Home > Citizens State Bank of Loyal > Income and Expense
Citizens State Bank of Loyal, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,280,000 | 2,800 |
| Total interest expense | $3,706,000 | 2,369 |
| Net interest income | $6,574,000 | 2,978 |
| Provision for loan and lease losses | $120,000 | 2,323 |
| Total noninterest income | $1,204,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $128,000 | 3,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,076,000 | 2,208 |
| Total noninterest expense | $5,819,000 | 2,824 |
| Salaries and employee benefits | $3,351,000 | 2,781 |
| Premises and equipment expense | $443,000 | 3,115 |
| Additional noninterest expense | $1,076,000 | 2,208 |
| Pre-tax net operating income | $1,839,000 | 3,047 |
| Securities gains (losses) | $78,000 | 300 |
| Applicable income taxes | $202,000 | 2,440 |
| Income before extraordinary items | $1,715,000 | 2,938 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,715,000 | 2,971 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,715,000 | 2,940 |
| Net charge-offs | $1,000 | 2,818 |
| Cash dividends | $800,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,645,580 | 3,011 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 2,832 |
| Total interest expense | $2,544,000 | 2,354 |
| Net interest income | $4,893,000 | 3,009 |
| Provision for loan and lease losses | $90,000 | 2,173 |
| Total noninterest income | $889,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $94,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $795,000 | 2,218 |
| Total noninterest expense | $4,530,000 | 2,756 |
| Salaries and employee benefits | $2,664,000 | 2,686 |
| Premises and equipment expense | $369,000 | 2,984 |
| Additional noninterest expense | $795,000 | 2,218 |
| Pre-tax net operating income | $1,162,000 | 3,293 |
| Securities gains (losses) | $78,000 | 192 |
| Applicable income taxes | $89,000 | 2,772 |
| Income before extraordinary items | $1,151,000 | 3,126 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,151,000 | 3,160 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,151,000 | 3,127 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $400,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,078,460 | 3,238 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 2,856 |
| Total interest expense | $1,528,000 | 2,313 |
| Net interest income | $3,255,000 | 3,040 |
| Provision for loan and lease losses | $60,000 | 2,092 |
| Total noninterest income | $587,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $59,000 | 3,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,141 |
| Total noninterest expense | $3,013,000 | 2,755 |
| Salaries and employee benefits | $1,800,000 | 2,672 |
| Premises and equipment expense | $224,000 | 3,124 |
| Additional noninterest expense | $528,000 | 2,138 |
| Pre-tax net operating income | $769,000 | 3,325 |
| Securities gains (losses) | $78,000 | 207 |
| Applicable income taxes | $61,000 | 2,781 |
| Income before extraordinary items | $786,000 | 3,144 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $786,000 | 3,177 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $786,000 | 3,143 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $400,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $713,460 | 3,270 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 2,885 |
| Total interest expense | $694,000 | 2,242 |
| Net interest income | $1,611,000 | 3,071 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $280,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $29,000 | 3,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 2,184 |
| Total noninterest expense | $1,496,000 | 2,811 |
| Salaries and employee benefits | $909,000 | 2,692 |
| Premises and equipment expense | $120,000 | 3,059 |
| Additional noninterest expense | $251,000 | 2,184 |
| Pre-tax net operating income | $365,000 | 3,455 |
| Securities gains (losses) | $78,000 | 196 |
| Applicable income taxes | $32,000 | 2,775 |
| Income before extraordinary items | $411,000 | 3,146 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $411,000 | 3,145 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $411,000 | 3,146 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $338,460 | 3,388 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,430,000 | 2,774 |
| Total interest expense | $1,249,000 | 2,144 |
| Net interest income | $7,181,000 | 2,837 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,269,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $135,000 | 3,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,134,000 | 2,203 |
| Total noninterest expense | $5,598,000 | 2,862 |
| Salaries and employee benefits | $3,416,000 | 2,742 |
| Premises and equipment expense | $366,000 | 3,411 |
| Additional noninterest expense | $1,134,000 | 2,203 |
| Pre-tax net operating income | $2,852,000 | 2,717 |
| Securities gains (losses) | $142,000 | 139 |
| Applicable income taxes | $427,000 | 2,145 |
| Income before extraordinary items | $2,567,000 | 2,647 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,567,000 | 2,644 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,567,000 | 2,646 |
| Net charge-offs | $16,000 | 2,000 |
| Cash dividends | $1,800,000 | 1,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,444,880 | 2,739 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,138,000 | 2,765 |
| Total interest expense | $761,000 | 2,099 |
| Net interest income | $5,377,000 | 2,821 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $963,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $104,000 | 3,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $859,000 | 2,228 |
| Total noninterest expense | $4,187,000 | 2,855 |
| Salaries and employee benefits | $2,583,000 | 2,725 |
| Premises and equipment expense | $285,000 | 3,384 |
| Additional noninterest expense | $859,000 | 2,228 |
| Pre-tax net operating income | $2,153,000 | 2,694 |
| Securities gains (losses) | $126,000 | 139 |
| Applicable income taxes | $327,000 | 2,138 |
| Income before extraordinary items | $1,952,000 | 2,609 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,952,000 | 2,607 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,952,000 | 2,608 |
| Net charge-offs | $11,000 | 1,790 |
| Cash dividends | $1,300,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,843,640 | 2,730 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 2,783 |
| Total interest expense | $433,000 | 2,147 |
| Net interest income | $3,503,000 | 2,825 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $663,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $70,000 | 3,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $593,000 | 2,209 |
| Total noninterest expense | $2,807,000 | 2,834 |
| Salaries and employee benefits | $1,737,000 | 2,711 |
| Premises and equipment expense | $191,000 | 3,390 |
| Additional noninterest expense | $879,000 | 2,829 |
| Pre-tax net operating income | $1,359,000 | 2,681 |
| Securities gains (losses) | $126,000 | 131 |
| Applicable income taxes | $210,000 | 2,088 |
| Income before extraordinary items | $1,275,000 | 2,549 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,275,000 | 2,549 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,275,000 | 2,549 |
| Net charge-offs | $10,000 | 1,581 |
| Cash dividends | $800,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,166,640 | 2,693 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 2,825 |
| Total interest expense | $201,000 | 2,205 |
| Net interest income | $1,674,000 | 2,861 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $335,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $35,000 | 3,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 2,189 |
| Total noninterest expense | $1,410,000 | 2,827 |
| Salaries and employee benefits | $874,000 | 2,698 |
| Premises and equipment expense | $103,000 | 3,302 |
| Additional noninterest expense | $433,000 | 2,836 |
| Pre-tax net operating income | $599,000 | 2,716 |
| Securities gains (losses) | $126,000 | 115 |
| Applicable income taxes | $102,000 | 2,052 |
| Income before extraordinary items | $623,000 | 2,499 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $623,000 | 2,496 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $623,000 | 2,499 |
| Net charge-offs | $6,000 | 1,321 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $514,640 | 2,743 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,912,000 | 2,826 |
| Total interest expense | $845,000 | 2,460 |
| Net interest income | $7,067,000 | 2,836 |
| Provision for loan and lease losses | $90,000 | 2,262 |
| Total noninterest income | $1,587,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $120,000 | 3,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,467,000 | 2,236 |
| Total noninterest expense | $5,534,000 | 2,845 |
| Salaries and employee benefits | $3,494,000 | 2,712 |
| Premises and equipment expense | $369,000 | 3,469 |
| Additional noninterest expense | $1,671,000 | 2,913 |
| Pre-tax net operating income | $3,030,000 | 2,675 |
| Securities gains (losses) | $45,000 | 1,172 |
| Applicable income taxes | $455,000 | 2,163 |
| Income before extraordinary items | $2,620,000 | 2,700 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,620,000 | 2,701 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,620,000 | 2,701 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $900,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,581,750 | 2,706 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 2,860 |
| Total interest expense | $642,000 | 2,524 |
| Net interest income | $5,401,000 | 2,864 |
| Provision for loan and lease losses | $90,000 | 2,005 |
| Total noninterest income | $1,216,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $88,000 | 3,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,128,000 | 2,254 |
| Total noninterest expense | $4,126,000 | 2,876 |
| Salaries and employee benefits | $2,587,000 | 2,749 |
| Premises and equipment expense | $288,000 | 3,454 |
| Additional noninterest expense | $1,251,000 | 2,917 |
| Pre-tax net operating income | $2,401,000 | 2,718 |
| Securities gains (losses) | $45,000 | 1,091 |
| Applicable income taxes | $385,000 | 2,149 |
| Income before extraordinary items | $2,061,000 | 2,758 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,061,000 | 2,757 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,061,000 | 2,758 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $400,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,023,200 | 2,762 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 2,807 |
| Total interest expense | $432,000 | 2,560 |
| Net interest income | $3,750,000 | 2,798 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $836,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $56,000 | 3,302 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $780,000 | 2,187 |
| Total noninterest expense | $2,726,000 | 2,888 |
| Salaries and employee benefits | $1,700,000 | 2,758 |
| Premises and equipment expense | $196,000 | 3,431 |
| Additional noninterest expense | $830,000 | 2,909 |
| Pre-tax net operating income | $1,800,000 | 2,542 |
| Securities gains (losses) | $45,000 | 923 |
| Applicable income taxes | $316,000 | 1,986 |
| Income before extraordinary items | $1,529,000 | 2,597 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,529,000 | 2,597 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,529,000 | 2,597 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $400,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,491,650 | 2,612 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 2,777 |
| Total interest expense | $223,000 | 2,591 |
| Net interest income | $1,876,000 | 2,767 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $431,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $28,000 | 3,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $403,000 | 2,146 |
| Total noninterest expense | $1,373,000 | 2,870 |
| Salaries and employee benefits | $870,000 | 2,719 |
| Premises and equipment expense | $102,000 | 3,373 |
| Additional noninterest expense | $401,000 | 2,933 |
| Pre-tax net operating income | $904,000 | 2,512 |
| Securities gains (losses) | $45,000 | 685 |
| Applicable income taxes | $113,000 | 2,202 |
| Income before extraordinary items | $836,000 | 2,451 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $836,000 | 2,449 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $836,000 | 2,451 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $796,400 | 2,486 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,966,000 | 2,890 |
| Total interest expense | $1,107,000 | 2,779 |
| Net interest income | $6,859,000 | 2,846 |
| Provision for loan and lease losses | $120,000 | 3,406 |
| Total noninterest income | $1,630,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $114,000 | 3,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,516,000 | 2,072 |
| Total noninterest expense | $5,449,000 | 2,849 |
| Salaries and employee benefits | $3,391,000 | 2,741 |
| Premises and equipment expense | $367,000 | 3,537 |
| Additional noninterest expense | $1,691,000 | 2,828 |
| Pre-tax net operating income | $2,920,000 | 2,459 |
| Securities gains (losses) | $51,000 | 1,718 |
| Applicable income taxes | $432,000 | 2,045 |
| Income before extraordinary items | $2,539,000 | 2,531 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,539,000 | 2,531 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,539,000 | 2,531 |
| Net charge-offs | $-14,000 | 4,316 |
| Cash dividends | $1,200,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,495,650 | 2,510 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,141,000 | 2,863 |
| Total interest expense | $865,000 | 2,811 |
| Net interest income | $5,276,000 | 2,817 |
| Provision for loan and lease losses | $90,000 | 3,370 |
| Total noninterest income | $1,173,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $85,000 | 3,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,088,000 | 2,071 |
| Total noninterest expense | $4,070,000 | 2,847 |
| Salaries and employee benefits | $2,567,000 | 2,714 |
| Premises and equipment expense | $277,000 | 3,529 |
| Additional noninterest expense | $1,226,000 | 2,876 |
| Pre-tax net operating income | $2,289,000 | 2,396 |
| Securities gains (losses) | $51,000 | 1,523 |
| Applicable income taxes | $366,000 | 1,939 |
| Income before extraordinary items | $1,974,000 | 2,472 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,974,000 | 2,472 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,974,000 | 2,472 |
| Net charge-offs | $-13,000 | 4,316 |
| Cash dividends | $400,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,931,160 | 2,448 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 2,817 |
| Total interest expense | $620,000 | 2,817 |
| Net interest income | $3,661,000 | 2,777 |
| Provision for loan and lease losses | $60,000 | 3,299 |
| Total noninterest income | $752,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $52,000 | 3,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $700,000 | 2,032 |
| Total noninterest expense | $2,789,000 | 2,811 |
| Salaries and employee benefits | $1,801,000 | 2,647 |
| Premises and equipment expense | $188,000 | 3,506 |
| Additional noninterest expense | $800,000 | 2,909 |
| Pre-tax net operating income | $1,564,000 | 2,338 |
| Securities gains (losses) | $51,000 | 1,286 |
| Applicable income taxes | $263,000 | 1,847 |
| Income before extraordinary items | $1,352,000 | 2,385 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,352,000 | 2,385 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,352,000 | 2,385 |
| Net charge-offs | $-13,000 | 4,396 |
| Cash dividends | $400,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,309,160 | 2,397 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 2,910 |
| Total interest expense | $372,000 | 2,707 |
| Net interest income | $1,652,000 | 2,915 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $324,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $35,000 | 3,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 2,042 |
| Total noninterest expense | $1,358,000 | 2,875 |
| Salaries and employee benefits | $845,000 | 2,755 |
| Premises and equipment expense | $113,000 | 3,235 |
| Additional noninterest expense | $400,000 | 2,937 |
| Pre-tax net operating income | $588,000 | 2,574 |
| Securities gains (losses) | $27,000 | 1,058 |
| Applicable income taxes | $84,000 | 2,078 |
| Income before extraordinary items | $531,000 | 2,562 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $531,000 | 2,562 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $531,000 | 2,563 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $507,780 | 2,597 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,317,000 | 2,893 |
| Total interest expense | $1,927,000 | 2,396 |
| Net interest income | $6,390,000 | 2,982 |
| Provision for loan and lease losses | $100,000 | 2,932 |
| Total noninterest income | $1,588,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $153,000 | 3,482 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,435,000 | 1,840 |
| Total noninterest expense | $5,858,000 | 2,734 |
| Salaries and employee benefits | $3,703,000 | 2,578 |
| Premises and equipment expense | $473,000 | 3,191 |
| Additional noninterest expense | $1,682,000 | 2,867 |
| Pre-tax net operating income | $2,020,000 | 3,013 |
| Securities gains (losses) | $517,000 | 348 |
| Applicable income taxes | $344,000 | 2,262 |
| Income before extraordinary items | $2,193,000 | 2,772 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,193,000 | 2,773 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,193,000 | 2,774 |
| Net charge-offs | $22,000 | 3,083 |
| Cash dividends | $800,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,748,380 | 3,052 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,264,000 | 2,927 |
| Total interest expense | $1,512,000 | 2,341 |
| Net interest income | $4,752,000 | 3,038 |
| Provision for loan and lease losses | $70,000 | 2,898 |
| Total noninterest income | $1,232,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $112,000 | 3,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,120,000 | 1,791 |
| Total noninterest expense | $4,457,000 | 2,731 |
| Salaries and employee benefits | $2,874,000 | 2,545 |
| Premises and equipment expense | $361,000 | 3,188 |
| Additional noninterest expense | $1,222,000 | 2,944 |
| Pre-tax net operating income | $1,457,000 | 3,141 |
| Securities gains (losses) | $491,000 | 320 |
| Applicable income taxes | $270,000 | 2,309 |
| Income before extraordinary items | $1,678,000 | 2,792 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,678,000 | 2,793 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,678,000 | 2,793 |
| Net charge-offs | $24,000 | 2,619 |
| Cash dividends | $400,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,255,740 | 3,166 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,166,000 | 2,947 |
| Total interest expense | $1,026,000 | 2,300 |
| Net interest income | $3,140,000 | 3,072 |
| Provision for loan and lease losses | $40,000 | 2,926 |
| Total noninterest income | $919,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $73,000 | 3,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 1,656 |
| Total noninterest expense | $3,143,000 | 2,653 |
| Salaries and employee benefits | $2,071,000 | 2,409 |
| Premises and equipment expense | $242,000 | 3,182 |
| Additional noninterest expense | $830,000 | 2,929 |
| Pre-tax net operating income | $876,000 | 3,273 |
| Securities gains (losses) | $491,000 | 227 |
| Applicable income taxes | $200,000 | 2,210 |
| Income before extraordinary items | $1,167,000 | 2,713 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,167,000 | 2,713 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,167,000 | 2,712 |
| Net charge-offs | $11,000 | 2,558 |
| Cash dividends | $400,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $749,650 | 3,314 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 2,971 |
| Total interest expense | $506,000 | 2,283 |
| Net interest income | $1,554,000 | 3,116 |
| Provision for loan and lease losses | $10,000 | 3,068 |
| Total noninterest income | $516,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $36,000 | 3,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 1,491 |
| Total noninterest expense | $1,412,000 | 2,847 |
| Salaries and employee benefits | $878,000 | 2,711 |
| Premises and equipment expense | $123,000 | 3,193 |
| Additional noninterest expense | $411,000 | 2,943 |
| Pre-tax net operating income | $648,000 | 2,695 |
| Securities gains (losses) | $491,000 | 126 |
| Applicable income taxes | $191,000 | 1,627 |
| Income before extraordinary items | $948,000 | 1,950 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $948,000 | 1,948 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $948,000 | 1,949 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $540,470 | 2,774 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,855,000 | 2,966 |
| Total interest expense | $1,546,000 | 2,296 |
| Net interest income | $6,309,000 | 3,074 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,439,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $158,000 | 3,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,281,000 | 1,970 |
| Total noninterest expense | $5,429,000 | 2,904 |
| Salaries and employee benefits | $3,415,000 | 2,720 |
| Premises and equipment expense | $488,000 | 3,191 |
| Additional noninterest expense | $1,526,000 | 3,137 |
| Pre-tax net operating income | $2,319,000 | 2,896 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $304,000 | 2,385 |
| Income before extraordinary items | $2,015,000 | 2,929 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,015,000 | 2,928 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,015,000 | 2,928 |
| Net charge-offs | $6,000 | 3,501 |
| Cash dividends | $800,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,015,000 | 2,925 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 2,989 |
| Total interest expense | $1,078,000 | 2,333 |
| Net interest income | $4,727,000 | 3,097 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,159,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $123,000 | 3,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,036,000 | 1,903 |
| Total noninterest expense | $4,082,000 | 2,906 |
| Salaries and employee benefits | $2,592,000 | 2,714 |
| Premises and equipment expense | $374,000 | 3,184 |
| Additional noninterest expense | $1,116,000 | 3,198 |
| Pre-tax net operating income | $1,804,000 | 2,896 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $258,000 | 2,344 |
| Income before extraordinary items | $1,546,000 | 2,937 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,546,000 | 2,936 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,546,000 | 2,936 |
| Net charge-offs | $1,000 | 3,412 |
| Cash dividends | $400,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,546,000 | 2,927 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,803,000 | 3,016 |
| Total interest expense | $672,000 | 2,356 |
| Net interest income | $3,131,000 | 3,112 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $857,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $84,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $773,000 | 1,775 |
| Total noninterest expense | $2,695,000 | 2,947 |
| Salaries and employee benefits | $1,736,000 | 2,724 |
| Premises and equipment expense | $255,000 | 3,170 |
| Additional noninterest expense | $704,000 | 3,323 |
| Pre-tax net operating income | $1,293,000 | 2,759 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $198,000 | 2,231 |
| Income before extraordinary items | $1,095,000 | 2,814 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,095,000 | 2,814 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,095,000 | 2,813 |
| Net charge-offs | $1,000 | 3,095 |
| Cash dividends | $400,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,095,000 | 2,808 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 3,056 |
| Total interest expense | $315,000 | 2,382 |
| Net interest income | $1,552,000 | 3,141 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $464,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $42,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 1,658 |
| Total noninterest expense | $1,343,000 | 2,976 |
| Salaries and employee benefits | $872,000 | 2,733 |
| Premises and equipment expense | $120,000 | 3,318 |
| Additional noninterest expense | $351,000 | 3,339 |
| Pre-tax net operating income | $673,000 | 2,646 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $107,000 | 2,128 |
| Income before extraordinary items | $566,000 | 2,707 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $566,000 | 2,707 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $566,000 | 2,707 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $566,000 | 2,700 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,703,000 | 2,946 |
| Total interest expense | $1,074,000 | 2,430 |
| Net interest income | $6,629,000 | 2,995 |
| Provision for loan and lease losses | $80,000 | 3,246 |
| Total noninterest income | $1,381,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $186,000 | 3,549 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,195,000 | 2,071 |
| Total noninterest expense | $5,275,000 | 3,001 |
| Salaries and employee benefits | $3,276,000 | 2,831 |
| Premises and equipment expense | $502,000 | 3,262 |
| Additional noninterest expense | $1,497,000 | 3,233 |
| Pre-tax net operating income | $2,655,000 | 2,667 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $861,000 | 2,004 |
| Income before extraordinary items | $1,794,000 | 2,865 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,794,000 | 2,864 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,794,000 | 2,865 |
| Net charge-offs | $46,000 | 3,013 |
| Cash dividends | $800,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,794,000 | 2,847 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,706,000 | 2,984 |
| Total interest expense | $780,000 | 2,456 |
| Net interest income | $4,926,000 | 3,035 |
| Provision for loan and lease losses | $80,000 | 2,896 |
| Total noninterest income | $1,164,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $141,000 | 3,559 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,023,000 | 1,953 |
| Total noninterest expense | $3,966,000 | 3,014 |
| Salaries and employee benefits | $2,470,000 | 2,837 |
| Premises and equipment expense | $407,000 | 3,134 |
| Additional noninterest expense | $1,089,000 | 3,301 |
| Pre-tax net operating income | $2,044,000 | 2,692 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $443,000 | 2,181 |
| Income before extraordinary items | $1,601,000 | 2,752 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,601,000 | 2,751 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,601,000 | 2,752 |
| Net charge-offs | $46,000 | 2,524 |
| Cash dividends | $400,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,601,000 | 2,734 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 2,983 |
| Total interest expense | $493,000 | 2,516 |
| Net interest income | $3,305,000 | 3,010 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $835,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $93,000 | 3,577 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $742,000 | 1,867 |
| Total noninterest expense | $2,677,000 | 3,017 |
| Salaries and employee benefits | $1,711,000 | 2,786 |
| Premises and equipment expense | $265,000 | 3,184 |
| Additional noninterest expense | $701,000 | 3,394 |
| Pre-tax net operating income | $1,413,000 | 2,587 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $322,000 | 2,081 |
| Income before extraordinary items | $1,091,000 | 2,681 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,091,000 | 2,680 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,091,000 | 2,681 |
| Net charge-offs | $46,000 | 2,051 |
| Cash dividends | $400,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,091,000 | 2,662 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 3,055 |
| Total interest expense | $238,000 | 2,544 |
| Net interest income | $1,596,000 | 3,085 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $447,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $47,000 | 3,581 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $400,000 | 1,750 |
| Total noninterest expense | $1,275,000 | 3,134 |
| Salaries and employee benefits | $774,000 | 3,005 |
| Premises and equipment expense | $133,000 | 3,230 |
| Additional noninterest expense | $368,000 | 3,280 |
| Pre-tax net operating income | $738,000 | 2,439 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $170,000 | 2,008 |
| Income before extraordinary items | $568,000 | 2,551 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $568,000 | 2,550 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $568,000 | 2,551 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $568,000 | 2,534 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,550,000 | 2,976 |
| Total interest expense | $876,000 | 2,639 |
| Net interest income | $6,674,000 | 2,980 |
| Provision for loan and lease losses | $120,000 | 2,919 |
| Total noninterest income | $1,484,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $202,000 | 3,562 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,282,000 | 2,086 |
| Total noninterest expense | $5,178,000 | 3,120 |
| Salaries and employee benefits | $3,262,000 | 2,880 |
| Premises and equipment expense | $516,000 | 3,315 |
| Additional noninterest expense | $1,400,000 | 3,485 |
| Pre-tax net operating income | $2,860,000 | 2,467 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $653,000 | 2,027 |
| Income before extraordinary items | $2,207,000 | 2,620 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,207,000 | 2,618 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,207,000 | 2,619 |
| Net charge-offs | $18,000 | 3,674 |
| Cash dividends | $800,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,207,000 | 2,564 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,658,000 | 2,976 |
| Total interest expense | $656,000 | 2,649 |
| Net interest income | $5,002,000 | 2,996 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $1,160,000 | 2,453 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $152,000 | 3,572 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,008,000 | 2,033 |
| Total noninterest expense | $3,888,000 | 3,118 |
| Salaries and employee benefits | $2,418,000 | 2,902 |
| Premises and equipment expense | $397,000 | 3,283 |
| Additional noninterest expense | $1,073,000 | 3,458 |
| Pre-tax net operating income | $2,184,000 | 2,484 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $507,000 | 2,046 |
| Income before extraordinary items | $1,677,000 | 2,622 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,677,000 | 2,623 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,677,000 | 2,623 |
| Net charge-offs | $18,000 | 3,215 |
| Cash dividends | $400,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,677,000 | 2,565 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 3,019 |
| Total interest expense | $437,000 | 2,663 |
| Net interest income | $3,275,000 | 3,047 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $862,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $100,000 | 3,594 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $762,000 | 1,845 |
| Total noninterest expense | $2,601,000 | 3,128 |
| Salaries and employee benefits | $1,626,000 | 2,906 |
| Premises and equipment expense | $258,000 | 3,345 |
| Additional noninterest expense | $717,000 | 3,486 |
| Pre-tax net operating income | $1,476,000 | 2,427 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $345,000 | 2,009 |
| Income before extraordinary items | $1,131,000 | 2,585 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,131,000 | 2,584 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,131,000 | 2,584 |
| Net charge-offs | $18,000 | 2,837 |
| Cash dividends | $400,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,131,000 | 2,519 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 3,039 |
| Total interest expense | $220,000 | 2,666 |
| Net interest income | $1,632,000 | 3,055 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $501,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $53,000 | 3,519 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $448,000 | 1,632 |
| Total noninterest expense | $1,322,000 | 3,114 |
| Salaries and employee benefits | $823,000 | 2,898 |
| Premises and equipment expense | $136,000 | 3,268 |
| Additional noninterest expense | $363,000 | 3,456 |
| Pre-tax net operating income | $781,000 | 2,309 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $191,000 | 1,886 |
| Income before extraordinary items | $590,000 | 2,475 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $590,000 | 2,475 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $590,000 | 2,475 |
| Net charge-offs | $15,000 | 2,144 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $590,000 | 2,426 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,212,000 | 3,046 |
| Total interest expense | $1,113,000 | 2,240 |
| Net interest income | $6,099,000 | 3,156 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $1,450,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $197,000 | 3,732 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,253,000 | 2,087 |
| Total noninterest expense | $5,100,000 | 3,169 |
| Salaries and employee benefits | $3,138,000 | 2,949 |
| Premises and equipment expense | $541,000 | 3,326 |
| Additional noninterest expense | $1,421,000 | 3,531 |
| Pre-tax net operating income | $2,389,000 | 2,717 |
| Securities gains (losses) | $-5,000 | 5,798 |
| Applicable income taxes | $450,000 | 2,315 |
| Income before extraordinary items | $1,934,000 | 2,797 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,934,000 | 2,799 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,934,000 | 2,800 |
| Net charge-offs | $21,000 | 3,740 |
| Cash dividends | $700,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,938,050 | 2,737 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,332,000 | 3,096 |
| Total interest expense | $871,000 | 2,195 |
| Net interest income | $4,461,000 | 3,234 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $1,143,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $145,000 | 3,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $998,000 | 2,029 |
| Total noninterest expense | $3,859,000 | 3,175 |
| Salaries and employee benefits | $2,399,000 | 2,935 |
| Premises and equipment expense | $397,000 | 3,408 |
| Additional noninterest expense | $1,063,000 | 3,539 |
| Pre-tax net operating income | $1,700,000 | 2,862 |
| Securities gains (losses) | $-5,000 | 5,937 |
| Applicable income taxes | $301,000 | 2,479 |
| Income before extraordinary items | $1,394,000 | 2,904 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,394,000 | 2,903 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,394,000 | 2,905 |
| Net charge-offs | $46,000 | 2,832 |
| Cash dividends | $300,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,398,100 | 2,848 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 3,100 |
| Total interest expense | $594,000 | 2,168 |
| Net interest income | $2,968,000 | 3,245 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $855,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $93,000 | 3,833 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $762,000 | 1,861 |
| Total noninterest expense | $2,607,000 | 3,177 |
| Salaries and employee benefits | $1,616,000 | 2,923 |
| Premises and equipment expense | $270,000 | 3,377 |
| Additional noninterest expense | $721,000 | 3,516 |
| Pre-tax net operating income | $1,186,000 | 2,753 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $216,000 | 2,406 |
| Income before extraordinary items | $970,000 | 2,802 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $970,000 | 2,802 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $970,000 | 2,804 |
| Net charge-offs | $19,000 | 2,974 |
| Cash dividends | $300,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $970,000 | 2,747 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 3,103 |
| Total interest expense | $296,000 | 2,201 |
| Net interest income | $1,494,000 | 3,233 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $465,000 | 2,195 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $45,000 | 3,870 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $420,000 | 1,704 |
| Total noninterest expense | $1,304,000 | 3,196 |
| Salaries and employee benefits | $806,000 | 2,959 |
| Premises and equipment expense | $136,000 | 3,397 |
| Additional noninterest expense | $362,000 | 3,511 |
| Pre-tax net operating income | $640,000 | 2,577 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $130,000 | 2,243 |
| Income before extraordinary items | $510,000 | 2,688 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $510,000 | 2,691 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $510,000 | 2,691 |
| Net charge-offs | $19,000 | 2,149 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $510,000 | 2,607 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,110,000 | 3,147 |
| Total interest expense | $1,227,000 | 2,216 |
| Net interest income | $5,883,000 | 3,302 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $1,457,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $214,000 | 3,803 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,243,000 | 2,025 |
| Total noninterest expense | $5,057,000 | 3,284 |
| Salaries and employee benefits | $3,053,000 | 3,032 |
| Premises and equipment expense | $563,000 | 3,379 |
| Additional noninterest expense | $1,441,000 | 3,635 |
| Pre-tax net operating income | $2,223,000 | 2,791 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $405,000 | 2,404 |
| Income before extraordinary items | $1,818,000 | 2,872 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,818,000 | 2,871 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,818,000 | 2,872 |
| Net charge-offs | $-3,000 | 5,476 |
| Cash dividends | $800,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,818,000 | 2,832 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 3,146 |
| Total interest expense | $924,000 | 2,239 |
| Net interest income | $4,453,000 | 3,297 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $1,119,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $156,000 | 3,896 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $963,000 | 1,988 |
| Total noninterest expense | $3,805,000 | 3,303 |
| Salaries and employee benefits | $2,311,000 | 3,037 |
| Premises and equipment expense | $425,000 | 3,399 |
| Additional noninterest expense | $1,069,000 | 3,679 |
| Pre-tax net operating income | $1,722,000 | 2,782 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $345,000 | 2,331 |
| Income before extraordinary items | $1,377,000 | 2,904 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,377,000 | 2,905 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,377,000 | 2,905 |
| Net charge-offs | $-2,000 | 5,291 |
| Cash dividends | $400,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,377,000 | 2,843 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 3,107 |
| Total interest expense | $622,000 | 2,255 |
| Net interest income | $3,023,000 | 3,255 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $808,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $101,000 | 3,930 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $707,000 | 1,840 |
| Total noninterest expense | $2,530,000 | 3,314 |
| Salaries and employee benefits | $1,557,000 | 3,039 |
| Premises and equipment expense | $288,000 | 3,381 |
| Additional noninterest expense | $685,000 | 3,791 |
| Pre-tax net operating income | $1,271,000 | 2,537 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $285,000 | 2,080 |
| Income before extraordinary items | $986,000 | 2,667 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $986,000 | 2,671 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $986,000 | 2,671 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $986,000 | 2,636 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 3,108 |
| Total interest expense | $314,000 | 2,276 |
| Net interest income | $1,521,000 | 3,235 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $439,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $49,000 | 3,960 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $390,000 | 1,685 |
| Total noninterest expense | $1,247,000 | 3,385 |
| Salaries and employee benefits | $769,000 | 3,077 |
| Premises and equipment expense | $146,000 | 3,410 |
| Additional noninterest expense | $332,000 | 3,882 |
| Pre-tax net operating income | $698,000 | 2,325 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $169,000 | 1,887 |
| Income before extraordinary items | $529,000 | 2,469 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $529,000 | 2,472 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $529,000 | 2,472 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $529,000 | 2,426 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,516,000 | 3,080 |
| Total interest expense | $1,416,000 | 2,266 |
| Net interest income | $6,100,000 | 3,235 |
| Provision for loan and lease losses | $360,000 | 2,221 |
| Total noninterest income | $1,830,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $203,000 | 4,073 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,627,000 | 1,758 |
| Total noninterest expense | $5,080,000 | 3,370 |
| Salaries and employee benefits | $3,059,000 | 3,063 |
| Premises and equipment expense | $550,000 | 3,513 |
| Additional noninterest expense | $1,471,000 | 3,700 |
| Pre-tax net operating income | $2,490,000 | 2,475 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $410,000 | 2,341 |
| Income before extraordinary items | $2,080,000 | 2,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,080,000 | 2,536 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,080,000 | 2,536 |
| Net charge-offs | $-8,000 | 6,127 |
| Cash dividends | $800,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,080,000 | 2,470 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,626,000 | 3,108 |
| Total interest expense | $1,059,000 | 2,327 |
| Net interest income | $4,567,000 | 3,247 |
| Provision for loan and lease losses | $270,000 | 2,189 |
| Total noninterest income | $1,525,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $146,000 | 4,174 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,379,000 | 1,650 |
| Total noninterest expense | $3,876,000 | 3,331 |
| Salaries and employee benefits | $2,338,000 | 3,050 |
| Premises and equipment expense | $409,000 | 3,555 |
| Additional noninterest expense | $1,129,000 | 3,646 |
| Pre-tax net operating income | $1,946,000 | 2,478 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $268,000 | 2,528 |
| Income before extraordinary items | $1,678,000 | 2,428 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,678,000 | 2,432 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,678,000 | 2,432 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $400,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,678,000 | 2,365 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 3,144 |
| Total interest expense | $729,000 | 2,315 |
| Net interest income | $2,981,000 | 3,302 |
| Provision for loan and lease losses | $180,000 | 2,226 |
| Total noninterest income | $1,275,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $94,000 | 4,220 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,181,000 | 1,415 |
| Total noninterest expense | $2,626,000 | 3,308 |
| Salaries and employee benefits | $1,578,000 | 3,049 |
| Premises and equipment expense | $269,000 | 3,604 |
| Additional noninterest expense | $779,000 | 3,569 |
| Pre-tax net operating income | $1,450,000 | 2,255 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $147,000 | 2,708 |
| Income before extraordinary items | $1,303,000 | 2,159 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,303,000 | 2,167 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,303,000 | 2,165 |
| Net charge-offs | $11,000 | 4,274 |
| Cash dividends | $400,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,303,000 | 2,074 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 3,296 |
| Total interest expense | $374,000 | 2,336 |
| Net interest income | $1,387,000 | 3,488 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $870,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $47,000 | 4,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $823,000 | 1,127 |
| Total noninterest expense | $1,359,000 | 3,240 |
| Salaries and employee benefits | $805,000 | 3,038 |
| Premises and equipment expense | $132,000 | 3,682 |
| Additional noninterest expense | $422,000 | 3,382 |
| Pre-tax net operating income | $808,000 | 2,025 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $13,000 | 3,816 |
| Income before extraordinary items | $795,000 | 1,784 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $795,000 | 1,785 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $795,000 | 1,786 |
| Net charge-offs | $-9,000 | 6,154 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $795,000 | 1,721 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,473,000 | 3,645 |
| Total interest expense | $1,585,000 | 2,603 |
| Net interest income | $4,888,000 | 3,870 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $1,390,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $173,000 | 4,525 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,217,000 | 2,118 |
| Total noninterest expense | $4,369,000 | 3,801 |
| Salaries and employee benefits | $2,709,000 | 3,357 |
| Premises and equipment expense | $415,000 | 4,235 |
| Additional noninterest expense | $1,245,000 | 4,270 |
| Pre-tax net operating income | $1,809,000 | 3,007 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $185,000 | 3,067 |
| Income before extraordinary items | $1,624,000 | 2,967 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,624,000 | 2,968 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,624,000 | 2,969 |
| Net charge-offs | $77,000 | 4,628 |
| Cash dividends | $400,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,624,000 | 2,843 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,925,000 | 3,682 |
| Total interest expense | $1,217,000 | 2,654 |
| Net interest income | $3,708,000 | 3,908 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $1,051,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $130,000 | 4,578 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $921,000 | 2,095 |
| Total noninterest expense | $3,213,000 | 3,868 |
| Salaries and employee benefits | $2,024,000 | 3,391 |
| Premises and equipment expense | $303,000 | 4,334 |
| Additional noninterest expense | $886,000 | 4,434 |
| Pre-tax net operating income | $1,471,000 | 2,925 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $198,000 | 2,845 |
| Income before extraordinary items | $1,273,000 | 2,952 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,273,000 | 2,952 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,273,000 | 2,951 |
| Net charge-offs | $85,000 | 4,121 |
| Cash dividends | $200,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,273,000 | 2,807 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 3,775 |
| Total interest expense | $826,000 | 2,705 |
| Net interest income | $2,364,000 | 4,027 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $738,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $84,000 | 4,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $654,000 | 2,002 |
| Total noninterest expense | $2,160,000 | 3,880 |
| Salaries and employee benefits | $1,379,000 | 3,361 |
| Premises and equipment expense | $197,000 | 4,403 |
| Additional noninterest expense | $584,000 | 4,461 |
| Pre-tax net operating income | $892,000 | 3,081 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $129,000 | 2,855 |
| Income before extraordinary items | $763,000 | 3,150 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $763,000 | 3,149 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $763,000 | 3,150 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $763,000 | 2,990 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 3,780 |
| Total interest expense | $421,000 | 2,761 |
| Net interest income | $1,200,000 | 4,009 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $428,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $38,000 | 4,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $390,000 | 1,785 |
| Total noninterest expense | $1,138,000 | 3,774 |
| Salaries and employee benefits | $745,000 | 3,189 |
| Premises and equipment expense | $98,000 | 4,443 |
| Additional noninterest expense | $295,000 | 4,424 |
| Pre-tax net operating income | $465,000 | 3,016 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $105,000 | 2,400 |
| Income before extraordinary items | $360,000 | 3,291 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $360,000 | 3,295 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $360,000 | 3,295 |
| Net charge-offs | $-12,000 | 6,715 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $360,000 | 3,116 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,534,000 | 3,847 |
| Total interest expense | $1,913,000 | 2,861 |
| Net interest income | $4,621,000 | 4,134 |
| Provision for loan and lease losses | $450,000 | 3,593 |
| Total noninterest income | $1,002,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $173,000 | 4,640 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $829,000 | 2,390 |
| Total noninterest expense | $4,154,000 | 4,013 |
| Salaries and employee benefits | $2,458,000 | 3,606 |
| Premises and equipment expense | $406,000 | 4,530 |
| Additional noninterest expense | $1,290,000 | 4,253 |
| Pre-tax net operating income | $1,019,000 | 3,690 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-124,000 | 6,848 |
| Income before extraordinary items | $1,143,000 | 3,281 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,143,000 | 3,284 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,143,000 | 3,284 |
| Net charge-offs | $1,266,000 | 2,090 |
| Cash dividends | $400,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,143,000 | 3,190 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,937,000 | 3,863 |
| Total interest expense | $1,465,000 | 2,919 |
| Net interest income | $3,472,000 | 4,142 |
| Provision for loan and lease losses | $393,000 | 3,258 |
| Total noninterest income | $716,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $127,000 | 4,697 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $589,000 | 2,452 |
| Total noninterest expense | $3,103,000 | 4,025 |
| Salaries and employee benefits | $1,878,000 | 3,551 |
| Premises and equipment expense | $301,000 | 4,602 |
| Additional noninterest expense | $924,000 | 4,381 |
| Pre-tax net operating income | $692,000 | 3,992 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-40,000 | 6,905 |
| Income before extraordinary items | $732,000 | 3,664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $732,000 | 3,666 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $732,000 | 3,666 |
| Net charge-offs | $1,228,000 | 1,699 |
| Cash dividends | $200,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $732,000 | 3,563 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 3,888 |
| Total interest expense | $997,000 | 2,956 |
| Net interest income | $2,303,000 | 4,177 |
| Provision for loan and lease losses | $325,000 | 2,851 |
| Total noninterest income | $585,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $83,000 | 4,731 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $502,000 | 2,091 |
| Total noninterest expense | $2,139,000 | 3,997 |
| Salaries and employee benefits | $1,286,000 | 3,502 |
| Premises and equipment expense | $200,000 | 4,656 |
| Additional noninterest expense | $653,000 | 4,292 |
| Pre-tax net operating income | $424,000 | 4,104 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $424,000 | 3,870 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $424,000 | 3,871 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $424,000 | 3,872 |
| Net charge-offs | $1,215,000 | 1,311 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $424,000 | 3,763 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 3,921 |
| Total interest expense | $505,000 | 3,011 |
| Net interest income | $1,149,000 | 4,174 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $370,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $330,000 | 1,793 |
| Total noninterest expense | $1,078,000 | 3,990 |
| Salaries and employee benefits | $659,000 | 3,477 |
| Premises and equipment expense | $104,000 | 4,611 |
| Additional noninterest expense | $315,000 | 4,391 |
| Pre-tax net operating income | $429,000 | 2,833 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $103,000 | 2,147 |
| Income before extraordinary items | $326,000 | 3,054 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $326,000 | 3,053 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $326,000 | 3,054 |
| Net charge-offs | $-18,000 | 7,169 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $326,000 | 3,000 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,863,000 | 3,965 |
| Total interest expense | $2,327,000 | 3,165 |
| Net interest income | $4,536,000 | 4,221 |
| Provision for loan and lease losses | $1,080,000 | 2,938 |
| Total noninterest income | $1,028,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $206,000 | 4,351 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $822,000 | 2,460 |
| Total noninterest expense | $3,797,000 | 4,354 |
| Salaries and employee benefits | $2,368,000 | 3,738 |
| Premises and equipment expense | $396,000 | 4,783 |
| Additional noninterest expense | $1,033,000 | 5,002 |
| Pre-tax net operating income | $687,000 | 3,939 |
| Securities gains (losses) | $38,000 | 2,818 |
| Applicable income taxes | $265,000 | 2,475 |
| Income before extraordinary items | $460,000 | 4,422 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $460,000 | 4,423 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $460,000 | 4,423 |
| Net charge-offs | $333,000 | 4,182 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $435,680 | 4,363 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,176,000 | 4,024 |
| Total interest expense | $1,786,000 | 3,231 |
| Net interest income | $3,390,000 | 4,294 |
| Provision for loan and lease losses | $420,000 | 3,826 |
| Total noninterest income | $836,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $157,000 | 4,404 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $679,000 | 2,313 |
| Total noninterest expense | $2,819,000 | 4,402 |
| Salaries and employee benefits | $1,736,000 | 3,841 |
| Premises and equipment expense | $297,000 | 4,859 |
| Additional noninterest expense | $786,000 | 4,966 |
| Pre-tax net operating income | $987,000 | 3,120 |
| Securities gains (losses) | $38,000 | 2,592 |
| Applicable income taxes | $212,000 | 2,497 |
| Income before extraordinary items | $813,000 | 3,252 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $813,000 | 3,250 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $813,000 | 3,252 |
| Net charge-offs | $332,000 | 3,599 |
| Cash dividends | $200,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $782,980 | 3,189 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 4,107 |
| Total interest expense | $1,191,000 | 3,321 |
| Net interest income | $2,193,000 | 4,369 |
| Provision for loan and lease losses | $270,000 | 3,782 |
| Total noninterest income | $528,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $104,000 | 4,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $424,000 | 2,330 |
| Total noninterest expense | $1,896,000 | 4,391 |
| Salaries and employee benefits | $1,174,000 | 3,821 |
| Premises and equipment expense | $200,000 | 4,874 |
| Additional noninterest expense | $522,000 | 4,970 |
| Pre-tax net operating income | $555,000 | 3,457 |
| Securities gains (losses) | $38,000 | 2,052 |
| Applicable income taxes | $140,000 | 2,470 |
| Income before extraordinary items | $453,000 | 3,578 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $453,000 | 3,575 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $453,000 | 3,577 |
| Net charge-offs | $186,000 | 3,630 |
| Cash dividends | $200,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $424,120 | 3,583 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 4,162 |
| Total interest expense | $592,000 | 3,466 |
| Net interest income | $1,106,000 | 4,375 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $283,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $234,000 | 2,171 |
| Total noninterest expense | $762,000 | 5,074 |
| Salaries and employee benefits | $600,000 | 3,817 |
| Premises and equipment expense | $106,000 | 4,797 |
| Additional noninterest expense | $56,000 | 7,580 |
| Pre-tax net operating income | $567,000 | 2,191 |
| Securities gains (losses) | $-162,000 | 7,748 |
| Applicable income taxes | $102,000 | 2,100 |
| Income before extraordinary items | $303,000 | 3,106 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $303,000 | 3,103 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $303,000 | 3,106 |
| Net charge-offs | $47,000 | 3,765 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $424,500 | 2,360 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,137,000 | 4,117 |
| Total interest expense | $2,706,000 | 3,689 |
| Net interest income | $4,431,000 | 4,273 |
| Provision for loan and lease losses | $570,000 | 4,341 |
| Total noninterest income | $981,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $203,000 | 4,632 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $778,000 | 2,502 |
| Total noninterest expense | $3,851,000 | 4,447 |
| Salaries and employee benefits | $2,426,000 | 3,774 |
| Premises and equipment expense | $368,000 | 5,198 |
| Additional noninterest expense | $1,057,000 | 5,092 |
| Pre-tax net operating income | $991,000 | 3,002 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $167,000 | 2,535 |
| Income before extraordinary items | $824,000 | 3,102 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $824,000 | 3,102 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $824,000 | 3,102 |
| Net charge-offs | $390,000 | 4,136 |
| Cash dividends | $100,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $824,000 | 3,033 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,353,000 | 4,180 |
| Total interest expense | $2,079,000 | 3,758 |
| Net interest income | $3,274,000 | 4,324 |
| Provision for loan and lease losses | $220,000 | 5,038 |
| Total noninterest income | $770,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $145,000 | 4,741 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $625,000 | 2,456 |
| Total noninterest expense | $2,790,000 | 4,561 |
| Salaries and employee benefits | $1,722,000 | 3,971 |
| Premises and equipment expense | $248,000 | 5,486 |
| Additional noninterest expense | $820,000 | 4,998 |
| Pre-tax net operating income | $1,034,000 | 2,678 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $213,000 | 2,261 |
| Income before extraordinary items | $821,000 | 2,821 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $821,000 | 2,818 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $821,000 | 2,821 |
| Net charge-offs | $98,000 | 5,082 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $821,000 | 2,769 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 4,203 |
| Total interest expense | $1,417,000 | 3,814 |
| Net interest income | $2,161,000 | 4,354 |
| Provision for loan and lease losses | $160,000 | 4,648 |
| Total noninterest income | $562,000 | 3,160 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $87,000 | 4,918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $475,000 | 2,289 |
| Total noninterest expense | $1,815,000 | 4,665 |
| Salaries and employee benefits | $1,141,000 | 4,024 |
| Premises and equipment expense | $156,000 | 5,656 |
| Additional noninterest expense | $518,000 | 5,153 |
| Pre-tax net operating income | $748,000 | 2,638 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $143,000 | 2,315 |
| Income before extraordinary items | $605,000 | 2,761 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $605,000 | 2,759 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $605,000 | 2,761 |
| Net charge-offs | $104,000 | 4,205 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $605,000 | 2,672 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 4,220 |
| Total interest expense | $716,000 | 3,882 |
| Net interest income | $1,090,000 | 4,313 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $313,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $39,000 | 5,065 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $274,000 | 2,078 |
| Total noninterest expense | $896,000 | 4,627 |
| Salaries and employee benefits | $557,000 | 4,122 |
| Premises and equipment expense | $80,000 | 5,652 |
| Additional noninterest expense | $259,000 | 4,853 |
| Pre-tax net operating income | $477,000 | 2,469 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $96,000 | 2,232 |
| Income before extraordinary items | $381,000 | 2,663 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $381,000 | 2,662 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $381,000 | 2,664 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $381,000 | 2,521 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,587,000 | 4,274 |
| Total interest expense | $3,166,000 | 4,097 |
| Net interest income | $4,421,000 | 4,269 |
| Provision for loan and lease losses | $190,000 | 5,266 |
| Total noninterest income | $903,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $209,000 | 4,710 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $694,000 | 2,671 |
| Total noninterest expense | $3,409,000 | 4,724 |
| Salaries and employee benefits | $2,075,000 | 4,332 |
| Premises and equipment expense | $313,000 | 5,690 |
| Additional noninterest expense | $1,021,000 | 4,757 |
| Pre-tax net operating income | $1,725,000 | 2,773 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $340,000 | 2,259 |
| Income before extraordinary items | $1,386,000 | 2,658 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,386,000 | 2,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 3,186 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,385,200 | 2,805 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,704,000 | 4,335 |
| Total interest expense | $2,420,000 | 4,168 |
| Net interest income | $3,284,000 | 4,331 |
| Provision for loan and lease losses | $67,000 | 5,615 |
| Total noninterest income | $714,000 | 3,600 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $150,000 | 4,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $564,000 | 2,617 |
| Total noninterest expense | $2,327,000 | 4,995 |
| Salaries and employee benefits | $1,499,000 | 4,477 |
| Premises and equipment expense | $235,000 | 5,710 |
| Additional noninterest expense | $593,000 | 5,455 |
| Pre-tax net operating income | $1,604,000 | 2,701 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $425,000 | 2,090 |
| Income before extraordinary items | $1,180,000 | 2,788 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,180,000 | 2,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,179,260 | 2,932 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 4,346 |
| Total interest expense | $1,663,000 | 4,216 |
| Net interest income | $2,206,000 | 4,307 |
| Provision for loan and lease losses | $45,000 | 5,277 |
| Total noninterest income | $527,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $94,000 | 4,946 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $433,000 | 2,459 |
| Total noninterest expense | $1,570,000 | 4,979 |
| Salaries and employee benefits | $1,030,000 | 4,425 |
| Premises and equipment expense | $159,000 | 5,724 |
| Additional noninterest expense | $381,000 | 5,553 |
| Pre-tax net operating income | $1,118,000 | 2,725 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $302,000 | 2,206 |
| Income before extraordinary items | $816,000 | 3,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $816,000 | 3,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,017 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $816,000 | 2,959 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 4,307 |
| Total interest expense | $899,000 | 4,188 |
| Net interest income | $1,107,000 | 4,308 |
| Provision for loan and lease losses | $22,000 | 4,820 |
| Total noninterest income | $295,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $46,000 | 4,958 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $249,000 | 2,230 |
| Total noninterest expense | $783,000 | 4,996 |
| Salaries and employee benefits | $514,000 | 4,454 |
| Premises and equipment expense | $81,000 | 5,704 |
| Additional noninterest expense | $188,000 | 5,537 |
| Pre-tax net operating income | $597,000 | 2,712 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $155,000 | 2,276 |
| Income before extraordinary items | $442,000 | 2,969 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $442,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $442,000 | 2,884 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,868,000 | 4,413 |
| Total interest expense | $4,053,000 | 3,984 |
| Net interest income | $3,815,000 | 4,772 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $850,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $201,000 | 4,902 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $649,000 | 2,883 |
| Total noninterest expense | $2,972,000 | 5,030 |
| Salaries and employee benefits | $1,900,000 | 4,567 |
| Premises and equipment expense | $309,000 | 5,705 |
| Additional noninterest expense | $763,000 | 5,502 |
| Pre-tax net operating income | $1,603,000 | 3,790 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $335,000 | 3,236 |
| Income before extraordinary items | $1,265,000 | 3,825 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,265,000 | 3,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,202 |
| Cash dividends | $400,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,267,370 | 3,809 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,837,000 | 4,459 |
| Total interest expense | $3,054,000 | 3,967 |
| Net interest income | $2,783,000 | 4,864 |
| Provision for loan and lease losses | $67,000 | 4,740 |
| Total noninterest income | $657,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $145,000 | 4,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $512,000 | 2,808 |
| Total noninterest expense | $2,140,000 | 5,137 |
| Salaries and employee benefits | $1,349,000 | 4,717 |
| Premises and equipment expense | $225,000 | 5,784 |
| Additional noninterest expense | $566,000 | 5,482 |
| Pre-tax net operating income | $1,233,000 | 3,882 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $306,000 | 3,178 |
| Income before extraordinary items | $927,000 | 4,049 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $927,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,099 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $927,000 | 4,036 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 4,547 |
| Total interest expense | $2,004,000 | 4,019 |
| Net interest income | $1,794,000 | 5,006 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $484,000 | 3,627 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $93,000 | 5,085 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $391,000 | 2,613 |
| Total noninterest expense | $1,449,000 | 5,125 |
| Salaries and employee benefits | $925,000 | 4,664 |
| Premises and equipment expense | $151,000 | 5,790 |
| Additional noninterest expense | $373,000 | 5,507 |
| Pre-tax net operating income | $784,000 | 4,059 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $193,000 | 3,321 |
| Income before extraordinary items | $591,000 | 4,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $591,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,767 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $591,000 | 4,181 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 4,623 |
| Total interest expense | $986,000 | 4,054 |
| Net interest income | $865,000 | 5,121 |
| Provision for loan and lease losses | $23,000 | 4,237 |
| Total noninterest income | $273,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $43,000 | 5,170 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $230,000 | 2,347 |
| Total noninterest expense | $780,000 | 4,879 |
| Salaries and employee benefits | $507,000 | 4,395 |
| Premises and equipment expense | $70,000 | 6,029 |
| Additional noninterest expense | $203,000 | 5,214 |
| Pre-tax net operating income | $335,000 | 4,405 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $72,000 | 3,714 |
| Income before extraordinary items | $263,000 | 4,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $263,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $263,000 | 4,440 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,840,000 | 4,638 |
| Total interest expense | $3,371,000 | 4,016 |
| Net interest income | $3,469,000 | 5,076 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $752,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $185,000 | 5,138 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $567,000 | 3,122 |
| Total noninterest expense | $2,740,000 | 5,181 |
| Salaries and employee benefits | $1,716,000 | 4,772 |
| Premises and equipment expense | $290,000 | 5,825 |
| Additional noninterest expense | $734,000 | 5,510 |
| Pre-tax net operating income | $1,361,000 | 4,508 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $311,000 | 3,760 |
| Income before extraordinary items | $1,050,000 | 4,603 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,050,000 | 4,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,716 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,050,000 | 4,591 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 4,674 |
| Total interest expense | $2,421,000 | 4,045 |
| Net interest income | $2,606,000 | 5,118 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $573,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $138,000 | 5,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $435,000 | 3,076 |
| Total noninterest expense | $2,059,000 | 5,176 |
| Salaries and employee benefits | $1,276,000 | 4,766 |
| Premises and equipment expense | $230,000 | 5,715 |
| Additional noninterest expense | $553,000 | 5,476 |
| Pre-tax net operating income | $1,030,000 | 4,648 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $241,000 | 3,896 |
| Income before extraordinary items | $789,000 | 4,732 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $789,000 | 4,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $789,000 | 4,725 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 4,704 |
| Total interest expense | $1,524,000 | 4,076 |
| Net interest income | $1,748,000 | 5,115 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $423,000 | 3,920 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $334,000 | 2,823 |
| Total noninterest expense | $1,396,000 | 5,122 |
| Salaries and employee benefits | $873,000 | 4,717 |
| Premises and equipment expense | $152,000 | 5,737 |
| Additional noninterest expense | $371,000 | 5,458 |
| Pre-tax net operating income | $715,000 | 4,583 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $163,000 | 3,894 |
| Income before extraordinary items | $552,000 | 4,642 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $552,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $552,000 | 4,635 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 4,758 |
| Total interest expense | $714,000 | 4,122 |
| Net interest income | $857,000 | 5,194 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $237,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $197,000 | 2,522 |
| Total noninterest expense | $698,000 | 5,142 |
| Salaries and employee benefits | $439,000 | 4,726 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $183,000 | 5,453 |
| Pre-tax net operating income | $366,000 | 4,489 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $72,000 | 4,009 |
| Income before extraordinary items | $294,000 | 4,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $294,000 | 4,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,503 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $294,000 | 4,459 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,757,000 | 4,717 |
| Total interest expense | $2,393,000 | 3,934 |
| Net interest income | $3,364,000 | 5,136 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $763,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $170,000 | 5,388 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $593,000 | 3,077 |
| Total noninterest expense | $2,703,000 | 5,114 |
| Salaries and employee benefits | $1,606,000 | 4,834 |
| Premises and equipment expense | $286,000 | 5,865 |
| Additional noninterest expense | $811,000 | 5,126 |
| Pre-tax net operating income | $1,304,000 | 4,717 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $300,000 | 4,130 |
| Income before extraordinary items | $1,004,000 | 4,826 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,004,000 | 4,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,004,000 | 4,799 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 4,760 |
| Total interest expense | $1,738,000 | 3,898 |
| Net interest income | $2,473,000 | 5,206 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $603,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 5,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $480,000 | 2,967 |
| Total noninterest expense | $1,987,000 | 5,162 |
| Salaries and employee benefits | $1,154,000 | 4,942 |
| Premises and equipment expense | $218,000 | 5,820 |
| Additional noninterest expense | $615,000 | 5,036 |
| Pre-tax net operating income | $999,000 | 4,773 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $248,000 | 4,101 |
| Income before extraordinary items | $751,000 | 4,917 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $751,000 | 4,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $751,000 | 4,880 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 4,752 |
| Total interest expense | $1,130,000 | 3,787 |
| Net interest income | $1,643,000 | 5,216 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $447,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $372,000 | 2,663 |
| Total noninterest expense | $1,329,000 | 5,137 |
| Salaries and employee benefits | $759,000 | 4,975 |
| Premises and equipment expense | $143,000 | 5,844 |
| Additional noninterest expense | $427,000 | 4,879 |
| Pre-tax net operating income | $701,000 | 4,616 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $179,000 | 3,977 |
| Income before extraordinary items | $522,000 | 4,793 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $522,000 | 4,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $522,000 | 4,736 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 4,823 |
| Total interest expense | $544,000 | 3,788 |
| Net interest income | $797,000 | 5,333 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $285,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $250,000 | 2,155 |
| Total noninterest expense | $654,000 | 5,233 |
| Salaries and employee benefits | $390,000 | 4,932 |
| Premises and equipment expense | $71,000 | 5,908 |
| Additional noninterest expense | $193,000 | 5,211 |
| Pre-tax net operating income | $398,000 | 4,291 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $105,000 | 3,690 |
| Income before extraordinary items | $293,000 | 4,440 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $293,000 | 4,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $293,000 | 4,394 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 4,711 |
| Total interest expense | $1,960,000 | 3,717 |
| Net interest income | $3,245,000 | 5,165 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $572,000 | 4,935 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $150,000 | 5,779 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $422,000 | 3,619 |
| Total noninterest expense | $2,514,000 | 5,287 |
| Salaries and employee benefits | $1,546,000 | 4,843 |
| Premises and equipment expense | $294,000 | 5,730 |
| Additional noninterest expense | $674,000 | 5,645 |
| Pre-tax net operating income | $1,123,000 | 4,947 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $239,000 | 4,508 |
| Income before extraordinary items | $884,000 | 5,020 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $884,000 | 5,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,686 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $884,000 | 4,944 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 4,713 |
| Total interest expense | $1,444,000 | 3,724 |
| Net interest income | $2,432,000 | 5,148 |
| Provision for loan and lease losses | $150,000 | 3,509 |
| Total noninterest income | $426,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $113,000 | 5,820 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $313,000 | 3,652 |
| Total noninterest expense | $1,870,000 | 5,273 |
| Salaries and employee benefits | $1,130,000 | 4,883 |
| Premises and equipment expense | $223,000 | 5,672 |
| Additional noninterest expense | $517,000 | 5,544 |
| Pre-tax net operating income | $838,000 | 5,059 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $207,000 | 4,388 |
| Income before extraordinary items | $631,000 | 5,231 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $631,000 | 5,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,796 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $631,000 | 5,144 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 4,742 |
| Total interest expense | $950,000 | 3,760 |
| Net interest income | $1,619,000 | 5,160 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $320,000 | 4,656 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $67,000 | 6,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $253,000 | 3,306 |
| Total noninterest expense | $1,243,000 | 5,311 |
| Salaries and employee benefits | $769,000 | 4,849 |
| Premises and equipment expense | $145,000 | 5,764 |
| Additional noninterest expense | $329,000 | 5,697 |
| Pre-tax net operating income | $591,000 | 4,876 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $143,000 | 4,330 |
| Income before extraordinary items | $448,000 | 5,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $448,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,107 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $448,000 | 4,927 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 4,774 |
| Total interest expense | $477,000 | 3,787 |
| Net interest income | $803,000 | 5,199 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $189,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,092 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $157,000 | 2,862 |
| Total noninterest expense | $643,000 | 5,206 |
| Salaries and employee benefits | $419,000 | 4,579 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $151,000 | 5,975 |
| Pre-tax net operating income | $304,000 | 4,779 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $48,000 | 4,889 |
| Income before extraordinary items | $256,000 | 4,683 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $256,000 | 4,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,407 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $256,000 | 4,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 4,697 |
| Total interest expense | $2,017,000 | 4,004 |
| Net interest income | $3,290,000 | 5,004 |
| Provision for loan and lease losses | $165,000 | 4,406 |
| Total noninterest income | $568,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $132,000 | 6,121 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $436,000 | 3,813 |
| Total noninterest expense | $2,355,000 | 5,435 |
| Salaries and employee benefits | $1,410,000 | 5,065 |
| Premises and equipment expense | $257,000 | 6,101 |
| Additional noninterest expense | $688,000 | 5,553 |
| Pre-tax net operating income | $1,338,000 | 4,408 |
| Securities gains (losses) | $102,000 | 1,881 |
| Applicable income taxes | $388,000 | 3,847 |
| Income before extraordinary items | $1,052,000 | 4,499 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,052,000 | 4,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $977,540 | 4,535 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 4,751 |
| Total interest expense | $1,529,000 | 4,079 |
| Net interest income | $2,450,000 | 5,039 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $409,000 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $101,000 | 6,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $308,000 | 3,995 |
| Total noninterest expense | $1,729,000 | 5,490 |
| Salaries and employee benefits | $1,041,000 | 5,109 |
| Premises and equipment expense | $186,000 | 6,196 |
| Additional noninterest expense | $502,000 | 5,626 |
| Pre-tax net operating income | $995,000 | 4,552 |
| Securities gains (losses) | $102,000 | 1,734 |
| Applicable income taxes | $299,000 | 3,911 |
| Income before extraordinary items | $798,000 | 4,604 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $798,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $723,540 | 4,707 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 4,766 |
| Total interest expense | $1,035,000 | 4,136 |
| Net interest income | $1,629,000 | 5,042 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $301,000 | 4,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $67,000 | 6,104 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $234,000 | 3,735 |
| Total noninterest expense | $1,135,000 | 5,533 |
| Salaries and employee benefits | $707,000 | 5,040 |
| Premises and equipment expense | $117,000 | 6,344 |
| Additional noninterest expense | $311,000 | 5,860 |
| Pre-tax net operating income | $705,000 | 4,405 |
| Securities gains (losses) | $102,000 | 1,496 |
| Applicable income taxes | $239,000 | 3,635 |
| Income before extraordinary items | $568,000 | 4,448 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $568,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $496,600 | 4,611 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 4,800 |
| Total interest expense | $527,000 | 4,171 |
| Net interest income | $806,000 | 5,071 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $178,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $144,000 | 3,288 |
| Total noninterest expense | $592,000 | 5,389 |
| Salaries and employee benefits | $381,000 | 4,785 |
| Premises and equipment expense | $56,000 | 6,474 |
| Additional noninterest expense | $155,000 | 5,809 |
| Pre-tax net operating income | $347,000 | 4,420 |
| Securities gains (losses) | $102,000 | 992 |
| Applicable income taxes | $143,000 | 3,302 |
| Income before extraordinary items | $306,000 | 4,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $236,640 | 4,670 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,584,000 | 4,786 |
| Total interest expense | $2,237,000 | 4,468 |
| Net interest income | $3,347,000 | 4,909 |
| Provision for loan and lease losses | $105,000 | 5,629 |
| Total noninterest income | $476,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $139,000 | 5,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $337,000 | 4,016 |
| Total noninterest expense | $2,259,000 | 5,455 |
| Salaries and employee benefits | $1,330,000 | 5,119 |
| Premises and equipment expense | $236,000 | 6,316 |
| Additional noninterest expense | $693,000 | 5,443 |
| Pre-tax net operating income | $1,459,000 | 4,195 |
| Securities gains (losses) | $41,000 | 2,579 |
| Applicable income taxes | $401,000 | 3,877 |
| Income before extraordinary items | $1,099,000 | 4,326 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,099,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,210 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,069,070 | 4,303 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 5,067 |
| Total interest expense | $2,913,000 | 4,841 |
| Net interest income | $2,916,000 | 5,169 |
| Provision for loan and lease losses | $65,000 | 6,279 |
| Total noninterest income | $471,000 | 5,228 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $133,000 | 6,039 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $338,000 | 3,874 |
| Total noninterest expense | $2,069,000 | 5,611 |
| Salaries and employee benefits | $1,268,000 | 5,121 |
| Premises and equipment expense | $240,000 | 6,209 |
| Additional noninterest expense | $561,000 | 6,093 |
| Pre-tax net operating income | $1,253,000 | 4,332 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $297,000 | 4,291 |
| Income before extraordinary items | $956,000 | 4,401 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $956,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,284 |
| Cash dividends | $345,000 | 4,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $956,000 | 4,284 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 5,286 |
| Total interest expense | $3,283,000 | 4,595 |
| Net interest income | $2,387,000 | 5,978 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $413,000 | 5,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,960 |
| Total noninterest expense | $1,867,000 | 5,929 |
| Salaries and employee benefits | $1,132,000 | 5,450 |
| Premises and equipment expense | $206,000 | 6,674 |
| Additional noninterest expense | $529,000 | 6,212 |
| Pre-tax net operating income | $909,000 | 5,515 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $176,000 | 5,654 |
| Income before extraordinary items | $736,000 | 5,274 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $736,000 | 5,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $733,570 | 5,297 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 5,458 |
| Total interest expense | $2,597,000 | 5,083 |
| Net interest income | $2,563,000 | 5,716 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $320,000 | 6,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,129 |
| Total noninterest expense | $1,706,000 | 6,287 |
| Salaries and employee benefits | $1,052,000 | 5,687 |
| Premises and equipment expense | $162,000 | 7,459 |
| Additional noninterest expense | $492,000 | 6,569 |
| Pre-tax net operating income | $1,153,000 | 4,890 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $272,000 | 5,027 |
| Income before extraordinary items | $881,000 | 4,803 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $881,000 | 4,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $275,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $881,000 | 4,764 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,071,000 | 5,631 |
| Total interest expense | $2,599,000 | 5,219 |
| Net interest income | $2,472,000 | 5,889 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $299,000 | 6,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,381 |
| Total noninterest expense | $1,622,000 | 6,385 |
| Salaries and employee benefits | $1,019,000 | 5,711 |
| Premises and equipment expense | $157,000 | 7,493 |
| Additional noninterest expense | $446,000 | 6,837 |
| Pre-tax net operating income | $1,125,000 | 5,079 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $303,000 | 5,143 |
| Income before extraordinary items | $827,000 | 5,087 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $827,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,812 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $823,350 | 5,016 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,898,000 | 5,884 |
| Total interest expense | $2,524,000 | 5,374 |
| Net interest income | $2,374,000 | 6,253 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $303,000 | 6,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,312 |
| Total noninterest expense | $1,524,000 | 6,734 |
| Salaries and employee benefits | $941,000 | 6,103 |
| Premises and equipment expense | $157,000 | 7,652 |
| Additional noninterest expense | $426,000 | 7,146 |
| Pre-tax net operating income | $1,129,000 | 5,435 |
| Securities gains (losses) | $-18,000 | 10,323 |
| Applicable income taxes | $303,000 | 5,699 |
| Income before extraordinary items | $808,000 | 5,415 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $808,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $245,000 | 4,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $821,140 | 5,320 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,445,000 | 6,452 |
| Total interest expense | $2,229,000 | 5,990 |
| Net interest income | $2,216,000 | 6,735 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $301,000 | 6,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,527 |
| Total noninterest expense | $1,505,000 | 7,096 |
| Salaries and employee benefits | $940,000 | 6,266 |
| Premises and equipment expense | $160,000 | 7,826 |
| Additional noninterest expense | $405,000 | 7,840 |
| Pre-tax net operating income | $988,000 | 5,779 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $288,000 | 5,966 |
| Income before extraordinary items | $710,000 | 5,722 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $710,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $702,900 | 5,700 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 6,857 |
| Total interest expense | $2,036,000 | 6,383 |
| Net interest income | $2,086,000 | 7,111 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $245,000 | 7,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,232 |
| Total noninterest expense | $1,428,000 | 7,499 |
| Salaries and employee benefits | $857,000 | 6,783 |
| Premises and equipment expense | $180,000 | 7,598 |
| Additional noninterest expense | $391,000 | 8,280 |
| Pre-tax net operating income | $879,000 | 6,516 |
| Securities gains (losses) | $-41,000 | 11,061 |
| Applicable income taxes | $251,000 | 6,635 |
| Income before extraordinary items | $587,000 | 6,682 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $587,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,076 |
| Cash dividends | $380,000 | 3,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $615,700 | 6,512 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 7,355 |
| Total interest expense | $1,563,000 | 6,702 |
| Net interest income | $1,915,000 | 7,767 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $261,000 | 7,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,136 |
| Total noninterest expense | $1,363,000 | 8,030 |
| Salaries and employee benefits | $754,000 | 7,494 |
| Premises and equipment expense | $172,000 | 8,034 |
| Additional noninterest expense | $437,000 | 8,460 |
| Pre-tax net operating income | $789,000 | 6,927 |
| Securities gains (losses) | $-30,000 | 10,653 |
| Applicable income taxes | $223,000 | 6,971 |
| Income before extraordinary items | $536,000 | 7,032 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $536,000 | 7,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $557,300 | 6,903 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 7,747 |
| Total interest expense | $1,581,000 | 6,935 |
| Net interest income | $1,773,000 | 8,308 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $215,000 | 8,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 6,237 |
| Total noninterest expense | $1,385,000 | 8,237 |
| Salaries and employee benefits | $771,000 | 7,493 |
| Premises and equipment expense | $196,000 | 7,757 |
| Additional noninterest expense | $418,000 | 9,057 |
| Pre-tax net operating income | $523,000 | 8,509 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $153,000 | 8,564 |
| Income before extraordinary items | $401,000 | 8,425 |
| Extraordinary gains, net | $35,000 | 2,385 |
| Net income | $436,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,301 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $378,680 | 8,395 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 7,945 |
| Total interest expense | $1,894,000 | 7,370 |
| Net interest income | $1,781,000 | 8,397 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $93,000 | 11,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $1,208,000 | 9,000 |
| Salaries and employee benefits | $654,000 | 8,357 |
| Premises and equipment expense | $164,000 | 8,734 |
| Additional noninterest expense | $390,000 | 9,685 |
| Pre-tax net operating income | $666,000 | 7,294 |
| Securities gains (losses) | $-13,000 | 13,370 |
| Applicable income taxes | $212,000 | 7,328 |
| Income before extraordinary items | $441,000 | 7,819 |
| Extraordinary gains, net | $201,000 | 427 |
| Net income | $642,000 | 6,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 13,072 |
| Cash dividends | $185,000 | 5,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $449,840 | 7,385 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.