Home > Clare Bank > Income and Expense
Clare Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,642,000 | 2,897 |
| Total interest expense | $5,131,000 | 1,991 |
| Net interest income | $4,511,000 | 3,478 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $331,000 | 3,722 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $100,000 | 3,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 3,585 |
| Total noninterest expense | $4,558,000 | 3,186 |
| Salaries and employee benefits | $2,738,000 | 3,066 |
| Premises and equipment expense | $351,000 | 3,424 |
| Additional noninterest expense | $231,000 | 3,585 |
| Pre-tax net operating income | $284,000 | 4,116 |
| Securities gains (losses) | $100,000 | 248 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $384,000 | 3,980 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $384,000 | 4,020 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $384,000 | 3,982 |
| Net charge-offs | $-39,000 | 4,143 |
| Cash dividends | $1,000,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $284,000 | 4,100 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,165,000 | 2,875 |
| Total interest expense | $3,624,000 | 1,941 |
| Net interest income | $3,541,000 | 3,437 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $249,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $74,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 3,571 |
| Total noninterest expense | $3,403,000 | 3,170 |
| Salaries and employee benefits | $2,074,000 | 3,033 |
| Premises and equipment expense | $267,000 | 3,415 |
| Additional noninterest expense | $175,000 | 3,569 |
| Pre-tax net operating income | $387,000 | 4,025 |
| Securities gains (losses) | $86,000 | 176 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $473,000 | 3,850 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $473,000 | 3,885 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $473,000 | 3,850 |
| Net charge-offs | $-39,000 | 4,168 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $387,000 | 3,983 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 2,871 |
| Total interest expense | $2,173,000 | 1,913 |
| Net interest income | $2,556,000 | 3,353 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $164,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $48,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 3,582 |
| Total noninterest expense | $2,278,000 | 3,166 |
| Salaries and employee benefits | $1,424,000 | 2,996 |
| Premises and equipment expense | $181,000 | 3,396 |
| Additional noninterest expense | $116,000 | 3,567 |
| Pre-tax net operating income | $442,000 | 3,788 |
| Securities gains (losses) | $82,000 | 200 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $524,000 | 3,553 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $524,000 | 3,588 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $524,000 | 3,552 |
| Net charge-offs | $-7,000 | 3,816 |
| Cash dividends | $1,000,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $442,000 | 3,698 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 2,885 |
| Total interest expense | $959,000 | 1,875 |
| Net interest income | $1,346,000 | 3,303 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $82,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $23,000 | 3,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 3,573 |
| Total noninterest expense | $1,162,000 | 3,178 |
| Salaries and employee benefits | $723,000 | 3,021 |
| Premises and equipment expense | $99,000 | 3,332 |
| Additional noninterest expense | $59,000 | 3,573 |
| Pre-tax net operating income | $266,000 | 3,717 |
| Securities gains (losses) | $77,000 | 199 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $343,000 | 3,344 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $343,000 | 3,342 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $343,000 | 3,344 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $1,000,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $266,000 | 3,628 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,920,000 | 2,701 |
| Total interest expense | $1,571,000 | 1,865 |
| Net interest income | $7,349,000 | 2,805 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $328,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $102,000 | 3,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 3,736 |
| Total noninterest expense | $4,645,000 | 3,148 |
| Salaries and employee benefits | $2,769,000 | 3,049 |
| Premises and equipment expense | $354,000 | 3,470 |
| Additional noninterest expense | $226,000 | 3,736 |
| Pre-tax net operating income | $3,032,000 | 2,647 |
| Securities gains (losses) | $91,000 | 176 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $3,123,000 | 2,401 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,123,000 | 2,399 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,123,000 | 2,400 |
| Net charge-offs | $-50,000 | 4,093 |
| Cash dividends | $1,300,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,032,000 | 2,474 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 2,636 |
| Total interest expense | $958,000 | 1,821 |
| Net interest income | $5,728,000 | 2,735 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $251,000 | 3,861 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $76,000 | 3,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 3,751 |
| Total noninterest expense | $3,416,000 | 3,169 |
| Salaries and employee benefits | $2,070,000 | 3,057 |
| Premises and equipment expense | $255,000 | 3,518 |
| Additional noninterest expense | $175,000 | 3,751 |
| Pre-tax net operating income | $2,563,000 | 2,499 |
| Securities gains (losses) | $87,000 | 174 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $2,650,000 | 2,232 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,650,000 | 2,231 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,650,000 | 2,231 |
| Net charge-offs | $-51,000 | 4,105 |
| Cash dividends | $1,300,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,563,000 | 2,312 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 2,595 |
| Total interest expense | $553,000 | 1,829 |
| Net interest income | $3,890,000 | 2,672 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $169,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $49,000 | 3,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 3,739 |
| Total noninterest expense | $2,193,000 | 3,213 |
| Salaries and employee benefits | $1,369,000 | 3,072 |
| Premises and equipment expense | $162,000 | 3,593 |
| Additional noninterest expense | $662,000 | 3,278 |
| Pre-tax net operating income | $1,866,000 | 2,297 |
| Securities gains (losses) | $87,000 | 158 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,953,000 | 2,025 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,953,000 | 2,025 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,953,000 | 2,025 |
| Net charge-offs | $-49,000 | 4,183 |
| Cash dividends | $1,300,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,866,000 | 2,112 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 2,535 |
| Total interest expense | $275,000 | 1,791 |
| Net interest income | $1,996,000 | 2,592 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $85,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $23,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 3,690 |
| Total noninterest expense | $1,106,000 | 3,208 |
| Salaries and employee benefits | $699,000 | 3,043 |
| Premises and equipment expense | $86,000 | 3,532 |
| Additional noninterest expense | $321,000 | 3,320 |
| Pre-tax net operating income | $975,000 | 2,117 |
| Securities gains (losses) | $77,000 | 159 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,052,000 | 1,856 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,052,000 | 1,855 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,052,000 | 1,856 |
| Net charge-offs | $-52,000 | 4,413 |
| Cash dividends | $1,300,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $975,000 | 1,968 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,741,000 | 2,675 |
| Total interest expense | $1,064,000 | 2,133 |
| Net interest income | $7,677,000 | 2,707 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $381,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $80,000 | 3,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 3,724 |
| Total noninterest expense | $4,394,000 | 3,230 |
| Salaries and employee benefits | $2,674,000 | 3,104 |
| Premises and equipment expense | $329,000 | 3,609 |
| Additional noninterest expense | $1,391,000 | 3,209 |
| Pre-tax net operating income | $3,664,000 | 2,442 |
| Securities gains (losses) | $195,000 | 622 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $3,859,000 | 2,213 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,859,000 | 2,214 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,859,000 | 2,214 |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $2,300,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,664,000 | 2,257 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,420,000 | 2,754 |
| Total interest expense | $808,000 | 2,184 |
| Net interest income | $5,612,000 | 2,799 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $244,000 | 4,030 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $58,000 | 3,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 3,897 |
| Total noninterest expense | $3,260,000 | 3,259 |
| Salaries and employee benefits | $2,008,000 | 3,115 |
| Premises and equipment expense | $247,000 | 3,656 |
| Additional noninterest expense | $1,005,000 | 3,290 |
| Pre-tax net operating income | $2,596,000 | 2,623 |
| Securities gains (losses) | $190,000 | 578 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $2,786,000 | 2,360 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,786,000 | 2,360 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,786,000 | 2,360 |
| Net charge-offs | $40,000 | 1,460 |
| Cash dividends | $2,300,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,596,000 | 2,434 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 2,803 |
| Total interest expense | $528,000 | 2,291 |
| Net interest income | $3,662,000 | 2,833 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $160,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $36,000 | 3,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 3,902 |
| Total noninterest expense | $2,180,000 | 3,251 |
| Salaries and employee benefits | $1,366,000 | 3,091 |
| Premises and equipment expense | $168,000 | 3,644 |
| Additional noninterest expense | $646,000 | 3,347 |
| Pre-tax net operating income | $1,642,000 | 2,663 |
| Securities gains (losses) | $185,000 | 483 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,827,000 | 2,348 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,827,000 | 2,347 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,827,000 | 2,348 |
| Net charge-offs | $6,000 | 1,873 |
| Cash dividends | $1,300,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,642,000 | 2,469 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 2,824 |
| Total interest expense | $270,000 | 2,327 |
| Net interest income | $1,782,000 | 2,853 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $78,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $19,000 | 3,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 3,906 |
| Total noninterest expense | $1,059,000 | 3,283 |
