Home > Cole Taylor Bank > Net charge- offs to loans
Cole Taylor Bank, Net charge- offs to loans
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2037% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1909% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.5048% | 5,706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5284% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1127% | 5,121 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 5,600 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6872% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0892% | 6,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2384% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2708% | 6,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2708% | 6,333 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3113% | 881 |
| Percentage Net Loans Charged-off:Construction & development | -0.9785% | 5,841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9945% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2218% | 6,415 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6306% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3617% | 6,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 4,537 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9601% | 6,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9601% | 6,437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 4,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1585% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 1.2456% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0958% | 2,101 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3339% | 5,332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1022% | 2,989 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0188% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 3,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0599% | 5,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3581% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3581% | 84 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0038% | 5,410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0503% | 6,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0413% | 6,285 |
| Percentage Net Loans Charged-off:Construction & development | -0.1864% | 5,747 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1159% | 6,425 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4453% | 5,386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 2,900 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7970% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 3,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0824% | 5,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5040% | 55 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.5040% | 49 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0053% | 5,490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0193% | 5,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 3,734 |
| Percentage Net Loans Charged-off:Construction & development | -0.2829% | 5,855 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0361% | 6,279 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1399% | 5,333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0984% | 2,558 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0609% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 2,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0891% | 5,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.9806% | 32 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 15.9806% | 30 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0065% | 5,519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 2,702 |
| Percentage Net Loans Charged-off:Construction & development | -0.4478% | 5,987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1282% | 1,954 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9378% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0734% | 2,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 5,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 33.4707% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 33.4707% | 14 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9105% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0954% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 4.3712% | 633 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0629% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7921% | 341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4292% | 2,016 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0080% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2640% | 2,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0731% | 3,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5416% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5416% | 793 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.5484% | 135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3330% | 697 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5529% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 5.9159% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4321% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4512% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5821% | 1,551 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5814% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4146% | 1,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0860% | 2,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9349% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9349% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | 21.4597% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5341% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2301% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 5.6525% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7918% | 946 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0957% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7601% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7003% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5671% | 1,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4321% | 1,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8844% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8844% | 1,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 32.5171% | 58 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2588% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2994% | 704 |
| Percentage Net Loans Charged-off:Construction & development | 2.9825% | 607 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1882% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1440% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8707% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7471% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7729% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4237% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9647% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9647% | 1,053 |
| Percentage Net Loans Charged-off: All other loans and lease | 63.8461% | 26 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3386% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9161% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 7.7286% | 627 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1144% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5584% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6663% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8135% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0199% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1372% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6424% | 2,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6376% | 2,113 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1923% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5641% | 418 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6483% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 8.9496% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8100% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5168% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2419% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7232% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4168% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9359% | 1,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1581% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1449% | 1,129 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6084% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5490% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9594% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 12.1954% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4149% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.8410% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4373% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 6.5140% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3115% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2941% | 2,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8441% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8261% | 1,451 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.1147% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6765% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8334% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 17.3309% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5741% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8561% | 296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7456% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8393% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4387% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0264% | 2,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2591% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1822% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.7556% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1015% | 303 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.8553% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 18.1042% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3737% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8994% | 427 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9940% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0793% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5952% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1773% | 2,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5193% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3282% | 298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1939% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.3929% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 22.2548% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2723% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6736% | 319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3348% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3950% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8650% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8381% | 2,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5622% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9005% | 404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6760% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.1687% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 24.4427% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9827% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5346% | 324 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4397% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5265% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8907% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9702% | 2,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6799% | 2,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6160% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5966% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7443% | 213 |
| Percentage Net Loans Charged-off:Construction & development | 14.7814% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9266% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2118% | 402 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1742% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4168% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4669% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6901% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2335% | 3,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1844% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5492% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0090% | 385 |
| Percentage Net Loans Charged-off:Construction & development | 12.9738% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5011% | 1,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2493% | 394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9593% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0898% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5385% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3820% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8241% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1337% | 1,732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8525% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2400% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 14.0042% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5142% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9808% | 317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3350% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1021% | 1,487 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2163% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9063% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2277% | 4,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1311% | 1,508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1599% | 514 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9899% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 9.1171% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2829% | 1,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8077% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5466% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1325% | 1,163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8948% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9928% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3933% | 1,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7159% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9085% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 5.7082% | 505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1150% | 1,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0265% | 299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1162% | 2,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1392% | 749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0967% | 2,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7115% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1242% | 7,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2312% | 919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4956% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4487% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 8.5403% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2135% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6299% | 231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2490% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7574% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6212% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7924% | 2,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4759% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1782% | 717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4833% | 258 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1810% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 7.4256% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3020% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2045% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5394% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9521% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9706% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1153% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3610% | 3,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6323% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8527% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7996% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 1.8795% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 1,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0502% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3918% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8137% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1389% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6947% | 2,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1304% | 1,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3548% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5208% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.7727% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6639% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5448% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7429% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0523% | 7,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0443% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0442% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5844% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6202% | 436 |
| Percentage Net Loans Charged-off:Construction & development | 1.3230% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0915% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1530% | 210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4984% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3566% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6067% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5200% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1709% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2857% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3169% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3051% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 0.6407% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 7,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2045% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3148% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0486% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5241% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3349% | 1,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9869% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2581% | 962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2552% | 1,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1964% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.3048% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 7,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3059% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3888% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0273% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7133% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4193% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1334% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1443% | 1,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4456% | 712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3463% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 0.5893% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 8,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3150% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6298% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 5,942 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1375% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7780% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4943% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1014% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2438% | 1,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1045% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.1495% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0662% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1362% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1430% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1298% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7660% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4382% | 3,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0510% | 1,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3118% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0955% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.1051% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0884% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1384% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1674% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1100% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1240% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0964% | 7,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0803% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3290% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0009% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1210% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1482% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2429% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0526% | 1,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3199% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5145% | 8,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1076% | 961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2839% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1350% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2367% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2893% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4660% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0973% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8996% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8862% | 8,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0040% | 906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2406% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0971% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0023% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1535% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0031% | 6,314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2203% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2274% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2105% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6078% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2796% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1254% | 1,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1196% | 998 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 7,742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2073% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 6,291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2743% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3078% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2264% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4224% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1099% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0332% | 1,297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2512% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1730% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3131% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0065% | 6,240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3000% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2844% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3228% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4371% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2649% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0823% | 986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 4,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1875% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3267% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 8,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1714% | 7,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6279% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0532% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3352% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0894% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0189% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0699% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0117% | 6,397 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2510% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2174% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3002% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8501% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6247% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1277% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2876% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0263% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0623% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0160% | 6,354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1913% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1169% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2988% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7466% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5635% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1512% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2908% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 1,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0406% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 8,406 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0252% | 6,325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1947% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0472% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3996% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8295% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1048% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1939% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3781% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1053% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0867% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3133% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2000% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4648% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9690% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4584% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3740% | 570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4699% | 1,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1614% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2834% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1813% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1718% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1915% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1487% | 1,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0637% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 101.8307% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3066% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4306% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1680% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3133% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1689% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1555% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1824% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0367% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2046% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 102.5172% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2888% | 1,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1851% | 2,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1176% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1476% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1896% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1974% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1820% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2667% | 2,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6357% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 108.4643% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1196% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1437% | 2,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1274% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1475% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2151% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2560% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1776% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1066% | 2,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4259% | 1,361 |
| Percentage Net Loans Charged-off: Credit card loans | 39.6501% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0904% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3845% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2003% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.1043% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3140% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1872% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1821% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1631% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1949% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7477% | 2,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3036% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | 18.2648% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1663% | 1,492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4885% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 2,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 823 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 8,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0837% | 1,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1074% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 1,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5021% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8034% | 2,877 |
| Percentage Net Loans Charged-off: Credit card loans | 15.3579% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2967% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2661% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1018% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3451% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0967% | 1,363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4980% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2458% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4930% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3643% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3078% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.1358% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0597% | 1,360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 1,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6564% | 303 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0350% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | 13.4677% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5269% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4935% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1789% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0070% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3629% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1694% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2429% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9641% | 178 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4442% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6786% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5528% | 135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2344% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0759% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0114% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0931% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3389% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9188% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4800% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1709% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2390% | 3,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1438% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3827% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1956% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0900% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1158% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1468% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0396% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1368% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2634% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2592% | 3,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2406% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8522% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1757% | 219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0381% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2398% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4352% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4213% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0442% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4047% | 2,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2475% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0877% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6806% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0053% | 330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0040% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0706% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7829% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2427% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8570% | 784 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0205% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5737% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4630% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1219% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1722% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2093% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9508% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2496% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1971% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1449% | 298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7919% | 2,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1141% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2363% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3079% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1649% | 329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2424% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5473% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0658% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |