Home > Collegiate Peaks Bank > Income and Expense
Collegiate Peaks Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $22,237,000 | 1,235 |
| Total interest expense | $1,249,000 | 2,184 |
| Net interest income | $20,988,000 | 1,160 |
| Provision for loan and lease losses | $290,000 | 2,027 |
| Total noninterest income | $690,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $315,000 | 2,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 3,534 |
| Total noninterest expense | $11,387,000 | 1,681 |
| Salaries and employee benefits | $7,974,000 | 1,412 |
| Premises and equipment expense | $1,180,000 | 1,869 |
| Additional noninterest expense | $2,233,000 | 2,460 |
| Pre-tax net operating income | $10,001,000 | 988 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $3,531,000 | 851 |
| Income before extraordinary items | $6,470,000 | 1,100 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,470,000 | 1,100 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,470,000 | 1,100 |
| Net charge-offs | $-7,000 | 4,728 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 620 |
| Net operating income | $6,470,000 | 1,086 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $16,354,000 | 1,254 |
| Total interest expense | $866,000 | 2,283 |
| Net interest income | $15,488,000 | 1,183 |
| Provision for loan and lease losses | $290,000 | 1,660 |
| Total noninterest income | $500,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $234,000 | 2,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 3,621 |
| Total noninterest expense | $8,536,000 | 1,690 |
| Salaries and employee benefits | $5,958,000 | 1,416 |
| Premises and equipment expense | $884,000 | 1,892 |
| Additional noninterest expense | $1,694,000 | 2,440 |
| Pre-tax net operating income | $7,162,000 | 1,046 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,522,000 | 781 |
| Income before extraordinary items | $4,640,000 | 1,228 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,640,000 | 1,228 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,640,000 | 1,228 |
| Net charge-offs | $-5,000 | 4,560 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 593 |
| Net operating income | $4,640,000 | 1,210 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,667,000 | 1,272 |
| Total interest expense | $529,000 | 2,387 |
| Net interest income | $10,138,000 | 1,199 |
| Provision for loan and lease losses | $240,000 | 1,411 |
| Total noninterest income | $323,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $156,000 | 2,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 3,716 |
| Total noninterest expense | $5,632,000 | 1,713 |
| Salaries and employee benefits | $3,946,000 | 1,426 |
| Premises and equipment expense | $587,000 | 1,893 |
| Additional noninterest expense | $1,099,000 | 2,498 |
| Pre-tax net operating income | $4,589,000 | 1,058 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,610,000 | 789 |
| Income before extraordinary items | $2,979,000 | 1,246 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,979,000 | 1,246 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,979,000 | 1,246 |
| Net charge-offs | $-6,000 | 4,624 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 578 |
| Net operating income | $2,979,000 | 1,222 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 1,302 |
| Total interest expense | $249,000 | 2,467 |
| Net interest income | $4,893,000 | 1,226 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $152,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $73,000 | 2,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,796 |
| Total noninterest expense | $2,820,000 | 1,728 |
| Salaries and employee benefits | $1,953,000 | 1,468 |
| Premises and equipment expense | $302,000 | 1,872 |
| Additional noninterest expense | $565,000 | 2,429 |
| Pre-tax net operating income | $2,165,000 | 1,095 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $757,000 | 809 |
| Income before extraordinary items | $1,408,000 | 1,290 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,408,000 | 1,290 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,408,000 | 1,290 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 547 |
| Net operating income | $1,408,000 | 1,272 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $19,031,000 | 1,350 |
| Total interest expense | $855,000 | 2,694 |
| Net interest income | $18,176,000 | 1,275 |
| Provision for loan and lease losses | $780,000 | 1,118 |
| Total noninterest income | $805,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $322,000 | 2,834 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $483,000 | 3,320 |
| Total noninterest expense | $10,276,000 | 1,859 |
| Salaries and employee benefits | $6,978,000 | 1,550 |
| Premises and equipment expense | $1,153,000 | 1,929 |
| Additional noninterest expense | $2,145,000 | 2,631 |
| Pre-tax net operating income | $7,925,000 | 1,111 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,768,000 | 833 |
| Income before extraordinary items | $5,157,000 | 1,348 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,157,000 | 1,347 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,157,000 | 1,347 |
| Net charge-offs | $89,000 | 2,699 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 663 |
| Net operating income | $5,157,000 | 1,316 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,937,000 | 1,369 |
| Total interest expense | $633,000 | 2,722 |
| Net interest income | $13,304,000 | 1,309 |
| Provision for loan and lease losses | $630,000 | 982 |
| Total noninterest income | $621,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $242,000 | 2,840 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $379,000 | 3,257 |
| Total noninterest expense | $7,641,000 | 1,877 |
| Salaries and employee benefits | $5,174,000 | 1,567 |
| Premises and equipment expense | $866,000 | 1,926 |
| Additional noninterest expense | $1,601,000 | 2,643 |
| Pre-tax net operating income | $5,654,000 | 1,178 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,971,000 | 871 |
| Income before extraordinary items | $3,683,000 | 1,434 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,683,000 | 1,434 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,683,000 | 1,434 |
| Net charge-offs | $89,000 | 2,162 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,683,000 | 1,390 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,115,000 | 1,398 |
| Total interest expense | $423,000 | 2,725 |
| Net interest income | $8,692,000 | 1,336 |
| Provision for loan and lease losses | $395,000 | 1,030 |
| Total noninterest income | $364,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $161,000 | 2,831 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $203,000 | 3,573 |
| Total noninterest expense | $5,060,000 | 1,895 |
| Salaries and employee benefits | $3,415,000 | 1,593 |
| Premises and equipment expense | $582,000 | 1,913 |
| Additional noninterest expense | $1,063,000 | 2,666 |
| Pre-tax net operating income | $3,601,000 | 1,212 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,260,000 | 893 |
| Income before extraordinary items | $2,341,000 | 1,469 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,341,000 | 1,469 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,341,000 | 1,469 |
| Net charge-offs | $74,000 | 1,872 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,341,000 | 1,428 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 1,427 |
| Total interest expense | $223,000 | 2,638 |
| Net interest income | $4,203,000 | 1,363 |
| Provision for loan and lease losses | $125,000 | 1,322 |
| Total noninterest income | $164,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $79,000 | 2,849 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $85,000 | 3,783 |
| Total noninterest expense | $2,525,000 | 1,885 |
| Salaries and employee benefits | $1,686,000 | 1,620 |
| Premises and equipment expense | $302,000 | 1,865 |
| Additional noninterest expense | $537,000 | 2,627 |
| Pre-tax net operating income | $1,717,000 | 1,252 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $600,000 | 918 |
| Income before extraordinary items | $1,117,000 | 1,481 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,117,000 | 1,482 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,117,000 | 1,482 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,117,000 | 1,450 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,226,000 | 1,439 |
| Total interest expense | $900,000 | 2,610 |
