Home > Clear Mountain Bank > Income and Expense

Clear Mountain Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$43,012,0001,063
Total interest expense$11,875,0001,150
Net interest income$31,137,0001,011
Provision for loan and lease losses$760,000992
Total noninterest income$7,062,000944
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,109,000533
Trading account gains and feesNANA
Additional Noninterest Income$4,953,000888
Total noninterest expense$25,991,000992
Salaries and employee benefits$13,282,0001,064
Premises and equipment expense$3,105,000833
Additional noninterest expense$4,953,000888
Pre-tax net operating income$11,448,0001,052
Securities gains (losses)$-98,0003,785
Applicable income taxes$2,144,000947
Income before extraordinary items$9,206,0001,079
Extraordinary gains, net$054
Net income$9,206,0001,091
Minority interest net income$088
Net income of bank and minority interests.$9,206,0001,082
Net charge-offs$180,0001,219
Cash dividends$1,200,0001,981
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,285,3801,096
2023-09-30 (YTD Data)Rank
Total interest income$31,182,0001,067
Total interest expense$8,021,0001,155
Net interest income$23,161,0001,016
Provision for loan and lease losses$423,0001,119
Total noninterest income$5,426,000939
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,543,000542
Trading account gains and feesNANA
Additional Noninterest Income$3,883,000879
Total noninterest expense$19,451,000993
Salaries and employee benefits$10,064,0001,062
Premises and equipment expense$2,372,000823
Additional noninterest expense$3,883,000879
Pre-tax net operating income$8,713,0001,077
Securities gains (losses)$-122,0004,050
Applicable income taxes$1,815,000879
Income before extraordinary items$6,776,0001,139
Extraordinary gains, net$052
Net income$6,776,0001,145
Minority interest net income$081
Net income of bank and minority interests.$6,776,0001,139
Net charge-offs$108,0001,148
Cash dividends$650,0002,039
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,872,3801,149
2023-06-30 (YTD Data)Rank
Total interest income$19,912,0001,082
Total interest expense$4,561,0001,191
Net interest income$15,351,0001,029
Provision for loan and lease losses$147,0001,595
Total noninterest income$3,552,000906
Gross Fiduciary activities income$0931
Service charges on deposit accounts$998,000545
Trading account gains and feesNANA
Additional Noninterest Income$2,554,000824
Total noninterest expense$13,032,000979
Salaries and employee benefits$6,708,0001,051
Premises and equipment expense$1,629,000795
Additional noninterest expense$2,554,000824
Pre-tax net operating income$5,724,0001,092
Securities gains (losses)$-122,0004,243
Applicable income taxes$1,198,000899
Income before extraordinary items$4,404,0001,164
Extraordinary gains, net$051
Net income$4,404,0001,174
Minority interest net income$081
Net income of bank and minority interests.$4,404,0001,164
Net charge-offs$138,000807
Cash dividends$650,0001,736
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,500,3801,155
2023-03-31 (YTD Data)Rank
Total interest income$9,465,0001,111
Total interest expense$1,832,0001,270
Net interest income$7,633,0001,038
Provision for loan and lease losses$150,0001,007
Total noninterest income$1,891,000869
Gross Fiduciary activities income$0913
Service charges on deposit accounts$494,000558
Trading account gains and feesNANA
Additional Noninterest Income$1,397,000777
Total noninterest expense$6,272,0001,017
Salaries and employee benefits$3,278,0001,092
Premises and equipment expense$818,000818
Additional noninterest expense$1,397,000777
Pre-tax net operating income$3,102,0001,052
Securities gains (losses)$-122,0004,373
Applicable income taxes$618,000906
Income before extraordinary items$2,362,0001,123
Extraordinary gains, net$04
Net income$2,362,0001,122
Minority interest net income$048
Net income of bank and minority interests.$2,362,0001,122
Net charge-offs$112,000566
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,458,3801,105
2022-12-31 (YTD Data)Rank
Total interest income$31,998,0001,078
Total interest expense$2,998,0001,178
Net interest income$29,000,0001,063
Provision for loan and lease losses$130,0002,045
Total noninterest income$7,392,000927
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,845,000617
Trading account gains and feesNANA
Additional Noninterest Income$5,547,000836
Total noninterest expense$24,851,0001,010
Salaries and employee benefits$12,835,0001,082
Premises and equipment expense$3,032,000851
Additional noninterest expense$5,547,000836
Pre-tax net operating income$11,411,0001,165
Securities gains (losses)$-98,0003,898
Applicable income taxes$2,234,000991
Income before extraordinary items$9,079,0001,184
Extraordinary gains, net$05
Net income$9,079,0001,183
Minority interest net income$063
Net income of bank and minority interests.$9,079,0001,184
Net charge-offs$173,000987
Cash dividends$1,050,0002,089
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,157,4001,201
2022-09-30 (YTD Data)Rank
Total interest income$23,030,0001,078
Total interest expense$1,847,0001,088
Net interest income$21,183,0001,070
Provision for loan and lease losses$50,0002,233
Total noninterest income$5,572,000943
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,342,000634
Trading account gains and feesNANA
Additional Noninterest Income$4,230,000851
Total noninterest expense$18,026,0001,034
Salaries and employee benefits$9,498,0001,093
Premises and equipment expense$2,056,000927
Additional noninterest expense$4,230,000851
Pre-tax net operating income$8,679,0001,130
Securities gains (losses)$-98,0004,217
Applicable income taxes$1,690,000989
Income before extraordinary items$6,891,0001,166
Extraordinary gains, net$04
Net income$6,891,0001,165
Minority interest net income$057
Net income of bank and minority interests.$6,891,0001,166
Net charge-offs$121,000859
Cash dividends$750,0001,886
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,969,4001,180
2022-06-30 (YTD Data)Rank
Total interest income$14,840,0001,068
Total interest expense$1,123,0001,026
Net interest income$13,717,0001,071
Provision for loan and lease losses$190,0001,164
Total noninterest income$3,674,000932
Gross Fiduciary activities income$0925
Service charges on deposit accounts$853,000667
Trading account gains and feesNANA
Additional Noninterest Income$2,821,000870
Total noninterest expense$11,712,0001,034
Salaries and employee benefits$6,226,0001,104
Premises and equipment expense$1,341,000933
Additional noninterest expense$4,145,000909
Pre-tax net operating income$5,489,0001,128
Securities gains (losses)$-140,0004,418
Applicable income taxes$1,026,0001,001
Income before extraordinary items$4,323,0001,161
Extraordinary gains, net$04
Net income$4,323,0001,159
Minority interest net income$060
Net income of bank and minority interests.$4,323,0001,161
Net charge-offs$21,0001,305
Cash dividends$600,0001,734
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,436,4001,172
2022-03-31 (YTD Data)Rank
Total interest income$7,276,0001,058
Total interest expense$549,0001,004
Net interest income$6,727,0001,057
Provision for loan and lease losses$50,0001,338
Total noninterest income$1,821,000943
Gross Fiduciary activities income$0892
Service charges on deposit accounts$408,000685
Trading account gains and feesNANA
Additional Noninterest Income$1,413,000869
Total noninterest expense$5,692,0001,055
Salaries and employee benefits$3,057,0001,122
Premises and equipment expense$675,000937
Additional noninterest expense$1,960,000935
Pre-tax net operating income$2,806,0001,060
Securities gains (losses)$0623
Applicable income taxes$576,000894
Income before extraordinary items$2,230,0001,105
Extraordinary gains, net$04
Net income$2,230,0001,104
Minority interest net income$050
Net income of bank and minority interests.$2,230,0001,105
Net charge-offs$-1,0003,005
Cash dividends$450,0001,241
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,230,0001,119
2021-12-31 (YTD Data)Rank
Total interest income$31,059,0001,022
Total interest expense$2,723,0001,007
Net interest income$28,336,0001,025
Provision for loan and lease losses$325,0001,356
Total noninterest income$9,442,000866
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,493,000693
Trading account gains and feesNANA
Additional Noninterest Income$7,949,000791
Total noninterest expense$23,168,0001,044
Salaries and employee benefits$12,434,0001,093
Premises and equipment expense$2,387,0001,022
Additional noninterest expense$8,347,000897
Pre-tax net operating income$14,285,000969
Securities gains (losses)$33,0001,309
Applicable income taxes$2,969,000862
Income before extraordinary items$11,349,0001,039
Extraordinary gains, net$010
Net income$11,349,0001,040
Minority interest net income$074
Net income of bank and minority interests.$11,349,0001,040
Net charge-offs$124,0001,244
Cash dividends$4,025,000935
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,322,9301,026
2021-09-30 (YTD Data)Rank
Total interest income$23,511,0001,033
Total interest expense$2,135,0001,011
Net interest income$21,376,0001,031
Provision for loan and lease losses$215,0001,432
Total noninterest income$7,239,000875
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,069,000713
Trading account gains and feesNANA
Additional Noninterest Income$6,170,000796
Total noninterest expense$16,992,0001,063
Salaries and employee benefits$9,217,0001,114
Premises and equipment expense$1,728,0001,078
Additional noninterest expense$6,047,000932
Pre-tax net operating income$11,408,000961
Securities gains (losses)$33,0001,222
Applicable income taxes$2,371,000878
Income before extraordinary items$9,070,0001,032
Extraordinary gains, net$08
Net income$9,070,0001,032
Minority interest net income$069
Net income of bank and minority interests.$9,070,0001,032
Net charge-offs$138,000950
Cash dividends$3,250,000799
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,043,9301,015
2021-06-30 (YTD Data)Rank
Total interest income$15,539,0001,032
Total interest expense$1,477,0001,022
Net interest income$14,062,0001,030
Provision for loan and lease losses$125,0001,507
Total noninterest income$4,713,000889
Gross Fiduciary activities income$0951
Service charges on deposit accounts$669,000724
Trading account gains and feesNANA
Additional Noninterest Income$4,044,000804
Total noninterest expense$10,919,0001,093
Salaries and employee benefits$5,920,0001,134
Premises and equipment expense$1,151,0001,070
Additional noninterest expense$3,848,000959
Pre-tax net operating income$7,731,000945
Securities gains (losses)$33,0001,028
Applicable income taxes$1,562,000873
Income before extraordinary items$6,202,000996
Extraordinary gains, net$06
Net income$6,202,000996
Minority interest net income$067
Net income of bank and minority interests.$6,202,000996
Net charge-offs$-69,0004,466
Cash dividends$1,250,0001,190
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,175,600977
2021-03-31 (YTD Data)Rank
Total interest income$7,540,0001,052
Total interest expense$771,0001,028
Net interest income$6,769,0001,053
Provision for loan and lease losses$02,741
Total noninterest income$2,320,000901
Gross Fiduciary activities income$0922
Service charges on deposit accounts$326,000733
Trading account gains and feesNANA
Additional Noninterest Income$1,994,000822
Total noninterest expense$5,410,0001,087
Salaries and employee benefits$2,819,0001,173
Premises and equipment expense$594,0001,049
Additional noninterest expense$1,997,000904
Pre-tax net operating income$3,679,000976
Securities gains (losses)$33,000769
Applicable income taxes$849,000825
Income before extraordinary items$2,863,0001,068
Extraordinary gains, net$03
Net income$2,863,0001,069
Minority interest net income$055
Net income of bank and minority interests.$2,863,0001,068
Net charge-offs$-105,0004,775
Cash dividends$150,0001,941
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,836,9301,044
2020-12-31 (YTD Data)Rank
Total interest income$29,443,0001,079
Total interest expense$3,924,0001,179
Net interest income$25,519,0001,054
Provision for loan and lease losses$1,855,0001,102
Total noninterest income$10,146,000789
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,713,000592
Trading account gains and feesNANA
Additional Noninterest Income$8,433,000732
Total noninterest expense$20,949,0001,080
Salaries and employee benefits$11,681,0001,097
Premises and equipment expense$2,261,0001,064
Additional noninterest expense$7,007,000984
Pre-tax net operating income$12,861,000860
Securities gains (losses)$02,675
Applicable income taxes$2,820,000730
Income before extraordinary items$10,041,000962
Extraordinary gains, net$04
Net income$10,041,000962
Minority interest net income$072
Net income of bank and minority interests.$10,041,000962
Net charge-offs$254,0001,397
Cash dividends$1,060,0002,139
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,041,000922
2020-09-30 (YTD Data)Rank
Total interest income$22,064,0001,070
Total interest expense$3,056,0001,215
Net interest income$19,008,0001,050
Provision for loan and lease losses$1,380,0001,128
Total noninterest income$6,926,000820
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,302,000582
Trading account gains and feesNANA
Additional Noninterest Income$5,624,000755
Total noninterest expense$15,314,0001,090
Salaries and employee benefits$8,406,0001,121
Premises and equipment expense$1,685,0001,064
Additional noninterest expense$5,223,000974
Pre-tax net operating income$9,240,000858
Securities gains (losses)$02,494
Applicable income taxes$2,003,000729
Income before extraordinary items$7,237,000954
Extraordinary gains, net$04
Net income$7,237,000954
Minority interest net income$065
Net income of bank and minority interests.$7,237,000954
Net charge-offs$104,0001,649
Cash dividends$760,0001,954
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,237,000922
2020-06-30 (YTD Data)Rank
Total interest income$14,751,0001,084
Total interest expense$2,123,0001,259
Net interest income$12,628,0001,059
Provision for loan and lease losses$887,0001,170
Total noninterest income$4,103,000845
Gross Fiduciary activities income$0970
Service charges on deposit accounts$891,000570
Trading account gains and feesNANA
Additional Noninterest Income$3,212,000772
Total noninterest expense$10,052,0001,101
Salaries and employee benefits$5,436,0001,142
Premises and equipment expense$1,111,0001,069
Additional noninterest expense$3,505,000971
Pre-tax net operating income$5,792,000841
Securities gains (losses)$02,249
Applicable income taxes$1,216,000716
Income before extraordinary items$4,576,000928
Extraordinary gains, net$04
Net income$4,576,000928
Minority interest net income$065
Net income of bank and minority interests.$4,576,000928
Net charge-offs$139,0001,192
Cash dividends$500,0001,959
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,576,000895
2020-03-31 (YTD Data)Rank
Total interest income$7,468,0001,072
Total interest expense$1,146,0001,283
Net interest income$6,322,0001,042
Provision for loan and lease losses$344,0001,118
Total noninterest income$1,731,000889
Gross Fiduciary activities income$0941
Service charges on deposit accounts$560,000543
Trading account gains and feesNANA
Additional Noninterest Income$1,171,000864
Total noninterest expense$5,176,0001,073
Salaries and employee benefits$2,814,0001,123
Premises and equipment expense$566,0001,070
Additional noninterest expense$1,796,000959
Pre-tax net operating income$2,533,000870
Securities gains (losses)$01,705
Applicable income taxes$597,000653
Income before extraordinary items$1,936,000959
Extraordinary gains, net$04
Net income$1,936,000959
Minority interest net income$056
Net income of bank and minority interests.$1,936,000959
Net charge-offs$179,000667
Cash dividends$275,0001,722
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,936,000954
2019-12-31 (YTD Data)Rank
Total interest income$29,200,0001,102
Total interest expense$4,820,0001,281
Net interest income$24,380,0001,072
Provision for loan and lease losses$961,000929
Total noninterest income$7,200,000885
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,370,000526
Trading account gains and fees$0135
Additional Noninterest Income$4,830,000848
Total noninterest expense$19,736,0001,099
Salaries and employee benefits$10,565,0001,156
Premises and equipment expense$2,134,0001,114
Additional noninterest expense$7,037,000964
Pre-tax net operating income$10,883,000987
Securities gains (losses)$02,379
Applicable income taxes$2,410,000800
Income before extraordinary items$8,473,0001,068
Extraordinary gains, net$011
Net income$8,473,0001,070
Minority interest net income$076
Net income of bank and minority interests.$8,473,0001,070
Net charge-offs$709,000840
Cash dividends$1,125,0002,195
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,473,0001,045
2019-09-30 (YTD Data)Rank
Total interest income$21,754,0001,121
Total interest expense$3,600,0001,295
Net interest income$18,154,0001,084
Provision for loan and lease losses$712,000891
Total noninterest income$5,229,000900
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,751,000534
Trading account gains and fees$0129
Additional Noninterest Income$3,478,000866
Total noninterest expense$14,406,0001,120
Salaries and employee benefits$7,750,0001,176
Premises and equipment expense$1,585,0001,124
Additional noninterest expense$5,071,000988
Pre-tax net operating income$8,265,0001,002
Securities gains (losses)$02,167
Applicable income taxes$1,813,000823
Income before extraordinary items$6,452,0001,080
Extraordinary gains, net$011
Net income$6,452,0001,081
Minority interest net income$072
Net income of bank and minority interests.$6,452,0001,081
Net charge-offs$542,000721
Cash dividends$850,0001,985
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,452,0001,055
2019-06-30 (YTD Data)Rank
Total interest income$14,312,0001,127
Total interest expense$2,340,0001,304
Net interest income$11,972,0001,093
Provision for loan and lease losses$498,000863
Total noninterest income$3,292,000918
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,147,000542
Trading account gains and fees$0131
Additional Noninterest Income$2,145,000887
Total noninterest expense$9,419,0001,129
Salaries and employee benefits$5,127,0001,181
Premises and equipment expense$1,040,0001,140
Additional noninterest expense$3,252,0001,024
Pre-tax net operating income$5,347,000989
Securities gains (losses)$01,702
Applicable income taxes$1,139,000839
Income before extraordinary items$4,208,0001,064
Extraordinary gains, net$011
Net income$4,208,0001,064
Minority interest net income$069
Net income of bank and minority interests.$4,208,0001,064
Net charge-offs$502,000568
Cash dividends$650,0001,831
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,208,0001,046
2019-03-31 (YTD Data)Rank
Total interest income$7,000,0001,138
Total interest expense$1,109,0001,319
Net interest income$5,891,0001,109
Provision for loan and lease losses$239,000829
Total noninterest income$1,538,000926
Gross Fiduciary activities income$0972
Service charges on deposit accounts$552,000557
Trading account gains and fees$0126
Additional Noninterest Income$986,000909
Total noninterest expense$4,531,0001,161
Salaries and employee benefits$2,496,0001,205
Premises and equipment expense$524,0001,139
Additional noninterest expense$1,511,0001,066
Pre-tax net operating income$2,659,000966
Securities gains (losses)$01,087
Applicable income taxes$629,000754
Income before extraordinary items$2,030,0001,071
Extraordinary gains, net$05
Net income$2,030,0001,070
Minority interest net income$052
Net income of bank and minority interests.$2,030,0001,070
Net charge-offs$58,0001,135
Cash dividends$250,0001,856
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,030,0001,051
2018-12-31 (YTD Data)Rank
Total interest income$26,615,0001,114
Total interest expense$3,377,0001,297
Net interest income$23,238,0001,096
Provision for loan and lease losses$1,285,000723
Total noninterest income$6,314,000944
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,499,000511
Trading account gains and fees$0126
Additional Noninterest Income$3,815,000947
Total noninterest expense$18,109,0001,151
Salaries and employee benefits$10,110,0001,164
Premises and equipment expense$2,006,0001,170
Additional noninterest expense$5,993,0001,085
Pre-tax net operating income$10,158,0001,021
Securities gains (losses)$3,000894
Applicable income taxes$2,374,000776
Income before extraordinary items$7,787,0001,113
Extraordinary gains, net$06
Net income$7,787,0001,112
Minority interest net income$072
Net income of bank and minority interests.$7,787,0001,112
Net charge-offs$905,000645
Cash dividends$1,200,0002,014
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,784,6301,110
2018-09-30 (YTD Data)Rank
Total interest income$19,605,0001,118
Total interest expense$2,403,0001,286
Net interest income$17,202,0001,102
Provision for loan and lease losses$985,000654
Total noninterest income$4,627,000965
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,816,000527
Trading account gains and fees$0138
Additional Noninterest Income$2,811,000974
Total noninterest expense$13,142,0001,180
Salaries and employee benefits$7,288,0001,195
Premises and equipment expense$1,500,0001,168
Additional noninterest expense$4,354,0001,105
Pre-tax net operating income$7,702,0001,024
Securities gains (losses)$3,000888
Applicable income taxes$1,805,000781
Income before extraordinary items$5,900,0001,111
Extraordinary gains, net$05
Net income$5,900,0001,110
Minority interest net income$066
Net income of bank and minority interests.$5,900,0001,110
Net charge-offs$668,000597
Cash dividends$400,0002,579
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,897,6301,102
2018-06-30 (YTD Data)Rank
Total interest income$12,788,0001,134
Total interest expense$1,513,0001,274
Net interest income$11,275,0001,115
Provision for loan and lease losses$600,000688
Total noninterest income$2,958,000990
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,133,000561
Trading account gains and fees$0130
Additional Noninterest Income$1,825,0001,000
Total noninterest expense$8,689,0001,189
Salaries and employee benefits$4,821,0001,202
Premises and equipment expense$993,0001,187
Additional noninterest expense$2,875,0001,110
Pre-tax net operating income$4,944,0001,031
Securities gains (losses)$0961
Applicable income taxes$1,155,000792
Income before extraordinary items$3,789,0001,121
Extraordinary gains, net$06
Net income$3,789,0001,120
Minority interest net income$065
Net income of bank and minority interests.$3,789,0001,120
Net charge-offs$410,000594
Cash dividends$400,0002,198
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,789,0001,114
2018-03-31 (YTD Data)Rank
Total interest income$6,240,0001,153
Total interest expense$720,0001,281
Net interest income$5,520,0001,136
Provision for loan and lease losses$265,000766
Total noninterest income$1,367,0001,031
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$563,000568
Trading account gains and fees$0123
Additional Noninterest Income$804,0001,075
Total noninterest expense$4,373,0001,184
Salaries and employee benefits$2,438,0001,201
Premises and equipment expense$496,0001,208
Additional noninterest expense$1,439,0001,107
Pre-tax net operating income$2,249,0001,087
Securities gains (losses)$0735
Applicable income taxes$524,000834
Income before extraordinary items$1,725,0001,180
Extraordinary gains, net$07
Net income$1,725,0001,179
Minority interest net income$052
Net income of bank and minority interests.$1,725,0001,180
Net charge-offs$185,000602
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,725,0001,171
2017-12-31 (YTD Data)Rank
Total interest income$24,601,0001,132
Total interest expense$2,715,0001,187
Net interest income$21,886,0001,127
Provision for loan and lease losses$1,080,000841
Total noninterest income$6,218,000947
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,370,000543
Trading account gains and fees$0151
Additional Noninterest Income$3,848,000978
Total noninterest expense$17,075,0001,192
Salaries and employee benefits$9,383,0001,220
Premises and equipment expense$1,936,0001,201
Additional noninterest expense$5,756,0001,114
Pre-tax net operating income$9,949,000995
Securities gains (losses)$02,243
Applicable income taxes$4,089,000765
Income before extraordinary items$5,860,0001,191
Extraordinary gains, net$09
Net income$5,860,0001,191
Minority interest net income$076
Net income of bank and minority interests.$5,860,0001,191
Net charge-offs$632,000948
Cash dividends$800,0002,449
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,860,0001,173
2017-09-30 (YTD Data)Rank
Total interest income$18,160,0001,143
Total interest expense$1,995,0001,194
Net interest income$16,165,0001,141
Provision for loan and lease losses$950,000726
Total noninterest income$4,556,000978
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,760,000550
Trading account gains and fees$0145
Additional Noninterest Income$2,796,0001,030
Total noninterest expense$12,685,0001,209
Salaries and employee benefits$7,162,0001,213
Premises and equipment expense$1,463,0001,212
Additional noninterest expense$4,060,0001,166
Pre-tax net operating income$7,086,0001,055
Securities gains (losses)$02,274
Applicable income taxes$2,549,000776
Income before extraordinary items$4,537,0001,247
Extraordinary gains, net$09
Net income$4,537,0001,247
Minority interest net income$071
Net income of bank and minority interests.$4,537,0001,247
Net charge-offs$532,000767
Cash dividends$600,0002,216
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,537,0001,230
2017-06-30 (YTD Data)Rank
Total interest income$11,952,0001,153
Total interest expense$1,292,0001,179
Net interest income$10,660,0001,146
Provision for loan and lease losses$645,000714
Total noninterest income$2,988,000995
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,145,000555
Trading account gains and fees$0139
Additional Noninterest Income$1,843,0001,033
Total noninterest expense$8,441,0001,220
Salaries and employee benefits$4,731,0001,225
Premises and equipment expense$971,0001,213
Additional noninterest expense$2,739,0001,155
Pre-tax net operating income$4,562,0001,062
Securities gains (losses)$01,906
Applicable income taxes$1,640,000778
Income before extraordinary items$2,922,0001,270
Extraordinary gains, net$011
Net income$2,922,0001,270
Minority interest net income$071
Net income of bank and minority interests.$2,922,0001,270
Net charge-offs$390,000690
Cash dividends$300,0002,486
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,922,0001,251
2017-03-31 (YTD Data)Rank
Total interest income$5,902,0001,153
Total interest expense$633,0001,174
Net interest income$5,269,0001,146
Provision for loan and lease losses$320,000643
Total noninterest income$1,416,0001,034
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$554,000570
Trading account gains and fees$0142
Additional Noninterest Income$862,0001,070
Total noninterest expense$4,072,0001,260
Salaries and employee benefits$2,302,0001,260
Premises and equipment expense$480,0001,235
Additional noninterest expense$1,290,0001,214
Pre-tax net operating income$2,293,0001,042
Securities gains (losses)$01,153
Applicable income taxes$824,000759
Income before extraordinary items$1,469,0001,233
Extraordinary gains, net$08
Net income$1,469,0001,232
Minority interest net income$055
Net income of bank and minority interests.$1,469,0001,233
Net charge-offs$128,000790
Cash dividends$50,0002,608
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,469,0001,219
2016-12-31 (YTD Data)Rank
Total interest income$23,061,0001,145
Total interest expense$2,401,0001,208
Net interest income$20,660,0001,135
Provision for loan and lease losses$1,155,000811
Total noninterest income$6,604,000949
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,537,000512
Trading account gains and fees$0170
Additional Noninterest Income$4,067,000975
Total noninterest expense$19,017,0001,095
Salaries and employee benefits$11,607,0001,013
Premises and equipment expense$1,981,0001,188
Additional noninterest expense$5,429,0001,179
Pre-tax net operating income$7,092,0001,234
Securities gains (losses)$03,212
Applicable income taxes$2,468,000905
Income before extraordinary items$4,624,0001,475
Extraordinary gains, net$05
Net income$4,624,0001,474
Minority interest net income$082
Net income of bank and minority interests.$4,624,0001,474
Net charge-offs$536,0001,033
Cash dividends$650,0002,677
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,624,0001,449
2016-09-30 (YTD Data)Rank
Total interest income$17,161,0001,159
Total interest expense$1,779,0001,214
Net interest income$15,382,0001,146
Provision for loan and lease losses$874,000771
Total noninterest income$4,935,000945
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,882,000517
Trading account gains and fees$0169
Additional Noninterest Income$3,053,000976
Total noninterest expense$14,721,0001,065
Salaries and employee benefits$9,257,000959
Premises and equipment expense$1,508,0001,178
Additional noninterest expense$3,956,0001,210
Pre-tax net operating income$4,722,0001,367
Securities gains (losses)$03,160
Applicable income taxes$1,512,0001,069
Income before extraordinary items$3,210,0001,589
Extraordinary gains, net$05
Net income$3,210,0001,589
Minority interest net income$071
Net income of bank and minority interests.$3,210,0001,589
Net charge-offs$288,0001,169
Cash dividends$450,0002,507
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,210,0001,552
2016-06-30 (YTD Data)Rank
Total interest income$11,351,0001,166
Total interest expense$1,170,0001,229
Net interest income$10,181,0001,153
Provision for loan and lease losses$668,000678
Total noninterest income$2,938,0001,008
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,214,000531
Trading account gains and fees$0157
Additional Noninterest Income$1,724,0001,082
Total noninterest expense$8,121,0001,243
Salaries and employee benefits$4,456,0001,271
Premises and equipment expense$1,010,0001,169
Additional noninterest expense$2,655,0001,210
Pre-tax net operating income$4,330,0001,038
Securities gains (losses)$02,835
Applicable income taxes$1,609,000754
Income before extraordinary items$2,721,0001,307
Extraordinary gains, net$016
Net income$2,721,0001,307
Minority interest net income$071
Net income of bank and minority interests.$2,721,0001,307
Net charge-offs$273,000922
Cash dividends$450,0002,110
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,721,0001,263
2016-03-31 (YTD Data)Rank
Total interest income$5,636,0001,182
Total interest expense$580,0001,230
Net interest income$5,056,0001,161
Provision for loan and lease losses$384,000564
Total noninterest income$1,420,0001,003
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$588,000542
Trading account gains and fees$0142
Additional Noninterest Income$832,0001,063
Total noninterest expense$3,982,0001,272
Salaries and employee benefits$2,189,0001,284
Premises and equipment expense$513,0001,162
Additional noninterest expense$1,280,0001,244
Pre-tax net operating income$2,110,0001,042
Securities gains (losses)$02,077
Applicable income taxes$782,000758
Income before extraordinary items$1,328,0001,299
Extraordinary gains, net$012
Net income$1,328,0001,300
Minority interest net income$062
Net income of bank and minority interests.$1,328,0001,300
Net charge-offs$130,000867
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,328,0001,264
2015-12-31 (YTD Data)Rank
Total interest income$21,906,0001,171
Total interest expense$2,360,0001,179
Net interest income$19,546,0001,170
Provision for loan and lease losses$1,416,000602
Total noninterest income$6,060,000993
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,479,000537
Trading account gains and fees$0159
Additional Noninterest Income$3,581,0001,031
Total noninterest expense$16,016,0001,241
Salaries and employee benefits$8,380,0001,300
Premises and equipment expense$2,022,0001,165
Additional noninterest expense$5,614,0001,149
Pre-tax net operating income$8,174,0001,050
Securities gains (losses)$03,216
Applicable income taxes$2,936,000762
Income before extraordinary items$5,238,0001,306
Extraordinary gains, net$023
Net income$5,238,0001,305
Minority interest net income$081
Net income of bank and minority interests.$5,238,0001,306
Net charge-offs$1,042,000661
Cash dividends$1,250,0001,852
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,238,0001,276
2015-09-30 (YTD Data)Rank
Total interest income$16,358,0001,177
Total interest expense$1,790,0001,182
Net interest income$14,568,0001,180
Provision for loan and lease losses$1,084,000551
Total noninterest income$4,525,0001,001
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,804,000556
Trading account gains and fees$0153
Additional Noninterest Income$2,721,0001,045
Total noninterest expense$11,837,0001,264
Salaries and employee benefits$6,154,0001,329
Premises and equipment expense$1,533,0001,178
Additional noninterest expense$4,150,0001,166
Pre-tax net operating income$6,172,0001,065
Securities gains (losses)$03,031
Applicable income taxes$2,210,000780
Income before extraordinary items$3,962,0001,308
Extraordinary gains, net$021
Net income$3,962,0001,308
Minority interest net income$078
Net income of bank and minority interests.$3,962,0001,308
Net charge-offs$894,000551
Cash dividends$600,0002,126
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,962,0001,277
2015-06-30 (YTD Data)Rank
Total interest income$10,884,0001,181
Total interest expense$1,227,0001,150
Net interest income$9,657,0001,186
Provision for loan and lease losses$721,000561
Total noninterest income$2,964,0001,014
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,145,000564
Trading account gains and fees$0157
Additional Noninterest Income$1,819,0001,040
Total noninterest expense$7,746,0001,286
Salaries and employee benefits$4,066,0001,346
Premises and equipment expense$1,021,0001,181
Additional noninterest expense$2,659,0001,205
Pre-tax net operating income$4,154,0001,055
Securities gains (losses)$02,636
Applicable income taxes$1,496,000773
Income before extraordinary items$2,658,0001,284
Extraordinary gains, net$022
Net income$2,658,0001,286
