Home > Clayton Bank and Trust > Income and Expense
Clayton Bank and Trust, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $26,399,000 | 542 |
| Total interest expense | $2,749,000 | 602 |
| Net interest income | $23,650,000 | 534 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $2,592,000 | 1,109 |
| Gross Fiduciary activities income | $449,000 | 479 |
| Service charges on deposit accounts | $267,000 | 1,937 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,876,000 | 1,013 |
| Total noninterest expense | $7,946,000 | 1,270 |
| Salaries and employee benefits | $5,063,000 | 1,165 |
| Premises and equipment expense | $795,000 | 1,444 |
| Additional noninterest expense | $2,088,000 | 1,454 |
| Pre-tax net operating income | $18,296,000 | 360 |
| Securities gains (losses) | $21,000 | 972 |
| Applicable income taxes | $1,164,000 | 996 |
| Income before extraordinary items | $17,153,000 | 294 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $17,153,000 | 294 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $17,153,000 | 294 |
| Net charge-offs | $172,000 | 1,154 |
| Cash dividends | $10,450,000 | 201 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $17,133,260 | 291 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $13,159,000 | 538 |
| Total interest expense | $1,356,000 | 591 |
| Net interest income | $11,803,000 | 528 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,333,000 | 1,087 |
| Gross Fiduciary activities income | $221,000 | 485 |
| Service charges on deposit accounts | $139,000 | 1,884 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $973,000 | 974 |
| Total noninterest expense | $4,219,000 | 1,232 |
| Salaries and employee benefits | $2,757,000 | 1,098 |
| Premises and equipment expense | $447,000 | 1,319 |
| Additional noninterest expense | $1,015,000 | 1,481 |
| Pre-tax net operating income | $8,917,000 | 363 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $567,000 | 988 |
| Income before extraordinary items | $8,350,000 | 292 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $8,350,000 | 293 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $8,350,000 | 293 |
| Net charge-offs | $-11,000 | 5,031 |
| Cash dividends | $10,450,000 | 114 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $8,350,000 | 285 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $48,793,000 | 552 |
| Total interest expense | $5,392,000 | 553 |
| Net interest income | $43,401,000 | 555 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $4,726,000 | 1,202 |
| Gross Fiduciary activities income | $777,000 | 499 |
| Service charges on deposit accounts | $585,000 | 1,830 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,364,000 | 1,116 |
| Total noninterest expense | $16,622,000 | 1,214 |
| Salaries and employee benefits | $11,454,000 | 1,026 |
| Premises and equipment expense | $1,472,000 | 1,551 |
| Additional noninterest expense | $3,696,000 | 1,648 |
| Pre-tax net operating income | $31,505,000 | 360 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,987,000 | 1,052 |
| Income before extraordinary items | $29,518,000 | 298 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $29,518,000 | 298 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $29,518,000 | 298 |
| Net charge-offs | $1,750,000 | 428 |
| Cash dividends | $16,829,000 | 243 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $29,518,000 | 290 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $36,251,000 | 557 |
| Total interest expense | $4,046,000 | 552 |
| Net interest income | $32,205,000 | 555 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $3,611,000 | 1,176 |
| Gross Fiduciary activities income | $585,000 | 498 |
| Service charges on deposit accounts | $428,000 | 1,871 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,598,000 | 1,094 |
| Total noninterest expense | $12,333,000 | 1,229 |
| Salaries and employee benefits | $8,499,000 | 1,035 |
| Premises and equipment expense | $1,110,000 | 1,551 |
| Additional noninterest expense | $2,724,000 | 1,667 |
| Pre-tax net operating income | $23,483,000 | 363 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,483,000 | 1,082 |
| Income before extraordinary items | $22,000,000 | 300 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $22,000,000 | 301 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $22,000,000 | 301 |
| Net charge-offs | $679,000 | 634 |
| Cash dividends | $11,000,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $22,000,000 | 293 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $23,707,000 | 566 |
| Total interest expense | $2,701,000 | 544 |
| Net interest income | $21,006,000 | 570 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $2,300,000 | 1,198 |
| Gross Fiduciary activities income | $368,000 | 514 |
| Service charges on deposit accounts | $268,000 | 1,950 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,664,000 | 1,102 |
| Total noninterest expense | $8,231,000 | 1,234 |
| Salaries and employee benefits | $5,687,000 | 1,031 |
| Premises and equipment expense | $713,000 | 1,595 |
| Additional noninterest expense | $1,831,000 | 1,650 |
| Pre-tax net operating income | $15,075,000 | 365 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $949,000 | 1,120 |
| Income before extraordinary items | $14,126,000 | 305 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $14,126,000 | 305 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $14,126,000 | 305 |
| Net charge-offs | $363,000 | 754 |
| Cash dividends | $11,000,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $14,126,000 | 301 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $11,797,000 | 569 |
| Total interest expense | $1,316,000 | 556 |
| Net interest income | $10,481,000 | 573 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,058,000 | 1,255 |
| Gross Fiduciary activities income | $172,000 | 532 |
| Service charges on deposit accounts | $126,000 | 2,042 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $760,000 | 1,136 |
| Total noninterest expense | $4,232,000 | 1,215 |
| Salaries and employee benefits | $2,893,000 | 1,020 |
| Premises and equipment expense | $358,000 | 1,594 |
| Additional noninterest expense | $981,000 | 1,549 |
| Pre-tax net operating income | $7,307,000 | 362 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $452,000 | 1,133 |
| Income before extraordinary items | $6,855,000 | 303 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $6,855,000 | 303 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $6,855,000 | 303 |
| Net charge-offs | $262,000 | 533 |
| Cash dividends | $11,000,000 | 125 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $6,855,000 | 299 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $44,519,000 | 569 |
| Total interest expense | $4,702,000 | 585 |
| Net interest income | $39,817,000 | 570 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $4,633,000 | 1,186 |
| Gross Fiduciary activities income | $733,000 | 527 |
| Service charges on deposit accounts | $599,000 | 1,834 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,301,000 | 1,086 |
| Total noninterest expense | $16,991,000 | 1,184 |
| Salaries and employee benefits | $11,539,000 | 976 |
| Premises and equipment expense | $1,381,000 | 1,655 |
| Additional noninterest expense | $4,071,000 | 1,493 |
| Pre-tax net operating income | $27,459,000 | 383 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $1,721,000 | 1,124 |
| Income before extraordinary items | $25,739,000 | 315 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $25,739,000 | 315 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $25,739,000 | 315 |
| Net charge-offs | $1,553,000 | 479 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $25,738,060 | 313 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $31,412,000 | 616 |
| Total interest expense | $3,508,000 | 598 |
| Net interest income | $27,904,000 | 618 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $3,509,000 | 1,181 |
| Gross Fiduciary activities income | $555,000 | 523 |
| Service charges on deposit accounts | $450,000 | 1,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,504,000 | 1,101 |
| Total noninterest expense | $12,266,000 | 1,233 |
| Salaries and employee benefits | $8,574,000 | 989 |
| Premises and equipment expense | $1,036,000 | 1,669 |
| Additional noninterest expense | $2,656,000 | 1,705 |
| Pre-tax net operating income | $19,147,000 | 401 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $1,206,000 | 1,213 |
| Income before extraordinary items | $17,942,000 | 340 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,942,000 | 340 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $17,942,000 | 340 |
| Net charge-offs | $1,057,000 | 479 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $17,941,060 | 334 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $20,680,000 | 617 |
| Total interest expense | $2,346,000 | 596 |
| Net interest income | $18,334,000 | 625 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $2,312,000 | 1,210 |
| Gross Fiduciary activities income | $375,000 | 527 |
| Service charges on deposit accounts | $282,000 | 1,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,655,000 | 1,110 |
| Total noninterest expense | $8,087,000 | 1,249 |
| Salaries and employee benefits | $5,708,000 | 989 |
| Premises and equipment expense | $692,000 | 1,677 |
| Additional noninterest expense | $1,687,000 | 1,801 |
| Pre-tax net operating income | $12,559,000 | 404 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $788,000 | 1,239 |
| Income before extraordinary items | $11,771,000 | 341 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $11,771,000 | 340 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $11,771,000 | 340 |
| Net charge-offs | $956,000 | 364 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $11,771,000 | 335 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $10,023,000 | 632 |
| Total interest expense | $1,155,000 | 604 |
| Net interest income | $8,868,000 | 637 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,082,000 | 1,220 |
| Gross Fiduciary activities income | $185,000 | 537 |
| Service charges on deposit accounts | $143,000 | 1,883 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $754,000 | 1,141 |
| Total noninterest expense | $3,920,000 | 1,279 |
| Salaries and employee benefits | $2,814,000 | 1,010 |
| Premises and equipment expense | $288,000 | 2,000 |
| Additional noninterest expense | $818,000 | 1,840 |
| Pre-tax net operating income | $6,030,000 | 415 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $372,000 | 1,251 |
| Income before extraordinary items | $5,658,000 | 347 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $5,658,000 | 347 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $5,658,000 | 347 |
| Net charge-offs | $348,000 | 484 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $5,658,000 | 340 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $40,003,000 | 621 |
| Total interest expense | $4,192,000 | 690 |
| Net interest income | $35,811,000 | 615 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $3,903,000 | 1,301 |
| Gross Fiduciary activities income | $706,000 | 541 |
| Service charges on deposit accounts | $634,000 | 1,875 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,563,000 | 1,228 |
| Total noninterest expense | $16,134,000 | 1,235 |
| Salaries and employee benefits | $10,736,000 | 1,009 |
| Premises and equipment expense | $1,389,000 | 1,685 |
| Additional noninterest expense | $4,009,000 | 1,562 |
| Pre-tax net operating income | $23,580,000 | 402 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,469,000 | 1,213 |
| Income before extraordinary items | $22,111,000 | 337 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $22,111,000 | 337 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $22,111,000 | 337 |
| Net charge-offs | $989,000 | 905 |
| Cash dividends | $10,000,000 | 331 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $22,111,000 | 332 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $29,759,000 | 624 |
| Total interest expense | $3,093,000 | 712 |
| Net interest income | $26,666,000 | 615 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $3,139,000 | 1,252 |
| Gross Fiduciary activities income | $522,000 | 540 |
| Service charges on deposit accounts | $479,000 | 1,869 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,138,000 | 1,152 |
| Total noninterest expense | $12,211,000 | 1,231 |
| Salaries and employee benefits | $8,020,000 | 1,014 |
| Premises and equipment expense | $1,237,000 | 1,448 |
| Additional noninterest expense | $2,954,000 | 1,587 |
| Pre-tax net operating income | $17,594,000 | 396 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,101,000 | 1,225 |
| Income before extraordinary items | $16,493,000 | 335 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $16,493,000 | 335 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $16,493,000 | 335 |
| Net charge-offs | $669,000 | 925 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $16,493,000 | 332 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $19,471,000 | 635 |
| Total interest expense | $2,092,000 | 700 |
| Net interest income | $17,379,000 | 623 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,891,000 | 1,331 |
| Gross Fiduciary activities income | $340,000 | 545 |
| Service charges on deposit accounts | $312,000 | 1,891 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,239,000 | 1,253 |
| Total noninterest expense | $8,130,000 | 1,237 |
| Salaries and employee benefits | $5,361,000 | 1,008 |
| Premises and equipment expense | $779,000 | 1,531 |
| Additional noninterest expense | $1,990,000 | 1,567 |
| Pre-tax net operating income | $11,140,000 | 419 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $797,000 | 1,133 |
| Income before extraordinary items | $10,343,000 | 353 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $10,343,000 | 353 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $10,343,000 | 353 |
| Net charge-offs | $423,000 | 992 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $10,343,000 | 345 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $9,747,000 | 637 |
| Total interest expense | $1,075,000 | 690 |
| Net interest income | $8,672,000 | 629 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $834,000 | 1,416 |
| Gross Fiduciary activities income | $162,000 | 558 |
| Service charges on deposit accounts | $144,000 | 2,006 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $528,000 | 1,362 |
| Total noninterest expense | $3,994,000 | 1,264 |
| Salaries and employee benefits | $2,575,000 | 1,070 |
| Premises and equipment expense | $459,000 | 1,335 |
| Additional noninterest expense | $960,000 | 1,605 |
| Pre-tax net operating income | $5,512,000 | 399 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $344,000 | 1,213 |
| Income before extraordinary items | $5,168,000 | 336 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,168,000 | 336 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,168,000 | 336 |
| Net charge-offs | $479,000 | 518 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $5,168,000 | 330 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $44,568,000 | 556 |
| Total interest expense | $5,228,000 | 622 |
| Net interest income | $39,340,000 | 548 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $6,059,000 | 985 |
| Gross Fiduciary activities income | $606,000 | 565 |
| Service charges on deposit accounts | $737,000 | 1,757 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,716,000 | 844 |
| Total noninterest expense | $16,637,000 | 1,219 |
| Salaries and employee benefits | $10,983,000 | 978 |
| Premises and equipment expense | $1,683,000 | 1,415 |
| Additional noninterest expense | $3,971,000 | 1,628 |
| Pre-tax net operating income | $28,762,000 | 321 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,804,000 | 974 |
| Income before extraordinary items | $26,958,000 | 283 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $26,958,000 | 283 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $26,958,000 | 283 |
| Net charge-offs | $733,000 | 1,584 |
| Cash dividends | $17,000,000 | 220 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $26,958,000 | 280 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $34,330,000 | 542 |
| Total interest expense | $4,060,000 | 613 |
| Net interest income | $30,270,000 | 527 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $3,526,000 | 1,209 |
| Gross Fiduciary activities income | $439,000 | 568 |
| Service charges on deposit accounts | $574,000 | 1,715 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,513,000 | 1,096 |
| Total noninterest expense | $11,546,000 | 1,293 |
| Salaries and employee benefits | $7,272,000 | 1,129 |
| Premises and equipment expense | $1,327,000 | 1,357 |
| Additional noninterest expense | $2,947,000 | 1,638 |
| Pre-tax net operating income | $22,250,000 | 321 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,404,000 | 981 |
| Income before extraordinary items | $20,846,000 | 275 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $20,846,000 | 275 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $20,846,000 | 275 |
| Net charge-offs | $731,000 | 1,257 |
| Cash dividends | $5,000,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $20,846,000 | 274 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $23,244,000 | 526 |
| Total interest expense | $2,777,000 | 609 |
| Net interest income | $20,467,000 | 515 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $2,548,000 | 1,144 |
| Gross Fiduciary activities income | $286,000 | 575 |
| Service charges on deposit accounts | $395,000 | 1,635 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,867,000 | 1,035 |
| Total noninterest expense | $7,631,000 | 1,311 |
| Salaries and employee benefits | $4,675,000 | 1,174 |
| Premises and equipment expense | $944,000 | 1,264 |
| Additional noninterest expense | $2,012,000 | 1,603 |
| Pre-tax net operating income | $15,384,000 | 309 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $971,000 | 964 |
