Home > CNB Bank and Trust, N.A. > Income and Expense

CNB Bank and Trust, N.A., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$75,299,000661
Total interest expense$24,628,000682
Net interest income$50,671,000657
Provision for loan and lease losses$642,0001,106
Total noninterest income$10,272,000723
Gross Fiduciary activities income$2,705,000351
Service charges on deposit accounts$2,105,000534
Trading account gains and feesNANA
Additional Noninterest Income$5,462,000833
Total noninterest expense$40,253,000682
Salaries and employee benefits$24,488,000628
Premises and equipment expense$3,481,000762
Additional noninterest expense$5,462,000833
Pre-tax net operating income$20,048,000689
Securities gains (losses)$0988
Applicable income taxes$4,767,000550
Income before extraordinary items$15,281,000727
Extraordinary gains, net$054
Net income$15,281,000738
Minority interest net income$088
Net income of bank and minority interests.$15,281,000730
Net charge-offs$-973,0004,567
Cash dividends$6,900,000634
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,281,000736
2023-09-30 (YTD Data)Rank
Total interest income$55,377,000667
Total interest expense$17,345,000673
Net interest income$38,032,000672
Provision for loan and lease losses$711,000821
Total noninterest income$7,606,000731
Gross Fiduciary activities income$1,927,000358
Service charges on deposit accounts$1,533,000546
Trading account gains and feesNANA
Additional Noninterest Income$4,146,000845
Total noninterest expense$30,153,000687
Salaries and employee benefits$18,435,000631
Premises and equipment expense$2,614,000764
Additional noninterest expense$4,146,000845
Pre-tax net operating income$14,774,000716
Securities gains (losses)$0849
Applicable income taxes$3,493,000586
Income before extraordinary items$11,281,000755
Extraordinary gains, net$052
Net income$11,281,000759
Minority interest net income$081
Net income of bank and minority interests.$11,281,000755
Net charge-offs$133,0001,060
Cash dividends$5,400,000574
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,281,000767
2023-06-30 (YTD Data)Rank
Total interest income$35,289,000675
Total interest expense$11,011,000638
Net interest income$24,278,000696
Provision for loan and lease losses$190,0001,373
Total noninterest income$4,791,000750
Gross Fiduciary activities income$1,268,000356
Service charges on deposit accounts$988,000549
Trading account gains and feesNANA
Additional Noninterest Income$2,535,000829
Total noninterest expense$19,915,000679
Salaries and employee benefits$12,123,000625
Premises and equipment expense$1,739,000754
Additional noninterest expense$2,535,000828
Pre-tax net operating income$8,964,000765
Securities gains (losses)$0938
Applicable income taxes$2,074,000650
Income before extraordinary items$6,890,000814
Extraordinary gains, net$051
Net income$6,890,000825
Minority interest net income$081
Net income of bank and minority interests.$6,890,000814
Net charge-offs$155,000766
Cash dividends$3,400,000585
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,890,000824
2023-03-31 (YTD Data)Rank
Total interest income$16,716,000701
Total interest expense$5,216,000586
Net interest income$11,500,000735
Provision for loan and lease losses$-188,0004,574
Total noninterest income$2,308,000755
Gross Fiduciary activities income$610,000372
Service charges on deposit accounts$483,000573
Trading account gains and feesNANA
Additional Noninterest Income$1,215,000848
Total noninterest expense$10,107,000678
Salaries and employee benefits$6,086,000640
Premises and equipment expense$886,000770
Additional noninterest expense$1,215,000848
Pre-tax net operating income$3,889,000899
Securities gains (losses)$0950
Applicable income taxes$867,000736
Income before extraordinary items$3,022,000934
Extraordinary gains, net$04
Net income$3,022,000933
Minority interest net income$048
Net income of bank and minority interests.$3,022,000933
Net charge-offs$-104,0004,554
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,022,000951
2022-12-31 (YTD Data)Rank
Total interest income$55,422,000680
Total interest expense$5,886,000701
Net interest income$49,536,000677
Provision for loan and lease losses$3,198,000380
Total noninterest income$9,918,000761
Gross Fiduciary activities income$2,165,000404
Service charges on deposit accounts$2,025,000566
Trading account gains and feesNANA
Additional Noninterest Income$5,728,000816
Total noninterest expense$38,482,000695
Salaries and employee benefits$23,466,000646
Premises and equipment expense$3,554,000733
Additional noninterest expense$5,728,000816
Pre-tax net operating income$17,774,000824
Securities gains (losses)$-54,0003,776
Applicable income taxes$3,907,000708
Income before extraordinary items$13,813,000862
Extraordinary gains, net$05
Net income$13,813,000863
Minority interest net income$063
Net income of bank and minority interests.$13,813,000863
Net charge-offs$3,528,000199
Cash dividends$6,000,000666
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,855,660880
2022-09-30 (YTD Data)Rank
Total interest income$40,165,000678
Total interest expense$3,023,000731
Net interest income$37,142,000672
Provision for loan and lease losses$1,690,000443
Total noninterest income$7,657,000765
Gross Fiduciary activities income$1,613,000403
Service charges on deposit accounts$1,524,000571
Trading account gains and feesNANA
Additional Noninterest Income$4,520,000804
Total noninterest expense$28,393,000695
Salaries and employee benefits$17,470,000647
Premises and equipment expense$2,657,000738
Additional noninterest expense$4,520,000804
Pre-tax net operating income$14,716,000763
Securities gains (losses)$0740
Applicable income taxes$3,357,000647
Income before extraordinary items$11,359,000799
Extraordinary gains, net$04
Net income$11,359,000799
Minority interest net income$057
Net income of bank and minority interests.$11,359,000799
Net charge-offs$363,000525
Cash dividends$4,500,000620
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,359,000812
2022-06-30 (YTD Data)Rank
Total interest income$25,742,000669
Total interest expense$1,576,000733
Net interest income$24,166,000664
Provision for loan and lease losses$702,000544
Total noninterest income$5,086,000751
Gross Fiduciary activities income$1,152,000354
Service charges on deposit accounts$998,000575
Trading account gains and feesNANA
Additional Noninterest Income$2,936,000840
Total noninterest expense$18,540,000696
Salaries and employee benefits$11,387,000654
Premises and equipment expense$1,747,000739
Additional noninterest expense$5,406,000725
Pre-tax net operating income$10,010,000701
Securities gains (losses)$0687
Applicable income taxes$2,307,000601
Income before extraordinary items$7,703,000738
Extraordinary gains, net$04
Net income$7,703,000738
Minority interest net income$060
Net income of bank and minority interests.$7,703,000738
Net charge-offs$-42,0004,130
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,703,000753
2022-03-31 (YTD Data)Rank
Total interest income$12,392,000669
Total interest expense$792,000696
Net interest income$11,600,000668
Provision for loan and lease losses$02,285
Total noninterest income$2,520,000769
Gross Fiduciary activities income$549,000365
Service charges on deposit accounts$492,000575
Trading account gains and feesNANA
Additional Noninterest Income$1,479,000844
Total noninterest expense$9,344,000697
Salaries and employee benefits$5,754,000658
Premises and equipment expense$878,000738
Additional noninterest expense$2,712,000714
Pre-tax net operating income$4,776,000706
Securities gains (losses)$0623
Applicable income taxes$1,095,000614
Income before extraordinary items$3,681,000747
Extraordinary gains, net$04
Net income$3,681,000747
Minority interest net income$050
Net income of bank and minority interests.$3,681,000747
Net charge-offs$5,0001,366
Cash dividends$1,500,000555
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,681,000753
2021-12-31 (YTD Data)Rank
Total interest income$51,413,000657
Total interest expense$4,349,000617
Net interest income$47,064,000662
Provision for loan and lease losses$2,480,000225
Total noninterest income$11,520,000751
Gross Fiduciary activities income$2,120,000361
Service charges on deposit accounts$1,760,000596
Trading account gains and feesNANA
Additional Noninterest Income$7,640,000807
Total noninterest expense$36,451,000703
Salaries and employee benefits$22,400,000648
Premises and equipment expense$3,573,000735
Additional noninterest expense$10,478,000743
Pre-tax net operating income$19,653,000745
Securities gains (losses)$02,062
Applicable income taxes$4,598,000665
Income before extraordinary items$15,055,000817
Extraordinary gains, net$010
Net income$15,055,000818
Minority interest net income$074
Net income of bank and minority interests.$15,055,000818
Net charge-offs$1,690,000319
Cash dividends$5,475,000744
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,055,000794
2021-09-30 (YTD Data)Rank
Total interest income$38,350,000675
Total interest expense$3,492,000608
Net interest income$34,858,000680
Provision for loan and lease losses$2,339,000175
Total noninterest income$8,744,000768
Gross Fiduciary activities income$1,504,000369
Service charges on deposit accounts$1,263,000610
Trading account gains and feesNANA
Additional Noninterest Income$5,977,000813
Total noninterest expense$26,972,000722
Salaries and employee benefits$16,791,000655
Premises and equipment expense$2,664,000752
Additional noninterest expense$7,517,000767
Pre-tax net operating income$14,291,000809
Securities gains (losses)$02,015
Applicable income taxes$3,336,000700
Income before extraordinary items$10,955,000879
Extraordinary gains, net$08
Net income$10,955,000879
Minority interest net income$069
Net income of bank and minority interests.$10,955,000879
Net charge-offs$352,000605
Cash dividends$3,900,000702
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,955,000862
2021-06-30 (YTD Data)Rank
Total interest income$24,620,000700
Total interest expense$2,524,000578
Net interest income$22,096,000703
Provision for loan and lease losses$2,107,000139
Total noninterest income$5,989,000752
Gross Fiduciary activities income$1,031,000362
Service charges on deposit accounts$797,000619
Trading account gains and feesNANA
Additional Noninterest Income$4,161,000784
Total noninterest expense$17,467,000737
Salaries and employee benefits$10,982,000663
Premises and equipment expense$1,731,000771
Additional noninterest expense$4,754,000801
Pre-tax net operating income$8,511,000869
Securities gains (losses)$01,818
Applicable income taxes$1,943,000773
Income before extraordinary items$6,568,000951
Extraordinary gains, net$06
Net income$6,568,000951
Minority interest net income$067
Net income of bank and minority interests.$6,568,000951
Net charge-offs$205,000644
Cash dividends$1,300,0001,166
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,568,000929
2021-03-31 (YTD Data)Rank
Total interest income$12,258,000689
Total interest expense$1,376,000567
Net interest income$10,882,000701
Provision for loan and lease losses$483,000390
Total noninterest income$2,963,000754
Gross Fiduciary activities income$451,000382
Service charges on deposit accounts$390,000616
Trading account gains and feesNANA
Additional Noninterest Income$2,122,000789
Total noninterest expense$8,631,000738
Salaries and employee benefits$5,515,000665
Premises and equipment expense$881,000773
Additional noninterest expense$2,235,000822
Pre-tax net operating income$4,731,000802
Securities gains (losses)$01,392
Applicable income taxes$1,102,000700
Income before extraordinary items$3,629,000877
Extraordinary gains, net$03
Net income$3,629,000877
Minority interest net income$055
Net income of bank and minority interests.$3,629,000877
Net charge-offs$44,000883
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,629,000854
2020-12-31 (YTD Data)Rank
Total interest income$57,031,000596
Total interest expense$10,005,000503
Net interest income$47,026,000627
Provision for loan and lease losses$4,740,000592
Total noninterest income$13,000,000681
Gross Fiduciary activities income$1,626,000387
Service charges on deposit accounts$1,777,000575
Trading account gains and feesNANA
Additional Noninterest Income$9,597,000659
Total noninterest expense$36,029,000693
Salaries and employee benefits$22,160,000638
Premises and equipment expense$3,628,000718
Additional noninterest expense$10,241,000724
Pre-tax net operating income$19,257,000611
Securities gains (losses)$02,675
Applicable income taxes$4,746,000512
Income before extraordinary items$14,511,000682
Extraordinary gains, net$04
Net income$14,511,000682
Minority interest net income$072
Net income of bank and minority interests.$14,511,000682
Net charge-offs$5,736,000200
Cash dividends$4,750,000794
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,511,000654
2020-09-30 (YTD Data)Rank
Total interest income$43,806,000586
Total interest expense$8,075,000502
Net interest income$35,731,000605
Provision for loan and lease losses$4,551,000523
Total noninterest income$9,453,000672
Gross Fiduciary activities income$1,151,000388
Service charges on deposit accounts$1,313,000579
Trading account gains and feesNANA
Additional Noninterest Income$6,989,000651
Total noninterest expense$26,508,000697
Salaries and employee benefits$16,402,000632
Premises and equipment expense$2,744,000698
Additional noninterest expense$7,362,000738
Pre-tax net operating income$14,125,000592
Securities gains (losses)$02,494
Applicable income taxes$3,483,000487
Income before extraordinary items$10,642,000667
Extraordinary gains, net$04
Net income$10,642,000666
Minority interest net income$065
Net income of bank and minority interests.$10,642,000667
Net charge-offs$2,093,000313
Cash dividends$3,750,000697
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,642,000636
2020-06-30 (YTD Data)Rank
Total interest income$29,196,000593
Total interest expense$5,800,000508
Net interest income$23,396,000617
Provision for loan and lease losses$3,328,000525
Total noninterest income$5,570,000672
Gross Fiduciary activities income$732,000393
Service charges on deposit accounts$875,000582
Trading account gains and feesNANA
Additional Noninterest Income$3,963,000678
Total noninterest expense$17,018,000715
Salaries and employee benefits$10,611,000654
Premises and equipment expense$1,821,000704
Additional noninterest expense$4,586,000776
Pre-tax net operating income$8,620,000584
Securities gains (losses)$02,249
Applicable income taxes$2,089,000477
Income before extraordinary items$6,531,000658
Extraordinary gains, net$04
Net income$6,531,000658
Minority interest net income$065
Net income of bank and minority interests.$6,531,000658
Net charge-offs$2,478,000227
Cash dividends$2,500,000671
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,531,000635
2020-03-31 (YTD Data)Rank
Total interest income$14,325,000605
Total interest expense$3,194,000521
Net interest income$11,131,000637
Provision for loan and lease losses$639,000772
Total noninterest income$2,430,000718
Gross Fiduciary activities income$329,000418
Service charges on deposit accounts$533,000576
Trading account gains and feesNANA
Additional Noninterest Income$1,568,000711
Total noninterest expense$8,269,000740
Salaries and employee benefits$5,143,000673
Premises and equipment expense$892,000727
Additional noninterest expense$2,234,000791
Pre-tax net operating income$4,653,000505
Securities gains (losses)$01,705
Applicable income taxes$1,162,000412
Income before extraordinary items$3,491,000561
Extraordinary gains, net$04
Net income$3,491,000562
Minority interest net income$056
Net income of bank and minority interests.$3,491,000561
Net charge-offs$501,000370
Cash dividends$1,200,000718
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,491,000543
2019-12-31 (YTD Data)Rank
Total interest income$59,585,000589
Total interest expense$14,119,000509
Net interest income$45,466,000618
Provision for loan and lease losses$2,091,000520
Total noninterest income$10,204,000686
Gross Fiduciary activities income$1,419,000400
Service charges on deposit accounts$2,096,000603
Trading account gains and feesNANA
Additional Noninterest Income$6,689,000687
Total noninterest expense$34,737,000682
Salaries and employee benefits$21,471,000613
Premises and equipment expense$3,414,000737
Additional noninterest expense$9,852,000716
Pre-tax net operating income$18,842,000639
Securities gains (losses)$-37,0004,981
Applicable income taxes$4,708,000531
Income before extraordinary items$14,097,000705
Extraordinary gains, net$011
Net income$14,097,000706
Minority interest net income$076
Net income of bank and minority interests.$14,097,000706
Net charge-offs$819,000745
Cash dividends$4,350,000896
Sale, conversion, retirement of capital stock, net$0626
Net operating income$14,126,230691
2019-09-30 (YTD Data)Rank
Total interest income$44,683,000588
Total interest expense$10,492,000517
Net interest income$34,191,000616
Provision for loan and lease losses$1,558,000490
Total noninterest income$7,507,000692
Gross Fiduciary activities income$991,000413
Service charges on deposit accounts$1,554,000605
Trading account gains and feesNANA
Additional Noninterest Income$4,962,000687
Total noninterest expense$26,108,000681
Salaries and employee benefits$16,123,000616
Premises and equipment expense$2,546,000745
Additional noninterest expense$7,439,000704
Pre-tax net operating income$14,032,000648
Securities gains (losses)$-38,0005,070
Applicable income taxes$3,502,000537
Income before extraordinary items$10,492,000716
Extraordinary gains, net$011
Net income$10,492,000718
Minority interest net income$072
Net income of bank and minority interests.$10,492,000717
Net charge-offs$696,000619
Cash dividends$3,150,000846
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,522,020706
2019-06-30 (YTD Data)Rank
Total interest income$29,730,000583
Total interest expense$6,898,000516
Net interest income$22,832,000618
Provision for loan and lease losses$1,062,000465
Total noninterest income$4,597,000723
Gross Fiduciary activities income$698,000401
Service charges on deposit accounts$949,000653
Trading account gains and fees$0131
Additional Noninterest Income$2,950,000715
Total noninterest expense$17,413,000673
Salaries and employee benefits$10,505,000628
Premises and equipment expense$1,744,000734
Additional noninterest expense$5,164,000686
Pre-tax net operating income$8,954,000651
Securities gains (losses)$-39,0005,129
Applicable income taxes$2,214,000541
Income before extraordinary items$6,701,000715
Extraordinary gains, net$011
Net income$6,701,000715
Minority interest net income$069
Net income of bank and minority interests.$6,701,000715
Net charge-offs$618,000495
Cash dividends$2,400,000764
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,731,810705
2019-03-31 (YTD Data)Rank
Total interest income$14,697,000588
Total interest expense$3,316,000521
Net interest income$11,381,000620
Provision for loan and lease losses$825,000324
Total noninterest income$2,041,000763
Gross Fiduciary activities income$312,000422
Service charges on deposit accounts$479,000641
Trading account gains and fees$0126
Additional Noninterest Income$1,250,000769
Total noninterest expense$8,552,000681
Salaries and employee benefits$5,280,000621
Premises and equipment expense$867,000751
Additional noninterest expense$2,405,000723
Pre-tax net operating income$4,045,000684
Securities gains (losses)$01,087
Applicable income taxes$993,000571
Income before extraordinary items$3,052,000759
Extraordinary gains, net$05
Net income$3,052,000759
Minority interest net income$052
Net income of bank and minority interests.$3,052,000758
Net charge-offs$223,000577
Cash dividends$1,200,000732
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,052,000748
2018-12-31 (YTD Data)Rank
Total interest income$42,157,000756
Total interest expense$8,079,000630
Net interest income$34,078,000782
Provision for loan and lease losses$2,204,000463
Total noninterest income$4,629,0001,144
Gross Fiduciary activities income$961,000471
Service charges on deposit accounts$1,133,0001,047
Trading account gains and feesNANA
Additional Noninterest Income$2,535,0001,280
Total noninterest expense$23,583,000929
Salaries and employee benefits$14,477,000862
Premises and equipment expense$2,256,0001,072
Additional noninterest expense$6,850,000980
Pre-tax net operating income$12,920,000845
Securities gains (losses)$-16,0004,523
Applicable income taxes$3,268,000629
Income before extraordinary items$9,636,000940
Extraordinary gains, net$06
Net income$9,636,000939
Minority interest net income$072
Net income of bank and minority interests.$9,636,000939
Net charge-offs$1,515,000430
Cash dividends$12,310,000355
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,648,640939
2018-09-30 (YTD Data)Rank
Total interest income$31,063,000755
Total interest expense$5,488,000646
Net interest income$25,575,000770
Provision for loan and lease losses$1,527,000472
Total noninterest income$3,396,0001,172
Gross Fiduciary activities income$704,000469
Service charges on deposit accounts$833,0001,073
Trading account gains and feesNANA
Additional Noninterest Income$1,859,0001,315
Total noninterest expense$17,516,000935
Salaries and employee benefits$10,710,000873
Premises and equipment expense$1,817,000997
Additional noninterest expense$4,989,000994
Pre-tax net operating income$9,928,000831
Securities gains (losses)$-16,0004,874
Applicable income taxes$2,515,000621
Income before extraordinary items$7,397,000933
Extraordinary gains, net$05
Net income$7,397,000931
Minority interest net income$066
Net income of bank and minority interests.$7,397,000932
Net charge-offs$830,000503
Cash dividends$11,105,000295
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,409,640928
2018-06-30 (YTD Data)Rank
Total interest income$20,479,000752
Total interest expense$3,338,000657
Net interest income$17,141,000767
Provision for loan and lease losses$831,000543
Total noninterest income$2,271,0001,167
Gross Fiduciary activities income$489,000457
Service charges on deposit accounts$544,0001,089
Trading account gains and feesNANA
Additional Noninterest Income$1,238,0001,323
Total noninterest expense$11,432,000952
Salaries and employee benefits$7,004,000892
Premises and equipment expense$1,205,0001,005
Additional noninterest expense$3,223,0001,020
Pre-tax net operating income$7,149,000764
Securities gains (losses)$-16,0005,070
Applicable income taxes$1,821,000583
Income before extraordinary items$5,312,000849
Extraordinary gains, net$06
Net income$5,312,000847
Minority interest net income$065
Net income of bank and minority interests.$5,312,000848
Net charge-offs$576,000481
Cash dividends$9,825,000241
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,324,640847
2018-03-31 (YTD Data)Rank
Total interest income$10,076,000751
Total interest expense$1,581,000653
Net interest income$8,495,000771
Provision for loan and lease losses$495,000482
Total noninterest income$1,048,0001,231
Gross Fiduciary activities income$221,000492
Service charges on deposit accounts$279,0001,070
Trading account gains and feesNANA
Additional Noninterest Income$548,0001,410
Total noninterest expense$5,764,000953
Salaries and employee benefits$3,563,000887
Premises and equipment expense$590,0001,031
Additional noninterest expense$1,611,0001,002
Pre-tax net operating income$3,284,000793
Securities gains (losses)$0735
Applicable income taxes$816,000615
Income before extraordinary items$2,468,000889
Extraordinary gains, net$07
Net income$2,468,000889
Minority interest net income$052
Net income of bank and minority interests.$2,468,000889
Net charge-offs$469,000319
Cash dividends$795,000864
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,468,000884
2017-12-31 (YTD Data)Rank
Total interest income$39,183,000728
Total interest expense$5,597,000619
Net interest income$33,586,000751
Provision for loan and lease losses$2,255,000472
Total noninterest income$4,934,0001,130
Gross Fiduciary activities income$1,331,000407
Service charges on deposit accounts$1,192,0001,019
Trading account gains and feesNANA
Additional Noninterest Income$2,411,0001,359
Total noninterest expense$22,449,000965
Salaries and employee benefits$13,696,000885
Premises and equipment expense$2,136,0001,095
Additional noninterest expense$6,617,000982
Pre-tax net operating income$13,816,000740
Securities gains (losses)$51,000892
Applicable income taxes$5,418,000632
Income before extraordinary items$8,449,000861
Extraordinary gains, net$09
Net income$8,449,000862
Minority interest net income$076
Net income of bank and minority interests.$8,449,000861
Net charge-offs$2,442,000343
Cash dividends$3,200,000977
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,416,360854
2017-09-30 (YTD Data)Rank
Total interest income$28,855,000740
Total interest expense$4,081,000619
Net interest income$24,774,000766
Provision for loan and lease losses$1,669,000474
Total noninterest income$3,640,0001,158
Gross Fiduciary activities income$994,000412
Service charges on deposit accounts$879,0001,040
Trading account gains and feesNANA
Additional Noninterest Income$1,767,0001,391
Total noninterest expense$16,254,000989
Salaries and employee benefits$10,036,000903
Premises and equipment expense$1,606,0001,106
Additional noninterest expense$4,612,0001,049
Pre-tax net operating income$10,491,000728
Securities gains (losses)$02,274
Applicable income taxes$3,580,000603
Income before extraordinary items$6,911,000864
Extraordinary gains, net$09
Net income$6,911,000865
Minority interest net income$071
Net income of bank and minority interests.$6,911,000864
Net charge-offs$2,050,000294
Cash dividends$2,280,000941
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,911,000854
2017-06-30 (YTD Data)Rank
Total interest income$18,968,000744
Total interest expense$2,680,000611
Net interest income$16,288,000773
Provision for loan and lease losses$1,400,000383
Total noninterest income$2,432,0001,154
Gross Fiduciary activities income$667,000411
Service charges on deposit accounts$575,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$1,190,0001,384
Total noninterest expense$10,872,000986
Salaries and employee benefits$6,790,000901
Premises and equipment expense$1,063,0001,115
Additional noninterest expense$3,019,0001,078
Pre-tax net operating income$6,448,000780
Securities gains (losses)$01,906
Applicable income taxes$2,172,000632
Income before extraordinary items$4,276,000911
Extraordinary gains, net$011
Net income$4,276,000912
Minority interest net income$071
Net income of bank and minority interests.$4,276,000911
Net charge-offs$1,358,000287
Cash dividends$1,500,000954
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,276,000901
2017-03-31 (YTD Data)Rank
Total interest income$9,301,000760
Total interest expense$1,318,000597
Net interest income$7,983,000786
Provision for loan and lease losses$256,000772
Total noninterest income$1,136,0001,203
Gross Fiduciary activities income$340,000410
Service charges on deposit accounts$282,0001,057
Trading account gains and fees$0142
Additional Noninterest Income$514,0001,504
Total noninterest expense$5,310,0001,015
Salaries and employee benefits$3,359,000910
Premises and equipment expense$536,0001,113
Additional noninterest expense$1,415,0001,131
Pre-tax net operating income$3,553,000702
Securities gains (losses)$01,153
Applicable income taxes$1,226,000572
Income before extraordinary items$2,327,000823
Extraordinary gains, net$08
Net income$2,327,000822
Minority interest net income$055
Net income of bank and minority interests.$2,327,000823
Net charge-offs$269,000498
Cash dividends$750,000906
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,327,000812
2016-12-31 (YTD Data)Rank
Total interest income$36,539,000737
Total interest expense$5,046,000596
Net interest income$31,493,000761
Provision for loan and lease losses$1,577,000626
Total noninterest income$4,530,0001,239
Gross Fiduciary activities income$1,019,000454
Service charges on deposit accounts$1,118,0001,094
Trading account gains and fees$0170
Additional Noninterest Income$2,393,0001,414
Total noninterest expense$21,614,000987
Salaries and employee benefits$13,117,000906
Premises and equipment expense$2,176,0001,091
Additional noninterest expense$6,321,0001,038
Pre-tax net operating income$12,832,000745
Securities gains (losses)$20,0002,370
Applicable income taxes$4,436,000600
Income before extraordinary items$8,416,000887
Extraordinary gains, net$05
Net income$8,416,000886
Minority interest net income$082
Net income of bank and minority interests.$8,416,000886
Net charge-offs$199,0001,935
Cash dividends$2,765,0001,087
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,403,000865
2016-09-30 (YTD Data)Rank
Total interest income$26,783,000749
Total interest expense$3,723,000601
Net interest income$23,060,000776
Provision for loan and lease losses$1,014,000678
Total noninterest income$3,368,0001,238
Gross Fiduciary activities income$773,000451
Service charges on deposit accounts$825,0001,109
Trading account gains and fees$0169
Additional Noninterest Income$1,770,0001,424
Total noninterest expense$15,462,0001,025
Salaries and employee benefits$9,614,000930
Premises and equipment expense$1,606,0001,107
Additional noninterest expense$4,242,0001,156
Pre-tax net operating income$9,952,000714
Securities gains (losses)$19,0002,332
Applicable income taxes$3,452,000595
Income before extraordinary items$6,519,000856
Extraordinary gains, net$05
Net income$6,519,000856
Minority interest net income$071
Net income of bank and minority interests.$6,519,000856
Net charge-offs$159,0001,643
Cash dividends$2,025,0001,011
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,506,650832
2016-06-30 (YTD Data)Rank
Total interest income$17,526,000760
Total interest expense$2,471,000600
Net interest income$15,055,000793
Provision for loan and lease losses$586,000762
Total noninterest income$2,269,0001,213
Gross Fiduciary activities income$570,000437
Service charges on deposit accounts$521,0001,151
Trading account gains and fees$0157
Additional Noninterest Income$1,178,0001,391
Total noninterest expense$10,226,0001,029
Salaries and employee benefits$6,404,000932
Premises and equipment expense$1,060,0001,117
Additional noninterest expense$2,762,0001,179
Pre-tax net operating income$6,512,000714
Securities gains (losses)$19,0001,971
Applicable income taxes$2,219,000604
Income before extraordinary items$4,312,000854
Extraordinary gains, net$016
Net income$4,312,000853
Minority interest net income$071
Net income of bank and minority interests.$4,312,000853
Net charge-offs$103,0001,589
Cash dividends$1,350,0001,050
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,299,460832
2016-03-31 (YTD Data)Rank
Total interest income$8,732,000763
Total interest expense$1,223,000605
Net interest income$7,509,000796
Provision for loan and lease losses$296,000722
Total noninterest income$1,036,0001,272
Gross Fiduciary activities income$193,000506
Service charges on deposit accounts$260,0001,149
Trading account gains and fees$0142
Additional Noninterest Income$583,0001,371
Total noninterest expense$5,096,0001,036
Salaries and employee benefits$3,185,000933
Premises and equipment expense$537,0001,106
Additional noninterest expense$1,374,0001,171
Pre-tax net operating income$3,153,000727
Securities gains (losses)$02,077
Applicable income taxes$1,065,000612
Income before extraordinary items$2,088,000853
Extraordinary gains, net$012
Net income$2,088,000854
Minority interest net income$062
Net income of bank and minority interests.$2,088,000854
Net charge-offs$-42,0005,687
Cash dividends$675,000985
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,088,000829
2015-12-31 (YTD Data)Rank
Total interest income$33,028,000779
Total interest expense$4,402,000640
Net interest income$28,626,000794
Provision for loan and lease losses$1,705,000518
Total noninterest income$4,196,0001,263
Gross Fiduciary activities income$866,000492
Service charges on deposit accounts$1,099,0001,135
Trading account gains and fees$0159
Additional Noninterest Income$2,231,0001,414
Total noninterest expense$20,625,0001,000
Salaries and employee benefits$12,513,000905
Premises and equipment expense$2,066,0001,142
Additional noninterest expense$6,046,0001,080
Pre-tax net operating income$10,492,000857
Securities gains (losses)$42,0001,766
Applicable income taxes$3,580,000673
Income before extraordinary items$6,954,0001,028
Extraordinary gains, net$023
Net income$6,954,0001,028
Minority interest net income$081
Net income of bank and minority interests.$6,954,0001,028
Net charge-offs$664,000934
Cash dividends$2,400,0001,178
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,926,2801,009
2015-09-30 (YTD Data)Rank
Total interest income$24,330,000793
Total interest expense$3,214,000656
Net interest income$21,116,000809
Provision for loan and lease losses$987,000604
Total noninterest income$3,168,0001,278
Gross Fiduciary activities income$631,000501
Service charges on deposit accounts$807,0001,157
Trading account gains and fees$0153
Additional Noninterest Income$1,730,0001,384
Total noninterest expense$15,492,0001,009
Salaries and employee benefits$9,451,000910
Premises and equipment expense$1,536,0001,175
Additional noninterest expense$4,505,0001,081
Pre-tax net operating income$7,805,000871
Securities gains (losses)$42,0001,586
Applicable income taxes$2,654,000696
Income before extraordinary items$5,193,0001,021
Extraordinary gains, net$021
Net income$5,193,0001,021
Minority interest net income$078
Net income of bank and minority interests.$5,193,0001,021
Net charge-offs$466,000908
Cash dividends$1,725,0001,103
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,165,2801,005
2015-06-30 (YTD Data)Rank
Total interest income$15,957,000807
Total interest expense$2,096,000666
Net interest income$13,861,000820
Provision for loan and lease losses$707,000568
Total noninterest income$2,064,0001,296
Gross Fiduciary activities income$463,000482
Service charges on deposit accounts$508,0001,190
Trading account gains and fees$0157
Additional Noninterest Income$1,093,0001,459
Total noninterest expense$9,982,0001,045
Salaries and employee benefits$6,293,000911
Premises and equipment expense$996,0001,207
Additional noninterest expense$2,693,0001,189
Pre-tax net operating income$5,236,000852
Securities gains (losses)$11,0001,976
Applicable income taxes$1,784,000687
Income before extraordinary items$3,463,0001,023
Extraordinary gains, net$022
Net income$3,463,0001,023
Minority interest net income$075
Net income of bank and minority interests.$3,463,0001,023
Net charge-offs$403,000763
Cash dividends$1,050,0001,173
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,455,740995
2015-03-31 (YTD Data)Rank