| Salaries and employee benefits | $662,000 | 3,129 |
| Premises and equipment expense | $96,000 | 3,472 |
| Additional noninterest expense | $301,000 | 3,418 |
| Pre-tax net operating income | $801,000 | 2,668 |
| Securities gains (losses) | $148,000 | 382 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $949,000 | 2,287 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $949,000 | 2,287 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $949,000 | 2,287 |
| Net charge-offs | $1,000 | 1,805 |
| Cash dividends | $1,300,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $801,000 | 2,480 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,704,000 | 2,739 |
| Total interest expense | $1,540,000 | 2,340 |
| Net interest income | $7,164,000 | 2,785 |
| Provision for loan and lease losses | $25,000 | 4,077 |
| Total noninterest income | $274,000 | 4,111 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $88,000 | 3,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 4,005 |
| Total noninterest expense | $4,345,000 | 3,245 |
| Salaries and employee benefits | $2,668,000 | 3,116 |
| Premises and equipment expense | $302,000 | 3,806 |
| Additional noninterest expense | $1,375,000 | 3,192 |
| Pre-tax net operating income | $3,068,000 | 2,397 |
| Securities gains (losses) | $322,000 | 795 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $3,390,000 | 2,130 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,390,000 | 2,131 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,390,000 | 2,131 |
| Net charge-offs | $5,000 | 3,176 |
| Cash dividends | $2,300,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,068,000 | 2,231 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,618,000 | 2,722 |
| Total interest expense | $1,261,000 | 2,311 |
| Net interest income | $5,357,000 | 2,795 |
| Provision for loan and lease losses | $25,000 | 3,952 |
| Total noninterest income | $207,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $66,000 | 3,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,985 |
| Total noninterest expense | $3,279,000 | 3,224 |
| Salaries and employee benefits | $2,009,000 | 3,085 |
| Premises and equipment expense | $232,000 | 3,798 |
| Additional noninterest expense | $1,038,000 | 3,168 |
| Pre-tax net operating income | $2,260,000 | 2,412 |
| Securities gains (losses) | $286,000 | 735 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,546,000 | 2,124 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,546,000 | 2,124 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,546,000 | 2,124 |
| Net charge-offs | $5,000 | 2,912 |
| Cash dividends | $2,300,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,260,000 | 2,221 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,465,000 | 2,738 |
| Total interest expense | $907,000 | 2,297 |
| Net interest income | $3,558,000 | 2,813 |
| Provision for loan and lease losses | $25,000 | 3,779 |
| Total noninterest income | $134,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $45,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 4,013 |
| Total noninterest expense | $2,133,000 | 3,262 |
| Salaries and employee benefits | $1,359,000 | 3,077 |
| Premises and equipment expense | $152,000 | 3,821 |
| Additional noninterest expense | $622,000 | 3,344 |
| Pre-tax net operating income | $1,534,000 | 2,359 |
| Securities gains (losses) | $280,000 | 577 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,814,000 | 1,969 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,814,000 | 1,970 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,814,000 | 1,970 |
| Net charge-offs | $6,000 | 2,607 |
| Cash dividends | $1,300,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,534,000 | 2,170 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 2,728 |
| Total interest expense | $481,000 | 2,340 |
| Net interest income | $1,786,000 | 2,781 |
| Provision for loan and lease losses | $25,000 | 2,983 |
| Total noninterest income | $71,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $27,000 | 3,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 3,945 |
| Total noninterest expense | $1,070,000 | 3,291 |
| Salaries and employee benefits | $679,000 | 3,111 |
| Premises and equipment expense | $86,000 | 3,660 |
| Additional noninterest expense | $305,000 | 3,425 |
| Pre-tax net operating income | $762,000 | 2,221 |
| Securities gains (losses) | $280,000 | 301 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,042,000 | 1,607 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,042,000 | 1,606 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,042,000 | 1,607 |
| Net charge-offs | $9,000 | 1,897 |
| Cash dividends | $1,300,000 | 677 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $762,000 | 2,019 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,019,000 | 2,758 |
| Total interest expense | $1,944,000 | 2,382 |
| Net interest income | $7,075,000 | 2,822 |
| Provision for loan and lease losses | $46,000 | 3,441 |
| Total noninterest income | $296,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $123,000 | 3,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 4,053 |
| Total noninterest expense | $4,323,000 | 3,287 |
| Salaries and employee benefits | $2,585,000 | 3,176 |
| Premises and equipment expense | $342,000 | 3,714 |
| Additional noninterest expense | $1,396,000 | 3,223 |
| Pre-tax net operating income | $3,002,000 | 2,457 |
| Securities gains (losses) | $290,000 | 520 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $3,292,000 | 2,166 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,292,000 | 2,168 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,292,000 | 2,168 |
| Net charge-offs | $2,000 | 3,605 |
| Cash dividends | $2,300,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,002,000 | 2,255 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,759,000 | 2,792 |
| Total interest expense | $1,448,000 | 2,414 |
| Net interest income | $5,311,000 | 2,855 |
| Provision for loan and lease losses | $46,000 | 3,140 |
| Total noninterest income | $217,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $92,000 | 3,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 4,134 |
| Total noninterest expense | $3,247,000 | 3,298 |
| Salaries and employee benefits | $1,977,000 | 3,173 |
| Premises and equipment expense | $251,000 | 3,792 |
| Additional noninterest expense | $1,019,000 | 3,287 |
| Pre-tax net operating income | $2,235,000 | 2,538 |
| Securities gains (losses) | $330,000 | 390 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,565,000 | 2,163 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,565,000 | 2,163 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,565,000 | 2,164 |
| Net charge-offs | $1,000 | 3,377 |
| Cash dividends | $2,300,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,235,000 | 2,326 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 2,808 |
| Total interest expense | $909,000 | 2,476 |
| Net interest income | $3,566,000 | 2,862 |
| Provision for loan and lease losses | $46,000 | 2,851 |
| Total noninterest income | $136,000 | 4,303 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $57,000 | 3,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 4,188 |
| Total noninterest expense | $2,141,000 | 3,338 |
| Salaries and employee benefits | $1,311,000 | 3,188 |
| Premises and equipment expense | $173,000 | 3,761 |
| Additional noninterest expense | $657,000 | 3,391 |
| Pre-tax net operating income | $1,515,000 | 2,492 |
| Securities gains (losses) | $221,000 | 356 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,736,000 | 2,128 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,736,000 | 2,126 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,736,000 | 2,128 |
| Net charge-offs | $-7,000 | 4,387 |
| Cash dividends | $1,300,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,515,000 | 2,284 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 2,840 |
| Total interest expense | $435,000 | 2,512 |
| Net interest income | $1,788,000 | 2,884 |
| Provision for loan and lease losses | $7,000 | 3,190 |
| Total noninterest income | $57,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $29,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,436 |
| Total noninterest expense | $1,047,000 | 3,405 |
| Salaries and employee benefits | $647,000 | 3,249 |
| Premises and equipment expense | $98,000 | 3,577 |
| Additional noninterest expense | $302,000 | 3,537 |
| Pre-tax net operating income | $791,000 | 2,378 |
| Securities gains (losses) | $96,000 | 286 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $887,000 | 2,047 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $887,000 | 2,046 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $887,000 | 2,046 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $1,300,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $791,000 | 2,195 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,494,000 | 2,822 |
| Total interest expense | $1,398,000 | 2,446 |
| Net interest income | $7,096,000 | 2,872 |
| Provision for loan and lease losses | $8,000 | 3,986 |
| Total noninterest income | $330,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $142,000 | 3,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 4,135 |
| Total noninterest expense | $4,280,000 | 3,352 |
| Salaries and employee benefits | $2,477,000 | 3,300 |
| Premises and equipment expense | $330,000 | 3,859 |
| Additional noninterest expense | $1,473,000 | 3,200 |
| Pre-tax net operating income | $3,138,000 | 2,434 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,138,000 | 2,256 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,138,000 | 2,254 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,138,000 | 2,255 |
| Net charge-offs | $-1,000 | 4,181 |
| Cash dividends | $2,350,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,138,000 | 2,254 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,318,000 | 2,837 |
| Total interest expense | $1,009,000 | 2,425 |
| Net interest income | $5,309,000 | 2,889 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $270,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $108,000 | 3,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 4,036 |
| Total noninterest expense | $3,092,000 | 3,439 |
| Salaries and employee benefits | $1,855,000 | 3,297 |
| Premises and equipment expense | $250,000 | 3,878 |
| Additional noninterest expense | $987,000 | 3,428 |
| Pre-tax net operating income | $2,487,000 | 2,404 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,487,000 | 2,179 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,487,000 | 2,177 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,487,000 | 2,178 |
| Net charge-offs | $-6,000 | 4,352 |
| Cash dividends | $2,350,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,487,000 | 2,181 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,133,000 | 2,857 |
| Total interest expense | $623,000 | 2,467 |
| Net interest income | $3,510,000 | 2,910 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $202,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $73,000 | 3,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 3,897 |
| Total noninterest expense | $2,076,000 | 3,437 |
| Salaries and employee benefits | $1,231,000 | 3,328 |
| Premises and equipment expense | $168,000 | 3,902 |
| Additional noninterest expense | $677,000 | 3,396 |
| Pre-tax net operating income | $1,636,000 | 2,393 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,636,000 | 2,175 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,636,000 | 2,172 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,636,000 | 2,174 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $1,350,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,636,000 | 2,168 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 2,875 |
| Total interest expense | $304,000 | 2,443 |
| Net interest income | $1,759,000 | 2,927 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $128,000 | 3,801 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $39,000 | 3,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 3,497 |
| Total noninterest expense | $1,012,000 | 3,530 |
| Salaries and employee benefits | $610,000 | 3,379 |
| Premises and equipment expense | $87,000 | 3,877 |
| Additional noninterest expense | $315,000 | 3,556 |
| Pre-tax net operating income | $875,000 | 2,234 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $875,000 | 2,037 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $875,000 | 2,036 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $875,000 | 2,037 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $1,350,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $875,000 | 2,028 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,061,000 | 2,856 |
| Total interest expense | $1,221,000 | 2,215 |
| Net interest income | $6,840,000 | 2,938 |
| Provision for loan and lease losses | $5,000 | 4,159 |
| Total noninterest income | $349,000 | 4,329 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $142,000 | 3,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,178 |
| Total noninterest expense | $3,961,000 | 3,566 |
| Salaries and employee benefits | $2,353,000 | 3,436 |
| Premises and equipment expense | $348,000 | 3,908 |
| Additional noninterest expense | $1,260,000 | 3,569 |
| Pre-tax net operating income | $3,223,000 | 2,369 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,223,000 | 1,925 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,223,000 | 1,925 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,223,000 | 1,926 |
| Net charge-offs | $2,000 | 3,998 |
| Cash dividends | $1,778,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,223,000 | 1,899 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 2,883 |
| Total interest expense | $923,000 | 2,196 |
| Net interest income | $5,080,000 | 2,975 |
| Provision for loan and lease losses | $5,000 | 3,993 |
| Total noninterest income | $252,000 | 4,422 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $107,000 | 3,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 4,296 |
| Total noninterest expense | $2,917,000 | 3,610 |
| Salaries and employee benefits | $1,762,000 | 3,456 |
| Premises and equipment expense | $259,000 | 3,966 |
| Additional noninterest expense | $896,000 | 3,692 |
| Pre-tax net operating income | $2,410,000 | 2,417 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,410,000 | 2,082 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,410,000 | 2,083 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,410,000 | 2,083 |
| Net charge-offs | $4,000 | 3,505 |
| Cash dividends | $1,778,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,410,000 | 2,057 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,902,000 | 2,921 |
| Total interest expense | $610,000 | 2,182 |
| Net interest income | $3,292,000 | 3,020 |
| Provision for loan and lease losses | $5,000 | 3,764 |
| Total noninterest income | $162,000 | 4,487 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $70,000 | 3,948 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $92,000 | 4,356 |
| Total noninterest expense | $1,998,000 | 3,577 |
| Salaries and employee benefits | $1,178,000 | 3,477 |
| Premises and equipment expense | $177,000 | 3,929 |
| Additional noninterest expense | $643,000 | 3,553 |
| Pre-tax net operating income | $1,451,000 | 2,544 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,451,000 | 2,211 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,451,000 | 2,212 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,451,000 | 2,212 |
| Net charge-offs | $4,000 | 3,177 |
| Cash dividends | $1,038,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,451,000 | 2,179 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 2,943 |
| Total interest expense | $306,000 | 2,134 |
| Net interest income | $1,621,000 | 3,048 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $80,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $36,000 | 3,940 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $44,000 | 4,438 |
| Total noninterest expense | $972,000 | 3,667 |
| Salaries and employee benefits | $591,000 | 3,517 |
| Premises and equipment expense | $85,000 | 4,048 |
| Additional noninterest expense | $296,000 | 3,742 |
| Pre-tax net operating income | $729,000 | 2,462 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $729,000 | 2,131 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $729,000 | 2,132 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $729,000 | 2,132 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $700,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $729,000 | 2,099 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,984,000 | 2,857 |
| Total interest expense | $1,285,000 | 2,014 |
| Net interest income | $6,699,000 | 2,973 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $370,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $181,000 | 3,711 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $189,000 | 4,410 |
| Total noninterest expense | $3,873,000 | 3,709 |
| Salaries and employee benefits | $2,153,000 | 3,686 |
| Premises and equipment expense | $376,000 | 3,896 |
| Additional noninterest expense | $1,344,000 | 3,571 |
| Pre-tax net operating income | $3,196,000 | 2,293 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,196,000 | 1,999 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,196,000 | 1,998 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,196,000 | 1,998 |
| Net charge-offs | $3,000 | 4,102 |
| Cash dividends | $2,335,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,196,000 | 1,942 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,972,000 | 2,865 |
| Total interest expense | $980,000 | 1,991 |
| Net interest income | $4,992,000 | 3,000 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $281,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $141,000 | 3,688 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $140,000 | 4,473 |
| Total noninterest expense | $2,785,000 | 3,803 |
| Salaries and employee benefits | $1,566,000 | 3,748 |
| Premises and equipment expense | $221,000 | 4,359 |
| Additional noninterest expense | $998,000 | 3,610 |
| Pre-tax net operating income | $2,488,000 | 2,257 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,488,000 | 1,959 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,488,000 | 1,959 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,488,000 | 1,959 |
| Net charge-offs | $3,000 | 3,728 |
| Cash dividends | $1,835,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,488,000 | 1,899 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 2,797 |
| Total interest expense | $647,000 | 2,011 |
| Net interest income | $3,502,000 | 2,896 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $185,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $91,000 | 3,724 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $94,000 | 4,484 |
| Total noninterest expense | $1,660,000 | 4,068 |
| Salaries and employee benefits | $1,014,000 | 3,835 |
| Premises and equipment expense | $122,000 | 4,700 |
| Additional noninterest expense | $524,000 | 4,136 |
| Pre-tax net operating income | $2,027,000 | 1,916 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,027,000 | 1,640 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,027,000 | 1,641 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,027,000 | 1,641 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $635,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,027,000 | 1,591 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 2,724 |
| Total interest expense | $326,000 | 2,008 |
| Net interest income | $1,827,000 | 2,806 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $93,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $45,000 | 3,743 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $48,000 | 4,441 |
| Total noninterest expense | $683,000 | 4,498 |
| Salaries and employee benefits | $327,000 | 4,718 |
| Premises and equipment expense | $66,000 | 4,618 |
| Additional noninterest expense | $290,000 | 3,958 |
| Pre-tax net operating income | $1,237,000 | 1,626 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,237,000 | 1,375 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,237,000 | 1,375 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,237,000 | 1,376 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $635,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,237,000 | 1,335 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,110,000 | 2,809 |
| Total interest expense | $1,268,000 | 2,027 |
| Net interest income | $6,842,000 | 2,908 |
| Provision for loan and lease losses | $49,000 | 3,658 |
| Total noninterest income | $395,000 | 4,501 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $208,000 | 3,650 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $187,000 | 4,530 |
| Total noninterest expense | $3,328,000 | 4,107 |
| Salaries and employee benefits | $2,115,000 | 3,783 |
| Premises and equipment expense | $176,000 | 5,232 |
| Additional noninterest expense | $1,037,000 | 4,232 |
| Pre-tax net operating income | $3,860,000 | 1,925 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,860,000 | 1,650 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,860,000 | 1,652 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,860,000 | 1,652 |
| Net charge-offs | $11,000 | 3,977 |
| Cash dividends | $2,400,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,860,000 | 1,616 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,084,000 | 2,828 |
| Total interest expense | $964,000 | 2,024 |
| Net interest income | $5,120,000 | 2,931 |
| Provision for loan and lease losses | $32,000 | 3,587 |
| Total noninterest income | $351,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $159,000 | 3,649 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 4,194 |
| Total noninterest expense | $2,457,000 | 4,164 |
| Salaries and employee benefits | $1,575,000 | 3,816 |
| Premises and equipment expense | $179,000 | 4,883 |
| Additional noninterest expense | $703,000 | 4,435 |
| Pre-tax net operating income | $2,982,000 | 1,912 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,982,000 | 1,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,982,000 | 1,635 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,982,000 | 1,635 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $1,351,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,982,000 | 1,592 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,086,000 | 2,816 |
| Total interest expense | $641,000 | 2,035 |
| Net interest income | $3,445,000 | 2,910 |
| Provision for loan and lease losses | $32,000 | 3,169 |
| Total noninterest income | $300,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $102,000 | 3,696 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $198,000 | 3,653 |
| Total noninterest expense | $1,608,000 | 4,247 |
| Salaries and employee benefits | $1,036,000 | 3,874 |
| Premises and equipment expense | $106,000 | 5,106 |
| Additional noninterest expense | $466,000 | 4,489 |
| Pre-tax net operating income | $2,105,000 | 1,826 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,105,000 | 1,545 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,105,000 | 1,548 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,105,000 | 1,548 |
| Net charge-offs | $4,000 | 3,531 |
| Cash dividends | $715,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,105,000 | 1,511 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 2,811 |
| Total interest expense | $323,000 | 2,029 |
| Net interest income | $1,730,000 | 2,912 |
| Provision for loan and lease losses | $32,000 | 2,430 |
| Total noninterest income | $124,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $49,000 | 3,733 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $75,000 | 4,002 |
| Total noninterest expense | $727,000 | 4,502 |
| Salaries and employee benefits | $443,000 | 4,236 |
| Premises and equipment expense | $65,000 | 4,833 |
| Additional noninterest expense | $219,000 | 4,628 |
| Pre-tax net operating income | $1,095,000 | 1,717 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,095,000 | 1,466 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,095,000 | 1,468 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,095,000 | 1,468 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $1,702,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,095,000 | 1,423 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,309,000 | 2,805 |
| Total interest expense | $1,363,000 | 2,047 |
| Net interest income | $6,946,000 | 2,912 |
| Provision for loan and lease losses | $4,000 | 4,524 |
| Total noninterest income | $435,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $231,000 | 3,676 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $204,000 | 4,512 |
| Total noninterest expense | $3,381,000 | 4,220 |
| Salaries and employee benefits | $2,123,000 | 3,868 |
| Premises and equipment expense | $311,000 | 4,603 |
| Additional noninterest expense | $947,000 | 4,565 |
| Pre-tax net operating income | $3,996,000 | 1,835 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,996,000 | 1,595 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,996,000 | 1,594 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,996,000 | 1,594 |
| Net charge-offs | $47,000 | 3,811 |
| Cash dividends | $2,451,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,996,000 | 1,563 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,305,000 | 2,801 |
| Total interest expense | $1,034,000 | 2,067 |
| Net interest income | $5,271,000 | 2,906 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $319,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $176,000 | 3,701 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $143,000 | 4,634 |
| Total noninterest expense | $2,503,000 | 4,269 |
| Salaries and employee benefits | $1,557,000 | 3,924 |
| Premises and equipment expense | $236,000 | 4,631 |
| Additional noninterest expense | $710,000 | 4,587 |
| Pre-tax net operating income | $3,087,000 | 1,803 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $3,087,000 | 1,537 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,087,000 | 1,537 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,087,000 | 1,537 |
| Net charge-offs | $51,000 | 3,235 |
| Cash dividends | $2,014,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,087,000 | 1,509 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 2,793 |
| Total interest expense | $681,000 | 2,098 |
| Net interest income | $3,555,000 | 2,888 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $213,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $117,000 | 3,671 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $96,000 | 4,613 |
| Total noninterest expense | $1,607,000 | 4,383 |
| Salaries and employee benefits | $977,000 | 4,054 |
| Premises and equipment expense | $165,000 | 4,589 |
| Additional noninterest expense | $465,000 | 4,640 |
| Pre-tax net operating income | $2,161,000 | 1,705 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,161,000 | 1,433 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,161,000 | 1,435 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,161,000 | 1,435 |
| Net charge-offs | $10,000 | 3,731 |
| Cash dividends | $1,384,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,161,000 | 1,411 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 2,796 |
| Total interest expense | $341,000 | 2,127 |
| Net interest income | $1,777,000 | 2,889 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $103,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $59,000 | 3,655 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $44,000 | 4,711 |
| Total noninterest expense | $854,000 | 4,263 |
| Salaries and employee benefits | $524,000 | 3,953 |
| Premises and equipment expense | $76,000 | 4,787 |
| Additional noninterest expense | $254,000 | 4,480 |
| Pre-tax net operating income | $1,026,000 | 1,729 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,026,000 | 1,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,026,000 | 1,457 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,026,000 | 1,457 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $1,034,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,026,000 | 1,436 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,534,000 | 2,799 |
| Total interest expense | $1,729,000 | 1,942 |
| Net interest income | $6,805,000 | 2,968 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $443,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $272,000 | 3,532 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $171,000 | 4,810 |
| Total noninterest expense | $3,087,000 | 4,550 |
| Salaries and employee benefits | $1,960,000 | 4,134 |
| Premises and equipment expense | $243,000 | 5,250 |
| Additional noninterest expense | $884,000 | 4,850 |
| Pre-tax net operating income | $4,161,000 | 1,670 |
| Securities gains (losses) | $-285,000 | 6,669 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,876,000 | 1,547 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,876,000 | 1,550 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,876,000 | 1,551 |
| Net charge-offs | $10,000 | 5,079 |
| Cash dividends | $2,353,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,161,000 | 1,420 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,455,000 | 2,802 |
| Total interest expense | $1,353,000 | 1,935 |
| Net interest income | $5,102,000 | 2,994 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $311,000 | 4,754 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $203,000 | 3,569 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $108,000 | 5,093 |
| Total noninterest expense | $2,323,000 | 4,553 |
| Salaries and employee benefits | $1,454,000 | 4,157 |
| Premises and equipment expense | $192,000 | 5,173 |
| Additional noninterest expense | $677,000 | 4,831 |
| Pre-tax net operating income | $3,090,000 | 1,695 |
| Securities gains (losses) | $-284,000 | 6,803 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,806,000 | 1,600 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,806,000 | 1,603 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,806,000 | 1,603 |
| Net charge-offs | $-5,000 | 5,968 |
| Cash dividends | $1,737,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,090,000 | 1,434 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,315,000 | 2,785 |
| Total interest expense | $929,000 | 1,904 |
| Net interest income | $3,386,000 | 2,996 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $199,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $130,000 | 3,609 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $69,000 | 5,176 |
| Total noninterest expense | $1,525,000 | 4,603 |
| Salaries and employee benefits | $957,000 | 4,214 |
| Premises and equipment expense | $120,000 | 5,304 |
| Additional noninterest expense | $448,000 | 4,863 |
| Pre-tax net operating income | $2,060,000 | 1,675 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,060,000 | 1,456 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,060,000 | 1,460 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,060,000 | 1,461 |
| Net charge-offs | $-5,000 | 5,951 |
| Cash dividends | $1,529,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,060,000 | 1,408 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 2,867 |
| Total interest expense | $485,000 | 1,880 |
| Net interest income | $1,618,000 | 3,111 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $81,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $63,000 | 3,667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,763 |
| Total noninterest expense | $737,000 | 4,727 |
| Salaries and employee benefits | $493,000 | 4,193 |
| Premises and equipment expense | $34,000 | 6,149 |
| Additional noninterest expense | $210,000 | 5,050 |
| Pre-tax net operating income | $962,000 | 1,779 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $962,000 | 1,542 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $962,000 | 1,544 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $962,000 | 1,544 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $985,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $962,000 | 1,483 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,526,000 | 2,680 |
| Total interest expense | $2,239,000 | 1,946 |
| Net interest income | $7,287,000 | 2,889 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $501,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $301,000 | 3,476 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $200,000 | 4,593 |
| Total noninterest expense | $3,104,000 | 4,663 |
| Salaries and employee benefits | $1,864,000 | 4,304 |
| Premises and equipment expense | $206,000 | 5,683 |
| Additional noninterest expense | $1,034,000 | 4,722 |
| Pre-tax net operating income | $4,684,000 | 1,452 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $4,684,000 | 1,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,684,000 | 1,259 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,684,000 | 1,259 |
| Net charge-offs | $-6,000 | 6,535 |
| Cash dividends | $2,321,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,684,000 | 1,199 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,131,000 | 2,750 |
| Total interest expense | $1,717,000 | 1,987 |
| Net interest income | $5,414,000 | 2,957 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $371,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $218,000 | 3,581 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $153,000 | 4,607 |
| Total noninterest expense | $2,406,000 | 4,608 |
| Salaries and employee benefits | $1,487,000 | 4,167 |
| Premises and equipment expense | $164,000 | 5,647 |
| Additional noninterest expense | $755,000 | 4,815 |
| Pre-tax net operating income | $3,379,000 | 1,536 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,379,000 | 1,335 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,379,000 | 1,336 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,379,000 | 1,336 |
