Home > Columbus Bank and Trust Company > Income and Expense
Columbus Bank and Trust Company, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $7,516,000 | 4,256 |
Total interest expense | $3,330,000 | 4,338 |
Net interest income | $4,186,000 | 4,152 |
Provision for loan and lease losses | $60,000 | 5,704 |
Total noninterest income | $649,000 | 4,328 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $194,000 | 5,786 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $455,000 | 3,048 |
Total noninterest expense | $2,766,000 | 4,572 |
Salaries and employee benefits | $1,253,000 | 5,023 |
Premises and equipment expense | $302,000 | 5,593 |
Additional noninterest expense | $1,211,000 | 3,708 |
Pre-tax net operating income | $2,009,000 | 3,486 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $732,000 | 3,120 |
Income before extraordinary items | $1,277,000 | 3,744 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,277,000 | 3,740 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 5,247 |
Cash dividends | $600,000 | 2,907 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,277,000 | 3,717 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $6,083,000 | 4,802 |
Total interest expense | $2,054,000 | 5,487 |
Net interest income | $4,029,000 | 4,347 |
Provision for loan and lease losses | $50,000 | 6,087 |
Total noninterest income | $759,000 | 3,882 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $210,000 | 5,673 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $549,000 | 2,771 |
Total noninterest expense | $2,552,000 | 5,067 |
Salaries and employee benefits | $1,267,000 | 5,003 |
Premises and equipment expense | $235,000 | 6,780 |
Additional noninterest expense | $1,050,000 | 4,521 |
Pre-tax net operating income | $2,186,000 | 3,191 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $814,000 | 2,724 |
Income before extraordinary items | $1,372,000 | 3,421 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,372,000 | 3,429 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $86,000 | 3,999 |
Cash dividends | $833,000 | 2,209 |
Sale, conversion, retirement of capital stock, net | $-1,554,000 | 12,581 |
Net operating income | $1,372,000 | 3,456 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $5,648,000 | 5,214 |
Total interest expense | $1,763,000 | 6,439 |
Net interest income | $3,885,000 | 4,522 |
Provision for loan and lease losses | $60,000 | 6,949 |
Total noninterest income | $1,338,000 | 2,677 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $232,000 | 5,385 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,106,000 | 1,906 |
Total noninterest expense | $2,704,000 | 4,923 |
Salaries and employee benefits | $1,378,000 | 4,625 |
Premises and equipment expense | $324,000 | 5,535 |
Additional noninterest expense | $1,002,000 | 4,914 |
Pre-tax net operating income | $2,459,000 | 2,746 |
Securities gains (losses) | $-25,000 | 12,965 |
Applicable income taxes | $1,008,000 | 2,244 |
Income before extraordinary items | $1,426,000 | 3,393 |
Extraordinary gains, net | $138,000 | 1,310 |
Net income | $1,564,000 | 3,205 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-118,000 | 12,988 |
Cash dividends | $933,000 | 1,889 |
Sale, conversion, retirement of capital stock, net | $-205,000 | 13,212 |
Net operating income | $1,442,000 | 3,185 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $6,052,000 | 5,448 |
Total interest expense | $2,312,000 | 6,375 |
Net interest income | $3,740,000 | 4,739 |
Provision for loan and lease losses | $310,000 | 4,033 |
Total noninterest income | $1,111,000 | 3,043 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $212,000 | 5,774 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $899,000 | 2,148 |
Total noninterest expense | $2,326,000 | 5,632 |
Salaries and employee benefits | $1,327,000 | 4,731 |
Premises and equipment expense | $360,000 | 5,258 |
Additional noninterest expense | $639,000 | 7,185 |
Pre-tax net operating income | $2,215,000 | 2,815 |
Securities gains (losses) | $27,000 | 5,154 |
Applicable income taxes | $832,000 | 2,503 |
Income before extraordinary items | $1,410,000 | 3,257 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,410,000 | 3,297 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $146,000 | 4,954 |
Cash dividends | $1,834,000 | 927 |
Sale, conversion, retirement of capital stock, net | $359,000 | 617 |
Net operating income | $1,392,720 | 3,057 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.