Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,086,000 | 2,032 |
| Total interest expense | $1,579,000 | 1,731 |
| Net interest income | $5,507,000 | 2,105 |
| Provision for loan and lease losses | $389,000 | 1,035 |
| Total noninterest income | $278,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $104,000 | 3,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 3,438 |
| Total noninterest expense | $3,775,000 | 2,353 |
| Salaries and employee benefits | $2,056,000 | 2,421 |
| Premises and equipment expense | $461,000 | 2,167 |
| Additional noninterest expense | $1,258,000 | 2,215 |
| Pre-tax net operating income | $1,621,000 | 2,380 |
| Securities gains (losses) | $43,000 | 789 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,664,000 | 2,188 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,664,000 | 2,187 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,664,000 | 2,188 |
| Net charge-offs | $575,000 | 520 |
| Cash dividends | $224,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,621,000 | 2,198 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 2,037 |
| Total interest expense | $789,000 | 1,692 |
| Net interest income | $2,737,000 | 2,122 |
| Provision for loan and lease losses | $229,000 | 841 |
| Total noninterest income | $127,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $53,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,595 |
| Total noninterest expense | $2,252,000 | 2,091 |
| Salaries and employee benefits | $1,331,000 | 2,038 |
| Premises and equipment expense | $223,000 | 2,243 |
| Additional noninterest expense | $698,000 | 2,032 |
| Pre-tax net operating income | $383,000 | 3,452 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $383,000 | 3,287 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $383,000 | 3,284 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $383,000 | 3,286 |
| Net charge-offs | $312,000 | 457 |
| Cash dividends | $224,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $383,000 | 3,281 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,359,000 | 1,922 |
| Total interest expense | $2,781,000 | 1,512 |
| Net interest income | $11,578,000 | 2,002 |
| Provision for loan and lease losses | $972,000 | 908 |
| Total noninterest income | $582,000 | 3,595 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $205,000 | 3,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,421 |
| Total noninterest expense | $7,586,000 | 2,339 |
| Salaries and employee benefits | $4,107,000 | 2,411 |
| Premises and equipment expense | $910,000 | 2,184 |
| Additional noninterest expense | $2,569,000 | 2,177 |
| Pre-tax net operating income | $3,602,000 | 2,237 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,602,000 | 2,039 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,602,000 | 2,037 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,602,000 | 2,038 |
| Net charge-offs | $1,200,000 | 502 |
| Cash dividends | $1,253,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,602,000 | 2,036 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,717,000 | 1,917 |
| Total interest expense | $1,972,000 | 1,502 |
| Net interest income | $8,745,000 | 1,994 |
| Provision for loan and lease losses | $807,000 | 773 |
| Total noninterest income | $443,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $151,000 | 3,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 3,408 |
| Total noninterest expense | $5,639,000 | 2,354 |
| Salaries and employee benefits | $3,053,000 | 2,421 |
| Premises and equipment expense | $678,000 | 2,202 |
| Additional noninterest expense | $1,908,000 | 2,186 |
| Pre-tax net operating income | $2,742,000 | 2,245 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,742,000 | 2,033 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,742,000 | 2,031 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,742,000 | 2,032 |
| Net charge-offs | $973,000 | 451 |
| Cash dividends | $985,000 | 1,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,742,000 | 2,025 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,007,000 | 1,933 |
| Total interest expense | $1,249,000 | 1,501 |
| Net interest income | $5,758,000 | 2,020 |
| Provision for loan and lease losses | $557,000 | 755 |
| Total noninterest income | $313,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $97,000 | 3,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 3,290 |
| Total noninterest expense | $3,699,000 | 2,390 |
| Salaries and employee benefits | $2,024,000 | 2,447 |
| Premises and equipment expense | $436,000 | 2,277 |
| Additional noninterest expense | $1,239,000 | 2,240 |
| Pre-tax net operating income | $1,815,000 | 2,233 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,815,000 | 2,025 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,815,000 | 2,023 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,815,000 | 2,024 |
| Net charge-offs | $703,000 | 409 |
| Cash dividends | $537,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,815,000 | 2,014 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,464,000 | 1,946 |
| Total interest expense | $588,000 | 1,508 |
| Net interest income | $2,876,000 | 2,013 |
| Provision for loan and lease losses | $316,000 | 653 |
| Total noninterest income | $107,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $48,000 | 3,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 3,991 |
| Total noninterest expense | $1,831,000 | 2,426 |
| Salaries and employee benefits | $1,015,000 | 2,476 |
| Premises and equipment expense | $201,000 | 2,442 |
| Additional noninterest expense | $615,000 | 2,235 |
| Pre-tax net operating income | $836,000 | 2,316 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $836,000 | 2,109 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $836,000 | 2,108 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $836,000 | 2,109 |
| Net charge-offs | $386,000 | 360 |
| Cash dividends | $224,000 | 1,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $836,000 | 2,098 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,069,000 | 1,875 |
| Total interest expense | $2,432,000 | 1,321 |
| Net interest income | $11,637,000 | 1,963 |
| Provision for loan and lease losses | $1,747,000 | 578 |
| Total noninterest income | $393,000 | 4,220 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $182,000 | 3,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,152 |
| Total noninterest expense | $7,099,000 | 2,489 |
| Salaries and employee benefits | $3,914,000 | 2,501 |
| Premises and equipment expense | $835,000 | 2,382 |
| Additional noninterest expense | $2,350,000 | 2,349 |
| Pre-tax net operating income | $3,184,000 | 2,396 |
| Securities gains (losses) | $119,000 | 563 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,303,000 | 1,883 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,303,000 | 1,883 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,303,000 | 1,884 |
| Net charge-offs | $1,735,000 | 458 |
| Cash dividends | $761,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,184,000 | 1,919 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,531,000 | 1,879 |
| Total interest expense | $1,814,000 | 1,311 |
| Net interest income | $8,717,000 | 1,972 |
| Provision for loan and lease losses | $1,218,000 | 585 |
| Total noninterest income | $280,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $134,000 | 3,641 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 4,286 |
| Total noninterest expense | $5,379,000 | 2,481 |
| Salaries and employee benefits | $2,940,000 | 2,512 |
| Premises and equipment expense | $635,000 | 2,372 |
| Additional noninterest expense | $1,804,000 | 2,327 |
| Pre-tax net operating income | $2,400,000 | 2,425 |
| Securities gains (losses) | $120,000 | 526 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,520,000 | 2,017 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,520,000 | 2,017 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,520,000 | 2,017 |
| Net charge-offs | $1,211,000 | 430 |
| Cash dividends | $761,000 | 1,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,400,000 | 2,063 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,961,000 | 1,877 |
| Total interest expense | $1,194,000 | 1,282 |
| Net interest income | $5,767,000 | 1,971 |
| Provision for loan and lease losses | $831,000 | 566 |
| Total noninterest income | $200,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $80,000 | 3,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 4,106 |
| Total noninterest expense | $3,570,000 | 2,503 |
| Salaries and employee benefits | $1,975,000 | 2,515 |
| Premises and equipment expense | $416,000 | 2,405 |
| Additional noninterest expense | $1,179,000 | 2,360 |
| Pre-tax net operating income | $1,566,000 | 2,417 |
| Securities gains (losses) | $-1,000 | 5,255 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,565,000 | 2,084 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,565,000 | 2,084 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,565,000 | 2,084 |
| Net charge-offs | $857,000 | 395 |
| Cash dividends | $761,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,566,000 | 2,048 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 1,918 |
| Total interest expense | $596,000 | 1,249 |
| Net interest income | $2,778,000 | 2,023 |
| Provision for loan and lease losses | $470,000 | 475 |
| Total noninterest income | $97,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $37,000 | 3,906 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,107 |
| Total noninterest expense | $1,815,000 | 2,485 |
| Salaries and employee benefits | $1,012,000 | 2,501 |
| Premises and equipment expense | $191,000 | 2,586 |
| Additional noninterest expense | $612,000 | 2,277 |
| Pre-tax net operating income | $590,000 | 2,825 |
| Securities gains (losses) | $-1,000 | 5,454 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $589,000 | 2,479 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $589,000 | 2,478 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $589,000 | 2,479 |
| Net charge-offs | $546,000 | 317 |
| Cash dividends | $537,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $590,000 | 2,461 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,771,000 | 1,846 |
| Total interest expense | $2,569,000 | 1,119 |
| Net interest income | $11,202,000 | 1,977 |
| Provision for loan and lease losses | $1,728,000 | 579 |
| Total noninterest income | $725,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $181,000 | 3,711 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $544,000 | 3,139 |
| Total noninterest expense | $7,808,000 | 2,339 |
| Salaries and employee benefits | $4,051,000 | 2,472 |
| Premises and equipment expense | $1,120,000 | 1,976 |
| Additional noninterest expense | $2,637,000 | 2,200 |
| Pre-tax net operating income | $2,391,000 | 2,747 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,391,000 | 2,485 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,391,000 | 2,484 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,391,000 | 2,485 |
| Net charge-offs | $1,816,000 | 413 |
| Cash dividends | $986,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,391,000 | 2,432 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,403,000 | 1,828 |
| Total interest expense | $1,929,000 | 1,112 |
| Net interest income | $8,474,000 | 1,974 |
| Provision for loan and lease losses | $1,375,000 | 544 |
| Total noninterest income | $549,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $147,000 | 3,630 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $402,000 | 3,171 |
| Total noninterest expense | $5,985,000 | 2,293 |
| Salaries and employee benefits | $3,087,000 | 2,435 |
| Premises and equipment expense | $842,000 | 1,968 |
| Additional noninterest expense | $2,056,000 | 2,130 |
| Pre-tax net operating income | $1,663,000 | 2,937 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,663,000 | 2,641 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,663,000 | 2,641 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,663,000 | 2,641 |
| Net charge-offs | $1,361,000 | 381 |
| Cash dividends | $986,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,663,000 | 2,580 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,091,000 | 1,566 |
| Total interest expense | $1,309,000 | 1,100 |
| Net interest income | $6,782,000 | 1,656 |
| Provision for loan and lease losses | $620,000 | 707 |
| Total noninterest income | $395,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $95,000 | 3,673 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $300,000 | 3,027 |
| Total noninterest expense | $5,269,000 | 1,812 |
| Salaries and employee benefits | $2,090,000 | 2,423 |
| Premises and equipment expense | $543,000 | 2,013 |
| Additional noninterest expense | $2,636,000 | 1,218 |
| Pre-tax net operating income | $1,288,000 | 2,642 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,288,000 | 2,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,288,000 | 2,379 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,288,000 | 2,380 |
| Net charge-offs | $666,000 | 475 |
| Cash dividends | $538,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,288,000 | 2,317 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,099,000 | 1,550 |
| Total interest expense | $680,000 | 1,048 |
| Net interest income | $3,419,000 | 1,651 |
| Provision for loan and lease losses | $243,000 | 832 |
| Total noninterest income | $313,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $47,000 | 3,684 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $266,000 | 2,248 |
| Total noninterest expense | $2,610,000 | 1,838 |
| Salaries and employee benefits | $1,066,000 | 2,393 |
| Premises and equipment expense | $246,000 | 2,186 |
| Additional noninterest expense | $1,298,000 | 1,225 |
| Pre-tax net operating income | $879,000 | 2,119 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $879,000 | 1,822 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $879,000 | 1,823 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $879,000 | 1,823 |
| Net charge-offs | $337,000 | 454 |
| Cash dividends | $538,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $879,000 | 1,773 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,417,000 | 1,425 |
| Total interest expense | $2,909,000 | 976 |
| Net interest income | $14,508,000 | 1,520 |
| Provision for loan and lease losses | $2,366,000 | 392 |
| Total noninterest income | $461,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $236,000 | 3,445 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $225,000 | 4,310 |
| Total noninterest expense | $10,202,000 | 1,861 |
| Salaries and employee benefits | $3,999,000 | 2,493 |
| Premises and equipment expense | $1,000,000 | 2,174 |
| Additional noninterest expense | $5,203,000 | 1,230 |
| Pre-tax net operating income | $2,401,000 | 2,705 |
| Securities gains (losses) | $66,000 | 1,452 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,467,000 | 2,366 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,467,000 | 2,367 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,467,000 | 2,368 |
| Net charge-offs | $1,912,000 | 390 |
| Cash dividends | $716,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,401,000 | 2,364 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,170,000 | 1,427 |
| Total interest expense | $2,163,000 | 984 |
| Net interest income | $11,007,000 | 1,524 |
| Provision for loan and lease losses | $1,915,000 | 345 |
| Total noninterest income | $358,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $185,000 | 3,396 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $173,000 | 4,318 |
| Total noninterest expense | $7,575,000 | 1,877 |
| Salaries and employee benefits | $2,947,000 | 2,532 |
| Premises and equipment expense | $754,000 | 2,200 |
| Additional noninterest expense | $3,874,000 | 1,244 |
| Pre-tax net operating income | $1,875,000 | 2,681 |
| Securities gains (losses) | $66,000 | 1,289 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,941,000 | 2,319 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,941,000 | 2,320 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,941,000 | 2,320 |
| Net charge-offs | $1,404,000 | 368 |
| Cash dividends | $716,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,875,000 | 2,339 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,311,000 | 1,367 |
| Total interest expense | $1,401,000 | 1,020 |
| Net interest income | $7,910,000 | 1,424 |
| Provision for loan and lease losses | $1,399,000 | 330 |
| Total noninterest income | $265,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $126,000 | 3,349 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,120 |
| Total noninterest expense | $4,941,000 | 1,931 |
| Salaries and employee benefits | $1,948,000 | 2,573 |
| Premises and equipment expense | $497,000 | 2,234 |
| Additional noninterest expense | $2,496,000 | 1,272 |
| Pre-tax net operating income | $1,835,000 | 2,023 |
| Securities gains (losses) | $66,000 | 1,078 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,901,000 | 1,687 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,901,000 | 1,691 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,901,000 | 1,691 |
| Net charge-offs | $814,000 | 408 |
| Cash dividends | $358,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,835,000 | 1,692 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 1,349 |
| Total interest expense | $681,000 | 1,056 |
| Net interest income | $4,042,000 | 1,396 |
| Provision for loan and lease losses | $740,000 | 290 |
| Total noninterest income | $99,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $62,000 | 3,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 4,829 |
| Total noninterest expense | $2,424,000 | 1,956 |
| Salaries and employee benefits | $962,000 | 2,602 |
| Premises and equipment expense | $248,000 | 2,262 |
| Additional noninterest expense | $1,214,000 | 1,296 |
| Pre-tax net operating income | $977,000 | 1,900 |
| Securities gains (losses) | $15,000 | 1,346 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $992,000 | 1,617 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $992,000 | 1,618 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $992,000 | 1,619 |
| Net charge-offs | $426,000 | 407 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $977,000 | 1,581 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,117,000 | 1,655 |
| Total interest expense | $2,001,000 | 1,481 |
| Net interest income | $13,116,000 | 1,683 |
| Provision for loan and lease losses | $2,363,000 | 418 |
| Total noninterest income | $534,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $298,000 | 3,219 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $236,000 | 4,333 |
| Total noninterest expense | $8,973,000 | 2,106 |
| Salaries and employee benefits | $3,536,000 | 2,739 |
| Premises and equipment expense | $983,000 | 2,276 |
| Additional noninterest expense | $4,454,000 | 1,429 |
| Pre-tax net operating income | $2,314,000 | 2,734 |
| Securities gains (losses) | $7,000 | 2,776 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,321,000 | 2,429 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,321,000 | 2,429 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,321,000 | 2,429 |
| Net charge-offs | $1,919,000 | 533 |
| Cash dividends | $350,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,314,000 | 2,397 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,991,000 | 1,712 |
| Total interest expense | $1,372,000 | 1,617 |
| Net interest income | $9,619,000 | 1,720 |
| Provision for loan and lease losses | $1,771,000 | 387 |
| Total noninterest income | $418,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $215,000 | 3,327 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $203,000 | 4,185 |
| Total noninterest expense | $6,412,000 | 2,199 |
| Salaries and employee benefits | $2,463,000 | 2,902 |
| Premises and equipment expense | $737,000 | 2,303 |
| Additional noninterest expense | $3,212,000 | 1,483 |
| Pre-tax net operating income | $1,854,000 | 2,645 |
| Securities gains (losses) | $26,000 | 1,868 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,880,000 | 2,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,880,000 | 2,328 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,880,000 | 2,327 |
| Net charge-offs | $977,000 | 689 |
| Cash dividends | $225,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,854,000 | 2,291 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 1,721 |
| Total interest expense | $865,000 | 1,713 |
| Net interest income | $6,390,000 | 1,721 |
| Provision for loan and lease losses | $814,000 | 551 |
| Total noninterest income | $268,000 | 4,220 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $142,000 | 3,328 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $126,000 | 4,261 |
| Total noninterest expense | $4,250,000 | 2,214 |
| Salaries and employee benefits | $1,606,000 | 2,978 |
| Premises and equipment expense | $509,000 | 2,243 |
| Additional noninterest expense | $2,135,000 | 1,476 |
| Pre-tax net operating income | $1,594,000 | 2,180 |
| Securities gains (losses) | $40,000 | 1,296 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,634,000 | 1,843 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,634,000 | 1,847 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,634,000 | 1,846 |
| Net charge-offs | $410,000 | 1,018 |
| Cash dividends | $175,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,594,000 | 1,834 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 1,908 |
| Total interest expense | $419,000 | 1,790 |
| Net interest income | $2,840,000 | 1,902 |
| Provision for loan and lease losses | $327,000 | 650 |
| Total noninterest income | $111,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $73,000 | 3,258 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $38,000 | 4,892 |
| Total noninterest expense | $1,888,000 | 2,465 |
| Salaries and employee benefits | $758,000 | 3,112 |
| Premises and equipment expense | $244,000 | 2,349 |
| Additional noninterest expense | $886,000 | 1,723 |
| Pre-tax net operating income | $736,000 | 2,239 |
| Securities gains (losses) | $51,000 | 638 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $787,000 | 1,834 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $787,000 | 1,839 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $787,000 | 1,837 |
| Net charge-offs | $177,000 | 1,021 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $736,000 | 1,894 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,675,000 | 2,271 |
| Total interest expense | $1,659,000 | 1,995 |
| Net interest income | $9,016,000 | 2,340 |
| Provision for loan and lease losses | $1,017,000 | 1,079 |
| Total noninterest income | $432,000 | 4,633 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $338,000 | 3,149 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $94,000 | 5,428 |
| Total noninterest expense | $6,303,000 | 2,870 |
| Salaries and employee benefits | $2,812,000 | 3,241 |
| Premises and equipment expense | $949,000 | 2,350 |
| Additional noninterest expense | $2,542,000 | 2,423 |
| Pre-tax net operating income | $2,128,000 | 2,740 |
| Securities gains (losses) | $64,000 | 1,628 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,192,000 | 2,436 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,192,000 | 2,440 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,192,000 | 2,439 |
| Net charge-offs | $448,000 | 2,133 |
| Cash dividends | $651,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,128,000 | 2,426 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,417,000 | 2,469 |
| Total interest expense | $1,236,000 | 2,048 |
| Net interest income | $6,181,000 | 2,551 |
| Provision for loan and lease losses | $610,000 | 1,305 |
| Total noninterest income | $297,000 | 4,827 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $250,000 | 3,183 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $47,000 | 5,810 |
| Total noninterest expense | $4,430,000 | 3,029 |
| Salaries and employee benefits | $1,972,000 | 3,426 |
| Premises and equipment expense | $668,000 | 2,501 |
| Additional noninterest expense | $1,790,000 | 2,561 |
| Pre-tax net operating income | $1,438,000 | 2,995 |
| Securities gains (losses) | $64,000 | 1,494 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,502,000 | 2,659 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,502,000 | 2,663 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,502,000 | 2,663 |
| Net charge-offs | $248,000 | 2,326 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,438,000 | 2,659 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 2,704 |
| Total interest expense | $801,000 | 2,132 |
| Net interest income | $3,663,000 | 2,813 |
| Provision for loan and lease losses | $284,000 | 1,745 |
| Total noninterest income | $236,000 | 4,604 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $169,000 | 3,162 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $67,000 | 5,218 |
| Total noninterest expense | $2,730,000 | 3,210 |
| Salaries and employee benefits | $1,291,000 | 3,495 |
| Premises and equipment expense | $432,000 | 2,588 |
| Additional noninterest expense | $1,007,000 | 2,952 |
| Pre-tax net operating income | $885,000 | 3,134 |
| Securities gains (losses) | $64,000 | 1,370 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $949,000 | 2,742 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $949,000 | 2,747 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $949,000 | 2,747 |
| Net charge-offs | $140,000 | 2,440 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $885,000 | 2,781 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 2,961 |
| Total interest expense | $360,000 | 2,409 |
| Net interest income | $1,661,000 | 3,052 |
| Provision for loan and lease losses | $130,000 | 1,826 |
| Total noninterest income | $114,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $82,000 | 3,192 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,248 |
| Total noninterest expense | $1,272,000 | 3,409 |
| Salaries and employee benefits | $630,000 | 3,596 |
| Premises and equipment expense | $210,000 | 2,669 |
| Additional noninterest expense | $432,000 | 3,325 |
| Pre-tax net operating income | $373,000 | 3,413 |
| Securities gains (losses) | $64,000 | 825 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $437,000 | 2,860 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $437,000 | 2,862 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $437,000 | 2,862 |
| Net charge-offs | $45,000 | 2,488 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $373,000 | 3,059 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,169,000 | 3,756 |
| Total interest expense | $986,000 | 3,643 |
| Net interest income | $5,183,000 | 3,726 |
| Provision for loan and lease losses | $523,000 | 2,672 |
| Total noninterest income | $496,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $358,000 | 3,140 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $138,000 | 5,018 |
| Total noninterest expense | $4,678,000 | 3,654 |
| Salaries and employee benefits | $2,153,000 | 3,953 |
| Premises and equipment expense | $806,000 | 2,729 |
| Additional noninterest expense | $1,719,000 | 3,463 |
| Pre-tax net operating income | $478,000 | 4,961 |
| Securities gains (losses) | $275,000 | 1,431 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $753,000 | 4,353 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $753,000 | 4,350 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $753,000 | 4,352 |
