Home > Citizens Trust Bank > Net charge- offs to loans
Citizens Trust Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,535 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 4,335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0569% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7747% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0120% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1537% | 252 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0911% | 838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0759% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3695% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4596% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7496% | 196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3862% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1739% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8227% | 135 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1324% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7473% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0021% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.2664% | 56 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0322% | 4,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 3,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1094% | 4,542 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4999% | 4,677 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0923% | 4,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0943% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0270% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3478% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3686% | 1,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0434% | 4,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1464% | 4,603 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6851% | 4,725 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1234% | 4,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1326% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2897% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4168% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4677% | 898 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0455% | 4,233 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1490% | 3,559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7993% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9032% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9866% | 456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9145% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5627% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1840% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9056% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2496% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6737% | 575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2787% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2694% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4479% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1499% | 1,461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1185% | 655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3969% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1687% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1109% | 4,073 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1769% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0149% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6120% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1982% | 4,212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9983% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9866% | 4,655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0627% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0280% | 4,373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4095% | 3,708 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 1,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7799% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8698% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1015% | 227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0702% | 1,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0363% | 4,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5461% | 3,735 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0187% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0397% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0864% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7801% | 263 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 4,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 4,297 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7334% | 3,749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0302% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3101% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1045% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1883% | 229 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0182% | 4,325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5453% | 3,756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7987% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8262% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7813% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 3,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 2,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 1,769 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2778% | 3,858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 3,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3874% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9391% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0510% | 290 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 3,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6692% | 3,882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 3,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3214% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8883% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5846% | 206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0483% | 1,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 1,168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8290% | 3,917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 3,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7207% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3438% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3412% | 481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0327% | 4,734 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3230% | 3,960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1840% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3755% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4577% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0929% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 1,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1472% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0598% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0588% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 1,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6466% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0336% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7536% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2011% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9302% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 3,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5310% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9487% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6103% | 354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 3,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2358% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5584% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3772% | 430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0449% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5332% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0374% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2119% | 560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 4,918 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1522% | 5,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1626% | 5,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1738% | 5,401 |
| Percentage Net Loans Charged-off: Home equity loans | -2.8746% | 4,232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0769% | 5,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6216% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9387% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4264% | 232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0445% | 5,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2072% | 5,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2138% | 5,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2589% | 5,515 |
| Percentage Net Loans Charged-off: Home equity loans | -3.6900% | 4,268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1180% | 5,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0911% | 1,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8194% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1545% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6140% | 200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 2,480 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0675% | 5,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3837% | 5,607 |
| Percentage Net Loans Charged-off: Home equity loans | -2.6961% | 4,286 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2493% | 5,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1399% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7290% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2632% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0134% | 296 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0172% | 4,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0814% | 5,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0220% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4920% | 5,687 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4869% | 4,260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4923% | 5,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 4,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2806% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8482% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5427% | 443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1166% | 2,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1451% | 5,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8645% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7981% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8157% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 4,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7385% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0807% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5312% | 476 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1430% | 5,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 1,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1888% | 5,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0111% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 16.6009% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2213% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0284% | 1,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5461% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2073% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1481% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1525% | 5,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0353% | 5,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1664% | 5,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2767% | 5,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 6.9752% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2033% | 5,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1350% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8924% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8506% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7309% | 1,003 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2156% | 5,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0995% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1109% | 5,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 5,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4385% | 5,920 |
| Percentage Net Loans Charged-off: Home equity loans | 10.8808% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0137% | 5,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3116% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6538% | 164 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2893% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8511% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2718% | 5,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 1,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1169% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | -0.2288% | 5,208 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0787% | 5,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1800% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7614% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5011% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6570% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 4,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0290% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2786% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2639% | 512 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3541% | 5,504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1742% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1402% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.2938% | 5,328 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1015% | 5,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4846% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8553% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2867% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7665% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0174% | 4,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2803% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8728% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3042% | 443 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2170% | 5,519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 1,794 |
| Percentage Net Loans Charged-off:Construction & development | -0.4006% | 5,439 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1652% | 5,908 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1211% | 4,904 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9104% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8139% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8508% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 4,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0670% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2818% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3170% | 477 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2110% | 5,552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3077% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2992% | 558 |
| Percentage Net Loans Charged-off:Construction & development | -0.1364% | 5,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0807% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1016% | 4,939 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1903% | 137 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8105% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0176% | 175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 4,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5002% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1071% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1247% | 309 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2548% | 5,608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5008% | 818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5461% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 3.4285% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3416% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1290% | 311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0523% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6301% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8140% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1262% | 5,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9036% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5479% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4989% | 507 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3371% | 5,758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4343% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4449% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 4.8664% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2346% | 949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2393% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6952% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8782% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6830% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0674% | 5,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1223% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9203% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6232% | 447 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3726% | 5,814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2166% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1905% | 1,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1877% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3991% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1344% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2783% | 4,768 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1621% | 1,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1442% | 5,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3461% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7721% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0750% | 323 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4485% | 5,859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1921% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1753% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3944% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3945% | 6,505 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1830% | 4,737 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4088% | 6,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1152% | 5,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8603% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1199% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6920% | 464 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4088% | 5,829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4198% | 1,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4322% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | -0.1811% | 5,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1890% | 1,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4269% | 387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2297% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4463% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2830% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1198% | 5,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7951% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3897% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0428% | 432 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0329% | 5,644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6075% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6350% | 830 |
| Percentage Net Loans Charged-off:Construction & development | -0.2620% | 5,798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3675% | 1,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5873% | 296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5417% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9523% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5817% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0846% | 5,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9942% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5346% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2705% | 362 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1089% | 1,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3997% | 1,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3842% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 2.7043% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0677% | 6,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9317% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4554% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0660% | 5,027 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6278% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0688% | 5,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5890% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4295% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6841% | 314 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2289% | 5,964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6814% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6875% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 35.6724% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0619% | 6,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8237% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5132% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0741% | 5,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6213% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 5,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4471% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1720% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8307% | 506 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3257% | 6,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4564% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6783% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 2.5959% | 941 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8562% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1058% | 5,509 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4990% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 6.5919% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1128% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0547% | 5,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0406% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4433% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8606% | 1,457 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0473% | 6,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4411% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6581% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 3.0718% | 803 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6673% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8486% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 9.9261% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2254% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0574% | 5,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9998% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4374% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8174% | 1,386 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1257% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2818% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 2.7331% | 807 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1327% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8132% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 6.6602% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4262% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1621% | 6,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1753% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1003% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8037% | 1,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1553% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5828% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8627% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 1.9090% | 756 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1506% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4009% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5161% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1790% | 6,227 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1713% | 6,082 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8132% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5560% | 6,609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4295% | 525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0998% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1917% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 13.6187% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8750% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2943% | 827 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9054% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5872% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9327% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5723% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6047% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8382% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7404% | 1,876 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2796% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4707% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 10.1086% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4858% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3968% | 658 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7343% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0942% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7032% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3018% | 2,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0356% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0653% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8687% | 1,487 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7809% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0536% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 11.0793% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1381% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6084% | 491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9366% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4564% | 1,027 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0639% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1463% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7000% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3821% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3306% | 2,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6955% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8693% | 618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1693% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7192% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8625% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0940% | 6,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0315% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3325% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1853% | 2,613 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1853% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0759% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | 1.8128% | 2,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.4206% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8204% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9697% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6234% | 3,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6418% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5979% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7954% | 2,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6847% | 2,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.5372% | 2,539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.7731% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0565% | 1,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1432% | 1,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8532% | 2,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0550% | 605 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5753% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2085% | 6,645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9874% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8678% | 1,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.8272% | 2,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.1139% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1192% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2124% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3700% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8421% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0153% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7807% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6648% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | 1.6187% | 1,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5983% | 277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9454% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1084% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3748% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1896% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6459% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6708% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5611% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 3.0063% | 1,720 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.1049% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8574% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0927% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4755% | 3,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8623% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1553% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1660% | 1,665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3594% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1802% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | 3.9243% | 1,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.6018% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6436% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6965% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6115% | 2,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1627% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0454% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1843% | 1,425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7009% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6311% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 6.0732% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.0072% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2884% | 2,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3123% | 1,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4332% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3496% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5761% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2171% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3118% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0904% | 2,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4364% | 231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2670% | 1,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2894% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0541% | 7,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7536% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2655% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5523% | 744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3042% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0821% | 3,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.2428% | 2,339 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 7,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5204% | 355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1487% | 2,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1622% | 2,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8764% | 1,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7004% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0598% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3309% | 2,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 3,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.3183% | 1,626 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 7,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3514% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1304% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1425% | 1,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3261% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9852% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5608% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3649% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1314% | 2,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.4332% | 1,056 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 7,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5212% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2817% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3085% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9267% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1106% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3924% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2473% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.7676% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 7,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 7,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 7,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4826% | 7,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7483% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3136% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1143% | 3,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 2,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.1432% | 1,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 1,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1247% | 1,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1373% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1283% | 7,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3555% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1322% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 3,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 1,979 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 7,579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2118% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2330% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1312% | 7,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9796% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6373% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 3,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 7,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 7,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2813% | 1,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8716% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4166% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1194% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 1,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 7,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0868% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0950% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5177% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1990% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3702% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 3,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 2,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0717% | 551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0379% | 1,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 2,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 2,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1818% | 2,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6539% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7809% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4154% | 7,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 3,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0999% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0538% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 1,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4663% | 8,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5871% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0492% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1615% | 7,567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1288% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0843% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0840% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1250% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1367% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4258% | 7,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8239% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3551% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5562% | 7,487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1665% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 8,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5508% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6039% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3485% | 7,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3139% | 2,681 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0433% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5489% | 7,428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 4,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 8,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0315% | 8,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2789% | 7,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7747% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3011% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4721% | 7,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0739% | 3,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 7,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 8,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 7,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5138% | 8,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1417% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7349% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1576% | 7,406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0684% | 8,140 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 8,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 8,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0485% | 8,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0616% | 8,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5428% | 8,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3019% | 3,672 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9554% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1901% | 7,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1366% | 8,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0950% | 8,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 8,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2331% | 8,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3202% | 8,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6927% | 8,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3918% | 2,893 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6290% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1369% | 7,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4329% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1798% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 8,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3829% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4576% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1084% | 295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2172% | 1,621 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2893% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5830% | 7,697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5779% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1982% | 793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 8,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3981% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4646% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0733% | 151 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5390% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1103% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7312% | 7,726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4325% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3563% | 430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 8,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6533% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7430% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0714% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0344% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6602% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0263% | 7,749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1293% | 2,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2403% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4279% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4779% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6003% | 8,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5488% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | 15.8103% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1975% | 7,479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5896% | 1,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2522% | 898 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 7,984 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1324% | 8,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4688% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5017% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7941% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0469% | 2,238 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7679% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2335% | 1,285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2163% | 2,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3689% | 484 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 7,947 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1854% | 8,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6492% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6939% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3999% | 8,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2727% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6899% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1545% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 3,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4425% | 8,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3578% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3812% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1035% | 7,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1385% | 1,796 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4749% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0454% | 1,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0169% | 7,762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 8,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0838% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0393% | 8,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0423% | 8,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1611% | 7,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5352% | 3,089 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9217% | 1,115 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0933% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6888% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1855% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4326% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1600% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0247% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1738% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6643% | 2,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6908% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5590% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3560% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5456% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2363% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6407% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1396% | 1,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1498% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4743% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3834% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7336% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6893% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3083% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1885% | 3,642 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3109% | 2,660 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2529% | 3,427 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1463% | 11,335 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0842% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9427% | 500 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0281% | 730 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |