Home > Texas Banks > Waxahachie Banks > Citizens National Bank of Texas Waxahachie > Citizens National Bank of Texas
Citizens National Bank of Texas
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| Name: | Citizens National Bank of Texas |
| Concentration: | Commercial Lending Specialization |
| Established: | 07/01/1868 |
| FDIC Insurance: | 01/01/1934 |
| Holden By: | FIRST CITIZENS BANCSHARES INC |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
| # of Branches: | 12, view all, view on map |
| Website: | www.cnboftexas.com |
| Total Assets: | $1,677,031,000 |
| Total Deposits: | $1,458,304,000 |
| Total Equity Capital: | $207,894,000 |
| Total Domestic Office Deposits: | $1,458,304,000 |
| Net Income: | $40,857,000 |
| Quarterly Net Income: | $9,155,000 |
| Return on Assets: | 2% |
| Quarterly Return on Assets: | 2% |
| Return on Equity: | 21% |
| Quarterly Return on Equity: | 18% |
| More... | |
Client Review
1 client review of Citizens National Bank of Texas scored 1 out of 5.
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Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Honestly, Jun. 25, 2012
This is the worst bank I have ever had an account at. They want to hold your funds every chance they can, even if it's payroll that you consistently deposit. I could understand if there were a problem with the account, but never not one time was the account overdrawn. It was not a new account either, it had been opened for years. The tele banking almost never works, and the customer service representatives are either rude, busy or uninformed. I would not recommend this bank to anyone! They absolutely wowed me, and NOT AT ALL in a good way.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Citizens National Bank of Texas, Citizens National Bank Of Texas at Waxahachie, TX
1 of 1 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby Honestly, Jun. 25, 2012
This is the worst bank I have ever had an account at. They want to hold your funds every chance they can, even if it's payroll that you consistently deposit. I could understand if there were a problem with the account, but never not one time was the account overdrawn. It was not a new account either, it had been opened for years. The tele banking almost never works, and the customer service representatives are either rude, busy or uninformed. I would not recommend this bank to anyone! They absolutely wowed me, and NOT AT ALL in a good way.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Citizens National Bank of Texas, Citizens National Bank Of Texas at Waxahachie, TX
1 of 1 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
1 comment. Add a comment
by Edvardas 2018-10-04 21:43:25
CNB Texas at Ennis has excellent customer service. I have been using this bank for seven years and have had no problems, whatsoever. I have always been polite when I drive through or walk in and have even complimented the service. Likewise, all the tellers are always very polite with me, never anything less than I would expect from a quality hometown bank. Always prompt, courteous and helpful.
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