Home > Citizens State Bank of New Castle, Indiana > Net charge- offs to loans
Citizens State Bank of New Castle, Indiana, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0891% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3934% | 1,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7706% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3710% | 1,329 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1909% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7613% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1568% | 1,829 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2350% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2877% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2318% | 1,474 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2260% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3734% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1553% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1808% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3014% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9903% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2599% | 1,449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0990% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2556% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8228% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2218% | 1,412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1501% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2831% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0040% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2400% | 1,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0961% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3057% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2239% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4330% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1511% | 1,331 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0995% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0495% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1585% | 1,707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7899% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1194% | 1,776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0518% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1449% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8939% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0986% | 1,701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1890% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3276% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1183% | 1,439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2957% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8367% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1999% | 1,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 3,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3043% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1427% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2498% | 1,755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2949% | 1,663 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4318% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2206% | 1,766 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 1,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 3,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3477% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8517% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2482% | 1,690 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 1,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0336% | 4,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2605% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5742% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2393% | 1,649 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0876% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 1,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 1,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0445% | 4,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2845% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5475% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1993% | 2,334 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 1,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3209% | 1,910 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0374% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2058% | 2,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0191% | 4,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3727% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8728% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2716% | 1,768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0748% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 4,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0387% | 4,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3692% | 1,527 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0711% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2543% | 1,655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1888% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0505% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3472% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6360% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3387% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5240% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1657% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0794% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4666% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4525% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5352% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3819% | 1,581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7079% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4116% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3988% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3475% | 1,566 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0477% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0554% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1246% | 2,131 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3868% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1075% | 2,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2130% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1929% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2223% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6284% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8962% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5476% | 1,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2080% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2001% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2301% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5823% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4756% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5260% | 1,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 4,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 4,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6060% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9252% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5231% | 1,340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1370% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 4,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 4,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5776% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5422% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5174% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2664% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1419% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2321% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1643% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2416% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2892% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5245% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4262% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4732% | 1,749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9056% | 496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2695% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1877% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2987% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2220% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3094% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3037% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4340% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3479% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3834% | 1,730 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6406% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1767% | 697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2706% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1079% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2931% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4675% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4454% | 1,620 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2014% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4036% | 1,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6261% | 466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3367% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2543% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1669% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3477% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2180% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3657% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9620% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3257% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2448% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2740% | 1,672 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4926% | 416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1709% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 2,594 |
| Percentage Net Loans Charged-off:Construction & development | -2.9882% | 5,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1755% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1983% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4431% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3309% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3937% | 1,774 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3188% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1272% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 2,515 |
| Percentage Net Loans Charged-off:Construction & development | -3.7391% | 5,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2023% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2280% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3837% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2843% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3341% | 1,813 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6515% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 2,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 5,033 |
| Percentage Net Loans Charged-off:Construction & development | -5.2024% | 5,734 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 5,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2416% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2715% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3690% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9641% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3361% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4663% | 501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0724% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 5,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1264% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1415% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5784% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2261% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5417% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3125% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3245% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3391% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7506% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2544% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0224% | 1,104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2782% | 1,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5295% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5086% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7514% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4209% | 1,886 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1291% | 5,832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2619% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1559% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4358% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0807% | 2,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0314% | 981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0856% | 2,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4501% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5281% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3203% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4690% | 1,611 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2867% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3401% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2569% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8047% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0992% | 2,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1086% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5610% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5341% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7324% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4361% | 1,536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3200% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 5,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 5,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 5,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3820% | 1,695 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3090% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2082% | 2,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6046% | 391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4460% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3436% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 12.3551% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2003% | 2,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2178% | 2,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9584% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4056% | 2,338 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6421% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1826% | 3,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7819% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5568% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4741% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 15.7126% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2760% | 1,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2998% | 1,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3971% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3478% | 2,316 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1888% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1627% | 2,925 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4383% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3953% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4889% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | 2.0475% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7793% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8561% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1091% | 3,059 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3996% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0099% | 5,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9878% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0183% | 5,440 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2161% | 1,225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7420% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4000% | 2,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5536% | 1,804 |
| Percentage Net Loans Charged-off:Construction & development | 1.2001% | 1,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2212% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1558% | 3,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1674% | 3,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1617% | 6,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1949% | 3,479 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2878% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0857% | 3,861 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1763% | 1,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5540% | 1,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8089% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 2.5817% | 890 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6271% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2655% | 2,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2843% | 2,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3130% | 6,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1584% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9337% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0799% | 3,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2001% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9458% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4283% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 6.2952% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4368% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6102% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6519% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4706% | 6,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1308% | 3,270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8578% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0555% | 3,419 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0303% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2654% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4061% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 29.4627% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8494% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8302% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8851% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7012% | 6,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1038% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6419% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0460% | 2,778 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0587% | 6,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8902% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8899% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 20.2022% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1016% | 3,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1459% | 3,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1545% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.7680% | 59 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9474% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3665% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7102% | 1,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9021% | 422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0308% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4928% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 23.9421% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1375% | 2,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1929% | 3,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2040% | 2,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2849% | 6,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1162% | 1,392 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0177% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8874% | 1,454 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5078% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6461% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3165% | 278 |
| Percentage Net Loans Charged-off:Construction & development | 28.2686% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0810% | 2,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 3,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 3,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0566% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5976% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2582% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2724% | 956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1012% | 1,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6661% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.5292% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 45.5914% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 2,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0683% | 2,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0751% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7872% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5977% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2975% | 2,277 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0494% | 6,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6392% | 3,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5285% | 2,900 |
| Percentage Net Loans Charged-off:Construction & development | 2.8920% | 1,783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0721% | 4,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 4,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5282% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0208% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2112% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0571% | 1,745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7052% | 2,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 5,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0901% | 2,954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 7,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6656% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1566% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7063% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0728% | 1,515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 4,388 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 7,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 7,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0417% | 3,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4865% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 13.7083% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0524% | 6,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 5,578 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 7,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 7,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 7,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0862% | 2,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0930% | 3,696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6847% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1096% | 6,567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4369% | 4,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3925% | 3,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7923% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8242% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5242% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7854% | 3,250 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0465% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1246% | 1,753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4607% | 3,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4210% | 2,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8520% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8853% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6752% | 2,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7077% | 3,133 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8327% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1299% | 1,513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 5,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 4,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 3,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 3,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5403% | 3,378 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9484% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1345% | 1,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 4,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 3,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 2,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 2,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2867% | 3,461 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3765% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0891% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 5,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 7,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 7,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 7,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7316% | 2,957 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1355% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0612% | 1,675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 4,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 7,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0450% | 7,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0465% | 7,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7219% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5513% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0832% | 6,972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 4,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 8,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0680% | 8,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0704% | 8,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6548% | 2,437 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3194% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2316% | 7,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 6,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0736% | 8,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1469% | 8,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1522% | 8,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5137% | 2,433 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1119% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4743% | 7,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1936% | 2,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 3,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 2,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 2,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4015% | 2,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6816% | 2,421 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4330% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4911% | 870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1485% | 2,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 3,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 2,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5329% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3752% | 3,213 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9809% | 837 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4898% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 3,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 2,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 1,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 1,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0341% | 2,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3088% | 3,123 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3404% | 927 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4270% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1046% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 1,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0339% | 6,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5065% | 2,129 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6842% | 1,820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2309% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2289% | 1,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 1,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1316% | 1,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9011% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4529% | 3,094 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0488% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0405% | 7,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2448% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1702% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1771% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1930% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3222% | 3,333 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2277% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2202% | 7,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2660% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 1,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8433% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3391% | 2,990 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1498% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4217% | 7,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0394% | 7,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0388% | 3,765 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6509% | 1,876 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0118% | 7,490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1746% | 2,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 2,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0613% | 1,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 1,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6939% | 2,735 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1874% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1194% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1279% | 2,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 2,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 1,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 1,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1079% | 2,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4844% | 3,174 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6288% | 841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0556% | 1,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1596% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4594% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7461% | 1,019 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 2,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5122% | 2,540 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8536% | 798 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2487% | 2,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 3,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 2,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 2,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9200% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6147% | 3,315 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2750% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1957% | 2,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 2,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 2,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6099% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5246% | 3,320 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6782% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 2,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 2,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9047% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3825% | 3,700 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5389% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1122% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 1,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 1,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2878% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2165% | 3,896 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1805% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 3,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0508% | 2,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2058% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 7,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6775% | 3,453 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6939% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1480% | 3,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0683% | 1,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2761% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 7,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4481% | 4,067 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1955% | 1,071 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1553% | 3,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1048% | 1,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4191% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3787% | 4,078 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5637% | 878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2188% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2139% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8611% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3840% | 3,560 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9129% | 914 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2473% | 3,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0575% | 2,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0844% | 1,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0871% | 1,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0142% | 4,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8127% | 2,948 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9326% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2320% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6110% | 2,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5100% | 4,108 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2156% | 829 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2338% | 2,779 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1640% | 3,690 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3033% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3092% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4269% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3674% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 4,372 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0063% | 10,970 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2947% | 6,080 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |