Home > Clayton Bank and Trust > Net charge- offs to loans
Clayton Bank and Trust, Net charge- offs to loans
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 2,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0826% | 5,350 |
| Percentage Net Loans Charged-off:Construction & development | -0.0526% | 4,758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4063% | 5,612 |
| Percentage Net Loans Charged-off: Home equity loans | -7.9639% | 4,294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 3,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6660% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6696% | 1,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 4,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1529% | 5,590 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,646 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 5,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5041% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8680% | 5,720 |
| Percentage Net Loans Charged-off: Home equity loans | -16.4378% | 4,338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 4,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0835% | 4,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7686% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7722% | 942 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2448% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0940% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0604% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4091% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5059% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4048% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0934% | 4,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4117% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 28.4587% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2298% | 642 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4964% | 5,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1296% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0368% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 5,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4458% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1283% | 4,249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4698% | 269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0956% | 4,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6783% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | 22.0907% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4964% | 1,467 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7000% | 5,391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0604% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 5,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4968% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1341% | 4,295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5224% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0962% | 5,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4593% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4644% | 1,451 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3544% | 5,470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2018% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.1959% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 5,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9199% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1367% | 4,321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9622% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0950% | 5,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3518% | 1,646 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3557% | 1,500 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9672% | 5,506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2554% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2193% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0417% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 5,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0438% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | 15.8921% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5383% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1134% | 5,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9334% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2664% | 1,201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9704% | 741 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7674% | 5,558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2384% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2375% | 715 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,726 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 5,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1254% | 113 |
| Percentage Net Loans Charged-off: Home equity loans | 21.9044% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4392% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0694% | 4,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7020% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | -2.7972% | 1,206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7433% | 938 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5221% | 5,588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3311% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3404% | 523 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 4,803 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 5,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5554% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | 33.8388% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5224% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0736% | 4,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9039% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | -3.5078% | 1,212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9571% | 678 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4221% | 5,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2446% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1956% | 793 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,940 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 5,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9101% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 15.1910% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4717% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1057% | 5,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9520% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | -6.9838% | 1,214 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0511% | 636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1804% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1380% | 1,957 |
| Percentage Net Loans Charged-off:Construction & development | -0.2206% | 5,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 2,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7911% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3749% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7446% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0480% | 5,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7149% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6068% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6495% | 1,361 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2019% | 5,703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1639% | 2,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1468% | 1,724 |
| Percentage Net Loans Charged-off:Construction & development | -0.2879% | 5,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 1,777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9223% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2835% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8542% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0523% | 5,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5853% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2446% | 682 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5899% | 1,334 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1307% | 5,699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1570% | 2,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2102% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | -0.4218% | 5,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1694% | 243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0994% | 4,636 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2036% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0848% | 5,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3348% | 1,919 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3719% | 601 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3343% | 1,798 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2120% | 5,784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3537% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5004% | 579 |
| Percentage Net Loans Charged-off:Construction & development | -0.1520% | 5,589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2364% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1999% | 4,744 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3032% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 4,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3660% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7561% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3607% | 1,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1310% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 3,448 |
| Percentage Net Loans Charged-off:Construction & development | -0.4161% | 5,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0443% | 2,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0837% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2575% | 1,908 |
| Percentage Net Loans Charged-off: Home equity loans | 6.7245% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 3,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0395% | 2,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5579% | 1,934 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2197% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5485% | 1,835 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0850% | 5,779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 2,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1170% | 2,763 |
| Percentage Net Loans Charged-off:Construction & development | -0.5331% | 5,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0582% | 1,999 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3191% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4155% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | 8.6177% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1699% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0785% | 2,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5938% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6505% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5789% | 1,569 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0972% | 1,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3220% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3152% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | -0.2620% | 5,843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0970% | 1,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8698% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8007% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 12.6475% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4370% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1400% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6403% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5742% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6413% | 1,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5434% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3763% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2992% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | -0.3424% | 5,954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4945% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 24.3531% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7591% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3770% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7814% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7925% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6566% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6981% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 1.0116% | 1,487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8709% | 1,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4028% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0620% | 5,035 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4214% | 1,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5398% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6103% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4447% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6014% | 1,943 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5545% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8214% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8994% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | 1.0601% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1703% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5550% | 1,610 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0796% | 5,084 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5818% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7564% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5590% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1605% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5435% | 1,898 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1433% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2776% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 1.6143% | 1,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7867% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4414% | 1,791 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0576% | 5,082 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4644% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1746% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4096% | 2,284 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1696% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3812% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9670% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6085% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 3.2295% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6534% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7437% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7787% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9611% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5084% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8212% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4622% | 1,725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7271% | 877 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3963% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 2.1007% | 1,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7863% | 1,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0239% | 995 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0013% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6215% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0187% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0553% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9707% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8342% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9394% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0747% | 559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0051% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6631% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 1.1418% | 1,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1414% | 2,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1631% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1621% | 1,473 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2092% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0159% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0016% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4018% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9570% | 1,353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4610% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9378% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | 1.3869% | 1,532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3223% | 1,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3990% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3121% | 1,134 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4477% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1768% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1008% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5047% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0290% | 1,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8958% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4106% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 2.0791% | 974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5814% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8957% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9542% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9343% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4289% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7472% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6832% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6222% | 689 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0324% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8950% | 2,081 |
| Percentage Net Loans Charged-off:Construction & development | 1.2645% | 2,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7321% | 1,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3247% | 623 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6274% | 1,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0530% | 1,866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6562% | 1,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1872% | 2,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6206% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2398% | 843 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.5352% | 6,768 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0602% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7707% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | 1.1834% | 2,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6824% | 1,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3965% | 2,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0656% | 1,623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4142% | 2,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5420% | 1,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8164% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9492% | 822 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.4552% | 6,830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8403% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6481% | 2,154 |
| Percentage Net Loans Charged-off:Construction & development | 1.0945% | 1,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4762% | 1,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3704% | 2,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3899% | 2,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9245% | 2,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9046% | 1,076 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -7.3339% | 6,854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1069% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1540% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 2.2769% | 1,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8301% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3958% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4164% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0898% | 2,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1147% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -9.1095% | 6,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6558% | 3,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2505% | 3,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.1472% | 3,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3454% | 2,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2925% | 2,786 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0174% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2450% | 2,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8490% | 3,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0067% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3493% | 6,970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6205% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3137% | 3,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.1919% | 2,823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5061% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2997% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3201% | 2,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3390% | 3,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3749% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4229% | 7,012 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3178% | 3,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 4,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0949% | 2,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 2,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 3,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 3,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9298% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4719% | 7,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2497% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0506% | 3,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.1858% | 1,676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0868% | 7,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0931% | 7,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 6,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4677% | 1,525 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9776% | 7,070 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9611% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6901% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.5424% | 1,958 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3689% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2780% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2999% | 1,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9936% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0963% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1398% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0331% | 6,832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5684% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2496% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 2,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5578% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3426% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3703% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8965% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4995% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3262% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0418% | 6,863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6036% | 1,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3928% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0169% | 1,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8724% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5477% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5917% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7755% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3109% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4235% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9729% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8004% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8741% | 107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1269% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2164% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6476% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7203% | 1,974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2308% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0899% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0714% | 1,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1927% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 2,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4697% | 1,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5285% | 2,954 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1198% | 2,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0843% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2593% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 2,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0420% | 7,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4326% | 2,947 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1102% | 2,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1231% | 1,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3902% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 7,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0516% | 7,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3529% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0666% | 7,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1940% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2671% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8073% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1058% | 7,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3996% | 2,418 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1457% | 7,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2690% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1442% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 0.2772% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2159% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 7,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2081% | 2,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9829% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2928% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1974% | 579 |
| Percentage Net Loans Charged-off:Construction & development | 0.4078% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3018% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0190% | 8,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 8,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3637% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6699% | 2,003 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3191% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3321% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 0.6476% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4819% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 1,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4054% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1727% | 3,825 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5369% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3643% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 1.3601% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8908% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9054% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4484% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1223% | 8,532 |
| Percentage Net Loans Charged-off:Construction & development | -0.6738% | 7,916 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2720% | 515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9016% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3360% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2419% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1642% | 8,573 |
| Percentage Net Loans Charged-off:Construction & development | -1.0722% | 7,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 2,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 2,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2265% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7776% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4977% | 717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0823% | 8,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3175% | 8,644 |
| Percentage Net Loans Charged-off:Construction & development | -1.8893% | 7,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0534% | 8,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0566% | 8,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1434% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6903% | 2,239 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.4834% | 7,689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0813% | 8,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2454% | 8,664 |
| Percentage Net Loans Charged-off:Construction & development | -0.5766% | 7,864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2760% | 8,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2880% | 8,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0503% | 7,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8365% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.3898% | 7,725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 5,169 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2530% | 8,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3313% | 8,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3431% | 8,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 4,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1331% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1721% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 5,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4292% | 8,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5494% | 8,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5689% | 8,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0481% | 3,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0284% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2311% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2230% | 8,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7490% | 8,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9304% | 8,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9626% | 8,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9565% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3806% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9494% | 8,963 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.4915% | 8,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.7879% | 8,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -1.8427% | 8,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7938% | 2,216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8646% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4635% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4292% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4881% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4923% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2839% | 3,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7955% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6510% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6087% | 274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6797% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6851% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3770% | 2,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8869% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1506% | 3,274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 8,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 8,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 8,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5032% | 1,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0733% | 280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4124% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1163% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 11.5637% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9949% | 30 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0167% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2226% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 29.0206% | 52 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1572% | 9,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 2,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2321% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2321% | 943 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0268% | 8,717 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7892% | 9,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1543% | 7,825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3739% | 122 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0857% | 52 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7903% | 18 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 3.7903% | 19 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6434% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.5702% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0932% | 418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5960% | 274 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3969% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1787% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3787% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 6,059 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3054% | 2,958 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 6,987 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1367% | 8,223 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |