Home > City Bank of Hartford > Income and Expense
City Bank of Hartford, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 5,544 |
| Total interest expense | $188,000 | 5,565 |
| Net interest income | $1,976,000 | 5,491 |
| Provision for loan and lease losses | $96,000 | 3,276 |
| Total noninterest income | $382,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $409,000 | 2,647 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-27,000 | 6,342 |
| Total noninterest expense | $1,949,000 | 5,313 |
| Salaries and employee benefits | $1,152,000 | 5,127 |
| Premises and equipment expense | $204,000 | 5,324 |
| Additional noninterest expense | $593,000 | 5,403 |
| Pre-tax net operating income | $313,000 | 5,459 |
| Securities gains (losses) | $-24,000 | 6,155 |
| Applicable income taxes | $11,000 | 4,190 |
| Income before extraordinary items | $278,000 | 5,456 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $278,000 | 5,455 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $278,000 | 5,456 |
| Net charge-offs | $27,000 | 4,148 |
| Cash dividends | $119,000 | 3,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $301,040 | 5,353 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 5,562 |
| Total interest expense | $145,000 | 5,612 |
| Net interest income | $1,527,000 | 5,501 |
| Provision for loan and lease losses | $72,000 | 3,145 |
| Total noninterest income | $279,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $310,000 | 2,650 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-31,000 | 6,442 |
| Total noninterest expense | $1,224,000 | 5,600 |
| Salaries and employee benefits | $684,000 | 5,533 |
| Premises and equipment expense | $146,000 | 5,443 |
| Additional noninterest expense | $394,000 | 5,616 |
| Pre-tax net operating income | $510,000 | 4,765 |
| Securities gains (losses) | $36,000 | 1,670 |
| Applicable income taxes | $33,000 | 3,821 |
| Income before extraordinary items | $513,000 | 4,566 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $513,000 | 4,566 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $513,000 | 4,567 |
| Net charge-offs | $20,000 | 3,838 |
| Cash dividends | $100,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $479,160 | 4,630 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 5,629 |
| Total interest expense | $100,000 | 5,623 |
| Net interest income | $997,000 | 5,563 |
| Provision for loan and lease losses | $48,000 | 3,083 |
| Total noninterest income | $157,000 | 4,986 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $200,000 | 2,705 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-43,000 | 6,544 |
| Total noninterest expense | $813,000 | 5,648 |
| Salaries and employee benefits | $460,000 | 5,567 |
| Premises and equipment expense | $99,000 | 5,458 |
| Additional noninterest expense | $254,000 | 5,703 |
| Pre-tax net operating income | $293,000 | 4,931 |
| Securities gains (losses) | $28,000 | 1,480 |
| Applicable income taxes | $22,000 | 3,809 |
| Income before extraordinary items | $299,000 | 4,750 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $299,000 | 4,752 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $299,000 | 4,753 |
| Net charge-offs | $11,000 | 3,690 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $272,960 | 4,821 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 5,708 |
| Total interest expense | $51,000 | 5,674 |
| Net interest income | $487,000 | 5,654 |
| Provision for loan and lease losses | $24,000 | 2,875 |
| Total noninterest income | $94,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $97,000 | 2,725 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-3,000 | 6,542 |
| Total noninterest expense | $402,000 | 5,736 |
| Salaries and employee benefits | $231,000 | 5,629 |
| Premises and equipment expense | $43,000 | 5,693 |
| Additional noninterest expense | $128,000 | 5,753 |
| Pre-tax net operating income | $155,000 | 4,816 |
| Securities gains (losses) | $29,000 | 834 |
| Applicable income taxes | $12,000 | 3,740 |
| Income before extraordinary items | $172,000 | 4,485 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $172,000 | 4,488 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $172,000 | 4,488 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $145,030 | 4,678 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 5,799 |
| Total interest expense | $236,000 | 5,722 |
| Net interest income | $1,880,000 | 5,766 |
| Provision for loan and lease losses | $140,000 | 3,337 |
| Total noninterest income | $377,000 | 4,824 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $379,000 | 2,934 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-2,000 | 6,480 |
| Total noninterest expense | $1,659,000 | 5,728 |
| Salaries and employee benefits | $891,000 | 5,748 |
| Premises and equipment expense | $187,000 | 5,651 |
| Additional noninterest expense | $581,000 | 5,631 |
| Pre-tax net operating income | $458,000 | 5,088 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $24,000 | 4,040 |
| Income before extraordinary items | $434,000 | 5,059 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $434,000 | 5,062 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $434,000 | 5,062 |
| Net charge-offs | $64,000 | 4,161 |
| Cash dividends | $240,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $434,000 | 5,002 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 5,877 |
| Total interest expense | $184,000 | 5,774 |
| Net interest income | $1,390,000 | 5,846 |
| Provision for loan and lease losses | $140,000 | 3,010 |
| Total noninterest income | $334,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $269,000 | 3,063 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $65,000 | 5,570 |
| Total noninterest expense | $1,191,000 | 5,828 |
| Salaries and employee benefits | $624,000 | 5,877 |
| Premises and equipment expense | $131,000 | 5,791 |
| Additional noninterest expense | $436,000 | 5,648 |
| Pre-tax net operating income | $393,000 | 5,049 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $18,000 | 4,132 |
| Income before extraordinary items | $375,000 | 5,006 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $375,000 | 5,007 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $375,000 | 5,008 |
| Net charge-offs | $56,000 | 3,763 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $375,000 | 4,919 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 5,928 |
| Total interest expense | $125,000 | 5,815 |
| Net interest income | $906,000 | 5,899 |
| Provision for loan and lease losses | $110,000 | 2,850 |
| Total noninterest income | $206,000 | 4,789 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $159,000 | 3,244 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,551 |
| Total noninterest expense | $804,000 | 5,839 |
| Salaries and employee benefits | $418,000 | 5,910 |
| Premises and equipment expense | $85,000 | 5,853 |
| Additional noninterest expense | $301,000 | 5,607 |
| Pre-tax net operating income | $198,000 | 5,328 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $12,000 | 4,133 |
| Income before extraordinary items | $186,000 | 5,351 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $186,000 | 5,354 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $186,000 | 5,354 |
| Net charge-offs | $59,000 | 3,225 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $186,000 | 5,230 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 6,009 |
| Total interest expense | $64,000 | 5,857 |
| Net interest income | $439,000 | 5,984 |
| Provision for loan and lease losses | $65,000 | 2,540 |
| Total noninterest income | $89,000 | 5,011 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $76,000 | 3,310 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $386,000 | 5,972 |
| Salaries and employee benefits | $207,000 | 5,968 |
| Premises and equipment expense | $43,000 | 5,888 |
| Additional noninterest expense | $136,000 | 5,827 |
| Pre-tax net operating income | $77,000 | 5,544 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $71,000 | 5,595 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $71,000 | 5,597 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $71,000 | 5,597 |
| Net charge-offs | $30,000 | 2,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $71,000 | 5,495 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 6,073 |
| Total interest expense | $344,000 | 5,785 |
| Net interest income | $1,760,000 | 6,066 |
| Provision for loan and lease losses | $205,000 | 3,902 |
| Total noninterest income | $362,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $310,000 | 3,428 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $52,000 | 5,836 |
| Total noninterest expense | $1,549,000 | 6,046 |
| Salaries and employee benefits | $790,000 | 6,114 |
| Premises and equipment expense | $226,000 | 5,537 |
| Additional noninterest expense | $533,000 | 5,988 |
| Pre-tax net operating income | $368,000 | 5,227 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $368,000 | 5,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $368,000 | 5,285 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $368,000 | 5,286 |
| Net charge-offs | $287,000 | 3,351 |
| Cash dividends | $96,000 | 4,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $368,000 | 5,086 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 6,184 |
| Total interest expense | $275,000 | 5,829 |
| Net interest income | $1,289,000 | 6,206 |
| Provision for loan and lease losses | $165,000 | 3,761 |
| Total noninterest income | $293,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $229,000 | 3,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $64,000 | 5,545 |
| Total noninterest expense | $1,191,000 | 6,065 |
| Salaries and employee benefits | $579,000 | 6,184 |
| Premises and equipment expense | $179,000 | 5,492 |
| Additional noninterest expense | $433,000 | 5,932 |
| Pre-tax net operating income | $226,000 | 5,590 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $19,000 | 4,178 |
| Income before extraordinary items | $207,000 | 5,691 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $207,000 | 5,690 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $207,000 | 5,690 |
| Net charge-offs | $198,000 | 3,317 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $207,000 | 5,510 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 6,257 |
| Total interest expense | $195,000 | 5,818 |
| Net interest income | $833,000 | 6,286 |
| Provision for loan and lease losses | $105,000 | 3,790 |
| Total noninterest income | $181,000 | 5,033 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $151,000 | 3,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 5,887 |
| Total noninterest expense | $808,000 | 6,087 |
| Salaries and employee benefits | $381,000 | 6,252 |
| Premises and equipment expense | $125,000 | 5,425 |
| Additional noninterest expense | $302,000 | 5,898 |
| Pre-tax net operating income | $101,000 | 5,863 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $14,000 | 4,124 |
| Income before extraordinary items | $87,000 | 6,022 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $87,000 | 6,022 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $87,000 | 6,022 |
| Net charge-offs | $41,000 | 4,196 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $87,000 | 5,869 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $530,000 | 6,265 |
| Total interest expense | $104,000 | 5,804 |
| Net interest income | $426,000 | 6,297 |
| Provision for loan and lease losses | $65,000 | 3,389 |
| Total noninterest income | $86,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $74,000 | 3,530 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $392,000 | 6,175 |
| Salaries and employee benefits | $180,000 | 6,370 |
| Premises and equipment expense | $52,000 | 5,787 |
| Additional noninterest expense | $160,000 | 5,822 |
| Pre-tax net operating income | $55,000 | 5,878 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $47,000 | 6,010 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $47,000 | 6,010 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $47,000 | 6,010 |
| Net charge-offs | $27,000 | 3,487 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $47,000 | 5,873 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 6,131 |
| Total interest expense | $589,000 | 5,549 |
| Net interest income | $1,868,000 | 6,191 |
| Provision for loan and lease losses | $251,000 | 4,343 |
| Total noninterest income | $213,000 | 5,657 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $275,000 | 3,781 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-62,000 | 6,845 |
| Total noninterest expense | $1,596,000 | 6,210 |
| Salaries and employee benefits | $727,000 | 6,432 |
| Premises and equipment expense | $177,000 | 6,190 |
| Additional noninterest expense | $692,000 | 5,715 |
| Pre-tax net operating income | $234,000 | 5,412 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $234,000 | 5,447 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $234,000 | 5,449 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $234,000 | 5,449 |
| Net charge-offs | $249,000 | 4,022 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $234,000 | 5,331 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 6,181 |
| Total interest expense | $470,000 | 5,548 |
| Net interest income | $1,378,000 | 6,280 |
| Provision for loan and lease losses | $221,000 | 4,033 |
| Total noninterest income | $257,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $211,000 | 3,748 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $46,000 | 5,880 |
| Total noninterest expense | $1,156,000 | 6,309 |
| Salaries and employee benefits | $544,000 | 6,440 |
| Premises and equipment expense | $131,000 | 6,257 |
| Additional noninterest expense | $481,000 | 5,912 |
| Pre-tax net operating income | $258,000 | 5,257 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $17,000 | 4,099 |
| Income before extraordinary items | $241,000 | 5,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 5,312 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $241,000 | 5,312 |
| Net charge-offs | $206,000 | 3,685 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $241,000 | 5,183 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 6,196 |
| Total interest expense | $331,000 | 5,541 |
| Net interest income | $934,000 | 6,290 |
| Provision for loan and lease losses | $191,000 | 3,604 |
| Total noninterest income | $157,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $139,000 | 3,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $711,000 | 6,496 |
| Salaries and employee benefits | $364,000 | 6,499 |
| Premises and equipment expense | $85,000 | 6,342 |
| Additional noninterest expense | $262,000 | 6,324 |
| Pre-tax net operating income | $189,000 | 5,175 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $10,000 | 4,094 |
| Income before extraordinary items | $179,000 | 5,166 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 5,165 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $179,000 | 5,166 |
| Net charge-offs | $131,000 | 3,569 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $179,000 | 5,079 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $618,000 | 6,264 |
| Total interest expense | $173,000 | 5,556 |
| Net interest income | $445,000 | 6,393 |
| Provision for loan and lease losses | $143,000 | 2,946 |
| Total noninterest income | $80,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $73,000 | 3,613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $344,000 | 6,603 |
| Salaries and employee benefits | $179,000 | 6,570 |
| Premises and equipment expense | $40,000 | 6,475 |
| Additional noninterest expense | $125,000 | 6,448 |
| Pre-tax net operating income | $38,000 | 5,907 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $36,000 | 5,908 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $36,000 | 5,907 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $36,000 | 5,878 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,633,000 | 6,287 |
| Total interest expense | $884,000 | 5,500 |
| Net interest income | $1,749,000 | 6,464 |
| Provision for loan and lease losses | $396,000 | 4,468 |
| Total noninterest income | $344,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $322,000 | 3,492 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 6,564 |
| Total noninterest expense | $1,458,000 | 6,574 |
| Salaries and employee benefits | $716,000 | 6,645 |
| Premises and equipment expense | $171,000 | 6,459 |
| Additional noninterest expense | $571,000 | 6,290 |
| Pre-tax net operating income | $239,000 | 5,086 |
| Securities gains (losses) | $82,000 | 2,327 |
| Applicable income taxes | $29,000 | 3,874 |
| Income before extraordinary items | $292,000 | 4,968 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $292,000 | 4,971 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $292,000 | 4,971 |
| Net charge-offs | $433,000 | 3,833 |
| Cash dividends | $198,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $217,380 | 5,078 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 6,264 |
| Total interest expense | $686,000 | 5,583 |
| Net interest income | $1,425,000 | 6,423 |
| Provision for loan and lease losses | $226,000 | 4,707 |
| Total noninterest income | $249,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $243,000 | 3,545 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $6,000 | 7,007 |
| Total noninterest expense | $1,037,000 | 6,712 |
| Salaries and employee benefits | $517,000 | 6,758 |
| Premises and equipment expense | $134,000 | 6,473 |
| Additional noninterest expense | $386,000 | 6,514 |
| Pre-tax net operating income | $411,000 | 4,469 |
| Securities gains (losses) | $82,000 | 2,089 |
| Applicable income taxes | $22,000 | 3,956 |
| Income before extraordinary items | $471,000 | 4,229 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $471,000 | 4,230 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $471,000 | 4,230 |
| Net charge-offs | $90,000 | 5,013 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $392,280 | 4,318 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 6,305 |
| Total interest expense | $469,000 | 5,622 |
| Net interest income | $938,000 | 6,478 |
| Provision for loan and lease losses | $196,000 | 4,272 |
| Total noninterest income | $160,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $162,000 | 3,550 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-2,000 | 7,299 |
| Total noninterest expense | $707,000 | 6,716 |
| Salaries and employee benefits | $358,000 | 6,735 |
| Premises and equipment expense | $92,000 | 6,458 |
| Additional noninterest expense | $257,000 | 6,555 |
| Pre-tax net operating income | $195,000 | 4,964 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $14,000 | 3,954 |
| Income before extraordinary items | $182,000 | 5,014 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $182,000 | 5,016 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $182,000 | 5,015 |
| Net charge-offs | $59,000 | 4,734 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $181,070 | 4,867 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 6,419 |
| Total interest expense | $239,000 | 5,711 |
| Net interest income | $455,000 | 6,585 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $65,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $81,000 | 3,563 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-16,000 | 7,591 |
| Total noninterest expense | $368,000 | 6,729 |
| Salaries and employee benefits | $179,000 | 6,825 |
| Premises and equipment expense | $55,000 | 6,222 |
| Additional noninterest expense | $134,000 | 6,538 |
| Pre-tax net operating income | $122,000 | 4,809 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $116,000 | 4,769 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $116,000 | 4,769 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $116,000 | 4,768 |
| Net charge-offs | $16,000 | 4,565 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $115,060 | 4,672 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 6,438 |
| Total interest expense | $1,212,000 | 5,645 |
| Net interest income | $1,634,000 | 6,735 |
| Provision for loan and lease losses | $149,000 | 6,086 |
| Total noninterest income | $285,000 | 5,685 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $330,000 | 3,696 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-45,000 | 7,529 |
| Total noninterest expense | $1,454,000 | 6,854 |
| Salaries and employee benefits | $743,000 | 6,847 |
| Premises and equipment expense | $190,000 | 6,565 |
| Additional noninterest expense | $521,000 | 6,728 |
| Pre-tax net operating income | $316,000 | 4,454 |
| Securities gains (losses) | $182,000 | 1,620 |
| Applicable income taxes | $30,000 | 3,503 |
| Income before extraordinary items | $468,000 | 3,963 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $468,000 | 3,962 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $468,000 | 3,962 |
| Net charge-offs | $137,000 | 5,420 |
| Cash dividends | $207,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $296,920 | 4,413 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 6,503 |
| Total interest expense | $943,000 | 5,704 |
| Net interest income | $1,196,000 | 6,824 |
| Provision for loan and lease losses | $69,000 | 6,335 |
| Total noninterest income | $314,000 | 5,115 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $241,000 | 3,771 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $73,000 | 5,808 |
| Total noninterest expense | $1,052,000 | 6,952 |
| Salaries and employee benefits | $540,000 | 6,942 |
| Premises and equipment expense | $144,000 | 6,597 |
| Additional noninterest expense | $368,000 | 6,840 |
| Pre-tax net operating income | $389,000 | 4,226 |
| Securities gains (losses) | $50,000 | 2,298 |
| Applicable income taxes | $23,000 | 3,737 |
| Income before extraordinary items | $416,000 | 3,992 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $416,000 | 3,988 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $416,000 | 3,991 |
| Net charge-offs | $121,000 | 4,873 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $368,500 | 4,076 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 6,560 |
| Total interest expense | $648,000 | 5,749 |
| Net interest income | $783,000 | 6,884 |
| Provision for loan and lease losses | $42,000 | 6,212 |
| Total noninterest income | $213,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $150,000 | 3,865 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $63,000 | 5,502 |
| Total noninterest expense | $702,000 | 6,994 |
| Salaries and employee benefits | $362,000 | 7,015 |
| Premises and equipment expense | $90,000 | 6,760 |
| Additional noninterest expense | $250,000 | 6,845 |
| Pre-tax net operating income | $252,000 | 4,370 |
| Securities gains (losses) | $-81,000 | 7,653 |
| Applicable income taxes | $15,000 | 3,839 |
| Income before extraordinary items | $156,000 | 4,828 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $156,000 | 4,825 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $156,000 | 4,825 |
| Net charge-offs | $86,000 | 4,405 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $229,710 | 4,260 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $723,000 | 6,587 |
| Total interest expense | $332,000 | 5,806 |
| Net interest income | $391,000 | 6,915 |
| Provision for loan and lease losses | $21,000 | 5,847 |
| Total noninterest income | $124,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $73,000 | 3,879 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $51,000 | 4,806 |
| Total noninterest expense | $348,000 | 7,013 |
| Salaries and employee benefits | $183,000 | 7,028 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $130,000 | 6,641 |
| Pre-tax net operating income | $146,000 | 4,553 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $139,000 | 4,473 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $139,000 | 4,477 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $139,000 | 4,477 |
| Net charge-offs | $21,000 | 4,278 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $138,050 | 4,325 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 6,451 |
| Total interest expense | $1,698,000 | 5,697 |
| Net interest income | $1,571,000 | 6,916 |
| Provision for loan and lease losses | $84,000 | 6,208 |
| Total noninterest income | $410,000 | 5,226 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $354,000 | 3,698 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $56,000 | 6,648 |
| Total noninterest expense | $1,417,000 | 6,979 |
| Salaries and employee benefits | $765,000 | 6,998 |
| Premises and equipment expense | $238,000 | 6,346 |
| Additional noninterest expense | $414,000 | 6,988 |
| Pre-tax net operating income | $480,000 | 4,927 |
| Securities gains (losses) | $27,000 | 2,003 |
| Applicable income taxes | $31,000 | 4,100 |
| Income before extraordinary items | $476,000 | 4,537 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $476,000 | 4,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,544 |
| Cash dividends | $225,000 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $450,620 | 4,771 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 6,490 |
| Total interest expense | $1,328,000 | 5,714 |
| Net interest income | $1,151,000 | 7,012 |
| Provision for loan and lease losses | $63,000 | 5,653 |
| Total noninterest income | $318,000 | 5,260 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $269,000 | 3,702 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 6,608 |
| Total noninterest expense | $1,080,000 | 6,956 |
| Salaries and employee benefits | $593,000 | 6,928 |
| Premises and equipment expense | $185,000 | 6,292 |
| Additional noninterest expense | $302,000 | 7,030 |
| Pre-tax net operating income | $326,000 | 5,549 |
| Securities gains (losses) | $24,000 | 1,901 |
| Applicable income taxes | $23,000 | 4,535 |
| Income before extraordinary items | $327,000 | 5,098 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $327,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,783 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $304,680 | 5,368 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 6,546 |
| Total interest expense | $921,000 | 5,775 |
| Net interest income | $738,000 | 7,113 |
| Provision for loan and lease losses | $42,000 | 5,347 |
| Total noninterest income | $217,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $177,000 | 3,726 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $40,000 | 6,423 |
| Total noninterest expense | $734,000 | 6,970 |
| Salaries and employee benefits | $408,000 | 6,934 |
| Premises and equipment expense | $122,000 | 6,352 |
| Additional noninterest expense | $204,000 | 7,026 |
| Pre-tax net operating income | $179,000 | 5,950 |
| Securities gains (losses) | $17,000 | 2,146 |
| Applicable income taxes | $15,000 | 4,827 |
| Income before extraordinary items | $181,000 | 5,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $165,360 | 5,807 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $850,000 | 6,575 |
| Total interest expense | $476,000 | 5,882 |
| Net interest income | $374,000 | 7,133 |
| Provision for loan and lease losses | $21,000 | 4,844 |
| Total noninterest income | $116,000 | 5,154 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $90,000 | 3,657 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $387,000 | 6,896 |
| Salaries and employee benefits | $215,000 | 6,846 |
| Premises and equipment expense | $62,000 | 6,354 |
| Additional noninterest expense | $110,000 | 6,901 |
| Pre-tax net operating income | $82,000 | 6,228 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $81,000 | 6,109 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $81,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $74,630 | 6,121 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 6,624 |
| Total interest expense | $1,694,000 | 6,183 |
| Net interest income | $1,646,000 | 6,934 |
| Provision for loan and lease losses | $82,000 | 5,171 |
| Total noninterest income | $442,000 | 5,287 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $327,000 | 3,921 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $115,000 | 6,002 |
| Total noninterest expense | $1,464,000 | 6,974 |
| Salaries and employee benefits | $745,000 | 7,136 |
| Premises and equipment expense | $218,000 | 6,546 |
| Additional noninterest expense | $501,000 | 6,573 |
| Pre-tax net operating income | $542,000 | 5,853 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $33,000 | 5,167 |
| Income before extraordinary items | $510,000 | 5,644 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $510,000 | 5,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,896 |
| Cash dividends | $210,000 | 4,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $509,060 | 5,635 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 6,706 |
| Total interest expense | $1,211,000 | 6,313 |
| Net interest income | $1,232,000 | 6,990 |
| Provision for loan and lease losses | $61,000 | 4,820 |
| Total noninterest income | $331,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $243,000 | 3,924 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $88,000 | 6,009 |
| Total noninterest expense | $1,056,000 | 7,040 |
| Salaries and employee benefits | $529,000 | 7,212 |
| Premises and equipment expense | $153,000 | 6,689 |
| Additional noninterest expense | $374,000 | 6,568 |
| Pre-tax net operating income | $446,000 | 5,976 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $23,000 | 5,406 |
| Income before extraordinary items | $423,000 | 5,713 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $423,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,293 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $423,000 | 5,699 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 6,830 |
| Total interest expense | $763,000 | 6,451 |
| Net interest income | $801,000 | 7,085 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $222,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $161,000 | 3,952 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $61,000 | 5,968 |
| Total noninterest expense | $716,000 | 7,050 |
| Salaries and employee benefits | $366,000 | 7,183 |
| Premises and equipment expense | $92,000 | 6,913 |
| Additional noninterest expense | $258,000 | 6,512 |
| Pre-tax net operating income | $267,000 | 6,246 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $15,000 | 5,484 |
| Income before extraordinary items | $252,000 | 5,998 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $252,000 | 5,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,047 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $252,000 | 5,986 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $766,000 | 6,906 |
| Total interest expense | $368,000 | 6,535 |
| Net interest income | $398,000 | 7,112 |
| Provision for loan and lease losses | $19,000 | 4,447 |
| Total noninterest income | $97,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $78,000 | 3,968 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $345,000 | 7,164 |
| Salaries and employee benefits | $188,000 | 7,180 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $124,000 | 6,617 |
| Pre-tax net operating income | $131,000 | 6,286 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $123,000 | 6,038 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $123,000 | 6,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $123,000 | 6,023 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 7,020 |
| Total interest expense | $1,176,000 | 6,615 |
| Net interest income | $1,497,000 | 7,178 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $379,000 | 5,717 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $307,000 | 4,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $72,000 | 6,824 |
| Total noninterest expense | $1,094,000 | 7,566 |
| Salaries and employee benefits | $562,000 | 7,707 |
| Premises and equipment expense | $227,000 | 6,446 |
| Additional noninterest expense | $305,000 | 7,563 |
| Pre-tax net operating income | $722,000 | 5,861 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $37,000 | 5,629 |
| Income before extraordinary items | $685,000 | 5,557 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $685,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $350,000 | 4,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $685,000 | 5,544 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 7,106 |
| Total interest expense | $823,000 | 6,735 |
| Net interest income | $1,131,000 | 7,246 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $266,000 | 5,863 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $223,000 | 4,189 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,127 |
| Total noninterest expense | $787,000 | 7,636 |
| Salaries and employee benefits | $411,000 | 7,732 |
| Premises and equipment expense | $173,000 | 6,434 |
| Additional noninterest expense | $203,000 | 7,762 |
| Pre-tax net operating income | $565,000 | 5,988 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $33,000 | 5,694 |
| Income before extraordinary items | $532,000 | 5,635 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $532,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $15,000 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $532,000 | 5,631 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 7,192 |
| Total interest expense | $504,000 | 6,833 |
| Net interest income | $742,000 | 7,324 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $164,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $145,000 | 4,206 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,607 |
| Total noninterest expense | $528,000 | 7,646 |
| Salaries and employee benefits | $292,000 | 7,675 |
| Premises and equipment expense | $112,000 | 6,510 |
| Additional noninterest expense | $124,000 | 7,899 |
| Pre-tax net operating income | $348,000 | 6,169 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $23,000 | 5,728 |
| Income before extraordinary items | $325,000 | 5,845 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $325,000 | 5,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $15,000 | 4,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $325,000 | 5,844 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 7,293 |
| Total interest expense | $230,000 | 6,951 |
| Net interest income | $361,000 | 7,388 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $80,000 | 6,074 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $68,000 | 4,286 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $287,000 | 7,524 |
| Salaries and employee benefits | $167,000 | 7,416 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $61,000 | 7,912 |
| Pre-tax net operating income | $139,000 | 6,554 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $17,000 | 5,467 |
| Income before extraordinary items | $122,000 | 6,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $122,000 | 6,381 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 7,433 |
| Total interest expense | $659,000 | 7,165 |
| Net interest income | $1,359,000 | 7,482 |
| Provision for loan and lease losses | $239,000 | 3,299 |
| Total noninterest income | $333,000 | 6,118 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $306,000 | 4,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 7,945 |
| Total noninterest expense | $1,024,000 | 7,709 |
| Salaries and employee benefits | $535,000 | 7,791 |
| Premises and equipment expense | $210,000 | 6,632 |
| Additional noninterest expense | $279,000 | 7,762 |
| Pre-tax net operating income | $429,000 | 6,968 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $22,000 | 6,289 |
| Income before extraordinary items | $407,000 | 6,752 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $407,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,813 |
| Cash dividends | $201,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $407,000 | 6,728 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 7,593 |
| Total interest expense | $455,000 | 7,257 |
| Net interest income | $948,000 | 7,657 |
| Provision for loan and lease losses | $175,000 | 3,250 |
| Total noninterest income | $251,000 | 6,138 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $229,000 | 4,151 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,899 |
| Total noninterest expense | $751,000 | 7,723 |
| Salaries and employee benefits | $394,000 | 7,804 |
| Premises and equipment expense | $151,000 | 6,698 |
| Additional noninterest expense | $206,000 | 7,785 |
| Pre-tax net operating income | $273,000 | 7,316 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $16,000 | 6,381 |
| Income before extraordinary items | $257,000 | 7,152 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $257,000 | 7,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,141 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $257,000 | 7,114 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 7,586 |
| Total interest expense | $282,000 | 7,304 |
| Net interest income | $653,000 | 7,612 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $160,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $143,000 | 4,261 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,000 | 7,791 |
| Total noninterest expense | $489,000 | 7,776 |
| Salaries and employee benefits | $273,000 | 7,756 |
| Premises and equipment expense | $96,000 | 6,780 |
| Additional noninterest expense | $120,000 | 7,982 |
| Pre-tax net operating income | $294,000 | 6,617 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 6,414 |
| Income before extraordinary items | $284,000 | 6,232 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $284,000 | 6,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $284,000 | 6,179 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 7,710 |
| Total interest expense | $130,000 | 7,417 |
| Net interest income | $316,000 | 7,738 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $73,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $242,000 | 7,853 |
| Salaries and employee benefits | $146,000 | 7,718 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $56,000 | 8,141 |
| Pre-tax net operating income | $132,000 | 6,788 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $126,000 | 6,465 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $126,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $126,000 | 6,426 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 7,724 |
| Total interest expense | $405,000 | 7,668 |
| Net interest income | $1,258,000 | 7,679 |
| Provision for loan and lease losses | $158,000 | 4,152 |
| Total noninterest income | $309,000 | 6,338 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $291,000 | 4,385 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,274 |
| Total noninterest expense | $935,000 | 7,928 |
| Salaries and employee benefits | $474,000 | 8,063 |
| Premises and equipment expense | $186,000 | 6,923 |
| Additional noninterest expense | $275,000 | 7,848 |
| Pre-tax net operating income | $474,000 | 6,791 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $25,000 | 6,445 |
| Income before extraordinary items | $449,000 | 6,556 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $449,000 | 6,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,073 |
| Cash dividends | $235,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $449,000 | 6,493 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 7,792 |
| Total interest expense | $288,000 | 7,771 |
| Net interest income | $929,000 | 7,730 |
| Provision for loan and lease losses | $118,000 | 4,014 |
| Total noninterest income | $237,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $219,000 | 4,407 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 8,138 |
| Total noninterest expense | $658,000 | 8,022 |
| Salaries and employee benefits | $339,000 | 8,116 |
| Premises and equipment expense | $132,000 | 7,004 |
| Additional noninterest expense | $187,000 | 7,996 |
| Pre-tax net operating income | $390,000 | 6,787 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $17,000 | 6,595 |
| Income before extraordinary items | $373,000 | 6,469 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $373,000 | 6,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $373,000 | 6,394 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $795,000 | 7,881 |
| Total interest expense | $189,000 | 7,860 |
| Net interest income | $606,000 | 7,800 |
| Provision for loan and lease losses | $103,000 | 3,419 |
| Total noninterest income | $156,000 | 6,379 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $139,000 | 4,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $442,000 | 8,056 |
| Salaries and employee benefits | $226,000 | 8,172 |
| Premises and equipment expense | $87,000 | 7,059 |
| Additional noninterest expense | $129,000 | 7,980 |
| Pre-tax net operating income | $217,000 | 7,060 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $11,000 | 6,615 |
| Income before extraordinary items | $206,000 | 6,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $206,000 | 6,757 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $392,000 | 7,935 |
| Total interest expense | $97,000 | 7,890 |
| Net interest income | $295,000 | 7,883 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $72,000 | 6,518 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $68,000 | 4,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $219,000 | 8,109 |
| Salaries and employee benefits | $114,000 | 8,192 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $63,000 | 8,066 |
| Pre-tax net operating income | $133,000 | 6,682 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $127,000 | 6,391 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $127,000 | 6,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $127,000 | 6,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 8,026 |
| Total interest expense | $465,000 | 7,870 |
| Net interest income | $1,088,000 | 7,984 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $247,000 | 6,971 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $235,000 | 4,893 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,000 | 8,712 |
| Total noninterest expense | $855,000 | 8,161 |
| Salaries and employee benefits | $439,000 | 8,275 |
| Premises and equipment expense | $160,000 | 7,260 |
| Additional noninterest expense | $256,000 | 8,060 |
| Pre-tax net operating income | $420,000 | 6,956 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $28,000 | 6,648 |
| Income before extraordinary items | $392,000 | 6,849 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $392,000 | 6,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,908 |
| Cash dividends | $193,000 | 4,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $392,000 | 6,692 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 8,082 |
| Total interest expense | $365,000 | 7,932 |
| Net interest income | $820,000 | 8,042 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $178,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $170,000 | 5,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $636,000 | 8,193 |
| Salaries and employee benefits | $321,000 | 8,324 |
| Premises and equipment expense | $125,000 | 7,195 |
| Additional noninterest expense | $190,000 | 8,085 |
| Pre-tax net operating income | $317,000 | 7,086 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $26,000 | 6,659 |
| Income before extraordinary items | $291,000 | 6,994 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $291,000 | 6,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,239 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $291,000 | 6,827 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $771,000 | 8,189 |
| Total interest expense | $255,000 | 7,972 |
| Net interest income | $516,000 | 8,168 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $126,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $114,000 | 4,956 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $416,000 | 8,236 |
| Salaries and employee benefits | $212,000 | 8,373 |
| Premises and equipment expense | $76,000 | 7,385 |
| Additional noninterest expense | $128,000 | 8,072 |
| Pre-tax net operating income | $196,000 | 7,245 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $19,000 | 6,636 |
| Income before extraordinary items | $177,000 | 7,193 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $177,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $177,000 | 7,013 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 8,229 |
| Total interest expense | $129,000 | 8,053 |
| Net interest income | $257,000 | 8,204 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $54,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $214,000 | 8,221 |
| Salaries and employee benefits | $105,000 | 8,433 |
| Premises and equipment expense | $39,000 | 7,371 |
| Additional noninterest expense | $70,000 | 7,943 |
| Pre-tax net operating income | $82,000 | 7,489 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $71,000 | 7,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $71,000 | 7,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 8,191 |
| Total interest expense | $607,000 | 8,066 |
| Net interest income | $1,072,000 | 8,158 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $201,000 | 7,296 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $187,000 | 5,367 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $761,000 | 8,421 |
| Salaries and employee benefits | $404,000 | 8,496 |
| Premises and equipment expense | $151,000 | 7,432 |
| Additional noninterest expense | $206,000 | 8,523 |
| Pre-tax net operating income | $452,000 | 6,955 |
| Securities gains (losses) | $56,000 | 2,303 |
| Applicable income taxes | $35,000 | 6,751 |
| Income before extraordinary items | $473,000 | 6,523 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $473,000 | 6,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,634 |
| Cash dividends | $235,000 | 4,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $420,920 | 6,617 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 8,243 |
| Total interest expense | $949,000 | 8,125 |
| Net interest income | $1,020,000 | 8,245 |
| Provision for loan and lease losses | $115,000 | 5,373 |
| Total noninterest income | $178,000 | 7,540 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $155,000 | 5,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $686,000 | 8,715 |
| Salaries and employee benefits | $368,000 | 8,761 |
| Premises and equipment expense | $127,000 | 7,892 |
| Additional noninterest expense | $191,000 | 8,729 |
| Pre-tax net operating income | $397,000 | 7,003 |
| Securities gains (losses) | $126,000 | 1,562 |
| Applicable income taxes | $30,000 | 7,079 |
| Income before extraordinary items | $493,000 | 6,120 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $493,000 | 6,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,051 |
| Cash dividends | $237,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $374,560 | 6,586 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 8,469 |
| Total interest expense | $940,000 | 8,351 |
| Net interest income | $995,000 | 8,492 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $157,000 | 7,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 8,953 |
| Total noninterest expense | $663,000 | 8,924 |
| Salaries and employee benefits | $345,000 | 9,024 |
| Premises and equipment expense | $121,000 | 8,080 |
| Additional noninterest expense | $197,000 | 8,814 |
| Pre-tax net operating income | $429,000 | 7,320 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $25,000 | 7,722 |
| Income before extraordinary items | $403,000 | 6,832 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $403,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,105 |
| Cash dividends | $214,000 | 5,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $403,940 | 6,841 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 8,901 |
| Total interest expense | $801,000 | 8,673 |
| Net interest income | $836,000 | 8,980 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $151,000 | 8,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,383 |
| Total noninterest expense | $598,000 | 9,325 |
| Salaries and employee benefits | $311,000 | 9,405 |
| Premises and equipment expense | $108,000 | 8,478 |
| Additional noninterest expense | $179,000 | 9,243 |
| Pre-tax net operating income | $329,000 | 7,928 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $15,000 | 8,345 |
| Income before extraordinary items | $317,000 | 7,492 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $317,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $203,000 | 5,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $314,150 | 7,478 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 9,153 |
| Total interest expense | $804,000 | 8,929 |
| Net interest income | $805,000 | 9,240 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $143,000 | 8,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $590,000 | 9,473 |
| Salaries and employee benefits | $282,000 | 9,715 |
| Premises and equipment expense | $117,000 | 8,342 |
| Additional noninterest expense | $191,000 | 9,226 |
| Pre-tax net operating income | $274,000 | 8,548 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $25,000 | 8,790 |
| Income before extraordinary items | $254,000 | 8,225 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $254,000 | 8,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,129 |
| Cash dividends | $178,000 | 5,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $249,450 | 8,179 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 9,581 |
| Total interest expense | $795,000 | 9,276 |
| Net interest income | $783,000 | 9,715 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $139,000 | 8,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,198 |
| Total noninterest expense | $546,000 | 9,955 |
| Salaries and employee benefits | $279,000 | 10,101 |
| Premises and equipment expense | $125,000 | 8,362 |
| Additional noninterest expense | $142,000 | 10,096 |
| Pre-tax net operating income | $326,000 | 8,845 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $116,000 | 8,152 |
| Income before extraordinary items | $210,000 | 9,072 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $210,000 | 9,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,933 |
| Cash dividends | $116,000 | 6,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $210,000 | 9,032 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 10,131 |
| Total interest expense | $777,000 | 9,714 |
| Net interest income | $710,000 | 10,364 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $109,000 | 9,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $494,000 | 10,621 |
| Salaries and employee benefits | $248,000 | 10,729 |
| Premises and equipment expense | $98,000 | 9,349 |
| Additional noninterest expense | $148,000 | 10,565 |
| Pre-tax net operating income | $301,000 | 9,129 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $108,000 | 8,626 |
| Income before extraordinary items | $193,000 | 9,364 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $193,000 | 9,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $92,000 | 6,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $193,000 | 9,308 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 10,690 |
| Total interest expense | $719,000 | 10,236 |
| Net interest income | $679,000 | 10,901 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $118,000 | 9,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $503,000 | 11,008 |
| Salaries and employee benefits | $241,000 | 11,226 |
| Premises and equipment expense | $100,000 | 9,626 |
| Additional noninterest expense | $162,000 | 10,913 |
| Pre-tax net operating income | $280,000 | 9,902 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $187,000 | 10,080 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $187,000 | 10,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $84,000 | 7,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $187,000 | 10,047 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 11,399 |
| Total interest expense | $508,000 | 11,069 |
| Net interest income | $668,000 | 11,490 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $105,000 | 10,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $497,000 | 11,631 |
| Salaries and employee benefits | $232,000 | 11,822 |
| Premises and equipment expense | $106,000 | 9,833 |
| Additional noninterest expense | $159,000 | 11,681 |
| Pre-tax net operating income | $252,000 | 10,472 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $86,000 | 9,666 |
| Income before extraordinary items | $159,000 | 10,710 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $159,000 | 10,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $71,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $163,550 | 10,714 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 12,054 |
| Total interest expense | $484,000 | 11,761 |
| Net interest income | $634,000 | 12,096 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $90,000 | 11,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $460,000 | 12,359 |
| Salaries and employee benefits | $222,000 | 12,437 |
| Premises and equipment expense | $85,000 | 10,978 |
| Additional noninterest expense | $153,000 | 12,384 |
| Pre-tax net operating income | $240,000 | 10,699 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $77,000 | 10,286 |
| Income before extraordinary items | $177,000 | 10,908 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $177,000 | 11,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $88,000 | 7,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $167,200 | 10,805 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 12,696 |
| Total interest expense | $573,000 | 12,421 |
| Net interest income | $584,000 | 12,779 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $77,000 | 12,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $435,000 | 12,988 |
| Salaries and employee benefits | $204,000 | 13,114 |
| Premises and equipment expense | $73,000 | 11,760 |
| Additional noninterest expense | $158,000 | 12,822 |
| Pre-tax net operating income | $208,000 | 11,004 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $67,000 | 10,800 |
| Income before extraordinary items | $160,000 | 11,128 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $160,000 | 11,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $78,000 | 7,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $146,700 | 10,985 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.