Minority interest net income$075
Net income of bank and minority interests.$2,658,0001,285
Net charge-offs$283,000941
Cash dividends$600,0001,719
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,658,0001,258
2015-03-31 (YTD Data)Rank
Total interest income$5,375,0001,187
Total interest expense$632,0001,126
Net interest income$4,743,0001,195
Provision for loan and lease losses$360,000551
Total noninterest income$1,321,0001,059
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$548,000580
Trading account gains and fees$0152
Additional Noninterest Income$773,0001,120
Total noninterest expense$3,744,0001,321
Salaries and employee benefits$1,956,0001,393
Premises and equipment expense$524,0001,157
Additional noninterest expense$1,264,0001,244
Pre-tax net operating income$1,960,0001,080
Securities gains (losses)$02,027
Applicable income taxes$716,000788
Income before extraordinary items$1,244,0001,328
Extraordinary gains, net$013
Net income$1,244,0001,329
Minority interest net income$064
Net income of bank and minority interests.$1,244,0001,330
Net charge-offs$182,000781
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,244,0001,282
2014-12-31 (YTD Data)Rank
Total interest income$21,763,0001,180
Total interest expense$2,887,0001,034
Net interest income$18,876,0001,194
Provision for loan and lease losses$1,560,000585
Total noninterest income$5,925,000967
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,611,000524
Trading account gains and fees$0180
Additional Noninterest Income$3,314,0001,027
Total noninterest expense$15,406,0001,284
Salaries and employee benefits$8,201,0001,296
Premises and equipment expense$1,984,0001,206
Additional noninterest expense$5,221,0001,246
Pre-tax net operating income$7,835,0001,047
Securities gains (losses)$03,259
Applicable income taxes$2,787,000764
Income before extraordinary items$5,048,0001,296
Extraordinary gains, net$017
Net income$5,048,0001,295
Minority interest net income$084
Net income of bank and minority interests.$5,048,0001,295
Net charge-offs$1,327,000713
Cash dividends$600,0002,623
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,048,0001,268
2014-09-30 (YTD Data)Rank
Total interest income$16,241,0001,192
Total interest expense$2,208,0001,025
Net interest income$14,033,0001,207
Provision for loan and lease losses$1,208,000555
Total noninterest income$4,374,000977
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,929,000530
Trading account gains and fees$0174
Additional Noninterest Income$2,445,0001,052
Total noninterest expense$11,264,0001,322
Salaries and employee benefits$5,935,0001,339
Premises and equipment expense$1,489,0001,211
Additional noninterest expense$3,840,0001,272
Pre-tax net operating income$5,935,0001,056
Securities gains (losses)$02,980
Applicable income taxes$2,103,000770
Income before extraordinary items$3,832,0001,267
Extraordinary gains, net$015
Net income$3,832,0001,266
Minority interest net income$081
Net income of bank and minority interests.$3,832,0001,266
Net charge-offs$1,201,000589
Cash dividends$425,0002,398
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,832,0001,249
2014-06-30 (YTD Data)Rank
Total interest income$10,776,0001,187
Total interest expense$1,492,0001,016
Net interest income$9,284,0001,206
Provision for loan and lease losses$705,000638
Total noninterest income$2,822,000986
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,255,000540
Trading account gains and fees$0172
Additional Noninterest Income$1,567,0001,062
Total noninterest expense$7,593,0001,309
Salaries and employee benefits$4,045,0001,315
Premises and equipment expense$990,0001,230
Additional noninterest expense$2,558,0001,267
Pre-tax net operating income$3,808,0001,063
Securities gains (losses)$02,580
Applicable income taxes$1,352,000767
Income before extraordinary items$2,456,0001,281
Extraordinary gains, net$020
Net income$2,456,0001,281
Minority interest net income$080
Net income of bank and minority interests.$2,456,0001,282
Net charge-offs$190,0001,629
Cash dividends$425,0001,985
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,456,0001,266
2014-03-31 (YTD Data)Rank
Total interest income$5,375,0001,193
Total interest expense$758,0001,005
Net interest income$4,617,0001,209
Provision for loan and lease losses$353,000610
Total noninterest income$1,360,000989
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$596,000551
Trading account gains and fees$0147
Additional Noninterest Income$764,0001,047
Total noninterest expense$3,701,0001,352
Salaries and employee benefits$1,958,0001,367
Premises and equipment expense$516,0001,200
Additional noninterest expense$1,227,0001,308
Pre-tax net operating income$1,923,0001,017
Securities gains (losses)$01,715
Applicable income taxes$694,000729
Income before extraordinary items$1,229,0001,231
Extraordinary gains, net$016
Net income$1,229,0001,232
Minority interest net income$066
Net income of bank and minority interests.$1,229,0001,232
Net charge-offs$40,0002,022
Cash dividends$200,0001,744
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,229,0001,212
2013-12-31 (YTD Data)Rank
Total interest income$21,577,0001,189
Total interest expense$3,360,0001,001
Net interest income$18,217,0001,208
Provision for loan and lease losses$1,465,000809
Total noninterest income$6,282,000963
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,689,000517
Trading account gains and fees$0184
Additional Noninterest Income$3,593,0001,028
Total noninterest expense$15,099,0001,317
Salaries and employee benefits$8,112,0001,312
Premises and equipment expense$1,893,0001,250
Additional noninterest expense$5,094,0001,318
Pre-tax net operating income$7,935,000972
Securities gains (losses)$-64,0006,488
Applicable income taxes$2,777,000704
Income before extraordinary items$5,094,0001,202
Extraordinary gains, net$029
Net income$5,094,0001,204
Minority interest net income$090
Net income of bank and minority interests.$5,094,0001,205
Net charge-offs$1,300,0001,038
Cash dividends$1,071,0001,844
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,135,6001,173
2013-09-30 (YTD Data)Rank
Total interest income$15,983,0001,207
Total interest expense$2,545,0001,029
Net interest income$13,438,0001,221
Provision for loan and lease losses$1,028,000860
Total noninterest income$4,859,000957
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,957,000530
Trading account gains and fees$0180
Additional Noninterest Income$2,902,000993
Total noninterest expense$11,180,0001,334
Salaries and employee benefits$5,898,0001,352
Premises and equipment expense$1,422,0001,252
Additional noninterest expense$3,860,0001,300
Pre-tax net operating income$6,089,000956
Securities gains (losses)$18,0002,258
Applicable income taxes$2,140,000696
Income before extraordinary items$3,967,0001,176
Extraordinary gains, net$025
Net income$3,967,0001,177
Minority interest net income$084
Net income of bank and minority interests.$3,967,0001,178
Net charge-offs$331,0002,022
Cash dividends$520,0002,059
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,955,3001,144
2013-06-30 (YTD Data)Rank
Total interest income$10,581,0001,208
Total interest expense$1,707,0001,044
Net interest income$8,874,0001,224
Provision for loan and lease losses$675,000900
Total noninterest income$3,285,000945
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,274,000524
Trading account gains and fees$0157
Additional Noninterest Income$2,011,000984
Total noninterest expense$7,539,0001,324
Salaries and employee benefits$3,966,0001,341
Premises and equipment expense$951,0001,256
Additional noninterest expense$2,622,0001,267
Pre-tax net operating income$3,945,000960
Securities gains (losses)$18,0002,064
Applicable income taxes$1,396,000716
Income before extraordinary items$2,567,0001,187
Extraordinary gains, net$022
Net income$2,567,0001,189
Minority interest net income$082
Net income of bank and minority interests.$2,567,0001,190
Net charge-offs$187,0002,161
Cash dividends$370,0002,005
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,555,3001,146
2013-03-31 (YTD Data)Rank
Total interest income$5,247,0001,229
Total interest expense$862,0001,069
Net interest income$4,385,0001,242
Provision for loan and lease losses$353,000879
Total noninterest income$1,600,000980
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$613,000544
Trading account gains and fees$0148
Additional Noninterest Income$987,0001,008
Total noninterest expense$3,837,0001,312
Salaries and employee benefits$1,955,0001,364
Premises and equipment expense$501,0001,212
Additional noninterest expense$1,381,0001,192
Pre-tax net operating income$1,795,0001,023
Securities gains (losses)$18,0001,302
Applicable income taxes$624,000756
Income before extraordinary items$1,189,0001,259
Extraordinary gains, net$010
Net income$1,189,0001,261
Minority interest net income$076
Net income of bank and minority interests.$1,189,0001,261
Net charge-offs$76,0002,104
Cash dividends$150,0001,792
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,177,1201,216
2012-12-31 (YTD Data)Rank
Total interest income$21,108,0001,258
Total interest expense$4,038,0001,103
Net interest income$17,070,0001,284
Provision for loan and lease losses$1,643,0001,246
Total noninterest income$6,021,000999
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,696,000537
Trading account gains and fees$0166
Additional Noninterest Income$3,325,0001,089
Total noninterest expense$14,256,0001,383
Salaries and employee benefits$7,489,0001,372
Premises and equipment expense$1,732,0001,367
Additional noninterest expense$5,035,0001,346
Pre-tax net operating income$7,192,000984
Securities gains (losses)$03,810
Applicable income taxes$2,563,000708
Income before extraordinary items$4,629,0001,276
Extraordinary gains, net$029
Net income$4,629,0001,277
Minority interest net income$093
Net income of bank and minority interests.$4,629,0001,277
Net charge-offs$640,0002,326
Cash dividends$585,0002,597
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,629,0001,215
2012-09-30 (YTD Data)Rank
Total interest income$15,751,0001,297
Total interest expense$3,113,0001,130
Net interest income$12,638,0001,317
Provision for loan and lease losses$1,040,0001,406
Total noninterest income$4,337,0001,032
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,974,000553
Trading account gains and fees$0157
Additional Noninterest Income$2,363,0001,119
Total noninterest expense$10,256,0001,436
Salaries and employee benefits$5,275,0001,447
Premises and equipment expense$1,285,0001,404
Additional noninterest expense$3,696,0001,373
Pre-tax net operating income$5,679,000956
Securities gains (losses)$03,575
Applicable income taxes$2,015,000703
Income before extraordinary items$3,664,0001,227
Extraordinary gains, net$020
Net income$3,664,0001,228
Minority interest net income$086
Net income of bank and minority interests.$3,664,0001,228
Net charge-offs$211,0003,243
Cash dividends$315,0002,509
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,664,0001,157
2012-06-30 (YTD Data)Rank
Total interest income$10,444,0001,322
Total interest expense$2,124,0001,156
Net interest income$8,320,0001,329
Provision for loan and lease losses$690,0001,441
Total noninterest income$2,791,0001,043
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,279,000560
Trading account gains and fees$0153
Additional Noninterest Income$1,512,0001,130
Total noninterest expense$6,631,0001,476
