Home > Columbia River Bank > Income and Expense
Columbia River Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $47,496,000 | 695 |
| Total interest expense | $20,876,000 | 546 |
| Net interest income | $26,620,000 | 815 |
| Provision for loan and lease losses | $49,350,000 | 247 |
| Total noninterest income | $8,702,000 | 718 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $4,701,000 | 364 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,001,000 | 845 |
| Total noninterest expense | $41,802,000 | 517 |
| Salaries and employee benefits | $17,243,000 | 555 |
| Premises and equipment expense | $6,411,000 | 420 |
| Additional noninterest expense | $18,148,000 | 472 |
| Pre-tax net operating income | $-55,830,000 | 7,872 |
| Securities gains (losses) | $297,000 | 1,250 |
| Applicable income taxes | $-5,922,000 | 7,797 |
| Income before extraordinary items | $-49,611,000 | 7,871 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-49,611,000 | 7,871 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-49,611,000 | 7,871 |
| Net charge-offs | $56,515,000 | 180 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 947 |
| Net operating income | $-49,875,330 | 7,874 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $36,833,000 | 684 |
| Total interest expense | $16,664,000 | 543 |
| Net interest income | $20,169,000 | 806 |
| Provision for loan and lease losses | $44,350,000 | 219 |
| Total noninterest income | $5,439,000 | 818 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $3,593,000 | 358 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,846,000 | 1,222 |
| Total noninterest expense | $30,516,000 | 533 |
| Salaries and employee benefits | $12,872,000 | 577 |
| Premises and equipment expense | $4,832,000 | 434 |
| Additional noninterest expense | $12,812,000 | 474 |
| Pre-tax net operating income | $-49,258,000 | 7,980 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $2,223,000 | 429 |
| Income before extraordinary items | $-51,479,000 | 7,992 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-51,479,000 | 7,991 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-51,479,000 | 7,991 |
| Net charge-offs | $49,235,000 | 170 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 940 |
| Net operating income | $-51,481,000 | 7,992 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,992,000 | 684 |
| Total interest expense | $11,589,000 | 547 |
| Net interest income | $13,403,000 | 805 |
| Provision for loan and lease losses | $24,100,000 | 256 |
| Total noninterest income | $4,616,000 | 695 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,371,000 | 358 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,245,000 | 806 |
| Total noninterest expense | $21,320,000 | 520 |
| Salaries and employee benefits | $8,694,000 | 572 |
| Premises and equipment expense | $3,242,000 | 441 |
| Additional noninterest expense | $9,384,000 | 445 |
| Pre-tax net operating income | $-27,401,000 | 8,051 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $2,223,000 | 319 |
| Income before extraordinary items | $-29,622,000 | 8,073 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-29,622,000 | 8,072 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-29,622,000 | 8,072 |
| Net charge-offs | $25,849,000 | 195 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 721 |
| Net operating income | $-29,624,000 | 8,067 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,886,000 | 667 |
| Total interest expense | $6,123,000 | 536 |
| Net interest income | $6,763,000 | 796 |
| Provision for loan and lease losses | $9,700,000 | 259 |
| Total noninterest income | $2,361,000 | 668 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,169,000 | 352 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,192,000 | 731 |
| Total noninterest expense | $10,886,000 | 479 |
| Salaries and employee benefits | $4,240,000 | 585 |
| Premises and equipment expense | $1,648,000 | 437 |
| Additional noninterest expense | $4,998,000 | 386 |
| Pre-tax net operating income | $-11,462,000 | 8,115 |
| Securities gains (losses) | $-2,000 | 7,731 |
| Applicable income taxes | $-4,654,000 | 8,152 |
| Income before extraordinary items | $-6,810,000 | 8,093 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,810,000 | 8,092 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-6,810,000 | 8,093 |
| Net charge-offs | $10,970,000 | 199 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 605 |
| Net operating income | $-6,808,720 | 8,093 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $64,948,000 | 578 |
| Total interest expense | $24,346,000 | 654 |
| Net interest income | $40,602,000 | 546 |
| Provision for loan and lease losses | $43,110,000 | 212 |
| Total noninterest income | $11,045,000 | 548 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,864,000 | 354 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,181,000 | 548 |
| Total noninterest expense | $46,412,000 | 456 |
| Salaries and employee benefits | $20,162,000 | 477 |
| Premises and equipment expense | $5,852,000 | 468 |
| Additional noninterest expense | $20,398,000 | 387 |
| Pre-tax net operating income | $-37,875,000 | 8,178 |
| Securities gains (losses) | $16,000 | 2,295 |
| Applicable income taxes | $-12,498,000 | 8,198 |
| Income before extraordinary items | $-25,361,000 | 8,129 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-25,361,000 | 8,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,573,000 | 193 |
| Cash dividends | $2,400,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $237,000 | 724 |
| Net operating income | $-25,371,720 | 8,146 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $51,320,000 | 567 |
| Total interest expense | $17,570,000 | 710 |
| Net interest income | $33,750,000 | 501 |
| Provision for loan and lease losses | $34,100,000 | 176 |
| Total noninterest income | $8,969,000 | 544 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,572,000 | 370 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,397,000 | 520 |
| Total noninterest expense | $29,702,000 | 507 |
| Salaries and employee benefits | $15,900,000 | 471 |
| Premises and equipment expense | $4,318,000 | 480 |
| Additional noninterest expense | $9,484,000 | 516 |
| Pre-tax net operating income | $-21,083,000 | 8,289 |
| Securities gains (losses) | $18,000 | 2,081 |
| Applicable income taxes | $-8,167,000 | 8,302 |
| Income before extraordinary items | $-12,898,000 | 8,241 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-12,898,000 | 8,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,128,000 | 159 |
| Cash dividends | $2,400,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 522 |
| Net operating income | $-12,909,520 | 8,268 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $35,143,000 | 559 |
| Total interest expense | $11,581,000 | 739 |
| Net interest income | $23,562,000 | 482 |
| Provision for loan and lease losses | $8,700,000 | 305 |
| Total noninterest income | $7,141,000 | 496 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,354,000 | 372 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,787,000 | 448 |
| Total noninterest expense | $19,963,000 | 502 |
| Salaries and employee benefits | $10,478,000 | 484 |
| Premises and equipment expense | $2,481,000 | 556 |
| Additional noninterest expense | $7,004,000 | 467 |
| Pre-tax net operating income | $2,040,000 | 1,667 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $307,000 | 2,191 |
| Income before extraordinary items | $1,733,000 | 1,577 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,733,000 | 1,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,775,000 | 445 |
| Cash dividends | $2,400,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $187,000 | 429 |
| Net operating income | $1,733,000 | 1,546 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $18,450,000 | 550 |
| Total interest expense | $6,102,000 | 755 |
| Net interest income | $12,348,000 | 459 |
| Provision for loan and lease losses | $3,049,000 | 299 |
| Total noninterest income | $3,192,000 | 542 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,131,000 | 378 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,061,000 | 498 |
| Total noninterest expense | $10,007,000 | 492 |
| Salaries and employee benefits | $5,624,000 | 455 |
| Premises and equipment expense | $1,401,000 | 498 |
| Additional noninterest expense | $2,982,000 | 508 |
| Pre-tax net operating income | $2,484,000 | 760 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $914,000 | 630 |
| Income before extraordinary items | $1,570,000 | 960 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,570,000 | 962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $959,000 | 471 |
| Cash dividends | $1,200,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 479 |
| Net operating income | $1,570,000 | 920 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $79,413,000 | 543 |
| Total interest expense | $26,147,000 | 748 |
| Net interest income | $53,266,000 | 435 |
| Provision for loan and lease losses | $4,740,000 | 426 |
| Total noninterest income | $11,526,000 | 556 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $4,289,000 | 406 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $7,237,000 | 510 |
| Total noninterest expense | $34,695,000 | 539 |
| Salaries and employee benefits | $19,432,000 | 503 |
| Premises and equipment expense | $4,923,000 | 537 |
| Additional noninterest expense | $10,340,000 | 564 |
| Pre-tax net operating income | $25,357,000 | 390 |
| Securities gains (losses) | $-6,000 | 7,432 |
| Applicable income taxes | $9,418,000 | 344 |
| Income before extraordinary items | $15,933,000 | 421 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,933,000 | 418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,709,000 | 391 |
| Cash dividends | $6,300,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $457,000 | 553 |
| Net operating income | $15,936,840 | 415 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $59,745,000 | 539 |
| Total interest expense | $19,713,000 | 738 |
| Net interest income | $40,032,000 | 436 |
| Provision for loan and lease losses | $4,150,000 | 296 |
| Total noninterest income | $8,421,000 | 564 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,158,000 | 406 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,263,000 | 528 |
| Total noninterest expense | $26,244,000 | 532 |
| Salaries and employee benefits | $14,988,000 | 491 |
| Premises and equipment expense | $3,579,000 | 548 |
| Additional noninterest expense | $7,677,000 | 553 |
| Pre-tax net operating income | $18,059,000 | 434 |
| Securities gains (losses) | $-5,000 | 7,616 |
| Applicable income taxes | $6,725,000 | 387 |
| Income before extraordinary items | $11,329,000 | 489 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $11,329,000 | 487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,571,000 | 263 |
| Cash dividends | $4,900,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $340,000 | 480 |
| Net operating income | $11,332,200 | 480 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $39,361,000 | 561 |
| Total interest expense | $12,931,000 | 759 |
| Net interest income | $26,430,000 | 452 |
| Provision for loan and lease losses | $3,350,000 | 233 |
| Total noninterest income | $5,714,000 | 579 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,052,000 | 423 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,662,000 | 538 |
| Total noninterest expense | $17,337,000 | 550 |
| Salaries and employee benefits | $9,878,000 | 515 |
| Premises and equipment expense | $2,366,000 | 575 |
| Additional noninterest expense | $5,093,000 | 569 |
| Pre-tax net operating income | $11,457,000 | 476 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,302,000 | 428 |
| Income before extraordinary items | $7,155,000 | 540 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,155,000 | 539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,325,000 | 187 |
| Cash dividends | $3,200,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $268,000 | 397 |
| Net operating income | $7,155,000 | 528 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $18,897,000 | 569 |
| Total interest expense | $5,922,000 | 826 |
| Net interest income | $12,975,000 | 454 |
| Provision for loan and lease losses | $1,025,000 | 295 |
| Total noninterest income | $2,724,000 | 587 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $971,000 | 428 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,753,000 | 548 |
| Total noninterest expense | $8,536,000 | 561 |
| Salaries and employee benefits | $4,829,000 | 532 |
| Premises and equipment expense | $1,207,000 | 565 |
| Additional noninterest expense | $2,500,000 | 571 |
| Pre-tax net operating income | $6,138,000 | 465 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,299,000 | 414 |
| Income before extraordinary items | $3,839,000 | 505 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,839,000 | 504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,113,000 | 219 |
| Cash dividends | $1,500,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 424 |
| Net operating income | $3,839,000 | 494 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $70,576,000 | 573 |
| Total interest expense | $17,649,000 | 946 |
| Net interest income | $52,927,000 | 433 |
| Provision for loan and lease losses | $2,900,000 | 384 |
| Total noninterest income | $9,487,000 | 638 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,193,000 | 406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,294,000 | 653 |
| Total noninterest expense | $31,943,000 | 567 |
| Salaries and employee benefits | $19,479,000 | 484 |
| Premises and equipment expense | $4,033,000 | 644 |
| Additional noninterest expense | $8,431,000 | 645 |
| Pre-tax net operating income | $27,571,000 | 436 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $10,325,000 | 385 |
| Income before extraordinary items | $17,246,000 | 479 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $17,246,000 | 478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,593,000 | 473 |
| Cash dividends | $5,732,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $670,000 | 550 |
| Net operating income | $17,246,000 | 466 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $51,045,000 | 600 |
| Total interest expense | $12,206,000 | 1,001 |
| Net interest income | $38,839,000 | 462 |
| Provision for loan and lease losses | $2,150,000 | 370 |
| Total noninterest income | $7,085,000 | 658 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,162,000 | 408 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,923,000 | 665 |
| Total noninterest expense | $23,686,000 | 593 |
| Salaries and employee benefits | $14,679,000 | 500 |
| Premises and equipment expense | $2,938,000 | 679 |
| Additional noninterest expense | $6,069,000 | 687 |
| Pre-tax net operating income | $20,088,000 | 463 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $7,425,000 | 422 |
| Income before extraordinary items | $12,663,000 | 500 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $12,663,000 | 499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,069,000 | 436 |
| Cash dividends | $4,032,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 682 |
| Net operating income | $12,663,000 | 486 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $32,159,000 | 617 |
| Total interest expense | $7,292,000 | 1,048 |
| Net interest income | $24,867,000 | 478 |
| Provision for loan and lease losses | $1,820,000 | 295 |
| Total noninterest income | $4,530,000 | 682 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,261,000 | 379 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,269,000 | 734 |
| Total noninterest expense | $14,781,000 | 628 |
| Salaries and employee benefits | $8,955,000 | 558 |
| Premises and equipment expense | $1,863,000 | 715 |
| Additional noninterest expense | $3,963,000 | 699 |
| Pre-tax net operating income | $12,796,000 | 473 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,729,000 | 437 |
| Income before extraordinary items | $8,067,000 | 511 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,067,000 | 510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $985,000 | 343 |
| Cash dividends | $3,310,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 660 |
| Net operating income | $8,067,000 | 501 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $15,541,000 | 618 |
| Total interest expense | $3,518,000 | 1,030 |
| Net interest income | $12,023,000 | 488 |
| Provision for loan and lease losses | $550,000 | 441 |
| Total noninterest income | $2,222,000 | 677 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,101,000 | 378 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,121,000 | 735 |
| Total noninterest expense | $7,226,000 | 634 |
| Salaries and employee benefits | $4,371,000 | 565 |
| Premises and equipment expense | $914,000 | 712 |
| Additional noninterest expense | $1,941,000 | 712 |
| Pre-tax net operating income | $6,469,000 | 466 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,392,000 | 429 |
| Income before extraordinary items | $4,077,000 | 510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,077,000 | 509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 315 |
| Cash dividends | $1,610,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 629 |
| Net operating income | $4,077,000 | 500 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $53,549,000 | 622 |
| Total interest expense | $11,019,000 | 1,014 |
| Net interest income | $42,530,000 | 519 |
| Provision for loan and lease losses | $3,115,000 | 349 |
| Total noninterest income | $9,790,000 | 636 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $4,611,000 | 367 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,179,000 | 665 |
| Total noninterest expense | $26,268,000 | 657 |
| Salaries and employee benefits | $15,737,000 | 585 |
| Premises and equipment expense | $3,323,000 | 730 |
| Additional noninterest expense | $7,208,000 | 735 |
| Pre-tax net operating income | $22,937,000 | 484 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $8,061,000 | 449 |
| Income before extraordinary items | $14,875,000 | 526 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $14,875,000 | 526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,774,000 | 439 |
| Cash dividends | $4,611,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $14,875,650 | 512 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $38,863,000 | 624 |
| Total interest expense | $7,887,000 | 999 |
| Net interest income | $30,976,000 | 532 |
| Provision for loan and lease losses | $2,080,000 | 367 |
| Total noninterest income | $7,504,000 | 628 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,510,000 | 368 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,994,000 | 653 |
| Total noninterest expense | $19,286,000 | 664 |
| Salaries and employee benefits | $11,472,000 | 594 |
| Premises and equipment expense | $2,496,000 | 725 |
| Additional noninterest expense | $5,318,000 | 740 |
| Pre-tax net operating income | $17,114,000 | 483 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $5,959,000 | 462 |
| Income before extraordinary items | $11,154,000 | 518 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,154,000 | 517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,063,000 | 477 |
| Cash dividends | $3,311,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $11,154,650 | 506 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $24,874,000 | 630 |
| Total interest expense | $5,007,000 | 980 |
| Net interest income | $19,867,000 | 546 |
| Provision for loan and lease losses | $850,000 | 598 |
| Total noninterest income | $5,005,000 | 625 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,305,000 | 363 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,700,000 | 641 |
| Total noninterest expense | $12,544,000 | 673 |
| Salaries and employee benefits | $7,443,000 | 602 |
| Premises and equipment expense | $1,656,000 | 725 |
| Additional noninterest expense | $3,445,000 | 757 |
| Pre-tax net operating income | $11,478,000 | 476 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $4,127,000 | 449 |
| Income before extraordinary items | $7,350,000 | 516 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,350,000 | 515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 793 |
| Cash dividends | $2,011,000 | 706 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $7,350,640 | 504 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,165,000 | 621 |
| Total interest expense | $2,439,000 | 963 |
| Net interest income | $9,726,000 | 546 |
| Provision for loan and lease losses | $200,000 | 1,128 |
| Total noninterest income | $2,150,000 | 669 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,144,000 | 344 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,006,000 | 785 |
| Total noninterest expense | $5,975,000 | 703 |
| Salaries and employee benefits | $3,539,000 | 626 |
| Premises and equipment expense | $842,000 | 709 |
| Additional noninterest expense | $1,594,000 | 795 |
| Pre-tax net operating income | $5,701,000 | 478 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,040,000 | 455 |
| Income before extraordinary items | $3,661,000 | 519 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,661,000 | 519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 909 |
| Cash dividends | $800,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,661,000 | 500 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $42,684,000 | 659 |
| Total interest expense | $7,050,000 | 1,154 |
| Net interest income | $35,634,000 | 573 |
| Provision for loan and lease losses | $2,760,000 | 413 |
| Total noninterest income | $7,911,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,557,000 | 374 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,354,000 | 909 |
| Total noninterest expense | $22,584,000 | 719 |
| Salaries and employee benefits | $12,990,000 | 652 |
| Premises and equipment expense | $2,811,000 | 810 |
| Additional noninterest expense | $6,783,000 | 756 |
| Pre-tax net operating income | $18,201,000 | 532 |
| Securities gains (losses) | $-7,000 | 8,135 |
| Applicable income taxes | $6,575,000 | 496 |
| Income before extraordinary items | $11,619,000 | 586 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,619,000 | 587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,188,000 | 683 |
| Cash dividends | $3,300,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $11,623,480 | 565 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $31,156,000 | 668 |
| Total interest expense | $4,842,000 | 1,241 |
| Net interest income | $26,314,000 | 574 |
| Provision for loan and lease losses | $2,640,000 | 346 |
| Total noninterest income | $5,186,000 | 826 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,369,000 | 389 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,817,000 | 1,166 |
| Total noninterest expense | $16,590,000 | 721 |
| Salaries and employee benefits | $9,537,000 | 662 |
| Premises and equipment expense | $2,004,000 | 841 |
| Additional noninterest expense | $5,049,000 | 751 |
| Pre-tax net operating income | $12,270,000 | 576 |
| Securities gains (losses) | $-7,000 | 8,426 |
| Applicable income taxes | $4,433,000 | 529 |
| Income before extraordinary items | $7,830,000 | 653 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,830,000 | 654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,102,000 | 528 |
| Cash dividends | $2,500,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,834,480 | 627 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,952,000 | 686 |
| Total interest expense | $2,888,000 | 1,376 |
| Net interest income | $17,064,000 | 580 |
| Provision for loan and lease losses | $2,090,000 | 309 |
| Total noninterest income | $3,229,000 | 862 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,200,000 | 396 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,029,000 | 1,295 |
| Total noninterest expense | $10,854,000 | 736 |
| Salaries and employee benefits | $6,197,000 | 681 |
| Premises and equipment expense | $1,274,000 | 879 |
| Additional noninterest expense | $3,383,000 | 750 |
| Pre-tax net operating income | $7,349,000 | 626 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,621,000 | 587 |
| Income before extraordinary items | $4,728,000 | 705 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,728,000 | 705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 527 |
| Cash dividends | $1,800,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,728,000 | 674 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,606,000 | 723 |
| Total interest expense | $1,398,000 | 1,431 |
| Net interest income | $8,208,000 | 603 |
| Provision for loan and lease losses | $700,000 | 404 |
| Total noninterest income | $1,432,000 | 948 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,034,000 | 416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $398,000 | 1,538 |
| Total noninterest expense | $5,476,000 | 737 |
| Salaries and employee benefits | $3,143,000 | 683 |
| Premises and equipment expense | $637,000 | 893 |
| Additional noninterest expense | $1,696,000 | 736 |
| Pre-tax net operating income | $3,464,000 | 643 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,223,000 | 630 |
| Income before extraordinary items | $2,241,000 | 744 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,241,000 | 744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 465 |
| Cash dividends | $900,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,241,000 | 687 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,209,000 | 741 |
| Total interest expense | $6,563,000 | 1,353 |
| Net interest income | $31,646,000 | 606 |
| Provision for loan and lease losses | $2,575,000 | 544 |
| Total noninterest income | $8,151,000 | 771 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,214,000 | 408 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,937,000 | 908 |
| Total noninterest expense | $21,012,000 | 767 |
| Salaries and employee benefits | $12,553,000 | 677 |
| Premises and equipment expense | $2,379,000 | 952 |
| Additional noninterest expense | $6,080,000 | 844 |
| Pre-tax net operating income | $16,210,000 | 559 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $6,098,000 | 535 |
| Income before extraordinary items | $10,117,000 | 649 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,117,000 | 651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,380,000 | 490 |
| Cash dividends | $2,905,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,113,800 | 609 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $28,700,000 | 760 |
| Total interest expense | $5,050,000 | 1,377 |
| Net interest income | $23,650,000 | 618 |
| Provision for loan and lease losses | $2,400,000 | 455 |
| Total noninterest income | $6,107,000 | 797 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,116,000 | 420 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,991,000 | 926 |
| Total noninterest expense | $15,896,000 | 776 |
| Salaries and employee benefits | $9,716,000 | 676 |
| Premises and equipment expense | $1,806,000 | 944 |
| Additional noninterest expense | $4,374,000 | 885 |
| Pre-tax net operating income | $11,461,000 | 605 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $4,143,000 | 598 |
| Income before extraordinary items | $7,323,000 | 701 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,323,000 | 702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,213,000 | 409 |
| Cash dividends | $2,130,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,319,800 | 655 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,966,000 | 769 |
| Total interest expense | $3,413,000 | 1,420 |
| Net interest income | $15,553,000 | 622 |
| Provision for loan and lease losses | $2,000,000 | 389 |
| Total noninterest income | $3,800,000 | 826 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,017,000 | 429 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,783,000 | 990 |
| Total noninterest expense | $10,418,000 | 784 |
| Salaries and employee benefits | $6,362,000 | 690 |
| Premises and equipment expense | $1,202,000 | 952 |
| Additional noninterest expense | $2,854,000 | 905 |
| Pre-tax net operating income | $6,935,000 | 659 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $2,526,000 | 646 |
| Income before extraordinary items | $4,414,000 | 770 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,414,000 | 771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,969,000 | 334 |
| Cash dividends | $1,420,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,410,800 | 709 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,390,000 | 788 |
| Total interest expense | $1,709,000 | 1,451 |
| Net interest income | $7,682,000 | 631 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $1,964,000 | 786 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $949,000 | 442 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,015,000 | 880 |
| Total noninterest expense | $5,135,000 | 793 |
| Salaries and employee benefits | $3,234,000 | 677 |
| Premises and equipment expense | $602,000 | 957 |
| Additional noninterest expense | $1,299,000 | 945 |
| Pre-tax net operating income | $4,210,000 | 565 |
| Securities gains (losses) | $-7,000 | 9,134 |
| Applicable income taxes | $1,518,000 | 557 |
| Income before extraordinary items | $2,685,000 | 642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,685,000 | 641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 671 |
| Cash dividends | $710,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,689,480 | 595 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $37,512,000 | 800 |
| Total interest expense | $7,761,000 | 1,457 |
| Net interest income | $29,751,000 | 641 |
| Provision for loan and lease losses | $1,800,000 | 809 |
| Total noninterest income | $8,468,000 | 699 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $4,021,000 | 405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,447,000 | 751 |
| Total noninterest expense | $21,298,000 | 751 |
| Salaries and employee benefits | $12,600,000 | 647 |
| Premises and equipment expense | $2,355,000 | 930 |
| Additional noninterest expense | $6,343,000 | 801 |
| Pre-tax net operating income | $15,121,000 | 578 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $5,415,000 | 555 |
| Income before extraordinary items | $9,708,000 | 645 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,708,000 | 646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 1,290 |
| Cash dividends | $2,500,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,706,720 | 617 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $34,964,000 | 971 |
| Total interest expense | $11,585,000 | 1,400 |
| Net interest income | $23,379,000 | 755 |
| Provision for loan and lease losses | $1,450,000 | 937 |
| Total noninterest income | $9,454,000 | 626 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,945,000 | 508 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,509,000 | 542 |
| Total noninterest expense | $19,081,000 | 791 |
| Salaries and employee benefits | $11,199,000 | 676 |
| Premises and equipment expense | $1,989,000 | 1,066 |
| Additional noninterest expense | $5,893,000 | 844 |
| Pre-tax net operating income | $12,302,000 | 632 |
| Securities gains (losses) | $27,000 | 2,903 |
| Applicable income taxes | $4,580,000 | 580 |
| Income before extraordinary items | $7,749,000 | 728 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,749,000 | 729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $716,000 | 1,195 |
| Cash dividends | $3,150,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,731,720 | 698 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $34,304,000 | 1,036 |
| Total interest expense | $12,256,000 | 1,407 |
| Net interest income | $22,048,000 | 792 |
| Provision for loan and lease losses | $1,697,000 | 692 |
| Total noninterest income | $6,093,000 | 802 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,541,000 | 527 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,552,000 | 771 |
| Total noninterest expense | $16,845,000 | 844 |
| Salaries and employee benefits | $9,248,000 | 762 |
| Premises and equipment expense | $1,733,000 | 1,157 |
| Additional noninterest expense | $5,864,000 | 846 |
| Pre-tax net operating income | $9,599,000 | 807 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $3,542,000 | 719 |
| Income before extraordinary items | $6,051,000 | 869 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,051,000 | 868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,425 |
| Cash dividends | $2,750,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,054,840 | 868 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,717,000 | 1,176 |
| Total interest expense | $8,568,000 | 1,734 |
| Net interest income | $19,149,000 | 920 |
| Provision for loan and lease losses | $1,005,000 | 968 |
| Total noninterest income | $4,939,000 | 957 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,186,000 | 603 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,753,000 | 947 |
| Total noninterest expense | $14,216,000 | 982 |
| Salaries and employee benefits | $7,701,000 | 892 |
| Premises and equipment expense | $1,377,000 | 1,490 |
| Additional noninterest expense | $5,138,000 | 937 |
| Pre-tax net operating income | $8,867,000 | 920 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $3,370,000 | 798 |
| Income before extraordinary items | $5,505,000 | 1,007 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,505,000 | 1,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,827 |
| Cash dividends | $2,250,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,499,880 | 989 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,773,000 | 1,486 |
| Total interest expense | $7,091,000 | 2,141 |
| Net interest income | $14,682,000 | 1,152 |
| Provision for loan and lease losses | $1,000,000 | 970 |
| Total noninterest income | $3,741,000 | 1,138 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,698,000 | 735 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,043,000 | 1,144 |
| Total noninterest expense | $10,275,000 | 1,291 |
| Salaries and employee benefits | $5,892,000 | 1,104 |
| Premises and equipment expense | $1,061,000 | 1,857 |
| Additional noninterest expense | $3,322,000 | 1,322 |
| Pre-tax net operating income | $7,148,000 | 1,059 |
| Securities gains (losses) | $81,000 | 1,415 |
| Applicable income taxes | $2,433,000 | 1,043 |
| Income before extraordinary items | $4,796,000 | 1,126 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,796,000 | 1,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $669,000 | 1,003 |
| Cash dividends | $6,400,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,742,540 | 1,104 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,017,000 | 1,836 |
| Total interest expense | $6,269,000 | 2,401 |
| Net interest income | $11,748,000 | 1,471 |
| Provision for loan and lease losses | $581,000 | 1,585 |
| Total noninterest income | $2,597,000 | 1,441 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,536,000 | 833 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,061,000 | 1,678 |
| Total noninterest expense | $7,890,000 | 1,657 |
| Salaries and employee benefits | $4,372,000 | 1,488 |
| Premises and equipment expense | $892,000 | 2,203 |
| Additional noninterest expense | $2,626,000 | 1,626 |
| Pre-tax net operating income | $5,874,000 | 1,319 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $1,853,000 | 1,417 |
| Income before extraordinary items | $4,010,000 | 1,370 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,010,000 | 1,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 10,596 |
| Cash dividends | $469,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,017,480 | 1,319 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,342,000 | 3,490 |
| Total interest expense | $3,062,000 | 4,700 |
| Net interest income | $6,280,000 | 2,815 |
| Provision for loan and lease losses | $247,000 | 2,960 |
| Total noninterest income | $1,721,000 | 2,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $904,000 | 1,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $817,000 | 2,081 |
| Total noninterest expense | $4,799,000 | 2,848 |
| Salaries and employee benefits | $2,690,000 | 2,481 |
| Premises and equipment expense | $528,000 | 3,616 |
| Additional noninterest expense | $1,581,000 | 2,994 |
| Pre-tax net operating income | $2,955,000 | 2,404 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $1,044,000 | 2,264 |
| Income before extraordinary items | $1,908,000 | 2,553 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,908,000 | 2,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,937 |
| Cash dividends | $1,053,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 764 |
| Net operating income | $1,909,950 | 2,504 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,203,000 | 3,922 |
| Total interest expense | $2,739,000 | 5,162 |
| Net interest income | $5,464,000 | 3,251 |
| Provision for loan and lease losses | $88,000 | 4,902 |
| Total noninterest income | $1,474,000 | 2,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $830,000 | 1,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $644,000 | 2,425 |
| Total noninterest expense | $4,617,000 | 2,912 |
| Salaries and employee benefits | $2,531,000 | 2,643 |
| Premises and equipment expense | $464,000 | 4,005 |
| Additional noninterest expense | $1,622,000 | 2,874 |
| Pre-tax net operating income | $2,233,000 | 3,172 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $756,000 | 3,020 |
| Income before extraordinary items | $1,486,000 | 3,276 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,486,000 | 3,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 11,229 |
| Cash dividends | $281,000 | 4,704 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 634 |
| Net operating income | $1,480,060 | 3,262 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 5,770 |
| Total interest expense | $1,428,000 | 7,107 |
| Net interest income | $3,453,000 | 4,996 |
| Provision for loan and lease losses | $116,000 | 4,248 |
| Total noninterest income | $943,000 | 3,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $510,000 | 2,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $433,000 | 3,246 |
| Total noninterest expense | $2,563,000 | 5,040 |
| Salaries and employee benefits | $1,388,000 | 4,606 |
| Premises and equipment expense | $264,000 | 6,286 |
| Additional noninterest expense | $911,000 | 5,122 |
| Pre-tax net operating income | $1,717,000 | 3,937 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $637,000 | 3,341 |
| Income before extraordinary items | $1,071,000 | 4,269 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,071,000 | 4,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,637 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 857 |
| Net operating income | $1,076,760 | 4,305 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,433,000 | 6,381 |
| Total interest expense | $1,347,000 | 7,717 |
| Net interest income | $3,086,000 | 5,529 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $881,000 | 3,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $395,000 | 3,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $486,000 | 3,324 |
| Total noninterest expense | $2,535,000 | 5,213 |
| Salaries and employee benefits | $1,445,000 | 4,424 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $851,000 | 5,621 |
| Pre-tax net operating income | $1,348,000 | 4,729 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $480,000 | 4,328 |
| Income before extraordinary items | $872,000 | 5,214 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $872,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $158,000 | 5,989 |
| Sale, conversion, retirement of capital stock, net | $471,000 | 614 |
| Net operating income | $869,440 | 5,008 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 7,369 |
| Total interest expense | $1,605,000 | 8,187 |
| Net interest income | $2,507,000 | 6,583 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $589,000 | 5,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 5,284 |
| Total noninterest expense | $1,817,000 | 6,894 |
| Salaries and employee benefits | $1,049,000 | 5,784 |
| Premises and equipment expense | $179,000 | 8,342 |
| Additional noninterest expense | $589,000 | 7,607 |
| Pre-tax net operating income | $1,213,000 | 4,878 |
| Securities gains (losses) | $108,000 | 2,882 |
| Applicable income taxes | $480,000 | 4,127 |
| Income before extraordinary items | $841,000 | 5,157 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $841,000 | 5,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $69,000 | 7,264 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 679 |
| Net operating income | $771,880 | 5,186 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.