| Net charge-offs | $-7,000 | 6,541 |
| Cash dividends | $1,902,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,379,000 | 1,264 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 2,711 |
| Total interest expense | $1,150,000 | 2,043 |
| Net interest income | $3,683,000 | 2,910 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $251,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $142,000 | 3,620 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 4,537 |
| Total noninterest expense | $1,612,000 | 4,624 |
| Salaries and employee benefits | $988,000 | 4,205 |
| Premises and equipment expense | $115,000 | 5,572 |
| Additional noninterest expense | $509,000 | 4,816 |
| Pre-tax net operating income | $2,322,000 | 1,499 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,322,000 | 1,283 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,322,000 | 1,283 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,322,000 | 1,283 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $1,547,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,322,000 | 1,211 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 2,776 |
| Total interest expense | $576,000 | 2,104 |
| Net interest income | $1,822,000 | 2,942 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $120,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $67,000 | 3,746 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 4,635 |
| Total noninterest expense | $845,000 | 4,526 |
| Salaries and employee benefits | $492,000 | 4,244 |
| Premises and equipment expense | $51,000 | 5,812 |
| Additional noninterest expense | $302,000 | 4,370 |
| Pre-tax net operating income | $1,097,000 | 1,546 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,097,000 | 1,316 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,097,000 | 1,317 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,097,000 | 1,317 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $1,103,000 | 430 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,097,000 | 1,246 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,096,000 | 2,736 |
| Total interest expense | $2,520,000 | 2,297 |
| Net interest income | $7,576,000 | 2,872 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $491,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $309,000 | 3,539 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $182,000 | 4,589 |
| Total noninterest expense | $3,206,000 | 4,691 |
| Salaries and employee benefits | $1,835,000 | 4,389 |
| Premises and equipment expense | $247,000 | 5,632 |
| Additional noninterest expense | $1,124,000 | 4,636 |
| Pre-tax net operating income | $4,861,000 | 1,200 |
| Securities gains (losses) | $270,000 | 1,206 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $5,131,000 | 979 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,131,000 | 978 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,131,000 | 979 |
| Net charge-offs | $35,000 | 5,667 |
| Cash dividends | $2,465,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,861,000 | 985 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,518,000 | 2,782 |
| Total interest expense | $1,927,000 | 2,352 |
| Net interest income | $5,591,000 | 2,918 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $374,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $230,000 | 3,563 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $144,000 | 4,584 |
| Total noninterest expense | $2,464,000 | 4,642 |
| Salaries and employee benefits | $1,375,000 | 4,395 |
| Premises and equipment expense | $199,000 | 5,530 |
| Additional noninterest expense | $890,000 | 4,486 |
| Pre-tax net operating income | $3,501,000 | 1,292 |
| Securities gains (losses) | $270,000 | 981 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $3,771,000 | 1,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,771,000 | 1,026 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,771,000 | 1,028 |
| Net charge-offs | $37,000 | 5,183 |
| Cash dividends | $2,130,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,501,000 | 1,038 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,057,000 | 2,778 |
| Total interest expense | $1,302,000 | 2,404 |
| Net interest income | $3,755,000 | 2,901 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $243,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $146,000 | 3,644 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 4,589 |
| Total noninterest expense | $1,717,000 | 4,587 |
| Salaries and employee benefits | $971,000 | 4,282 |
| Premises and equipment expense | $129,000 | 5,634 |
| Additional noninterest expense | $617,000 | 4,457 |
| Pre-tax net operating income | $2,281,000 | 1,295 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,281,000 | 1,084 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,281,000 | 1,083 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,281,000 | 1,084 |
| Net charge-offs | $34,000 | 4,751 |
| Cash dividends | $1,390,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,281,000 | 1,051 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 2,796 |
| Total interest expense | $663,000 | 2,436 |
| Net interest income | $1,868,000 | 2,894 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $121,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $66,000 | 3,799 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $854,000 | 4,619 |
| Salaries and employee benefits | $486,000 | 4,313 |
| Premises and equipment expense | $66,000 | 5,640 |
| Additional noninterest expense | $302,000 | 4,510 |
| Pre-tax net operating income | $1,135,000 | 1,275 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,135,000 | 1,078 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,135,000 | 1,077 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,135,000 | 1,078 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $953,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,135,000 | 1,045 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,177,000 | 2,912 |
| Total interest expense | $3,362,000 | 2,348 |
| Net interest income | $6,815,000 | 3,136 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $553,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $380,000 | 3,159 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $173,000 | 4,791 |
| Total noninterest expense | $3,152,000 | 4,895 |
| Salaries and employee benefits | $1,777,000 | 4,566 |
| Premises and equipment expense | $224,000 | 6,006 |
| Additional noninterest expense | $1,151,000 | 4,711 |
| Pre-tax net operating income | $4,216,000 | 1,209 |
| Securities gains (losses) | $255,000 | 1,396 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $4,471,000 | 981 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,471,000 | 983 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,471,000 | 984 |
| Net charge-offs | $59,000 | 5,806 |
| Cash dividends | $2,405,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,216,000 | 985 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,795,000 | 2,915 |
| Total interest expense | $2,630,000 | 2,353 |
| Net interest income | $5,165,000 | 3,152 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $422,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $287,000 | 3,231 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $135,000 | 4,807 |
| Total noninterest expense | $2,463,000 | 4,787 |
| Salaries and employee benefits | $1,388,000 | 4,480 |
| Premises and equipment expense | $179,000 | 5,944 |
| Additional noninterest expense | $896,000 | 4,617 |
| Pre-tax net operating income | $3,124,000 | 1,271 |
| Securities gains (losses) | $255,000 | 1,187 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,379,000 | 1,018 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,379,000 | 1,021 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,379,000 | 1,021 |
| Net charge-offs | $54,000 | 5,452 |
| Cash dividends | $2,050,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,124,000 | 1,042 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,236,000 | 2,925 |
| Total interest expense | $1,787,000 | 2,409 |
| Net interest income | $3,449,000 | 3,139 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $286,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $182,000 | 3,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $104,000 | 4,587 |
| Total noninterest expense | $1,617,000 | 4,833 |
| Salaries and employee benefits | $933,000 | 4,480 |
| Premises and equipment expense | $109,000 | 6,150 |
| Additional noninterest expense | $575,000 | 4,702 |
| Pre-tax net operating income | $2,118,000 | 1,233 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,118,000 | 1,064 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,118,000 | 1,066 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,118,000 | 1,065 |
| Net charge-offs | $34,000 | 5,177 |
| Cash dividends | $1,370,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,118,000 | 1,015 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 3,001 |
| Total interest expense | $916,000 | 2,456 |
| Net interest income | $1,681,000 | 3,240 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $126,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $84,000 | 3,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 4,970 |
| Total noninterest expense | $843,000 | 4,757 |
| Salaries and employee benefits | $488,000 | 4,421 |
| Premises and equipment expense | $67,000 | 5,829 |
| Additional noninterest expense | $288,000 | 4,709 |
| Pre-tax net operating income | $964,000 | 1,350 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $964,000 | 1,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $964,000 | 1,126 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $964,000 | 1,128 |
| Net charge-offs | $23,000 | 4,330 |
| Cash dividends | $909,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $964,000 | 1,097 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,626,000 | 3,080 |
| Total interest expense | $4,119,000 | 2,670 |
| Net interest income | $6,507,000 | 3,234 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $604,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $372,000 | 3,463 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $232,000 | 4,405 |
| Total noninterest expense | $3,051,000 | 5,130 |
| Salaries and employee benefits | $1,722,000 | 4,788 |
| Premises and equipment expense | $249,000 | 6,071 |
| Additional noninterest expense | $1,080,000 | 5,022 |
| Pre-tax net operating income | $4,060,000 | 1,020 |
| Securities gains (losses) | $178,000 | 1,640 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $4,238,000 | 812 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,238,000 | 811 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,238,000 | 812 |
| Net charge-offs | $35,000 | 6,420 |
| Cash dividends | $2,910,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,060,000 | 846 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 3,174 |
| Total interest expense | $3,161,000 | 2,726 |
| Net interest income | $4,673,000 | 3,354 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $461,000 | 4,389 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $276,000 | 3,483 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $185,000 | 4,416 |
| Total noninterest expense | $2,440,000 | 4,951 |
| Salaries and employee benefits | $1,361,000 | 4,682 |
| Premises and equipment expense | $202,000 | 5,946 |
| Additional noninterest expense | $877,000 | 4,796 |
| Pre-tax net operating income | $2,694,000 | 1,211 |
| Securities gains (losses) | $61,000 | 2,171 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,755,000 | 985 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,755,000 | 984 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,755,000 | 985 |
| Net charge-offs | $10,000 | 6,519 |
| Cash dividends | $2,375,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,694,000 | 990 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 3,232 |
| Total interest expense | $2,148,000 | 2,794 |
| Net interest income | $3,019,000 | 3,438 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $299,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $170,000 | 3,632 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $129,000 | 4,368 |
| Total noninterest expense | $1,661,000 | 4,932 |
| Salaries and employee benefits | $876,000 | 4,822 |
| Premises and equipment expense | $153,000 | 5,705 |
| Additional noninterest expense | $632,000 | 4,575 |
| Pre-tax net operating income | $1,657,000 | 1,384 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,657,000 | 1,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,657,000 | 1,139 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,657,000 | 1,140 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $1,560,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,657,000 | 1,108 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 3,353 |
| Total interest expense | $1,103,000 | 2,826 |
| Net interest income | $1,395,000 | 3,649 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $142,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $81,000 | 3,683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $61,000 | 4,486 |
| Total noninterest expense | $803,000 | 4,940 |
| Salaries and employee benefits | $484,000 | 4,580 |
| Premises and equipment expense | $87,000 | 5,464 |
| Additional noninterest expense | $232,000 | 5,163 |
| Pre-tax net operating income | $734,000 | 1,734 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $734,000 | 1,481 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $734,000 | 1,483 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $734,000 | 1,483 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $1,230,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $734,000 | 1,399 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,607,000 | 3,377 |
| Total interest expense | $5,231,000 | 2,856 |
| Net interest income | $5,376,000 | 3,759 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $635,000 | 4,345 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $439,000 | 3,273 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $196,000 | 4,868 |
| Total noninterest expense | $2,711,000 | 5,422 |
| Salaries and employee benefits | $1,659,000 | 5,030 |
| Premises and equipment expense | $260,000 | 6,158 |
| Additional noninterest expense | $792,000 | 5,498 |
| Pre-tax net operating income | $3,300,000 | 1,643 |
| Securities gains (losses) | $169,000 | 796 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $3,469,000 | 1,202 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,469,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 5,024 |
| Cash dividends | $2,570,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,300,000 | 1,336 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,978,000 | 3,430 |
| Total interest expense | $4,084,000 | 2,854 |
| Net interest income | $3,894,000 | 3,866 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $480,000 | 4,422 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $330,000 | 3,306 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $150,000 | 4,951 |
| Total noninterest expense | $2,109,000 | 5,305 |
| Salaries and employee benefits | $1,249,000 | 5,039 |
| Premises and equipment expense | $194,000 | 6,182 |
| Additional noninterest expense | $666,000 | 5,112 |
| Pre-tax net operating income | $2,265,000 | 2,091 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,265,000 | 1,600 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,265,000 | 1,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,531 |
| Cash dividends | $660,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,265,000 | 1,685 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,243,000 | 3,520 |
| Total interest expense | $2,816,000 | 2,875 |
| Net interest income | $2,427,000 | 4,059 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $304,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $214,000 | 3,348 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $90,000 | 5,223 |
| Total noninterest expense | $1,405,000 | 5,340 |
| Salaries and employee benefits | $847,000 | 5,044 |
| Premises and equipment expense | $137,000 | 6,068 |
| Additional noninterest expense | $421,000 | 5,262 |
| Pre-tax net operating income | $1,326,000 | 2,431 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,326,000 | 2,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,326,000 | 2,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,260 |
| Cash dividends | $264,000 | 3,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,326,000 | 1,962 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 3,620 |
| Total interest expense | $1,468,000 | 2,936 |
| Net interest income | $1,132,000 | 4,250 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $163,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $108,000 | 3,299 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,866 |
| Total noninterest expense | $742,000 | 5,171 |
| Salaries and employee benefits | $452,000 | 4,872 |
| Premises and equipment expense | $65,000 | 6,253 |
| Additional noninterest expense | $225,000 | 5,004 |
| Pre-tax net operating income | $553,000 | 2,873 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $553,000 | 2,477 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $553,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $130,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $553,000 | 2,403 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,977,000 | 3,770 |
| Total interest expense | $6,005,000 | 3,000 |
| Net interest income | $3,972,000 | 4,647 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $651,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $441,000 | 3,328 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $210,000 | 4,964 |
| Total noninterest expense | $2,522,000 | 5,580 |
| Salaries and employee benefits | $1,584,000 | 5,128 |
| Premises and equipment expense | $196,000 | 6,767 |
| Additional noninterest expense | $742,000 | 5,574 |
| Pre-tax net operating income | $2,101,000 | 3,208 |
| Securities gains (losses) | $37,000 | 900 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,138,000 | 2,681 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,138,000 | 2,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,249 |
| Cash dividends | $430,000 | 3,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,101,000 | 2,702 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,329,000 | 3,831 |
| Total interest expense | $4,441,000 | 3,031 |
| Net interest income | $2,888,000 | 4,760 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $477,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $323,000 | 3,385 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $154,000 | 5,035 |
| Total noninterest expense | $1,932,000 | 5,481 |
| Salaries and employee benefits | $1,194,000 | 5,111 |
| Premises and equipment expense | $201,000 | 6,059 |
| Additional noninterest expense | $537,000 | 5,621 |
| Pre-tax net operating income | $1,433,000 | 3,570 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,433,000 | 3,074 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,433,000 | 3,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,329 |
| Cash dividends | $250,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,433,000 | 3,052 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 3,903 |
| Total interest expense | $2,910,000 | 3,078 |
| Net interest income | $1,880,000 | 4,856 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $303,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $202,000 | 3,499 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $101,000 | 5,106 |
| Total noninterest expense | $1,251,000 | 5,593 |
| Salaries and employee benefits | $786,000 | 5,191 |
| Premises and equipment expense | $128,000 | 6,211 |
| Additional noninterest expense | $337,000 | 5,787 |
| Pre-tax net operating income | $932,000 | 3,688 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $932,000 | 3,164 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $932,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $160,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $932,000 | 3,152 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 4,006 |
| Total interest expense | $1,431,000 | 3,111 |
| Net interest income | $875,000 | 5,082 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $135,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $96,000 | 3,535 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $608,000 | 5,710 |
| Salaries and employee benefits | $371,000 | 5,405 |
| Premises and equipment expense | $77,000 | 5,781 |
| Additional noninterest expense | $160,000 | 5,927 |
| Pre-tax net operating income | $402,000 | 3,984 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $402,000 | 3,491 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $402,000 | 3,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $56,000 | 3,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $402,000 | 3,466 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,985,000 | 3,875 |
| Total interest expense | $4,937,000 | 3,055 |
| Net interest income | $4,048,000 | 4,630 |
| Provision for loan and lease losses | $6,000 | 6,686 |
| Total noninterest income | $548,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $387,000 | 3,599 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $161,000 | 5,493 |
| Total noninterest expense | $2,739,000 | 5,183 |
| Salaries and employee benefits | $1,789,000 | 4,636 |
| Premises and equipment expense | $214,000 | 6,588 |
| Additional noninterest expense | $736,000 | 5,499 |
| Pre-tax net operating income | $1,851,000 | 3,820 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,851,000 | 3,283 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,851,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,387 |
| Cash dividends | $1,507,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,851,000 | 3,266 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,712,000 | 3,851 |
| Total interest expense | $3,585,000 | 3,057 |
| Net interest income | $3,127,000 | 4,584 |
| Provision for loan and lease losses | $6,000 | 6,493 |
| Total noninterest income | $405,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $286,000 | 3,662 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 5,539 |
| Total noninterest expense | $2,092,000 | 5,115 |
| Salaries and employee benefits | $1,365,000 | 4,557 |
| Premises and equipment expense | $200,000 | 6,078 |
| Additional noninterest expense | $527,000 | 5,614 |
| Pre-tax net operating income | $1,434,000 | 3,888 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,434,000 | 3,301 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,434,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,317 |
| Cash dividends | $225,000 | 4,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,434,000 | 3,290 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 3,840 |
| Total interest expense | $2,296,000 | 3,050 |
| Net interest income | $2,127,000 | 4,531 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $242,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $166,000 | 3,934 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 5,653 |
| Total noninterest expense | $1,414,000 | 5,083 |
| Salaries and employee benefits | $943,000 | 4,454 |
| Premises and equipment expense | $135,000 | 6,040 |
| Additional noninterest expense | $336,000 | 5,731 |
| Pre-tax net operating income | $955,000 | 3,903 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $955,000 | 3,317 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $955,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $143,000 | 4,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $955,000 | 3,310 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 3,937 |
| Total interest expense | $1,102,000 | 3,019 |
| Net interest income | $991,000 | 4,742 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $115,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $704,000 | 5,114 |
| Salaries and employee benefits | $463,000 | 4,536 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $165,000 | 5,767 |
| Pre-tax net operating income | $402,000 | 4,267 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $402,000 | 3,705 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $402,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $402,000 | 3,687 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,165,000 | 3,701 |
| Total interest expense | $3,556,000 | 2,903 |
| Net interest income | $4,609,000 | 4,190 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $471,000 | 5,384 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $263,000 | 4,472 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $208,000 | 5,082 |
| Total noninterest expense | $3,052,000 | 4,710 |
| Salaries and employee benefits | $1,980,000 | 4,148 |
| Premises and equipment expense | $270,000 | 6,005 |
| Additional noninterest expense | $802,000 | 5,161 |
| Pre-tax net operating income | $2,028,000 | 3,653 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,028,000 | 3,069 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,028,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $1,335,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,028,000 | 3,031 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,030,000 | 3,692 |
| Total interest expense | $2,532,000 | 2,906 |
| Net interest income | $3,498,000 | 4,155 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $344,000 | 5,469 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $201,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $143,000 | 5,275 |
| Total noninterest expense | $2,290,000 | 4,688 |
| Salaries and employee benefits | $1,529,000 | 4,031 |
| Premises and equipment expense | $202,000 | 6,007 |
| Additional noninterest expense | $559,000 | 5,352 |
| Pre-tax net operating income | $1,552,000 | 3,658 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,552,000 | 3,046 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,552,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $320,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,552,000 | 3,011 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,968,000 | 3,653 |
| Total interest expense | $1,585,000 | 2,925 |
| Net interest income | $2,383,000 | 4,075 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $230,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $127,000 | 4,525 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $103,000 | 5,124 |
| Total noninterest expense | $1,522,000 | 4,683 |
| Salaries and employee benefits | $1,021,000 | 4,011 |
| Premises and equipment expense | $134,000 | 6,022 |
| Additional noninterest expense | $367,000 | 5,377 |
| Pre-tax net operating income | $1,091,000 | 3,493 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,091,000 | 2,897 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,091,000 | 2,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,630 |
| Cash dividends | $209,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,091,000 | 2,854 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 3,632 |
| Total interest expense | $759,000 | 2,931 |
| Net interest income | $1,221,000 | 4,005 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $121,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $60,000 | 4,608 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,744 |
| Total noninterest expense | $775,000 | 4,654 |
| Salaries and employee benefits | $501,000 | 4,088 |
| Premises and equipment expense | $73,000 | 5,831 |
| Additional noninterest expense | $201,000 | 5,048 |
| Pre-tax net operating income | $567,000 | 3,359 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $567,000 | 2,737 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $567,000 | 2,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $109,000 | 2,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $567,000 | 2,688 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,815,000 | 3,474 |
| Total interest expense | $2,932,000 | 2,681 |
| Net interest income | $4,883,000 | 3,872 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $553,000 | 5,022 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $293,000 | 4,369 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $260,000 | 4,547 |
| Total noninterest expense | $3,033,000 | 4,624 |
| Salaries and employee benefits | $1,940,000 | 4,100 |
| Premises and equipment expense | $283,000 | 5,839 |
| Additional noninterest expense | $810,000 | 5,055 |
| Pre-tax net operating income | $2,403,000 | 3,099 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,403,000 | 2,515 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,403,000 | 2,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $514,000 | 3,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,403,000 | 2,462 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,832,000 | 3,465 |
| Total interest expense | $2,209,000 | 2,622 |
| Net interest income | $3,623,000 | 3,893 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $385,000 | 5,229 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $221,000 | 4,392 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $164,000 | 4,928 |
| Total noninterest expense | $2,268,000 | 4,604 |
| Salaries and employee benefits | $1,438,000 | 4,093 |
| Premises and equipment expense | $224,000 | 5,655 |
| Additional noninterest expense | $606,000 | 5,015 |
| Pre-tax net operating income | $1,740,000 | 3,226 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,740,000 | 2,623 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,740,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $358,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,740,000 | 2,554 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 3,463 |
| Total interest expense | $1,493,000 | 2,583 |
| Net interest income | $2,376,000 | 3,927 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $255,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $147,000 | 4,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $108,000 | 5,008 |
| Total noninterest expense | $1,478,000 | 4,711 |
| Salaries and employee benefits | $937,000 | 4,178 |
| Premises and equipment expense | $133,000 | 6,029 |
| Additional noninterest expense | $408,000 | 4,997 |
| Pre-tax net operating income | $1,153,000 | 3,204 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,153,000 | 2,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,153,000 | 2,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,266 |
| Cash dividends | $247,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,153,000 | 2,548 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 3,427 |
| Total interest expense | $759,000 | 2,582 |
| Net interest income | $1,215,000 | 3,856 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $126,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 4,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $54,000 | 4,970 |
| Total noninterest expense | $719,000 | 4,828 |
| Salaries and employee benefits | $447,000 | 4,374 |
| Premises and equipment expense | $79,000 | 5,553 |
| Additional noninterest expense | $193,000 | 5,204 |
| Pre-tax net operating income | $622,000 | 2,989 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $622,000 | 2,414 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $622,000 | 2,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $622,000 | 2,329 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,421,000 | 3,288 |
| Total interest expense | $3,426,000 | 2,543 |
| Net interest income | $4,995,000 | 3,678 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $521,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $299,000 | 4,306 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $222,000 | 5,073 |
| Total noninterest expense | $2,870,000 | 4,752 |
| Salaries and employee benefits | $1,843,000 | 4,190 |
| Premises and equipment expense | $232,000 | 6,415 |
| Additional noninterest expense | $795,000 | 5,063 |
| Pre-tax net operating income | $2,646,000 | 2,765 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,646,000 | 2,268 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,646,000 | 2,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $2,374,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,646,000 | 2,169 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,363,000 | 3,304 |
| Total interest expense | $2,631,000 | 2,578 |
| Net interest income | $3,732,000 | 3,711 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $384,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $224,000 | 4,333 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 5,212 |
| Total noninterest expense | $2,120,000 | 4,787 |
| Salaries and employee benefits | $1,387,000 | 4,180 |
| Premises and equipment expense | $181,000 | 6,279 |
| Additional noninterest expense | $552,000 | 5,308 |
| Pre-tax net operating income | $1,996,000 | 2,858 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,996,000 | 2,341 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,996,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $1,832,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,996,000 | 2,224 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,322,000 | 3,277 |
| Total interest expense | $1,814,000 | 2,581 |
| Net interest income | $2,508,000 | 3,688 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $251,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $146,000 | 4,360 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $105,000 | 5,250 |
| Total noninterest expense | $1,415,000 | 4,772 |
| Salaries and employee benefits | $917,000 | 4,191 |
| Premises and equipment expense | $123,000 | 6,193 |
| Additional noninterest expense | $375,000 | 5,234 |
| Pre-tax net operating income | $1,344,000 | 2,835 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,344,000 | 2,316 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,344,000 | 2,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $1,242,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,344,000 | 2,192 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 3,246 |
| Total interest expense | $945,000 | 2,553 |
| Net interest income | $1,252,000 | 3,676 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $126,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 5,085 |
| Total noninterest expense | $705,000 | 4,768 |
| Salaries and employee benefits | $435,000 | 4,358 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $199,000 | 4,978 |
| Pre-tax net operating income | $673,000 | 2,819 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $673,000 | 2,276 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $673,000 | 2,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $620,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $673,000 | 2,155 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,519,000 | 3,148 |
| Total interest expense | $4,558,000 | 2,442 |
| Net interest income | $4,961,000 | 3,700 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $480,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $302,000 | 4,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $178,000 | 5,245 |
| Total noninterest expense | $2,737,000 | 4,766 |
| Salaries and employee benefits | $1,683,000 | 4,299 |
| Premises and equipment expense | $284,000 | 5,742 |
| Additional noninterest expense | $770,000 | 5,066 |
| Pre-tax net operating income | $2,654,000 | 2,764 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,654,000 | 2,243 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,654,000 | 2,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,549 |
| Cash dividends | $2,300,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,654,000 | 2,170 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,045,000 | 3,297 |
| Total interest expense | $5,849,000 | 2,735 |
| Net interest income | $4,196,000 | 3,983 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $497,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $310,000 | 4,076 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $187,000 | 5,069 |
| Total noninterest expense | $2,581,000 | 4,852 |
| Salaries and employee benefits | $1,555,000 | 4,386 |
| Premises and equipment expense | $321,000 | 5,315 |
| Additional noninterest expense | $705,000 | 5,273 |
| Pre-tax net operating income | $2,112,000 | 3,043 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,112,000 | 2,406 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,112,000 | 2,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $1,965,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,112,000 | 2,327 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,912,000 | 3,420 |
| Total interest expense | $5,519,000 | 3,021 |
| Net interest income | $4,393,000 | 3,883 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $246,000 | 6,815 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $133,000 | 6,004 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $113,000 | 6,143 |
| Total noninterest expense | $2,467,000 | 4,905 |
| Salaries and employee benefits | $1,485,000 | 4,391 |
| Premises and equipment expense | $302,000 | 5,394 |
| Additional noninterest expense | $680,000 | 5,291 |
| Pre-tax net operating income | $2,172,000 | 3,115 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,172,000 | 2,353 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,172,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,082 |
| Cash dividends | $2,105,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,172,000 | 2,365 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,646,000 | 3,327 |
| Total interest expense | $5,321,000 | 2,752 |
| Net interest income | $4,325,000 | 3,910 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $225,000 | 7,200 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 6,892 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $134,000 | 5,886 |
| Total noninterest expense | $2,336,000 | 5,111 |
| Salaries and employee benefits | $1,351,000 | 4,722 |
| Premises and equipment expense | $314,000 | 5,333 |
| Additional noninterest expense | $671,000 | 5,407 |
| Pre-tax net operating income | $2,214,000 | 3,076 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $2,214,000 | 2,348 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,214,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,760 |
| Cash dividends | $2,165,000 | 1,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,214,000 | 2,317 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,717,000 | 3,318 |
| Total interest expense | $5,550,000 | 2,726 |
| Net interest income | $4,167,000 | 3,989 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $221,000 | 7,321 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $96,000 | 6,938 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $125,000 | 6,108 |
| Total noninterest expense | $2,177,000 | 5,268 |
| Salaries and employee benefits | $1,283,000 | 4,817 |
| Premises and equipment expense | $295,000 | 5,428 |
| Additional noninterest expense | $599,000 | 5,764 |
| Pre-tax net operating income | $2,211,000 | 3,075 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $715,000 | 2,977 |
| Income before extraordinary items | $1,496,000 | 3,273 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,496,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,812 |
| Cash dividends | $1,400,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,496,000 | 3,182 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,429,000 | 3,430 |
| Total interest expense | $5,360,000 | 2,790 |
| Net interest income | $4,069,000 | 4,182 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $249,000 | 7,229 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $104,000 | 7,108 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $145,000 | 5,788 |
| Total noninterest expense | $2,210,000 | 5,275 |
| Salaries and employee benefits | $1,273,000 | 4,856 |
| Premises and equipment expense | $300,000 | 5,449 |
| Additional noninterest expense | $637,000 | 5,577 |
| Pre-tax net operating income | $2,108,000 | 3,362 |
| Securities gains (losses) | $-83,000 | 10,735 |
| Applicable income taxes | $600,000 | 3,668 |
| Income before extraordinary items | $1,425,000 | 3,504 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,425,000 | 3,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 10,569 |
| Cash dividends | $1,350,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,483,100 | 3,324 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,961,000 | 3,634 |
| Total interest expense | $5,284,000 | 2,867 |
| Net interest income | $3,677,000 | 4,633 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $439,000 | 5,634 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $104,000 | 7,407 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $335,000 | 3,808 |
| Total noninterest expense | $2,408,000 | 5,165 |
| Salaries and employee benefits | $1,261,000 | 4,981 |
| Premises and equipment expense | $407,000 | 4,474 |
| Additional noninterest expense | $740,000 | 5,512 |
| Pre-tax net operating income | $1,708,000 | 3,901 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $500,000 | 4,144 |
| Income before extraordinary items | $1,208,000 | 3,858 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,208,000 | 3,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 11,173 |
| Cash dividends | $1,100,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,208,000 | 3,805 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,651,000 | 3,751 |
| Total interest expense | $5,051,000 | 3,000 |
| Net interest income | $3,600,000 | 4,732 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $276,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $103,000 | 7,717 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $173,000 | 5,560 |
| Total noninterest expense | $2,202,000 | 5,555 |
| Salaries and employee benefits | $1,063,000 | 5,752 |
| Premises and equipment expense | $294,000 | 5,716 |
| Additional noninterest expense | $845,000 | 5,020 |
| Pre-tax net operating income | $1,674,000 | 4,073 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $482,000 | 4,319 |
| Income before extraordinary items | $1,192,000 | 3,980 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,192,000 | 3,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,152 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,192,000 | 3,968 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,680,000 | 3,452 |
| Total interest expense | $4,355,000 | 2,814 |
| Net interest income | $4,325,000 | 4,069 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $199,000 | 8,753 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $60,000 | 9,344 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $139,000 | 6,445 |
| Total noninterest expense | $2,373,000 | 5,399 |
| Salaries and employee benefits | $1,135,000 | 5,506 |
| Premises and equipment expense | $342,000 | 5,158 |
| Additional noninterest expense | $896,000 | 5,182 |
| Pre-tax net operating income | $2,151,000 | 3,226 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $647,000 | 3,303 |
| Income before extraordinary items | $1,504,000 | 3,167 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,504,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,349 |
| Cash dividends | $1,400,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,504,000 | 3,194 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,768,000 | 3,511 |
| Total interest expense | $4,609,000 | 2,798 |
| Net interest income | $4,159,000 | 4,247 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $279,000 | 7,948 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $186,000 | 5,898 |
| Total noninterest expense | $2,354,000 | 5,549 |
| Salaries and employee benefits | $1,114,000 | 5,576 |
| Premises and equipment expense | $302,000 | 5,819 |
| Additional noninterest expense | $938,000 | 5,200 |
| Pre-tax net operating income | $2,084,000 | 3,176 |
| Securities gains (losses) | $148,000 | 1,992 |
| Applicable income taxes | $705,000 | 3,096 |
| Income before extraordinary items | $1,527,000 | 3,187 |
| Extraordinary gains, net | $-85,000 | 12,883 |
| Net income | $1,442,000 | 3,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 12,541 |
| Cash dividends | $1,400,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,426,360 | 3,217 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,596,000 | 3,636 |
| Total interest expense | $5,176,000 | 3,216 |
| Net interest income | $4,420,000 | 4,066 |
| Provision for loan and lease losses | $611,000 | 2,592 |
| Total noninterest income | $468,000 | 5,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 5,169 |
| Total noninterest expense | $2,646,000 | 5,045 |
| Salaries and employee benefits | $1,204,000 | 5,142 |
| Premises and equipment expense | $351,000 | 5,357 |
| Additional noninterest expense | $1,091,000 | 4,720 |
| Pre-tax net operating income | $1,631,000 | 3,745 |
| Securities gains (losses) | $397,000 | 1,290 |
| Applicable income taxes | $716,000 | 2,897 |
| Income before extraordinary items | $1,312,000 | 3,489 |
| Extraordinary gains, net | $58,000 | 947 |
| Net income | $1,370,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $650,000 | 2,077 |
| Cash dividends | $1,300,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,053,950 | 3,988 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.