| Net charge-offs | $482,000 | 2,705 |
| Cash dividends | $122,000 | 3,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $478,000 | 4,798 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 3,901 |
| Total interest expense | $725,000 | 3,815 |
| Net interest income | $3,783,000 | 3,856 |
| Provision for loan and lease losses | $443,000 | 2,458 |
| Total noninterest income | $396,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $265,000 | 3,208 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $131,000 | 4,787 |
| Total noninterest expense | $3,477,000 | 3,697 |
| Salaries and employee benefits | $1,567,000 | 4,042 |
| Premises and equipment expense | $642,000 | 2,631 |
| Additional noninterest expense | $1,268,000 | 3,501 |
| Pre-tax net operating income | $259,000 | 5,451 |
| Securities gains (losses) | $275,000 | 1,189 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $534,000 | 4,563 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $534,000 | 4,562 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $534,000 | 4,561 |
| Net charge-offs | $384,000 | 2,507 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $259,000 | 5,294 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 4,027 |
| Total interest expense | $492,000 | 3,867 |
| Net interest income | $2,389,000 | 3,993 |
| Provision for loan and lease losses | $339,000 | 2,270 |
| Total noninterest income | $261,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $176,000 | 3,208 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 4,873 |
| Total noninterest expense | $2,171,000 | 3,861 |
| Salaries and employee benefits | $1,008,000 | 4,155 |
| Premises and equipment expense | $389,000 | 2,836 |
| Additional noninterest expense | $774,000 | 3,751 |
| Pre-tax net operating income | $140,000 | 5,644 |
| Securities gains (losses) | $275,000 | 908 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $415,000 | 4,308 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $415,000 | 4,311 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $415,000 | 4,310 |
| Net charge-offs | $190,000 | 2,812 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $140,000 | 5,516 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 4,089 |
| Total interest expense | $245,000 | 3,980 |
| Net interest income | $1,189,000 | 4,038 |
| Provision for loan and lease losses | $242,000 | 1,786 |
| Total noninterest income | $129,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $82,000 | 3,326 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $47,000 | 4,806 |
| Total noninterest expense | $1,078,000 | 3,889 |
| Salaries and employee benefits | $512,000 | 4,142 |
| Premises and equipment expense | $201,000 | 2,786 |
| Additional noninterest expense | $365,000 | 3,872 |
| Pre-tax net operating income | $-2,000 | 6,441 |
| Securities gains (losses) | $220,000 | 560 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $218,000 | 4,223 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $218,000 | 4,227 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $218,000 | 4,227 |
| Net charge-offs | $98,000 | 2,460 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-2,000 | 6,430 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,778,000 | 4,182 |
| Total interest expense | $1,065,000 | 4,260 |
| Net interest income | $4,713,000 | 4,066 |
| Provision for loan and lease losses | $80,000 | 5,528 |
| Total noninterest income | $5,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $396,000 | 3,046 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-391,000 | 7,061 |
| Total noninterest expense | $4,085,000 | 4,061 |
| Salaries and employee benefits | $1,819,000 | 4,415 |
| Premises and equipment expense | $750,000 | 3,046 |
| Additional noninterest expense | $1,516,000 | 3,836 |
| Pre-tax net operating income | $553,000 | 4,605 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $553,000 | 4,510 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $553,000 | 4,513 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $553,000 | 4,512 |
| Net charge-offs | $1,083,000 | 2,268 |
| Cash dividends | $285,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $553,000 | 4,393 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 4,225 |
| Total interest expense | $818,000 | 4,320 |
| Net interest income | $3,521,000 | 4,095 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $-167,000 | 7,229 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $297,000 | 3,061 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-464,000 | 7,228 |
| Total noninterest expense | $2,961,000 | 4,152 |
| Salaries and employee benefits | $1,346,000 | 4,453 |
| Premises and equipment expense | $546,000 | 3,144 |
| Additional noninterest expense | $1,069,000 | 3,986 |
| Pre-tax net operating income | $393,000 | 4,790 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $393,000 | 4,688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $393,000 | 4,689 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $393,000 | 4,689 |
| Net charge-offs | $888,000 | 2,026 |
| Cash dividends | $285,000 | 2,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $393,000 | 4,561 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 4,222 |
| Total interest expense | $564,000 | 4,335 |
| Net interest income | $2,357,000 | 4,097 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $136,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $194,000 | 3,094 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-58,000 | 7,144 |
| Total noninterest expense | $1,835,000 | 4,399 |
| Salaries and employee benefits | $836,000 | 4,706 |
| Premises and equipment expense | $346,000 | 3,278 |
| Additional noninterest expense | $653,000 | 4,292 |
| Pre-tax net operating income | $658,000 | 3,289 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $658,000 | 3,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $658,000 | 3,024 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $658,000 | 3,024 |
| Net charge-offs | $628,000 | 1,905 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $658,000 | 2,940 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 4,268 |
| Total interest expense | $295,000 | 4,338 |
| Net interest income | $1,153,000 | 4,161 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $89,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $89,000 | 3,215 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 7,066 |
| Total noninterest expense | $918,000 | 4,430 |
| Salaries and employee benefits | $406,000 | 4,828 |
| Premises and equipment expense | $170,000 | 3,392 |
| Additional noninterest expense | $342,000 | 4,156 |
| Pre-tax net operating income | $324,000 | 3,378 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $324,000 | 3,065 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $324,000 | 3,064 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $324,000 | 3,065 |
| Net charge-offs | $255,000 | 1,898 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $324,000 | 3,015 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,590,000 | 5,047 |
| Total interest expense | $1,210,000 | 4,800 |
| Net interest income | $3,380,000 | 5,038 |
| Provision for loan and lease losses | $1,629,000 | 2,352 |
| Total noninterest income | $578,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $409,000 | 3,038 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $169,000 | 4,821 |
| Total noninterest expense | $3,283,000 | 4,758 |
| Salaries and employee benefits | $1,483,000 | 5,086 |
| Premises and equipment expense | $675,000 | 3,395 |
| Additional noninterest expense | $1,125,000 | 4,772 |
| Pre-tax net operating income | $-954,000 | 6,458 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-953,000 | 6,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-953,000 | 6,573 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-953,000 | 6,573 |
| Net charge-offs | $350,000 | 4,110 |
| Cash dividends | $132,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-954,000 | 6,533 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 5,290 |
| Total interest expense | $902,000 | 4,976 |
| Net interest income | $2,356,000 | 5,310 |
| Provision for loan and lease losses | $304,000 | 4,300 |
| Total noninterest income | $429,000 | 4,377 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $304,000 | 3,137 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $125,000 | 4,920 |
| Total noninterest expense | $2,387,000 | 4,861 |
| Salaries and employee benefits | $1,046,000 | 5,297 |
| Premises and equipment expense | $532,000 | 3,313 |
| Additional noninterest expense | $809,000 | 4,890 |
| Pre-tax net operating income | $94,000 | 5,635 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $95,000 | 5,749 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $95,000 | 5,752 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $95,000 | 5,751 |
| Net charge-offs | $32,000 | 5,785 |
| Cash dividends | $132,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $94,000 | 5,603 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 5,364 |
| Total interest expense | $594,000 | 5,091 |
| Net interest income | $1,550,000 | 5,353 |
| Provision for loan and lease losses | $242,000 | 3,936 |
| Total noninterest income | $277,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $199,000 | 3,171 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $78,000 | 5,012 |
| Total noninterest expense | $1,575,000 | 4,910 |
| Salaries and employee benefits | $670,000 | 5,445 |
| Premises and equipment expense | $349,000 | 3,379 |
| Additional noninterest expense | $556,000 | 4,797 |
| Pre-tax net operating income | $10,000 | 6,013 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $11,000 | 6,124 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,000 | 6,126 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $11,000 | 6,125 |
| Net charge-offs | $11,000 | 5,773 |
| Cash dividends | $132,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $10,000 | 6,027 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 5,554 |
| Total interest expense | $302,000 | 5,184 |
| Net interest income | $725,000 | 5,562 |
| Provision for loan and lease losses | $22,000 | 5,692 |
| Total noninterest income | $136,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $99,000 | 3,161 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $37,000 | 5,161 |
| Total noninterest expense | $763,000 | 5,068 |
| Salaries and employee benefits | $330,000 | 5,536 |
| Premises and equipment expense | $168,000 | 3,571 |
| Additional noninterest expense | $265,000 | 4,951 |
| Pre-tax net operating income | $76,000 | 5,337 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $77,000 | 5,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 5,304 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $77,000 | 5,304 |
| Net charge-offs | $-6,000 | 7,353 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $76,000 | 5,201 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,028,000 | 5,703 |
| Total interest expense | $1,347,000 | 5,402 |
| Net interest income | $2,681,000 | 5,662 |
| Provision for loan and lease losses | $144,000 | 6,111 |
| Total noninterest income | $639,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $383,000 | 3,416 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $256,000 | 4,233 |
| Total noninterest expense | $3,011,000 | 5,167 |
| Salaries and employee benefits | $1,326,000 | 5,553 |
| Premises and equipment expense | $742,000 | 3,312 |
| Additional noninterest expense | $943,000 | 5,396 |
| Pre-tax net operating income | $165,000 | 4,900 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $165,000 | 4,927 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $165,000 | 4,929 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $165,000 | 4,929 |
| Net charge-offs | $144,000 | 5,374 |
| Cash dividends | $178,000 | 3,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $165,000 | 4,862 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 5,776 |
| Total interest expense | $1,007,000 | 5,540 |
| Net interest income | $1,994,000 | 5,714 |
| Provision for loan and lease losses | $140,000 | 5,570 |
| Total noninterest income | $492,000 | 4,256 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $278,000 | 3,470 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $214,000 | 4,172 |
| Total noninterest expense | $2,243,000 | 5,196 |
| Salaries and employee benefits | $1,006,000 | 5,566 |
| Premises and equipment expense | $578,000 | 3,262 |
| Additional noninterest expense | $659,000 | 5,577 |
| Pre-tax net operating income | $103,000 | 5,276 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $103,000 | 5,301 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $103,000 | 5,300 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $103,000 | 5,300 |
| Net charge-offs | $132,000 | 4,781 |
| Cash dividends | $178,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $103,000 | 5,233 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,955,000 | 5,883 |
| Total interest expense | $653,000 | 5,725 |
| Net interest income | $1,302,000 | 5,770 |
| Provision for loan and lease losses | $130,000 | 4,951 |
| Total noninterest income | $353,000 | 4,104 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $180,000 | 3,512 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $173,000 | 3,878 |
| Total noninterest expense | $1,490,000 | 5,271 |
| Salaries and employee benefits | $672,000 | 5,623 |
| Premises and equipment expense | $384,000 | 3,295 |
| Additional noninterest expense | $434,000 | 5,616 |
| Pre-tax net operating income | $35,000 | 5,601 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $35,000 | 5,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 5,680 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $35,000 | 5,680 |
| Net charge-offs | $85,000 | 4,421 |
| Cash dividends | $112,000 | 3,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $35,000 | 5,595 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 5,975 |
| Total interest expense | $302,000 | 5,998 |
| Net interest income | $658,000 | 5,747 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $214,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $93,000 | 3,396 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $121,000 | 3,340 |
| Total noninterest expense | $756,000 | 5,156 |
| Salaries and employee benefits | $340,000 | 5,626 |
| Premises and equipment expense | $191,000 | 3,355 |
| Additional noninterest expense | $225,000 | 5,263 |
| Pre-tax net operating income | $76,000 | 5,304 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $76,000 | 5,298 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $76,000 | 5,303 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $76,000 | 5,302 |
| Net charge-offs | $41,000 | 3,730 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $76,000 | 5,123 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,459,000 | 5,758 |
| Total interest expense | $1,548,000 | 5,919 |
| Net interest income | $2,911,000 | 5,489 |
| Provision for loan and lease losses | $325,000 | 4,487 |
| Total noninterest income | $586,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $422,000 | 3,353 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $164,000 | 5,162 |
| Total noninterest expense | $3,130,000 | 4,985 |
| Salaries and employee benefits | $1,496,000 | 5,344 |
| Premises and equipment expense | $736,000 | 3,386 |
| Additional noninterest expense | $898,000 | 5,150 |
| Pre-tax net operating income | $42,000 | 6,184 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $42,000 | 6,063 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $42,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 3,049 |
| Cash dividends | $575,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $42,000 | 6,200 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 5,733 |
| Total interest expense | $1,200,000 | 5,967 |
| Net interest income | $2,282,000 | 5,420 |
| Provision for loan and lease losses | $75,000 | 5,494 |
| Total noninterest income | $436,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $327,000 | 3,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 5,479 |
| Total noninterest expense | $2,315,000 | 5,011 |
| Salaries and employee benefits | $1,131,000 | 5,334 |
| Premises and equipment expense | $549,000 | 3,423 |
| Additional noninterest expense | $635,000 | 5,255 |
| Pre-tax net operating income | $328,000 | 5,545 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $328,000 | 5,093 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $328,000 | 5,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,385 |
| Cash dividends | $525,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $328,000 | 5,265 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 5,682 |
| Total interest expense | $861,000 | 5,935 |
| Net interest income | $1,573,000 | 5,324 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $289,000 | 4,714 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $219,000 | 3,299 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $70,000 | 5,638 |
| Total noninterest expense | $1,556,000 | 5,011 |
| Salaries and employee benefits | $783,000 | 5,287 |
| Premises and equipment expense | $355,000 | 3,516 |
| Additional noninterest expense | $418,000 | 5,291 |
| Pre-tax net operating income | $306,000 | 5,252 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $306,000 | 4,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $375,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $306,000 | 4,901 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 5,668 |
| Total interest expense | $498,000 | 5,777 |
| Net interest income | $767,000 | 5,422 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $148,000 | 4,648 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $111,000 | 3,231 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $772,000 | 5,042 |
| Salaries and employee benefits | $398,000 | 5,248 |
| Premises and equipment expense | $162,000 | 3,751 |
| Additional noninterest expense | $212,000 | 5,195 |
| Pre-tax net operating income | $143,000 | 5,527 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $143,000 | 5,288 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $143,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $142,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $143,000 | 5,181 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 5,494 |
