Home > Cleveland Federal Bank, a Savings Bank > Income and Expense
Cleveland Federal Bank, a Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,380,000 | 4,601 |
| Total interest expense | $3,074,000 | 3,875 |
| Net interest income | $3,306,000 | 5,193 |
| Provision for loan and lease losses | $16,000 | 8,030 |
| Total noninterest income | $312,000 | 7,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $312,000 | 3,976 |
| Total noninterest expense | $1,798,000 | 6,692 |
| Salaries and employee benefits | $859,000 | 6,882 |
| Premises and equipment expense | $274,000 | 6,096 |
| Additional noninterest expense | $665,000 | 6,572 |
| Pre-tax net operating income | $1,804,000 | 3,739 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $895,000 | 2,497 |
| Income before extraordinary items | $909,000 | 4,869 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $909,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $309,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $909,000 | 4,927 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,679,000 | 4,505 |
| Total interest expense | $3,313,000 | 3,773 |
| Net interest income | $3,366,000 | 5,133 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $238,000 | 8,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $238,000 | 5,143 |
| Total noninterest expense | $1,571,000 | 7,590 |
| Salaries and employee benefits | $757,000 | 7,597 |
| Premises and equipment expense | $261,000 | 6,488 |
| Additional noninterest expense | $553,000 | 7,742 |
| Pre-tax net operating income | $2,006,000 | 3,298 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $732,000 | 2,984 |
| Income before extraordinary items | $1,281,000 | 3,769 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,281,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $76,000 | 7,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,276,520 | 3,584 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,170,000 | 4,729 |
| Total interest expense | $3,989,000 | 4,089 |
| Net interest income | $3,181,000 | 5,437 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $238,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $238,000 | 5,127 |
| Total noninterest expense | $1,563,000 | 7,698 |
| Salaries and employee benefits | $729,000 | 7,776 |
| Premises and equipment expense | $256,000 | 6,669 |
| Additional noninterest expense | $578,000 | 7,711 |
| Pre-tax net operating income | $1,826,000 | 3,380 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $655,000 | 3,177 |
| Income before extraordinary items | $1,171,000 | 3,893 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,171,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $57,000 | 7,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,171,000 | 3,611 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.