Total interest income$7,861,000809
Total interest expense$1,045,000669
Net interest income$6,816,000828
Provision for loan and lease losses$370,000538
Total noninterest income$1,022,0001,269
Gross Fiduciary activities income$240,000483
Service charges on deposit accounts$249,0001,191
Trading account gains and fees$0152
Additional Noninterest Income$533,0001,441
Total noninterest expense$5,023,0001,034
Salaries and employee benefits$3,196,000894
Premises and equipment expense$489,0001,242
Additional noninterest expense$1,338,0001,192
Pre-tax net operating income$2,445,000889
Securities gains (losses)$1,0001,909
Applicable income taxes$836,000709
Income before extraordinary items$1,610,0001,051
Extraordinary gains, net$013
Net income$1,610,0001,050
Minority interest net income$064
Net income of bank and minority interests.$1,610,0001,052
Net charge-offs$137,000919
Cash dividends$525,0001,064
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,609,3401,025
2014-12-31 (YTD Data)Rank
Total interest income$30,689,000814
Total interest expense$3,998,000727
Net interest income$26,691,000830
Provision for loan and lease losses$1,649,000559
Total noninterest income$3,801,0001,319
Gross Fiduciary activities income$777,000521
Service charges on deposit accounts$1,082,0001,207
Trading account gains and fees$0180
Additional Noninterest Income$1,942,0001,491
Total noninterest expense$20,106,0001,009
Salaries and employee benefits$12,240,000896
Premises and equipment expense$1,996,0001,196
Additional noninterest expense$5,870,0001,118
Pre-tax net operating income$8,737,000946
Securities gains (losses)$44,0001,815
Applicable income taxes$3,000,000713
Income before extraordinary items$5,781,0001,140
Extraordinary gains, net$017
Net income$5,781,0001,137
Minority interest net income$084
Net income of bank and minority interests.$5,781,0001,139
Net charge-offs$1,012,000889
Cash dividends$2,200,0001,187
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,751,9601,115
2014-09-30 (YTD Data)Rank
Total interest income$22,649,000833
Total interest expense$2,959,000749
Net interest income$19,690,000843
Provision for loan and lease losses$1,296,000530
Total noninterest income$2,892,0001,325
Gross Fiduciary activities income$572,000525
Service charges on deposit accounts$799,0001,227
Trading account gains and fees$0174
Additional Noninterest Income$1,521,0001,441
Total noninterest expense$15,314,000996
Salaries and employee benefits$9,330,000887
Premises and equipment expense$1,594,0001,137
Additional noninterest expense$4,390,0001,123
Pre-tax net operating income$5,972,0001,046
Securities gains (losses)$2,0002,770
Applicable income taxes$1,988,000808
Income before extraordinary items$3,986,0001,220
Extraordinary gains, net$015
Net income$3,986,0001,217
Minority interest net income$081
Net income of bank and minority interests.$3,986,0001,219
Net charge-offs$1,015,000667
Cash dividends$1,800,0001,028
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,984,6601,204
2014-06-30 (YTD Data)Rank
Total interest income$14,990,000835
Total interest expense$1,951,000763
Net interest income$13,039,000840
Provision for loan and lease losses$792,000574
Total noninterest income$1,764,0001,392
Gross Fiduciary activities income$390,000518
Service charges on deposit accounts$527,0001,224
Trading account gains and fees$0172
Additional Noninterest Income$847,0001,634
Total noninterest expense$9,836,0001,037
Salaries and employee benefits$5,982,000917
Premises and equipment expense$1,039,0001,173
Additional noninterest expense$2,815,0001,158
Pre-tax net operating income$4,175,000981
Securities gains (losses)$2,0002,363
Applicable income taxes$1,426,000738
Income before extraordinary items$2,751,0001,160
Extraordinary gains, net$020
Net income$2,751,0001,160
Minority interest net income$080
Net income of bank and minority interests.$2,751,0001,161
Net charge-offs$914,000542
Cash dividends$1,200,0001,001
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,749,6801,137
2014-03-31 (YTD Data)Rank
Total interest income$7,401,000847
Total interest expense$970,000780
Net interest income$6,431,000854
Provision for loan and lease losses$303,000681
Total noninterest income$811,0001,445
Gross Fiduciary activities income$174,000543
Service charges on deposit accounts$261,0001,218
Trading account gains and fees$0147
Additional Noninterest Income$376,0001,726
Total noninterest expense$4,972,0001,032
Salaries and employee benefits$2,942,000940
Premises and equipment expense$514,0001,208
Additional noninterest expense$1,516,0001,063
Pre-tax net operating income$1,967,000987
Securities gains (losses)$01,715
Applicable income taxes$664,000753
Income before extraordinary items$1,303,0001,175
Extraordinary gains, net$016
Net income$1,303,0001,176
Minority interest net income$066
Net income of bank and minority interests.$1,303,0001,176
Net charge-offs$269,000777
Cash dividends$600,000900
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,303,0001,156
2013-12-31 (YTD Data)Rank
Total interest income$28,927,000859
Total interest expense$4,200,000805
Net interest income$24,727,000868
Provision for loan and lease losses$1,249,000913
Total noninterest income$3,502,0001,452
Gross Fiduciary activities income$673,000545
Service charges on deposit accounts$1,075,0001,269
Trading account gains and fees$0184
Additional Noninterest Income$1,754,0001,670
Total noninterest expense$18,846,0001,085
Salaries and employee benefits$11,781,000912
Premises and equipment expense$1,935,0001,212
Additional noninterest expense$5,130,0001,311
Pre-tax net operating income$8,134,000941
Securities gains (losses)$45,0001,876
Applicable income taxes$2,612,000735
Income before extraordinary items$5,567,0001,107
Extraordinary gains, net$029
Net income$5,567,0001,110
Minority interest net income$090
Net income of bank and minority interests.$5,567,0001,110
Net charge-offs$1,003,0001,268
Cash dividends$2,520,000994
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,536,4001,095
2013-09-30 (YTD Data)Rank
Total interest income$21,252,000895
Total interest expense$3,163,000824
Net interest income$18,089,000897
Provision for loan and lease losses$889,000979
Total noninterest income$2,310,0001,618
Gross Fiduciary activities income$502,000542
Service charges on deposit accounts$791,0001,298
Trading account gains and fees$0180
Additional Noninterest Income$1,017,0002,021
Total noninterest expense$13,101,0001,176
Salaries and employee benefits$8,176,000985
Premises and equipment expense$1,447,0001,235
Additional noninterest expense$3,478,0001,426
Pre-tax net operating income$6,409,000915
Securities gains (losses)$03,040
Applicable income taxes$1,971,000748
Income before extraordinary items$4,438,0001,060
Extraordinary gains, net$025
Net income$4,438,0001,062
Minority interest net income$084
Net income of bank and minority interests.$4,438,0001,062
Net charge-offs$906,0001,078
Cash dividends$1,890,000922
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,438,0001,033
2013-06-30 (YTD Data)Rank
Total interest income$14,053,000892
Total interest expense$2,146,000832
Net interest income$11,907,000895
Provision for loan and lease losses$814,000789
Total noninterest income$1,580,0001,582
Gross Fiduciary activities income$362,000532
Service charges on deposit accounts$518,0001,295
Trading account gains and fees$0157
Additional Noninterest Income$700,0002,014
Total noninterest expense$8,489,0001,204
Salaries and employee benefits$5,272,0001,028
Premises and equipment expense$961,0001,243
Additional noninterest expense$2,256,0001,447
Pre-tax net operating income$4,184,000911
Securities gains (losses)$02,791
Applicable income taxes$1,190,000811
Income before extraordinary items$2,994,0001,044
Extraordinary gains, net$022
Net income$2,994,0001,045
Minority interest net income$082
Net income of bank and minority interests.$2,994,0001,047
Net charge-offs$752,000938
Cash dividends$1,260,000895
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,994,000996
2013-03-31 (YTD Data)Rank
Total interest income$7,086,000880
Total interest expense$1,096,000845
Net interest income$5,990,000899
Provision for loan and lease losses$706,000530
Total noninterest income$780,0001,599
Gross Fiduciary activities income$179,000543
Service charges on deposit accounts$253,0001,319
Trading account gains and fees$0148
Additional Noninterest Income$348,0002,023
Total noninterest expense$4,308,0001,184
Salaries and employee benefits$2,658,0001,026
Premises and equipment expense$491,0001,235
Additional noninterest expense$1,159,0001,403
Pre-tax net operating income$1,756,0001,048
Securities gains (losses)$01,966
Applicable income taxes$406,0001,074
Income before extraordinary items$1,350,0001,121
Extraordinary gains, net$010
Net income$1,350,0001,122
Minority interest net income$076
Net income of bank and minority interests.$1,350,0001,123
Net charge-offs$573,000695
Cash dividends$630,000785
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,350,0001,064
2012-12-31 (YTD Data)Rank
Total interest income$30,060,000865
Total interest expense$5,069,000891
Net interest income$24,991,000854
Provision for loan and lease losses$2,345,000945
Total noninterest income$2,775,0001,742
Gross Fiduciary activities income$655,000543
Service charges on deposit accounts$1,073,0001,334
Trading account gains and fees$0166
Additional Noninterest Income$1,047,0002,312
Total noninterest expense$16,183,0001,247
Salaries and employee benefits$10,080,0001,044
Premises and equipment expense$1,809,0001,312
Additional noninterest expense$4,294,0001,570
Pre-tax net operating income$9,238,000783
Securities gains (losses)$8,0003,432
Applicable income taxes$3,054,000601
Income before extraordinary items$6,192,000976
Extraordinary gains, net$029
Net income$6,192,000976
Minority interest net income$093
Net income of bank and minority interests.$6,192,000976
Net charge-offs$2,014,0001,148
Cash dividends$2,600,000978
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,186,640915
2012-09-30 (YTD Data)Rank
Total interest income$22,745,000874
Total interest expense$3,925,000902
Net interest income$18,820,000859
Provision for loan and lease losses$2,171,000794
Total noninterest income$2,010,0001,784
Gross Fiduciary activities income$486,000548
Service charges on deposit accounts$793,0001,356
Trading account gains and fees$0157
Additional Noninterest Income$731,0002,400
Total noninterest expense$11,925,0001,259
Salaries and employee benefits$7,566,0001,038
Premises and equipment expense$1,316,0001,368
Additional noninterest expense$3,043,0001,654
Pre-tax net operating income$6,734,000839
Securities gains (losses)$8,0003,171
Applicable income taxes$2,216,000638
Income before extraordinary items$4,526,0001,025
Extraordinary gains, net$020
Net income$4,526,0001,025
Minority interest net income$086
Net income of bank and minority interests.$4,526,0001,025
Net charge-offs$1,560,0001,081
Cash dividends$1,900,000821
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,520,640968
2012-06-30 (YTD Data)Rank
Total interest income$15,211,000877
Total interest expense$2,737,000891
Net interest income$12,474,000869
Provision for loan and lease losses$818,0001,273
Total noninterest income$1,333,0001,773
Gross Fiduciary activities income$375,000515
Service charges on deposit accounts$529,0001,349
Trading account gains and fees$0153
Additional Noninterest Income$429,0002,550
Total noninterest expense$7,934,0001,260
Salaries and employee benefits$4,951,0001,057
Premises and equipment expense$879,0001,357
Additional noninterest expense$2,104,0001,606
Pre-tax net operating income$5,055,000733
Securities gains (losses)$9,0002,752
Applicable income taxes$1,740,000566
Income before extraordinary items$3,324,000915
Extraordinary gains, net$019
Net income$3,324,000914
Minority interest net income$084
Net income of bank and minority interests.$3,324,000915
Net charge-offs$-337,0007,202
Cash dividends$1,300,000788
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,318,060858
2012-03-31 (YTD Data)Rank
Total interest income$7,615,000882
Total interest expense$1,455,000878
Net interest income$6,160,000885
Provision for loan and lease losses$153,0002,286
Total noninterest income$806,0001,516
Gross Fiduciary activities income$194,000510
Service charges on deposit accounts$282,0001,249
Trading account gains and fees$0148
Additional Noninterest Income$330,0001,981
Total noninterest expense$3,977,0001,254
Salaries and employee benefits$2,380,0001,098
Premises and equipment expense$456,0001,312
Additional noninterest expense$1,141,0001,481
Pre-tax net operating income$2,836,000651
Securities gains (losses)$8,0001,818
Applicable income taxes$962,000523
Income before extraordinary items$1,882,000800
Extraordinary gains, net$019
Net income$1,882,000799
Minority interest net income$078
Net income of bank and minority interests.$1,882,000801
Net charge-offs$-409,0007,272
Cash dividends$700,000659
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,876,720750
2011-12-31 (YTD Data)Rank
Total interest income$30,752,000908
Total interest expense$7,073,000847
Net interest income$23,679,000925
Provision for loan and lease losses$2,361,0001,394
Total noninterest income$3,077,0001,465
Gross Fiduciary activities income$705,000490
Service charges on deposit accounts$1,174,0001,250
Trading account gains and fees$0146
Additional Noninterest Income$1,198,0001,912
Total noninterest expense$16,508,0001,194
Salaries and employee benefits$9,308,0001,063
Premises and equipment expense$1,855,0001,338
Additional noninterest expense$5,345,0001,297
Pre-tax net operating income$7,887,000775
Securities gains (losses)$03,838
Applicable income taxes$2,656,000632
Income before extraordinary items$5,231,000958
Extraordinary gains, net$029
Net income$5,231,000956
Minority interest net income$096
Net income of bank and minority interests.$5,231,000958
Net charge-offs$1,971,0001,571
Cash dividends$1,495,0001,254
Sale, conversion, retirement of capital stock, net$27,936,00026
Net operating income$5,231,000926
2011-09-30 (YTD Data)Rank
Total interest income$22,685,000938
Total interest expense$5,506,000852
Net interest income$17,179,000963
Provision for loan and lease losses$1,936,0001,269
Total noninterest income$2,483,0001,386
Gross Fiduciary activities income$527,000482
Service charges on deposit accounts$890,0001,241
Trading account gains and fees$0145
Additional Noninterest Income$1,066,0001,695
Total noninterest expense$12,634,0001,168
Salaries and employee benefits$7,076,0001,041
Premises and equipment expense$1,371,0001,371
Additional noninterest expense$4,187,0001,233
Pre-tax net operating income$5,092,000916
Securities gains (losses)$03,555
Applicable income taxes$1,636,000734
Income before extraordinary items$3,456,0001,105
Extraordinary gains, net$021
Net income$3,456,0001,105
Minority interest net income$087
Net income of bank and minority interests.$3,456,0001,105
Net charge-offs$1,853,0001,287
Cash dividends$675,0001,508
Sale, conversion, retirement of capital stock, net$27,936,00023
Net operating income$3,456,0001,050
2011-06-30 (YTD Data)Rank
Total interest income$8,615,0001,679
Total interest expense$2,144,0001,524
Net interest income$6,471,0001,736
Provision for loan and lease losses$758,0001,791
Total noninterest income$898,0002,152
Gross Fiduciary activities income$191,000619
Service charges on deposit accounts$248,0002,579
Trading account gains and fees$0153
Additional Noninterest Income$459,0002,229
Total noninterest expense$4,205,0002,282
Salaries and employee benefits$2,476,0001,966
Premises and equipment expense$485,0002,508
Additional noninterest expense$1,244,0002,659
Pre-tax net operating income$2,406,0001,237
Securities gains (losses)$02,914
Applicable income taxes$850,000876
Income before extraordinary items$1,556,0001,569
Extraordinary gains, net$015
Net income$1,556,0001,569
Minority interest net income$089
Net income of bank and minority interests.$1,556,0001,569
Net charge-offs$10,0005,333
Cash dividends$325,0001,847
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,556,0001,507
2011-03-31 (YTD Data)Rank
Total interest income$4,219,0001,726
Total interest expense$1,087,0001,564
Net interest income$3,132,0001,786
Provision for loan and lease losses$527,0001,378
Total noninterest income$441,0002,198
Gross Fiduciary activities income$86,000644
Service charges on deposit accounts$119,0002,627
Trading account gains and fees$0158
Additional Noninterest Income$236,0002,233
Total noninterest expense$2,186,0002,204
Salaries and employee benefits$1,247,0001,965
Premises and equipment expense$272,0002,312
Additional noninterest expense$667,0002,486
Pre-tax net operating income$860,0001,668
Securities gains (losses)$01,772
Applicable income taxes$293,0001,140
Income before extraordinary items$567,0002,012
Extraordinary gains, net$09
Net income$567,0002,011
Minority interest net income$086
Net income of bank and minority interests.$567,0002,012
Net charge-offs$-3,0006,584
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$567,0001,971
2010-12-31 (YTD Data)Rank
Total interest income$15,193,0001,991
Total interest expense$4,432,0001,817
Net interest income$10,761,0002,027
Provision for loan and lease losses$3,436,0001,479
Total noninterest income$1,815,0002,213
Gross Fiduciary activities income$358,000628
Service charges on deposit accounts$531,0002,533
Trading account gains and fees$0175
Additional Noninterest Income$926,0002,275
Total noninterest expense$8,522,0002,271
Salaries and employee benefits$4,677,0002,068
Premises and equipment expense$963,0002,561
Additional noninterest expense$2,882,0002,357
Pre-tax net operating income$618,0004,107
Securities gains (losses)$57,0002,569
Applicable income taxes$8,0004,266
Income before extraordinary items$667,0003,921
Extraordinary gains, net$029
Net income$667,0003,920
Minority interest net income$0111
Net income of bank and minority interests.$667,0003,922
Net charge-offs$2,610,0001,587
Cash dividends$200,0003,268
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$610,5703,914
2010-09-30 (YTD Data)Rank
Total interest income$10,754,0002,143
Total interest expense$3,287,0001,904
Net interest income$7,467,0002,230
Provision for loan and lease losses$1,972,0001,672
Total noninterest income$1,330,0002,276
Gross Fiduciary activities income$261,000630
Service charges on deposit accounts$399,0002,596
Trading account gains and fees$0165
Additional Noninterest Income$670,0002,336
Total noninterest expense$6,805,0002,126
Salaries and employee benefits$3,675,0001,976
Premises and equipment expense$688,0002,697
Additional noninterest expense$2,442,0002,110
Pre-tax net operating income$20,0005,898
Securities gains (losses)$54,0002,362
Applicable income taxes$-141,0007,135
Income before extraordinary items$215,0005,233
Extraordinary gains, net$023
Net income$215,0005,235
Minority interest net income$0110
Net income of bank and minority interests.$215,0005,236
Net charge-offs$212,0004,160
Cash dividends$200,0002,697
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$161,0005,310
2010-06-30 (YTD Data)Rank
Total interest income$7,228,0002,155
Total interest expense$2,152,0002,017
Net interest income$5,076,0002,180
Provision for loan and lease losses$238,0003,990
Total noninterest income$864,0002,255
Gross Fiduciary activities income$194,000612
Service charges on deposit accounts$260,0002,640
Trading account gains and fees$0152
Additional Noninterest Income$410,0002,388
Total noninterest expense$4,461,0002,175
Salaries and employee benefits$2,403,0002,021
Premises and equipment expense$440,0002,816
Additional noninterest expense$1,618,0002,113
Pre-tax net operating income$1,241,0002,011
Securities gains (losses)$53,0001,843
Applicable income taxes$396,0001,455
Income before extraordinary items$898,0002,302
Extraordinary gains, net$019
Net income$898,0002,299
Minority interest net income$0105
Net income of bank and minority interests.$898,0002,302
Net charge-offs$122,0004,025
Cash dividends$200,0002,292
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$861,4302,277
2010-03-31 (YTD Data)Rank
Total interest income$3,505,0002,290
Total interest expense$1,074,0002,117
Net interest income$2,431,0002,312
Provision for loan and lease losses$266,0002,593
Total noninterest income$392,0002,401
Gross Fiduciary activities income$78,000667
Service charges on deposit accounts$123,0002,742
Trading account gains and fees$0175
Additional Noninterest Income$191,0002,467
Total noninterest expense$2,027,0002,420
Salaries and employee benefits$1,215,0002,029
Premises and equipment expense$179,0003,404
Additional noninterest expense$633,0002,583
Pre-tax net operating income$530,0002,302
Securities gains (losses)$52,0001,130
Applicable income taxes$166,0001,623
Income before extraordinary items$416,0002,490
Extraordinary gains, net$016
Net income$416,0002,488
Minority interest net income$091
Net income of bank and minority interests.$416,0002,490
Net charge-offs$-7,0007,395
Cash dividends$200,0001,369
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$379,0802,544
2009-12-31 (YTD Data)Rank
Total interest income$13,692,0002,441
Total interest expense$5,215,0002,175
Net interest income$8,477,0002,565
Provision for loan and lease losses$1,563,0002,826
Total noninterest income$1,947,0002,156
Gross Fiduciary activities income$362,000620
Service charges on deposit accounts$563,0002,649
Trading account gains and fees$0211
Additional Noninterest Income$1,022,0002,118
Total noninterest expense$7,023,0002,787
Salaries and employee benefits$3,598,0002,716
Premises and equipment expense$672,0003,577
Additional noninterest expense$2,753,0002,533
Pre-tax net operating income$1,838,0002,044
Securities gains (losses)$349,0001,104
Applicable income taxes$530,0001,497
Income before extraordinary items$1,657,0001,949
Extraordinary gains, net$034
Net income$1,657,0001,946
Minority interest net income$0115
Net income of bank and minority interests.$1,657,0001,948
Net charge-offs$821,0003,144
Cash dividends$1,300,0001,331
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,391,7602,205
2009-09-30 (YTD Data)Rank
Total interest income$9,979,0002,533
Total interest expense$4,053,0002,196
Net interest income$5,926,0002,771
Provision for loan and lease losses$642,0003,425
Total noninterest income$1,407,0002,273
Gross Fiduciary activities income$269,000617
Service charges on deposit accounts$419,0002,678
Trading account gains and fees$0212
Additional Noninterest Income$719,0002,261
Total noninterest expense$5,363,0002,747
Salaries and employee benefits$2,920,0002,528
Premises and equipment expense$494,0003,650
Additional noninterest expense$1,949,0002,630
Pre-tax net operating income$1,328,0002,269
Securities gains (losses)$329,000940
Applicable income taxes$411,0001,601
Income before extraordinary items$1,246,0002,107
Extraordinary gains, net$027
Net income$1,246,0002,105
Minority interest net income$0118
Net income of bank and minority interests.$1,246,0002,107
Net charge-offs$575,0002,849
Cash dividends$575,0001,853
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$999,2502,432
2009-06-30 (YTD Data)Rank
Total interest income$6,426,0002,651
Total interest expense$2,797,0002,217
Net interest income$3,629,0002,957
Provision for loan and lease losses$396,0003,295
Total noninterest income$957,0002,249
Gross Fiduciary activities income$177,000619
Service charges on deposit accounts$270,0002,715
Trading account gains and fees$0193
Additional Noninterest Income$510,0002,195
Total noninterest expense$3,241,0003,014
Salaries and employee benefits$1,819,0002,741
Premises and equipment expense$285,0004,084
Additional noninterest expense$1,137,0002,965
Pre-tax net operating income$949,0002,206
Securities gains (losses)$298,000769
Applicable income taxes$299,0001,532
Income before extraordinary items$948,0001,935
Extraordinary gains, net$021
Net income$948,0001,933
Minority interest net income$0112
Net income of bank and minority interests.$948,0001,934
Net charge-offs$590,0002,149
Cash dividends$525,0001,568
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$721,5202,344
2009-03-31 (YTD Data)Rank
Total interest income$2,902,0002,944
Total interest expense$1,333,0002,386
Net interest income$1,569,0003,325
Provision for loan and lease losses$144,0003,393
Total noninterest income$485,0002,189
Gross Fiduciary activities income$90,000625
Service charges on deposit accounts$160,0002,326
Trading account gains and fees$0171
Additional Noninterest Income$235,0002,284
Total noninterest expense$1,329,0003,476
Salaries and employee benefits$776,0003,177
Premises and equipment expense$118,0004,670
Additional noninterest expense$435,0003,352
Pre-tax net operating income$581,0002,099
Securities gains (losses)$298,000503
Applicable income taxes$260,0001,190
Income before extraordinary items$619,0001,744
Extraordinary gains, net$015
Net income$619,0001,745
Minority interest net income$0102
Net income of bank and minority interests.$619,0001,746
Net charge-offs$-3,0007,537
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$410,4002,379
2008-12-31 (YTD Data)Rank
Total interest income$10,326,0003,444
Total interest expense$3,598,0003,776
Net interest income$6,728,0003,169
Provision for loan and lease losses$416,0004,088
Total noninterest income$1,601,0002,502
Gross Fiduciary activities income$356,000639
Service charges on deposit accounts$585,0002,696
Trading account gains and fees$0154
Additional Noninterest Income$660,0002,738
Total noninterest expense$4,534,0003,865
Salaries and employee benefits$2,583,0003,685
Premises and equipment expense$446,0004,782
Additional noninterest expense$1,505,0003,607
Pre-tax net operating income$3,379,0001,614
Securities gains (losses)$6,0002,702
Applicable income taxes$1,096,0001,119
Income before extraordinary items$2,289,0001,741
Extraordinary gains, net$039
Net income$2,289,0001,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0004,818
Cash dividends$1,605,0001,628
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,284,9201,870
2008-09-30 (YTD Data)Rank
Total interest income$7,707,0003,513
Total interest expense$2,742,0003,843
Net interest income$4,965,0003,235
Provision for loan and lease losses$240,0003,905
Total noninterest income$1,291,0002,453
Gross Fiduciary activities income$279,000635
Service charges on deposit accounts$428,0002,764
Trading account gains and fees$0148
Additional Noninterest Income$584,0002,569
Total noninterest expense$3,442,0003,811
Salaries and employee benefits$1,995,0003,621
Premises and equipment expense$347,0004,691
Additional noninterest expense$1,100,0003,615
Pre-tax net operating income$2,574,0001,874
Securities gains (losses)$6,0002,568
Applicable income taxes$848,0001,316
Income before extraordinary items$1,732,0002,032
Extraordinary gains, net$031
Net income$1,732,0002,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,778
Cash dividends$855,0002,028
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,727,9802,138
2008-06-30 (YTD Data)Rank
Total interest income$5,187,0003,546
Total interest expense$1,932,0003,830
Net interest income$3,255,0003,277
Provision for loan and lease losses$188,0003,261
Total noninterest income$917,0002,382
Gross Fiduciary activities income$227,000608
Service charges on deposit accounts$276,0002,810
Trading account gains and fees$0149
Additional Noninterest Income$414,0002,536
Total noninterest expense$2,221,0003,926
Salaries and employee benefits$1,268,0003,805
Premises and equipment expense$239,0004,627
Additional noninterest expense$714,0003,669
Pre-tax net operating income$1,763,0001,895
Securities gains (losses)$3,0002,869
Applicable income taxes$566,0001,462
Income before extraordinary items$1,200,0002,196
Extraordinary gains, net$021
Net income$1,200,0002,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,151
Cash dividends$665,0001,923
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,197,9602,152
2008-03-31 (YTD Data)Rank
Total interest income$2,712,0003,512
Total interest expense$1,079,0003,724
Net interest income$1,633,0003,267
Provision for loan and lease losses$75,0003,123
Total noninterest income$444,0002,420
Gross Fiduciary activities income$130,000601
Service charges on deposit accounts$133,0002,851
Trading account gains and fees$0158
Additional Noninterest Income$181,0002,718
Total noninterest expense$1,188,0003,734
Salaries and employee benefits$652,0003,740
Premises and equipment expense$125,0004,513
Additional noninterest expense$411,0003,236
Pre-tax net operating income$814,0002,124
Securities gains (losses)$3,0002,367
Applicable income taxes$269,0001,595
Income before extraordinary items$548,0002,494
Extraordinary gains, net$015
Net income$548,0002,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,080
Cash dividends$175,0002,457
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$545,9902,432
2007-12-31 (YTD Data)Rank
Total interest income$11,747,0003,342
Total interest expense$5,179,0003,382
Net interest income$6,568,0003,266
Provision for loan and lease losses$100,0004,892
Total noninterest income$1,521,0002,684
Gross Fiduciary activities income$347,000671
Service charges on deposit accounts$524,0002,945
Trading account gains and fees$0178
Additional Noninterest Income$650,0002,877
Total noninterest expense$4,453,0003,791
Salaries and employee benefits$2,608,0003,604
Premises and equipment expense$497,0004,378
Additional noninterest expense$1,348,0003,734
Pre-tax net operating income$3,536,0002,177
Securities gains (losses)$2,0001,832
Applicable income taxes$1,153,0001,689
Income before extraordinary items$2,385,0002,472
Extraordinary gains, net$039
Net income$2,385,0002,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,390
Cash dividends$2,010,0001,590
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,383,6602,467
2007-09-30 (YTD Data)Rank
Total interest income$8,827,0003,342
Total interest expense$3,961,0003,317
Net interest income$4,866,0003,301
Provision for loan and lease losses$06,528
Total noninterest income$1,141,0002,680
Gross Fiduciary activities income$253,000675
Service charges on deposit accounts$390,0002,958
Trading account gains and fees$0184
Additional Noninterest Income$498,0002,855
Total noninterest expense$3,372,0003,740
Salaries and employee benefits$1,978,0003,573
Premises and equipment expense$370,0004,393
Additional noninterest expense$1,024,0003,632
Pre-tax net operating income$2,635,0002,338
Securities gains (losses)$01,655
Applicable income taxes$856,0001,810
Income before extraordinary items$1,779,0002,613
Extraordinary gains, net$033
Net income$1,779,0002,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,905
Cash dividends$1,329,0001,652
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,779,0002,589
2007-06-30 (YTD Data)Rank
Total interest income$5,763,0003,414
Total interest expense$2,597,0003,353
Net interest income$3,166,0003,401
Provision for loan and lease losses$06,209
Total noninterest income$799,0002,604
Gross Fiduciary activities income$185,000664
Service charges on deposit accounts$266,0002,898
Trading account gains and fees$0168
Additional Noninterest Income$348,0002,781
Total noninterest expense$2,246,0003,774
Salaries and employee benefits$1,316,0003,600
Premises and equipment expense$261,0004,256
Additional noninterest expense$669,0003,686
Pre-tax net operating income$1,719,0002,430
Securities gains (losses)$01,444
Applicable income taxes$560,0001,925
Income before extraordinary items$1,159,0002,705
Extraordinary gains, net$029
Net income$1,159,0002,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,811
Cash dividends$1,190,0001,356
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,159,0002,692
2007-03-31 (YTD Data)Rank
Total interest income$2,832,0003,446
Total interest expense$1,226,0003,487
Net interest income$1,606,0003,349
Provision for loan and lease losses$05,779
Total noninterest income$415,0002,494
Gross Fiduciary activities income$96,000666
Service charges on deposit accounts$130,0002,901
Trading account gains and fees$0195
Additional Noninterest Income$189,0002,631
Total noninterest expense$1,149,0003,691
Salaries and employee benefits$675,0003,557
Premises and equipment expense$125,0004,394
Additional noninterest expense$349,0003,544
Pre-tax net operating income$872,0002,403
Securities gains (losses)$01,187
Applicable income taxes$295,0001,868
Income before extraordinary items$577,0002,720
Extraordinary gains, net$022
Net income$577,0002,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,851
Cash dividends$785,000996
Sale, conversion, retirement of capital stock, net$0885
Net operating income$577,0002,707
2006-12-31 (YTD Data)Rank
Total interest income$10,814,0003,372
Total interest expense$4,292,0003,420
Net interest income$6,522,0003,306
Provision for loan and lease losses$210,0003,430
Total noninterest income$1,328,0002,929
Gross Fiduciary activities income$323,000696
Service charges on deposit accounts$413,0003,471
Trading account gains and fees$0130
Additional Noninterest Income$592,0003,042
Total noninterest expense$4,382,0003,703
Salaries and employee benefits$2,590,0003,524
Premises and equipment expense$536,0004,074
Additional noninterest expense$1,256,0003,803
Pre-tax net operating income$3,258,0002,630
Securities gains (losses)$1,0001,542
Applicable income taxes$1,065,0002,106
Income before extraordinary items$2,194,0002,903
Extraordinary gains, net$051
Net income$2,194,0002,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0001,302
Cash dividends$1,025,0002,503
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,193,3302,891
2006-09-30 (YTD Data)Rank
Total interest income$7,984,0003,384
Total interest expense$3,083,0003,439
Net interest income$4,901,0003,322
Provision for loan and lease losses$60,0004,851
Total noninterest income$957,0003,022
Gross Fiduciary activities income$206,000728
Service charges on deposit accounts$308,0003,507
Trading account gains and fees$0126
Additional Noninterest Income$443,0003,050
Total noninterest expense$3,354,0003,650
Salaries and employee benefits$2,028,0003,412
Premises and equipment expense$404,0004,083
Additional noninterest expense$922,0003,851
Pre-tax net operating income$2,444,0002,705
Securities gains (losses)$1,0001,261
Applicable income taxes$795,0002,209
Income before extraordinary items$1,650,0002,982
Extraordinary gains, net$045
Net income$1,650,0002,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,298
Cash dividends$650,0002,540
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,649,3302,973
2006-06-30 (YTD Data)Rank
Total interest income$5,185,0003,409
Total interest expense$1,940,0003,467
Net interest income$3,245,0003,348
Provision for loan and lease losses$60,0004,062
Total noninterest income$650,0002,973
Gross Fiduciary activities income$144,000728
Service charges on deposit accounts$200,0003,543
Trading account gains and fees$0126
Additional Noninterest Income$306,0002,980
Total noninterest expense$2,288,0003,595
Salaries and employee benefits$1,378,0003,365
Premises and equipment expense$289,0003,878
Additional noninterest expense$621,0003,809
Pre-tax net operating income$1,547,0002,827
Securities gains (losses)$01,185
Applicable income taxes$497,0002,320
Income before extraordinary items$1,050,0003,101
Extraordinary gains, net$039
Net income$1,050,0003,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$550,0002,235
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,050,0003,087
2006-03-31 (YTD Data)Rank
Total interest income$2,524,0003,417
Total interest expense$933,0003,438
Net interest income$1,591,0003,371
Provision for loan and lease losses$06,013
Total noninterest income$304,0003,065
Gross Fiduciary activities income$68,000750
Service charges on deposit accounts$92,0003,651
Trading account gains and fees$0115
Additional Noninterest Income$144,0003,050
Total noninterest expense$1,107,0003,705
Salaries and employee benefits$674,0003,438
Premises and equipment expense$146,0003,863
Additional noninterest expense$287,0004,039
Pre-tax net operating income$788,0002,740
Securities gains (losses)$0955
Applicable income taxes$253,0002,248
Income before extraordinary items$535,0003,007
Extraordinary gains, net$021
Net income$535,0003,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$210,0002,327
Sale, conversion, retirement of capital stock, net$0648
Net operating income$535,0002,986
2005-12-31 (YTD Data)Rank
Total interest income$9,167,0003,375
Total interest expense$2,745,0003,571
Net interest income$6,422,0003,244
Provision for loan and lease losses$846,0001,202
Total noninterest income$1,229,0003,084
Gross Fiduciary activities income$305,000700
Service charges on deposit accounts$393,0003,593
Trading account gains and fees$0138
Additional Noninterest Income$531,0003,260
Total noninterest expense$4,352,0003,618
Salaries and employee benefits$2,616,0003,350
Premises and equipment expense$546,0003,925
Additional noninterest expense$1,190,0003,889
Pre-tax net operating income$2,453,0003,197
Securities gains (losses)$-3,0007,152
Applicable income taxes$736,0002,735
Income before extraordinary items$1,714,0003,481
Extraordinary gains, net$046
Net income$1,714,0003,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$554,0001,075
Cash dividends$808,0002,810
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,716,1003,444
2005-09-30 (YTD Data)Rank
Total interest income$6,621,0003,423
Total interest expense$1,910,0003,628
Net interest income$4,711,0003,299
Provision for loan and lease losses$646,0001,147
Total noninterest income$917,0003,107
Gross Fiduciary activities income$227,000690
Service charges on deposit accounts$295,0003,593
Trading account gains and fees$0126
Additional Noninterest Income$395,0003,301
Total noninterest expense$3,337,0003,533
Salaries and employee benefits$2,050,0003,208
Premises and equipment expense$413,0003,881
Additional noninterest expense$874,0003,910
Pre-tax net operating income$1,645,0003,517
Securities gains (losses)$-3,0007,524
Applicable income taxes$472,0003,049
Income before extraordinary items$1,170,0003,735
Extraordinary gains, net$035
Net income$1,170,0003,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$523,000809
Cash dividends$433,0003,039
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,172,1303,696
2005-06-30 (YTD Data)Rank
Total interest income$4,409,0003,362
Total interest expense$1,213,0003,591
Net interest income$3,196,0003,226
Provision for loan and lease losses$100,0003,338
Total noninterest income$577,0003,190
Gross Fiduciary activities income$158,000677
Service charges on deposit accounts$192,0003,588
Trading account gains and fees$0116
Additional Noninterest Income$227,0003,541
Total noninterest expense$2,203,0003,543
Salaries and employee benefits$1,335,0003,249
Premises and equipment expense$271,0003,911
Additional noninterest expense$597,0003,822
Pre-tax net operating income$1,470,0002,807
Securities gains (losses)$17,0001,160
Applicable income taxes$472,0002,347
Income before extraordinary items$1,015,0003,054
Extraordinary gains, net$030
Net income$1,015,0003,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,134
Cash dividends$273,0003,109
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,003,4403,030
2005-03-31 (YTD Data)Rank
Total interest income$2,204,0003,332
Total interest expense$587,0003,565
Net interest income$1,617,0003,195
Provision for loan and lease losses$80,0002,398
Total noninterest income$295,0003,093
Gross Fiduciary activities income$79,000695
Service charges on deposit accounts$90,0003,686
Trading account gains and fees$0115
Additional Noninterest Income$126,0003,309
Total noninterest expense$1,122,0003,506
Salaries and employee benefits$700,0003,116
Premises and equipment expense$120,0004,309
Additional noninterest expense$302,0003,788
Pre-tax net operating income$710,0002,822
Securities gains (losses)$01,685
Applicable income taxes$218,0002,461
Income before extraordinary items$492,0003,087
Extraordinary gains, net$024
Net income$492,0003,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,822
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$492,0003,048
2004-12-31 (YTD Data)Rank
Total interest income$9,005,0003,096
Total interest expense$2,192,0003,380
Net interest income$6,813,0002,963
Provision for loan and lease losses$50,0005,899
Total noninterest income$1,139,0003,243
Gross Fiduciary activities income$316,000678
Service charges on deposit accounts$447,0003,399
Trading account gains and fees$0138
Additional Noninterest Income$376,0003,822
Total noninterest expense$4,244,0003,570
Salaries and employee benefits$2,575,0003,264
Premises and equipment expense$584,0003,612
Additional noninterest expense$1,085,0004,061
Pre-tax net operating income$3,658,0002,200
Securities gains (losses)$104,0001,215
Applicable income taxes$1,185,0001,923
Income before extraordinary items$2,577,0002,367
Extraordinary gains, net$034
Net income$2,577,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,149
Cash dividends$1,270,0001,956
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,505,2402,368
2004-09-30 (YTD Data)Rank
Total interest income$6,696,0003,099
Total interest expense$1,643,0003,340
Net interest income$5,053,0002,969
Provision for loan and lease losses$07,100
Total noninterest income$965,0003,001
Gross Fiduciary activities income$264,000651
Service charges on deposit accounts$336,0003,411
Trading account gains and fees$0134
Additional Noninterest Income$365,0003,364
Total noninterest expense$3,168,0003,548
Salaries and employee benefits$1,936,0003,229
Premises and equipment expense$446,0003,568
Additional noninterest expense$786,0004,139
Pre-tax net operating income$2,850,0002,156
Securities gains (losses)$39,0001,845
Applicable income taxes$913,0001,923
Income before extraordinary items$1,976,0002,347
Extraordinary gains, net$026
Net income$1,976,0002,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,054
Cash dividends$1,090,0001,612
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,949,4802,326
2004-06-30 (YTD Data)Rank
Total interest income$4,474,0003,071
Total interest expense$1,100,0003,309
Net interest income$3,374,0002,962
Provision for loan and lease losses$06,885
Total noninterest income$648,0002,997
Gross Fiduciary activities income$155,000687
Service charges on deposit accounts$257,0003,077
Trading account gains and fees$0130
Additional Noninterest Income$236,0003,426
Total noninterest expense$2,074,0003,635
Salaries and employee benefits$1,268,0003,295
Premises and equipment expense$270,0003,842
Additional noninterest expense$536,0004,097
Pre-tax net operating income$1,948,0002,088
Securities gains (losses)$6,0002,670
Applicable income taxes$603,0001,921
Income before extraordinary items$1,351,0002,271
Extraordinary gains, net$021
Net income$1,351,0002,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,234
Cash dividends$670,0001,748
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,346,8602,215
2004-03-31 (YTD Data)Rank
Total interest income$2,222,0003,099
Total interest expense$566,0003,269
Net interest income$1,656,0002,997
Provision for loan and lease losses$06,501
Total noninterest income$317,0002,990
Gross Fiduciary activities income$80,000690
Service charges on deposit accounts$112,0003,310
Trading account gains and fees$0121
Additional Noninterest Income$125,0003,263
Total noninterest expense$1,083,0003,532
Salaries and employee benefits$672,0003,140
Premises and equipment expense$140,0003,776
Additional noninterest expense$271,0004,056
Pre-tax net operating income$890,0002,225
Securities gains (losses)$1,0002,756
Applicable income taxes$271,0002,076
Income before extraordinary items$620,0002,424
Extraordinary gains, net$016
Net income$620,0002,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,046
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$619,3002,340
2003-12-31 (YTD Data)Rank
Total interest income$9,500,0002,977
Total interest expense$2,689,0003,159
Net interest income$6,811,0002,825
Provision for loan and lease losses$155,0004,520
Total noninterest income$1,462,0002,898
Gross Fiduciary activities income$313,000690
Service charges on deposit accounts$496,0003,118
Trading account gains and fees$0160
Additional Noninterest Income$653,0003,096
Total noninterest expense$4,181,0003,581
Salaries and employee benefits$2,503,0003,267
Premises and equipment expense$530,0003,883
Additional noninterest expense$1,148,0003,857
Pre-tax net operating income$3,937,0001,999
Securities gains (losses)$04,500
Applicable income taxes$1,235,0001,904
Income before extraordinary items$2,702,0002,236
Extraordinary gains, net$054
Net income$2,702,0002,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,445
Cash dividends$6,610,000508
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,702,0002,137
2003-09-30 (YTD Data)Rank
Total interest income$7,227,0002,977
Total interest expense$2,078,0003,192
Net interest income$5,149,0002,819
Provision for loan and lease losses$155,0003,838
Total noninterest income$1,211,0002,756
Gross Fiduciary activities income$222,000712
Service charges on deposit accounts$342,0003,347
Trading account gains and fees$0153
Additional Noninterest Income$647,0002,701
Total noninterest expense$3,096,0003,603
Salaries and employee benefits$1,890,0003,250
Premises and equipment expense$368,0004,109
Additional noninterest expense$838,0003,940
Pre-tax net operating income$3,109,0001,990
Securities gains (losses)$04,204
Applicable income taxes$983,0001,883
Income before extraordinary items$2,126,0002,197
Extraordinary gains, net$040
Net income$2,126,0002,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,821
Cash dividends$500,0002,668
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,126,0002,086
2003-06-30 (YTD Data)Rank
Total interest income$4,882,0002,963
Total interest expense$1,421,0003,216
Net interest income$3,461,0002,787
Provision for loan and lease losses$90,0004,018
Total noninterest income$823,0002,703
Gross Fiduciary activities income$160,000691
Service charges on deposit accounts$216,0003,438
Trading account gains and fees$0150
Additional Noninterest Income$447,0002,620
Total noninterest expense$2,102,0003,538
Salaries and employee benefits$1,316,0003,118
Premises and equipment expense$228,0004,335
Additional noninterest expense$558,0003,911
Pre-tax net operating income$2,092,0001,960
Securities gains (losses)$03,782
Applicable income taxes$658,0001,913
Income before extraordinary items$1,434,0002,190
Extraordinary gains, net$030
Net income$1,434,0002,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,131
Cash dividends$500,0002,126
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,434,0002,071
2003-03-31 (YTD Data)Rank
Total interest income$2,440,0002,975
Total interest expense$737,0003,167
Net interest income$1,703,0002,832
Provision for loan and lease losses$10,0006,044
Total noninterest income$401,0002,672
Gross Fiduciary activities income$80,000708
Service charges on deposit accounts$97,0003,626
Trading account gains and fees$0134
Additional Noninterest Income$224,0002,523
Total noninterest expense$1,048,0003,525
Salaries and employee benefits$625,0003,246
Premises and equipment expense$117,0004,253
Additional noninterest expense$306,0003,601
Pre-tax net operating income$1,046,0001,962
Securities gains (losses)$02,891
Applicable income taxes$336,0001,894
Income before extraordinary items$710,0002,168
Extraordinary gains, net$021
Net income$710,0002,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$710,0002,053
2002-12-31 (YTD Data)Rank
Total interest income$10,484,0002,895
Total interest expense$3,881,0002,824
Net interest income$6,603,0002,887
Provision for loan and lease losses$35,0007,087
Total noninterest income$1,447,0002,691
Gross Fiduciary activities income$321,000693
Service charges on deposit accounts$483,0003,064
Trading account gains and fees$0153
Additional Noninterest Income$643,0002,852
Total noninterest expense$4,162,0003,454
Salaries and employee benefits$2,544,0003,074
Premises and equipment expense$502,0003,925
Additional noninterest expense$1,116,0003,822
Pre-tax net operating income$3,853,0002,047
Securities gains (losses)$04,537
Applicable income taxes$1,206,0001,940
Income before extraordinary items$2,647,0002,249
Extraordinary gains, net$070
Net income$2,647,0002,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,491
Cash dividends$886,0002,465
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,647,0002,176
2001-12-31 (YTD Data)Rank
Total interest income$11,867,0002,865
Total interest expense$5,915,0002,707
Net interest income$5,952,0002,961
Provision for loan and lease losses$120,0005,188
Total noninterest income$1,226,0002,893
Gross Fiduciary activities income$277,000744
Service charges on deposit accounts$451,0003,089
Trading account gains and fees$0177
Additional Noninterest Income$498,0003,138
Total noninterest expense$4,183,0003,297
Salaries and employee benefits$2,295,0003,201
Premises and equipment expense$737,0002,830
Additional noninterest expense$1,151,0003,636
Pre-tax net operating income$2,875,0002,360
Securities gains (losses)$2,0004,242
Applicable income taxes$814,0002,390
Income before extraordinary items$2,063,0002,457
Extraordinary gains, net$0105
Net income$2,059,0002,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$1,180,0002,016
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,061,5602,378
2000-12-31 (YTD Data)Rank
Total interest income$12,141,0002,871
Total interest expense$6,191,0002,699
Net interest income$5,950,0002,967
Provision for loan and lease losses$240,0003,322
Total noninterest income$968,0003,210
Gross Fiduciary activities income$255,000754
Service charges on deposit accounts$406,0003,202
Trading account gains and fees$0180
Additional Noninterest Income$307,0003,864
Total noninterest expense$3,906,0003,397
Salaries and employee benefits$2,072,0003,369
Premises and equipment expense$708,0002,852
Additional noninterest expense$1,126,0003,636
Pre-tax net operating income$2,772,0002,548
Securities gains (losses)$01,956
Applicable income taxes$761,0002,610
Income before extraordinary items$2,011,0002,546
Extraordinary gains, net$038
Net income$2,011,0002,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,868
Cash dividends$755,0002,762
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,011,0002,552
1999-12-31 (YTD Data)Rank
Total interest income$11,717,0002,758
Total interest expense$5,978,0002,472
Net interest income$5,739,0003,042
Provision for loan and lease losses$230,0003,261
Total noninterest income$833,0003,516
Gross Fiduciary activities income$215,000846
Service charges on deposit accounts$390,0003,278
Trading account gains and fees$0173
Additional Noninterest Income$228,0004,641
Total noninterest expense$3,858,0003,420
Salaries and employee benefits$2,157,0003,201
Premises and equipment expense$664,0002,998
Additional noninterest expense$1,037,0003,902
Pre-tax net operating income$2,484,0002,811
Securities gains (losses)$29,0001,221
Applicable income taxes$652,0003,042
Income before extraordinary items$1,861,0002,739
Extraordinary gains, net$035
Net income$1,861,0002,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,589
Cash dividends$951,0002,375
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,839,5402,733
1998-12-31 (YTD Data)Rank
Total interest income$11,503,0002,808
Total interest expense$6,226,0002,426
Net interest income$5,277,0003,234
Provision for loan and lease losses$175,0003,848
Total noninterest income$748,0003,791
Gross Fiduciary activities income$166,000902
Service charges on deposit accounts$350,0003,495
Trading account gains and fees$0224
Additional Noninterest Income$232,0004,592
Total noninterest expense$3,644,0003,491
Salaries and employee benefits$2,209,0003,034
Premises and equipment expense$422,0004,240
Additional noninterest expense$1,013,0003,913
Pre-tax net operating income$2,206,0003,080
Securities gains (losses)$6,0003,324
Applicable income taxes$560,0003,575
Income before extraordinary items$1,652,0003,007
Extraordinary gains, net$032
Net income$1,652,0003,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,571
Cash dividends$650,0002,971
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,647,5002,930
1997-12-31 (YTD Data)Rank
Total interest income$11,084,0002,941
Total interest expense$5,940,0002,513
Net interest income$5,144,0003,397
Provision for loan and lease losses$60,0006,153
Total noninterest income$681,0004,049
Gross Fiduciary activities income$155,000962
Service charges on deposit accounts$327,0003,807
Trading account gains and fees$0239
Additional Noninterest Income$199,0004,961
Total noninterest expense$3,438,0003,660
Salaries and employee benefits$2,039,0003,249
Premises and equipment expense$410,0004,364
Additional noninterest expense$989,0003,952
Pre-tax net operating income$2,327,0003,099
Securities gains (losses)$2,0003,292
Applicable income taxes$530,0004,043
Income before extraordinary items$1,799,0002,831
Extraordinary gains, net$044
Net income$1,799,0002,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,528
Cash dividends$2,364,0001,135
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,797,4602,787
1996-12-31 (YTD Data)Rank
Total interest income$9,697,0003,369
Total interest expense$4,759,0003,138
Net interest income$4,938,0003,567
Provision for loan and lease losses$09,041
Total noninterest income$518,0005,044
Gross Fiduciary activities income$104,0001,093
Service charges on deposit accounts$259,0004,701
Trading account gains and fees$0262
Additional Noninterest Income$155,0005,886
Total noninterest expense$2,820,0004,521
Salaries and employee benefits$1,793,0003,685
Premises and equipment expense$329,0005,238
Additional noninterest expense$698,0005,760
Pre-tax net operating income$2,636,0002,653
Securities gains (losses)$15,0002,201
Applicable income taxes$755,0003,002
Income before extraordinary items$1,896,0002,572
Extraordinary gains, net$053
Net income$1,896,0002,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,562
Cash dividends$3,635,000822
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,885,2002,539
1995-12-31 (YTD Data)Rank
Total interest income$9,264,0003,525
Total interest expense$4,453,0003,339
Net interest income$4,811,0003,663
Provision for loan and lease losses$08,958
Total noninterest income$556,0004,831
Gross Fiduciary activities income$125,0001,110
Service charges on deposit accounts$212,0005,481
Trading account gains and fees$0522
Additional Noninterest Income$219,0004,857
Total noninterest expense$2,812,0004,524
Salaries and employee benefits$1,698,0003,830
Premises and equipment expense$326,0005,292
Additional noninterest expense$788,0005,318
Pre-tax net operating income$2,555,0002,783
Securities gains (losses)$7,0002,620
Applicable income taxes$727,0003,135
Income before extraordinary items$1,835,0002,695
Extraordinary gains, net$065
Net income$1,835,0002,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,068
Cash dividends$753,0002,522
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,829,9602,671
1994-12-31 (YTD Data)Rank
Total interest income$8,121,0003,695
Total interest expense$3,569,0003,394
Net interest income$4,552,0003,884
Provision for loan and lease losses$09,146
Total noninterest income$509,0005,234
Gross Fiduciary activities income$110,0001,162
Service charges on deposit accounts$260,0004,896
Trading account gains and fees$0475
Additional Noninterest Income$139,0006,445
Total noninterest expense$2,831,0004,636
Salaries and employee benefits$1,663,0003,903
Premises and equipment expense$320,0005,433
Additional noninterest expense$848,0005,436
Pre-tax net operating income$2,230,0003,135
Securities gains (losses)$3,0002,889
Applicable income taxes$498,0004,064
Income before extraordinary items$1,735,0002,791
Extraordinary gains, net$0249
Net income$1,735,0002,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,270
Cash dividends$370,0003,941
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,732,6602,812
1993-12-31 (YTD Data)Rank
Total interest income$7,980,0003,824
Total interest expense$3,524,0003,565
Net interest income$4,456,0003,983
Provision for loan and lease losses$010,371
Total noninterest income$467,0005,856
Gross Fiduciary activities income$98,0001,216
Service charges on deposit accounts$223,0005,548
Trading account gains and fees$0532
Additional Noninterest Income$146,0006,644
Total noninterest expense$2,645,0005,016
Salaries and employee benefits$1,539,0004,173
Premises and equipment expense$307,0005,726
Additional noninterest expense$799,0005,934
Pre-tax net operating income$2,278,0002,950
Securities gains (losses)$07,477
Applicable income taxes$494,0004,239
Income before extraordinary items$1,784,0002,788
Extraordinary gains, net$03,149
Net income$1,784,0002,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0006,011
Cash dividends$485,0003,191
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,784,0002,637
1992-12-31 (YTD Data)Rank
Total interest income$8,720,0003,969
Total interest expense$4,678,0003,511
Net interest income$4,042,0004,397
Provision for loan and lease losses$011,756
Total noninterest income$383,0006,701
Gross Fiduciary activities income$90,0001,276
Service charges on deposit accounts$179,0006,422
Trading account gains and fees$0504
Additional Noninterest Income$114,0007,627
Total noninterest expense$2,527,0005,267
Salaries and employee benefits$1,382,0004,555
Premises and equipment expense$334,0005,547
Additional noninterest expense$811,0006,004
Pre-tax net operating income$1,898,0003,266
Securities gains (losses)$4,0007,235
Applicable income taxes$407,0004,722
Income before extraordinary items$1,495,0003,088
Extraordinary gains, net$01,422
Net income$1,495,0003,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00013,032
Cash dividends$335,0003,759
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,491,8402,861

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.