Salaries and employee benefits$3,424,0001,483
Premises and equipment expense$863,0001,376
Additional noninterest expense$2,344,0001,453
Pre-tax net operating income$3,790,000947
Securities gains (losses)$03,178
Applicable income taxes$1,357,000695
Income before extraordinary items$2,433,0001,232
Extraordinary gains, net$019
Net income$2,433,0001,233
Minority interest net income$084
Net income of bank and minority interests.$2,433,0001,232
Net charge-offs$174,0002,895
Cash dividends$140,0002,793
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,433,0001,155
2012-03-31 (YTD Data)Rank
Total interest income$5,214,0001,321
Total interest expense$1,090,0001,170
Net interest income$4,124,0001,341
Provision for loan and lease losses$345,0001,380
Total noninterest income$1,320,0001,073
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$616,000576
Trading account gains and fees$0148
Additional Noninterest Income$704,0001,173
Total noninterest expense$3,295,0001,487
Salaries and employee benefits$1,728,0001,481
Premises and equipment expense$415,0001,444
Additional noninterest expense$1,152,0001,460
Pre-tax net operating income$1,804,000986
Securities gains (losses)$02,210
Applicable income taxes$598,000764
Income before extraordinary items$1,206,0001,208
Extraordinary gains, net$019
Net income$1,206,0001,208
Minority interest net income$078
Net income of bank and minority interests.$1,206,0001,209
Net charge-offs$17,0003,772
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,206,0001,149
2011-12-31 (YTD Data)Rank
Total interest income$20,812,0001,375
Total interest expense$5,009,0001,204
Net interest income$15,803,0001,409
Provision for loan and lease losses$1,900,0001,629
Total noninterest income$5,535,000954
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,652,000559
Trading account gains and fees$0146
Additional Noninterest Income$2,883,0001,069
Total noninterest expense$12,598,0001,551
Salaries and employee benefits$6,349,0001,553
Premises and equipment expense$1,330,0001,872
Additional noninterest expense$4,919,0001,403
Pre-tax net operating income$6,840,000889
Securities gains (losses)$03,838
Applicable income taxes$2,491,000666
Income before extraordinary items$4,349,0001,156
Extraordinary gains, net$029
Net income$4,349,0001,155
Minority interest net income$096
Net income of bank and minority interests.$4,349,0001,156
Net charge-offs$1,510,0001,859
Cash dividends$757,0001,944
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,349,0001,096
2011-09-30 (YTD Data)Rank
Total interest income$15,543,0001,396
Total interest expense$3,821,0001,233
Net interest income$11,722,0001,435
Provision for loan and lease losses$1,400,0001,576
Total noninterest income$4,028,000988
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,935,000575
Trading account gains and fees$0145
Additional Noninterest Income$2,093,0001,085
Total noninterest expense$9,204,0001,592
Salaries and employee benefits$4,614,0001,604
Premises and equipment expense$1,019,0001,843
Additional noninterest expense$3,571,0001,443
Pre-tax net operating income$5,146,000904
Securities gains (losses)$03,555
Applicable income taxes$1,781,000692
Income before extraordinary items$3,365,0001,135
Extraordinary gains, net$021
Net income$3,365,0001,135
Minority interest net income$087
Net income of bank and minority interests.$3,365,0001,135
Net charge-offs$1,206,0001,715
Cash dividends$525,0001,755
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,365,0001,081
2011-06-30 (YTD Data)Rank
Total interest income$10,318,0001,420
Total interest expense$2,591,0001,263
Net interest income$7,727,0001,448
Provision for loan and lease losses$870,0001,641
Total noninterest income$2,529,0001,036
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,208,000611
Trading account gains and fees$0153
Additional Noninterest Income$1,321,0001,108
Total noninterest expense$6,081,0001,612
Salaries and employee benefits$3,107,0001,592
Premises and equipment expense$688,0001,841
Additional noninterest expense$2,286,0001,511
Pre-tax net operating income$3,305,000912
Securities gains (losses)$02,914
Applicable income taxes$1,185,000659
Income before extraordinary items$2,120,0001,171
Extraordinary gains, net$015
Net income$2,120,0001,171
Minority interest net income$089
Net income of bank and minority interests.$2,120,0001,171
Net charge-offs$847,0001,614
Cash dividends$350,0001,761
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,120,0001,135
2011-03-31 (YTD Data)Rank
Total interest income$5,156,0001,423
Total interest expense$1,313,0001,296
Net interest income$3,843,0001,455
Provision for loan and lease losses$570,0001,328
Total noninterest income$1,174,0001,089
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$540,000666
Trading account gains and fees$0158
Additional Noninterest Income$634,0001,138
Total noninterest expense$3,013,0001,648
Salaries and employee benefits$1,600,0001,569
Premises and equipment expense$354,0001,832
Additional noninterest expense$1,059,0001,634
Pre-tax net operating income$1,434,0001,044
Securities gains (losses)$01,772
Applicable income taxes$564,000671
Income before extraordinary items$870,0001,388
Extraordinary gains, net$09
Net income$870,0001,389
Minority interest net income$086
Net income of bank and minority interests.$870,0001,389
Net charge-offs$599,0001,190
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$870,0001,347
2010-12-31 (YTD Data)Rank
Total interest income$21,318,0001,430
Total interest expense$5,967,0001,392
Net interest income$15,351,0001,462
Provision for loan and lease losses$3,100,0001,583
Total noninterest income$5,221,0001,059
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,514,000592
Trading account gains and fees$0175
Additional Noninterest Income$2,707,0001,132
Total noninterest expense$12,418,0001,604
Salaries and employee benefits$6,078,0001,600
Premises and equipment expense$1,450,0001,767
Additional noninterest expense$4,890,0001,481
Pre-tax net operating income$5,054,0001,026
Securities gains (losses)$16,0003,184
Applicable income taxes$1,648,000843
Income before extraordinary items$3,422,0001,246
Extraordinary gains, net$029
Net income$3,422,0001,248
Minority interest net income$0111
Net income of bank and minority interests.$3,422,0001,249
Net charge-offs$2,245,0001,740
Cash dividends$705,0001,917
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,411,2801,205
2010-09-30 (YTD Data)Rank
Total interest income$15,952,0001,476
Total interest expense$4,546,0001,429
Net interest income$11,406,0001,495
Provision for loan and lease losses$1,835,0001,761
Total noninterest income$3,719,0001,074
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,878,000601
Trading account gains and fees$0165
Additional Noninterest Income$1,841,0001,178
Total noninterest expense$9,008,0001,638
Salaries and employee benefits$4,370,0001,678
Premises and equipment expense$1,089,0001,780
Additional noninterest expense$3,549,0001,499
Pre-tax net operating income$4,282,000954
Securities gains (losses)$9,0003,136
Applicable income taxes$1,433,000765
Income before extraordinary items$2,858,0001,180
Extraordinary gains, net$023
Net income$2,858,0001,184
Minority interest net income$0110
Net income of bank and minority interests.$2,858,0001,184
Net charge-offs$804,0002,455
Cash dividends$505,0001,739
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,851,9701,128
2010-06-30 (YTD Data)Rank
Total interest income$10,662,0001,496
Total interest expense$3,067,0001,468
Net interest income$7,595,0001,498
Provision for loan and lease losses$590,0002,628
Total noninterest income$2,377,0001,084
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,220,000626
Trading account gains and fees$0152
Additional Noninterest Income$1,157,0001,176
Total noninterest expense$5,950,0001,656
Salaries and employee benefits$2,836,0001,730
Premises and equipment expense$756,0001,744
Additional noninterest expense$2,358,0001,506
Pre-tax net operating income$3,432,000800
Securities gains (losses)$9,0002,629
Applicable income taxes$1,202,000609
Income before extraordinary items$2,239,0001,011
Extraordinary gains, net$019
Net income$2,239,0001,012
Minority interest net income$0105
Net income of bank and minority interests.$2,239,0001,012
Net charge-offs$119,0004,054
Cash dividends$385,0001,650
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,233,150963
2010-03-31 (YTD Data)Rank
Total interest income$5,261,0001,549
Total interest expense$1,565,0001,512
Net interest income$3,696,0001,552
Provision for loan and lease losses$195,0003,039
Total noninterest income$1,113,0001,122
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$575,000666
Trading account gains and fees$0175
Additional Noninterest Income$538,0001,219
Total noninterest expense$2,882,0001,730
Salaries and employee benefits$1,358,0001,841
Premises and equipment expense$414,0001,630
Additional noninterest expense$1,110,0001,585
Pre-tax net operating income$1,732,000786
Securities gains (losses)$9,0001,748
Applicable income taxes$626,000580
Income before extraordinary items$1,115,000985
Extraordinary gains, net$016
Net income$1,115,000989
Minority interest net income$091
Net income of bank and minority interests.$1,115,000989
Net charge-offs$66,0003,486
Cash dividends$185,0001,458
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,109,240962
2009-12-31 (YTD Data)Rank
Total interest income$20,623,0001,658
Total interest expense$7,007,0001,685
Net interest income$13,616,0001,652
Provision for loan and lease losses$830,0003,793
Total noninterest income$4,943,0001,114
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,631,000632
Trading account gains and fees$0211
Additional Noninterest Income$2,312,0001,234
Total noninterest expense$11,762,0001,738
Salaries and employee benefits$5,560,0001,782
Premises and equipment expense$1,485,0001,827
Additional noninterest expense$4,717,0001,585
Pre-tax net operating income$5,967,000722
Securities gains (losses)$30,0002,871
Applicable income taxes$1,826,000606
Income before extraordinary items$4,171,000827
Extraordinary gains, net$034
Net income$4,171,000826
Minority interest net income$0115
Net income of bank and minority interests.$4,171,000827
Net charge-offs$450,0003,931
Cash dividends$675,0002,171
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,150,000817
2009-09-30 (YTD Data)Rank
Total interest income$15,290,0001,703
Total interest expense$5,305,0001,746
Net interest income$9,985,0001,682
Provision for loan and lease losses$562,0003,626
Total noninterest income$3,723,0001,119
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,892,000663
Trading account gains and fees$0212
Additional Noninterest Income$1,831,0001,231
Total noninterest expense$8,652,0001,750
Salaries and employee benefits$4,095,0001,830
Premises and equipment expense$1,111,0001,839
Additional noninterest expense$3,446,0001,565
Pre-tax net operating income$4,494,000763
Securities gains (losses)$30,0002,554
Applicable income taxes$1,470,000607
Income before extraordinary items$3,054,000886
Extraordinary gains, net$027
Net income$3,054,000887
Minority interest net income$0118
Net income of bank and minority interests.$3,054,000887
Net charge-offs$291,0003,749
Cash dividends$500,0001,982
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,033,600882
2009-06-30 (YTD Data)Rank
Total interest income$10,055,0001,757
Total interest expense$3,552,0001,814
Net interest income$6,503,0001,713
Provision for loan and lease losses$304,0003,661
Total noninterest income$2,335,0001,180
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,184,000704
Trading account gains and fees$0193
Additional Noninterest Income$1,151,0001,299
Total noninterest expense$5,543,0001,858
Salaries and employee benefits$2,697,0001,874
Premises and equipment expense$725,0001,904
Additional noninterest expense$2,121,0001,719
Pre-tax net operating income$2,991,000778
Securities gains (losses)$03,136
Applicable income taxes$1,000,000619
Income before extraordinary items$1,991,000957
Extraordinary gains, net$021
Net income$1,991,000957
Minority interest net income$0112
Net income of bank and minority interests.$1,991,000957
Net charge-offs$93,0004,324
Cash dividends$330,0002,097
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,991,000921
2009-03-31 (YTD Data)Rank
Total interest income$4,958,0001,807
Total interest expense$1,773,0001,873
Net interest income$3,185,0001,736
Provision for loan and lease losses$152,0003,191
Total noninterest income$1,086,0001,197
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$545,000736
Trading account gains and fees$0171
Additional Noninterest Income$541,0001,325
Total noninterest expense$2,701,0001,842
Salaries and employee benefits$1,321,0001,950
Premises and equipment expense$375,0001,883
Additional noninterest expense$1,005,0001,610
Pre-tax net operating income$1,418,000900
Securities gains (losses)$02,434
Applicable income taxes$469,000726
Income before extraordinary items$949,0001,144
Extraordinary gains, net$015
Net income$949,0001,146
Minority interest net income$0102
Net income of bank and minority interests.$949,0001,146
Net charge-offs$-33,0008,077
Cash dividends$40,0002,749
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$949,0001,073
2008-12-31 (YTD Data)Rank
Total interest income$19,964,0001,913
Total interest expense$7,629,0002,050
Net interest income$12,335,0001,806
Provision for loan and lease losses$611,0003,468
Total noninterest income$3,745,0001,335
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,967,000899
Trading account gains and fees$0154
Additional Noninterest Income$1,778,0001,414
Total noninterest expense$10,793,0001,804
Salaries and employee benefits$5,273,0001,915
Premises and equipment expense$1,385,0001,968
Additional noninterest expense$4,135,0001,491
Pre-tax net operating income$4,676,0001,158
Securities gains (losses)$-462,0007,518
Applicable income taxes$1,302,000969
Income before extraordinary items$2,912,0001,405
Extraordinary gains, net$039
Net income$2,912,0001,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,0003,003
Cash dividends$755,0002,733
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,230,7801,360
2008-09-30 (YTD Data)Rank
Total interest income$14,949,0001,957
Total interest expense$5,741,0002,118
Net interest income$9,208,0001,829
Provision for loan and lease losses$402,0003,063
Total noninterest income$2,663,0001,433
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,314,0001,028
Trading account gains and fees$0148
Additional Noninterest Income$1,349,0001,466
Total noninterest expense$7,811,0001,848
Salaries and employee benefits$3,835,0002,003
Premises and equipment expense$992,0002,059
Additional noninterest expense$2,984,0001,494
Pre-tax net operating income$3,658,0001,342
Securities gains (losses)$-473,0007,757
Applicable income taxes$947,0001,204
Income before extraordinary items$2,238,0001,614
Extraordinary gains, net$031
Net income$2,238,0001,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,573
Cash dividends$755,0002,167
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,569,1001,512
2008-06-30 (YTD Data)Rank
Total interest income$9,931,0001,998
Total interest expense$3,848,0002,187
Net interest income$6,083,0001,846
Provision for loan and lease losses$262,0002,747
Total noninterest income$1,703,0001,495
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$789,0001,125
Trading account gains and fees$0149
Additional Noninterest Income$914,0001,494
Total noninterest expense$5,165,0001,860
Salaries and employee benefits$2,528,0002,054
Premises and equipment expense$680,0001,996
Additional noninterest expense$1,957,0001,508
Pre-tax net operating income$2,359,0001,461
Securities gains (losses)$5,0002,725
Applicable income taxes$697,0001,236
Income before extraordinary items$1,667,0001,627
Extraordinary gains, net$021
Net income$1,667,0001,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,468
Cash dividends$580,0002,097
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,663,4501,601
2008-03-31 (YTD Data)Rank
Total interest income$5,063,0002,011
Total interest expense$1,993,0002,238
Net interest income$3,070,0001,822
Provision for loan and lease losses$127,0002,383
Total noninterest income$783,0001,587
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$385,0001,138
Trading account gains and fees$0158
Additional Noninterest Income$398,0001,639
Total noninterest expense$2,544,0001,879
Salaries and employee benefits$1,269,0002,069
Premises and equipment expense$332,0002,044
Additional noninterest expense$943,0001,525
Pre-tax net operating income$1,182,0001,544
Securities gains (losses)$5,0002,232
Applicable income taxes$409,0001,179
Income before extraordinary items$778,0001,857
Extraordinary gains, net$015
Net income$778,0001,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,569
Cash dividends$430,0001,517
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$774,7001,802
2007-12-31 (YTD Data)Rank
Total interest income$20,234,0002,075
Total interest expense$7,991,0002,320
Net interest income$12,243,0001,855
Provision for loan and lease losses$480,0002,381
Total noninterest income$3,050,0001,617
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,629,0001,090
Trading account gains and fees$0178
Additional Noninterest Income$1,421,0001,744
Total noninterest expense$10,035,0001,846
Salaries and employee benefits$4,843,0002,085
Premises and equipment expense$1,293,0002,018
Additional noninterest expense$3,899,0001,423
Pre-tax net operating income$4,778,0001,711
Securities gains (losses)$02,146
Applicable income taxes$1,680,0001,296
Income before extraordinary items$3,098,0001,991
Extraordinary gains, net$039
Net income$3,098,0001,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$515,0001,655
Cash dividends$1,235,0002,295
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,098,0001,975
2007-09-30 (YTD Data)Rank
Total interest income$14,966,0002,104
Total interest expense$5,895,0002,346
Net interest income$9,071,0001,880
Provision for loan and lease losses$360,0002,007
Total noninterest income$2,272,0001,635
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,219,0001,084
Trading account gains and fees$0184
Additional Noninterest Income$1,053,0001,769
Total noninterest expense$7,217,0001,900
Salaries and employee benefits$3,548,0002,124
Premises and equipment expense$964,0002,011
Additional noninterest expense$2,705,0001,500
Pre-tax net operating income$3,766,0001,759
Securities gains (losses)$01,655
Applicable income taxes$1,228,0001,424
Income before extraordinary items$2,538,0001,983
Extraordinary gains, net$033
Net income$2,538,0001,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$598,000941
Cash dividends$1,060,0001,912
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,538,0001,968
2007-06-30 (YTD Data)Rank
Total interest income$9,762,0002,154
Total interest expense$3,827,0002,415
Net interest income$5,935,0001,945
Provision for loan and lease losses$240,0001,865
Total noninterest income$1,484,0001,684
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$784,0001,124
Trading account gains and fees$0168
Additional Noninterest Income$700,0001,779
Total noninterest expense$4,906,0001,885
Salaries and employee benefits$2,417,0002,120
Premises and equipment expense$664,0001,962
Additional noninterest expense$1,825,0001,498
Pre-tax net operating income$2,273,0001,944
Securities gains (losses)$01,444
Applicable income taxes$698,0001,660
Income before extraordinary items$1,575,0002,133
Extraordinary gains, net$029
Net income$1,575,0002,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$608,000632
Cash dividends$785,0001,835
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,575,0002,112
2007-03-31 (YTD Data)Rank
Total interest income$4,809,0002,173
Total interest expense$1,864,0002,454
Net interest income$2,945,0001,968
Provision for loan and lease losses$120,0001,752
Total noninterest income$696,0001,744
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$360,0001,202
Trading account gains and fees$0195
Additional Noninterest Income$336,0001,807
Total noninterest expense$2,431,0001,904
Salaries and employee benefits$1,262,0002,039
Premises and equipment expense$329,0001,982
Additional noninterest expense$840,0001,586
Pre-tax net operating income$1,090,0002,018
Securities gains (losses)$01,187
Applicable income taxes$284,0001,920
Income before extraordinary items$806,0002,057
Extraordinary gains, net$022
Net income$806,0002,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$548,000390
Cash dividends$340,0001,855
Sale, conversion, retirement of capital stock, net$0885
Net operating income$806,0002,048
2006-12-31 (YTD Data)Rank
Total interest income$18,262,0002,154
Total interest expense$6,273,0002,498
Net interest income$11,989,0001,936
Provision for loan and lease losses$388,0002,334
Total noninterest income$2,992,0001,641
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,571,0001,127
Trading account gains and fees$0130
Additional Noninterest Income$1,421,0001,730
Total noninterest expense$9,597,0001,862
Salaries and employee benefits$4,782,0002,046
Premises and equipment expense$1,273,0001,972
Additional noninterest expense$3,542,0001,491
Pre-tax net operating income$4,996,0001,883
Securities gains (losses)$01,687
Applicable income taxes$1,693,0001,503
Income before extraordinary items$3,303,0002,107
Extraordinary gains, net$051
Net income$3,303,0002,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,732
Cash dividends$2,790,0001,200
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,303,0002,092
2006-09-30 (YTD Data)Rank
Total interest income$13,413,0002,179
Total interest expense$4,513,0002,521
Net interest income$8,900,0001,979
Provision for loan and lease losses$316,0002,062
Total noninterest income$2,238,0001,639
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,164,0001,147
Trading account gains and fees$0126
Additional Noninterest Income$1,074,0001,734
Total noninterest expense$6,930,0001,911
Salaries and employee benefits$3,468,0002,114
Premises and equipment expense$924,0002,044
Additional noninterest expense$2,538,0001,555
Pre-tax net operating income$3,892,0001,893
Securities gains (losses)$01,388
Applicable income taxes$1,290,0001,557
Income before extraordinary items$2,602,0002,087
Extraordinary gains, net$045
Net income$2,602,0002,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0002,946
Cash dividends$1,040,0001,875
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,602,0002,076
2006-06-30 (YTD Data)Rank
Total interest income$8,762,0002,191
Total interest expense$2,878,0002,521
Net interest income$5,884,0001,989
Provision for loan and lease losses$211,0002,018
Total noninterest income$1,487,0001,659
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$745,0001,197
Trading account gains and fees$0126
Additional Noninterest Income$742,0001,684
Total noninterest expense$4,627,0001,910
Salaries and employee benefits$2,338,0002,093
Premises and equipment expense$621,0002,027
Additional noninterest expense$1,668,0001,580
Pre-tax net operating income$2,533,0001,931
Securities gains (losses)$01,185
Applicable income taxes$798,0001,664
Income before extraordinary items$1,735,0002,076
Extraordinary gains, net$039
Net income$1,735,0002,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,354
Cash dividends$790,0001,750
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,735,0002,063
2006-03-31 (YTD Data)Rank
Total interest income$4,227,0002,218
Total interest expense$1,381,0002,498
Net interest income$2,846,0002,038
Provision for loan and lease losses$141,0001,547
Total noninterest income$760,0001,581
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$347,0001,238
Trading account gains and fees$0115
Additional Noninterest Income$413,0001,536
Total noninterest expense$2,221,0001,989
Salaries and employee benefits$1,148,0002,152
Premises and equipment expense$304,0002,070
Additional noninterest expense$769,0001,701
Pre-tax net operating income$1,244,0001,910
Securities gains (losses)$0955
Applicable income taxes$460,0001,487
Income before extraordinary items$784,0002,241
Extraordinary gains, net$021
Net income$784,0002,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,212
Cash dividends$445,0001,502
Sale, conversion, retirement of capital stock, net$0648
Net operating income$784,0002,218
2005-12-31 (YTD Data)Rank
Total interest income$15,779,0002,111
Total interest expense$4,709,0002,325
Net interest income$11,070,0002,001
Provision for loan and lease losses$519,0001,840
Total noninterest income$2,400,0001,932
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,436,0001,235
Trading account gains and fees$0138
Additional Noninterest Income$964,0002,264
Total noninterest expense$8,895,0001,895
Salaries and employee benefits$4,506,0002,044
Premises and equipment expense$1,180,0002,025
Additional noninterest expense$3,209,0001,592
Pre-tax net operating income$4,056,0002,203
Securities gains (losses)$02,296
Applicable income taxes$1,458,0001,735
Income before extraordinary items$2,598,0002,522
Extraordinary gains, net$046
Net income$2,598,0002,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,079
Cash dividends$1,910,0001,529
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,598,0002,494
2005-09-30 (YTD Data)Rank
Total interest income$8,375,0002,819
Total interest expense$2,302,0003,131
Net interest income$6,073,0002,645
Provision for loan and lease losses$298,0002,221
Total noninterest income$1,526,0002,176
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$782,0001,648
Trading account gains and fees$0126
Additional Noninterest Income$744,0002,223
Total noninterest expense$5,004,0002,474
Salaries and employee benefits$2,521,0002,652
Premises and equipment expense$716,0002,457
Additional noninterest expense$1,767,0002,104
Pre-tax net operating income$2,297,0002,746
Securities gains (losses)$02,317
Applicable income taxes$824,0002,159
Income before extraordinary items$1,473,0003,172
Extraordinary gains, net$035
Net income$1,473,0003,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0002,414
Cash dividends$1,125,0001,648
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,473,0003,134
2005-06-30 (YTD Data)Rank
Total interest income$5,431,0002,830
Total interest expense$1,452,0003,125
Net interest income$3,979,0002,665
Provision for loan and lease losses$196,0002,199
Total noninterest income$970,0002,226
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$497,0001,695
Trading account gains and fees$0116
Additional Noninterest Income$473,0002,271
Total noninterest expense$3,321,0002,456
Salaries and employee benefits$1,687,0002,622
Premises and equipment expense$466,0002,486
Additional noninterest expense$1,168,0002,099
Pre-tax net operating income$1,432,0002,860
Securities gains (losses)$02,146
Applicable income taxes$505,0002,265
Income before extraordinary items$927,0003,277
Extraordinary gains, net$030
Net income$927,0003,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,672
Cash dividends$900,0001,434
Sale, conversion, retirement of capital stock, net$0643
Net operating income$927,0003,234
2005-03-31 (YTD Data)Rank
Total interest income$2,631,0002,863
Total interest expense$692,0003,150
Net interest income$1,939,0002,726
Provision for loan and lease losses$94,0002,144
Total noninterest income$454,0002,294
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$235,0001,725
Trading account gains and fees$0115
Additional Noninterest Income$219,0002,348
Total noninterest expense$1,624,0002,521
Salaries and employee benefits$852,0002,624
Premises and equipment expense$224,0002,597
Additional noninterest expense$548,0002,229
Pre-tax net operating income$675,0002,939
Securities gains (losses)$01,685
Applicable income taxes$229,0002,385
Income before extraordinary items$446,0003,338
Extraordinary gains, net$024
Net income$446,0003,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0001,591
Cash dividends$600,0001,028
Sale, conversion, retirement of capital stock, net$0491
Net operating income$446,0003,305
2004-12-31 (YTD Data)Rank
Total interest income$10,272,0002,764
Total interest expense$2,534,0003,026
Net interest income$7,738,0002,604
Provision for loan and lease losses$355,0002,603
Total noninterest income$1,996,0002,200
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,041,0001,685
Trading account gains and fees$0138
Additional Noninterest Income$955,0002,215
Total noninterest expense$6,300,0002,523
Salaries and employee benefits$3,151,0002,717
Premises and equipment expense$933,0002,443
Additional noninterest expense$2,216,0002,200
Pre-tax net operating income$3,079,0002,532
Securities gains (losses)$73,0001,468
Applicable income taxes$1,170,0001,938
Income before extraordinary items$1,982,0002,941
Extraordinary gains, net$034
Net income$1,982,0002,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,607
Cash dividends$2,845,0001,017
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,935,2802,942
2004-09-30 (YTD Data)Rank
Total interest income$7,604,0002,765
Total interest expense$1,855,0003,029
Net interest income$5,749,0002,608
Provision for loan and lease losses$265,0002,488
Total noninterest income$1,427,0002,291
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$766,0001,734
Trading account gains and fees$0134
Additional Noninterest Income$661,0002,347
Total noninterest expense$4,609,0002,547
Salaries and employee benefits$2,281,0002,782
Premises and equipment expense$685,0002,467
Additional noninterest expense$1,643,0002,201
Pre-tax net operating income$2,302,0002,565
Securities gains (losses)$73,0001,392
Applicable income taxes$879,0001,971
Income before extraordinary items$1,496,0002,963
Extraordinary gains, net$026
Net income$1,496,0002,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,588
Cash dividends$2,370,000843
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,449,2802,966
2004-06-30 (YTD Data)Rank
Total interest income$5,041,0002,768
Total interest expense$1,208,0003,065
Net interest income$3,833,0002,594
Provision for loan and lease losses$175,0002,464
Total noninterest income$938,0002,299
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$500,0001,752
Trading account gains and fees$0130
Additional Noninterest Income$438,0002,386
Total noninterest expense$3,054,0002,573
Salaries and employee benefits$1,517,0002,804
Premises and equipment expense$460,0002,449
Additional noninterest expense$1,077,0002,241
Pre-tax net operating income$1,542,0002,531
Securities gains (losses)$73,0001,220
Applicable income taxes$604,0001,919
Income before extraordinary items$1,011,0002,907
Extraordinary gains, net$021
Net income$1,011,0002,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,594
Cash dividends$2,220,000635
Sale, conversion, retirement of capital stock, net$0638
Net operating income$964,2802,945
2004-03-31 (YTD Data)Rank
Total interest income$2,491,0002,798
Total interest expense$598,0003,121
Net interest income$1,893,0002,617
Provision for loan and lease losses$87,0002,390
Total noninterest income$437,0002,390
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$227,0001,856
Trading account gains and fees$0121
Additional Noninterest Income$210,0002,397
Total noninterest expense$1,560,0002,548
Salaries and employee benefits$792,0002,713
Premises and equipment expense$234,0002,445
Additional noninterest expense$534,0002,224
Pre-tax net operating income$683,0002,756
Securities gains (losses)$73,000971
Applicable income taxes$289,0001,985
Income before extraordinary items$467,0003,107
Extraordinary gains, net$016
Net income$467,0003,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,164
Cash dividends$2,220,000342
Sale, conversion, retirement of capital stock, net$0464
Net operating income$420,2803,255
2003-12-31 (YTD Data)Rank
Total interest income$10,204,0002,776
Total interest expense$2,715,0003,130
Net interest income$7,489,0002,574
Provision for loan and lease losses$336,0002,926
Total noninterest income$2,605,0001,886
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$947,0001,833
Trading account gains and fees$0160
Additional Noninterest Income$1,658,0001,688
Total noninterest expense$6,495,0002,420
Salaries and employee benefits$3,204,0002,624
Premises and equipment expense$887,0002,523
Additional noninterest expense$2,404,0001,998
Pre-tax net operating income$3,263,0002,332
Securities gains (losses)$5,0003,903
Applicable income taxes$1,185,0001,953
Income before extraordinary items$2,083,0002,775
Extraordinary gains, net$054
Net income$2,083,0002,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0002,031
Cash dividends$200,0004,908
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,079,8002,650
2003-09-30 (YTD Data)Rank
Total interest income$7,675,0002,809
Total interest expense$2,101,0003,151
Net interest income$5,574,0002,615
Provision for loan and lease losses$252,0002,835
Total noninterest income$2,172,0001,783
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$684,0001,891
Trading account gains and fees$0153
Additional Noninterest Income$1,488,0001,539
Total noninterest expense$4,609,0002,555
Salaries and employee benefits$2,288,0002,732
Premises and equipment expense$655,0002,564
Additional noninterest expense$1,666,0002,154
Pre-tax net operating income$2,885,0002,105
Securities gains (losses)$5,0003,620
Applicable income taxes$1,054,0001,784
Income before extraordinary items$1,836,0002,514
Extraordinary gains, net$040
Net income$1,836,0002,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0001,750
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,832,8002,384
2003-06-30 (YTD Data)Rank
Total interest income$5,105,0002,832
Total interest expense$1,440,0003,174
Net interest income$3,665,0002,660
Provision for loan and lease losses$168,0002,842
Total noninterest income$1,619,0001,615
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$429,0001,962
Trading account gains and fees$0150
Additional Noninterest Income$1,190,0001,344
Total noninterest expense$3,015,0002,586
Salaries and employee benefits$1,492,0002,794
Premises and equipment expense$438,0002,541
Additional noninterest expense$1,085,0002,193
Pre-tax net operating income$2,101,0001,952
Securities gains (losses)$03,782
Applicable income taxes$767,0001,683
Income before extraordinary items$1,334,0002,329
Extraordinary gains, net$030
Net income$1,334,0002,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,862
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,334,0002,201
2003-03-31 (YTD Data)Rank
Total interest income$2,541,0002,859
Total interest expense$735,0003,174
Net interest income$1,806,0002,674
Provision for loan and lease losses$84,0002,689
Total noninterest income$1,061,0001,281
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$210,0001,946
Trading account gains and fees$0134
Additional Noninterest Income$851,000996
Total noninterest expense$1,492,0002,598
Salaries and employee benefits$748,0002,777
Premises and equipment expense$224,0002,493
Additional noninterest expense$520,0002,251
Pre-tax net operating income$1,291,0001,626
Securities gains (losses)$02,891
Applicable income taxes$492,0001,391
Income before extraordinary items$799,0001,977
Extraordinary gains, net$021
Net income$799,0001,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0001,807
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$799,0001,866
2002-12-31 (YTD Data)Rank
Total interest income$10,933,0002,784
Total interest expense$3,714,0002,935
Net interest income$7,219,0002,643
Provision for loan and lease losses$319,0003,311
Total noninterest income$1,733,0002,377
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$783,0002,037
Trading account gains and fees$0153
Additional Noninterest Income$950,0002,255
Total noninterest expense$5,836,0002,526
Salaries and employee benefits$2,800,0002,815
Premises and equipment expense$877,0002,469
Additional noninterest expense$2,159,0002,150
Pre-tax net operating income$2,797,0002,637
Securities gains (losses)$34,0002,728
Applicable income taxes$1,018,0002,181
Income before extraordinary items$1,813,0003,009
Extraordinary gains, net$070
Net income$1,813,0003,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$401,0001,937
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,791,2402,954
2001-12-31 (YTD Data)Rank
Total interest income$11,621,0002,914
Total interest expense$5,210,0003,048
Net interest income$6,411,0002,769
Provision for loan and lease losses$296,0003,258
Total noninterest income$1,620,0002,361
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$798,0001,904
Trading account gains and fees$0177
Additional Noninterest Income$822,0002,347
Total noninterest expense$5,117,0002,774
Salaries and employee benefits$2,383,0003,077
Premises and equipment expense$758,0002,765
Additional noninterest expense$1,976,0002,267
Pre-tax net operating income$2,618,0002,577
Securities gains (losses)$33,0002,734
Applicable income taxes$912,0002,220
Income before extraordinary items$1,739,0002,878
Extraordinary gains, net$0105
Net income$1,739,0002,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,750
Cash dividends$611,0003,093
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,717,2202,819
2000-12-31 (YTD Data)Rank
Total interest income$11,608,0002,974
Total interest expense$5,472,0003,052
Net interest income$6,136,0002,874
Provision for loan and lease losses$300,0002,819
Total noninterest income$1,384,0002,494
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$756,0001,845
Trading account gains and fees$0180
Additional Noninterest Income$628,0002,565
Total noninterest expense$4,700,0002,884
Salaries and employee benefits$2,260,0003,107
Premises and equipment expense$684,0002,923
Additional noninterest expense$1,756,0002,444
Pre-tax net operating income$2,520,0002,747
Securities gains (losses)$01,956
Applicable income taxes$866,0002,378
Income before extraordinary items$1,654,0003,000
Extraordinary gains, net$038
Net income$1,654,0002,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0002,805
Cash dividends$3,515,000837
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,654,0002,992
1999-12-31 (YTD Data)Rank
Total interest income$10,879,0002,967
Total interest expense$4,859,0003,005
Net interest income$6,020,0002,925
Provision for loan and lease losses$408,0002,072
Total noninterest income$1,296,0002,544
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$681,0001,959
Trading account gains and fees$0173
Additional Noninterest Income$615,0002,589
Total noninterest expense$4,263,0003,125
Salaries and employee benefits$1,833,0003,688
Premises and equipment expense$654,0003,046
Additional noninterest expense$1,776,0002,451
Pre-tax net operating income$2,645,0002,674
Securities gains (losses)$-8,0009,241
Applicable income taxes$941,0002,312
Income before extraordinary items$1,696,0002,943
Extraordinary gains, net$035
Net income$1,696,0002,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,651
Cash dividends$25,0006,862
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,701,1202,905
1998-12-31 (YTD Data)Rank
Total interest income$11,220,0002,875
Total interest expense$5,298,0002,840
Net interest income$5,922,0002,917
Provision for loan and lease losses$821,0001,155
Total noninterest income$1,377,0002,426
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$659,0001,933
Trading account gains and fees$0224
Additional Noninterest Income$718,0002,342
Total noninterest expense$4,417,0002,934
Salaries and employee benefits$1,916,0003,473
Premises and equipment expense$660,0002,922
Additional noninterest expense$1,841,0002,271
Pre-tax net operating income$2,061,0003,267
Securities gains (losses)$8,0003,124
Applicable income taxes$739,0002,910
Income before extraordinary items$1,330,0003,606
Extraordinary gains, net$032
Net income$1,330,0003,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$685,000988
Cash dividends$445,0003,813
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,324,8803,526
1997-12-31 (YTD Data)Rank
Total interest income$10,770,0003,013
Total interest expense$5,015,0002,965
Net interest income$5,755,0003,029
Provision for loan and lease losses$483,0001,825
Total noninterest income$1,262,0002,514
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$688,0001,898
Trading account gains and fees$0239
Additional Noninterest Income$574,0002,572
Total noninterest expense$4,352,0002,918
Salaries and employee benefits$1,942,0003,406
Premises and equipment expense$666,0002,866
Additional noninterest expense$1,744,0002,372
Pre-tax net operating income$2,182,0003,265
Securities gains (losses)$6,0002,665
Applicable income taxes$760,0003,045
Income before extraordinary items$1,428,0003,495
Extraordinary gains, net$044
Net income$1,428,0003,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$443,0001,475
Cash dividends$647,0002,932
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,424,1003,436
1996-12-31 (YTD Data)Rank
Total interest income$9,992,0003,281
Total interest expense$4,634,0003,226
Net interest income$5,358,0003,306
Provision for loan and lease losses$327,0002,419
Total noninterest income$1,025,0003,063
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$643,0002,100
Trading account gains and fees$0262
Additional Noninterest Income$382,0003,492
Total noninterest expense$4,045,0003,315
Salaries and employee benefits$1,795,0003,680
Premises and equipment expense$635,0003,029
Additional noninterest expense$1,615,0002,936
Pre-tax net operating income$2,011,0003,408
Securities gains (losses)$04,148
Applicable income taxes$704,0003,160
Income before extraordinary items$1,307,0003,619
Extraordinary gains, net$053
Net income$1,307,0003,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$639,0001,193
Cash dividends$310,0004,424
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,307,0003,562
1995-12-31 (YTD Data)Rank
Total interest income$9,549,0003,427
Total interest expense$4,424,0003,356
Net interest income$5,125,0003,452
Provision for loan and lease losses$360,0002,012
Total noninterest income$929,0003,280
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$605,0002,250
Trading account gains and fees$0522
Additional Noninterest Income$324,0003,823
Total noninterest expense$4,010,0003,315
Salaries and employee benefits$1,736,0003,758
Premises and equipment expense$652,0002,998
Additional noninterest expense$1,622,0002,874
Pre-tax net operating income$1,684,0004,052
Securities gains (losses)$03,831
Applicable income taxes$559,0003,850
Income before extraordinary items$1,125,0004,173
Extraordinary gains, net$065
Net income$1,125,0004,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,558
Cash dividends$330,0004,305
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,125,0004,155
1994-12-31 (YTD Data)Rank
Total interest income$8,731,0003,433
Total interest expense$3,680,0003,314
Net interest income$5,051,0003,522
Provision for loan and lease losses$300,0002,237
Total noninterest income$933,0003,273
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$621,0002,187
Trading account gains and fees$0475
Additional Noninterest Income$312,0003,976
Total noninterest expense$4,067,0003,380
Salaries and employee benefits$1,684,0003,856
Premises and equipment expense$675,0002,918
Additional noninterest expense$1,708,0002,956
Pre-tax net operating income$1,617,0004,134
Securities gains (losses)$03,600
Applicable income taxes$533,0003,862
Income before extraordinary items$1,084,0004,226
Extraordinary gains, net$0249
Net income$1,084,0004,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,795
Cash dividends$325,0004,247
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,084,0004,271
1993-12-31 (YTD Data)Rank
Total interest income$8,312,0003,676
Total interest expense$3,887,0003,242
Net interest income$4,425,0004,003
Provision for loan and lease losses$489,0002,140
Total noninterest income$769,0004,120
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$531,0002,623
Trading account gains and fees$0532
Additional Noninterest Income$238,0005,143
Total noninterest expense$4,026,0003,472
Salaries and employee benefits$1,650,0003,930
Premises and equipment expense$689,0002,927
Additional noninterest expense$1,687,0003,161
Pre-tax net operating income$679,0007,473
Securities gains (losses)$32,0004,013
Applicable income taxes$153,0008,564
Income before extraordinary items$558,0007,095
Extraordinary gains, net$03,149
Net income$558,0007,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,0001,768
Cash dividends$80,0007,275
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$533,0407,023
1992-12-31 (YTD Data)Rank
Total interest income$8,965,0003,869
Total interest expense$4,639,0003,539
Net interest income$4,326,0004,156
Provision for loan and lease losses$641,0002,519
Total noninterest income$887,0003,658
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$503,0002,761
Trading account gains and fees$6,000432
Additional Noninterest Income$378,0003,838
Total noninterest expense$3,717,0003,722
Salaries and employee benefits$1,545,0004,115
Premises and equipment expense$666,0003,060
Additional noninterest expense$1,506,0003,583
Pre-tax net operating income$855,0006,314
Securities gains (losses)$53,0004,016
Applicable income taxes$222,0007,147
Income before extraordinary items$686,0006,009
Extraordinary gains, net$01,422
Net income$686,0006,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$477,0002,538
Cash dividends$25,0008,340
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$645,7205,906

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.