| Total interest expense | $2,058,000 | 5,777 |
| Net interest income | $3,378,000 | 5,155 |
| Provision for loan and lease losses | $126,000 | 4,544 |
| Total noninterest income | $544,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $346,000 | 3,803 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $198,000 | 5,077 |
| Total noninterest expense | $2,856,000 | 5,166 |
| Salaries and employee benefits | $1,445,000 | 5,427 |
| Premises and equipment expense | $637,000 | 3,683 |
| Additional noninterest expense | $774,000 | 5,457 |
| Pre-tax net operating income | $940,000 | 4,859 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $940,000 | 4,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $940,000 | 4,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $941,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $940,000 | 4,442 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 5,490 |
| Total interest expense | $1,501,000 | 5,868 |
| Net interest income | $2,613,000 | 5,056 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $410,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $249,000 | 3,883 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $161,000 | 4,932 |
| Total noninterest expense | $2,134,000 | 5,149 |
| Salaries and employee benefits | $1,104,000 | 5,337 |
| Premises and equipment expense | $476,000 | 3,682 |
| Additional noninterest expense | $554,000 | 5,536 |
| Pre-tax net operating income | $889,000 | 4,626 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $889,000 | 4,141 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $889,000 | 4,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $888,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $889,000 | 4,125 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 5,576 |
| Total interest expense | $948,000 | 5,993 |
| Net interest income | $1,739,000 | 5,096 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $271,000 | 4,898 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $159,000 | 3,978 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $112,000 | 4,907 |
| Total noninterest expense | $1,405,000 | 5,224 |
| Salaries and employee benefits | $741,000 | 5,363 |
| Premises and equipment expense | $308,000 | 3,786 |
| Additional noninterest expense | $356,000 | 5,641 |
| Pre-tax net operating income | $605,000 | 4,641 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $605,000 | 4,152 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $605,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $605,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $605,000 | 4,145 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 5,595 |
| Total interest expense | $459,000 | 6,050 |
| Net interest income | $876,000 | 5,077 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $111,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $79,000 | 3,930 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $32,000 | 5,872 |
| Total noninterest expense | $679,000 | 5,350 |
| Salaries and employee benefits | $379,000 | 5,335 |
| Premises and equipment expense | $145,000 | 3,949 |
| Additional noninterest expense | $155,000 | 6,036 |
| Pre-tax net operating income | $308,000 | 4,589 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $308,000 | 4,105 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $308,000 | 4,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $308,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $308,000 | 4,081 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 5,320 |
| Total interest expense | $1,673,000 | 5,859 |
| Net interest income | $3,763,000 | 4,843 |
| Provision for loan and lease losses | $46,000 | 5,701 |
| Total noninterest income | $469,000 | 5,270 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $319,000 | 3,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $150,000 | 5,614 |
| Total noninterest expense | $2,728,000 | 5,196 |
| Salaries and employee benefits | $1,536,000 | 5,112 |
| Premises and equipment expense | $595,000 | 3,797 |
| Additional noninterest expense | $597,000 | 6,077 |
| Pre-tax net operating income | $1,458,000 | 4,351 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,458,000 | 3,831 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,458,000 | 3,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,771 |
| Cash dividends | $943,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,458,000 | 3,811 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 5,309 |
| Total interest expense | $1,227,000 | 5,864 |
| Net interest income | $2,860,000 | 4,836 |
| Provision for loan and lease losses | $46,000 | 5,138 |
| Total noninterest income | $348,000 | 5,309 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $230,000 | 4,114 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,555 |
| Total noninterest expense | $2,046,000 | 5,197 |
| Salaries and employee benefits | $1,159,000 | 5,083 |
| Premises and equipment expense | $454,000 | 3,752 |
| Additional noninterest expense | $433,000 | 6,174 |
| Pre-tax net operating income | $1,116,000 | 4,482 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,116,000 | 3,901 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,116,000 | 3,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $635,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,116,000 | 3,890 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 5,337 |
| Total interest expense | $764,000 | 5,923 |
| Net interest income | $1,907,000 | 4,858 |
| Provision for loan and lease losses | $46,000 | 4,571 |
| Total noninterest income | $232,000 | 5,307 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $151,000 | 4,126 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 5,545 |
| Total noninterest expense | $1,350,000 | 5,239 |
| Salaries and employee benefits | $738,000 | 5,240 |
| Premises and equipment expense | $307,000 | 3,703 |
| Additional noninterest expense | $305,000 | 6,025 |
| Pre-tax net operating income | $743,000 | 4,490 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $743,000 | 3,911 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $743,000 | 3,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $492,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $743,000 | 3,898 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 5,438 |
| Total interest expense | $328,000 | 6,186 |
| Net interest income | $934,000 | 4,905 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $102,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $74,000 | 4,113 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,187 |
| Total noninterest expense | $665,000 | 5,292 |
| Salaries and employee benefits | $350,000 | 5,440 |
| Premises and equipment expense | $151,000 | 3,771 |
| Additional noninterest expense | $164,000 | 5,789 |
| Pre-tax net operating income | $347,000 | 4,608 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $347,000 | 4,040 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $347,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,940 |
| Cash dividends | $346,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $347,000 | 4,023 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 5,675 |
| Total interest expense | $1,016,000 | 6,247 |
| Net interest income | $3,195,000 | 5,300 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $514,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $326,000 | 3,997 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $188,000 | 5,293 |
| Total noninterest expense | $2,608,000 | 5,232 |
| Salaries and employee benefits | $1,457,000 | 5,143 |
| Premises and equipment expense | $519,000 | 4,068 |
| Additional noninterest expense | $632,000 | 5,890 |
| Pre-tax net operating income | $1,051,000 | 5,225 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,051,000 | 4,700 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,051,000 | 4,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $998,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,051,000 | 4,667 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 5,740 |
| Total interest expense | $722,000 | 6,277 |
| Net interest income | $2,334,000 | 5,404 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $393,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $245,000 | 4,012 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $148,000 | 5,207 |
| Total noninterest expense | $1,855,000 | 5,387 |
| Salaries and employee benefits | $998,000 | 5,426 |
| Premises and equipment expense | $395,000 | 4,001 |
| Additional noninterest expense | $462,000 | 5,944 |
| Pre-tax net operating income | $842,000 | 5,205 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $842,000 | 4,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $842,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $787,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $842,000 | 4,580 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 5,851 |
| Total interest expense | $445,000 | 6,342 |
| Net interest income | $1,481,000 | 5,537 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $263,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $166,000 | 3,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $97,000 | 5,252 |
| Total noninterest expense | $1,212,000 | 5,439 |
| Salaries and employee benefits | $656,000 | 5,455 |
| Premises and equipment expense | $257,000 | 4,062 |
| Additional noninterest expense | $299,000 | 6,011 |
| Pre-tax net operating income | $514,000 | 5,422 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $514,000 | 4,833 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $514,000 | 4,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $460,000 | 2,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $514,000 | 4,780 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 5,964 |
| Total interest expense | $205,000 | 6,475 |
| Net interest income | $717,000 | 5,664 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $126,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $83,000 | 3,846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $597,000 | 5,529 |
| Salaries and employee benefits | $324,000 | 5,546 |
| Premises and equipment expense | $118,000 | 4,349 |
| Additional noninterest expense | $155,000 | 5,895 |
| Pre-tax net operating income | $238,000 | 5,559 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $238,000 | 4,983 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $238,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $184,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $238,000 | 4,944 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 6,128 |
| Total interest expense | $725,000 | 6,502 |
| Net interest income | $2,593,000 | 5,891 |
| Provision for loan and lease losses | $21,000 | 6,700 |
| Total noninterest income | $581,000 | 4,891 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $392,000 | 3,693 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $189,000 | 5,223 |
| Total noninterest expense | $2,389,000 | 5,453 |
| Salaries and employee benefits | $1,286,000 | 5,469 |
| Premises and equipment expense | $504,000 | 4,066 |
| Additional noninterest expense | $599,000 | 5,981 |
| Pre-tax net operating income | $764,000 | 5,904 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $764,000 | 5,374 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $764,000 | 5,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $320,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $764,000 | 5,293 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 6,244 |
| Total interest expense | $558,000 | 6,420 |
| Net interest income | $1,843,000 | 6,072 |
| Provision for loan and lease losses | $8,000 | 6,855 |
| Total noninterest income | $459,000 | 4,769 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $298,000 | 3,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $161,000 | 4,960 |
| Total noninterest expense | $1,761,000 | 5,474 |
| Salaries and employee benefits | $932,000 | 5,548 |
| Premises and equipment expense | $384,000 | 3,991 |
| Additional noninterest expense | $445,000 | 5,971 |
| Pre-tax net operating income | $533,000 | 6,173 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $533,000 | 5,655 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $533,000 | 5,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $240,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $533,000 | 5,586 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,587,000 | 6,285 |
| Total interest expense | $390,000 | 6,350 |
| Net interest income | $1,197,000 | 6,156 |
| Provision for loan and lease losses | $8,000 | 6,484 |
| Total noninterest income | $302,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $196,000 | 3,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $106,000 | 5,055 |
| Total noninterest expense | $1,136,000 | 5,612 |
| Salaries and employee benefits | $619,000 | 5,595 |
| Premises and equipment expense | $252,000 | 4,047 |
| Additional noninterest expense | $265,000 | 6,344 |
| Pre-tax net operating income | $355,000 | 6,155 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $355,000 | 5,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $355,000 | 5,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $355,000 | 5,541 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 6,302 |
| Total interest expense | $202,000 | 6,330 |
| Net interest income | $590,000 | 6,208 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $160,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $100,000 | 3,583 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $540,000 | 5,794 |
| Salaries and employee benefits | $306,000 | 5,684 |
| Premises and equipment expense | $119,000 | 4,271 |
| Additional noninterest expense | $115,000 | 6,800 |
| Pre-tax net operating income | $202,000 | 5,799 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $202,000 | 5,319 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $80,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $202,000 | 5,198 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 6,193 |
| Total interest expense | $1,028,000 | 6,032 |
| Net interest income | $2,296,000 | 6,186 |
| Provision for loan and lease losses | $35,000 | 6,678 |
| Total noninterest income | $688,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $421,000 | 3,534 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $267,000 | 4,730 |
| Total noninterest expense | $2,374,000 | 5,403 |
| Salaries and employee benefits | $1,275,000 | 5,418 |
| Premises and equipment expense | $495,000 | 4,092 |
| Additional noninterest expense | $604,000 | 5,971 |
| Pre-tax net operating income | $575,000 | 6,426 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $575,000 | 6,036 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $575,000 | 6,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $394,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $575,000 | 5,877 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 6,223 |
| Total interest expense | $805,000 | 6,059 |
| Net interest income | $1,722,000 | 6,212 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $529,000 | 4,582 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $312,000 | 3,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $217,000 | 4,626 |
| Total noninterest expense | $1,758,000 | 5,424 |
| Salaries and employee benefits | $942,000 | 5,451 |
| Premises and equipment expense | $373,000 | 4,060 |
| Additional noninterest expense | $443,000 | 6,030 |
| Pre-tax net operating income | $458,000 | 6,465 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $458,000 | 6,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $458,000 | 6,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $240,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $458,000 | 5,885 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 6,226 |
| Total interest expense | $554,000 | 6,085 |
| Net interest income | $1,153,000 | 6,186 |
| Provision for loan and lease losses | $27,000 | 6,031 |
| Total noninterest income | $348,000 | 4,604 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $216,000 | 3,438 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $132,000 | 4,817 |
| Total noninterest expense | $1,157,000 | 5,464 |
| Salaries and employee benefits | $632,000 | 5,446 |
| Premises and equipment expense | $244,000 | 4,124 |
| Additional noninterest expense | $281,000 | 6,173 |
| Pre-tax net operating income | $317,000 | 6,395 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $317,000 | 5,980 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $317,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $317,000 | 5,773 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $860,000 | 6,242 |
| Total interest expense | $284,000 | 6,116 |
| Net interest income | $576,000 | 6,185 |
| Provision for loan and lease losses | $14,000 | 5,838 |
| Total noninterest income | $185,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $107,000 | 3,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $78,000 | 4,393 |
| Total noninterest expense | $569,000 | 5,525 |
| Salaries and employee benefits | $297,000 | 5,656 |
| Premises and equipment expense | $119,000 | 4,200 |
| Additional noninterest expense | $153,000 | 5,860 |
| Pre-tax net operating income | $178,000 | 6,113 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $178,000 | 5,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $178,000 | 5,425 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 6,317 |
| Total interest expense | $1,406,000 | 5,918 |
| Net interest income | $2,121,000 | 6,441 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $779,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $428,000 | 3,367 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $351,000 | 3,941 |
| Total noninterest expense | $2,283,000 | 5,406 |
| Salaries and employee benefits | $1,216,000 | 5,433 |
| Premises and equipment expense | $463,000 | 4,186 |
| Additional noninterest expense | $604,000 | 5,908 |
| Pre-tax net operating income | $557,000 | 6,556 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $30,000 | 6,839 |
| Income before extraordinary items | $527,000 | 6,275 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $527,000 | 6,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $250,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $527,000 | 6,126 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 6,179 |
| Total interest expense | $2,116,000 | 5,927 |
| Net interest income | $2,109,000 | 6,268 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $582,000 | 4,663 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $416,000 | 3,279 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $166,000 | 5,316 |
| Total noninterest expense | $2,192,000 | 5,398 |
| Salaries and employee benefits | $1,238,000 | 5,194 |
| Premises and equipment expense | $438,000 | 4,319 |
| Additional noninterest expense | $516,000 | 6,342 |
| Pre-tax net operating income | $459,000 | 6,721 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $30,000 | 7,079 |
| Income before extraordinary items | $429,000 | 6,403 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $429,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $429,000 | 6,281 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 6,430 |
| Total interest expense | $1,828,000 | 6,544 |
| Net interest income | $2,241,000 | 6,198 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $609,000 | 4,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,011 |
| Total noninterest expense | $2,183,000 | 5,362 |
| Salaries and employee benefits | $1,204,000 | 5,210 |
| Premises and equipment expense | $460,000 | 4,055 |
| Additional noninterest expense | $519,000 | 6,284 |
| Pre-tax net operating income | $627,000 | 6,479 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $31,000 | 7,597 |
| Income before extraordinary items | $596,000 | 5,869 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $596,000 | 5,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,196 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $596,000 | 5,882 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 6,801 |
| Total interest expense | $1,452,000 | 7,093 |
| Net interest income | $2,071,000 | 6,516 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $486,000 | 5,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,873 |
| Total noninterest expense | $2,011,000 | 5,662 |
| Salaries and employee benefits | $1,141,000 | 5,365 |
| Premises and equipment expense | $357,000 | 4,899 |
| Additional noninterest expense | $513,000 | 6,418 |
| Pre-tax net operating income | $546,000 | 6,931 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $30,000 | 8,004 |
| Income before extraordinary items | $516,000 | 6,321 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $516,000 | 6,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $225,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $516,000 | 6,303 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 6,978 |
| Total interest expense | $1,384,000 | 7,457 |
| Net interest income | $2,098,000 | 6,494 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $452,000 | 5,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,301 |
| Total noninterest expense | $1,938,000 | 5,711 |
| Salaries and employee benefits | $1,098,000 | 5,406 |
| Premises and equipment expense | $297,000 | 5,412 |
| Additional noninterest expense | $543,000 | 6,145 |
| Pre-tax net operating income | $612,000 | 6,843 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $30,000 | 8,700 |
| Income before extraordinary items | $582,000 | 6,144 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $582,000 | 6,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,631 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $582,000 | 6,038 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 7,548 |
| Total interest expense | $1,217,000 | 8,066 |
| Net interest income | $1,955,000 | 7,012 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $594,000 | 4,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,817 |
| Total noninterest expense | $1,718,000 | 6,243 |
| Salaries and employee benefits | $1,000,000 | 5,872 |
| Premises and equipment expense | $193,000 | 6,970 |
| Additional noninterest expense | $525,000 | 6,314 |
| Pre-tax net operating income | $831,000 | 6,407 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $109,000 | 8,258 |
| Income before extraordinary items | $722,000 | 5,805 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $722,000 | 5,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,391 |
| Cash dividends | $550,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 10,722 |
| Net operating income | $722,000 | 5,761 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 7,936 |
| Total interest expense | $1,273,000 | 8,178 |
| Net interest income | $1,775,000 | 7,608 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $425,000 | 5,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,707 |
| Total noninterest expense | $1,607,000 | 6,824 |
| Salaries and employee benefits | $874,000 | 6,590 |
| Premises and equipment expense | $194,000 | 7,135 |
| Additional noninterest expense | $539,000 | 6,774 |
| Pre-tax net operating income | $573,000 | 7,556 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $211,000 | 6,981 |
| Income before extraordinary items | $364,000 | 7,897 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $364,000 | 7,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,120 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $362,720 | 7,847 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 8,350 |
| Total interest expense | $1,108,000 | 8,880 |
| Net interest income | $1,801,000 | 7,765 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $405,000 | 5,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 4,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,676 |
| Total noninterest expense | $1,549,000 | 7,120 |
| Salaries and employee benefits | $816,000 | 7,016 |
| Premises and equipment expense | $153,000 | 8,197 |
| Additional noninterest expense | $580,000 | 6,662 |
| Pre-tax net operating income | $537,000 | 8,230 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $186,000 | 7,672 |
| Income before extraordinary items | $351,000 | 8,473 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $351,000 | 8,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,922 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $351,000 | 8,448 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 8,822 |
| Total interest expense | $923,000 | 9,025 |
| Net interest income | $1,627,000 | 8,517 |
| Provision for loan and lease losses | $390,000 | 1,859 |
| Total noninterest income | $599,000 | 4,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,356 |
| Total noninterest expense | $1,696,000 | 7,003 |
| Salaries and employee benefits | $788,000 | 7,270 |
| Premises and equipment expense | $176,000 | 7,948 |
| Additional noninterest expense | $732,000 | 6,114 |
| Pre-tax net operating income | $140,000 | 11,345 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $54,000 | 10,369 |
| Income before extraordinary items | $86,000 | 11,515 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $86,000 | 11,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,574 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $86,000 | 11,561 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 8,278 |
| Total interest expense | $1,165,000 | 8,422 |
| Net interest income | $1,867,000 | 8,050 |
| Provision for loan and lease losses | $1,131,000 | 1,197 |
| Total noninterest income | $732,000 | 4,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 3,930 |
| Total noninterest expense | $2,018,000 | 6,287 |
| Salaries and employee benefits | $744,000 | 7,682 |
| Premises and equipment expense | $224,000 | 7,205 |
| Additional noninterest expense | $1,050,000 | 4,720 |
| Pre-tax net operating income | $-550,000 | 12,874 |
| Securities gains (losses) | $128,000 | 2,175 |
| Applicable income taxes | $-169,000 | 13,020 |
| Income before extraordinary items | $-253,000 | 12,794 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-253,000 | 12,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,207,000 | 1,003 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-334,920 | 12,772 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 7,788 |
| Total interest expense | $1,847,000 | 7,491 |
| Net interest income | $1,945,000 | 7,909 |
| Provision for loan and lease losses | $888,000 | 1,996 |
| Total noninterest income | $518,000 | 5,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 3,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $1,526,000 | 7,818 |
| Salaries and employee benefits | $737,000 | 7,712 |
| Premises and equipment expense | $186,000 | 8,166 |
| Additional noninterest expense | $603,000 | 7,483 |
| Pre-tax net operating income | $49,000 | 12,422 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $7,000 | 12,453 |
| Income before extraordinary items | $42,000 | 12,624 |
| Extraordinary gains, net | $7,000 | 1,371 |
| Net income | $49,000 | 12,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $761,000 | 1,876 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $42,000 | 12,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.