| Income before extraordinary items | $14,413,000 | 269 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $14,413,000 | 270 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $14,413,000 | 270 |
| Net charge-offs | $919,000 | 818 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $14,413,000 | 262 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $11,690,000 | 530 |
| Total interest expense | $1,406,000 | 625 |
| Net interest income | $10,284,000 | 518 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,290,000 | 1,124 |
| Gross Fiduciary activities income | $142,000 | 584 |
| Service charges on deposit accounts | $204,000 | 1,598 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $944,000 | 1,035 |
| Total noninterest expense | $3,937,000 | 1,286 |
| Salaries and employee benefits | $2,377,000 | 1,155 |
| Premises and equipment expense | $599,000 | 1,026 |
| Additional noninterest expense | $961,000 | 1,668 |
| Pre-tax net operating income | $7,637,000 | 315 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $512,000 | 893 |
| Income before extraordinary items | $7,125,000 | 266 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,125,000 | 267 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,125,000 | 267 |
| Net charge-offs | $531,000 | 743 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $7,125,000 | 256 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $45,514,000 | 580 |
| Total interest expense | $6,551,000 | 656 |
| Net interest income | $38,963,000 | 561 |
| Provision for loan and lease losses | $5,857,000 | 450 |
| Total noninterest income | $5,287,000 | 1,111 |
| Gross Fiduciary activities income | $489,000 | 604 |
| Service charges on deposit accounts | $809,000 | 1,680 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,989,000 | 968 |
| Total noninterest expense | $15,913,000 | 1,265 |
| Salaries and employee benefits | $9,271,000 | 1,138 |
| Premises and equipment expense | $1,772,000 | 1,333 |
| Additional noninterest expense | $4,870,000 | 1,396 |
| Pre-tax net operating income | $22,480,000 | 396 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,407,000 | 1,147 |
| Income before extraordinary items | $21,073,000 | 334 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $21,073,000 | 333 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $21,073,000 | 333 |
| Net charge-offs | $3,490,000 | 765 |
| Cash dividends | $10,000,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $21,073,000 | 323 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $34,501,000 | 576 |
| Total interest expense | $5,046,000 | 667 |
| Net interest income | $29,455,000 | 560 |
| Provision for loan and lease losses | $5,857,000 | 354 |
| Total noninterest income | $2,902,000 | 1,362 |
| Gross Fiduciary activities income | $356,000 | 615 |
| Service charges on deposit accounts | $589,000 | 1,738 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,957,000 | 1,281 |
| Total noninterest expense | $11,192,000 | 1,334 |
| Salaries and employee benefits | $6,536,000 | 1,204 |
| Premises and equipment expense | $994,000 | 1,794 |
| Additional noninterest expense | $3,662,000 | 1,390 |
| Pre-tax net operating income | $15,308,000 | 432 |
| Securities gains (losses) | $46,000 | 2,486 |
| Applicable income taxes | $729,000 | 1,534 |
| Income before extraordinary items | $14,625,000 | 363 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $14,625,000 | 363 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $14,625,000 | 363 |
| Net charge-offs | $3,229,000 | 643 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $14,581,300 | 350 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $21,201,000 | 628 |
| Total interest expense | $3,293,000 | 709 |
| Net interest income | $17,908,000 | 612 |
| Provision for loan and lease losses | $4,857,000 | 304 |
| Total noninterest income | $1,863,000 | 1,388 |
| Gross Fiduciary activities income | $235,000 | 623 |
| Service charges on deposit accounts | $345,000 | 1,933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,283,000 | 1,276 |
| Total noninterest expense | $6,733,000 | 1,453 |
| Salaries and employee benefits | $4,160,000 | 1,259 |
| Premises and equipment expense | $599,000 | 1,969 |
| Additional noninterest expense | $1,974,000 | 1,693 |
| Pre-tax net operating income | $8,181,000 | 492 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $517,000 | 1,464 |
| Income before extraordinary items | $7,664,000 | 431 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,664,000 | 430 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,664,000 | 430 |
| Net charge-offs | $2,940,000 | 521 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $7,664,000 | 415 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $11,453,000 | 590 |
| Total interest expense | $1,722,000 | 701 |
| Net interest income | $9,731,000 | 572 |
| Provision for loan and lease losses | $3,407,000 | 228 |
| Total noninterest income | $690,000 | 1,726 |
| Gross Fiduciary activities income | $117,000 | 625 |
| Service charges on deposit accounts | $147,000 | 2,173 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $426,000 | 1,679 |
| Total noninterest expense | $3,385,000 | 1,455 |
| Salaries and employee benefits | $2,095,000 | 1,247 |
| Premises and equipment expense | $315,000 | 1,893 |
| Additional noninterest expense | $975,000 | 1,708 |
| Pre-tax net operating income | $3,629,000 | 539 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $131,000 | 2,174 |
| Income before extraordinary items | $3,498,000 | 469 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,498,000 | 469 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,498,000 | 470 |
| Net charge-offs | $2,440,000 | 345 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $3,498,000 | 454 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $40,040,000 | 696 |
| Total interest expense | $8,621,000 | 671 |
| Net interest income | $31,419,000 | 688 |
| Provision for loan and lease losses | $11,300,000 | 379 |
| Total noninterest income | $2,650,000 | 1,649 |
| Gross Fiduciary activities income | $421,000 | 590 |
| Service charges on deposit accounts | $679,000 | 2,033 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,550,000 | 1,616 |
| Total noninterest expense | $12,481,000 | 1,567 |
| Salaries and employee benefits | $7,602,000 | 1,293 |
| Premises and equipment expense | $1,300,000 | 1,915 |
| Additional noninterest expense | $3,579,000 | 1,882 |
| Pre-tax net operating income | $10,288,000 | 607 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $620,000 | 1,815 |
| Income before extraordinary items | $9,670,000 | 552 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,670,000 | 553 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $9,670,000 | 553 |
| Net charge-offs | $9,068,000 | 508 |
| Cash dividends | $5,501,000 | 391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $9,668,120 | 539 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $30,096,000 | 712 |
| Total interest expense | $6,697,000 | 676 |
| Net interest income | $23,399,000 | 704 |
| Provision for loan and lease losses | $8,586,000 | 360 |
| Total noninterest income | $1,835,000 | 1,719 |
| Gross Fiduciary activities income | $320,000 | 579 |
| Service charges on deposit accounts | $506,000 | 2,056 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,009,000 | 1,756 |
| Total noninterest expense | $9,316,000 | 1,568 |
| Salaries and employee benefits | $5,658,000 | 1,312 |
| Premises and equipment expense | $979,000 | 1,910 |
| Additional noninterest expense | $2,679,000 | 1,898 |
| Pre-tax net operating income | $7,332,000 | 658 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $440,000 | 1,850 |
| Income before extraordinary items | $6,894,000 | 595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,894,000 | 592 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $6,894,000 | 595 |
| Net charge-offs | $3,993,000 | 751 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $6,892,120 | 578 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $20,173,000 | 720 |
| Total interest expense | $4,564,000 | 694 |
| Net interest income | $15,609,000 | 705 |
| Provision for loan and lease losses | $5,482,000 | 394 |
| Total noninterest income | $1,050,000 | 1,924 |
| Gross Fiduciary activities income | $228,000 | 576 |
| Service charges on deposit accounts | $322,000 | 2,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $500,000 | 2,099 |
| Total noninterest expense | $6,156,000 | 1,598 |
| Salaries and employee benefits | $3,693,000 | 1,353 |
| Premises and equipment expense | $655,000 | 1,924 |
| Additional noninterest expense | $1,808,000 | 1,881 |
| Pre-tax net operating income | $5,021,000 | 631 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $301,000 | 1,791 |
| Income before extraordinary items | $4,721,000 | 565 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,721,000 | 561 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,721,000 | 565 |
| Net charge-offs | $3,887,000 | 569 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $4,720,060 | 554 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,190,000 | 716 |
| Total interest expense | $2,307,000 | 719 |
| Net interest income | $7,883,000 | 691 |
| Provision for loan and lease losses | $2,749,000 | 403 |
| Total noninterest income | $475,000 | 2,075 |
| Gross Fiduciary activities income | $110,000 | 594 |
| Service charges on deposit accounts | $161,000 | 2,098 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $204,000 | 2,443 |
| Total noninterest expense | $3,172,000 | 1,552 |
| Salaries and employee benefits | $1,890,000 | 1,332 |
| Premises and equipment expense | $320,000 | 2,010 |
| Additional noninterest expense | $962,000 | 1,760 |
| Pre-tax net operating income | $2,437,000 | 655 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $113,000 | 2,058 |
| Income before extraordinary items | $2,324,000 | 567 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,324,000 | 567 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,324,000 | 567 |
| Net charge-offs | $2,539,000 | 465 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,324,000 | 553 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $38,675,000 | 793 |
| Total interest expense | $10,062,000 | 809 |
| Net interest income | $28,613,000 | 771 |
| Provision for loan and lease losses | $12,372,000 | 560 |
| Total noninterest income | $2,312,000 | 1,874 |
| Gross Fiduciary activities income | $472,000 | 563 |
| Service charges on deposit accounts | $812,000 | 1,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,028,000 | 2,150 |
| Total noninterest expense | $11,867,000 | 1,672 |
| Salaries and employee benefits | $6,343,000 | 1,550 |
| Premises and equipment expense | $1,314,000 | 1,945 |
| Additional noninterest expense | $4,210,000 | 1,708 |
| Pre-tax net operating income | $6,686,000 | 800 |
| Securities gains (losses) | $15,000 | 3,201 |
| Applicable income taxes | $482,000 | 1,923 |
| Income before extraordinary items | $6,219,000 | 719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,219,000 | 718 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,219,000 | 720 |
| Net charge-offs | $5,343,000 | 951 |
| Cash dividends | $3,142,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 84 |
| Net operating income | $6,205,050 | 690 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $28,784,000 | 800 |
| Total interest expense | $7,695,000 | 827 |
| Net interest income | $21,089,000 | 785 |
| Provision for loan and lease losses | $8,775,000 | 553 |
| Total noninterest income | $2,242,000 | 1,549 |
| Gross Fiduciary activities income | $390,000 | 543 |
| Service charges on deposit accounts | $638,000 | 1,773 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,214,000 | 1,587 |
| Total noninterest expense | $8,874,000 | 1,659 |
| Salaries and employee benefits | $4,886,000 | 1,513 |
| Premises and equipment expense | $990,000 | 1,957 |
| Additional noninterest expense | $2,998,000 | 1,781 |
| Pre-tax net operating income | $5,682,000 | 748 |
| Securities gains (losses) | $15,000 | 2,997 |
| Applicable income taxes | $335,000 | 2,042 |
| Income before extraordinary items | $5,362,000 | 650 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,362,000 | 648 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,362,000 | 650 |
| Net charge-offs | $4,057,000 | 908 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 71 |
| Net operating income | $5,347,900 | 622 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,922,000 | 818 |
| Total interest expense | $5,152,000 | 860 |
| Net interest income | $13,770,000 | 800 |
| Provision for loan and lease losses | $5,843,000 | 568 |
| Total noninterest income | $1,521,000 | 1,497 |
| Gross Fiduciary activities income | $256,000 | 551 |
| Service charges on deposit accounts | $430,000 | 1,766 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $835,000 | 1,475 |
| Total noninterest expense | $5,639,000 | 1,752 |
| Salaries and employee benefits | $3,050,000 | 1,618 |
| Premises and equipment expense | $663,000 | 1,961 |
| Additional noninterest expense | $1,926,000 | 1,829 |
| Pre-tax net operating income | $3,809,000 | 727 |
| Securities gains (losses) | $15,000 | 2,470 |
| Applicable income taxes | $227,000 | 2,011 |
| Income before extraordinary items | $3,597,000 | 627 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,597,000 | 627 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,597,000 | 628 |
| Net charge-offs | $2,120,000 | 1,085 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,582,900 | 605 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,249,000 | 852 |
| Total interest expense | $2,601,000 | 900 |
| Net interest income | $6,648,000 | 829 |
| Provision for loan and lease losses | $2,740,000 | 590 |
| Total noninterest income | $708,000 | 1,585 |
| Gross Fiduciary activities income | $137,000 | 547 |
| Service charges on deposit accounts | $209,000 | 1,809 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $362,000 | 1,613 |
| Total noninterest expense | $2,757,000 | 1,804 |
| Salaries and employee benefits | $1,462,000 | 1,715 |
| Premises and equipment expense | $325,000 | 2,054 |
| Additional noninterest expense | $970,000 | 1,791 |
| Pre-tax net operating income | $1,859,000 | 726 |
| Securities gains (losses) | $15,000 | 1,604 |
| Applicable income taxes | $132,000 | 1,857 |
| Income before extraordinary items | $1,742,000 | 644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,742,000 | 647 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,742,000 | 648 |
| Net charge-offs | $1,365,000 | 843 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,728,050 | 630 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $33,679,000 | 1,012 |
| Total interest expense | $13,212,000 | 893 |
| Net interest income | $20,467,000 | 1,069 |
| Provision for loan and lease losses | $6,569,000 | 1,170 |
| Total noninterest income | $2,569,000 | 1,787 |
| Gross Fiduciary activities income | $476,000 | 558 |
| Service charges on deposit accounts | $913,000 | 1,821 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,180,000 | 1,928 |
| Total noninterest expense | $11,207,000 | 1,821 |
| Salaries and employee benefits | $5,349,000 | 1,847 |
| Premises and equipment expense | $1,450,000 | 1,858 |
| Additional noninterest expense | $4,408,000 | 1,681 |
| Pre-tax net operating income | $5,260,000 | 804 |
| Securities gains (losses) | $680,000 | 699 |
| Applicable income taxes | $580,000 | 1,410 |
| Income before extraordinary items | $5,360,000 | 628 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,360,000 | 627 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,360,000 | 629 |
| Net charge-offs | $3,013,000 | 1,603 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,748,000 | 717 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,612,000 | 1,055 |
| Total interest expense | $10,457,000 | 893 |
| Net interest income | $14,155,000 | 1,174 |
| Provision for loan and lease losses | $4,767,000 | 1,085 |
| Total noninterest income | $2,133,000 | 1,700 |
| Gross Fiduciary activities income | $341,000 | 561 |
| Service charges on deposit accounts | $681,000 | 1,841 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,111,000 | 1,702 |
| Total noninterest expense | $8,079,000 | 1,876 |
| Salaries and employee benefits | $4,013,000 | 1,865 |
| Premises and equipment expense | $957,000 | 2,119 |
| Additional noninterest expense | $3,109,000 | 1,724 |
| Pre-tax net operating income | $3,442,000 | 961 |
| Securities gains (losses) | $560,000 | 639 |
| Applicable income taxes | $270,000 | 2,038 |
| Income before extraordinary items | $3,732,000 | 727 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,732,000 | 726 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,732,000 | 728 |
| Net charge-offs | $2,110,000 | 1,459 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,211,200 | 838 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,147,000 | 1,104 |
| Total interest expense | $7,376,000 | 884 |
| Net interest income | $8,771,000 | 1,275 |
| Provision for loan and lease losses | $2,465,000 | 1,237 |
| Total noninterest income | $1,333,000 | 1,794 |
| Gross Fiduciary activities income | $196,000 | 603 |
| Service charges on deposit accounts | $452,000 | 1,823 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $685,000 | 1,834 |
| Total noninterest expense | $5,472,000 | 1,880 |
| Salaries and employee benefits | $2,621,000 | 1,933 |
| Premises and equipment expense | $670,000 | 2,042 |
| Additional noninterest expense | $2,181,000 | 1,671 |
| Pre-tax net operating income | $2,167,000 | 1,040 |
| Securities gains (losses) | $202,000 | 1,014 |
| Applicable income taxes | $135,000 | 2,366 |
| Income before extraordinary items | $2,234,000 | 838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,234,000 | 838 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,234,000 | 838 |
| Net charge-offs | $712,000 | 1,967 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,044,120 | 899 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,838,000 | 1,155 |
| Total interest expense | $3,835,000 | 886 |
| Net interest income | $4,003,000 | 1,378 |
| Provision for loan and lease losses | $750,000 | 1,392 |
| Total noninterest income | $665,000 | 1,758 |
| Gross Fiduciary activities income | $81,000 | 654 |
| Service charges on deposit accounts | $222,000 | 1,801 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $362,000 | 1,727 |
| Total noninterest expense | $2,704,000 | 1,839 |
| Salaries and employee benefits | $1,354,000 | 1,900 |
| Premises and equipment expense | $357,000 | 1,965 |
| Additional noninterest expense | $993,000 | 1,627 |
| Pre-tax net operating income | $1,214,000 | 1,052 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $65,000 | 2,634 |
| Income before extraordinary items | $1,149,000 | 926 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,149,000 | 926 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,149,000 | 928 |
| Net charge-offs | $274,000 | 1,860 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,149,000 | 869 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $31,720,000 | 1,203 |
| Total interest expense | $15,047,000 | 1,075 |
| Net interest income | $16,673,000 | 1,333 |
| Provision for loan and lease losses | $5,679,000 | 919 |
| Total noninterest income | $3,231,000 | 1,482 |
| Gross Fiduciary activities income | $543,000 | 554 |
| Service charges on deposit accounts | $1,127,000 | 1,587 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,561,000 | 1,546 |
| Total noninterest expense | $11,013,000 | 1,761 |
| Salaries and employee benefits | $5,979,000 | 1,715 |
| Premises and equipment expense | $1,253,000 | 2,155 |
| Additional noninterest expense | $3,781,000 | 1,638 |
| Pre-tax net operating income | $3,212,000 | 1,691 |
| Securities gains (losses) | $11,000 | 2,474 |
| Applicable income taxes | $191,000 | 2,863 |
| Income before extraordinary items | $3,032,000 | 1,347 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,032,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,898,000 | 830 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,021,660 | 1,448 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $23,537,000 | 1,245 |
| Total interest expense | $11,116,000 | 1,143 |
| Net interest income | $12,421,000 | 1,362 |
| Provision for loan and lease losses | $2,729,000 | 962 |
| Total noninterest income | $2,611,000 | 1,459 |
| Gross Fiduciary activities income | $431,000 | 545 |
| Service charges on deposit accounts | $853,000 | 1,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,327,000 | 1,483 |
| Total noninterest expense | $8,223,000 | 1,760 |
| Salaries and employee benefits | $4,552,000 | 1,708 |
| Premises and equipment expense | $884,000 | 2,291 |
| Additional noninterest expense | $2,787,000 | 1,607 |
| Pre-tax net operating income | $4,080,000 | 1,235 |
| Securities gains (losses) | $25,000 | 1,874 |
| Applicable income taxes | $290,000 | 2,497 |
| Income before extraordinary items | $3,815,000 | 960 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,815,000 | 959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,708,000 | 932 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,791,750 | 1,025 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,487,000 | 1,288 |
| Total interest expense | $7,454,000 | 1,173 |
| Net interest income | $8,033,000 | 1,386 |
| Provision for loan and lease losses | $1,400,000 | 996 |
| Total noninterest income | $1,432,000 | 1,707 |
| Gross Fiduciary activities income | $292,000 | 553 |
| Service charges on deposit accounts | $540,000 | 1,635 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $600,000 | 1,994 |
| Total noninterest expense | $5,667,000 | 1,707 |
| Salaries and employee benefits | $3,116,000 | 1,674 |
| Premises and equipment expense | $735,000 | 1,858 |
| Additional noninterest expense | $1,816,000 | 1,624 |
| Pre-tax net operating income | $2,398,000 | 1,436 |
| Securities gains (losses) | $25,000 | 1,907 |
| Applicable income taxes | $178,000 | 2,817 |
| Income before extraordinary items | $2,245,000 | 1,237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,245,000 | 1,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,175,000 | 777 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,221,750 | 1,232 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,991,000 | 1,277 |
| Total interest expense | $3,933,000 | 1,185 |
| Net interest income | $4,058,000 | 1,365 |
| Provision for loan and lease losses | $650,000 | 846 |
| Total noninterest income | $699,000 | 1,756 |
| Gross Fiduciary activities income | $129,000 | 602 |
| Service charges on deposit accounts | $240,000 | 1,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $330,000 | 1,856 |
| Total noninterest expense | $2,749,000 | 1,752 |
| Salaries and employee benefits | $1,437,000 | 1,826 |
| Premises and equipment expense | $401,000 | 1,722 |
| Additional noninterest expense | $911,000 | 1,579 |
| Pre-tax net operating income | $1,358,000 | 1,383 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $83,000 | 3,009 |
| Income before extraordinary items | $1,275,000 | 1,179 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,275,000 | 1,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $926,000 | 485 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,275,000 | 1,140 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $29,431,000 | 1,457 |
| Total interest expense | $14,976,000 | 1,331 |
| Net interest income | $14,455,000 | 1,568 |
| Provision for loan and lease losses | $2,342,000 | 740 |
| Total noninterest income | $2,445,000 | 1,926 |
| Gross Fiduciary activities income | $832,000 | 469 |
| Service charges on deposit accounts | $957,000 | 1,840 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $656,000 | 2,855 |
| Total noninterest expense | $10,773,000 | 1,718 |
| Salaries and employee benefits | $6,257,000 | 1,612 |
| Premises and equipment expense | $1,159,000 | 2,234 |
| Additional noninterest expense | $3,357,000 | 1,663 |
| Pre-tax net operating income | $3,785,000 | 2,068 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $227,000 | 3,715 |
| Income before extraordinary items | $3,559,000 | 1,763 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,559,000 | 1,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $715,000 | 1,312 |
| Cash dividends | $1,420,000 | 2,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,558,060 | 1,754 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,334,000 | 1,523 |
| Total interest expense | $10,840,000 | 1,388 |
| Net interest income | $10,494,000 | 1,621 |
| Provision for loan and lease losses | $1,642,000 | 611 |
| Total noninterest income | $1,818,000 | 1,934 |
| Gross Fiduciary activities income | $650,000 | 449 |
| Service charges on deposit accounts | $703,000 | 1,851 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $465,000 | 2,968 |
| Total noninterest expense | $8,319,000 | 1,646 |
| Salaries and employee benefits | $4,879,000 | 1,555 |
| Premises and equipment expense | $788,000 | 2,453 |
| Additional noninterest expense | $2,652,000 | 1,529 |
| Pre-tax net operating income | $2,351,000 | 2,535 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $199,000 | 3,723 |
| Income before extraordinary items | $2,153,000 | 2,237 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,153,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,639 |
| Cash dividends | $1,420,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,152,080 | 2,226 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,496,000 | 1,614 |
| Total interest expense | $6,911,000 | 1,442 |
| Net interest income | $6,585,000 | 1,744 |
| Provision for loan and lease losses | $1,016,000 | 581 |
| Total noninterest income | $1,195,000 | 1,969 |
| Gross Fiduciary activities income | $460,000 | 444 |
| Service charges on deposit accounts | $464,000 | 1,877 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $271,000 | 3,183 |
| Total noninterest expense | $5,374,000 | 1,718 |
| Salaries and employee benefits | $3,530,000 | 1,457 |
| Premises and equipment expense | $621,000 | 2,085 |
| Additional noninterest expense | $1,223,000 | 2,177 |
| Pre-tax net operating income | $1,390,000 | 2,806 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $78,000 | 4,370 |
| Income before extraordinary items | $1,313,000 | 2,457 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,313,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,590 |
| Cash dividends | $1,420,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,312,060 | 2,443 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,406,000 | 1,687 |
| Total interest expense | $3,295,000 | 1,508 |
| Net interest income | $3,111,000 | 1,846 |
| Provision for loan and lease losses | $451,000 | 567 |
| Total noninterest income | $622,000 | 1,892 |
| Gross Fiduciary activities income | $266,000 | 414 |
| Service charges on deposit accounts | $209,000 | 1,981 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $147,000 | 3,058 |
| Total noninterest expense | $2,346,000 | 1,970 |
| Salaries and employee benefits | $1,415,000 | 1,823 |
| Premises and equipment expense | $322,000 | 2,027 |
| Additional noninterest expense | $609,000 | 2,160 |
| Pre-tax net operating income | $936,000 | 2,280 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $67,000 | 3,794 |
| Income before extraordinary items | $870,000 | 1,925 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $870,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 985 |
| Cash dividends | $1,420,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $869,070 | 1,916 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,424,000 | 1,878 |
| Total interest expense | $10,075,000 | 1,671 |
| Net interest income | $11,349,000 | 2,048 |
| Provision for loan and lease losses | $782,000 | 1,297 |
| Total noninterest income | $1,531,000 | 2,665 |
| Gross Fiduciary activities income | $474,000 | 596 |
| Service charges on deposit accounts | $885,000 | 1,943 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $172,000 | 5,383 |
| Total noninterest expense | $8,904,000 | 1,980 |
| Salaries and employee benefits | $4,901,000 | 1,987 |
| Premises and equipment expense | $1,302,000 | 1,935 |
| Additional noninterest expense | $2,701,000 | 1,953 |
| Pre-tax net operating income | $3,194,000 | 2,670 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $248,000 | 4,042 |
| Income before extraordinary items | $2,947,000 | 2,309 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,947,000 | 2,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 1,062 |
| Cash dividends | $2,500,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,946,080 | 2,289 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,279,000 | 1,943 |
| Total interest expense | $6,986,000 | 1,747 |
| Net interest income | $8,293,000 | 2,117 |
| Provision for loan and lease losses | $206,000 | 2,822 |
| Total noninterest income | $1,096,000 | 2,753 |
| Gross Fiduciary activities income | $328,000 | 608 |
| Service charges on deposit accounts | $672,000 | 1,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,919 |
| Total noninterest expense | $6,530,000 | 2,021 |
| Salaries and employee benefits | $3,554,000 | 2,062 |
| Premises and equipment expense | $999,000 | 1,897 |
| Additional noninterest expense | $1,977,000 | 1,971 |
| Pre-tax net operating income | $2,653,000 | 2,541 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $186,000 | 4,218 |
| Income before extraordinary items | $2,468,000 | 2,168 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,468,000 | 2,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 893 |
| Cash dividends | $2,500,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,467,070 | 2,158 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,774,000 | 1,972 |
| Total interest expense | $4,309,000 | 1,786 |
| Net interest income | $5,465,000 | 2,140 |
| Provision for loan and lease losses | $82,000 | 3,696 |
| Total noninterest income | $762,000 | 2,680 |
| Gross Fiduciary activities income | $207,000 | 630 |
| Service charges on deposit accounts | $438,000 | 1,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 4,796 |
| Total noninterest expense | $4,234,000 | 2,084 |
| Salaries and employee benefits | $2,369,000 | 2,062 |
| Premises and equipment expense | $684,000 | 1,842 |
| Additional noninterest expense | $1,181,000 | 2,211 |
| Pre-tax net operating income | $1,911,000 | 2,398 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $124,000 | 4,267 |
| Income before extraordinary items | $1,788,000 | 2,022 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,788,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 825 |
| Cash dividends | $2,500,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,787,060 | 2,010 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 2,056 |
| Total interest expense | $1,996,000 | 1,826 |
| Net interest income | $2,586,000 | 2,248 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $359,000 | 2,726 |
| Gross Fiduciary activities income | $131,000 | 591 |
| Service charges on deposit accounts | $209,000 | 1,969 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,791 |
| Total noninterest expense | $2,060,000 | 2,152 |
| Salaries and employee benefits | $1,192,000 | 2,064 |
| Premises and equipment expense | $326,000 | 1,944 |
| Additional noninterest expense | $542,000 | 2,372 |
| Pre-tax net operating income | $885,000 | 2,499 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $62,000 | 4,220 |
| Income before extraordinary items | $823,000 | 2,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $823,000 | 2,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 534 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $823,000 | 2,116 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,241,000 | 2,181 |
| Total interest expense | $5,160,000 | 2,137 |
| Net interest income | $10,081,000 | 2,198 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,461,000 | 2,727 |
| Gross Fiduciary activities income | $455,000 | 605 |
| Service charges on deposit accounts | $751,000 | 2,220 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $255,000 | 4,691 |
| Total noninterest expense | $7,163,000 | 2,336 |
| Salaries and employee benefits | $3,868,000 | 2,362 |
| Premises and equipment expense | $942,000 | 2,495 |
| Additional noninterest expense | $2,353,000 | 2,124 |
| Pre-tax net operating income | $4,379,000 | 2,083 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $248,000 | 4,373 |
| Income before extraordinary items | $4,131,000 | 1,701 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,131,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $629,000 | 970 |
| Cash dividends | $1,173,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,131,000 | 1,673 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,047,000 | 2,199 |
| Total interest expense | $3,489,000 | 2,227 |
| Net interest income | $7,558,000 | 2,178 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,168,000 | 2,631 |
| Gross Fiduciary activities income | $359,000 | 589 |
| Service charges on deposit accounts | $591,000 | 2,127 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $218,000 | 4,415 |
| Total noninterest expense | $5,228,000 | 2,372 |
| Salaries and employee benefits | $2,713,000 | 2,489 |
| Premises and equipment expense | $310,000 | 4,731 |
| Additional noninterest expense | $2,205,000 | 1,698 |
| Pre-tax net operating income | $3,498,000 | 1,983 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $186,000 | 4,524 |
| Income before extraordinary items | $3,312,000 | 1,587 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,312,000 | 1,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,492 |
| Cash dividends | $1,173,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,312,000 | 1,557 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,090,000 | 2,228 |
| Total interest expense | $2,097,000 | 2,335 |
| Net interest income | $4,993,000 | 2,167 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $828,000 | 2,476 |
| Gross Fiduciary activities income | $267,000 | 566 |
| Service charges on deposit accounts | $346,000 | 2,332 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $215,000 | 3,646 |
| Total noninterest expense | $3,410,000 | 2,407 |
| Salaries and employee benefits | $1,750,000 | 2,546 |
| Premises and equipment expense | $207,000 | 4,708 |
| Additional noninterest expense | $1,453,000 | 1,699 |
| Pre-tax net operating income | $2,404,000 | 1,897 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $124,000 | 4,519 |
| Income before extraordinary items | $2,280,000 | 1,516 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,280,000 | 1,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,480 |
| Cash dividends | $1,173,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,280,000 | 1,488 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 2,244 |
| Total interest expense | $979,000 | 2,383 |
| Net interest income | $2,458,000 | 2,184 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $458,000 | 2,270 |
| Gross Fiduciary activities income | $181,000 | 483 |
| Service charges on deposit accounts | $156,000 | 2,474 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $121,000 | 3,380 |
| Total noninterest expense | $1,709,000 | 2,403 |
| Salaries and employee benefits | $904,000 | 2,488 |
| Premises and equipment expense | $216,000 | 2,679 |
| Additional noninterest expense | $589,000 | 2,084 |
| Pre-tax net operating income | $1,207,000 | 1,870 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $62,000 | 4,479 |
| Income before extraordinary items | $1,145,000 | 1,484 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,145,000 | 1,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,351 |
| Cash dividends | $1,173,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,145,000 | 1,459 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,348,000 | 3,660 |
| Total interest expense | $1,837,000 | 3,910 |
| Net interest income | $5,511,000 | 3,532 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $733,000 | 4,281 |
| Gross Fiduciary activities income | $176,000 | 821 |
| Service charges on deposit accounts | $341,000 | 4,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $216,000 | 4,947 |
| Total noninterest expense | $3,093,000 | 4,566 |
| Salaries and employee benefits | $1,650,000 | 4,629 |
| Premises and equipment expense | $356,000 | 5,149 |
| Additional noninterest expense | $1,087,000 | 4,056 |
| Pre-tax net operating income | $3,151,000 | 2,480 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $248,000 | 4,463 |
| Income before extraordinary items | $2,903,000 | 2,138 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,903,000 | 2,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $900,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,903,000 | 2,091 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,072,000 | 3,894 |
| Total interest expense | $1,298,000 | 4,044 |
| Net interest income | $3,774,000 | 3,771 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $519,000 | 4,426 |
| Gross Fiduciary activities income | $101,000 | 873 |
| Service charges on deposit accounts | $249,000 | 4,114 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $169,000 | 4,855 |
| Total noninterest expense | $2,151,000 | 4,764 |
| Salaries and employee benefits | $1,159,000 | 4,794 |
| Premises and equipment expense | $255,000 | 5,284 |
| Additional noninterest expense | $737,000 | 4,346 |
| Pre-tax net operating income | $2,142,000 | 2,717 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $186,000 | 4,557 |
| Income before extraordinary items | $1,956,000 | 2,370 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,956,000 | 2,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $900,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,956,000 | 2,313 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 3,949 |
| Total interest expense | $813,000 | 4,229 |
| Net interest income | $2,498,000 | 3,783 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $327,000 | 4,586 |
| Gross Fiduciary activities income | $45,000 | 972 |
| Service charges on deposit accounts | $150,000 | 4,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $132,000 | 4,565 |
| Total noninterest expense | $1,444,000 | 4,766 |
| Salaries and employee benefits | $777,000 | 4,810 |
| Premises and equipment expense | $161,000 | 5,465 |
| Additional noninterest expense | $506,000 | 4,279 |
| Pre-tax net operating income | $1,381,000 | 2,757 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $124,000 | 4,561 |
| Income before extraordinary items | $1,257,000 | 2,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,257,000 | 2,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,736 |
| Cash dividends | $900,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,257,000 | 2,356 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 4,150 |
| Total interest expense | $380,000 | 4,467 |
| Net interest income | $1,182,000 | 3,942 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $90,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $60,000 | 4,803 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $724,000 | 4,807 |
| Salaries and employee benefits | $376,000 | 4,940 |
| Premises and equipment expense | $79,000 | 5,553 |
| Additional noninterest expense | $269,000 | 4,077 |
| Pre-tax net operating income | $548,000 | 3,294 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $62,000 | 4,533 |
| Income before extraordinary items | $486,000 | 3,017 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $486,000 | 3,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 8,971 |
| Cash dividends | $900,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $486,000 | 2,909 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 5,229 |
| Total interest expense | $1,161,000 | 5,672 |
| Net interest income | $3,349,000 | 4,936 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $186,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $140,000 | 5,993 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $46,000 | 7,657 |
| Total noninterest expense | $1,527,000 | 6,842 |
| Salaries and employee benefits | $854,000 | 6,735 |
| Premises and equipment expense | $218,000 | 6,561 |
| Additional noninterest expense | $455,000 | 6,818 |
| Pre-tax net operating income | $2,008,000 | 3,398 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,019,000 | 2,155 |
| Income before extraordinary items | $989,000 | 4,673 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $989,000 | 4,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,920 |
| Cash dividends | $10,000,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $989,000 | 4,505 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 6,027 |
| Total interest expense | $694,000 | 6,481 |
| Net interest income | $2,004,000 | 5,705 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $109,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $83,000 | 6,443 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $919,000 | 7,412 |
| Salaries and employee benefits | $524,000 | 7,273 |
| Premises and equipment expense | $141,000 | 6,941 |
| Additional noninterest expense | $254,000 | 7,521 |
| Pre-tax net operating income | $1,194,000 | 4,083 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $792,000 | 2,218 |
| Income before extraordinary items | $402,000 | 6,340 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $402,000 | 6,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,165 |
| Cash dividends | $10,000,000 | 304 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $402,000 | 6,161 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 7,553 |
| Total interest expense | $259,000 | 7,937 |
| Net interest income | $806,000 | 7,256 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $36,000 | 8,676 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $40,000 | 6,948 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-4,000 | 9,210 |
| Total noninterest expense | $294,000 | 8,702 |
| Salaries and employee benefits | $205,000 | 8,423 |
| Premises and equipment expense | $39,000 | 8,415 |
| Additional noninterest expense | $60,000 | 8,969 |
| Pre-tax net operating income | $548,000 | 5,084 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $285,000 | 3,332 |
| Income before extraordinary items | $263,000 | 6,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $263,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $10,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $263,000 | 6,202 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 3,510 |
| Total interest expense | $596,000 | 3,773 |
| Net interest income | $1,413,000 | 3,334 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $82,000 | 6,373 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $629,000 | 5,186 |
| Salaries and employee benefits | $352,000 | 5,058 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $228,000 | 4,528 |
| Pre-tax net operating income | $866,000 | 2,313 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $417,000 | 1,564 |
| Income before extraordinary items | $449,000 | 3,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $449,000 | 3,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 510 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $449,000 | 3,014 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,815,000 | 3,715 |
| Total interest expense | $3,092,000 | 3,461 |
| Net interest income | $4,723,000 | 3,838 |
| Provision for loan and lease losses | $200,000 | 4,344 |
| Total noninterest income | $242,000 | 6,928 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $157,000 | 5,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 6,773 |
| Total noninterest expense | $2,571,000 | 4,993 |
| Salaries and employee benefits | $1,384,000 | 4,982 |
| Premises and equipment expense | $113,000 | 7,983 |
| Additional noninterest expense | $1,074,000 | 3,952 |
| Pre-tax net operating income | $2,194,000 | 3,215 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $767,000 | 2,671 |
| Income before extraordinary items | $1,437,000 | 3,608 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,437,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 9,194 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,430,500 | 3,517 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,936,000 | 3,669 |
| Total interest expense | $5,039,000 | 3,132 |
| Net interest income | $3,897,000 | 4,205 |
| Provision for loan and lease losses | $4,224,000 | 400 |
| Total noninterest income | $-240,000 | 9,607 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $145,000 | 5,867 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-385,000 | 9,622 |
| Total noninterest expense | $2,615,000 | 4,810 |
| Salaries and employee benefits | $1,624,000 | 4,263 |
| Premises and equipment expense | $163,000 | 7,315 |
| Additional noninterest expense | $828,000 | 4,678 |
| Pre-tax net operating income | $-3,182,000 | 9,535 |
| Securities gains (losses) | $65,000 | 2,113 |
| Applicable income taxes | $229,000 | 4,759 |
| Income before extraordinary items | $-3,346,000 | 9,556 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-3,346,000 | 9,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,717,000 | 633 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-3,411,000 | 9,544 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,905,000 | 3,423 |
| Total interest expense | $4,917,000 | 3,376 |
| Net interest income | $4,988,000 | 3,474 |
| Provision for loan and lease losses | $1,147,000 | 956 |
| Total noninterest income | $174,000 | 7,551 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $150,000 | 5,768 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $24,000 | 8,801 |
| Total noninterest expense | $2,459,000 | 4,920 |
| Salaries and employee benefits | $1,594,000 | 4,159 |
| Premises and equipment expense | $101,000 | 8,420 |
| Additional noninterest expense | $764,000 | 4,883 |
| Pre-tax net operating income | $1,556,000 | 3,976 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $723,000 | 2,720 |
| Income before extraordinary items | $841,000 | 4,898 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $841,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $897,000 | 816 |
| Cash dividends | $410,000 | 3,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $835,880 | 4,916 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,463,000 | 3,388 |
| Total interest expense | $4,582,000 | 3,167 |
| Net interest income | $4,881,000 | 3,524 |
| Provision for loan and lease losses | $225,000 | 3,305 |
| Total noninterest income | $165,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $152,000 | 5,813 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $2,295,000 | 5,171 |
| Salaries and employee benefits | $1,529,000 | 4,272 |
| Premises and equipment expense | $123,000 | 8,172 |
| Additional noninterest expense | $643,000 | 5,558 |
| Pre-tax net operating income | $2,526,000 | 2,773 |
| Securities gains (losses) | $46,000 | 1,011 |
| Applicable income taxes | $756,000 | 2,755 |
| Income before extraordinary items | $1,816,000 | 2,789 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,816,000 | 2,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,227 |
| Cash dividends | $342,000 | 4,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,783,340 | 2,799 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,564,000 | 3,363 |
| Total interest expense | $4,860,000 | 3,080 |
| Net interest income | $4,704,000 | 3,602 |
| Provision for loan and lease losses | $93,000 | 5,273 |
| Total noninterest income | $167,000 | 7,994 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $144,000 | 6,032 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $23,000 | 9,338 |
| Total noninterest expense | $2,189,000 | 5,242 |
| Salaries and employee benefits | $1,473,000 | 4,298 |
| Premises and equipment expense | $159,000 | 7,459 |
| Additional noninterest expense | $557,000 | 6,043 |
| Pre-tax net operating income | $2,589,000 | 2,695 |
| Securities gains (losses) | $48,000 | 1,766 |
| Applicable income taxes | $1,030,000 | 2,259 |
| Income before extraordinary items | $1,607,000 | 3,075 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,607,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,769 |
| Cash dividends | $274,000 | 4,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,576,280 | 3,038 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,450,000 | 3,416 |
| Total interest expense | $4,581,000 | 3,245 |
| Net interest income | $4,869,000 | 3,574 |
| Provision for loan and lease losses | $182,000 | 3,635 |
| Total noninterest income | $174,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $155,000 | 6,094 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $2,065,000 | 5,530 |
| Salaries and employee benefits | $1,390,000 | 4,531 |
| Premises and equipment expense | $146,000 | 7,890 |
| Additional noninterest expense | $529,000 | 6,282 |
| Pre-tax net operating income | $2,796,000 | 2,646 |
| Securities gains (losses) | $26,000 | 1,720 |
| Applicable income taxes | $1,034,000 | 2,367 |
| Income before extraordinary items | $1,788,000 | 2,844 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,788,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,192 |
| Cash dividends | $273,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,771,360 | 2,823 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,015,000 | 3,610 |
| Total interest expense | $4,501,000 | 3,317 |
| Net interest income | $4,514,000 | 3,889 |
| Provision for loan and lease losses | $188,000 | 3,558 |
| Total noninterest income | $136,000 | 9,243 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $115,000 | 7,175 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $2,012,000 | 5,922 |
| Salaries and employee benefits | $1,343,000 | 4,744 |
| Premises and equipment expense | $149,000 | 8,083 |
| Additional noninterest expense | $520,000 | 6,904 |
| Pre-tax net operating income | $2,450,000 | 2,822 |
| Securities gains (losses) | $34,000 | 1,599 |
| Applicable income taxes | $889,000 | 2,605 |
| Income before extraordinary items | $1,595,000 | 3,012 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,595,000 | 3,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,776 |
| Cash dividends | $251,000 | 4,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,573,240 | 3,016 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,486,000 | 3,806 |
| Total interest expense | $4,296,000 | 3,467 |
| Net interest income | $4,190,000 | 4,150 |
| Provision for loan and lease losses | $136,000 | 3,832 |
| Total noninterest income | $135,000 | 9,564 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $106,000 | 7,638 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $1,959,000 | 6,081 |
| Salaries and employee benefits | $1,266,000 | 4,978 |
| Premises and equipment expense | $109,000 | 9,346 |
| Additional noninterest expense | $584,000 | 6,633 |
| Pre-tax net operating income | $2,230,000 | 3,177 |
| Securities gains (losses) | $33,000 | 1,557 |
| Applicable income taxes | $808,000 | 2,851 |
| Income before extraordinary items | $1,455,000 | 3,335 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,455,000 | 3,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,712 |
| Cash dividends | $228,000 | 5,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,433,880 | 3,353 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,420,000 | 4,003 |
| Total interest expense | $3,303,000 | 3,629 |
| Net interest income | $4,117,000 | 4,268 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $126,000 | 10,184 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $106,000 | 7,946 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $2,019,000 | 6,153 |
| Salaries and employee benefits | $1,166,000 | 5,384 |
| Premises and equipment expense | $110,000 | 9,702 |
| Additional noninterest expense | $743,000 | 6,038 |
| Pre-tax net operating income | $2,114,000 | 3,278 |
| Securities gains (losses) | $71,000 | 951 |
| Applicable income taxes | $793,000 | 2,786 |
| Income before extraordinary items | $1,392,000 | 3,389 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,392,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,552 |
| Cash dividends | $228,000 | 5,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,346,560 | 3,519 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,077,000 | 4,271 |
| Total interest expense | $3,301,000 | 3,782 |
| Net interest income | $3,776,000 | 4,641 |
| Provision for loan and lease losses | $34,000 | 8,267 |
| Total noninterest income | $110,000 | 11,078 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $94,000 | 8,554 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $1,893,000 | 6,639 |
| Salaries and employee benefits | $1,066,000 | 5,807 |
| Premises and equipment expense | $115,000 | 9,950 |
| Additional noninterest expense | $712,000 | 6,471 |
| Pre-tax net operating income | $1,959,000 | 3,374 |
| Securities gains (losses) | $84,000 | 2,738 |
| Applicable income taxes | $739,000 | 2,953 |
| Income before extraordinary items | $1,304,000 | 3,695 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,304,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 6,815 |
| Cash dividends | $182,000 | 5,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,250,240 | 3,654 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,309,000 | 4,648 |
| Total interest expense | $3,549,000 | 4,501 |
| Net interest income | $3,760,000 | 4,715 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $111,000 | 11,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $1,766,000 | 7,055 |
| Salaries and employee benefits | $991,000 | 6,084 |
| Premises and equipment expense | $110,000 | 10,377 |
| Additional noninterest expense | $665,000 | 6,991 |
| Pre-tax net operating income | $2,065,000 | 3,015 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $792,000 | 2,643 |
| Income before extraordinary items | $1,278,000 | 3,596 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,278,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $182,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,274,800 | 3,342 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.