| Net interest income | $16,326,000 | 1,369 |
| Provision for loan and lease losses | $360,000 | 1,703 |
| Total noninterest income | $697,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $319,000 | 2,914 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $378,000 | 3,663 |
| Total noninterest expense | $9,739,000 | 1,946 |
| Salaries and employee benefits | $6,517,000 | 1,610 |
| Premises and equipment expense | $1,122,000 | 1,989 |
| Additional noninterest expense | $2,100,000 | 2,697 |
| Pre-tax net operating income | $6,924,000 | 1,211 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,420,000 | 875 |
| Income before extraordinary items | $4,504,000 | 1,470 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,504,000 | 1,470 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,504,000 | 1,470 |
| Net charge-offs | $108,000 | 2,575 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,504,000 | 1,444 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,861,000 | 1,454 |
| Total interest expense | $679,000 | 2,634 |
| Net interest income | $12,182,000 | 1,385 |
| Provision for loan and lease losses | $360,000 | 1,343 |
| Total noninterest income | $533,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $234,000 | 2,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $299,000 | 3,604 |
| Total noninterest expense | $7,158,000 | 1,982 |
| Salaries and employee benefits | $4,772,000 | 1,661 |
| Premises and equipment expense | $833,000 | 2,033 |
| Additional noninterest expense | $1,553,000 | 2,713 |
| Pre-tax net operating income | $5,197,000 | 1,231 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,816,000 | 904 |
| Income before extraordinary items | $3,381,000 | 1,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,381,000 | 1,491 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,381,000 | 1,491 |
| Net charge-offs | $108,000 | 2,082 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,381,000 | 1,449 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,398,000 | 1,479 |
| Total interest expense | $456,000 | 2,628 |
| Net interest income | $7,942,000 | 1,415 |
| Provision for loan and lease losses | $235,000 | 1,359 |
| Total noninterest income | $358,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $151,000 | 3,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $207,000 | 3,585 |
| Total noninterest expense | $4,708,000 | 2,024 |
| Salaries and employee benefits | $3,136,000 | 1,693 |
| Premises and equipment expense | $554,000 | 2,043 |
| Additional noninterest expense | $1,018,000 | 2,766 |
| Pre-tax net operating income | $3,357,000 | 1,256 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,171,000 | 923 |
| Income before extraordinary items | $2,186,000 | 1,514 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,186,000 | 1,516 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,186,000 | 1,516 |
| Net charge-offs | $108,000 | 1,663 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,186,000 | 1,475 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 1,514 |
| Total interest expense | $220,000 | 2,709 |
| Net interest income | $3,894,000 | 1,441 |
| Provision for loan and lease losses | $105,000 | 1,379 |
| Total noninterest income | $161,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $72,000 | 3,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $89,000 | 3,770 |
| Total noninterest expense | $2,309,000 | 2,046 |
| Salaries and employee benefits | $1,529,000 | 1,742 |
| Premises and equipment expense | $278,000 | 2,076 |
| Additional noninterest expense | $502,000 | 2,786 |
| Pre-tax net operating income | $1,641,000 | 1,238 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $571,000 | 929 |
| Income before extraordinary items | $1,070,000 | 1,490 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,070,000 | 1,492 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,070,000 | 1,492 |
| Net charge-offs | $110,000 | 1,050 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,070,000 | 1,444 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,019,000 | 1,673 |
| Total interest expense | $902,000 | 2,781 |
| Net interest income | $14,117,000 | 1,569 |
| Provision for loan and lease losses | $382,000 | 1,730 |
| Total noninterest income | $754,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $325,000 | 3,062 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $429,000 | 3,495 |
| Total noninterest expense | $8,875,000 | 2,125 |
| Salaries and employee benefits | $5,888,000 | 1,751 |
| Premises and equipment expense | $1,025,000 | 2,198 |
| Additional noninterest expense | $1,962,000 | 2,916 |
| Pre-tax net operating income | $5,614,000 | 1,378 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,914,000 | 1,013 |
| Income before extraordinary items | $3,700,000 | 1,686 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,700,000 | 1,686 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,700,000 | 1,685 |
| Net charge-offs | $-23,000 | 5,830 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 814 |
| Net operating income | $3,700,000 | 1,668 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,884,000 | 1,731 |
| Total interest expense | $686,000 | 2,804 |
| Net interest income | $10,198,000 | 1,628 |
| Provision for loan and lease losses | $352,000 | 1,483 |
| Total noninterest income | $576,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $236,000 | 3,148 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $340,000 | 3,439 |
| Total noninterest expense | $6,673,000 | 2,125 |
| Salaries and employee benefits | $4,445,000 | 1,745 |
| Premises and equipment expense | $762,000 | 2,233 |
| Additional noninterest expense | $1,466,000 | 2,942 |
| Pre-tax net operating income | $3,749,000 | 1,535 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,262,000 | 1,116 |
| Income before extraordinary items | $2,487,000 | 1,858 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,487,000 | 1,858 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,487,000 | 1,857 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 771 |
| Net operating income | $2,487,000 | 1,818 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,944,000 | 1,812 |
| Total interest expense | $456,000 | 2,835 |
| Net interest income | $6,488,000 | 1,698 |
| Provision for loan and lease losses | $232,000 | 1,524 |
| Total noninterest income | $341,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $150,000 | 3,222 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $191,000 | 3,708 |
| Total noninterest expense | $4,413,000 | 2,141 |
| Salaries and employee benefits | $2,929,000 | 1,761 |
| Premises and equipment expense | $507,000 | 2,247 |
| Additional noninterest expense | $977,000 | 2,942 |
| Pre-tax net operating income | $2,184,000 | 1,690 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $725,000 | 1,216 |
| Income before extraordinary items | $1,459,000 | 2,032 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,459,000 | 2,035 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,459,000 | 2,034 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 746 |
| Net operating income | $1,459,000 | 1,975 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 1,867 |
| Total interest expense | $228,000 | 2,871 |
| Net interest income | $3,113,000 | 1,751 |
| Provision for loan and lease losses | $105,000 | 1,539 |
| Total noninterest income | $142,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $69,000 | 3,363 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $73,000 | 4,035 |
| Total noninterest expense | $2,174,000 | 2,176 |
| Salaries and employee benefits | $1,422,000 | 1,825 |
| Premises and equipment expense | $247,000 | 2,335 |
| Additional noninterest expense | $505,000 | 2,860 |
| Pre-tax net operating income | $976,000 | 1,809 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $320,000 | 1,287 |
| Income before extraordinary items | $656,000 | 2,114 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $656,000 | 2,116 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $656,000 | 2,116 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 699 |
| Net operating income | $656,000 | 2,070 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,765,000 | 1,939 |
| Total interest expense | $893,000 | 3,195 |
| Net interest income | $11,872,000 | 1,808 |
| Provision for loan and lease losses | $330,000 | 2,330 |
| Total noninterest income | $731,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $285,000 | 3,444 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $446,000 | 3,512 |
| Total noninterest expense | $7,993,000 | 2,339 |
| Salaries and employee benefits | $5,181,000 | 1,971 |
| Premises and equipment expense | $860,000 | 2,564 |
| Additional noninterest expense | $1,952,000 | 3,034 |
| Pre-tax net operating income | $4,280,000 | 1,633 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,420,000 | 1,165 |
| Income before extraordinary items | $2,860,000 | 1,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,860,000 | 1,968 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,860,000 | 1,968 |
| Net charge-offs | $150,000 | 3,329 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 793 |
| Net operating income | $2,860,000 | 1,924 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,483,000 | 1,968 |
| Total interest expense | $654,000 | 3,336 |
| Net interest income | $8,829,000 | 1,822 |
| Provision for loan and lease losses | $295,000 | 2,100 |
| Total noninterest income | $572,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $208,000 | 3,512 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $364,000 | 3,457 |
| Total noninterest expense | $5,924,000 | 2,372 |
| Salaries and employee benefits | $3,863,000 | 1,986 |
| Premises and equipment expense | $613,000 | 2,684 |
| Additional noninterest expense | $1,448,000 | 3,058 |
| Pre-tax net operating income | $3,182,000 | 1,656 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,044,000 | 1,206 |
| Income before extraordinary items | $2,138,000 | 2,009 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,138,000 | 2,016 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,138,000 | 2,015 |
| Net charge-offs | $15,000 | 4,543 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 752 |
| Net operating income | $2,138,000 | 1,955 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,157,000 | 2,011 |
| Total interest expense | $413,000 | 3,524 |
| Net interest income | $5,744,000 | 1,861 |
| Provision for loan and lease losses | $270,000 | 1,786 |
| Total noninterest income | $379,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $136,000 | 3,522 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $243,000 | 3,499 |
| Total noninterest expense | $3,890,000 | 2,398 |
| Salaries and employee benefits | $2,546,000 | 2,024 |
| Premises and equipment expense | $396,000 | 2,765 |
| Additional noninterest expense | $948,000 | 3,082 |
| Pre-tax net operating income | $1,963,000 | 1,750 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $706,000 | 1,190 |
| Income before extraordinary items | $1,257,000 | 2,219 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,257,000 | 2,228 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,257,000 | 2,226 |
| Net charge-offs | $15,000 | 4,144 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 717 |
| Net operating income | $1,257,000 | 2,131 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 2,129 |
| Total interest expense | $191,000 | 3,771 |
| Net interest income | $2,730,000 | 1,952 |
| Provision for loan and lease losses | $155,000 | 1,581 |
| Total noninterest income | $176,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $68,000 | 3,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $108,000 | 3,643 |
| Total noninterest expense | $1,893,000 | 2,485 |
| Salaries and employee benefits | $1,221,000 | 2,107 |
| Premises and equipment expense | $194,000 | 2,817 |
| Additional noninterest expense | $478,000 | 3,090 |
| Pre-tax net operating income | $858,000 | 1,933 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $292,000 | 1,357 |
| Income before extraordinary items | $566,000 | 2,355 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $566,000 | 2,357 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $566,000 | 2,357 |
| Net charge-offs | $13,000 | 3,331 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 663 |
| Net operating income | $566,000 | 2,263 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,453,000 | 2,466 |
| Total interest expense | $588,000 | 4,792 |
| Net interest income | $9,865,000 | 2,180 |
| Provision for loan and lease losses | $475,000 | 2,791 |
| Total noninterest income | $596,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $290,000 | 3,552 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $306,000 | 4,014 |
| Total noninterest expense | $7,091,000 | 2,627 |
| Salaries and employee benefits | $4,522,000 | 2,209 |
| Premises and equipment expense | $781,000 | 2,796 |
| Additional noninterest expense | $1,788,000 | 3,358 |
| Pre-tax net operating income | $2,895,000 | 2,155 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $502,000 | 2,176 |
| Income before extraordinary items | $2,393,000 | 2,259 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,393,000 | 2,259 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,393,000 | 2,261 |
| Net charge-offs | $29,000 | 5,219 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 784 |
| Net operating income | $2,393,000 | 2,125 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,656,000 | 2,575 |
| Total interest expense | $409,000 | 5,082 |
| Net interest income | $7,247,000 | 2,259 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $433,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $213,000 | 3,629 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $220,000 | 4,113 |
| Total noninterest expense | $5,239,000 | 2,671 |
| Salaries and employee benefits | $3,304,000 | 2,243 |
| Premises and equipment expense | $613,000 | 2,730 |
| Additional noninterest expense | $1,322,000 | 3,409 |
| Pre-tax net operating income | $2,091,000 | 2,273 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $243,000 | 2,663 |
| Income before extraordinary items | $1,848,000 | 2,263 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,848,000 | 2,262 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,848,000 | 2,263 |
| Net charge-offs | $2,000 | 5,642 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 746 |
| Net operating income | $1,848,000 | 2,136 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 2,651 |
| Total interest expense | $258,000 | 5,289 |
| Net interest income | $4,697,000 | 2,324 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $258,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $138,000 | 3,673 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 4,398 |
| Total noninterest expense | $3,422,000 | 2,734 |
| Salaries and employee benefits | $2,134,000 | 2,319 |
| Premises and equipment expense | $413,000 | 2,707 |
| Additional noninterest expense | $875,000 | 3,447 |
| Pre-tax net operating income | $1,283,000 | 2,394 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $60,000 | 3,429 |
| Income before extraordinary items | $1,223,000 | 2,235 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,223,000 | 2,235 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,223,000 | 2,235 |
| Net charge-offs | $7,000 | 5,048 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 715 |
| Net operating income | $1,223,000 | 2,112 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 2,714 |
| Total interest expense | $134,000 | 5,311 |
| Net interest income | $2,303,000 | 2,382 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $125,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $65,000 | 3,802 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $60,000 | 4,442 |
| Total noninterest expense | $1,691,000 | 2,755 |
| Salaries and employee benefits | $1,028,000 | 2,413 |
| Premises and equipment expense | $212,000 | 2,673 |
| Additional noninterest expense | $451,000 | 3,344 |
| Pre-tax net operating income | $537,000 | 2,735 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $13,000 | 3,884 |
| Income before extraordinary items | $524,000 | 2,506 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $524,000 | 2,508 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $524,000 | 2,509 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 651 |
| Net operating income | $524,000 | 2,385 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,587,000 | 3,134 |
| Total interest expense | $719,000 | 5,145 |
| Net interest income | $7,868,000 | 2,786 |
| Provision for loan and lease losses | $370,000 | 3,843 |
| Total noninterest income | $474,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $278,000 | 3,753 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $196,000 | 4,486 |
| Total noninterest expense | $6,513,000 | 2,851 |
| Salaries and employee benefits | $3,946,000 | 2,434 |
| Premises and equipment expense | $807,000 | 2,906 |
| Additional noninterest expense | $1,760,000 | 3,466 |
| Pre-tax net operating income | $1,459,000 | 3,078 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,459,000 | 2,824 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,459,000 | 2,826 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,459,000 | 2,826 |
| Net charge-offs | $53,000 | 5,444 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 862 |
| Net operating income | $1,459,000 | 2,729 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,293,000 | 3,230 |
| Total interest expense | $567,000 | 5,157 |
| Net interest income | $5,726,000 | 2,863 |
| Provision for loan and lease losses | $270,000 | 3,754 |
| Total noninterest income | $366,000 | 4,487 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $206,000 | 3,796 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $160,000 | 4,426 |
| Total noninterest expense | $4,882,000 | 2,852 |
| Salaries and employee benefits | $2,932,000 | 2,451 |
| Premises and equipment expense | $599,000 | 2,943 |
| Additional noninterest expense | $1,351,000 | 3,411 |
| Pre-tax net operating income | $940,000 | 3,432 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $940,000 | 3,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $940,000 | 3,193 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $940,000 | 3,193 |
| Net charge-offs | $-4,000 | 6,858 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $940,000 | 3,089 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 3,313 |
| Total interest expense | $395,000 | 5,172 |
| Net interest income | $3,715,000 | 2,927 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $248,000 | 4,489 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $134,000 | 3,820 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 4,358 |
| Total noninterest expense | $3,266,000 | 2,863 |
| Salaries and employee benefits | $1,936,000 | 2,489 |
| Premises and equipment expense | $402,000 | 2,956 |
| Additional noninterest expense | $928,000 | 3,373 |
| Pre-tax net operating income | $517,000 | 3,756 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $517,000 | 3,513 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $517,000 | 3,514 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $517,000 | 3,514 |
| Net charge-offs | $-4,000 | 6,815 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $517,000 | 3,413 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 3,415 |
| Total interest expense | $206,000 | 5,182 |
| Net interest income | $1,787,000 | 3,013 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $126,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $65,000 | 3,827 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,357 |
| Total noninterest expense | $1,614,000 | 2,908 |
| Salaries and employee benefits | $938,000 | 2,582 |
| Premises and equipment expense | $204,000 | 2,935 |
| Additional noninterest expense | $472,000 | 3,328 |
| Pre-tax net operating income | $209,000 | 4,167 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $209,000 | 3,906 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $209,000 | 3,905 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $209,000 | 3,906 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $209,000 | 3,858 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,381,000 | 3,773 |
| Total interest expense | $902,000 | 5,456 |
| Net interest income | $6,479,000 | 3,272 |
| Provision for loan and lease losses | $365,000 | 4,575 |
| Total noninterest income | $438,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $239,000 | 4,088 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $199,000 | 4,597 |
| Total noninterest expense | $6,266,000 | 3,002 |
| Salaries and employee benefits | $3,713,000 | 2,586 |
| Premises and equipment expense | $774,000 | 3,049 |
| Additional noninterest expense | $1,779,000 | 3,561 |
| Pre-tax net operating income | $286,000 | 4,943 |
| Securities gains (losses) | $-52,000 | 7,162 |
| Applicable income taxes | $-17,000 | 6,609 |
| Income before extraordinary items | $251,000 | 5,114 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $251,000 | 5,118 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $251,000 | 5,118 |
| Net charge-offs | $45,000 | 5,971 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $303,000 | 4,782 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,305,000 | 3,954 |
| Total interest expense | $683,000 | 5,596 |
| Net interest income | $4,622,000 | 3,455 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $318,000 | 4,947 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $178,000 | 4,169 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $140,000 | 4,755 |
| Total noninterest expense | $4,696,000 | 2,998 |
| Salaries and employee benefits | $2,797,000 | 2,588 |
| Premises and equipment expense | $576,000 | 3,125 |
| Additional noninterest expense | $1,323,000 | 3,557 |
| Pre-tax net operating income | $-26,000 | 6,036 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-17,000 | 6,877 |
| Income before extraordinary items | $-9,000 | 6,153 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-9,000 | 6,154 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-9,000 | 6,154 |
| Net charge-offs | $45,000 | 5,579 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-9,000 | 6,024 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 4,113 |
| Total interest expense | $463,000 | 5,653 |
| Net interest income | $2,910,000 | 3,597 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $212,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $119,000 | 4,161 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $93,000 | 4,743 |
| Total noninterest expense | $3,104,000 | 3,027 |
| Salaries and employee benefits | $1,853,000 | 2,615 |
| Premises and equipment expense | $380,000 | 3,167 |
| Additional noninterest expense | $871,000 | 3,569 |
| Pre-tax net operating income | $-162,000 | 6,378 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-17,000 | 6,963 |
| Income before extraordinary items | $-145,000 | 6,489 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-145,000 | 6,491 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-145,000 | 6,489 |
| Net charge-offs | $46,000 | 4,959 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-145,000 | 6,428 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 4,270 |
| Total interest expense | $242,000 | 5,670 |
| Net interest income | $1,386,000 | 3,770 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $106,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $57,000 | 4,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $49,000 | 4,728 |
| Total noninterest expense | $1,548,000 | 3,072 |
| Salaries and employee benefits | $922,000 | 2,659 |
| Premises and equipment expense | $191,000 | 3,241 |
| Additional noninterest expense | $435,000 | 3,579 |
| Pre-tax net operating income | $-146,000 | 6,748 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-17,000 | 7,162 |
| Income before extraordinary items | $-129,000 | 6,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-129,000 | 6,816 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-129,000 | 6,815 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-129,000 | 6,768 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,593,000 | 4,820 |
| Total interest expense | $1,102,000 | 5,833 |
| Net interest income | $4,491,000 | 4,238 |
| Provision for loan and lease losses | $380,000 | 4,935 |
| Total noninterest income | $448,000 | 4,931 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $242,000 | 4,289 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $206,000 | 4,586 |
| Total noninterest expense | $5,936,000 | 3,206 |
| Salaries and employee benefits | $3,361,000 | 2,892 |
| Premises and equipment expense | $735,000 | 3,334 |
| Additional noninterest expense | $1,840,000 | 3,550 |
| Pre-tax net operating income | $-1,377,000 | 6,404 |
| Securities gains (losses) | $99,000 | 2,150 |
| Applicable income taxes | $-166,000 | 6,704 |
| Income before extraordinary items | $-1,112,000 | 6,412 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,112,000 | 6,413 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,112,000 | 6,413 |
| Net charge-offs | $25,000 | 6,572 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,198,130 | 6,442 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 5,012 |
| Total interest expense | $811,000 | 5,997 |
| Net interest income | $3,185,000 | 4,415 |
| Provision for loan and lease losses | $315,000 | 4,517 |
| Total noninterest income | $365,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $185,000 | 4,261 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $180,000 | 4,456 |
| Total noninterest expense | $4,468,000 | 3,204 |
| Salaries and employee benefits | $2,536,000 | 2,909 |
| Premises and equipment expense | $545,000 | 3,409 |
| Additional noninterest expense | $1,387,000 | 3,483 |
| Pre-tax net operating income | $-1,233,000 | 6,752 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-166,000 | 7,054 |
| Income before extraordinary items | $-1,067,000 | 6,779 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,067,000 | 6,780 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,067,000 | 6,780 |
| Net charge-offs | $4,000 | 6,745 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,067,000 | 6,775 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 5,230 |
| Total interest expense | $520,000 | 6,194 |
| Net interest income | $1,983,000 | 4,613 |
| Provision for loan and lease losses | $250,000 | 3,992 |
| Total noninterest income | $235,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $122,000 | 4,274 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $113,000 | 4,585 |
| Total noninterest expense | $2,927,000 | 3,282 |
| Salaries and employee benefits | $1,669,000 | 2,975 |
| Premises and equipment expense | $354,000 | 3,503 |
| Additional noninterest expense | $904,000 | 3,547 |
| Pre-tax net operating income | $-959,000 | 7,001 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-166,000 | 7,268 |
| Income before extraordinary items | $-793,000 | 7,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-793,000 | 7,017 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-793,000 | 7,017 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-793,000 | 7,005 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 5,417 |
| Total interest expense | $239,000 | 6,480 |
| Net interest income | $955,000 | 4,707 |
| Provision for loan and lease losses | $125,000 | 3,535 |
| Total noninterest income | $98,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $59,000 | 4,277 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $39,000 | 5,236 |
| Total noninterest expense | $1,395,000 | 3,332 |
| Salaries and employee benefits | $774,000 | 3,188 |
| Premises and equipment expense | $178,000 | 3,533 |
| Additional noninterest expense | $443,000 | 3,312 |
| Pre-tax net operating income | $-467,000 | 7,282 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-81,000 | 7,520 |
| Income before extraordinary items | $-386,000 | 7,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-386,000 | 7,321 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-386,000 | 7,321 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-386,000 | 7,281 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,040,000 | 5,436 |
| Total interest expense | $1,019,000 | 6,747 |
| Net interest income | $4,021,000 | 4,559 |
| Provision for loan and lease losses | $130,000 | 5,723 |
| Total noninterest income | $393,000 | 5,310 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $211,000 | 4,691 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $182,000 | 4,998 |
| Total noninterest expense | $3,884,000 | 4,333 |
| Salaries and employee benefits | $2,162,000 | 4,200 |
| Premises and equipment expense | $307,000 | 5,743 |
| Additional noninterest expense | $1,415,000 | 3,780 |
| Pre-tax net operating income | $400,000 | 5,140 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $-11,000 | 6,797 |
| Income before extraordinary items | $409,000 | 4,725 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $409,000 | 4,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,480 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $411,000 | 4,893 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 5,465 |
| Total interest expense | $815,000 | 6,753 |
| Net interest income | $3,013,000 | 4,603 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $316,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $173,000 | 4,560 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $143,000 | 5,025 |
| Total noninterest expense | $2,834,000 | 4,403 |
| Salaries and employee benefits | $1,573,000 | 4,321 |
| Premises and equipment expense | $222,000 | 5,840 |
| Additional noninterest expense | $1,039,000 | 3,753 |
| Pre-tax net operating income | $450,000 | 5,102 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $51,000 | 4,091 |
| Income before extraordinary items | $399,000 | 4,794 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $399,000 | 4,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $399,000 | 4,951 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 5,508 |
| Total interest expense | $575,000 | 6,762 |
| Net interest income | $1,999,000 | 4,626 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $210,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $110,000 | 4,655 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $100,000 | 5,056 |
| Total noninterest expense | $1,803,000 | 4,564 |
| Salaries and employee benefits | $999,000 | 4,523 |
| Premises and equipment expense | $142,000 | 5,979 |
| Additional noninterest expense | $662,000 | 3,869 |
| Pre-tax net operating income | $376,000 | 4,895 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $66,000 | 3,840 |
| Income before extraordinary items | $310,000 | 4,938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $310,000 | 4,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $310,000 | 4,879 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 5,498 |
| Total interest expense | $319,000 | 6,719 |
| Net interest income | $1,019,000 | 4,558 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $103,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $54,000 | 4,649 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 5,091 |
| Total noninterest expense | $877,000 | 4,666 |
| Salaries and employee benefits | $495,000 | 4,585 |
| Premises and equipment expense | $67,000 | 6,170 |
| Additional noninterest expense | $315,000 | 3,979 |
| Pre-tax net operating income | $230,000 | 4,702 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $54,000 | 3,490 |
| Income before extraordinary items | $176,000 | 4,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $176,000 | 4,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $176,000 | 4,825 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,962,000 | 5,251 |
| Total interest expense | $1,490,000 | 6,443 |
| Net interest income | $4,472,000 | 4,309 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $373,000 | 5,641 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $204,000 | 4,879 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $169,000 | 5,372 |
| Total noninterest expense | $3,597,000 | 4,437 |
| Salaries and employee benefits | $1,919,000 | 4,527 |
| Premises and equipment expense | $261,000 | 6,140 |
| Additional noninterest expense | $1,417,000 | 3,584 |
| Pre-tax net operating income | $1,218,000 | 4,325 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $322,000 | 3,296 |
| Income before extraordinary items | $893,000 | 4,559 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $893,000 | 4,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $895,190 | 4,546 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,424,000 | 5,306 |
| Total interest expense | $1,099,000 | 6,506 |
| Net interest income | $3,325,000 | 4,351 |
| Provision for loan and lease losses | $22,000 | 5,780 |
| Total noninterest income | $281,000 | 5,673 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $155,000 | 4,857 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $126,000 | 5,394 |
| Total noninterest expense | $2,753,000 | 4,360 |
| Salaries and employee benefits | $1,466,000 | 4,445 |
| Premises and equipment expense | $198,000 | 6,103 |
| Additional noninterest expense | $1,089,000 | 3,458 |
| Pre-tax net operating income | $831,000 | 4,758 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $210,000 | 3,667 |
| Income before extraordinary items | $620,000 | 4,938 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $620,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $620,750 | 4,926 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 5,397 |
| Total interest expense | $720,000 | 6,560 |
| Net interest income | $2,151,000 | 4,472 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $174,000 | 5,857 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $102,000 | 4,904 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $72,000 | 5,691 |
| Total noninterest expense | $1,847,000 | 4,364 |
| Salaries and employee benefits | $976,000 | 4,490 |
| Premises and equipment expense | $132,000 | 6,140 |
| Additional noninterest expense | $739,000 | 3,398 |
| Pre-tax net operating income | $463,000 | 5,200 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $104,000 | 4,089 |
| Income before extraordinary items | $358,000 | 5,306 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $358,000 | 5,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $358,770 | 5,294 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 5,469 |
| Total interest expense | $353,000 | 6,623 |
| Net interest income | $1,048,000 | 4,550 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $80,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $950,000 | 4,290 |
| Salaries and employee benefits | $495,000 | 4,466 |
| Premises and equipment expense | $69,000 | 6,070 |
| Additional noninterest expense | $386,000 | 3,265 |
| Pre-tax net operating income | $170,000 | 5,823 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $143,000 | 5,743 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $143,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $143,000 | 5,726 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 8,277 |
| Total interest expense | $257,000 | 8,351 |
| Net interest income | $746,000 | 8,144 |
| Provision for loan and lease losses | $5,000 | 6,719 |
| Total noninterest income | $64,000 | 8,095 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $35,000 | 7,103 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,722 |
| Total noninterest expense | $517,000 | 8,415 |
| Salaries and employee benefits | $280,000 | 8,418 |
| Premises and equipment expense | $40,000 | 8,450 |
| Additional noninterest expense | $197,000 | 8,140 |
| Pre-tax net operating income | $288,000 | 7,143 |
| Securities gains (losses) | $-3,000 | 6,969 |
| Applicable income taxes | $82,000 | 5,124 |
| Income before extraordinary items | $203,000 | 7,264 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $203,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,380 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $205,130 | 7,248 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 5,283 |
| Total interest expense | $825,000 | 6,729 |
| Net interest income | $3,290,000 | 4,450 |
| Provision for loan and lease losses | $23,000 | 5,896 |
| Total noninterest income | $280,000 | 5,781 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $173,000 | 4,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 5,724 |
| Total noninterest expense | $2,500,000 | 4,541 |
| Salaries and employee benefits | $1,374,000 | 4,531 |
| Premises and equipment expense | $163,000 | 6,563 |
| Additional noninterest expense | $963,000 | 3,716 |
| Pre-tax net operating income | $1,047,000 | 4,628 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $257,000 | 3,798 |
| Income before extraordinary items | $790,000 | 4,728 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $790,000 | 4,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $1,300,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $790,000 | 4,720 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 5,360 |
| Total interest expense | $508,000 | 6,816 |
| Net interest income | $2,138,000 | 4,523 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $187,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $116,000 | 4,683 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 5,771 |
| Total noninterest expense | $1,641,000 | 4,593 |
| Salaries and employee benefits | $914,000 | 4,562 |
| Premises and equipment expense | $103,000 | 6,692 |
| Additional noninterest expense | $624,000 | 3,798 |
| Pre-tax net operating income | $669,000 | 4,735 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $170,000 | 3,827 |
| Income before extraordinary items | $499,000 | 4,881 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $499,000 | 4,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $1,300,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $499,000 | 4,874 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 5,374 |
| Total interest expense | $229,000 | 6,963 |
| Net interest income | $1,066,000 | 4,520 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $91,000 | 5,791 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $58,000 | 4,612 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $838,000 | 4,545 |
| Salaries and employee benefits | $464,000 | 4,523 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $322,000 | 3,677 |
| Pre-tax net operating income | $311,000 | 4,872 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $77,000 | 3,925 |
| Income before extraordinary items | $234,000 | 4,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $234,000 | 4,972 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 5,286 |
| Total interest expense | $750,000 | 6,902 |
| Net interest income | $4,053,000 | 4,584 |
| Provision for loan and lease losses | $84,000 | 5,073 |
| Total noninterest income | $425,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $269,000 | 4,413 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $156,000 | 5,658 |
| Total noninterest expense | $3,504,000 | 4,290 |
| Salaries and employee benefits | $1,987,000 | 4,141 |
| Premises and equipment expense | $297,000 | 5,764 |
| Additional noninterest expense | $1,220,000 | 3,827 |
| Pre-tax net operating income | $890,000 | 5,657 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $167,000 | 4,892 |
| Income before extraordinary items | $723,000 | 5,602 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $723,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $723,000 | 5,572 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 5,346 |
| Total interest expense | $529,000 | 6,964 |
| Net interest income | $2,971,000 | 4,677 |
| Provision for loan and lease losses | $56,000 | 5,041 |
| Total noninterest income | $316,000 | 5,658 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $202,000 | 4,436 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,708 |
| Total noninterest expense | $2,639,000 | 4,232 |
| Salaries and employee benefits | $1,535,000 | 4,022 |
| Premises and equipment expense | $206,000 | 5,962 |
| Additional noninterest expense | $898,000 | 3,812 |
| Pre-tax net operating income | $592,000 | 6,039 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $91,000 | 5,337 |
| Income before extraordinary items | $501,000 | 5,891 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $501,000 | 5,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $501,000 | 5,855 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 5,393 |
| Total interest expense | $331,000 | 7,005 |
| Net interest income | $1,917,000 | 4,746 |
| Provision for loan and lease losses | $32,000 | 5,100 |
| Total noninterest income | $216,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $135,000 | 4,395 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $81,000 | 5,595 |
| Total noninterest expense | $1,835,000 | 4,075 |
| Salaries and employee benefits | $1,111,000 | 3,783 |
| Premises and equipment expense | $137,000 | 5,971 |
| Additional noninterest expense | $587,000 | 3,877 |
| Pre-tax net operating income | $266,000 | 6,795 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 6,414 |
| Income before extraordinary items | $256,000 | 6,463 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $256,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $256,000 | 6,414 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 5,499 |
| Total interest expense | $155,000 | 7,102 |
| Net interest income | $926,000 | 4,869 |
| Provision for loan and lease losses | $14,000 | 5,196 |
| Total noninterest income | $99,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $66,000 | 4,389 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $1,051,000 | 3,706 |
| Salaries and employee benefits | $693,000 | 3,149 |
| Premises and equipment expense | $71,000 | 5,908 |
| Additional noninterest expense | $287,000 | 3,945 |
| Pre-tax net operating income | $-40,000 | 8,555 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-120,000 | 8,856 |
| Income before extraordinary items | $80,000 | 7,232 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $80,000 | 7,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $80,000 | 7,200 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,089,000 | 5,488 |
| Total interest expense | $559,000 | 7,100 |
| Net interest income | $3,530,000 | 4,870 |
| Provision for loan and lease losses | $58,000 | 5,810 |
| Total noninterest income | $451,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $276,000 | 4,510 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $175,000 | 5,383 |
| Total noninterest expense | $2,489,000 | 5,329 |
| Salaries and employee benefits | $1,514,000 | 4,913 |
| Premises and equipment expense | $310,000 | 5,586 |
| Additional noninterest expense | $665,000 | 5,697 |
| Pre-tax net operating income | $1,434,000 | 4,358 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $312,000 | 4,119 |
| Income before extraordinary items | $1,122,000 | 4,379 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,122,000 | 4,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $1,100,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,122,000 | 4,308 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 5,510 |
| Total interest expense | $409,000 | 7,159 |
| Net interest income | $2,632,000 | 4,877 |
| Provision for loan and lease losses | $42,000 | 5,667 |
| Total noninterest income | $346,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $211,000 | 4,496 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $135,000 | 5,352 |
| Total noninterest expense | $1,904,000 | 5,207 |
| Salaries and employee benefits | $1,166,000 | 4,771 |
| Premises and equipment expense | $229,000 | 5,602 |
| Additional noninterest expense | $509,000 | 5,585 |
| Pre-tax net operating income | $1,032,000 | 4,532 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $241,000 | 4,147 |
| Income before extraordinary items | $791,000 | 4,657 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $791,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $791,000 | 4,570 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 5,531 |
| Total interest expense | $271,000 | 7,200 |
| Net interest income | $1,743,000 | 4,897 |
| Provision for loan and lease losses | $31,000 | 5,281 |
| Total noninterest income | $229,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $143,000 | 4,443 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 5,466 |
| Total noninterest expense | $1,278,000 | 5,205 |
| Salaries and employee benefits | $792,000 | 4,759 |
| Premises and equipment expense | $155,000 | 5,567 |
| Additional noninterest expense | $331,000 | 5,668 |
| Pre-tax net operating income | $663,000 | 4,582 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $153,000 | 4,219 |
| Income before extraordinary items | $510,000 | 4,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $510,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $510,000 | 4,590 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 5,510 |
| Total interest expense | $141,000 | 7,178 |
| Net interest income | $884,000 | 4,873 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $104,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 4,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $620,000 | 5,340 |
| Salaries and employee benefits | $389,000 | 4,840 |
| Premises and equipment expense | $77,000 | 5,626 |
| Additional noninterest expense | $154,000 | 5,926 |
| Pre-tax net operating income | $353,000 | 4,415 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $85,000 | 4,041 |
| Income before extraordinary items | $268,000 | 4,574 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $268,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $268,000 | 4,441 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 5,575 |
| Total interest expense | $694,000 | 7,059 |
| Net interest income | $3,387,000 | 4,907 |
| Provision for loan and lease losses | $112,000 | 5,151 |
| Total noninterest income | $508,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $259,000 | 4,671 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $249,000 | 4,868 |
| Total noninterest expense | $2,605,000 | 5,073 |
| Salaries and employee benefits | $1,610,000 | 4,614 |
| Premises and equipment expense | $330,000 | 5,362 |
| Additional noninterest expense | $665,000 | 5,660 |
| Pre-tax net operating income | $1,178,000 | 4,740 |
| Securities gains (losses) | $122,000 | 1,712 |
| Applicable income taxes | $321,000 | 4,178 |
| Income before extraordinary items | $979,000 | 4,697 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $979,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $887,500 | 4,805 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 5,638 |
| Total interest expense | $548,000 | 7,089 |
| Net interest income | $2,512,000 | 4,950 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $401,000 | 5,306 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $198,000 | 4,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $1,966,000 | 5,043 |
| Salaries and employee benefits | $1,204,000 | 4,606 |
| Premises and equipment expense | $251,000 | 5,318 |
| Additional noninterest expense | $511,000 | 5,557 |
| Pre-tax net operating income | $847,000 | 4,983 |
| Securities gains (losses) | $122,000 | 1,572 |
| Applicable income taxes | $239,000 | 4,357 |
| Income before extraordinary items | $730,000 | 4,875 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $730,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $638,500 | 5,055 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 5,649 |
| Total interest expense | $388,000 | 7,051 |
| Net interest income | $1,664,000 | 4,967 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $245,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $130,000 | 4,653 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $115,000 | 5,080 |
| Total noninterest expense | $1,310,000 | 5,032 |
| Salaries and employee benefits | $797,000 | 4,620 |
| Premises and equipment expense | $166,000 | 5,313 |
| Additional noninterest expense | $347,000 | 5,499 |
| Pre-tax net operating income | $499,000 | 5,312 |
| Securities gains (losses) | $122,000 | 1,359 |
| Applicable income taxes | $149,000 | 4,503 |
| Income before extraordinary items | $472,000 | 4,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $472,000 | 4,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $379,280 | 5,333 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 5,619 |
| Total interest expense | $204,000 | 7,023 |
| Net interest income | $843,000 | 4,905 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $114,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $61,000 | 4,717 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 5,163 |
| Total noninterest expense | $665,000 | 4,982 |
| Salaries and employee benefits | $404,000 | 4,582 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $176,000 | 5,433 |
| Pre-tax net operating income | $192,000 | 5,935 |
| Securities gains (losses) | $122,000 | 892 |
| Applicable income taxes | $75,000 | 4,475 |
| Income before extraordinary items | $239,000 | 4,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $239,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $146,280 | 5,892 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 5,502 |
| Total interest expense | $1,043,000 | 6,822 |
| Net interest income | $3,490,000 | 4,765 |
| Provision for loan and lease losses | $79,000 | 6,110 |
| Total noninterest income | $468,000 | 5,397 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $251,000 | 4,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $217,000 | 4,851 |
| Total noninterest expense | $2,642,000 | 4,887 |
| Salaries and employee benefits | $1,585,000 | 4,481 |
| Premises and equipment expense | $391,000 | 4,728 |
| Additional noninterest expense | $666,000 | 5,570 |
| Pre-tax net operating income | $1,237,000 | 4,623 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $307,000 | 4,403 |
| Income before extraordinary items | $930,000 | 4,792 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $930,000 | 4,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $930,000 | 4,663 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,103,000 | 5,548 |
| Total interest expense | $1,919,000 | 6,226 |
| Net interest income | $3,184,000 | 4,859 |
| Provision for loan and lease losses | $82,000 | 5,952 |
| Total noninterest income | $406,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $268,000 | 4,456 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $138,000 | 5,698 |
| Total noninterest expense | $2,456,000 | 5,011 |
| Salaries and employee benefits | $1,297,000 | 5,039 |
| Premises and equipment expense | $295,000 | 5,573 |
| Additional noninterest expense | $864,000 | 4,526 |
| Pre-tax net operating income | $1,052,000 | 4,780 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $278,000 | 4,417 |
| Income before extraordinary items | $774,000 | 4,955 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $774,000 | 4,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $774,000 | 4,836 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 5,878 |
| Total interest expense | $1,869,000 | 6,478 |
| Net interest income | $2,949,000 | 5,211 |
| Provision for loan and lease losses | $49,000 | 6,605 |
| Total noninterest income | $348,000 | 5,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,272 |
| Total noninterest expense | $2,118,000 | 5,470 |
| Salaries and employee benefits | $1,164,000 | 5,345 |
| Premises and equipment expense | $274,000 | 5,725 |
| Additional noninterest expense | $680,000 | 5,291 |
| Pre-tax net operating income | $1,130,000 | 4,907 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $307,000 | 4,558 |
| Income before extraordinary items | $823,000 | 4,963 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $823,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $270,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $823,000 | 4,958 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,010,000 | 6,355 |
| Total interest expense | $1,555,000 | 6,838 |
| Net interest income | $2,455,000 | 5,862 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $566,000 | 4,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 4,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 3,726 |
| Total noninterest expense | $1,899,000 | 5,865 |
| Salaries and employee benefits | $1,067,000 | 5,639 |
| Premises and equipment expense | $243,000 | 6,141 |
| Additional noninterest expense | $589,000 | 5,900 |
| Pre-tax net operating income | $1,082,000 | 5,068 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $332,000 | 4,599 |
| Income before extraordinary items | $750,000 | 5,276 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $750,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $292,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $750,000 | 5,245 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,464,000 | 6,995 |
| Total interest expense | $1,204,000 | 7,904 |
| Net interest income | $2,260,000 | 6,198 |
| Provision for loan and lease losses | $103,000 | 5,042 |
| Total noninterest income | $337,000 | 6,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 4,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,121 |
| Total noninterest expense | $1,776,000 | 6,049 |
| Salaries and employee benefits | $960,000 | 5,943 |
| Premises and equipment expense | $190,000 | 6,867 |
| Additional noninterest expense | $626,000 | 5,584 |
| Pre-tax net operating income | $718,000 | 6,417 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $213,000 | 6,047 |
| Income before extraordinary items | $505,000 | 6,579 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $505,000 | 6,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $175,000 | 5,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $505,000 | 6,463 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 8,067 |
| Total interest expense | $910,000 | 8,938 |
| Net interest income | $1,841,000 | 7,233 |
| Provision for loan and lease losses | $84,000 | 5,567 |
| Total noninterest income | $337,000 | 6,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 4,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,756 |
| Total noninterest expense | $1,446,000 | 6,925 |
| Salaries and employee benefits | $772,000 | 6,921 |
| Premises and equipment expense | $165,000 | 7,471 |
| Additional noninterest expense | $509,000 | 6,430 |
| Pre-tax net operating income | $648,000 | 7,212 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $211,000 | 6,739 |
| Income before extraordinary items | $437,000 | 7,394 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $437,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $206,000 | 5,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $437,000 | 7,344 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 9,047 |
| Total interest expense | $704,000 | 9,955 |
| Net interest income | $1,530,000 | 8,194 |
| Provision for loan and lease losses | $67,000 | 5,924 |
| Total noninterest income | $245,000 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $1,261,000 | 7,795 |
| Salaries and employee benefits | $647,000 | 7,862 |
| Premises and equipment expense | $144,000 | 8,199 |
| Additional noninterest expense | $470,000 | 7,300 |
| Pre-tax net operating income | $447,000 | 8,226 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $177,000 | 7,479 |
| Income before extraordinary items | $270,000 | 8,665 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $270,000 | 8,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $215,000 | 5,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $270,000 | 8,598 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 11,829 |
| Total interest expense | $123,000 | 11,853 |
| Net interest income | $284,000 | 11,777 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $50,000 | 11,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $214,000 | 11,864 |
| Salaries and employee benefits | $109,000 | 11,854 |
| Premises and equipment expense | $20,000 | 11,799 |
| Additional noninterest expense | $85,000 | 11,738 |
| Pre-tax net operating income | $100,000 | 11,091 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $37,000 | 10,445 |
| Income before extraordinary items | $64,000 | 11,205 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $64,000 | 11,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $63,360 | 11,182 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 11,321 |
| Total interest expense | $314,000 | 11,981 |
| Net interest income | $900,000 | 10,723 |
| Provision for loan and lease losses | $-11,000 | 11,773 |
| Total noninterest income | $169,000 | 9,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $581,000 | 11,223 |
| Salaries and employee benefits | $335,000 | 10,894 |
| Premises and equipment expense | $58,000 | 11,368 |
| Additional noninterest expense | $188,000 | 11,305 |
| Pre-tax net operating income | $499,000 | 8,661 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $165,000 | 8,021 |
| Income before extraordinary items | $334,000 | 8,783 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $334,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $18,000 | 8,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $334,000 | 8,841 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 12,195 |
| Total interest expense | $321,000 | 12,582 |
| Net interest income | $723,000 | 11,778 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $170,000 | 9,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $567,000 | 11,816 |
| Salaries and employee benefits | $321,000 | 11,433 |
| Premises and equipment expense | $66,000 | 11,648 |
| Additional noninterest expense | $180,000 | 12,017 |
| Pre-tax net operating income | $320,000 | 10,079 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $108,000 | 9,551 |
| Income before extraordinary items | $212,000 | 10,506 |
| Extraordinary gains, net | $15,000 | 2,819 |
| Net income | $227,000 | 10,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $36,000 | 8,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $212,000 | 10,272 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 13,041 |
| Total interest expense | $367,000 | 13,312 |
| Net interest income | $621,000 | 12,641 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $186,000 | 9,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 8,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $531,000 | 12,445 |
| Salaries and employee benefits | $284,000 | 12,196 |
| Premises and equipment expense | $57,000 | 12,412 |
| Additional noninterest expense | $190,000 | 12,374 |
| Pre-tax net operating income | $240,000 | 10,698 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $89,000 | 10,194 |
| Income before extraordinary items | $159,000 | 11,147 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $159,000 | 11,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $95,000 | 6,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $153,880 | 10,887 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.