Home > City National Bank of Florida > Net charge- offs to loans
City National Bank of Florida, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,335 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,154 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 3,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6774% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0265% | 2,699 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0265% | 2,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,368 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,205 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0356% | 2,422 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0356% | 2,347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,492 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 4,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0533% | 2,129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0533% | 2,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,754 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1615% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1615% | 1,454 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0088% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 3,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0290% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0135% | 2,613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0135% | 2,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 1,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 827 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0594% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 3,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0053% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0182% | 2,348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0182% | 2,269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 3,961 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0928% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 3,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 3,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 1,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 424 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1902% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0004% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 2,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 3,892 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 3,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0240% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0075% | 1,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6257% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6257% | 632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,160 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 3,955 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0430% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0109% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8643% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8643% | 399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 1,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,017 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0769% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0063% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2637% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2637% | 268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1534% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3859% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3859% | 158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,730 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 4,034 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,687 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 3,269 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3382% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5916% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5916% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,626 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,078 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0007% | 3,302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1435% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0231% | 4,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0231% | 4,160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,135 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 3,340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2403% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0231% | 4,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0231% | 4,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1213% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,736 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 4,038 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 3,401 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6300% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0248% | 4,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0248% | 4,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 3,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0233% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0860% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2877% | 2,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2877% | 2,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 2,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 1,400 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 4,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0393% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 4,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0433% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 4,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5232% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5232% | 1,311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 2,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1375% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0156% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0238% | 2,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0238% | 2,651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2163% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 4,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0416% | 2,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0416% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 2,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,218 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 2,037 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0052% | 3,517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 1,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1393% | 1,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1069% | 2,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1069% | 2,783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 2,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,844 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 4,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 3,519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0993% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1424% | 2,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1424% | 2,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 2,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0592% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0519% | 4,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0519% | 4,565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 2,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0407% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 4,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0456% | 4,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0456% | 4,529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1121% | 911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2173% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 4,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 4,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0382% | 2,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2275% | 2,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2275% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1210% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1552% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2901% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0229% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0617% | 4,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0617% | 4,880 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 3,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0005% | 3,926 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0733% | 4,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0733% | 4,857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 3,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0004% | 3,929 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0742% | 4,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0742% | 4,805 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 4,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 2,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 5,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 2,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 4,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3547% | 2,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3547% | 2,073 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0070% | 4,975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0128% | 4,863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 4,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 5,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0319% | 4,551 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1095% | 5,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1095% | 5,172 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0513% | 5,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0498% | 4,731 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1256% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1256% | 5,157 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1114% | 5,317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 2,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1395% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1613% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0772% | 4,975 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0359% | 4,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0359% | 4,805 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2132% | 5,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 4,861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 4,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 5,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 5,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 4,303 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0271% | 5,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0271% | 5,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0196% | 1,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0895% | 2,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0391% | 5,473 |
| Percentage Net Loans Charged-off:Construction & development | -0.1515% | 5,176 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,996 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2292% | 4,901 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 2,739 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0283% | 4,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5959% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1662% | 5,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1662% | 5,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0265% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0365% | 5,412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0559% | 5,647 |
| Percentage Net Loans Charged-off:Construction & development | -0.1604% | 5,257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 5,111 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3610% | 4,948 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 5,149 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0597% | 4,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 2,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0429% | 1,582 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2282% | 5,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2282% | 5,553 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0061% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0393% | 5,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0442% | 5,639 |
| Percentage Net Loans Charged-off:Construction & development | -0.1945% | 5,391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 5,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0712% | 5,851 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1224% | 4,500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0649% | 5,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 4,471 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1668% | 5,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1668% | 5,326 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0062% | 5,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0556% | 5,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0643% | 5,976 |
| Percentage Net Loans Charged-off:Construction & development | -0.8446% | 5,688 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 5,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0991% | 2,400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1087% | 4,597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1243% | 2,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0206% | 4,865 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2254% | 5,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2254% | 5,855 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0823% | 1,143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0699% | 6,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0821% | 6,078 |
| Percentage Net Loans Charged-off:Construction & development | -1.1183% | 5,787 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 5,637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1352% | 1,914 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1145% | 4,639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1650% | 1,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 4,783 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2541% | 5,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2541% | 5,878 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1098% | 982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1237% | 6,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1515% | 6,290 |
| Percentage Net Loans Charged-off:Construction & development | -1.7084% | 5,878 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 5,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0975% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1237% | 4,664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1235% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 4,675 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2440% | 5,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2440% | 5,823 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1595% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3102% | 6,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3708% | 6,516 |
| Percentage Net Loans Charged-off:Construction & development | -3.4594% | 5,986 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 5,870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 5,926 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1934% | 4,742 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 5,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0908% | 5,350 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3660% | 5,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3660% | 5,944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3806% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3769% | 6,700 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4725% | 6,672 |
| Percentage Net Loans Charged-off:Construction & development | -1.4608% | 6,033 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6595% | 6,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1116% | 6,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1368% | 1,167 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1388% | 6,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0480% | 5,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8534% | 1,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8534% | 1,240 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0559% | 5,721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5011% | 6,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6368% | 6,763 |
| Percentage Net Loans Charged-off:Construction & development | -1.9508% | 6,126 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9094% | 6,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1395% | 6,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2136% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1775% | 6,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0296% | 5,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1558% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1558% | 804 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0557% | 5,756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7363% | 6,851 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9191% | 6,834 |
| Percentage Net Loans Charged-off:Construction & development | -2.8854% | 6,207 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2893% | 6,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2317% | 6,633 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0571% | 4,775 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2502% | 6,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0545% | 5,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9026% | 1,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9026% | 1,030 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0711% | 5,783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3356% | 6,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4387% | 6,809 |
| Percentage Net Loans Charged-off:Construction & development | -3.8824% | 6,236 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 6,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2130% | 6,674 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0866% | 4,817 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2265% | 6,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 4,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3992% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3992% | 674 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0670% | 5,820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 5,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 4,372 |
| Percentage Net Loans Charged-off:Construction & development | -0.1768% | 6,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0453% | 2,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1835% | 3,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0087% | 1,745 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2014% | 2,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3352% | 6,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0976% | 3,967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0976% | 3,798 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0611% | 1,345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 4,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1491% | 3,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.3111% | 1,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 2,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2489% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0711% | 1,456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2669% | 2,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1510% | 6,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1752% | 3,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1752% | 3,133 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0150% | 5,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 4,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0692% | 3,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.4863% | 1,529 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 6,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 3,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2305% | 5,169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 3,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0826% | 5,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3124% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3124% | 2,383 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2226% | 6,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0257% | 6,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 6,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 6,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 6,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 6,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0520% | 5,696 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0226% | 5,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0226% | 5,552 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6177% | 6,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0687% | 7,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 4,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.5749% | 2,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1848% | 7,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3296% | 2,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0342% | 5,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3703% | 2,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0478% | 6,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0187% | 4,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0185% | 4,762 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5911% | 6,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1061% | 7,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1359% | 4,015 |
| Percentage Net Loans Charged-off:Construction & development | 1.1066% | 1,847 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2349% | 7,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3373% | 2,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3478% | 1,243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3361% | 2,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7049% | 7,036 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0171% | 6,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0168% | 6,157 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8316% | 6,455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5192% | 7,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2282% | 7,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.2451% | 2,079 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6469% | 7,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2535% | 2,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2730% | 1,166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2511% | 2,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4833% | 7,139 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0251% | 6,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0246% | 6,074 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0823% | 6,489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9583% | 7,482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7873% | 7,422 |
| Percentage Net Loans Charged-off:Construction & development | -0.1924% | 6,562 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4548% | 7,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 3,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 2,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0782% | 7,174 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0270% | 5,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0260% | 5,924 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3966% | 6,500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0771% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4336% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 13.1747% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2282% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 5,869 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0498% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8128% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9493% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2615% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8501% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0162% | 1,918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3957% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5806% | 331 |
| Percentage Net Loans Charged-off:Construction & development | 11.4799% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2855% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 5,907 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3811% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0712% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1512% | 1,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5977% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9456% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0085% | 1,763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7804% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7977% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 11.0482% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5192% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 5,904 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8422% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2696% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5109% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5639% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9534% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0106% | 1,513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2159% | 3,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 3,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0580% | 1,972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 1,850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0537% | 2,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 2,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5988% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4510% | 2,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0166% | 1,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1400% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2104% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | 2.9427% | 1,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3559% | 2,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8153% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0678% | 1,818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9136% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1494% | 2,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2129% | 5,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3355% | 1,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2262% | 1,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3504% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | 3.8526% | 1,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7439% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0921% | 