Home > Citywide Banks > Net charge- offs to loans
Citywide Banks, Net charge- offs to loans
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 3,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 4,166 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 4,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0283% | 3,891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 4,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0549% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0549% | 653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 4,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,557 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0384% | 4,011 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 4,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9306% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9306% | 795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 5,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 2,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0811% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0837% | 5,477 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0324% | 4,042 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0930% | 5,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0715% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3581% | 5,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3581% | 5,517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 4,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 2,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.1210% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0931% | 5,546 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0309% | 4,047 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1045% | 5,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0537% | 4,748 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4901% | 5,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4901% | 5,593 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 3,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.1910% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,808 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0371% | 4,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 4,603 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1276% | 5,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1276% | 5,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.3855% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 4,806 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0392% | 4,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0308% | 4,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0092% | 5,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 3,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 2,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0304% | 4,199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 2,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0863% | 5,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3932% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3932% | 1,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0092% | 4,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 2,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0286% | 4,225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0901% | 1,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0984% | 5,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2898% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2904% | 1,950 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 4,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1051% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0248% | 4,254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1441% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1082% | 5,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3150% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3150% | 1,726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 3,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2756% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0329% | 4,335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3747% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1791% | 5,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7735% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7735% | 847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 4,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 3,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 2,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 2,972 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0557% | 4,510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0775% | 2,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0912% | 2,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2649% | 2,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2649% | 2,419 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 3,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 3,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 1,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 2,501 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0642% | 4,559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1055% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1066% | 1,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2894% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2894% | 2,134 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 5,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 2,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 1,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1408% | 1,759 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0882% | 4,623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2145% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1077% | 5,372 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2069% | 5,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2069% | 5,754 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 3,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0285% | 5,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3160% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1387% | 4,710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4639% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0397% | 4,983 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2676% | 5,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2676% | 5,788 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2889% | 2,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3654% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.5221% | 1,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4065% | 1,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1184% | 2,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5931% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0835% | 6,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0916% | 2,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9881% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9881% | 1,058 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3762% | 1,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4694% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.5821% | 940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5475% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1729% | 2,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7663% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0885% | 6,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1410% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2808% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2808% | 714 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3908% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5264% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 5,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8330% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2399% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0625% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1381% | 6,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0447% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3695% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3695% | 669 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2829% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3984% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6919% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 6,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 4,710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0199% | 6,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 4,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5243% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5243% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 5,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 6,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 6,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0305% | 6,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0572% | 1,667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0735% | 6,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2432% | 2,656 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2793% | 6,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2793% | 6,469 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 4,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 4,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0314% | 2,131 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 6,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0759% | 1,450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 6,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2949% | 2,236 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5859% | 6,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5859% | 6,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0656% | 6,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 4,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.1096% | 1,804 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 6,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0341% | 6,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0525% | 6,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2729% | 6,396 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1503% | 6,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1503% | 6,121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 6,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 6,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0652% | 6,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1037% | 6,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0268% | 5,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2662% | 2,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2662% | 2,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3685% | 3,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2575% | 3,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.3034% | 2,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1091% | 3,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0840% | 950 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7419% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0329% | 5,255 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2230% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6880% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3114% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1485% | 619 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3044% | 3,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1916% | 3,657 |
| Percentage Net Loans Charged-off:Construction & development | -0.0318% | 6,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1152% | 2,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1105% | 783 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6885% | 1,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1087% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6059% | 2,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6914% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4903% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 5,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 4,605 |
| Percentage Net Loans Charged-off:Construction & development | -0.0472% | 6,435 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0591% | 7,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3532% | 2,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5664% | 1,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0737% | 3,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7250% | 881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6106% | 748 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 4,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0575% | 3,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1070% | 1,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 6,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 6,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0773% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1470% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1327% | 2,798 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6109% | 3,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6195% | 2,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.4652% | 2,868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4276% | 2,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4671% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1294% | 5,549 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4442% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6687% | 3,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7578% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0208% | 1,891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2809% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3099% | 3,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.4618% | 2,606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1540% | 2,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6214% | 1,820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1716% | 5,601 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1135% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2293% | 3,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4270% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0278% | 1,666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1862% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2342% | 3,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.6781% | 2,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1694% | 2,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 7,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2526% | 5,632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1018% | 3,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0783% | 3,549 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0640% | 6,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0596% | 1,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3845% | 2,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4507% | 2,150 |
| Percentage Net Loans Charged-off:Construction & development | 1.1803% | 1,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3653% | 1,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0752% | 7,528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4842% | 5,689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1999% | 2,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2623% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1232% | 6,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1168% | 983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5735% | 3,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6434% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 2.4479% | 1,902 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0158% | 7,614 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0139% | 6,119 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 7,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2888% | 5,847 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1726% | 3,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4113% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8332% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4799% | 3,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5014% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 1.9931% | 1,732 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 7,656 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0202% | 6,126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1371% | 7,854 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3874% | 5,887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 3,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4377% | 3,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2354% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 5,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0461% | 7,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.1374% | 2,469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0709% | 7,824 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0472% | 6,137 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2485% | 7,962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5997% | 5,932 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 7,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3898% | 2,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6177% | 3,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1723% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0913% | 7,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0262% | 1,827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0678% | 6,114 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5054% | 8,027 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1185% | 5,934 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0989% | 7,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7565% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2702% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2688% | 3,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 3,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.6405% | 1,864 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3565% | 8,019 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7326% | 6,268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5480% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0654% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1550% | 2,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6318% | 2,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2756% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2508% | 2,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1530% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.7914% | 1,207 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1985% | 8,032 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0035% | 6,251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1415% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1003% | 6,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3304% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4354% | 2,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4138% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3875% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1883% | 1,796 |
| Percentage Net Loans Charged-off:Construction & development | 1.1755% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2991% | 8,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2064% | 8,172 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1369% | 6,022 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2605% | 8,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8583% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7128% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6382% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1880% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.5606% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0170% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7217% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8391% | 1,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8743% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3159% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0623% | 1,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3415% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3329% | 6,260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9491% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7397% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1536% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2996% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8372% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4007% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1330% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0355% | 922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0521% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4092% | 6,215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7406% | 260 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0726% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5989% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0734% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6334% | 2,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4304% | 841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1357% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0534% | 618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7481% | 6,205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1908% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5344% | 39 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2106% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4843% | 2,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 3,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 7,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1159% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2661% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0656% | 1,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6353% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2138% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2079% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0665% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3678% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 5,986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1048% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2278% | 2,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5854% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 2,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0722% | 1,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0921% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0805% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 2,191 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 5,977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 1,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2151% | 1,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6684% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 3,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1035% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.1456% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1195% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 8,091 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 5,959 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0424% | 8,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1146% | 7,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4799% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1234% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0057% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2374% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 6,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3018% | 984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 2,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0795% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 2,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0527% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4437% | 2,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2536% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 2,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,884 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 7,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 1,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0707% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 7,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3662% | 1,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3427% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 3,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 7,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1052% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 7,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0922% | 2,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3588% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 2,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 7,821 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 7,753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3127% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5344% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5992% | 889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2767% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.3710% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2390% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2431% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4406% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0591% | 1,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8612% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4249% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.3002% | 7,827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7392% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3299% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.4172% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3195% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2318% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4105% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4110% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4063% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.6252% | 7,844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6327% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2131% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0853% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3756% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4645% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8544% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -6.7833% | 7,865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6814% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2891% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1601% | 4,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 4,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 3,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 1,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1660% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4714% | 2,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5211% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1527% | 3,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5510% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6117% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1870% | 2,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6486% | 1,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1901% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 3,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 2,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4450% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3494% | 2,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1925% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 1.4069% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0441% | 8,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1368% | 9,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -1.8674% | 9,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8227% | 2,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8809% | 2,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2330% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4577% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1867% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9408% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5305% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3258% | 5,127 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5693% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0280% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6910% | 139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6408% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9242% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7274% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5183% | 34 |
| Percentage Net Loans Charged-off:Construction & development | 0.5538% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0539% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4877% | 10 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8995% | 9 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6530% | 39 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3565% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1825% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4363% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5315% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1282% | 5,200 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2433% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 3,944 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2841% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7322% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |