,000 | 2,415 |
| Salaries and employee benefits | $1,323,000 | 2,029 |
| Premises and equipment expense | $106,000 | 3,544 |
| Additional noninterest expense | $415,000 | 2,993 |
| Pre-tax net operating income | $953,000 | 2,110 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $202,000 | 1,568 |
| Income before extraordinary items | $751,000 | 2,266 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $751,000 | 2,265 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $751,000 | 2,266 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $751,000 | 2,257 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,468,000 | 1,925 |
| Total interest expense | $2,862,000 | 1,129 |
| Net interest income | $10,606,000 | 2,124 |
| Provision for loan and lease losses | $195,000 | 2,407 |
| Total noninterest income | $1,406,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $62,000 | 4,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,344,000 | 1,939 |
| Total noninterest expense | $7,365,000 | 2,426 |
| Salaries and employee benefits | $5,183,000 | 2,031 |
| Premises and equipment expense | $500,000 | 3,268 |
| Additional noninterest expense | $1,682,000 | 2,985 |
| Pre-tax net operating income | $4,452,000 | 1,883 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,825,000 | 1,352 |
| Income before extraordinary items | $2,627,000 | 2,249 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,627,000 | 2,249 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,627,000 | 2,249 |
| Net charge-offs | $16,000 | 3,520 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,627,000 | 2,228 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,945,000 | 1,956 |
| Total interest expense | $2,108,000 | 1,130 |
| Net interest income | $7,837,000 | 2,153 |
| Provision for loan and lease losses | $185,000 | 2,092 |
| Total noninterest income | $1,078,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $46,000 | 4,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,032,000 | 1,938 |
| Total noninterest expense | $5,678,000 | 2,377 |
| Salaries and employee benefits | $3,850,000 | 2,060 |
| Premises and equipment expense | $382,000 | 3,270 |
| Additional noninterest expense | $1,446,000 | 2,733 |
| Pre-tax net operating income | $3,052,000 | 2,045 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $916,000 | 1,543 |
| Income before extraordinary items | $2,136,000 | 2,292 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,136,000 | 2,291 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,136,000 | 2,292 |
| Net charge-offs | $16,000 | 3,087 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,136,000 | 2,270 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 1,978 |
| Total interest expense | $1,380,000 | 1,116 |
| Net interest income | $5,089,000 | 2,189 |
| Provision for loan and lease losses | $110,000 | 2,170 |
| Total noninterest income | $820,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $31,000 | 4,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 1,790 |
| Total noninterest expense | $3,863,000 | 2,345 |
| Salaries and employee benefits | $2,581,000 | 2,057 |
| Premises and equipment expense | $272,000 | 3,137 |
| Additional noninterest expense | $1,010,000 | 2,644 |
| Pre-tax net operating income | $1,936,000 | 2,075 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $533,000 | 1,640 |
| Income before extraordinary items | $1,403,000 | 2,261 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,403,000 | 2,261 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,403,000 | 2,261 |
| Net charge-offs | $18,000 | 2,639 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,403,000 | 2,229 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 2,003 |
| Total interest expense | $687,000 | 1,110 |
| Net interest income | $2,480,000 | 2,243 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $108,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $22,000 | 4,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 3,672 |
| Total noninterest expense | $1,831,000 | 2,467 |
| Salaries and employee benefits | $1,237,000 | 2,152 |
| Premises and equipment expense | $143,000 | 3,086 |
| Additional noninterest expense | $451,000 | 2,872 |
| Pre-tax net operating income | $727,000 | 2,469 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $250,000 | 1,663 |
| Income before extraordinary items | $477,000 | 2,833 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $477,000 | 2,833 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $477,000 | 2,833 |
| Net charge-offs | $-48,000 | 5,459 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $477,000 | 2,814 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,267,000 | 2,034 |
| Total interest expense | $2,552,000 | 1,130 |
| Net interest income | $9,715,000 | 2,237 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $734,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $57,000 | 5,076 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $677,000 | 2,884 |
| Total noninterest expense | $7,027,000 | 2,548 |
| Salaries and employee benefits | $4,600,000 | 2,234 |
| Premises and equipment expense | $603,000 | 3,005 |
| Additional noninterest expense | $1,824,000 | 2,933 |
| Pre-tax net operating income | $3,422,000 | 2,155 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,177,000 | 1,496 |
| Income before extraordinary items | $2,245,000 | 2,593 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,245,000 | 2,591 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,245,000 | 2,592 |
| Net charge-offs | $279,000 | 1,599 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 749 |
| Net operating income | $2,245,000 | 2,538 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,141,000 | 2,049 |
| Total interest expense | $1,880,000 | 1,146 |
| Net interest income | $7,261,000 | 2,256 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $568,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $44,000 | 5,105 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $524,000 | 2,838 |
| Total noninterest expense | $5,163,000 | 2,578 |
| Salaries and employee benefits | $3,388,000 | 2,258 |
| Premises and equipment expense | $453,000 | 3,013 |
| Additional noninterest expense | $1,322,000 | 2,999 |
| Pre-tax net operating income | $2,666,000 | 2,146 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $915,000 | 1,498 |
| Income before extraordinary items | $1,751,000 | 2,559 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,751,000 | 2,560 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,751,000 | 2,560 |
| Net charge-offs | $209,000 | 1,421 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 710 |
| Net operating income | $1,751,000 | 2,506 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,098,000 | 2,057 |
| Total interest expense | $1,214,000 | 1,179 |
| Net interest income | $4,884,000 | 2,229 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $422,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $28,000 | 5,172 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $394,000 | 2,681 |
| Total noninterest expense | $3,501,000 | 2,562 |
| Salaries and employee benefits | $2,294,000 | 2,242 |
| Premises and equipment expense | $300,000 | 3,042 |
| Additional noninterest expense | $907,000 | 2,946 |
| Pre-tax net operating income | $1,805,000 | 2,108 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $620,000 | 1,471 |
| Income before extraordinary items | $1,185,000 | 2,513 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,185,000 | 2,512 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,185,000 | 2,512 |
| Net charge-offs | $-6,000 | 4,802 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 691 |
| Net operating income | $1,185,000 | 2,446 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 2,080 |
| Total interest expense | $582,000 | 1,223 |
| Net interest income | $2,420,000 | 2,239 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $280,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $266,000 | 2,248 |
| Total noninterest expense | $1,834,000 | 2,486 |
| Salaries and employee benefits | $1,186,000 | 2,199 |
| Premises and equipment expense | $149,000 | 3,073 |
| Additional noninterest expense | $499,000 | 2,779 |
| Pre-tax net operating income | $866,000 | 2,148 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $297,000 | 1,495 |
| Income before extraordinary items | $569,000 | 2,528 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $569,000 | 2,528 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $569,000 | 2,528 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 640 |
| Net operating income | $569,000 | 2,480 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,840,000 | 2,048 |
| Total interest expense | $2,316,000 | 1,202 |
| Net interest income | $9,524,000 | 2,243 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,399,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $64,000 | 5,191 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,335,000 | 2,005 |
| Total noninterest expense | $6,972,000 | 2,569 |
| Salaries and employee benefits | $4,751,000 | 2,144 |
| Premises and equipment expense | $586,000 | 3,159 |
| Additional noninterest expense | $1,635,000 | 3,224 |
| Pre-tax net operating income | $3,951,000 | 1,888 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,357,000 | 1,308 |
| Income before extraordinary items | $2,594,000 | 2,273 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,594,000 | 2,273 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,594,000 | 2,274 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 742 |
| Net operating income | $2,594,000 | 2,234 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,875,000 | 2,068 |
| Total interest expense | $1,729,000 | 1,217 |
| Net interest income | $7,146,000 | 2,262 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,047,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $48,000 | 5,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $999,000 | 2,027 |
| Total noninterest expense | $5,477,000 | 2,486 |
| Salaries and employee benefits | $3,682,000 | 2,094 |
| Premises and equipment expense | $444,000 | 3,178 |
| Additional noninterest expense | $1,351,000 | 3,021 |
| Pre-tax net operating income | $2,716,000 | 2,062 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $933,000 | 1,437 |
| Income before extraordinary items | $1,783,000 | 2,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,783,000 | 2,457 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,783,000 | 2,457 |
| Net charge-offs | $15,000 | 3,486 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 712 |
| Net operating income | $1,783,000 | 2,420 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,884,000 | 2,072 |
| Total interest expense | $1,136,000 | 1,239 |
| Net interest income | $4,748,000 | 2,254 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $587,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $32,000 | 5,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $555,000 | 2,297 |
| Total noninterest expense | $3,590,000 | 2,543 |
| Salaries and employee benefits | $2,384,000 | 2,162 |
| Premises and equipment expense | $289,000 | 3,245 |
| Additional noninterest expense | $917,000 | 2,999 |
| Pre-tax net operating income | $1,745,000 | 2,102 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $600,000 | 1,474 |
| Income before extraordinary items | $1,145,000 | 2,513 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,145,000 | 2,515 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,145,000 | 2,515 |
| Net charge-offs | $23,000 | 2,857 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 702 |
| Net operating income | $1,145,000 | 2,457 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 2,083 |
| Total interest expense | $555,000 | 1,263 |
| Net interest income | $2,363,000 | 2,257 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $290,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $275,000 | 2,234 |
| Total noninterest expense | $1,816,000 | 2,521 |
| Salaries and employee benefits | $1,241,000 | 2,094 |
| Premises and equipment expense | $121,000 | 3,636 |
| Additional noninterest expense | $454,000 | 3,014 |
| Pre-tax net operating income | $837,000 | 2,139 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $287,000 | 1,489 |
| Income before extraordinary items | $550,000 | 2,543 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $550,000 | 2,546 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $550,000 | 2,545 |
| Net charge-offs | $25,000 | 1,996 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 661 |
| Net operating income | $550,000 | 2,473 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,170,000 | 2,164 |
| Total interest expense | $2,176,000 | 1,342 |
| Net interest income | $8,994,000 | 2,359 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $990,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $33,000 | 5,971 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $957,000 | 2,384 |
| Total noninterest expense | $6,330,000 | 2,814 |
| Salaries and employee benefits | $4,202,000 | 2,389 |
| Premises and equipment expense | $495,000 | 3,658 |
| Additional noninterest expense | $1,633,000 | 3,349 |
| Pre-tax net operating income | $3,654,000 | 1,963 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,257,000 | 1,327 |
| Income before extraordinary items | $2,397,000 | 2,384 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,397,000 | 2,384 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,397,000 | 2,384 |
| Net charge-offs | $301,000 | 2,011 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 792 |
| Net operating income | $2,397,000 | 2,337 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,271,000 | 2,202 |
| Total interest expense | $1,619,000 | 1,363 |
| Net interest income | $6,652,000 | 2,402 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $751,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $26,000 | 6,020 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $725,000 | 2,395 |
| Total noninterest expense | $4,838,000 | 2,783 |
| Salaries and employee benefits | $3,181,000 | 2,370 |
| Premises and equipment expense | $367,000 | 3,737 |
| Additional noninterest expense | $1,290,000 | 3,223 |
| Pre-tax net operating income | $2,565,000 | 2,103 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $882,000 | 1,420 |
| Income before extraordinary items | $1,683,000 | 2,516 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,683,000 | 2,517 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,683,000 | 2,516 |
| Net charge-offs | $198,000 | 2,000 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 758 |
| Net operating income | $1,683,000 | 2,473 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,471,000 | 2,215 |
| Total interest expense | $1,068,000 | 1,395 |
| Net interest income | $4,403,000 | 2,413 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $470,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $17,000 | 6,064 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $453,000 | 2,452 |
| Total noninterest expense | $3,233,000 | 2,796 |
| Salaries and employee benefits | $2,091,000 | 2,398 |
| Premises and equipment expense | $243,000 | 3,771 |
| Additional noninterest expense | $899,000 | 3,143 |
| Pre-tax net operating income | $1,640,000 | 2,128 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $564,000 | 1,426 |
| Income before extraordinary items | $1,076,000 | 2,510 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,076,000 | 2,513 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,076,000 | 2,514 |
| Net charge-offs | $184,000 | 1,660 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 738 |
| Net operating income | $1,076,000 | 2,469 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 2,221 |
| Total interest expense | $523,000 | 1,448 |
| Net interest income | $2,192,000 | 2,405 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $71,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $62,000 | 4,275 |
| Total noninterest expense | $1,468,000 | 3,006 |
| Salaries and employee benefits | $977,000 | 2,568 |
| Premises and equipment expense | $119,000 | 3,847 |
| Additional noninterest expense | $372,000 | 3,574 |
| Pre-tax net operating income | $755,000 | 2,194 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $259,000 | 1,480 |
| Income before extraordinary items | $496,000 | 2,583 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $496,000 | 2,586 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $496,000 | 2,586 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 699 |
| Net operating income | $496,000 | 2,538 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,805,000 | 2,248 |
| Total interest expense | $2,129,000 | 1,611 |
| Net interest income | $8,676,000 | 2,421 |
| Provision for loan and lease losses | $375,000 | 2,178 |
| Total noninterest income | $267,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $32,000 | 6,248 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $235,000 | 4,394 |
| Total noninterest expense | $5,580,000 | 3,144 |
| Salaries and employee benefits | $3,560,000 | 2,760 |
| Premises and equipment expense | $449,000 | 3,972 |
| Additional noninterest expense | $1,571,000 | 3,538 |
| Pre-tax net operating income | $2,988,000 | 2,169 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,047,000 | 1,426 |
| Income before extraordinary items | $1,941,000 | 2,666 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,941,000 | 2,669 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,941,000 | 2,669 |
| Net charge-offs | $106,000 | 3,673 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 654 |
| Net operating income | $1,941,000 | 2,600 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,080,000 | 2,267 |
| Total interest expense | $1,608,000 | 1,636 |
| Net interest income | $6,472,000 | 2,445 |
| Provision for loan and lease losses | $295,000 | 2,100 |
| Total noninterest income | $188,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $25,000 | 6,301 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $163,000 | 4,597 |
| Total noninterest expense | $4,172,000 | 3,156 |
| Salaries and employee benefits | $2,642,000 | 2,794 |
| Premises and equipment expense | $324,000 | 4,094 |
| Additional noninterest expense | $1,206,000 | 3,481 |
| Pre-tax net operating income | $2,193,000 | 2,269 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $768,000 | 1,490 |
| Income before extraordinary items | $1,425,000 | 2,752 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,425,000 | 2,756 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,425,000 | 2,756 |
| Net charge-offs | $-42,000 | 6,428 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 616 |
| Net operating income | $1,425,000 | 2,671 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,354,000 | 2,285 |
| Total interest expense | $1,079,000 | 1,659 |
| Net interest income | $4,275,000 | 2,447 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $139,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $16,000 | 6,348 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $123,000 | 4,477 |
| Total noninterest expense | $2,768,000 | 3,177 |
| Salaries and employee benefits | $1,735,000 | 2,846 |
| Premises and equipment expense | $208,000 | 4,188 |
| Additional noninterest expense | $825,000 | 3,427 |
| Pre-tax net operating income | $1,446,000 | 2,262 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $506,000 | 1,502 |
| Income before extraordinary items | $940,000 | 2,763 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $940,000 | 2,768 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $940,000 | 2,768 |
| Net charge-offs | $-50,000 | 6,549 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 582 |
| Net operating income | $940,000 | 2,660 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 2,336 |
| Total interest expense | $542,000 | 1,697 |
| Net interest income | $2,104,000 | 2,500 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $67,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 4,515 |
| Total noninterest expense | $1,361,000 | 3,237 |
| Salaries and employee benefits | $873,000 | 2,845 |
| Premises and equipment expense | $99,000 | 4,329 |
| Additional noninterest expense | $389,000 | 3,582 |
| Pre-tax net operating income | $710,000 | 2,251 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $248,000 | 1,516 |
| Income before extraordinary items | $462,000 | 2,741 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $462,000 | 2,745 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $462,000 | 2,744 |
| Net charge-offs | $-71,000 | 6,784 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 543 |
| Net operating income | $462,000 | 2,660 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,485,000 | 2,461 |
| Total interest expense | $2,177,000 | 1,996 |
| Net interest income | $8,308,000 | 2,584 |
| Provision for loan and lease losses | $640,000 | 2,380 |
| Total noninterest income | $15,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $29,000 | 6,538 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-14,000 | 6,611 |
| Total noninterest expense | $4,988,000 | 3,470 |
| Salaries and employee benefits | $3,180,000 | 2,998 |
| Premises and equipment expense | $390,000 | 4,362 |
| Additional noninterest expense | $1,418,000 | 3,922 |
| Pre-tax net operating income | $2,695,000 | 2,283 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $952,000 | 1,519 |
| Income before extraordinary items | $1,743,000 | 2,855 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,743,000 | 2,858 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,743,000 | 2,857 |
| Net charge-offs | $39,000 | 5,077 |
| Cash dividends | $3,500,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 665 |
| Net operating income | $1,743,000 | 2,732 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,806,000 | 2,522 |
| Total interest expense | $1,630,000 | 2,072 |
| Net interest income | $6,176,000 | 2,648 |
| Provision for loan and lease losses | $495,000 | 2,292 |
| Total noninterest income | $-69,000 | 7,014 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $21,000 | 6,638 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-90,000 | 6,896 |
| Total noninterest expense | $3,664,000 | 3,547 |
| Salaries and employee benefits | $2,357,000 | 3,052 |
| Premises and equipment expense | $292,000 | 4,415 |
| Additional noninterest expense | $1,015,000 | 4,069 |
| Pre-tax net operating income | $1,948,000 | 2,408 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $687,000 | 1,604 |
| Income before extraordinary items | $1,261,000 | 2,966 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,261,000 | 2,966 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,261,000 | 2,965 |
| Net charge-offs | $-24,000 | 6,786 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 619 |
| Net operating income | $1,261,000 | 2,821 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 2,551 |
| Total interest expense | $1,085,000 | 2,132 |
| Net interest income | $4,092,000 | 2,663 |
| Provision for loan and lease losses | $345,000 | 2,253 |
| Total noninterest income | $96,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $14,000 | 6,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 4,899 |
| Total noninterest expense | $2,564,000 | 3,441 |
| Salaries and employee benefits | $1,584,000 | 3,042 |
| Premises and equipment expense | $195,000 | 4,429 |
| Additional noninterest expense | $785,000 | 3,708 |
| Pre-tax net operating income | $1,279,000 | 2,400 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $451,000 | 1,589 |
| Income before extraordinary items | $828,000 | 2,962 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $828,000 | 2,962 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $828,000 | 2,962 |
| Net charge-offs | $-40,000 | 6,940 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 589 |
| Net operating income | $828,000 | 2,822 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 2,596 |
| Total interest expense | $545,000 | 2,194 |
| Net interest income | $2,015,000 | 2,709 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $73,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $65,000 | 4,337 |
| Total noninterest expense | $1,243,000 | 3,544 |
| Salaries and employee benefits | $798,000 | 3,034 |
| Premises and equipment expense | $88,000 | 4,696 |
| Additional noninterest expense | $357,000 | 3,928 |
| Pre-tax net operating income | $620,000 | 2,472 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $219,000 | 1,629 |
| Income before extraordinary items | $401,000 | 3,060 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $401,000 | 3,063 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $401,000 | 3,064 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 521 |
| Net operating income | $401,000 | 2,906 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,508,000 | 2,887 |
| Total interest expense | $2,376,000 | 2,423 |
| Net interest income | $7,132,000 | 3,028 |
| Provision for loan and lease losses | $980,000 | 2,444 |
| Total noninterest income | $169,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $29,000 | 6,628 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $140,000 | 4,927 |
| Total noninterest expense | $4,032,000 | 4,098 |
| Salaries and employee benefits | $2,689,000 | 3,369 |
| Premises and equipment expense | $262,000 | 5,516 |
| Additional noninterest expense | $1,081,000 | 4,727 |
| Pre-tax net operating income | $2,289,000 | 2,261 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $817,000 | 1,532 |
| Income before extraordinary items | $1,472,000 | 2,802 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,472,000 | 2,804 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,472,000 | 2,804 |
| Net charge-offs | $382,000 | 3,509 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 716 |
| Net operating income | $1,472,000 | 2,712 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,999,000 | 2,980 |
| Total interest expense | $1,811,000 | 2,468 |
| Net interest income | $5,188,000 | 3,113 |
| Provision for loan and lease losses | $650,000 | 2,545 |
| Total noninterest income | $90,000 | 6,356 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $24,000 | 6,630 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $66,000 | 5,529 |
| Total noninterest expense | $3,005,000 | 4,115 |