1,502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8292% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1284% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3019% | 4,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0011% | 1,897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8673% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0544% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 5.6255% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1192% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1398% | 1,152 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2462% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7754% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0560% | 7,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0016% | 1,632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3514% | 2,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4619% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1235% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3985% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0399% | 7,007 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1172% | 7,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0123% | 1,224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4423% | 2,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4320% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 1.2318% | 1,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 4,085 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0448% | 5,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 3,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7064% | 2,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1109% | 5,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0073% | 6,691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 6,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 4,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 3,344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0615% | 5,998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 3,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0665% | 3,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1109% | 4,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0175% | 1,561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 5,990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 7,744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0707% | 5,999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 6,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1588% | 4,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0261% | 1,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 4,992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,771 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0759% | 5,962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 6,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0649% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 4,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0146% | 1,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 7,825 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0794% | 6,044 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5387% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0134% | 1,687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0151% | 7,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 7,742 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0791% | 6,036 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1037% | 7,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0334% | 1,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 7,011 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 7,738 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0778% | 6,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 6,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0278% | 1,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 6,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 7,780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0837% | 6,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0154% | 6,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0388% | 3,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 7,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 7,932 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0804% | 6,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 7,129 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1355% | 7,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0971% | 1,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 7,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 7,888 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0795% | 6,068 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0345% | 7,049 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1844% | 7,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1177% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 5,263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 7,885 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0734% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0352% | 6,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0109% | 4,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1644% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 6,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 7,933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0682% | 6,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 6,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1344% | 7,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 6,076 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 7,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 8,330 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3081% | 6,113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0868% | 3,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0058% | 6,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0826% | 1,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 5,379 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 7,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0558% | 8,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3951% | 6,078 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1297% | 2,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0075% | 5,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1070% | 1,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0221% | 7,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 7,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0792% | 8,376 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6012% | 6,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0650% | 7,288 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0544% | 7,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0676% | 1,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0336% | 7,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 8,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1517% | 8,553 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2810% | 6,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0470% | 7,150 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0839% | 7,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0227% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 6,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 3,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5709% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0515% | 7,512 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1687% | 8,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0259% | 1,554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0129% | 7,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0676% | 7,447 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1944% | 8,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0181% | 1,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0189% | 7,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1009% | 7,549 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2914% | 8,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0355% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0334% | 7,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2141% | 7,835 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1666% | 7,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0490% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 5,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1484% | 949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 8,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0679% | 6,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0757% | 7,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4144% | 4,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3467% | 1,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 6,861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 8,382 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0911% | 6,005 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0717% | 7,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1495% | 5,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4679% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 8,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0906% | 7,820 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0166% | 7,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0150% | 1,382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0201% | 7,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1231% | 7,888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0155% | 7,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0102% | 7,334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 7,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0729% | 4,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0069% | 7,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0365% | 7,582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0421% | 9,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1417% | 9,278 |
| Percentage Net Loans Charged-off:Construction & development | -0.5657% | 8,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1099% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 8,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4558% | 2,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0178% | 7,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7056% | 8,310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1380% | 3,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1620% | 159 |
| Percentage Net Loans Charged-off:Construction & development | 0.5625% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1376% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1052% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1181% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1940% | 1,362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 5,412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0765% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1064% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4747% | 60 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0974% | 9,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1394% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 1,248 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2578% | 1,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2309% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0076% | 1,236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1856% | 10,565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2757% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 1,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.5927% | 1,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0115% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2233% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0528% | 327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 6,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4785% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0284% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1837% | 4,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2959% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0493% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3612% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2766% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3246% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1242% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1825% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2606% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 6,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0299% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7931% | 1,400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1701% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1825% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1346% | 12,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0604% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 1,342 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4405% | 1,430 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0305% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0398% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0354% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4112% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0657% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4654% | 4,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8627% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0214% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | 18.8835% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2817% | 299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3045% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4420% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5890% | 1,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |