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Citywide Banks, Income and Expense

2017-06-30 (YTD Data)Rank
Total interest income$27,627,000515
Total interest expense$1,074,0001,403
Net interest income$26,553,000478
Provision for loan and lease losses$-215,0005,659
Total noninterest income$2,073,0001,275
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,070,000585
Trading account gains and fees$0139
Additional Noninterest Income$1,003,0001,534
Total noninterest expense$19,281,000566
Salaries and employee benefits$11,897,000505
Premises and equipment expense$1,889,000663
Additional noninterest expense$5,495,000619
Pre-tax net operating income$9,560,000570
Securities gains (losses)$01,906
Applicable income taxes$3,230,000494
Income before extraordinary items$6,330,000642
Extraordinary gains, net$011
Net income$6,330,000642
Minority interest net income$071
Net income of bank and minority interests.$6,330,000642
Net charge-offs$8,0002,974
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,330,000629
2017-03-31 (YTD Data)Rank
Total interest income$13,720,000519
Total interest expense$533,0001,393
Net interest income$13,187,000482
Provision for loan and lease losses$03,537
Total noninterest income$1,477,000989
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$551,000576
Trading account gains and fees$0142
Additional Noninterest Income$926,0001,013
Total noninterest expense$9,611,000577
Salaries and employee benefits$5,745,000535
Premises and equipment expense$937,000681
Additional noninterest expense$2,929,000584
Pre-tax net operating income$5,053,000525
Securities gains (losses)$01,153
Applicable income taxes$1,715,000462
Income before extraordinary items$3,338,000608
Extraordinary gains, net$08
Net income$3,338,000608
Minority interest net income$055
Net income of bank and minority interests.$3,338,000608
Net charge-offs$4,0002,506
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,338,000595
2016-12-31 (YTD Data)Rank
Total interest income$53,266,000507
Total interest expense$2,206,0001,300
Net interest income$51,060,000469
Provision for loan and lease losses$-1,800,0005,870
Total noninterest income$4,625,0001,224
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,073,000625
Trading account gains and fees$0170
Additional Noninterest Income$2,552,0001,357
Total noninterest expense$40,388,000533
Salaries and employee benefits$21,562,000550
Premises and equipment expense$3,826,000649
Additional noninterest expense$15,000,000463
Pre-tax net operating income$17,097,000583
Securities gains (losses)$84,0001,473
Applicable income taxes$5,849,000497
Income before extraordinary items$11,332,000681
Extraordinary gains, net$05
Net income$11,332,000680
Minority interest net income$082
Net income of bank and minority interests.$11,332,000680
Net charge-offs$-136,0005,585
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$-31,0005,824
Net operating income$11,276,560672
2016-09-30 (YTD Data)Rank
Total interest income$39,434,000511
Total interest expense$1,665,0001,285
Net interest income$37,769,000473
Provision for loan and lease losses$-1,800,0005,946
Total noninterest income$3,203,0001,273
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,529,000636
Trading account gains and fees$0169
Additional Noninterest Income$1,674,0001,479
Total noninterest expense$30,213,000542
Salaries and employee benefits$16,947,000523
Premises and equipment expense$2,864,000649
Additional noninterest expense$10,402,000501
Pre-tax net operating income$12,559,000598
Securities gains (losses)$84,0001,388
Applicable income taxes$4,270,000519
Income before extraordinary items$8,373,000696
Extraordinary gains, net$05
Net income$8,373,000696
Minority interest net income$071
Net income of bank and minority interests.$8,373,000696
Net charge-offs$-49,0005,361
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$-31,0005,907
Net operating income$8,317,560682
2016-06-30 (YTD Data)Rank
Total interest income$25,853,000516
Total interest expense$1,111,0001,282
Net interest income$24,742,000483
Provision for loan and lease losses$-1,800,0006,037
Total noninterest income$2,293,0001,204
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,005,000634
Trading account gains and fees$0157
Additional Noninterest Income$1,288,0001,321
Total noninterest expense$20,476,000539
Salaries and employee benefits$11,445,000520
Premises and equipment expense$1,933,000644
Additional noninterest expense$7,098,000494
Pre-tax net operating income$8,359,000587
Securities gains (losses)$84,0001,086
Applicable income taxes$2,895,000500
Income before extraordinary items$5,548,000684
Extraordinary gains, net$016
Net income$5,548,000683
Minority interest net income$071
Net income of bank and minority interests.$5,548,000683
Net charge-offs$93,0001,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$-31,0005,988
Net operating income$5,492,560672
2016-03-31 (YTD Data)Rank
Total interest income$12,709,000522
Total interest expense$538,0001,319
Net interest income$12,171,000486
Provision for loan and lease losses$03,656
Total noninterest income$1,064,0001,247
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$507,000626
Trading account gains and fees$0142
Additional Noninterest Income$557,0001,412
Total noninterest expense$10,094,000539
Salaries and employee benefits$5,619,000526
Premises and equipment expense$970,000644
Additional noninterest expense$3,505,000493
Pre-tax net operating income$3,141,000729
Securities gains (losses)$28,0001,083
Applicable income taxes$1,034,000628
Income before extraordinary items$2,135,000837
Extraordinary gains, net$012
Net income$2,135,000838
Minority interest net income$062
Net income of bank and minority interests.$2,135,000838
Net charge-offs$115,000933
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,116,240822
2015-12-31 (YTD Data)Rank
Total interest income$49,569,000513
Total interest expense$2,360,0001,179
Net interest income$47,209,000481
Provision for loan and lease losses$04,380
Total noninterest income$4,918,0001,135
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,079,000633
Trading account gains and fees$0159
Additional Noninterest Income$2,839,0001,201
Total noninterest expense$39,297,000538
Salaries and employee benefits$20,973,000541
Premises and equipment expense$3,822,000646
Additional noninterest expense$14,502,000477
Pre-tax net operating income$12,830,000698
Securities gains (losses)$135,000979
Applicable income taxes$4,247,000590
Income before extraordinary items$8,718,000826
Extraordinary gains, net$023
Net income$8,718,000826
Minority interest net income$081
Net income of bank and minority interests.$8,718,000826
Net charge-offs$-78,0005,673
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,627,550820
2015-09-30 (YTD Data)Rank
Total interest income$36,447,000529
Total interest expense$1,792,0001,179
Net interest income$34,655,000493
Provision for loan and lease losses$04,232
Total noninterest income$3,360,0001,218
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,570,000630
Trading account gains and fees$0153
Additional Noninterest Income$1,790,0001,355
Total noninterest expense$28,735,000554
Salaries and employee benefits$15,854,000542
Premises and equipment expense$2,811,000679
Additional noninterest expense$10,070,000515
Pre-tax net operating income$9,280,000743
Securities gains (losses)$91,0001,091
Applicable income taxes$3,163,000609
Income before extraordinary items$6,208,000873
Extraordinary gains, net$021
Net income$6,208,000873
Minority interest net income$078
Net income of bank and minority interests.$6,208,000873
Net charge-offs$-58,0005,657
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,147,940851
2015-06-30 (YTD Data)Rank
Total interest income$24,019,000532
Total interest expense$1,210,0001,164
Net interest income$22,809,000498
Provision for loan and lease losses$04,069
Total noninterest income$2,718,0001,075
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,038,000619
Trading account gains and fees$0157
Additional Noninterest Income$1,680,0001,099
Total noninterest expense$19,428,000545
Salaries and employee benefits$10,716,000532
Premises and equipment expense$1,893,000677
Additional noninterest expense$6,819,000505
Pre-tax net operating income$6,099,000754
Securities gains (losses)$78,000958
Applicable income taxes$1,836,000670
Income before extraordinary items$4,341,000834
Extraordinary gains, net$022
Net income$4,341,000834
Minority interest net income$075
Net income of bank and minority interests.$4,341,000834
Net charge-offs$-25,0005,541
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,286,400819
2015-03-31 (YTD Data)Rank
Total interest income$11,831,000534
Total interest expense$616,0001,151
Net interest income$11,215,000503
Provision for loan and lease losses$03,703
Total noninterest income$1,433,0001,005
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$527,000600
Trading account gains and fees$0152
Additional Noninterest Income$906,000996
Total noninterest expense$10,009,000532
Salaries and employee benefits$5,569,000514
Premises and equipment expense$941,000679
Additional noninterest expense$3,499,000483
Pre-tax net operating income$2,639,000821
Securities gains (losses)$34,0001,012
Applicable income taxes$864,000687
Income before extraordinary items$1,809,000949
Extraordinary gains, net$013
Net income$1,809,000950
Minority interest net income$064
Net income of bank and minority interests.$1,809,000950
Net charge-offs$4,0002,829
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,785,880924
2014-12-31 (YTD Data)Rank
Total interest income$46,968,000529
Total interest expense$3,003,000998
Net interest income$43,965,000499
Provision for loan and lease losses$04,603
Total noninterest income$5,465,0001,031
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,112,000641
Trading account gains and fees$0180
Additional Noninterest Income$3,353,0001,019
Total noninterest expense$38,180,000541
Salaries and employee benefits$20,042,000538
Premises and equipment expense$3,845,000637
Additional noninterest expense$14,293,000481
Pre-tax net operating income$11,250,000740
Securities gains (losses)$5,0002,877
Applicable income taxes$-8,306,0006,487
Income before extraordinary items$19,561,000385
Extraordinary gains, net$017
Net income$19,561,000382
Minority interest net income$084
Net income of bank and minority interests.$19,561,000385
Net charge-offs$219,0002,364
Cash dividends$4,665,000641
Sale, conversion, retirement of capital stock, net$0862
Net operating income$19,556,000376
2014-09-30 (YTD Data)Rank
Total interest income$34,535,000537
Total interest expense$2,314,000983
Net interest income$32,221,000504
Provision for loan and lease losses$04,401
Total noninterest income$4,485,000959
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,601,000630
Trading account gains and fees$0174
Additional Noninterest Income$2,884,000933
Total noninterest expense$28,582,000533
Salaries and employee benefits$15,774,000522
Premises and equipment expense$2,814,000653
Additional noninterest expense$9,994,000506
Pre-tax net operating income$8,124,000776
Securities gains (losses)$2,0002,770
Applicable income taxes$-7,832,0006,574
Income before extraordinary items$15,958,000348
Extraordinary gains, net$015
Net income$15,958,000348
Minority interest net income$081
Net income of bank and minority interests.$15,958,000348
Net charge-offs$212,0001,928
Cash dividends$3,965,000545
Sale, conversion, retirement of capital stock, net$0819
Net operating income$15,956,000344
2014-06-30 (YTD Data)Rank
Total interest income$22,646,000542
Total interest expense$1,563,000971
Net interest income$21,083,000517
Provision for loan and lease losses$04,196
Total noninterest income$2,942,000954
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,073,000622
Trading account gains and fees$0172
Additional Noninterest Income$1,869,000942
Total noninterest expense$18,956,000539
Salaries and employee benefits$10,589,000522
Premises and equipment expense$1,875,000661
Additional noninterest expense$6,492,000520
Pre-tax net operating income$5,069,000798
Securities gains (losses)$2,0002,363
Applicable income taxes$-9,380,0006,646
Income before extraordinary items$14,451,000273
Extraordinary gains, net$020
Net income$14,451,000274
Minority interest net income$080
Net income of bank and minority interests.$14,451,000274
Net charge-offs$-2,0005,209
Cash dividends$3,715,000404
Sale, conversion, retirement of capital stock, net$0794
Net operating income$14,449,000265
2014-03-31 (YTD Data)Rank
Total interest income$11,119,000555
Total interest expense$812,000938
Net interest income$10,307,000531
Provision for loan and lease losses$03,817
Total noninterest income$1,279,0001,036
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$576,000570
Trading account gains and fees$0147
Additional Noninterest Income$703,0001,121
Total noninterest expense$9,551,000537
Salaries and employee benefits$5,347,000514
Premises and equipment expense$913,000702
Additional noninterest expense$3,291,000512
Pre-tax net operating income$2,035,000961
Securities gains (losses)$2,0001,528
Applicable income taxes$-10,134,0006,725
Income before extraordinary items$12,171,000198
Extraordinary gains, net$016
Net income$12,171,000198
Minority interest net income$066
Net income of bank and minority interests.$12,171,000198
Net charge-offs$22,0002,430
Cash dividends$3,715,000203
Sale, conversion, retirement of capital stock, net$0747
Net operating income$12,169,000197
2013-12-31 (YTD Data)Rank
Total interest income$47,027,000526
Total interest expense$3,515,000964
Net interest income$43,512,000487
Provision for loan and lease losses$1,269,000901
Total noninterest income$3,675,0001,400
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,581,000535
Trading account gains and fees$0184
Additional Noninterest Income$1,094,0002,256
Total noninterest expense$36,778,000558
Salaries and employee benefits$18,824,000568
Premises and equipment expense$3,944,000625
Additional noninterest expense$14,010,000510
Pre-tax net operating income$9,140,000840
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$9,140,000703
Extraordinary gains, net$029
Net income$9,140,000703
Minority interest net income$090
Net income of bank and minority interests.$9,140,000703
Net charge-offs$2,152,000703
Cash dividends$4,580,000610
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,140,000682
2013-09-30 (YTD Data)Rank
Total interest income$35,818,000519
Total interest expense$2,635,0001,001
Net interest income$33,183,000486
Provision for loan and lease losses$1,270,000738
Total noninterest income$5,188,000908
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,001,000518
Trading account gains and fees$0180
Additional Noninterest Income$3,187,000934
Total noninterest expense$26,944,000578
Salaries and employee benefits$14,539,000555
Premises and equipment expense$2,973,000623
Additional noninterest expense$9,432,000555
Pre-tax net operating income$10,157,000600
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$10,157,000511
Extraordinary gains, net$025
Net income$10,157,000509
Minority interest net income$084
Net income of bank and minority interests.$10,157,000513
Net charge-offs$2,103,000577
Cash dividends$4,580,000446
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,157,000498
2013-06-30 (YTD Data)Rank
Total interest income$24,204,000512
Total interest expense$1,744,0001,027
Net interest income$22,460,000480
Provision for loan and lease losses$1,208,000570
Total noninterest income$3,879,000836
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,332,000510
Trading account gains and fees$0157
Additional Noninterest Income$2,547,000825
Total noninterest expense$17,927,000581
Salaries and employee benefits$9,627,000558
Premises and equipment expense$1,974,000632
Additional noninterest expense$6,326,000552
Pre-tax net operating income$7,204,000562
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$7,204,000470
Extraordinary gains, net$022
Net income$7,204,000469
Minority interest net income$082
Net income of bank and minority interests.$7,204,000472
Net charge-offs$1,463,000580
Cash dividends$2,480,000527
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,204,000453
2013-03-31 (YTD Data)Rank
Total interest income$11,683,000531
Total interest expense$877,0001,050
Net interest income$10,806,000498
Provision for loan and lease losses$246,0001,171
Total noninterest income$2,391,000717
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$673,000504
Trading account gains and fees$0148
Additional Noninterest Income$1,718,000662
Total noninterest expense$8,915,000592
Salaries and employee benefits$4,812,000572
Premises and equipment expense$916,000681
Additional noninterest expense$3,187,000554
Pre-tax net operating income$4,036,000513
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$4,036,000423
Extraordinary gains, net$010
Net income$4,036,000424
Minority interest net income$076
Net income of bank and minority interests.$4,036,000424
Net charge-offs$531,000743
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,036,000406
2012-12-31 (YTD Data)Rank
Total interest income$46,377,000565
Total interest expense$3,993,0001,115
Net interest income$42,384,000520
Provision for loan and lease losses$2,660,000850
Total noninterest income$1,188,0002,981
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,896,000500
Trading account gains and fees$0166
Additional Noninterest Income$-1,708,0007,027
Total noninterest expense$35,362,000595
Salaries and employee benefits$18,070,000587
Premises and equipment expense$3,911,000615
Additional noninterest expense$13,381,000554
Pre-tax net operating income$5,550,0001,252
Securities gains (losses)$2,0003,664
Applicable income taxes$04,751
Income before extraordinary items$5,552,0001,070
Extraordinary gains, net$029
Net income$5,552,0001,070
Minority interest net income$093
Net income of bank and minority interests.$5,552,0001,070
Net charge-offs$367,0003,047
Cash dividends$2,530,000993
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,550,0001,018
2012-09-30 (YTD Data)Rank
Total interest income$34,309,000580
Total interest expense$3,060,0001,149
Net interest income$31,249,000535
Provision for loan and lease losses$2,250,000776
Total noninterest income$4,761,000959
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,224,000496
Trading account gains and fees$0157
Additional Noninterest Income$2,537,0001,063
Total noninterest expense$26,817,000584
Salaries and employee benefits$13,994,000566
Premises and equipment expense$2,834,000645
Additional noninterest expense$9,989,000555
Pre-tax net operating income$6,943,000813
Securities gains (losses)$2,0003,410
Applicable income taxes$04,802
Income before extraordinary items$6,945,000673
Extraordinary gains, net$020
Net income$6,945,000671
Minority interest net income$086
Net income of bank and minority interests.$6,945,000673
Net charge-offs$354,0002,624
Cash dividends$2,530,000633
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,943,000645
2012-06-30 (YTD Data)Rank
Total interest income$22,528,000589
Total interest expense$2,045,0001,196
Net interest income$20,483,000545
Provision for loan and lease losses$1,384,000855
Total noninterest income$2,719,0001,066
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,475,000499
Trading account gains and fees$0153
Additional Noninterest Income$1,244,0001,305
Total noninterest expense$17,455,000593
Salaries and employee benefits$8,847,000588
Premises and equipment expense$1,873,000649
Additional noninterest expense$6,735,000546
Pre-tax net operating income$4,363,000837
Securities gains (losses)$2,0003,012
Applicable income taxes$04,770
Income before extraordinary items$4,365,000699
Extraordinary gains, net$019
Net income$4,365,000697
Minority interest net income$084
Net income of bank and minority interests.$4,365,000699
Net charge-offs$-221,0007,172
Cash dividends$1,250,000812
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,363,000669
2012-03-31 (YTD Data)Rank
Total interest income$10,943,000615
Total interest expense$1,015,0001,254
Net interest income$9,928,000560
Provision for loan and lease losses$326,0001,411
Total noninterest income$1,586,000940
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$737,000493
Trading account gains and fees$0148
Additional Noninterest Income$849,0001,029
Total noninterest expense$8,673,000588
Salaries and employee benefits$4,344,000595
Premises and equipment expense$876,000698
Additional noninterest expense$3,453,000525
Pre-tax net operating income$2,515,000732
Securities gains (losses)$2,0002,023
Applicable income taxes$04,704
Income before extraordinary items$2,517,000618
Extraordinary gains, net$019
Net income$2,517,000619
Minority interest net income$078
Net income of bank and minority interests.$2,517,000619
Net charge-offs$-20,0006,878
Cash dividends$641,000720
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,515,000605
2011-12-31 (YTD Data)Rank
Total interest income$42,857,000643
Total interest expense$5,418,0001,108
Net interest income$37,439,000582
Provision for loan and lease losses$4,232,000905
Total noninterest income$4,485,0001,136
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,862,000527
Trading account gains and fees$0146
Additional Noninterest Income$1,623,0001,558
Total noninterest expense$33,553,000596
Salaries and employee benefits$16,782,000573
Premises and equipment expense$3,436,000728
Additional noninterest expense$13,335,000548
Pre-tax net operating income$4,139,0001,391
Securities gains (losses)$272,0001,199
Applicable income taxes$04,719
Income before extraordinary items$4,411,0001,135
Extraordinary gains, net$029
Net income$4,411,0001,135
Minority interest net income$096
Net income of bank and minority interests.$4,411,0001,135
Net charge-offs$2,304,0001,427
Cash dividends$1,771,0001,070
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,139,0001,140
2011-09-30 (YTD Data)Rank
Total interest income$31,827,000663
Total interest expense$4,252,0001,110
Net interest income$27,575,000587
Provision for loan and lease losses$2,685,0001,017
Total noninterest income$4,965,000843
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,160,000525
Trading account gains and fees$0145
Additional Noninterest Income$2,805,000880
Total noninterest expense$24,406,000621
Salaries and employee benefits$11,997,000605
Premises and equipment expense$2,538,000746
Additional noninterest expense$9,871,000546
Pre-tax net operating income$5,449,000851
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$5,449,000725
Extraordinary gains, net$021
Net income$5,449,000724
Minority interest net income$087
Net income of bank and minority interests.$5,449,000725
Net charge-offs$1,412,0001,558
Cash dividends$1,771,000724
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,449,000691
2011-06-30 (YTD Data)Rank
Total interest income$21,091,000682
Total interest expense$2,929,0001,114
Net interest income$18,162,000600
Provision for loan and lease losses$1,857,000967
Total noninterest income$3,761,000768
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,455,000517
Trading account gains and fees$0153
Additional Noninterest Income$2,306,000757
Total noninterest expense$16,054,000639
Salaries and employee benefits$8,076,000602
Premises and equipment expense$1,717,000738
Additional noninterest expense$6,261,000588
Pre-tax net operating income$4,012,000769
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$4,012,000648
Extraordinary gains, net$015
Net income$4,012,000646
Minority interest net income$089
Net income of bank and minority interests.$4,012,000648
Net charge-offs$149,0003,418
Cash dividends$1,281,000663
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,012,000627
2011-03-31 (YTD Data)Rank
Total interest income$10,500,000690
Total interest expense$1,528,0001,105
Net interest income$8,972,000611
Provision for loan and lease losses$891,000952
Total noninterest income$2,858,000568
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$995,000384
Trading account gains and fees$0158
Additional Noninterest Income$1,863,000538
Total noninterest expense$8,171,000635
Salaries and employee benefits$4,081,000606
Premises and equipment expense$852,000755
Additional noninterest expense$3,238,000554
Pre-tax net operating income$2,768,000591
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$2,768,000485
Extraordinary gains, net$09
Net income$2,768,000484
Minority interest net income$086
Net income of bank and minority interests.$2,768,000485
Net charge-offs$95,0002,783
Cash dividends$511,000716
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,768,000468
2010-12-31 (YTD Data)Rank
Total interest income$42,925,000702
Total interest expense$7,478,0001,107
Net interest income$35,447,000610
Provision for loan and lease losses$4,887,0001,166
Total noninterest income$6,884,000841
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,289,000361
Trading account gains and fees$0175
Additional Noninterest Income$2,595,0001,164
Total noninterest expense$33,692,000609
Salaries and employee benefits$15,636,000610
Premises and equipment expense$3,639,000706
Additional noninterest expense$14,417,000533
Pre-tax net operating income$3,752,0001,334
Securities gains (losses)$606,000753
Applicable income taxes$04,655
Income before extraordinary items$4,358,000994
Extraordinary gains, net$029
Net income$4,358,000996
Minority interest net income$0111
Net income of bank and minority interests.$4,358,000997
Net charge-offs$3,761,0001,269
Cash dividends$2,551,000641
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,752,0001,104
2010-09-30 (YTD Data)Rank
Total interest income$32,026,000709
Total interest expense$5,819,0001,099
Net interest income$26,207,000615
Provision for loan and lease losses$2,556,0001,407
Total noninterest income$4,610,000895
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,114,000371
Trading account gains and fees$0165
Additional Noninterest Income$1,496,0001,346
Total noninterest expense$24,093,000623
Salaries and employee benefits$11,122,000639
Premises and equipment expense$2,812,000690
Additional noninterest expense$10,159,000544
Pre-tax net operating income$4,168,000977
Securities gains (losses)$606,000627
Applicable income taxes$04,726
Income before extraordinary items$4,774,000726
Extraordinary gains, net$023
Net income$4,774,000725
Minority interest net income$0110
Net income of bank and minority interests.$4,774,000726
Net charge-offs$1,294,0001,922
Cash dividends$2,551,000427
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,168,000789
2010-06-30 (YTD Data)Rank
Total interest income$21,265,000718
Total interest expense$3,964,0001,134
Net interest income$17,301,000621
Provision for loan and lease losses$1,310,0001,655
Total noninterest income$3,186,000858
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,975,000394
Trading account gains and fees$0152
Additional Noninterest Income$1,211,0001,141
Total noninterest expense$15,788,000637
Salaries and employee benefits$7,338,000642
Premises and equipment expense$1,851,000711
Additional noninterest expense$6,599,000553
Pre-tax net operating income$3,389,000813
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$3,389,000667
Extraordinary gains, net$019
Net income$3,389,000667
Minority interest net income$0105
Net income of bank and minority interests.$3,389,000667
Net charge-offs$567,0002,301
Cash dividends$2,551,000273
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,389,000643
2010-03-31 (YTD Data)Rank
Total interest income$10,699,000726
Total interest expense$2,046,0001,151
Net interest income$8,653,000630
Provision for loan and lease losses$932,0001,226
Total noninterest income$1,718,000801
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$982,000393
Trading account gains and fees$0175
Additional Noninterest Income$736,000981
Total noninterest expense$7,483,000669
Salaries and employee benefits$3,657,000657
Premises and equipment expense$864,000775
Additional noninterest expense$2,962,000617
Pre-tax net operating income$1,956,000695
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,956,000569
Extraordinary gains, net$016
Net income$1,956,000571
Minority interest net income$091
Net income of bank and minority interests.$1,956,000571
Net charge-offs$597,0001,454
Cash dividends$615,000548
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,956,000550
2009-12-31 (YTD Data)Rank
Total interest income$43,670,000762
Total interest expense$9,101,0001,308
Net interest income$34,569,000615
Provision for loan and lease losses$5,226,0001,389
Total noninterest income$5,827,000972
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$4,527,000375
Trading account gains and fees$0211
Additional Noninterest Income$1,300,0001,816
Total noninterest expense$33,237,000631
Salaries and employee benefits$14,802,000645
Premises and equipment expense$3,538,000763
Additional noninterest expense$14,897,000559
Pre-tax net operating income$1,933,0001,964
Securities gains (losses)$733,000659
Applicable income taxes$04,388
Income before extraordinary items$2,666,0001,250
Extraordinary gains, net$034
Net income$2,666,0001,250
Minority interest net income$0115
Net income of bank and minority interests.$2,666,0001,249
Net charge-offs$3,545,0001,451
Cash dividends$4,080,000427
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,933,0001,692
2009-09-30 (YTD Data)Rank
Total interest income$32,432,000789
Total interest expense$6,838,0001,382
Net interest income$25,594,000630
Provision for loan and lease losses$3,898,0001,252
Total noninterest income$4,436,000967
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$3,324,000381
Trading account gains and fees$0212
Additional Noninterest Income$1,112,0001,700
Total noninterest expense$24,507,000641
Salaries and employee benefits$11,057,000666
Premises and equipment expense$2,702,000755
Additional noninterest expense$10,748,000553
Pre-tax net operating income$1,625,0001,912
Securities gains (losses)$719,000525
Applicable income taxes$04,592
Income before extraordinary items$2,344,0001,153
Extraordinary gains, net$027
Net income$2,344,0001,153
Minority interest net income$0118
Net income of bank and minority interests.$2,344,0001,153
Net charge-offs$2,220,0001,413
Cash dividends$4,080,000306
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,625,0001,604
2009-06-30 (YTD Data)Rank
Total interest income$21,559,000813
Total interest expense$4,498,0001,479
Net interest income$17,061,000633
Provision for loan and lease losses$1,268,0001,793
Total noninterest income$2,810,0001,014
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,168,000381
Trading account gains and fees$0193
Additional Noninterest Income$642,0001,899
Total noninterest expense$16,392,000654
Salaries and employee benefits$7,297,000684
Premises and equipment expense$1,814,000776
Additional noninterest expense$7,281,000552
Pre-tax net operating income$2,211,0001,027
Securities gains (losses)$18,0002,372
Applicable income taxes$04,657
Income before extraordinary items$2,229,000841
Extraordinary gains, net$021
Net income$2,229,000841
Minority interest net income$0112
Net income of bank and minority interests.$2,229,000841
Net charge-offs$271,0003,054
Cash dividends$2,910,000310
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,211,000822
2009-03-31 (YTD Data)Rank
Total interest income$10,923,000807
Total interest expense$2,211,0001,542
Net interest income$8,712,000623
Provision for loan and lease losses$692,0001,481
Total noninterest income$1,249,0001,075
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,046,000385
Trading account gains and fees$0171
Additional Noninterest Income$203,0002,494
Total noninterest expense$7,155,000702
Salaries and employee benefits$3,418,000740
Premises and equipment expense$863,000822
Additional noninterest expense$2,874,000600
Pre-tax net operating income$2,114,000575
Securities gains (losses)$10,0001,902
Applicable income taxes$04,835
Income before extraordinary items$2,124,000459
Extraordinary gains, net$015
Net income$2,124,000460
Minority interest net income$0102
Net income of bank and minority interests.$2,124,000461
Net charge-offs$267,0001,882
Cash dividends$1,250,000350
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,114,000433
2008-12-31 (YTD Data)Rank
Total interest income$52,120,000712
Total interest expense$13,017,0001,249
Net interest income$39,103,000562
Provision for loan and lease losses$4,416,0001,098
Total noninterest income$6,087,000902
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,563,000384
Trading account gains and fees$0154
Additional Noninterest Income$1,524,0001,576
Total noninterest expense$31,960,000620
Salaries and employee benefits$14,234,000691
Premises and equipment expense$3,606,000775
Additional noninterest expense$14,120,000499
Pre-tax net operating income$8,814,000628
Securities gains (losses)$-4,254,0008,056
Applicable income taxes$04,979
Income before extraordinary items$4,560,000897
Extraordinary gains, net$-230,0008,280
Net income$4,330,000946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,672,0001,459
Cash dividends$6,890,000424
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,814,000462
2008-09-30 (YTD Data)Rank
Total interest income$40,319,000713
Total interest expense$10,327,0001,224
Net interest income$29,992,000566
Provision for loan and lease losses$1,774,0001,281
Total noninterest income$4,503,000951
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,352,000399
Trading account gains and fees$0148
Additional Noninterest Income$1,151,0001,649
Total noninterest expense$27,555,000543
Salaries and employee benefits$11,136,000676
Premises and equipment expense$2,705,000776
Additional noninterest expense$13,714,000394
Pre-tax net operating income$5,166,000980
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$5,166,000708
Extraordinary gains, net$-230,0008,363
Net income$4,936,000738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,168,0001,176
Cash dividends$6,250,000365
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,166,000741
2008-06-30 (YTD Data)Rank
Total interest income$27,451,000710
Total interest expense$7,213,0001,217
Net interest income$20,238,000551
Provision for loan and lease losses$896,0001,319
Total noninterest income$2,642,0001,058
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,209,000391
Trading account gains and fees$0149
Additional Noninterest Income$433,0002,459
Total noninterest expense$16,856,000580
Salaries and employee benefits$8,567,000584
Premises and equipment expense$1,788,000773
Additional noninterest expense$6,501,000487
Pre-tax net operating income$5,128,000685
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$5,128,000543
Extraordinary gains, net$-230,0008,435
Net income$4,898,000563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,201,000770
Cash dividends$5,250,000317
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,128,000531
2008-03-31 (YTD Data)Rank
Total interest income$14,305,000697
Total interest expense$4,030,0001,155
Net interest income$10,275,000537
Provision for loan and lease losses$520,000981
Total noninterest income$1,398,0001,026
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,101,000387
Trading account gains and fees$0158
Additional Noninterest Income$297,0001,990
Total noninterest expense$8,067,000600
Salaries and employee benefits$4,389,000576
Premises and equipment expense$881,000790
Additional noninterest expense$2,797,000535
Pre-tax net operating income$3,086,000633
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$3,086,000493
Extraordinary gains, net$015
Net income$3,086,000494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$983,000466
Cash dividends$3,000,000288
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,086,000472
2007-12-31 (YTD Data)Rank
Total interest income$65,063,000648
Total interest expense$21,706,000908
Net interest income$43,357,000522
Provision for loan and lease losses$4,100,000490
Total noninterest income$6,051,000942
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,018,000431
Trading account gains and fees$0178
Additional Noninterest Income$2,033,0001,352
Total noninterest expense$32,342,000580
Salaries and employee benefits$16,426,000589
Premises and equipment expense$3,565,000746
Additional noninterest expense$12,351,000495
Pre-tax net operating income$12,966,000663
Securities gains (losses)$655,000232
Applicable income taxes$06,070
Income before extraordinary items$13,621,000487
Extraordinary gains, net$039
Net income$13,621,000484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,440,000296
Cash dividends$6,860,000568
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,966,000508
2007-09-30 (YTD Data)Rank
Total interest income$49,008,000639
Total interest expense$16,588,000894
Net interest income$32,420,000527
Provision for loan and lease losses$3,355,000354
Total noninterest income$4,521,000938
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,971,000431
Trading account gains and fees$0184
Additional Noninterest Income$1,550,0001,345
Total noninterest expense$24,045,000576
Salaries and employee benefits$12,500,000581
Premises and equipment expense$2,652,000753
Additional noninterest expense$8,893,000491
Pre-tax net operating income$9,541,000729
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$9,541,000559
Extraordinary gains, net$033
Net income$9,541,000557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,875,000425
Cash dividends$5,460,000531
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,541,000552
2007-06-30 (YTD Data)Rank
Total interest income$32,109,000663
Total interest expense$10,914,000909
Net interest income$21,195,000551
Provision for loan and lease losses$2,480,000272
Total noninterest income$2,919,000981
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,936,000451
Trading account gains and fees$0168
Additional Noninterest Income$983,0001,416
Total noninterest expense$15,960,000588
Salaries and employee benefits$8,291,000597
Premises and equipment expense$1,737,000785
Additional noninterest expense$5,932,000498
Pre-tax net operating income$5,674,000849
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$5,674,000650
Extraordinary gains, net$029
Net income$5,674,000649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,343,000367
Cash dividends$5,460,000391
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,674,000634
2007-03-31 (YTD Data)Rank
Total interest income$15,886,000656
Total interest expense$5,370,000905
Net interest income$10,516,000550
Provision for loan and lease losses$409,000614
Total noninterest income$1,635,000882
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$949,000437
Trading account gains and fees$0195
Additional Noninterest Income$686,0001,089
Total noninterest expense$8,056,000585
Salaries and employee benefits$4,142,000604
Premises and equipment expense$867,000784
Additional noninterest expense$3,047,000475
Pre-tax net operating income$3,686,000669
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$3,686,000525
Extraordinary gains, net$022
Net income$3,686,000524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,557
Cash dividends$3,000,000330
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,686,000513
2006-12-31 (YTD Data)Rank
Total interest income$62,879,000626
Total interest expense$18,757,000887
Net interest income$44,122,000517
Provision for loan and lease losses$3,884,000306
Total noninterest income$5,612,0001,000
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$4,144,000412
Trading account gains and fees$0130
Additional Noninterest Income$1,468,0001,702
Total noninterest expense$27,548,000645
Salaries and employee benefits$13,177,000705
Premises and equipment expense$3,115,000800
Additional noninterest expense$11,256,000507
Pre-tax net operating income$18,302,000583
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$18,302,000455
Extraordinary gains, net$051
Net income$18,302,000454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,375,000525
Cash dividends$9,135,000420
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$18,302,000445
2006-09-30 (YTD Data)Rank
Total interest income$46,113,000651
Total interest expense$13,266,000924
Net interest income$32,847,000532
Provision for loan and lease losses$3,567,000244
Total noninterest income$4,273,000994
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,124,000412
Trading account gains and fees$0126
Additional Noninterest Income$1,149,0001,645
Total noninterest expense$20,505,000661
Salaries and employee benefits$9,608,000745
Premises and equipment expense$2,274,000838
Additional noninterest expense$8,623,000506
Pre-tax net operating income$13,048,000627
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$13,048,000491
Extraordinary gains, net$045
Net income$13,048,000490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$559,000736
Cash dividends$7,900,000361
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$13,048,000480
2006-06-30 (YTD Data)Rank
Total interest income$29,671,000656
Total interest expense$8,208,000941
Net interest income$21,463,000550
Provision for loan and lease losses$2,259,000250
Total noninterest income$2,850,000987
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,047,000419
Trading account gains and fees$0126
Additional Noninterest Income$803,0001,592
Total noninterest expense$13,515,000677
Salaries and employee benefits$5,916,000823
Premises and equipment expense$1,418,000894
Additional noninterest expense$6,181,000473
Pre-tax net operating income$8,539,000637
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$8,539,000499
Extraordinary gains, net$039
Net income$8,539,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0001,078
Cash dividends$6,500,000300
Sale, conversion, retirement of capital stock, net$0887
Net operating income$8,539,000485
2006-03-31 (YTD Data)Rank
Total interest income$14,357,000658
Total interest expense$3,926,000928
Net interest income$10,431,000559
Provision for loan and lease losses$810,000317
Total noninterest income$1,659,000861
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,022,000405
Trading account gains and fees$0115
Additional Noninterest Income$637,0001,129
Total noninterest expense$6,731,000668
Salaries and employee benefits$2,911,000843
Premises and equipment expense$783,000819
Additional noninterest expense$3,037,000480
Pre-tax net operating income$4,549,000591
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$4,549,000473
Extraordinary gains, net$021
Net income$4,549,000472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,000700
Cash dividends$3,000,000307
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,549,000463
2005-12-31 (YTD Data)Rank
Total interest income$48,580,000671
Total interest expense$10,319,0001,092
Net interest income$38,261,000580
Provision for loan and lease losses$2,419,000444
Total noninterest income$5,347,0001,037
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,396,000385
Trading account gains and fees$0138
Additional Noninterest Income$951,0002,282
Total noninterest expense$25,254,000681
Salaries and employee benefits$11,212,000807
Premises and equipment expense$2,693,000882
Additional noninterest expense$11,349,000499
Pre-tax net operating income$15,935,000641
Securities gains (losses)$13,0001,399
Applicable income taxes$06,964
Income before extraordinary items$15,948,000491
Extraordinary gains, net$046
Net income$15,948,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$831,000784
Cash dividends$6,100,000554
Sale, conversion, retirement of capital stock, net$0934
Net operating income$15,935,000478
2005-09-30 (YTD Data)Rank
Total interest income$35,319,000667
Total interest expense$6,992,0001,137
Net interest income$28,327,000581
Provision for loan and lease losses$2,036,000377
Total noninterest income$3,926,0001,056
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,221,000392
Trading account gains and fees$0126
Additional Noninterest Income$705,0002,308
Total noninterest expense$18,487,000682
Salaries and employee benefits$8,160,000828
Premises and equipment expense$1,987,000887
Additional noninterest expense$8,340,000508
Pre-tax net operating income$11,730,000647
Securities gains (losses)$13,0001,390
Applicable income taxes$06,976
Income before extraordinary items$11,743,000500
Extraordinary gains, net$035
Net income$11,743,000500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,000891
Cash dividends$3,500,000637
Sale, conversion, retirement of capital stock, net$0769
Net operating income$11,730,000487
2005-06-30 (YTD Data)Rank
Total interest income$22,629,000677
Total interest expense$4,347,0001,145
Net interest income$18,282,000592
Provision for loan and lease losses$1,095,000464
Total noninterest income$2,682,0001,024
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,189,000378
Trading account gains and fees$0116
Additional Noninterest Income$493,0002,206
Total noninterest expense$12,306,000683
Salaries and employee benefits$5,402,000825
Premises and equipment expense$1,436,000817
Additional noninterest expense$5,468,000517
Pre-tax net operating income$7,563,000645
Securities gains (losses)$13,0001,257
Applicable income taxes$06,961
Income before extraordinary items$7,576,000504
Extraordinary gains, net$030
Net income$7,576,000504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,627
Cash dividends$3,500,000439
Sale, conversion, retirement of capital stock, net$0643
Net operating income$7,563,000489
2005-03-31 (YTD Data)Rank
Total interest income$11,034,000678
Total interest expense$2,112,0001,108
Net interest income$8,922,000592
Provision for loan and lease losses$575,000417
Total noninterest income$1,275,0001,033
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,091,000369
Trading account gains and fees$0115
Additional Noninterest Income$184,0002,616
Total noninterest expense$6,010,000699
Salaries and employee benefits$2,657,000835
Premises and equipment expense$686,000855
Additional noninterest expense$2,667,000523
Pre-tax net operating income$3,612,000683
Securities gains (losses)$-5,0008,378
Applicable income taxes$06,892
Income before extraordinary items$3,607,000523
Extraordinary gains, net$024
Net income$3,607,000523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,097
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,612,000506
2004-12-31 (YTD Data)Rank
Total interest income$38,094,000728
Total interest expense$6,591,0001,245
Net interest income$31,503,000636
Provision for loan and lease losses$3,163,000367
Total noninterest income$5,729,000964
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,736,000364
Trading account gains and fees$0138
Additional Noninterest Income$993,0002,163
Total noninterest expense$22,365,000726
Salaries and employee benefits$10,132,000846
Premises and equipment expense$2,350,000973
Additional noninterest expense$9,883,000552
Pre-tax net operating income$11,704,000757
Securities gains (losses)$78,0001,421
Applicable income taxes$07,185
Income before extraordinary items$11,782,000580
Extraordinary gains, net$034
Net income$11,782,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,923,000350
Cash dividends$4,900,000637
Sale, conversion, retirement of capital stock, net$0872
Net operating income$11,704,000561
2004-09-30 (YTD Data)Rank
Total interest income$27,349,000759
Total interest expense$4,743,0001,271
Net interest income$22,606,000654
Provision for loan and lease losses$2,563,000355
Total noninterest income$4,375,000954
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,570,000366
Trading account gains and fees$0134
Additional Noninterest Income$805,0002,066
Total noninterest expense$16,394,000731
Salaries and employee benefits$7,430,000868
Premises and equipment expense$1,898,000882
Additional noninterest expense$7,066,000578
Pre-tax net operating income$8,024,000827
Securities gains (losses)$90,0001,248
Applicable income taxes$07,220
Income before extraordinary items$8,114,000632
Extraordinary gains, net$026
Net income$8,114,000633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,641,000286
Cash dividends$3,900,000568
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,024,000609
2004-06-30 (YTD Data)Rank
Total interest income$17,894,000770
Total interest expense$3,070,0001,285
Net interest income$14,824,000654
Provision for loan and lease losses$2,136,000302
Total noninterest income$3,032,000919
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,447,000352
Trading account gains and fees$0130
Additional Noninterest Income$585,0001,961
Total noninterest expense$10,849,000737
Salaries and employee benefits$4,857,000879
Premises and equipment expense$1,146,000998
Additional noninterest expense$4,846,000550
Pre-tax net operating income$4,871,000897
Securities gains (losses)$89,0001,108
Applicable income taxes$07,214
Income before extraordinary items$4,960,000676
Extraordinary gains, net$021
Net income$4,960,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,467,000319
Cash dividends$3,900,000410
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,871,000657
2004-03-31 (YTD Data)Rank
Total interest income$8,399,000834
Total interest expense$1,531,0001,304
Net interest income$6,868,000707
Provision for loan and lease losses$885,000341
Total noninterest income$1,538,000892
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,226,000345
Trading account gains and fees$0121
Additional Noninterest Income$312,0001,834
Total noninterest expense$5,126,000788
Salaries and employee benefits$2,352,000922
Premises and equipment expense$584,0001,000
Additional noninterest expense$2,190,000597
Pre-tax net operating income$2,395,000900
Securities gains (losses)$89,000869
Applicable income taxes$07,103
Income before extraordinary items$2,484,000670
Extraordinary gains, net$016
Net income$2,484,000670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$779,000326
Cash dividends$2,000,000367
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,395,000645
2003-12-31 (YTD Data)Rank
Total interest income$34,279,000830
Total interest expense$6,557,0001,354
Net interest income$27,722,000677
Provision for loan and lease losses$524,0002,080
Total noninterest income$4,573,0001,208
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,827,000445
Trading account gains and fees$0160
Additional Noninterest Income$746,0002,846
Total noninterest expense$20,443,000792
Salaries and employee benefits$9,467,000898
Premises and equipment expense$2,314,000991
Additional noninterest expense$8,662,000629
Pre-tax net operating income$11,328,000770
Securities gains (losses)$70,0002,206
Applicable income taxes$07,459
Income before extraordinary items$11,398,000598
Extraordinary gains, net$054
Net income$11,398,000599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$617,0001,359
Cash dividends$7,850,000457
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,328,000562
2003-09-30 (YTD Data)Rank
Total interest income$25,434,000851
Total interest expense$5,051,0001,376
Net interest income$20,383,000704
Provision for loan and lease losses$140,0004,015
Total noninterest income$3,346,0001,266
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,624,000495
Trading account gains and fees$0153
Additional Noninterest Income$722,0002,506
Total noninterest expense$14,811,000829
Salaries and employee benefits$6,884,000948
Premises and equipment expense$1,688,0001,026
Additional noninterest expense$6,239,000651
Pre-tax net operating income$8,778,000772
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$8,778,000598
Extraordinary gains, net$040
Net income$8,778,000598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,0001,230
Cash dividends$6,000,000422
Sale, conversion, retirement of capital stock, net$0722
Net operating income$8,778,000551
2003-06-30 (YTD Data)Rank
Total interest income$16,976,000860
Total interest expense$3,512,0001,373
Net interest income$13,464,000706
Provision for loan and lease losses$07,324
Total noninterest income$2,336,0001,214
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,714,000505
Trading account gains and fees$0150
Additional Noninterest Income$622,0002,144
Total noninterest expense$9,769,000838
Salaries and employee benefits$4,562,000948
Premises and equipment expense$1,109,0001,040
Additional noninterest expense$4,098,000655
Pre-tax net operating income$6,031,000747
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$6,031,000591
Extraordinary gains, net$030
Net income$6,031,000590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0001,035
Cash dividends$4,500,000386
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,031,000544
2003-03-31 (YTD Data)Rank
Total interest income$8,283,000897
Total interest expense$1,722,0001,440
Net interest income$6,561,000728
Provision for loan and lease losses$06,934
Total noninterest income$1,299,0001,090
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$833,000506
Trading account gains and fees$0134
Additional Noninterest Income$466,0001,560
Total noninterest expense$4,779,000856
Salaries and employee benefits$2,262,000952
Premises and equipment expense$552,0001,046
Additional noninterest expense$1,965,000663
Pre-tax net operating income$3,081,000738
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$3,081,000571
Extraordinary gains, net$021
Net income$3,081,000569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,736
Cash dividends$2,000,000380
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,081,000535
2002-12-31 (YTD Data)Rank
Total interest income$34,091,000896
Total interest expense$7,653,0001,478
Net interest income$26,439,000715
Provision for loan and lease losses$1,019,0001,329
Total noninterest income$4,296,0001,186
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,574,000461
Trading account gains and fees$0153
Additional Noninterest Income$722,0002,659
Total noninterest expense$19,293,000817
Salaries and employee benefits$8,579,000941
Premises and equipment expense$2,009,0001,103
Additional noninterest expense$8,705,000619
Pre-tax net operating income$10,426,000837
Securities gains (losses)$4,0004,045
Applicable income taxes$1,0007,615
Income before extraordinary items$10,429,000607
Extraordinary gains, net$070
Net income$10,429,000608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,337,000742
Cash dividends$5,002,000608
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,425,000580
2001-12-31 (YTD Data)Rank
Total interest income$34,860,000975
Total interest expense$10,726,0001,519
Net interest income$24,134,000735
Provision for loan and lease losses$5,324,000343
Total noninterest income$5,359,000933
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$3,652,000415
Trading account gains and fees$0177
Additional Noninterest Income$1,707,0001,393
Total noninterest expense$17,196,000871
Salaries and employee benefits$7,243,0001,028
Premises and equipment expense$1,732,0001,228
Additional noninterest expense$8,221,000658
Pre-tax net operating income$6,973,0001,072
Securities gains (losses)$38,0002,612
Applicable income taxes$20,0007,319
Income before extraordinary items$6,991,000794
Extraordinary gains, net$0105
Net income$6,991,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,030,000361
Cash dividends$5,110,000601
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,953,000764
2000-12-31 (YTD Data)Rank
Total interest income$34,145,0001,039
Total interest expense$11,360,0001,509
Net interest income$22,785,000767
Provision for loan and lease losses$2,735,000491
Total noninterest income$5,313,000894
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$3,319,000405
Trading account gains and fees$0180
Additional Noninterest Income$1,994,0001,134
Total noninterest expense$16,358,000869
Salaries and employee benefits$6,737,0001,040
Premises and equipment expense$1,704,0001,185
Additional noninterest expense$7,917,000676
Pre-tax net operating income$9,005,000853
Securities gains (losses)$-2,0007,578
Applicable income taxes$08,362
Income before extraordinary items$9,003,000627
Extraordinary gains, net$038
Net income$9,003,000627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,589,000546
Cash dividends$4,650,000661
Sale, conversion, retirement of capital stock, net$0969
Net operating income$9,005,000622
1999-12-31 (YTD Data)Rank
Total interest income$27,698,0001,178
Total interest expense$8,330,0001,781
Net interest income$19,368,000905
Provision for loan and lease losses$3,615,000368
Total noninterest income$5,012,000947
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,451,000401
Trading account gains and fees$0173
Additional Noninterest Income$1,561,0001,362
Total noninterest expense$15,069,000942
Salaries and employee benefits$5,492,0001,261
Premises and equipment expense$1,603,0001,269
Additional noninterest expense$7,974,000704
Pre-tax net operating income$5,696,0001,337
Securities gains (losses)$03,155
Applicable income taxes$2,328,0001,081
Income before extraordinary items$3,368,0001,582
Extraordinary gains, net$035
Net income$3,368,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,012,000306
Cash dividends$2,550,0001,109
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,368,0001,556
1998-12-31 (YTD Data)Rank
Total interest income$4,722,0005,895
Total interest expense$1,433,0007,340
Net interest income$3,289,0004,820
Provision for loan and lease losses$195,0003,570
Total noninterest income$856,0003,445
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$589,0002,188
Trading account gains and feesNANA
Additional Noninterest Income$267,0004,263
Total noninterest expense$2,850,0004,314
Salaries and employee benefits$1,035,0005,639
Premises and equipment expense$442,0004,081
Additional noninterest expense$1,373,0002,997
Pre-tax net operating income$1,100,0005,143
Securities gains (losses)$04,449
Applicable income taxes$341,0004,833
Income before extraordinary items$759,0005,362
Extraordinary gains, net$032
Net income$759,0005,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,847
Cash dividends$450,0003,752
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$759,0005,258
1997-12-31 (YTD Data)Rank
Total interest income$4,128,0006,537
Total interest expense$1,100,0008,406
Net interest income$3,028,0005,266
Provision for loan and lease losses$150,0004,117
Total noninterest income$883,0003,350
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$564,0002,327
Trading account gains and feesNANA
Additional Noninterest Income$319,0003,798
Total noninterest expense$2,947,0004,154
Salaries and employee benefits$1,145,0005,295
Premises and equipment expense$422,0004,262
Additional noninterest expense$1,380,0002,951
Pre-tax net operating income$814,0006,484
Securities gains (losses)$03,944
Applicable income taxes$230,0006,496
Income before extraordinary items$584,0006,457
Extraordinary gains, net$044
Net income$584,0006,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,891
Cash dividends$600,0003,054
Sale, conversion, retirement of capital stock, net$-10,00010,726
Net operating income$584,0006,401
1996-12-31 (YTD Data)Rank
Total interest income$3,691,0007,174
Total interest expense$974,0009,109
Net interest income$2,717,0005,850
Provision for loan and lease losses$8,0008,671
Total noninterest income$800,0003,711
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$501,0002,723
Trading account gains and feesNANA
Additional Noninterest Income$299,0004,082
Total noninterest expense$2,488,0005,024
Salaries and employee benefits$979,0006,092
Premises and equipment expense$238,0006,414
Additional noninterest expense$1,271,0003,606
Pre-tax net operating income$1,021,0005,656
Securities gains (losses)$04,148
Applicable income taxes$299,0005,846
Income before extraordinary items$722,0005,666
Extraordinary gains, net$053
Net income$722,0005,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,926
Cash dividends$497,0003,464
Sale, conversion, retirement of capital stock, net$0953
Net operating income$722,0005,612
1995-12-31 (YTD Data)Rank
Total interest income$3,357,0007,731
Total interest expense$848,0009,796
Net interest income$2,509,0006,301
Provision for loan and lease losses$50,0006,165
Total noninterest income$718,0003,998
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$566,0002,391
Trading account gains and feesNANA
Additional Noninterest Income$152,0005,944
Total noninterest expense$2,392,0005,190
Salaries and employee benefits$1,026,0005,927
Premises and equipment expense$337,0005,179
Additional noninterest expense$1,029,0004,245
Pre-tax net operating income$785,0006,896
Securities gains (losses)$03,831
Applicable income taxes$156,0008,168
Income before extraordinary items$629,0006,435
Extraordinary gains, net$065
Net income$629,0006,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,742
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$629,0006,422
1994-12-31 (YTD Data)Rank
Total interest income$2,467,0008,958
Total interest expense$567,00010,760
Net interest income$1,900,0007,803
Provision for loan and lease losses$45,0006,361
Total noninterest income$664,0004,305
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$520,0002,617
Trading account gains and feesNANA
Additional Noninterest Income$144,0006,323
Total noninterest expense$1,918,0006,408
Salaries and employee benefits$831,0007,042
Premises and equipment expense$300,0005,716
Additional noninterest expense$787,0005,770
Pre-tax net operating income$601,0007,989
Securities gains (losses)$03,600
Applicable income taxes$-102,00012,302
Income before extraordinary items$703,0005,884
Extraordinary gains, net$0249
Net income$703,0005,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,399
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$703,0005,948
1993-12-31 (YTD Data)Rank
Total interest income$2,584,0009,033
Total interest expense$739,00010,368
Net interest income$1,845,0008,114
Provision for loan and lease losses$354,0002,687
Total noninterest income$942,0003,499
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$657,0002,077
Trading account gains and feesNANA
Additional Noninterest Income$285,0004,614
Total noninterest expense$2,150,0005,980
Salaries and employee benefits$913,0006,636
Premises and equipment expense$338,0005,366
Additional noninterest expense$899,0005,373
Pre-tax net operating income$283,00010,375
Securities gains (losses)$20,0004,664
Applicable income taxes$012,141
Income before extraordinary items$303,0009,453
Extraordinary gains, net$03,149
Net income$303,0009,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0002,085
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$283,0009,400
1992-12-31 (YTD Data)Rank
Total interest income$2,777,0009,375
Total interest expense$951,00010,614
Net interest income$1,826,0008,265
Provision for loan and lease losses$334,0003,890
Total noninterest income$1,046,0003,196
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$686,0001,984
Trading account gains and feesNANA
Additional Noninterest Income$360,0003,961
Total noninterest expense$2,971,0004,580
Salaries and employee benefits$1,037,0005,835
Premises and equipment expense$361,0005,234
Additional noninterest expense$1,573,0003,452
Pre-tax net operating income$-433,00013,249
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$-433,00013,348
Extraordinary gains, net$01,422
Net income$-433,00013,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0003,179
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-433,00013,241

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.