| Salaries and employee benefits | $2,003,000 | 3,392 |
| Premises and equipment expense | $185,000 | 5,685 |
| Additional noninterest expense | $817,000 | 4,730 |
| Pre-tax net operating income | $1,623,000 | 2,431 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $579,000 | 1,606 |
| Income before extraordinary items | $1,044,000 | 2,975 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,044,000 | 2,977 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,044,000 | 2,977 |
| Net charge-offs | $382,000 | 2,969 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 674 |
| Net operating income | $1,044,000 | 2,873 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,574,000 | 3,044 |
| Total interest expense | $1,220,000 | 2,524 |
| Net interest income | $3,354,000 | 3,213 |
| Provision for loan and lease losses | $360,000 | 2,724 |
| Total noninterest income | $57,000 | 6,449 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $17,000 | 6,640 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 5,679 |
| Total noninterest expense | $1,992,000 | 4,166 |
| Salaries and employee benefits | $1,325,000 | 3,433 |
| Premises and equipment expense | $117,000 | 5,807 |
| Additional noninterest expense | $550,000 | 4,748 |
| Pre-tax net operating income | $1,059,000 | 2,445 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $378,000 | 1,578 |
| Income before extraordinary items | $681,000 | 2,962 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $681,000 | 2,963 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $681,000 | 2,964 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 593 |
| Net operating income | $681,000 | 2,892 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 3,115 |
| Total interest expense | $605,000 | 2,620 |
| Net interest income | $1,631,000 | 3,268 |
| Provision for loan and lease losses | $155,000 | 2,715 |
| Total noninterest income | $32,000 | 6,430 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 5,644 |
| Total noninterest expense | $990,000 | 4,205 |
| Salaries and employee benefits | $668,000 | 3,441 |
| Premises and equipment expense | $58,000 | 5,891 |
| Additional noninterest expense | $264,000 | 4,855 |
| Pre-tax net operating income | $518,000 | 2,494 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $185,000 | 1,587 |
| Income before extraordinary items | $333,000 | 3,021 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $333,000 | 3,020 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $333,000 | 3,021 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 528 |
| Net operating income | $333,000 | 2,965 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,447,000 | 3,403 |
| Total interest expense | $2,647,000 | 2,854 |
| Net interest income | $5,800,000 | 3,565 |
| Provision for loan and lease losses | $631,000 | 3,758 |
| Total noninterest income | $309,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 6,460 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $274,000 | 4,093 |
| Total noninterest expense | $3,568,000 | 4,541 |
| Salaries and employee benefits | $2,355,000 | 3,759 |
| Premises and equipment expense | $251,000 | 5,799 |
| Additional noninterest expense | $962,000 | 5,198 |
| Pre-tax net operating income | $1,910,000 | 2,323 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $685,000 | 1,590 |
| Income before extraordinary items | $1,225,000 | 2,870 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,225,000 | 2,867 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,225,000 | 2,871 |
| Net charge-offs | $49,000 | 5,925 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 858 |
| Net operating income | $1,225,000 | 2,769 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,194,000 | 3,532 |
| Total interest expense | $2,007,000 | 2,939 |
| Net interest income | $4,187,000 | 3,715 |
| Provision for loan and lease losses | $431,000 | 3,796 |
| Total noninterest income | $239,000 | 5,402 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $25,000 | 6,566 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $214,000 | 4,076 |
| Total noninterest expense | $2,686,000 | 4,539 |
| Salaries and employee benefits | $1,773,000 | 3,778 |
| Premises and equipment expense | $194,000 | 5,791 |
| Additional noninterest expense | $719,000 | 5,193 |
| Pre-tax net operating income | $1,309,000 | 2,619 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $476,000 | 1,721 |
| Income before extraordinary items | $833,000 | 3,214 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $833,000 | 3,212 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $833,000 | 3,214 |
| Net charge-offs | $49,000 | 5,513 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 750 |
| Net operating income | $833,000 | 3,093 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 3,658 |
| Total interest expense | $1,328,000 | 3,073 |
| Net interest income | $2,659,000 | 3,854 |
| Provision for loan and lease losses | $331,000 | 3,467 |
| Total noninterest income | $40,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $25,000 | 6,306 |
| Total noninterest expense | $1,608,000 | 4,852 |
| Salaries and employee benefits | $1,007,000 | 4,278 |
| Premises and equipment expense | $133,000 | 5,759 |
| Additional noninterest expense | $468,000 | 5,262 |
| Pre-tax net operating income | $760,000 | 2,880 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $284,000 | 1,794 |
| Income before extraordinary items | $476,000 | 3,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $476,000 | 3,499 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $476,000 | 3,501 |
| Net charge-offs | $49,000 | 4,905 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 463 |
| Net operating income | $476,000 | 3,390 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 3,857 |
| Total interest expense | $666,000 | 3,171 |
| Net interest income | $1,236,000 | 4,065 |
| Provision for loan and lease losses | $130,000 | 3,611 |
| Total noninterest income | $18,000 | 7,169 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $764,000 | 5,062 |
| Salaries and employee benefits | $473,000 | 4,506 |
| Premises and equipment expense | $66,000 | 5,857 |
| Additional noninterest expense | $225,000 | 5,408 |
| Pre-tax net operating income | $360,000 | 3,020 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $135,000 | 1,827 |
| Income before extraordinary items | $225,000 | 3,668 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $225,000 | 3,665 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $225,000 | 3,667 |
| Net charge-offs | $49,000 | 3,726 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 390 |
| Net operating income | $225,000 | 3,538 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,321,000 | 4,466 |
| Total interest expense | $2,648,000 | 3,746 |
| Net interest income | $3,673,000 | 4,833 |
| Provision for loan and lease losses | $604,000 | 4,244 |
| Total noninterest income | $1,013,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $30,000 | 6,767 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $983,000 | 2,162 |
| Total noninterest expense | $2,723,000 | 5,450 |
| Salaries and employee benefits | $1,571,000 | 5,062 |
| Premises and equipment expense | $204,000 | 6,452 |
| Additional noninterest expense | $948,000 | 5,379 |
| Pre-tax net operating income | $1,359,000 | 2,499 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $516,000 | 1,526 |
| Income before extraordinary items | $843,000 | 3,059 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $843,000 | 3,058 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $843,000 | 3,058 |
| Net charge-offs | $38,000 | 6,369 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 666 |
| Net operating income | $843,000 | 2,996 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,466,000 | 4,697 |
| Total interest expense | $1,983,000 | 3,870 |
| Net interest income | $2,483,000 | 5,119 |
| Provision for loan and lease losses | $439,000 | 4,039 |
| Total noninterest income | $852,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $21,000 | 6,845 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $831,000 | 2,073 |
| Total noninterest expense | $2,030,000 | 5,473 |
| Salaries and employee benefits | $1,157,000 | 5,150 |
| Premises and equipment expense | $147,000 | 6,569 |
| Additional noninterest expense | $726,000 | 5,303 |
| Pre-tax net operating income | $866,000 | 2,990 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $335,000 | 1,814 |
| Income before extraordinary items | $531,000 | 3,584 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $531,000 | 3,581 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $531,000 | 3,584 |
| Net charge-offs | $38,000 | 5,868 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 586 |
| Net operating income | $531,000 | 3,496 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 4,893 |
| Total interest expense | $1,316,000 | 3,998 |
| Net interest income | $1,504,000 | 5,401 |
| Provision for loan and lease losses | $214,000 | 4,236 |
| Total noninterest income | $61,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $14,000 | 6,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $47,000 | 5,912 |
| Total noninterest expense | $1,216,000 | 5,819 |
| Salaries and employee benefits | $676,000 | 5,606 |
| Premises and equipment expense | $89,000 | 6,779 |
| Additional noninterest expense | $451,000 | 5,525 |
| Pre-tax net operating income | $135,000 | 5,017 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $73,000 | 2,875 |
| Income before extraordinary items | $62,000 | 5,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 5,481 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $62,000 | 5,481 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 568 |
| Net operating income | $62,000 | 5,401 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 5,089 |
| Total interest expense | $655,000 | 4,124 |
| Net interest income | $676,000 | 5,679 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $23,000 | 7,294 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $598,000 | 5,829 |
| Salaries and employee benefits | $331,000 | 5,725 |
| Premises and equipment expense | $43,000 | 6,870 |
| Additional noninterest expense | $224,000 | 5,279 |
| Pre-tax net operating income | $26,000 | 5,941 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $22,000 | 3,499 |
| Income before extraordinary items | $4,000 | 6,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,000 | 6,358 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $4,000 | 6,358 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 464 |
| Net operating income | $4,000 | 6,208 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 6,018 |
| Total interest expense | $2,083,000 | 5,200 |
| Net interest income | $1,900,000 | 6,532 |
| Provision for loan and lease losses | $646,000 | 3,370 |
| Total noninterest income | $89,000 | 7,408 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 7,038 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $69,000 | 6,401 |
| Total noninterest expense | $1,834,000 | 6,447 |
| Salaries and employee benefits | $1,136,000 | 6,126 |
| Premises and equipment expense | $150,000 | 7,144 |
| Additional noninterest expense | $548,000 | 6,428 |
| Pre-tax net operating income | $-491,000 | 6,760 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-498,000 | 7,495 |
| Income before extraordinary items | $7,000 | 6,198 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 739 |
| Net operating income | $7,000 | 6,335 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,755,000 | 6,285 |
| Total interest expense | $1,431,000 | 5,553 |
| Net interest income | $1,324,000 | 6,726 |
| Provision for loan and lease losses | $541,000 | 2,622 |
| Total noninterest income | $79,000 | 7,360 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $12,000 | 7,142 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 6,203 |
| Total noninterest expense | $1,363,000 | 6,472 |
| Salaries and employee benefits | $836,000 | 6,173 |
| Premises and equipment expense | $105,000 | 7,295 |
| Additional noninterest expense | $422,000 | 6,346 |
| Pre-tax net operating income | $-501,000 | 7,266 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-501,000 | 7,197 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-501,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 627 |
| Net operating income | $-501,000 | 7,333 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 6,555 |
| Total interest expense | $851,000 | 5,967 |
| Net interest income | $801,000 | 6,961 |
| Provision for loan and lease losses | $419,000 | 2,116 |
| Total noninterest income | $20,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $6,000 | 7,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $858,000 | 6,644 |
| Salaries and employee benefits | $532,000 | 6,347 |
| Premises and equipment expense | $70,000 | 7,346 |
| Additional noninterest expense | $256,000 | 6,592 |
| Pre-tax net operating income | $-456,000 | 7,573 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-456,000 | 7,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-456,000 | 7,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 553 |
| Net operating income | $-456,000 | 7,639 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $741,000 | 6,863 |
| Total interest expense | $372,000 | 6,388 |
| Net interest income | $369,000 | 7,156 |
| Provision for loan and lease losses | $241,000 | 1,631 |
| Total noninterest income | $9,000 | 8,079 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,000 | 7,305 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $416,000 | 6,726 |
| Salaries and employee benefits | $260,000 | 6,431 |
| Premises and equipment expense | $34,000 | 7,392 |
| Additional noninterest expense | $122,000 | 6,687 |
| Pre-tax net operating income | $-279,000 | 7,880 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-279,000 | 7,954 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-279,000 | 7,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 450 |
| Net operating income | $-279,000 | 7,928 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 8,356 |
| Total interest expense | $227,000 | 8,276 |
| Net interest income | $382,000 | 8,365 |
| Provision for loan and lease losses | $491,000 | 2,356 |
| Total noninterest income | $100,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,000 | 7,438 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $98,000 | 6,242 |
| Total noninterest expense | $1,162,000 | 7,417 |
| Salaries and employee benefits | $397,000 | 8,065 |
| Premises and equipment expense | $53,000 | 8,220 |
| Additional noninterest expense | $712,000 | 5,683 |
| Pre-tax net operating income | $-1,171,000 | 8,103 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,171,000 | 8,155 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,171,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $11,071,000 | 168 |
| Net operating income | $-1,171,000 | 8,145 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $112,000 | 8,537 |
| Total interest expense | $9,000 | 8,534 |
| Net interest income | $103,000 | 8,525 |
| Provision for loan and lease losses | $198,000 | 3,034 |
| Total noninterest income | $92,000 | 7,410 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $92,000 | 5,943 |
| Total noninterest expense | $756,000 | 7,620 |
| Salaries and employee benefits | $134,000 | 8,455 |
| Premises and equipment expense | $21,000 | 8,416 |
| Additional noninterest expense | $601,000 | 5,290 |
| Pre-tax net operating income | $-759,000 | 8,210 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-759,000 | 8,251 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-759,000 | 8,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $11,016,000 | 123 |
| Net operating income | $-759,000 | 8,243 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.